PB Privileges @ New York Skin Solutions Terms and Conditions

1. The Promotion is open to all PB Credit and Debit Cardmembers including employees of Public Bank Group, PB Subsidiaries, PB’s advertising agencies and their immediate families (“PB Cardmembers”) . 2. The Promotion is valid from 01 April - 31 December 2021 (the “Promotion Period”).

3. PB Cardmembers get to enjoy the following offer :-  Complimentary 1x Facial Detox Treatment plus 1x Skincare Product Kit  Limited to 1 session per Cardmember and new customers only  Valid for new customer aged 22 years old and above with skin problems  Redeemable after consultation

 10% rebate upon signing up full package  For new and existing customers

New York Skin Solutions Outlets : The Curve Subang Empire Mid Valley, 1st Avenue, IOI Mall Puchong Kuantan East Mall Central Aeon Alma, Bukit Mertajam Landmark Klang Paradigm Mall, , Melaka The Mines Ipoh De Garden Palm Mall, Seremban Hotline : 03-9779 5566 Website : www.newyorkskinsolutions.com.my/pb

4. The offer is not transferable or exchangeable for cash or other items.

5. The offer is not applicable with any other discounts/loyalty cards/complimentary gift voucher and on-going promotions.

6. All payments must be charged to PB Credit / Debit Card.

General Terms and Conditions 1. By participating in this Promotion, the PB Cardmembers shall be deemed to have read, understood and agrees to be bound by the Terms and Conditions stated herein. The Bank’s decisions on all matters relating to the Promotion shall be final, binding and conclusive. No correspondence, disputes and appeals will be entertained. The Bank further reserves the exclusive right to change, amend, delete or add on to these Terms and Conditions from time to time at least twenty one (21) days prior notice which notice will be placed at www.pbebank.com website.

2. The Bank makes no representation or warranties and accepts no liability or responsibility relating to the offers or the quality and suitability for use, or the benefits or of any item(s) purchase during the Promotion Period.

3. The Bank’s prevailing Terms and Conditions governing the use of the PB Credit/ Debit Card and PB Lifestyle Card shall continue to apply in addition to the Terms and Conditions herein.

4. Should you have any questions or queries on the Promotion, please contact PB Card Services & Support at 03-2176 8000. ______