CONTENTS VOL-16 ISSUE -4

Editor N.K. Jain Advisors Neeraj Chabra UNION BUDGET 2020-21 K.C.Gupta Registered Office Mahendra Publication Pvt. Ltd. 103, Pragatideep Building, Plot No. 08, Laxminagar, District Centre, New Delhi - 110092 TIN-09350038898 w.e.f. 12-06-2014 Branch Office Mahendra Publication Pvt. Ltd. E-42,43,44, Sector-7, Noida (U.P.) Interview 5 For queries regarding promotion, distribution & Current Affairs - One Liner 6-9 advertisement, contact:- Spotlight 10 [email protected] Ph.: 09208037962 The People 11-19 News Bites 20-41 Owned, printed & published by N.K. Jain Union Budget 2020-21 42-49 103, Pragatideep Building, Economic Survey 2019-20 50-57 Plot No. 08, Laxminagar, District Centre, New Delhi - 110092 Designation : Who's Who 61 Please send your suggestions and Word of English - Etymology 62 grievances to:- Quiz Time - General Awareness 63-73 Mahendra Publication Pvt. Ltd. CP-9, Vijayant Khand, SSC CHSL - Model Paper 2019 74-85 Gomti Nagar Lucknow - 226010 CRP Clerk Mains - Previous Paper (20 January 2020) 86-113 E-mail:[email protected] © Copyright Reserved ## No part of this issue can be printed in whole or in part without the written permission of the publishers. ## All the disputes are subject to Delhi jurisdiction only. Mahendra Publication Pvt. Ltd. Editorial"Enthusiasm has great strength. There is no greater strength than enthusiasm. There is nothing which is not attainable in this world for the enthusiastic."

- Maharishi Valmiki Dear Aspirants, We feel delighted to present to you the "April 2020" edition of "Master In Current Affairs". MICA is a comprehensive magazine focused on both the intellectual and competitive nature of learning. Apart from the competitive edge, MICA is intended to provide you with a vision of self-enhancement. MICA includes highly acclaimed sections such as, Newsletters, News Diary, One Liner, World of English, which are directly related to your preparation for competitive examinations. Chalte - Chalte is one of the most steering elements of MICA on the go, which is mentioned below every page. This edition creates a forum where all candidates and guidance personnel can meet the important issues of this month which may play a vital role in the forthcoming examination. The important topics covered in this edition are: Union Budget 2020- The Union Budget for 2020–2021, was presented by the Finance Minister on 1st of February 2020. This is the second budget of the Narendra Modi led NDA government's second term. The central ideas of the Budget are - "Aspirational India, Economic development, A Caring Society." The Economic Survey 2019-20 was tabled during the Budget Session of the Parliament on 31 January 2020 by the Minister of Finance. The survey was prepared under Krishnamurthy Subramanian, the Chief Economic Advisor (CEA) to the Government of India. Padma Awards 2020- The Padma Awards are one of the highest civilian honours of India announced annually on the eve of Republic Day. The Awards are given in three categories: Padma Vibhushan (for exceptional and distinguished service), Padma Bhushan (distinguished service of higher order) and Padma Shri (distinguished service). Oscar Awards 2020- The 92nd ceremony, presented by the Academy of Motion Picture Arts and Sciences (AMPAS), honored the best films of 2019, and took place at the in , , California. The South Korean film Parasite won four awards, including Best Director, Best Picture and Best International Feature Film. In this edition as a wish for your bright and prosperous future we are providing “SSC CHSL: Model Paper 2019 “and “CRP Clerk Mains: Previous Paper 2020” for your self-assessment. You can also test your Current Affairs by visiting the Quiz Time section for self-assessment, which includes all possible multiple-choice questions from the current affairs of this month. To serve you better we will diligently serve you our level best with various new topics and news that is important from the examination point of view.

Best of luck for your exams. Your suggestions will be highly valuable and welcomed.

With Best Wishes Editor : N.K. Jain “Your Success is Our Success” OMAIR INTERVIEW Omair : Definitely, time plays a PERSONAL DETAILS vital role. For one's success SYED OMAIR RAHMANI one needs to do is to give more and more time to Father’s Name : Mr. S.M. Monisur Rahman study. Mother’s Name : Mrs. Waheeda Begum MICA : How did you prepare for Hobbies : Listening and Singing Song. the Interview? Prior Selection : None Omair : I took help from the faculty. Name of the Exam : Punjab & Sind Bank MICA : Tell us about the Interview Roll No. of Qualified Exam : 1861005088 Board and the questions Roll No. of Mahendra Institute : JSD2571559046 asked? English Language Omair : There were 5 members. 4 male and 1 female, all were For english I practiced previous decent. year questions and followed the test provided by the institute. The questions asked were: I. As I am B.tech qualified from Reasoning Ability electronics & communication I went through material and test engineering. They asked how provided by the institute & previous I will communicate with the year papers. child who is not able to speak. (Answered) Numerical Ability II. Being a muslim member I was I focussed on the high scoring part asked to name all the presidents MICA : Mahendra's family from where I could get more marks. who were muslim. (answered all expresses its heartfelt except one (Hidayatullah) who congratulations on your General Awareness was for very short period. success. For GA Mahendra App and MICA III. Then banking term priority Omair : Thank You! provided by institute is enough. sector lending. (answered) MICA : To whom do you want Computer & Marketing MICA : From whom did you to give the credit of your get information of your selection? I studied previous year papers and selection and what was material provided by the institute. your reaction? Omair : To all the teaching staff and my family. MICA : What would you say about Omair : I got the information “Master in Current Affairs” MICA : After how many attempts from my younger brother Magazine (MICA) and did you succeed in this while I was sleeping in the Mahendra Guru Website? examination? morning. Omair : It is very effective and plays Omair : It was my 2nd Attempt. MICA : What message do you major role to cover current want to convey to other MICA : What is the role of affairs. aspirants? Mahendra's institute in your selection? MICA : What is the best thing about Omair : Never lose hope, believe our coaching institute, in yourself & be honest Omair : They taught us the according to you? towards studies. guidelines to crack the exam. Omair : This is very supportive and MICA : Congratulations! once co-operative. MICA : How did you prepare for again on your success. Your the examination? MICA : What is the role of “Time success is our success. Management” in one’s Omair : Thank You! Omair : success?

Young India batswoman Jemimah Rodrigues was conferred honorary membership by the APRIL 2020 MICA Bandra-based MIG Cricket Club. 5 CURRENT AFFAIRS One Liner ONE Liner PERSONS IN NEWS

## Recently, senior leader and former MP, D P Tripathi passed ## Who was sworn in as the new Deputy Chief Minister away in Delhi after a prolonged illness. He belonged to of Maharashtra? - Hemant Soren which political party? - NCP ## Who has been appointed as a Senior Security Adviser ## Who has named the United Nations (UN)’s “most in the Home Ministry? - K. Vijay Kumar famous teenager in the world” in its ‘Decade in Review’ report? - Malala Yousafzai AWARDS ## Recently, Harsh Vardhan Shringla has been appointed # as the ______foreign secretary of India. # Which Former Indian Cricketer is selected for the - 33rd prestigious CK Nayudu Lifetime Award given by the BCCI? - Krish Srikkanth ## Who has emerged as India's most searched business tycoon # on Google in 2019? - Ratan Tata # What is the name of the award given to the states for good agricultural production, by the Prime Minister? # # Who is the author of the book titled “Diamond In My - Krishi Karman Palm” that describes about the 12 diamonds that was # lost from India? - Sanjay Dharwadker # Who is honored with “Lokmanya Tilak National Journalism Award” for his great contribution in the # # Who was reappointed as the Chairman of Railway field of Journalism ? - Sanjay Gupta Board? - Vinod Kumar Yadav ## Who has been recently chosen for “Muppavarapu # # Who is the Chief executive Officer of Paytm Payments Venkaiah Naidu National Award for Excellence”? Bank? - Satish Kumar Gupta - Dr. M. S Swaminathan # # Recently, The Union External Affairs Minister has ## The District administration of which state has won launched a book titled ‘IN PAX SINICA: Implications the Swachhata Darpan Award for adopting innovative for the Indian Dawn’. Who is the author of the book? methods in plastic waste management? - Samir Saran - Odisha # # Who has recently been appointed as the fourth Deputy ## Who has been recently conferred with 29th Saraswati Governor of the Reserve Bank of India? Samman? - Vasdev Mohi - Michael Patra ## Who is the deceased Kerala Cartoonist and Secretary # # Who is the Union minister of Ayush Ministry? of Kerala Cartoon Academy, who has won the United - Shripad Yesso Naik Nations Political Cartoon Award? ## Who is the Chief Executive Officer of India Post - Thomas Antony Payment Bank? - Suresh Sethi ## Which Indian Cricketer, is awarded as the ODI ## Recently, the Sultan of which country, Qaboos bin Cricketer of the Year for the first time in 16th edition Said Al Said has died? - Oman of ICC awards 2019? - Rohit Gurunath ## Veteran Political cartoonist Vikas Sabnis has passed Sharma away recently, he was related to which State? ## Recently which railway station has been conferred - Maharashtra with 'Eat Right Station' certification with the five-star ## Who is the CEO of the Bhilai Steel Plant? rating by Food Safety? - Chhatrapati Shivaji - M. Ravi Maharaj Terminus ## Who has been named as India's first Chief of Defense ## Which authors was recently conferred "Akashdeep Staff? - Bipin Rawat Samman-2019"? - Gyanranjan Ashleigh Barty won her first career title at home with a 2, 5 defeat of Ukrainian Dayana 6 MICA APRIL 2020 Yastremska at the ATP-WTA Adelaide International. One Liner SCHEMES AND LAUNCHES ## Recently, the Khadi and Village Industries Commission inaugurated the first “Patola Saree” production unit in ## Which state government has launched the “Mahatma which state? - Gujarat Jyotirao Phule Farmer Loan Waiver Scheme” and ## Recently, NITI Ayog has released the second edition of subsidized meal scheme named “Shiv Bhojan” the Sustainable Development Goals Index. Which state programme for the poor? - Maharashtra has topped the index? - Kerala # # Which state has launched the “Atal Kisan Mazdoor ## Which state is going to observe “No Vehicle Day” on canteen” for the benefit of farmers and labourers? the first day of every month in 2020? - Haryana - Rajasthan # # Which integrated railway helplines into single number ## According to the recent data from the Ministry of is made by the Indian Railways for the passengers Forest Environment and Climate Change, what is the for quick grievance redressal and inquiry during their total number of tiger deaths occurred in India during journey? - 139 2019? - 95 # # When was the Aadhaar Project launched by government ## Which organization has released the 2nd edition of of India? - 28 January 2009 Sustainable Development Goals India Index and dashboard ## According to the Ministry of Rural Development, for the year 2019? - NITI Aayog only 252 Members of Parliament have adopted gram ## Mundra Thermal Power Station located in which panchayats under phase-4 of SAGY. What is the full state? - Gujarat form of SAGY? - Saansad Adarsh Gram Yojana ## Bisalpur dam is located in which state? - Rajasthan ## What is the name of the campaign has been launched by Minister of Petroleum and Natural Gas, Dharmendra ## How much percent of India’s geographical area Pradhan to create awareness among the people in are covered with Forests as per the 16th India State conservation of fuels? - Saksham of Forest Report (ISFR) released by Shri Prakash Javadekar? - 24.56% NATIONAL & STATE ## Where the foundation stone of head quarter of the CRPF (Central Reserve Police Force)has been laid with a cost ## Which state government has announced to give an of Rs 280 crore? - New Delhi, Delhi annual pension of Rs 6,000 per year to Muslim women ## Gorumara National Park is situated in which state? who have been given triple talaq by their husbands? - West Bengal - Uttar Pradesh Government ## Where is the Tiroda thermal power plant located? - Maharashtra ## A team of researchers from India and _____ collaborated to create a new robot named Pepe which encourages children ## Recently, which state the Home Minister Amit Shah has to wash their hands. - United Kingdom launched the country’s first Cyber Crime Prevention Unit called “Cyber AASHVAST”? ## Recently, Uttar Pradesh State Road Transport - Gujarat Corporation has launched which helpline which is a calling and a WhatsApp service for the safety of INTERNATIONAL women? - Damini ## Nokrek National Park is situated in which state? ## Recently, Naruhito has become the new Emperor of - Meghalaya which country? - ## Which state’s railway station has topped the Railway ## Which of the following countries are involved in Cleanliness Survey 2019 released by Ministry of Chabahar port project? - India, Iran and Railways? - Rajasthan Afghanistan ## Which state is going to observe 2020 as Susashan ## Recently, which Country’s Prime Minister Antonio SankalpVarsh? - Haryana Costa has announced the setting up of a Gandhi ## Which state has emerged as the Most Innovative State Citizenship Education Prize in order to help promote among Major States as per the India Innovation Index Mahatma Gandhi’s ideals? - Portugal (III) 2019 released by NITI Aayog? ## Zloty is the official currency of which Country? - Karnataka - Poland England spinner Dominic Bess has become England's youngest spinner to take five-wicket haul APRIL 2020 MICA 7 overseas during the third Test against South Africa. CURRENT AFFAIRS One Liner ## Stockholm is the capital of which Country? FINANCIAL AWARENESS - Sweden ## Which is the biggest steel producing country at ## According to a report by the Centre for Economics present? - China and Business Research (CEBR), India will overtake Germany to become fourth-largest economy in the ## According to Ministry of Commerce and industry how world by the year 2026. CEBR is based in which many items from China will get strict restriction from country? - United Kingdom March 2020? - 371 Items ## Recently, SEBI has signed a bilateral memorandum # # World Health Organization (WHO) has designated of understanding with Astana Financial Services 2020 as which year? - Year of the Nurse and Authority (AFSA). It is based in which country? the Midwife - Kazakhstan # # Which country has officially announced to drop its nickname ## Recently, In which state Bharat Heavy Electricals Ltd ‘Holland’ recently? - The Netherlands (BHEL) has commissioned the first lignite-based 500 ## What is the name of the Major General which was killed MW thermal unit of the 2x500 MW Neyveli New in an airstrike by the US at Baghdad’s international Thermal Power Project? - Tamil Nadu airport? - Qasem Soleimani ## Recently, RBI has announced to purchase and sell ## Where is The United Nations Educational, Scientific government securities simultaneously under OMO and Cultural Organization (UNESCO) based in? for 10,000 crore rupees each? What is the full form of - France OMO? - Open Market ## Pyongyang is the capital of which country? Operations - North Korea ## Which country was the largest source of foreign direct ## What is the currency of Philippines? investment (FDI) in India during the first half of the - Peso financial year 2019-2020? - Singapore ## The Global Hunger Index is jointly published by ## Which e-commerce payment system has partnered with Concern worldwide and Welthungerhilfe. What is the HDFC Life Insurance to purchase insurance products rank of India among 117 countries? from HDFC Life? - Paytm - 102nd ## Recently, Reserve Bank of India Governor, Shaktikanta ## What was the theme of the 11th BRICS summit? Das has launched which mobile app to help visually- - Economic Growth for impaired people to identify the denomination of an Innovative Future currency notes? - 'MANI' App # ## In which country the health authorities has reported # Which rate will not be applicable on transactions/ that a new virus, Corona has been found that infects payments done via RuPay and UPI platforms from the respiratory tract? - China January 2020? - Merchant Discount Rate # ## Which Indian monument has found place in the # Which company’s Mutual Fund has been renamed as Shanghai Cooperation Organisation’s ‘8 Wonders of Nippon India Mutual Fund? - Reliance SCO’ list? - Statue of Unity ## Securities and Exchange Board of India (SEBI) has eased its norms to allow smart cities raise funds ## Which country has successfully launched its largest carrier through which bonds? - ‘Muni Bonds’ rocket "Long March-5"? - China ## Name the bank that has signed an MoU with Indian ## Which country has recently announced the induction Army with the aim to provide new and better banking of Avangard hypersonic missile into the army? experience for both serving & retired personnel of - Russia Indian Army? - Bank of Baroda ## White Island, recently seen in the news. It is located in ## Recently, Reserve Bank has increased the household which country? - New Zealand income limits for borrowers of Non-Banking Financial ## Global gender gap index released by Companies and microfinance institutions from 1 lakh - World Economic to ______. - 1.25 lakh rupees Forum ## Recently, What amount of penalty has been imposed ## To prevent the exploitation of the environment in war by the Reserve Bank on Tamilnad Mercantile Bank and armed conflict, International Day is celebrated on for violating norms on frauds classification and ______. - 6 November notification? - Rs 35 lakh IIT Kharagpur has developed an artificial intelligence-powered method to automate the MICA APRIL 2020 8 reading of legal case judgments. One Liner ## Which bank has recently signed an MoU with South- ## Recently, which Tiger Reserve has shown that carbon Central Railway zone of the Indian Railways, for storage was highest in species-rich evergreen forest? doorstep collection of earnings from the railway - Anamalai Tiger stations? - State Bank of India Reserve ## A product that people consume more as the income ## What is the first solar mission of India named by decreases and consume less as the income increases is ISRO? - AdityaL-1 called: - Giffen Good ## Which country recently launched its heaviest and most ## Which company has recently announced to invest $ sophisticated communication satellite through the 1 billion to digitise Small and Medium Businesses in country's new and largest rocket Long March-5? India? - Amazon - China ## When a bank returns a cheque unpaid, it is called - Dishonor of the cheque MISCELLANEOUS SPORTS ## Nathu la was in news recently, it is located in which state? - Sikkim ## Recently, which number of Khelo India youth games have ## Pulicat Lake is located in which of the following been held in Guwahati? - 4th states? - Andhra Pradesh ## Recently, Koneru Humpy has become the 2019 ## Belum Caves are located in which state? Women's World Rapid Champion. She belongs to - Andhra Pradesh which sport? - Chess ## Which Sikh Guru’s birth anniversary is celebrated as ## What will be the India’s GDP growth rate for the Prakash Parv? - Guru Gobind Singh FY20, as estimated by the World Bank? ## The Lorenz curve is a graphical representation of: - 5.80% - Distribution of income ## Sunita Lakra, who announced her retirement recently, or wealth is a famous Indian player of which Sports? ## What is the maximum age limit of Chief of Defence - Hockey Staff after amending the Army Rules, 1954, which was ## Seema, who has been recently banned by National Anti- set as 62 years earlier? - 65 years Doping Agency for 4 years for doping is associated with ## When overall prices increase (inflation)due to which sport? - Weightlifting increases in the cost of wages and raw materials, then ## Recently, Manav Thakkar has become the world no.1 it is called: - Cost-Push Inflation in latest International Rankings. He is related to which ## The world Braille Day is observed on which day? sport? - Table Tennis - 4th January ## Who among the following has been named as ## World Hindi Day is celebrated on January 10 every International Tennis Federation’s (ITF) World year, marking the anniversary of first World Hindi Champion? - Rafael Nadal Conference. In which year the first World Hindi SCIENCE AND TECHNOLOGY Conference was held? - 1975 ## Recently, the Union Home Minister Amit Shah ## Recently SnowEx was in news, It is a: recently released a book titled ‘Karmayoddha Granth’ - NASA’s programme to on the life of which Indian political leader? map global snow water - Narendra Modi equivalent. ## The freedom of speech and freedom to carry on a ## Which country’s heaviest and most advanced business through internet is covered under which article communications satellite, Shijian-20 was launched of Indian constitution? - Article 19 recently? - China ## Which fighter aircraft, known for its outstanding ## What is name of the women astronaut, who surpassed performance in the Kargil War, has been retired from Peggy Whitson record & created a new record by the Indian Air Force? - MiG-27 becoming the single longest space mission held by a ## Saptamatrika, a group of seven mother-goddesses, woman? - Christina Hammock recently in news, is primarily related to Koch - Hinduism

India has successfully test-fired a 3,500 kilometre range nuclear capable K-4 ballistic APRIL 2020 MICA missile that can be launched from a submarine. 9 SPOTLIGHT ALL THAT MATTERS ABBREVIATIONS IMPORTANT DAYS AND DATES WDRA : Warehouse Development and Regulatory April 2 World Autism Awareness Day Authority April 5 National Maritime Day NWR : Negotiable Warehousing Receipts April 7 World Health Day OALP : Open Acreage Licensing Policy April 10 World Homeopathy Day April 17 World Haemophilia Day CGTMSE : Credit Guarantee Trust for Medium and Small April 18 World Heritage Day Entrepreneurs April 19 World Liver Day PFRDAI : Pension Fund Regulatory Development April 22 Earth Day Authority of India Act April 24 National Panchayati Day DTAA : Double Taxation Avoidance Agreements April 25 World Malaria Day NCCD : National Calamity Contingent duty April 27 World Veterinary Day ECONOMIC GLOSSARY BOOKS & AUTHORS Game Theory Game theory studies the mathematical models of strategic interaction among LET ME SAY IT NOW rational decision-makers. It has applications 01 altogether in the fields of science, also as in logic, systems science and computing. :- Rakesh Maria Originally, it addressed zero-sum games, during which each participant's gains or losses are exactly balanced by those of the opposite participants. Nowadays, the idea BACKSTAGE of games applies to an honest range of 02 behavioural relations, and is now an umbrella term for the science of logical decoding in :- Montek Singh Ahluwalia humans, animals, and computers. Modern theory of games began with the thought of mixed-strategy equilibria in two- person zero-sum games, and it’s proven by LONG BRIGHT RIVER John von Neumann. Theory of Games and 03 Economic Behaviour, co-written with Oskar Morgenstern in 1944 considered cooperative :- Liz Moore games of several players. Game theory was developed extensively within the 1950s by many scholars. It was explicitly applied to biology in the 1970s, although relentless similar developments go back at least as far 04 as the 1930s. Game theory has been widely known as a crucial tool in many fields. Nobel :- Yashwant Sinha Memorial Prize 2014 in Economic Sciences was given to game theorists Jean Tirole, with this a total of eleven game theorists have won the economics Nobel Prize. John AMNESTY Maynard Smith, was awarded the Crafoord 05 Prize for his applications of theory of games to biology. :- Aravind Adiga The Institute of Company Secretaries of India (ICSI) has elected Ashish Garg as the MICA APRIL 2020 10 president and Nagendra D Rao as the vice-president. APPOINTMENTS THE PEOPLE Sanjiv Chadha, Lingam Venkata Taranjit Singh Sandhu Prabhakar, Atanu Kumar Das aranjit Singh Sandhu, a Tcareer diplomat with more than 30 years of experience with two earlier stints in the Indian mission in Washington, has been named India’s new envoy to the US. Among the key tasks he will have to take on after assuming his new position is coordinating US President Donald Trump’s expected visit to India in February and guiding the talks for a new trade deal between anjiv Chadha has been appointed as Managing the two countries that is aimed at addressing irritants and SDirector (MD) and Chief Executive Officer (CEO) differences that have emerged in recent years. at Bank of Baroda. Chadha, presently working as Sandhu, currently the high commissioner to Sri Lanka, Deputy Managing Director in State Bank of India, has was deputy chief of mission in Washington during 2013- been appointed to the new post for a period of three 17. He also served as the first secretary at the embassy in years. Washington responsible for liaising with the US Congress Sanjiv Chadha has over 33 years’ experience in during 1997-2000. He has also been at the Permanent banking, having started his career with SBI in 1987. Mission of India to United Nations, New York from July He has worked across several different areas of the 2005 to February 2009. The post of ambassador to the US bank, both in India and overseas, and his areas of fell vacant when the previous incumbent, Harsh Shringla, specialism include corporate finance, investment was named the next foreign secretary. Shringla is set to take banking, mergers and acquisitions, structured finance up his new assignment on January 29. and private equity. Sandhu, who joined the Indian Foreign Service in 1988, Lingam Venkata Prabhakar, Executive Director in was appointed as the envoy to Sri Lanka in January 2017 Punjab National Bank, will be MD and CEO in Canara after the stint in Washington. Sandhu has also had stints in Bank. His tenure, from the date of assumption of the erstwhile Soviet Union. Following the break-up of the charge on or after February 1, will be till December Soviet Union, he was sent to open India’s new embassy in 31, 2022. He holds a Master's Degree in Agriculture Ukraine and headed the political and administration wings and a Certified Associate of Indian Institute of Bankers in the mission in Kiev during 1992-94. His wife Reenat (CAIIB). Earlier, he has worked with Allahabad Bank Sandhu is the ambassador to Italy. and served in various capacities at Industrial Finance Sandhu was Consul General of India in Frankfurt from Branch, Mumbai, Lead District Office and various Zonal September 2011 to July 2013. He has worked in the Offices. At Corporate Office, he worked as Head of Ministry of External Affairs in various capacities: as Joint various important verticals viz. Information Technology, Secretary (United Nations) from March 2009 to August Retail Banking, Priority Sector Credit, MSME Credit, 2011; and later as Joint Secretary (Administration) heading Financial Inclusion, Human Resource Development and the Human Resource Division. He was Officer on Special Integrated Risk Management. Duty (Press Relations), Ministry of External Affairs from Atanu Kumar Das has been appointed as the MD and December 1995 to March 1997, and was responsible for CEO in Bank of India for a three-year term. He is at liaison with foreign media in India. present working as the Executive Director in the same Janak Raj bank. Das was serving as an executive director at the bank since February 2017. In his 26 years of banking he Reserve Bank of India (RBI) has appointed its experience, Das has been involved at both policy and TExecutive Director Janak Raj as member of the operational levels. Prior to Bank of India, he was at Monetary Policy Committee (MPC), the highest interest Vijaya Bank and handled key departments as planning rate setting body. Raj replaces Michael D Patra, who and development. was recently elevated as Deputy Governor of the RBI. The decision to appoint Janak Raj was taken at the 581st

Tasneem, the 3year-old JD(S) corporator, was elected as the first Muslim woman Mayor of APRIL 2020 MICA Mysuru. 11 THE PEOPLE APPOINTMENTS meeting of the central board. India (RBI) in 2017, recommended linking bank lending The government had in 2016 rates to a market benchmark. A Reserve Bank of India constituted MPC to set the committee headed by Dr Janak Raj has suggested that benchmark interest rate. The interest rate on loans be pegged to anyone of the three MPC is headed by the RBI benchmark rates such as T-bill, certificate of deposit Governor. Of the six members, rate or the RBI’s repo rate rather than leaving it to the three are nominated by the discretion of each bank. It also suggested a ban on banks government, while the remaining charging a conversion fee whenever the bank resets three are from the RBI (including the rate of interest. Banks and the RBI have been at the Governor). The Monetary loggerheads for over a decade with the regulator publicly Policy Committee takes decisions stating that banks move interest rate in such a way that based on majority vote. Each member has one vote but the it benefits them. Banks have been quick to raise interest RBI Governor get a casting vote in case of a tie. rates when the RBI raised policy rates, but were slow to cut when RBI did so. Janak Raj committee set up by the Reserve Bank of Order of Australia highest civilian honour. This follows the conferment of superstar batsman Sachin Tendulkar in 2012, Former ustralia has Attorney General of India Soli Jehangir Sorabjee in 2006, conferred its A and Mother Teresa of Kolkata (Agnes Gonxha Bojaxhiu) highest civilian honour, in 1982. the Order of Australia, on Biocon founder Subhash Chandra Bose Aapda Kiran Mazumdar-Shaw Prabandhan Puraskar 2020 for her contribution towards advancing the or the year 2020, country's relationship FDisaster Mitigation with India. Australia's & Management Centre, High Commissioner to India Harinder Sidhu invested Uttarakhand (in the Mazumdar-Shaw as an Honorary Member within the Order institution category) of Australia (AM) in the General Division at a ceremony in and Kumar Munnan Bengaluru. An alumnus of Federation University Australia, Singh (Individual Mazumdar-Shaw is the founder of Biocon, one of India's category) have been largest bio-pharmaceutical companies. She contributes selected for the immensely to promoting women in STEM through the Subhash Chandra Bose joint research programmes developed between Biocon and Aapda Prabandhan Puraskar for their commendable work Deakin University, Australia, as part of her deep and long- in Disaster Management. In case the winner being an standing commitment to gender equality. institution, it shall receive a certificate and a cash prize of The Order of Australia was established on 14 February Rs. 51 lakhs. This cash prize shall be utilized by the winning 1975 by letters patent of Queen Elizabeth II of Australia, institution for Disaster Management related activities only. the Australian monarch, and countersigned by the Prime In case of the winner being an individual, winner shall Minister of Australia, Gough Whitlam. The original order receive a certificate and a cash prize of Rs. 5 lakhs. The had three levels: Companion (AC), Officer (AO) and award is announced every year on 23rd January, the birth Member (AM) as well as two divisions: Civil Division and anniversary of Netaji Subhash Chandra Bose. It may be Military Division. The Queen of Australia is sovereign head recalled that for the year 2019, 8th Battalion of the National of the order, while the Governor-General of Australia is the Disaster Response Force (NDRF) located at Ghaziabad, had principal companion/dame/knight and chancellor of the been selected for the award for its commendable work in order. The governor-general's official secretary, currently disaster management. Paul Singer, is secretary of the order. Disaster Mitigation and Management Centre (DMMC), Honorary appointments in the Order of Australia are Uttarakhand discharges the functions of State Disaster made to foreign nationals who have made an outstanding Management Authority under the Government of contribution to Australia or humanity at large. Mazumdar- Uttarakhand. Since its establishment in 2006, it has Shaw is the fourth Indian citizen to be awarded Australia's coordinated various post disaster functions relating to

South Korean electronics maker Samsung appointed its youngest-ever President Roh Tae-moon, MICA APRIL 2020 12 aged 51, as its new mobile chief. AWARDS THE PEOPLE coordination, requisition, information exchange and media Awards including 4 duo cases (in a duo case, the Award is briefing, including those after 2010, 2012 and 2013 major counted as one) as per list below. The list comprises of 7 disaster incidences. DMMC has been organizing mock Padma Vibhushan, 16 Padma Bhushan and 118 Padma Shri exercises at state, district and tehsil level with the support Awards. 33 of the awardees are women and the list also of NDMA and has trained State Government officials in includes 18 persons from the category of Foreigners/NRI/ Incident Response System (IRS) and organized incidence PIO/OCI and 12 Posthumous awardees. response trainings (IRTs) till tehsil level. DMMC ensures Padma Vibhushan (7) interaction with various scientific and academic institutions working in the field of DRR in the country for dissemination S.N. Name Field State/Country of emerging technologies and techniques amongst State 1. Shri George Public Bihar Government departments through workshops. Fernandes Affairs The DMMC has developed rich audio-visual and print IEC (Posthumous) material that is one of the best in the country, particularly 2. Shri Arun Public Delhi in Hindi and includes a Censor Board certified popular Jaitley(Posthumous) Affairs film ‘THE SILENT HEROES’ that was released on 11th 3. Sir Anerood Jugnauth Public Mauritius December, 2015 in more than 200 theatres of 100 cities GCSK Affairs across the nation. 4. Smt. M. C. Mary Sports Manipur Kumar Munnan Singh was appointed as a founder Member Kom of the National Disaster Management Authority in 2005 5. Shri Chhannulal Art Uttar Pradesh following his commendable work during 2004 Indian Mishra Ocean Tsunami. In NDMA, Singh envisioned and had taken 6. Smt. Sushma Swaraj Public Delhi painstaking efforts to establish, one of its kind specialist (Posthumous) Affairs response force, the ‘National Disaster Response Force’ 7. Sri Vishveshateertha Others- Karnataka from scratch to today’s strong force of 14,000 personnel Swamiji Spiritualism comprising of 12 battalions. Under the superintendence Sri Pejavara and directions of Singh, NDRF delivered commendable Adhokhaja Matha response in its nascent phase itself during devastating Kosi Udupi (Posthumous) foods, 2008. Padma Bhushan (16) Padma Awards 2020 S.N. Name Field State/Country adma Awards - 8. Shri M. Mumtaz Ali Others- Kerala one of the highest P (Sri M) Spiritualism civilian Awards of the country, are conferred in 9. Shri Syed Muazzem Public Bangladesh three categories, namely, Ali (Posthumous) Affairs Padma Vibhushan, 10. Shri Muzaffar Public Jammu and Padma Bhushan and Hussain Baig Affairs Kashmir Padma Shri. The Awards 11. Shri Ajoy Art West Bengal are given in various Chakravorty disciplines/ fields of 12. Shri Manoj Das Literature & Puducherry activities, viz.- art, social work, public affairs, science and Education engineering, trade and industry, medicine, literature and 13. Shri Balkrishna Others- Gujarat education, sports, civil service, etc. ‘Padma Vibhushan’ Doshi Architecture is awarded for exceptional and distinguished service; 14. Ms. Krishnammal Social Work Tamil Nadu ‘Padma Bhushan’ for distinguished service of high order Jagannathan and ‘Padma Shri’ for distinguished service in any field. The awards are announced on the occasion of Republic Day 15. Shri S. C. Jamir Public Nagaland every year. These awards are conferred by the President of Affairs India at ceremonial functions which are held at Rashtrapati 16. Shri Anil Prakash Social Work Uttarakhand Bhawan usually around March/ April every year. This Joshi year the President has approved conferment of 141 Padma 17. Dr. Tsering Landol Medicine Ladakh

Team India captain Virat Kohli became the fastest batsman to score 5,000 runs in ODI APRIL 2020 MICA cricket as captain. 13 THE PEOPLE AWARDS 18. Shri Anand Mahindra Trade and Maharashtra “Igor” — Tyler, the Creator Best Rap Album Industry “Truth Hurts” — Lizzo Best Pop Solo 19. Shri Neelakanta Public Kerala Performance Ramakrishna Affairs New Artist Madhava Menon “Higher” — DJ Khaled featuring Rap/Sung (Posthumous) Nipsey Hussle & John Legend Performance 20. Shri Manohar Public Goa “Sticks & Stones” — Dave Best Comedy Gopalkrishna Affairs Chappelle Album Prabhu Parrikar “Look Now” — Elvis Costello & Traditional Pop (Posthumous) the Imposters Vocal Album 21. Prof. Jagdish Sheth Literature & USA “Old Town Road” — Lil Nas X Best Pop Duo/ Education featuring Billy Ray Cyrus Group Performance 22. Ms. P. V. Sindhu Sports “Look Now” — Elvis Costello & Best Traditional Telangana the Imposters Pop Vocal Album 23. Shri Venu Srinivasan Trade and Tamil Nadu “When We All Fall Asleep, Where Best Pop Vocal Industry Do We Go?” — Billie Eilish Album Grammy Awards 2020 “Social Cues” — Cage the Best Rock Album Elephant rammy Award Gceremony in 2020 “A Lot” — Jermaine Cole, Best Rap Song was hosted by the Alica Dacoury Natche, 21 Savage & Keys from the Staples Anthony White, songwriters (21 Center in Los Angeles. Savage Featuring J. Cole) Multiple winners and “Racks in the Middle” — Nipsey Best Rap performers paid tribute Hussle featuring Roddy Ricch & Performance to the late . Hit-Boy The Grammy Award “Cuz I Love You” (Deluxe) Best Urban is given outstanding — Lizzo Contemporary achievement in the mainly English-language music industry Album by The Recording Academy to recognize. The prime “Ventura” — Anderson .Paak Best R&B Album motive of giving awards to recognise the positive impact “Come Home” — Anderson .Paak Best R&B of the lives of musicians, industry members and society at featuring André 3000 Performance large. The first award ceremony was held at the same time in two locations on May 4, 1959 - Beverly Hilton Hotel in “Say So” — PJ Morton, Best R&B Song Beverly Hills California, and Park Sheraton Hotel in New songwriter (PJ Morton Featuring York City, and 28 Grammys were awarded. JoJo) “No Geography” — The Chemical Best Dance/ Winner Category of Brothers Electronic Album Awards “12 Little Spells” — Esperanza Best Jazz Vocal “When We All Fall Asleep, Where Album Of The Year Spalding Album Do We Go?” — Billie Eilish “Finding Gabriel” — Brad Best Jazz "Becoming"- Michelle Obama Best Spoken Word Mehldau Instrumental Album Album “Bad Guy” — Billie Eilish Record Of The “Chernobyl” - Hildur Guðnadóttir, Score soundtrack Year composer for a visual media: “Bad Guy” — Billie Eilish Song Of The Year “Old Town Road” - Lil Nas X Best Music Video O’Connell & Finneas O’Connell, & Billy Ray Cyrus, Calmatic, songwriters (Billie Eilish) video director; Candice Dragonas, “While I’m Livin’” — Tanya Best Country Melissa Larsen & Saul Levitz, Tucker Album video producers

Team India opener Rohit Sharma slammed his 29th ODI hundred off 110 deliveries against MICA APRIL 2020 14 Australia in the third ODI in Bengaluru. AWARDS Knight of the Order of Arts and Tyler Prize for Environmental Achievement for his work Letters on bringing the economic consequences of environmental degradation and loss to the attention of corporate and anjana Kapoor political decision-makers. received the S Sukhdev’s groundbreaking 2008 report The Economics prestigious French of Environment and Biodiversity (TEEB) is hosted by honor of ‘Chevalier UNEP and became the foundation for the Green Economy dans Ordre des movement. In 2009, UNEP appointed Sukhdev to lead the Arts et des Lettres Green Economy Initiative, which demonstrates that the (Knight of the Order greening of economies can drive economic growth, provide of Arts and Letters) a source of employment and alleviate poverty. for her outstanding contribution to the field His work on ecosystem services and biodiversity has helped of theatre. Franck Riester confered the symbol of the shape our understanding of their importance in maintaining distinction on Kapoor in a special investiture ceremony a healthy global environment; 2020 is a particularly on January 28 at the French embassy in New Delhi. An critical year for recognizing this, with the upcoming 15th organization dedicated to increasing the reach of theatre and Conference of Parties to the Convention on Biological arts to a broader audience through innovative initiatives. Diversity in Kunming, China, and the ramp up to the UN Decade on Ecosystem Restoration (2021–2030). L’Ordre des Arts et des Lettres is a French government distinction instituted in 1957 by the Ministry of Culture. Sukhdev will be awarded the 2020 Tyler Prize with It is conferred, regardless of nationality, on persons who Gretchen C. Daily, Bing Professor of Environmental have distinguished themselves by their creativity in Science at Stanford University and founder of the Natural the fields of art or literature, or for their contribution to Capital Project. They will each receive a gold medallion promoting art and literature in France and throughout the and share a $200,000 cash prize. world. Some noted Indian recipients of this honor in the Sukhdev is currently the president of WWF International past include Bharti Kher, Shah Rukh Khan, Hariprasad and Founder and CEO of GIST, an NGO that specializes Chaurasia, Aishwarya Rai, Raghu Rai, Ebrahim Alkazi, in research into major economic externalities arising from Habib Tanveer, Upamanyu Chatterjee, Wendell Rodricks, natural and human capital. and Aruna Vasudev. About the Tyler Prize Kapoor was born in an illustrious family of Indian and English theatre personalities Shashi Kapoor and Jennifer The Tyler Prize for Environmental Achievement was Kendal. She debuted on screen with Aparna Sen’s 36 established by the late John and Alice Tyler in 1973. Chowringhee Lane (1981) and played the leading actor Recipients encompass the spectrum of environmental in Hero Hiralal (1989). She also appeared in Mira Nair’s concerns, including environmental policy, health, air Salaam Bombay (1988). But she went on to dedicate and water pollution, ecosystem disruption and loss of herself fully to theatre, acting in plays and reviving the biodiversity, and energy resources. The Prize is awarded Prithvi Theatre in Mumbai, founded by her parents as a by the international Tyler Prize Executive Committee with tribute to Prithviraj Kapoor, and run by her brother Kunal the administrative support of the University of Southern Kapoor since 2012. In 2012, she co-founded Junoon, an California. organisation dedicated to increasing the reach of theatre BAFTA Awards 2020 and arts to a wider audience through innovative initiatives. he British Tyler Prize 2020 TAcademy Film and s t e e m e d Television Arts Awards Ee n v i r o n m e n t a l (BAFTA) ceremony economist and held at the Royal UN Environment Albert Hall, London Programme (UNEP) February 03, 2020. Goodwill Ambassador This event honored Pavan Sukhdev has won the best national and this year’s prestigious international films of the year 2019. The film ‘1917’ directed by British Sanjiv Chadha has been appointed as Managing Director (MD) and Chief Executive Officer (CEO) APRIL 2020 MICA at Bank of Baroda. 15 THE PEOPLE AWARDS filmmaker won the Best Film Award in the International Gandhi Awards for BAFTA ceremony. Actor was awarded the Leprosy Best Actor Award for the film ‘’ while actress Renee Zellweger won the Best Actress Award for the film ‘Judy’. resident Ram Nath ‘1917’ is a British film, directed, produced and written PKovind conferred by Sam Mendes. It is based on the situations of World the International War-I. Earlier, ‘1917’ won the 77th Golden Globe for Best Gandhi Awards for Dramatic Motion Picture award. Leprosy on February 6, 2020. The awards were BAFTA 2020 winners: presented to Dr NS Category Winner Dharmashaktu in the Best Film 1917 individual category and Best Film (Not in English) Parasite the Leprosy Mission Trust under the institutional category. The International Best Director Sam Mendes (1917) Gandhi Awards for Leprosy commemorates the compassion Best Leading Actress Renee Zellweger (Judy) that Mahatma Gandhi possessed and his services towards Best Leading Actor Joaquin Phoenix (Joker) people with leprosy. The awards aim to recognize the Best Supporting Actor (Once Upon a outstanding work by individuals and organisations to fight Time in Hollywood) leprosy and eliminate the prejudices associated with it. Best Supporting Actress (Marriage In Individual category Dr. N S Dharamshaktu has been Story) recognized for dedicating several years of his life towards Best Editing Le Mans ’66 fighting leprosy. In Institution category Leprosy Mission Outstanding British Film 1917 Trust India, has been honoured for tirelessly working for and with the people afflicted by Leprosy for over a century. Outstanding Debut by a Bait British Writer/Director The International Gandhi Award for Leprosy was Best Original Score Joker constituted by the Gandhi Memorial Leprosy Foundation. The foundation was established in 1950. Since then, it has Best Cinematography 1917 been leading the efforts to completely eradicate the disease Outstanding British Andy Serkis and erase the stigma surrounding it. India has achieved Contribution To Cinema a lot in its fight against leprosy in the past years. It has Best Costume Design (Little successfully restricted of leprosy to less than one case Woman) per ten thousand population. The stigma and prejudice Special Visual Effects 1917 surrounding the disease has also reduced considerably. Best Animated Film Klaus However, new cases continue to occur and the major challenge in leprosy control activities is in sustaining the The British Academy of Film and Television Arts or BAFTA same level of focus and commitment, especially in areas Film Awards are presented in an annual award show hosted with low resources and that are less accessible. In 2019, by the British Academy of Film and Television Arts (BAFTA) Yohei Sasakawa of Japan was honoured with the Gandhi to honour the best British and international contributions to Peace Prize for his efforts to eliminate Leprosy in India film. The ceremonies were initially held at the flagship Odeon and work towards the welfare of leprosy patients. In 2018, cinema in Leicester Square in London, before being held at the Indian government had recognized Damodar Ganesh the Royal Opera House from 2008 to 2016. Since 2017, the Bapat with Padma Shri in 2018 for his work with Leprosy ceremony has been held at the Royal Albert Hall in London. patients in Chhattisgarh. The British Academy of Film and Television Arts (BAFTA) was founded in 1947 as The British Film Academy, by David Mystic Kalinga Literary Award Lean, Alexander Korda, Carol Reed, Charles Laughton, oted writer Manoj Das, who had recently received Roger Manvell and others. In 1958, the Academy merged NPadma Bhushan for his contribution to English and with The Guild of Television Producers and Directors to Odia literature, has been honoured with the Mystic Kalinga form The Society of Film and Television, which eventually Literary Award-Indian and Global Languages. The award, became The British Academy of Film and Television Arts carrying a cash prize of Rs 1 lakh, was presented to the in 1976. 85-year-old litterateur during the fourth edition of the

Lingam Venkata Prabhakar, ED, PNB, has been appointed as Managing Director and Chief MICA APRIL 2020 16 Executive Officer, Canara Bank. AWARDS two-day Mystic Kalinga film ‘1917’. This is Mark's first Oscar award. Earlier, he has Festiva. received three nominations, on the other hand, Stuart has Giving a talk on received six nominations and this is his first Oscar Award 'Divine Madness: in his career. Knowledge, Ecstasy, List of Winners and Transformation', the central theme of Category Winner the festival, Das had Best Actor in a Leading Role Joaquin Phoenix (Joker) discussed aspects of Best Actress in a Leading Renee Zellweger (Judy) mysticism and explained, Role narrating tales and citing historical events, that mysticism Best Actor in a Brad Pitt (Once Upon a is not always linked to religion. During his speech, Das Supporting Role Time In Hollywood) had said he is in the process of translating 'Savitri', the epic Best Actress in a Laura Dern (Marriage poem written by freedom fighter and philosopher Aurobindo Supporting Role Story) Ghose, into Odia. On the first day of the event, acclaimed poets, translators and scholars including Ramakant Rath, Best Original Screenplay Parasite Sitakant Mohapatra, Prativa Ray, Mukund Rao, Purusottam Best Adapted Screenplay Agarwal, H S Shivprakash, Pradipta Kumar Panda and Best Costume Design Rajkishore Mishra discussed verses of some of the greatest Best Makeup and Bombshell mystic poets of the subcontinent, it said. Over 40 artistes had Hairstyling taken part in the 'Mystic Mic' event, a platform for standup Best Visual Effects 1917 performers, that was held for the first time during the Mystic Kalinga Festival. Best Cinematography 1917 Best Sound Editing Oscar Awards 2020 Best Animated Feature – 4 he world's most Film Tprestigious Oscar Best Documentary Short Learning to Skateboard in a Awards in the field Subject Warzone (If You are a Girl) of cinema, has been The Academy Awards, also known as the Oscar Awards, announced for the are given by the US Academy of Motion Picture Arts and year 2020. The award Sciences. It is considered as the world’s prestigious annual function held at the awards for the best directors, actors, writers and technicians Dolby Theater in the in the film business. The first ceremony of Oscar award city of Los Angeles, was held on May 14, 1929. The first Best Actor award was USA. Brad Pitt received given to Emil Jannings for his performances in The Last the award for Best Supporting Actor for the film 'Once Command and The Way of All Flesh. The Oscar trophy is Upon a Time in Hollywood'. Brad Pitt defeated Anthony made of black metal-plated Britannium on a black metal Hopkins (The Two Pops), (A Beautiful Day in base. The statue is 13.5 inches (34 cm) long, 8.5 pounds the Neighborhood) and star and Joe (3.85 kg) and has the shape of a warrior carrying a sword Pesci. The pair of Mark Taylor and Stuart Wilson won an standing on a film reel. Oscar Award for Best Sound Mixing for the ward period

Thailand's Ratchanok Intanon lifted the Indonesia Badminton Masters 2020 women's APRIL 2020 MICA singles title after defeating Carolina Marin. 17 THE PEOPLE OBITUARY Kobe Bryant team to finish at the fourth place in the 1974 World Cup, at Mandelieu. The performance was repeated in the Moscow merican basketball player Olympics, held six years later, in 1980, where the Indians Kobe Bryant killed in a A finished fourth as well. The Moscow Games was also helicopter crash in the American the first time that women’s hockey was introduced at the province of California. Kobe grandest stage. Bryant was known as the greatest player in the basketball world. A gold medal at the 1982 Asian Games followed, with three The US President Donald Trump successive golds coming in during the 2002 Commonwealth and former US president Barack Games, the 2003 Afro-Asia Games and the 2004 Women’s Obama have paid tributes to the Hockey Asia Cup. Kobe Bryant in their tweets. Inconsistencies and injuries did plague the team for the According to the media reports, next decade, but women’s hockey in India roared back after the helicopter caught the fire when it passed over the city a bronze-medal effort at the 2014 Asian Games at Incheon. of Calabasas and crashed. Kobe’s 13-year-old daughter The highlight, however, was when, despite all the struggles, Gianna Maria has also died in the accident. the girls managed to qualify for the 2016 Rio Olympics, Kobe Bryant was born in Philadelphia, US on August the first time since 1980 that they were setting foot in the 23, 1978. He played 20 years in the National Basketball tournament. Though Team India were eliminated in the Association (NBA) and won five championships. Kobe group stage, it instilled a level of self-belief and confidence retired from the NBA in April 2016. He retired as the in the group. third-highest all-time scorer in NBA’s history. Bryant also She had played for the Indian women’s hockey team from won two gold medals for the USA team at the 2008 and 1956 to 1966 and also served as the captain of the team 2012 Olympics. Apart from that, he was also awarded from 1963 to 1966. Several hockey players of the country best producer award for the best animated short film in the and leaders mourned her demise. The Chief Minister of 2018’s Academy Award. Madhya Pradesh, Kamal Nath hailed her achievements The National Basketball Association (NBA) is North by calling her ‘pride of the country’ and expressed his America based men's professional basketball league. It was condolences to her husband and sons. established on June 6, 1946, as the Basketball Association P. Mathew Satyababu of America (BAA). Later, it changed its name on August 3, 1949, after merging with National Basketball League. . Mathew Satyababu, a NBA is a member of the USA Basketball association. It Pformer Indian basketball consists of 30 teams that include 29 American teams and player, passed away. He was 79 one Canadian team. and is survived by his wife, a son and two daughters. After Sunita Chandra joining Integral Coach Factory, he former captain of Indian Mathew grew in stature and went Twomen’s hockey team Sunita on to represent Andhra Pradesh Chandra passed away at her in National Championships residence in Bhopal, Madhya from 1962 to 1964 and Indian Pradesh on, 27th January 2020. Railways from 1965 to 1975. He The 76-year-old Hockey player had represented the two teams in volleyball, too. had also received the prestigious Mathew represented India in the Asian Basketball Arjuna award. She represented Championship in Seoul, in 1967, Bangkok in the country at the time when 1969 and Manila in 1970. He also led the country in the women’s Hockey in the country 6th Asian Games in Bangkok in 1970 and was a qualified was not motivated or was not NIS basketball coach and a B panel Basketball Federation encouraged as much as other sports or even the men’s of India referee. He was a coach for Indian Railways (men hockey. The country and the sports of hockey will always and women) teams in the National Championships and was be indebted to her contribution at such difficult times. also with the Tamil Nadu State team as a head coach once. Her efforts played a key role in inspiration to the next Basketball is a team sport in which two teams, most generation of players which led the Indian woman’s hockey commonly of five players each, opposing one another on

Atanu Kumar Das has been appointed MD and CEO of the Bank of India for a period of MICA APRIL 2020 18 three years. OBITUARY a rectangular court, compete with the primary objective of for women. Bal became a news anchor for Akashwani shooting a basketball through the defender's hoop while (radio) in 1958 and later joined the ‘Stree’ magazine where preventing the opposing team from shooting through their her thoughts gained clarity. own hoop. The FIBA Basketball World Cup and Men's In 1989, after 22 years, Bal quit Stree to start her own Olympic Basketball Tournament are the major international magazine called Milun Saryajani to create a platform events of the sport and attract top national teams from for both men and women and to foster a sense of gender around the world. equality. Vidya Bal Jaswant Singh Kanwal eteran social activist and oted Punjabi novelist Vfeminist writer Vidya Bal NJaswant Singh Kanwal passed away in Pune. She was 84. died at his house in Dhudike Known for her heroic crusade village of Moga district. He against oppressive practices was 100. Known as the ‘writer involving women, Bal was in the of movements’ his works on forefront in the fight for women’s the Naxalbari (Left), Muzara rights and equality with men. Lehar (tenancy) and Khalistan In 2016, she, along with high (separatist) movements in court lawyer Neeelima Vartak Punjab, Kanwal has penned about had approached Bombay High 100 books. Court to demand enforcement of a law that allowed temple entry for all, including women, in Hindu religious places. Born on June 27, 1919, two-and-a-half months after the Their Public Interest Litigation sought implementation Jallianwala Bagh massacre, he spent his childhood in the of provisions of Maharashtra Hindu Place of Worship village but moved to the British Malaya as a young man. Act, 1956 related to entry of women at Shani Shingnapur Upon returning to India, he began writing on Punjab’s temple. The High Court accepted their plea, paving way for social and political issues. women’s right to temple entry at Shani Shingnapur temple He drafted his first book ‘Jeevan Kaniyan’ in 1940 while in Ahmednagar district, which was acted upon by the young his first novel was ‘Sachh Nu Faansi’ (1944) and the last crusader, Trupti Desai of Bhumata Brigade. Bal always ‘Dhur Dargah’ (2017). ‘Dhur Dargarh’ was a collection of motivated women to break the shackles of oppression and essays on contemporary Punjab. His famous novel, Lahu fight for their rights. She edited the progressive women’s Di Lau (Dawn of the Blood), which was published from magazine, Miloon Saryajani and was author of several Singapore in the 1970s, was smuggled to Punjab during the books related to the emancipation of women, feminism and Emergency. restoration of women’s rights. He won the Sahitya Akademi Award, country’s highest The granddaughter of Tatyasaheb Kelkar, a colleague of literary honor, for his novel ‘Taushali Di Hanso’ in 1997, Lokmanya Tilak, she grew up in a family that believed which was an insight into the role that common people in the ideologies of the Hindu Mahasabha and Rashtriya played in the Battle of Kalinga (now in Odisha). His Swayamsevak Sangh. She even fought the municipal valuable contribution to Punjabi literature was recognised corporation elections on a Jana Sangh ticket and was academically too, when he was awarded honorary defeated. Married at an early age, she was a mother of three Doctorate of Literature (D.Litt) by Guru Nanak Dev children before she turned 30. University (GNDU) in 2008. He penned novels, short Her journey of activism started at the age of 35. In her stories and essays, including Raat Baaki Hai, Sach Nu words, her “ideology took a 180 degree turn” after she began Phansi, Ainion Chon Utho Surma, Mukti Maarag, Haani, understanding the feminist movement and started fighting Pali, Puranmaashi, and Civil Lines.

Zomato has acquired Uber Eats India in an all-stock transaction, which gives Uber 9.99% APRIL 2020 MICA ownership in Zomato. 19 NEWS BITES NATIONAL Burning Topics of the Month

India received widespread Jharia is the most polluted 22nd Law Commission support on terrorism at city of India Greenpeace of India approved by the Munich Security Confer- report. Union Cabinet. ence in Germany. & Many More...

India successfully test-fires K-4 President confers Pradhan Mantri submarine-launched nuclear capable Rashtriya Bal Puraskar 2019 missile 21 Jan' 20 24 Jan' 20 ndia has successfully test-fired the K-4 nuclear capable he President submarine-launched ballistic missile off the coast of of India, Ram IVisakhapatnam for the second time in a span of five TNath Kovind days. The missile, developed by the DRDO, has a range confered the Pradhan of 3,500 km and it will be able to bring almost all parts Mantri Rashtriya of Pakistan and several areas of China within its reach. Bal Puraskar 2019 The missile is being developed for integration with India's at Rashtrapati Arihant class nuclear submarines. It was test-fired from Bhawan. The awards an underwater platform. India has been steadily enhancing was given to 26 its strategic weapons which included successful test-firing shortlisted awardees including one joint award for National of nuclear-capable inter-continental ballistic missile Agni 5 Child Award (now renamed as Bal Shakti Puraskar) under with a range of over 5,000 km. the category of innovation, scholastic, sports, arts & Till now, only the US, Russia and China have submarine- culture, social service and bravery. launched ballistic missiles with a strike range of 3,500km. A total of 783 applications were received for the Baal ndia will carry out more tests of the K-4 nuclear-capable Shakti Puruskar this year. 2 individuals and 3 institutions missile before readying it for deployment on nuclear were also be awarded under National Child Welfare Awards submarines. Currently, the Indian Navy has only one category (now renamed as BalKalyanPuraskar). The names operational nuclear submarine- INS Arihant. of awardess were finalized by the National Selection INS Arihant, commissioned into the Indian Navy in August Committee under the Chairpersonship of WCD Minister, 2016, is the lead vessel of Arihant class submarines, a Smt Maneka Sanjay Gandhi. The Ministry of Women and class of nuclear-powered ballistic missile submarines Child Development, Government of India has introduced that are being built for the Indian Navy. INS Arihant is a revamped award scheme under the name of “Pradhan the first ballistic missile nuclear submarine to be built by Mantri National Children Awards”. These awards are given a country other than the five permanent members of the in two main categories. Bravery Awards have also been United Nations Security Council- Russia, China, France, added to these awards now. The categories are as follows: the United Kingdom and the United States. 1) Bal Shakti Puraskar are given in the following fields: The work on the second vessel- INS Arighat had begun in Innovation, Social Service, Scholastic, Sports, Art & 2014. The submarine is currently being prepared for sea Culture, Bravery trials. The final two vessels are expected to be larger than The award carries a medal, a cash prize of Rs. 1,00,000/, Arihant and will have 6 missile launch tubes. All three book vouchers worth Rs. 10,000/-, a certificate and a citation. remaining vessels of the Arihant class are expected to be commissioned by 2023. 2) Bal Kalyan Puraskar are given in the following categories:- Bangladesh have appointed Ottis Gibson as their new pace bowling coach, replacing South MICA APRIL 2020 20 African Charl Langeveldt who resigned in December. NATIONAL a. Individual, b. Institution Lunglei in Mizoram is the least polluted followed by Meghalaya's Dowki. Six of the top-10 polluted cities are The award for individual consists of a cash prize of in Uttar Pradesh -- Noida, Ghaziabad, Bareilly, Allahabad, Rs. 1, 00,000/- (one lakh), a medal, a citation and a Moradabad and Firozabad. certificate to each awardee. The Greenpeace report also said 231 of the 287 cities The award for institution consists of a prize of Rs. recorded PM10 levels above 60 micrograms per cubic 5,00,000/- each and a medal, a citation and a certificate. metre on at least 52 days in 2018. The Central Pollution The maximum number of awards would be 3(three) Control Board has identified 0-60 µg/m3 as a safe limit for for National Child Welfare Award( Individual and PM10 levels under National Ambient Air Quality Standards Institution both) (NAAQS). A Child who is an Indian Citizen and residing in India can apply for National Child Award by registering New Delhi Resolution Unanimously on the web portal (i.e www.nca-wcd.nic.in), filling Adopted by FEMBoSA Members the requisite information and attaching the relevant 24 Jan' 20 documents. In order to draw wide response from public, any citizen of India can nominate any child who hief Election has achieved excellence in any of the field. Individuals Commissioner who are citizen of India and have made an outstanding Cof India, Sunil contribution for the cause of children in the field of Arora assumed the Child Development, Child Protection and Child Chairmanship of The Welfare for not less than 7 years and have a positive Forum of the Election impact on the lives of children and Institutions who Management Bodies have done exceptional work for the cause of children (EMBs) of South in any field of Child Welfare for 10 years can apply for Asia (FEMBoSA) for the National Child Welfare Award. the year 2020. The Outgoing Chair of FEMBoSA, Mr. The logo for the award has been crowdsourced through K.M.Nurul Huda, CEC of Bangladesh handed over the a social-media based competition. The awards are being Logo of FEMBoSA to the Incoming Chair, Mr. Sunil Arora hosted prior to 26th January so as to ensure that children at the 10th Annual Meeting of FEMBoSA held in New get to participate in the Republic Day Parade. Delhi. FEMBoSA was established at the 3rd Conference of Heads Jharia is the most polluted city of of Election Management Bodies (EMBs) of SAARC India Greenpeace report 24 Jan' 20 Countries held at New Delhi in May, 2012. With its eight members, FEMBoSA represents a very large part of the haria, known worldwide for its underground coal fires, democratic world and is an active regional association of continued to be the most polluted city in the country in EMBs. Annual FEMBoSA meeting is held by rotation J2018, while neighbouring, Dhanbad, came in second among the members. The last (9th) annual meeting of according to Airpocalypse-IV, an annual report released FEMBoSA was held in Dhaka in September 2018. by Greenpeace India. Delhi is the 10th-most polluted A New Delhi Resolution was unanimously adopted at the city in India, according to the report. The city was at the 10th FEMBoSA Annual Meeting by the seven FEMBoSA eighth spot a year ago, according to the report for that year. members present at the meeting. The Members resolved to Average annual levels of PM10, particulate matter less than : Implement the Work Plan for 2020 as approved by the 10 micrometres in diameter that can enter the lungs and member EMBs in the 10th Meeting of FEMBoSA. even the bloodstream, in Jharia was 322 micrograms per The Work Plan for 2020 on ‘Use of Technology in Elections’ cubic metre in 2018, more than six times the safe limits of calls for Members to undertake projects and initiatives 0-60, according to the report. on various aspects of use of technology in elections and Jharkhand's Dhanbad, known for its rich coal reserves present a report on their experiences and challenges faced and industries, is the second-most polluted city in India, in this regard at the next FEMBoSA Meeting. according to the report based on analysis of PM10 data Election Commission of India has endeavoured to play from 287 cities across the country. The annual average of a pioneering role in organizing free, fair and credible PM10 levels in Delhi reduced from 240 micrograms per elections in a participative manner in the largest democracy cubic metre in 2017 to 225 in 2018. in the world. It enjoys impeccable reputation in imparting

Crisis-hit realty firm Unitech''s newly appointed chairman and managing director (CMD) APRIL 2020 MICA Yudvir Singh Malik assumed office. 21 NEWS BITES NATIONAL knowledge and sharing skills and best practices with he Union other EMBs through its robust international cooperation M i n i s t e r programme. In September 2019, ECI took over as Chair Tfor Home of the 115 member Association of World Election Bodies Affairs, Amit Shah for 2019-21 term. inaugurated the two- day BIMSTEC (Bay 14 pacts signed between Russian of Bengal Initiative defence majors Indian military firm for Multi-Sectoral 06 Feb' 20 Technical and Economic Cooperation) ‘Conference on Combating Drug ourteen agreements were inked between Russian Trafficking’, in New Delhi. He congratulated the Narcotics defence majors and Indian military firms providing Control Bureau (NCB) for organising this important for joint production of spare parts of a number of conference and welcomed the delegations, coming from F the Partner Nations including Bangladesh, Bhutan, military platforms and weapon systems. The MoUs were Myanmar, Nepal, Sri Lanka, Thailand and different State signed under a framework of an inter-governmental Governments of India, in the conference. agreement (IGA) sealed between India and Russia in September last year. The armed forces have been facing The Home Minister talked about Prime Minister, Narendra Modi’s vision to end the global drug menace and recalled the difficulties due to long delays in supply of spare parts of 2018 Kathmandu BIMSTEC conference where PM invited Russian origin military platforms and systems. Russia has the Partner Nations to India, while announcing the current been a leading supplier of military hardware to India for conference on Combating Drug Trafficking. Talking about last six decades. the seriousness of the drug trafficking issue, Shah quoted The agreements were signed on the second day of the UN’s World Drug Report and said that over 5% of the DefExpo, India's premier biennial defence exhibition. A global population between 15-64 years of age is addicted total of 14 MoUs were exchanged between the Russian to narcotics and use of illicit drugs. The Home Minister manufacturers and the Indian companies at the 5th expressed concern that the rate of addiction is showing a round of India-Russia Military Industrial Conference fast increase i.e. a 30% rise in the last 10 years. (IRMIC) at DefExpo. The first 'Request for Proposal' The Home Minister also informed that the Ministry is about for manufacturing of parts in India under the provisions to establish a training centre for NCB officials regarding of IGA was also handed over by the Indian Navy to the enforcement of drug laws, at Bhopal. To fight this global "identified Indian industry". The IGA provides framework menace, India has so far signed 26 bilateral agreements, 15 MoUs and 2 security pacts with other countries. India has for partnership of Russian defence companies with Indian devised a strategy to increase awareness to dissuade the use industry for manufacturing of spare parts of Russian of internet and social media in illicit drug trade. origin equipment that are being used by the Indian defence forces. Madagascar welcomes India's help in Over 1,000 companies, including 165 offshore dealing with floods 14 Feb' 20 enterprises participated in the 11th edition of the biennial DefExpo 2020. The 10th edition held in xtending support to the cyclone flood-hit nation Chennai recorded the participation of 702 companies. of Madagascar, the Indian Navy (28 January) deployed its amphibious ship, INS Airavat, to This year, the exhibition space has gone up by 60 per E undertake humanitarian assistance and disaster-relief cent to over 42,800 square metres, compared to around mission as part of ‘Operation Vanilla’. The Operation 26,774 square metres during the last edition. The theme Vanilla has been launched to provide assistance to the of the 11th Edition was “India: The Emerging Defence affected population of Madagascar post devastation caused Manufacturing Hub”. by Cyclone Diane. Following the cyclone, there has been heavy flooding and landslides in Madagascar causing loss Amit Shah inaugurates 2-day of lives and displacement of a number of people. In view BIMSTEC ‘Conference on Combating of the alarming state of affairs in the nation, the President of Drug Trafficking’ 13 Feb' 20 Madagascar took to social media website Twitter to reach out to the world, requesting international mobilisation to assist it in containing the situation. The INS Airavat The Department of Telecom has approved raising of foreign direct investment in Bharti Airtel MICA APRIL 2020 22 to 100 per cent from 49 per cent allowed earlier. NATIONAL ship which was en as a staunch Brexiteer who had back Johnson’s strategy to route Seychelles was leave the European Union (EU). The U.K.-born son of a thereafter diverted to pharmacist mother and a National Health Service (NHS) Madagascar with five general practitioner (GP) father is an Oxford University pallets of clothing and Stanford graduate. He co-founded a 1-billion pound and victualing along global investment firm and specialised in investing in small with three pallets of British businesses before his entry into politics. He strongly medicines. The ship believes that small businesses in the U.K. would flourish as also has on board a result of Brexit as the vast majority of British businesses stores to provide help with temporary food and shelter. (94%) don’t have anything to do with the EU; but they are The Prime Minister of Madagascar, Christian Ntsay, has still subject to all EU law. thanked India for the relief assistance it has provided to the African country. India received widespread support In recent years, humanitarian operations have emerged as a on terrorism at Munich Security key component of the Indian Navy’s peacetime strategy in Conference in Germany 15 Feb' 20 the IOR. In March 2019, the Navy deployed four warships for relief operations when Mozambique was hit by Cyclone ndia received widespread support on the issue of Pak Idai. A few months later, the Navy sent two warships to role in cross-border terror attacks including Pulwama Japan to assist in rescue efforts following Hagibis. Istrike at the Munich Security Conference and in A year earlier, Indian vessels had delivered urgent medical various meetings on sidelines of the key annual meet in assistance to Sulawesi, Indonesia, after it was struck by a Munich. Deputy National Security Adviser Pankaj Saran high-intensity earthquake. Operation Samudra Maitri was attended the 55th Munich Security Conference (MSC) from launched after a telephonic conversation between Prime February 15-17. The Conference brings together leaders Minister Narendra Modi and Indonesian President Joko and security experts from across the world. The question Widodo, with naval planners mobilising assets and relief of international terrorism was one of the important subjects material in quick time. of discussion in the Conference. All the countries with whom bilateral meetings were Rishi Sunak, Narayana Murthy's held conveyed their condolences over the terrorist son-in-law, named new UK Finance attack in Pulwama in Jammu and Kashmir. Saran held Minister 14 Feb' 20 bilateral meetings on sidelines of MSC with delegates from Germany, US, Russia, NATO, Afghanistan, n d i a n - o r i g i n Uzbekistan, Bangladesh, Myanmar, Armenia, Mongolia politician Rishi and Oman. ISunak has been At this edition of MSC Afghanistan was discussed in appointed as the many contexts particularly withdrawal of US forces and Finance Minister also NATO. Other major area of focus at the MSC was of UK by Prime China with the West gearing for strategic competition with Minister Boris China in area of high technology. That is the next frontier Johnson. Mr. Sunak, of global rivalry. the son-in-law of Infosys Co-founder Narayana Murthy, will join Home According to experts it is evident that Europe's main focus secretary Priti Patel on the top government bench as the is on managing relations with Russia. The United State's Chancellor of the Exchequer. Earlier, Pakistani-origin Sajid focus is on China even as confrontation with Russia is a Javid resigned as Chancellor in a shock move in one of the given. There was a lot of discussion at the MSC on global biggest shakeups since Johnson won a thumping majority strategic stability. The general feeling was that the world in the December 2019 general election. He is replaced by is headed towards uncertain times and the existing order is Mr. Sunak, who was until now Mr. Javid’s junior as the undergoing major change. Chief Secretary to the Treasury and seen as a rising star within the Cabinet. Supreme Court permits Permanent The MP for Richmond in Yorkshire, married to Murthy’s Commissioning of Women Officers in daughter Akshata, first entered the U.K. Parliament in Defence 17 Feb' 20 2015 and has fast risen up the Conservative Party ranks

Prime Minister of Bangladesh Sheikh Hasina has launched an e-passport facility for its APRIL 2020 MICA citizens on January 22, 2020. 23 NEWS BITES NATIONAL he Supreme conference aims at renewing the commitment of the Court has world community towards road safety. The participated Tdismissed the leaders will prepare ways to achieve UN Decade of Union government’s Action of reducing road crashes by 2030. s u b m i s s i o n s The United Nations Decade of Action for Road Safety was that women are proclaimed in March 2010 for the decade 2011-20. p h y s i o l o g i c a l l y The plan included 4 pillars as follows: weaker than men as a “sex stereotype” ## To strengthen institutional Capacity. and declared that Short Service Commission (SSC) ## To improve road safety for pedestrians, motorcyclists women officers are eligible for permanent commission and bicyclists. and command posts in the Army irrespective of their ## To widely use crash avoidance technologies such as years of service. The verdict came on a nearly 10-year- anti-lock braking system and electronic stability control. old appeal filed by the government against a March 12, 2010 decision of the Delhi High Court to grant SSC ## To encourage and develop adoption of road safety women officers permanent commission. The Supreme such as seat-belt wearing, helmet wearing, speeding, Court ordered the government to implement its judgment drinking and driving, etc. in three months. According to the United Nations, more than 1.3 million The court found the remarks in the note not only people die every year due to road traffic crashes and more constitutionally invalid but discriminatory, affecting the than 20 to 50 million get injured. The United Nations, dignity of women officers. The judgment recorded that which has included Road Safety as part of the Sustainable the policy statement had endorsed permanent commission Development Goals, has appealed to the global community for SSC women officers in 10 streams of the ‘Combat to reaffirm their commitment to reduce mortality arising Support Arms’ and ‘Services’ sections. These are Signals, out of road crashes and join hands for making the world Engineers, Army Aviation, Army Air Defence, Electronics a safer place. Earlier, Gadkari had signed the Brasilia and Mechanical Engineers (EME), Army Service Corps, Declaration on behalf of India at the 2nd High Level Global Army Ordinance Corps and Intelligence in addition to the Conference on Traffic Safety in 2015, which committed the existing two streams of Judge Advocate General (JAG) world community to reducing the number of deaths in road and Army Education Corps. SSC for women is available accidents. only in ‘Combat Support Arms’ and ‘Services’ wings of the Army. India shifts towards clean Diesel and The exclusion of women from combat operations was not Petrol from April 1 19 Feb' 20 examined by the court as it was not the contested in the ndia will switch to the world’s cleanest petrol and appeal. The court dismissed the government's stand that only diesel from April 1 as it leapfrogs straight to Euro-VI women officers with less than 14 years of service ought to be emission compliant fuels from Euro-IV grades now — considered for permanent commission, and those with over I a feat achieved in just three years and not seen in any of the 20 years service should be pensioned immediately. Applying large economies around the globe. India will join the select the judgment retrospectively, the court declared that all league of nations using petrol and diesel containing just serving women officers would be eligible for permanent 10 parts per million of sulphur as it looks to cut vehicular commission. emissions that are said to be one of the reasons for the India attends 3rd Global Conference choking pollution in major cities. India adopted Euro-III equivalent (or Bharat Stage-III) fuel with a sulphur content on Road Safety held in collaboration of 350 ppm in 2010 and then took seven years to move to with WHO, World Bank 18 Feb' 20 BS-IV that had a sulphur content of 50 ppm. From BS- IV to BS-VI it took just three years. BS-VI has a sulphur inister of Road Transport and Highways Nitin content of just 10 ppm and emission standards are as good Gadkari represented India at the 3rd global as CNG. Originally, Delhi and its adjoining towns were to MConference on Road Safety. The Conference have BS-VI fuel supplies by April 2019 and the rest of the aimed at achieving Global Goals 2030. It was held country was to get same supplies from April 2020. in Stockholm, Sweden. The conference was held in collaboration with WHO and World Bank. The India adopted a fuel upgradation programme in the early 1990s. Low lead gasoline (petrol) was introduced in 1994 Nikita Pearl Waligwa, who starred in the 2016 sports drama "Queen of Katwe", has died. MICA APRIL 2020 24 She was 15. NATIONAL in Delhi, Mumbai, Kolkata and Chennai. On February had submitted reports and working papers on key issues such 1, 2000, unleaded gasoline was mandated nationwide. as simultaneous polls to the Lok Sabha and state assemblies Similarly, BS-2000 (Euro-I equivalent, BS-1) vehicle and uniform civil code. While this Commission had supported emission norms were introduced for new vehicles from simultaneous polls, it had said time was not ripe for a common April 2000. BS-II (Euro-II equivalent) emission norms for code. In 2015, a proposal was mooted to make the law panel new cars were introduced in Delhi from 2000 and extended into a permanent body either through an Act of Parliament to the other metro cities in 2001. Benzene limits have been or an executive order (resolution of the Union Cabinet). The reduced progressively from 5% in 2000 to 1% nationwide. move was, however, shelved after the Prime Minister's Office Lead content in gasoline was removed in phases and felt that the present system should continue. In 2010 too, the only unleaded gasoline is being produced and sold from then UPA government had prepared a draft cabinet note to give February 1, 2000. statutory status to the Law Commission and the law ministry had mooted to bring the Law Commission of India Bill, 2010. 22nd Law Commission of India But the idea was again shelved. approved by the Union Cabinet Government announces “TILHAN 19 Feb' 20 MISSION” to boost the oil seed nion Cabinet production in the country 20 Feb' 20 approved the Uc o n s t i t u t i o n he government will launch Tilhan Mission to make of the Twenty-second the country self-reliant in oilseed production. On Law Commission of Tthe occasion of a Soil Health Card Day, Agriculture India. The commission Minister Narendra Singh Tomar said, the government is will function for a seriously working on enhancing the oilseed production in period of three years the country. Soil Health Card Day was celebrated all over from its date of official India on February 19, 2020. The country is self-reliant in constitution. The Commission will give recommendations food-grains production due to the hard work of farmers on different aspects of law which are entrusted to it. It shall and it is more than the overall requirements of the country. also undertake studies and research for bringing reforms Since the launch of the Soil health card scheme in 2015, soil in the justice delivery systems for elimination of delay in fertility has improved resulting in more crop production. procedures and speedy disposal of cases among others. Law Agriculture is the important pillar of the country's economy Commission of India is a non-statutory body constituted and its contribution is 14 per cent to the GDP. by the Government from time to time. The tenure of the The government has also decided to create 10 thousand twenty-first Law Commission ended in August 2018. Farmers Producer Organisation (FPO) across the country Apart from having a full-time chairperson, the commission for which an assistance of over 6,000 crore rupees will be will have four full-time members, including a member- provided. Pradhan Mantri Fasal Bima Yojana will not be secretary. Law and Legislative Secretaries in the Law mandatory for farmers and it will be voluntary for them. Ministry will be the ex-officio members of the commission. India is the fourth largest vegetable oil economy in the It will also have not more than five part-time members. world after USA, China and Brazil. The oil seeds account A retired Supreme Court judge or Chief Justice of a High for 13% of cropped area in the country. The National Court will head the Commission. Originally formed in Mission on Oil Seeds and Oil Palm was launched by the 1955, the commission is reconstituted every three years and Ministry of Agriculture and Farmer Welfare. The scheme so far, 277 reports have been submitted to the government. was to be implemented for 5 years between 2014-15 and The 21st Law Commission, under Justice BS Chauhan (retd), 2018-19.

Terry Jones, one of the founding members of the British comedy group Monty Python, has APRIL 2020 MICA died aged 77 in North London. 25 NEWS BITES STATE Burning Topics of the Month

NITI Aayog organizes Maharashtra cabinet Andhra Pradesh Assembly North East Sustainable approves Mumbai 24 passes resolution to abolish Development Goal Conclave Hours scheme. Legislative Council. 2020 in Assam.

& Many More...

Maharashtra cabinet approves Maharashtra Government launches Mumbai 24 Hours scheme 'Shiv Bhojan' scheme 27 Jan' 20 25 Jan' 20 hiv Sena-led even years after it was first mooted by Shiv Sena Maharashtra leader and Maharashtra tourism minister Aaditya Sgovernment, Thackeray, the state Cabinet led by his father and has launched its S much-awaited ' Shiv chief minister Uddhav Thackeray gave its formal nod to ‘Mumbai 24 Hours’. This policy allows malls, shops, Bhojan' scheme, on the occasion of multiplexes and restaurants in specific areas to function the 71st Republic round-the-clock. Day which is aimed The government has also identified two lanes at the National at providing a meal to the poor for just Rs 10. Under the Centre for the Performing Arts (NCPA), Nariman Point, scheme, which was launched on a pilot basis, thalis or and the BKC, where food trucks will be allowed to operate lunch plates would be available to the people at designated at night. Establishments that serve liquor are allowed to centres/ canteens during a stipulated time in all the districts. operate till 1.30am in Mumbai. Launching of the scheme was one of the poll promises However, according to officials from the excise department, made by the Shiv Sena, which shares power with the NCP bars, permit rooms and pubs can continue to operate after and Congress in a coalition government. 1.30am, but without serving liquor. The police department Under the pilot scheme, at least one 'Shiv Bhojan' canteen and BMC will now have to identify and specify areas to has been started at district headquarters. The 'thali' consists allow such operations. of two chapatis, one vegetable, rice and dal. According to Aaditya said the concept will help the state government officials, the thalis would be available for people between 12 noon and 2 pm. adding that each canteen is going to improve revenue and job generation. With the ‘Mumbai serve at least 500 thalis (plates) per day. 24x7’ concept requiring to operate establishments in three shifts, we can expect the generation of five lakh The state government is expected to incur an expenditure more jobs. of Rs 6.4 crore for the pilot 'Shiv Bhojan' thali project that will run for three months. Even though the customer The night life in London is a five-billion pounds economy will have to pay just Rs 10 per thali, the actual cost of and in the backdrop of it, we too can expect sizable the food will be Rs 50 each in urban centres and Rs 35 in contribution to the revenue generation and boost to the rural areas. The balance amount will be given as grant to GDP. the district collectorate. These canteens will function at It was decided in the cabinet that the scheme should be places where poor persons work or live like at markets, called ‘Mumbai 24 Hours’ instead of ‘Nightlife’ as was district hospitals, bus stations, railway stations and coined initially when it was mooted years ago. government offices.

Maharashtra cabinet has approved a proposal to allow malls, multiplexes, shops and MICA APRIL 2020 26 eateries to remain open round the clock. STATE Andhra Pradesh Assembly passes Lucknow Declaration Adopted at the resolution to abolish Legislative 1st India-Africa Defence Ministers Council 28 Jan' 20 Conclave, 2020 06 Feb' 20 he Andhra ndia and 50 African P r a d e s h countries adopted TAssembly has Ithe ‘Lucknow passed a statutory Declaration’, at the first resolution to abolish India – Africa Defence the State Legislative Minister’s Conclave Council, days held on the sidelines of after the YSRC the ongoing DefExpo government failed in Lucknow. Defence to get two crucial bills on its plans to have three capitals Minister Rajnath Singh and his counterparts from 12 African cleared by the opposition TDP-dominated Upper House. countries were present at the conclave, along with representatives All 133 members present in the 175-member House, of 38 other African countries. The ‘Lucknow Declaration’ states when the division vote was taken, voted in favour and that all the signatories “commit to continue our collaboration in the resolution under Article 169 (1) of the Constitution the fields of peace and security including conflict prevention, was adopted unanimously. Speaker Tammineni Seetaram resolution, management and peace building through exchange announced that the resolution was adopted by a majority of expertise and training, strengthening regional and continental as stipulated under Article 169 (1) related to abolition or early warning capacities and mechanisms, enhancing the role of creation of Legislative Councils in States. The Telugu women in peace keeping and propagating the culture of peace”. Desam Party boycotted the day’s proceedings, protesting Stating that terrorism is a major threat in the region, the the government’s decision to abolish the council. declaration said the signatories “condemn, in the strongest The Legislative Council is the upper house in the state terms, the growing threat of terrorism and acknowledge legislature. The Parliament is the sole authority that can that it constitutes a major threat to peace and security in provide for the abolishment of a state legislative council the region. We urge all countries to take resolute action in or creation of a council in a state that has no council till rooting out terrorism in all its forms and manifestations, now. The Parliament can pass the law if the state legislative terrorist safe havens and infrastructure, disrupting terrorist assembly passes a resolution proposing the abolishment of networks and eliminating financing channels and halting the council by a majority of the total membership of the cross-border movement of terrorists. We emphasize the need assembly and by a majority of not less than two-thirds of for stronger international partnership in countering terrorism members present and voting. and violent extremism, including through increased sharing Assam was the first state to abolish its state legislative of information and intelligence”. Regarding the aligning council. The state passed a resolution for the same in 1947. views of India and the African nations on the importance of After Assam, West Bengal had abolished its legislative the Indo-Pacific, the declaration also stated that all member council in 1969 and Punjab abolished it in 1970. The state countries “encourage enhanced cooperation between India legislative council of Andhra Pradesh was also abolished and Africa on the evolving concept of Indo-Pacific and previously in 1985 and was revived again in 2006. welcome the AU (African Union) vision for peace and security in Africa that coincides with India’s vision of States that abolished Legislative Council SAGAR (Security and Growth for all in the Region)”. Assam Legislative Council 1947 Government approves two AIIMS West Bengal Legislative Council 1969 institutes and 9 medical colleges for Punjab Legislative Council 1970 Jammu and Kashmir 14 Feb' 20 Tamil Nadu Legislative Council 1986 ince the Abrogation of Article 370, the Government Jammu and Kashmir 2019 of India has approved and allocated Jammu and SKashmir two AIIMS - one in Jammu and other in Kashmir. Nine medical colleges have also been sanctioned in Jammu and Kashmir in addition to the two AIIMS. The

India claimed five silver and six bronze medals at the ongoing 2020Asian Youth and APRIL 2020 MICA Junior Weightlifting Championships in Tashkent, Uzbekistan. 27 NEWS BITES STATE Union Government had approved the proposal for setting He participated in the closing ceremony of the centenary up an AIIMS in Jammu at Vijaypur, District Samba under celebrations of the Shri Jagadguru Vishwaradhya Gurukul the Pradhan Mantri Swasthya Suraksha Yojana (PMSSY) and released the translated version of the Shri Siddhant in January 2019. The AIIMS proposal was approved by Shikhamani Granth in 19 languages and its mobile the Union Government under Pradhan Mantri Swasthya application. Uttar Pradesh Governor Anandiben Patel, Suraksha Yojana. The cost of the project estimated is Rs Chief Minster Yogi Adityanath and Karnataka Chief 1,661 crores. The project is to be completed by 2022. Minister B S Yediyurappa were present on the occasion. The AIIMS will also hold nursing college. Above all, the Modi also inaugurated a 430-bed super-speciality building is to be constructed as green building. Green government hospital. Building Green Building is a structure that is resource efficient and environmentally responsible. The building NITI Aayog organizes North East is resource efficient throughout its phase starting from Sustainable Development Goal design, construction, maintenance, renovation and Conclave 2020 in Assam 20 Feb' 20 demolition. The Pradhan Mantri Swasthya Suraksha Yojana was ITI Aayog is organizing "Sustainable launched in 2006. Under the scheme, 6 institutions of Development Goals (SDG) Conclave 2020 AIIMS were to be built in first phase. They were in the NPartnerships, Cooperation and Development of states of Bihar, Madhya Pradesh, Chattisgarh, Odisha, North Eastern States" in Guwahati, in association with Uttaranchal and Rajasthan. In the second phase, 2 AIIMS the North Eastern Council, Government of Assam, Tata were set up in UP and West Bengal. Also, 6 medical Trusts, United Nations Development Programme (UNDP) colleges were set up. In the third phase existing medical and Research and Information System for Developing colleges were upgraded. Countries (RIS). The three-day event from 24th to 26th February 2020, PM Modi to inaugurate Rs 1,000 crore will take place in Assam Administrative Staff College, projects during Varanasi visit Guwahati and will see representations from the highest 16 Feb' 20 offices of all the State Governments of the North East, Central Ministries, academia, civil society, and international rime Minister development organizations. N a r e n d r a The inaugural session will be presided over by NITI Aayog PModi launched vice-chairman Rajiv Kumar, DoNER minister Jitendra or laid foundation of Singh, Renata Lok-Dessallien, UN Resident Coordinator, 50 projects worth Rs India and NITI Aayog CEO Amitabh Kant. Chief Ministers 1,254 crore in his Lok of Arunachal Pradesh, Assam, Manipur, Meghalaya, Sabha constituency. Mizoram, Nagaland, Sikkim and Tripura will also attend He also flagged off the conclave. the IRCTC’s ‘Maha Kaal Express’ through video link during his day-long visit NITI Aayog has the mandate of overseeing the adoption to Varanasi. It will be the first overnight private train in and monitoring of SDGs at the national and sub-national the country to connect three Jyotirling pilgrim centres of levels. Progress in the northeast region is crucial in this Varanasi in Uttar Pradesh, and Ujjain and Omkareshwar in decade of action for the country to achieve the SDGs by Madhya Pradesh. 2030 and this conclave is part of NITI Aayog's continuous efforts towards fostering partnerships at the sub-national The prime minister dedicated to the nation the Pandit level. In terms of SDG localization, the states in the region Deendayal Upadhyaya Memorial Centre and unveiled have taken major strides in integrating the Agenda 2030 a 63-feet tall statue of the RSS ideologue. Deendayal framework in their developmental planning and vision Upadhyay was a former leader of Bharatiya Jana Sangh, documents. the forerunner of the current BJP. In order to honor the leader, PM also inaugurated a 63 feet tall statue that was made of Pancha Loha – the tallest statue of the leader in the country. Panchaloha is an alloy of Copper, Zinc, Gold, Iron and Silver. Some times lead or tin is used instead of Zinc.

28 MICA APRIL 2020 ISRO will send humanoid robot Vyommitra into space for its next unmanned mission. INTERNATIONAL

Burning Topics of the Month

WEF launches initiative to Pakistan declares national Maldives readmitted to grow one trillion trees by emergency to battle the Commonwealth. 2030. massive locusts attack.

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WEF launches initiative to grow one her. The final result of the vote was trillion trees by 2030 23 Jan' 20 declared by Greece’s he World Economic Forum has launched 'One Trillion Parliament Chief Trees Initiative' to grow, restore and conserve 1 trillion Costas Tassoulas. trees across the world by 2030. The global initiative Katerina is a senior T judge with expertise is aimed at restoring biodiversity and help fight climate change. The one trillion trees project is also aimed at uniting in environmental governments, non-governmental organisations, businesses and constitutional and individuals in mass-scale nature restoration. US President law. She is scheduled to take the oath of office on March 13, Donald Trump announced that the United States will join the 2020. Katerina will succeed Prokopis Pavlopoulos, whose one trillion trees initiative, a day ahead of its official launch. 5-year term ends in March. Until now, she was serving the Trump known to be a skeptic of climate change phenomenon head of Greece’s top administrative court, the Council of State. stated that the US is committed to show strong leadership in Katerina Sakellaropoulou, a senior High Court judge is the restoring, growing and conserving trees and forests. daughter of a Supreme Court judge. She was the first woman to head Greece’s top administrative court-the Council of State. The WEF launched the one trillion trees initiative after gaining inspiration from a presentation by Swiss ecologist Katerina Sakellaropoulou was able to secure one of the highest Thomas Crowther at the organization's meeting in 2019. vote margins in the history of Greece’s parliament by drawing Crowther had highlighted in his presentation that there support from across party lines. She was backed by both main is enough land to accommodate 1.2 trillion more trees. opposition leftist and socialist parties. Katerina was nominated Currently, the planet has about 3 trillion trees. Crowther for the post by Prime Minister Kyriakos Mitsotakis, who called and his team had calculated in July 2019 that planting over her an outstanding judge whose candidacy unites all Greeks. 1 trillion additional trees will help cool the earth and reduce Mitsotakis was earlier criticized for appointing very few women atmospheric carbon dioxide concentrations to where they in his cabinet. stood a century back. The 1t.org is a WEF initiative, which The President’s role in Greece is largely ceremonial. President has been designed to support the UN Decade on Ecosystem is the nominal head of the nation and the commander-in- Restoration 2021-2030, led by UNEP and FAO. It will chief. The President generally confirms governments, laws offer a platform to connect, empower and mobilize a and technically have the power to declare war, but only in global reforestation community comprising governments, conjunction with the elected government. businesses, civil society and millions of people from across the world. Pakistan declares national emergency to battle massive locusts attack 03 Feb' 20 Katerina Sakellaropoulou becomes first female president of Greece 23 Jan' 20 akistan, which is facing its worst locust attack in decades, has declared national emergency to tackle reece’s parliament elected Katerina Sakellaropoulou Pthe insects destroying crops on a large scale in as the first woman president on January 22, 2020. The Punjab province, country’s main region for agricultural G63-year-old was elected to the top post in a historic production. The decision was taken at a meeting convened vote, which saw 261 of the total 294 MPs vote in favour of by Prime Minister Imran Khan. The meeting, attended by

Soft Bank Group has appointed Manoj Kohli as its India head. APRIL 2020 MICA 29 NEWS BITES INTERNATIONAL federal ministers and and received no objections. The country will now senior officials of the be part of the Commonwealth Heads of Government four provinces, also Meeting (CHOGM) in Kigali, Rwanda on June 22-28 approved a National 2020. Its Ambassador to the UK now becomes its High Action Plan (NAP) Commissioner, signifying Commonwealth membership. that requires a sum Maldives joined the Commonwealth in 1982, and withdrew of Rs 7.3 billion to its membership in 2016. overcome the crisis. Different tasks have China moves against Pakistan in been given to the National Disaster Management Authority FATF, Turkey now the only supporter (NDMA), provincial disaster management authorities and 20 Feb' 20 federal and provincial departments to deal with the threat. Prime Minister Khan ordered formation of a high-level hina has joined India and United States in putting committee to be headed by Mr. Bakhtiar to take decisions Pakistan on Grey list of the FATF (Financial Action at the federal level for the elimination of insects. The CTask Force). Both China and Saudi Arabia have prime minister directed the authorities concerned to make joined US, India and other European countries sending immediate measures on the basis of damage of ripened stern messages to Pakistan against its actions of terror crops. Bakhtiar claimed that the government had managed funding money laundering. to save cotton and winter crops to a large extent, adding A Plenary session of the FATF is to be held in June that climate change was one of the reasons for delay in the 2020. China, Saudi Arabia and Turkey were the three exit of locusts. He said the situation was worse than the one countries that supported Pakistan against FATF move Pakistan faced in 1993. in putting Pakistan under Grey List. Now Turkey and Malaysia are the only supporters. 12 out of 39 votes Maldives readmitted to the are required to move out of FATF list which Pakistan Commonwealth 04 Feb' 20 will not be able to. Pakistan is currently on Grey List of FATF and with its major supporters withdrawing he Commonwealth has welcomed its 54th family their backing, Pakistan will continue to remain on member after Maldives' application for re- FATF Grey list. Pakistan was put on the list in June Tadmission was approved. The small island nation 2018. It was given a plan of action which the country officially re-joined the Commonwealth on February was supposed to complete by October 2019. Failing of 1 2020. This marks the end of a process that began 13 which will place it under black list. months ago, in December 2018, when President Ibrahim The FATF is a Paris based organization that combats Mohamed Solih wrote to the Commonwealth Secretary- terrorism funding and money laundering. Grey List The General expressing the country’s interest in re-joining. countries that are not safe and are supporting money After due diligence, which included country assessment laundering and terror funding are included in the list. and consultations in accordance with the rules and Black List The countries that is uncooperative tax havens procedures agreed by the Commonwealth Heads of for terror funding. They are also called Non-Cooperative Government in Kampala in 2007, Maldives has been re- Countries or Territories (NCCTs). admitted. Maldives’ re-admission was supported by India, The lists now have been renamed to “Call for Action” and when external affairs minister S Jaishankar called for the “Monitored Jurisdiction”. The Call for Action countries process to be fast-tracked during the 19th Commonwealth or the Black List Countries include Iran and North Korea. Foreign Affairs Ministers Meeting in London in July 2019. The Monitored Jurisdiction or Grey List include Iceland, The assessment included two site visits to the country Ghana, Botswana, Syria, Yemen, Pakistan, Mongolia and followed by positive feedback given by a Commonwealth Cambodia. The above lists are updates as of February 20, Observer Group which was present for the Parliamentary 2020. Elections in April 2019. Members subsequently agreed to invite Maldives to submit a formal application, which it did on December 25th last year. The country presented evidence of functioning democratic processes as well as popular support for re-joining. The Secretary-General then consulted with all 53 Commonwealth members

The International Hockey Federation (FIH) announced India as the hosts for next year's MICA APRIL 2020 30 junior men's World Cup. ECONOMY NEWS BITES Burning Topics of the Month

Indian Railways to run RBI hikes insurance on Paytm unveils all-in-one 100% on electricity by bank deposits to Rs 5 lakh. Android POS device. 2024.

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IMF lowers India’s growth forecast to with a 7% year-on-year (YoY) growth, 4.8 per cent for FY 2019-20 23 Jan' 20 The Counterpoint’s Market Monitor service revealed that Xiaomi continues to be the top in the game with 28% market he International share in 2019, with Samsung coming in second with 21% Monetary Fund and Vivo came in third with a 16% market share. 'Chinese has slashed its brands' share hit a record 72 per cent for 2019 compared to T 60 per cent a year ago. During 2019 we have seen all major estimate on India’s 2019 economic growth Chinese players expanding their footprint in offline and to 4.8% from the 6.1% online channels to gain market share. For example, Xiaomi, projected in October, Realme, and OnePlus increased their offline points of sale, citing a sharper-than- while brands like Vivo have expanded their online reach expected slowdown in with Z and U series Over the past four years, Xiaomi, Vivo, local demand and stress in the non-bank financial sector. The and OnePlus have grown 15 times, 24 times and 18 times, steep cut in India’s growth rate has weighed on IMF’s projection respectively. While, Samsung’s shipments have actually on the world economy, which it now expects to have expanded shown a 5% (YoY) decline in 2019. 2.9% in 2019 compared with the previous forecast of 3.0%. Indian Railways to run 100% on The country's growth is estimated at 4.8 per cent in 2019, projected to improve to 5.8 per cent in 2020 and 6.5 percent in electricity by 2024 27 Jan' 20 2021 (1.2 and 0.9 percentage point lower than in the October ommerce and industry, and railways minister WEO), supported by monetary and fiscal stimulus as well as Piyush Goyal has said the entire network of the subdued oil prices. 2019 refers to fiscal year 2019-20. India's Indian Railways will run on electricity by 2024 and economy grew just 4.5 per cent in July-September 2019 C become a net-zero emission network by 2030. Interestingly, period --- the weakest pace in nearly six years. The Indian Indian Railways will be the first railway in the world, of government has been taking various measures to bolster this size and scale, to be operated on electricity. growth. For the emerging market and developing economy group, the IMF said growth is expected to increase to 4.4 In the month of July 2019, Goyal had said that all broad per cent in 2020 and 4.6 per cent in 2021 (0.2 percentage gauge routes will be electrified in mission mode. The point lower for both years than in the October WEO) from minister had said that nearly 1.27 per cent of the country’s an estimated 3.7 per cent in 2019. total electricity consumption is consumed by the national transporter. He also revealed that for energy requirements, India surpasses US to become 2nd the national transporter requires 3 per cent of High-Speed largest smartphone market 27 Jan' 20 Diesel (HSD) oil. Speaking at the India-Brazil Business Forum minister said he Indian smartphone market has surpassed the India will partner with Brazil on a rapid engagement on the US to become the second largest market globally, railways side and hoped that investments will also grow in Tafter China on the top. This was made possible by the sectors of clean energy, startups, railways and creation the exponential growth of Chinese brands in the country. of value chains between India and Brazil where goods may According to a report by Counterpoint Research, India’s be semi assembled in one country and finished in another. shipments reached 158 million in the calendar year 2019 The minister said both countries have set up a target to take

Facebook has appointed Avinash Pant as its India Marketing Head. Pant has previously APRIL 2020 MICA served as Red Bull India Marketing Head. 31 NEWS BITES ECONOMY bilateral trade to $15 billion by 2022, from the current $8.3 The proposed law seeks to enforce banking regulation billion. guidelines of the RBI in cooperative banks, while administrative issues will still be guided by Registrar of India, Brazil ink 15 pacts to boost ties Cooperative. Qualifications would be set for appointing further 28 Jan' 20 CEO of cooperative banks and the RBI permission would be sought before appointment as followed in case ndia and Brazil of commercial banks. Audit would be as per the RBI has concluded guidelines and the central bank can also supersede the Ian Action board if any cooperative bank is under stress. Cooperative Plan to deepen the bank will be given time to comply with the RBI guidelines strategic partnership in phased manner. The decision assumes significance as Prime Minister in the wake of a scam in the Punjab and Maharashtra Narendra Modi and Cooperative (PMC) Bank affecting lakhs of customers visiting Brazilian who are facing difficulties in withdrawing their money President Jair Messias due to restrictions imposed by the Reserve Bank of India. Bolsonaro outlined efforts to further deepen ties between the two countries. The two countries also concluded 15 agreements Cabinet approves setting-up country’s and a Memorandum of Understanding (MoU) including on 13th major port at Vadhavan in investment cooperation and facilitation treaty, mutual legal assistance in criminal matters, bioenergy and cyber security. Maharashtra 06 Feb' 20 “India and Brazil's strategic partnership is dependent on our he Union Cabinet, chaired by the Prime Minister similar mindset and values. In spite of the distance, we are Narendra Modi, has given its 'in-principle' approval together on several global forums. Stating that the needed for setting up a Major Port at Vadhavan near Dahanu legal framework has been created to make investment better T in Maharashtra. Total cost of the project is likely to be in both countries. Bilateral relations were elevated to a Rs.65,544.54 crore. Vadhavan port will be developed on Strategic Partnership in 2006 and 2023 will mark 75 years of "land lord model". A Special Purpose Vehicle (SPV) will the establishment of diplomatic relations. Mr. Bolsonaro was be formed with Jawaharlal Nehru Port Trust (JNPT) as the Chief Guest at the Republic Day parade. Mr. Modi termed the lead partner with equity participation equal to or more Brazil as a valuable partner in India's economic transformation than 50% to implement the project. The SPV will develop and “for needs in the food and energy sector.” the port infrastructure including reclamation, construction The other agreements exchanged are cooperation in oil and of breakwater, besides establishing connectivity to the natural gas; cultural exchange programme; women and child hinterland. All the business activities would be undertaken development; investment protection; field of health and under PPP mode by private developers. The position of JN medicine; early childhood; traditional systems of medicine and Port, the biggest container port in India is 28th in the world homeopathy; cultural exchange programme between 2020- with a traffic of 5.1 million TEUs (Twenty-Foot Equivalent 24; social security; scientific and technological cooperation; Units). Even after the completion of 4th terminal at JN Port geology and mineral resources; animal husbandry and with a capacity increase upto 10 million TEUs by 2023, it dairying. will stand as the 17thlargest container port in the world. With the development of Vadhavan port, India will break Cabinet approves amendment to into the countries with top 10 container ports in the world. bring cooperative banks under RBI Maharashtra has India's largest container port at JNPT which regulation 05 Feb' 20 caters to the hinterland of Maharashtra, North Karnataka, Telangana and secondary hinterland of Gujarat, Madhya nion Cabinet chaired by Prime Minister Narendra Pradesh, Rajasthan, NCR, Punjab and Uttar Pradesh. Modi has taken a major step to reform the The Vadhavan port has a natural draft of about 20 meters Ucooperative banks and avoid PMC Bank like crisis close to the shore, making it possible for it to handle bigger in the country. The banking operations of as many as 1540 vessels at the port. Development of Vadhavan port will cooperative banks of the country have come under the enable call of container vessels of 16,000-25,000 TEUs regulatory mechanism of Reserve Bank of India. There are capacity, giving advantages of economies of scale & 1,540 cooperative banks with depositor base of 8.60 crore reducing logistics cost. having total savings of about Rs 5 lakh crore.

Queen Elizabeth II gave assent to the Brexit bill, thereby making it a law and enabling the MICA APRIL 2020 32 UK to leave the European Union on January 31. ECONOMY RBI hikes insurance on bank deposits without the need of any website or app. to Rs 5 lakh 07 Feb' 20 Merchants with an oon after the Budget announcement, insurance cover on annual turnover of over Rs 50 crore bank deposits has been increased from Rs 1 lakh to Rs stands to gain the 5 lakh. Deposit insurance was static at Rs 1 lakh since S most from this 1993. The cover is provided by the Deposit Insurance and Credit service, as they are Guarantee Corporation (DICGC), a wholly-owned subsidiary required to comply of the RBI. The move will help boost the confidence of people with recent Government notification to provide the facilities in the banking system after a scam last year in Punjab and for accepting payment through digital modes. Maharashtra Cooperative Bank (PMC Bank) which affected lakhs of customers. As the insurance cover stands increased, With this, the company is aiming to simplify and digitize the banks will pay a premium of 12 paise against 10 paise per payments for both B2B and B2C players who make regular Rs 100 deposit. The deposit insurance scheme covers all banks payments to a large number of vendors, salaries and food operating in India, including the private sector, cooperative allowance to employees, rewards or instant refunds to their and even branches of foreign banks. customers and even other expenses like utility bills for multiple offices. Paytm is eyeing the digital payments space Currently, the insurance cover offered by the DICGC in India, which is expected to rise fivefold to $1 trillion by covers all different accounts of one depositor held with 2023, and this will be led by the growth in mobile payments, different branches of the same bank for maximum of Rs 1 according to a report by Credit Suisse. lakh. However, deposit insurance coverage limit is applied separately to the deposits in different banks. RBI to issue periodic scores to assess DICGC covers all deposits such as savings, fixed, current, digital payments industry 10 Feb' 20 recurring and so on except for the following deposits: ## Deposits of foreign governments; he Reserve Bank of India (RBI) has introduced a ## Deposits of Central/State Governments; scoring system, called the Digital Payments Index ## Inter-bank deposits; T(DPI), to review digitisation of payments effectively. The periodic scores will assess the performance of the digital ## Deposits of the State Land Development Banks with payments industry. The review will be based on important the State co-operative bank; operating parameters such as rural penetration and innovation Any amount due on account of and deposit received outside in existing modes and channels. The DPI will be made India Any amount, which has been specifically exempted available in the public domain from July 2020. The scoring by the corporation with the previous approval of Reserve system is expected to allow consumers and stakeholders to Bank of India. As per the RBI, both single and joint analyse local area developments in infrastructure, access, accounts are separately covered under the DICGC scheme. demographic and acceptance related growth with reference Paytm unveils all-in-one Android POS to broader domestic and global standards in digital payments. The DPI would be based on multiple parameters and reflect device 08 Feb' 20 the penetration and deepening of various digital payment ndia’s largest payments platform Paytm (owned by One97 modes. The RBI will also publish guidelines for setting up Communications) has announced the launch of an All-in- of a new Self-Regulatory Organisation (SRO) in April 2020. One Android PoS device for merchant partners across the This is aimed at enhancing the communication mechanism I between payment sector stakeholders, such as the service country. The All-in-One Android POS will help merchants to accept payments through Paytm Wallet, all UPI based apps, provider and banks, and regulatory and supervisory bodies, debit & credit cards and cash. Besides accepting payments, such as the RBI and National Payments Corporation of India merchants will also be able to generate GST compliant bills (NPCI). According to the Reserve Bank of India estimates, and manage all transactions and settlements through their total digital transactions in volume terms recorded a growth 'Paytm for Business' app at one go. rate of 58.8 % during 2018-19, on top of a growth of 50.4 % during 2017-18. The RBI says digital transactions in value It also announced the launch of two innovative business terms grew by 19.5 percent during 2018-19, compared to the solutions for SMEs that will help them streamline and digitize growth of 22.2 percent during 2017-18. their business processes. All-in-One PG will empower SMEs to collect digital payments across all payment methods New Re 1 note released 13 Feb' 20

An Olympic boxing qualifier, which was cancelled in China following the outbreak of a APRIL 2020 MICA coronavirus, will be held instead in Jordan. 33 NEWS BITES ECONOMY he Union Ministry of Finance has notified ‘Printing these services in other parts of Maharashtra and adjoining of One Rupee Currency Notes Rules, 2020’ vide states. The Minister said his efforts in the last 4-5 years TGazzette Notification G.S.R. 95(E) dated February 7, have been to see that electric buses run in large numbers on 2020. The notification has several details of one rupee notes the country's highways. He also said various corporations, to be printed under the authority of the Government of India state government corporations and private operators might for circulation. These include details about the colour, design, order some 10,000 electric buses this year. standard weight, dimensions etc. The One Rupee currency The minister had urged industry players to join hands with note shall be rectangular 9.7 x 6.3 cms, with its paper made the government for the proposed electric lane on Rs 1.03 lakh of 100 per cent (cotton) rag content. The note will be 110 crore Delhi-Mumbai Expressway while promising to provide microns thick, weighing 90 GSM (Grams per Square Meter). policy support to serious players. The minister had also said It will also have multi-tonal watermarks with Ashoka Pillar that the government is ready to provide policy support to in the window without the words 'Satyamev Jayate', hidden serious investors and also appealed them to come forward in numeral ‘1’ in the centre and the hidden word 'Bharat' vertically the field of alternative fuel including bio-CNG and electric arranged on the right-hand side. The Obverse side of one rupee vehicles. This could cut India’s huge Rs. 7 lakh crore crude note will contain the words "Bharat Sarkar" above the words imports. Stressing on modern transport infrastructure, he said “Government of India” with the bilingual signature of Shri he will also take up the issue of electric highways during his Atanu Chakraborty, Secretary, Ministry of Finance and with the ensuing visit to Sweden. replica of New Rupee One coin with ‘`’ symbol of 2020 issued with "Satyamev Jayate" and capital Inset letter ‘L’ in numbering RBI to Syncs Financial Year with the panel. According to the notification, the numbering shall be in Fiscal Year 16 Feb' 20 black at right-hand bottom portion of the Note in ascending size of numerals from left to right, while the first three alphanumeric he Reserve Bank of India’s (RBI) Board has characters (prefix) remains constant in size. recommended aligning the financial year of the central On the Reverse, the one rupee note contains 'Bharat Sarkar' Tbank (July-June) with that of the government’s fiscal above the words “Government of India” with the year 2020 year (April-March) from 2020-21 in order to provide better on the representation of the One Rupee coin with '`' symbol estimates of the projected surplus transfers to the government having design of grains depicting the agricultural dominance for budgeting purposes. The proposal was moved at the of the country and the surrounding design consist of picture 582nd meeting of its Central Board of Directors in New of ‘Sagar Samrat’ the oil exploration platform and with the Delhi that also witnessed a customary post-budget address authentic rendering of value in fifteen Indian languages by the finance minister Nirmala Sitharaman. in language panel with the year figure shown vertically The Central Board of the RBI in August last year decided to between “Sagar Samrat” and language panel in international transfer a sum of Rs 1,76,051 crore to the Central government number. The overall colour of One Rupee Currency note comprising of Rs 1,23,414 crore of surplus for 2018-19 and Rs will be predominantly pink green on obverse and reverse in 52,637 crore of excess provisions identified as per the revised combination with others. Economic Capital Framework (ECF). The revised ECF was Nitin Gadkari inaugurates first inter- calculated on the basis of recommendations by an expert panel under the chairmanship of former RBI governor Jalan. city electric bus service 15 Feb' 20 The Jalan committee was constituted on December 26, nion Transport, Highways and MSME minister 2018 to resolve differences between the government and Nitin Gadkari inaugurated the first inter-city the central bank over RBI’s reserves. The total reserve of Uelectric bus service, between Mumbai and Pune. the RBI at that time was about Rs 9.6 lakh crore. The Centre The 43-seater capacity luxury electric bus, manufactured felt that the RBI was more than adequately capitalized; by Mitra Mobility Solution, has a range of 300 kilometre on hence it should pass on the surplus to the government. The a single charge and would be operated twice daily between RBI has a statutory mandate under Section 47 of the RBI the two cities. The company, which already has around Act that its profits shall be transferred to the government, 1,300 electric buses in operation, is also looking to extend after making provisions.

Pakistan marked their 150th T20I appearance with a five-wicket win over Bangladesh in 34 MICA APRIL 2020 the first T20I of the three-match series. SPORTS Burning Topics of the Month

Virat Kohli becomes Bangladesh beat India wins 18th fastest to score 5000 runs to win maiden Under-19 career doubles title. in ODIs as Captain. World Cup.

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Virat Kohli becomes fastest to score Australia to host 11th Indoor Cricket 5000 runs in ODIs as Captain World Cup in October 22 Jan' 20 20 Jan' 20 ustralia is set to host the 11th edition of the Indoor espite batting Cricket World Cup from October 10 to 17. The down the Atournament will be held at the state-of-the-art order, Virat indoor cricket venues in Melbourne -- Casey Stadium and D CitiPower Centre, the World Indoor Cricket Federation Kohli had enough time to reach few announced. The tournament will be held at two state-of- milestones in this the-art, elite indoor cricket venues in Melbourne: Casey year. 1000 T20I Stadium and CitiPower Centre. Cricketers from up to 10 runs as skipper and countries will compete in the tournament in four divisions: 11000 as captain in under-21 men and women and open men and women. International Cricket being the major ones. The Indian skipper Australian squads for the 2020 Indoor Cricket World Cup became the fastest player to reach both those milestones. He will be announced following the Indoor Cricket National continued his record-breaking spree with another milestone Championships at Casey Stadium from June 27 to July 11. during his half-century in the decider at the Chinnaswamy Last held in Dubai in 2017, Australia are the reigning men's Stadium. Kohli joined hands with his deputy Rohit Sharma and women's indoor cricket world champions seeking to to share a big partnership in the 287-run chase. keep their streak of never losing a World Cup in either division alive in the 25-year history of the tournament. Kohli, completed 5000 runs in the ODI format while leading Cricketers from up to 10 countries from around the world the Indian team. He thus became only the 8th captain in the will compete at the tournament in four divisions: 21 and world to aggregate 5000 runs in this format. Kohli is also under men, 21 and under women, open men and open the 4th Indian skipper with 5000 ODI runs after Mohammad women. Australia are already hosting women's and men's Azharuddin, Sourav Ganguly and MS Dhoni. Virat Kohli T20 World Cups this year. reached the milestone in his 82nd inning; by far the fastest to achieve this feet. The previous quickest to 5000 ODI runs England becomes 1st team to score as captain was MS Dhoni in 127 innings. Ricky Ponting held this record before Dhoni as he needed 131 innings half-a-million Test runs 25 Jan' 20 for getting to 5000 ODI runs. Stephen Fleming stands as ngland have the slowest captain to 5000 ODI runs as the New Zealand become the skipper needed 168 innings to get there. Virat Kohli has first team in clean swept the relevant records in the ODI format as he is E the world to score already the fastest to 1000 runs (17 innings), 2000 runs (36 500,000 runs in innings), 3000 runs (49 innings) and 4000 runs (63 innings) Test cricket. They as captain. Towards the end of 2019, Kohli became the achieved the feat quickest to 10000 International runs as captain and also the during the ongoing fastest to 5000 Test runs as skipper. fourth and final Test against South Africa at The Wanderers. On the opening

Former Rajya Sabha MP Mulhupra Vero died. He was 88. APRIL 2020 MICA 35 NEWS BITES SPORTS day of the 4th South Africa vs England Test match-- Hsieh Su-wei Tímea Babos England captain Joe Root’s single through the covers took Women's (Chinese Taipei)/ (Hungary)/ Kristina the Three Lions to a landmark 500,000 run-mark in the Doubles Barbora Strýcová Mladenovic (France) longest format of the game. They achieved the feat in their (Czech Republic) 1022nd Test match. Australia comes second in the list, Barbora Krejčiková Bethanie Mattek- Mixed with 432,706 runs in 830 Tests. (Czech Republic)/ Sands (USA)/ Jamie Doubles India, meanwhile, are third, with 273,518 runs in 540 Tests, Nikola Mektić (Croatia) Murray(UK) followed by West Indies (270,441 runs in 545 Tests). In The tournament is played on hard courts and is taking place the third Test played at St George’s Park in Port Elizabeth, across a series of 25 courts, the three main show courts Rod England had become the first team to play 500 Test matches Laver Arena, Melbourne Arena and Margaret Court Arena. on foreign soil. Australia are the second team to play the 1573 Arena (formerly Show Court Two) was upgraded into a most away Test with 404 matches they have played so far. main show court. India have played 268 Tests on foreign soil in which they have won 51, lost 113 and 104 have ended in a draw. New mascot for the 36th National In 1709, cricket was played by William Byrd of Westover games 05 Feb' 20 on his James River estates in Virginia, then a British colony. This is the earliest reference to cricket being played he flame- in the New World. In 1721, British sailors of the East India t h r o a t e d Company were reported to be playing cricket at Cambay, Tbulbul, also near Baroda, and this is the earliest reference to cricket called the Rubigula, being played in the Indian sub-continent. has been chosen as the mascot of the 2020 04 Feb' 20 36th National Games to be held in Goa. It he Australian Open 2020 was a Grand Slam tennis is the State bird of tournament that took place at Melbourne Park, Goa. The mascot, which was unveiled by Union Minister from 20 January to 2 February 2020. It was the T of State for Sports and Youth Affairs Kiren Rijiju. It has 108th edition of the Australian Open, the 52nd in the Open been designed by Goa-based artist Sharmila Coutinho. Era, and the first Grand Slam of the year. The tournament The 36th National Games will be held between October consisted of events for professional players in singles, 20 and November 4 this year, and 12,000 athletes from 36 doubles and mixed doubles. Junior and wheelchair players States and Union Territories are expected to participate in competed in singles and doubles tournaments. 37 disciplines across 24 venues in Goa. The name Rubigula As in previous years, the tournament's main sponsor was chosen via a social media contest after sports enthusiast was Kia. Novak Djokovic and Naomi Osaka were the in the country had been asked to submit their suggestions. defending champions in Men's Singles and Women's Singles, respectively. Osaka lost in the third round to Coco Wrestler Sushil Singh Kumar, the two-time Olympic medalist Gauff. In contrast, Djokovic successfully defended his title — who won bronze in 2008 and a silver in London 2012 by defeating Dominic Thiem to win the tournament for a while competing in the 66 kg weight division — was present record-extending eighth time. This was the first edition at the event along with Anju Bobby George, India’s first and of the Australian Open with GreenSet, a hard surface only World Champion in Athletics. The National Games produced by GreenSet Worldwide. GreenSet was the third were formerly known as the Indian Olympic Games. In the type of hard surface used for the Australian Open. early 1920s, the Indian chapter of the Olympic movement was born, and India participated in the 1920 Antwerp List of winners: Olympics. A provisional Indian Olympic Association (IOA) Men's Novak Djokovic Dominic Thiem came about by 1924, and the Indian Olympic Games were Singles (Serbia) (Austria) held in February 1924 in Delhi to select Indian competitors Women's Garbiñe Muguruza Sofia Kenin (USA) for the 1924 Antwerp Olympics. The games were then held Singles (Spain) every two years, and were renamed as National Games Max Purcell Men's Rajeev Ram (USA)/ during the 9th Games in Bombay in 1940. The first Modern (Australia) / Luke Doubles Joe Salisbury (UK) National Games on the lines of the Olympics were held in Saville (Australia) 1985 in New Delhi.

Rashtriya Swayamsevak Sangh (RSS) senior pracharak Dhanprakash Tyagi died in Jaipur MICA APRIL 2020 36 on the age of 103. SPORTS Ankita Raina wins 18th career Avishek Das was the most successful bowler with three for 40 and there were two each for Shoriful and Tanzim Hasan doubles title 08 Feb' 20 Sakib. Tilak Varma made a watchful 38 from 65 balls and nkita Raina, Dhruv Jurel 22 from 38 as the Indians struggled to attack seeded No. 1 with the Bangladeshi bowling. Opener Parvez Hossain Emon top-scored for Bangladesh with a 79-ball 47 while captain A and wicketkeeper Akbar Ali was not out on 43 from 77 of the Netherlands, won her second successive deliveries. For the India U-19 side, Ravi Bishnoi was the doubles title with a 6-2, most successful bowler with figures of 4/30 while Sushant 3-6, 10-7 victory over the Mishra had 2/25. The ICC Under-19 Cricket World Cup pair of Miyabi Inoue of is an international cricket tournament organised by the Japan and Jia-Qi Kang International Cricket Council (ICC) contested by national of China in the final of under-19 teams. First contested in 1988, as the Youth the $25,000 ITF women’s tennis tournament in Nonthaburi, World Cup, it was not staged again until 1998. Since then, Thailand. the World Cup has been held as a biennial event, organised by the ICC. Ankita had won both the singles and doubles titles last week. She could not enter the singles this week as she Manpreet Singh wins FIH Men's was scheduled to compete in the FedCup in Nur Sultan, Player of the Year award 14 Feb' 20 Kazakhstan, which subsequently got postponed owing to the coronavirus outbreak in China. This was the 18th career en's hockey doubles title for the 27-year-old Ankita in the professional team captain circuit, and the third with Bibiane Schoofs. The two had M a n p r e e t won their first doubles title together in Belgium in 2017. M Singh has become Ankita Ravinderkrishan Raina (born 11 January 1993) is the first Indian to win an Indian professional tennis player and (since 2013) the the FIH Player of the current Indian No. 1 in both women’s singles and doubles. Year award as he beat In April 2018, she entered the top 200 singles rankings for Belgium’s Arthur van the first time, becoming only the fifth player representing Doren and Lucas Vila India to achieve this feat. Raina has also won gold medals in of Argentina to the accolade for the year 2019. This is India's the women's singles and mixed-doubles events at the 2016 third FIH Hockey Star award after men's team midfielder Vivek South Asian Games, and won a bronze medal in singles at Sagar Prasad and women's team striker Lalremsiami won the the 2018 Asian Games. Rising Star of the Year awards. Manpreet won a total of 35.2 per cent of combined votes, which includes National Associations, Bangladesh beat India to win maiden media, fans and players. Van Doren, the winner of the award in Under-19 World Cup 10 Feb' 20 2017 and 2018, received 19.7 per cent of the votes while Villa polled 16.5 per cent in his favour. Belgian midfielder Victor a n g l a d e s h Wegnez and Australia's experienced duo Aran Zalewski and beat India by Eddie Ockenden were the others nominated for the award. Bthree wickets Manpreet, who made his international debut in 2011, has to win maiden ICC won 263 caps for the national team and has played two U-19 World Cup Olympics - London 2012 and Rio 2016. He was made cricket title by the captain of the side in 2017 as India finished fifth at Duckworth-Lewis the 2018 Men's World Cup in Bhubaneswar, his first big method in South assignment as captain. In 2019, Manpreet Singh led the Africa. In a low- team to victory in the FIH Series Finals and the Olympic scoring final, Bangladesh first restricted India to a meagre Qualifiers, as India secured a spot at the 2020 177 in 47.2 overs and then did well enough to score a Olympics. During this year, India also reached the finals revised target of 170 in 42.1 overs. For India, Yashaswi of the 2019 Sultan Azlan Shah Cup and won the Olympic Jaiswal scored 88 runs off 121 balls. Bangladeshi skipper Test Event in Tokyo. Akbar Ali was declared the Player of the Match for his captaincy and match-winning unbeaten 43.

The five-day Ganga Yatra under Namami Gange mission kicked off from Bijnor and Ballia APRIL 2020 MICA in Uttar Pradesh. 37 NEWS BITES SCIENCE Burning Topics of the Month

India marks the beginning ISRO will launch 10 Earth of “Super Year of Bird Species in India Observation Satellites in Biodiversity” with CMS declined by 80%. 2020-21. COP 13.

& Many More...

India successfully phased out most 141 b from the country in foam sector is among the first at this scale in Article 5 parties (developing countries) under potent ozone-depleting chemical the Montreal Protocol. The implementation of HPMP 23 Jan' 20 through regulatory and policy actions, implementation of technology conversion projects has removed around 7800 ndia has successfully Metric Tonnes of HCFC 141-b from the baseline level of achieved the 2009 and 2010 of the country. Icomplete phase out of Hydrochlorofluorocarbon 10 more wetlands in India declared (HCFC)-141 b, which is as Ramsar sites 28 Jan' 20 a chemical used by foam manufacturing enterprises n a major recognition towards Government of and one of the most potent India’s effort towards conservation, restoration and ozone depleting chemical rejuvenation of its wetlands, Ramsar has declared 10 after Chlorofluorocarbons (CFCs) .(HCFC)-141 b is used mainly I more wetland sites from India as sites of international as a blowing agent in the production of rigid polyurethane (PU) importance. The Ramsar Convention signed on February 2, foams. India has consciously chosen a path for environment 1971, is one of the oldest inter-governmental accord signed friendly and energy efficient technologies while phasing out by members countries to preserve the ecological character Ozone Depleting Substances (ODSs). Importantly, India is one of their wetlands of international importance. among the few countries globally and a pioneer in some cases in the use of technologies, which are non-Ozone Depleting and The aim of the Ramsar list is to develop and maintain have a low Global Warming Potential (GWP). an international network of wetlands which are important for the conservation of global biological HCFC-141b is prohibited from 1st January, 2020 under diversity and for sustaining human life through the Ozone Depleting Substances (Regulation and Control) maintenance of their ecosystem components, processes Amendment Rules, 2019 issued under the Environment and benefits. Wetlands declared as Ramsar sites are (Protection) Act, 1986. HCFC-141b is not produced in the protected under strict guidelines of the convention. With country and all the domestic requirements are met through this, the numbers of Ramsar sites in India are now 37 and imports. With this notification, prohibiting the import of the surface area covered by these sites is now 1,067,939 HCFC-141 b, the country has completely phased out the hectares. Maharashtra gets its first Ramsar site (Nandur important ozone depleting chemical. Simultaneously, Madhameshwar), Punjab which already had 3 Ramsar the use of HCFC-141 b by foam manufacturing industry sites adds 3 more (Keshopur-Miani, Beas Conservation has also been closed as on 1st January, 2020 under the Ozone Depleting Substances (Regulation and Control) Reserve, Nangal) and UP with 1 Ramsar site has added 6 Amendment Rules, 2014. Nearly, 50 % of the consumption more (Nawabganj, Parvati Agra, Saman, Samaspur, Sandi of ozone depleting chemicals in the country was and SarsaiNawar). attributable to HCFC-141 b in the foam sector. Around Wetlands provide a wide range of important resources and 175 foam manufacturing enterprises have been covered ecosystem services such as food, water, fibre, groundwater under HPMP out of which, 163 enterprises are covered recharge, water purification, flood moderation, erosion under stage II of HPMP. The complete phase out of HCFC control and climate regulation. They are, in fact, are a The UK government unveiled a new 50-pence commemorative Brexit coin ahead of the MICA APRIL 2020 38 UK''s exit from the European Union (EU). SCIENCE major source of water and our main supply of freshwater at the end of 2020, when a new global biodiversity strategy comes from an array of wetlands which help soak rainfall for the next decade will be adopted - the Post-2020 Global and recharge groundwater. Biodiversity Framework. India assumed COP Presidency for the next three years with a focus on Collaborative Approach ISRO will launch 10 Earth to tackle Biodiversity Issues. Observation Satellites in 2020-21 The Convention on Migratory Species is the only multilateral 16 Feb' 20 treaty dedicated to addressing the needs of migratory species and their habitats on a global scale. Migratory species of wild he country will send up an unusually large number animals move from one habitat to another during different of 10 earth observation (EO) satellites during times of the year, due to various factors such as food, T2020-21, according to the latest annual report of sunlight, temperature, climate, etc. The movement between the Indian Space Research Organisation for 2019-20. On habitats, can sometimes exceed thousands of kilometers/ a quick look, such a pre-ponderence of the EO launches miles for some migratory birds and mammals. A migratory is unprecedented and includes new categories such as the route will typically have nesting sites, breeding sites, first Geo Imaging Satellite, GISAT-1. In comparison, only availability of preferred food and requires the availability of three communication satellites — which is another major suitable habitat before and after each migration. category in space infrastructure — and two navigation satellites are planned for the coming financial year starting Bird Species in April. The annual plan mentions 36 missions, another high India declined for a year: these includes both satellites and their launchers. In the ongoing fiscal 2019-20, 17 missions have been by 80% 19 planned to be launched and up to six of them are due to be Feb' 20 completed by March 31, it says. ISRO was recently given a budget of nearly `13,480 crore for the next fiscal. ccording to the State of India's Apart from GISAT-1 that is apparently fixed over the Birds Report subcontinent at an orbit 36,000 km high, the space agency A plans to launch a new series of high resolution HRSATs 2020, there has been a as a threesome on a single PSLV launcher. The upcoming decline in population of EO satellites include radar imaging satellites RISAT-2BR2, 79 per cent of Indian species of birds as per the assessment RISAT- 1A and 2A; Oceansat-3 and Resourcesat-3/3S. The of current trends, but there is also some good news as RISAT-2BR2 will form a triad fleet with its predecessors the number of Indian peafowls (national bird peacock) RISAT-2B and RISAT-2B1, all going around 120 degrees has shown a dramatic rise. Besides, the number of house apart. sparrows has remained "roughly stable" across the country. Its population has gone up in rural areas, although declining India marks the beginning of “Super in metropolitan cities. The report was released on sidelines Year of Biodiversity” with CMS COP 13 of the 13th Conference of Parties to the Convention on Conservation of Migratory Species of Wild Animals (CMS 17 Feb' 20 COP 13). he Thirteenth Conference of the Parties to the It said that while assessing the status of 867 Indian birds, 79 Convention on Migratory Species kicked off in per cent, for which current trends could be assessed, and 50 Gandhinagar in the presence of senior government per cent, for which long-term trend could be assessed, have T shown a decline. In all, 101 species have been classified as officials, environment advocates, activists, researchers and biodiversity leaders from as many as 130 countries. of "high conservation concern". The groups that show the Inaugurating the key UN Summit via video conferencing greatest decline are raptors, migratory shorebirds and habitat Prime Minister Shri Narendra Modi said that the CMS specialists, among others. The report relies on over 10 million COP13 is of particular significance to India, which is known observations contributed by over 15,500 birdwatchers. The for its rich biodiversity and is one of the seven megadiverse assessment is based on three indices - two of change in countries in the world. The Conference kicks off ‘“Super abundance: long-term trend (over 25+ years) and current Year for Environment”, which will include a UN Summit in annual trend (over the past five years), and the third is a September and culminate in the UN Biodiversity Conference measure of distribution range size.

Armand Duplantis of Sweden has set a new pole vault world record of 6.18 metres at the APRIL 2020 MICA World Athletics Glasgow Indoor Grand Prix. 39 NEWS BITES MISCELLANEOUS Burning Topics of the Month

India's ranking fell After English and India climbs eight ranks two places to 80 in the Mandarin, Hindi-the third to 72 in Global Talent Corruption Perceptions most spoken language in Competitive Index. Index. the world. & Many More...

Indians Number One In Trusting progress, retain and attract talent. India has secured 72nd place in the list while last year India was ranked 80th in Climate Science 24 Jan' 20 Global Talent Competitive Index. Kazakhstan, India and Sri Lanka have occupied the top 3 spots in the Central and he World Economic Forum published its opinion South Asia region. According to the GTCI, India's biggest poll during its 50th annual meeting in Davos. The challenge is to attract talent and retain them in the country. annual meeting was called for urgent upskilling and T India got 92nd and 95th place respectively in this category. better climate education. According to the survey, India and India’s Vocational and Technical Skill score is 76 while Bangladesh are the most trusting people in climate science. secured 113th place in the Mid-Level Skills list. The citizens of both the countries keep themselves updated about the happening of the world. Also, they trusted the Switzerland secured the first position while the USA is on climate scientists and their discoveries. India was followed second and Singapore got third place. Among the top ten by Bangladesh, Pakistan, China and Turkey. On the other countries, Sweden ranked fourth, Denmark fifth, Netherlands hand, Ukraine and Russia lagged the most when it comes to sixth, Finland seventh, Luxembourg eighth, Norway ninth updating themselves about climate science. and Australia 10th. China ranked 42nd, Russia at 48th, Brazil secured 80th while South Africa grabbed the 70th position in The report says that the world has lost its trust in climate the list. GTCI gives ranking based on six indicators – attract, science. According the survey, the world believes that global retain, enable, grow, vocational skills and global knowledge warming is mainly due to human activities. The Survey was skills. The GTCI is an input-output based ranking system that held in 30 countries covering 76% of world population. takes ‘what does the country produce and acquires’ as input The survey has been presented on the 2020 theme which and ‘result from the skill’ as output. is 'Toward More Sustainable World and Toward a more Cohesive World'. The survey is important to learn about the India's ranking fell two places to 80 status of mind and opinion of world population in different part. This forms the base to organize campaigns. The survey in the Corruption Perceptions Index will now act as the major decision maker when it comes to 26 Jan' 20 design the type of awareness campaign to be adopted in a specific region. ndia has been ranked at the 80th position among 180 countries and territories in the Corruption Perception India climbs eight ranks to 72 in Global IIndex (CPI) prepared by Transparency International. Talent Competitive Index 24 Jan' 20 The CPI, released at the WEF 2020, ranks 180 countries and territories by their perceived levels of public sector lobal Talent Competitive Index (GTCI) 2020 has corruption. Denmark and New Zealand have cornered been released at the annual meeting of the World the top spot, followed by Finland, Singapore, Sweden and GEconomic Forum (WEF) on January 22, 2020. Switzerland in the top ten. Other countries in the top level INSEAD Business School released the GTCI report with are Norway (7th rank), the Netherlands (8th), Germany the help of Google and Adecco Group. This year India and Luxembourg (9th). With a score of 41, India is at the climbed eight ranks and secured the 72nd rank in the index. 80th spot. The rank is also shared by China, Benin, Ghana Switzerland is in the first place while the USA and Singapore and Morocco. Neighbouring Pakistan is ranked at the grabbed the second and third positions respectively. This 120th place. This year's analysis shows corruption is more index shows the ability of countries to make the world pervasive in countries where big money can flow freely Late American rapper Nipsey Hussle won his first Grammy Award for Best Rap 40 MICA APRIL 2020 Performance for 'Racks in the Middle'. MISCELLANEOUS into electoral campaigns and where governments listen activities conducted under the IONS construct. Indian Navy only to the voices of wealthy or well-connected individuals, regularly interacts with Myanmar Navy through the medium Transparency International said. of Staff Talks, Joint Working Group Meeting on Maritime The 2019 CPI draws on 13 surveys and expert assessments Cooperation and other operational interactions which include to measure public sector corruption in 180 countries and Port visits, Coordinated Patrols, Bilateral Exercises, Training, territories, giving each a score from zero (highly corrupt) and Hydrography etc. In addition, both the Navies also to 100 (very clean). interact during maritime activities such as Admiral's Cup, Goa Maritime Conclave and Exercise MILAN. Country Score in Rank in Change in rank Indian Ocean Naval Symposium (IONS) is a series of 2019 2019 from 2018 biennial meeting among the states of Indian Ocean Region. Denmark 87 1 0 The symposium acts as a forum to strengthen maritime New Zealand 87 1 1 security cooperation. It consists of 24 members and they U.K. 77 12 -1 are grouped into 4 sub regions. The South Asian Sub U.S. 69 23 -1 region includes India, Bangladesh, Maldives, Pakistan, Sri India 41 80 -2 Lanka and Seychelles. The West Asian Sub region includes China 41 80 7 Oman, Iran, Saudi Arabia and UAE. The East African Sub Brazil 35 106 -1 Region includes Kenya, Mauritius, France, South Africa, Pakistan 32 120 -3 Mozambique, Eretria, Tanzania. The South East Asian Russia 28 137 1 and Australian Sub Region includes Australia, Malaysia, Bangladesh 26 146 3 Indonesia, Timor Leste, Thailand, Singapore, Myanmar Somalia 9 180 0 and Malaysia. In the last eight years, only 22 countries significantly improved their CPI scores, including Greece, Guyana and After English and Mandarin, Hindi- Estonia. In the same period, among the 21 countries that the third most spoken language in saw a significantly fall in their scores are Canada, Australia the world 19 Feb' 20 and Nicaragua. In the remaining 137 countries, the levels of corruption show little to no change, the report said. indi is the 3rd most spoken language of the world in 2019 with 615 million speakers. The 22nd edition Chief of Navy Admiral Karambir Hof the world language database Ethnologue stated Singh visits Myanmar 17 Feb' 20 English at the top of the list with 1,132 million speakers. Chines Mandarin is at the second position with 1,117 d m i r a l million speakers. Bangla has been ranked as the 7th most K a r a m b i r spoken language of the world. Bangla has 228 million native ASingh, Chief speakers. On February 18, 2020, the Ethnologue published of the Naval Staff, its yearly database on living languages of the world. Indian Navy is visited Ethnologue brings out an yearly database of living languages Myanmar from 17 to 20 of the world since its establishment in 1951. The current round February 2020. The visit of the database covers 7,111 living languages of the world. In is intended to consolidate addition to living languages, Ethnologue also contains data on and enhance the bilateral languages which have gone out of use in recent history. This maritime relations between India and Myanmar. During his edition lists 348 such languages. The Ethnologue is an annual visit, the CNS will hold bilateral discussions with Admiral publication that provides statistics of the living languages of Tin Aung San, C-in-C Myanmar Navy and also call on H.E. the world. It is published by SIL International since 1951. The Senior General Min Aung Hlaing, C-in-C Defence Services, publication released this year in 2020 is its 22nd release. The and other senior Government officials. CNS will interact with SIL International is a non-profit organization that documents the trainees of National Defence College in Nay Pyi Taw, and languages. It is mainly into promotion of literacy and also visit the Naval Dockyard and Training Command of the translation of Christian Bible. It was founded in 1933 with the Myanmar Navy in Yangon. Myanmar Navy is a member of aim of translating bible. Indian Ocean Naval Symposium (IONS) and participates in the

TikTok has announced the appointment of attorney Erich Andersen as the firm's Global APRIL 2020 MICA 41 General Counsel. UNION BUDGET 2020-21

KEY HIGHLIGHTS OF UNION Blue Economy: BUDGET 2020-21 ## Rs. 1 lakh crore fisheries’ exports to be achieved by 2024- 25. 200 lakh tonnes fish production targeted by 2022- Three prominent themes of the 23. 3477 Sagar Mitras and 500 Fish Farmer Producer Organisations to involve youth in fisheries extension. Budget ## Growing of algae, sea-weed and cage culture to be ## Aspirational India - better standards of living with promoted. Framework for development, management access to health, education and better jobs for all and conservation of marine fishery resources. sections of the society ## Kisan Rail to be setup by Indian Railways through PPP: # # Economic Development for all - “Sabka Saath , Sabka • To build a seamless national cold supply chain for Vikas , Sabka Vishwas”. perishables (milk, meat, fish, etc. # # Caring Society - both humane and compassionate; • Express and Freight trains to have refrigerated coaches. Antyodaya as an article of faith. ## Krishi Udaan to be launched by the Ministry of Civil # # Three broad themes are held together by: Aviation: • Corruption free, policy-driven Good Governance. • Both international and national routes to be covered. • Clean and sound financial sector. • North-East and tribal districts to realize Improved ## Ease of Living underlined by the three themes of value of agri-products. Union Budget 2020-21. ## One-Product One-District for better marketing and Three components of Aspirational export in the Horticulture sector. India ## Balanced use of all kinds of fertilizers - traditional ## Agriculture, Irrigation, and Rural Development organic and innovative fertilizers. ## Wellness, Water, and Sanitation ## Measures for organic, natural, and integrated farming: ## Education and Skills • Jaivik Kheti Portal – online national organic products market to be strengthened. Zero-Budget Sixteen Action Points for Agriculture, Natural Farming (mentioned in July 2019 Budget) Irrigation and Rural Development to be included. Integrated Farming Systems in rain- ## Rs. 2.83 lakh crore to be allocated for the following fed areas to be expanded. Multi-tier cropping, bee- 16 Action Points: keeping, solar pumps, solar energy production in • Rs. 1.60 lakh crore for Agriculture, Irrigation & no cropping season to be added. allied activities. ## PM-KUSUM to be expanded: 20 lakh farmers to be • Rs. 1.23 lakh crore for rural development & provided for setting up stand-alone solar pumps. Panchayati Raj. Another 15 lakh farmers to be helped to solarise their grid-connected pump sets. Agriculture credit: • Scheme to enable farmers to set up solar power ## Rs. 15 lakh crore target set for the year 2020-21. PM- generation capacity on their fallow/barren lands KISAN beneficiaries to be covered under the KCC and to sell it to the grid. scheme. Village Storage Scheme: ## NABARD Re-finance Scheme to be further expanded. # ## Comprehensive measures for 100 water-stressed # To be run by the SHGs to provide farmers a good districts proposed. holding capacity and reduce their logistics cost.

42 MICA APRIL 2020 Veteran film and theatre actor Lynn Cohen passed away at the age of 86. Women, SHGs to regain their position as Dhaanya • Cities with million-plus population to be Lakshmi. encouraged to achieve the objective during the ## NABARD to map and geo-tag agri-warehouses, cold current year itself. storages, reefer van facilities, etc. ## Rs.12, 300 crore allocation for Swachh Bharat ## Warehousing in line with Warehouse Development Mission in 2020-21: and Regulatory Authority (WDRA) norms: Commitment to ODF-Plus in order to sustain ODF • Viability Gap Funding for setting up such efficient behaviour. Emphasis on liquid and grey water warehouses at the block/taluk level. management. Focus also on Solid-waste collection, source segregation, and processing. • Food Corporation of India (FCI) and Central Warehousing Corporation (CWC) to undertake Education and Skills such warehouse building. ## Rs. 99,300 crore for education sector and Rs. 3000 ## Financing on Negotiable Warehousing Receipts crore for skill development in 202021. (e-NWR) to be integrated with e-NAM. New Education Policy to be announced soon. State governments who undertake implementation of ## National Police University and National Forensic model laws (issued by the Central government) to be Science University proposed for policing science, encouraged. forensic science, and cyber-forensics. ## Livestock: ## Degree level full-fledged online education program • Doubling of milk processing capacity to 108 by Top-100 institutions in the National Institutional million MT from 53.5 million MT by 2025. Ranking Framework. • Artificial insemination to be increased to 70% ## Up to 1-year internship to fresh engineers to be from the present 30%. MNREGS to be dovetailed provided by Urban Local Bodies. to develop fodder farms. ## Budget proposes to attach a medical college to an • Foot and Mouth Disease, Brucellosis in cattle and existing district hospital in PPP mode. Peste Des Petits ruminants (PPR) in sheep and ## Special bridge courses to be designed by the Ministries goat to be eliminated by 2025. of Health, and Skill Development: To fulfill the demand ## Deen Dayal Antyodaya Yojana – 0.5 crore households for teachers, nurses, para-medical staff and care-givers mobilized with 58 lakh SHGs for poverty alleviation. abroad. To bring in equivalence in the skill sets of the workforce and employers’ standards. Wellness, Water and Sanitation ## 150 higher educational institutions to start apprenticeship ## Rs. 69,000 crore allocated for overall Healthcare sector. embedded degree/diploma courses by March 2021. ## Rs. 6400 crore (out of Rs. 69,000 crore) for PM Jan ## External Commercial Borrowings and FDI to be Arogya Yojana (PMJAY): enabled for education sector. • More than 20,000 hospitals already empanelled ## Ind-SAT proposed for Asian and African countries as a under PM Jan Arogya Yojana (PMJAY). part of Study in India program. • Viability Gap funding window proposed for Economic Development setting up hospitals in the PPP mode. Industry, Commerce and Investment • Aspirational Districts with no Ayushman empanelled hospitals to be covered in the first phase. ## Rs. 27,300 crore allocated for 2020-21 for development and promotion of Industry and Commerce. • Targeting diseases with an appropriately designed preventive regime using Machine Learning and AI. ## Investment Clearance Cell proposed to be set up: ## Jan Aushadhi Kendra Scheme to offer 2000 medicines • To provide “end to end” facilitation and support. and 300 surgicals in all districts by 2024. To work through a portal. ## TB Harega Desh Jeetega campaign launched - ## Five new smart cities proposed to be developed. commitment to end Tuberculosis by 2025. ## Scheme to encourage manufacture of mobile phones, ## Rs. 3.60 lakh crore approved for Jal Jeevan Mission: electronic equipment and semiconductor packaging • Rs. 11,500 crore for the year 2020-21. proposed. # • Augmenting local water sources, recharging # National Technical Textiles Mission to be set up: existing sources, and promoting water harvesting • With four-year implementation period from 2020- and de-salination. 21 to 2023-24.

Senior sports administrator Anil Khanna was nominated as the Life President of the Asian APRIL 2020 MICA Tennis Federation (ATF). 43 • At an estimated outlay of Rs 1480 crore. ## Chennai-Bengaluru Expressway to be started. • To position India as a global leader in Technical ## Proposed to monetise at least 12 lots of highway Textiles. bundles of over 6000 Km before 2024. ## New scheme NIRVIK to be launched to achieve higher Indian Railways: export credit disbursement, which provides for: ## Five measures: • Higher insurance coverage Reduction in premium for small exporters Simplified procedure for claim • Large solar power capacity to be set up alongside settlements. rail tracks, on land owned by railways. ## Turnover of Government e-Marketplace (GeM) • Four station re-development projects and proposed to be taken to Rs 3 lakh crore. operation of 150 passenger trains through PPP. ## Scheme for Revision of duties and taxes on exported • More Tejas type trains to connect iconic tourist products to be launched. destinations. High speed train between Mumbai ## Exporters to be digitally refunded duties and taxes and Ahmedabad to be actively pursued. levied at the Central, State and local levels, which are • 148 km long Bengaluru Suburban transport otherwise not exempted or refunded. project at a cost of Rs 18600 crore, to have fares ## All Ministries to issue quality standard orders as per PM’s on metro model. Central Government to provide vision of “Zero Defect-Zero Effect” manufacturing. 20% of equity and facilitate external assistance up to 60% of the project cost. Infrastructure ## Indian Railways’ achievements: ## Rs.100 lakh crore to be invested on infrastructure over • 550 Wi-fi facilities commissioned in as many the next 5 years. stations. Zero unmanned crossings. 27000 Km of ## National Infrastructure Pipeline: tracks to be electrified. • Rs. 103 lakh crore worth projects; launched on Ports & Water-ways: 31st December 2019. More than 6500 projects across sectors, to be classified as per their size and ## Corporatizing at least one major port and its listing on stage of development. stock exchanges to be considered. ## A National Logistics Policy to be released soon: ## Governance framework keeping with global • To clarify roles of the Union Government, State benchmarks needed for more efficient seaports. Governments and key regulators. A single window ## Economic activity along river banks to be energised as e-logistics market to be created per Prime Minister’s Arth Ganga concept. • Focus to be on generation of employment, skills Airports: and making MSMEs competitive. ## 100 more airports to be developed by 2024 to support ## National Skill Development Agency to give special thrust Udaan scheme. to infrastructure-focused skill development opportunities. ## Air fleet number expected to go up from present 600 to ## Project preparation facility for infrastructure projects 1200 during this time. proposed. Electricity: ## To actively involve young engineers, management ## “Smart” metering to be promoted. graduates and economists from Universities. ## More measures to reform DISCOMs to be taken. ## Infrastructure agencies of the government to involve youth-power in start-ups. Rs.1.7 lakh crore proposed Power: for transport infrastructure in 2020-21. ## Rs.22, 000 crore proposed for power and renewable Highways: energy sector in 2020-21. ## Expansion of national gas grid from the present 16200 ## Accelerated development of highways to be km to 27000 km proposed. undertaken, including: ## Further reforms to facilitate transparent price discovery • 2500 Km access control highways. 9000 Km of and ease of transactions. economic corridors. • 2000 Km of coastal and land port roads. New Economy • 2000 Km of strategic highways. ## To take advantage of new technologies: ## Delhi-Mumbai Expressway and two other packages to • Policy to enable private sector to build Data Centre be completed by 2023. parks throughout the country to be brought out soon. Puducherry pacer Vinay Kumar took six wickets against Chandigarh in the Ranji Trophy to 44 MICA APRIL 2020 complete 500 wickets in first-class cricket. • Fibre to the Home (FTTH) connections through ## 5 archaeological sites to be developed as iconic sites Bharatnet to link 100,000 gram panchayats this year. with on-site Museums: • Rs.6000 crore proposed for Bharatnet programme • Rakhigarhi (Haryana) Hastinapur (Uttar in 2020-21. Pradesh) Shivsagar (Assam) Dholavira (Gujarat) ## Measures proposed to benefit Start-ups: Adichanallur (Tamil Nadu) • A digital platform to be promoted to facilitate ## Re-curation of the Indian Museum in Kolkata, seamless application and capture of IPRs. announced by Prime Minister in January 2020. • Knowledge Translation Clusters to be set up ## Museum on Numismatics and Trade to be located in across different technology sectors including new the historic Old Mint building in Kolkata. and emerging areas. For designing, fabrication ## 4 more museums from across the country to be taken and validation of proof of concept, and further up for renovation and re-curation. scaling up Technology Clusters, harbouring test ## Support for setting up of a Tribal Museum in Ranchi beds and small scale manufacturing facilities to (Jharkhand). be established. ## Maritime museum to be set up at Lothal- the Harrapan age • Mapping of India’s genetic landscape- Two new maritime site near Ahmedabad, by Ministry of Shipping. national level Science Schemes to be initiated to ## State governments expected to develop a roadmap for create a comprehensive database. certain identified destinations and formulate financial Early life funding proposed, including a seed fund • plans during 2021 against which specified grants to be to support ideation and development of early stage made available to the States in 2020-21. Start-ups. ## Rs.8000 crore proposed over five years for National Environment & Climate Change Mission on Quantum Technologies and Applications. ## Allocation for this purpose to be Rs.4400 crore for Caring Society 2020-21. # ## Focus on: # Proposed to advise the utilities to close the running old thermal power plants with carbon emission above the • Women & child, Social Welfare; Culture and Tourism pre-set norms. ## Allocation of Rs. 35,600 crore for nutrition-related ## States that are formulating and implementing plans for programmes proposed for the FY2020-21. ensuring cleaner air in cities above one million to be ## Rs.28, 600 crore proposed for women specific programs. encouraged. ## Issue about age of a girl entering motherhood - proposed ## PM launched Coalition for Disaster Resilient Infrastructure to appoint a task force to present its recommendations (CDRI) with Secretariat in Delhi. Second such international in six months’ time. initiative after International Solar Alliance. ## Financial support for wider acceptance of technologies, identified by Ministry of Housing and Urban Affairs to Governance ensure no manual cleaning of sewer systems or septic ## Clean, corruption-free, policy driven, good in intent tanks, to be provided. and most importantly trusting in faith. ## Rs. 85, 000 crore proposed for 2020-21 for welfare of ## Taxpayer Charter to be enshrined in the Statute will Scheduled Castes and Other Backward Classes. bring fairness and efficiency in tax administration. ## Rs. 53, 700 crore provided to further development and ## Companies Act to be amended to build into statues, welfare of Scheduled Tribes. criminal liability for certain acts that are civil in nature. ## Enhanced allocation of Rs. 9,500 crore provided for • Other laws with such provisions are to be corrected 2020-21 for senior citizens and Divyang. after examination. Culture & Tourism ## Major reforms in recruitment to Non-Gazetted posts in ## Allocation of Rs. 2500 crore for 2020-21 for tourism Government and Public sector banks: promotion. • An independent, professional and specialist ## Rs.3150 crore proposed for Ministry of Culture for National Recruitment Agency (NRA) for 2020-21. conducting a computer-based online Common ## An Indian Institute of Heritage and Conservation Eligibility Test for recruitment. under Ministry of Culture proposed; with the status of • A test-centre in every district, particularly in the a deemed University. Aspirational Districts.

The government signed a peace accord with all factions of the banned organisation Na- APRIL 2020 MICA tional Democratic Front of Bodoland (NDFB). 45 ## A robust mechanism to be evolved for appointment ## Easier mobility in jobs: including direct recruitment to various Tribunals • Auto-enrolment in Universal Pension coverage. and specialised bodies to attract best talents and • Inter-operability mechanism to safeguard the professional experts. accumulated corpus. ## Contract Act to be strengthened. ## Pension Fund Regulatory Development Authority of ## New National Policy on Official Statistics to: India Act to be amended to: • Promote use of latest technologies including AI. • Strengthen regulating role of PFRDAI. Facilitate • Lay down a road-map towards modernised data separation of NPS trust for government employees collection, integrated information portal and from PFRDAI. timely dissemination of information. • Enable establishment of a Pension Trust by the ## A sum of Rs. 100 crore allocated to begin the employees other than Government. preparations for G20 presidency to be hosted in India ## Factor Regulation Act 2011 to be amended to: in the year 2022. • Enable NBFCs to extend invoice financing to the ## Development of North East region: MSMEs through TReDS • Improved flow of funds using online portal by the ## New scheme to provide subordinate debt for Government. entrepreneurs of MSMEs by the banks Would be • Greater access to financial assistance of counted as quasi-equity. Multilateral and Bilateral funding agencies. • Would be fully guaranteed through the Credit ## Development of Union Territories of J&K and Ladakh: Guarantee Trust for Medium and Small • An amount of Rs. 30,757 crore provided for the Entrepreneurs (CGTMSE). financial year 2020-21. The Union Territory of • The corpus of the CGTMSE would accordingly Ladakh has been provided with Rs. 5,958. be augmented by the government. Financial Sector ## Window for MSME’s debt restructuring by RBI to be extended by one year till March 31, 2021. ## Reforms accomplished in PSBs : • More than five lakh MSMEs have already been • 10 banks consolidated into 4. benefitted. • Rs. 3,50,000 crore capital infused. • An app-based invoice financing loans product for ## Governance reforms to be carried out to bring in MSMEs to be launched. transparency and greater professionalism in PSBs. • To prevent the problem of delayed payments and ## Few PSBs to be encouraged to approach the capital consequential cash flows mismatches. market to raise additional capital ## Export promotion of MSMEs: # # Deposit Insurance and Credit Guarantee Corporation • For selected sector such as pharmaceuticals, (DICGC) permitted to increase Deposit Insurance auto components and others. An Rs 1000 crore Coverage to Rs. 5 lakh from Rs.1 lakh per depositor. scheme anchored by EXIM Bank together with ## Scheduled Commercial Bank’s health under SIDBI. Hand holding support for technology monitoring through a robust mechanism, keeping upgradations, R&D, business strategy etc. depositors’ money safe. Financial Market ## Cooperative Banks to be strengthen by amending ## Deepening Bond Market. Banking Regulation Act for: • Certain specified categories of Government • Increasing professionalism. Enabling access to capital. securities to be opened fully for non resident • Improving governance and oversight for sound investors also. banking through the RBI. • FPI limit in corporate bonds increased to 15% ## NBFCs eligibility limit for debt recovery reduced from: from 9% of its outstanding stock. • Rs. 500 crore to Rs 100 crore asset size. ## New legislation to be formulated for laying down a • Rs 1 crore to Rs 50 lakh loan size. mechanism for netting of financial contracts. ## Private capital in Banking system: • Scope of credit default swaps to expand. • Government to sell its balance holding in IDBI ## Debt Based Exchange Traded Fund expanded by a Bank to private, retail and institutional investors new Debt-ETF consisting primarily of Government through the stock exchange. Securities. American singer Billie Eilish, who was nominated in six categories at the 62nd Grammy MICA APRIL 2020 46 Awards, won five awards at the ceremony. • To give attractive access to retail investors, • Nominal growth of GDP estimated at 10%. pension funds and long-term investors. • Receipts: estimated at Rs.22.46 lakh cr ## A Partial Credit Guarantee scheme for the NBFCs Expenditure: at Rs.30.42 lakh cr. formulated post the Union budget 2019-20 to address ## Significant tax reforms for boosting investments their liquidity constraints. recently undertaken. However, expected tax buoyancy • New mechanism to be devised to further this. expected to take time. • Government support to securities so floated. ## Fiscal deficit of 3.8% estimated in RE 2019-20 and Infrastructure Financing 3.5% for BE 2020-21. It comprises two ingredients; 3.3% for year 2019-20 and 3% for the 2020-21 budget ## Rs.103 lakh crore National Infrastructure Pipeline estimate. Deviation of 0.5%, consistent with Section projects earlier announced. 4(3) of FRBM Act, both for RE 201920 and BE 2020- ## Rs 22,000 crore to cater to the equity support to 21. (Section 4 (2) of the FRBM Act provides for a Infrastructure Finance Companies such as IIFCL and trigger mechanism for a deviation from the estimated a subsidiary of NIIF. fiscal deficit on account of structural reforms inthe # # IFSC, GIFT city: full of potential to become a centre economy with unanticipated fiscal implications.) of international finance as well as a centre for high end • Return path, committing to fiscal consolidation data processing: without compromising needs of investment out of • An International Bullion exchange(s) to be set up public funds, is laid in Medium Term Fiscal Policy as an additional option for trade by global market cum Strategy Statement. Market borrowings: Net participants with the approval of regulator. market borrowings: Rs.4.99 lakh crore for 2019- Disinvestment 20 and Rs.5.36 lakh crore for 2020-21. ## Government to sell a part of its holding in LIC by way ## A good part of the borrowings for the financial year of Initial Public Offer (IPO). 2020-21 to go towards Capital expenditure that has Fiscal Management been scaled up by more than 21%. ## XV Finance Commission (FC): Direct Tax • XV Finance Commission has given its first report Direct Tax Proposals - To stimulate growth, simplify tax for FY2020-21 Recommendations accepted in structure, bring ease of compliance, and reduce litigations. substantial measure. ## Personal Income Tax: • Its final report for five years beginning 2021-22 • Significant relief to middle class taxpayers. to be submitted during the latter part of the year. New and simplified personal income tax regime ## GST Compensation Fund: proposed: Taxable Income Existing tax • Balances due out of collection of the years 2016- New tax rates 17 and 2017-18 to be transferred to the Fund, in Slab (Rs.) rates two instalments. Hereinafter, transfers to the fund 0-2.5 Lakh Exempt Exempt to be limited only to collection by way of GST 2.5-5 Lakh 5% 5% compensation cess. 5-7.5 Lakh 20% 10% ## Overhaul of Centrally Sponsored Schemes and Central 7.5-10 Lakh 20% 15% Sector Schemes necessary: 10-12.5 Lakh 30% 20% • To align them with emerging social and economic 12.5-15 Lakh 30% 25% needs of tomorrow To ensure that scarce public resources are spent optimally Above 15 Lakh 30% 30% # ## On the recent debate over transparency and credibility # Around 70 of the existing exemptions and deductions of projected fiscal numbers, it is assured that procedure (more than 100) to be removed in the new simplified adopted is compliant with the FRBM Act. regime. Remaining exemptions and deductions to be reviewed and rationalised in coming years. ## For the FY 2019-20: • New tax regime to be optional - an individual may Revised Estimates of Expenditure: at Rs.26.99 • continue to pay tax as per the old regime and avail lakh crore Revised Estimates of Receipts: deductions and exemptions. estimated at Rs.19.32 lakh crore. • Measures to pre-fill the income tax return initiated ## For year 2020-21: so that an individual who opts for the new regime

The CISF has been declared as the ‘best marching contingent’ amongst CAPFs and other APRIL 2020 MICA auxiliary squads during the Republic Day parade this year. 47 gets pre-filled income tax returns and would need • Waiver of interest and penalty - only disputed no assistance from an expert to pay income tax. taxes to be paid for payments till 31st March, 2020. • New regime to entail estimated revenue forgone • Additional amount to be paid if availed after 31st of Rs. 40,000 crore per year. March, 2020. ## Corporate Tax: • Benefits to taxpayers in whose cases appeals are • Tax rate of 15% extended to new electricity pending at any level. generation companies. ## Faceless appeals to be enabled by amending the • Indian corporate tax rates now amongst the lowest Income Tax Act. in the world. ## For charity institutions: ## Dividend Distribution Tax (DDT): • Pre-filling in return through information of • DDT removed making India a more attractive donations furnished by the done. investment destination. • Process of registration to be made completely • Deduction to be allowed for dividend received by electronic. holding company from its subsidiary. • Unique registration number (URN) to be issued to • Rs. 25,000 crore estimated annual revenue forgone. all new and existing charity institutions. ## Start-ups: • Provisional registration to be allowed for new • Start-ups with turnover up to Rs. 100 crore to enjoy charity institutions for three years. 100% deduction for 3 consecutive assessment • CBDT to adopt a Taxpayers’ Charter. years out of 10 years. ## Losses of merged banks: • Tax payment on ESOPs deferred. • Amendments proposed to the Income-tax Act to ## MSMEs to boost less-cash economy: ensure that entities benefit from unabsorbed losses Turnover threshold for audit increased to Rs. 5 crore and depreciation of the amalgamating entities. from Rs. 1 crore for businesses carrying out less than Indirect Tax 5% business transactions in cash. ## GST: Cash reward system envisaged to incentivise ## Cooperatives: customers to seek invoice. • Parity brought between cooperatives and ## Simplified return with features like SMS based filing corporate sector. Option to cooperative societies for nil return and improved input tax credit flow to to be taxed at 22% + 10% surcharge and 4% be implemented from 1st April, 2020 as a pilot run. cess with no exemption/deductions. Cooperative • Dynamic QR-code capturing GST parameters societies exempted from Alternate Minimum Tax proposed for consumer invoices. (AMT) just like Companies are exempted from • Electronic invoice to capture critical information the Minimum Alternate Tax (MAT). in a centralized system to be implemented in a ## Tax concession for foreign investments: phased manner. Aadhaar based verification of • 100% tax exemption to the interest, dividend taxpayers being introduced to weed out dummy or and capital gains income on investment made in non-existent units. st infrastructure and priority sectors before 31 March, • GST rate structure being deliberated to address 2024 with a minimum lock-in period of 3 years by inverted duty structure. the Sovereign Wealth Fund of foreign governments. ## Customs Duties: ## Affordable housing: • Customs duty raised on footwear to 35% from • Additional deduction up to Rs. 1.5 lakhs for 25% and on furniture goods to 25% from 20%. interest paid on loans taken for an affordable house Basic customs duty on imports of news print and extended till 31st March, 2021. Date of approval light-weight coated paper reduced from 10% to of affordable housing projects for availing tax 5%. holiday on profits earned by developers extended • Customs duty rates revised on electric vehicles and till 31st March, 2021. parts of mobiles. 5% health cess to be imposed Tax Facilitation Measures on the imports of medical devices, except those ## Instant PAN to be allotted online through Aadhaar. exempt from BCD. ## ‘Vivad Se Vishwas’ scheme, with a deadline of 30th • Lower customs duty on certain inputs and raw June, 2020, to reduce litigations in direct taxes: materials like fuse, chemicals, and plastics.

Australia's James Duckworth registered a straight-set win over Benjamin Bonzi of France in the MICA APRIL 2020 48 finals to lift the USD 162,500 Bengaluru Open title. • Higher customs duty on certain goods like auto- ## 271 million people raised out of poverty during 2006-16. parts, chemicals, etc. which are also being made ## India’s Foreign Direct Investment elevated to US$ 284 domestically. billion during 2014-19 from US$ 190 billion during ## Trade Policy Measures Customs Act being amended 2009-14. to enable proper checks of imports under FTAs. ## Central Government debt reduced to 48.7% of GDP • Rules of Origin requirements to be reviewed (March 2019) from 52.2% (March 2014). for certain sensitive items. Provisions relating ## Two cross-cutting developments: to safeguard duties to be strengthened to enable • Proliferation of technologies (Analytics, Machine regulating such surge in imports in a systematic Learning, robotics, Bioinformatics and Artificial way. Intelligence). • Provisions for checking dumping of goods and • Highest ever number of people in the productive imports of subsidized goods being strengthened. age group (15-65 years) in India. GST removed • Suggestions for reviews of exemptions from many bottlenecks in the system. customs duty to be crowd-sourced. Future Aim for sustaining India’s ## Excise duty proposed to be raised on Cigarettes and other tobacco products, no change made in the duty unique global leadership, driven rates of bidis. by Digital Revolution ## Anti-dumping duty on PTA abolished to benefit the ## Seamless delivery of services through Digital textile sector. Governance. Unprecedented Milestones and ## Improvement in physical quality of life through Achievements of Indian Economy National Infrastructure Pipeline. ## India now the fifth largest economy of the world. ## Risk mitigation through Disaster Resilience. ## 7.4% average growth clocked during 2014-19 with ## Social security through Pension and Insurance inflation averaging around 4.5%. penetration.

Indian cyclist Esow Alben has bagged a gold in the men’s Keirin individual event of the APRIL 2020 MICA Six Day Berlin Tournament. 49 Economic Survey 2019-20

The Key Highlights of the Economic ## Survey suggests that policies must empower transparency and effective enforcement using data and Survey 2019-20 are as follows: technology. Wealth Creation: The Invisible Hand Entrepreneurship and Wealth Supported by the Hand of Trust Creation at the Grassroots ## Entrepreneurship as a strategy to fuel productivity ## India’s dominance as global economic power for growth and wealth creation. three-fourths of economic history manifests by design. ## India ranks third in number of new firms created, as ## Kautilya’s Arthashastra postulates the role of prices in per the World Bank. an economy (Spengler, 1971). ## New firm creation in India increased dramatically ## Historically, Indian economy relied on the invisible since 2014: hand of the market with the support of the hand of ## 12.2 % cumulative annual growth rate of new firms in trust: the formal sector during 2014-18, compared to 3.8 % ## Invisible hand of the market reflected in openness in during 2006-2014. economic transactions. ## About 1.24 lakh new firms created in 2018, an increase ## Hand of trust appealed to ethical and philosophical of about 80 % from about 70,000 in 2014. dimensions. ## Survey examines the content and drivers of ## Post-liberalisation, Indian economy supports both entrepreneurial activity at the bottom of the pillars of the economic model advocated in our administrative pyramid – over 500 districts in India. traditional thinking. ## New firm creation in services is significantly higher ## Survey illustrates enormous benefits accruing from than that in manufacturing, infrastructure or agriculture. enabling the invisible hand of the market. ## Survey notes that grassroots entrepreneurship is not ## Exponential rise in India’s GDP and GDP per capita just driven by necessity. post-liberalisation coincides with wealth generation. ## A 10 percent increase in registration of new firms in ## Survey shows that the liberalized sectors grew a district yields a 1.8 % increase in Gross Domestic significantly faster than the closed ones. District Product (GDDP). ## Need for the hand of trust to complement the invisible ## Entrepreneurship at district level has a significant hand, illustrated by financial sector performance impact on wealth creation at the grassroots. during 2011-13. ## Birth of new firms in India is heterogeneous and ## Survey posits that India’s aspiration to become a $5 dispersed across districts and sectors. trillion economy depends critically on: ## Literacy and education in a district foster local ## Strengthening the invisible hand of the market. entrepreneurship significantly: ## Impact is most pronounced when literacy is above 70 ## Supporting it with the hand of trust. per cent. ## Strengthening the invisible hand by promoting pro- ## New firm formation is the lowest in eastern India with business policies to: lowest literacy rate (59.6 % as per 2011 Census). # # Provide equal opportunities for new entrants. ## Physical infrastructure quality in the district influences ## Enable fair competition and ease doing business. new firm creation significantly. ## Eliminate policies unnecessarily undermining markets ## Ease of Doing Business and flexible labour through government intervention. regulation enable new firm creation, especially in the ## Enable trade for job creation. manufacturing sector. ## Efficiently scale up the banking sector. ## Survey suggests enhancing ease of doing business ## Introducing the idea of trust as a public good, which and implementing flexible labour laws can create gets enhanced with greater use. maximum jobs in districts and thereby in the states. New Zealand leg-spinner Todd Astle has announced his retirement from first-class cricket 50 MICA APRIL 2020 to focus on the limited-overs formats. Pro-business versus Pro-markets ## Movement up the agricultural value chain. ## Survey says that India’s aspiration of becoming a $5 ## Development of national market for agricultural trillion economy depends critically on: commodities. ## Promoting ‘pro-business’ policy that unleashes the ## Imposition of stock limits on dal in 2006-Q3, sugar in power of competitive markets to generate wealth. 2009-Q1 and onions in September, 2019 spiked up the volatility of the retail and wholesale prices of onions. ## Weaning away from ‘pro-crony’ policy that may # favour specific private interests, especially powerful # The Ministry of Consumer Affairs must examine incumbents. whether the ECA is relevant in today’s India. ## With raids having abysmally low conviction rate and ## Viewed from the lens of the Stock market, creative no impact on prices, the ECA only seems to enable destruction increased significantly post-liberalisation: rent-seeking and harassment. ## Before liberalisation, a Sensex firm expected to stay in ## Survey suggests there is clear evidence for jettisoning it for 60 years, which decreased to only 12 years after this anachronistic legislation. liberalisation. ## Drug Price Control under ECA: ## Every five years, one-third of Sensex firms are churned # out, reflecting the continuous influx of new firms, # The regulation of prices of drugs, through the DPCO products and technologies into the economy. 2013, led to increase in the price of the regulated pharmaceutical drug vis-à-vis that of an unregulated # # Despite impressive progress in enabling competitive but similar drug. markets, pro-crony policies destroyed value in the ## The increase in prices is greater for more expensive economy: formulations than for cheaper ones and for those sold # # An equity index of connected firms significantly in hospitals rather than retail shops. outperformed market by 7 % a year from 2007 to ## These findings reinforce that the outcome is opposite 2010, reflecting abnormal profits extracted at common to what DPCO aims to do - making drugs affordable. citizens’ expense. ## Government, being a huge buyer of drugs, can # # In contrast, the index underperforms market by 7.5 % intervene more effectively to provide affordable drugs from 2011, reflecting inefficiency and value destruction by combining all its purchases and exercising its inherent in such firms. bargaining power. # # Pro-crony policies such as discretionary allocation ## Ministry of Health and Family Welfare must evolve non- of natural resources till 2011 led to rent-seeking by distortionary mechanisms that utilise Government’s beneficiaries while competitive allocation of the same bargaining power in a transparent manner. post 2014 ended such rent extraction. ## Government intervention in Grain markets: ## Similarly crony lending that led to wilful default, ## Policies in the food-grain markets led to: wherein promoters collectively siphoned off wealth ## Emergence of Government as the largest procurer and from banks, led to losses that dwarf subsidies for rural hoarder of rice and wheat. development. ## Crowding out of private trade. Undermining Markets: When ## Burgeoning food subsidy burden Government Intervention Hurts ## Inefficiencies in the markets, affecting the long run More Than It Helps growth of agricultural sector. ## Government intervention, though well intended, often ## The food-grains policy needs to be dynamic and allow ends up undermining the ability of the markets to switching from physical handling and distribution of support wealth creation and leads to outcomes opposite food-grains to cash transfers/food coupons/smart cards. to those intended. ## Debt waivers: ## Four examples of anachronistic government ## Analysis of debt waivers given by States/Centre: interventions: ## Full waiver beneficiaries consume less, save less, ## Essential Commodities Act (ECA), 1955: invest less and are less productive after the waiver, ## Frequent and unpredictable imposition of blanket compared to the partial beneficiaries. stock limits on commodities under ECA distorts: ## Debt waivers disrupt the credit culture. ## The incentives for the creation of storage infrastructure ## They reduce formal credit flow to the very same by the private sector. farmers, thereby defeating the purpose.

Quick service restaurant chain Burger King India has received markets regulator Sebi’s APRIL 2020 MICA approval for an initial public offer. 51 ## Survey suggests that: ## For merchandise exports, the logistics process flow for ## Government must systematically examine areas of imports is more efficient than that for exports. needless intervention and undermining of markets; but ## Electronics exports and imports through Bengaluru it does not argue that there should be no Government airport illustrate how Indian logistical processes can intervention. be world class. ## Instead it suggests that the interventions that were apt ## The turnaround time of ships in India has almost halved in a different economic setting may have lost their to 2.48 days in 2018-19 from 4.67 days in 2010-11. relevance in a transformed economy. ## Suggestions for further Ease of Doing Business: ## Eliminating such instances will enable competitive ## Close coordination between the Logistics division of markets spurring investments and economic growth. the Ministry of Commerce and Industry, the Central Creating Jobs and Growth by Board of Indirect Taxes and Customs, Ministry of Specializing in Network Products Shipping and the different port authorities. ## Individual sectors such as tourism or manufacturing # # Survey says India has unprecedented opportunity to require a more targeted approach that maps out the chart a China-like, labour-intensive, export trajectory. regulatory and process bottlenecks for each segment. ## By integrating “Assemble in India for the world” into Make in India, India can: Golden jubilee of bank ## Raise its export market share to about 3.5 % by 2025 nationalisation: Taking stock and 6 % by 2030. ## Survey observes 2019 as the golden jubilee year of ## Create 4 crore well-paid jobs by 2025 and 8 crore by bank nationalization 2030. ## Accomplishments of lakhs of Public Sector Banks ## Exports of network products can provide one-quarter (PSBs) employees cherished and an objective of the increase in value added required for making assessment of PSBs suggested by the Survey. India a $5 trillion economy by 2025. ## Since 1969, India’s Banking sector has not developed ## Survey suggests a strategy similar to one used by proportionately to the growth in the size of the China to grab this opportunity: economy. ## Specialization at large scale in labour-intensive sectors, ## India has only one bank in the global top 100 – same as especially network products. countries that are a fraction of its size: Finland (about ## Laser-like focus on enabling assembling operations at 1/11th), Denmark (1/8th), etc. mammoth scale in network products. ## A large economy needs an efficient banking sector to ## Export primarily to markets in rich countries. support its growth. ## Trade policy must be an enabler. ## The onus of supporting the economy falls on the PSBs ## Survey analyses the impact of India’s trade agreements accounting for 70 % of the market share in Indian on overall trade balance: banking: # ## India’s exports increased by 13.4 % for manufactured # PSBs are inefficient compared to their peer groups on products and 10.9 % for total merchandise every performance parameter. # ## Imports increased by 12.7 % for manufactured # In 2019, investment for every rupee in PSBs, on products and 8.6 per cent for total merchandise. average, led to the loss of 23 paise, while in NPBs it led to the gain of 9.6 paise. ## India gained 0.7 % increase in trade surplus per year # for manufactured products and 2.3 % per year for total # Credit growth in PSBs has been much lower than merchandise. NPBs for the last several years. # Targeting Ease of Doing Business # Solutions to make PSBs more efficient: ## Employee Stock Ownership Plan (ESOP) for PSBs’ in India employees ## A jump of 79 positions to 63 in 2019 from 142 in 2014 ## Representation on boards proportionate to the blocks in World Bank’s Doing Business rankings. held by employees to incentivize employees and align ## India still trails in parameters such as Ease of Starting their interests with that of all shareholders of banks. Business, Registering Property, Paying Taxes and ## Creation of a GSTN type entity that will aggregate Enforcing Contracts. data from all PSBs and use technologies like big data, ## Survey has numerous case studies: artificial intelligence and machine learning in credit Uttarakhand Tourism Development Council signed a pact with online travel firm MakeMy- MICA APRIL 2020 52 Trip to promote homestay facilities among tourists. decisions for ensuring better screening and monitoring the privatized CPSEs, on an average, have improved of borrowers, especially the large ones. significantly. Financial Fragility in the NBFC ## Privatized CPSEs have been able to generate more Sector wealth from the same resources. ## Survey suggests aggressive disinvestment of # # Survey investigates the key drivers of Rollover Risk CPSEs to: of the shadow banking system in India in light of the ## Bring in higher profitability. current liquidity crunch in the sector. ## Promote efficiency. ## Key drivers of Rollover Risk: ## Increase competitiveness. ## Asset Liability Management (ALM) Risk. ## Promote professionalism. ## Interconnectedness Risk. ## Financial and Operating Resilience of an NBFC. Is India’s GDP Growth Overstated? ## Over-dependence on short-term wholesale funding. No! ## Survey computes a diagnostic (Health Score) by ## GDP growth is a critical variable for decision-making quantifying the Rollover risk for a sample of HFCs by investors and policymakers. Therefore, the recent and Retail-NBFCs (which are representative of their debate about accuracy of India’s GDP estimation respective sectors). following the revised estimation methodology in 2011 ## The analysis of the Health Score has the following is extremely significant. findings: ## As countries differ in several observed and unobserved ## The HFC sector exhibited a declining trend post 2014 ways, cross-country comparisons have to be undertaken and overall health of the sector worsened considerably by separating the effect of other confounding factors by the end of FY2019. and isolating effect of methodology revision alone on ## The Score of the Retail-NBFC sector was consistently GDP growth estimates. below par for the period 2014 -19. ## Models that incorrectly over-estimate GDP growth ## Larger Retail-NBFCs had higher Health Scores but by 2.7 % for India post-2011 also misestimate GDP among medium and small Retail- NBFCs, the medium growth over the same period for 51 out of 95 countries size ones had a lower score for the entire period of in the sample. 2014-19. ## Several advanced economies such as UK, Germany ## Survey suggests that the Health Score provides an and Singapore have their GDPs misestimate with early warning signal of impending liquidity problems. incompletely specified econometric model. ## Equity markets react favourably to increase in Health ## Correctly specified models that account for all Score of individual HFCs and Retail-NBFCs. unobserved differences and differential trends in GDP ## The Survey prescribes this analysis to efficiently growth across countries fail to find any misestimating allocate liquidity enhancements across firms (with of growth in India or other countries. different Health Scores) in the NBFC sector, thereby ## Concerns of a misestimate Indian GDP are arresting financial fragility in a capital-efficient unsubstantiated by the data and are thus unfounded. manner. Thalinomics: The Economics of a Privatization and Wealth Creation Plate of Food in India ## Survey examines the realized efficiency gains from ## An attempt to quantify what a common person pays for privatization in the Indian context and bolsters the a Thali across India. case for aggressive disinvestment of CPSEs. ## A shift in the dynamics of Thali prices since 2015-16. ## Strategic disinvestment of Government’s shareholding ## Absolute prices of a vegetarian Thali have decreased of 53.29 per cent in HPCL led to an increase of around significantly since 2015-16 across India and the four Rs. 33,000 crore in national wealth. regions; though the price has increased during 2019- ## Survey presents an analysis of the before-after 20. performance of 11 CPSEs which underwent strategic ## Post 2015-16: disinvestment from 1999-2000 to 2003-04: ## Average household gained close to Rs. 11, 000 on ## Financial indicators such as net worth, net profit, average per year from the moderation in prices in the return on assets (ROA), return on equity (ROE) etc of case of vegetarian Thali.

Chandauli district in Uttar Pradesh has topped the list of aspirational districts ranked by the APRIL 2020 MICA government think tank Niti Aayog in December. 53 ## Average household that consumes two non-vegetarian ## Expeditious delivery on reforms for enabling the Thalis gained close to Rs. 12, 000 on average per year economy to strongly rebound in 2020-21. during the same period. Fiscal Developments ## From 2006-07 to 2019-20: ## Revenue Receipts registered a higher growth during ## Affordability of vegetarian Thalis improved 29 %. the first eight months of 2019-20, compared to the ## Affordability of non-vegetarian Thalis improved by 18 %. same period last year, led by considerable growth in India’s Economic Performance in Non-Tax revenue. 2019-20 ## Gross GST monthly collections have crossed the mark of Rs. 1 lakh crore for a total of five times during 2019- ## India’s GDP growth moderated to 4.8 % in H1 of 20 (up to December 2019). 2019-20, amidst a weak environment for global ## Structural reforms undertaken in taxation during the manufacturing, trade and demand. current financial year: ## Real consumption growth has recovered in Q2 of 2019- ## Change in corporate tax rate. 20, cushioned by a significant growth in government final consumption. ## Measures to ease the implementation of GST. ## Growth for ‘Agriculture and allied activities’ and ## Fiscal deficit of states within the targets set out by the ‘Public administration, defense, and other services’ in FRBM Act. H1 of 2019-20 was higher than in H2 of 2018-19. ## Survey notes that the General Government (Centre plus ## India’s external sector gained further stability in H1 States) has been on the path of fiscal consolidation. of 2019-20: External Sector ## Current Account Deficit (CAD) narrowed to 1.5 % of ## Balance of Payments (BoP): GDP in H1 of 2019-20 from 2.1 % in 2018-19. ## India’s BoP position improved from US$ 412.9 bn of ## Impressive Foreign Direct Investment (FDI). forex reserves in end March, 2019 to US$ 433.7 bn in ## Rebounding of portfolio flows. end September, 2019. ## Accretion of foreign exchange reserves. ## Current account deficit (CAD) narrowed from 2.1% in ## Sharper contraction of imports as compared to that of 2018-19 to 1.5% of GDP in H1 of 2019-20. exports in H1 of 2019-20, with easing of crude prices. ## Foreign reserves stood at US$ 461.2 bn as on th ## Headline inflation expected to decline by year end: 10 January, 2020. ## Increased from 3.3 % in H1 of 2019-20 to 7.35 % in ## Global trade: December 2019-20 due to temporary increase in food ## In sync with an estimated 2.9% growth in global output inflation. in 2019, global trade is estimated to grow at 1.0% after ## Rise in CPI-core and WPI in December 2019-20 having peaked in 2017 at 5.7%. suggests building of demand pressure. ## However, it is projected to recover to 2.9% in 2020 ## Deceleration in GDP growth can be understood within with recovery in global economic activity. the framework of a slowing cycle of growth: ## India’s merchandise trade balance improved from ## Financial sector acted as a drag on the real sector 2009-14 to 2014-19, although most of the improvement (investment-growth-consumption). in the latter period was due to more than 50% decline in crude prices in 2016-17. ## Reforms undertaken during 2019-20 to boost ## India’s top five trading partners continue to be USA, investment, consumption and exports: China, UAE, Saudi Arabia and Hong Kong. ## Speeding up the insolvency resolution process under ## Exports: Insolvency and Bankruptcy Code (IBC). ## Top export items: Petroleum products, precious stones, ## Easing of credit, particularly for the stressed real estate drug formulations & biologicals, gold and other and NBFC sectors. precious metals. ## Announcing the National Infrastructure Pipeline 2019- ## Largest export destinations in 2019-20 (April- 2025. November): United States of America (USA), ## Survey expects an uptick in the GDP growth in H2 of followed by United Arab Emirates (UAE), China and 2019-20: Hong Kong. ## 5 % GDP growth for 2019-20 based on CSO’s first ## The merchandise exports to GDP ratio declined, Advance Estimates. entailing a negative impact on BoP position. Technology giant Google announced a $1 million grant to promote news literacy 54 MICA APRIL 2020 among Indians. ## Slowdown of world output had an impact on reducing ## Net remittances from Indians employed overseas the export to GDP ratio, particularly from 2018-19 to continued to increase, receiving US$ 38.4 billion in H1 of 2019-20. H1 of 2019-20 which is more than 50% of the previous ## Growth in Non-POL exports dropped significantly year level. from 2009-14 to 2014-19. ## External debt: ## Imports: ## Remains low at 20.1% of GDP as at end September, ## Top import items: Crude petroleum, gold, petroleum 2019. products, coal, coke & briquittes. ## After significant decline since 2014-15, India’s ## India’s imports continue to be largest from China, external liabilities (debt and equity) to GDP increased followed by USA, UAE and Saudi Arabia. at the end of June, 2019 primarily by increase in FDI, ## Merchandise imports to GDP ratio declined for India, portfolio flows and external commercial borrowings entailing a net positive impact on BoP. (ECBs). ## Large Crude oil imports in the import basket correlates Monetary Management and India’s total imports with crude prices. As crude price Financial Intermediation raises so does the share of crude in total imports, ## Monetary policy: increasing imports to GDP ratio. ## Remained accommodative in 2019-20. ## Significant Gold imports also correlate India’s total # imports with gold prices. However, share of gold # Repo rate was cut by 110 basis points in four imports in total imports remained the same during consecutive MPC meetings in the financial year due to 2018-19 and the first half of 2019-20, despite an slower growth and lower inflation. increase in prices, possibly due to increase in import ## However, it was kept unchanged in the fifth meeting duty that reduced the import of gold. held in December 2019. ## Non-POL-non-gold imports are positively correlated ## In 2019-20, liquidity conditions were tight for initial with GDP growth. two months; but subsequently it remained comfortable. ## Non-POL-non-oil imports fell as a proportion to ## The Gross Non Performing Advances ratio: GDP from 2009-14 to 2014-19 when GDP growth ## Remained unchanged for Scheduled Commercial accelerated. banks at 9.3% between March and September 2019 ## This may be because of consumption driven growth ## Increased slightly for the Non-Banking Financial while investment rate declined, lowering non-POL- Corporations (NBFCs) from 6.1% in March 2019 to non-gold imports. 6.3% in September 2019. ## Continuous decline in investment rate decelerated ## Credit growth: GDP growth, weakened consumption, dampened the ## The financial flows to the economy remained investment outlook, which further reduced GDP growth constrained as credit growth declined for both banks and along with it non-POL-non-gold imports as a and NBFCs. proportion of GDP from 2018-19 to H1 of 2019-20. ## Bank Credit growth (YoY) moderated from 12.9% in ## Under trade facilitation, India improved its ranking April 2019 to 7.1% as on December 20, 2019. from 143 in 2016 to 68 in 2019 under the indicator, ## Capital to Risk-weighted Asset Ratio of SCBs “Trading across Borders”, monitored by World Bank increased from 14.3% to 15.1% between March 2019 in its Ease of Doing Business Report. and September 2019. ## Logistics industry of India: Prices and Inflation ## Currently estimated to be around US$ 160 billion. ## Inflation Trends: ## Expected to touch US$ 215 billion by 2020. # ## According to World Bank's Logistics Performance # Inflation witnessing moderation since 2014 Index, India ranks 44th in 2018 globally, up from 54th ## Consumer Price Index (CPI) inflation increased from rank in 2014. 3.7 per cent in 2018-19 (April to December, 2018) to ## Net FDI inflows continued to be buoyant in 2019-20 4.1 per cent in 2019-20 (April to December, 2019). attracting US$ 24.4 bn in the first eight months, higher ## WPI inflation fell from 4.7 per cent in 2018-19 (April than the corresponding period of 2018-19. to December, 2018) to 1.5 per cent during 2019-20 ## Net FPI in the first eight months of 2019-20 stood at (April to December, 2019). US$ 12.6 bn. ## Drivers of CPI - Combined (C) inflation:

Seasoned diplomat Vinay Mohan Kwatra has been appointed as India’s next envoy to Ne- APRIL 2020 MICA pal, the Ministry of External Affairs announced. 55 ## During 2018-19, the major driver was the miscellaneous ## Assam, Bihar and Uttar Pradesh come under the group category of Aspirants. ## During 2019-20 (April-December), food and beverages ## India hosted COP-14 to UNCCD which adopted the was the main contributor. Delhi Declaration: Investing in Land and Unlocking ## Among food and beverages, inflation in vegetables Opportunities. and pulses was particularly high due to low base effect ## COP-25 of UNFCCC at Madrid: and production side disruptions like untimely rain. ## India reiterated its commitment to implement Paris ## Cob-web Phenomenon for Pulses: Agreement. ## Farmers base their sowing decisions on prices ## COP-25 decisions include efforts for climate change witnessed in the previous marketing period. mitigation, adaptation and means of implementation ## Measures to safeguard farmers like procurement under from developed country parties to developing country Price Stabilisation Fund (PSF), Minimum Support parties. Price (MSP) need to be made more effective. ## Forest and tree cover: Divergence Between Retail and ## Increasing and has reached 80.73 million hectare. Wholesale price: ## 24.56 % of the geographical area of the country. ## Burning of agricultural residues, leading to rise in ## Observed for essential agricultural commodities in pollutant levels and deterioration of air quality, is still four metropolitan cities of the country from 2014 to a major concern though the total number of burning 2019. events recorded reduced due to various efforts taken. ## Divergence particularly high for vegetables like ## International Solar Alliance (ISA) onion and tomato. This may be due to the presence of # intermediaries and high transaction costs. # ‘Enabler’ by institutionalizing 30 Fellowships from the Member countries. ## Volatility of Prices: ## ‘Facilitator’ by getting the lines of credit worth US$ 2 ## Volatility of prices for most of the essential food Billion from EXIM Bank of India and 1.5 Billion from commodities with the exception of some of the pulses AfD, France. has actually come down in the period 2014-19 as # compared to the period 2009-14. # ‘Incubator’ by nurturing initiatives like the Solar Risk Mitigation Initiative. ## Lower volatility might indicate the presence of better # marketing channels, storage facilities and effective # ‘Accelerator’ by developing tools to aggregate demand MSP system. for 1000 MW solar and 2.7 lakh solar water pumps. ## Regional variations: Agriculture and Food Management ## CPI-C inflation has been highly variable across States ## Largest Proportion of Indian population depends ranging between (-) 0.04 per cent to 8.1 per cent across directly or indirectly on agriculture for employment States/UTs in financial year (FY) 2019-20 (April- opportunities as compared to any other sector. December). ## The share of agriculture and allied sectors in the total ## In most states, CPI-C inflation in rural areas is lower Gross Value Added (GVA) of the country has been than the CPI-C inflation in urban areas continuously declining on account of relatively higher ## Rural inflation has been more variable across states growth performance of non-agricultural sectors, a than urban inflation. natural outcome of development process. ## Inflation dynamics: ## GVA at Basic Prices for 2019-20 from ‘Agriculture, ## Convergence of headline inflation towards core Forestry and Fishing’ sector is estimated to grow by inflation as per the CPI-C data from 2012 onwards. 2.8 %. Sustainable Development and Climate ## Agricultural productivity is also constrained by lower level of mechanization in agriculture which is about Change 40 % in India, much lower than China (59.5 %) and ## India moving forward on the path of SDG Brazil (75 %). implementation through well-designed initiatives ## Skewed pattern of regional distribution of agricultural ## SDG India Index: credit in India: ## Himachal Pradesh, Kerala, Tamil Nadu, Chandigarh ## Low credit in Hilly, Eastern and North Eastern states are front runners. (less than 1 % of total agricultural credit disbursement).

56 MICA APRIL 2020 Veteran basketball player P Mathew Satya Babu died. Babu was 79. ## Livestock income has become an important secondary ## More than 50 % of GVA in 15 out of the 33 states and source of income for millions of rural families: UTs. ## An important role in achieving the goal of doubling ## Gross Value Added growth of the services sector farmers’ income. moderated in 2019-20 as suggested by various high- ## Livestock sector has been growing at a CAGR of 7.9 frequency indicators and sectoral data such as air % during last five years. passenger traffic, port and shipping freight traffic, bank credit etc. ## During the last 6 years ending 2017-18, Food Processing Industries sector has been growing: ## On the bright side, FDI into services sector has witnessed a recovery in early 2019-20. ## Average Annual Growth Rate (AAGR) of around 5.06 % Social Infrastructure, Employment ## Constitutes as much as 8.83 % and 10.66 % of GVA in and Human Development Manufacturing and Agriculture sector respectively in ## The expenditure on social services (health, education 2017-18 at 2011-12 prices. and others) by the Centre and States as a proportion ## While interests of the vulnerable sections of the of GDP increased from 6.2 % in 2014-15 to 7.7 % in population need to be safeguarded, Survey emphasizes 2019-20 (BE). on sustainability of food security operations by: ## India’s ranking in Human Development Index ## Addressing the burgeoning food subsidy bill. improved to 129 in 2018 from 130 in 2017: ## Revisiting the rates and coverage under NFSA. ## With 1.34 % average annual HDI growth, India is Industry and Infrastructure among the fastest improving countries ## Gross Enrolment Ratio at secondary, higher secondary # # The industrial sector as per Index of Industrial and higher education level needs to be improved. Production (IIP) registered a growth of 0.6 per cent in 2019-20 (April-November) as compared to 5.0 % ## The share of regular wage/salaried employees has during 2018-19 (April-November). increased by 5 percentage points from 18 % in 2011- 12 to 23 % in 2017-18. ## Fertilizer sector achieved a growth of 4.0 % during 2019-20 (April-November) as compared to (-) 1.3 per ## A significant jump of around 2.62 crore new jobs with cent during 2018-19 (April-November). 1.21 crore in rural areas and 1.39 crore in urban areas in this category. ## Steel sector achieved a growth of 5.2 % during 2019- 20 (April-November) as compared to 3.6 % during ## Total formal employment in the economy increased 2018-19 (April-November). from 8 % in 2011-12 to 9.98 % in 2017-18. ## Total telephone connections in India touched 119.43 ## Gender disparity in India’s labour market widened crore as on September 30, 2019. due to decline in female labour force participation especially in rural areas: ## The installed capacity of power generation has increased to 3, 64,960 MW as on October 31, 2019 ## Around 60 % of productive age (15-59) group engaged from 3, 56,100 MW as on March 31, 2019. in full time domestic duties. ## Report of the Task Force on National Infrastructure ## Access to health services inter-alia through Ayushman Pipeline released on 31.12.2019 has projected total Bharat and Mission Indradhanush across the country infrastructure investment of Rs. 102 lakh crore during has improved. the period FY 2020 to 2025 in India. ## Mission Indradhanush has vaccinated 3.39 crore Services Sector children and 87.18 lakh pregnant women of 680 districts across the country. ## Increasing significance of services sector in the Indian # economy: # About 76.7 % of the households in the rural and about 96 % in the urban areas had houses of pucca structure. ## About 55 % of the total size of the economy and GVA # growth. # A 10 Year Rural Sanitation Strategy (2019-2029) launched to focus on sustaining the sanitation behavior # # Two-thirds of total FDI inflows into India. change and increasing access to solid and liquid waste ## About 38 per cent of total exports. management.

India and Norway have formed joint working groups on Blue economy with sustainable APRIL 2020 MICA development. 57 OUR PRESENCE BRANCH MOBILE NO.

Branch Name Phone Number Delhi Kingsway 9268561517 Agra 9235253430 Delhi Laxmi Nagar 9268209355 Ahmedabad 9228202732 Delhi Munirka 9210092245 Ajmer 9261503888 Delhi Rohini 9250239671 Aligarh 7706008037 Deoria 9208248122 Prayagraj (Allahabad) 9235253403 Dhanbad 9204979723 Alwar 9521177944 Durgapur 7076856390 Ambala 9253058711 Ernakulam 9645415987 Asansol 7430997115 Etah 9208237386 Azamgarh 9208242842 Ayodhya (Faizabad) 9235253421 Budaun 9627671787 Faridabad 9643396140 Bahraich 9208249852 Farrukhabad 7706008029 Balasore 9583185223 Fatehpur 9554330811 Ballia 9208243152 Firozabad 9208235736 Banda 9554334847 Gaya 9234211469 Bengaluru 9538712808 Ghaziabad 9212229724 Bareilly 9235253431 Ghazipur 9208244539 Basti 7706008031 Gonda 9208250778 Berhampur 9078907945 Gorakhpur 9235253400 Bhagalpur 9204363221 Gurugram 9643396139 Bhilai-Durg 8878783345 Guwahati 8134935078 Bhopal-MP Nagar 9229174901 Gwalior 9200377275 Bhubaneshwar 9237026745 Haldwani 9208256021 Bijnor 7706008027 Hardoi 9208248208 Bilaspur 8878817515 Haridwar 7706008034 Bulandshahr 7706008030 Hisar 9253678050 Chandigarh 9256002024 Hoshangabad 8358831338 Cuttack 7894013095 Hyderbad- Dilsukh 7032410704 Nagar Darbhanga 9204303818 Indore 7581800953 Dehradun 9236510116 Jabalpur 9229174905 Delhi Janakpuri 9212069515

Indian-origin Samasource Founder and CEO Leila Janah passed away on January 24, aged MICA APRIL 2020 58 37. BRANCH MOBILE NO. OUR PRESENCE

Jaipur 6386903166 Nasik 9168512624 Jammu 8317092664 Noida 9953948834 Jamshedpur 8877187640 Orai 9208237457 Jaunpur 9208244355 Patna Boaring Road 9204855301 Jhansi 9235253424 Patna Fraizer Road 9204855305 Kanpur Kakadev 9235253484 Pilibhit 9837186684 Kanpur Kidwainagar 9235253482 Pratapgarh 9208245660 Kanpur Mall Road 9236757143 Pune 9225231629 Karnal 8930175568 Raebareilly 9235253412 Kolkata 9230141497 Raipur 9229174912 Kurukshetra 9253678053 Rajkot 9979316870 Lakhimpur 9208251562 Ranchi 9204855313 Lucknow Alambagh Rewa 7415690904 9235253501 PO Roorkee 7706008033 Lucknow Bhootnath 9235253502 Sagar 7509219781 Lucknow Gomti Nagar 9235253548 Saharanpur 9235253445 Lucknow Mahanagar 9235253443 Sambalpur 8594958962 PO Shahjahanpur 9208256201 Lucknow Rajajipuram 9235253425 Shimla 8894100342 Ludhiana 9256002028 Siliguri 7602742939 Mainpuri 9208241450 Sitapur 7706008028 Mathura 7706008072 Sultanpur 9208252915 Meerut 9235253448 Surat 9537360459 Mirzapur 9628763418 Thiruvananthapuram 9645415029 Moradabad 9235253442 Vadodara 9537589477 Mumbai 9221944071 Varanasi 9235253419 Muzaffarnagar 7706008032 Vishakapatnam 9966593419 Muzaffarpur 9204303515 Warangal 8142230661 Nagpur-Buldi 9168558073

Prime Minister Narendra Modi unveiled a 6feet tall statue of former Bhartiya Jana Sangh APRIL 2020 MICA leader Pt Deendayal Upadhyaya in Varanasi. 59

DESIGNATION WHO'S WHO WHO’S WHO S.No. DESIGNATION NAME 1. Chairman, Rajya Sabha Venkaiah Naidu 2. Lok Sabha Speaker Om Birla 3. Chairman of Niti Ayog Narendra D. Modi 4. Leader of Opposition in Rajya Sabha Ghulam Nabi Azad 5. Leader of House in Lok Sabha Narendra D. Modi 6. Leader of Opposition in Lok Sabha - 7. Chief Election Commissioner Sunil Arora 8. Election Commissioner Ashok Lavasa, Sushil Chandra 9. Director General, ITBP S S Deshwal 10. Chief Vigilance Commissioner Sharad Kumar 11. Foreign Secretary Vijay Keshav Gokhale 12. Comptroller & Auditor General of India Rajiv Mehrishi 13. Director, Vikram Sarabhai Space Centre S. Somanath 14. Chairman, Telecom Regulatory Authority of India R. S Sharma 15. CBI Director Rishi Kumar Shukla 16. Chairman, National Commission for Scheduled Tribes Nand Kumar Sai 17. Chairperson, National Commission for Minorities Syed Ghayorul Hasan Rizvi 18. Chairman, UPSC Arvind Saxena 19. Director General, National Investigation Agency Y.C. Modi 20. Chairman, Space Commission and ISRO K. Sivan 21. Chairman, Atomic Energy Commission and Sec. Deptt. of Atomic Energy K. N. Vyas 22. Chairman, SSC Braj Raj Sharma 23. Chairman,National Human Rights Commission Justice H.L. Dattu 24. Registrar General and Census Commissioner of India Vivek Joshi 25. Chairman, Central Board of Direct Taxes Pramod Chandra Mody 26. Chairman, Insurance Regulatory Development Authority of India Subash Chandra Khuntia 27. Chairman, Securities & Exchange Board of India Ajay Tyagi 28. Chairperson, State Bank of India Rajnish Kumar 29. India’s permanent representative in UNO Syed Akbaruddin 30. Home Secretary Ajay Kumar Bhalla 31. Chairperson of National Commission for Women Rekha Sharma 32. Chairman, 15th Finance Commission N. K. Singh 33. Chairman, Competition Commission of India Ashok Kumar Gupta 34. Chairperson,Central Board of Film Certification Prasoon Joshi 35. President, ASSOCHAM Balkrishan Goenka 36. Chairman, NASSCOM Keshav Murugesh 37. Chief of Defence Staff General Bipin Rawat 38. Chief of Air Staff Rakesh Kumar Singh Bhadauria 39. Chief of Naval Staff Admiral Karambir Singh 40. Chief of Army Staff General Manoj Mukund Naravane 41. Chief, RAW Samant Goel 42. Director, Bhabha Atomic Research Centre A.K. Mohanty 43. President, CII Vikram S. Kirloskar 44. President, FICCI Sandip Somany 45. Chairman of 21st Law Commission Dr. Justice BS Chauhan 46. National Security Advisor Ajit Doval 47. Chairperson, Prasar Bharati Dr. A. Surya Prakash 48. DG of National Testing Agency Vineet Joshi 49. Finance Secretary Rajiv Kumar 50. Chairman, Indian Banks Association Rajnish Kumar Data as on 24th February, 2020

The first 'Army' school run by the Rashtriya Swayamsewak Sangh (RSS) will begin classes APRIL 2020 MICA in April this year in Bulandshahr in Uttar Pradesh. 61 WORD OF ENGLISH ETYMOLOGY EDITORIAL WORD ## flare angel Flare (Noun & Verb) - /flɛ͜ə/ ## flareback 1- a sudden brief burst of bright flame or light. ## flarepath Ex: "The flare of the match lit up his face" ## flare stack OTHER DEFINITIONS ## flare tower 1. A sudden burst of intense emotion. ## nanoflare Ex: "She felt a flare of anger within her." ## parachute flare 2. A gradual widening in shape, especially towards the ## postflare hem of a garment. IDIOMATIC USAGE OF FLARE 3. Suddenly become angry. flare out Ex: "She flared up and shouted at Rahul." 1. To spread or fan something out. In this usage, a 4. Gradually become wider at one end noun or pronoun can be used between "flare" and "out. Ex: "The dress flared out into a huge train." "Flare out the pages so that I can see them all at PRONUNCIATION once. Let us deal with the pronunciation of the word ‘flare’, It 2. To widen or expand something. is to be pronounced as ‘player’, just ‘f’ is ‘flare’ is to be pronounced as ‘ph’. Now you need to flare out the sides to create the opening of the bowl. MORE EXAMPLE SENTENCES 3. To widen away from something. ## The cat flared its nostrils while sniffing at the air. flare up ## The blast furnace flared in the night. 1. To begin to burn. ## The candle flared in a sudden draught. Don't worry, the tinder will flare up eventually. ## Flares were used to steer the traffic away from the accident. 2. To begin to burn more intensely. ## That’s a genuine early 70’s flare on those pants. The fire suddenly flared up and crackled even louder. ORIGIN flare out Origin unknown, first recorded in the mid 16th century. Norwegian flara (“to blaze; to flaunt in gaudy attire”) has a to spread out; to widen. similar meaning, but the English word predates it. Possibly related to Middle High German vlederen (“to flutter”), flare up represented by modern German flattern. Lit. [for something] to ignite and burn. The noun is derived from the verb. The firewood flared up at last—four matches having been Related forms used. ## Derived terms flare out ## Terms derived from flare (noun) 1. To curve away distinctly: ## airflare This skirt flares out below the knee.

The Afghan Public Health Ministry launched a nationwide polio vaccination campaign MICA APRIL 2020 62 targeting 9.1 million children under the age of five. CURRENT AFFAIRS CURRENT AFFAIRS QUIZ Q.1. The Union Budget was presented in the Parliament Q.10. As per RBI reports, Rs ______crore by who among the following? received by banks from previously non-performing (1) Arvind Subramanian accounts. (2) Nirmala Sitharaman (1) Rs 40,000 cr (2) Rs 30, 000 cr (3) Ajay Maken (3) Rs 25,000 cr (4) Rs 50,000 cr (4) Smriti Zubin Irani (5) None of these (5) Piyush Goyal Q.11. What was the name of the exhibition of the Indian Q.2. What amount of fund has been allocated for the electrical industry, recently inaugurated by the health care sector? Union Minister of Heavy Industries & Public (1) 69,000 crore (2) 72,000 crore Enterprises? (3) 63,350 crore (4) 80,000 crore (1) ELECASE (2) ELECTRIC (5) 75,000 crore (3) ELECTRON (4) ELECRAMA Q.3. Which rail will be started by the government for (5) ELIVATION agriculture so that goods can be quickly transported Q.12. Recently, which Private sector bank has launched across the country? ‘card-less cash withdrawal’ facility from its ATMs? (1) Punjab National Bank (1) Kisan Rail (2) Farmer’s Rail (2) HDFC Bank (3) Krishi Rail (4) Krishi Kalyan Rail (3) Axis Bank (5) None of the above (4) ICICI Bank Q.4. The Tribal Museum shall be set up in which of the (5) Allahabad Bank following state? Q.13. Which town in India has become the first Indian (1) Jharkhand (2) Manipur town to become 100% polio-free through the pulse (3) Bihar (4) Himachal Pradesh strategy? (5) Goa (1) Vellore (2) Idukki (3) Medak Q.5. Insurance cover for bank deposits will be increased (4) Warangal (5) Wardha to —– from Rs. 1 lakh. Q.14. Who among the following has written Braille (1) 2 Lakh (2) 4 Lakh (3) 5 lakh Edition of ‘Exam Warriors’? (4) 7 Lakh (5) 10 lakh (1) Ramesh Pokhriyal ‘Nishank’ Q.6. Name the exam which will be conducted in Asia (2) Narendra Modi and Africa under "Study in India" programme? (3) Venkaiah Naidu (1) Kaushal-SAT (2) Bharat-SAT (3) Indo-SAT (4) Smriti Irani (4) Ind-SAT (5) CSAT (5) Pragya Thakur Q.7. Who is the present Chief Economic Advisor of Q.15. What is the increased short-term debt investments India? limit for foreign portfolio investors that was set as (1) Raghu Ram Rajan 20% earlier by Reserve Bank of India? (2) Ajit Doval (1) 30% (2) 40% (3) 50% (3) Krishnamurthy V Subramanian (4) 55% (5) 45% (4) Sunil Arora Q.16. Where is the world’s largest solar park, Pavagada (5) None of these Solar Park located? Q.8. As on 14 June 2019 how many States/UTs are 100 (1) Assam (2) Andhra Pradesh per cent covered with Individual household Latrine (3) Karnataka (4) Odisha (IHHL)? (5) Rajasthan (1) 26 (2) 30 (3) 32 Q.17. Dr. Kiran Bedi is the Lieutenant Governor of which (4) 24 (5) None of these Union Territory? Q.9. The government has set a target to reduce Central (1) Andaman and Nicobar Government debt to ______per cent of GDP by (2) Chandigarh 2024-25. (3) Puducherry (1) 30% (2) 40% (3) 50% (4) Ladakh (4) 25% (5) None of these (5) Dadar Nagar Haveli

Argentina and Barcelona forward Lionel Messi has become the first player in the Spanish APRIL 2020 MICA 63 football history to record 500 wins. QUIZ TIME CURRENT AFFAIRS Q.18. Navegaon National Park is located in which state? (3) Public Sector Banks (1) Karnataka (2) West Bengal (4) Direct Benefit Transfer (3) Andhra Pradesh (4) Rajasthan (5) None of these (5) Maharashtra Q.28. The country is required to raise per capita energy Q.19. Which state is the largest producer of jute in India? consumption by at least _____ times to increase (1) Maharashtra (2) Gujarat (3) Assam per capita income by $5000. (4) Uttar Pradesh (5) West Bengal (1) 2 times (2) 3 time (3) 2.5 times Q.20. What amount of fund has been allocated for (4) 3.2 times (5) None of these Swachh Bharat Mission in 2020-21? Q.29. Retired IAS Officer Yudvir Singh Malik has been (1) 12,300 crore (2) 11,110 crore recently appointed as the Chairman and Managing (3) 13,000 crore (4) 12,300 crore director of which crisis-hit firm? (5) 10,450 crore (1) Altico Capital (2) IL & FS (3) Unitech Q.21. What amount of fund has been allocated for National (4) DHFL (5) None of the above Mission on Quantum Computing and Technology? Q.30. Who is the Chairman of the National Disaster (1) 7,900 crore (2) 9,000 crore (3) 9,500 crore Response Force? (4) 10,500 crore (5) 8,000 crore (1) President Q.22. How much amount is allocated for irrigation and (2) Vice President rural development? (3) Prime Minister (1) 2.83 lakh crore (2) 3.51 lakh crore (4) Minister of Home Minister (3) 1.67 lakh crore (4) 3.79 lakh crore (5) Loksabha Speaker (5) 4.2 lakh crore Q.31. Nagarhole National Park, also known as Rajiv Q.23. Which of the following is NOT the main theme of Gandhi National Park, is situated in which state? Budget 2020? (1) West Bengal (2) Andhra Pradesh (1) Aspirational India (3) Maharashtra (4) Karnataka (2) Caring Society (3) Employment for all (5) Tamil Nadu (4) Economic Development for all Q.32. Which bank has decided to convert into a Small (5) All of the Above Finance Bank under Voluntary Transition of Primary (Urban) Co-operative Banks? Q.24. Name the independent body which will set up for the recruitment to non gazetted posts through (1) Sangli Urban Co-operative Bank Ltd. computer-based online process. (2) Karad Urban Co-operative Bank Ltd. (1) National Staff Selection Agency (3) Nagpur Nagrik Sahakari Bank Ltd. (2) All India Recruitment Agency (4) Nasik Merchant’s Co-operative Bank Ltd. (3) National Recruitment Agency (5) New India Co-operative Bank (4) Union Recruitment Agency Q.33. Which state government has made it mandatory for (5) None of the above schools to read the preamble of the constitution? Q.25. NIRVIK scheme is related to (1) Andhra Pradesh (2) Gujarat (1) Insurance cover for farmers (3) Uttar Pradesh (4) Madhya Pradesh (2) Insurance cover for BPL card holders (5) Kerala (3) Insurance cover for armed forces Q.34. The Telecom Regulatory Authority of India is a (4) Insurance cover for Tribal people statutory body of India. Where is it headquartered? (5) Insurance cover for exporters (1) Mumbai (2) Bangalore (3) Lucknow Q.26. How many new jobs were created in India between (4) New Delhi (5) Pune 2011-12 and 2017-18 as per Economic Survey Q.35. Where is the National Sugar Institute established? 2019-20? (1) Kanpur (2) New Delhi (3) Lucknow (1) 6.3 crore (2) 4.4 crore (3) 5.5 crore (4) Gorakhpur (5) Varanasi (4) 2.6 crore (5) None of these Q.36. Article 112 of the constitution of India is related to: Q.27. The P J Nayak Committee is related to- (1) Union Budget (2) Financial Bill (1) Electricity (3) Money Bill (4) State Budget (2) International Relations (5) None of the above

India’s first-ever chocolate museum is located in Tamil Nadu’s Ooty and run by a 64 MICA APRIL 2020 local family. CURRENT AFFAIRS Q.37. What amount of fund has been allocated for the Q.48. Which of the following Indian state has topped the power and renewable energy sector? production of vegetables in 2018-19, as per the (1) 22,000 crore (2) 27,000 crore recent data from the Ministry of Agriculture? (3) 18,000 crore (4) 24,000 crore (1) West Bengal (2) Uttarakhand (5) 20,000 crore (3) Andhra Pradesh (4) Assam Q.38. According to Budget 2020-21, what is the fiscal (5) Uttar Pradesh deficit target for FY21? Q.49. The National Bravery Awards for children are (1) 3.2% of GDP (2) 3.5% of GDP (3) 3% of GDP presented by which ministry/ organisation annually? (4) 3.8% of GDP (5) None of the above (1) Ministry of Skill India Q.39. The government proposed to expand the national (2) Ministry of Women and Child Development gas grid to 27,000 km. What is the present length? (3) Indian Council for child welfare (1) 15,000 km (2) 22,000 km (3) 16,200 km (4) UNICEF (4) 20,000 km (5) 26,000 km (5) Ayush Ministry Q.40. The income of Farmers is expected to double by Q.50. Hryvnia is the currency of which country? which of the following year? (1) Fiji (2) Philippines (3) Thailand (1) 2021 (2) 2022 (3) 2023 (4) Finland (5) Ukraine (4) 2024 (5) 2025 Q.51. What is the current Reverse Repo Rate? Q.41. Which of the following tax has been abolished? (1) 3.90% (2) 4.90% (3) 5.90% (1) Corporate Tax (4) 4% (5) 4.25% (2) Dividend Distribution Tax Q.52. What is the name of the Kerala boy, who has (3) Tax on Gold received the “Bharat Award 2019” from President (4) Tax on Petroleum Products of India Shri, Ram Nath Kovind on Republic Day? (5) None of the Above (1) Aarti Kiran Shet (2) Kamal Krishna Das Q.42. An international bullion exchange will be set up at (3) Kanti Paikra (4) Venkatesh GIFT City. The GIFT city is located in which state? (5) Adithya K (1) Maharashtra (2) Uttar Pradesh Q.53. Who has been recently awarded with the Subash (3) Gujarat (4) Madhya Pradesh Chandra Bose Aapda Prabandhan Puraskar, 2020? (5) Uttarakhand (1) Vijay Kumar Q.43. Which is the only bank of India to rank in the (2) Pramod K. Sawant (3) Sylendra Babu Kumar Global top 100 list? (4) Munnan Singh (5) Naveen Kumar (1) PNB (2) SBI (3) OBC Q.54. By which year Indian Railways will run 100% on (4) HDFC Bank (5) None of these electricity as per the Union Minister Piyush Goyal? Q.44. GSTN consists of how many digits? (1) 2022 (2) 2023 (3) 2024 (1) 10 digits (2) 12 digits (3) 15 digits (4) 2025 (5) 2026 (4) 11 digits (5) None of these Q.55. ‘Blue Revolution’ is related to: Q.45. 4 times increase in per capita energy consumption (1) Space research (2) Irrigation needed for India to achieve______Human (3) Fisheries (4) Drinking water Development Index score. (5) River Dams (1) 0.1 (2) 0.8 (3) 0.7 Q.56. Hridaya Plan, the government scheme is related to: (4) 0.6 (5) None of these (1) Farmers (2) Girl Child Q.46. Services sector (excluding construction) has a share (3) Malnutrition (4) World heritage sites of ______per cent in India’s GVA and contributed (5) Vaccination more than half of GVA growth in 2018-19. Q.57. What amount of fund has been allocated for (1) 54.30% (2) 55.20% (3) 53.70% National Textile Mission? (4) 49.20% (5) None of these (1) 1,000 crore (2) 1,200 crore (3) 1,480 crore Q.47. Recently, the Chief Guest of Republic Day (4) 1,385 crore (5) 1,550 crore celebrations, Jair Bolsonaro has signed a Bilateral Q.58. What amount of fund has been allocated for skill Investment Treaty during his visit. He belongs to development? (1) Niger (2) Sweden (3) Finland (1) 3,000 crore (2) 4,500 crore (3) 5,000 crore (4) Brazil (5) Australia (4) 3,200 crore (5) 4,000 crore

The government announced removal of 20 per cent import duty on solar cells and panels in APRIL 2020 MICA 65 the Budget, with immediate effect. QUIZ TIME CURRENT AFFAIRS Q.59. Which of the following will be launched by civil Q.69. Who among the following will ride to space in aviation ministry for exports in agriculture? the first test flight of the human space mission, (1) Kisan Udaan (2) Kisan Safar Gaganyaan? (3) Krishi Safar (4) Krishi Udaan (1) Ritu Karidhal (2) Vyom Mitra (5) Seva Udaan (3) Muthayya Vanitha (4) Minal Rohit Q.60. What was the inflow of FDI from 2015-2019? (5) None of the above (1) 280 billion USD (2) 285 billion USD Q.70. Vientiane is the capital of which country? (3) 284 billion USD (4) 288 billion USD (1) Laos (2) Myanmar (3) Cambodia (5) 282 billion USD (4) Malaysia (5) Singapore Q.61. The Union Government is set to launch ‘Vivaad Se Q.71. Which of the following countries is the World's Vishwas’ Scheme. What is the main agenda of the Leading Bauxite Producing country? scheme? (1) Australia (2) USA (3) France (1) GST Coordination between Center-State (4) China (5) South Africa (2) Recovery of NPAs (3) Loan Waiver provision for prospective farmers Q.72. Which country has topped in the Corruption Perception Index 2019 released by Transparency (4) Reduction of tax litigation International? (5) None of the Above Q.62. The Turnover threshold for audit of MSMEs has (1) Somalia & New Zealand been increased from 1 crore to — (2) Denmark & Somalia (1) 2 crore (2) 5 crore (3) 10 crore (3) Denmark & Finland (4) 15 crore (5) 20 crore (4) Finland & New Zealand Q.63. How much India needs to spend on infrastructure (5) Denmark & New Zealand to become USD 5 trillion economy by 2024-25? Q.73. What is the theme of the 10th National Voters’ Day (1) USD 1.2 trillion (2) USD 1.4 trillion celebrated across the country? (3) USD 1.6 trillion (4) USD 1.8 trillion (1) Electoral Literacy for Stronger Democracy (5) None of these (2) Voting Rights For All Q.64. The Economic survey sees the FY20 GDP growth (3) Ethical Voting at _____%. (4) Sabse Pahle Voting (1) 6.80% (2) 7.20% (3) 7% (5) None of the above (4) 6.50% (5) None of these Q.74. In which state India’s First Super Fab Lab has Q.65. What is the rank of India in terms of wind power? been inaugurated to function in collaboration with (1) Fifth (2) Sixth (3) Third Massachusetts Institute of Technology, USA? (4) Fourth (5) None of these (1) Kerala (2) Andhra Pradesh Q.66. The services sector growth declined marginally to (3) Karnataka (4) West Bengal ______per cent in 2018-19 from 8.1 per cent in (5) Maharashtra 2017-18. Q.75. Which of the following country is the top producer (1) 6.90% (2) 7.20% (3) 8% of sunflower seeds? (4) 7.50% (5) None of these (1) Ukraine (2) Finland (3) Sweden Q.67. Which of the following famous International Tennis tournament is held in the month of January, (4) Spain (5) Scotland every year? Q.76. Which of the following is the largest cricket (1) US Open (2) Australian Open stadium of the world? (3) (4) Wimbledon (1) Melbourne Cricket Ground (5) None of the above (2) Motera Stadium Q.68. Who has been recently appointed as the new (3) Atal Bihari Vajpayee Ekana Cricket Stadium Managing Director of the State Bank of India? (4) Eden Gardens (1) Challa Sreenivasulu Setty (5) Lords (2) Rajnish Kumar Q.77. What amount of fund is allocated for senior citizens (3) Atanu Kumar and Divayang? (4) Ajay Tyagi (1) 9,500 crore (2) 10,000 crore (3) 9,000 crore (5) Michael Patra (4) 7,000 crore (5) 10,110 crore

Sofia Kenin won her first ever Grand Slam title by beating Garbine Muguruza 6, 2, 66 MICA APRIL 2020 2 in the Australian Open final. CURRENT AFFAIRS Q.78. What amount of fund has been allocated for the Q.87. Which of the following state has recently organized welfare and development of Scheduled Tribes? the world’s longest awareness human-chain for (1) 52,000 crore (2) 53,700 crore more than 18000 km? (3) 61,200 crore (4) 60,000 crore (1) Andhra Pradesh (2) Uttar Pradesh (5) 80,000 crore (3) Bihar (4) Odisha Q.79. According to budget, the use of which type of (5) West Bengal energy to be promoted in the farming sector? Q.88. What is the rank of India in the ‘Social Mobility (1) Wind energy (2) Solar energy Index’, recently released by the World Economic (3) Thermal energy (4) Geo Thermal energy Forum? (5) Nuclear energy (1) 52th (2) 61 th (3) 76 th (4) 86 th (5) 80 th Q.80. To build a seamless national cold supply chain Q.89. What is the name of the indigenous artillery guns, for perishables, Indian Railways will set up —— which are to be inducted into the Indian Army? through PPP model so that perishable goods can be (1) Sharang (2) Saray (3) Sevak transported quickly. (4) Senak (5) Swachch (1) Atal Rail Q.90. Which of the following ministry is under Prime (2) Kisan Rail Minister Narendra Modi? (3) Sardar Vallabhbhai Rail (1) Minister of Petroleum and Natural Gas (4) Food Rail (2) Department of Space (5) Samridhi Rail (3) Minister of Panchayati Raj Q.81. Which document will be issued instantly based on (4) Minister of Law and Justice AADHAR details? (5) Minister of Human Resource Development (1) PAN Card Q.91. Palakkad Gap or Palghat Gap, a low mountain pass (2) Passport is situated between which two states? (3) Driving Ration (1) Tamil Nadu and Karnataka (4) Tourist Visa for visiting Kartarpur Corridor (2) Maharashtra and Kerala (5) MNREGA card (3) Tamil Nadu and Kerala Q.82. Which of the following is a component of (4) Karnataka and Kerala “Economic Development”? (5) Odisha and Kerala (1) Environment and Climate Change Q.92. Which country will host the 11th edition of the (2) Education and Skills Indoor Cricket World Cup in October 10 to 17, (3) Infrastructure 2020? (4) Wellness, Water and Sanitation (1) New Zealand (5) All of the Above (2) India Q.83. As per the Economic Survey of India, how many (3) Australia new companies were formed in 2018? (4) United States of America (5) Indonesia (1) 80,000 (2) 93,000 (3) 1,24,000 Q.93. Which of the following Indian Private Sector bank (4) 1,39,000 (5) None of these has recently launched its wealth management Q.84. India needs to grow at______% per year to be $5 platform called ‘Pioneer Banking’? trillion economy by FY25. (1) ICICI Bank (2) HDFC Bank (1) 7.30% (2) 8% (3) 9% (3) Axis Bank (4) IndusInd Bank (4) 8.20% (5) None of these (5) Union Bank Q.85. Share of renewable (excluding hydro above 25 Q.94. During which years the Third Five-year Plan was MW) in total electricity generation increased from implemented in India? 6% in 2014-15 to _____ % in 2018-19. (1) 1963–1968 (2) 1964–1969 (3) 1962–1967 (1) 11% (2) 12% (3) 10% (4) 1961–1966 (5) 1965–1970 (4) 13% (5) None of these Q.95. The Tiroda thermal power plant is situated in which Q.86. What was the rate of share of service sector in state? employment in 2017? (1) Kerala (2) Rajasthan (1) 23% (2) 34% (3) 40% (3) Madhya Pradesh (4) Jharkhand (4) 42% (5) None of these (5) Maharashtra

Indian Railways will operate a new train based on Ramayana theme which will take pil- APRIL 2020 MICA grims to locations associated with Lord Rama. 67 QUIZ TIME CURRENT AFFAIRS Q.96. As per the Budget 2020, five archaeological sites to (1) 2% (2) 2.50% (3) 3% be developed at iconic sites with on-site museum. (4) 2.90% (5) None of these Which one of the following is not among them? Q.106. Which of the following Indian city has been (1) Sivasagar, Assam adjudged as the ‘World’s most dynamic city’, as (2) Khajuraho, Madhya Pradesh per the JLL City Momentum Index, 2020? (3) Rakhigarhi, Haryana (1) Mumbai (2) Bengaluru (3) Kolkata (4) Adichanallur, Tamil Nadu (4) Hyderabad (5) Lucknow (5) Dholavira, Gujarat Q.107. Recently, which organisation has released the Q.97. What amount of fund has been allocated for ‘Time to care’ report? welfare and development of schedule class and (1) International Monetary Fund other backward classes? (2) World Bank (1) 81,900 crore (2) 72,200 crore (3) Asian Development Bank (3) 70,000 crore (4) 85,000 crore (4) NGO Oxfam (5) 65,000 crore (5) NGO Pratham Q.98. What is the amount of tax to be imposed on Q.108. Recently, Nikhat Zareen was in news. She is related individual with income 5 lakh to 7.5 lakh? to (1) 5% (2) 10% (3) 15% (1) Swimming (2) Shooting (3) Wrestling (4) 20% (5) 25% (4) Boxing (5) Cycling Q.99. What amount has been allocated for agriculture Q.109. Brahmamsagar Dam is situated in which state? and rural development in budget 2020? (1) Tamil Nadu (2) Rajasthan (1) 1 lakh crore (2) 8 lakh crore (3) Madhya Pradesh (4) Kerala (3) 1.7 lakh crore (4) 2.83 lakh crore (5) Andhra Pradesh (5) 3.5 lakh crore Q.110. Where is the headquarters of The World Trade Q.100. Which of the following is NOT a component of Organization? Aspirational India? (1) Madrid, Spain (2) Geneva, Switzerland (1) Education & Skills (2) Agriculture (3) Paris, France (4) Beijing, China (3) Renewable energy (4) Irrigation (5) New York, USA (5) Water Q.111. What was the theme of the 2nd edition of Q.101. What is the over-arching theme of Economic International Day of Education that is observed on Survey 2019-20? 24 January 2020? (1) Unemployment (2) Wealth Creation (1) Theme – “Transforming education” (3) Industrial Reforms (4) Start-up Innovation (2) Theme – “Learning for people, planet, (5) None of these prosperity, and peace” Q.102. What was India’s Foreign reserve as on 10th (3) Theme – “Young Teachers: The future of the January, 2020? Profession” (1) US$ 461.2 bn (2) US$ 421.2 bn (4) Theme – “Rural Women and Girls education” (3) US$ 411.2 bn (4) US$ 261.2 bn (5) Theme – “Engage the Past Through Sound (5) None of these and Education” Q.103. The fiscal deficit estimate for 2018-19 has been Q.112. Recently, which legendary Indian sportsperson is retained at ______per cent of the GDP. awarded with the prestigious ‘Padma Vibhushan’ (1) 2.80% (2) 3% (3) 3.60% award? (4) 3.40% (5) None of these (1) Sachin Tendulkar (2) Dhanraj Pillai Q.104. In India market share of electric vehicles was at (3) M C Mary Kom (4) Virat Kohli ______per cent compared to 2 per cent in China (5) Mahesh Bhupati and 39 per cent in Norway. Q.113. How many member countries are there in the (1) 1% (2) 0.06% (3) 0.10% United Nations? (4) 0.70% (5) None of these (1) 183 (2) 193 (3) 199 Q.105. Food inflation based on Consumer Food Price (4) 175 (5) 190 Index (CFPI) has remained below ______per Q.114. Who has been recently appointed as the Chairman cent for the last two consecutive years. of Ordnance Factory Board? Seasoned diplomat Gopal Baglay was appointed India’s High Commissioner to 68 MICA APRIL 2020 Sri Lanka. CURRENT AFFAIRS (1) Sanjay Kumar Mishra (1) 12.50% (2) 15.50% (3) 13.90% (2) Hari Mohan (4) 16.70% (5) None of these (3) Soma Roy Burman Q.125. Which of the following country has recently test- (4) Girish Chandra Chaturvedi fired a nuclear-capable ballistic missile, named ‘K- (5) Ravneet Singh 4’. Which can be launched from submarine? Q.115. What amount of fund is allocated for Cultural (1) China (2) Russia (3) India Ministry? (4) France (5) Pakistan (1) 4,575 crore (2) 5,000 crore (3) 3,725 crore Q.126. Which country is the largest recipient of Foreign (4) 2,450 crore (5) 3,150 crore Direct Investment in 2019, according to the latest UNCTAD report? Q.116. What amount of fund is allocated for Bharat net (1) Japan (2) India (3) China program in 2021? (4) United States (5) France (1) 6,000 crore (2) 7,500 crore (3) 5,000 crore Q.127. Recently, who among the following Indian spinner (4) 8,000 crore (5) 5,500 crore has become the fastest Indian spinner to take 100 Q.117. How much tax people will pay with the income wickets in ODIs? above 15 lakh? (1) R. Ashwin (2) Yajuvendra Chahal (1) 35% (2) 37.50% (3) 30% (3) Piyush Chawla (4) Kedar Jadhav (4) 35.50% (5) 32.50% (5) Kuldeep Yadav Q.118. What amount has been allocated for nutrition- Q.128. The Mahi river originates in which state? related programmes in budget 2020? (1) Madhya Pradesh (2) Uttarakhand (1) 35600 crore (2) 38600 crore (3) Rajasthan (4) Maharashtra (3) 29800 crore (4) 21400 crore (5) Odisha (5) None of the above Q.129. Who is the Chief of Enforcement Directorate? Q.119. What is the Corporate Tax Rate for new domestic (1) Maheshwari (2) SK Mishra companies in manufacturing and power sector? (3) Ranjit Sinha (4) Vinod Kumar Yadav (1) 11% (2) 10% (3) 12% (5) Jai Shah (4) 15% (5) 25% Q.130. Who was the first Chief Election Commissioner of Q.120. Which term was used to describe the economics of India? a plate of food in India in the Economic Survey (1) Raj Gopalachari (2) Sukumar Sen 2019-20? (3) G. V Mavlankar (4) Sachchidanand Sinha (1) Thalinomics (2) Foodonomics (5) Govind Ballabh Pant (3) Plutonomics (4) Deshonomics Q.131. 'Shiv Bhojan' scheme, which is aimed at providing (5) None of these a meal to the poor at subsidised rates, was recently Q.121. The year 2019 marked the golden jubilee of which launched in which state? event, as per Economic Survey 2020? (1) Maharashtra (2) Rajasthan (1) PSU Privatisation (3) Madhya Pradesh (4) Assam (2) Bank Capitalisation (5) Odisha (3) Bank Nationalisation Q.132. When any individual looks for a job change for better opportunities, services, salary and wages, (4) CPSE Disinvestment or because of dissatisfaction with the previous job (5) None of these that spent time is called: Q.122. According to the survey some states will start (1) Structural Unemployment transitioning to an ageing society by the ______. (2) Cyclical Unemployment (1) 2030 (2) 2040 (3) 2035 (3) Frictional Unemployment (4) 2045 (5) None of these (4) Seasonal unemployment Q.123. As per the survey Thermal power still plays a (5) None of the above dominant role in India at _____% share. Q.133. Arma Konda or Sitamma Konda or Jindhagada, is (1) 50% (2) 40% (3) 55% a mountain peak of which state? (4) 60% (5) None of these (1) Maharashtra (2) Rajasthan Q.124. Women’s participation in agriculture increased to (3) Punjab (4) Andhra Pradesh ______per cent in 2015-16? (5) Kerala

Indian captain Virat Kohli continued to top the ICC Test batsmen’s ranking but his deputy APRIL 2020 MICA 69 Ajinkya Rahane slipped a place to ninth spot. QUIZ TIME CURRENT AFFAIRS Q.134. According to Budget 2020-21, fibre to home report’. Where is the head-quarters of UNWTO connections through Bharat net will link how many located? panchayats this year? (1) Madrid (2) Vietnam (3) New York (1) 1,50,000 (2) 1,00,000 (3) 80,000 (4) Geneva (5) Paris (4) 2,00,000 (5) 95,000 Q.145. Recently, Pariksha Pe Charcha 2020 has been held Q.135. What is the percentage of Customs duty on auto at Talkatora Stadium in ______. and auto parts? (1) Lucknow (2) Chennai (3) Hyderabad (1) 10% (2) 15% (3) 20% (4) New Delhi (5) Pune (4) 25% (5) 30% Q.146. NTPC Dadri or National Capital Power Station is Q.136. With Reference to “TB Harega, Desh Jitega” located in which state? Campaign, the target to eradicate Tuberculosis will (1) Rajasthan (2) Karnataka be achieved by which year? (3) Uttar Pradesh (4) Madhya Pradesh (1) 2021 (2) 2022 (3) 2023 (5) Maharashtra (4) 2024 (5) 2025 Q.147. Recently, What amount of fund has been approved Q.137. What is the income tax percentage for Income by cabinet to establish permanent campuses for Bracket 12.5-15 lakh? new NITs? (1) 15% (2) 20% (3) 25% (1) Rs 5000 cr. (2) Rs 4300 cr. (3) Rs 4700 cr. (4) 30% (5) Above 30% (4) Rs 5700 cr. (5) Rs 4000 cr. Q.138. The Economic Survey 2019-20 has projected how Q.148. Where was the India’s first e-waste clinic much GDP Growth for fiscal year 2020-21? inaugurated? (1) 5-5.5 percent (2) 6-6.5 percent (3) 5-6 percent (4) 5-6.5 percent (5) None of these (1) Bhopal, Madhya Pradesh Q.139. Which Government Scheme has vaccinated 3.39 (2) New Delhi, Delhi crore children and 87.18 lakh pregnant women of (3) Pune, Maharashtra 680 districts across the country. (4) Mumbai, Maharashtra (1) Mission Indradhanush (5) Varanasi, Uttar Pradesh (2) Ayushmaan Bharat Q.149. Recently, who has been appointed as Indian Bank (3) National Health Mission Association Chief Executive? (4) Janashree Bima Yojana (1) Suresh Kumar (2) Sunil Mehta (5) None of these (3) Vikram Sharma (4) Dinesh Gupta Q.140. National Total Fertility Rate is expected to be (5) Vinod Kumar below replacement rate by which year? Q.150. Who among the following is not a deputy governor (1) 2022 (2) 2021 (3) 2023 of Reserve Bank of India? (4) 2025 (5) None of these (1) B. P. Kanungo Q.141. The Survey pointed out that one in every (2) N. S. Vishwanathan ______wage workers in India is not protected (3) Mahesh Kumar Jain by the minimum wage law. (4) Michael Patra (1) Five (2) Ten (3) Three (5) Dr. Ravindra H. Dholakia (4) Six (5) None of these Q.151. Who is the union minister of Food Processing Q.142. Overall Index of Eight Core Industries registered a Industries? growth rate of ______percent in 2018-19. (1) Narendra Singh Tomar (1) 3.50% (2) 4.30% (3) 2.90% (2) Maneka Gandhi (4) 4% (5) None of these (3) D. V. Sadananda Gowda Q.143. Recently, 146 Irrawady dolphins were recently (4) Harsimrat Kaur Badal spotted in Chilika lake. Where is the Chilka lake (5) Smriti Irani situated? (1) Himachal Pradesh (2) Odisha Q.152. What amount of fund is allocated for transport (3) Jammu & Kashmir (4) Tamil Nadu infrastructure in 2020-21? (5) Maharashtra (1) 1,00,000 crore (2) 1,70,000 crore Q.144. The UN World Tourism Organization has recently (3) 2,00,000 crore (4) 2,30,000 crore released its ‘UNWTO World Tourism Barometer (5) 1,50,000 crore During her Union Budget 2020-21 speech, Finance Minister Nirmala Sithara- 70 MICA APRIL 2020 man announced a new scheme ‘NIRVIK’ for exporters. CURRENT AFFAIRS Q.153. According to Budget 2020-21, the role of Q.163. Who has recently been appointed as the Managing Government is to double farmers’ income by? Director and Chief Executive of Bank of Baroda? (1) 2020 (2) 2024 (3) 2021 (1) Rishi Sethi (4) 2025 (5) 2022 (2) Challa Sreenivasulu Setty Q.154. How much amount is announced for National (3) Rajnish Kumar Infrastructure pipeline projects? (4) Sanjiv Chaddha (1) 110 lakh crore (2) 127 lakh crore (5) Rajeev Kumar (3) 99 lakh crore (4) 103 lakh crore Q.164. Recently, which among the following has released (5) 117 lakh crore the Global Health Challenges report 2020? Q.155. By how much percentage The central Govt Debt (1) WHO (2) UNGA has been reduced as on March 2019? (3) UNDP (4) World Health Forum (1) 49% (2) 38.70% (3) 68.70% (5) IMF (4) 58.80% (5) 78.80% Q.165. Doddabetta mountain is situated in which state? Q.156. Which of the following campaign has been (1) Karnataka (2) Kerala launched by the Union Government to tackle (3) Tamil Nadu (4) Andhra Pradesh lifestyle disorders and non-communicable diseases (5) Odisha (NCDs)? Q.166. Recently, which organization has released the (1) PM Jan Arogya Yojana vision document for the National Data and (2) National Health Mission Analytics Platform that provide tools for analytics (3) Jan Aushadhi Kendra Scheme and visualisation of data to stakeholders? (4) TB Harega Desh Jeetega (1) National Institution for Transforming India Aayog (5) FIT India movement (2) National Development Council Q.157. What is the estimated Industrial growth for fiscal (3) Finance Commission 2019-20? (4) Securities and Exchange Board of India (1) 2.5 percent (2) 3.5 percent (3) 4.5 percent (5) Reserve Bank of India (4) 3 percent (5) None of these Q.167. In which state, Estuarine Biology Regional Centre Q.158. What is the percentage of Forest and tree cover of the Zoological Survey of India discovered the W.R.T. the geographical area of the country? New snake eel species also named as ‘Ophichthus (1) 24.56% (2) 24.14% (3) 22.44% kailashchandrai’? (4) 22.22% (5) None of these (1) West Bengal (2) Odisha Q.159. India’s working-age population will grow by (3) Assam (4) Uttar Pradesh roughly _____million per year during 2021-31. (5) Gujarat (1) 9.7 (2) 8.8 (3) 4.2 Q.168. Which of the following city of India is going to (4) 6.6 (5) None of these start first underwater metro project? Q.160. India’s Growth of GDP moderated to ______in (1) Mumbai (2) Kolkata (3) Chennai 2018-19 from 7.2 per cent in 2017-18. (4) Hyderabad (5) Bangalore (1) 6.50% (2) 6.20% (3) 6.10% Q.169. Nur Sultan is the capital of which country? (4) 6.80% (5) None of these (1) Yemen (2) Kazakhstan (3) Oman Q.161. What was the rank of India in the World Bank (4) Kyrgyzstan (5) Uzbekistan Doing Business Report, 2019? Q.170. What amount of fund is allocated for the (1) 68th (2) 77th (3) 88th development and promotion of industry and (4) 75th (5) None of these commerce in 2020-21? Q.162. Recently, Union Home Minister Amit Shah has (1) 25,000 crore (2) 29,600 crore launched an upgraded POLNET 2.0. What is the (3) 27,300 crore (4) 25,250 crore meaning of POLNET? (5) 26,400 crore (1) Political network services Q.171. According to Budget 2020-21, how much is the (2) Police network services agriculture credit target? (3) Police network securities (1) 10 lakh crore (2) 12 lakh crore (4) Political network securities (3) 15 lakh crore (4) 18 lakh crore (5) Police national services (5) 20 lakh crore

Former Nizamabad MP and one of the protagonists of the Telangana statehood movement APRIL 2020 MICA 71 M Narayana Reddy died. He was 89. QUIZ TIME CURRENT AFFAIRS Q.172. As per the budget 2020, how many taxpayers have Q.182. Which of the following is not a Gallantry Awards? been added to GST? (1) Padma Bhushan (2) Mahavir Chakra (1) 7 million (2) 5 million (3) 10 million (3) Ashoka chakra (4) Kirti Chakra (4) 8 million (5) 6 million (5) Shaurya Chakra Q.173. What amount of funds have been allocated for the Q.183. In which of the following city, government of India welfare of newly formed UT of Ladakh? will set up India’s Ist war memorial for service (1) 5555 crore (2) 5958 crore (3) 4000 crore animals such as dogs, horses, mules? (4) 5000 crore (5) 8000 crore (1) Hyderabad, Telangana Q.174. What is the projected growth rate for agriculture in (2) Guwahati, Assam Fiscal Year 2019-20? (3) Mumbai, Maharashtra (1) 3.4 percent (2) 2.5 percent (3) 2.1 percent (4) New Delhi, Delhi (4) 2.8 percent (5) None of these (5) Meerut, Uttar Pradesh Q.175. Which Indian State topped the Sustainable Q.184. Dhansiri is a river of which state? Development and Climate Change India Index (1) Meghalaya (2) Assam 2019? (3) Kerala (4) Andhra Pradesh (1) Kerala (2) Himachal Pradesh (5) Odisha (3) Rajasthan (4) Gujarat Q.185. Shekel is the currency of which country? (5) None of these (1) Jordan (2) Libya (3) Eretria Q.176. Population is now growing below 1 per cent in the (4) Fiji (5) Israel which of the following states? Q.186. What amount of fund has been allocated for Jal (1) Southern States (2) West Bengal Jeevan Mission? (3) Himachal Pradesh (4) All of the above (1) 2.6 lakh crore (2) 4 lakh crore (5) None of these (3) 4.2 lakh crore (4) 3.6 lakh crore Q.177. The world output growth declined from 3.8 per cent in 2017 to ______per cent in 2018. (5) 5 lakh crore (1) 3% (2) 2.90% (3) 3.60% Q.187. Who presented the Budget the maximum number of times? (4) 3.20% (5) None of these (1) Yashwant Sinha (2) C.Deshmukh Q.178. Government expenditure (Centre plus States) as a percentage of GDP on Health was increased to (3) Morarji Desai (4) T.T. Krishnamachari ______per cent in 2018-19. (5) R.K. Shanmukham Chetty (1) 2.80% (2) 1.20% (3) 1.50% Q.188. How many higher education institutes will have (4) 2.10% (5) None of these apprenticeship programs by March 2021? Q.179. Recently, the National Immunization Day was (1) 100 (2) 180 (3) 200 observed all over India as a part of Pulse Polio (4) 115 (5) 150 Programme, 2020. Around how many children Q.189. For better marketing and export of horticulture of age less than 5 years were administered polio products, the states will focus on which drops? methodology? (1) 17.4 crore (2) 13.4 crore (3) 10.4 crore (1) Easy loan for stakeholders (4) 25.4 crore (5) 36.4 crore (2) One District One product Q.180. Man Mohan Sood, who passed away (3) Free 10 year Insurance (1) Acting (2) Music (3) Sports (4) GST compensation (4) Literature (5) Politics (5) None of the above Q.181. Recently, which of the following has organized the Q.190. The initiative for inclusive growth i.“Sabka Saath, Saksham campaign? Sabka Vikas, Sabka Vishwas” with focus on – (1) OCL India Limited (1) Healthcare: Ayushman Bharat (2) Indian Oil Corporation Limited (2) Affordable Housing (3) Petroleum Conservation Research Association (3) Clean energy: Ujjawala and Solar Power (4) Oil and Natural Gas Corporation (4) All of the Above (5) None of the above (5) None of the Above

Anirban Dasgupta has taken charge as the Director Projects & Business Plan- MICA APRIL 2020 72 ning of Steel Authority of India Limited on February, 1, 2020. CURRENT AFFAIRS Q.191. Where is the Economic Survey presented? Q.196. Recently, India’s first ever convention centre in Africa (1) Rajya Sabha has been inaugurated in which African country? (2) Lok Sabha (1) Congo (2) Libya (3) Ghana (3) Both Lok Sabha & Rajya Sabha (4) Niger (5) Algeria (4) Rashtrapati Bhavan Q.197. Who among the following has been appointed as (5) None of these National Book Trust Director? Q.192. What is the percentage of population that lie (1) Sanjiv Chaddha (2) Suresh Sharma between population between 15 and 29 years in (3) Yuvraj Malik (4) Rajesh Sharma India? (5) Nitin Kumar (1) 35% (2) 33% (3) 40% Q.198. Recently, National Girl Child Day has been (4) 45% (5) None of these observed on which day? Q.193. Under Swachh Bharat Mission ______% of the (1) Jan-18 (2) Jan-20 (3) Jan-24 households have access to toilets. (4) Jan-28 (5) Jan-29 (1) 93% (2) 87% (3) 90% Q.199. Which of the following country has recently minted (4) 89% (5) None of these the world’s smallest gold coin of 2.96 millimeter (0.12 Q.194. Current account deficit increased to ______inches), that features a face of scientist Albert Einstein? per cent of GDP in 2018-19. (1) United Kingdom (1) 2.10% (2) 3% (3) 2.60% (2) France (4) 3.10% (5) None of these (3) Switzerland Q.195. Which two states are the front runners with a score (4) United States of America of 69 amongst states in India’s SDG Index Score? (5) Russia (1) Kerala and Himachal Pradesh Q.200. Which state’s former minister, Jagannath Rout has (2) Gujarat and Andhra Pradesh passed away recently? (3) Tamil Nadu and Kerala (1) Gujarat (2) West Bengal (4) Uttarakhand and Madhya Pradesh (3) Andhra Pradesh (4) Assam (5) None of these (5) Odisha

Q.1.(2) Q.2.(1) Q.3.(1) Q.4.(1) Q.5.(3) Q.6.(4) Q.7.(3) Q.8.(2) Q.9.(2) Q.10.(4 Q.11.(4) Q.12.(4) Q.13.(1) Q.14.(2) Q.15.(1) Q.16.(3) Q.17.(3) Q.18.(5) Q.19.(5) Q.20.(4) Q.21.(5) Q.22.(1) Q.23.(3) Q.24.(3) Q.25.(5) Q.26.(1) Q.27.(3) Q.28.(3) Q.29.(3) Q.30.(3) Q.31.(4) Q.32.(5) Q.33.(4) Q.34.(4) Q.35.(1) Q.36.(1) Q.37.(1) Q.38.(2) Q.39.(3) Q.40.(2) Q.41.(2) Q.42.(3) Q.43.(2) Q.44.(3) Q.45.(2) Q.46.(1) Q.47.(4) Q.48.(1) Q.49.(3) Q.50.(5) Q.51.(2) Q.52.(5) Q.53.(3) Q.54.(3) Q.55.(3) Q.56.(4) Q.57.(3) Q.58.(1) Q.59.(4) Q.60.(3) Q.61.(4) Q.62.(2) Q.63.(2) Q.64.(3) Q.65.(4) Q.66.(4) Q.67.(2) Q.68.(1) Q.69.(2) Q.70.(1) Q.71.(1) Q.72.(5) Q.73.(1) Q.74.(1) Q.75.(1) Q.76.(2) Q.77.(3) Q.78.(2) Q.79.(2) Q.80.(2) Q.81.(1) Q.82.(3) Q.83.(3) Q.84.(2) Q.85.(3) Q.86.(2) Q.87.(3) Q.88.(3) Q.89.(1) Q.90.(2) Q.91.(3) Q.92.(3) Q.93.(4) Q.94.(4) Q.95.(5) Q.96.(2) Q.97.(4) Q.98.(2) Q.99.(4) Q.100.(3) Q.101.(2) Q.102.(1) Q.103.(4) Q.104.(2) Q.105.(1) Q.106.(4) Q.107.(4) Q.108.(4) Q.109.(5) Q.110.(2) Q.111.(2) Q.112.(3) Q.113.(2) Q.114.(2) Q.115.(5) Q.116.(1) Q.117.(3) Q.118.(1) Q.119.(4) Q.120.(1) Q.121.(3) Q.122.(1) Q.123.(4) Q.124.(3) Q.125.(3) Q.126.(4) Q.127.(5) Q.128.(1) Q.129.(2) Q.130.(2) Q.131.(1) Q.132.(3) Q.133.(4) Q.134.(2) Q.135.(1) Q.136.(5) Q.137.(3) Q.138.(2) Q.139.(1) Q.140.(2) Q.141.(3) Q.142.(2) Q.143.(2) Q.144.(1) Q.145.(4) Q.146.(3) Q.147.(2) Q.148.(1) Q.149.(2) Q.150.(5) Q.151.(4) Q.152.(2) Q.153.(5) Q.154.(4) Q.155.(1) Q.156.(5) Q.157.(1) Q.158.(1) Q.159.(1) Q.160.(4) Q.161.(2) Q.162.(2) Q.163.(4) Q.164.(1) Q.165.(3) Q.166.(1) Q.167.(2) Q.168.(2) Q.169.(2) Q.170.(3) Q.171.(3) Q.172.(5) Q.173.(2) Q.174.(4) Q.175.(2) Q.176.(4) Q.177.(3) Q.178.(3) Q.179.(1) Q.180.(3) Q.181.(3) Q.182.(1) Q.183.(5) Q.184.(2) Q.185.(5) Q.186.(4) Q.187.(3) Q.188.(5) Q.189.(2) Q.190.(4) Q.191.(3) Q.192.(1) Q.193.(1) Q.194.(1) Q.195.(1) Q.196.(4) Q.197.(3) Q.198.(3) Q.199.(3) Q.200.(5)

Eminent Odia poet Rabi Singh died. He was 89. APRIL 2020 MICA 73 SSC CHSL SSC CHSL/ENGLISH LANGUAGE Q.1. Select the most appropriate word to fill in the Q.6. Select the most appropriate option to fill in blank. blank A Any account of the reign of King Harsha would (A) from (B) in (C) on (D) with remain ____ without a reference to Hiuen Tsang. Q.7. Select the most appropriate option to fill in (A) incomplete (B) famous blank B (C) eminent (D) unknown (A) nearby (B) the (C) every (D) all Q.2. Select the most appropriate synonym of the Q.8. Select the most appropriate option to fill in given word. blank C IDENTICAL (A) might (B) should (C) shall (D) can (A) similar (B) legible Q.9. Select the most appropriate option to fill in (C) detailed (D) perfect blank D Q.3. Select the most appropriate word for the (A) unlikely (B) average given group of words. (C) unknown (D) acute A place for collection of dried plant specimens. Q.10. Select the most appropriate option to fill in (A) green-house (B) nursery blank E (C) warehouse (D) herbarium (A) with (B) from (C) to (D) by Q.4. Select the correct indirect form of the given Q.11. Select the most appropriate word to fill in the sentence. blank. Hemant said to the hotel receptionist, "Please tell Necessary support to ______the process of sale Bharat I will come to see him tomorrow at 10 is being extended by the banks in the consortium. am." (A) felicitate (B) complicate (A) Hemant said to the hotel receptionist please (C) confuse (D) facilitate to tell Bharat he will come to see me Q.12. Select the most appropriate synonym of the tomorrow at 10 am. given word. (B) Hemant requested to the hotel receptionist OSTENTATIOUS please inform Bharat I will come to see him (A) distinct (B)complete tomorrow at 10 am. (C) flashy (D) trusted (C) Hemant said to the hotel receptionist to Q.13. Select the most appropriate meaning of the please tell Bharat that I will come to see him given idiom. tomorrow at 10 am. Bolt from the blue (D) Hemant requested the hotel receptionist to (A) winning after losing a game many times inform Bharat that he would come to see (B) something sudden that happens unexpectedly him the next day at 10 am. (C) someone who runs fast and wins a race Q.5. Select the wrongly spelt word. (D) locking the doors to keep the rain out (A) whimsical (B) contiguous Q.14. Identify the segment in the sentence which (C) spectaculer (D) adjacent contains the grammatical error. Q.6-10. In the following passage, some words have In spite Smita had taken part in many television been deleted. Fill in the blanks with the help serials earlier, this was the first time she was of the alternatives given. Select the most going to host a live show. appropriate option for each blank. (A) in many television serials earlier It's turning out to be a tough summer for the State. (B) she was going to host With an alarming dip (A) ______groundwater levels across (B) ______state, experts fear (C) this was the first time residents (C) ______soon have to battle an (D) (D) In spite Smita had taken part ______water crisis, along (E) ______extremely Q.15. Select the most appropriate option to high temperatures. substitute the underlined segment in the given

Noted yesteryear actor Waheeda Rehman was conferred the Madhya Pradesh 74 MICA APRIL 2020 government’s National Kishore Kumar Samman-2018. MODEL PAPER 2019 sentence. If there is no need to substitute it, SALIENT select No improvement. (A) negligible (B) prominent A spokesperson of the company explained that (C) striking (D) clear the media had misrepresented the facts about the Q.21. Given below are four jumbled sentences. Out accident in their building. of the given options pick the one that gives (A) misrepresent the facts on the accident their correct order. (B) misrepresenting the facts about the accident A. I should have charged double the amount, (C) No improvement but it didn't occur to me then. (D) misrepresents the facts for an accident B. Now, after all the expenses and the gardener's Q.16. Given below are four jumbled sentences. Out salary, I made a profit of only five hundred of the given options pick the one that gives rupees. their correct order. C. The jasmine plants flowered twice and I sold A. Gone are the days when you stayed with one 250 grams of buds just for ten rupees. firm for your entire career and made lifelong D. Had I charged at least twenty rupees I would friends in the office. have made a good profit. B. This phenomenon was noted in a recent (A) ADCB (B) BCDA (C) CADB (D) BDAC research report which found that the median Q.22. Select the correct passive form of the given tenure for employees below the age of 30 is sentence. just two years. You have made a mistake in writing your C. The research report stated that young people answer. today are tempted to switch jobs quickly. (A) A mistake has been made by you in writing D. As job longevity becomes a phenomenon of your answer. the past, there is a change in attitude in the modern generation towards employment. (B) A mistake have been made by you in writing your answer. (A) DBCA (B) BADC (C) CDAB (D) DCBA (C) A mistake is being made by you in writing Q.17. Select the most appropriate option to your answer. substitute the underlined segment in the given sentence. If there is no need to substitute it, (D) A mistake had been made by you in writing select No improvement. your answer. There was a long queue at the post office and by Q.23. Select the correctly spelt word. the time I have reached the counter I was told the (A) queite (B) questionnaire printer was not working. (C) quallification (D) quantefy (A) I reached the counter Q.24. Select the most appropriate meaning of the (B) No improvement given idiom. (C) I reach the counter Left-handed compliment (D) I am reaching the counter (A) praise that is given directly Q.18. Select the most appropriate word for the (B) insulting someone in front of others given group of words. (C) insulting remark appearing as praise A group of stars found close together. (D) making fun of someone to tease them (A) concoction (B) conflagration Q.25. Identify the segment in the sentence which (C) confederation (D) constellation contains the grammatical error. Q.19. Select the most appropriate antonym of the The lady listened carefully to my complaint but I given word. doubt she will do anything about it. COMPLACENT (A) but I doubt she (A) humble (B) satisfied (B) will do anything about it (C) confident (D) trusted (C) to my complaint Q.20. Select the most appropriate antonym of the given word. (D) The lady listened carefully

Indian paceman Jasprit Bumrah became the first bowler in Twenty20 International cricket APRIL 2020 MICA to bowl seven maiden overs. 75 SSC CHSL SSC CHSL/GENERAL INTELLIGENCE & REASONING Q.26. If RUBY is coded as 264 and PAY is coded as letter-cluster is related to the first letter-cluster. 126, then how will RUPAY be coded as? Ginger : Stem :: Chili : ? (A) 81 (B) 145 (C) 405 (D) 375 (A) Flower (B) Stem (C) Root (D) Fruit Q.27. Select the figure that will come next in the Q.32. Select the combination of letters that when following figure series. sequentially placed in the gaps of the given letter series will complete the series. OL, QO, __, UU, WX (A) ST (B) RS (C) SU (D) SR A B C D E Q.33. ‘Lizard’ is related to ‘Reptiles’ in the same way as ‘Toad’ is related to ‘____’. (A) (B) (A) Vertebrata (B) Reptiles (C) Mammals (D) Amphibians Q.34. Select the set in which the numbers are related in (C) (D) the same way as are the numbers of the following set. Q.28. Sona is sister of Ramesh and daughter of Mohit. (7, 4, 65) Rama is wife of Mohit and Mother of Prabhat. (A) 11, 8, 105 (B) 5, 4, 41 How Ramesh is related to Prabhat? (C) 6, 4, 70 (D) 9, 6, 80 (A) Father (B) Brother Q.35. Three different positions of the same dice are (C) Son (D) Cousin shown. Select the option that will be opposite to Q.29. Three statements are given, followed by three the face having '$'. conclusions numbered I, II and III. Assuming # $ & the statements to be true, even if they seem to be £ # © O O $ at variance with commonly known facts, decide which of the conclusions logically follow(s) 1 2 3 from the statements. (A) # (B) £ (C) & (D) © Statements: All eggs are hens. Q.36. Select the option in which the given figure X is All hens are birds. embedded. (Rotation not allowed) All birds are crows. Conclusions: I. All eggs are crows. II. All hens are crows.

III. Some crows are birds. X (A) Only conclusion I and II follow. (B) All conclusions I, II and III follow. (C) Only conclusion I follows. (A) (B) (D) Only conclusion II and III follow. Q.30. Which two signs and two numbers should be interchanged in the following equation to make (C) (D) it correct? 18 + 25 − 10 × 10 ÷ 5 = 203 (A) + and −, 18 and 25 (B) × and −, 18 and 25 Q.37. Three of the following four words are alike in a certain way and one is different. Pick the odd (C) × and ÷, 25 and 5 (D) + and ÷, 18 and 5 word out. Q.31. Select the option that is related to the third (A) Cat (B) Wolf (C) Cow (D) Goat letter-cluster in the same way as the second

WeWork has appointed real estate veteran Sandeep Mathrani as its new chief 76 MICA APRIL 2020 executive. MODEL PAPER 2019 Q.38. How many triangles are present in the following figure? (C) (D)

Q.45. A paper is folded and cut as shown in the following problem figures (X, Y and Z). Select

the answer figure that depicts how the paper will (A) 8 (B) 9 (C) 12 (D) 13 appear when unfolded. Q.39. Select the number-pair in which the two numbers are related in the same way as are the two numbers of the following number-pair. 13 : 65

(A) 19 : 95 (B) 17 : 42 (C) 12 : 45 (D) 21 : 85 Q.40. Select the word-pair in which the two words are X Y Z related in the same way as are the two words in the following word-pair. (A) (B) Important : Essential (A) Pick : Drop (B) Never : Always (C) Awful : Horrible (D) Up : Down Q.41. Select the set in which the numbers are related in the (C) (D) same way as are the numbers of the following set. (16, 4, 80) Q.46. Choose the number from the options given below (A) 13, 5, 78 (B) 6, 4, 40 that will come in place of the question mark in (C) 5, 5, 70 (D) 11, 7, 77 the following series. Q.42. Three of the following four numbers are alike 6, 10, 26, 62, ? in a certain way and one is different. Pick the number that is different from the rest. (A) 92 (B) 126 (C) 216 (D) 112 (A) 71 (B) 87 (C) 59 (D) 73 Q.47. Arrange the following words in a logical and Q.43. Select the Venn diagram that best illustrates the meaningful order. relationship between the following classes. 1. Childhood 2. Adulthood Doctors, Males, Brothers 3. Infancy 4. Adolescence 5. Senility (A) (B) (A) 5, 3, 1, 4, 2 (B) 3, 1, 4, 2, 5 (C) 4, 5, 1, 3, 2 (D) 3, 2, 4, 1, 5 (C) (D) Q.48. What will be the day of the week on 15 August 2021? (A) Sunday (B) Wednesday Q.44. Select the correct mirror image of the given (C) Saturday (D) Monday figure when the mirror is placed at the bottom of the figure. Q.49. Three of the following four letter-clusters are alike in a certain way and one is different. Pick the odd one out. (A) NPR (B) BDF (C) HJL (D) SUV Q.50. In a code language, MYCOLOGY is written as PBFRORJV. How will AMMONIA be written as in that language? (A) (B) (A) DPPRQLX (B) DPJRQLX (C) DPQRQLD (D) CPPSQJX

Cricket legend Sachin Tendulkar has been shortlisted as one among five contenders for the APRIL 2020 MICA greatest Laureus Sporting Moment 2000-2020 Award. 77 SSC CHSL SSC CHSL/QUANTITATIVE APTITUDE Q.51. If cosθ+ sec θ = 3 , then what will be the value then AQ: QC is: 3 3 of (cosθ+ sec θ ) ? (A) 3: 2 (B) 2: 3 (C) 1: 2 (D) 3: 5 1 Q.59. Given 22+ 4 2 + 6 2 + ...... + 402 = 11480 , then (A) 1 (B) (C) 2 (D) 0 2 2 2 2 2 the value of 1+ 2 + 3 + ...... + 20 is: 1 Q.52. A car completed a journey of 400 km in 12 hours. (A) 2867 (B) 2870 (C) 2869 (D) 2868 2 3 Q.60. Present age of A and B are is the ratio 5: 6 The first of the journey was done at 30 km/h. 4 respectively. After seven years this ratio becomes Calculate the speed of Car for the rest of the journey. 6: 7. Then the present age of A in years is: (A) 25 km/h (B) 40 km/h (A) 35 (B) 33 (C) 32 (D) 30 (C) 45 km/h (D) 30 km/h Q.61. A train 150 meters long takes 20 seconds to cross Q.53. The simple interest on a sum of money for 3 a 450 meters long platform. The speed of the years is Rs 240 and the compound interest on the train in km per hour is: same sum, at the same rate for 2 years is Rs 170. (A) 108 (B) 100 (C) 106 (D) 104 The rate of interest is: Q.62. A can is full of a mixture of two liquids A and B 1 5 1 (A) 12 % (B) 5 % (C) 8% (D) 29 % in the ratio of 7: 5. When 9 liters of mixture are 2 17 6 drawn off from the can and replaced by the same quantity of liquid B, the ratio of A and B in the Q.54. In the adjoining figure∠ AOC = 140o where O is can becomes 7: 9. The capacity of the can is- the center of the circle then what will be ∠ ABC? (A) 10 (B) 21 (C) 20 (D) 36 Q.63. A man sells an article at 5% above the cost price. If he had bought it at 5% less than what he paid o for it and sold it for Rs 2 less, he would have 140 C gained 10%. The cost price of the article is- A (A) ` 250 (B) ` 400 (C) ` 350 (D) ` 200 B Q.64. A number is increased by 15% and then decreased by 25% and the number becomes 22 less than the o o o o (A) 100 (B) 110 (C) 90 (D) 40 original number. The original number is- Q.55. ∠Y is the right angle of a triangle XYZ. If the (A) 120 (B) 140 (C) 100 (D) 160 XY = 2 6 cm and XZ – YZ = 2 cm, then the 2 0 2 0 2 0 2 0 Q.65. The value of sin 2+ sin 4 + sin 6 + ...... + sin 90 value of (secX + tanX) is: is 1 1 (A) 0 (B) 22 (C) 23 (D) 44 (A) 2 6 (B) 6 (C) 2 3 (D) 6 x Q.56. A sold a watch at a gain of 5% to B and B sold it Q.66. If 3x+ y = 81 and 81x− y = 3, then the value of y to C at a gain of 4%. If C paid Rs 91 for it, then is- the price paid by A is: 15 15 17 17 (A) ` 82.81 (B) ` 83.33 (C) ` 83 (D) ` 84.33 (A) (B) (C) (D) 34 17 15 30 Q.57. A, B and C working separately can do a piece of Q.67. If a person spends 40% of his income on food, work in 11 days 20 days and 55 days respectively. 20% on house rent and the 70% of the remaining In how many days, the work will be completed If on children’s education, then the percentage of A is assisted by B and C on alternate days? his income left is- (A) 2 (B) 6 (C) 4 (D) 8 (A) 8% (B) 10% (C) 6% (D) 12% Q.58. In ∆ABC, the line parallel to BC intersects AB 1 and AC at P and Q respectively. If AB: AP = 5: 3, 15 Q.68. The sum of two number is 3 and their Two lawmakers in Sweden have nominated Swedish teenage climate activist 78 MICA APRIL 2020 Greta Thunberg for the 2020 Nobel Peace Prize. MODEL PAPER 2019 2 each other, they meet in 1 hour. What is the speed difference is 4 . The product of the number is- 3 of the faster car? 2 1 (A) 70 km/h (B) 40 km/h (A) 50 (B) 48 (C) 53 (D) 60 3 3 (C) 60 km/h (D) 80 km/h Q.69. The average age of a class is 15.8 years. The Q.73-75. The bar graph shows the results of annual average age of the boys in the class is 16.4 years examination in secondary school in a certain while that of the girls is 15.4 years. The ratio of year. Answer the following questions based on the boys to girls in the class is- this chart. (A) 3: 5 (B) 2: 3 (C) 3: 4 (D) 1: 2 120 Boys Girls Q.70. ∆ABC is right angled triangle with AB = 6 cm, 100 100 90 90 BC = 8 cm, O is the in-center of the triangle. The 80 80 radius of the in-circle is: 80 70 70 70 C 60 50 40 40

20 8 cm Q O 0 R VI VII VIII IX X A Q.73. The ratio of the total number of boys passed B P 6 cm to the total number of girls passed in the three classes VII, VIII and IX is- (A) 2 (B) 5 (C) 4 (D) 3 (A) 20: 23 (B) 18: 21 (C) 21: 26 (D) 19: 25 Q.71. If tanθ + secθ =2, then the value of tanθ is- Q.74. The average number of boys passed per class is- 2 3 4 3 (A) (B) (C) (D) (A) 75 (B) 78 (C) 70 (D) 72 3 5 5 4 Q.72. Points A and B are 100 km apart on a highway. Q.75. The class in which the number of boys passed is One car starts from A and another from B at the nearest to the average number of girls passed per same time. If the cars travel in the same direction class, is- they meet in 5 hours. If the cars travel towards (A) VIII (B) X (C) VI (D) IX SSC CHSL/GENERAL AWARENESS Q.76. Which of the following substances is used as a Q.80. Which of the following is NOT a fundamental substitute for chlorine in bleaching? right of Indian citizens? (A) Ethanal (B) Liquid carbon dioxide (A) Right to property (C) Hydrogen peroxide (D) Tetra chloroethene (B) Right to constitutional remedies Q.77. The 7th CISM Military World Games, 2019 were (C) Freedom of movement held in: (D) Right to form association (A) USA (B) China Q.81. Which Hindi word is chosen as the ‘Oxford Hindi (C) Malaysia (D) France Word of 2019’ by Oxford University Press? Q.78. Surma River, also known as the Barak River, (A) Samvidhaan (B) Rashtravaad originates in the: (C) Aadhaar (D) Nari Shakti (A) Manipur Hills (B) Mizo Hills Q.82. The ______era is also known as the 'age of (C) Patkai Boom Hills (D) Naga Hills mammals'. Q.79. The infrastructure development project with the (A) Palaeozoic (B) Cenozoic aim of promoting 'port-led development' in India has been named: (C) Neozoic (D) Mesozoic (A) Bharatmala (B) Sagarmata Q.83. 'World Ozone Day' is celebrated every year on (C) Sagarnaman (D) Sagarmala ______September. Pramod Kumar Singh has been appointed as wholetime member (law), Pension Fund APRIL 2020 MICA Regulatory and Development Authority (PFRDA). 79 SSC CHSL (A) 8 (B) 16 (D) Free and compulsory education to all (C) 12 (D) 6 children of the age of 6 to 14 years in the Q.84. Sultan Johor Cup tournament is associated with manner as determine by the State' was made which sport? a Fundamental Right under Article 21 A . (A) Badminton (B) Cricket Q.91. Sportsperson Duryodhan Singh Negi is renowned for which sport? (C) Football (D) Hockey (A) Archery (B) Boxing Q.85. As per the interpretation by the Supreme Court of India, tapping of phone calls infracts the (C) Lawn tennis (D) Shooting fundamental right provided in Article ______of Q.92. Which of the following diseases has been the Constitution. eradicated worldwide? (A) 21 (B) 24 (C) 22 (D) 25 (A) Dracunculiasis (B) Chickenpox Q.86. Europa is a natural satellite of: (C) Plague (D) Smallpox (A) Saturn (B) Uranus (C) Jupiter (D) Mars Q.93. Which movie won the 'Best Film' award at 20th Q.87. With regard to kidneys and its functions, which IIFA Awards in 2019? of the following statements is NOT correct? (A) Dhadak (B) Padmaavat (A) They maintain water balance and expel (C) Raazi (D) Sanju metabolic waste. Q.94. Which of the following traditional dances is (B) Reptiles have relatively more nephrons than NOT a martial art form? birds. (A) Chhau (B) Lazim (C) Each nephron has two parts - the glomerulus (C) Bhavai (D) Kalaripayattu and the renal tubule Q.95. Which of the following archaeological sites has (D) Their basic functional units are called evidence of pit-dwellings? nephrons. (A) Mehrgarh (B) Burzahom Q.88. Batholiths are landforms created by: (C) Rana Ghundai (D) Palavoy (A) groundwater (B) fluvial action Q.96. Which of the following planets is NOT a Jovian (C) glaciers (D) volcanic activities planet? Q.89. A pillar containing inscriptions from three (A) Mars (B) Jupiter (C) Uranus (D) Saturn different periods, i.e. the Mauryan period, Gupta Q.97. In the context of state and administration in the period and Mughal period, is located at: Delhi Sultanate, the term 'muqti' means: (A) Lauriya Nandangarh (A) a head of Gram Panchayat (B) Topra (B) the holder of a land assignment called 'iqta' (C) Allahabad (Prayagraj) (C) the head of a village community (D) Rummindei (D) a district level judicial official Q.90. Which of the following statements is NOT correct Q.98. What did the term 'shalabhoga' stand for, with respect regarding the Constitution of India (Eighty-sixth to revenue administration under the Imperial Cholas? Amendment) Act, 2002? (A) Land donated for the maintenance of (A) It made the provision for early childhood irrigation facilities care and education to children below the age (B) A newly settled village of six years under Article 45. (C) Land donated for the maintenance of a school (B) Providing opportunities for education to his (D) Land donated to a warrior child or ward between the age of 6 and 14 years' was made a Fundamental Duty of a Q.99. Corundum is an ore of: parent or guardian under Article 51 A (A) copper (B) silver (C) It made it binding for the Government of (C) iron (D) Aluminium India to set up a nodal ministry to ensure Q.100. Which of the following is NOT a noble gas? effective implementation of these provisions (A) Neon (B) Hydrogen under Article 75. (C) Helium (D) Argon

Insurance cover on bank deposits has been increased to Rs 5 lakh from Rs 1 80 MICA APRIL 2020 lakh effective, the Reserve Bank of India (RBI) said in a statement. MODEL PAPER 2019 EXPLANATION/SSC CHSL/ENGLISH LANGUAGE Q.1.(A) For other options: Q.12.(C) Ostentatious, flashy (adj.): characterized by Eminent (adj.)- famous and respected. pretentious or showy display Q.2.(A) For other options: For other options: Legible (adj.)- clear enough to read. Distinct (adj.)- recognizably different in nature from something else of a similar type. Q.3.(D) For other options: Q.13.(B) Something sudden that happens unexpectedly. Warehouse (n)- a large building where raw materials may be stored. Q.14.(D) The complete preposition is ‘In spite of’ or ‘despite’ can be used. Green-house (n)- a glass building in which plants that need protection from cold weather Q.15.(C) No improvement are grown. Q.16.(A) The correct sequence of the passage is ‘DBCA’. Nursery (n)- a place where young plants and Q.17.(A) There is a description of a past incidence, trees are grown for sale. therefore only option A is correct. Q.4.(D) Hemant requested the hotel receptionist to Q.18.(D) For other options: inform Bharat that he would come to see him Concoction (n) - mixture the next day at 10 am. Conflagration (n) - fire Kindly refer to the rules of narration. Confederation (n) - an organization which Q.5.(C) The correct spelling is ‘spectacular’, which consists of a number of parties. means ‘beautiful in a dramatic and -catching way’. Q.19.(A) Complacent (adj.)- self-satisfied Q.6.(B) Dip in/into – lower or move (something) Q.20.(A) Salient (adj.)- most noticeable. downwards. Q.21.(C) The correct sequence of the passage is ‘CADB’. Q.7.(B) ‘The’ is used to specify the noun ‘state’. Q.22.(A) A mistake has been made by you in writing your Q.8.(A) ‘Might’ shows the remote possibility. answer. Q.9.(D) Acute (adj.)- severe Kindly refer to the rules of voice. Q.10.(A) ‘along with’ means in company with or at the Q.23.(B) The correctly spelt word is ‘questionnaire’, same time as. which means ‘a set of printed or written questions with a choice of answers’. Q.11.(D) Facilitate (v)- make (an action or process) easy or easier. Q.24.(C) Insulting remark appearing as praise. For other options: Q.25.(B) Replace ‘will’ with ‘would’ because the sentence is in the past tense. Felicitate (v)- congratulate. EXPLANATION/SSC CHSL/GENERAL INTELLIGENCE & REASONING Q.26.(C) RUBY = (18+21+2+25)×4 = 66×4 = 264 Q.29.(B) PAY = (16+1+25)×3 = 42×3 = 126 RUPAY = (18+21+16+1+25)×5 = 81×5=405 Q.27.(B) 900 Anti-clockwise rotation and in each step one black dot is removed.

Q.28.(B)

Sri Lanka dropped the rendering of the Tamil-version of the national anthem from its Inde- APRIL 2020 MICA pendence Day ceremony for the first time since 2016. 81 SSC CHSL Q.30.(B) 18 + 25 − 10 × 10 ÷ 5 = 203 After interchange, 25 + 18 × 10 - 10 ÷ 5 = 203 25 + 180 – 2 = 203

205 – 2 = 203 Q.44.(C) 203 = 203 Q.31.(D) ‘chili’ is related to ‘fruit’ in the same way as ‘Ginger’ is related to ‘Stem’. Q.32.(D)

Q.45.(C) Q.33.(D) ‘Lizard’ is related to ‘Reptiles’ in the same way as ‘Toad’ is related to ‘Amphibians ’. Q.34.(B) (7, 4, 65) = (7 × 7 + 4 × 4) = 49 + 16 = 65

(5, 4, 41) = (5 × 5 + 4 × 4) = 25 + 16 = 41 Q.35.(B) From I and II dice: Two symbols are similar so Q.46.(B) third symbol £ is opposite to $. 6 10 26 62 126 Q.36.(D) Option (D) is embedded. +4 +16 +36 +64 Q.37.(B) The wolf is a wild carnivorous animal. 2 2 2 2 2 4 6 8 Q.38.(A) Q.47.(B) 3, 1, 4, 2, 5 Q.48.(A) 2020 = 2000 + 20 = 0 + (5x2 + 15x1) = 10 + 15 25 4 = = 3 = 4 7 7 17 2021= 3 + 0 + 3 + 2 + 3 + 2 + 3 + 15 = = 3 7 7 0 Q.39.(A) 13 × 5 = 65 Odd days = = 1 = Sunday 7 7 19 × 5 = 95 Q.49.(D) NPR = N (O) P (Q) R Q.40.(C) Synonyms word. BDF = B (C) D (E) F Q.41.(A) (16, 4, 80) = 16 × 4 +16 = 80 HJL = H (I) J (K) L (13, 5, 78) = 13 × 5 + 13 = 78 Q.50.(A) Q.42.(B) Except option (B) rest all options are prime number. Q.43.(D)

1 secθ = Explanation/SSC CHSL/QUANTITATIVEx APTITUDE 1 1 Q.51.(D) Let cosθ = x , then secθ = x + = 3 x x 1 1 x2 + =3 − 2 = 1 secθ = x2 x 3 1 1  2 1  1 x x x 1 x + = 3 +3 = +   +2 −  82 MICA APRILx 2020 Congress MLA and former Assam Assemblyx xspeaker   Pranab x Gogoi died. He was 84 . 1 1 x2 + =3 − 2 = 1 x3 + =3 − 3 = 0 x2 x3

3 1 1  2 1  x x x 1 +3 = +   +2 −  x x   x  1 x3 + =3 − 3 = 0 x3 1 secθ = x 1 x + = 3 x 1 x2 + =3 − 2 = 1 x2 MODEL PAPER 2019 Q.57.(D) 3 1 1  2 1  x x x 1 +3 = +   +2 −  x x   x  A 11 20

3 1 x +3 =3 − 3 = 0 B 20 220 11 x Q.52.(B) C 55 4 300 20 + 11 + 20 + 4 = 55 =10h 220 30 = 4 100 55 40km / h = 4 2 8 2.5 × = Q.53.(A) 80 80 80 Q.58.(A) 80 90 A 10 3 ×100 = 12.5% 80 5 P Q Q.54.(B)

o 70 B C AB: AP = 5: 3 AQ 3 3 o 140 C = = QC 5− 3 2 o A 100 Q.59.(B) n( n+1)( 2 n + 1) 20× 21 × 41 B = 6 6 Q.55.(D) = 2870 x Q.60.(A) 5 : 6 1 1 7 6 : 7 2 6 1 = 7 5 = 35 Q.61.(A) y z 5 150+ 450 7 5 = 30m / s + 20 2 6 2 6 18 12 6 30× = 108km / h = = 6 5 2 6 6 Q.62.(D) 7 : 5 Q.56.(B) 7 : 9 105 104 x× × = 91 9 – 5 = 9 100 100 1000 4 = 9 x = 12 12 = 27 x = 83.33% 27 + 9 = 36

Indian lifter Rakhi Halder to clinch the 64kg gold in the 72nd Men’’s and 35th Senior APRIL 2020 MICA Women’’s National Weightlifting Championships. 83 46 a+ b = SSC CHSL 3 Q.63.(B) 14 a− b = 110 3 95x× = 105 x − 2 100 60 2a = 1045x= 1050 x − 20 3 5x = 20 a =10 x = 4 46− 30 16 b = = 100x = 400 3 3 160 1 Q.64.(D) ab = = 53 3 3 20x 23x 23x Q.69.(B) 23x− = 20 x − 22 4 16.4 15.4 11x = 22 4 15.8 x = 8 20x = 20 × 8 = 160 0.4 0.6 Q.65.(B) 2 : 3 sin2 2 0 sin 2 4 0 sin 2 6 0 ...... sin2 90 0 + + + + Q.70.(A) 1+ sin2 2 0 + sin 2 4 0 + sin 2 6 0 + ...... + sin2 88 0 ( ) ∆ r = 1+ ( 22) s = 23 24 r = x+y 44 12 Q.66.(C) 33x+ y == (3)( 3) r= 2 cm xx + y = 44 4x-4y4x− 4 y Q.71.(D) (3)(3) == 3 3 tanθ+ sec θ = 2 4x4x -− 4y 4 y = = 1 tan2 θ+ sec2 θ + 2tan θ sec θ = 4 17 x = 2 2 8 tanθ+ 1 + tan θ + 2tan θ sec θ = 4 15 2tanθ( tan θ+ sec θ ) = 3 y = 8 4 tanθ = 3 x 17 3 = tanθ = y 15 4 Q.67.(D) Q.72.(C) x - y = 20 100 x + y = 100 x = 60 40 60 y = 40 40+ 90 + 70 200 20 Q.73.(A) = = 20 100 50 80 230 23 40 + + 80+ 40 + 90 + 70 + 70 350 Q.74.(C) = = 70 5 5 12 28 70+ 100 + 50 + 80 + 90 390 Q.75.(C) = = 78 Q.68.(C) 5 5 46 a+ b = Class VI ----- 80 students 3 14 a− b = The Indian Olympic Association (IOA) has agreed in principle to hold the 2022 National 84 MICA APRIL 2020 3 Games in Bengal. 60 2a = 3 a =10 46− 30 16 b = = 3 3 160 1 ab = = 53 3 3 MODEL PAPER 2019 EXPLANATION/SSC CHSL/GENERAL AWARENESS Q.76.(C) Hydrogen peroxide is used as a substitute for that forms from cooled magma deep in the chlorine in bleaching. Earth's crust. Q.77.(B) The 7th CISM Military World Games, 2019 Q.89.(C) A pillar containing inscriptions from three were held in China. different periods, i.e. the Mauryan period, Q.78.(A) Surma River, also known as the Barak River, Gupta period and Mughal period, is located at originates in the Patkai Boom Hills. The Barak Allahabad (Prayagraj). River is a 900-kilometre-long river flowing Q.90.(C) Education in the Indian constitution is a through the states of Manipur, Nagaland, concurrent issue and both centre and states Mizoram and Assam in India and into the Bay of can legislate on the issue. The Act lays down Bengal via Bangladesh. specific responsibilities for the centre, state and Q.79.(D) The infrastructure development project with local bodies for its implementation. the aim of promoting 'port-led development' in Q.91.(B) Duryodhan Singh Negi (69kg.) is a National India has been named Sagarmala. champion of Boxing. Q.80.(A) The right to property was initially present in Q.92.(D) Two infectious diseases have successfully been Indian constitution under part III : Fundamental eradicated: smallpox and rinderpest. right , Article 31 but it was abolished by 44 th Q.93.(C) Film Raazi won the 'Best Film' award at 20th Amendment Act ,1978. IIFA Awards in 2019. Q.81.(A) Samvidhaan, the Hindi translation for the Q.94.(C) The Bhavai theatre form of Gujarat and word 'Constitution', becomes the Oxford Rajasthan are actually folk forms, where Hindi Word of the Year 2019. On 28 mythology is used to impart social messages. January, Oxford University Press announces 'Samvidhaan' as the Oxford Hindi Word of Q.95.(B) The Burzahom archaeological site is located in the Year for 2019. the Kashmir Valley of the Indian state of Jammu and Kashmir.It is the archaeological sites has Q.82.(B) The Cenozoic era is also known as the 'age of evidence of pit-dwellings. mammals'. Q.96.(A) The Jovian planets are Jupiter, Saturn, Uranus, Q.83.(B) World 'Ozone Day' is celebrated every year on and Neptune. They orbit far from the sun. 16 September. These planets have no solid surfaces and are Q.84.(D) The Sultan of Johor Cup is an annual, essentially large balls of gas composed primarily international under–21 men's field hockey of hydrogen and helium. tournament held in Malaysia. Q.97.(B) In the context of state and administration in Q.85.(A) As per the interpretation by the Supreme Court the Delhi Sultanate, the term 'muqti' means the of India, tapping of phone calls infracts the holder of a land assignment called 'iqta'. fundamental right provided in Article 21 of the Q.98.(C) Shalabhoga refers to the land of the maintenance Constitution. of a school. Q.86.(C) Europa is one of the Galilean moons of Q.99.(D) Corundum is an ore of Aluminium. Jupiter, along with Io, Ganymede and Callisto. Astronomer Galileo Galilei gets the credit for Q.100.(B) The noble gases make up a group of chemical discovering these moons, among the largest in elements with similar properties; under standard the solar system. Europa is the smallest of the conditions, they are all odorless, colorless, four. monatomic gases with very low chemical reactivity. The six naturally occurring noble Q.87.(B) gases are- Q.88.(D) A batholith is a large mass of intrusive igneous Helium, neon, argon, krypton, xenon, and the rock, larger than 100 square kilometers in area radioactive radon.

JSW Steel announced Rishabh Pant as the as their brand ambassador. APRIL 2020 MICA 85 CRP CLERK MAINS CRP CLERK MAINS/ REASONING ABILITY Q.1-4. In the following questions, the symbols @, ©, $, (1) Qamar and Gaurav both were born in the same % and # are used with the following meaning as month illustrated below: (2) Firoz was born on an odd date 'P $ Q' means 'P is not greater than Q'. (3) Gaurav was born on 4th 'P @ Q' means 'P is neither smaller than nor equal (4) Bablu was born on 25th to Q'. (5) All are true 'P # Q' means' P is not smaller than Q'. Q.6. How many persons born between Chetan and 'P © Q' means 'P is neither greater than nor equal to Q'. Firoz? 'P % Q' means 'P is neither smaller than nor greater (1) Two (2) More than three than Q'. (3) Three (4) One Now in each of the following questions assuming (5) None the given statements to be true, find which of the two conclusions I and II given below them is/are Q.7. Hina born on which of the following day? definitely true and give your answer accordingly. (1) 25 August (2) 10 March (3) 4 September (1) If only conclusion I is true. (4) 25 March (5) 4 August (2) If only conclusion II is true. Q.8. Who among the following is born immediately (3) If either conclusion I or II is true. before Gaurav? (4) If neither conclusion I nor II is true. (1) Kavita (2) Lavish (3) Qamar (5) If both conclusions I and II are true. (4) Mahima (5) Danish Q.1. Statements: C % J, J @ Z, Z © T, T $ F, F $ E Q.9-12. Study the following information carefully and answer the questions given below: Conclusions: I. E @ Z II. C @ T Six girls Jayalalitha, Karishma, Laxmi, Mona, Q.2. Statements: X © Y, Y % V, V $ R, R $ K, K © P Nandani, Kajol are born in six different years Conclusions: I. V © P II. Y $ P 1946, 1958, 1963, 1971, 1994, 2006. They all Q.3. Statements: I $ O, O # T, T @ D, D © R, R % S like different colors of jackets such as red, black, Conclusions: I. T # S II. I $ T orange, pink, white and yellow but not necessarily in the same order. Q.4. Statements: Q @ M, M © D, D % E, J # B, E % B Note- All the calculations of the ages are to be done on Conclusions: I. D # Q II. J @ M the basis of the year 2019. Q.5-8. Study the following information carefully and The sum of the ages of Mona and the one who answer the questions given below: likes Black Jacket is 86. The one who likes Pink Twelve members are born on three different Jacket was born in an even-numbered year. Mona dates 4, 10, 25 of four different month’s viz. March, does not like red Jacket. The one who likes Pink August, September and November. Only one Jacket is older than the one who likes Black Jacket. person is born on one date of a month. Qamar was Mona does not like Pink Jacket. Karishma is older born on 4 of a month having 30 days. Only three than the one who likes Pink Jacket. Nandani likes persons were born between Qamar and Hina. Hina Orange Jacket and was born in an odd-numbered does not born on an even date of a month. As many year. The sum of the ages of Jayalalitha and the one as persons born after Hina as born before Aliya. who likes Yellow Jacket is 81. Kajol is younger Five persons born between Aliya and Danish. Only than the one who likes orange Jacket. Laxmi does two persons born between Firoz and Eliza. Chetan not like yellow Jacket. born on an even date but immediately after Kavita. Q.9. Which of the following statement is not correct Six people born between Chetan and Bablu. Eliza regarding Karishma? borns immediately before Bablu. Mahima born on an even date after Lavish but before Gaurav. (1) Karishma is younger than Mona. Q.5. Which of the following statements is true? (2) Karishma likes Yellow Jacket.

86 MICA APRIL 2020 Hollywood legend passed away at the age of 103. PREVIOUS PAPER (20 JAN 2020) (3) Karishma is elder to Jayalalitha. (4) Either I or III follows (4) The one who likes White Jacket is younger (5) None of the above than Karishma. Q.15. Statements: Some file are copy. (5) All are correct Only a few copy are eraser. Q.10. In which of the following year Jayalalitha was No Pen is file. born? Conclusions: (1) 1994 (2) 1958 (3) 1971 I. All copy can be pen. (4) 2006 (5) 1946 II. Some copy can never be pen. Q.11. Who among the following likes Red Jacket? III. Some eraser being pen is a possibility. (1) Jayalalitha (2) Kajol (3) Mona (1) Only I follows (4) Laxmi (5) None of these (2) Only II follows Q.12. How many girls born after Kajol? (3) Only III follows (1) Two (2) Four (3) None (4) Only II and III follow (4) One (5) Three (5) None of the above Q.13-17. In each of the questions below is given three Q.16. Statements: Only a few tube are bulb. statements followed by three conclusions numbered I, II and III. You have to take the given All light are tube. statements to be true even if they seem to be at All current are light. variance with commonly known facts. Read all the Conclusions: conclusions and then decide which of the given I. Some Current are bulb. conclusions logically follows from the given statements disregarding commonly known facts. II. Some light being bulb is a possibility. Q.13. Statement: All watch is smart III. Some tube are not current. Only few programs are watch (1) Both I and III follow Some serial are smart (2) Either I or II follows Conclusion: (3) Only II follows I. Some serial being a program is a possibility. (4) None follows II. All smart are serial. (5) None of these III. Some serial are not smart. Q.17. Statements: The experience of women in crowded buses, metro and trains etc. is very painful. (1) None follows Course of Action: (2) Only III follows I. The State Government and Union Territories (3) Only I and Either II or III follows should install CCTV at important places, (4) Only II follows which will be a deterrent in itself and the (5) Both I and II follow culprit can be caught if found. Q.14. Statements: Only a few file are copy. II. Women should inform the incidents under Some copy are eraser. these circumstances immediately to the nearest police or to the women's helpline. No Pen is file. (1) If the only course of action I follow. Conclusions: (2) If the only course of action II follows. I. Some file are eraser. (3) If either course of action I or II follows. II. All pen can never be copy. (4) If neither course of action I nor II follows. III. No file is eraser. (5) If both courses of action I and II follow. (1) Only I follows Q.18-20. Study the following information carefully and (2) Only II follows answer the questions given below: (3) Only III follows

Britain has appointed Philip Barton as its new High Commissioner to India, in succession APRIL 2020 MICA to Dominic Asquith. 87 CRP CLERK MAINS The questions are based on the following coding Step 3: if an even number is followed by an odd number formats- then the resultant will be the addition of two # - West numbers. @ - East Step 4: if an odd number is followed by an odd prime number then the resultant will be the difference of % - South both the numbers. $ - North Step 5: if an odd number is followed by a number divisible * - Either 2 or 5 m by 4 then the resultant comes by addition of both & - Either 7 or 10 m the numbers. Examples: Step 6: if an odd number is followed by an even number not divisible by 4 then the resultant will be the K%L means K is South of K. quotient obtained by dividing the larger number K$#L means K is North-West of L. with the smaller number. K#*L means K is West of L at a distance of either Q.21. 8 15 4 4 2 or 5 m. 5 16 7 13 Conditions are given as: Find the sum of the resultant of two rows? a. Z#&Y b. Z#$X c. X%Y (1) 65 (2) 66 (3) 76 d. X#*W e. V%&W f. U#*V (4) 86 (5) None of these g. T#&U h. T%&Z Q.22. 16 X 24 13 Q.18. A man starts walking from point Z. He walks for 3 21 7 40 7m in '@' direction and reaches point J then turns If X is the resultant of second row, then find the '%' direction and walks 7m to reach point G. Given resultant of first row? G$U then what is the distance between points G (1) 47 (2) 57 (3) 74 and Y? (4) 89 (5) None of these (1) 3.18 m (2) 3.40 m (3) 7.62 m Q.23-27. Study the following information carefully and (4) 4.81 m (5) 8.60 m answer the questions given below: Q.19. If U%#X, then which of the following is true D, E, F, G, H, I, J, K and L are sitting in a regarding points Z and Y? straight line, but not necessarily in the same order. (1) Z#Y (2) Z%Y (3) Z@Y Maximum persons of them are not facing north. (4) Z$Y (5) None of these Each of them belongs to different bank Punjab National Bank, State Bank of India, Canara Bank, Q.20. Given X#W, X*W = 5m, X$U. Find the distance Syndicate Bank, UCO Bank, Indian Overseas between V and X. Bank, Indian Bank, Vijaya Bank and Bank of (1) 8.6 m (2) 3.5 m (3) 4.6 m Baroda, but not necessarily in the same order. (4) 2.2 m (5) Cannot be determined Only two persons sit between I and F. Only Q.21-22.Study the following information carefully and two persons are sitting between F and the one who answer the questions given below: works in Punjab National Bank. Both H and E face the same direction and H sits third to the right of In the question two rows are given and to find out E. K sits on the immediate right of F and does not the resultant of a particular row you need to follow work in Bank of Baroda and UCO Bank. Neither E the following steps. nor H is an immediate neighbour of G. Only three Step 1: if an odd number is followed by an odd number persons sit between K and G, G work in Syndicate then the resultant will be the remainder obtained Bank. G sits at one of the extreme ends of the line. L by dividing the larger number with the smaller is third to the right of the person who works in State number. Bank of India. Both the immediate neighbours of F Step 2: if an even number is followed by an even number face opposite directions as F. I is not an immediate then the resultant comes by multiplication of both neighbour of G. The one who works in Indian Bank the numbers. is an immediate left of D and the immediate left The state government has appointed senior lawyer of the Jharkhand High Court Rajeev MICA APRIL 2020 88 Ranjan as the swinnew Advocate General of the state. PREVIOUS PAPER (20 JAN 2020) of the person who works in Vijaya Bank. K and J Q.29. What will be the code for “Prayer” according to both face the same direction. The one who works in the above code language? Canara Bank is third to the right of J. L sits second (1) 6R96 (2) 6N48 (3) 6R45 to the right of K. I is not facing the same direction (4) 6N43 (5) 6R50 as G is facing. Only one person sit between Punjab National Bank and Bank of Baroda. D does not Q.30. What will be the code language for "Aircraft"? work in Indian Overseas Bank. (1) 8T100 (2) 8T88 (3) 8T8 Q.23. Who among the following sit at the extreme ends (4) 8T97 (5) 8Y38 of the line? Q.31-35. Study the following information carefully and (1) I, G (2) E, K (3) L, G answer the questions given below: (4) F, I (5) None of these There are two circles- outer circle and inner circle. Q.24. Which of the following statements is true? Eight people J, K, L, M, N, O, P and Q are sitting around an outer circular, facing the centre, not (1) Only two persons between G and F necessarily in the same order and another eight (2) Only three persons between J and K people A, B, C, D, E, F, G and H are sitting around (3) L faces the same directions as F an inner circular area at equal distances between (4) E is third to the right of H each other, but not necessarily in the same order, some people of inner circle are facing towards the (5) None is true centre, while some faces outside (i.e. in a direction Q.25. Who among the following is on the immediate left opposite to the center). The inner circle is inside of L? the outer circle. (1) The one who works in UCO Bank A faces the same directions as B (i.e. If A (2) The one who works in Indian Overseas Bank faces the centre B also faces the centre and vice- (3) The one who works in Vijaya Bank versa). B sits third to the left of H. H faces the centre. F sits second to the right of B. O is sitting (4) The one who works in Indian Bank third to the right of M. There is only one person (5) None of these sitting between M and J. E sits second to left of D. Q.26. Who among the following sits exactly between H D is neither an immediate neighbour of B nor H. and the one who is fourth to the right of the one Both the immediate neighbours of C face outside. who works in UCO Bank? There are only three people between J and K. P is (1) K (2) F (3) J an immediate neighbour of J. There are only three (4) E (5) None of these people between P and L. N is second to the right of P. A is not an immediate neighbour of H. Immediate Q.27. How many persons are not facing south? neighbours of A face opposite directions (Opposite (1) Two (2) Three (3) Four directions means if one neighbour faces the centre (4) Five (5) None of these then the other faces outside and vice-versa). Both Q.28-30.Study the following information carefully and the immediate neighbours of D face the same answer the questions given below: direction as F (i.e. if F faces the centre then both the immediate neighbours of D also face the centre In a certain code language, and vice-versa). “Chennai Jal Sankat” is coded as “7I21, 6T102, Q.31. Who is third to the right of M and who is third to 3L30”. the left of F? “Hawa Cyclone Kolkata” is coded as “4A32, (1) P, E (2) K, B (3) L, J (4) O, D (5) Q, G 7E21, 7A77”. Q.32. Four of the following five are alike in a certain “Safe Your Life” is coded as “4E76, 4R100, 4E48”. way based on their seating positions in the above “Use Mask Polluted Air” is coded as “3E63, 3R3, arrangement and so form a group. Which is the one 4K52, 8D128”. that does not belong to the group? Q.28. What will be the code language for “Router”? (1) JF (2) QD (3) LE (4) OE (5) PB (1) 6R100 (2) 6W100 (3) 6D20 Q.33. If E is in front of Q and K is in front of D then in (4) 6D15 (5) 6R108 the same manner who is in front of F?

Low-cost carrier SpiceJet has appointed Shilpa Bhatia as its new chief commercial officer. APRIL 2020 MICA 89 CRP CLERK MAINS (1) M (2) P (3) N (4) O (5) L (E) Regarding the lander Vikram, the agency said Q.34. Who is sitting second to the left of the one who is that a national level committee of ISRO and some sitting second to the left of Q in the outer circle and other experts are studying the reasons for the loss who is third to the right of the one who is sitting of contact with Vikram. Chandrayaan's orbiter third to the right of D in the inner circle? is working properly. At the same time, a NASA spokesperson recently said that the agency will (1) M, E (2) K, D (3) N, A (4) L, C (5) J, G share before and after photos of the lander Vikram Q.35. Which of the following is true regarding the given to support ISRO. arrangement of the outer circle? Q.36. Which of the statement can be strong in the favour (1) M is an immediate neighbour of K. of that human can survive on the natural satellite (2) N is an immediate neighbour of J. of the earth? (3) P is second to the left of O. (1) Only E (2) Only B (3) Only C (4) There are four people between N and O. (4) Only D (5) Only A (5) None is true Q.37. Which of the following can be a conclusion from Q.36-40. Study the following information carefully and the information given in the statement? answer the questions given below: (1) Only A (2) Only E (3) A, B and C Statement: India has launched its second ambitious (4) Only D (5) Only C mission 'Chandrayaan-2' at Sriharikota in Andhra Q.38. Which of the following shows the weak information Pradesh through its most powerful rocket launcher related to the given statement? GSLV Mk III. This can prove to be a quantum (1) Only A (2) Only E (3) Only C leap to build the image of India, as so far only five countries of the world have been able to make a (4) Only B (5) Only D soft landing on the moon. After this, India will Q.39. Which of the statements is the result of given become the sixth country to do so. However, Rover statement? is the fourth country to land. ISRO attempted a soft (1) Only A (2) Only B (3) Only C landing of the lander Vikram at midnight. During (4) Both A and E (5) Only E this time the contact with the lander was lost when it was just 2.1 kilometers from the moon. Since Q.40. Which of the statement can be the possible course then, ISRO is trying to get back in touch with it. of action for the given statement? (A) Scientists hope that Chandrayaan-2, which has (1) Only A (2) Only B (3) Only D been tasked to investigate the part of the moon, (4) Only E (5) Both D and E can also be helpful in understanding the solar Q.41-45. Study the following information carefully and system and knowing the evolution of the Earth. answer the questions given below: Chandrayaan-2, besides finding the presence of Eight different students- Samu, Sal, Sarat, Salem, water on the moon, will also explore the possibility Sami, Sage, Som, and Sam live in an apartment of humans living here in the future. which has eight floors numbered 1 to 8. The top (B) India will be able to win commercial satellites and floor is numbered as 8. They also got different orbiting deals, that is, India will be able to prove Ranks from 1 to 8 in school. They are also having its capability in the field of space, with the help of different Lucky numbers 1 to 8. Sal’s Lucky which we will get agreements to send satellites of number, Floor Number, and His rank are the same. other countries into space. Except for Sal, all others are having unique Floor (C) A complex mission like Chandrayaan-2 will send number, Lucky Number, and Rank (i.e., No two a message to the whole world that India is also numbers will be the same for a particular student). fully capable of carrying out complex technical Two persons live between Sami and one who got missions. Rank 4. One person lives between Sage and Samu. (D) After reaching near the lunar surface, Chandrayaan Samu’s Rank and Sam's floor number are the same. will land on the surface of the south pole of the Som and Sarat live on consecutive floors. Sarat’s moon. But landing on the surface of the south pole Rank and Sage’s Lucky number are same. Salem of the moon can prove to be wrong as no country got better Rank than Sarat. Som's Lucky number has done any mission here so far. and Salem's floor number are same. Sami's Lucky Ankita Raina won her third title when she triumphed in the final of the USD 25000 ITF MICA APRIL 2020 90 women’s doubles event with partner Bibiane Schoofs. PREVIOUS PAPER (20 JAN 2020) number is 5. Students who got Rank 5 and Rank 6 particular rule in each step. The following is an live on consecutive floors. The one who got Rank 5 illustration of input and rearrangement. is having Lucky number as 1. Sum of Sage’s floor Input: 712, 316, 249, 436, 519, 868, 687, 428 number and Lucky number is equal to his Rank. Step I: 179, 80, 82, 110, 172, 218, 228, 108 Sage lives on an odd numbered floor but not on floor number 1. Sam's floor number and Sarat’s Lucky Step II: 99, 162, 28, 282, 46, 446, 120 number are same. Two persons live between Sam and Step III: 18, 09, 10, 12, 10, 14, 03 Sage. Sage's Rank is same as Sami's floor number. Step IV: 8, 4, 4, 5, 4, 6, 2 Sage's Rank is an odd number and more than 5. Step V: 17, 63, 02, 80, 05, 63 Q.41. How many students are lives between Sal and Som? and step V is last step of the rearrangement. (1) None (2) 3 (3) 5 As per the rule followed in the above steps find out in each of the following questions the appropriate (4) 1 (5) None of these step for the given input. Q.42. What will be the sum of the Rank and Lucky Input: 657, 436, 764, 759, 975, 572, 333, 444 number of Sam? Q.46. What is the sum of all elements in step III? (1) 9 (2) 6 (3) 7 (1) 55 (2) 74 (3) 52 (4) 60 (5) 69 (4) 8 (5) None of these Q.47. Which of the following steps will be the last? Q.43. If all the students are arranged in ascending order on the basis of their lucky number from top to (1) 2.96, 20.16, 143, 20.16, 37, 1.36 bottom, then lucky number of how many students (2) 1.96, 21.16, 37, 127.69, 0.36, 21.16 will remain the same? (3) 2.96, 20.16, 37, 143, 1.36, 20.16 (1) None (2) 2 (3) 3 (4) 21.16, 37, 143, 127.69, 0.36, 21.16 (4) 4 (5) None of these (5) None of these Q.44. Which of the following students will be on floor 6 Q.48. Which of the following steps will be the step II? and have lucky number? (1) 280, 154, 20, 108, 402, 80, 476 (1) Sami-6 (2) Salem-3 (3) Sage-7 (2) 208, 402, 80, 476, 280, 154, 40 (4) Som-3 (5) Salem-1 (3) 108, 402, 80, 476, 280, 154, 20 Q.45. Four of the following five are alike in a certain way and so form a group. Which one does not belongs (4) 108, 302, 60, 576, 180, 254, 02 to that group? (5) None of these (1) Sam-Sarat-Som (2) Sam-Samu-Sarat Q.49. Which of the following will be the average of all (3) Sal-Som-Sami (4) Som-Salem-Sarat elements in step I? (5) Sami-Sal-Sage (1) 185.75 (2) 181.50 (3) 205.75 Q.46-50. Study the following information carefully and (4) 185.23 (5) 182.75 answer the questions given below: Q.50. Which of the following element will be fourth A number arrangement machine when given an from the right in the last but one step? input line numbers rearranges them following a (1) 2.6 (2) 2 (3) 8 (4) 4 (5) 4.6 CRP CLERK MAINS/ ENGLISH LANGUAGE Q.51-55.In each of the following questions, two (A) Unlike ……. (B) Besides …….. grammatically correct and meaningful (C) In this situation …….. statements are given. Connect the statements in (1) Only A (2) Only B (3) Only C the best possible way by choosing the appropriate alternative(s) from the suggested ones. (4) Both A and B (5) All of the above Q.51. (i) _____ the others dressed for a white tie event, Q.52. (i) I can't see you getting an apartment. (ii) He was dressed in leather pants with a tight (ii) _____ you have more money than you're black Pearl Jam T-shirt and his hair braided. carrying in your wallet. Sydney Sixers won their second T20 Big Bash League title as they beat Melbourne Stars APRIL 2020 MICA by 19 runs in a final at the Sydney Cricket Ground. 91 CRP CLERK MAINS (A) However ….. (B) As far as …… The North Pole, it turns out, is shifting (C) Unless ….. eastwards at an unprecedented pace. About 15 (1) Only A (2) Both B and C (3) Only C years ago, this would have made little difference (4) Both A and B (5) All of the above to the daily lives of people and even Google Maps (D) largely on satellite imaging, which is mostly Q.53. (i) As a result of increased demand for parking unaffected by this shift. But now, in addition to places, the company has decided to build a car its implications for industries and sectors that park behind the main building. depend on the magnetic north — airports, defence, (ii) _____, the driveway from the west will be drilling — it will affect smartphones as well. Most closed from Monday. contemporary phones have three magnetic sensors (A) Furthermore ……. that tell the direction the user is facing. This (E) (B) Consequently ….. could be compromised with the pole shifting, and (C) Nevertheless ….. people would be, quite literally, direction-less. (1) Only A (2) Only B (3) Only A and C Q.56. Choose the correct option for (A) (4) Both A and B (5) All of the above (1) facile (2) onerous (3) trivial Q.54. (i) The hotel we stayed in was far from what we (4) painless (5) simple expected. Q.57. Choose the correct option for (B) (ii) _____ , the facilities were not impressive. (1) advent (2) departure (3) absence (A) Therefore….. (B) Moreover….. (4) quietus (5) retirement (C) Nevertheless ….. Q.58. Choose the correct option for (C) (1) Only A (2) Only B (3) Both B and C (1) occupation (2) mutation (3) correction (4) Both A and B (5) All of the above (4) dictation (5) promotion Q.55. (i) _____ nations create governments to establish Q.59. Choose the correct option for (D) some protections. (1) distrust (2) flaw (3) hikes (ii) History shows that all too often, governments (4) depends (5) rely fail to do so. Q.60. Choose the correct option for (E) (A) Although …. (B) Due to …. (1) blunder (2) infraction (3) feature (C) Despite the fact that ….. (4) profit (5) benefit (1) Only A (2) Only B (3) Both A and C Q.61-63. In each of the following questions, rearrange (4) Both A and B (5) All of the above the following sentences (P), (Q), (R) and (S) Q.56-60. In the following passage, there are blanks each in the proper sequence to form a meaningful of which has been numbered. These numbers paragraph, while the first and the last sentences are given below the passage and against each, numbered (1) and (6) respectively are already five words have been suggested, one of which in their correct place then rearrange the fits the blanks appropriately. Find out the remaining sentences from (P) to (S) and answer appropriate word in each case. the questions given below them. In the last few years, the only time street Q.61. 1. Courtesy and politeness is the key to good names have mattered, really, is when they are being manners. changed. And as they are burdened with the (A) P. Biographies of great men can also help us in task of rewriting history and fulfilling the demands learning good manners of a majoritarian politics, their primary purpose Q. The use of polite words like "Sorry", "Please", has been lost. Since the (B) of Google Maps and "Thank you”, “Beg your pardon", "Sir" etc. other navigation systems on the smartphone, the R. No doubt these are little words but if they are name of a place is no longer the marker it once spoken at the right moment was — a pleasant, if obviously artificial, voice guides you along the way. A sense of direction — S. Creates a healthy impact on the minds of like the memory for phone numbers — has been others outsourced to technology. Now, it appears that it’s 6. and in a soft and sweet voice, they are bound time to go back to navigating by direction, not (C). to work wonders. Bangladesh beat India by three wickets to win maiden ICC U-19 World Cup cricket title by MICA APRIL 2020 92 Duckworth-Lewis method in South Africa. PREVIOUS PAPER (20 JAN 2020) (1) PQSR (2) RPSQ (3) QPSR II. The Indian peasants groaned under the burden (4) SPQR (5) PSRP of taxes imposed to subsidise a ______of Q.62. 1. Experience has now shown that a coalition functionaries. government III. Even as the tubby principal shouted, doors P. For all government policies or actions smacked against the walls and a ______of young teenagers filled the immediate area. Q: The only requirement is that the coalition partners have to stick to a code of conduct Q.66. APPRISE R: Every coalition party has to own the I. Time was set aside each afternoon for informal responsibility meetings to ______other staff members of the team's activities and progress. S: Can run as smoothly as any single party government II. He smiled with gentle irony when I told him of what I had heard, and how I had hastened to 6. No partner is expected to air the views of a ______him of it. particular group in public. III. Mordaunt had called on the bishop that very (1) QRPS (2) RQPS (3) SQRP evening to ______him of the religious desire (4) PQSR (5) SRPQ expressed by the king. Q.63. 1. The impact of economic reforms is mixed. Q.67. BALMY P: If the intention is just to consume whatever I. Botanically a grass, sugar cane's roots lie in comes from the West, then it is harmful the South Pacific, but it now grows wherever Q: It increases initiative and entrepreneurship the climate is warm and ______. qualities provided taken in that spirit II. There's magic in any family vacation with R: At the same time state’s strategic intervention beautiful beaches, ______trade-winds, and is essential flaming sunsets. S: Some of its effects are really helping and III. Asking the locals something apparently positive as obvious with a Scottish accent just makes 6. Because more than 40% of people live below them think I'm ______. poverty line. Q.68. BORNE (1) SRQP (2) SQPR (3) RQPS I. It should be ______in mind that words or (4) QPSR (5) PRSQ behaviour may be annoying or rude without Q.64-68. In each of the following questions, a word is being necessarily abusive or insulting. given followed by three sentences consisting II. Leafy shoots are ______adventitiously on the of a blank. Choose the sentence/s in which the dorsal side of the long, creeping root. given word can correctly be filled in and choose III. ______along by the flow of traffic, she passed the option accordingly. through the forum arch into a stew of noises, (1) Only I (2) Only II (3) Both I and II colours, and evil smells. (4) Both II and III (5) All of the above Q.69-73. In the following questions, two sentences with Q.64. BOUGH a blank in each followed by three options are given. Choose the most suitable option(s) to fill I. A pair of birds settle on the ______above in the blanks to make the sentences meaningfully them, murmuring together, ready to roost. correct. II. The bigger the ______, the more fruit is Q.69. I. He had a slight ______and his right hand likely to sprout from it. had a way of flopping around a bit. III. The Vicar leads a procession through the II. In many families, a child's ______goes village, he is followed by the Tower Captain unnoticed, especially if it does not interfere holding the Oak ______. with understanding what the child is saying. Q.65. HORDE A. hasp B. rake C. lisp I. A York gardener was caught red-handed (1) Both A and B (2) Only B (3) Only C with a ______of stolen statues, gnomes and ornaments, magistrates heard. (4) Both B and C (5) All of the above.

Haryana thrashed Sports Authority of India (SAI) 0 to win the 10th Hockey India Senior APRIL 2020 MICA Women National Championship 2020 (A Division) title. 93 CRP CLERK MAINS Q.70. I. He instantly raised the alarm and neighbours (1) A-R (2) A-Q (3) B-P (4) C-R (5) C-Q entered the smoke-filled kitchen and pulled Q.75. (1) Prostate carcinoma is certainly difficult to her from the ______. detect, (A)/ as it is very small in the earlier II. It was a big, old-fashioned______, stages and (B)/ difficult to palpate in early gambrel-roofed and brown and dilapidated. cancer diagnosis. (C) A. quisling B. starling C. dwelling (2) Programs written in the basic language (P)/are (1) Both A and B (2) Only B (3) Only C usually ran through an interpreter, (Q)/though (4) Both B and C (5) All of the above. some can be compiled. (R) Q.71. I. Anteaters have long snouts which they thrust (1) A-R (2) A-Q (3) B-Q (4) C-R (5) C-P into ant-heaps in order to ______the ants Q.76. (1) The social interaction mediated through (A)/ the or termites. visual channel in social media can be (B)/ an II. My one true passion at the time was to effective mechanism for cultural diffuse. (C) ______anything with abnormally large (2) Investigative agencies would be better (P)/ amounts of sugar, chocolate or toffee. advised to focus on gather relevant (Q)/ A. regurgitate B. devour C. waive material or moving for an early trial. (R) (1) Both A and B (2) Only B (3) Both B and C (1) A-R (2) A-Q (3) B-P (4) C-R (5) C-Q (4) Only C (5) All of the above. Q.77. (1) The identity of his parents is still unknown, (A)/ but he appears to have been a member of a (B)/ Q.72. I. I become flushed and flustered and I start to distinguish and influential noble family. (C) ______nonsensically like the village idiot. (2) The portal will provide property listings, (P)/ II. Everyone looked over, stared at Carmen information and data research, and on the long and then proceeded to ______their term (Q)/will be a transaction exchange for the introductions as the lift ascended. industry. (R) A. mumble B. maffle C. flutter (1) A-R (2) A-Q (3) B-P (4) C-R (5) C-Q (1) Both A and B (2) Only B (3) Both B and C Q.78. (1) Praise him when they have (A)/resisted the (4) Only C (5) All of the above. temptation to buy (B)/ something they want. (C) Q.73. I. The food basket was stuffed with ______(2) He was told that the company (P)/ had checked meat pies, potato salad and a wonderful deep- and his name was (Q)/ not on the passenger dish apple pie for dessert. manifested. (R) II. Those events are to the season what a (1) A-R (2) A-Q (3) B-P (4) C-R (5) C-Q ______appetizer and luscious dessert are to a fine meal. Q.79-81. Read the following passage carefully and answer the questions given below it. A. insipid B. savoury C. piquant With the politicisation of the farm crisis largely (1) Both A and B (2) Only B (3) Only C driven by electoral exigencies rather than any (4) Both B and C (5) All of the above. normative considerations, farm loan waivers have Q.74-78. In the following questions, each of the two become a favoured policy choice of governments sentences divided into three parts (A), (B), (C) to address the agrarian distress. The farmers had and (P), (Q), (R) respectively is given. Any two demanded loan waivers to deal with increasing of these parts have grammatical errors. Choose indebtedness and suitable mechanisms to ensure the alternative consisting of the number of stable and remunerative prices for their produce, grammatically wrong parts. given that vulnerability to price movements and Q.74. (1) The Commission agrees that company the incidence of falling into a debt trap have benefiting (A)/from structural funds will have been high. This has been further exacerbated by to reimburse (B)/ the money if they leave uncertain weather conditions. within seven years. (C) The Mahatma Jyotirao Phule Farm Loan (2) The materialistic perception and the need of Waiver Scheme announced by the newly-formed luxury products (P)/ have increased immense Maha Vikas Aghadi government in Maharashtra to lead a comfortable and (Q)/luxurious life is the latest scheme that aims to waive off farm regardless of whether it is needed or not.(R) loans up to `2 lakh issued from 1 March 2015

94 MICA APRIL 2020 Well-known Hindi litterateur and Padma Shri awardee Giriraj Kishore passed away. He was 83. PREVIOUS PAPER (20 JAN 2020) to 30 September 2019. The government hopes to drain on the financial resources of the government, implement this scheme within three to six months. which would adversely affect public investments Although in the middle of the electoral cycle, in agriculture, and is therefore not viable in the the preceding government had also announced a long term. loan waiver scheme amounting to `34,044 crores A more relevant question is whether debt relief in June 2017, in order to provide relief to 89 is the proper solution to solve farm distress caused lakh farmers across Maharashtra after statewide by droughts, rising costs, inadequate crop prices farmers' protests. But, the implementation of and falling incomes. The crisis has also been due to this scheme was hampered by the complexity of policies that focus on inflation targeting due to overt eligibility conditions, tedious online procedures focus on the consumer and not on the producer. and staggered payments of money from the Also, there has been a change in the structure government to the banks. These factors had of agriculture. The increasing monetisation and complicated the process of claiming the waiver. mechanisation of agricultural operations and While the loan waiver policy could work the shifts in cropping pattern towards cash crops as a short-term palliative given the extent of and horticulture have required more investment indebtedness of farmers, empirical studies in marketing and storage infrastructure. The suggest that loan waivers have not had beneficial farmer has become more vulnerable to price impacts. Therefore, there is a need for better movements and is increasingly falling into a debt policy thinking and targeting of such schemes. trap. Declining prices of agricultural commodities This would necessitate proper implementation and increase in price volatility have worsened the of carefully designed loan waiver schemes that agrarian distress. ensure universal coverage for marginal, small and However, the immediate solutions offered medium farm-size holders, while also covering are piecemeal only, to provide temporary relief, both formal and informal sources of debt. The and do not address the root causes of the crisis. Kerala State Farmers’ Debt Relief Commission, Stagnant incomes and deceleration in agricultural operational since 2006, offers a model that could be output have characterised rural distress, but the used to design a comprehensive and inclusive loan entire rural economy has been afflicted by a severe waiver scheme. This permanent body consisting decline in demand, including the non-farm sector. of agricultural experts, farmer representatives and The deceleration in the unorganised sector has led former judges considers individual applications to growing unemployment and a decline in rural for restructuring and negotiating debts between demand. farmers and lenders. The advantage of such a Q.79. Which of the following statements is/are NOT commission is that the support provided to farmers TRUE in the context of the passage? is disassociated from the electoral cycles. (A) The decline in the prices of industrial commodities However, more sustained long-term has increased the suffering of people. interventions are required for the resolution of the (B) The acceleration observed in the unorganized deep-rooted agrarian distress, which has been the sector resulted in a slump in rural demand. result of a long-term crisis situation prevailing in agriculture. Without structural changes, the crisis (C) The resources of the government which continues to recur over time. This is because loan possess money are adversely affected by the waivers cannot address the problems of rising loan waiver policy. costs and falling profitability owing to declining (1) Only A (2) Only B (3) Only C farm prices, which is the primary reason for (4) Both A and B (5) All of the above the worsening of the agrarian crisis. Moreover, Q.80. Which of the following statements has/have empirical evidence suggests that loan waiver been put forward for consideration in the policies not only benefit institutional borrowers, context of theoretical evidence? but also tend to disproportionately benefit better- (A) The institutional people who take out a loan off farmers, result in moral hazard among eligible from a bank under an agreement to pay it back farmers with recurring loan waivers, and erode the later get benefitted by loan waiver policies. rural credit delivery system, apart from adversely affecting banks that are already saddled with non- (B) Loan waiver policies indirectly benefit the performing assets. Further, loan waivers pose a farmers who are in a more desirable or A new cricket stadium of international standards was inaugurated by Tamil Nadu Chief APRIL 2020 MICA Minister K Palaniswami. 95 CRP CLERK MAINS advantageous position, especially in financial capital-labour antagonism. This would have been terms. a solution within the capitalist system itself, but (C) Loan waiver policies burden banks with an neoliberal capitalism again brought about that onerous task which adversely affects them. basic antagonism between capital and labour. (1) Only A (2) Only B (3) Only C Streeck has since emerged as one of the leading critics of the system. Adopting the slogan of (4) All except C (5) None of the above. delinking, he says that “it is essential that control is Q.81. According to the passage, loan cancellation returned to local political communities as much as policy functions as- at all possible. That means ending the dictatorship (A) A measure that alleviates the problem without of international organisations like the World Bank curing it. or multinational corporations over local economic (B) A measure that escalates the problem making development. Only then there can be democracy, it even more intense. i.e., participation in collective decision-making by (C) A measure that eradicates the problem from the broad majority of working people, and only then the root and cures it. we will see the experiments, social and economic, that can grow into an alternative to capitalism.” (1) Only A (2) Only B (3) Only C Streeck’s notable books include Buying Time: The (4) Both A and C (5) Both B and C Delayed Crisis of Democratic Capitalism, Social Q.82-86. Read the following passage carefully and Institutions and Economic Performance and Re- answer the questions given below it. Certain Forming Capitalism. words have been given in bold to help you locate Streeck reveals how capitalism will end, them while answering some questions. capitalism and future of humanity, the growth The German political economist Wolfgang of resistance movements, the limitations of Streeck is one of the world’s leading critics of social democracy, the relevance of Marxism, neoliberal capitalism. He received international the message of Brexit, capitalism and popular attention for his essay “How will capitalism reactions, challenges and prospects before the end?” written in 2014 for the New Left Review. European Left, the refugee crisis, globalisation The much-discussed essay was later republished and delinking, neoliberalism and the state, and the in book form. Meticulously analysing the present growth of worldwide inequality. trajectory of capitalism, Streeck argued that “the Q.82. Why is it essential that control is returned to marriage between democracy and capitalism, ill- local political communities as much as at all suited partners brought together in the shadow possible? of World War Two, is coming to an end. The (A) The authoritarianism of international regulatory institutions that once restrained the organisations like the World Bank over local financial sector’s excesses have collapsed and economic development will come to an end after the final victory of capitalism at the end of only then. the Cold War there is no political agency capable of rolling back the liberalisation of the markets. (B) Democracy can be flourished only then, i.e., broad majority of working people can Ours has become a world defined by declining participate in the collective decision-making. growth, oligarchic rule, a shrinking public sphere, institutional corruption and international anarchy, (C) The social and economic experiments can be and no cure to these ills is at hand.” seen that can expand into an alternative to capitalism only then. Streeck cautioned the world what was to be expected, on the basis of capitalism’s recent historical record, Consider the following points these are ‘true’ with was a long and painful period of cumulative decay: reference to the question- of intensifying frictions, of fragility and uncertainty, (1) Only (A) (2) Only (C) and of a steady succession of “normal accidents”, (3) Both (A) and (B) (4) Both (B) and (C) not necessarily but quite possibly on the scale of the (5) All (A), (B) and (C) global breakdown of the 1930s. Q.83. Streeck cautioned the world on the basis of Streeck had earlier believed that a centralist capitalism’s recent historical record was a long social-democratic position was a solution to the and painful period of cumulative decay of-

96 MICA APRIL 2020 HDFC Bank has appointed Anjani Rathor as its chief digital officer (CDO). PREVIOUS PAPER (20 JAN 2020) (A) Aggravating frictions economy under prevailing liberalisation of the (B) Vulnerability and misgiving markets. (C) A fixed progression of normal accidents (4) Both (1) and (2) (1) Only (A) (2) Both (A) and (B) (5) Both (2) and (3) (3) Only (C) (4) Both (B) and (C) Q.87-90. Read the following passage carefully and answer the questions given below it. Certain (5) All (A),(B) and (C) words have been given in bold to help you locate Q.84. The modern world is full of very many ills at them while answering some questions. hand as the author stated which among the In the two decades between 1910 and 1930, over following is not one of them? ten percent of the Black population of the United (1) trade deficit and damning the administration's States left the South, where the preponderance of moves as protectionism. the Black population had been located, and migrated (2) declining growth to northern states, with the largest number moving, (3) oligarchic rule and a shrinking public sphere it is claimed, between 1916 and 1918. It has been frequently assumed, but not proved, that the majority (4) institutional corruption and international of the migrants in what has come to be called the anarchy Great Migration came from rural areas and were (5) both (3) and (4) motivated by two concurrent factors: the collapse Q.85. What did Streeck mean when he argued of the cotton industry following the boll weevil that “the marriage between democracy and infestation, which began in 1898, and increased capitalism, ill-suited partners brought together demand in the North for labor following the cessation in the shadow of World War Two, is coming to of European immigration caused by the outbreak of an end”? the First World War in 1914. This assumption has (A) Having analysed the present trajectory of led to the inference that the migrants’ ensuing lack capitalism he accused the oligarchic rule of of economic mobility in the North is tied to rural democracy and capitalism which came before background, a background that implies unfamiliarity the World War Two. with urban living and a lack of industrial skills. (B) He accused the painful period of cumulative But the question of who actually left the South decay since the World War Two and the global has never been conscientiously investigated. breakdown of the 1930s. Although manifold investigations document an exodus from rural southern areas to southern (C) Having analysed the present trajectory of cities prior to the Great Migration, no one has capitalism he accused the incompatible fragile considered whether the same migrants then moved nexus of democracy and capitalism which on to northern cities. In 1910, over 600,000 came into focus under constant fear of the Black workers, or ten percent of the Black work World War Two. force, reported themselves to be engaged in (1) Only (A) (2) Both (A) and (B) “manufacturing and mechanical pursuits,” the (3) Only (C) (4) Both (B) and (C) federal census category roughly encompassing the (5) All (A), (B) and (C) entire industrial sector. The Great Migration could easily have been made up entirely of this group Q.86. In the dreadful atmosphere of collapsing and their families. It is conceivably surprising regulatory institutions and at the end of the to argue that an employed population could be Cold War there is- allured to move, but an explanation lies in the (1) A steady succession of “normal accidents”, not labor conditions ubiquitous in the South. necessarily but quite possibly on the scale of About thirty-five percent of the urban Black the global breakdown of economic structure. population in the South was engaged in skilled (2) The condition of prevailing liberalisation of trades. Some were from the old artisan class of the markets which can’t be restrained by any slavery-blacksmiths, masons, carpenters-which political agency. had had a monopoly of certain trades, but they (3) The solution within the capitalist system were gradually being pushed out by competition, itself breaks down the backbone of the global mechanization, and obsolescence. The remaining

Bengaluru Raptors become the first team to win two PBL titles. APRIL 2020 MICA 97 CRP CLERK MAINS sixty-five percent, more recently urbanized, 3. Ubiquitous C- existing, happening, or done at worked in newly developed industries—tobacco, the same time lumber, coal and iron manufacture and railroads. Wages in the South, however, were low, and Black 4. Concurrent D- in a thorough and responsible way workers were aware, through labor recruiters and (1) 1-C, 2-D, 3-A, 4-B (2) 1-D, 2-A, 3-B, 4-C the Black press, that they could earn more even (3) 1-D, 2-B, 3-A, 4-C (4) 1-B, 2-D, 3-C, 4-A as unskilled workers in the North than they could (5) 1-B, 2-D, 3-A, 4-C as artisans in the South. After the boll weevil Q.89. In the passage, the author anticipates which of the infestation, urban Black workers faced competition following as a possible objection to his argument? from the continuing inundation of both Black and (1) It is uncertain how many people actually White rural workers, who were driven to undercut migrated during the Great Migration. the wages formerly paid for industrial jobs. (2) The eventual economic status of the Great Thus, a move towards the North would be Migration migrants has not been adequately traced. seen as favourable to a group that was already urbanized and steadily employed, and the easy (3) It is not likely that people with steady jobs conclusion tying their subsequent economic would have reason to move to another area of problems in the North to their rural background the country. comes into question. (4) It is not true that the term “manufacturing and Q.87. Which of the following can be the rational mechanical pursuits” actually encompasses primary purpose of the passage? the entire industrial sector. (1) to support an alternative to an accepted methodology (5) All Except (3) (2) to present evidence that resolves a contradiction Q.90. What does author want to imply through the line- (3) to introduce a recently discovered source of “they could earn more even as unskilled workers in information the North than they could as artisans in the South”? (4) to challenge a widely accepted explanation (1) South could do way better in terms of (5) to argue that a discarded theory deserves new employment than North. attention (2) Remittance of South is higher but the quality Q.88. In the following question, match the following of work is stellar in North. words with their corresponding meanings (3) North had better capacity to provide remuneration according to the passage and mark your answer. to any kind of worker, unlike South. 1. Conscientiously A- present, appearing, or found (4) Both North and South can proffer equally everywhere likely honorarium. 2. Encompassing B- surround and have or hold within (5) Can not be inferred from the passage. CRP CLERK MAINS/NUMERICAL ABILITY Q.91-95. Find the correct relationship between given Q.92. Find the runs scored by Kohli in latest inning (as quantities. (Q1 and Q2) per data given) - (1) Q1 > Q2 (2) Q1≥ Q2 Q1: After playing 21st inning his batting average (3) Q1 < Q2 (4) Q1 ≤ Q2 become 38 from 36. (5) Q1 = Q2 or relationship cannot be established Q2: After playing 17st inning his batting average Q.91. Find the quantity of milk initially in the solution of increased by 1.5 run which was earlier 32.5. milk and water- run/inning. Q1: When 17.5 liter water is added in the solution Q.93. Find the time taken by Aarti to complete the work- percentage of milk reduces from 25% to 20%. Q1: Aarti working with Neha who is 33.33% more Q2: In mixture quantity of water is twice the efficient than her completes the whole work in quantity of milk but when 5.75 liter milk 4 20 days. is added in solution, percentage of milk in 7 solution becomes 40%. Q2: Aarti completes 40% work working with 60% efficiency in 24 days.

98 MICA APRIL 2020 Private life insurer HDFC Life launched its latest brand campaign – BounceBack to Success. PREVIOUS PAPER (20 JAN 2020) Q.94. Find the profit percent of shopkeeper- (1) 290 (2) 299 (3) 292 Q1: Ratio of MP and CP is 8:5 and he offers a (4) 312 (5) None of these discount of 20% on cash payment. Q.98. What percent of the total number of girls in the Q2: Shopkeeper purchased some apples at rate of college know Bengali? 45 Rs/dozen and sold all at rate of 5 Rs/apple. (1) 33.33% (2) 25% (3) 37.5% Q.95. Q1-Average of first 10 prime numbers (4) 625% (5) None of these Q2- Average of first 11 even numbers Q.99. How many students in the college know all the three languages? Q.96-100. Read the following information carefully to answer the questions asked- (1) 165 (2) 158 (3) 169 In an engineering college there are 1600 students (4) 175 (5) None of these studying B.tech and M.tech. Each student from Q.100. How many students studying B.tech know only each course knows one or more languages out of either English or Hindi? English, Hindi and Bengali. 45% of the students (1) 192 (2) 198 (3) 196 study B.tech and the remaining students study (4) 189 (5) None of these M.tech. Out of the students studying B.tech, boys and girls are in the ratio 5:3. Out of the boys Q.101-105. Read the given information carefully to answer studying B.tech, 16% know only English, 10% the questions asked- know only Hindi and 4% know only Bengali. 24% Following Bar and Line graph shows the profit know English as well as Hindi, 20% know English percentage of three companies A , B and C over as well as Bengali and 14% know Hindi as well six different years. as Bengali. The remaining boys know all the three Profit % of 6 companies over three different years languages. 70 Out of the girls studying B.tech, 20% know only 62.5 60 English, 10% know only Hindi and 10% know 60 50 only Bengali. 20% know English as well as Hindi, 50 45 20% know English as well as Bengali and 10% 40 37.5 40 35 know Hindi as well as Bengali. The remaining 30 30 22.5 27.5 25 girls know all the three languages. 20 25 20 25 12.5 12.5 15 Out of the students studying M.tech, boys and 15 girls are in the ratio 4:7. Out of the boys studying 10 M.tech, 20% know only English, 15% know only 0 Hindi and 5% know only Bengali. 15% know 2011 2012 2013 2014 2015 2016 English as well as Hindi, 25% know English as A B C well as Bengali and 10% know Hindi as well as Bengali. The remaining boys know all the three Q.101. If the income of A in 2012 is equals to the languages. expenditure of company C in 2015. Find the Out of the girls studying M.tech, 15% know combined profit percentage of company A in 2012 only English, 15% know only Hindi and 5% know company C in 2015 taken together. only Bengali. 20% know English as well as Hindi, (1) 31.25% (2) 37.5% (3) 27.5% 20% know English as well as Bengali and 15% (4) 39.5% (5) 29.8% know Hindi as well as Bengali. The remaining Q.102. If the profit of all companies in year 2015 is equal girls know all the three languages. then find the respective ratio of expenditure of Q.96. Out of the students studying M.tech, what is the company A, B and C in the same year. ratio of the number of boys knowing English to the (1) 40 : 45 : 84 (2) 60 : 35 : 84 (3) 30 : 17 : 42 number of girls knowing Hindi? (4) 60 : 45 : 84 (5) None of these (1) 3:2 (2) 2:3 (3) 5:4 Q.103. If the total income of company A in 2013 is Rs (4) 4:5 (5) None of these 2925 Cr .Find the total profit of A in the same year. Q.97. How many students studying M.tech do not know (1) 1175 cr (2) 1225 cr (3) 1125 cr English? (4) 1230 cr (5) 1145 cr

Laura Dern won the Best Supporting Actress Oscar for her performance in the film ‘Mar- APRIL 2020 MICA riage Story’ at the 92nd Academy Awards. 99 CRP CLERK MAINS Q.104. If the total expenditure of all companies in 2012 is (1) 43/64 (2) 21/32 (3) 23/32 Rs 428 Cr, then find the total income of all three (4) 11/16 (5) None of these companies in same year. Q.115. Average runs scored by a batsman in 10 innings is (1) 720 cr. (2) 340 cr. (3) 540 cr. 63.6 and the average of runs scored by him from (4) 420 cr. (5) Cannot be determined 2nd inning to 9th inning is 67.If the runs scored by Q.105. If in 2010 expenditure of all companies was equal the batsman in the 10th inning is 3/2 of the runs then find the ratio of their profit. scored by him in the 1st inning, then find the runs scored by him in the first inning? (1) 5 : 9 : 10 (2) 4 : 9 : 10 (3) 4 : 9 : 12 (1) 37 (2) 40 (3) 35 (4) 4 : 5 : 9 (5) None of these (4) 42 (5) None of these Q.106-110. What approximate value will come in place of Q.116-120. In each of the following questions, a question question mark (?) in the following questions? is followed by three statement. Read all the Q.106. 175% of 27.5 +1.25% of 120 =? statements carefully and decide which statements (1) 40 (2) 70 (3) 60 (4) 50 (5) 30 are required to answer the question and answer Q.107. 35.05% of 3365 + 8900÷ 41.99 =? accordingly. (1) 1390 (2) 1440 (3) 1350 (4) 1320 (5) 1250 Q.116. What is the volume of the cylindrical tank? Statement I: Diameter of the base is equal to the 7770 height of the tank. Q.108. × 2400 ×1.4975 =? 288 Statement II: Height of the tank is 20 m.

Statement III: Area of the base is 320 sq. m. (1) 1950 (2) 1985 (3) 2025 (4) 2120 (5) 1820 (1) Only I and III. (2) Only I Q.109. 243+952=?3+1152 (3) Only III (4) Any of the two (1) 16 (2) 19 (3) 21 (4) 24 (5) 13 (5) None of these Q.110. 23% of 6783 + 57% of 8431 = ? Q.117. How many students failed in class 6? (1) 6460 (2) 6420 (3) 6320 (4) 6630 (5) 6360 Statement I: 400 students passed in class. Q.111. Sanju purchased a TV 3 years ago and its price depreciates by 20% each year. If the present value Statement II: Number of students failed in class 6 of TV is Rs. 12288. Find the price at which Sanju is 10% of those of failed in class 7. purchased it. Statement III: In class 8 75% of the students who (1) 23000 Rs. (2) 22500 Rs. (3) 24000 Rs. appeared in examination have passed. (4) 27000 Rs. (5) 25000 Rs. (1) Only II and III (2) Only I and II Q.112. The ratio of adjacent angles of a parallelogram is (3) Only III (4) None of these 2 : 3 respectively. One-half of the smallest angle (5) All of these of parallelogram is equal to the smallest angle of a Q.118. What is the rate of interest per capita per annum? quadrilateral. The largest angle of quadrilateral is Statement I: Simple Interest accrued in two years four times of its smallest angle. What is the sum of on the same amount at the same rate of interest is largest angle of quadrilateral and smallest angle of Rs 44000. parallelogram? Statement II: The amount becomes Rs 154000 in o o o o o (1) 252 (2) 226 (3) 144 (4) 180 (5) 216 two years on simple interest. Q.113. The radius of a circle is one-fourth of the length Statement III: Difference between the compound of a rectangle. The circumference of the circle interest and simple interest earned in two years on is equal to area of a square of 22 cm. side. If the amount invested is Rs 120. perimeter of the rectangle is 668 cm., what is the breadth of the rectangle? (1) Only I and II (2) Only II and III (1) 24 cm. (2) 26 cm. (3) 52 cm. (3) Only II (4) Only I and III (4) 30 cm. (5) 20 cm. (5) All of the above Q.114. Six coins are tossed simultaneously. Find the Q.119. Two persons P and Q bought some copies and some probability of getting atmost 3 tails. books from a shopkeeper .The shopkeeper charged

100 MICA APRIL 2020 Justice Sanjeeb Kumar Panigrahi took oath as a new judge of the Orissa High Court. PREVIOUS PAPER (20 JAN 2020) extra Rs 15, though he was getting a profit of Rs 60/ (1) 23.5 km/hr (2) 16 km/hr (3) 22 km/hr copy and Rs 350/book. For what price did P and Q (4) 19 km/hr (5) None of these sell the book if they both earned a profit of 50%? Q.124. Raghveer purchased a 60 seater bus. He started his Statement I: The selling price of 4 copies and 2 services on route NH 91(from Lucknow to Kanpur books was Rs. 600. with route length of 120 km). His profit(p) from Statement II: P and Q sold equal number of copies the bus depends upon the no. of passengers over a and books. certain minimum number of passenger ‘x’ and upon Statement III: He invested a total amount of Rs the distance travelled by bus. His profit is Rs. 4200 10000 on copies and Rs 15000 on books. with 29 passengers in the bus for a journey of 54 km (1) Only II (2) All of these and Rs. 8100 when there are 36 passengers. Travelled for 63 km. What is the minimum no. of passengers (3) Only II and III (4) Only I and II are required so that he will not suffer any lose? (5) None of the above (1) 14 (2) 13 (3) 15 Q.120. What is the selling price of the camera if no (4) 18 (5) None of these discount is offered? Q.125. Rahul lent out two equal sum in two parts at the 8% Statement I: Cost price of the camera is Rs 10000. and 7% per annum on SI. If the former is recovered Statement II: Profit earned was 20%. 6 months earlier than the later and received equal Statement III: Had 20% discount been offered on amount of Rs.2560 each from both parts. Then find selling price the profit would have been Rs 700. the principal? (1) Only III (2) Only II and III (1) Rs.2100 (2) Rs.2400 (3) Rs.2000 (3) Only I and II (4) All of these (4) Rs.1800 (5) None of these (5) Any two of these Q.126-130. Study the following pie charts below and Q.121. A horse rider is running with the speed of 40 Km/h. answer the questions that follow: suddenly rider fall down but horse continues to Percentage of Professors and Assistant Professors run. If rider take a rest of 15 minutes and then run teaching 6 different subjects in University x to catch horse and keep his speed 25 % more than the initial speed of horse, after 30 minutes he saw (Total = 150) that horse turned back and starts coming back with

one fourth of its initial speed . Then calculate how 14% 18% much time rider takes to caught horse. (1) 1/12 hour (2) 7/5 hour (3) 7/12 hour 22% (4) 3/7 hour (5) None of these. 22% Q.122. Arjun has two sons Brijesh and Chaman. 13 year

old Brijesh gets some money from Arjun’s wealth 14% 10% and 14 year old Chaman gets rest of the money. But Brijesh and Chaman will get money only Sociology Computer Science Economics Psychology English Hindi when they turn 22 years old. Till then the money is in a bank getting interest at rate 4% compounded Percentage of Professors teaching 6 different annually. When both turn 22, they receive the same subjects in University X amount. How much had Arjun given Chaman (Total = 50) initially, if total money with Arjun was Rs.25500?

(1) 12500 Rs. (2) 13000 Rs. (3) 11850 Rs. 16% 16% (4) 12000 Rs. (5) None of these Q.123. Stations M and N are 276 km part. At the exact same time, a train starts from M and other from N 24% 22% towards N and M respectively. These trains meet

after 8 hours. The train travelling from M to N is 12% 10% slower by 12.5 km/hr in comparison to the other train. What is speed of slower train? Sociology Computer Science Economics Psychology English Hindi

The Indian men’s team mid-fielder Vivek Sagar Prasad was named as 2019’s rising star of APRIL 2020 MICA the year by the International Hockey Federation (FIH). 101 CRP CLERK MAINS Q.126. What is the approximate average number of (1) 125 (2) 130 (3) 120 professors teaching computer science, psychology, (4) 140 (5) None of these English and sociology? Q.132. Find the number of matches played in the (1) 9 (2) 8 (3) 7 (4) 11 (5) 12 tournament by batsman C. Q.127. Total number of assistant professors teaching (1) 12 (2) 20 (3) 24 Economics and English together are what percent (4) 30 (5) None of these more than the total number of professors teaching Q.133. Find the strike rate of batsman E. these two subjects together? (1) 85 (2) 125 (3) 110 (1) 88 (2) 55 (3) 98 (4) 92 (5) 82 (4) 90 (5) None of these Q.128. What percent of professors are teaching Psychology Q.134. Find the total balls faced in the tournament by and Sociology together out of the total number of batsman B if his strike rate is 137.5. professors and assistant professors teaching these (1) 310 (2) 295 (3) 325 two subjects together? (4) 340 (5) None of these (1) 175/6 (2) 97/4 (3) 155/6 (4) 87/4 (5) 133/6 Q.135. In the tournament, the total number of balls faced Q.129. What is the central angle corresponding to the by Batsman A is 105 less than the total number total number of professors and assistant professors of runs scored by him. What is the average runs teaching Hindi? scored by Batsman A in the tournament? (1) 46.8° (2) 50.4° (3) 43.2° (4) 39.6° (5) 45.2° (1) 31.25 (2) 22.5 (3) 18.33 Q.130. If the respective ratio between total number of male (4) 26.25 (5) None of these professors and total number of female professors Q.136. Train A travelling at 90 km/h overtake train B is 9: 16, and the ratio between the total number traveling in same direction in 10 seconds. Had of male assistant professors and total number of train B travelled twice of its speed, then train A female assistant professors is 9: 11, what was the would have taken 25 seconds to overtake it. Find total number of female professors and assistant the length of train B given that its length is 60% of female professors teaching the given 6 subjects in the length of train A(Approx). the university? (1) 156 m. (2) 165 m. (3) 85 m. (4) 59 m. (5) 77 m. (1) 63 (2) 90 (3) 77 (4) 73 (5) 87 Q.131-135. Refer to the table and answer the given Q.137. Suresh deposited Rs. 3072 In his ICICI bank questions 1 account which offers 6 % compound interest Given data is related to performance of 6 Batsmen 4 in a tournament compounded annually for a time period of 2 years Batsman Number Average Total balls Strike and 8 months. Find the interest he will get. of matches Runs scored faced in the Rate (1) 540.50 (2) 480.95 (3) 522.75 played in the in the tournament (4) 612.25 (5) None of these tournament tournament Q.138. Naresh bought an article for Rs. 240 and marked its A 20 -- -- 125 price 20% above the cost price. He sold the article B 24 18.33 -- -- for Rs. 264 after allowing a certain discount on the C -- 29.75 840 85 marked price. The discount allowed by him was? D -- -- 550 -- (1) 8.25 (2) 8.67 (3) 8.50 E 40 24.75 900 -- (4) 8.33 (5) None of these Note: i. Strike Rate = [Total Runs Scored/Total Balls Q.139. Ajay, Bhavesh and Chandesh are partners in Faced]×100 a business with capitals Rs. 5000, Rs. 6000 ii. All the given Batsmen could bat in all the given and Rs. 4000 respectively. Ajay gets 30 % of matches played by him. the profit for managing the business and the balance is divided in the ratio of their capitals. iii. Few Values are missing in the table. At the end of the year Ajay gets Rs. 200 more Q.131. For batsman D, number of matches played is 15 than Bhavesh and Chandesh together. Find the and average is 47.67, find his strike rate. total profit? Waqar Hasan, the last surviving member of Pakistan’s first Test side that toured India in MICA APRIL 2020 102 1952, died. He was 87. PREVIOUS PAPER (20 JAN 2020) (1) Rs. 3000 (2) Rs. 3600 (3) Rs. 2500 matches both the players were female, and in 253 (4) Rs. 3500 (5) None of these matches both were male. Find out the number of matches in which one participant was a male and Q.140. In a table tennis tournament, some male and the other was a female is female participated from different states. Every participant had to play exactly one game with (1) 264 (2) 242 (3) 276 every other participant. It was found that in 66 (4) 253 (5) Can’t be determined CRP CLERK MAINS/GENERAL AWARENESS Q.141. Where is the Headquarters of IAEA? Q.149. Which of the following rate will not be applicable (1) Vienna, Austria (2) Beijing, China on transactions/ payments done via RuPay and (3) Delhi, India (4) New York, USA UPI platforms from January 2020? (5) Paris, France (1) Statutory Liquidity Rate Q.142. Where is the headquarters of SWIFT? (2) Service Rate (1) Berlin (2) Belgium (3) Sweden (3) Bank Rate (4) New Zealand (5) Fiji (4) Merchant Discount Rate Q.143. Vijay Kumar Iyer is appointed as liquidator of (5) None of these which payments bank? Q.150. Which e-commerce payment system has partnered (1) Jio Payments Bank with HDFC Life Insurance to purchase insurance products from HDFC Life? (2) Airtel payments Bank (1) PayPal (2) Paytm (3) FreeCharge (3) India Post Payments Bank (4) PhonePe (5) None of these (4) Aditya Birla Idea Payments Bank Q.151. Name the Scheme launched by Prime Minister to (5) Vodafone Payments Bank improve ground water management with an outlay Q.144. What is the total percent of forest cover in India at of Rs. 6000 crores. present? (1) Atal Bhujal Yojana (1) 20.39% (2) 23.39% (3) 22.39% (2) Atal Jal Yojana (4) 24.39% (5) 25.39% (3) Atal Vidyutikaran Yojana Q.145. Who among the following is the awardee of the (4) Atal Saubhagya Yojana Nobel Prize for literature 2019? (5) Atal Samridhi Yojana (1) Michel Mayor (2) Peter Handke Q.152. As per Payments system vision 2019-2021, number (3) Abhijit Banerjee (4) William G. Kaelin of digital transactions is expected to increase from (5) Abiy Ahmed 2069 crore in December 2018 to ______crore in Q.146. Recently, Koneru Humpy has become the 2019 December 2021. Women's World Rapid Champion. She belongs to (1) 2707 Crore (2) 4707 Crore (3) 5707 Crore which sport? (4) 7707 Crore (5) 8707 Crore (1) Chess (2) Shooting (3) Badminton Q.153. How much percentage Digital payments constitute (4) Archery (5) Tennis out of total non-cash retail payments during the Q.147. Recently, Prime Minister dedicated to the nation 5 period October 2018 to September 2019? Young Scientists Laboratories of Defence Research (1) 75% (2) 86% (3) 87% (4) 96% (5) 90% and Development Organisation (DRDO), in Q.154. Which city was adjudged as the cleanest city as Bengaluru. In which of the following cities DRDO per swacch survekshan league 2020? Young Scientist Laboratories are not situated? (1) Indore (2) Delhi (3) Bangalore (1) Mumbai (2) Chennai (3) Kolkata (4) Noida (5) Jaipur (4) Hyderabad (5) Lucknow Q.155. Exercise Tiger Triumph was conducted between Q.148. Cricketer Peter Siddle belongs to which country? India and which country? (1) England (2) South Africa (3) New Zealand (1) France (2) USA (3) China (4) Ireland (5) Australia (4) Japan (5) Russia

Indian women’s hockey team striker Lalremsiami has been adjudged the FIH Rising Star APRIL 2020 MICA of the Year 2019. 103 CRP CLERK MAINS Q.156. What is the minimum paid-up capital required for Q.166. Hemant Soren has been appointed as the chief an urban cooperative bank to voluntarily convert minister of which state? into a small finance bank? (1) Odisha (2) Karnataka (3) Kerala (1) Rs.50 crore (2) Rs.100 crore (3) Rs.150 crore (4) Jharkhand (5) Maharashtra (4) Rs.200 crore (5) Rs.300 crore Q.167. Punjab national bank was proposed to be Q.157. Which of the following day was observed for the amalgamated with which bank? first time on February 10, 2019? (1) Allahabad Bank & Dena Bank (1) World Oil Day (2) World Pulses Day (2) Oriental Bank of commerce & United Bank of India (3) World Vegetable Day (4) World Rice Day (3) Vijaya Bank & Kotak Mahindra Bank (5) World Wheat Day (4) Bank of India & ICICI Bank Q.158. Konark dance festival in the month of December is (5) None of the above celebrated in which Indian state? Q.168. Union Government is planning to set up a new (1) Kerala (2) Odisha rocket launch pad in which Indian state? (3) Tamilnadu (4) Andhra Pradesh (1) Karnataka (2) Tamil Nadu (5) Meghalaya (3) Andhra Pradesh (4) Odisha Q.159. By which year India will achieve target of 175GW (5) Kerala renewable energy generation? (1) 2020 (2) 2021 (3) 2022 Q.169. In which state the great Himalayan national park is located? (4) 2023 (5) 2024 (1) Himachal Pradesh (2) Punjab Q.160. The Pradhan mantri Kisan Samman Nidhi Yojana provides Rs. 6000 to farmers in how many installments? (3) Haryana (4) Uttarakhand (1) 4 installments (2) 5 installments (5) Jammu Kashmir (3) 6 installments (4) 3 installments Q.170. 107th Indian science Congress was held in which city? (5) 2 installments (1) Delhi (2) Chennai (3) Bengaluru Q.161. On January 12, National Youth Day is celebrated (4) Ahmedabad (5) Mumbai on the birth anniversary of which person? Q.171. Brasilia is the capital of which country? (1) Bhagat Singh (2) Veer Savarkar (1) Peru (2) Brazil (3) Algeria (3) Swami Vivekananda (4) Dayanand Saraswati (4) Chile (5) Uruguay (5) Vinoba Bhave Q.172. What does M stand for in MANI app launched for Q.162. What is the profession of Vidhya Sinha? the visually challenged people? (1) Acting (2) Dancing (3) Politics (1) Money (2) Merchant (3) Measures (4) Sports (5) None of the above (4) Mobile (5) Mutual Q.163. Training to astronauts for the Gaganyaan mission Q.173. What was the theme of Delhi book fair 2020? will be provided in which country? (1) Gandhi: the writers’ writer (1) Brazil (2) Russia (3) France (2) Gandhi: the Architect (4) Japan (5) China (3) Swachch Darshan Q.164. Bharat Bond ETF, India's first bond exchange- (4) Mool Darshan traded fund is opened for investment. What is the (5) None of the above fixed maturity series of Bharat bond ETF? (1) 2 Years and 8 Years (2) 3 Years and 10 Years Q.174. After NEFT was made available 24*7, NEFT transactions now take place in how many batches (3) 3 Years and 7 Years (4) 2 Years and 6 Years per day? (5) 4 Years and 10 Years (1) 28 half hourly batches in a day Q.165. Recently sports personality Seema was banned (2) 38 half hourly batches in a day by national anti-doping agency. She is associated with which sport? (3) 48 half hourly batches in a day (1) Shooting (2) Badminton (3) Chess (4) 58 half hourly batches in a day (4) Golf (5) Weightlifting (5) 50 half hourly batches in a day

Tata Global Beverages Ltd has been renamed as Tata Consumer Products Ltd to spearhead MICA APRIL 2020 104 FMCG ambitions of the $ 1billion Tata group. PREVIOUS PAPER (20 JAN 2020) Q.175. Where is the headquarters of New Development Q.184. Universal Sompo General Insurance Company Bank? has launched the “Super Health care policy” with (1) India (2) Brazil (3) South Africa which bank? (4) Russia (5) China (1) State Bank of India (2) Punjab National Bank Q.176. What is the maximum limit of loan in kishore (3) ICICI Bank (4) Allahabad Bank category of PM mudra Yojana? (5) Canara Bank (1) Rs. 3 Lakh (2) Rs. 4 Lakh (3) Rs. 5 Lakh Q.185. Which organisation has put its over 450 patents (4) Rs. 6 Lakh (5) Rs. 7 Lakh for free access to industries for commercial Q.177. In which state Kudankulam Nuclear Power plant is exploitation? located? (1) BARC (2) DRDO (3) ISRO (1) Karnataka (2) Tamil Nadu (3) Odisha (4) NGT (5) NIA (4) Jharkhand (5) Kerala Q.186. To how many sub sectors, CLCSS provides Q.178. Which was the first world heritage Indian city investment for technology upgradation in inducted in 2017? MSME? (1) Jaipur, Rajasthan (1) 31 sub sectors (2) 41 sub sectors (2) Indore, Madhya Pradesh (3) 51 sub sectors (4) 61 sub sectors (3) Lucknow, Uttar Pradesh (5) 71 sub sectors (4) Ahmedabad, Gujarat Q.187. According to RBI, the interest rate linked to an (5) Agra, Uttar Pradesh external benchmark has to be revised at least once Q.179. RBI has asked banks to extend PoS cash in how many months? withdrawal facility up to ______per day in Tier- (1) 3 months (2) 2 months (3) 4 months III to VI centres. (4) 5 months (5) 1 months (1) Rs. 2,000 (2) Rs. 3,000 (3) Rs. 4,000 (4) Rs. 5,000 (5) Rs. 6,000 Q.188. What is the name given to a type of mutual fund or exchange-traded fund (ETF) that Q.180. Which bank is lead convenor bank of Ladak? emphasizes current income, either on a monthly (1) Bank of India (2) ICICI Bank or quarterly basis, as opposed to capital gains or (3) Punjab National Bank (4) Union Bank appreciation? (5) State Bank of India (1) Expenditure Fund (2) Income Fund Q.181. CLCSS Scheme is to facilitate technology up- (3) Salary Fund (4) Demand Fund gradation in MSEs by providing an upfront capital (5) Exchange Fund subsidy ______. Q.189. Who among the following is the only Indian (1) Up to Rs. .5 crore (2) Up to Rs. 1 crore cricketer to have found a place in both the (3) Up to Rs. 1.5 crore (4) Up to Rs. 2 crore ICC Women's ODI Team and T20I Team of the (5) Up to Rs. 3 crore Year? Q.182. Who has become the top batsman in ICC test (1) Harmanpreet Kaur (2) Smriti Mandhana batting rankings in December 2019? (3) Jhulan Goswami (4) Poonam Yadav (1) David Warner (2) Joe Root (3) Virat Kohli (5) Shikha Pandey (4) Steave Smith (5) Rohit Sharma Q.190. Recently, for which Economic Corridor project Q.183. RBI has increased the timeline for the conversion Pakistan and the World Bank have signed a loan of minimum KYC detail for prepaid payment agreement of USD 406 million? instruments to full KYC compliant PPIs, from 18 months to ___. (1) Bolan Pass (2) Chaprot Pass (1) 20 Months (2) 22 Months (3) 24 Months (3) Dorah Pass (4) Khyber Pass (4) 26 Months (5) 28 Months (5) Gumal Pass

Sanjev Razdan was appointed as the chairman and managing director of Pawan Hans APRIL 2020 MICA Ltd (PHL). 105 CRP CLERK MAINS EXPLANATION/CRP CLERK MAINS/ REASONING ABILITY Q.1.(1) Statements : C=J>Z

Conclusions : I. E > Z (True) Light Tube II. C>T (False) Current Bulb Q.2.(1) Statements : X

II. Y

T>DS (False) 10m. II. IMQ (False) 2m. 10m. W II. J>M (True) X G 7m. Q.5-8. Months/Date 4th 10th 25th T V 7m. 5m. March (31) Kavita Chetan Hina U August (31) Danish Firoz Lavish Q.19.(1) September (30) Qamar Eliza Bablu Z 10m. Y November (30) Aliya Mahima Gaurav 3m. 2m. Q.5.(4) Q.6.(1) Q.7.(4) Q.8.(4) 10m. X W Q.9-12. 7m. Years Ages Girl Jacket's Colour 1945 73 Mona White T V 7m. U 5m. 1958 61 Laxmi Red 1963 56 Karishma Yellow Q.20.(1) 1971 48 Nandani Orange Z 7/10m. Y 1994 25 Jayalalitha Pink 5m. 2006 13 Kajol Black 10m. X W Q.9.(4) Q.10.(1) Q.11.(4) Q.12.(3) 7m. Q.13.(3) T V 7/10m. U 5m.

Serial Watch Programs Q.21-22. I. (Odd no.) (odd no.) =larger no. divide by smaller Smart no. (the remainder is the resultant) Q.14.(4) II. (Even no.) (even no.) = multiply both the no.’s III. (Even no.) (odd no.) = add both numbers. Pen File Copy Eraser IV. (Odd no.) (odd prime no.)= subtract the numbers. V. (Odd no.) (a no. divisible by 4) = addition of Q.15.(4) both the no.’s VI. (Odd no.) (even no. not divisible by 4) = Pen File Copy Eraser larger no. divide by smaller no. (quotient is the resultant)

Q.21.(5) Q.22.(3)

Italian super bike maker Ducati has appointed Bipul Chandra as the new Managing Direc- MICA APRIL 2020 106 tor of its India operations. PREVIOUS PAPER (20 JAN 2020) Q.23-27. Q.36.(5) Q.37.(3) Q.38.(5) Q.39.(3) Q.40.(4) Syndicate IOB Indian Vijaya Canara SBI PNB UCO BOB Q.41-45. Bank Bank Bank Bank BANK 8 5 1 Sam 7 6 5 Sami G D L F K H I J E 6 1 3 Salem Q.23.(5) Q.24.(1) Q.25.(3) Q.26.(1) Q.27.(1) 5 7 2 Sage Q.28-30. First number = Total number of letters in the word. 4 4 4 Sal 3 8 7 Samu Letter = Place value of the last letter of the word. 2 3 6 Som Last number = Multiplication of the first letter 1 2 8 Sarat place value of the word and total number of letters Q.41.(4) Q.42.(2) Q.43.(3) Q.44.(2) Q.45.(2) in the word. Q.46-50. Chennai = 7I 21 657, 436, 764, 759, 975, 572, 333, 444 7×3 = 21 218 110 192 252 324 144 110 112 Q.28.(5) Q.29.(1) Q.30.(3) (Even no. divided by 4 then +1 /Odd no. divided by 3 then -1) Q.31-35. Q 108 302 60 576 180 254 02 (+ - + - + - +) O P E 09 05 06 18 09 11 02 (Sum of all digits) C B 04 2.6 2 8 4 4.6 0 J A D K (Even no. divided by 2 then -1 /Odd no. divided by 3 then +1) F G H L N 2.96 20.16 37 143 1.36 20.16 (- + - + - + )/ then square/ M (+1 -1 +1 -1 +1 -1) Q.31.(4) Q.32.(5) Q.33.(3) Q.34.(1) Q.35.(2) Q.46.(4) Q.47.(3) Q.48.(4) Q.49.(5) Q.50.(3) EXPLANATION/CRP CLERK MAINS/ENGLISH LANGUAGE Q.51.(1) Unlike is used when you want to compare two For other options- things. Mutation (n) – alteration. Q.52.(3) Unless is used when you want to say that Promotion (n) – encouragement. something will happen only under certain Q.59.(5) Rely (v) – depend. conditions. For other options- Q.53.(2) Because here you want to show the result of the Distrust (v) - doubt the honesty or reliability of previous action. (something). Q.54.(2) Moreover is used when you want to add Flaw (v) – weaken something. something. Q.60.(3) Feature (n) – a distinctive attribute or aspect of Q.55.(3) Although is used when you want to oppose two something. events/acts. For other options- Q.56.(2) Onerous (adj.) - involving a great deal of effort, Blunder (n) – mistake. trouble, or difficulty. Infraction (n) – violation. For other options- Q.61.(1) Explanation: The correct sequence of the Facile (adj.) – painless. passage is ‘PQSR’. Trivial (adj.) – of little value or importance. Q.62.(3) Explanation: The correct sequence of the Q.57.(1) Advent (n) – arrival. passage is ‘SQRP’. For other options- Q.63.(2) Explanation: The correct sequence of the Departure (n) – the action of leaving. passage is ‘SQPR’. Quietus (n) – death or something that causes Q.64.(5) In I, II and III sentences, Bough (n) - the main death. branch of a tree. Q.58.(4) Dictation (n) - the action of dictating words to be Q.65.(4) In II and III sentences, Horde (n) – a large group typed, written down, or recorded on tape. of people.

Pakistan’s Babar Azam became the only player to be among the top five in ICC rankings APRIL 2020 MICA across all formats. 107 CRP CLERK MAINS In I sentence, Hoard (n) –stock. Part (Q) – ‘run’ should replace ‘ran’ as the Q.66.(5) In I, II and III sentences, Apprise (v) – inform sentence is in the passive case, so v3 is required or tell (someone). here. Q.67.(3) In I and II sentences, Balmy (adj.) – characterized Q.76.(5) Part (C) – ‘Diffusion’ should replace ‘diffuse’ by pleasantly warm weather. as the adjective ‘cultural’ is qualifying the noun In III sentence, Barmy (adj.) – crazy. ‘diffusion’. Q.68.(5) In I, II and III sentences, Bear (v) – carry, support Part (Q) – ‘Gathering’ should replace ‘gather’ as (Past Participle- borne). ‘gerund’ is used after preposition ‘on’. Q.69.(3) Lisp (n) – a speech defect in which s is Q.77.(5) Part (C) - ‘distinguished’ should replace pronounced like th in thick and z is pronounced ‘distinguish’ as an adjective is required here. like th in this. Part (Q) - ‘in’ should replace ‘on’ as ‘in the long For other options– term’ is used to talk about what will happen over a Hasp (n) – a slotted hinged metal plate. long period. Rake (n) – an implement consisting of a pole Q.78.(1) Part (A) – ‘them’ should replace ‘him’ as further with a toothed crossbar. in the sentence ‘they’ is mentioned. Q.70.(3) Dwelling (n) – a house, flat, or other place of Part (R) – ‘manifest’ should replace ‘manifested’ residence. because ‘passenger manifest’ is a compound For other options– noun which means ‘a list of passengers on a ship Quisling (n) – a traitor who collaborates with an or plane’. enemy force occupying their country. Q.79.(4) The answer lies in the fifth and the sixth Starling (n) – a gregarious Old World songbird paragraph of the passage. with a straight bill. Q.80.(5) The Sentences A, B and C are true in the context Q.71.(2) Devour (v) – eat (food or prey) hungrily or of ‘empirical evidence, not theoretical evidence’ quickly. which can be best understood by going through For other options– the fourth paragraph of the passage. Regurgitate (v) - bring (swallowed food) up Q.81.(1) The answer lies in the third paragraph of the again to the mouth. passage. Waive (v) – refrain from insisting on or using (a Q.82.(5) The answer can be inferred from the third right or claim). paragraph as the author says it is essential that control is returned to local political communities Q.72.(1) Mumble (v) – say something indistinctly and as much as at all possible. That means ending the quietly, making it difficult for others to hear. dictatorship of international organisations like Maffle (v) - speak indistinctly; mumble. the World Bank or multinational corporations For other options– over local economic development. Only then Flutter (v) - (of a bird or other winged creature) there can be democracy, i.e., participation fly unsteadily or hover by flapping the wings in collective decision-making by the broad quickly and lightly. majority of working people, and only then we Q.73.(4) Savoury (adj.) – (of food) belonging to the will see the experiments, social and economic, category that is salty or spicy rather than sweet. that can grow into an alternative to capitalism.” Piquant (adj.) - having a pleasantly sharp taste or Q.83.(5) Streeck cautioned the world what was to be appetizing flavour. expected, on the basis of capitalism’s recent For other options– historical record, was a long and painful Insipid (adj.) – tasteless. period of cumulative decay: of intensifying Q.74.(2) Part (A) – ‘companies’ should replace ‘company’ frictions, of fragility and uncertainty, and of a (plural noun) because ‘they’ is used further in the steady succession of “normal accidents”, not sentence. necessarily but quite possibly on the scale of the Part (Q) - ‘immensely’ should replace ‘immense’ global breakdown of the 1930s. as an adverb is required here to qualify the verb Q.84.(1) Ours has become a world defined by declining (increased). growth, oligarchic rule, a shrinking public Q.75.(3) Part (B) – ‘early stages’ should replace ‘earlier sphere, institutional corruption and international stages’ as ‘early’ means ‘beginning’ here. anarchy, and no cure to these ills is at hand.

Martin Guptill surpassed former player Nathan Astle to become the top scorer as an opener MICA APRIL 2020 108 for New Zealand in ODI cricket. PREVIOUS PAPER (20 JAN 2020) Q.85.(3) The author is making his point in the mid of Encompassing (gerund)– surround and have or the first paragraph about the shaky relationship hold within. that is going to be broken up because these two Ubiquitous (Adj.) – present, appearing, or found are never really compatible to share the same everywhere. platform together in the prevailing atmosphere Concurrent (Adj.) – existing, happening, or of anxiety and apprehension. done at the same time. Q.86.(2) The first paragraph of the passage explains Q.89.(3) The author says that it is possible that Black regulatory institutions that once restrained the migrants to the North were living and working financial sector’s excesses have collapsed and in urban areas of the South rather in rural areas, after the final victory of capitalism at the end of as researchers had previously assumed. the Cold War there is no political agency capable And then argues that it may be “surprising” that of rolling back the liberalisation of the markets. an employed population would relocate. Thus, the Q.87.(4) The first paragraph describes that the majority of author anticipates an objection to his argument on migrants came from rural areas. It also says that the grounds that Black urban workers in the South the subsequent economic difficulties of Black would have been unlikely to leave an economically migrants in the North were a result of their secure existence. unfamiliarity with urban life. Q.90.(3) When the author says, “they could earn more While in the second paragraph, the author states even as unskilled workers in the North than that the “question of who actually left the South” they could as artisans in the South”, in the third has never been adequately researched. He goes paragraph of the passage, he clearly argues that on to argue that Black migrants may actually wages in North even for the labour intensive have been from urban areas rather than rural world are high regardless to the upper echelons areas, and thus that their subsequent economic of the same world in South so the best suited problems in northern cities were not caused by option choice will be (3) i.e., “North had better their rural background. In making this argument, capacity to provide remuneration to any kind of the author is challenging the “widely accepted worker, unlike South”, because of the fact that explanation” presented in the first paragraph. regardless of the echelon wages are quite high Q.88.(3) Conscientiously (Adv.)– in a thorough and in North while it does not hold to be true in case responsible way. of South. EXPLANATION/CRP CLERK MAINS/NUMERICAL ABILITY Q.91.(1) Q1= Water : Milk Q.94.(3) CP:SP:MP=5:6.4:8 3 : 1 1.4 Q1=Profit% = ×100 = 28% 4 : 1 now 1=17.5 liter 5 Q2 Water : Milk taking CP and SP for 12 bananas 6 : 3 CP=45 SP=60 6 : 4 60− 45 Here 1=5.75 Q2=Profit% = ×100 = 33.33% So 3=17.25 45 Hence Q1 > Q2 Hence Q1< Q2 129 Q.92.(1) Q1=21×38-20×38=78 runs Q.95.(1) Q1 = = 129 Q2=17×34-16×32.5=58 runs 10 hence Q1>Q2 1+ 23 Q2= = 12 Q.93.(1) (Ratio of efficiency of Aarti and Neha=4:3) 2 144 Hence Q1 > Q2 Q1= = 48 days 3 Q.96.(2) (70% of 320)/(60% of 560)= 2:3 Common Solution 0.4 Q2 x× = 24 Total number of students=1600. 0.6 Number of students in B.tech= 45% of 1600 x=36 days = 720 Q1 > Q2 Number of students in M.tech= 600-720=880

The Cabinet has given its nod to Major Ports Authority Bill that will replace a 1963 law APRIL 2020 MICA governing country’s 12 major ports. 109 CRP CLERK MAINS Ratio of boys and girls studying B.tech= 5:3. Q.110.(5) 1560 + 4806 = 6366 Number of boys studying B.tech or 6360 (approx.) = (5/8) × 720= 450. 100 100 100 Number of girls studying B.tech= (3/8) × 720 Q.111.(3) 12288 × × × = 24000 80 80 80 = 270. Ratio of boys and girls studying M.tech= 4:7. Q.112.(5) Smaller angle of parallelogram larger angle = 720 Number of boys studying M.tech Larger angle = 1080 = (4/11) × 880= 320. Smallest angle of quadrilateral = 360 Number of girls studying M.tech largest angle = 1440 = (7/11) × 880= 560. sum = 144 + 72 = 2160 Now make a diagram to put these values. 1 B.tech-720 M.tech-880 Q.113.(2) r = ...... (I) E E 4 2 16 20 Area of circle = 484 cm 20 24 25 15 22 12 10 2 × ×r = 484 4 14 10 5 10 15 7 B H B H r = 77 cm E E 1 77 = 20 15 4 20 20 20 20 20 10 l = 308 cm 10 10 10 5 15 15 2 (l + b) = 668 B H B H 2 (308 + b) = 668 Q.97.(3) 30% of 320 + 35% of 560= 292. b = 26 cm 6CCCC+ 6 + 6 + 6 21 Q.98.(5) [(50% of 270 + 50% of 560) /(270 +560)] P(E) = 0 1 2 3 = ×100=50%. Q.114.(2) 26 32 Q.99.(3) 12% of 450 + 10% (320+560+270) =169. Q.115.(2) Total runs scored in 10 innings = 63.6×10 = 636 Q.100.(2) 16% of 450 + 10% of 450= 117. Total runs scored from 2nd inning to 9th inning 20% of 270 + 10% of 270= 81. = 67×8 = 536 On adding these two, we get 198. Sum of run scored by him in 1st and 10th Q.101.(1) Company A (5:7) ×4=20:28 inning = 100 Company C (4:5) ×7=28:35 2 Required runs in first inning = ×100 = 40 Total expenditure =48 5 Total income =63 Q.116.(4) Any of the two are sufficient to answer the question. 15 Profit % = ×100 = 31.25% Q.117.(4) None of these are sufficient to answer the question. 48 Q.118.(4) Only I and III are sufficient to answer the question. Q.102.(2) 35%ofA=60%of B=25%ofC Q.119.(5) None of the above are sufficient to answer the question. A:B:C=60:35:84 Q.120.(5) Any two of these are sufficient to answer the question. 62.5 Q.103.(3) Required answer =2925 × = 1125 Q.121.(3) Horse run in 15 minutes = 40 ×1/4 = 10 Km 162.5 Rider Speed = 40 + 10= 50 Km/h Q.104.(5) As the breakage of expenditure is not given After 30 minutes the distance between horse hence answer cannot be determined and rider = Total distance - Distance covered Q.105.(2) let expenditure is equal to 100 = 10 - Relative speed of horse and rider × time Required ratio=20:45:50=4:9:10 = 10- (50 – 40) × 1/2 = 5 Km Q.106.(4) ? = 48 + 1.5 = 50 (Approx) Time taken to caught horse = 1/2 + 5/ (50+10) Q.107.(1) ? = 1178 + 212 = 1390 (Approx) = 1/2 + 1/12 = 7/12 hour Q.108.(2) ? = 27 × 49 × 1.5 = 1985 (Approx) Q.122.(2) Let Brijesh get x Q.109.(3) 13824+9025-13225=?3 Chaman will get (25500-x) ?3=9624 Brijesh will turn 22 in 9 years and Chaman will get 22 in 8 years ? ≈ 21

110 MICA APRIL 2020 Renowned fashion designer Wendell Rodricks died in Colvale village in Goa. He was 59. PREVIOUS PAPER (20 JAN 2020) According to condition Q.127.(5) Total number of professors teaching Economics 9 8 4  4  and English together x 1+ =( 25500 − x) 1 + 100  100  = (10+24)/100)×50 =17 Total number of professors and assistant 8 4  professors teaching Economics and English 1+ = 25500 − x 100 = 25500 - x together = (10+22)/100 × 150 = 48 Total number of assistant professors teaching 26 x= 25500 − x Economics and English together = 48 - 17 = 31 25 Required % = (31 - 17)/17 × 100 = 82% x = 12500 Q.128.(1) Total professors teaching Psychology and Amount received by Chaman initially Sociology together = (16 + 12)/100) × 50 = 14 =25500-12500=13000 Rs. Total number of professors and assistant Q.123.(5) Let speed of slower train=x professors teaching Psychology and Sociology Then speed of other train=x+12.5 together = (18 + 14)/100) × 150 = 48 Now 8x+8(x+12.5)=276 Required % = 14/48 × 100 = 175/6 On solving x=11 Km/h Q.129.(2) Central Angle = (14/100) × 360 = 50.4° Q.124.(3) The minimum number of passenger x, at which Q.130.(5) Total male professors = (9/25) × 50 = 18 there is no loss and number of passengers Female professors = 50 - 18 = 32 travelling= n and let the distance is d Total assistant professors = 150 - 50 = 100 p (x-n)d Total male assistant professors p= k(x-n)d where k is constant, = (9/20) × 100 = 45 ∝ p= 4200,n=29 and d= 54 Total female assistant professors 4200 = k(29-x)54-----(1) = 100 - 45 = 55 Again p= 8100, n=36 and d=63 Total female professors and assistant 8100=k(36-x)63-----(2) professors = 32 + 55 = 87 15× 47.67 Dividing eq(2) by eq(1) Q.131.(2) Required answer= ×100 = 130 3x=45 550 x= 15 840× 0.85 Q.132.(3) Required answer= = 24 1  29.75 Q.125.(3) P× R × t −  2  P× R × t 40× 24.75 = Q.133.(3) Required answer= ×100 = 110 100 100 900

1  24× 18.33 × 100 P× 8 × t −  = 320 2  P× 7 × t Q.134.(5) Required answer= = 137.5 100 100 Q.135.(4) 125= [x/x-105]×100 (Strike rate formula given) 8t – 4 = 7t 125x -13125 = 100x t = 4 x = 525 P× 7 × 4 P + = 2560 Average = 525/20 = 26.25 100 Q.136.(4) Let speed of train B = x m/s. P = Rs.2000 Sum of length of train A and B=L Q.126.(1) Approximate average number of professors 90 km/h. = 25 m./sec. teaching computer science, psychology, English L and sociology are: = 10 25− x Computer Science = 22/100 × 50 = 11 L Psychology = 12/100 × 50 = 6 = 25 English = 24/100 × 50 = 12 25− 2x Sociology = 16/100 × 50 = 8 on solving Average = (11 + 6 + 12 + 8)/4 = 9.25 x = 9.375

The Institute of Chartered Accountants of India (ICAI) elected Atul Kumar Gupta as its APRIL 2020 MICA new president. 111 CRP CLERK MAINS L= 156.25 1 Unit = 200 6 15 Unit = 3000 Length of train B =156.25 × ≈ 59 16 Q.140.(3) Let number of female participants be x 3072 Q.137.(1) = Rs. 192 (C.I. of first year) And number of male participants be y 16 Total number of matches in which both 17 192× = 204 (C.I. of second year) participants were female = 66 16 x C2 = 66 Total C.I. of 2 years = 192+204 = 396 x( x− 1) = 66 Amount after 2 year = 3072+396 = 3468 2 1 8 on solving C.I. of 8 months = 3468× × = 144.5 16 12 x = 12 Total C.I. = 396 + 144.5 = 540.5 Total number of matches in which both 120 participants were male = 253 Q.138.(4) Marked price of the article =240 × = 288 y 100 C2 = 253 288− 264 y( y− 1) Discount = ×100 = 8.33% = 253 288 2 on solving Q.139.(1) Investment's Ajay : Bavesh : Chandesh = 5 : 6 : 4 Profit's Ajay : Bavesh : Chandesh y = 23 = 3.5 + 4.5 : 4.2 : 2.8 Now, number of matches between one male 23 12 Ajay : Bavesh + Chandresh = 8 : 7 and one female = C1 × C1 = 23 × 12 = 276 EXPLANATION/CRP CLERK MAINS/GENERAL AWARENESS Q.141.(1) The Headquarters of IAEA is in Vienna, Q.149.(4) In order to promote digital payments the Austria. The International Atomic Energy Finance Minister announced that no MDR Agency is an international organization that (merchant discount rate) charges will be seeks to promote the peaceful use of nuclear applicable on transactions/ payments done via energy, and to inhibit its use for any military RuPay and UPI platforms beginning January 1, purpose, including nuclear weapons. 2020. Q.142.(2) The Headquarters of SWIFT is in Belgium. Q.150.(2) Paytm has partnered with HDFC Life Insurance The Society for Worldwide Interbank Financial to purchase insurance products from HDFC Life. Telecommunication, legally S.W.I.F.T. SCRL, Q.151.(1) The Prime Minister launched Atal Bhujal provides a network that enables financial Yojana in an event held in New Delhi on the institutions worldwide to send and receive birth anniversary of former Prime Minister information about financial transactions in a Atal Bihari Vajpayee. secure, standardized and reliable environment. Q.152.(5) As per Payments system vision 2019-2021, Q.143.(4) Vijay Kumar Iyer is appointed as liquidator of number of digital transactions is expected to Aditya Birla idea Payments Bank. increase from 2069 crore in December 2018 to Q.144.(4) At present 24.39% is the total forest cover in India. 8707 crore in December 2021. Q.145.(2) Peter Handke is the awardee of the Nobel Prize Q.153.(4) Digital payments constitute 96% out of total for literature 2019. non-cash retail payments during the period Q.146.(1) Indian grandmaster Koneru Humpy has October 2018 to September 2019. become the 2019 Women's World Rapid Champion in chess. She defeated China's Lei Q.154.(1) Indore was adjudged as the cleanest city as per Tingjie in a dramatic final in Moscow, Russia. swacch survekshan league 2020. Q.147.(5) DRDO Young Scientist Laboratories are Q.155.(2) Exercise tiger triumph was conducted between located in Bengaluru, Mumbai, Chennai, India and USA. Kolkata and Hyderabad. Q.156.(2) Rs.100 crore is the minimum paid-up capital Q.148.(5) Cricketer Peter Siddle is an Australian fast required for an urban cooperative bank to Bowler. voluntarily convert into a small finance bank.

The Trustees of Tata Trusts have appointed Srinath Narasimhan as the Chief Executive of MICA APRIL 2020 112 the Trusts with effect from April 1, 2020. PREVIOUS PAPER (20 JAN 2020) Q.157.(2) World Pulses Day was observed for the first Q.176.(3) For small business, loans upto 50000/- is time on February 10, 2019. available under the 'Shishu' category and Q.158.(2) Konark dance festival in the month of beyond 50,000 and up to 5 lakh under the December is celebrated in Odisha. 'Kishor' category. It also offers loans beyond 5 lakh and up to 10 lakh under the Tarun category. Q.159.(3) By 2022 India will achieve target of 175GW renewable energy generation. Q.177.(2) Kudankulam Nuclear Power Plant is the largest nuclear power station in India, situated Q.160.(4) The Pradhan mantri Kisan Samman Nidhi Yojana in Koodankulam in the Tirunelveli district of provides RS. 6000 to farmers in 3 installments. the southern Indian state of Tamil Nadu. Q.161.(3) On January 12, national youth day is celebrated Q.178.(4) Ahmedabad was the first world heritage Indian on the birth anniversary of Swami Vivekananda. city inducted in 2017 by UNESCO. Q.162.(1) Vidya Sinha was an Indian film actress who Q.179.(1) RBI has asked banks to extend PoS cash has acted in Hindi films. withdrawal facility up to Rs. 2,000 per day in Q.163.(2) Training to astronauts for the gaganyaan Tier-III to VI centres. mission will be provided in Russia. Q.180.(5) State Bank of India is lead convenor bank of Q.164.(2) 3 Years and 10 Years is the fixed maturity series Ladak. of Bharat bond ETF. Q.181.(2) A Credit Linked Capital Subsidy Scheme is to Q.165.(5) Seema is a weightlifter. facilitate technology up-gradation in MSEs by Q.166.(4) Hemant Soren has been appointed as the chief providing an upfront capital subsidy of Rs. 1 minister of Jharkhand. crore. Q.167.(2) Punjab national bank was proposed to be Q.182.(3) Virat Kohli has become the top batsman in ICC amalgamated with Oriental Bank of commerce test batting rankings in December 2019. & United Bank of India. Q.183.(3) RBI has increased the timeline for the conversion Q.168.(2) Union Government is planning to set up a new of minimum KYC detail for prepaid payment rocket launch pad near Kulasekarapattinam in instruments (PPIs) to full KYC compliant Tamil Nadu. PPIs from 18 months to 24 Months. Q.169.(1) The Great Himalayan National Park is one Q.184.(4) Universal Sompo General Insurance Company of India's national parks, is located in Kullu has launched the “Super Health care policy” region in the state of Himachal Pradesh. with Allahabad Bank. Q.170.(3) 107th Indian Science Congress was held at Q.185.(2) The Defence Research and Development University of Agricultural Sciences, GKVK Organisation has put its over 450 patents Campus, Bangalore, Karnataka from 3-7th for free access to industries for commercial January, 2020. exploitation. Q.171.(2) Brasilia is the capital of Brazil. Q.186.(3) To 51 sub sectors, CLCSS provides investment Q.172.(4) Mobile Aided Note Identifier is the full form for technology upgradation in MSME. of MANI app. On January 1, 2020 the Reserve Q.187.(1) According to RBI, the interest rate linked to an Bank of India (RBI) launched a mobile app external benchmark has to be revised at least for visually and /or hearing impaired people once in 3 months. to identify the denomination of currency notes. It seeks to help such people who faced Q.188.(2) Income Fund is a type of mutual fund or various problems in accessing the new and old exchange-traded fund (ETF) that emphasizes currency notes of the Mahatma Gandhi Series. current income, either on a monthly or quarterly Q.173.(1) The theme of New Delhi World Book Fair basis, as opposed to capital gains or appreciation. 2020 was Gandhi: the writers’ writer. Q.189.(2) Smriti Mandhana is the only Indian cricketer Q.174.(3) There are 48 half-hourly batches every day. The to have found a place in both the ICC Women's settlement of first batch commences after 00:30 ODI Team and T20I Team of the Year. hours and the last batch ends at 00:00 hours. Q.190.(4) Pakistan and the World Bank have signed a Q.175.(5) The headquarters of new development bank is loan agreement worth USD 406 million for the in Shanghai, China. Khyber Pass Economic Corridor project.

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