FORTY- FOURTH ANNUAL REPORT

AND LIST OF SHAREHOLDERS

THE DOMINION BANK

3 1 st DECEMBER 1914 THE DOMINION BANK ESTABLISHED 187 1

HEAD OFFICE: - TORONTO

CAPITAL, PAID UP - $ 6,000,000

RESERVE FUND - - 7,000,000 UNDIVIDED PROFITS 284,316 TOTAI, DEPOSITS 57,766,996 TOTAL ASSETS - 80,457.109 31sr DECEMBER,1914

NEW HEAD OFFICE BUILDING TORONTO, CANADA ERECTED 1914 DIRECTORS

PKESIDENT SIR EDMUND B. OSLER, M.P. VICE-PRESIDENT W. D. MATTHEWS A. W. AUSTIN J. C. EATON W. R. BROCK J. J. FOY, K.C., M.L.,A. JAMES CARRUTHERS E. W. HAMBER R. J. CHRISTIE H. W. HUTCHINSON A. R2. NANTON

OFFICERS

HEAD OFFICE : TORONTO C. 4. BOGERT, GENERALMANAGF:K Assistants to the General hlauager A. PEPLER E. A. BSGG Eastern Inspector W. WILY Assistant Inspectors J. M. JELLETT C. S. PIM E. H. BAINES, Secretary

WESTERN BRANCHES WINNIPSG F. L. PATTON, Superintendent of Western Branches R. W. CROMPTON, Acting Western Inspector R. C. PATON, Assistant Western Inspector BRANCHES OF THE DOMINION BANK

ONTARIO BADEN...... E. R. Fitzgerald ...... Manager BELLEVILLE...... J. W. Murray ...... Manager BERLIN...... N. Evans ...... Manager BRAMPTON...... C. D. Gordon ...... Manager CHATHAM...... W. C. Armstrong...... Manager COBOURG...... E. H. Osler ...... Manager DRESDEN...... R. D. Black...... Manager FORTFRANCES ...... C. M. Denison...... Manager FORTWILLIAI~ ...... A. M. Cowie...... Manager GRAVENHURST...... D. L. Hill...... Manager (;UELPH ...... Karl Bergmann ...... Manager HAR~ILTON...... C. A. Ross...... Manager East End Branch ...... C. A. Ross...... Manager ~IESPELER...... C. A. Gossage...... Manager HUNTSVILLE...... C. N. Henry...... Manager LINDSAY...... Robert Ross ...... Manager LONDON...... E. C. Bowker ...... Manager Rectory St. Branch ...... E. C. Bowker ...... Manager MADOC...... F. Cottle ...... Manager MARMORA...... W. Watts ...... Manager NOIJNTALBERT ...... %. O. Terry ...... Manager NAPANEE...... G. P. Reiffenstein...... Manager ORILLIA...... J ohn Scott ...... Manager Osrr~wn...... A. H. Black ...... Manager OTTAWA...... C. 0. Fellowes...... Manager By-Ward Market Branch ...C. 0. Fellowes...... Manager PETERBOROUGH...... John Crane ...... Manager PORTARTHUR ...... F. W. Diggle ...... Manager ST. THOMAS. . , ...... E. S. Anderson...... Manager SEAFORTH...... A. E. CoIson ...... Manager TILBURY...... S. F. Sloane .... .Acting Manager TORONTO...... Cor. King & Yonge Sts...... W. K. Pearce ...... Manager A. M. Bethune . Assistant Manager W. Walker. .. .Assistant Manager Avenue and Davenport Kds. .J. T. Lownsbrough...... Manager Bloor and Bathurst Sts...... John C. Wedd ...... Manager Broadview Ave. & Queen St ..C. Armstrong ...... Manager City Hall Branch ...... G. C. Marriott...... Manager Danforth & Logan Avenues.. .. Yonge St. and St. Clair Ave..J. Cruso ...... Manager (Deer Park Branch) Dovercourt Rd. & Bloor St. ..B. D. Saunders...... Manager Tlufferin St. & Lappin Ave. . .H. J. Hagarty. . .Acting Manager Dundas & Queen Sts...... A. A. Helliwell...... Manager Dufferin St. & St. Clair Ave. .M.Holmes ...... Manager (Earlscourt Branch) Dupont & Christie Sts...... C. E. Pepler...... Manager Eglinton Ave. & Yonge St. . .T. W. Butler ....Acting Manager BRANCHES (ONTARIO)-Continued. BRANCHES-Continued

TORONTO-Continued SASKATCHEWAN-- - ...... Lee Ave. & Queen St...... N. S. Lockie...... Manager GRENFELL M. C. Fraser .Manager h4cCaul & St. Patrick Sts.. .. MOOSEJAW ...... C. W. Conway...... Manager .L. M. Maynard. . .Acting Manager ...... King & Jarvis Sts...... W. W. Nation...... Manager REGINA W. S. Gray. .Manager (Market Branch) SASKATOON...... G. S. Hackland...... Manager *SW~FTCURRENT ...... J. L. Hunt...... Acting Manager Queen St. & Augusta Ave.. . ..C. Walker ...... 'Manager *Closed January, 1915. Roncesvalles Ave...... A. E. S. Thompson...... Manager Sherbourne & Bloor Sts...... H. Morris ...... ,Manager ALBERTA (Rosedale Branch) ...... CALGARY...... R. I(. Beairsto. .Manager Sherbourne & Queen Sts.. . ..R. M. Gray...... Manager EDMONTON...... H. Ransford ...... Manager Spadina Ave. & College St.. . F. 0. Cayley...... Manager ...... First St. Branch ..H. Ransford .Manager.Manager Victoria & Queen Sts...... : . C. A. Pack...... Acting Manager Kenistino & Norwood Aves..H. Ransford ...... West Toronto ...... Y. W. H. Brough...... Manager (Norwood Branch) Union Stock Yards Branch. .R. W. H. Brough...... Manager South Branch ...... F. R. Cochran...... Manager St. Clair Ave. & Vaughan Rd.A. K. Pringle...... Manager H~GHRIVER ...... J. S. Paterson. ....Manager (Wychwood Branch) MEDICINEHAT ...... W. A. Radcliff ...... Manager Yonge & Bloor Sts...... J. D. N. Waugh. .Acting Manager BRITISH COLUMBIA Yonge & Cottingham Sts.. . ..J. W. B. Walsh...... Manager NEW WESTMINSTER...... G. H. Mathewson...... Manager UXBRIDGE...... D. T. Hepburn ...... Manager ...... VANCOUVER W. T. Gwyn. .Acting Manager WALKERVILLE...... T. A. Gale...... Acting Manager Granville & Broadway Sts.. .W. T. Gwyn.. .. WELLAND...... A. R. Lockhart. . .Acting Manager (Fairview Branch) WHITBY...... A. A. Atkinson ...... Manager VICTORIA...... C. E. Thomas...... Manager WINDSOR...... H. Rush ...... Manager WINGHAM...... A. M. Scully...... hfanager LONDOX, ENGLAND 73 CORNHILL,E.C...... J. H. Horsey...... Manager QUEBEC S. L. Jones. .. .Assistant Manager MONTREAL...... M. S. Bogert...... Manager S. M. Harman.Assistant Manager Bleury & St. Catherine Sts...L. H. Seale ...... Manager Guy & St. Catherine Sts. ....C. H. Tatum...... Manager St. Lawrence Boul. & Prince Arthur St...... J. Snow...... Acting Manager (St. Lawrence Boul. Branch)

MANITOBA BOISSEVAIN...... A. E. Piercy ...... Manager BRANDON...... T. van Someren...... Manager DELORAINE...... M. S. Burger...... Manager SELKIRK...... J. Grisdale ...... Manager WINNIPEG...... F.L. Patton...... Manager G. R. Heron. . .Assistant ~anager North End (Main St.) ...... W. S. Darling...... Manager Notre Dame Ave. & Sher- brooke St...... C. M. Denison...... Manager Portage Ave. Branch...... V. R. F. Sutton...... Manager Portage Ave. & Arlington St.M. F. Jemmott ...Acting Manager (Arlington St. Branch) Redwood Ave. & Main St.. . .E. J. S. Townshend. ....Manager (St. Johns Branch) 8 CHlEF CORRESPONDENTS

GREAT BRITAIN Bank of England. The National Bank of Scotland, Limited. FRANCE - - Comptoir National d'Escompte de Paris. Crkdit Lyonnais. ITALY - - - Banca Commerciale Italiana. HOLLAND - Hope & Company. BELGIUM - - Credit Lyonnais. SPAIN - - - Crkdit Lyonnais. SWITZERLAND Banque des Grisons. Banque Cantonale de Berne. RUSSIA - - Crtdit Lyonnais. CHINA - - - Hong Kong and Shanghai Banking Corpora- tion. International Banking Corporation. JAPAN - - Yokohama Specie Bank, Limited. AFRICA - - National Bank of South Africa, Limited. AUSTRALIA - Union Bank of Australia, Limited. UNITED STATES BOSTON,MASS. - - The National Shawmut Bank. . - The First National Bank. BUFFALO,N.Y. - - The Marine National Bank. CHICAGO,ILL. - - - The Continental and Commercial National Bank. CLEVELAND,OHIO. - - The First Xational Bank. DETROIT,MICH. - - The First & Old Detroit National Bank. DULUTH,MINN. - - -The American Exchange National Bank. MINNEAPOLIS,MLNN - The Northwestern National Bank. " - The First National Bank. NEW YORK,N.Y. - - The National City Bank. ' . - The National Park Bank.

PHILADELPHIA,PA. - The Girard National Bank. " - The Central National Bank. PITTSRURG,PA. - - The First-Second National Bank.

SECTION OF MAIN BANKING ROOM ST. LOUIS,Mo. - - - The National Bank of Commerce. ST. PAUL,MINN. - - The First National Bank. SAN FRANCISCO,CAL - The Bank of California. WASHINGTON,D.C. - The Riggs National Bank of Wash- ington. 11

PROGRESS OF THE DOMINION BANK-Continued PROGRESS OF THE DOMINION BANK-Continued LIQUID ASSETS NET PROFITS Specie, Dominion Go\ ernment Demand Notes, Notes of and Cheques on other Banks, Balances due from other Banks in Canada and Foreign Countries, Provincial Government, Municipal and other Securities, and Loans on call secured by Stocks and Bonds.

TOTAL DEPOSITS

TOTAL ASSETS 1875 ...... $3,653,007 1880 ...... 5,501,670 1885 ...... 8,950,580 1890 ...... 12,309,378 1895 ...... 14,289,165 lo...... 20,824,147 1905 ...... 44,403,739 1910 ...... 62,677,820 1911 ...... 70,179,552 1912 ...... 79,224,680 1913 ...... 80,506,462 1914 ...... 80,157,109

14 GENERAL STATEMENT YEAR ENDING 3 1 st DECEMBER, 1 9 1 4 ASSETS LIABILITIES Gold and Silver Coin...... $6,000,000 00 Dominion Government Notes...... Capital Stock paid in...... Notes of other Banks...... Reserve Fund...... $ 7,000,000 00 Cheques on other Banks...... Balance of Profits carried forward...... 284,316 59 Balances due by Banks and Banking Correspondents Dividend No. 129, payable 2nd January, 1915...... 179,979 10 elsewhere than in Canada...... Bonus, Two per cent., payable 2nd January, 1915.. 119,992 00 Former Dividends unclaimed...... 725 75 7,585,013 44 Dominion and Provincial Government Securitiw - - - .~------not exceeding market value...... Total Liabilities to the Shareholders $13,585,013 44 Canadian Municipal Securities, and British, Foreign Notes in Circulation...... 4,143,040 00 ...... 1,552,861 95 and Colonial Public Securities other than-.-- Csnn- Balance due to Dominion Government.. dian, not exceeding market value...... De~ositsnot bearing interest...... $ 8,597,303 89 Railway and other Bonds, Debentures and Stocks, Dkbosits bearing interest, including not exceeding market value...... interest accrued to date...... 49,169;692 86 -. Call and Short (not exceeding thirty days) Loans - 57.766.9961 -- 75 in Canada on Bonds, Debentures and Stocks.. . Balances due to other Banks in Canada...... 314:220 67 Call and Short (not exceeding thirty days) Loans Balances due to Banks and Banking Correspondents elsewhere than in Canada...... in the United Kingdom and foreign countries.. 2,088,126 19 - Bills Payable ...... 9,600 00 Other Current Loans and Discounts in Canada Acceptances under Letters of Credit.. .. 465,673 80 (less rebate of interest)...... Liabilities not included in the foregoing.. . 531,576 85 Other Current Loans and Discounts elsewhere than Total Liabilities to the Public...... 66,872,096 21 in Canada (less rebate of interest)...... Liabilities of Customers under Letters of Credit, as per contra ...... Real Estate other than Bank Premises...... Overdue Debts (estimated loss provided for). .... Bank Premises, at not more than cost, less amounts written off ...... Deposit with the Minister of Finance for the pur- poses of the Circulation Fund...... Mortgages on Real Estate sold...... Other Assets not included in the foregoing......

$80,457,109 65

$80,457,109-- 65 TORONTO,31st December, 1914. E. B. OSLER, C. A. BOGERT, President. General Manager.

We have compared the above Balance Sheet with the hooks and accounts at the Chief Office of The Dominion Bank, and with the certified returns received from its Branches, and after checking the cash and "erifying the securities at the Chief 0,ffice and two of the PrIn- elpal Branches on December 31st, 1914, we certify that, In our pplnlon, such Balance Sheet exhibits a true and correct view of the state of the Bank's affa~rs,accord~ng to the best of our ~nformation,the explanations given to us and as shown by thc.books of the, Bank. In addition to the examinations mentioned the cash and securltles at the Ch~efOffice and two of the principal Branches were checked and verified by us during the year and found to be inAll accord information with the and books explanations of the Bank. required have been given to us and all transactions of the Bank which have come under our notice have, in our opinion, been within the powers of the Bank. G. T. CLARKSON R. J. DILWORTH T~R~~To,January lYth, 1915. of Clal-kson, Gordon & Dilworth, C.A. I i THE DOMINION BANK

PROCEEDINGS

OF THE Forty-Fourth Annual General Meeting OF THE SHAREHOLDERS.

The Forty-fourth Annual General Meeting of the Dominion Bank was held at the Banking House of the Institution, Toronto, on Wednesday, 27th January, 1915. Among those present were noticed : C. W. Smith, 1Villiam Davies, A. I)\. LlacDonald (ICp- som), Sir Edmund B. Osler, A. \IT.Austin, Robert Ross (Lindsay), E. H. Osler (Cobourg), C. A. Rogert, A. Pepler, C. H. Edwards, H. R. Playtner, Allan McPherson (Long- ford Mills), E. A. Begg, A. E. Gibson, W. R. Brock, \\'. 1). Matthews, C. C. Van Norman, H. R. Van Norman, Walter J. Barr, R. J. Christie, James Carruthers, Hon. Thos. Craw- ford, Richard Brown, Charles Walker, H. 141. Hutchinson, E. W. Hamber, J. G. Ramsey, Alan R. Ramsey, Cawthra Mulock, C. E. Lee, D'Arcy Martin, K.C., Charles B. Powell, 1.. H. Baldwin, Edward Galley, James E. Baillie, John I;. 19 20 THE DOMINION BANK 21 THE DOMINION BANK Kavanagh, Andrew Semple, James Matthews, William Mc-

Leish, J. C. Eaton, William S. Kerman, Peter Macdonald, * - N. Hockin, Frank H. Macdonald, Rev. T. W. Paterson, J. The Directors beg to present the following Statement E. Finkle, H. B. Hodgins, Harry L. Stark, Albert Nord- of the result of the business of the Bank for the year ended heimer, J. K. Niven, William Ross, W. J. Fleury, A. C. 31st December, 1914 :-- Paull, Capt. Dudley F. Jessopp, W. C. Harvey, Graham Balance of...... Profit and Loss Account, 31st December, Campbell, Edward Burns, William Mulock, jr., W. L. Mat- 1913 .$ 647,688 32 thews, Hon. J. J. Foy, K.C., M.L.A., George N. Reynolds, Net profits for the year, after deducting all charges and 925,364 94 making full provision for bad and doubtful...... debts.. 188,655 20 F. C. Taylor (Lindsay), H. T. Eager, Frank Arnoldi, K.C., premium received on new Capital Stock Hon. Duncan J. McIntyre, Alex. C. Morris, F. L. Patton, ...... $1,761,708 46 F. S. Wilson (Picton), H. Crewe, A. Monro Grier, K.C., Making a total of Which has been disposed of as follows: F. E. Dingle, Thomas Long, Edwin Roach, Dr. Charles Dividends (quarterly) at twelve $715,244 67 O'Reilly, F. L. Fowke (Oshawa), Aemilius Baldwin, Dr. R. per cent. per annum ...... Bonus, Two per cent...... 119,992 00 M. Bateman, V. H. E. Hutcheson, James Scott, F. J. Harris, J. P. Bell (Hamilton), R. S. McLaughlin (Oshawa), Total..... distribution to Shareholders...... of Four- A. E. Ferrie, W. Gibson Cassels, Joseph Walmsley, M. S. teen per cent. for the year.. Contribution to Officers' Pension Fund.. ... Bogert (Montreal), Stephen Noxon, D. Henderson, K.C., Contribution to Canadian Patriotic Fund. .. Leighton McCarthy, K.C., G. H. Muntz, George McDonald, Contribution to Canadian Red Cross Society Contribution to Belgian Relief Fund ...... Dr. John M. Baldwin, Thomas Armstrong, M.D., A. J. Har- rington, L. A. Hamilton, A. H. Campbell, H. S. Osler, K.C., J. Harry Paterson, E. C. Burton (Port Perry), J. Gordon Transferred to Reserve Fund-Premium on New Stock ...... 188,655 20 Jones, H. Gordon Mackenzie, W. Wallace Jones, F. C. Sni- $1,077,391 87 der, W. Cecil Lee, N. W. Tovell, H. E. Smallpiece, N. F. Davidson, K.C., John Firstbrook, J. J. Cook, John J. Dixon, ...... $100,000 00 R. M. Gray, W. H. Knowlton, H. S. Harwood, F. D. Brown, Written off Bank Premises .:. Reserved for possible...... Depreciation in value Thomas H. Wood, A. R. Boswell, KC., Samuel Jeffrey of Assets 300,000 00 (Port Perry), William Crocker, E. C. Jones, F. H. Gooch, 400,000 00 J. 0.Buchanan, John Leckie, W. C. Crowther, Sir Henry M. Pellatt, C.V.O., W. H. Edwards, W. E. Carswell. Balance of Profit and Loss carried forward..

It was moved by Mr. W. R. Brock, seconded by Mr. RESERVE FUND. A. W. Austin, that Sir Edmund B. Osler do take the chair and that Mr. C. A. Bogert do act as Secretary. Balance at credit of account, 31st December, 1913. .... $6,811,344 80 Transferred from Profit and Loss Account ...... 188,655 20 Messrs. A. R. Boswell, K.C., and W. Gibson Cassels were appointed Scrutineers. $7,000,000 00 The Secretary read the Report of the Directors to the Shareholders, and submitted the Annual Statement of the affairs of the Bank, which is as follows: E. B. OSLEK, C. A. BOGERT, Presidet~t. General Manager. THE DOMINION BANK 23

In the last Annual Report your Directors made refer- ence to the general financial and commercial depression then existing, which condition was much intensified through the outbreak of the war in Europe in July last, necessitating the exercise of unusual care in administrating the affairs of the Bank. It has been our endeavor to fully provide for the requirements of deserving borrowers, particularly those engaged in producing and marketing the food-stuffs of the country, at the same time maintaining strong cash reserves and liquidity of assets-this policy has been satisfactorily carried out. The earnings were somewhat smaller than in 1913, but justified the declaration of the usual dividends and bonus after ample provision had been made for all accounts of a doubtful character and for possible depreciation in the value of assets. The Directors feel that you will approve of certain unusual disbursements that were made from the profits of the year, namely, contributions to the Canadian Patriotic Fund, the Canadian Red Cross Society and the Belgian Re- lief Fund, reported in detail in the statement. It will be observed that the issue of new Capital Stock of the 15th of February, 1913, is now fully paid up, the Capital Account standing on 31st December, 1914, at $6,000,000, and the Reserve Fund at $7,000,000. A notable event in the history of the Bank has taken place since the Shareholders last met, in the completion of the new Head Office Building, which was occupied in November last. The results obtained may be considered highly satisfactory - allowance has been made for the natural growth of the Bank's business, and every facility has been provided for the convenience of its customers; further- more, considerable revenue will be derived from the space rented by the various tenants of the Building. During the year Branches were opened at Fort Frances, Ont., and in Toronto at Yonge & Hayden Streets, and at the corner of McCaul & St. Patrick Streets. The following Western Branches were closed, as the business secured, and the prospects, did not justify their further maintenance :-Hanley, Sask. ; Claresholm, Alta. ; 24 THE DOMINION BANK THE DOMINION BANK 25 Granville St. Branch, Vancouver; South Hill Branch, Moose Jaw; Hillhurst Branch, Calgary; Riverside Branch, Cal- gary; Fernwood Branch, Victoria. COMMENTS OF THE GENERAL MANAGER, MR. In accordance with Section 56 of the Bank Act, and C. A. BOGERT. following their appointment at the last Annual General "In the Report of the Directors, which is now before you Meeting, a complete audit of the affairs of the Bank was made by your Auditors, Messrs. G. T. Clarkson and R. J. for approval, the President has mentioned the conservative Dilworth, whose certificate is attached to the Statement now policy pursued by the authorities of the Bank during what has been a trying period, and which has affected the results submitted. in some Departments of its business. 1 In addition, the usual inspections of all the Branches of The outstanding feature of the Statement is, I think, the Bank have been made during the twelve months under the liquid position of the Bank's Assets on December 31st, review, and the Head Office Cash, Investments and Balance ultimo, which was attained at some small sacrifice to the Sheet of the 31st December were verified by a committee of earning power, warranted by the unusual complications with your Directors. which we were beset in 1914. On December 31st the actual cash in the Bank's vaults E. R. OSLER, Toronto, 27th January, 1915. President. -that is, gold and silver coin, Dominion Government notes and notes of other Banks-amounted to the large total of nearly $12,000,000. Including cash balances due by other Banks and Banking Correspondents, of over $3,500,000, the total Cash Assets-that is, cash or its equivalent-reached the substantial sum of $15,343,000 at the end of the year. The immediately available Assets, which include the Bank's various Investments ($5,8OO,3 12.71 )-these under the new Bank Act must be entered at amounts not exceed- ing the market value-and call and short loans in Canada and elsewhere ($6,160,000), amounted to $27,300,000, or 40 per cent. of the total public liabilities. The Investments to which I have made reference are of a generally excellent character, and although they depreciated considerably in value in 1914, are now carried on our books at conservative figures. The Bank's advances on call are to responsible borrowers, against standard securities of a readily market- able class under ordinary conditions. Current Loans and Discounts in Canada, $47,196,000, have contracted during the twelve months which we are now reviewing by $1,300,000-the natural result of business de- pression and the consequent lessening of the demand for Banking accommodation. Amongst these advances is the usual large amount loaned against grain and other staple products, greatly increasing the percentage of liquid assets. A recent analysis of these commercial advances reveals the interesting fact that the Dominion Bank is assisting prac- tically every form of legitimate business in Canada-having, THE DOMINION BANK 27 of course, due regard to the integrity and financial responsi- bility of the various borrowers-including the following classes: Grain, dairy products, dressed meats, flour, lumber, hardware, furs, drygoods and clothing, hides and leather, groceries, boots and shoes, iron and steel products, brew- eries, agricultural implements and vehicles, drovers, farm- ers, municipalities and school districts, qtocks and bonds, rubber goods, builders and contractors, hospitals and churches, transportation, metal dealers, coal and wood, fur- niture, woodenware, fish, stationery, etc. In so far as this Bank is concerned-and doubtless the same conditions exist in our sister Institutions-these facts should be a refutation of the unjustified criticism that has arisen to tlie effect that when financial clouds appeared on the horizon our Banks locked their vaults and refused accommodation to those deserving it to the detriment of the community. It may be taken as a fact that the Canadian Ilanks are giving substantial aid to every legitimate business and enterprise entitled to it : it is also the case that our finan- cial institutions possess ample resources to conduct the busi- ness of the country through a troublesome period, the end of which is not yet in sight. Our Bank Premises Account shows a considerable expansion, largely accounted for by the expenditure on the new Head Office Building. As the President has stated in his preliminary Report, the completion of this Building is an important event in the history of tlie Bank. Speaking for the Executive Staff, I may say that for a number of years we have been under many disadvantages, owing to the limited space at our disposal, and without the means to properly organize the various Departments of the Institu- tion. Our present Offices are of the most complete and commodious character, relating both to the space provided for the public and that occupied by our own Staff. We are now working under the most favorable conditions, better organization is possible, and we feel sure that the results will be beneficial to your interests. It is with pleasure that vie welcome such a large num- ber of the Shareholders to-day on the occasion of the first Annual General Meeting beneath this roof. Commenting a few moments on the public liabilities of the Bank, you will observe that the Note Circulation is THE DOMINION BANK 29

$4,143,000, as against $4,631,000 on the 31st December, 1913 -a shrinkage of $488,000. Such a shrinkage is always an unfailing barometer of adverse trade conditions, and may be largely accounted for by the curtailment of the operations of employers of labor-those customers of the Bank engaged in various manufacturing enterprises who have been obliged, through force of circumstances, to cut down the number of their employees. Our Deposits not bearing interest show little change. The Deposits bearing interest have decreased about $2,000,- 000, but this has been occasioned in part by the withdrawal of certain special amounts, and is not particularly significant. At the same time, I may venture the prediction that owing to the large number of unemployed in Canada and the neces- sity ior many of them existing on their wisely accumulated savings of the past few years, the Deposits in the Canadian Banks will not continue to show the steady growth of recent years-on the contrary, they are likely to decline until after the cessation of the war and pending a gradual change to more favorable and normal conditions. The recent exhaustive reports and analysis of the situa- tion in Canada made by the heads of our leading financial institutions leave little room for amplification. What must appeal to us particularly, however, is the paramount fact that Canada occupies an enviable position through her won- derful resources and the advantages she enjoys in the matter of agricultural products. Already we learn of a large in- crease in acreage for 1915, and with higher prices for our food-stuffs and an increasing demand for them from the mother country, her allies and our neighbors to the south of us, we can reasonably look forward to the receipt of large sums in payment of our products during the closing months of 1915. May I, in conclusion, suggest that Canadians would do well to adopt the following policy during the trying period through which we are passing: the increasing of our pro- ducts, the practise of economy and the determination to meet with courage any unfavorable situation that may yet arise." THE DOMINION BANK 31

ADDRESS BY THE PRESIDENT. In moving the adoption of the Report, the President, Sir Edmund B. Osler, N.P., made the following remarks : "The General Manager has covered the ground very fully in so far as the figures of the Statement are concerned -one important ieature on which I can congratulate the Shareholders is the fact that the Directors had no hesitation in again declaring a 2 per cent. bonus in 1914, as was done the last few years. I think you all understand, however, that the policy of the Board is not to make this a fixed annual distribution, but-as the profits of the Bank warrant it-to give the Shareholders as large a return on their invest- ment as can reasonably be done. U7e have contributed to the Officers' Pension Fund, the Canadian Patriotic Fund, the Canadian Red Cross Society and the Belgian Relief Fund-a total of $53,500,- and I am quite sure there is no Shareholder of the Bank who will not approve of our action. Mr. Bogert has referred to the new Head Office Build- ing, and I think has said all that is necessary on that subject. We all feel pleased at being in these splendid new quarters, and while the relative expenditure may seem large, it is, under all the circumstances, quite justified, and will, I am satisfied, be approved by the Shareholders. While the war is blamed for much of the depression in trade, it cannot rightly be said to be wholly responsible- anything we may have suffered from this cause has to a large extent been offset by the higher prices we have ob- tained for our products and the extensive orders which have been placed in Canada for war material. The country had gone mad over speculation in real estate which nothing ap- parently could stop-everywhere people were dividing farm lands into town lots-more especially in the West-selling, in some instances, a half-acre lot at the price of a good farm in Ontario, usually receiving only a small payment down and leaving an obligation on the purchaser to pay the bal- ance, which, in most cases, he has been unable to do. This has been the cause of great distress in Canada, and I think that we should not try to attribute our hard times entirely to the European situation. I do not believe there will be any immediate return of prosperity, but there is no doubt that from year to year these will be a steady improvement-no one questions the THE DOMINION BANK 33 future of Canada and the progress it is bound to make. V'e must bear in mind, however, that most of the great under- takings of late years are now nearing completion, and the expenditure of vast sums of money in this connection will consequently cease. The accusation has been made in some quarters that the Banks have been too conservative, with-holding money from commercial operations and trade generally, but this, I think, is entirely unfounded. Speaking for this institution, I believe I can say without fear of contradiction that no customer has been refused reasonable accommodation for the past twelve months. There is another point which the public do not seem to appreciate-that the first duty of the Directors is to see that the deposits which are entrusted to the Bank are prop- erly protected ; for this purpose it is necessary to keep a large proportion of the assets in cash or on call which might other- wise be used for the accommodation of borrowers. You will remember that at our last Annual General Meeting Auditors were appointed-in accordance with the requirements of the new Bank Act; they have since exam- ined the assets of the Institution and have checked up prac- tically every security held and scrutinized every large account. In addition to this, the Directors have, as hereto- fore, formed sub-committees-one to look into the securities of the Bank, another to investigate the various large accounts, and so on. The Dominion Bank is in a sound position-what its prospects are for earnings this year no one can foretell, but I know that the Directors uill do all they can, first, to keep the funds entrusted to them safe, and secondly, to give to the Shareholders a fair return on their stock. I have much pleasure in moving the adoption of the Report."

REMARKS BY THE VICE-PRESIDENT. Mr. \IT.D. Matthews, the Vice-president, in seconding the adoption of the Report, said :- "During the past year conditions have arisen in Canada that are without precedent. This has been a matter of such general discussion in the press and amongst the public that 1 am sure all who are present to-day fully appreciate the seriousness of the situation and the difficulties with which we have had to contend.

C THE DOMINION BANK 35

It was well that our financial institutions had adopted a conservative policy considerably in advance of the out- break of the war-in some quarters they were very much for their attitude, but conditions seemed to indi- cate that a change in the business affairs of the country was approaching-more particularly were they warned by the widespread speculation which the President has referred to, and which was apparent all over the Dominion. It was necessary for the Banks to curtail loans to all except those engaged in sound commercial or manufacturing enterprises and agricultural pursuits. All funds for speculative ventures were therefore withdrawn; but never during the year 1914 was there any difficulty in obtaining proper assistance from the Banks for legitimate business purposes. Great Britain is very fortunate in having her affairs under the control of such men as those who are directing her policy to-day. Their method of handling the financial situation has been followed very closely by our own Finance Minister, and as a result the panic which might otherwise have ensued after the declaration of war was avoided. Not that the Banks were unprepared to meet the emergency in a natural way, but the sudden outbreak of hostilities made the situation so acute as to necessitate drastic action. Under the circumstances, therefore, your Directors are very well pleased that they can submit such a satisfactory Report, and I know you will receive it with as much gratification as they feel in being able to present it. Although business conditions on the whole are dull, there are features that give cause for congratulation and afford encouragement for the future. Ours is essentially a country of natural products-the development of the resources throughout Canada has been satisfactory in the past and we are convinced from reports that have come to hand, which may be accepted as reliable, that a greatly increased acreage of land has been prepared under favorable conditions for the sowing of grain for the 1915 crop. The farmers at present are realizing very high prices, and the bigger yield which is to be expected from the greater acreage should bring prosperity to a large portion of the Dominion. It has always been maintained that the crop is the mainstay of this country, and if that is the case, as I am sure it is, the prospect of high prices for all the products of the farm, taken in conjunction with the increased areas which will be cultivated, should mean large returns THE DOMINION BANK 37

and much more money set in motion than we have ever before experienced. This is a source of great satisfaction because the farmer's prosperity quickly extends to the manu- facturer and the retail and wholesale merchants, providing increased buying power all round. The operations of war are having an appreciable effect upon manufacturing, and the various factories engaged in supplying material for its requirements are running full time and deriving very substantial benefits therefrom. This, with the strict economies that prevail at the present time, must result to advantage, and when the war is ended the country will be ready for renewed activity and progress. I think we can also look forward to a revival of interest with regard to the lands in the North-West-conditions were never better for farming and ranching and are likely to remain favourable for some years to come. It is well to remember that the steel plants, cement works, the lumber mills, railroads, etc., will all benefit when immigration to the Dominion is resumed by people who purpose settling in the present unoccupied territory in the West. I have great hopes that we shall see brighter times and that after the war we shall again have the satisfaction of realizing that Canada is attracting the attention of the world. I have very much pleasure in seconding the adoption of the Report." Carried. Mr. Cawthra Mulock: "I have much pleasure in mov- ing that Mr. Geoffrey T. Clarkson and Mr. Robert J. Dilworth, the retiring Auditors, be and they are hereby appointed Auditors to hold office until the next Annual General Meeting, and that their remuneration be fixed at a sum not to exceed $5,000." The Resolution was seconded by Mr. W. S. Kerman and carried. Mr. William Crocker : "It affords me pleasure to move that the thanks of this Meeting be given to the President, Vice-president and Directors for their services during the year. I feel quite satisfied that they have done their duty GENERAL MANAGER'S OFFICE or we would not have had such a good Report-especially are we pleased at the receipt of a bonus, which I hope may be continued." Mr. Graham Campbell: "I have much pleasure in seconding the motion. During the past year the respon- THE DOMINION BANK 39

sibility of the Directors has been very great, and we all hope that the road may be easier and the work lighter in 1915." Sir Edmund B. Osler : "In replying on behalf of the Directors, 1 can only say that we thank you for the con- fidence reposed in us. I can assure you that the Directors of a Bank have no easy task to perform-it means very con- stant attendance and great responsibility, and anyone taking such a position shows his confidence in the Institution by so doing. I have asked two of our Directors-Mr. H. IV. Hutchinson of llTinnipeg,and Mr. E. \V. Hamber of Van- couver, to say a few words." Mr. H. 11'. Hutchinson: "I wish to say, on behalf of the Directors, that we appreciate very much the vote of thanks which has been so heartily given by the Shareholders. The President has requested me, as a resident of Win- nipeg-for thirty-two years-to touch upon conditions in the Prairie Provinces. I think the situation has improved considerably of late in Manitoba, Saskatchewan and Alberta, through which my business-agricultural implements-takes me frequently. Our wholesale houses have during the past year been cur- tailing their sales, restricting credits, cutting down their stocks, looking carefully after collections and reducing their liabilities. The country merchants have also very materi- ally curtailed their credits, and the farmers are beginning to appreciate more and more the value of the dollar and what the creation of a new liability means-the beneficial results of which policy are now being felt. Regarding crop prospects for 1915, I had occasion recently to write to the Ministers of Agriculture for the Provinces just mentioned, enquiring as to what additional acreage over normal was ready for the 1915 crop, and I am glad to be able to inform you that their reports stated that in Manitoba it would amount to about 33 per cent. over that of 1914, in Saskatchewan about 32 per cent., and in Alberta approximately 40 per cent. Furthermore, our early harvest last year gave the farmers a good opportunity to do plowing arid to do it well. Hitherto the poor crops in the West have HEAD OFFICE DEPARTMENT OFFICES largely been the result of indifferent cultivation, but the soil for the 1915 crop has been, I believe, better prepared than in any of the past ten years, as the farmers now appre- ciate the necessity of this. 3s Including the newly cultivated lands, there will be ap- proximately 20,000,000 acres in crop in Western Canada 40 THE DOMINION BANK 4 1 THE DOMINION BANK this year, in view of which, and considering the exceedingly high prices obtaining and the probability of a continuation Mr C. A. Bogert: "In responding to the Resolution of them, it appears to me we can reasonably hope for a which has been so kindly proposed by the Hon. Thomas very much improved condition of affairs in the West follow- Crawford, and seconded by Mr. Fleury, I have to speak ing the harvest in the Fall. to&y not only for the members of the staff at present engaged in the various Departments of the Bank, but also We have made our mistakes and have come to realize them, but if we face the conditions with courage, and con- for those who are on active service in the defence of the tinue our policy of retrenchment and economy, 1 think- Empire. Seventy-three of our men, at great personal sacri- taking into account the continually increasing acreage for fices, are now at the front, and we hare gladly given them crop-we can look forward to better results in the future." indefinite leave of absence. In the ordinary course of events the personnel of our Staff changes from year to year for Mr. E. W. Hamber: "On behalf of the Directors, I various reasons; but speaking for the present members, wish to thank you for the resolution which you have just whether at home or abroad, I, with great pleasure, testify passed, and I would like to take this opportunity of saying to their unfailing devotion to your interests and their loyalty that it must be very comforting, not only to the Shareholders. to The Dominion Bank. I thank you for myself and on but also for the customers of The Dominion Bank, to know their behalf for the Resolution." that at a time like this we have at the head of our institution Mr. J T. Small, K.C.: "Before moving the formal men of such sound judgment as the President, Vice-Presi- dent a~dGeneral Manager. Resolution respecting the election of Directors, I desire to add my congratulations to the Directors and Officers of the Speaking of the situation in British Columbia, there Bank for the splendid showing they have made. was, in the beginning of the year 1911, a marked falling off I beg to move that the poll be now opened for the in trade, for one cause or another, and in the last six months this has been much more accentuated owing to the war. election of eleven Directors, and that the same be closed at The lumber industry to-day is in a very stagnant condition, two o'clock in the afternoon, or so soon before that hour and it is one of the staple industries of the Province-other as fire minutes shall elapse before any vote being polled, and that the Scrutineers, on the close of the poll, do hand lines of business have also been affected, but I can assure to the Chairman a certificate of the result of the poll." you, gentlemen, that there is at present a considerable under- tone of confidence in British Columbia, and a feeling that The Resolution was seconded by Mr. C. H, Edwards, better times are coming. LVe have every conhdence in our and carried. Province-a Province of enormous urldeveloped wealth, The- Scrutineers reported that the following gentlemen where legitimate business conducted on proper lines will were elected Directors for the ensuing year: prosper." Messrs. A. W. Austin, W. R. Brock, James Carruthers, Hon. Thomas Crawford: "I beg to move that the R. J. Christie, J. C. Eaton, Hon. J. J Foy, K.C., M.L.A.,

thanks of this Meeting be given to the General Manager -' E. \V. Hamber, H. W. Hutchinson, W. D. Matthews, A. and other Officers of the Bank for the efficient performance M. Nanton and Sir Edmund B. Osler, M.P. of their respective duties. At a subsequent meeting of the Directors, Sir Edmund May I be permitted to say that while we as Shareliold- B. Osler, M.P., was elected President and Mr. W. D. ers-I think I can safely speak for all-do not underestimate Matthews Vice-president for the ensuing term. the good work which has been done by the Directors of this Institution, we realize at the same time that a great deal of credit is due to the General Manager and Officers of the Bank for the satisfactory Report which we have received to-day ." The General Statement, copy of the. Profit and Loss Account Mr. W J. Fleury seconded the motion, which was and of the Minutes of the Annual Meetlng are sent to the Share- carried. holders in accordance with the provisions of Section 54 of the Bank Act. THE DOMINION BANK 43

Name Address LIST OF SHAREHOLDERS Arthurs. Mrs. Anne J., trustee Toronto. Ont ...... Ashbridge. Mrs. Elizabeth .... Toronto. Ont...... OF Ashbridge. Jesse ...... Toronto. Ont...... Ashmead. Mrs. Martha L ..... Brighton. England THE DOMINION BANK Ashmore. Mrs. Mary A ...... Stratford. Ont...... Epsom. Ont...... 3 1st DECEMBER. 19 14 Asling. Chester Aston. Frederick ...... Grenfell. Sask .... Atkinson. A . A.. in trust ..... Whitby. Ont ...... SHARES $100 EACH Austin. Albert W ...... Toronto. Ont ..... Austin. Albert W., in trust ... Toronto. Ont ..... Aylesworth. Sir Allen. K.C... Toronto. Ont ...... Name Address Shares Bowmanville. Ont ... Abbott. Mrs. Eva I ...... Smith's Falls. Ont... 14 Babcock . John ...... Abell. Henrv ...... Bachrack. Benjamin ...... Toronto. Ont ...... Winnipeg. Man ...... 50 London. England .... Abraham. Rev. John ...... Toronto. Ont...... 6 Badgerow. George W., M.B., F.R.C.S ... Acadia Fire Insurance Company ...... Bagnani. Mrs. Florence Ruby ...... Rome. Italy ...... Halifax. NS...... 18 ...... Toronto. Ont ...... Acres. Mrs. Anne J ...... St. Catharines. Ont .. 20 ~aiqlie.James E Adams. Mrs. Annie S . C...... Bain. Mrs. Elizabeth F...... Toronto. Ont ...... Port Perry. Ont..... 8 ...... Glanworth. Ont ..... Adams. Mrs. Edna Alberta ...... Port Perry. 0nt..... 6 Bainard. Mrs. Edna Blanche Adams, John E ...... Baines. Allen M., M.D ...... Toronto. Ont ...... Prescott. Ont...... 40 ...... London. Endand ... Adams, W., D.D.S...... Whitby. Ont...... 12 Baines. Mrs. Annie Z Aikins, M . H.,M.D...... Baines. E. H ...... Toronto. Ont ...... Burnhamthorpe P.O., ...... Toronto. Ont ...... Ont...... 30 Baines, Mrs. R . J . Ella Baird & Botterell ...... Winnipeg. Man ..... Aird. Mrs. Margaret ...... Barrle. Ont...... 19 Alcorn. Samuel...... Lindsay. Ont ...... Baker. Rev . Hibert R ...... Victoria. B.C ...... Alexander. John ...... Alfred. La Moure 1 Baker. John ...... Gaspe. Que ...... Toronto. Ont ...... Co..N.D ...... 18 Baldwin. Aemilius Alexander. William. Estate of late. Baldwin. Charles M ...... Toronto. Ont ...... Executors :-Arthur Alexander. A . T . Baldwin. Mrs. E. M . S ...... Toronto. Ont ...... Baldwin. Mrs. Frances E...... Toronto. Ont ...... Ogilvy ...... Santa Barbara. Cal ...... Allaster. Miss Jean ...... London. Ont...... 30 Baldwin. H . St. G ...... Toronto. Ont 6 Baldwin. J . B., Estate of late. Trustees: Allin. A . H ...... Whitby. Ont...... Toronto. Ont ...... Alma. Miss Kate ...... Niagara-on-the-Lake. 60 -John T . Small. K.C., J . 0. Buchanan - Baldwin. John M., M.D ...... Toronto. Ont ...... Ont...... Baldwin. Lawrence H ...... Toronto, Ont ...... Ames. A . E. & Company ...... Toronto. Ont ...... Anderson, Miss Joan ...... Baldwin. Lawrence H., in trust for Miss Toronto, Ont ...... Bessie M . Baldwin ...... Toronto. Ont Andrews, Miss Esther J . A ...... Toronto, Ont...... Anning, Miss Edith A ...... Baldwin. W . A.. M.D., Estate of late. Belleville, Ont...... Executors.-H . St. G . Baldwin, John Archer. Dr. Robert ...... Port Perry, Ont ..... Toronto. Ont...... Ardagh, H . H ...... T . Small. K.C ...... Toronto, Ont...... Ball. Miss Emma Louisa ...... Niagara.on.the.Lake, Ardagh, Mrs. Margaret A ...... Orillia, Ont...... Ont...... Ardagh, Miss Maude ...... Toronto, Ont...... Ball. Miss Florence S ...... Toronto. Ont ...... 19 Armstrong, D. N ...... St. Louis, Mo...... Armstrong, Mrs. Elizabeth ...... Ball. Miss Louise A. Toronto. Ont 24 Toronto, Ont...... Ball. Miss Maria Eliza ...... Niagara-on-the-Lake. Armstrong, Mrs. Letitia ...... Toronto, Ont ...... Ont...... 3 Armstrong, Thomas, M.D...... Toronto, Ont ...... Ball. Miss Marion E . A Armstrong, Thomas J ...... Toronto, Ont...... Ont...... Armstrong & Cook ...... Toronto, Ont ...... Band. C. W ...... New York. N.Y ..... Arnoldi, Frank, K.C., in trust ...... Toronto, Ont...... Hamilton. Ont...... Arnoldi, Frank, K.C., in trust for Mrs Barker. Samuel. M.P ...... Barnett. Mrs. C. M ...... St. Marks. Barbados. E . P . Arnoldi ...... Toronto. Ont...... B.W.I...... Arthurs, Mrs. Anne J ...... Toronto. Ont ...... Barnett. Francis ...... Montreal. Que ...... 1 PAGE MISSING PAGE MISSING PAGE MISSING PAGE MISSING PAGE MISSING PAGE MISSING PAGE MISSING 58 THE DOMINION BANK THE DOMINION BANK 59 Name Address 5 haves Shares Hobson. Mrs. Mary A ...... Name Address ... - Hamilton ...... Ont 74 ...... Hobson. K ...... Hamilton, 0nt...... Inches. Dr. Charles Scribner. Neb.. U.S.A. 22 Hockin, Nehemiah ...... 19 Ingersoll. G . G ...... Sarnia. Ont ...... 12 Toronto, Ont ...... 15 ...... Hodgins, Hon. Frank E ...... Toronto, Ont ...... Ingles. John C Hagersville. Ont .... 20 Hodgins, Harry B ...... 6 Innes. Charles E ...... Simcoe. Ont ...... 30 Toronto, Ont ...... 69 ...... Hodgkinson, Miss Kitty Ada Frances ... Toronto. Ont ...... Innes. Hugh P Simcoe. Ont 18 Hogle, Miss Alma C ...... 10' Innes. William L ...... Simcoe. Ont ...... 18 Cleveland, Ohio ...... Holcroft, Charles F ...... Toronto, Ont ...... Innes. William P Simcoe. Ont 42 Holcroft, H . Spencer ...... Innes. William P., in trust for Mrs. Toronto, Ont ...... Holcroft, Henry S ...... Orillia, Ont ...... Christina Livingstone Simcoe. Ont 5 Holden, Mrs. Orrilla ...... Irving. Miss Annie E ...... Cleveland. Ohio ..... 1 Whitby, Ont ...... Holden, Mrs. Orrilla, in trust ...... Whitby, Ont ...... Irving. L . Homfray Toronto. Ont 20 Holland, Charles ...... Irwin. Col . De La Cherois T ...... Ottawa. Ont ...... 36 London, England ...... Holmes, Charles G ...... Parry Sound, Ont . . Irwin. Mrs. Isabella Ottawa. Ont 90 Holmes, Mrs. Elizabeth ...... Parry Sound, Ont . . Holmes, Robert M ...... Jackson. Mrs. Lily ...... Selkirk. Out ...... 3 Parry Sound, Ont ...... Holms, John Mitchell ...... Glasgow, Scotland . . Jaffray. Cassels & Biggar Toronto. Ont 2 Holt, Sir Herbert S ...... Montreal, Que ...... Jaffray. Robert. President. and John F . Hopper, W . H ...... MacKay. Treasurer. in trust ...... Toronto. Ont ...... 40 Cobourg, Ont ...... Hornby, Mrs. Eva Sophia ...... Toronto, Ont ...... James. Mrs. Helen I Toronto. Ont 14 Horsey,- Henry Hodge, Estate of late. Jamieson. Miss Jessie Louisa ...... Toronto. Ont ...... 12 Executors .--Mrs . Amey Ann Horsey. Jarvis. Aemilius. & Company ...... Toronto. Ont ...... 1 Miss Amey Horsev. Henrv Herhert Jarvis. Mrs. Augusta ...... Toronto. Ont ...... 10 ...... Horsey ...... Ottawa. Ont ...... Jarvis. John B Toronto. Ont 1 Horton. Harry G ...... Jeffrey. Mrs. A . B ...... Port Perry. Ont .... 24 Toronto. Ont ...... Hoskin. Miss Mary ...... Toronto. Ont ...... Jeffrey. C. C Port Perry. Ont 2 Hoskins. Alexander ...... Jeffrey. Samuel ...... Port Perry. Ont .... 60 Cold Springs. Ont ...... Houghton. Miss Emma M ...... Toronto. Ont ...... Jenkins. Thomas. in trust Toronto. Ont 35 Howard. Miss Lucy Maclean ...... Jenkinson. Edwin ...... Wexford. Ont ...... 13 Toronto. Ont ...... Howard. Theodore Arnold ...... Ottawa. Ont ...... Jenkinson. Miss Gertrude Toronto. Ont 2 Howard. W . H ...... Montreal. Que ...... Jephcott. William. Estate of late. Execu- Howden. Miss Ella E ...... Peterborough. Ont .. tors :-William C. Jephcott. Alfred Howell. Hon. Chief Justice Hector M .. Jephcott. Miss Mary Jephcott ...... Toronto. Ont ...... 12 Winnipeg. Man ...... Hudson. William S ...... Preston. Ont ...... Jessopp. Capt . Dudley F Toronto. Ont 14 Huffman. Mrs. Mary E ...... Johnston. Alfred ...... Toronto. Ont ...... 40 Aylmer. Ont ...... Hume. Miss Alice E ...... Port Hope, Ont .... Johnston. Andrew B Sarnia. Ont 18 Hume. Harry ...... Port Hope. Ont .... Johnston. F B ...... Toronto. Ont ...... 40 Hume. John ...... Port Hope. Ont .... Johnston. H . B Toronto. Ont 40 Hume. Miss Margaret A...... Port Hope. Ont .... Johnston. Mrs. Sophie B ...... Toronto. Ont ...... 10 Hunt. Miss Helena ...... Johnston. Strachan. K.C ...... Toronto. Ont ...... 40 Belleville. Ont ...... Hunt. Henry Bleecker ...... Belleville. Ont ...... Johnston. William Robert Toronto. Ont ...... 40 Huron & Erie Loan & Savings Com- Johnston. W . R., Estate of late. Execu- pany. The ...... London. Ont ...... tors:-William R . Johnston. J . Strach- Hussey. W . J ...... an Johnston. K.C.. Frank B . Johnston Toronto. Ont ...... 40 Sturgeon Falls. Ont...... Hutcheson. Mrs. Blanche E ...... Port Perry. Ont .... Jones. J . Gordon Toronto. Ont 73 Hutcheson. V . H . E ...... Toronto. Ont ...... Jones. J . Gordon. in trust ...... Toronto. Ont ...... 40 Hutchinson. Hodgson Wilberforce ...... Winnipeg. Man ..... Jones. J Gordon. Surviving...... Trustee Toronto. Ont ...... 18 Hutton. Mrs. ~ntiie...... Toronto. Ont ...... Jones. Mrs. Margaret G Toronto. Ont 156 Hyland. Mrs. Margaret ...... Toronto. Ont ...... Jones. Philip J.. in trust Toronto. Ont...... 6 Hyman. Mrs. Sophia ...... Brampton. Ont ...... Jones. Miss Williamina C . C ...... Quebec. Que 24 Hyslop. Mrs. Margaret I ...... Toronto. Ont ...... Jordan. Rev. Louis H ...... Eastbourne. Eng .... 36 Jost. E., Estate of late. Trustees.-A . Ince. William. Estate of late. Execu- J.Bell.A.M.Bel1 ...... Halifax. N.S ...... 13 tors:-William Ince. James Ince ..... Toronto. Ont ...... 104 Julian. Mrs. Sallie New York. N.Y 132 THE DOMINION BANK THE DOMINION BANK

Name Address Name Address Sh ares Kane. Mrs. Jessie A Shares ...... Toronto. Ont ...... Langley. Elliott W ...... Toronto. Ont ...... Kane. J . Hamilton. Estate of late. Ex- . 25 Langmuir. Mrs. Georgina H ...... Toronto. Ont ...... ecutrlx .-Mrs . Jessie A . Kane ...... Toronto. Ont ...... Langmuir. J . W ...... Toronto. Ont ...... Kavanagh. John F ...... Hamilton. Ont ...... Langmuir. J . W., General Manager. and Kelly. John ...... Toronto. Ont ...... A . D . Langmuir. Assistant General Kennedy. Lauchlin ...... Wingham. Ont ...... Manager. in trust ...... Toronto. Ont ...... Kennedy. W C ...... Windsor. Ont ...... Larkin. Miss Aimee T ...... St. Catharines. Ont .. Kenny. J . B., and L . F. Kenny. Trustees Larkin. Miss Ellen M ...... St. Catharines. Ont .. for Mrs. M . J Kenny ...... Halifax. N.S ...... Larkin. Miss Maria E ...... St. Catharines. Ont .. Kerman. William S ...... Toronto. Ont ...... Lash. Z . A., K.C., and John F. Lash. Kernahan. W T ...... Toronto. Ont ...... Trustees for Mrs . Harriet Russell .... Toronto. Ont Kernahan. W . T.. in trust ...... Toronto. Ont ...... Lash. Z . A., K.C., and Rev J . Usborne. Kerr. Mrs Grace E . Toronto. Ont ...... Toronto. Ont ...... Trustees for Mrs. Jessie Usborne ... Kerr. Mrs. Marguet. Estate of late. Lauchland. N . L ...... Vancouver. B.C. .... Executors :-William Kerr. George E . Laurie. Lt.-Col. George B ...... Carlton-on-Trent. Keith. Miss Olive Kerr ...... Toronto. Ont ...... England ...... Ketchum. Mrs. Margaret J ...... Port Hope. Ont .... Law. Miss Alice ...... Oshawa. Ont ...... Kidd. David ...... New York. N.Y .... Law. Miss Miriam C ...... Oshawa. Ont ...... Kiely. G. W., Estate of late. Executors : Lawler. Miss Annie Lee ...... Toronto. Ont ...... -Toronto General Trusts Corpora- Lawler. Miss Elizabeth Gertrude ...... Toronto. Ont ...... tion ...... Toronto. Ont ...... Lawrence. Mrs. Marie E ...... Toronto. Ont ...... Kiely. W . G ...... Toronto. Ont ...... Lawson. Miss Sarah M ...... Halifax. N.S...... Kiely. W . T., Estate of late . Executors : Leach. Hugh ...... Toronto. Ont ...... -Mrs . Elizabeth Long. Thomas Long Goderich. Ont ...... Leadlay. Edward. Estate of late . Execu- Killoran. Miss Katharine C ...... Toronto. Ont ...... tors.-Mrs . Mary Isobel Leadlay. King. Miss Emma ...... Quebec. Que ...... Percy Leadlay ...... Toronto. Ont ...... King. Mrs. Katherine Margaret ...... Waterville. Que ..... Leadlay. Percy ...... Toronto. Ont ...... King, Mrs. Marie Courcy ...... St. Pacome. Que ... Lear. Mrs. Margaret A...... Belleville. Ont ...... King. Mrs. Mary Everett ...... Quebec. Que ...... Lee. Frederick William ...... Toronto. Ont ...... King. Ralph ...... Toronto. Ont ...... Lee. Thomas Somerville Charters ..... London. England ... King. Sydney ...... St. Pacome. Que .... Lee. W . Cecil. and Charles E . Lee. Trus- Kinnear. Mrs. Elizabeth ...... Montreal. Que...... tees ...... Toronto. Ont ...... Kinnear. Rev . George F ...... Montreal. Que ...... Leeson. William H ...... Berlin. Ont ...... Kinnear. Rev . G. F., and J . W . Mooney. Leigh. Mrs. Charlotte E ...... Toronto. Ont ...... in trust for Rev . George F. Kinnear .. Montreal. Que ...... LeMoine. Henriette M., Estate of late. Kinnear. John L ...... Inverness. Que ...... Executors :-Gaspard LeMoine. Joseph Kinnear. Mrs. Lydia ...... Quebec. Que ...... Isaac Lavery ...... Quebec. Que ...... Kinnear. Mrs. Tamsin J ...... High River. Alta ... LeMoine. Rene. and Mrs. Anne Marie L . Kippax. Mrs. Margaret ...... Brantford. Ont ..... Remillard. in trust ...... Quebec. Que ...... Knight. Henry ...... Burks' Falls. Ont ... Leonard. W . H ...... Port Perry. Ont .... Knowlton. W . H ...... Toronto. Ont ...... Le Roy. Edmund B ...... St. John. N.B ...... Kyle. Mrs. Mary J ...... Toronto. Ont ...... Lester. Thomas W ...... Hamilton. Ont ...... Letcher. William Henry ...... Port Perry. Ont .... Laidlaw. Robert ...... Toronto. Ont ...... 60 Lewis. W . F Toronto. Ont Lake. William H ...... Toronto. Ont ...... Lindsay. Miss Margaret Elizabeth ..... Mono Road. Ont .... Lally. Miss Constance ...... Barrie. Ont ...... 18 ...... 85 Lindsey. J Orangeville . Ont Lamb. Mrs. Elizabeth ...... Toronto. Ont...... Lingham. Mrs . Esther ...... Belleville. Ont ...... Lambert. Arthur G ...... Oshawa. Ont ...... 12 ...... Akron. Ohio. U.S.A. 15 Litchfield. Paul W Lambert. Mrs. Bertha ...... Oshawa. Ont ...... Little. George F ...... Toronto. Ont ...... Lambert. Miss Kate ...... Toronto. Ont ...... 10 ...... 2 Little. Mrs. Louisa Vancouver. B.C Lander. Newton J ...... Oakville. Ont ...... Livingstone. H . E ...... Toronto. Ont ...... Landon. Mrs Mamie M ...... Chatham. Ont ...... 1 ...... To'ronto. Ont ...... 1 Lockhart. Mrs. Susan I Langford. Charles B.. M.D ...... Blenheim. Ont ...... 5 Lockie. Mrs. Mary ...... Toronto. Ont ...... 62 THE DOMINION BANK THE DOMINION BANK 63 Name Address .Chares Name Address Sha res Logan. William ...... Toronto. Ont ...... 10 MacKintosh. Mrs. Florence ...... Vancouver. B.C. .... Long. Charles T., Estate of late. Ad- ...... Stratford. Ont ...... ministrators- :-Toronto General Trusts Macklin. Miss Nora H MacLean. Mrs. Jennie G ...... Toronto. Ont ...... Corporation ...... Toronto. Ont ...... Long. Mrs. Clarissa R ...... MacLean. J . Duncan ...... Edmonton. Alta ..... Toronto. Ont ...... Maclennan. Mrs. Marion ...... Toronto. Ont ...... Long. Thomas ...... Collingwood. Ont ... Long. Thomas P ...... MacMahon. H . W ...... Toronto. Ont ...... Collingwood. Ont ... MacMechan. Dr. Archibald. Trustee ... Halifax. N.S ...... Longmore. Mrs. M . H., Trustees of...... Trustees:-Major C. P . Dean. Rev . Macna~hton.Mrs . Margaret H Westmount. Que .... Macpherson. Mrs. Sophie E . M ...... Eastbourne. Eng .... H . F. Hamilton. R . C. H . Cassels .... Toronto. Ont .... Lott. Charles S., Estate of late. Execu- Macpherson. William Molson. Perceval F. J . Ridout. and R . L . Defries. Trus- tors.-A . M . Nanton. E. D . Adams ... Calgary. Alta ...... Lounsbury. Mrs. Mary S ...... tees of the will of Sir David Lewis Hamilton. Ont ...... Macpherson ...... Toronto. Ont ...... Love. H . G ...... Toronto. Ont Love. James L ...... Macpherson. William Molson. and R . L . Toronto. Ont ...... Defries. Trustees. the Marriage Set- Love. John ...... Bournemouth. Eng Lovell. James S.. Trustee ...... tlement of Helen Bankes ...... Toronto. Ont ...... Toronto. Ont ...... Macpherson. William Molson. R . L . De- Lovering. H . L ...... Coldwater. Ont ..... Lownsbrough. J . T ...... fries. and Perceval F . J . Ridout. Trus- Toronto. Ont ...... tees. the Macpherson Trust ...... Toronto. Ont ...... Lucas. James ...... Port Perry. Ont .... Luke. Mrs. Anna E ...... Macwatt. Miss Mary Brodie ...... Sarnia. Ont ...... Oshawa. Ont ...... Main. Miss Elsie I ...... Orillia. Ont ...... Luke. Miss Hilda Louise ...... Oshawa. Ont Lumsden. Miss Anna Frances ...... Main. T . A...... Orillia. Ont ...... Cobourg. Ont ...... Malcolmson. Herbert H ...... Toronto. Ont ...... Lunan. Alexander Lawson ...... Toronto. Ont ...... Lundy. Mrs. Letitia ...... Mallory. W . Leigh ...... Bowmanville. Ont ... Toronto. Ont ...... Malone. James. Estate of late. Execu- Lyle. Morley Wilfred ...... Peterborough. Ont . . Lyster. Miss Alice G ...... tor & Trustee :-Charles L . Sivers ... Toronto. Ont ...... Montreal. Que ...... Manufacturers Life Insurance Company. Lyster. Miss Emma Jane ...... Montreal. Que ...... Lyster. Russell W ...... The ...... Toronto. Ont ...... Toronto. Ont ...... Mara. H . S., Estate of late. Adminis- MacArthur. Mrs. Mary A . Prescott .... trators.-J . Strachan Johnston. K.C., Chicago. I11 ...... Louis S . McMurray ...... Toronto. Ont ...... MacCoy. Mrs. Jessie W . Lawson ...... Brighton. England . . MacDonald. A . R ...... Mara. Mrs. Mary P ...... Toronto. Ont ...... Epsom. Ont ...... Marquis. Alexander William ...... St. Catharines. Ont .. Macdonald. Mrs. Bertha ...... Toronto. Ont ...... Macdonald. F. E., and James S . Lovell. Marquis. Mrs. Alice Maude ...... St. Catharines. Ont .. Martin. Edward K.C., and D'Arcy Mar- Trustees ...... Toronto. Ont ...... Macdonald. F. Harold ...... tin. K.C.. Trustees ...... Hamilton. Ont ...... Toronto. Ont ...... Mason. Miss Bertha E ...... Toronto. Ont ...... Macdonald. Mrs. Jessie ...... Hamilton. Ont ...... Macdonald. J . Gordon ...... Mason. George ...... Wingham. Ont ...... Toronto. Ont ...... Mason. Mrs. Harriet ...... Wingham. Ont ...... Macdonald. J . Gordon. & Company .... Toronto. Ont ...... Macdonald. J . Gordon. & Company. in Massey. Chester D ...... Toronto. Ont ...... +.- .."* Massey. C. Vincent ...... Toronto. Ont ...... LLUJL ...... Toronto. Ont Macdonald. J . H.. K.C ...... Massey. John. Manager. and W . Cecil Macdonald. J . H., K.C and R C. Don- Toronto. Ont ...... Lee. Treasurer. in trust ...... Toronto. Ont ...... Toronto. Ont ald. Trustees for Mrs. Jane Elwood .. Massey. Mrs. Susie D.. Trustee ...... Toronto. Ont ...... Massie. Robert I;.. President. in trust ... Toronto. Ont ...... Macdonald. Mrs. Maggie G ...... Toronto. Ont ...... Macdonald. Peter ...... Massie. Robert F., President. and Rich- Toronto. Ont ...... ard S. Cassels. Director. in trust .... Toronto. Ont ...... Macdonald . Mrs. Sarah A ...... Toronto. Ont ...... Macdougall. Miss Isabella J ...... Matheson. Hon. A . J., Estate of late. Cannington. Ont .... Executors :-Alan F. Matheson. G. M . MacGarvey. Mrs. Mary ...... Cassadaga. Florida .. MacInnes. Col . Duncan S ...... Matheson. Miss Anna Matheson. Miss Toronto. Ont ...... Toanna Matheson ...... Perth. Ont ...... MacKenzie. H . Gordon ...... Toronto. Ont ...... MacKenzie. H . Gordon. and A . W . Gra- ith he son. Mrs. Harriet A...... Ottawa. Ont ...... sett. in trust ...... Toronto. Ont ...... Matheson. Miss Joanna ...... Perth. Ont ...... 72 64 THE DOMINION BANK THE DOMINION BANK 65

Name Address ..cihares Name Address Shares Mathews. George H ...... Toronto. Ont ...... 5 ...... Mnonev . Mrs. Agnes- ...... Toronto. Ont ...... Mathison. Miss Annie ...... Toronto. Ont ..... 3. Moor, Joshua C ...... Toronto. Ont ...... Matthews. Mrs. Annabel M ...... Toronto. Ont ...... Moore, Mrs. Isabel1 ...... St. Thomas, 011. ... Matthews. James ...... Toronto. Ont ...... Moore...... Tohn T .. M.D ...... Brooklin, Ont ...... Matthews. William A ...... Calpoy Bay. Ont ... Moorhouse, W . G ...... Sarnia, Ont ...... Matthews. Wilmot D ...... Toronto. Ont ...... Morris, Hon. Alexander, Estate of late. Matthews. W . L ...... Toronto. Ont ...... Trustees.-W . Morris, Hon. James J . Maxwell. Mrs. Mabel M ...... Toronto. Ont ...... Foy, K.C., M.L.A., Miss C. V . K . Mor- Meiklejohn. Robert ...... Stirling. Scotland ... ris ...... Toronto, Ont ...... Melbourne. Mrs. Johanna Jacoba ...... Calgary. Alta ...... Morris, Alex . C ...... Toronto, Ont ...... Meldrum. Mrs. Mary A ...... Toronto. Ont ...... Morris, Miss Christine V . K ...... Toronto, Ont ...... Meredith. Thomas ...... Toronto. Ont ...... Morris, Harold ...... Toronto, Ont ...... Merritt. Thomas R., Estate of late. Ex- Morris, Major Robert C ...... London. England ... ecutors .-Hon . Thomas Moore Ben- Morrison, Miss Alverda Jane ...... Brampton, Ont ...... son. James Hamilton Ingersoll. K.C., Morrison, Miss Bertha Lauretta ...... Brampton, Ont ...... William Hamilton Merritt. M.D...... St. Catharines. Ont .. Morrison, Miss Elizabeth ...... Mono Road ...... Merritt. W . H.. M.D ...... St. Catharines. Ont .. Morrison, Mrs. Martha ...... Brampton, Ont ...... Merritt. Lt.-Col. William Hamilton .... Toronto. Ont ...... Morrison, William ...... Brampton, Ont ...... Metcalf, E . S ...... Sidcup. Kent. Eng... Morrison, William ...... Toronto, Ont ...... Meyers. Byron W ...... Belleville. Ont ...... Morrow, James C., Estate of late. Exec- Michell. Allen C.. D.D.S...... Toronto. Ont ...... utors:-George J . Morrow, James J . Michell. C. V ...... Toronto. Ont ...... Morrow, M.D., Francis E. Morrow .. Toronto, Ont ...... Michell. Miss Katie ...... Toronto. Ont ...... Morton, Miss Christina ...... Ayr, Ont ...... Michie. Miss Euphemia ...... Toronto. Ont ...... Morton, Miss Jeannie ...... Ayr, Ont ...... Miller. Coleman' ...... Toronto. Ont ...... Morton, Miss Katherine ...... Ayr, Ont ...... Miller. Frederick F ...... Napanee. Ont ...... Mode 2.. 7 Mrs. . Elizabeth H Page Leominster, Eng Miller. Miss Jessie R ...... Orillia. Ont ...... Moyle, J . R ...... T ...... Bobcaygeon, Ont .... Millichamp. Mrs. V . Maude ...... Toronto. Ont ...... Mulholland, Mrs. Louisa ...... Toronto, Ont ...... Mills. Charles ...... Hamilton. Ont ...... Mulholland . R ...... Toronto. Ont ...... Mills. Robert ...... Hamilton. Ont ..... Mulock. M;S . Adele B ...... Toronto. Unt ...... Milne. George A...... Lindsay. Ont ...... Mulock. Cawthra ...... Toronto. Ont ...... Minaker. Calvin ...... Cobourg. Ont ...... Mulock. Cawthra & Company ...... Toronto. Ont ...... Missionary Society of the Methodist Mulock. Lady Sarah E. .C.. Estate of Church in Canada. The ...... Toronto. Ont ...... late. Executor :-Wllllam Mulock. Mitchell. Mrs. Myra E ...... Toronto. Ont ...... Jr ...... Toronto. Ont ...... Mitchell. Miss N . 4 ...... Whitby. Ont ...... Mulock. Sir William. K.C.M.G...... Toronto. Ont ...... Mitchell. Miss R . J ...... Whitby. Ont ...... Mulock. William. Jr...... Toronto. Ont ...... Moncrieff. Mrs. Isabella ...... Petrolia. Ont ...... Munro . Miss Frances ...... Boston. Mass., U.S.A. Monro. Miss Amy ...... Toronto. Ont ...... Munro. Mrs. Mary ...... Uxbridge. Ont ...... Monro. N . F ...... Toronto. Ont ...... Muntz. G. H ...... Toronto. Ont ...... Montague. Thomas ...... Newcastle. Ont ..... Murdoch. Mrs. Margaret E ...... Hamilton. Ont ...... Monteith. Hon. Nelson ...... Stratford. Ont ...... Murray. Sir George Sheppard ...... London. England ... Montgomery. Clarence H ...... Toronto. Ont .... Murray. Harriet E., Estate of late. Montgomery. Henry ...... Toronto. Ont ..... Executor .-J . W . Murray ...... Belleville. Ont ...... Montreal City and District Savings Bank Montreal. Que ...... Murray. J . W ...... Belleville. Ont ...... Montreal Trust Company. in trust for Murray. John S ...... Toronto. Ont ...... Jaffray. Cassels. & Biggar ...... Toronto. Ont ...... Murton. Miss Gladys F. B ...... Oshawa. Ont ...... Montreal Trust Company. in trust for Mustard. Hugh ...... Uxbridge. Ont ...... Pellatt & Pellatt ...... Toronto. 0nt ...... Mustard. Miss Isobel ...... Toronto. Ont ...... Montreal Trust Company. and H . G. Mustard. Miss Ruth ...... Toronto. Ont ...... Budden. Trustees. Marriage Settle- Mustard. Wilfred P ...... Baltimore. Md ...... ment Ernest Frederick Budden and Jessie Irene Hamilton ...... Montreal. Que ...... THE DOMINION BANK THE DOMINION BANK Name Address . S'hares Name Address Sha McAdie. Mrs Sarah J . V ...... Oshawa. Ont ...... 12 Toronto. Ont ...... McAdie. William F ...... Oshawa. Ont ...... McHardy. Miss Jane ...... McAndrew. Miss Annie M ...... Toronto. Ont ...... 12 McIntosh. Miss Jane E ...... Whitby. Ont ...... McAndrew. Miss Jane ...... Toronto. Ont ...... McIntyre. Hon. Duncan J ...... Whitby. Ont ...... McBride. Robert ...... Willowdale. Ont .... McIntyre. Gilbert H., Estate of late. McBride. Robert. in trust ...... Willowdale. Ont .... Executors & Trustees :-Toronto Gen- McCallum, Mrs. Emma ...... Cobourg. Ont ...... erla Trusts Corporation ...... St. Marys. Ont ...... McCallum, Miss Georgina ...... Stromness. Ont ..... McIntyre. John ...... Tillsonburg. Ont .... McCallum. Miss Josephine ...... Stromness. Ont ..... McKechnie. James B ...... Toronto. Ont ...... McCallum, Lachlan T ...... Stromness. Ont ..... McKerihon. Robert ...... Toronto. Ont ...... McCallum. Miss Mary Ann. Estate of McLachlin. Claude. Estate of late. Ex- late. Administratrix :-Miss Josephine ecutors.-J . H . Burwash. D . M . Finnie Amprior. Ont ...... McCallum ...... Stromness. Ont ..... McLachlin. Hugh F., Estate of late . McCallum, Peter. Jr., Estate of late. Executors :-Daniel McLachlin. John Executors :-Peter Murdock. Mrs. H . Burwash. David M . Finnie ...... Arnprior. Ont ...... Mary McCallum. Mrs. Margaret C. McLaren. Mrs. Eliza L ...... Sault Ste. Marie. Ont . Armstrong. Mrs. Elizabeth Ferris ... Cobourg. Ont ...... McLaren. Capt . Richard J ...... Hamilton. Ont ...... McCammon. Miss Christina ...... Toronto. Ont ...... McLaughlin. R . S ...... Oshawa. Ont ...... McCannell, J . S ...... Milton. Ont ...... McLeish. Mrs. Mary Jane. Estate of McCarthy, Mrs. Agnes E ...... Vancouver. B.C. .... late. Administrator :-William Mc- McCarthy, J . L . G., Estate of late. Ex- Leish ...... Toronto. Ont ...... ecutors :-Leighton McCarthy, K.C., McMahon. Miss Kathleen ...... Tacoma. Wash ...... Frank McCarthy ...... Toronto. Ont ...... McMahon. Mrs. Sarah A ...... Tacoma. Wash ...... McCarthy. Leighton, K.C ...... Toronto. Ont...... McMichael. Mrs. Ada H ...... Toronto. Ont ...... McMurray. Mrs. Euphemia E...... Toronto. Ont ...... McCaul. Mrs Margaret ...... Belfast. Ireland ...... Toronto. Ont ...... McCaul. T. H ...... Belfast. Ireland ..... McMurray. Mrs. Suzanne S McClellan. John ...... Bowmanville. Ont... McNaught. Thomas ...... Toronto. Ont ...... McNaughton. Mrs. Agnes ...... Newcastle. Ont ..... McClelland. John ...... Toronto. Ont ...... Fraserville. Ont ...... McClure. Alex ...... Dresden. Ont ...... McNeil. Mrs. Margaret J McPherson. Mrs. Annie ...... Longford Mills. Ont . McCollom. Mrs. Sarah Wilson ...... Arkona. Ont...... McConaghy, William ...... Toronto. Ont ...... McPherson. Edgar Allan Prescott. Ont McSloy. Hugh E ...... St. Catharines. Ont .. McCormack, Robert L ...... Toronto. Ont ...... St Catharines. Ont .. McCrimmon. Mrs. Helen K ...... Whitby. Ont ...... McSloy. James A . McVean. James H ...... Dresden. Ont ...... McCulloch. Hugh ...... Galt, Ont ...... Dresden. Ont ...... McCulloch. R . 0...... Galt. Ont ...... McVean. 0 . and W McVean. Sandy ...... Dresden. Ont ...... McCulloch. R . 0.. in trust ...... Galt. Ont ...... McCurdy. Thomas H ...... Stratford. Ont ...... McVean. William M Dresden. Ont McDonald. George ...... Toronto. Ont ...... McDonald. Mrs. Mildred ...... Toronto. Ont ...... Naftel. Daniel J ...... Goderich. Ont ...... McDonell. Mrs. Mary ...... DL-Leon Springs. Naftel. Walter F. A ...... Goderich. Ont ...... Nanton. Augustus M ...... Winnipeg. Man ..... Florida ...... Winnipeg. Man ..... McDowell. D . K., C.M.G .. Bexhill.on.Sea, Eng. Nanton, Mrs. Ethel C McEwan. Miss Annie C... National Life Assurance Company of Ayr, Ont ...... McFarren. James ...... Toronto. Ont ...... Canada. The Toronto. Ont McFarren. Miss Martha . . National Trust Company. Ltd...... Montreal. Que ...... Toronto. Ont ...... National Trust Company. Ltd...... :... Toronto. Ont ...... McGee. Mrs. Elizabeth ... Ottawa. Ont ...... McGie . Mrs. Emma ...... National Trust Company. Ltd., Execu- Belleville. Ont ...... tors. Amelia Baines Estate ...... Toronto. Ont ...... McGiffin. Mrs. Anna B .... Toronto. Ont ...... McGrath. Miss Clara ..... National Trust Company. Ltd., Execu- Toronto. Ont ...... tors. J . M MacKenzie Estate ...... Toronto. Ont ...... McGuire. Henry ...... Cobourg. Ont ...... McHaffie. A . H ...... Woodstock . Ont .... National Trust Company. Ltd., in trust ...... McHardy. Charles ...... for Mrs. Georgina A . Pembertori .... 'Toronto. Ont Goderich. Ont ...... National Trust Company. Ltd., Execu- tors. Thomas Walmsley Estate ...... Toronto. Ont ...... THE DOMINION BANK THE DOMINION BANK 69 Name Address Shares Name Address Shares National Trust Company. Ltd., Trustees. Osler. F. G.. and S. B . Sykes ...... Toronto. Ont ...... 55 Estate Anson Jones ...... Osler. Harriet. Estate of late. Execu- Nattress. Thomas ...... Toronto. Ont ...... tors:-Edward Henry Osler. Arthur Near. W . W ...... Weston. Ont ...... Ernest Osler ...... Eglinton. Ont ...... Neelin. James M ...... Toronto. Ont ...... Osler. H . S.. K.C ...... Toronto. Ont ...... Nelles. Mrs. Christie Anna ...... Port Arthur. Ont ... Osler. H . S., K.C., and F . W . G. Fitz- Nelson. Mrs . Emily ...... Toledo. Ohio ...... gerald. in trust ...... Toronto. Ont ...... Nerlich. Emil ...... Cobourg. Ont ...... Osler. Mrs. Kate E ...... Cobourg. Ont ...... Nerlich. Mrs. Hedwig ...... Toronto. Ont ...... Osler. Mrs. Lily M ...... Toronto. Ont ...... Nesbitt, Hon. Wallace. K.C...... Toronto. Ont ...... 7 Osler. Capt . Stratton H.. R.C.E ...... Ottawa. Ont ...... Nesbitt. Hon . Wallace. K.C. (Porter Toronto. Ont ...... 2 Osler. Sir William. Bart ...... Oxford. England ... trust) Osler & Hammond ...... Toronto. Ont ...... Toronto. Ont ...... 10 ...... Toronto. Ont ...... Nichols' Hospital Trust. The ...... Peterborough. Ont ... 74 Osler & Hammond. in trust Niven. J . K.. in trust ...... Owen. Mrs. Elsie Una ...... Toronto. Ont ...... Toronto. Ont ...... 10 ...... Nivin. Thomas F ...... Toronto. Ont ...... 40 Owens. Charles W Oshawa. Ont Norcross. J . W ...... Toronto. Ont...... 95 Nordheimer. Albert ...... Toronto. Ont ...... 100 Palen. Mrs . Jessie May ...... Waupoos. Ont ...... Nordheimer. Samuel. Estate of late. Pangman. Mrs . 0. F ...... Toronto. Ont ...... Executors & Trustees :-Toronto Gen- Paquett. Isaac ...... Whitby. Ont ...... eral Trusts Corporation ...... Toronto. Ont ...... 100 Parker. John T ...... Toronto. Ont ...... Norris. Mrs. Elizabeth W., Estate of Parsons. Mrs. Minnie Weldon ...... Regina. Sask ...... late. Executors .-A . W . Marquis. Pate. William J ...... Toronto; Ont ...... Mrs. Alice M . Marquis ...... Pate. W . S ...... L ...... Toronto. Ont ...... St. Catharines. Ont .. 31 Norris. Miss Mary D ...... St Catharines. Ont .. Paterson. J . Harry ...... Toronto. Ont ...... North American Life Assurance Com- . 3 Paterson. Miss Mary Louise ...... Toronto. Ont ...... pany ...... Toronto. Ont ...... Paterson. Thomas. Estate of late . Exec- Northcote. Mrs. Isabella G ...... Toronto. Ont ...... 942 utors:-Toronto General Trusts Cor- Northway. John ...... Toronto. Ont ...... 8 poration ...... Bowmanville. Ont ... Notman, Mrs. Grace G ...... St. Catharines, Ont .. 150 Paterson. Rev . T . W ...... Toronto. Ont ...... Nunns, Arthur Lysaght ...... London, England ... 20 Patton. F. L ...... Winnipeg. Man ...... 20 Paull. Arthur Charles ...... Toronto. Ont ...... Toronto. Ont ...... Odell. John W ...... Cobourg. Ont ...... Peaker. Mrs. Florence N O'Flynn. E . D., Estate of late. Execu- Peaker. K.. D.D.S...... Toronto. Ont ...... tors :-Wareham Tuller. W . H . Pearce. Miss Jennie M ...... Ottawa. Ont ...... O'Flynn. F. E . O'Flynn. F. W . Peare. C. H ...... Uxbridge. Ont ...... O'Flynn ...... Madoc. Ont ...... Pedlar. Mrs. Alice ...... Oshawa. Ont ...... O'Keefe. Eugene. Estate of late. Exec- Pellatt. Henry. Estate of late . Execu- utors :-Toronto General Trusts Cor- tors & Trustees:-Sir Henry M . Pel- poration. Hon. H . T . Kelly ...... Toronto. Ont ...... latt. C.V.O.. Norman Macrae ...... Toronto. Ont ...... Olmsted. Mrs. Edith H ...... Hamilton. Ont ...... Pellatt. Sir Henry M., C.V.O., and Rev . O'Meara. Mrs. Gertrude M ...... Thetford Mines. Que. T . C. S . Macklem. in trust ...... Toronto. Ont ...... Ord. Lewis Redman ...... Quebec. Que ...... Pellatt. Mill ...... Toronto. Ont ...... O'Reilly. Charles. M.D ...... Toronto. Ont ...... Pension Fund Society of The Dominion O'Reilly. Edward B.. M.D ...... Hamilton. Ont ...... Bank. The ...... Toronto. Ont ...... O'Reilly. Mrs . Sophia E ...... Toronto. Ont ...... Pepall. Mrs. Ethel B ...... Toronto. Ont ...... Osler. Sir Edmund B.. M.P...... Toronto. Ont ...... Pepler. Arthur ...... Toronto. Ont ...... Osler. Sir Edmund B., M.P., General Peterson. Mrs . Annie R ...... Toronto. Ont ...... Sir W . D . Otter. Sir Henry M . Pel- Pew. Oliver S ...... Chicago. I11 ...... Execu- latt. C.V.O.. Trustees ...... Toronto. Ont ...... Phillips. F. J., Estate of late . Osler. F. G...... Toronto. Ont ...... tors.-H . J . B . Phillips, Dwight . Osler. F. G., E. F. Osler. H . F. Osler. Turner. George T . Irving ...... Toronto. Ont ...... W . L . Matthews. and George S . Gib- Philp. James ...... Newcastle. Ont ...... Belleville. Ont ...... bons. Trustees ...... Toronto. Ont ...... Phippen. Mrs. Louisa J 70 THE DOMINION BANK THE DOMINION BANK 71

Name Address Shares Name Address Shares Pierce. Asher ...... Montreal. Que ...... 6 Redmond James ...... Montreal. Que ... Pierce. Mrs. Ella ...... Montreal. Que ...... 7 Reed. Miss Annie T., B.A ...... Toronto. Ont ... Pierce. Sidney D ...... Westmount. Que .... 7 Reid. Mrs. Ephie ...... Prescott. Ont .... Pierson. Miss Emma A ...... Belleville. Ont ...... 5 Reid. Mrs. Margaret ...... Toronto. Ont .... Pipon. Mrs. Maude M ...... Toronto. Ont ...... 24 Reid. Mrs. Martha M ...... St. George. Ont .. Pirie, Charles iV ...... Berlin. Ont ...... 25 Remon. E . P., Estate of late. Execu- Pirie', Miss Elvie ...... Toronto. Ont ...... 1 tors .-Mrs . Marie Evelyn Remon. Playtner, Henry Richard ...... Preston. Ont ...... 10 Morley Donaldson ...... Ottawa . Ont ..... Porritt, Fred. R ...... Barrie. Ont ...... 9 Renwick. John. Estate of late. Execu- Porritt, Thomas H ...... South Croydon. Eng. 4 tors.-Mrs~ ~ . R . S . Renwick. H . W . Potts, Dr. James McCummings ...... Stirling. Ont ...... 6 Renwick ...... Newcastle. Ont ...... Powell, C. B ...... Toronto. Ont ...... 25 Reynolds. Miss Annie E ...... Uxbridge. Ont ...... Prentiss, Miss Josephine H., Estate of Reynolds. Mrs. Catherine ...... Uxbridge. Ont ...... late. Executors :-Toronto General Reynolds. George N.. in trust ...... Toronto. Ont ...... Trusts Corporation ...... Ottawa. Ont ...... 3 Reynolds. George N.. Trustee ...... Toronto. Ont ...... Presgrave, Mrs. Frances M . C ...... London. England ... 12 Richardson. W . C ...... Toronto. Ont ...... Prince, Mrs. Charlotte ...... Toronto. Ont ...... 100 Rickard. John ...... Newcastle. Ont ..... Pringle, Clive ...... Ottawa. Ont ...... 30 Ridley. Miss C. Frances. and George A . Prudential Trust Company, Ltd., in trust Montreal. Que ...... 14 Kingston. Trustees ...... Toronto. Ont ...... Pugsley, John ...... Toronto. Ont ...... 42 Ridout. Mrs. Amy H ...... Toronto. Ont ...... Pullen, Ernest Fleetwood ...... Porquis. Junc., Ont . 5 Riley. Edgar J ...... Bay City. Mich ..... Purser, Mrs. Annie ...... Cobourg. Ont ...... 6 Riordau. Mrs. Maria Isabel ...... Toronto. Ont ...... Roach. Edwin ...... Toronto. Ont ...... Purser. John. Estate of late. Surviving Robert. F . A...... Chatham. Ont ...... Executrix .-Mrs . A . Purser ...... Cobourg. Ont ...... 10 Roberts. Fred. T ...... St. Thomas. Ont .... Purser. Miss Stella Irene ...... Cobourg. Ont ...... 7 Roberts. Henry L ...... Grimsby. Ont ...... Purslow. Miss Julia G...... Port Hope. Ont .... 10 Robertson. Miss Agnes Lillian ...... Toronto. Ont ...... Pyne. Hon. Robert A...... Toronto. Ont ...... 10 Robertson. Miss Isabella Roberta ...... Toronto. Ont ...... Robertson. James Sutherland ...... St. Thomas. Ont .... Quantz. George H ...... Langstaff. Ont ...... 20 Robinson. Dr. Edward H ...... Toronto. Ont ...... Quin. Mrs. Edith H., and Miss Edith de Robinson. Mrs. Elizabeth S ...... Toronto. Ont ...... Lisle Quin ...... Toronto. Ont ...... 12 Robinson. Henry ...... Toronto. Ont ...... Robinson. Mrs. Lydia A . E ...... Hamilton. Ont ...... Radley. Mrs. Elizabeth J ...... Toronto. Ont ...... Robinson. Sarah. Estate of late. Execu- Ramsay, William ...... Stow. Scotland ...... trices & Trustees:-Miss Hannah M . Ramsay, William T ...... To'ronto. Ont ...... Robinson. Miss Alice A . Robinson .... Toronto. Ont ...... Ramsey, Alan R ...... Toronto. Ont ...... Robinson. William Aspley ...... Hamilton. Ont ...... Ramsey. George ...... Brooklyn. N.Y ...... Roe. Barbara M., Estate of late. Execu- Ramsey. J . G ...... Toronto. Ont ...... tor .-Dr . J . H . Holdcroft ...... Havelock. Ont ...... Rand. Miss Ella ...... Brantford. Ont ..... Rogers. Frank E.. M.D...... Denver. Col.. U.S.A. Rand. W . E ...... Arnprior. Ont ...... Rogers. Miss Mary Susana ...... Brooklyn. N.Y ...... Rankin. Mrs. Maud S ...... Chatham. Ont ...... Rogerson. William ...... Toronto. Ont ...... Rastall, Mrs. E . V . C ...... Toronto. Ont ...... Rohleder. Frederick ...... Berlin. Ont ...... Rastall, Mrs. E . V . C., in trust ...... Toronto. Ont ...... Romain. Miss Kate C ...... Oakville. Ont ...... Ratcliffe, H . G., and C. E . Abbs, in trust Toronto. Ont ...... Roper. Mrs. Fanny Ewart ...... Victoria. B.C ...... Ray, Mrs. Margaret J ...... New Westrninstel. Roper. Mrs. Jessie C ...... Montreal. Que ...... n P J3.L...... 5 Rosebrugh. Mrs. Jessie Whyborn ...... Toronto. Ont ...... Raynolds. Mrs. Annie S ...... Toronto. Ont ...... 32 Rosebush. Mrs. Barbara J . McNaughton . Appleton,Wis.,U.S.A. Reaves. George. Estate of late. Execu- Ross. Aaron. Estate of late. Execu- tors.-Mrs . Alma D . Reaves. James tors :-Robert Ross. William Ross. D . W . Pyke. Campbell Reaves ...... Montreal. Que ...... 111 C. Hossack ...... Port Perry. Ont .... Reburn. Mrs. Alice ...... Orangeville. Ont. ... 5 Ross. Alexander B ...... Mexico City. Mexico Rector and Wardens of Trinity Church Galt. Ont ...... 9 Ross. Mrs. Adelaide M ...... Toronto. Ont ...... 72 THE DOMINION BANK THE DOMINION BANK 71 Name Address Shares Name Address Sha Ross. Miss Caroline S ...... Toronto. Ont ...... Scott. James. Estate of late Executors : Ross. Charles A ...... Hamilton. Ont...... 6 . 96 -Robert Scott. James Scott. Mrs. Ross. Mrs. Mabel Kate ...... Quebec. Que ...... Jessie Scott ...... Toronto. Ont ...... Ross. Robert ...... Lindsay. Ont ...... 98 20 Scott. J . C ...... Toronto. Ont ...... Ross. Robert. D . C. Hossack. and Wil- ...... Toronto. Ont ...... liam Ross. in trust for Mrs Sarah F. Scott. Mrs. Jessie . Scott. John ...... Windsor. Ont ...... McIndoo ...... Lindsay. Ont ...... 50 ...... Toronto. Ont ...... Ross. William K.. M.D ...... London. Ont ...... Scott. Miss K . S 12 Scott. Robert. and James Scott. in trust . Toronto. Ont ...... Rowe. Miss Leila C ...... Cobourg. Ont ...... Toronto. Ont ...... Rowe. Thomas. Jr ...... Cobourg. Ont ...... 15 Scott. W . E 35 Scottish Northern Investment Trust. Roy. R . Maitland ...... Hamilton. Ont ...... Aberdeen. Scotland . Royal Loan & Savings Company. The. 50 Ltd .. The ~n trust ...... Brantford. Ont ..... seconh Scottish Northern Investment 7 Trust. Ltd.. The ...... Aberdeen. Scotland . Royal Trust Company. The. in trust .... Montreal. Que ...... Royal Trust Company. The. Trustees 24 Scougall. Mrs. Charlotte Kincardine. Ont Seagram. Miss Florence A...... Toronto. Ont ...... for Edmund H . G. Brown. Dorothy G. Segsworth. R . F...... Toronto. Ont ...... Brown. and Evelyn G Brown ...... Montreal. Que ...... 9 Selby. Mrs. Ida Mary ...... Toronto. Ont ...... Royal Trust Company. The. Trustees ...... Toronto. Ont ...... Selhv... 2, . W . T . H for Mrs. Annie S . Hill ...... Toronto. Ont ...... Royal Trust Company. The. Trustees 4 Semple, Andrew Toronto, Ont Semple, Miss Janet ...... Tottenham. Ont ..... for Mrs. E. L . Pipon ...... Toronto. Ont ...... Royce. Mrs. Sarah J ...... Toronto. Ont...... 7 Sem~le.... Robert Tottenham, Ont 43 Sharpe, Walter ...... Toronto. Ont ...... Rudlen. George ...... Toronto. Ont ...... Shaughnessy. Sir Thomas G.. K.C.V.0 .. Montreal. Que ...... Rudolf. Mrs. Edna H ...... Lunenburg. N.S. .... 5 10 Shaw. Hedley ...... Toronto. Ont ...... Rule. Mrs. Susan Webster Dodge ...... Newburyport. Mass ...... loo Rush. Harry ...... Peterborough. Ont .. 25 Shea. John F Hamilton. Ont 10 15 Shee. Mrs. Mary Ann ...... Ville Montcalm. Que. Russell. Miss Elsie ...... Cobourg. Ont ...... Monrovia. Cal ...... 2 Russell. Mrs Harriet ...... Arnprior. Ont ...... 6 Sheehy. Rev . J . J . 16 Sheppard. 0. B ...... Toronto. Ont ...... 250 Russill. Mrs. Annie ...... Toronto. Ont ...... 35 Sheppard. Mrs. Sarah A...... Toronto. Ont ...... 50 Russill. Frank ...... Toronto. Ont ...... 90 ...... 6 Rutherford. miss Amy E ...... Toronto. Ont ...... Sherrin. George A Toronto. Ont 12 8 Shipman. Mrs. Mary Alberta ...... Cannington. Ont .... Rutherford. Miss Fannie ...... Toronto. Ont ...... Rutherford. Reginald W.. M.D ...... Chatham. Ont ...... 12 Shipman. Robert H Cannington. Ont 10 Sibbitt. Mrs. Jane E ...... Brantford. Ont ..... Rutherford. Mrs. Sadie ...... Gaspereau. N.S ...... Kuthven. Mrs Adah V ...... Toronto. Ont ...... 20 Simpson. A . G Montclair. N.J. . 1 Simpson. Miss Ethel B ...... Toronto. Ont ...... Ruthven. Mrs. Helen Olivia ...... Niagara-on-the-Lake ...... 7 Sivers. Charles L Toronto. Ont Ont ...... 3 Skill. Mrs. Emma Etheland ...... Cobourg. Ont ...... Ryan. Mrs. Annie M ...... Prescott. Ont ...... 38 Skill. Mrs. Emma E . F ...... Cobourg. Ont ...... Ryerson. Mrs. Mary A...... Toronto. Ont ...... ! 132 Small. John T.. K.C ...... Toronto. Ont ...... Smith. Mrs . Alice Larratt ...... Toronto. Ont ...... Sailsbury. Mrs. Mary G ...... Toronto. Ont . Smith. Prof . Andrew. V.S., Estate of ...... Samuel. Sigmund Toronto. Ont. late. Executors & Trustees :-Toron- Saunders. Edward Manning. and Joseph to General Trusts Corporation. Dr. Bickford Mathews. in trust ...... Toronto. Ont ...... David King Smith Toronto. Ont Saunders. Miss Susie J Whitby. Ont . . Smith. Mrs. Catharine ...... Toronto. Ont ...... Sauer. George ...... Toronto. Ont . . Smith. Mrs. Catherine ...... Toronto. Ont ...... Schoeler. Pierre ...... Toronto. Ont . . Smith. C. W ...... Whitby. Ont ...... Scholfield. Mrs. A . L.. in trust ...... Toronto. Ont . . Smith. Mrs. Charlotte L . G ...... London. England ... Scholfield. H . C., in trust for John Execu- Douglas Price Scholfield ...... Smith. David. Estate of late. Toronto. Ont . . tors.-Mrs...... Annie E . Smith. Harold Scott. C. S., Vice-president. and C. W . T . Smith ...... Toronto, Ont ...... Cartwright. Manager. in trust ...... Hamilton. Ont . Smith, Miss Edith A ...... Whitby, Ont ...... Scott. Miss Ethelyn C ...... Whitby. Ont . . Smith, Miss Elizabeth H ...... Whitby, Ont ...... 74 THE DOMINION BANK THE DOMINION BANK Name Address Shares Shares Smith. Mrs. Ella M . G ...... Cobourg. Ont ...... Name Address Smith. Mrs. Emma A ...... London. England ... 7 Stewart. Robert. Estate of late. Execu- Smith. Hon. Sir Frank. Estate of late . 33 tor:-John Duncan ...... Toronto. Ont ...... 7 Executors :-Toronto General Trusts Stewart. Mrs. Teresa M ...... Bobcaygeon. Ont .... 12 Stewart. William ...... Toronto. Ont ...... 20 Corporation ...... Toronto. Ont ...... 39 Smith. Henry William ...... London. England ... 399 Stewart. John. Estate of late. Executor : Toronto. Ont Smith. Henry William. in trust ...... London. England ... 20 -\Villiarn Stewart ...... Smith. James H., and Miss Marion B. 16 Stobart. F . W ...... Bedford. England ... 90 Stockdale. E. B., and C. S . Hamilton. Smith. Trustees ...... Toronto. Ont ...... Smith. Mrs. J . Lucretia ...... Stratford. Ont ...... 19 in trust Toronto. Ont 12 1 Stocks. W . S ...... Tillsonburg. Ont .... 6 Smith. Mrs. Lilian M ...... Ottawa. Ont ...... Smith. Miss Mary Jane ...... Whitby. Ont ...... 24 Stoddart. John H New York. N.Y 15 4 Stokes. Mrs. Margaret ...... Hamilton. Ont ...... 12 Smith. Robert ...... Toronto. Ont ...... Smith. Sydney F ...... Labasa. Fiji Islands. 42 Stokes. Mrs. Maude Kingston. Ont 2 Smith. Walter A., Estate of late. Execu- 14 Stone. George ...... Port Perry. Ont .... 8 Strathy. A . G ...... Toronto. Ont ...... 6 Lor::.. James H . Smith, G. Larratt ...... brnlth ...... Strathy. Miss Elizabeth M . L ...... Toronto. Ont 4 Toronto. Ont ...... Stratton. Hon. J . R ...... Peterborough. Ont .. 126 Smyth. Mrs. Julia S . M ...... Lindsay. Ont ...... Snell. John ...... Strickland. Mrs. Mabel G...... Toronto. Ont ...... 6 Belleville. Ont ...... Stripp. Mrs. Emma B ...... Indiana. U.S.A ...... 12 Snider. F. C ...... Snow. A . J . Russell. K.C.. in trust ...... Toronto. Ont ...... Stuart. A . P Montreal. Que 74 Snowball. George M ...... Toronto. Ont ...... Stuart. Miss Clara M ...... Caledonia. Ont ...... 6 Snowball. Thomas M.B ...... Toronto. Ont ...... Stuart. Mrs. Elizabeth ...... Guelph. Ont ...... 15 Burnley. England ... Stuart. Miss Maggie H ...... Caledonia. Ont ...... 7 Somerville. Mrs. Annie ...... Sherbrooke. Que .... Somerville. George ...... Stuart. Peter. M.D ...... Guelph. Ont ...... 15 Toronto. Ont ...... Sutherland. Mrs. Bertha ...... Montreal. Que ...... 10 Somerville. Mrs. Mary Amelia ...... Toronto. Ont ...... Southam. Mrs. Henrietta A ...... Sutherland. Mrs. Bertha. and L . Hom- ...... 10 Spellman. Mrs. Annie ...... Ottawa. Ont ...... fray Irving. in trust for H . E . Irving . Toronto. Ont Spencer. Charles C ...... Hastings. Ont ...... Sutherland. William ...... Orillia. Ont ...... 5 Spencer. Miles ...... Picton. Ont ...... Sutton. Mrs. Alice ...... Bowmanville. Ont ... 8 Spratt. Mrs. Margaret J ...... Montreal, Que ...... Swabey. Mrs. Florence ...... Toronto. Ont ...... 6 Spratt. W . A.. in trust ...... Hamilton. Ont ...... Sweetland. John. Estate of late. Trus- Square. John S ...... Hamilton. Ont ...... tees:-Charles J . R . Bethune. Mrs. Se- Stratford. Ont ...... lina F. Geddes ...... Ottawa. Ont ...... 74 Square. John S., in trust for Mrs. M . A ...... Hattie Frank ...... Switzer. W . IS Dresden. Ont ...... 6 Staples. Miss Lillian M ...... Stratford. Ont ...... Cobourg. Ont ...... Staples. Robert. Estate of late. Execu- 'raft. Hulbert Toronto. Ont tors:-William Franklin Staples. Da- Tait, Andrew ...... Toronto. Ont ...... vid W . Cockburn. George Garbutt .... Tatham. Edward ...... Guelph. Ont ...... Stark. John. & Company. in trust ...... Cobourg. Ont ...... Taylor. Miss Annie hf . and Miss Mary Toronto. Ont ...... B . Taylor ...... Simcoe. Ont ...... Stark. John & Company. trustees ...... Toronto. Ont ...... Starr. Mrs. Anne C. M ...... Taylor. F . C Lindsay. Ont Toronto. Ont ...... Taylor. John C...... Port Perry. Ont .... Starr. Mrs. Georgie ...... Toronto. Ont ...... Stayner. Mrs Harriot Rose ...... Teeple. Mrs. Ella M ...... Watertown. S.D.. . Toronto . Ont ...... Stennett. Mrs. Julia A . V ...... U.S.A. Stephan. Charles S...... Eglinton. Ont ...... Temple. Mrs. Alice E . D ...... Toronto. Ont ...... Walkerton . Ont ...... Stephens. Henry ...... Tessier. Hon. Auguste Rimouski. Que Stevens. James ...... Waters . Mich .. U.S.A Thacker. Mrs. Emily ...... Wimbledon. Eng .... Ingersoll. 0nt...... Thom. J . H ...... Toronto. Ont ...... Stevenson. J . M ...... Stevenson. M . Scarth. in trust ...... Cobourg. Ont Thomas. Mrs. Amy L ...... Toronto. Ont ...... Stewart. Alexander Mitchell ...... Montreal. Que ...... Thompson. Mrs. Elvira F ...... Manchester. Ont .... Stewart. Charles R ...... Winnipes. Man ..... Thompson. Mrs. Harriet ...... Kinnears Mills. Que. Stewart. Mrs. Laura C...... Port Perry. Ont .... Thompson. Mrs. Hester C...... Toronto. Ont ...... Lyster. Que ...... Thompson. James. Jr...... Cold Springs. Ont ... 76 THE DOMINION BANK THE DOMINION BANK Aiarne Address Shares Thompson. Mrs. Maria ...... Coaticook. Que ..... Name Address Shares Thompson. Samuel ...... Yelverton. Ont ...... 7 Turnbull. Miss Isabel G ...... Toronto. Ont ...... 1 Thompson. Samuel Gordon ...... Toronto. Ont ...... 10 Turnbull. William F., Estate of late. Thompson. Samuel H ...... Toronto. Ont ...... 10 Executors .-Mrs . Lizzie M . Turnbull. Thompson. Mrs. Sussannah Jane ...... Toronto. Ont ...... 50 Miss Isabel Grace Turnbull. William Thompson. William ...... Uxbridge. Ont ...... 27 Henry Turnbull ...... Toronto. Ont ...... 2 Thompson. William Francis ...... Manchester. Ont .... 9 Turner. Ernest William ...... Toronto. Ont ...... 16 Thomson. Mrs. Elizabeth ...... St. Ninians. Stirling. 10 Turner. Miss Ethel H ...... Toronto. Ont ...... 15 ...... Scotland ...... 6 Turner. Mrs. Florence Brockville. Ont 2 Thorburn. James. M.D., Estate of late. Turner. Miss Florence M . C...... Toronto. Ont ...... 6 Executors :-Toronto General Trusts Turner, Mrs. Mary H ...... Toronto. Ont ...... 1 Corporation. William George Watson . Toronto. Ont ...... 42 Turner, Walter S . M ...... Hastings. Ont ...... 9 Thorburn. Mrs. Jane ...... Toronto. Ont ...... Tuttle. Leslie ...... Tweed. Ont ...... 10 Thorne. Miss Elsie M ...... Toronto. Ont ...... 7 Twohey, William James ...... Chatham. Ont ...... 34 Thornton. Mrs. Edith ...... Toronto. Ont ...... 12 Tyrwhitt. Mrs. Emma ...... Toronto. Ont ...... 7 Thornton. Mrs. Edith. in trust ...... Toronto. Ont ...... 14 Thornton. Miss Josephine M ...... Toronto. Ont ...... 3 Union Trust Company and Peoples Tilt. Capel. in trust for Luzetta Tilt ... Winnipeg. Man ...... 17 State Bank ...... Detroit. Mich ...... 1200 Tingle. Miss Lilian E...... Portland. Ore.. U.S.A. 15 University of Mount Allison College ... Sackville, N.B ...... 12 Title & Trust Company. The ...... Toronto. Ont ...... 7 22 Vail. Miss Phebe A...... Whitby. Ont ...... Tobin. C. A ...... Fergus. Ont ...... van Cutsen. Capt Richard G ...... Toronto. Ont ...... Tobin. Miss Emily H ...... Fergus. Ont ...... 6 . E. 8 Van Norman. Mrs. Agnes E ...... Winnipeg. Man ...... Todd. J . Watson ...... Spital. Cheshire. Eng...... Toronto. Ont ...... Todhunter. Mrs. Jessie S ...... Toronto. Ont ...... 42 Van Norman. Mrs. Isabella N 163 van Someren. Miss Flora Cullin and Toronto-. General Trusts Corporation. Miss Catharine E . B . van Someren ... Brantford. Ont ..... ~ne...... Toronto. Ont ...... 108 ...... Toronto. Ont ...... Toronto General Trusts Corporation. Vanstone. Miss Ida May Vanstone. L . N ...... Toronto. Ont ...... The. in trust ...... Toronto. Ont ...... 46 Van Tassel. Mrs. Phoebe E ...... Newark. N .J ...... Toronto General Trusts Corporation...... Picton. Ont ...... The. in trust for Mrs Harriett S Van Vlack. Miss Lilian . . Virgil. W . Turner ...... Galt. Ont ...... Bacque ...... Toronto. Ont ...... 9 Toronto General Trusts Corporation. Wait. Miss Annie ...... St . George. Ont .... The. Trustees Marriage Settlement Wait. Frank Goodell. in trust ...... Ottawa. Ont ...... Crookshank-Heward Trust ...... Toronto. Ont ...... 18 Wakefield. Mrs. Elizabeth ...... Toronto. Ont ...... Toronto. General Trusts Corporation. Wakely. Mrs . Grace B ...... Oshawa . Ont ...... The. Nadine J . H . Osler trust ...... Toronto. Ont ...... 25 Walker. C. C...... Yarmouth. N.S ..... Toronto Mortgage Company. The. in Walker. Capt . H . S ...... Toronto. Ont ...... A.... "A LL US1 ...... Toronto. Ont ...... Toronto. Ont ...... Walker. Mrs. Helena Torrance. Mrs. Baty M., Estate of late. Walker. James. Estate of late. Execu- Administrators :-Royal Trust Com- tors. Mrs . Helena Walker, Charles pany. Ottawa ...... Toronto. Ont . . Walker Toronto. Ont Torrance. Miss Beatrice ...... Walker. Mrs. Jessie ...... La Grange. Georgia . Torrance. Miss Jessie T ...... Toronto. Ont ...... Toronto. Ont . . Walker, John A Toronto. Ont Torrance. Miss Madeline ...... Walker. John Archibald. K.C ...... Chatham. Ont ...... Treble. Mrs. Lillian Massey ...... Toronto. Ont ...... Toronto. Ont . . Wallace. Rev . Robert Belleville. Ont Trees. James D., Miss Charlotte E . Wallbridge. Mrs. Phyllis M ...... Belleville. Ont ...... Trees. Miss Edith J . Trees. Samuel Walley. Mrs. Minerva M ...... Ingersoll. Ont ...... L . Trees. and Christopher F. Trees. Walmsley. Mrs. Hannah ...... Toronto. Ont ...... trustees ...... Toronto. Ont ...... 204 Walmsley. Joseph. and John D . Chip- Trotter. Noel ...... London. England ... 90 man. joint managers. in trust ...... Toronto. Ont ...... Trustees Woodville Presbyterian Ceme- Walsh. E . H.. in trust ...... Toronto. Ont ...... tery ...... Woodville. Ont ..... 2 Walsh. Mrs. Ellen M ...... Toronto. Ont ...... Tuller. Wareham ...... Madoc. Ont ...... Toronto. Ont ...... Walsh. Mrs. Elma M . B ...... 1 Ward . Alfred ...... Hamilton. Ont ...... THE DOMINION BANK THE DOMINION BANK

Name Address Shbares Name Address 5'hares Ward. Miss Harriet W .. Lennoxville. Que ... 1 Whitney. George E ...... Montreal. Que ...... 49 Ward. Rev . Norman R . Grosse Isle. Que .... Wickett. John ...... Port Hope. Ont .... Ward. William J ...... Lennoxville. Que ... Wickett. Miss Olive B ...... Port Hope. Ont .... Ward. William J., tutor . Lennoxville. Que ... Wickett. Thomas ...... Port Hope. Ont .... Warde. J . D ...... Toronto. Ont ...... Wicksteed. Henry K ...... Toronto. Ont ...... Warde. J . D.. in trust ...... Toronto. Ont ...... Wiehmayer. Mrs . Mary P ...... Stuttgart. Germany . Warner. J . A., Estate o~f late. Execu- Wigmore. Alfred S ...... Toronto. Ont ...... tors .-Mrs . Minnie R . Warner . T . A . Wilcox. C. S ...... Hamilton. Ont ...... Harvey ...... Cobourg. Ont ...... Wilkes. Alfred J.. K.C ...... Brantfo'rd. Ont ..... Warner . Miss Kathle~n...... Cobourg. Ont ...... Wilkes. Mrs. Esther F ...... Brantford. Ont ..... warren; Mrs. Ada Emily ...... Toronto. Ont ...... Wilkie. D . R ...... Toronto. Ont ...... Warren, Ven . Archdeacon George ..... Toronto. Ont ...... Wilkinson. Miss Jane ...... Eustis. Florida ...... Warren, James J., in trust ...... Toronto. Ont ...... Wilkinson. Robert ...... Galt. Ont ...... Warren. Mrs . Margaret S ...... Chicago. I11 ...... Willard. Harper ...... Prescott. Ont ...... Waterman. Mrs. Jean A ...... Santa Barbara. Cal . Willcox. H . W ...... Whitby. Ont ...... Watkins. Miss Alice ...... Toronto. Ont ...... Willcox. H . W., in trust for Miss Edith Watkins. Miss Annie ...... Toronto. Ont ...... Whitelock of Portland. Ore ...... Whitby. Ont ...... Watson. J . P ...... Toronto. Ont ...... Willcox. H . W., in trust for Mrs. Mary Waugh. W . J ...... Hamilton. Ont ...... Louise Whitelock of Portland. Ore ... Whitby. Ont ...... Webber. Mrs. Bella ...... Toronto. Ont ...... Willcox. H . W., in trust for Charles M . Webster. George H ...... Calgary. Alta ...... Willcox ...... Whitby. Ont ...... Webster. Mrs. Margaret Louise ...... Cobourg. Ont ...... Williams. Mrs. Hattie M ...... Oshawa. Ont ...... Webster. Mrs. Margaret Louise. and Williams. Robert ...... Oshawa. Ont ...... James Thompson. Executors. Estate Williams. William Thomas. M.D ...... Toronto. Ont ...... of late J . T . Webster ...... Cobourg. Ont ...... Williamson. James A ...... Toronto. Ont ...... Webster. William M . P., and A . M . Bell Halifax. N.S...... Wilson. Charles S., Estate of late. Exec- Weir. Mrs. M . M. Estate of late. Execu- utors & Trustees .-Mrs . Louisa Maria tors .-Col . Harry George Weir. Miss Wilson. Fred . S . Wilson. Stephen Elizabeth Marion Weir ...... London. England ... Noxon ...... Picton. Ont ...... West. Mrs. Gertrude H ...... Toronto. Ont ...... Wilson. David ...... Sherbrooke. Que .... Wheeler. Mrs. Anne L ...... St. Paul . Minn .. Wilson. Mrs. Elizabeth Catherine ...... Belfast. Ireland ..... U.S.A...... Wilson. Mrs. Emma K ...... Sherbrooke. Que .... Whelan. Mrs. Anna M . MacLeod . . Donnybrook. Ireland Wilson. James A ...... Toronto.. Ont ...... Whitby. Oliver R ...... Paris. Ont ...... \Vilson. Mrs. Kate L ...... Toronto. Ont ...... White. Miss Elizabeth ...... Toronto. Ont ...... Wilson. Miss Lillie ...... Chicago. I11 ...... White. Miss Henrietta E ...... Toronto. Ont ...... Wilson. Miss Margaret B.. in trust ... Markham. Ont ...... White. Joseph ...... Toronto. Ont ...... Wilson. Miss Margaret Egan ...... Cobourg. Ont ...... Whitehead. Alfred Botterell ...... Quebec. Que ...... Wilson. Miss Mary Gunning ...... Cobourg. Ont ...... Whitehead. Arthur Whiston ...... Eastbourne. England Wilson, Murray F ...... Toronto. Ont ...... Whitehead. Benjamin Tames ...... Quebec. Que ...... Wilson. Richard Wornall ...... Cobourg. Ont ...... Whitehead. Joseph ~ouis...... Eastbourne. England Wilson. Mrs. Sarah M., and Andrew R . Whitehead. William Morley ...... Toronto. Ont ...... Gordon. M.D.. Trustees ...... Toronto. Ont ...... Whiteway. Mrs . Alice ...... Chicago. I11 ...... Wilson. Solomon ...... Port Perry. Ont .... Whiteway. Mrs. Alma V ...... Port Perry. Ont .... Wise. Mrs. Clara J ...... Redlands. Cal ...... Whiting. Miss T . Adda B ...... Toronto. Ont ...... W5throw. Mrs. Margaret ...... Toronto. Ont ...... Whitney. Albert ...... Prescott. Ont ...... wood. James ...... Toronto. Ont ...... Whitney. Lady Alice ...... Toronto . Ont ...... Wood. Mrs. Margaret L ...... St. Catharines. Ont .. Whitney. Lady Alice. and Garnet Mil- Wood. Miss Sara J ...... Peterborough. Ont ... ford Whitney. Executrix and Execu- Wood. Thomas H ...... Toronto. Ont ...... tor. Estate of late Sir James Pliny Woodruff. Thomas E ...... Moose Jaw. Sask ... Whitney. K.B...... Toronto. Ont ...... Woods. Mrs. Mary Lavinia ...... Hamilton. Ont ...... Whitney. Mrs. Anne ...... Prescott. Ont ...... Woods. T . Ambrose ...... Toronto. Ont ...... Whitney. E . C ...... Ottawa. Ont ...... Wooster. Thomas ...... Aylmer. Ont ...... Name Address Shares Wragg. Mrs. Amelia ...... Hamilton. Ont ...... 5 Wren. Christopher ...... Uxbridge. Ont ...... 5 Wren. Mrs. Sarah S ...... Uxbridge. Ont ...... 1 Wright. Henry J ...... Toronto. Ont ...... 10 Wright. William Hennell ...... Aylesbury. England . 4 Wrighton. Ralph R ...... London. Ont ...... 5 RTurtele. Ernest F ...... Quebec. Que ...... 2

York. James A\ ...... Cohourg. Ont ...... 2 Young. Aaron N ...... Evanston. Ill.. U.S.A. 25 Young. Mrs. Elizabeth ...... Bracebridge. Ont .... 3 Young. Hugh A...... Galt. Ont ...... 10 Young. Hugh A.. Administrator ...... Galt. Ont ...... 8 Young. MTilliam Sanborn ...... Evanston. 111.. U.S.A 25