ABOSSO GOLDFIELDS ACCESS BANK BREWERY ACTIVA INTERNATIONAL ADANSI RURAL BANK ADONTEN AHANTAMAN RURAL AMANANO RURAL AMANSIE WEST AMENFIMAN LTD () LIMITED LIMITED COMPANY LTD COMMUNITY BANK BANK LIMITED BANK LIMITED RURAL BANK LIMITED RURAL BANK is a subsidiary of Access LIMITED LIMITED Gold Fields Ghana (GFG) Bank Plc, ranked amongst A Brief profile of our Adansi Rural Bank is a is one of the leading Rural and is presently the number community Banks in Ghana was established as an was established and the top 20 Company Accra Brewery Limited Liability Company DATE OF INCORPORATION: was established one gold mining company Limited (ABL), originally established in 1980 in line The Adonten Community established in 1984 to do the answer to help small, commissioned for in 1980 to provide and largest gold producer banks in Africa by assets known as Overseas with the Companies Code Bank Ltd. was established business of banking medium scale and petty operations on 22nd October, banking services to the in Ghana, with annual and capital. The Bank Breweries Limited, was 1963, Act 179 and operates in August, 1995 commenced traders to grow, and also 1983 at Antoakrom in the Communities in which it production in excess of is reputed as one of the registered on 30th June, within the framework and operations on 1st April, 1997, The bank aspires to be and to inculcate the habit of Amansie West District operates. 797,000 ounces from its two remain the leading rural savings into the Rural Folks. of the Ashanti Region by fastest growing in the 1931, for the purpose of limitations in the manner and inaugurated on 15th May operating mines at Damang bank in Ghana meeting The Bank was incorporated an interim management and Tarkwa. Gold Fields Ghanaian industry, as establishing a brewing provided for in the Banking 1997. stakeholders’ expectations. on 29th March, 1982 and committee, with paid up It was incorporated under Ghana engages about 5,273 evidenced by its recent industry in the then Gold Act 2004, Act 673. We will strengthen stakeholder was issued with a certificate capital of GH¢74.20 the Ghana companies employees and 83,167 in award for “Best Growing Coast. It was the first The Bank has its VISION AND MISSION relationship by providing the to commence Business on Currently, the bank has 9 code 1963 (Act 179) and indirect employment. Bank” in addition to brewing industry in the headquarters at Fomena in STATEMENTS right solution that combine 7th September, 1982. The branches in addition to its received its certificate phenomenal growth in key whole of West Africa and, the Ashanti Region which is technologies expertise and Bank was issued a Banking Head Office, operating in a to commence business The Company is part of Gold performance indicators over indeed, the first non- located about 58 kilometers VISION: To be a first-class financial strength. We will Licensed Certificate on 21st computerized environment in May 1980 and also Fields Limited (GFL), one of the past four years. traditional manufacturing southwards on the - unit bank serving as the most create customer loyalty, October, 1983 by Bank of with 105 regular staff, 80 licensed under the the world’s largest unhedged industry in the Gold Coast. Highway. efficient financial vehicle for shareholders value and Ghana to operate as a Rural mobilization clerks and Banking Act 2004 (Act producer of gold with an The Bank leverages on its Fomena, a notable town with the accelerated development employee satisfaction. Bank in Ghana. 20 security staff. 673) to engage in the attributed annualised international network within On 1st April 1975, the a long and distinguished of its area of operation. business of banking. production of 2.1 million the Access Bank Group and assets of the former history of traditional The Bank currently operates Head Office The Bank is governed by ounces from six operating its geographical reach in Overseas Breweries Ltd. authority as the seat of the MISSION: in four districts in the Western a nine-member Board of Our vision is to be a mines in Australia, Ghana, Ghana spanning 39 office were taken over by the Omanhene of the Adansi Region with a network of The Head Office of the Bank Directors with Mr. Isaac leading Rural Bank in Peru and South Africa. The To provide adequate, efficient twelve connected branches. is located at Nyinahin in Otchere Antwi as the locations in 8 regions, to locally registered ACCRA State is also the political and Ghana providing valuable Company’s symbol or totem and profit oriented banking The head office is at Agona the Atwima Mponua District Board Chairperson and which is very representative offer universal banking BREWERY LIMITED to administrative capital of the services such as mobilization Nkwanta. of the Ashanti Region. The management team led by Mr. financial services to our of its nature is the head of services and showcases its pave the way for Ghanaian Adansi North District which of funds and channeling these The bank’s Board of Directors Bank now operates four (4) George Osei Mensah. customers the lion. expertise in Treasury, Trade participation in the was established in 2004. It funds into Bankable projects as presently constituted, is Branches namely: “To become the most Finance and Technology business. is also about 22 kilometers and economic ventures in made up of 9 highly dedicated efficiently managed Rural Our mission is to be a The lion is well known for its driven banking solutions. In 1997, SABMiller plc (then eastwards from Obuasi, the catchment area thereby development-oriented persons • Nyinahin Branch, Bank in Ghana” and “To profitable Bank that loyalty, strength, calmness South African Breweries) noted for its leading position contributing to the rapid of diverse background. With opposite Nyinahin lorry quadrupling our market provides World Class, and yet aggressive, As a responsible corporate acquired controlling shares in gold mining worldwide. socio- economic development committed and experienced Station share in the Ashanti Region Innovative Banking diligence, commitment and citizen, Access Bank’s in the company. The Bank has seven (7) of the area. Its services are Management Team and staff, • Mbrom Branch, by the year 2015’ are our solutions to our strategic intelligence. goal is to drive profitable, Today, ABL is a public branches in Kaase, Dunkirk to be provided in the most we provide a wide range of opposite St. Louis vision and mission customers. services that makes retail College of Education, statements respectively. sustainable growth that Company engaged in and Atonsu (all in Kumasi), efficient and satisfactory The values of safety, banking easier and more Mbrom, Kumasi is also environmentally the manufacture and Fomena, Obuasi, Akrokerri, manner by competent Our core values are responsibility, honest, responsible and socially distribution of beer, and New Edubiase, a convenient than ever. • Afful Nkwanta Branch; customer satisfaction and respect, innovation and Management and adequately relevant. sparkling soft drinks Mobilization Center at opposite Total Filling community development delivery are the core of trained and well motivated We accept deposits, and Station, Kumasi and non-alcoholic malt Asokwa, in addition to the and it’s built on Integrity, Gold Fields’ business and staff who will show genuine provide lending and cash • Bibiani Branch, the bases of interactions beverages. ABL’s brands Head Office at Fomena. concern to customers needs management to our customers. Adjacent District Police Customer focus, Speed/ with communities in include Club Premium Lager, and strive for excellence Our Susu Savings and Credit Headquarters, Bibiani- Excellence, People, which it operates and its Castle Milk Stout, Stone The Vision of the Bank is in the quality of Banking Scheme remain outstanding W/R Passion, Teamwork and stakeholders. Strong Lager, Chairman to be the most preferred services. since 1995, assisting diverse • Tafo Branch, constant innovation. Malt Liquor, Eagle Lager, efficient and effective range of economic units Adjacent Las Palmas Club Shandy, Castle Milk Rural and Community Bank across the four districts. Restaurant, Old Tafo, Malt, Peroni Nastro Azzurro, working to optimize share The bank operates a trading Kumasi Club Cola, Club Muscatella, holder value. Subsidiary – Ahabank Co. Ltd Club Orange, Club Soda and The Mission of the Bank that offers consumer credits to Vision Club Quinine Tonic. is to be among the best its customers and an Outboard Amanano Rural Bank’s three Rural and Community Motor Assistance Scheme for fishermen. We offer both Vision is to become the eye Banks in Ghana in terms opener and pacesetter of of Profitability, Efficiency foreign and domestic funds transfer such as the Western Rural Banking in Ghana with and Growth through the Union, Moneygram and the strong growth indicators for provision of quality products Apex Link money transfer. We regulators and competitors and customer service using also manage Donor-Tailored to use as a benchmark and appropriate technology and a Funds. for employees to feel proud highly motivated staff. working with us The Vision of Ahantaman Rural Bank Ltd is to become and Our Mission remain the preferred financial The Bank’s mission is to institution in Ghana offering generate Superior returns to utmost satisfaction to all its her stakeholders, that is to stakeholders improve shareholder value, employee motivation and customer care. Our Core Values Amanano Rural Bank’s core values are integrity, professionalism, growth mindedness and continuous improvement.

GHANA INVESTMENT GHANA INVESTMENT PROMOTION CENTRE (GIPC) 2011 PROMOTION CENTRE (GIPC) 2011 91 90 BANK OF BARODA

ANUM RURAL BANK ASANTE AKYEM ATWIMA ATWIMA MPONUA AUTO PLAZA LIMITED Bank of Baroda Barclays BENSO OIL PALM BIA-TORYA BRITISH AMERICAN LIMITED RURAL BANK LIMITED KWANWOMA RURAL RURAL BANK PLANTATION LIMITED COMMUNITY BANK TOBACCO GHANA has operated in Ghana since BANK LIMITED LIMITED (Ghana) Ltd. a wholly owned LTD Asante Akyem Rural Bank “From little acorns the 1917 and currently has 75 BOPP was jointly British American Tobacco The licensed Limited was incorporated and Established on 6th mighty oak tree grows” is a subsidiary of Bank of Baroda service outlets nationwide; incorporated in Ghana on Ghana Limited is involved in NAME : MR. EMMANUEL A. ANKRAH – India’s International Bank, the first Rural Bank in July licensed in 1984, to operate September, 1983 to provide Atwima Mponua Rural quotation that best describes comprising 60 branches, 3 January 22, 1976 by Unilever Bia-Torya Community Bank the marketing, distribution POSITION : 1976SUPERVISING and MANAGER the number of banking business. The Head is coming from one of the Agencies, 10 Premier Life PLC and the Government of COMPANY : ANUM RURAL BANK LIMITED financial intermediation Bank Limited has its Head the phenomenal rise of Auto Ltd was incorporated and and selling of cigarettes in rural/community banks Office is located at Juansa principal growth engines of Centres and 2 Premier Suites. Ghana (GOG) as a private to rural and sub-urban office at Toase and seven Plaza Ltd, the only recognized the world economy. Bank Barclays also has over 140 company limited by shares licenced to operate as a Ghana. It was founded by the have since increased, and in the Asante Akyem North communities, the bank has agencies in the Ashanti distributor of Hyundai vehicles of Baroda was set up on Banking entity on 24th Pioneer Tobacco Company currently stand at 121. Municipality and has eight ATMs spread across the to cultivate oil palm and seven branches strategically Region of Ghana. It was in the mainstream of the 18th July 1908 by visionary country. February 1994. The Bank Limited in 1952 and later Anum Rural Bank Ltd was agencies located in Asante to produce Crude Palm Oil located at Pakyi, Santasi, incorporated in November, Ghana market. Maharaja Sir Sayajirao (CPO). started with six staff and changed its name to British 22nd Rural Bank to be Akyem North, South, and Gaekwad – III with Bank’s Barclays offers a wide range licensed in Ghana by the Kumasi Metropolis. These are: Old Tafo, New Tafo, Ayigya, 1984 under the Company’s nine Board members. American Tobacco Limited Atonsu and Alabar. code 1963 (Act 179). In 2004, a new company first deposit of 101 gold coins. of Corporate and Treasury The company was converted The head office is at Bonsu in March, 1999. It currently Bank of Ghana and the 6th in Konongo, Odumasi, Juaso, During it’s over 100 years Auto Plaza Ltd. took over the products and services into a public limited liability Nkwanta with three other operates as a subsidiary of the Eastern Region. Agogo, Juansa, Afful Nkwanta, journey Bank has risen to targeted particularly at The vision of the bank is to The dominant economic distributorship of Hyundai in 2004 with Unilever branched at Sefwi Bodi, British American Tobacco Ofoase and Ayeduase. higher heights by surpassing business and corporate Ghana being the majority The Bank’s Vision be the leading and preferred activity is agriculture. The brand vehicles in the Ghana past challenging mile-stones clients. The retail function shareholder (58.45%). Suaman Dadieso and Plc, a global multi-national. VISION & MISSION rural bank in Ghana. With main tree crops cultivated market place. year after year. offers personal products However, effective 25th Juaboso all in W/R. The vision of the Bank is to improved operational are cocoa, coffee and Since then, Auto Plaza Ltd and services to individual March 2011, Unilever Ghana Our vission is to evolve as The company used to be one of the leading and Our Vision efficiency, the bank recorded ginger. Food crops (APL) has grown into one of Bank has been adjudged the customers while extending sold its shares to Wilmar a modern dynamic credible cultivate tobacco and most dependable rural banks 142% growth over 2011 net produced include plantain, the largest, most diversified “Best Public Sector Bank local business banking Africa Limited. Wilmar Africa and effective financial manufacture cigarettes on a in Ghana. To grow the Bank to be a first profit. maize, vegetables such and professional vehicle – 2010, 2011 and 2012” in products and services to Limited is now the majority institution capable of commercial scale in Ghana. class leader in community India. The Bank can boast as tomatoes, garden eggs distributors in Ghana. Not only Small and Medium scale shareholder with 76.63% delivery core rural banking It now imports its finished Mission banking dedicated to of a network of over 4500 enterprises and indigenous shareholding. protecting the interest of the As a policy, Atwima and sweet potatoes and can APL lay claim to creating branches in India and more businesses. in Ghana and the mission products into the country. The mission is to provide various stakeholders of the Kwanwoma Rural Bank pepper. and dominating the automobile than 100 branches/offices The nature of authorised to satisfy customers/ financial and non-financial Bank. allocates funds in market place, it can also claim across overseas continents. Becoming the ‘Go-to’ Bank business of the company shareholders through Our brand portfolio boasts of services to help narrow the its annual budget to The vision of Atwima as having established Hyundai Bank of Baroda (Ghana) Ltd. in Ghana is our goal and our includes: efficient, high quality and locally and globally-known developmental gap between Our Mission undertake corporate Mponua Rural Bank as the most recognised brand commenced its operation in purpose is to help people innovative service. brands such as Tusker - the its rural communities and To be a reliable rural financial social responsibilities. Limited is to be the of vehicle on the Ghana Ghana in February, 2008 with achieve their ambition – in • Growing of oil palm The bank currently has nine very first made-in-Ghana the urban areas. intermediary capable of Paramount among these is foremost Rural Bank market. its first branch at Adabraka, the right way. Respect, and other agricultural Board members and fifty- cigarette in 1954, State Accra. mobilizing idle local funds the construction of a model among equals in Ghana. Integrity, Service, Excellence products. five staff with Amos K. Foli Express 555, Rothmans, and Stewardship are the core to support viable economic senior high school at Pakyi From its humble beginning, • Processing of oil palm as the GM. London and Pall Mall. The bank’s gamut of services values and behaviours that fruits to produce palm ventures in its operational No. 2, at a tune of GH¢ The mission is to provide APL has developed an About GHS65,000.00 area, as a way of promoting including personal banking, underline our purpose and oil and palm kernel oil 450,000. Additionally, it affordable, customized organisation and infrastructure corporate banking, trade was spent on social As a responsible company, growth and improve standard goal. • Dealers and trading in has instituted a scholarship and quality financial that nationwide (and cross finance, retail loans and palm oil, palm kernel oil responsibility in we support regulation and of living of its clients in an remittance facilities. The efficient and competitive scheme since 1999 to products and services. border) provides not only and other agricultural 2012 and profit of are committed to working sponsor the second cycle the supply of some of the bank is growing steadily with products. GHS413,432,055.99 was with all stakeholders to manner, through a value- profit earnings year after year. oriented workforce dedicated and tertiary education of world’s most popular vehicles recorded as at June 2013 ensure that a fair and The bank’s philosophy has The BOPP plantation with to enhancing shareholders’ brilliant but needy students. but also all the peripherals, always been “customer as Bia-Torya was ranked 2nd workable legislation on A total of 226 students have accessories and consumables the associated palm oil mill bracket as per 2013 Apex tobacco is passed and value. business partner”. Rendering is located at the Adum- benefited from the scheme that are necessary to ensure of personalised, excellent / Banso Estate in the Mpohor E.M.U report enforced in Ghana. at a cost of GH¢ 145,140. an efficient, reliable and delightful customer service is Wassa East District (now the professional after sales Bank’s intrinsic strength. MPOHOR DISTRICT) in the With recognition from local services support. Western Region of Ghana and and international bodies, the The Bank expanded its wings is 42km north of Takoradi. 189 competent employees Noted for its entrepreneurial by opening second branch at , Ghana on 15th Our mission: of the bank aspire to set the spirit, flexibility, innovative August, 2012. Bank intends pace for its competitors in marketing approach, to open few more offices/ To supply Wilmar Africa Ltd the rural banking industry. professionalism and rapid branches in years to come, with palm oil requirements, reaction to changing like at Kumasi, Takoradi etc. at world market price situations, APL has now Mr. Arvind Kumar, Managing parity while upholding evolved into one of the largest Director of the Bank, envisage the best Safety, Health, and indisputably the fastest this as part of geographical Environmental and Socially growing vehicle distributor in expansion of the Bank and acceptable practices on the also commitment to serve Plantations. Ghana. the people of this country reaching close to them. Our vision: With numerous accolades that include outstanding Bank of Baroda (Ghana) Ltd. To be the model oil palm engagement in Corporate has registered significant plantation in Wilmar Africa Social Responsibility activities growth on major financial where best management to a formally recognized parameters on year ended practice (BMP) is native, productivity is highest, and exceptional level of customer 2012 over last year’s performance. people happiest service and relations, APL continues to be recognized Our Values: for its exceptional work with the recently bestowed award Benso Oil Palm Plantation of “2nd OVERALL BEST Ltd (BOPP) subscribes to the COMPANY” in the Ghana Club tenets of the Round Table for Sustainable Palm Oil 100 (GC 100) for the 100 (RSPO), Best Management most recognized and elite Practice (BMP), and adheres companies in Ghana and the to the strict observance of winner of the “BEST ENTRANT high standards of business COMPANY.” That was preceded ethics and good corporate by a separate award for the citizenship. Best Entrant Company into the GHANA INVESTMENT GC 100. GHANA INVESTMENT 93 92 PROMOTION CENTRE (GIPC) 2011 PROMOTION CENTRE (GIPC) 2011 City Investments CROCODILE Dalex Finance CAL BANK ENTERPRISE INSURANCE ENTERPRISE LIFE EQUITY ASSURANCE PROFILE OF FIASEMAN RURAL Company Limited MATCHETS GHANA LIMITED LIMITED BANK LIMITED is a fully Ghanaian owned COMPANY LIMITED ASSURANCE LIMITED Harnessing our highly skilled Incorporated in 1989, Ecobank City Investments Company Finance House licensed by the Enterprise Insurance believes Fan Milk Limited, which was Driven by the desire to professional staff who Ghana (EGH) is a subsidiary Enterprise Life was Equity assurance Limited (éa) Limited (CIC) is a licensed Crocodile Matchets (Ghana) Bank of Ghana. in the relentless pursuit of incorporated in 1960, is continue to maintain a emphasize the delivery of of Ecobank Transnational incorporated in the year 2000 is the Ghanaian subsidiary non-bank financial Limited, is the leading In its seventh year as an excellence and this is evident the leading manufacturer leadership position in Rural efficient and excellent customer Incorporated (ETI), the with the initial shareholders of Equity Assurance Plc of institution founded in 1995 manufacturer of high quality institution, Dalex employs over in all we do. and marketer of ice cream, and Community Banking in service, CAL Bank Limited leading pan-African banking as Enterprise Insurance Nigeria, a Company which by a team of financial brand matchets and other 500 young, highly qualified Since our establishment yoghurt and ice lollies. We also Ghana, Fiaseman delights continues to provide a broad network, with a presence in Company, a listed general presently operates with an experts and professional agricultural tools in Ghana and and experienced staff who in 1924, we have provided command a significant share customers through the range of banking and financial 33 countries. EGH has grown insurance company in Ghana, authorized share capital money managers. CIC is a the West African Sub-region sells its products nationwide. the very best in insurance of the fruit drinks’ market. provision of creative and products and services to consistently to become one of African Life (now Sanlam of 80 Million US Dollars. member of the Vanguard under the Crocodile trademark. The Company has disbursed services to our cherished innovative products delivered large corporations, small and the leading banks in Ghana Sky) a South African Life Equity Assurance Ltd was Group of companies and is Since its establishment in 1968 over GH¢300m to over 29,000 clients; supporting them Our mission is to produce by highly contented staff. medium-sized enterprises, public and a well-recognized brand Insurance Company and incorporated in Ghana in permitted by its regulations in Team, the industrial city of individuals and Corporate especially in very difficult and high quality, nutritious and sector institutions and retail within the Ghanaian banking the International Finance January 2008 and in May of to operate as a Finance Ghana, Crocodile Matchets Clients through its branches trying times. We provide a refreshing products to our The Bank was registered and customers through a network of industry. Corporation, the commercial the same year opened its House offering but not (Ghana) Limited has consistently located in all the 10 regions variety of insurance products consumers. We have also licensed by Bank of Ghana 19 branches and 53 offsite ATMs wing of the World Bank. doors to underwrite all lines of limited to: lived up to it mission of making of Ghana except Central and and solutions that reflect and committed ourselves to the in 1983 to provide financial across Ghana. Leveraging on the Group’s General Insurance Business. Funds Management, highest quality matchets at Upper West Regions. address the changing needs achievement of excellence services and thus vigorously geographical footprint and Our current shareholding Business Finance, affordable prices available to and demands of our diverse in all areas of our corporate promotes economic activities These products and services cut strong technology platform, comprises of Our corporate vision is to be Consumer Credit Finance & farmers. Products client base. At Enterprise we endeavours, whilst adding to within its catchment areas. across through Ecobank is not only delivering Limited (51%) and Sanlam one of the leading African Personal Loans, Dalex Finance is specialized give our clients the assurance stakeholder value. With its head office at investment banking to corporate effective solutions for its (49%). Insurance Group. Business Appraisal & Crocodile Matchets (Ghana ) in the delivery of 4 different that ,whether you are a Our Company is one of the Bogoso, and located on the and institutional banking and to clients locally, but also Our corporate mission is Advisory Services Limited, a subsidiary of Ralph Products namely; huge multinational, a small pioneers that got listed on Tarkwa-Ayamfuri- Kumasi private banking. continues to support regional Nature of Business to establish an Insurance Martindale &company Limited enterprise setting up or an the Ghana Stock Exchange in trunk road in the Prestea Our financial offerings include trade through solutions that Company that would be a SHAREHOLDERS currently has a staff strength  SME Financing - (Certificate/ individual, our attention to 1990, and the growth recorded Huni Valley District of the electronic banking solution, optimize customer cash Enterprise Life operates as reference point in excellent business loans, payment and Structure summary: of about 300 highly skilled and Invoice Discounting, Bridge detail is such that we will not a specialist Life Insurance since our listing has been Western Region, it operates 1. Vanguard Assurance Co. experienced employees. Loan Financing, LPO Financing, mobilization. claim settlement services. phenomenal. Fan Milk Limited within a network of 8 account services, deposits, trade rest until we have provided company, providing affordable Ltd. 40% Project Financing, Vehicles and you with the most competitive currently provides employment branches. finance, wealth management, Ecobank is keen to expand and innovative, life assurance This would be achieved 2. Other Corporates 13% Crocodile Matchets (Ghana) Export/Import Financing) and comprehensive insurance for thousands of Ghanaians leases and mortgages. its SME activities; hence, the products designed to meet the through a well- motivated 3. Individuals 47% Limited has a solid corporate solution(s). either as employees, Consistency, growth and recent merger with The Trust needs of our policyholders and workforce, cutting edge office status. The operations of the  Salary Loans- To Government Our reputation for prompt distributors or vendors. With increasing shareholders’ Currently the most innovative Bank Ghana (TTB). TTB’s general public. technology and good business Bank in Ghana, CAL Bank MISSION company exhibit commitment Workers, Selected Security claims payment is legendary over 5,200 shareholders as at value has been the focus To help our customers to care for the environment Agencies and Reputable Private strong presence in the local ethics. December 2012, we offer direct of the Bank returning 60% commenced operations in corporate and SME sectors is and we pride ourselves on the Our Vision build relationships that will and national development. Sector Companies. fact that for over 87 years we employment to more than on shareholders’ funds and July 1990, providing world seen as highly complementary Our core values are Caring, enable them achieve their Over the years the company have kept our commitments to In all our markets, our 590 individuals and indirect a profit out turn of 87% in class financial solutions to the to Ecobank leading role in learning, integrity, creativity, business goals through has lived up to its corporate  Fixed Deposits- (Deposit for you, our cherished clients and pedigree will be recognized, employment to over 10,000 2012. Ghanaian banking sector. retail and corporate banking. excellent customer service products and services from social responsibilities by ‘on-lending’) sourced from stakeholders. It is no wonder our strength respected, our people nationwide. ‘theHelpstation’. annually assisting Farmers’ Day Banks, Non Bank Financial Ultimately, the rationale is to expertise valued and our and promptness. Over the period, the Bank Soon after, it has blossomed build a bigger bank, strongly then, Enterprise Insurance celebrations, supporting health Institutions, Asset Management has been rated in the double solutions sought by all who As exemplary corporate has maintained a strong into one of the most preferred positioned to serve the Apart from its Corporate and other events at both the Companies, Insurance A category, denoting a “very desire an advantage in life. citizens, we have committed holding among the strong publicly listed banks, thus growing banking needs of the Head Office located in Accra, community and national levels. Companies, High Net Worth high claims paying ability” ourselves among others to Rural and Community Banks translating into well documented Ghanaian economy. the Company presently also Individuals, Credit Unions, and on three consecutive times by Our Mission several social responsibility fraternity and for the past 5 oversubscription of the CAL has branches in Spintex Road Bank Shares during its Initial Provident Funds. Global Credit Rating of South programmes in the areas of years continuously showed We provide all who come into in Accra, Tema, Kumasi, Environment and Sanitation, up as a member of the Ghana Public Offer in 2004 by 150 Africa. contact with us their desired  Leasing- Vehicle operating Takoradi, Koforidua and Agriculture, Education and Club 100, a bronze medallist per cent and again over 300 advantage… because we are Sunyani. It also operate over per cent oversubscription of leases. THE ENTERPRISE BRAND Health, just to mention but a of Business and Financial the best at what we do 220 Contact offices and few, and we have supported Services Excellence Awards the CAL Bank Shares during its Agency outlets throughout private placement in 2011. This Vision Enterprise Insurance is a institutions and activities in and a member of the AFRACA To be relevant, accessible and subsidiary of Enterprise Values the country. Equity Assurance these areas over the years. (Africa Rural and Agricultural consequently led to the bank currently has Prince Yemi valued in the minds of our Group Ltd, a premier financial Friendliness, Trust, Credit Association). meeting its capitalization ahead Adetuwo as its Managing Stakeholders services group. Other Reliability, Excellence and of the set deadline. With this Director/CEO. confidence, the bank is poised to subsidiaries are Enterprise Professionalism Mission Life Assurance Company Corporate office Contact further transform the Ghanaian Brand Address: No. 48 Senchi Street banking industry. Our Mission is to add value Ltd, which is one of Ghana’s to our Customers by making fastest growing life assurance The Enterprise Life brand is Off Aviation Road Post Office available innovative and company, Enterprise Trustees based on the concept of the Box 16235 KIA , Accra TEL: relevant financial solutions (pensions subsidiary) as well “Thoroughbred”. 0302 769542, 770548 FAX: and exceed or Customers as Enterprise Properties (a 0302769592 expectations in the delivery of real estate subsidiary).For The Thoroughbred is a horse our services. our clients and stakeholders of outstanding pedigree with Corporate Values this is an assurance that an inherent disposition to be Team Work, Passion, Attention we are part of a premier the best. Born of outstanding to Detail, Tenacity and Initiative. financial services group, with parentage, excellence is just the ability to cater for your our nature. financial needs in insurance, life assurance, pensions This endows us with sheer or real estate. By insuring power and muscle, and it with Enterprise Insurance is that which drives us to we are not just interested deliver the quality service and in delighting you with the solutions our policy holders’ best insurance solutions, we desire and expect. This is why also provide you convenient our policy holders confidently access to the whole of the testify that, truly they are at Enterprise Brand. an Advantage.

GHANA INVESTMENT GHANA INVESTMENT 94 PROMOTION CENTRE (GIPC) 2011 PROMOTION CENTRE (GIPC) 2011 95 FIRST CAPITAL PLUS FIDELITY BANK First Allied G4S Security Ghana Commercial GCNET Ghana Home Loans GHANA RUBBER GLICO General Savings and Loans Bank ESTATES LIMITED Insurance Company First Capital Plus (FCP) is Services (GH) Limited LIMITED Fidelity Bank was issued with Limited GCNET, a joint public- Since its inception in 2006, Limited (GLICO its Universal Banking License on a wholly-owned Ghanaian Ghana Commercial Bank G4S Security Services (GH) private company, provides Ghana Home Loans has GOIL was incorporated as VISION General) June 28th 2006, making Fidelity Background of the Company Savings & Loans company Limited is currently the leading Ltd. started in 1953 as the electronic solutions for disbursed over $100m in a private limited liability Model of excellence for the Bank Limited, the 22nd bank First Allied (“FASL”) was that was established on security service provider in Bank of the Gold Coast to mortgages, creating hundreds company on June 14, 1960 natural rubber industry in West to be licensed by the Bank of incorporated as a private October 29, 2009 with the Ghana and employs more provide banking services to trade facilitation and GLICO GENERAL is the emerging nation for socio- of new home owners in the as AGIP Ghana Company Africa, the high performing Ghana under the new Banking limited liability company on vision of becoming the leading than 5000 security officers revenue mobilization. As acknowledged to be the economic development. process. Limited with the objective Act, 2004 (Act 673). The Bank is May 24, 1995 under the Ghana provider of banking solutions protecting lives and properties part of its services, it has company of choice in Ghana dynamic industry pace setter and rendering other specialized The Bank was to provide of marketing petroleum owned by Ghanaian individual and Companies Code, 1963 ( in Africa. FCP’s strategic focus deployed the Ghana “Single that provides innovative and services to various high-profiled special attention to Ghanaian Ghana’s leading home products and related institutional investors including Act 179). FASL commenced is to provide customer-centric MISSION STATEMENT customized underwriting and institutions. traders, business people and Window” system for trade loans provider has played a products particularly fuels, ADB and SSNIT, and also by its official business on September solutions to the SME segment of farmers who could not elicit risk management solutions for and customs clearance pioneering role in educating liquefied petroleum gas senior executives. 25, 1996. the market. G4S provides Integrated support from the expatriate We exist to:- the widest possible range of processes. the market on mortgages (LPG), lubricants, bitumen, Electronic Security Solutions banks. non-life insurance needs. and the benefits of and speciality products in Develop industrial rubber The Bank was formerly Fidelity FASL was licensed by the In July, 2012 FCP received a to our clients on the African In 1957, when Ghana attained Over 40 MDAs are homeownership. Ghana. plantation with the highest Discount House, the leading Bank of Ghana in April, 1996 provisional universal banking continent. Equipped with 50 Since the start of operations independence, Bank of Ghana The Company’s main yields. Discount House in Ghana. After as a non-bank deposit taking license after barely three years years of global experience, G4S connected to the system in 2006, the company has is a trusted partner to reduce was established as the Central Recent achievements of GHL business is marketing and ➢ operating profitably for 8 years, financial institution to carry on in operation as a Savings & (via an e-MDA portal), for been committed to providing risk within your environment. Bank while the Bank of the include: distribution of petroleum Promote Out grower the business environment in the savings and loans business in Loans Company. April, 2013 various processes (e.g. measured and highly responsive Gold Coast was renamed • Released Mortgage products in Ghana. The country attracted investors to the the country. statistics released by the Bank Ghana Commercial Bank to issuance of electronic plantations and provide insurance solutions. It has Rendering specialized Borrower Education biggest chunk of its sales idea of establishing a bank. of Ghana indicates that FCP services that range from focus solely on commercial technical assistance to experienced and skilled permits, licences, video – a free market comes from the sale of Background of the Company is still the market leader in the Risk Management to turnkey banking services. guarantee farmers with high management and staff who exemptions, generation education tool to promote Diesel and Gasoline. The Fidelity Bank has a team of high First Allied (“FASL”) was Savings & Loans industry in Integrated Security Solutions, Since then GCB branches have yields and low production costs work hard to achieve the desired been opened across the length of “real-time” reports, mortgages Company is manned by a ten calibre professionals with diverse incorporated as a private terms of total assets and total G4S provides tailor made results for its clients. and breadth of the nation monitoring of transactions, • Embarked on Nationwide member management team Process high quality Natural skills and experience. The Bank limited liability company on credit with a market share of solutions to suit each client’s security needs; G4S renders tapping the potential of the 10 transit tracking, etc. Mortgage Roadshow – headed by the Managing Rubber for the domestic and has invested heavily in technology May 24, 1995 under the Ghana 19% and 16% respectively. This has placed GLICO GENERAL services to various industries; regions that make Ghana. series of presentations Director. International markets and continues to invest heavily in Companies Code, 1963 ( these processes promote in a unique position to handle Mining, Oil & Gas, Aviation & at various regional The marketing arms of the Protect the environment training to ensure that it is at par Act 179). FASL commenced First Capital Plus currently The Bank had been wholly seamless processing traditional insurance categories Ports, Diplomatic Missions, capitals company are represented by through re-afforestation and with the best in the world. Fidelity official business on September has 13 branches with its ultra Hospitalities and Financial government owned until 1996 of trade and customs such as Accident, Fire and • New products – four zonal offices namely: Bank offers a comprehensive 25, 1996. modern headquarters located Institutions to name a few. when under the economic transaction and customs effective recycling of waste Motor, while carving out a niche at Capital Plaza on the Spintex recovery programme part of Launched Land Purchase generated from our processes range of products and services to revenue enhancement. Mortgage and 0% for itself in the more specialized FASL was licensed by the road. G4S Ghana is headquartered the government ownership was • Zonal Office South (Accra) Discharge our social meet the banking and financial deposit Mortgage businesses such as Energy Bank of Ghana in April, 1996 in Labone, Accra on the # 31, divested. Today government • Zonal Office Middle Belt needs of existing and potential ownership stands at 21.36% GCNET has also deployed an • Awarded Property responsibilities to the (oil and gas), Engineering and as a non-bank deposit taking Second Labone Street with the (Kumasi) customers. following branch offices in: while institutional and Funding Partner - 2011 & communities and other Marine insurance. Further, our financial institution to carry on automated system for the • Zonal Office West individual holdings add up to 2012 stakeholders in a proactive client-focused operational model savings and loans business in Ghana Revenue Authority, (Takoradi) and Fidelity Bank has two corporate • Tema 78.64%. • Organized Ghana’s first manner enables us to provide clients the country. From the one branch of the for processing domestic • Zonal Office North affiliates: • Takoradi residential mortgage- with product and exceptional • Tarkwa 1950s, GCB now has over 150 tax assessments, filing and (Tamale). Fidelity Capital Partners Limited backed securities CORE VALUES service that demonstrate (FCPL), and Fidelity Asset Vision • Kumasi branches and 11 agencies payments. The Registrar- cutting edge standard and throughout the country. conference GOIL has the largest Management Limited (FAML). General’s Department has conviction to “cushion them “to create an excellent • Ranked 5th – GIPC’s retail network across the Currently, Mr. Steven Barry is Quality for life”. institution and be the leader G4S Ghana’s Managing Director, GCB abounds in high quality similarly been provided an 2012 Club 100 list country. The company also Fidelity Capital Partners Limited Innovation in the provision of quality joining the team in June 2013. human resource, which stands electronic system for tax has numerous consumer (FCPL) is the leading venture Teamwork GLICO GENERAL is A-rated financial services to the micro Mr. Barry encompasses over at 2,101 as at the end of 2009. payer registration, annual Ghana Home Loans outlets throughout Ghana. capital and private equity fund This is remarkable when one Integrity, and by the Global Credit Rating and small enterprise sector in 20 years of experience and company returns filing and products: The consumer outlets manager in Ghana and manages knowledge in the security considers that the Bank started Company (GCRC) and the only Ghana”. payment. • Purchase Mortgage include companies, schools, Respect for all stakeholders the Fidelity Equity Fund 1. industry coupled with Business with a staff of 27. Currently non-life insurance company • Homeowners Mortgage hospitals, factories, Development. there are professionals of to receive the Business and various disciplines who work • Refinance Mortgage hotels, banks and major Fidelity Asset Management Financial Services Excellence Mission in tandem to achieve the • Land Purchase Mortgage parastatals. Limited (FAML) is an Asset Award for 2010-11 instituted objectives of the Bank. • Home Construction In addition, there are a Management and Investment by the International Christian “to offer convenient access Mortgage number of other retail firm. The main objective of FAML Business Excellence, Ghana. to efficient, innovative and outlets established to is to create value for personal responsive financial services market premix fuel and as well as corporate investors to the micro and small scale kerosene to rural areas. LP by investing in the Capital and entrepreneur on a sustainable Gas filling plants have also Money markets. Their expertise is basis for the mutual benefit of been installed at some of the in Provident Fund Management. all stakeholders”. filling and service stations and at other locations in the Vision country. Fidelity Bank’s vision is to become a world-class financial institution that provides superior returns for all stakeholders

Mission To be amongst the top five banks in Ghana by December 2013, based on all key performance indicators: deposits, fees, quality of loan book, cost to income rate, and anchored on three key pillars - our people, our service and processes, and return to stakeholders.

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96 PROMOTION CENTRE (GIPC) 2011 PROMOTION CENTRE (GIPC) 2011 JISLAH Financial GLICO LIFE INSURANCE GOLDFIELDS LTD Graphic Guaranty Trust GUINNESS GHANA HFC BANK (GH) LTD IPMC INTERPLAST IVORY FINANCE Services Limited COMPANY LTD Communications Bank (Ghana) Limited BREWERIES LTD LIMITED COMPANY (JISLAH) Gold Fields Ghana (GFG) Group Limited (GCGL) HFC Bank (formerly Rated among Top 10 of Ghana is presently the number was registered in October 2004 Home Finance Company) Club 100 businesses and in its is the leading Established in 2000, is a member of Jislah GLICO Life Insurance Company one gold mining company was formed in 1950 in the and obtained its universal 19th year of successful business manufacturer of UPVC, Ivory Finance Company and largest gold producer was licensed as an apex Holdings, a diversified firm (GLICO LIFE), then Gemini Life than Gold Coast by the Daily banking license from Bank of Limited (GGBL) is the leading mortgage financing of IT products distribution, IT HDPE, PE /PP Corrugated Limited is a member with operating subsidiaries in Ghana, with annual Mirror Group in the United Total Beverage Business Insurance Company Ltd, obtained production in excess of Ghana on 23rd February, 2006. institution in Ghana. HFC solutions & training, IPMC is and PPR pipes, for of the CDH Group. The engaged in ICT (Digitronix Kingdom, with Cecil King It is a subsidiary of Guaranty (TBB) in Ghana and the only was incorporated on May one of West Africa’s largest IT both domestic and company provides a Systems Limited) and its official license on 15th December 797,000 ounces from its two Jnr. as the first head of the operating mines at Damang Trust Bank Plc, a foremost TBB listed on the Ghana 7, 1990 under the Ghana companies with 400+ workforce infrastructural use in Sub- wide range of financial Computer Education (APTECH 1986 and started operations in company. Its original name bank in Nigeria with a Stock Exchange. Guinness Companies Code 1963 and footprint on 19 locations. Saharan Africa. The family services, including Computer Education) and and Tarkwa. Gold Fields was West African Graphic 1987 as a specialist life insurance Triple A rating and the first Ghana Breweries Limited is a (Act 179) as a private With its $5 million worth of local owned Ghanaian company lending, guarantees, Properties. JISLAH was Ghana engages about 5,273 Company Limited. company with a vision to bring life employees and 83,167 in indigenously owned sub- Diageo business, the world’s limited liability company IT inventory and $30m turnover, was established in 1970 in export financing, financial Ghana’s 3rd Fastest Growing leading premium drinks insurance to the doorstep of every indirect employment. The company published its Saharan bank to be quoted on and licensed by the Bank IPMC is facilitating the growth Accra, Ghana. leasing, collateral Company for the year 2011 the London Stock Exchange. business with internationally of Ghana as a non-bank of IT infrastructure and serves For over the years we management, warehousing and the 75th member of the Ghanaian household. GLICO LIFE, first newspaper, the Daily The Company is part of Gold Graphic, on October 2, 1950, celebrated brands including financial institution in as many as 8000+ businesses have been committed and other logistics Ghana Club 100 in the same through hard work, dedication Fields Limited (GFL), one of and followed it up in 1953 Due to its consistency in Johnnie Walker, Smirnoff and August 1994. The Company in the region supported by 50+ to contributing to the services. year. and commitment, has over the the world’s largest unhedged with the weekly Sunday Mirror, building a strong, profitable Baileys. In Ghana, Guinness, commenced business on suppliers globally. sustainable infrastructural producer of gold with an years grown and developed into a now called The Mirror. and respectable brand in Malta Guinness, Star and December development of Ghana Ivory Finance also provides JISLAH Financial Services attributed annualised Ghana, GTBank within seven Alvaro are accredited by IT Products: and the African continent investors the opportunity reputable and resourceful insurance production of 2.1 million 2, 1991. In October 1994 Limited was incorporated in When in 1957 the Gold Coast years of operations, has grown Super brands, the global HFC was converted to a and as such we currently to place funds with us, 1995 to operate as a Finance ounces from six operating Winner of Government of Ghana’s company. It is a pacesetter in the gained independence from to become a reference point measure of brand quality in Public Limited Liability export our products to on short-term basis, and House. It operates under mines in Australia, Ghana, ‘Top IT Hardware Supplier’ award, industry and the vibrant brand in life Britain and changed its name for good business practices the world. As a leader in the Company and got listed on more than 21 African at competitive rates. The Bank of Ghana Operating Peru and South Africa. The IPMC is the Premier partner of HP, insurance in Ghana. to Ghana. West Africa Graphic and role model in the financial industry, GGBL continues to the Ghana Stock Exchange countries. We are proud company’s strengths License number FNB 0103. Company’s symbol or totem Company also changed its DELL, IBM, ACER, EMC, NETAPP, which is very representative services industry. innovate truly iconic brands on March 17, 1995. to provide integrated reside in its specialized JISLAH is headquartered in name to Ghana Graphic CISCO, MICROSOFT and other of its nature is the head of such as Ruut Extra Premium solutions for Water, products and services, Kokomlemle, off the Royalt GLICO LIFE has developed well Company Limited. global IT vendors. With expertise the lion. It has been named Bank Beer, the first Cassava based The objective of HFC then Construction, Telecom, targeted at small and Castle Road, Accra. It has in IT infrastructure technologies, suited products to meet the life of Year twice, in 2009 and beer in the market. was to champion the overall Agricultural, Mining medium-scale enterprises. branch offices in Makola, In 1962, the Government of IPMC provides support across insurance needs of the public. The lion is well known for 2010 and emerged winner in program development and companies and many other The company has also Tema and Takoradi. It has Ghana acquired the company an Enterprise ranging from High its loyalty, major category awards since Guinness Ghana Breweries management of a new sectors. rolled out a number of a network of over forty Included in the range of specially- by an Act of Parliament and End Server, storage technologies, strength, calmness and inception. The International Limited vision is to be housing finance system innovative products, employees working in all four designed products are Universal turned it into a statutory LAN/WAN setups and end user yet aggressive, diligence, corporation in 1971 by Finance Corporation (IFC) also the most vibrant and being implemented under an INNOVATION AND such as the Ivory Rapid branches with the skill and commitment and strategic devices whether it be PCs, Endowment and Micro-Insurance the Graphic Corporation named GTBank as the Most lconic business in Ghana International Development TECHNOLOGY: Receivables (I-RR), capacity to service the full intelligence. Laptops, Printers, UPS, etc. policies. Instrument, 1971, LI 709, in Market Responsive Global by 2017. Directly, GGBL Association (a World Bank and the Ivory Sprinter range of our clients’ varied accordance with the Statutory employs more than 700 IPMC is also the Authorized Interplast has invested in The values of safety, Trade Finance Program (GTFP) affiliate) project. (I-Sprinter), which offer financial necessities. Corporations Act, 1964 (Act Issuing Bank in Africa for 2010. local permanent employees Service Center for HP, IBM, DELL, an ultra modern state of a wider range of financial In more than 10 years, Some of the highly patronized responsibility, honest, ACERand EPSON. 232). The company therefore in its headquarters, Kaasi On July 7, 1993, HFC the art production facility management tools. JISLAH has served the needs products include, the GLICO End- respect, innovation and became known as Graphic GTBank was recently cited in in the Ashanti Region and incorporated a wholly owned equipped with the latest of individuals, small- to delivery are the core of Corporation. Enterprise Solutions: technology. This has of-Service Benefit (ESB), GLICO Gold Fields’ business and a KPMG Africa-wide Customer Achimota, in the Greater subsidiary company, Home Ivory Finance is poised medium-sized businesses, enabled an increase in Education Endowment Policy (GEEP), the bases of interactions Satisfaction Survey, 2012, Accra Region. Through Finance Investment Fund to be the very best in corporate, financial In response to market IPMC specialize in build, design production and introduced GLICO Deposit Administration with communities in report as the Most Customer a network of its supply (HFIF) to undertake the and maintenance of Data its industry, by building institutions and individual demands, the company added chain, GGBL provides new and innovative which it operates and its Graphic Sport (1985) and focused Bank in Ghana. business of an investment centers and are lead consultants its success on four investors, providing the full Scheme (DAS), GLICO Group skills, technology transfer, products onto the market. stakeholders. Graphic Showbiz (1998) to its GTBank is listed on Ghana company. In October 2001, for Information Security and pillars: people, products, range of financial products Comprehensive Plan, GLICO Club 100 List of Prestigious employment and sustainable HFIF changed its name to We have new products performance, and persona. and services they require. publications. Business Continuity. Winner of such as: Depositors’ Life, GLICO Funeral Companies. community investment to HFC Investment Services CIMG’s Top ICT company award, Our full-service offering Policy, Anidaso and Edwa Nkoso After becoming a limited almost 0.5% of the total Limited (HFC-ISL) in order IPMC runs a good practice in includes Investment national labour force. • Barrier and Warning Micro-Insurance products among liability, the company came up to offer a broader range Oracle based ERP solutions as Management, Loan-Facility with four more publications: of investment services. Mesh Management and Advisory many others. well as Microsoft Technologies. Junior Graphic (2000), Graphic As a leading employer, GGBL In August 1994, HFC • HDPE Gas Services. Covering verticals of Government, Distribution Advertiser (2004), Graphic also play a broader role in established the first Real Banking, Oil, Manufacturing Our main pillars of business Nsempa (2007) and Graphic Solutions Glico life is consistently ranked the building of the economy. Estate Investment Trust - and Trading, IPMC has created growth are: Business (2008). However, • IR Clips among the first five companies since The business was awarded HFC Real Estate Investment successful case studies of its ∗ Project / Bridge the company no longer the first Best Taxpayer of the Trust (HFC-REIT) in the • Super Strength RC Financing, the 1990’s. publishes Graphic Advertiser solution portfolio. year. (Beverage category) by country. • INCOR PE /PP ∗ Auto and Asset and Graphic Nsempa. Corrugated Pipes the Ghana revenue authority ITTraining Financing in 2011 for contributing three • Mosquito Net Again in 1995 Graphic led the On September 17, 1996, HFC ∗ Strategic and percent (3%) of total tax issued the first corporate The process oriented work culture, • Trunking New Corporate Financing newspaper industry in Ghana Design with an upgraded version of income in Ghana together bond (HFC Housing Bonds) a fully automated Oracle based ∗ Trade Financing. the web offset colour machine, with its value chain. on the Ghana Stock ERP system and through its ∗ Investments the Heidelberg Harris press. Exchange with a shelf network of IT Learning Centers, (Fixed Deposit) Since 2007, GGBL and its registration of $35 million IPMC College of Technology is VISION To be a dominant multimedia parent company Diageo, to finance foreign currency consistently enhancing skill sets Our vision is to become a group in West Africa telling the committed to supporting the mortgages. In July 2001, of up to 10,000 students every leading financial solutions African story. delivery of the UN Millennium the Bank of Ghana issued year. Famous for its Professional provider in terms of quality Development goal on water HFC with a deposit taking job oriented IT courses, IPMC and reliable service delivery To empower our audience and and (Ensure Environmental authorization and then also partners with Greenwich and profitability. consumers everywhere with Sustainability) by enabling finally in November 2003, the University of London for degree MISSION authentic information and sustainable access to clean institution was issued with programs in Computer Science Our corporate mission is excellent products through drinking water for 1 million a Universal Banking license and Business studies. to offer excellent short- visionary leadership and people in Africa every year strong brand. thus gaining the authority term bridge financing and until 2015. to operate as a full Bank. Its IPMC as a founding member of investment opportunities name was then changed to GASSCOM is participating in the to individuals and HFC Bank. fast growth of BPOs in Ghana. institutions and to maximize stakeholders’ interest.

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98 PROMOTION CENTRE (GIPC) 2011 PROMOTION CENTRE (GIPC) 2011 KAMA HEALTH SERVICE KASAPREKO COMPANY L’AINE SERVICES LIMITED M & G JUABEN RURAL BANK KAASEMAN RURAL BANK MCDAN SHIPPING LTD LIMITED LIMITED LIMITED LATEX FOAM RUBBER LOWER PRA RURAL PHARMACEUTICALS COMPANY LIMITED PRODUCTS LTD BANK Company Kama Health Services Limited L’AINE Services Limited is the was incorporated on 24th October McDan Shipping Company Mechanical Lloyd Company 1984 as a Rural Bank and has The establishment of Kaaseman (KHSL) is a private company (KCL) is one of the leading and leading HR company in Ghana; Latex Foam Rubber Products VISION M & G Pharmaceuticals was established in November Limited is a fully owned Ghanaian since then built a reputation as Rural Bank Limited came as a incorporated in 1983. It successful alcoholic and non- Ltd was incorporated on March Ltd., is one of the leading established in October, 1994. To be the leading Rural Bank 1999, headquartered in Accra company established in August one of the leading Rural Banks felt need from a large number commenced operations in alcoholic beverage producers 8, 1969 to produce quality local manufacturers of L’AINE Services Ltd, foam products for the Bedding in the country with Community with branches in Tema and 1970 and listed on the Ghana in Ghana. The Head Office of of cocoa farmers in and around 1986 carrying on the business in Ghana. The company, which pharmaceutical products in Sefwi Kaase for banking operating from its head and Furniture Industry. Development in its catchment Takoradi, Sierra Leone and Stock Exchange since 1994. It is the Bank is located at Juaben, of manufacturing, importing was first set up in the garage the country. At present, M services to facilitate, especially, and marketing pharmaceutical office in Sakumono and area. Liberia. an automobile company which in the Ashanti Region about 30 of the owner and businessman & G Pharmaceuticals Ltd. the payment for dried cocoa products. KHSL is an indigenous three branches in Kumasi, The company entered the McDan has presence in currently holds franchises for kilometers away from Kumasi. beans sold to the Government of Dr. Kwabena Adjei in 1989 at Takoradi and Adabraka, is a Lower Pra Rural Bank Ltd manufactures 78 products The Bank was the 93rd to be Ghanaian Pharmaceutical market using the Dunlop over 2400 major air and sea BMW and Ford vehicles as well Ghana through various licensed Nungua has now grown into a total HR solutions provider operates in five districts and namely – Tablets, Capsules, established in the country and Company wholly owned by Dr. Technology under licence from ports worldwide due to its as Massey Ferguson agricultural cocoa buying companies. multinational company with the Dunlop Company for the has within its twenty-nine Syrups/Suspension as the 18th to be established in the Michael Agyekum Addo. offering services in job partnership with Universal machinery. It has held these Kaaseman Rural Bank Limited production of its products. The years of operations well as Blister products. Ashanti Region. state-of-the-art automated placement, outsourcing of Freight Organisation, LINK franchises for decades. was incorporated on October 22, The company which started factory located off the Spintex staff, training, organizational technology gave Latex Foam provided banking services to Most of them are from 1987 under Ghana’s Companies the Shama, Axim, Sekondi- and WCA. operations from small road. development, borderless the desired push in quality in the Essential Drug List & SHAREHOLDING/ Code, 1963 (Act 179). The Takoradi, Ellembelle, Mpohor McDan is truly committed Mechanical Lloyd has two offices beginning as a wholesale/ talent solutions, salary the rather traditional market National Formulary of Ghana in Accra with its headoffice DEPOSITS bank was issued with a license at the time. Since then, the and Wassa East to maximising productivity retail pharmacy in Kumasi OUR MISSION survey, career counseling, published by Ministry of located in the South Industrial to commence the business company has not relented in Districts in the Western and efficiency by delivering The initial Share Capital of the of banking on November 2, has grown tremendously over interview grooming, publishing Health. The Customers of Area in Accra with branches in “We are a multi-national drinks its efforts to assert itself in Region. uniquely designed Shipping Bank which was GH¢2,213.98, 1987 under the Banking Act, the years to establish major services, payroll management, M & G Pharmaceuticals the Ashanti Region- Kumasi, the highest in the country when manufacturing company. the Foam Industry. and Logistics solutions to 1970 (Act 339). The bank was branches in Accra, Koforidua, production of management Ltd. can be found in all one Western Region- Takoradi and the Bank was commissioned in Our business is to produce both corporate and individual commissioned on November 12, Takoradi, Sunyani and Tamale. training videos, CV preparation DEPOSITS hundred and twenty eight Northern Region- Tamale. These October 1984, has increased over Currently, the company employs first class brands using In 1972, three years after its clients. McDan is the leader 1987 as the 116th rural bank and the publication of the only (128) districts of Ghana with branches have been strategically the years to GH¢1,106,265.00 in the country. It is a service over 300 employees across the authentic traditional blends inception, Latex Foam started The bank offers a variety of in in Project Cargo services HR magazine in Ghana, as the production of Spring major distributors situated positioned to take care of alongside with 2,996 provider in rural financial country. Through the sterling and world class technology customer Deposit Accounts and has over the years grown well as a Marketing and Media Interior Mattresses. It is in the ten (10) regional customers across the country. shareholders and 8,248,847.00 intermediation. entrepreneurial attributes of the in an environmentally notably Savings Account, it coverage to almost every magazine. worth mentioning that both capitals. shares as at 31st December Officially, the bank has its CEO, Dr. Michael Agyekum Addo responsible manner to Current Account, Call industry. Headquarters located at Sefwi the Interior production and The company is governed by 2011. Total deposit at the same and his competent management satisfy our customers whilst Account, Fixed Deposit, The company is the first period was GH¢20,494,511.00 Kaase in the Bia District of the Our mission is to match the assembly of the unit springs Negotiable Certificate of Customers of M & G Board of Directors with a strong team made up of experienced creating lasting value for our and only Freight Forwarding Western Region of Ghana but professionals, KHSL has right caliber of personnel to for the mattresses were done Deposit, Epo Nworaba, Kese W) Pharmaceuticals Ltd. include management team and has a shareholders. on the factory premises. Company to obtain the Air In addition to the head office at has currently been annexed to achieved spectacular growth the right job and help equip Kan, Bonus Savings, Ministry of Health, Catholic staff strength of about 180. We are guided by governance Carrier Licence in handling Juaben, the Bank has agencies Berekum in the Brong Ahafo over the years and expanded people with practical skills, Ebusua MflL Vie and Gyedzi. Hospitals, Private Hospitals Region because of some structure that encourages Today Latex Foam has stood chartered cargo flights in The corporate mission of at Ejisu, Kwaso, Bonwire, its production capacity to using proven techniques & Clinics, Pharmacy Shops infrastructural problems. organizational effectiveness the test of time and is the Ghana and currently has the Mechanical Lloyd is to establish Aboaso, Fumesua as well as meet increasing demand of its and innovative behavioural and Licensed Chemical The bank currently has six and motivates staff to achieve oldest in the industry. It is ADVANCES GSA for Global Aviation in West itself as the leader in the three branches in the Kumasi products. approaches to help boost the Shops throughout Ghana. Metropolis namely Roman Hill, (6) branches often called excellence.” also the leading manufacturer Africa. Ghanaian Automotive industry by: agencies cutting across four successes of businesses with of quality Foam products in The bank offered advances a) Providing good quality Magazine New Road and Sepe administrative municipalities As a major player in the Our mission is to provide a vision of meeting HR needs Ghana and West Africa. to its numerous customers products and service, Timpomu. and districts of the country Ghanaian Pharmaceutical HUMAN RESOURCE in the form of sundry loans, affordable and quality Vision with excellence across the competitively priced, and namely Debiso, Yawmatwa industry, KHSL holds MANAGEMENT group loans, loans to salaried borders of Ghana. MISSION STATEMENT pharmaceutical products The Premier Provider of Total Our Vision and Oseikojokrom agencies distributorship licenses for workers, overdrafts, consumer delivered in the most eight (8) major international Our dedicated team of top to the public and support Shipping & Logistics Services courteous and professional • To always be among the best all in the Bia District of the goods, car and building loans. all health service providers Western Region. The others are pharmaceutical companies class professionals motivated We have in the past year It is our aim to be the leading in Emerging Markets. manner. Rural Banks in Ghana. to prevent and cure illness Berekum agency in the Berekum including XL Laboratories by our core values of respect, been recognized with 19 manufacturer of quality Foam Mission b) Securing for its shareholders Municipality, Drobo agency in Pvt Ltd, Rafael Salgado, team work, commitment to awards including 50th best products in the country and WOMEN IN not only in Ghana but also the optimum return on their Our Mission the Jaman South District and Riak (Singapore) Pte Ltd, Eli consumers and other partners, company –Ghana club 100, satisfy our customers by DEVELOPMENT (Micro throughout West Africa. To Partner with Clients & invested capital Our aim of really ‘Making • We provide excellent financial Dormaa agency in the Dormaa Lilly Export SA, Gracure Pvt, innovation and efficiency in CIMG Marketing Woman of the providing them with quality credit and savings Other Stakeholders to Deliver c) Maintaining an environment Municipality all in the Brong Fragron Bv, Clonoose Ltd and our operations ensure that year,2011, CIMG Print Advert and innovative Foam Products scheme) Quality Drugs for Millions’ End-to-End Supply Chain Best where its human resource services to our communities Ahafo Region. through the application Rak Gani. The company’s wide we are always a step beyond of the Year, BID award- as well as cater for the larger necessitates the fact that we Practice Solutions in a Timely is provided with the network of wholesale and retail The bank as partners with of modern technology, excellence. Geneva, 9th Most Influential society within which we cover the West African sub- Secure Manner at Competitive opportunity to develop to its CORPORATE VISION shops numbering 12 in all Freedom From Hunger innovative and flexible KCL is committed to the Personality and Vlisco Be your operate. region by the year 2015. maximum potential spread across the country has (FFH) A Non Governmental Rates. products, adoption of best TO BECOME THE BEST Dream Award/Ambassador. d) Contributing meaningfully to offered it the opportunity as a training and development of Organisation established customer care and creation MANAGED RURAL BANK IN its staff and as part of our M & G Pharmaceuticals Ltd. the welfare of the community of sustainable shareholders main distributor for the most WHO WE ARE the Women In Development is an Executive Member Core Values in which it operates, GHANA. performance management Project in 1992. The project value. of the major pharmaceutical of Association of Ghana and bringing a sense of manufacturers in Ghana. system, ensures there are established a credit with Responsiveness to Our CORPORATE MISSION Industries (AGI), Past Vice responsibility to bear on its personal development plans We are the leading education program in Markets & Sensitivity to Our PRODUCTS AND STATEMENT manufacturers of quality President of Pharmaceutical policies in order to promote SERVICES Currently, the company markets for every employee which is the catchment area purposely Customer’s Needs over three thousand (3000) facilitated by our HR Division Polyurethane Flexible Foam designed to empower our rural Manufacturers Association what it believes to be in the We are a Rural Financial public interest Current Accounts, Savings pharmaceutical products and Kasapreko Academy. and Spring Mattresses in women to tackle the problem of Ghana (PMAG) and Institution aimed at providing Ghana and West Africa. Sound People Management Accounts, Susu Savings, financial intermediation through out of which 100 are its own of poverty, Past Treasurer of West brands manufactured at its hunger and malnutrition. African Pharmaceutical Daakye-Nti Investment, Loans the provision of sound and A Quest for Promptness & and Overdrafts, Apex Link Money secured banking for our valued own production facilities in We produce the “Honeymoon Women interested in receiving Manufacturers Association Efficiency in Service Delivery Transfer, Western Union Money customers and paying attractive Accra and Tema. All the other Mattress” the leading and credit come together to (WAPMA), also a consistent the most popular brand in the Transfer, Micro finance. returns on shareholders branded products which include form credit with savings member of the prestigious investment. Trex Orix Forte, Kamaclox Mattress Industry in Ghana associations (CSA). The A Desire to Make it Right First and West Africa. Ghana Club 100 proudly We also hope to ensure the Mouthwash, Omega Oil, Kamol, women invest in activities that sponsored by Ghana Time & Demonstration of Our viability of the company Difen Syrup and Kamatone they know already. Investment Promotion Centre Commitment through prudent management compete favourably with both Latex Foam combines its practices, product innovations, strength and solid experience for the past eleven (12) imported and other locally consecutive years. staff motivation and training manufactured products on of over 30 years with an and to meet our tax and the Ghanaian market. The unparalleled ability for Associations of Ghana. M social responsibilities in the high quality nature of the innovation to produce a variety & G Pharmaceuticals Ltd. of quality foam products to communities in which we company’s brands which is also sponsors some of the operate. meet the varying tastes of known to Doctors, Pharmacists medical and pharmaceutical our valued customers, which and consumers alike has made professionals to attend cuts across every segment Seminars and Courses to them the preferred choice in the of society irrespective of the sharpen their skills in their hospitals, clinics, pharmacies, socio-economic background. chemical shop. field. GHANA INVESTMENT GHANA INVESTMENT PROMOTION CENTRE (GIPC) 2011 PROMOTION CENTRE (GIPC) 2011 101 100 Melcom Group of Multipro Private New Crystal Newmont Ghana NORTH KANESHIE PROFILE OF ODOTOBRI RURAL PARADUA FOREX Phoenix Insurance PHOENIX LIFE Companies Limited Health Services Gold Limited NWABIAGYA RURAL BANK LIMITED BUREAU LIMITED Assurance FOREX BUREAU Phoenix Insurance is a private LIMITED BANK LTD Company Ltd consists of four separate entities: New Crystal Health Services Paradua Forex Bureau Limited limited liability insurance Melcom Limited, Century Multipro Private Limited set started operations in 2003 Newmont Ghana Gold Limited North Kaneshie Forex Bureau Nwabiagya Rural Bank is a Odotobri Rural Bank Limited was incorporated in 1993 and company incorporated in An associated business of Industries Limited, Crownstar up office in Ghana on 20th CDH Financial Holdings, from a humble beginning as a holds two gold mining limited was incorporated in community owned financial was incorporated with commenced business the same Ghana in 1995, under the Electronic Industries Limited and December, 2005 and is the four room facility in Ashiaman institution established in Company’s Code of 1963 (Act Phoenix Life assurance Melcom Travel & Tours Limited. concessions in the Ahafo and May 1991 and commenced Shares in 1983 as a Limited year as a foreign exchange sole Marketer and Distributor and currently operates seven Akyem areas of the Brong- 1987 and located in the dealer. The company is wholly 179). Phoenix Insurance is an Company Limited was Aside from conquering an business in the same year as Liability Company and was of Indomie Instant Noodles in networked branches seeing Ahafo and Eastern Regions of Ashanti region. NRB works owned by the 1st African Group experienced insurer, operating established to cater for extensive retail market share a dealer in foreign exchange. through eight outlets and Ghana. Our vision is to become over 300,000 clients yearly with Ghana respectively. subsequently licensed to do Limited. a financially strong and stable the life assurance needs of with a network of 24 retail outlets the largest Food Distribution North Kaneshie Forex Bureau is regulated by the Bank of staff strength of over 200. Our Ghana is one of five core the business of Banking in the Under the strategic general insurance business. The individuals, families and spread all over Ghana (Melcom Company in Ghana with Limited is wholly owned by Ghana. It is also supervised mission is to provide exemplary operating districts for same year. management of its managing company has sound reinsurance corporate bodies. Firmly Limited), the Group is well- unsurpassed customer service. 1st African Group Limited. by the ARB Apex Bank arrangements, and leverages services along the entire Newmont Mining Corporation, Director, Hon. Gifty Affenyi steeped in the life of diversified into other businesses. Multipro Private Limited The dynamic leadership of (an umbrella financial its local and international healthcare value chain to meet a leading gold producer, which VISION Dadzie (Mrs.), the dedicated business, Phoenix Life is These include: is a part of a Singapore Mr. K.T Dadzie, coupled with institution owned by the Rural reinsurance programmes to the physical, emotional and also has other key assets in management team has now even more famous for • manufacturing of high quality Conglomerate called the innovation, creativity and Banks). NRB is owned by underwrite all types of general spiritual needs of our cherished Nevada, Peru, Australia, New approximately 5000 members To be an Accomplished Giant through innovation and its coverage of its business plastic household products Tolaram Group (www.tolaram. clients and their families. honesty of the management , at all levels – from Zealand and Indonesia. (owning about 68%), its in the Microfinance Industry transparency, transformed the of life. (Century Industries Limited); com ) with operations in more team of the company has small business to very big than 3 continents. Currently the led to its steady growth and directors (9%), management in Ghana company into its current status • the assembly of consumer Our Values and (4%) and Goodwell West business. Our vision is to continue company is importing Indomie Our vision is to be the success. as the leading forex bureau in electronics with a full-fledged Beliefs Africa Microfinance Company to grow, becoming the life from its factories in Nigeria but most valued and respected The vision of the company MISSION Dansoman township in Accra service centre (Crownstar Ltd as an external investor Phoenix Insurance is assurance company of choice has already purchased land and We at New Crystal Health mining company through is to be recognized as the and ensured a steady growth currently counted among Electronics Industry Limited); (19%). To provide efficient financial in Ghana. We provide a full will soon start manufacturing Services uphold some industry leading performance leading foreign exchange in profitability of the company. the top flight of Ghana’s complement of life assurance • operating an IATA-approved Indomie in Ghana. Multipro important values and beliefs. while our mission is to dealer not only in Ghana services through customized The vision of the company is major league of insurance NRB wants to consolidate its and investment focused travel agency (Melcom Travel Private Limited invests Millions build a sustainable mining but in the West African position as a leading Rural products, good corporate to expand its operations by companies. The company • Our clients are the reason products and services, & Tours Limited). of Cedis in Training its staff business that delivers top sub-region and beyond, Bank in the provision of governance, well motivated opening more branches within provides a comprehensive for our existence; the including pension plans, child The Melcom Group provides direct and Vehicles which has not quartile shareholder returns offering innovative, fast Competitive and affordable human resource, maximization Accra and strive to attain range of insurances, including satisfaction of their needs education policies, funeral employment to over 1,500 people only made Indomie Ghana’s while leading in safety, and dedicated service to its financial services in an of shareholders’ wealth, excellence through innovative engineering, bonds, motor, – out of which approximately is our main concern and policies, micro insurance, no.1 brand but also a brand environmental stewardship valued customers. increasingly competitive consistent application of and dedicated service to its fire, accidents, marine and 60% are women, giving an equal loved by the Ghanaian child and they are all equally valuable and social responsibility. environment. valued customers. other tailor-made products. loan protection policies, employment opportunity to all. widely available in every region to us. improved technology and being We deliver to customers and mortgage protection plans, • Our people are the source It also provides employment of Ghana. At Newmont Ghana, we believe The Bank’s branches socially responsible. clients through an exciting, group term life insurance, of our strength and best for Ghanaians with various that our relationships with the are at Bohyen, Sagoe personalized and delightful group insurances, and travel guarantors of our success. disabilities, such as the deaf and Every year, Indomie also communities in our operational Lane, Magazine, Anwiam, CORPORATE service culture. insurance policies. polio-afflicted. invests Millions in the form of • Our services are the end Bompata –in the Kumasi GOVERNANCE result of our efforts towards areas are inextricably linked to Metropolis. Abuakwa (in Corporate Social Responsibility the success of our business. We have sought to build It is not purely what we do; it satisfying our clients the Atwima-Nwabiagya The policy direction of the Bank The Company MELCOM started by promoting Sports and We, along with our host our success on the values is how we do it that creates its business as a single retail and we believe that our District) and Offinso in the Educational Programmes in all communities, stakeholders rests in the hands of a seven of teamwork, integrity, the proverbial unparalleled shop in Accra Central in 1990. services are a reflection of Offinso Municipality, all in regions of Ghana. It has also and partners, seek to create (7) Member Board of Directors professionalism and innovation. service experience for our From those humble beginnings, taken its love for the Ghanaian ourselves. the Ashanti Region. The staff sustainable development population stands at 187 with diverse academic and At Phoenix Insurance, we have numerous clients. Our there has been no stopping in child further by investing • As much as possible, we impact in and around our and a 12 member Board of professional backgrounds. a deep understanding of the mission is to provide world- the Company’s growth, with heavily in providing Basic will honour and exceed our operational area that will Directors. These Board Members issues facing our customers. class life assurance and an average of one shop a year infrastructure such as Fencing social responsibilities to We believe in offering more than extend beyond the mine’s investment services, through being opened, since its inception. of School Boundary Walls and the communities in which are elected at our Annual just insurance. Our dedicated life cycle and strengthen It has a focus on customer new and innovative products, Boasting the single largest shop repair of certain sections of we operate and beyond by General Meetings to serve in staff is committed to helping investing in people. community resiliency. service, boosted by its delivered with an excellent in the nation (Melcom Plus in Schools to make them more ownership structure where a stewardship capacity and clients protect their assets by customer service. Kaneshie, covering an area of accessible and safe for the providing specialist insurance Strategic some clients also own its report to shareholders at every over 90,000 square feet), the children. shares. It is among the AGM. advice; flexible underwriting, Group is continuing to grow at Projections cheaper and faster MFIs in and independent, on-site risk a phenomenal rate to meet the We believe that knowledge is its operational area and has management inspections and needs of the country’s customers. like a baobab tree; one person fairly high client retention. expert advice. With the declaration of retailing cannot encircle it totally. This is NRB currently attracts many the largest variety of goods the basis for our collaboration savers, already over 110,000, At Phoenix Insurance, we under one roof (at last count with institutions of research who deposited almost GHs understand what customers 37,500,000. Additionally, NRB over 15,000 items), Melcom has and higher learning in the are seeking in their insurance served by the end of March indeed become a household name areas of orthodox, alternative company: a trusted, responsible in Ghana, where everything and 2013 about 13,000 credit and professional organization, and complementary medicine clients, with an outstanding anything required to furnish and to make New Crystal Health where customers are treated run a home, school or business, portfolio of nearly GHs with care and respect, and Services a centre of excellence 25,000,000. is readily available. With in service delivery and training offered limitless choice and affordability, variety, uniform of health personnel. flexibility. Offering value for pricing and a shop in every major We are currently the first and money, personal service, and city in Ghana, we have captured only health facility group to use a demonstrated commitment the hearts of Ghanaians to technology to achieve seamless to prompt payment of claims become the place “where Ghana paperless transactions explains why we are the insurer shops”. throughout the management of of choice for our numerous our clients from our outpatient customers. The Chartered Institute of department through laboratory, Marketing of Ghana has also the dispensary, the labour ward recognized the zeal of the to the in-patient department employees and management in this sector, by awarding Melcom “Best Retail Outlet of the Year” for several consecutive years and eventually inducting the Group into the “Hall of Fame.”

GHANA INVESTMENT GHANA INVESTMENT PROMOTION CENTRE (GIPC) 2011 PROMOTION CENTRE (GIPC) 2011 103 102 Sahel- Saharan Bank

POLY TANKS PBC Limited ProvidentLife PRUDENTIAL BANK Quality INsurance Quality Life Ramel Business REISS & CO. (Ghana) Rlg Sahel-Saharan Bank (ROTATIONAL Assurance LIMITED (PBL) Company Ltd Assurance Services and Ltd Communications MOULDED PRODUCTS) Company Limited Company Limited Travel &Tours Limited Profile of Sahel-Saharan Bank GHANA LIMITED The Cocoa Industry has Prudential Bank Limited Reiss & Co., established in Banque Sahelo-Saharienne Pour been the backbone of the (PBL), an indigenous A little over fifteen (15) years Ramel Business Services 1863 in The Netherlands, Rlg Communications Limited, L’Investissment et le Commerce, ProvidentLife Assurance Ghanaian Economy through its Ghanaian bank, has ago the Catholic Bishops’ Quality Life Assurance and Travel &Tours was started operations in the then the leading Ghanaian BSIC (Ghana) which translates Company Limited was Poly Tanks Ghana Limited contribution to the economy of operated in the Ghanaian Conference under the Company Limited (QLAC) was founded 12 years ago with Gold Coast in 1952 and later computer and handset into English as Sahel-Saharan incorporated in February 2006 (Rotational Moulded division) the Country in terms of foreign banking industry for over Companies Code of 1963 (Act incubated by QIC since 1996 the goal of becoming the became Reiss & Co (Ghana) manufacturing company is one Bank for investment and and started writing business in is the largest and leading exchange earnings, Government 12 years. PBL has led the 179) incorporated Quality as a composite company. leading conference and event Ltd. of the first indigenous African Commerce in Ghana is the result September 2007. The company manufacturer of over-head revenues, employment creation strategic trail in export Insurance Company Ltd. The QLAC was then a department management company in Today, Reiss & Co (Ghana) Ltd companies to assemble of the Pan-African vision of is wholly owned by Provident Company was licensed by the plastic water storage tanks and poverty alleviation/ development and project offering the usual life Ghana. is a multi-divisional technical laptops, desktops and mobile leaders and heads of state of the Insurance Company Ltd. National Insurance Commission in Ghana. Water is a scarce reduction and extension of financing, dominating the products such as Endowment trading house, representing phones. The company is CEN-SAD Community into which as a composite Insurance resource and prudent storage development projects and SME segment and especially and Mortgage Protection. Under the leadership of first class overseas modeled to generate mass, Ghana was admitted in 2005. Company. is has become very crucial and social services to farmers. targeting the non-traditional In 2007, this department the current Board led by manufacturers through high-skilled employment for Vision In 2006, the new Insurance in response to the new this is where Poly Tanks Ghana Exports account for 30% of the export sector. the Managing Director Mr its five distinct divisions, thousands of African youth A major objective of BSIC across Act (Act 724) made it Insurance Act of 2006, (Act Limited (Rotational Moulded Country’s GDP with Agriculture Our strategic vision is to Amartey Nuno-Amarteifio, i.e. agriculture, veterinary, and meet the rising demand Saharan and Sub-Saharan Africa contributing around 40% of mandatory to establish a 724) metamorphosed into a Division) plays an important become the life insurer of Over the years, PBL has Ramel Business Services has pharmaceuticals, computers for computers and other ICT is the establishment of national export earnings. Cocoa is the Life Company (Quality Life fully fledged Company which role. Poly Tanks Ghana Limited choice in the Ghanaian market expanded its retail services been renamed the RAMEL and security equipment and devices. subsidiaries in member countries largest contributor to these Assurance Company Ltd - was incorporated under the INTERNATIONAL GROUP with (Rotational Moulded Division) providing financial security and adopted a selective mechanical equipment. with the objective of creating earnings providing up to 75% QLAC) to manage the Life Company’s Code of 1963 (Act subsidiaries specializing in a network of sub-regional, is diversified with widespread to individuals, families and development of its core Where applicable the Company Besides the product range, of it. Cocoa offers direct portfolio of QIC. This means 179) on the 23rd October, service oriented businesses Rlg is also engaged in regional and inter-regional banks product range and holds strong businesses. activities. The main areas designs, imports, installs and leadership positions in Ghana employment (Farmers, Farm that QIC is now underwriting 2007 and commenced such as Conference Services, capacity building and training as the financial infrastructure of its operations are maintains its products.The and Africa. Labourers, etc) to over two only Non-Life businesses. business on the 26th October, Airline Ticketing Services, programmes in collaboration for expanding commercial and Mission International Banking, To satisfy that requirement, 2007. Company is well experienced million people and indirect Car Rental Services, Tour in projects and working with with Ghana’s Ministry of investment links among the BSIC employment (Support to the Project Finance, SME the sole shareholder, the QLAC has as its major Poly Tanks Ghana Limited • Be the guaranteed quality Services, Hotel Reservation corporate customers. Youth and Sports through the member states and other African Industry) of beyond three Financing, e-Banking Catholic Bishops’ Conference shareholder the Catholic (Rotational Moulded Division) life assurance company Services, Staffing Services and Ghana Youth Employment countries. million. Services, International of Ghana successfully Bishops Conference with commands enviable reputation and keep every promise we Equipment Rental Services. Entrepreneurial Development Vision in the Ghanaian business scene Ghana remains the worlds’ Money Transfer, Funds offloaded 40% of shareholding other Catholic Dioceses Agricultural Agency (GYEEDA) at the make to our customers. through a private placement for being one of the leading second largest producer of Management and Domestic and individuals as minority Ramel International Group Division: Rlg Institute of Technology. To become the Bank of first choice • Industry leader in the in 2005 to individuals and producer’s water tanks in Africa. cocoa with the best quality Banking. shareholders is committed to providing Under the programme, Rlg in Africa in Banking Services, provision of efficient groups. The change in the 1. Excel Cropcare and Asiatic Poly Tanks Ghana Limited which earns a premium professional management has successfully trained over Trade Finance and Investments services and offering share holding structure and Agricultural Ind Pte Ltd (Rotational Moulded Division) price from its sale on the The Bank has thirty-one MISSION STATEMENT solutions of the highest quality. 30,000 youth in mobile phone Mission innovative life products at objects in the face of the (agrochemicals) has become a pace setter in international market. (31) networked Branches servicing, repairs, assembling, competitive prices. nuances in the business To provide first class life 2. Merchantmen of Britain Deliver excellent and innovation the Plastic Water Storage Tanks and Agencies in Accra, sales and service delivery, • View ourselves as partners environment demanded that insurance products to meet (MOB) (agricultural tools), banking services Industry not only in Ghana but Tema, Kumasi, Cape Coast, computer programming, with our customers, the company asserted itself the needs of the Insuring 3. Tecnoma, Urgent and Employ automation and current the whole of Africa. VISION AND MISSION understanding their needs Takoradi and Tamale. public. hardware, software and technology to deliver; STATEMENT as a professional insurer Merchantmen of Britain and designing solutions to by providing high quality (MOB) (agricultural entrepreneurship. Another • Quick Poly Tanks Ghana Limited PBC Limited has the vision meet those needs. PBL aims at expanding insurance products and VISION equipment and spraying 30,000 are currently being • Efficient and (Rotational Moulded Division) to develop and maintain the • Put more value on our across the country, bringing services spiced with excellent To be a well managed, machines) trained in the application of • High quality service to our was established in 1992 and the company as the most attractive employees through its special brand of banking customer care. Incorporated financially sound and 4. Lummus (cotton ginnery ICT in mobile telephony. These clients first to introduce large rotational dealer in cocoa, sheanut and educational training and to the doorstep of its at a time when the insurance customer-oriented Life equipment), trainings are undertaken Use well trained, high motivated, moulded water storage tanks other cash crop in the West continuous professional customers and the general market in Ghana was perceived Assurance Company in at more than 46 centres innovative and goal oriented staff into Ghana. Poly Tanks Ghana Africa sub-region. development. public. to have been captured by Ghana. Veterinary established in Ghana alone. to achieve; Limited (Rotational Moulded This is to be achieved the giants in the industry, Division: Similar centres have been • Excellent service delivery Division) has many “firsts” in through the purchase of high many were those who thought STRENGTHS established in Nigeria and the and products such as dustbins, that QIC could not stand the 1. Fort Dodge (veterinary Gambia. • Technology driven products quality cocoa/sheanuts from • A good network of traffic cones, promotional turbulence that characterized vaccines), envisaged under the farmers, prepare, store and Branches in the country kiosks, industrial containers, the insurance market and the 2. Dopharma (veterinary Rlg seeks to develop best strategic plan. ensure prompt delivery of the • Renewed commitment plastic septic tanks, plastic Ghanaian business terrain in drugs), quality technology in the Add value and wealth to the graded and sealed stocks to on the part of pallets and dry toilet systems. general. Fifteen years on, QIC 3. Frank Wright (veterinary electronic products they business of our customers designated Take Over Centers stakeholders to make plans to build on the success feed ingredients), assemble in Ghana and through competitive pricing in the most efficient and the Company vibrant. The company has over 68% achieved so far and strategies 4. IQF (veterinary drugs) elsewhere, and to deliver and prompt service delivery. profitable manner. • Large loyal customer share of the local market for its are in place to at least double quality and value to their Create tangible benefits to base products supplied to industries, the market share. With an Pharmaceutical customers, clients and other • Non bureaucratic and society as corporate citizen. private residences, government enhanced capital base, the Division: stakeholders. The company To improve on our Risk institutional hotels and so quick response to holds an Original Equipment Company is poised to take 1. Merck, Sharp and Dohme, Management environment on. Poly Tanks Ghana Limited business opportunities Manufacturing (OEM) its rightful position as a Eli Lilly and Sanofi-Aventis and capability to better (Rotational Moulded Division) • Large number partnership status with major player in the Ghanaian (all branded manage our credit, has a strong institutional, of expertise and Microsoft. Rlg has offices in insurance market. pharmaceuticals including operational - & financial consumer and export customer professionals in the Ghana, China, Nigeria, Dubai, anti diabetics, anti malaria risks, reduce credit base. areas of insurance, Kenya, South Africa, Angola, products, anti AIDS provisions and achieve full Mission actuarial and finance/ Rwanda and the Gambia with products, etc), regulatory compliance. Poly Tanks Ghana Limited accounting. far advanced plans to expand Quality Insurance Company • Commands enormous To reinforce a performance (Rotational Moulded Division) Information into the entire West Africa - based culture in our staff, employs a customer focused Limited is in existence to resources, human, market and subsequently to provide high quality insurance Technology underpinned by appropriate approach with aims to build material, modern the rest of the continent. services through innovative Division (Reiss motivational packages and long-term relationship with its Information and Products range: from low earn, and superior products coupled Information development programmes, customers. Communication mid earn to high earn mobile with excellence in customer Systems): with clear links also between Technology (ICT) phones, desktops, laptops care. facilities coupled with actual performance and 1. DELL, IBM, Fujitsu, OKI, with our latest being the uhuru end-of-year compensation. strong financial base and Printronics (computers which is a laptop and tablet to compete effectively To continue to develop a and printers), combined, ear piece, and other Vision in the new privatized “Cost Conscious” Mindset 2. CISCO (networking accessories. environment. throughout the organization The vision of Quality Insurance products), by pursuing based Company Limited is to become management system during a leader in the insurance the period. industry in Ghana GHANA INVESTMENT GHANA INVESTMENT PROMOTION CENTRE (GIPC) 2011 PROMOTION CENTRE (GIPC) 2011 104 105 MTN SG-SSB SIC LIFE COMPANY South Akim Rural Stanbic Bank Ghana STANDARD STAR ASSURANCE SUMA RURAL BANK TOTAL PETROLEUM TOYOTA GHANA MISSION STATEMENT LIMITED Bank CHARTERED BANK, COMPANY LIMITED COMPANY LIMITED GHANA. Total Petroleum distributes/ MTN, the leading provider of SG-SSB’s mission is to Stanbic Bank Ghana is a Star Assurance Company THE PROFILE OF SUMA RURAL markets petroleum products Toyota Ghana Company Limited telecommunications services create the preferred banking In compliance with the new The Bank is situated in the member of Standard Bank Standard Chartered Bank Limited (“Star Assurance”) is BANK LIMITED and is a major player in was established in 1998 when in Africa and the Middle East, institution, which employs Insurance Law 2006, Act Eastern Region of Ghana with Group of South Africa that Ghana Limited has been in a privately owned Insurance Suma Rural Bank Limited the bitumen/aviation fuel Marubeni Corporation, Japan entered the Ghanaian market professionalism, team spirit 724, the Life Division of the the Head Office at Nankese was incorporated in 1999. It is operation since 1896, when Company incorporated in was established on the 9th businesses. took over some Assets in the following the acquisition of and innovation, and to provide reputable SIC Insurance about 7.5km from Suhum. currently a tier-one bank with it was known as the Bank of August 1984 and licensed of November, 1981 at Suma It is the only ISO 9001:2008 then Ghamot Company Limited Investcom in 2006. MTN’s quality products and services Company Limited became The Bank was commissioned compliant OMC in Ghana a network of twenty-six (26) British West Africa. The Bank to carry out corporate and Ahenkro in the Brong Ahafo under the Ghana Government overriding mission is to be a that best satisfy the needs of SIC Life Company Limited on 2nd November, 1984. and has pioneered several branches and 63 ATMs. is 80% owned by Standard retail insurance businesses region of Ghana. The Bank Divestiture Programme. vehicle for Ghana’s economic its customers. (SIC Life) in 2007 and Effective operations started on innovations, driven by Chartered PLC, and the in Ghana. It commenced in currently has six branches and Toyota Ghana Company Limited growth and development, controls the largest share of 13th June, 1986 after obtaining changing consumer trends. In 2011, EMEA Finance remainder of the stock is April 1985. the operations (Head Office) is the sole representative of helping to promote Ghana’s the Life Insurance market. the certificate to commence TOTAL recently introduced a HISTORY OF SG-SSB magazine voted Stanbic the owned locally and traded on which coordinates activities of Toyota Motor Corporation (TMC) strong development potential business. new service station concept, SG-SSB Limited (SG-SSB), Best Investment Bank in Ghana the Ghana Stock Exchange. Star which started business all the agencies. of Japan authorized to deal in from the provision of world class Our vision is to be the The Bank has now established which is ECO-friendly. formerly SSB Bank, was adding to a list of industry as a composite company The Bank’s operations span Toyota products in Ghana. telecommunications products and leading, most dependable six (6) agencies in four TOTAL pioneered the electronic incorporated on February 7, recognitions including the Ghana We are the oldest bank had to hire-off its operation across four different districts Consequently, our principal services, through to innovative and customer-friendly Life Municipalities of the Region fuel card in Ghana. 1975 as “Security Guarantee Club 100 Number One Company in Ghana, and ranked by setting up a subsidiary in the country which includes activity is the sale and and sustainable corporate social Insurance Company in the namely: It introduced TOTAL EFFIMAX Trust Limited”. It was founded and the Ghana Club 100 Leader consistently amongst the company, StarLife Assurance, Jaman North, Jaman South, distribution of new Toyota investment initiatives. country. • Nankese Head Office: high-performance fuels for in 1975 as a private limited in Financial Services awards of top three banks, locally. in compliance with the 2006 Berekum Municipality and the vehicles and Spare Parts and Suhum Municipality high-performance vehicles and liability company to provide 2008 and 2010 respectively. We provide a wide range of Insurance Law Act 724. Tain all in the Brong Ahafo the provision of After-Sales PROVIDING A DISTINCT The company’s mission is a opened in 1984. launched the TOTAL QUARTZ banking services for the services in the consumer and Region of Ghana. support for the vehicles. commitment to employing • Suhum Agency: Suhum 4X4 lubricant for 4X4 vehicles CUSTOMER EXPERIENCE Ghanaian market, with SSNIT At the 2012 Banking Awards, corporate and institutional Star Assurance currently Currently, we have five (5) a highly motivated and Municipality opened in in Ghana. as its sole shareholder. In Stanbic was the First Runner-up banking sectors, including writes only general business Corporate Vision branches in Ghana - Accra, MTN is the market leader in the efficient workforce to offer 1987. 1976, the name was changed in four categories namely: Best comprehensive trade finance, products including Motor, Fire, Kumasi, Accra Body Care increasingly competitive mobile innovative, value-priced • Koforidua Agency: New To be among the best Its on-going road show to “Social Security Bank Bank in Competitive Pricing, cash management services Marine, Aviation, Accident, Shop, Tema and Tarkwa with telecommunications industry life insurance and other Juabeng Municipality managed Rural Banks in programmes educate residents Limited” or “SSB” and received Best Bank in Mobile Banking, and foreign exchange Travel Insurance etc. staff strength of about 470. in Ghana with over twelve (12) financial products whilst opened in 1993. Ghana. and schools along highways on a license to operate as a bank Best Bank - Medium Term Loan products through our treasury For affiliates, we have four million subscribers, and offering ensuring optimal returns to • Asamankese Agency: West road safety. in that same year. It began Financing and Best Bank - operations. We have 21 Within twenty eight (28) (4) Authorised Service Shops: its valued customers a range of the shareholders. Akim Municipality opened Mission Statement The Ridge and Korle-bu banking operations in 1977. Financial Performance. branches and two agencies years of its operations, Star Ansuare Company Limited in exciting products and services in 1995. Hospitals have benefited from located in the main regions of Assurance has emerged as To be one of the top Rural Tamale, Kwansa Auto Ltd in under Pay Monthly and Pay As With its solid financial • Adoagyiri Agency: TOTAL’s donation of equipment THE BANKS BUSINESS The Bank led a consortium of the country. biggest indigenous private Banks in Ghana by giving Takoradi, Gerco Auto Ventures You Go options. MTN’s network base, coupled with highly Nsawam-Adoagyiri and rehabilitation projects. SG-SSB is authorized banks to seal an unprecedented insurance enterprise in term of the staff adequate training in Ho and Cape Coast Technical coverage is extensive, covering all motivated and experienced Municipality opened in Schools in deprived and licensed to carry out loan syndication deal with MTN These are fully computerized assets and the second biggest and motivation. Meeting all Institute in Cape Coast. 10 regional capitals, major cities human resource, SIC Life is communities also benefit the business of banking 2006. Ghana involving GHS 440 million and networked, with indigenous private enterprise the statutory requirements and many rural and remote areas. well positioned to maintain • Osenase Agency: West from educational campaigns to corporate customers, and USD 60 million in 2012. automated teller machines are in term of premium income. of Bank of Ghana, rendering Our annual turn-over for 2010 The company continues to invest its dominance of the Life Akim Municipality opened against Malaria. individuals, and small and located at most branches. satisfactory customer was GH¢137.81million, that of heavily in infrastructure to expand Insurance Market through in 2009. TOTAL sponsors educational medium scale enterprises. Stanbic Bank’s Global Market services, paying attractive 2011 was GH¢155.57million its coverage and capacity across innovative products, The operations of the projects whose beneficiaries It primarily provides retail Unit is the leader in the sale Corporate and institutional The Company has fifteen (15) returns on shareholders and 2012 was 229, 80 million. the country. excellent customer service, include pre-school, Junior/ banking, and business banking Bank have been fully of the South African Rand in banking services are provided branch offices in seven (7) investments and last but products and services. Other prudent management and computerized and all Ghana and also trades in all the in three main locations in out of the ten (10) regional Senior High Schools and MTN’s business across its 22 not the least, carrying out services include corporate sound technical practices. the agencies have been major international currencies, Accra (covering Tema, Kumasi capital with the remaining tertiary institutions. footprints is governed by five innovations in our products by banking, investment banking, networked. including the Chinese Yuan. and Takoradi). The currency three (3) serviced by our values - Leadership, Innovation, the year 2013. specialized financing activities The Bank has over the years of Ghana is the Cedi (SWIFT Agency offices. We therefore Relationships, Integrity and a such as Finance Leasing, grown through efforts at Code GHC), which is allowed have representation in all the Can-Do spirit. These values have Structured Finance and mobilization of Deposits, to float against all currencies. regions of Ghana. contributed to MTN evolution as consumer credits. Shares, expansion of Credit the leading player in emerging and quality investment The company has an “A” markets of Africa and the made in both capital and rating by Global Credit Rating Middle East, with a total global human resources. of South Africa. This confirms subscriber base of over 200 our company’s claims payment million, serving a population The Bank has been selected ability. under license of over 500 million amongst the prestigious people. MTN delivers uniquely Ghana Club 100 Companies Presently, Star Assurance is designed communication solutions in the years 2002, 2004, 2005 the largest private Insurer in and is focused on providing and was adjudged the 21st Premium Income in Ghana. excellent telecommunications Member of the Club and the services across the African Fastest Growing Company in The Company’s visionary continent under the philosophy Ghana for the year 2008. In leadership, ardent quest of improving access to economic 2009, the Bank was adjudged to meet customers’ needs, empowerment. the 25th Member of the Club prudent underwriting, heavy and the highest ranked Rural investments in the training The company understands that Bank in the Club for the year. of its Human Resource and IT the best way to gain a competitive The Bank again was adjudged infrastructure are some of the edge in a local market is to offer the 20th Member of the Club key factors that accounts for different products and services and the highest ranked Rural the growth and stability. customized to suit lifestyles and Bank in the Club for the second expectations. A vital service consecutive time in 2011 and of MTN’s operations is MTN 33rd Member in 2012. Business, which provides data solutions and appropriate IT infrastructure to small, medium and large scale businesses to enable them deliver up-to-speed efficiency in their operations.

GHANA INVESTMENT GHANA INVESTMENT PROMOTION CENTRE (GIPC) 2011 PROMOTION CENTRE (GIPC) 2011 107 106 TROPICAL CABLE AND UNIBANK GHANA UBA UPPER AMENFI UPPER MANYA KRO UT BANK LIMITED VANGUARD Wapic Insurance Wienco ZENITH BANK GHANA CONDUCTOR LIMITED LIMITED RURAL BANK RURAL BANK LTD ASSURANCE CO. LTD. Ghana Limited LIMITED The objective of UBA Ghana is Wienco (Ghana) Limited was LIMITED UT Bank Ghana Limited Established in 1974, Vanguard Tropical Cable and Conductor UniBank Ghana Ltd was to democratize banking with established in 1979. Over the Zenith Bank was incorporated commenced business as Assurance was the pioneer Limited was established in 1997 incorporated as a private excellent customer driven Upper Amenfi Rural Bank Upper Manya Kro Rural Bank A subsidiary of Access past 30 years, Wienco has April 2005 and commenced a Finance house in 1997 indigenously owned insurance to meet the growing demand for company in December 1997 solutions. The bank seeks to Limited was incorporated was incorporated as a limited Bank Plc, Wapic Insurance grown to become a leading business in September 2005. and evolved from a lending firm in Ghana, and had to cables and conductors in Ghana to operate as a universal bring financial services to as a Limited Liability liability Company in 1982 and Ghana Limited has a history name in Ghana’s agricultural The bank has an 8-member company to a Universal struggle hard to gain a foothold and the West African sub-region. Bank. It a wholly-owned a majority of the Ghanaian Company under the granted license to operate in of delivering efficient and sector with operations board, 5-member executive populace and make it a basic Bank. It is publicly owned in an industry, at a time The company started with 7 Ghanaian and authorized Companies Code, 1963 1984. transparent insurance covering the whole Ghana management team and a employees and over the years entitlement for all. and actively traded on the completely dominated by foreign solutions to its discerning highly motivated management to undertake a broad range (Act. 179) in August, 1987 The Head Office is at Asesewa We are well noted for has grown to 130 employees Ghana Stock Exchange. UT insurers. clients. staffs with the skills and of banking services. The with the Head Office at in the Eastern Region. our dependable and including more than 40 engineers bank opened its door to UBA( Ghana) Limited is a Bank has positioned itself internationally acceptable competencies which have Ankwawso in the Western Our demonstrated ability, and technicians from a modern customers in January 2001. subsidiary of the United as a lending bank that The company has experienced agro inputs and seek to been the bedrock of our Region of Ghana. (B) BRANCHES commitment to honoring claims, factory located in Tema. Bank for Africa PLC which seeks to change the face of phenomenal growth from provide the best affordable successes over the years. The Bank currently has six dedicated human resource, is one of the Africa’s leading banking in Ghana through year to year since it started agricultural inputs reliably, We also believe our well The main objective of Branches located at Asesewa, prudent investment decisions Tropical Cable and Conductor’s VISION financial institutions offering fast, efficient and respectful operations on the 27th April timely and efficiently through diversified and effective establishing the bank Somanya, Koforidua, Asokore, among others have contributed remarkable growth is embellished services to more than 7 delivery of products and 2009. At the end of 2009, an extensive distribution Board, strong internal control “To be the leading and was to assist the rural to the consistent growth and by a number of firsts. million customers across Suhum and Klo Agogo. services. As one of the the company recorded GH¢ network, supported by system and risk management preferred Bank offering dwellers in the catchment development of the company as 750 branches and over 2000 fastest growing banks in 2.1million production, a feat training, innovation and will ensure sustainable comprehensive financial a credible insurance company On incorporation in 1997, it ATMs in 19 African countries. area to clear their farmers’ (C)VISION Ghana, UT Bank provides hardly chalked by any new product development. performance for the future. solutions to our chosen in Ghana. became the first wholly Ghanaian , and also to To be the leading Rural Bank innovative customer oriented entrant in the insurance Wienco has various partners In pursuit of our mission, customers (SME and Apart from our traditional owned manufacturer in this UBA Ghana has a footprint of inculcate the habit of in Ghana with Microfinance as products and services, industry of Ghana. By the end and subsidiaries across the “to continue to invest in the products of Motor Insurance, technologically challenging area. Personal Banking markets) 26 fully -networked branches savings in them. In its its focus focusing primarily, on the of 2010, the company grew by country, notable among them best people, technology and Fire Insurance, Burglary in a professional, caring and 40 ATMs (VISA enabled) early days of operation, 122% with an increased level are Yara Ghana Ltd, Masara environment to underscore financial needs of small and Insurance, Accident Insurance, In 2003, the company was responsive and profitable spread across Accra, Tema, the fortunes of the bank production of GH¢ 4.8million. N’arziki Farmers Association, our commitment to achieving medium sized enterprises Bonds, Engineering, Marine and the first cable manufacturing way”. Kumasi, Takoradi and Aflao. improved due to the high (C) OUR MISSION the consistent growth of the Cocoa Abrabopa Association, customer enthusiasm”, we (SMEs). lately Oil & Gas. company to be listed in the profits derived from the To position ourselves as a company within the two and Integrated Tamale Fruit have made banking easier, prestigious Ghana Club 100 The bank’s vision is to be Akuafo cheques purchased. rural bank that mobilizes rural The vision of UT Bank Ghana half years of operations has Company (ITFC), Wienco faster and better than any (a listing of Ghana’s top 100 MISSION the undisputed leading and We are pioneers in customising contributed to our current 13th service our customers have savings for rural investments Ltd is “Redefining Banking”. Cotton and Volta River Estates companies). TCCL has continued dominant financial services products such as Foreign-travel, position in 2011 with premium ever experienced. • Provide the best value However, with the collapse to improve standard of living What sets UT Bank apart in Limited (VREL) to feature regularly on the list. institution in Africa. With the banking and financial Family protection, Landlord’s income of GH¢ 8.3million, out Over the years, Zenith has for our customers of the Akuafo Cheques of the productive poor, through , Tenants, Shopowner’s, presence in New York, services industry is its of the 24 Non-Life Insurance Masara N’arziki Farmers become synonymous with • Create an excellent System in the late 1990’s, microfinance. To attract and Honourable Protection, Default In 2004, the quest for excellence London and Paris, UBA solid business structure, Companies in Ghana in terms Association (“Hausa innovation, excellent service working environment the bank started to face retain highly qualified staff, Insurance and Ladies’ Kitchen in cable manufacturing was is connecting people and flexibility and timely delivery of Gross premium Income. word, meaning “Maize delivery and good corporate for our employee some challenges. maximize Shareholders’ value Insurance Policies among further enhanced with the businesses across Africa for prosperity”): With its citizenship. development and growth and support communities within of financing to clients in others. certification of the quality through retail and corporate less than 48 hours, thus Our Vision: operational office in Tamale • Enhance shareholder banking and our innovative From 2000 onwards, The which we operate. OUR VISION is to become the management system to the carving a niche for itself as in the Northern Region, the internationally acclaimed ISO value Africa Trade Platform - a Management of the bank preferred household name in To be the most respected the ‘Unique Bank for Real establishment of Masara 9001 Quality Management • Be socially responsive to seamless payments and shifted emphasis from Insurance insurance company in Africa People’. N’arziki is to support small Systems Certification. Again, our communities collections initiative to Akuafo Cheques purchases (E) ACHIEVEMENTS Our Mission: farmers in groups with Tropical Cable and Conductor Ltd. facilitate and ease settlement to micro finance and • Grew Share capital form The Bank’s major improved hi-tech input was the first cable manufacturer and encourage trade across commercial banking, and GHC11,962 in 2000 to shareholders are UT Setting standards for packages to increase their in Ghana (and possibly in West Africa. this helped to raise the GHC1,033,231 as at Holdings, the International sustainable business productivity resulting in Africa) to achieve certification. performance of the bank. December, 2012. Finance Corporation (IFC), practices that; unleash the improved incomes for a At UBA we have set broad • Best Rural Bank in which along with its asset talent of our employees, good life. Wienco therefore In 2010, TCCL launched objectives to create an Since 2001, the bank has Microfinance. management company, the deliver superior value to is making huge efforts to institution that competes the Tropical Saint Anthony consistently being ranked • Four times winner of GC 100 African Capitalisation Fund our customers and provide improve the productivity of the Foundation. This foundation effectively in the global among the satisfactory award. have a 20.2% holding and innovative solutions for the Ghanaian maize farmer who provides scholarships to financial market place in rural banks in the country. the German Development markets and communities plays a major role in Ghana’s needy students admitted to a manner that showcases Corporation (DEG) with we serve. economy. undergraduate programs in the the best of African The main products of the (F) CORPORATE a 13.5% holding. The . There is a enterprise. Our African Our Values: Cocoa Abrabopa Association special emphasis on young ladies Global Bank aspiration is bank are Micro Finance SOCIALRESPONSIBILITY addition of IFC and DEG as (group loans), Traditional • Library Complex for Asesewa shareholders has given us (Akan word, meaning “Cocoa studying Science. TCCL maintains borne out of a collective • Leadership for a better life”): is a farmer procurement systems that aim at vision to become the bank Loans, Savings Accounts, Senior High School. much leverage both locally • Excellence • Scholarship for needy as well as substantially group with a membership supporting indigenous small scale of choice for transactions Current Accounts, Time • Empowered Employee of over 16,000 serious business. In the next decade the involving Africans and Deposit, Apex Link Money tertiary students. increased our recognition on • Passion for Customers the international financial cocoa farmers using Cocoa company intends to increase the African Businesses, and Transfer and Western Union • Professionalism Abrabopa Package which market. efforts and consolidate its vision being the leading provider Money Transfer. • Innovation includes inputs like Special of becoming an African Industrial of offshore correspondent Cocoa Fertilizer under the Giant. banking services to financial The Bank currently Wapic Insurance Ghana trade name “Asaase Wura”, institutions and corporations operates six Agencies Limited underwrites all Fungicides, Insecticides, In 2011, we increased our in Africa which cut across six classes of Non-Life Insurance Matabi Knapsack sprayers. manufacturing capacity with Districts namely, Wasa The package also includes expanded product range by Amenfi West, Sefwi technical training on cocoa investing in the construction Wiawso, Sefwi Bibiani agronomy, business skills of an ultra-modern production – Anhwiaso -Bekwai, and soil fertility management hall with the latest German Sefwi Akontombra, Upper training to make sure that made machinery. It will be the highest form of efficiency commissioned by the end of this Denkyira West, and Upper Denkyira East. is achieved by using Asaase year. Wura fertilizer and other CRIG approved inputs making up In the next decade we intend the package. to increase our efforts and consolidate our vision of becoming an African Industrial Giant. GHANA INVESTMENT GHANA INVESTMENT PROMOTION CENTRE (GIPC) 2011 PROMOTION CENTRE (GIPC) 2011 109 108