The Annual Report of the BANK COMMISSIONER
159th Edition Year Ending 2003 His Excellency, Governor Craig R. Benson and The Honorable Council State House Concord, New Hampshire 03301
Dear Governor Benson and Members of the Council:
I respectfully submit the One Hundred Fifty-ninth Annual Report of the Bank Commissioner. This Annual Report is made pursuant to RSA 383:15 and covers calendar year 2003.
I am happy to report that it has been another year of growth and profitability for New Hampshire financial institutions. Our state-chartered institutions continue to provide capital for New Hampshire businesses as well as individual citizens. The outlook for 2004 and beyond is for continued, solid growth for our banks, credit unions, mortgage bankers & brokers and other licensees of the Department of Banking.
Respectfully submitted,
Peter C. Hildreth Bank Commissioner
2003 LETTER TO THE GOVERNOR 1 STATE OF NEW HAMPSHIRE
GOVERNOR Craig R. Benson
EXECUTIVE COUNCIL Raymond S. Burton Ruth L. Griffin Peter J. Spaulding David K. Wheeler Raymond J. Wieczorek
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BANK COMMISSIONER Peter C. Hildreth
DEPUTY BANK COMMISSIONER Robert A. Fleury
CHIEF BANK EXAMINER GENERAL COUNSEL DIRECTOR, CONSUMER CREDIT Charles M. O’Connor Donna M. Soucy Mary L. Jurta
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BANK COMMISSIONER’S OFFICE 64B Old Suncook Road Concord, New Hampshire 03301 Telephone (603) 271-3561 Banking Division Fax (603) 271-1090 Consumer Credit Division Fax (603) 271-0750 Web Site Address: www.state.nh.us/banking Email Address: [email protected]
2 2003 NEW HAMPSHIRE BANKING DEPARTMENT Organizational Chart
Bank Commissioner
Deputy Bank Commissioner
Chief Bank Examiner Director, Consumer Credit General Counsel
Bank Examiner IV’s Assistant Director Legal Coordinator – Legal Coordinator - of Consumer Credit Banking Consumer Credit Bank Examiner III’s
Bank Examiner III’s
Bank Examiner II’s, I’s, Trainees Bank Examiner II’s, I’s, Trainees
Program Specialist II IT Manager I Business Regulatory Analyst Administrator
Technical Support Accounting Asst. Regulatory Analysts Specialist II Technician
Executive Secretary
Part-time Receptionists
2003 ORGANIZATIONAL CHART 3 4 2003 TABLE OF CONTENTS Forward ...... 6 Mission Statement ...... 6 Functions of the Banking Department...... 6 Number of State Chartered Institutions and Branches in New Hampshire ...... 6 Consumer Credit Division - Number of Licenses ...... 6 New Banks Approved ...... 7 Bank Change in Control...... 7 Bylaw and Charter Amendments ...... 7 Credit Union Mergers and Acquisitions ...... 7 Conversions ...... 7-8 Bank Holding Companies ...... 8 Non-Depository Holding Companies ...... 8 Branches Approved ...... 8 Remote Service Units and Cash Dispensing Machines Established/Discontinued by Depository Institutions ...... 9 Interstate/International Bank Affiliations ...... 9 Other Banking Activities ...... 9 Legislation...... 10-14 State Chartered Banks – General Information ...... 15-23 State Chartered Credit Unions – General Information ...... 24-27 State Chartered Institutions in New Hampshire by Municipality ...... 28-31 Financial Information on Non-Depository Trust Companies and Trust Departments ...... 32 Financial Information on State Chartered Banks ...... 33 Financial Information on State Chartered Credit Unions ...... 34 Graphic Trends on Assets, Loans, and Deposits ...... 35-36 Graphic Trends on Consumer Credit Division Licenses ...... 37 First Mortgage Banker Licensees ...... 38-39 First Mortgage Broker Licensees ...... 40-42 First Mortgage Banker and Broker Licensees ...... 43-45 Second Mortgage Broker Licensees ...... 46-47 Second Mortgage Home Loan Licensees ...... 48-50 Mortgage Servicer Registrations ...... 51 Debt Adjuster Licensees ...... 51 Sales Finance Company Licensees ...... 52-53 Small Loan Lender Licensees ...... 54 Retail Seller Licensees ...... 55-59 Legal Holidays ...... 60
2003 5 Foreword The one hundred fifty-ninth annual report of the Bank Commissioner contains management, financial information and locations of banks, credit unions and other financial institutions operating under state charters. This report also con- tains information concerning first mortgage bankers and brokers, second mortgage home loan companies, small loan lenders and sales finance companies licensed in 2003.
Mission Statement The New Hampshire Banking Department is an executive agency of the New Hampshire state government charged with protecting the public interest by securing the safety and soundness of banks and credit unions, and by licensing non-bank consumer loan lenders and loan brokers.
Functions of the Banking Department The Bank Commissioner is responsible for the general supervision of all New Hampshire chartered financial insti- tutions. These institutions include commercial banks, fiduciary trust companies, mutual savings banks, guaranty savings banks, co-operative banks, merchant banks, and credit unions. The commissioner is also charged with the licensing and supervision of non-bank first mortgage lenders and brokers, second mortgage lenders and bro- kers, mortgage loan servicers, retail sellers, sales finance companies, small loan, title loan, payday lenders, and debt adjusters. State laws mandate that the Department conduct examinations of each financial institution and licensed lender and broker to ensure sound financial management and compliance with state and federal laws and regulations. The Department is responsible for the investigation of branch applications, new bank applications and conversions, merger and consolidation applications of state chartered institutions.
Number of State Chartered Institutions and Branches in New Hampshire Type of Institution Charters Branches Commercial Banks 9 45 Co-operative Banks 1 0 Credit Unions 24 33 Fiduciary Trust Companies 14 6 Guaranty Savings Banks 5 103 Merchant Banks 1 0 Mutual Savings Banks 7 28 Totals 61 215
Consumer Credit Division - Number of Licenses Type of License Licenses Issued First Mortgage Bankers and Brokers 618 First Mortgage Bankers 253 First Mortgage Brokers 340 Second Mortgage Home Loan Lenders 680 Second Mortgage Brokers 170 Mortgage Servicer Registrations 32 Small Loan Lenders 57 Retail Sellers 434 Sales Finance Companies 171 Debt Adjusters 1 Totals 2,756
6 2003 New Banks Approved Entrust Bank and Trust Siwooganock Interim Bank, The 104 North State Street, Concord 117 Main Street, Lancaster Approved: June 9, 2003 Approved: August 19, 2003
Bank Change in Control Liberty Savings Bank, Salisbury FROM: Community National Bank, Derby, VT TO: Aegean Scotia Holdings, LLC Overland Park, KS
Bylaw Amendments Acorn Credit Union, Nashua Seacoast Credit Union, Hampton Article V – Board of Directors Article VI, Nomination Process Article VI – Credit Committee Somersworth Credit Union, Somersworth Holy Rosary Regional Credit Union, Rochester Name change to Salmon Falls Community Article III, Section 1 – Field of Membership Credit Union Postal Employees’ Credit Union of New Hampshire Name change to New Hampshire Postal Credit Union
Charter Amendments Community Bank and Trust Company, Wolfeboro First Signature Bank & Trust Company, Portsmouth Increase in stock Authorization for blank check preferred stock
Credit Union Mergers Acorn Credit Union into Granite State Credit Union The Siwooganock Bank and The Siwooganock Interim Bank Greater Nashua Federal Credit Union into Telephone Credit Union of NH
Credit Union Acquisition St. Mary’s Bank, Manchester Assumption of Liabilities and Acquisition of Assets of New Hampshire Food Industry Credit Union, Manchester
Conversion, Name Change, Relocation Liberty Savings Bank, Salisbury From nondepository savings bank, change of name to Noble Trust Company and relocation of main office to Manchester
2003 7 Conversion to National Trust Bank Freedom Trust Company, Concord to Freedom Trust Company, National Association and simultaneous merger into First Financial Trust, National Association, Newton, MA
Bank Holding Companies Chittenden Corporation LSB Financial Granite Bank Laconia Savings Bank Citizens Financial Group Inc. Northway Financial, Inc. Citizens Bank New Hampshire Berlin City Bank, The First Colebrook Bancorp, Inc. Siwooganock Holding Company, The First Colebrook Bank, The Siwooganock Bank, The Guaranty Bancorp, Inc. Village Financial Corporation Woodsville Guaranty Savings Bank Village Bank & Trust Company John Hancock Mutual Life Insurance Company First Signature Bank & Trust
Non-Depository Bank Holding Companies Bainco International Investors, LLC PENSCO Holding Corporation Boston Common Trust Company PENSCO Trust Company, The Charter Holding Corporation Deutsche Bank AG Charter Trust Company Taunus Corporation Deutsche Bank Americas Holding Corporation General Motors Corporation Deutsche Investment Management Americas, Inc. General Motors Trust Company Scudder Trust Company ICMA Retirement Corporation Vantage Trust Company
Branches Approved Bow Mills Bank and Trust, Bow Laconia Savings Bank, Laconia 91-93 North State Street, Concord 256 Wallace Road, Unit B, Bedford Bow Mills Bank and Trust, Bow Merrimack County Savings Bank, Concord 35 Kearsarge Avenue, Contoocook 25 Hall Street, Concord Centrix Bank & Trust, Bedford Merrimack County Savings, Concord 100 Market Street, Ste. 103, Portsmouth 101 Broad Street, Nashua Charter Trust Company, Concord 1892 Elm Street, Manchester Citizens Bank New Hampshire, Manchester Stop & Shop Supermarket Kilton Road & Route 3, Bedford
8 2003 Remote Service Units Established/Discontinued by a Depository Institution Established: Discontinued: Citizens Bank New Hampshire Citizens Bank New Hampshire Crossroads Mall Shaw’s Supermarket 123 Nashua Road, Londonderry 553 Mast Road, Goffstown Shaw’s Supermarket Nabers Market 851 Central Street, Dover 517 Middle Street, Portsmouth Shaw’s Supermarket Hannaford Bros. 1400 Lakeshore Drive, Gilford 220 Washington Street, Claremont Shaw’s Supermarket 270 Lafayette Road Seacoast Shopping Center, Seabrook Shaw’s Supermarket 250 Plainfield Road Upper Valley Plaza, West Lebanon Stop & Shop 19 Wilton Road, Peterborough Triangle Credit Union 220 Daniel Webster Highway, Merrimack
Cash Dispensing Machine Community Guaranty Savings Bank, Plymouth Tenney Mountain Ski Area, Plymouth
Interstate and International Bank Affiliations Interstate: International: Chittenden Corporation The Royal Bank of Scotland Group, PLC. Granite Bank The Royal Bank of Scotland, PLC. Citizens Financial Group, Inc. Citizens Bank New Hampshire
Other Banking Activities Interstate Branch: Loan Production Offices: U.S. Trust Company, National Association Centrix Bank & Trust, Bedford 900 Elm Street, Manchester 468 Route 13, Milford First Colebrook Bank, The, Colebrook 69 Route 101A, One Amherst Office Park, Amherst Franklin Savings Bank, Franklin 426 South Main Street, 2nd Fl, Laconia Kennebunk Savings Bank, Kennebunk, ME Pease International Tradeport 1 New Hampshire Ave., Ste. 305, Portsmouth Merrimack County Savings Bank, Concord 25 Riverside Drive, Ste. 101, Nashua Siwooganock Bank, The, Lancaster 83 Main Street, Ste. 1, Littleton Union Bank, Morrisville, VT 241 Main Street, Littleton
2003 9 Legislation Enacted by the 2003 Session of the Legislature Chapter RSA Information Retail Installment Sales of Motor Vehicles 129:1 361-A:1,II-a Added. 129:2 361-A:1,III-a Added. 129:3 361-A:1,VIII-a Added. 129:15,I 361-A:1,XIV Repealed. 129:4 361-A:2,II Amended generally. 129:4 361-A:2,III Amended generally. 129:4 361-A:2,IV Amended generally. 129:4 361-A:2,V Amended generally. 129:4 361-A:2,VI Amended generally. 129:4 361-A:2,VII Added. 129:4 361-A:2,VIII Added. 129:4 361-A:2,IX Added. 129:4 361-A:2,X Added. 129:4 361-A:2,XI Added. 129:4 361-A:2,XII Added. 129:14 361-A:2-a,I Deleted “bank” preceding “commissioner”. 129:5 361-A:2-b Amended generally. 129:6 361-A:3 Amended generally. 129:7 361-A:3-a Inserted “or has engaged or is about to engage in any act or practice constituting a vio- lation of this chapter, or any rule or order under this chapter,” preceding “the commis- sioner may” in the first sentence. 129:14 361-A:4 Deleted “bank” preceding “commissioner”, in two places, in the first sentence. 129:8 361-A:4-a,I Substituted “retail sellers or sales finance companies” for “licensees” in the first and sec- ond sentences of the introductory subparagraph, and “retail seller or sales finance com- pany” for “licensee” in the first and third sentences of the introductory subparagraph, and substituted “submit” for “transmit” in subpars. (a) and (b). 129:8 361-A:4-a,II Substituted “retail seller or sales finance company” for “licensee” in the first sentence, and “submission” for “transmission” and “received by the banking department” for “post- marked” in the second sentence. 129:8 361-A:4-a,III(a) Substituted “Retail sellers or sales finance companies” for “Licensees” and “retail seller or sales finance company” for “licensee” in the first sentence of the introductory sub- paragraph, “retail seller’s or sales finance company’s” for “licensee’s” in subpar. (1), and “retail seller or sales finance company” for “licensee” in subpar. (3). 129:9 361-A:5 Deleted “Bank” preceding “Commissioner” in the catchline, designated the existing pro- visions of the section as par. I, deleted “bank” preceding “commissioner” in the first and fifth sentences, and added pars. II through VI. 129:14 361-A:6 Deleted “bank” preceding “commissioner” in the first sentence. 129:14 361-A:6-a,I Deleted “bank” preceding “commissioner” in the first sentence. 129:10 361-A:6-a,V Added. 129:10 361-A:6-a,VI Added. 129:14 361-A:8-a,I Deleted “bank” preceding “commissioner” in the third sentence. 129:11 361-A:10-a,I Substituted “person” for “sales finance company” in the first sentence. 129:15,II 361-A:11,II Repealed. 129:12 361-A:11,IV Added. 129:12 361-A:11,V Added. 129:12 361-A:11,VI Added. 129:12 361-A:11,VII Added. 129:12 361-A:11,VIII Added. 129:13 361-A:13 Added.
10 2003 Bank Commissioner 165:1 383:9-a Rewrote to read: “The commissioner is authorized to arrange for a joint examination by the banking department and the primary federal regulator, including the Federal Deposit Insurance Corporation, the Federal Reserve Bank, Office of Thrift Supervision, Office of the Comptroller of the Currency, and the National Credit Union Administration, of the in- sured institution.” 165:2 383:9-d Inserted “or her” preceding “discretion” and substituted “institutions” for “banks” in the first sentence, (intro. par.) and substituted “institution” for “bank” and “institutions” for “banks” in the second sentence. 165:3 383:13,I Substituted “the commissioner” for “him” in the first sentence, and substituted “including those forms required by federal regulating agencies” for “and their form” in the second sen- tence. 165:3 383:13,I-a Substituted “cooperative banks and credit unions” for “and cooperative banks”, and inserted “or she” preceding “shall prescribe”. 165:11 383:13,I-b Repealed. 165:4 383:15 Rewrote the first sentence, substituted “and” for “, the amount of the surety bonds cover- ing officers and employees, the total salary and compensation paid to officers and em- ployees, with” and inserted “or she” preceding “may deem necessary” in the second sen- tence, and substituted “The Commissioner” for “He” and inserted “or she” preceding “thinks” in the third sentence.
General Provisions as to Savings Banks, Trust Companies, and Depositories 122:1 384:7 Deleted “; and” following “per year” and inserted “, except that the directors of a nondepository trust company that has a composite rating of at least 2 as a result of the most recent ex- amination by the bank commissioner, shall meet on a regular basis as often as necessary but not less than 4 times per year.” in the first sentence, and made the part of the first sen- tence formerly following “and” into the second sentence. 238:1 384:12-a,IV Added. 165:5 384:16-c Deleted “regular passbook” preceding “savings accounts” in the first sentence. 238:2 Prec. 384:67 Added. (subd. head.) 238:2 384:67 Added. 238:2 384:68 Added.
Safe Deposit Boxes 85:1 385:4 Rewrote. 85:2 385:5 Inserted “, public sale, or nationally recognized internet auction: following “public auction”, where first appearing in the first sentence, and inserted “, public sale, or internet auction,” following “public auction”, where second appearing in the first sentence, and inserted “public” preceding “auction” and “, public sale, or nationally recognized internet auction” following “auction”, and substituted “an officer” for “the president, treasurer or superinten- dent” in the second sentence.
Incorporation of Savings Banks 165:6 386-A:19-a Inserted “federally” preceding “insured” and deleted “by the Federal Deposit Insurance Corporation or by any successor thereto” following “insured” in the first sentence.
Reorganization of Mutual Savings Banks into Mutual Holding Companies 165:7 386-B:4 Substituted “may” for “shall” following “bank commissioner” in the second sentence of the (intro.par.) introductory paragraph. 165:8 386-B:9,VI Substituted “may” for “shall” following “bank commissioner” in the second sentence. 165:9 386-B:12 Substituted “may” for “shall” following “bank commissioner”.
Conversion Between Mutual Savings Banks, Cooperative Banks, Building and Loan Associations, Guaranty Savings Banks, Commercial Banks, Trust Companies, and Savings and Loan Associations. 165:10 389-A:5,II Substituted “may” for “shall” following “bank commissioner”.
2003 11 Uniform Common Trust Fund Act 125:1 391:1-a Inserted “the term ‘affiliate’ is” preceding “defined” and substituted “or in any other state” for “as fiduciary” in the first sentence; substituted “any such” for “the” following “RSA 391:1,”, deleted “affiliate of a holding company” following “trust company”, inserted ‘or in any other state” following “this state”, and deleted “in interest” following “investment” in the second sentence; added the third sentence; and substituted “Any bank” for “The bank”, deleted “such” preceding “common trust fund”, where first appearing, inserted “established under this chapter” following “common trust fund”, where first appearing, substituted “affiliates” for banks or trust companies”, and deleted “or funds” following “common trust fund”, where second appearing, in the fourth sentence. Incorporation and Management of Trust Companies 166:1 392:5-a Added. 65:1 Prec. 392:43 Added. (subd. head.) 65:1 392:43 Added. 65:1 392:44 Added. 65:1 392:45 Added. 65:1 392:46 Added. 65:1 392:47 Added. Merchant Banking 65:2 392-A:3 Inserted “annually” following “determined” in the first sentence, and added the seventh sentence. Credit Unions 164:1 394-B:11 Deleted “vote by proxy or to” following “entitled to”. 164:8,I 394-B:14 Repealed 164:2 394-B:27 Inserted “or Lease” following “Purchase” in the catchline. (sec. head.) 164:3 394-B:27,II Inserted “lease,” following “Any purchase”. 164:4 394-B:39 Substituted “any required transfers to” for “provision for” preceding “the required reserves” and “current” for “the undivided” preceding “earnings” in the first sentence; rewrote the third sentence and added the fourth and fifth sentences. 164:5 394-B:41 Deleted “100 percent” preceding “verification” in the third sentence. 164:6 394-B:46 Substituted “board of directors and ratified by a majority of the members of the supervi- sory committee” for “credit and supervisory committees” and inserted “or her” following “his” in the second sentence. 164:8,II 394-B:48 Repealed. 164:7 394-B:49 Rewrote the catchline and the section. Licensing of Nondepository First Mortgage Bankers and Brokers 313:1 397-A:1,II Rewrote the paragraph. 313:2 397-A:1,II-a Added. 304:1 397-A:1,IX Rewrote the paragraph. 313:3 397-A:1,X-a Added. 313:40,I 397-A:4,VIII Repealed. 304:2 397-A:5,II(d) Added. 313:4 397-A:5,I Substituted “prescribed” for “required” in the first sentence, and deleted “bank” preced- ing “commissioner” in the first and third sentences. 313:4 397-A:5,II(a) Inserted “in this state that is” following “location” in the second sentence, and deleted “within this state” following “location and “bank” preceding “commissioner” in the third sentence. 313:4 397-A:5,II(b) Deleted “within this state” following “location” in the first sentence, and deleted “bank” pre- ceding “commissioner” in the second sentence. 313:4 397-A:5,II(c) Rewrote the subparagraph. 313:20 397-A:6,I Deleted “bank” preceding “commissioner” wherever appearing. 313:20 397-A:6,VI Deleted “bank” preceding “commissioner” wherever appearing.
12 2003 313:20 397-A:7,I Deleted “bank” preceding “commissioner” wherever appearing. 313:20 397-A:7,II Deleted “bank” preceding “commissioner” wherever appearing. 313:5 397-A:8,II Rewrote. 313:20 397-A:10,I Deleted “bank” preceding “commissioner”. 313:6 397-A:10,IV Added. 313:20 397-A:10-a,I Deleted “bank” preceding “commissioner” in the first and second sentences. 313:7 397-A:11,II Added the second and third sentences. 313:8 397-A:12,III Deleted “within this state” following “records” in the first sentence. 313:9 397-A:12,VI Added. 313:9 397-A:12,VII Added. 313:9 397-A:12,VIII Added. 313:9 397-A:12,IX Added. 313:9 397-A:12,X Added. 304:3 397-A:13,I Deleted the second sentence and added a new second sentence. 313:10 397-A:13,II Added. 313:10 397-A:13,III Redesignated par. II as par. III, and substituted “in the licensee’s annual report” for “un- der this section” and “the commissioner’s” for “its”. 313:10 397-A:13,IV Redesignated par. III as par. IV; substituted “either the annual report or the financial state- ment” for “the report” and “the annual report or financial statement” for “the report” in the first sentence; deleted the second sentence and inserted “for failure to file an annual re- port that are” following “penalties” in the third sentence. 313:10 397-A:13,V Redesignated par. IV as par. V, and inserted “and financial statement” following “annual report”. 313:11 397-A:14-a,III Substituted “disclosure, ‘Licensed by the New Hampshire banking department’” for “valid and existing license number issued by the banking department under this chapter” in the first sentence. 313:20 397-A:15-a,I Deleted “bank” preceding “commissioner” in the first sentence. 313:12 397-A:15-a,II Substituted “received by the commissioner” for “postmarked” in the second sentence. 166:3 397-A:17 Amended section heading effective January 1, 2004. (sec. head.) 313:13 397-A:17,I Rewrote paragraph I. 313:13 397-A:17,II Inserted “opportunity for a” preceding “hearing”. 166:4 397-A:17,IV Repealed. 313:14 397-A:17,VI Added. 313:14 397-A:17,VII Added. 313:15 397-A:18,I Added “or any rule or order under this chapter” following “chapter”. 313:15 397-A:18,II Added “or any rule or order under this chapter” following “chapter” in the first sentence, and added the third through seventh sentences. 313:15 397-A:18,III Deleted. 313:16 397-A:20,I Deleted “bank” preceding “commissioner”. 313:16 397-A:20,II Deleted “bank” preceding “commissioner”. 313:17 397-A:21 Designated the existing paragraph as par. I, and added pars. II through V. 313:18 397-A:22 Rewrote the catchline and the section. 313:19 397-A:23 Added. Regulation of Mortgage Loan Servicers 313:21 397-B:1 Inserted par. I, redesignated existing pars. I through III as pars. II through IV. 313:22 397-B:3 Deleted “bank” preceding “commissioner” in the catchline and the text, designated exist- ing paragraph as par. I, and added pars. II through IX. 313:23 397-B:4 Designated the existing paragraph as par. I, deleted “bank” preceding “commissioner” in the first through fourth sentences, substituted “December” for “August” in the second sen- tence, and substituted “December 1 for registration for the ensuing” for “August 31 of each calendar” in the third sentence, and added par. II.
2003 13 313:24 397-B:6 Designated the introductory paragraph as par. I, redesignated pars. I through III as pars. I(a) through I(c), and added pars. II through V. 313:25 397-B:8,I Deleted “bank” preceding “commissioner” in the first and second sentences. 313:26 397-B:9,I Deleted “bank” preceding “commissioner” wherever appearing. 313:26 397-B:9,III Deleted “bank” preceding “commissioner” wherever appearing. 313:26 397-B:9,IV Deleted “bank” preceding “commissioner” wherever appearing. 313:26 397-B:9,V Added. 313:27 397-B:11 Rewrote the catchline and the section. 313:28 397-B:12 Added.
Second Mortgage Home Loans 313:43 398-A:1,V-a Added. 304:4 398-A:1,VI Added. 313:29 398-A:1 Rewrote the section. 304:5 398-A:1-a,II Inserted the second sentence. Deleted “bank” preceding “commissioner” in the only sen- tence and 313:44 rewrote the paragraph. 313:30 398-A:1-a Amended generally. 313:41 398-A:1-b,I(b) Deleted the second sentence. 166:2 398-A:1-b Amended effective January 1, 2004, but the amendment was nullified by Chapter 313:42, 313:31 effective August 20, 2003 and did not take effect. 313:32 398-A:1-c Designated existing paragraph as par. I, and added pars. II through IV. 313:33 398-A:1-d Designated existing paragraph as par. I, deleted “bank” preceding “commissioner” in the fourth sentence, and added pars. II through VI. 313:45 398-A:1-e,I Rewrote paragraph I. 304:6 398-A:1-e Amended I and II generally. Chapter 313 provided that if Chapter 304 of the 2003 laws 313:34 313:43 to became law, would take effect on August 20, 2003 at 12:01 a.m. Chapter 304 took effect 314:45 on July 1, 2003. 313:39 398-A:1-f,I Deleted “bank” preceding “commissioner” in the first and second sentences. 313:39 398-A:6-a,I Deleted “bank” preceding “commissioner” in the first sentence. 313:35 398-A:6-a,II Substituted “received by the commissioner” for “postmarked” in the second sentence. 313:36 398-A:7-a Designated existing paragraph as par. I, and added pars. II through V. 313:40,II 398-A:10,VIII Repealed. 313:39 398-A:11 Deleted “bank” preceding “commissioner” in the first sentence. 313:39 398-A:12 Deleted “bank” preceding “commissioner” in the first sentence. 313:37 398-A:13 Designated the introductory paragraph as par. I, deleted “bank” preceding “commissioner”, inserted “relative to the administration and enforcement of this chapter” preceding “gov- erning”, and substituted “including but not limited to” for “relative”; redesignated pars. I through III as pars. I(a) through I(c), and deleted par. IV, which had previously been re- pealed; and added pars. II through V. 313:38 398-A:14 Added.
Regulation of Small Loans, Title Loans, and Payday Loans 308:1 399-A Amended Chapter Heading and Repealed and Reenacted RSA 399-A. 308:1 399-A:1-5 Amended generally. 308:1 399-A:5-a Deleted. 308:1 399-A:6-18 Amended generally. 308:1 399-A:18-a Deleted. 308:1 399-A:19 Amended generally. 308:1 399-A:20-26 Deleted.
14 2003 STATE CHARTERED BANKS
American Trust Company Boston Common Trust Company (Fiduciary Trust Company) (Fiduciary Trust Company) Year of Incorporation - 1991 Year of Incorporation - 2002 One Court Street, Suite 350 169 South River Road Lebanon, NH 03766-1358 Bedford, NH 03102 Telephone: 448-6415 Fax: 448-4569 Telephone: 617-536-0333 Fax: 617-536-0332 Web Address – www.amertrust.com Web Address – www.bainco.com
Officers Officers John Roy, Chairman of the Board Samuel E. Bain, Jr., Chairman of the Board Paul H. Collins, President, Secretary Robert G. Katz, President Jeffrey M. Harris, Senior Vice President, Clerk, Treasurer
Bow Mills Bank and Trust (Commercial Bank) Berlin City Bank, The Year of Incorporation - 1987 (Commercial Bank) 503 South Street Year of Incorporation - 1891 Bow, NH 03304 9 Main Street Telephone: 225-6700 Fax: 225-6274 Berlin, NH 03570-0009 Web Address - www.bowmillsbank.com Telephone: 752-1171 Fax: 752-1330 Web Address - www.berlincitybank.com Officers John E. Swenson, Chairman of the Board Officers Peter H. Winship, President, CEO William J. Woodward, Chairman of the Board, Donald M. Bennert, Senior Vice President President, CEO Frederick M. Burgess, Senior Vice President Richard P. Orsillo, CFO, Senior Vice President Raymond F. Martin, Senior Vice President Lawrence J. Bessinger, Senior Vice President Anthony J. Pucci, Senior Vice President, Treasurer James R. Brannen, Senior Vice President Richard T. Brunelle, Senior Vice President Branches Ronald P. Goudreau, Senior Vice President 91A North State Street, Concord Robert F. Howe, Senior Vice President 190 North Main Street, Concord John H. Stratton, Jr., Senior Vice President 35 Kearsarge Avenue, Contoocook
Branches 1150 Eastman Road, Route 302, Center Conway 34 West Main Street, Conway 260 Main Street, Gorham Shaw’s Supermarket, 453 Main Street, Gorham 2 State Street, Groveton 76 Main Street, Littleton 560 Meadow Street, Littleton Northway Shopping Plaza, North Conway Route 16 White Mountain Highway, North Conway 2385 White Mountain Highway, West Ossipee
2003 STATE CHARTERED BANKS 15 Centrix Bank & Trust Citizens Bank New Hampshire (Commercial Bank) (Savings Bank) Year of Incorporation - 1998 Year of Incorporation - 1864 1 Atwood Lane 875 Elm Street Bedford, NH 03110 Manchester, NH 03101 Telephone: 647-4446 Fax: 622-7426 Telephone: 634-6000 Fax: 634-7578 Web Address - www.centrixbank.com Web Address - www.citizensbank.com
Officers Officers Philip M. Stone, Chairman of the Board Thomas M. Metzger, Chairman of the Board, Joseph B. Reilly, President, CEO President, CEO Lucy T. Gobin, Executive Vice President, CFO, COO Michael J. Gleason, Executive Vice President David H. Cassidy, Jr., Senior Vice President James R. Keyes, Executive Vice President Stephen H. Witt, Jr., Senior Vice President Joseph J. Carelli, Senior Vice President William P. Casserly, Senior Vice President Branches John F. Chipman, Senior Vice President 41 Hooksett Road, Manchester Jeannette M. Davila, Senior Vice President 100 Market Street, Ste 103, Portsmouth James A. Duchesneau, Senior Vice President Daniel L. Griggs, Senior Vice President Ralph Henault, Senior Vice President Mark R. Hennigar, Senior Vice President Maureen Kelliher, Senior Vice President Charter Trust Company Elizabeth M. Lord, Senior Vice President (Fiduciary Trust Company) Stephen P. Lubelczyk, Senior Vice President Suzanne M. Macklin, Senior Vice President Year of Incorporation - 1984 Janice N. Markey, Senior Vice President 90 North Main Street James E. Melia, Senior Vice President Concord, NH 03301 Debra B. Miller, Senior Vice President Telephone: 224-1350 Fax: 226-1278 Denise S. Morin, Senior Vice President Marilyn A. Muscara, Senior Vice President Web Address - www.chartertrust.com Robert A. Provencher, Senior Vice President Officers Glenn A. Rowley, Senior Vice President Stephen Ensign, Chairman of the Board Carol-Lynn Saliba, Senior Vice President Steven A. Albrecht, President, CEO William F. Suglia, Senior Vice President Stephen G. Fritch, Executive Vice President Brian F. Woodilla, Senior Vice President Cynthia W. Sanford, Executive Vice President, CFO Branches Douglas Tengdin, Senior Vice President, CIO Meeting Place, Route 101, Amherst Branches WalMart, 85 Route 101A, Amherst 245 Main Street, Biddeford, ME Junction Routes 9 & 125, Barrington 80 South Main Street, Hanover Kilton Road & Route 3, Bedford 84 Marlboro Street, Keene 91 South River Road, Bedford 348 Winchester Street, Keene 106 South River Road, Bedford 59 North Park Street, Lebanon 173 Pleasant Street, Berlin 24 NH Rte 25, Meredith Pine & Pleasant Streets, Claremont 331 Main Street, New London 171 Main Street, Colebrook Burton House, 289 Main Street, Norwich, VT 1 Capital Plaza, Main Street, Concord 20 Grove Street, Peterborough 20 Fort Eddy Road, Concord 1650 Woodbury Avenue, Portsmouth 188 Loudon Road, Concord 34 Wakefield Street, Rochester 88 South Street, Concord 10 Gates Street, White River Junction, VT 234 White Mountain Highway, Conway 42 Pinkerton Street, Derry Shaw’s Supermarket, Hood Plaza, Crystal Ave., Derry Shaw’s Supermarket, 851 Central Avenue, Dover 140 Washington Street, Dover 11 Front Street, Exeter 154 Water Street, Exeter
16 STATE CHARTERED BANKS 2003 Citizens Bank New Hampshire (Continued) Seacoast Shopping Center, 270 Lafayette Rd, Seabrook 921 Central Street, Franklin 1 Constitutional Way, Somersworth 15 Airport Road, Gilford Wal-Mart, 430 High Street, Somersworth Shaw’s Supermarket, 1400 Lakeshore Drive, Gilford 56 Tri-City Plaza, Somersworth Junction Routes 16 & 302, Glen 38 Portsmouth Avenue, Stratham 11 Church Street, Goffstown Portsmouth Avenue, Route 108, Stratham 605 Mast Road, Goffstown Route 12A & Airport Road, West Lebanon 630 Lafayette Road, Hampton Shaw’s Supermarket, 250 Plainfield Rd, West Lebanon 35 Winnacunnet Road, Hampton 115 Indian Rock Road, Windham 81 Lafayette Road, Hampton Falls 7 Center Street, Wolfeboro 80 Lyme Road, Hanover 44 South Main Street, Hanover 4 Western Avenue, Henniker 4 Main Street, Hinsdale 1283 Daniel Webster Highway North, Hooksett Claremont Savings Bank 71 Lowell Road, Hudson (Savings Bank) 15 Main Street, Keene Year of Incorporation - 1907 587 Main Street, Laconia 20 West Park Street, Lebanon 145 Broad Street Main Street, Lincoln Claremont, NH 03743 42 Nashua Road, Route 102, Londonderry Telephone: 542-7711 Fax: 542-5432 2035 Brown Avenue, Manchester Web Address - www.claremontsavings.com 835 Hanover Street, Manchester 201 John E. Devine Drive, Manchester Officers 7 McGregor Street, Manchester Theodore A. Monetta, Chairman of the Board 1550 North Elm Street, Manchester H. Clay Hawkins, IV, President, Treasurer 777 South Willow Street, Manchester 1500 South Willow Street, Manchester Branches 340 Wilson Street, Manchester 135 Main Street, Charlestown 66 NH Route 25, Meredith 158 Maple Avenue, Claremont 268 Daniel Webster Highway South, Rte 3, Merrimack 356 Washington Street, Claremont 173 Elm Street, Milford School Street, Cornish Flat 33 Coliseum Avenue, Nashua 125 Daniel Webster Highway South, Nashua 143 Daniel Webster Highway, Nashua 277 Daniel Webster Highway, Nashua 238 Main Street, Nashua Community Bank and Trust Company 122 Northeastern Boulevard, Nashua (Commercial Bank) 1 Trafalgar Square, Nashua Main Street, Route 16, North Conway Year of Incorporation - 1990 65 Lafayette Road, North Hampton 15 Varney Road 930 Route 16, Junction Routes 16 & 28, Ossipee Wolfeboro, NH 03894 Old Bridge Street, Route 38, Pelham Telephone: 569-8400 Fax: 569-8238 339 Village Street, Penacook 54 Main Street, Pittsfield Web Address - www.communitybanknh.com 20 Highland Street, Plymouth Officers 134 Pleasant Street, Portsmouth Bradford W. Gile, Chairman of the Board, CEO 1600-28 Woodbury Avenue, Portsmouth Peter A. Alden, President 9 Freetown Road, Raymond 2 Freetown Road, Raymond Branches 11 Milton Road, Rochester 38 Birch Street, Derry 1 North Main Street, Rochester 80 Main Street, Exeter 48 Portland Street Extension, Rochester 10 Main Street, Hampstead 82 Front Street, Rollinsford 117 Winnacunnet Road, Hampton 405 Portland Avenue, Rollinsford Route 109, Melvin Village 92 Cluff Crossing Road, Salem 283 Broad Street, Nashua 45 South Broadway, Route 28, Salem 76 Main Street, Plaistow
2003 STATE CHARTERED BANKS 17 Community Guaranty Savings Bank Fiduciary Trust Company of New Hampshire (Savings Bank) (Fiduciary Trust Company) Year of Incorporation - 1988 Year of Incorporation - 1958 28 South Main Street, PO Box 996 40 Wakefield Street, PO Box 1500 Plymouth, NH 03264 Rochester, NH 03866 Telephone: 536-0001 Fax: 536-2222 Telephone: 332-2442 Fax: 332-9716 Web Address - www.cgsb.com Web Address - None
Officers Officers Eldwin A. Wixson, Chairman of the Board Michael D. Strohm, Chairman of the Board, Ronald I. Sibley, President, Treasurer President, CEO Michael J. Long, Executive Vice President
Branches 21 Tower Road, PO Box 690, Campton First Colebrook Bank, The (Commercial Bank) Entrust Bank and Trust Year of Incorporation - 1889 (Fiduciary Trust Company) 147 Main Street Year of Incorporation - 2003 Colebrook, NH 03576 Telephone: 237-5551 Fax: 237-5736 104 N State St Concord, NH 03301 Web Address - www.firstcolebrookbank.com Telephone: 224-2761 Fax: None Officers Web Address - None Palmer B. Lewis, Chairman of the Board James E. Tibbetts, President, CEO Officers Eric A. Marsh, CFO Russell Anderson, President Avis E. Brosseau, Senior Vice President Hubert Bromma, CEO Loyd W. Dollins, Senior Vice President Debra Greenstein, CFO Branches Havenwood Heritage Heights, 33 Christian Ave, Concord 100 Loudon Road, Concord Exeter Trust Company (Fiduciary Trust Company) Year of Incorporation - 1994 One Hampton Road, Suite 107 First Signature Bank & Trust Company Exeter, NH 03833 (Commercial Bank) Telephone: 778-0020 Fax: 778-0040 Year of Incorporation - 1985 Web Address - www.manning-napier.com 325 Corporate Drive, PO Box 7090 Officers Portsmouth, NH 03802-7090 B. Reuben Auspitz, Chairman of the Board Telephone: 433-3700 Fax: 433-3773 Patrick P. Oliver, President Web Address - www.firstsignature.com R. Steven Bonnett, Executive Vice President Officers Branches Daniel L. Ouellette, Chairman of the Board 100 Galleria Parkway, Suite 690, Atlanta, GA Richard P. Zeloski, President, CEO 701 Brazos Street, Suite 500, Austin, TX Cheryl L. Bozek, Senior Vice President 6099 Riverside Drive, Suite 207, Dublin, OH Daniel R. Morrison, Senior Vice President, Treasurer 6767 Forest Hill Avenue, Suite 305, Richmond, VA 1100 Chase Square, Rochester, NY South Trust Plaza, 1800 2nd St, Suite 852, Sarasota, FL
18 STATE CHARTERED BANKS 2003 Franklin Savings Bank Granite Bank (Continued) (Savings Bank) Branches Year of Incorporation - 1869 Junction Routes 101A & 122, Amherst 167 Main Street, Antrim 387 Central Street Junction Routes 9 & 63, Chesterfield Franklin, NH 03235 197 Loudon Road, Concord Telephone: 934-4445 Fax: 934-7113 66 North Main Street, Concord Web Address - www.fsbnh.com 70 Main Street, PO Box 1000, Durham 853 Lafayette Road, Hampton Officers 325 West Main Street, Route 9, Hillsboro Richard A. Clarenbach, Chairman of the Board 62 Peterborough Street, Jaffrey Jeffery B. Savage, President, CEO Junction Amherst Street & Route 101A, Merrimack Ronald L. Magoon, Senior Vice President, CFO, Treasurer Junction Elm Street & Route 101, PO Box 158, Milford Vincent H. Vieten, Senior Vice President Lorden Plaza, 606 Nashua Street, Milford 146 Main Street, Nashua Branches 21 Grove Street, Peterborough 139 King Street, Boscawen Junction Routes 101 & 202, Peterborough 350 Lake Street, Bristol 35 Main Street, Peterborough 933 Central Street, Franklin Peterborough Plaza, Peterborough Exit 23 Plaza, Route 104, New Hampton 501 Islington Street, Portsmouth 61 Laconia Road, Suite 300, Tilton 93 Middle Street, Portsmouth Southgate Plaza, Route 1, Portsmouth 425-3 South Stark Highway, Weare General Motors Trust Company (Fiduciary Trust Company) Year of Incorporation – 1999 Independence Trust Company Kilton Road Bedford, NH 03110 (Fiduciary Trust Company) Telephone: 212-418-6360 Fax: 212-418-3645 Year of Incorporation - 1995 Web Address - None 387 Central Street Franklin, NH 03235 Officers Telephone: 934-0400 Fax: 934-1429 W. Allen Reed, Chairman of the Board, President, CEO Jon W. deKlerk, CFO Web Address - None Michael E. Klehm, COO Officers Jeffery B. Savage, Chairman of the Board Michael F. Ventura, President
Granite Bank Branches (Commercial Bank) 251 Central Avenue, Dover 1001 Elm Street, Suite 205, Manchester Year of Incorporation - 1895 122 West Street, PO Box 627 Keene, NH 03431 Telephone: 352-1600 Fax: 358-5704 Web Address - www.granitebank.com
Officers Danny O’Brien, Chairman of the Board, President, CEO John F. Dinkel, Jr., Senior Vice President James M. Dunphy, Senior Vice President John L. Hall, Senior Vice President Robert E. Sager, Senior Vice President
2003 STATE CHARTERED BANKS 19 Laconia Savings Bank Meredith Village Savings Bank (Savings Bank) (Savings Bank) Year of Incorporation - 1831 Year of Incorporation - 1869 62 Pleasant Street 24 State Route 25, PO Box 177 Laconia, NH 03246-3422 Meredith, NH 03253 Telephone: 524-1212 Fax: 524-8634 Telephone: 279-7986 Fax: 279-8911 Web Address - www.lsbdirect.com Web Address - www.mvsb.com
Officers Officers Paul L. Normandin, Chairman of the Board Maurice R. Lafreniere, Chairman of the Board Bruce D. Clow, President, CEO Henry G. Beyer, President Robert E. Curtis, Senior Vice President Richard E. Wyman, CFO Thomas A. Drouin, Senior Vice President Branches Thomas E. Garfield, Senior Vice President 1 Riverside Drive, Ashland Louis H. Guevin, Jr., Senior Vice President Route 49, Campton Gregory D. Landroche, Senior Vice President 1383 Lakeshore Road, Gilford Brenda R. Long, Senior Vice President Olde Province Common, Route 104, Meredith W. Stephen Loughlin, Senior Vice President 28 Whittier Highway, Moultonborough Bernard G. McLaughlin, Senior Vice President 991 Whittier Highway, Moultonborough Michael G. Muzzey, Senior Vice President 107 Main Street, Plymouth Linda D. Normandin, Senior Vice President 389 Tenney Mountain Highway, Plymouth Carolyn B. Peverly, Senior Vice President
Branches 300 Route 16B, Center Ossipee 14 Sullivan Street, Claremont 27 North State Street, Concord Merrimack County Savings Bank 11 Triangle Park Drive, Concord (Savings Bank) 23 Main Street, Conway Year of Incorporation - 1867 1441 Lakeshore Road, Route 11, Gilford Professional Park, 401 Gilford Avenue, Gilford 89 North Main Street 177 Main Street, Gorham Concord, NH 03301 Main Street, Route 112, Lincoln Telephone: 225-2793 Fax: 227-0243 125 Main Street, Littleton Web Address - www.mcsbnh.com 960 Whittier Highway, Route 25, Moultonborough Hatch Plaza, Tenney Mountain Highway, Plymouth Officers 22 King’s Square, Whitefield Ronald A. Wilbur, President, CEO 55 Central Street, Woodsville Paul C. Rizzi, Jr., Executive Vice President, COO Donna L. Benson, Senior Vice President Edward F. Caron, Senior Vice President Terry L. Clarkson, Senior Vice President Philip B. Emma, Senior Vice President, CFO, Treasurer MerchantBanc, LLC Paul M. Provost, Senior Vice President (Merchant Bank) Branches Year of Incorporation - 2000 25 Hall Street, Concord Two Wall Street 1 Integra Drive, Concord Manchester, NH 03101 167 North State Street, Concord Telephone: 623-5500 Fax: 623-3972 101 Broad Street, Nashua Web Address - www.merchantbanc.com
20 STATE CHARTERED BANKS 2003 MFS Heritage Trust Company PENSCO Trust Company, The (Fiduciary Trust Company) (Fiduciary Trust Company) Year of Incorporation - 1999 Year of Incorporation - 2001 650 Elm Street, Suite 404 104 Congress Street, Suite 402 Manchester, NH 03101 Portsmouth, NH 03801 Telephone: 668-8621 Fax: 669-4896 Telephone: 433-2626 Fax: 433-2662 Web Address - www.mfs.com Web Address - www.PENSCO.com
Officers Officers Stephen E. Cavan, Chairman of the Board, President Thomas C. Roberts, Chairman of the Board Tom W. Anderson, President
New Hampshire Trust Company, The (Fiduciary Trust Company) Piscataqua Savings Bank Year of Incorporation - 2002 (Savings Bank) Year of Incorporation - 1877 255 West Street Keene, NH 03431 15 Pleasant Street Telephone: 352-0862 Fax: 352-1880 Portsmouth, NH 03801 Telephone: 436-5250 Fax: 436-5540 Web Address - www.nhtrustco.com Web Address - www.piscataqua.com Officers Gary W. Gray, Chairman of the Board Officers Gregory M. McConahey, Co-President Richard C. Holt, Chairman of the Board Michael J. Rafferty, Co-President Jay S. Gibson, President, CEO John R. Bresaw, II, Executive Vice President, Treasurer
Noble Trust Company (Fiduciary Trust Company) Salem Co-operative Bank Year of Incorporation - 2003 (Co-operative Bank) Year of Incorporation - 1922 900 Elm St, Suite 701 Manchester, NH 03101 3 South Broadway Telephone: 626-1180 Fax: 626-0600 Salem, NH 03079 Telephone: 898-2153 Fax: 898-1760 Web Address – www.nobletrustcompany.com Web Address - None Officers Colin P. Lindsey, Chairman of the Board, President Officers Thomas R. Anderson, CFO David A. Beshara, Chairman of the Board Ann R. Lally, President
2003 STATE CHARTERED BANKS 21 Savings Bank of Walpole Southern New Hampshire Bank and Trust Co. (Savings Bank) (Commercial Bank) Year of Incorporation - 1875 Year of Incorporation - 1983 Westminster Street 31 Pelham Road, PO Box 29 Walpole, NH 03608 Salem, NH 03079 Telephone: 756-4771 Fax: 355-1630 Telephone: 894-5700 Fax: 870-6388 Web Address - www.walpolebank.com Web Address - www.snhb.com
Officers Officers Frederick A. Szmit, Chairman of the Board William P. DeLuca, Jr., Chairman of the Board Donald J. Tisdale, President, CEO William E. Stone, President Ruth F. Jacobs, Senior Vice President Paul E. Finn, CEO Scott Laughinghouse, Senior Vice President Paul F. Surprenant, CFO, Senior Vice President Peter T. Whittemore, Senior Vice President Keith P. Landry, Senior Vice President Richard A. Wilson, Senior Vice President, CFO Branches Branches 12 Haverhill Street, Andover, MA 84 Marlboro Street, Keene 177 South River Road, Bedford Riverside Plaza, 348 Winchester Street, Keene 1A Action Boulevard, Londonderry 400 West Street, Keene 1589 Elm Street, Manchester 68 Ames Plaza Lane, Route 12, Walpole 295 Main Street, Nashua 8 Stiles Road, Salem 58 Range Road, Windham
Scudder Trust Company (Fiduciary Trust Company) Year of Incorporation - 1989 Sugar River Savings Bank 11 Northeastern Boulevard (Savings Bank) Salem, NH 03079 Year of Incorporation - 1895 Telephone: 870-2282 Fax: 890-9244 10 North Main Street Web Address - None Newport, NH 03773 Officers Telephone: 863-3000 Fax: 863-4451 Timothy W. Cameron, Chairman of the Board Web Address - None Michael Volo, President Officers Francis C. Gallup, Chairman of the Board Robert V. Wilkie, President, CEO Siwooganock Bank, The Steven A. Thibodeau, CFO, COO (Savings Bank) Branches Year of Incorporation - 1887 Sawyer Brook Plaza, Route 10, Grantham 30 Newport Road, New London 117 Main Street 541 Route 11, Sunapee Lancaster, NH 03584 2 West Main Street, Warner Telephone: 788-4715 Fax: 788-2464 Web Address - www.siwooganock.com
Officers Kevin Kopp, Chairman of the Board John J. Pratt, President
Branches 37 State Street, Groveton 625 Meadow Street, Littleton
22 STATE CHARTERED BANKS 2003 Vantage Trust Company Woodsville Guaranty Savings Bank (Fiduciary Trust Company) (Savings Bank) Year of Incorporation - 2001 Year of Incorporation - 1889 c/o Davidson & Stone, 2 Capital Plaza, 3rd Fl 63 Central Street, P.O. Box 266 Concord, NH 03301 Woodsville, NH 03785 Telephone: 888-231-7892 Fax: None Telephone: 747-2735 Fax: 747-3267 Web Address – www.icmarc.org Web Address - www.theguarantybank.com
Officers Officers John Darrington, Chairman of the Board Walter O. Young, Chairman of the Board Joan McCallen, President James E. Graham, President, CEO Richard P. Gagne, Executive Vice President, CFO
Branches 199 Main Street, Lancaster Village Bank & Trust Company 28 South Main Street, Lisbon 189 Cottage Street, Littleton (Commercial Bank) 685 Meadow Street, Littleton Year of Incorporation - 1981 37 Route 25, Piermont 7 Town West Road, Plymouth 1 Country Club Road, PO Box 7345 Butson’s Market, 5 Forest Street, Woodsville Gilford, NH 03247-7345 Telephone: 528-3000 Fax: 527-0565 Web Address - www.villagebanknh.com
Officers Gregory M. Dickinson, Chairman of the Board, President John H. Martin, Executive Vice President, Treasurer
2003 STATE CHARTERED BANKS 23 STATE CHARTERED CREDIT UNIONS
Acorn Credit Union Gateway Credit Union Year of Incorporation - 1957 Year of Incorporation - 1961 19 Elm Street 14 Spruce Street, PO Box 907 Nashua, NH 03060 Nashua, NH 03060 Telephone: 882-6906 Fax: 882-0449 Telephone: 889-6964 Fax: 889-6329 Web Address - None Web Address - None
Officers Officers Normand L. Paquette, President Lance S. Goodwin, Chairman of the Board Eileen Clifford, Manager Rolande C. Suchocki, President, Treasurer
Branches Branches 76 Route 101A, Amherst 3 Winnhaven Drive, Hudson
Cathedral Credit Union Granite State Credit Union Year of Incorporation - 1954 Year of Incorporation - 1945 490 Valley Street, Suite 1 464 Chestnut Street Manchester, NH 03103-4921 Manchester, NH 03101 Telephone: 668-2722 Fax: 623-1120 Telephone: 668-2221 Fax: 626-8029 Web Address – www.cathedralcreditunion.com Web Address - www.gscu.org
Officers Officers Thomas E. Space, Chairman of the Board Paul E. Ramsey, Chairman of the Board John P. Gunther, President, Manager Denise L. Caristi, President, Treasurer
Branches 145 Raymond Road, Candia 31 Harrison Street, Manchester Freudenberg-NOK Employees Credit Union 10 Chuck Druding Drive, Nashua Year of Incorporation - 1956 Route 104 West, PO Box 2001 Bristol, NH 03222 Telephone: 744-1651 Fax: 744-1676 Guardian Angel Credit Union Web Address - None Year of Incorporation - 1929 200 Coos Street Officers Berlin, NH 03570 Rene J. Lefebvre, President Telephone: 752-2750 Fax: 752-2795 Jane M. Sharp, Treasurer, Manager Web Address - www.gacreditunion.com
Officers Pierre J. Morin, Chairman of the Board Gerald L. Dumoulin, President
Branches 148 Main Street, Lancaster
24 STATE CHARTERED CREDIT UNIONS 2003 Holy Rosary Regional Credit Union Northeast Credit Union Year of Incorporation - 1962 Year of Incorporation - 1936 133 Brock Street 100 Borthwick Avenue Rochester, NH 03867 Portsmouth, NH 03801 Telephone: 332-6840 Fax: 335-2730 Telephone: 436-1847 Fax: 436-9275 Web Address - www.hrcu.org Web Address - www.necu.org
Officers Officers Paul Auger, Chairman of the Board Philip W. Sullivan, Chairman of the Board Daniel E. Kern, Interim CEO/CFO Peter J. Kavalauskas, President, CEO, Manager
Branches Branches 490 Central Avenue, Dover Federal Building, 55 Pleasant Street, Concord Heidelberg Web Systems, 121 Broadway, Dover 9 Member’s Way, Dover Heidelberg Web Systems, 121 Technology Dr, Durham 82 Portsmouth Avenue, Exeter Portsmouth Naval Shipyard, Building 14 PNSY, Kittery, ME Federal Building, 275 Chestnut Street, Manchester 88 Hancock Street, Rochester Members First Credit Union of N.H. Venture Corporation, 700 Lafayette Road, Seabrook Year of Incorporation - 1949 44 Bridge Street Manchester, NH 03101 Telephone: 622-8781 Fax: 626-9713 P E A Credit Union Web Address - www.membersfirstnh.org Year of Incorporation - 1969
Officers 20 Main Street Paul E. Brodeur, Chairman of the Board Exeter, NH 03833-2460 Robert J. Nadeau, President, CEO Telephone: 777-3425 Fax: 777-3540 Web Address - None Branches 270 Amory Street, Manchester Officers 200 Union Street, Manchester Kathleen M. Taylor, President 866 Central Street, Franklin James A. Del Buono, Treasurer, Manager
New Hampshire Postal Credit Union Salmon Falls Community Credit Union Year of Incorporation - 1940 Year of Incorporation - 1955 955 Goffs Falls Road 8 Government Way Manchester, NH 03103 Somersworth, NH 03878-3233 Telephone: 625-9032 Fax: 622-7890 Telephone: 692-5620 Fax: 692-3506 Web Address - www.nhpcu.com Web Address – www.sfccu.org
Officers Officers Steven W. Jordan, Chairman of the Board Gerard L. Gilbert, Chairman of the Board William S. Milner, President, CEO, Manager Daniel A. Clarke, President, CEO, Manager Branches Concord Post Office, 12 Loudon Road, Concord
2003 STATE CHARTERED CREDIT UNIONS 25 Seacoast Credit Union St. Joseph Hospital Employees’ Year of Incorporation - 1966 Credit Union 887 Lafayette Road Year of Incorporation - 1969 Hampton, NH 03842 172 Kinsley Street Telephone: 926-5653 Fax: 929-4001 Nashua, NH 03060 Web Address - www.seacoastcu.org Telephone: 594-2520 Fax: 594-2521 Web Address - None Officers William L. Wrenn, Chairman of the Board Officers Joanne M. Nadeau, President Lucy T. Descoteau, Manager Branches Winnacunnet High School, Alumni Drive, Hampton 68 Lafayette Road, Seabrook St. Mary’s Bank Year of Incorporation - 1909 200 McGregor Street Service Credit Union Manchester, NH 03102 Year of Incorporation - 1957 Telephone: 669-4600 Fax: 629-1557 2010 Lafayette Road Web Address - www.stmarysbank.com Portsmouth, NH 03801 Telephone: 422-8300 Fax: 422-8390 Officers Joseph J. Acorace, Chairman of the Board Web Address - www.servicecu.org Ronald J. Rioux, President, CEO, Manager Bruce E. Croteau, Senior Vice President, COO Officers Donald G. Stevens, Senior Vice President, CAO Barbara R. Roberge, Chairman of the Board Gordon A. Simmons, President, CEO Branches Scott F. Wensley, CFO 207 Daniel Webster Highway, Manchester Edward J. Murphy, Executive Vice President 234 Elm Street, Manchester 3000 Goffs Falls Road, Manchester Branches 839 Hanover Street, Manchester 14 Colby Court, Bedford 199 Worcester Court, Falmouth, MA 403 Winchester Street, Keene 1 Medical Center Drive, Lebanon 2032 Lafayette Road, Portsmouth 18 Manchester Square, Portsmouth Telephone Credit Union of NH Tyco, PO Box 479, Portsmouth Year of Incorporation - 1921 90 South Main Street, Rochester 425 Daniel Webster Highway 159 North Broadway, Salem Manchester, NH 03104 Unit 28614, APO AE 09177, Ansbach, Germany Telephone: 645-8181 Fax: 645-8195 Unit 24515, APO AE 09053, Bad Aibling, Germany Unit 27537, APO AE 09139, Bamberg, Germany Web Address - www.tcu.org Unit 23817, APO AE 09034, Baumholder, Germany Unit 24515, APO AE 09053, Garmisch, Germany Officers APO AE 09102, Heidelberg, Germany Calvin B. Frost, Chairman of the Board Unit 28216, APO AE 09173, Hohenfels, Germany Michael A. L’Ecuyer, President, CEO Unit 29956, APO AE 09086, Mannheim, Germany Claire J. Castanino, Senior Vice President Unit 3450, APO AE 09094, Ramstein, Germany Paul D. Roy, Senior Vice President Unit 3770, APO AE 09126, Spangdahlem, Germany Unit 30401, APO AE 09107, Stuttgart, Germany Unit 28038, APO AE 09112, Vilseck, Germany Unit 8190, APO AE 09094, Vogelweh, Germany Unit 8195, APO AE 09094, Vogelweh, Germany
26 STATE CHARTERED CREDIT UNIONS 2003 Timken Aerospace Credit Union Upper Valley Community Credit Union Year of Incorporation - 1953 Year of Incorporation - 1951 336 Mechanic Street 199 Heater Road Lebanon, NH 03766 Lebanon, NH 03766 Telephone: 443-5217 Fax: 443-8902 Telephone: 448-4424 Fax: 448-6735 Web Address - None Web Address - www.uvccu.org
Officers Officers John P. Carr, President John Wallace, President Brian W. Embury, Manager Stephen J. Bentley, Manager
Timken Super Precision Credit Union Year of Incorporation - 1953 Woodlands Credit Union 7 Optical Avenue Year of Incorporation - 1956 Keene, NH 03431 730 Main Street Telephone: 355-4527 Fax: 358-4799 Berlin, NH 03570-2491 Web Address - www.mpbecu.org Telephone: 752-5650 Fax: 752-7671 Web Address - www.woodlandscu.com Officers Gladys M. Quinn, Treasurer, Manager Officers Roger Marois, Chairman of the Board Timothy J. Collia, CEO Triangle Credit Union Branches 199 White Mountain Highway, Conway Year of Incorporation - 1939 350 Main Street, Gorham 33 Franklin Street Nashua, NH 03064 Telephone: 889-2470 Fax: 883-7120 Web Address - www.trianglecu.org WRG Credit Union Officers Year of Incorporation - 1954 George Adamaitis, Chairman of the Board Maurice D. Simard, Jr., President, CEO 71 Main Street Mark L. Warner, Executive Vice President Danville, NH 03819 Telephone: 382-6339 Fax: None Branches 138 Route 101A, Amherst Web Address - None 257 Elm Street, Manchester Officers 8 Sexton Avenue, Nashua John A. Burnett, Jr., President Mary Burnett, Manager
Union Leader Employees Credit Union Year of Incorporation - 1953 100 William Loeb Drive Manchester, NH 03109 Telephone: 668-4321 ext. 510 Fax: 666-0860 Web Address - www.unionleaderecu.org
Officers Wendy L. Caswell, President Jacqueline C. Barlow, Manager
2003 STATE CHARTERED CREDIT UNIONS 27 FINANCIAL INSTITUTIONS IN NEW HAMPSHIRE BY MUNICIPALITY Amherst Center Ossipee Acorn Credit Union - Credit Union Laconia Savings Bank - Savings Bank Citizens Bank New Hampshire - Savings Bank Triangle Credit Union - Credit Union Charlestown Claremont Savings Bank - Savings Bank Antrim Granite Bank - Commercial Bank Chesterfield Granite Bank - Commercial Bank Ashland Meredith Village Savings Bank - Savings Bank Claremont Citizens Bank New Hampshire - Savings Bank Barrington Claremont Savings Bank - Savings Bank Citizens Bank New Hampshire - Savings Bank Laconia Savings Bank - Savings Bank Bedford Colebrook Boston Common Trust Company - Citizens Bank New Hampshire - Savings Bank Fiduciary Trust Company First Colebrook Bank, The - Commercial Bank Centrix Bank & Trust - Commercial Bank Citizens Bank New Hampshire - Savings Bank Concord General Motors Trust Company - Bow Mills Bank and Trust - Commercial Bank Fiduciary Trust Company Charter Trust Company - Fiduciary Trust Company Service Credit Union - Credit Union Citizens Bank New Hampshire - Savings Bank Southern New Hampshire Bank and Trust Co. - Entrust Bank and Trust - Fiduciary Trust Company Commercial Bank First Colebrook Bank, The - Commercial Bank Granite Bank - Commercial Bank Berlin Laconia Savings Bank - Savings Bank Berlin City Bank, The - Commercial Bank Merrimack County Savings Bank - Savings Bank Citizens Bank New Hampshire - Savings Bank New Hampshire Postal Credit Union - Guardian Angel Credit Union - Credit Union Credit Union Woodlands Credit Union - Credit Union Northeast Credit Union - Credit Union Vantage Trust Company - Boscawen Fiduciary Trust Company Franklin Savings Bank - Savings Bank Contoocook Bow Bow Mills Bank and Trust - Commercial Bank Bow Mills Bank and Trust - Commercial Bank Conway Bristol Berlin City Bank, The - Commercial Bank Franklin Savings Bank - Savings Bank Citizens Bank New Hampshire - Savings Bank Freudenberg-NOK Employees Credit Union - Laconia Savings Bank - Savings Bank Credit Union Woodlands Credit Union - Credit Union Campton Cornish Flat Community Guaranty Savings Bank - Claremont Savings Bank - Savings Bank Savings Bank Meredith Village Savings Bank - Savings Bank Danville WRG Credit Union - Credit Union Candia Granite State Credit Union - Credit Union Derry Citizens Bank New Hampshire - Savings Bank Center Conway Community Bank and Trust Company - Berlin City Bank, The - Commercial Bank Commercial Bank
28 FINANCIAL INSTITUTIONS IN NEW HAMPSHIRE BY MUNICIPALITY 2003 Dover Hanover Citizens Bank New Hampshire - Savings Bank Charter Trust Company - Fiduciary Trust Company Holy Rosary Regional Credit Union - Credit Union Citizens Bank New Hampshire - Savings Bank Northeast Credit Union - Credit Union Henniker Durham Citizens Bank New Hampshire - Savings Bank Granite Bank - Commercial Bank Hillsboro Exeter Granite Bank - Commercial Bank Citizens Bank New Hampshire - Savings Bank Community Bank and Trust Company - Hinsdale Commercial Bank Citizens Bank New Hampshire - Savings Bank Exeter Trust Company - Fiduciary Trust Company Northeast Credit Union - Credit Union Hooksett P E A Credit Union - Credit Union Citizens Bank New Hampshire - Savings Bank Franklin Hudson Citizens Bank New Hampshire - Savings Bank Citizens Bank New Hampshire - Savings Bank Franklin Savings Bank - Savings Bank Gateway Credit Union - Credit Union Independence Trust Company - Jaffrey Fiduciary Trust Company Granite Bank - Commercial Bank Members First Credit Union of N.H. - Credit Union Keene Gilford Charter Trust Company - Fiduciary Trust Company Laconia Savings Bank - Savings Bank Citizens Bank New Hampshire - Savings Bank Meredith Village Savings Bank - Savings Bank Granite Bank - Commercial Bank Village Bank & Trust Company - Commercial Bank New Hampshire Trust Company, The - Glen Fiduciary Trust Company Citizens Bank New Hampshire - Savings Bank Savings Bank of Walpole - Savings Bank Service Credit Union - Credit Union Goffstown Timken Super Precision Credit Union - Citizens Bank New Hampshire - Savings Bank Credit Union Gorham Laconia Berlin City Bank, The - Commercial Bank Citizens Bank New Hampshire - Savings Bank Laconia Savings Bank - Savings Bank Laconia Savings Bank - Savings Bank Woodlands Credit Union - Credit Union Lancaster Grantham Guardian Angel Credit Union - Credit Union Sugar River Savings Bank - Savings Bank Siwooganock Bank, The - Savings Bank Woodsville Guaranty Savings Bank - Groveton Savings Bank Berlin City Bank, The - Commercial Bank Siwooganock Bank, The - Savings Bank Lebanon American Trust Company - Hampstead Fiduciary Trust Company Community Bank and Trust Company - Citizens Bank New Hampshire - Savings Bank Commercial Bank Service Credit Union - Credit Union Timken Aerospace Credit Union - Credit Union Hampton Upper Valley Community Credit Union - Citizens Bank New Hampshire - Savings Bank Credit Union Community Bank and Trust Company - Commercial Bank Lincoln Granite Bank - Commercial Bank Citizens Bank New Hampshire - Savings Bank Seacoast Credit Union - Credit Union Laconia Savings Bank - Savings Bank Hampton Falls Lisbon Citizens Bank New Hampshire - Savings Bank Woodsville Guaranty Savings Bank - Savings Bank
2003 FINANCIAL INSTITUTIONS IN NEW HAMPSHIRE BY MUNICIPALITY 29 Littleton Nashua Berlin City Bank, The - Commercial Bank Acorn Credit Union - Credit Union Laconia Savings Bank - Savings Bank Citizens Bank New Hampshire - Savings Bank Siwooganock Bank, The - Savings Bank Community Bank and Trust Company - Woodsville Guaranty Savings Bank - Commercial Bank Savings Bank Gateway Credit Union - Credit Union Granite Bank - Commercial Bank Londonderry Granite State Credit Union - Credit Union Citizens Bank New Hampshire - Savings Bank Merrimack County Savings Bank - Savings Bank Southern New Hampshire Bank and Trust Co. - Southern New Hampshire Bank and Trust Co. - Commercial Bank Commercial Bank St. Joseph Hospital Employees’ Credit Union - Manchester Credit Union Cathedral Credit Union - Credit Union Triangle Credit Union - Credit Union Centrix Bank & Trust - Commercial Bank Citizens Bank New Hampshire - Savings Bank New Hampton Granite State Credit Union - Credit Union Franklin Savings Bank - Savings Bank Members First Credit Union of N.H. - Credit Union MerchantBanc, LLC – Merchant Bank New London MFS Heritage Trust Company - Charter Trust Company - Fiduciary Trust Company Fiduciary Trust Company Sugar River Savings Bank - Savings Bank New Hampshire Postal Credit Union - Newport Credit Union Sugar River Savings Bank - Savings Bank Noble Trust Company - Fiduciary Trust Company Northeast Credit Union - Credit Union North Conway Southern New Hampshire Bank and Trust Co. - Berlin City Bank, The - Commercial Bank Commercial Bank Citizens Bank New Hampshire - Savings Bank St. Mary’s Bank - Credit Union Telephone Credit Union of NH - Credit Union North Hampton Triangle Credit Union - Credit Union Citizens Bank New Hampshire - Savings Bank Union Leader Employees Credit Union - Credit Union Ossipee Melvin Village Citizens Bank New Hampshire - Savings Bank Community Bank and Trust Company - Pelham Commercial Bank Citizens Bank New Hampshire - Savings Bank Meredith Penacook Charter Trust Company - Fiduciary Trust Company Citizens Bank New Hampshire - Savings Bank Citizens Bank New Hampshire - Savings Bank Meredith Village Savings Bank - Savings Bank Peterborough Charter Trust Company - Fiduciary Trust Company Merrimack Granite Bank - Commercial Bank Citizens Bank New Hampshire - Savings Bank Granite Bank - Commercial Bank Piermont Woodsville Guaranty Savings Bank - Savings Bank Milford Citizens Bank New Hampshire - Savings Bank Pittsfield Granite Bank - Commercial Bank Citizens Bank New Hampshire - Savings Bank Moultonborough Plaistow Laconia Savings Bank - Savings Bank Community Bank and Trust Company - Meredith Village Savings Bank - Savings Bank Commercial Bank Plymouth Citizens Bank New Hampshire - Savings Bank Community Guaranty Savings Bank - Savings Bank Laconia Savings Bank - Savings Bank Meredith Village Savings Bank - Savings Bank Woodsville Guaranty Savings Bank - Savings Bank
30 FINANCIAL INSTITUTIONS IN NEW HAMPSHIRE BY MUNICIPALITY 2003 Portsmouth Stratham Centrix Bank & Trust - Commercial Bank Citizens Bank New Hampshire - Savings Bank Citizens Bank New Hampshire - Savings Bank First Signature Bank & Trust Company - Sunapee Commercial Bank Sugar River Savings Bank - Savings Bank Granite Bank - Commercial Bank Northeast Credit Union - Credit Union Tilton PENSCO Trust Company, The - Franklin Savings Bank - Savings Bank Fiduciary Trust Company Walpole Piscataqua Savings Bank - Savings Bank Savings Bank of Walpole - Savings Bank Service Credit Union - Credit Union Warner Raymond Sugar River Savings Bank - Savings Bank Citizens Bank New Hampshire - Savings Bank Weare Rochester Granite Bank - Commercial Bank Charter Trust Company - Fiduciary Trust Company Citizens Bank New Hampshire - Savings Bank West Lebanon Fiduciary Trust Company of New Hampshire - Citizens Bank New Hampshire - Savings Bank Fiduciary Trust Company Holy Rosary Regional Credit Union - Credit Union West Ossipee Northeast Credit Union - Credit Union Berlin City Bank, The - Commercial Bank Service Credit Union - Credit Union Whitefield Rollinsford Laconia Savings Bank - Savings Bank Citizens Bank New Hampshire - Savings Bank Windham Salem Citizens Bank New Hampshire - Savings Bank Citizens Bank New Hampshire - Savings Bank Southern New Hampshire Bank and Trust Co. - Salem Co-operative Bank - Co-operative Bank Commercial Bank Scudder Trust Company - Fiduciary Trust Company Wolfeboro Service Credit Union - Credit Union Citizens Bank New Hampshire - Savings Bank Southern New Hampshire Bank and Trust Co. - Community Bank and Trust Company - Commercial Bank Commercial Bank Seabrook Woodsville Seacoast Credit Union - Credit Union Laconia Savings Bank - Savings Bank Woodsville Guaranty Savings Bank - Savings Bank Somersworth Citizens Bank New Hampshire - Savings Bank Salmon Falls Community Credit Union - Credit Union
2003 FINANCIAL INSTITUTIONS IN NEW HAMPSHIRE BY MUNICIPALITY 31 45,000 Surety s Non-Managed Custodial 1,406 377,787 111 290,438 238 Number of Number of Number of 21,119 20 345,973 17 1,969,675 2,417 1,000 25,890 78 0 027,62091,704 109 0 223 1,287 0 9,426 1,000 3 17 14,644 32,149 5 74 39,104 66 674 3 0 0 1,000 108,120 257 1,548 4 11,212 13 1,049,323 1,276,767 1,995 390,048 135 348,443 330 52 164,982 195 0 0 0 0 250 (62) 30,685 274 0 0 0 0 3,000 (505) 21,353,363 9,641 22,065,340 549,148 36,493,955 1,524,359 256,803 (2,001) 6,338,533 613 9,278,652 277,190 21,204,233 817,342 100,000 s 22,630,130 11,636 22,455,388 549,283 36,842,398 1,524,689 s Capital Income Assets Accounts Assets Accounts Assets Accounts Bond 799 799 12 11,957,517 6,448 0 0 0 0 25,000 2,119 2,077 1,200 0 0 12,219,196 271,827 0 0 5,620 4,8723,347 281 3,288 1,237,289 98 1,9401,520 146,552 78,632 330 109 3 59 277,875 74,293 121 0 2 2,500 12,283,644 694,514 0 15,000 0 0 758,528 9,965 5,000 49,038 1,460 65 1,459,612 4 0 0 0 0 150,000 Balance Sheet IncomeAsset Managed Total Equity Net Refer to Bank Section for information Trust Department Trust artment Trust Dep Trust any 303 301 1 0 0 0 0 0 0 1,000 any, Theany, 296 281 (137) Company, The Company, Company 307,160 New Hampshire Chartered Non-Depository Departments Companies and Trust Trust Name of InstitutionTRUST COMPANIES CompanyAmerican Trust Comp Trust Boston Common Company Charter Trust TrustEntrust Bank and CompanyExeter Trust of New Hampshire Company Trust Fiduciary Company Trust General Motors CompanyIndependence Trust Company Trust MFS Heritage Comp Trust New Hampshire CompanyNoble Trust Asset PENSCO Trust Scudder Trust 505 Company Trust Vantage 349 Chartered for 14 State Totals 330 CompaniesNon-Depository Trust 934 329 330BANKS WITH TRUST DEPARTMENTS 559 Department - Trust Trust Bow Mills Bank and 300 Citizens Bank New Hampshire - 5 Department Trust Laconia Savings Bank - 35 Department Savings Bank - Trust Piscataqua 166 Departments for 4 Trust Totals 372,466 0 163 271,912 and Companies Trust for all Non-Depsoitory Grand Total (113) 0 0 0 0 0 500 In Thousands (000) Information Statement
32 FINANCIAL INFORMATION ON NON-DEPOSITORY TRUST COMPANIES AND TRUST DEPARTMENTS 2003 Statement Information Capital Net Surety Total Based Equity 227 0 0 166 (142) 1,000 Assets Loans Deposits Capital Ratio Income Coverage 14,028,387 8,269,512 22,297,899 1,396,945 161,490 1424027437350350621418038 406,106 112,177 143,32327252 7,757,468 324,2530621226479 271,807 73,820 100,929 4,378,34317951 295,95217992 68,655 152,03518012 126,099 103,714 5,450,493 112,503 354,78617180 35,99117960 269,866 44,494 1,051,544 231,844 596,51617443 85,599 8,122 17,658 778,69227824 14,069 10.51 150,64018030 418,674 523,517 10.39 38,474 60,672 12.2518037 322,604 113,195 16.52 507,698 171,949 265,48924540 181,000 293,570 3,26318028 223,906 23.75 718,012 107,917 225,926 4,835 11,79823675 211,105 595,062 26,271 72518031 78,434 78,865 852 29,231 329,279 244,222 101,942 309,247 11.64 13.11 242,004 4,000 148,618 3,375 182,745 25,000 17.46 83,628 142,801 20.23 79,245 12.49 67,802 46,213 140,091 256,567 3,000 255,825 2,000 43,009 192,324 124,702 13.23 1,284 563 3,000 28,861 17.75 36,805 43,580 62,217 279,869 10,476 191,184 1,472 47 20.09 17,975 156,621 44.03 5,586 1,050 37.04 2,000 25,874 70,339 203,320 4,815 7,785 14.47 15,000 10,000 23,939 3,000 1,994 10.62 1,564 13.66 20,076 7,500 7,911 22.15 540 4,500 1,176 4,000 12.89 19.60 3,276 2,000 532 2,028 3,000 2,500 2,371 631 2,000 1,050 3,000 5,000 2,000 Certificate Total Total Total New Hampshire Chartered State Banks any 33011 433,699 388,565 358,984 34,976 10.53 7,003 2,000 Chartered Banks rust rust Institution Number For additional financial information please visit the FFIEC’s web site at www.ffiec.gov For additional financial information please visit the FFIEC’s In Thousands (000)Thousands In Risk Total Name of The Berlin City Bank, T Bow Mills Bank and T Centrix Bank & Citizens Bank New Hampshire Claremont Savings Bank Comp Community Bank and Trust Community Guaranty Savings Bank The First Colebrook Bank, Company Trust First Signature Bank & Franklin Savings Bank Granite Bank Balance Sheet InformationLaconia Savings Bank Savings Bank Meredith Village Merrimack County Savings Bank Savings Bank Piscataqua Salem Co-operative Bank Savings Bank of Walpole The Siwooganock Bank, Co. Trust Southern New Hampshire Bank and Sugar River Savings Bank Company Trust Bank & Village Guaranty Savings Bank Woodsville for all 22 State Totals Income Other Non-Depository Institutions MerchantBanc
2003 FINANCIAL INFORMATION ON STATE CHARTERED BANKS 33 Coverage mbers Statement Information orth Net Number Surety Total Net Equity W Loans Deposits Capital Ratio Income of Me .ncua.gov 2,861,952 1,859,534 2,369,115 342,212 26,974 329,760 at www 68211 22,480 13,56660115 20,827 14,658 1,625 8,347 7.37% 12,846 1,770 81 12.07% 4,310 1,250 110 3,209 1,000 61401648646630560456 31,97763272 32,81660786 2,760 13,06965088 25,586 188,055 16,2896549166207 35,104 2,071 28,697 10,19568219 99,058 129,870 116,124 29,261 14,09567896 31,749 2,129 380,334 23,383 157,474 74,222 3,064 91,88268375 3,554 28,458 14,64866289 269,400 9,664 19,477 89,15563829 1,969 9.58% 105,006 628 854,039 10.82%60747 26,993 343,47160676 6,607 4,177 7,554 10.35% 482,910 (218) 9,851 7.69% 22.75% 600,131 9,626 208,11668210 240 18.82% 35,26966292 4,735 270,335 1,132 5,062 1,914 8,168 640,11265872 9.94% 6,363 (28) 112,254 8.28% 23 215,70560306 3,453 14.91% 9.13% 414,012 338 21,011 6,291 4,293 1,750 117,765 3,685 173,989 1,170 11,745 153,267 645 8,548 3,000 248 1,278 72,422 6,000 3,883 48,809 402 13.78% 4,932 2,840 12.10% 4,528 31,762 2,000 180,505 8,223 13,324 1,000 485 22,985 38,956 10.10% 41,800 2,000 9,977 5,403 15.26% 3,500 5,612 18,673 4,000 10,850 11.60% 524 1 50,343 5,000 5,034 2,000 84,688 2,022 8.65% 10.35% 674 16 21,742 2,218 870 10,000 50,203 13,066 2,189 1,000 10.71% 30.03% 5,000 50 7.41% 1,194 5,000 25,341 1,000 61 587 1,082 66 4,000 1,000 10,159 650 3,233 3,000 1,000 1,000 60956 11,070 2,092 9,568 1,513 13.66% 114 1,310 1,000 Number Assets ’s web site ’s Certificate Total Total Total New Hampshire Chartered State Credit Unions Credit Unions Union For additional financial information please visit the NCUA In Thousands (000)Thousands In Name of Institution Acorn Credit Union Cathedral Credit Union Freudenberg-NOK Employees Credit Union Gateway Credit Union Credit Union Granite State Angel Credit Union Guardian Holy Rosary Regional Credit Union Members First Credit Union of N.H. Postal Credit Union New Hampshire Northeast Credit Union Credit A E P Balance Sheet InformationSalmon Falls Community Credit Union Seacoast Credit Union Service Credit Union Credit Union Joseph Hospital Employees’ St. Bank Mary’s St. Credit Union of NH Telephone Aerospace Credit Union Timken Super Precision Credit Union Timken Credit Union Triangle Union Leader Employees Credit Community Credit Union Upper Valley Credit Union Woodlands WRG Credit Union Income Chartered for all 24 State Totals 50 21 43 50 0 1
34 FINANCIAL INFORMATION ON STATE CHARTERED CREDIT UNIONS 2003 NH's Asset Distribution by Institution Type for 2003 ($ thousands)
State Non-Depository Institutions 372,466 2% State Credit Unions 2,861,903 15% Federal Credit Unions 179,279 1%
State Savings Banks Federal/National Banks 11,012,161 1,893,636 56% 10%
State Commercial Banks 3,016,433 16%
NH Asset Distribution - Five Year Trend ($ thousands)
10,000,000
9,000,000
8,000,000
7,000,000
6,000,000
5,000,000
4,000,000
3,000,000
2,000,000
1,000,000
0 1999 2000 2001 2002 2003 State Commercial Banks 9,021,007 2,195,807 2,351,601 2,601,126 3,016,433 State Savings Banks 7,755,343 8,019,552 8,858,065 9,913,151 11,012,161 State Non-Depository Institutions 454,205 494,742 500,508 379,640 372,466 State Credit Unions 1,990,817 2,145,398 2,438,729 2,641,407 2,861,903 Federal Credit Unions 124,470 129,459 152,220 168,881 179,279 Federal/National Banks 1,918,395 6,347,903 7,158,363 2,066,266 1,893,636
2003 GRAPHIC TRENDS ON ASSETS, LOANS, AND DEPOSITS 35 NH Loan Trend - Five Year ($ thousands)
5,000,000
4,000,000
3,000,000
2,000,000
1,000,000
0 1999 2000 2001 2002 2003 State Commercial Banks 5,168,546 1,574,265 1,700,829 1,693,122 1,804,353 State Savings Banks 4,057,688 4,436,124 4,878,098 5,143,481 6,465,388 State Credit Unions 1,373,891 1,486,769 1,581,495 1,712,263 1,859,512 Federal Credit Unions 77,060 75,581 72,488 78,854 77,064 Federal/National Banks 1,377,652 3,685,126 3,729,278 1,446,667 1,343,687
NH Deposit Trend - Five Year ($ thousands)
8,000,000
7,000,000
6,000,000
5,000,000
4,000,000
3,000,000
2,000,000
1,000,000
0 1999 2000 2001 2002 2003 State Commercial Banks 5,928,015 1,682,314 1,815,848 2,010,789 2,318,285 State Savings Banks 5,144,833 5,885,789 7,861,485 7,189,761 7,987,728 State Credit Unions 1,672,111 1,806,720 2,061,697 2,203,103 2,369,072 Federal Credit Unions 108,765 110,820 131,112 145,470 153,962 Federal/National Banks 1,548,721 4,638,207 5,051,381 1,671,183 1,496,667
36 GRAPHIC TRENDS ON ASSETS, LOANS, AND DEPOSITS 2003 Consumer Credit Division Licenses
800
700
600
500
400
300 Number of Licenses
200
100
0 First Mortgage Mortgage Second Second First Mortgage First Mortgage Small Loan Debt Adjuster Banker and Servicer Retail Seller Sales Finance Mortgage Mortgage Home Banker Broker Lender Broker Registration Broker Loan Lender 2002 0 209 522 265 35 426 178 45 491 52 2003 1 253 618 340 32 434 171 170 680 57 License Type
2003 GRAPHIC TRENDS ON CONSUMER CREDIT DIVISION LICENSES 37 FIRST MORTGAGE BANKER LICENSEES
1-800-East-West Mortgage Company Inc CUNA Mutual Mortgage Corporation HSBC Mortgage Corporation (USA) Peabody, MA (978) 536-4300 Madison, WI (608) 232-6300 Depew, NY (716) 651-6486 1st New England Mortgage Corp D & M Financial Corp Interbay Funding LLC Nashua, NH (603) 598-6000 Belleville, NJ (973) 759-4003 Coral Gables, FL (305) 646-4000 1st Palm Financial Services LLC Decision One Mortgage Company LLC James B Nutter & Company Inc Jacksonville, FL (904) 281-5353 Charlotte, NC (847) 564-6509 Kansas City, MO (816) 531-2345 Aames Funding Corporation Delta Funding Corporation Jlm Direct Funding Ltd Los Angeles, CA (323) 210-4932 Woodbury, NY (516) 812-8859 Houston, TX (713) 980-6200 Acoustic Home Loans LLC Diamond Funding Corporation Leader Mortgage Company Inc Orange, CA (866) 226-8784 Cranston, RI (401) 941-3770 Arlington, MA (781) 648-7900 Advantage Mortgage Corporation Dollar Mortgage Corporation Loancity.com Inc West Dennis, MA (508) 394-9877 La Mesa, CA (619) 589-5256 San Jose, CA (408) 281-3600 Aegis Funding Corporation Dovenmuehle Funding Inc Long Beach Mortgage Company Inc Houston, TX (800) 991-5625 Schaumburg, IL (847) 330-4000 Anaheim, CA (800) 743-3336 Aegis Wholesale Corporation EMC Residential Mortgage Corporation Megastar Financial Corp Houston, TX (800) 991-5625 Irving, TX (972) 444-4895 Denver, CO (720) 932-4761 Affinity Mortgage LLC Emigrant Funding Corporation Members Mortgage Company Inc Dallas, TX (214) 647-7707 New York, NY (212) 850-4425 Woburn, MA (781) 376-9020 Alliance Mortgage Company Emigrant Mortgage Company Inc Meritage Mortgage Corporation Jacksonville, FL (904) 470-2678 Elmsford, NY (212) 850-4425 Lake Oswego, OR (803) 462-8234 Allied Home Mortgage Corporation Equifirst Corporation Merrill Lynch Credit Corporation Houston, TX (713) 688-5866 Charlotte, NC (704) 679-4400 Jacksonville, FL (904) 218-6000 Allstate Home Loans Inc Equistar Financial Corporation Morequity Inc Irvine, CA (949) 250-6300 St Petersburg, FL (727) 388-7450 Evansville, IN (812) 468-5662 America’s Moneyline Inc Express Capital Lending Inc Mortgage Capital Associates Inc Glen Allen, VA (804) 967-7086 Newport Beach, CA (949) 475-3880 Los Angeles, CA (310) 477-6877 Argent Mortgage Company LLC Financial Network Alliance LLP Mortgage Lenders Network USA Inc Orange, CA (714) 541-9960 Elmhurst, IL (847) 564-6509 Middletown, CT (860) 344-5700 Associates Housing Finance LLC First American Mortgage Trust Mortgage Network Inc Knoxville, TN (865) 769-3090 Brookline, MA (617) 232-1255 Danvers, MA (978) 777-7500 Atlantic Mortgage Corporation First Banc Mortgage Inc Nation One Mortgage Company Inc Manchester, NH (603) 625-4160 St Louis, MO (800) 400-0044 Norwell, MA (781) 843-7999 Back Bay Inc First Franklin Financial Corporation Nationresidential Mortgage Banking Corp Portsmouth, NH (603) 766-6666 San Jose, CA (408) 964-1664 Hauppauge, NY (631) 232-1133 Baron Mortgage Corporation First Guaranty Mortgage Corporation Nationwide Advantage Mortgage Company Salem, MA (978) 744-4100 McLean, VA (703) 637-4925 West Des Moines, IA (515) 224-7100 BNC Mortgage Inc Full Spectrum Lending Inc Neustar Financial Services Inc Irvine, CA (949) 260-6084 Pasadena, CA (800) 838-6238 Overgaard, AZ (928) 535-5626 Cendant Mortgage Corporation GE Mortgage Services LLC New Freedom Mortgage Corporation Mt Laurel, NJ (856) 917-0969 Raleigh, NC (919) 846-4274 Salt Lake City, UT (801) 493-2735 Citifinancial Inc Green Tree Servicing LLC Northeast Home Loan LLC Hooksett, NH (603) 627-7601 St. Paul, MN (651) 293-4800 Brattleboro, VT (802) 257-7815 Citifinancial Mortgage Company Inc Greenpoint Credit LLC Novelle Financial Services Inc Irving, TX (508) 898-9909 San Diego, CA (858) 530-9492 San Diego, CA (858) 618-4021 Coastal Capital Corp Greenpoint Mortgage Funding Inc Old Colony Mortgage Corporation Greenvale, NY (516) 931-5005 Novato, CA (704) 329-6571 Weymouth, MA (781) 682-6400 Constitution Financial Group Inc Group East Financial Services LLC Paramount Mortgage Services Inc Saugus, MA (781) 233-9300 Bristol, NH (603) 744-0000 Bordentown, NJ (609) 298-8886 Countrywide Home Loans Inc Home Finance of America Inc Powder House Mortgage Co Inc Calabasas, CA (818) 225-3356 Plymouth Meeting, PA (800) 358-5626 Somerville, MA (617) 666-0309 Countrywide Mortgage Ventures LLC Home Star Mortgage Services LLC Professional Advantage Financial Group Inc Calabasas, CA (818) 871-4873 Paramus, NJ (201) 225-2000 Boston, MA (617) 725-0004 Credit Suisse First Boston Financial Corp Homeamerican Credit Inc Pulte Mortgage LLC Princeton, NJ (609) 627-5000 Philadelphia, PA (610) 668-2440 Englewood, CO (303) 740-8800 Crescent Mortgage Services Inc Homecomings Financial Network Inc Quicken Loans Inc Atlanta, GA (770) 392-1611 Minneapolis, MN (612) 832-7000 Livonia, Mi (734) 805-5000
38 FIRST MORTGAGE BANKER LICENSEES 2003 Relocation Financial Services Inc Taube Investment Corporation United Financial Mortgage Corp Norwell, MA (781) 878-1412 Manchester, NH (603) 669-5320 Oak Brook, IL (630) 571-7222 Saxon Mortgage Inc Taylor Bean & Whitaker Mortgage Corp Wachusett Mortgage Corporation Glen Allen, VA (804) 967-7086 Ocala, FL (800) 728-1129 West Boylston, MA (508) 835-8803 Schaefer Mortgage Corp The CIT Group/Sales Financing Inc Washington Mutual Finance LLC Londonderry, NH (603) 434-4747 Livingston, NJ (973) 740-5172 Pensacola, FL (850) 208-2300 Sirva Mortgage Inc The Demoulas Foundation Watermark Financial Partners Inc Mayfield Heights, OH (440) 684-5599 Tewksbury, MA (978) 851-8000 Denver, CO (303) 220-9772 SouthMor Mortgage Corporation Thornburg Mortgage Home Loans Inc Wells Fargo Financial Massachusetts Inc Memphis, TN (901) 685-2946 Santa Fe, NM (505) 989-1900 Billerica, MA (978) 667-4143 SouthStar Funding LLC UBS Mortgage LLC Woodland Capital Corporation Atlanta, GA (770) 459-8525 Edina, MN (515) 213-4940 Minneapolis, MN (612) 338-1990 SunTrust Mortgage Inc Richmond, VA (804) 291-0928
2003 FIRST MORTGAGE BANKER LICENSEES 39 FIRST MORTGAGE BROKER LICENSEES
1st E-Choice National Mortgage Corp Bennett Mortgage & Investment Company Consolidated Mortgage Services Inc Milford, OH (513) 248-8484 Incorporated Quincy, MA (617) 479-1971 Newton, MA (617) 964-6070 A & B Mortgage Corporation Consumer Disclosure Inc Raymond, NH (603) 895-2444 Bernard A Tracy Fishers, IN (317) 915-2463 Tilton, NH (603) 524-9696 A Plus Mortgage Inc Consumer Home Mortgage Corporation of Lincoln, NE (402) 421-3111 Blue Water Mortgage Corporation America Inc Abacus Financial Corporation Hampton, NH (603) 926-9695 Quincy, MA (617) 773-2100 Wilmington, MA (978) 988-5626 Boston Mortgage Group Inc Continental Funding Corp Abbott Mortgage Corporation Woburn, MA (781) 938-0890 Stoughton, MA (781) 344-4846 Woburn, MA (781) 938-1161 Bradford Financial Inc Creative Mortgage Services LLC Academy Funding Source Inc Haverhill, MA (978) 373-4599 Southington, CT (860) 678-5151 West Bridgewater, MA (800) 848-9192 Brian K Driscoll Crown Mortgage Associates LLC Accent Capital Company LLC Winchester, MA (781) 729-7676 Keene, NH (603) 355-6650 Seymour, CT (203) 881-2637 Bridgeview Mortgage Co Inc CTS Financial Service Inc Ace Mortgage Funding Incorporated Tyngsboro, MA (978) 649-1919 Amherst, NH (603) 880-6671 Indianapolis, IN (317) 246-5740 Buckley Mortgage Inc David C. Corning Affiliated Mortgage Services Corporation Dracut, MA (978) 459-2197 Dover, NH (603) 749-7816 Wakefield, MA (781) 245-5500 C E M Financial Inc David L Church AHMOV Inc Windham, NH (603) 898-9592 New London, NH (603) 526-4008 Williston,VT (802) 878-8102 Capital Quest Financial David R Poulin Allanach/Mortgage Group Corporation Services Inc Berlin, NH (603) 752-2372 Laconia, NH (603) 528-3796 Tyngsboro, MA (978) 649-4868 Dedicated Mortgage Associates LLC Allegiance Mortgage Solutions LLC Capitol Mortgage Company Inc Merrimack, NH (603) 472-1100 Framingham, MA (508) 875-6000 Derry, NH (603) 432-3997 Diamond Mortgage Services Incorporated Alpha Mortgage & Financial Services Inc Capstone Mortgage Company Inc Taunton, MA (508) 822-6678 Lexington, MA (781) 860-7888 Nashua, NH (603) 595-7699 Dieuw Thonet Alumni Mortgage LLC Capvest Mortgage Corp Laconia, NH (603) 524-1958 Chelmsford, MA (978) 250-1600 Bedford, NH (603) 232-8222 Direct Mortgage Services Inc American Home Loan Mortgage Corp Carney Mortgage & Finance Co Inc Portsmouth, NH (603) 427-6083 Delray Beach, FL (561) 330-8140 Burlington, MA (781) 272-6700 Discount Funding Associates Inc American Mortgage Services Inc Carteret Mortgage Corporation Northport, NY (631) 261-6100 Centreville, VA (703) 802-8000 Melrose, MA (781) 662-2552 DNTA Mortgage Corp American United Mortgage Corporation Cedar Creek Mortgage Corporation Exeter, NH (603) 772-4776 Kingston, NH (603) 642-6662 Woburn, MA (781) 376-9227 Dunnrite Mortgage Company Inc AMS Mortgage Corp Charles M Arrison Bellingham, MA (508) 966-0405 Manchester, NH (603) 623-0277 Manchester, NH (603) 623-1539 East Coast Financial Corporation Amston Mortgage Company Inc Chestnut Hill Sales Inc Warwick, RI (401) 467-1876 Plymouth, NH (603) 536-2250 Colchester, CT (800) 625-8633 East West Mortgage Company Inc Anchor Financial Mortgage Inc Christine H Malloy McLean, VA (703) 442-0150 Windham, NH (603) 425-0787 Pawtucket, RI (401) 722-9032 Eastern Atlantic Mortgage Company Inc Andrea Baldwin Citadel Mortgage Corporation Burlington, MA (781) 270-5995 Derry, NH (603) 434-4431 Londonderry, NH (603) 421-0616 Eastern Funding Inc Approved Home Mortgage Inc Citywide Mortgage Company Inc Manchester Center, VT (802) 366-9148 Falmouth, ME (207) 781-4959 Winthrop, MA (617) 846-1111 Edward D Jones & Co Limited Ark Mortgage and Investment Co Inc Coast to Coast Mortgage Inc Partnership East Walpole, MA (508) 668-4117 Woburn, MA (781) 938-9577 St Louis, MO (314) 515-2000 Aspen Mortgage Services Inc Collins & Collins LLC Edwin Aviles Wallingford, CT (203) 949-4220 Raymond, NH (603) 895-8500 Somersworth, NH (603) 742-6661 Avalon Mortgage Network Inc Colonial Mortgage Inc EGB Enterprises Inc Gilmanton, NH (603) 267-6464 Derry, NH (603) 437-0300 Bridgton, ME (207) 647-3170 Barrister Mortgage LLC Compass Mortgage Incorporated Empire Equity Group Inc Beverly, MA (978) 927-8544 Wayland, MA (508) 358-5571 Chestnut Ridge, NY (845) 356-7200 Bauer Mortgage Group LLC Complete Mortgage Company Inc Equity Mortgage Services Inc Gilford, NH (603) 528-3737 Cranston, RI (401) 275-2020 Needham, MA (781) 455-9860 Beech Financial Services LLC Comprehensive Mortgage Co Inc Equix Financial Services LLC Stratham, NH (603) 778-9238 Woburn, MA (781) 933-0456 Menomonee Falls, WI (414) 465-2000
40 FIRST MORTGAGE BROKER LICENSEES 2003 Exclusive Mortgage Company LLC Goldcoast Mortgage Service Inc Loanleaders of America Inc North Andover, MA (978) 688-7362 Beverly, MA (978) 922-4446 Irvine, CA (949) 655-1515 Fair Way Funding Corp Grace Kobzik Loanstar Mortgage Inc East Providence, RI (401) 521-5626 Merrimack, NH (603) 429-9482 Weymouth, MA (781) 337-3777 Fairlane Mobile Home Sales Inc Grace Mortgage Inc LowerMyBills Inc Tilton, NH (800) 325-5566 Merrimack, NH (603) 429-9482 Santa Monica, CA (310) 234-0800 Family Financial Group Inc Greentree Mortgage LLC M & M Mortgage Consulting Inc Cranston, RI (401) 223-2300 Epsom, NH (603) 736-4003 Salem, NH (603) 458-1217 Family Funding Corporation Grow Gold Inc Main Street Mortgage LLC Johnston, RI (401) 943-4550 Weare, NH (603) 529-6100 Stratford, CT (203) 377-7744 Federal Trust Mortgage Company Inc Guardian Mortgage Corporation Marine F McDonald West Hartford, CT (860) 570-0007 Manchester, NH (603) 644-7979 Newton, MA (617) 244-4103 Financial Dynamics Mortgage Corporation Hampton Bay Mortgage Company Inc Mariner Mortgage LLC Johnston, RI (401) 942-9400 Salem, NH (603) 894-1119 Cranston, RI (401) 944-5000 Financial One Mortgage Company Inc Hancock Mortgage Services Inc Martin Family Enterprises Inc Dracut, MA (978) 452-5494 Hanover, MA (781) 829-2050 Exeter, NH (603) 778-0822 First Acceptance Mortgage Corp Hanson Mortgage Corp Martin W Day Sr Livingston, NJ (973) 758-9010 Essex Junction, VT (802) 879-3950 Portsmouth, NH (603) 431-8338 First Andover Mortgage Corp Harvard Financial Group Mortgage Mary Klein North Andover, MA (978) 974-0000 Company Inc Mirror Lake, NH (603) 544-3153 Harvard, MA (978) 772-5645 First Homeland Mortgage LLC Massabesic Mortgage Corp Brattleboro, VT (802) 257-7118 Home Advantage Mortgage Corp Auburn, NH (603) 483-4646 Littleton, MA (978) 486-9113 First Option Mortgage Corp Maxwell’s Mortgage Inc Leominster, MA (978) 840-2600 Home Express Mortgage Corp Cranston, RI (401) 270-2519 Nashua, NH (603) 889-9026 First Patriot Mortgage Inc McLaughlin Financial Inc Revere, MA (800) 390-2993 Homestate Mortgage Inc Salem, MA (978) 744-6016 Weare, NH (603) 529-5555 First Portland Mortgage Corporation Merrill Lynch Pierce Fenner & Smith Inc Portland, ME (207) 878-7770 Homestead Mortgage Corp New York, NY (904) 218-7922 North Reading, MA (978) 664-1614 First Source Financial USA Merrimack Valley Mortgage Corp Henderson, NV (702) 458-1980 Integrity Mortgage Associates Inc Chelmsford, MA (978) 256-7237 Chelmsford, MA (978) 250-4152 First World Mortgage Corporation MGB Mortgage LLC West Hartford, CT (860) 233-5626 Interserv Services Corporation Concord, NH (603) 496-7901 Irving, TX (972) 830-1800 FJG Financial Inc MICA Financial Services Inc Nashua, NH (603) 888-9911 Investment One LLC Londonderry, NH (603) 421-9200 Orange, CT (203) 877-0511 Flexible Funding Inc Michael N Maggio Sr Saugus, MA (781) 941-7000 JAM Consultants Inc Nashua, NH (603) 881-9190 Alexandria, IN (800) 727-7931 Foremost Mortgage Associates Inc Milestone Finance LLC Cranston, RI (401) 943-7260 JDS Mortgages of Maine LLC Barrington, NH (603) 664-9060 Saco, ME (207) 283-0843 Frank Demaio Mobility Financial LLC Andover, MA (978) 664-7884 JMA Mortgage Corporation Newburyport, MA (978) 358-2204 Wakefield, MA (781) 245-7663 Franklin Mortgage Funding Inc Money Tree Mortgage Corp Milford, MA (508) 634-8885 John Irving Syrene Stoneham, MA (508) 785-3140 South Berwick, ME (207) 676-3288 Galina V Kolev Mortgage Alternatives Corp Pittsburg, NH (603) 538-6384 John J Hagan and Merlene F Hagan Norton, MA (508) 285-8484 Littleton, NH (603) 444-2788 Gateway Mortgage Corp Mortgage Central Solutions Inc Aurora, IL (630) 892-7000 Karrie A Burnett Londonderry, NH (603) 421-1955 Rye, NH (603) 964-1944 George P Laporta Mortgage Link LLC Hudson, NH (603) 889-1286 Kevin Fritschy Walpole, MA (508) 660-7600 Derry, NH (603) 886-3744 GIA Mortgage Corporation Mortgage Max Inc Kevin W Ryan Holden, MA (508) 852-7686 Raymond, NH (603) 244-1144 Rochester, NH (603) 332-5200 Gibraltar Mortgage Lending Services Inc Key Mortgage Corp Mortgage Resource Professionals Inc Leominster, MA (978) 840-3600 Manchester, NH (603) 641-9866 Greenville, RI (401) 934-9400 Glenn Mitchell Ledgewood Mortgage LLC Mortgage Results Corporation Woodsville, NH (603) 747-3376 Barrington, NH (603) 664-6873 Hanover, MA (781) 826-9999 Global Consultants Direct Inc Lenderlive Network Inc Mortgage Source LLC Hauppauge, NY (631) 951-3007 Glendale, CO (303) 226-8000 Great Neck, NY (516) 487-3111 GNA Mortgage Group Inc Lendingtree Inc Mortgage Traders LLC North Andover, MA (978) 689-4700 Charlotte, NC (704) 944-8542 Nashua, NH (603) 577-4500
2003 FIRST MORTGAGE BROKER LICENSEES 41 Mortgage World Corp Precision Mortgage Inc The Knox Financial Group LLC Needham, MA (617) 969-1800 Nashua, NH (603) 546-0993 Baltimore, MD (410) 962-1350 Mortgagebot LLC Premiere Mortgage Services Inc The Mortgage Authority LLC Cedarburg, WI (262) 376-8514 Sterling, MA (800) 480-0545 Keene, NH (603) 352-0393 Mortgages Inc Presidential Mortgage Corp The Mortgage Connection Inc Burlington, MA (781) 273-3912 North Kingstown, RI (401) 884-5003 Acton, MA (978) 371-3242 Mullen Financial Services Inc Primerica Financial Services Home The Mortgage Stop Inc St Albans, VT (802) 527-0121 Mortgages Inc Saugus, MA (781) 233-4300 Duluth, GA (770) 564-6398 Neighborhood Mortgage The Mortgage Store Inc Company LLC Profile Mortgage LLC Old Orchard Beach, ME (207) 934-2809 Durham, NH (603) 868-5400 Nashua, NH (603) 365-7063 The Omni Mortgage Co Inc New Boston Mortgage Corporation Refi.com Inc Salem, NH (603) 893-6616 Wakefield, MA (781) 224-9998 Cranston, RI (401) 944-3300 The Oval Mortgage Corporation New England Mortgage Solutions Inc Renaissance Mortgage Corporation Amherst, NH (603) 672-0611 Tyngsboro, MA (978) 649-9927 Salem, NH (603) 893-4100 Thomas M Pignatiello New Image Mortgage Corp Residential One Mortgage LLC Atkinson, NH (603) 362-8383 Epsom, NH (603) 736-8165 Framingham, MA (508) 598-1600 Timothy J Gassman Nextag Inc Right Trac Financial Group Inc Salem, NH (603) 685-6305 San Mateo, CA (650) 645-4700 Manchester, CT (860) 647-7701 Title Mortgage Solution LLC Northeast Mortgage LLC Riverside Capital Mortgage & Funding Inc Hanover, NH (603) 643-1400 Cranston, RI (401) 946-7711 Johnston, RI (401) 270-1740 Total Mortgage Services LLC Northern Financial Associates Inc Robert Ginsberg Milford, CT (203) 876-2200 Hanover, MA (781) 826-8200 Seabrook, NH (800) 693-2101 Towne & Country Mortgage Northern Home Mortgage Corp Robert Griggs Services Inc Billerica, MA (978) 667-1800 Epsom, NH (603) 736-8252 Millis, MA (508) 376-8400 Northfield Trust Mortgage Robert H Scatamacchia Trident Mortgage Corporation Company LLC Haverhill, MA (978) 373-8869 East Providence, RI (401) 433-0001 Andover, MA (978) 824-3333 Saffire Mortgage Inc Trimark Funding Inc Northland Mortgage Company Inc Williston, VT (888) 383-0633 Anaheim, CA (877) 695-4900 Methuen, MA (978) 975-7706 Scenic Mortgage Corp True North Mortgage LLC Old Yankee Mortgage LLC Sunapee, NH (603) 863-2208 South Portland, ME (207) 774-0202 Manchester, NH (603) 626-5050 Schiavi Construction Co Corp Unlimited Mortgage Corporation Onesource Funding LLC Oxford, ME (207) 743-7747 Chelmsford, MA (978) 256-9200 White River Junction, VT (802) 280-2240 Security Trust Mortgage Corporation Value Mortgage Corporation Orion Mortgage Corp Saugus, MA (781) 231-0337 Chelmsford, MA (978) 256-1533 Salem, NH (603) 898-1212 Signature Mortgage Consultants LLC Viking Mortgage Company LLC Palladian Mortgage Corporation Salem, NH (603) 898-7200 Salem, MA (978) 832-2000 North Andover, MA (978) 681-7711 SouthCoast Mortgage & Investment VOMC Corp Panagom Mortgage Inc Corporation Randolph, MA (781) 986-6900 Lynn, MA (781) 598-9001 Fall River, MA (508) 324-4869 W R Clouse & Associates Mortgage Partners Mortgage Inc Starboard Mortgage Corporation Company Inc Belmont, MA (617) 489-8881 Georgetown, MA (978) 352-7699 Indianapolis, IN (317) 571-7800 Paul McCormack PC Stockton Turner LLC Wachovia Securities LLC Hooksett, NH (603) 210-1091 Maitland, FL (407) 478-0900 Richmond, VA (804) 344-6529 Phyllis Johansson Stone Mountain Mortgage Inc Wayside Mortgage Company LLC Laconia, NH (603) 524-0951 Bethel, ME (207) 824-7557 Carlisle, MA (978) 369-7182 Pine Hill Mobile Home Sales Sun National Mortgage and Funding LLC Whistling Pines Inc Rochester, NH (603) 332-0545 Warwick, RI (877) 987-1800 Derry, NH (603) 432-9681 Pine Tree Mortgage Inc Team Mortgage LLC YCTC LLC Freeport, ME (207) 865-9722 Plaistow, NH (603) 382-1117 Kennebunk, ME (207) 985-2895 Portsmouth Mortgage Company Inc The Goryeb Mather Group LLC ZT Mortgage Incorporated Hampton Falls, NH (888) 353-7439 Whippany, NJ (973) 515-4450 Gulf Breeze, FL (850) 934-5655
42 FIRST MORTGAGE BROKER LICENSEES 2003 FIRST MORTGAGE BANKER AND BROKER LICENSEES
1st New England Mortgage Corporation Beacon Mortgage Company LLC Dream House Mortgage Corporation Newton, MA (617) 244-3114 Manchester, NH (603) 644-2442 Providence, RI (401) 459-3900 Accredited Home Lenders Inc Bedford Home Loans Inc Drew Mortgage Associates Inc San Diego, CA (858) 676-2100 Orange, CA (714) 541-9960 Shrewsbury, MA (508) 753-1656 Accredited Mortgage Corp Beneficial Mortgage Co of New Hampshire Dynamic Capital Mortgage Inc Nashua, NH (603) 881-8885 Concord, NH (603) 224-2536 Brookline, MA (617) 739-4000 Advanced Financial Services Inc Best Mortgage Company Inc E-Loan Inc Newport, RI (401) 846-3100 Londonderry, NH (603) 434-9700 Pleasanton, CA (925) 847-6200 Advisory Group Financial Services Ltd Best Rate Funding Corp Eagle Home Mortgage Inc Lynnfield, MA (781) 592-8500 Santa Ana, CA (800) 511-5978 Kirkland, WA (425) 822-6733 Aegis Lending Corporation Birt and Briggs Mortgage Consultants LLC Ebidmortgage Inc Houston, TX (800) 991-5625 Manchester, NH (603) 623-8762 Brewer, ME (207) 992-2100 Allied Home Mortgage Capital Corporation Bridge Capital Corporation Edward Jones Mortgage LLC Houston, TX (713) 353-0400 Lake Forest, CA (949) 206-6855 Minneapolis, MN (888) 304-9242 AMCAP Mortgage Inc Calusa Investments LLC Ehomecredit Corp Bolton, MA (978) 779-0500 Chantilly, VA (703) 961-7845 Mineola, NY (877) 346-6327 America’s Choice Mortgage Inc Capital Mortgage Associates LLC Encore Credit Corp Martinez, GA (706) 860-8090 Hamden, CT (800) 272-4844 Irvine, CA (949) 856-8300 American Business Mortgage Services Inc Casa Blanca Mortgage Inc Equity America Mortgage Roseland, NJ (973) 287-8500 Woodland Hills, CA (818) 361-5700 Services Inc Manchester, NH (603) 625-2820 American General Financial Services Inc CBSK Financial Group Inc Exeter, NH (603) 772-1941 Santa Ana, CA (714) 460-4000 Equity Concepts Incorporated Cranston, RI (401) 946-0100 American Heritage Mortgage Corp Centex Home Equity Company LLC Nashua, NH (603) 880-9797 Dallas, TX (214) 756-2337 Equity One Consumer Loan Company Inc Marlton, NJ (856) 396-2600 American Home Finance Inc Chase Manhattan Mortgage Corporation Palatine, IL (847) 705-1940 Edison, NJ (732) 205-0648 Fairfield Financial Mortgage Group Inc Citizens Mortgage Corporation American Home Mortgage Corp Danbury, CT (203) 740-7411 Melville, NY (516) 396-7700 Riverside, RI (401) 456-7434 Family Choice Mortgage Corporation Columbia National Incorporated American Money Centers Inc South Yarmouth, MA (508) 760-3444 Warwick, RI (800) 993-5200 Columbia, MD (410) 872-2000 Federated Home Mortgage Inc Compass Mortgage Inc American Mortgage Network Inc Alpharetta, GA (770) 418-9494 San Diego, CA (888) 373-3974 Bedford, NH (603) 472-2272 Fidelity Mortgage Inc Americor Lending Group Inc Comunity Lending Incorporated Woodbury, NY (516) 812-8859 Irvine, CA (949) 223-2482 Morgan Hill, CA (408) 778-0444 Fieldstone Mortgage Company Amerifund Financial Inc Corestar Financial Group LLC Columbia, MD (410) 772-7200 Tacoma, WA (253) 538-4858 Timonium, MD (443) 921-1561 Finance America LLC Amerihome Mortgage Company LLC Cornerstone Mortgage Corporation Irvine, CA (972) 960-8330 Brookfield, WI (262) 821-1200 Waltham, MA (781) 891-7575 Financial Resources & Assistance of the Ameriquest Mortgage Company Cousins Home Lending Inc Lakes Region Orange, CA (714) 541-9960 Portsmouth, NH (603) 433-2223 Meredith, NH (603) 279-1133 Amerisave Mortgage Corporation Creative Lending Solutions Inc First American Mortgage Corp Atlanta, GA (404) 260-7500 Portland, ME (207) 772-1990 Canton, MA (781) 989-2100 Ampro Mortgage Corporation CTX Mortgage Company LLC First Boston Mortgage Corp Phoenix, AZ (877) 676-6776 Dallas, TX (214) 981-5000 Woburn, MA (781) 932-1111 ARC Financial Inc CUC Mortgage Corporation First Call Mortgage Company Inc Nashua, NH (603) 880-3399 Latham, NY (518) 437-8258 Reading, MA (781) 944-4468 Arrow Mortgage Corporation Dana Capital Group Inc First Financial Mortgage Corp Buzzards Bay, MA (508) 759-1919 Laguna Woods, CA (949) 595-2244 South Portland, ME (207) 775-4200 Aurora Loan Services Inc Daniel F Aversa First Magnus Financial Corporation Littleton, CO (303) 632-3065 Concord, NH (603) 228-2242 Tucson, AZ (520) 901-7326 Bann-Cor Mortgage Inc Direct Finance Corp First Residential Mortgage Network Inc Mission Viejo, CA (949) 367-3000 Hanover, MA (781) 878-5626 Louisville, KY (502) 315-1824 Bay Capital Corp Discount Mortgage Center Inc First Trust Financial Inc Owings Mills, MD (443) 394-3500 Woonsocket, RI (800) 863-5178 Weymouth, MA (781) 335-1122 Bay Mortgage Services Inc Downeast Mortgage Corporation Foundation Mortgage Corporation Plymouth, MA (508) 888-2600 South Portland, ME (207) 773-6161 Littleton, MA (978) 952-6500
2003 FIRST MORTGAGE BANKER AND BROKER LICENSEES 43 Freedom Mortgage Corporation Loansnap.Com Inc New Century Mortgage Corporation Mount Laurel, NJ (856) 231-9800 Sharon, MA (508) 253-1005 Irvine, CA (949) 225-7828 Genisys Financial Corp M&T Mortgage Corporation New England Capitol Mortgage San Diego, CA (858) 777-4000 Buffalo, NY (716) 842-5680 Corporation Braintree, MA (781) 380-7600 Global Equity Lending Inc Madison First Financial Inc Suwanee, GA (678) 966-7600 Exton, PA (484) 713-1700 New England Merchants Corp Arlington, MA (781) 646-3995 Global Home Loans & Finance Inc Mango Mortgage IQ Inc Melville, NY (631) 951-3007 Newton, MA (617) 795-0787 New England Regional Mortgage Corporation GMAC Mortgage Corporation Marathon Mortgage Company Inc Salem, NH (603) 894-1230 Horsham, PA (215) 682-3648 Hopkinton, MA (508) 435-0033 New Fed Mortgage Corp Granite State Mortgage Corp Matrix Investment Corporation Saugus, MA (781) 241-1229 Salem, NH (603) 890-8900 Groton, CT (860) 449-8916 Greenfield Mortgage Inc Merrimack Mortgage Company Inc Nexstar Financial Corporation Morristown, NJ (973) 359-4200 Manchester, NH (603) 625-1498 Creve Coeur, MO (314) 213-1700 Greenlight Financial Services Inc Metro Mortgage Co Inc Northern Capital Alliance Group Inc Irvine, CA (949) 265-4723 Chelmsford, MA (978) 459-9388 Portsmouth, NH (603) 433-2448 GSF Mortgage Corporation Metrocities Mortgage LLC Novastar Home Mortgage Inc Brookfield, WI (262) 373-0397 Sherman Oaks, CA (818) 981-0606 Kansas City, MO (816) 237-7000 H & R Block Mortgage Corporation Millennia Mortgage Corporation Novastar Mortgage Inc Lake Forest, CA (949) 790-8539 Laguna Hills, CA (949) 425-1330 Kansas City, MO (816) 237-7000 Harborside Financial Network Inc Molton Allen & Williams Mortgage Oakwood Acceptance Corporation LLC San Marcos, CA (760) 591-7900 Company LLC Greensboro, NC (800) 556-2080 Heartland Home Finance Inc Fairfax, VA (703) 359-5629 Ocean West Enterprises Inc Downers Grove, IL (630) 786-1055 MoneyOne Corporation Tustin, CA (714) 258-3863 Home Loan Center Inc Pompano Beach, FL (954) 942-9011 Olde Towne Mortgage Company Inc Irvine, CA (949) 885-3100 Monument Mortgage Company Inc North Andover, MA (978) 975-3717 Homebound Mortgage Inc Lexington, MA (781) 861-7767 Olympia Funding Inc. Colchester, VT (802) 264-5500 Morgan Stanley Dean Witter Credit Pleasanton, CA (925) 462-7500 Homestead Funding Corp Corporation Olympus Mortgage Company Albany, NY (518) 464-1100 Murray Hill, NJ (847) 686-8599 Orange, CA (714) 558-3829 Homevest Mortgage Corporation Mortgage Financial Services Inc Omega Mortgage Corp Needham, MA (617) 965-4663 Tewksbury, MA (978) 863-9555 Sudbury, MA (978) 443-3337 Household Finance Corporation II Mortgage Funding Corp Optima Mortgage Corporation Elmhurst, IL (847) 564-6509 Hanover, MA (781) 829-0440 Tustin, CA (714) 836-8800 Impac Funding Corporation Mortgage Master Inc Option One Mortgage Corporation Newport Beach, CA (949) 475-3946 Walpole, MA (508) 850-4100 Irvine, CA (949) 790-8100 Independent Realty Capital Corporation Mortgage Partners Inc Patriot Funding LLC Anaheim, CA (800) 829-4579 Dracut, MA (603) 880-0294 Framingham, MA (508) 872-2595 Infinity Mortgage Company Inc Mortgage Town USA Inc Patriot Mortgage Company Inc Quincy, MA (617) 328-2020 North Providence, RI (401) 232-0700 North Reading, MA (978) 276-3322 Instafi.Com Inc Mortgage Trust Group Inc PGNF Home Lending Corp Irvine, CA (800) 923-4933 Shrewsbury, MA (508) 797-3343 Westmont, IL (630) 729-0300 Interate Mortgage Corporation Mortgage Workouts Inc Pinnacle Financial Corporation Methuen, MA (978) 688-2480 Methuen, MA (978) 682-0500 Orlando, FL (407) 578-2000 Irwin Mortgage Corporation Mortgageclose.com Inc Platinum Capital Group Fishers, IN (317) 594-8900 Orange, CA (714) 621-0123 Irvine, CA (949) 221-0800 Jeremy Lindquist Mortgageit Inc Poli Mortgage Group Inc Bedford, NH (603) 471-6060 New York, NY (212) 651-7700 Needham, MA (781) 251-9610 Kittredge Mortgage Corporation Mortgages Unlimited Corporation Popular Financial Services LLC Manchester, VT (802) 362-4874 Salem, NH (603) 898-1360 Marlton, NJ (856) 396-2600 Land/Home Financial Services Inc MSA Mortgage LLC Premier Mortgage Group Ltd Concord, CA (925) 676-7038 Wakefield, MA (781) 245-7700 Irvine, CA (949) 296-1600 Lendia Inc National City Mortgage Co Inc Premium Capital Funding LLC Worcester, MA (508) 368-7900 Miamisburg, OH (937) 910-4132 Jericho, NY (516) 222-9449 Lighthouse Mortgage Company Ltd Nationwide Lending Corporation Pride Mortgage Incorporated Wakefield, MA (781) 213-3433 Irvine, CA (949) 754-1300 Middletown, RI (401) 849-5700 Loans for Residential Homes Mortgage Corp NE Moves Mortgage Corporation Prime Mortgage Financial Inc East Greenwich, RI (401) 886-9417 Waltham, MA (800) 793-5626 Southborough, MA (508) 263-1100
44 FIRST MORTGAGE BANKER AND BROKER LICENSEES 2003 Principal Residential Mortgage Inc SMM Mortgage Corp The Mortgage Place Inc Des Moines, IA (515) 235-1793 Nashua, NH (603) 598-6660 Sharon, MA (781) 784-6678 Radius Financial Group Inc Southern Star Mortgage Corp The Mortgage Specialists Inc Quincy, MA (781) 742-6500 East Meadow, NY (516) 712-4400 Plaistow, NH (603) 382-3785 Rateone Home Loans LLC Statewide Mortgage Funding Corp Tower Mortgage Corporation Los Angeles, CA (888) 638-3357 Hooksett, NH (603) 669-8184 Columbus, OH (614) 436-8127 RBC Mortgage Company Inc Stepstone Mortgage Company Inc Travis Mortgage LLC Chicago, IL (312) 467-7200 Marblehead, MA (781) 639-0047 Rocky Hill, CT (860) 920-1488 Regency Mortgage Corp Sterling Coast to Coast Financial Group Inc Union Trust Mortgage Corporation Manchester, NH (603) 669-5626 Irvine, CA (949) 253-4023 Peabody, MA (978) 532-6600 Reliant Mortgage Company LLC Sterling National Mortgage Company Inc Unison Financial Services Inc Wakefield, MA (781) 224-9938 Great Neck, NY (516) 487-0018 Bellingham, MA (508) 966-9899 Residential Funding Corporation Summit Financial Center Inc Universal Mortgage Corporation Minneapolis, MN (952) 857-7000 Burlington, VT (802) 863-0403 Mequon, WI (262) 292-0300 Residential Mortgage Services Inc Summit Mortgage LLC UST Mortgage Company Inc South Portland, ME (207) 775-6105 Wakefield, MA (781) 213-5066 Jacksonville, FL (904) 642-2925 Robar General Funding Corp Superior Value Mortgage Corp VIP Mortgage Corporation Cortland, NY (607) 662-0016 Nashua, NH (603) 598-0300 Peabody, MA (978) 535-9242 Ross Mortgage Company Inc Tammac Corporation Walden Mortgage Co LLC Leominster, MA (978) 860-0100 Wilkes Barre, PA (888) 226-8929 Concord, MA (978) 369-1130 Salem Five Mortgage Company LLC TCD Mortgage Corporation Wall Street Mortgage Bankers Ltd Salem, MA (800) 322-2265 Worth, IL (708) 448-4197 Lake Success, NY (516) 466-0303 Seacoast Mortgage Corp The Anyloan Company Inc Wells Fargo Home Mortgage Inc Portsmouth, NH (603) 427-0707 Irvine, CA (949) 225-7828 Des Moines, IA (515) 213-6566 Select Financial Mortgage Corporation The Cambridge Mortgage Group Inc Wilmington Finance Inc Warren, RI (401) 247-7400 Boston, MA (617) 348-2104 Plymouth Meeting, PA (610) 943-2100 Shamrock Financial Corporation The CIT Group/Consumer Finance Inc Windsor Capital Mortgage Corporation Seekonk, MA (508) 336-1123 Livingston, NJ (973) 740-5000 San Diego, CA (760) 632-5000 Sherwood Mortgage Group Inc The Lending Connection Inc WMC Mortgage Corp Worcester, MA (508) 853-3000 Costa Mesa, CA (714) 384-8300 Woodland Hills, CA (818) 592-4112 SLM Financial Corporation The McCue Mortgage Company Inc Worth Funding Incorporated Weymouth, MA (603) 641-0658 New Britain, CT (860) 224-2683 Irvine, CA (949) 225-7828
2003 FIRST MORTGAGE BANKER AND BROKER LICENSEES 45 SECOND MORTGAGE BROKER LICENSEES
A & B Mortgage Corporation East Coast Financial Corporation JMA Mortgage Corporation Raymond, NH (603) 895-2444 Warwick, RI (401) 467-1876 Wakefield, MA (781) 245-7663 Accent Capital Company LLC Eastern Atlantic Mortgage Company Inc John Irving Syrene Seymour, CT (203) 881-2637 Burlington, MA (781) 270-5995 South Berwick, ME (207) 676-2388 Affiliated Mortgage Services Corporation Eastern Funding Inc Karrie A Burnett Wakefield, MA (781) 245-5500 Manchester, VT (802) 366-9148 Rye, NH (603) 964-1944 Alumni Mortgage LLC Edward D Jones & Co Limited Partnership M & M Mortgage Consulting Inc Bedford, NH (603) 232-8222 St Louis, MO (314) 515-2000 Salem, NH (603) 458-1217 American United Mortgage Corporation EGB Enterprises Inc Martin Family Enterprises Inc Woburn, MA (781) 376-9227 Bridgton, ME (207) 647-3170 Exeter, NH (603) 778-0822 Anchor Financial Mortgage Inc Empire Equity Group Inc Massabesic Mortgage Corp Pawtucket, RI (401) 722-9032 Chestnut Ridge, NY (845) 356-7200 Auburn, NH (603) 483-4646 Andrea Baldwin Exclusive Mortgage Company LLC Maxwell’s Mortgage Inc Londonderry, NH (603) 421-0616 North Andover, MA (978) 688-7362 Cranston, RI (401) 270-2519 Beech Financial Services LLC Family Financial Group Inc MGB Mortgage LLC Stratham, NH (603) 778-9238 Cranston, RI (401) 223-2300 Concord, NH (603) 496-7901 Birt and Briggs Mortgage Consultants LLC Federal Trust Mortgage Company Inc Milestone Finance LLC Manchester, NH (603) 623-8762 West Hartford, CT (860) 570-0007 Barrington, NH (603) 664-7888 Boston Mortgage Group Inc Financial Dynamics Mortgage Corporation Mobility Financial LLC Woburn, MA (781) 938-0890 Johnston, RI (401) 942-9400 Newburyport, MA (978) 358-2204 Bradford Financial Inc Financial One Mortgage Company Inc Mortgage Alternatives Corp Haverhill, MA (978) 373-4599 Dracut, MA (978) 452-5494 Norton, MA (508) 285-8484 Buckley Mortgage Inc First Acceptance Mortgage Corp Mortgage Central Solutions Inc Dracut, MA (978) 459-2197 Livingston, NJ (973) 758-9010 Londonderry, NH (603) 421-1995 Capstone Mortgage Company Inc First Source Financial USA Mortgage Link LLC Lexington, MA (781) 860-7888 Henderson, NV (702) 458-1980 Walpole, MA (508) 660-7600 Cedar Creek Mortgage Corporation Franklin Mortgage Funding Inc Mortgage Max Inc Kingston, NH (603) 642-6662 Milford, MA (508) 634-8885 Raymond, NH (603) 244-1144 Citadel Mortgage Corporation Galina V Kolev Mortgage Resource Professionals Inc Derry, NH (603) 434-4432 Pittsburg, NH (603) 538-6384 Greenville, RI (401) 934-9400 Citywide Mortgage Company Inc GIA Mortgage Corporation Mortgage World Corp Winthrop, MA (617) 846-1111 Holden, MA (508) 852-7686 Needham, MA (617) 969-1800 Coast to Coast Mortgage Inc Gibraltar Mortgage Lending Services Inc Mortgages Inc Woburn, MA (781) 938-9577 Leominster, MA (978) 840-3600 Burlington, MA (781) 273-3912 Colonial Mortgage Inc Goldcoast Mortgage Service Inc Mullen Financial Services Inc Derry, NH (603) 434-1001 Beverly, MA (978) 922-4446 St Albans, VT (802) 527-0121 Comprehensive Mortgage Co Inc Grace Mortgage Inc Neighborhood Mortgage Company LLC Woburn, MA (781) 933-0456 Merrimack, NH (603) 429-9482 Durham, NH (603) 868-5400 Continental Funding Corp Greentree Mortgage LLC New Boston Mortgage Corporation Stoughton, MA (781) 344-4846 Epsom, NH (603) 736-4003 Wakefield, MA (781) 224-9998 Creative Mortgage Services LLC Guardian Mortgage Corporation Nextag Inc Southington, CT (860) 628-5151 Manchester, NH (603) 644-7979 San Mateo, CA (650) 645-4700 Crown Mortgage Associates LLC Hampton Bay Mortgage Company Inc Northern Financial Associates Inc Keene, NH (603) 355-6650 Salem, NH (603) 894-1119 Hanover, MA (781) 826-8200 CTS Financial Service Inc Hancock Mortgage Services Inc Northfield Trust Mortgage Company LLC Amherst, NH (603) 880-6671 Hanover, MA (781) 829-2050 Andover, MA (978) 824-3300 David L Church Hanson Mortgage Corp Onesource Funding LLC New London, NH (603) 526-4008 Essex Junction, VT (802) 879-3950 White River Jct, VT (802) 280-2240 David R Poulin Home Express Mortgage Corp Palladian Mortgage Corporation Berlin, NH (603) 752-2372 Nashua, NH (603) 889-9026 North Andover, MA (978) 681-7711 Dedicated Mortgage Associates LLC Interserv Services Corporation Partners Mortgage Inc Merrimack, NH (603) 472-1100 Irving, TX (972) 830-1800 Belmont, MA (617) 489-8881 Diamond Mortgage Services Incorporated Investment One LLC Portsmouth Mortgage Company Inc Taunton, MA (508) 822-6678 Orange, CT (877) 233-1197 Hampton Falls, NH (888) 353-7439 Direct Mortgage Services Inc Jeremy Lindquist Primerica Financial Services Home Mortgages Portsmouth, NH (603) 427-6083 Bedford, NH (603) 471-6060 Duluth, GA (770) 381-1000
46 SECOND MORTGAGE BROKER LICENSEES 2003 Refi.com Inc The Goryeb Mather Group LLC Unison Financial Services Inc Cranston, RI (401) 944-3300 Whippany, NJ (973) 515-4450 Bellingham, MA (508) 966-9899 Renaissance Mortgage Corporation The Knox Financial Group LLC Unlimited Mortgage Corporation Salem, NH (603) 893-4100 Baltimore, MD (410) 962-1350 Chelmsford, MA (978) 256-9200 Right Trac Financial Group Inc The Mortgage Connection Inc Value Mortgage Corporation Manchester, CT (860) 647-7701 Acton, MA (978) 371-3242 Chelmsford, MA (978) 256-1533 Robert Ginsberg The Omni Mortgage Co Inc VOMC Corp Seabrook, NH (800) 693-2101 Salem, NH (603) 893-6616 Randolph, MA (781) 986-6900 Signature Mortgage Consultants LLC Title Mortgage Solution LLC Wachovia Securities LLC Salem, NH (603) 898-7200 Hanover, NH (603) 643-1400 Richmond, VA (804) 344-6529 SouthCoast Mortgage & Investment Corp Total Mortgage Services LLC Wayside Mortgage Company LLC Fall River, MA (508) 324-4869 Milford, CT (203) 876-2200 Carlisle, MA (978) 369-7182 Starboard Mortgage Corporation Towne & Country Mortgage Services Inc YCTC LLC Georgetown, MA (978) 352-7699 Millis, MA (508) 376-8400 Kennebunk, ME (207) 985-2895 Stockton Turner LLC Trident Mortgage Corporation ZT Mortgage Incorporated Maitland, FL (407) 478-0900 East Providence, RI (401) 433-0001 Gulf Breeze, FL (850) 934-5655 Team Mortgage LLC Plaistow, NH (603) 382-3030
2003 SECOND MORTGAGE BROKER LICENSEES 47 SECOND MORTGAGE HOME LOAN LENDER LICENSEES
1-800-East-West Mortgage Company Inc ARC Financial Inc Coastal Capital Corp Peabody, MA (978) 536-4300 Nashua, NH (603) 880-3399 Greenvale, NY (516) 931-5005 1st New England Mortgage Corp Argent Mortgage Company LLC Columbia National Incorporated Nashua, NH (603) 598-6000 Orange, CA (714) 541-9960 Columbia, MD (410) 872-2000 1st New England Mortgage Corporation Aspen Mortgage Services Inc Compass Mortgage Inc Newton, MA (617) 244-3114 Wallingford, CT (203) 949-4220 Bedford, NH (603) 472-2272 Aames Funding Corporation Aurora Loan Services Inc Comunity Lending Incorporated Los Angeles, CA (323) 210-4932 Littleton, CO (303) 632-3065 Morgan Hill, CA (408) 778-0444 Accredited Home Lenders Inc Bann-Cor Mortgage Inc Constitution Financial Group Inc San Diego, CA (858) 676-2100 Mission Viejo, CA (949) 367-3000 Saugus, MA (781) 233-9300 Accredited Mortgage Corp Baron Mortgage Corporation Corestar Financial Group LLC Nashua, NH (603) 881-8885 Salem, MA (978) 744-4100 Timonium, MD (443) 921-1500 Acoustic Home Loans LLC Bay Mortgage Services Inc Cornerstone Mortgage Corporation Orange, CA (866) 226-8784 Plymouth, MA (508) 888-2600 Waltham, MA (781) 891-7575 Advanced Financial Services Inc Beacon Mortgage Company LLC Countrywide Home Loans Inc Newport, RI (401) 846-3100 Manchester, NH (603) 644-2442 Calabasas, CA (800) 669-6094 Aegis Funding Corporation Bedford Home Loans Inc Countrywide Mortgage Ventures LLC Houston, TX (800) 991-5625 Orange, CA (714) 541-9960 Calabasas, CA (818) 871-4873 Aegis Lending Corporation Beneficial Mortgage Co of New Hampshire Cousins Home Lending Inc Houston, TX (800) 991-5625 Concord, NH (603) 224-2536 Portsmouth, NH (603) 433-2223 Aegis Wholesale Corporation Best Mortgage Company Inc Credit Suisse First Boston Financial Houston, TX (800) 991-5625 Londonderry, NH (603) 434-9700 Princeton, NJ (609) 627-5000 Affinity Mortgage LLC Best Rate Funding Corp Crescent Mortgage Services Inc Dallas, TX (214) 647-7707 Santa Ana, CA (800) 511-5978 Atlanta, GA (770) 392-1611 Allied Home Mortgage Capital Corporation Blue Water Mortgage Corporation CTX Mortgage Company LLC Houston, TX (713) 353-0400 Hampton, NH (603) 926-9695 Dallas, TX (214) 981-5000 Allstate Home Loans Inc BNC Mortgage Inc D & M Financial Corp Irvine, CA (949) 250-6300 Irvine, CA (949) 260-6084 Belleville, NJ (973) 759-4003 Alpha Mortgage & Financial Services Inc Bridge Capital Corporation Dana Capital Group Inc Nashua, NH (603) 595-7699 Lake Forest, CA (949) 206-6855 Laguna Woods, CA (949) 595-2244 Amcap Mortgage Inc C E M Financial Inc Decision One Mortgage Company LLC Bolton, MA (800) 655-1166 Windham, NH (603) 898-9592 Charlotte, NC (847) 564-6509 America’s Moneyline Inc Calusa Investments LLC Delta Funding Corporation Glen Allen, VA (804) 967-7086 Chantilly, VA (703) 961-7845 Woodbury, NY (516) 812-8859 American Business Mortgage Services Inc Carney Mortgage & Finance Co Inc Diamond Funding Corporation Roseland, NJ (973) 287-8500 Delray Beach, FL (561) 330-8140 Cranston, RI (401) 941-3770 American General Financial Services Inc Carteret Mortgage Corporation Discount Funding Associates Inc Exeter, NH (603) 772-1941 Centreville, VA (703) 802-8000 Northport, NY (631) 261-6100 American Heritage Mortgage Corp Casa Blanca Mortgage Inc Discount Mortgage Center Inc Nashua, NH (603) 880-9797 Woodland Hills, CA (818) 361-5700 Woonsocket, RI (800) 863-5178 American Home Finance Inc CBSK Financial Group Inc Dollar Mortgage Corporation Palatine, IL (847) 705-1940 Santa Ana, CA (714) 460-4000 La Mesa, CA (619) 589-5256 American Home Mortgage Corp Cendant Mortgage Corporation Downeast Mortgage Corporation Melville, NY (516) 396-7700 Mt Laurel, NJ (856) 917-0969 South Portland, ME (207) 773-6161 American Money Centers Inc Centex Home Equity Company LLC Dream House Mortgage Corporation Warwick, RI (800) 993-5200 Dallas, TX (214) 756-2337 Providence, RI (401) 459-3900 American Mortgage Network Inc Charles M Arrison Dynamic Capital Mortgage Inc San Diego, CA (858) 909-1200 Manchester, NH (603) 623-0277 Brookline, MA (617) 739-4000 Americor Lending Group Inc Chase Manhattan Mortgage Corporation E-Loan Inc Irvine, CA (949) 223-2404 Edison, NJ (732) 205-0648 Pleasanton, CA (925) 847-6200 Ameriquest Mortgage Company Citifinancial Inc Eagle Home Mortgage Inc Orange, CA (714) 541-9960 Hooksett, NH (603) 627-7601 Kirkland, WA (425) 822-6733 Amerisave Mortgage Corporation Citifinancial Mortgage Company Inc East West Mortgage Company Inc Atlanta, GA (404) 260-7500 Irving, TX (508) 898-9909 Mclean, VA (703) 442-0150 AmPro Mortgage Corporation Citizens Mortgage Corporation Edward Jones Mortgage LLC Phoenix, AZ (877) 676-6776 Riverside, RI (401) 456-7434 Minneapolis, MN (888) 304-9242
48 SECOND MORTGAGE HOME LOAN LENDER LICENSEES 2003 Ehomecredit Corp Foremost Mortgage Associates Inc Instafi.Com Inc Mineola, NY (877) 346-6327 Cranston, RI (401) 943-7260 Irvine, CA (800) 923-4933 EMC Mortgage Corporation Freedom Mortgage Corporation Interate Mortgage Corporation Irving, TX (972) 444-2800 Mount Laurel, NJ (856) 231-9800 Methuen, MA (978) 688-2480 EMC Residential Mortgage Corporation Full Spectrum Lending Inc Irwin Mortgage Corporation Irving, TX (972) 444-4895 Pasadena, CA (818) 871-4873 Fishers, IN (317) 594-8900 Emigrant Mortgage Company Inc Genisys Financial Corp Jam Consultants Inc Elmsford, NY (914) 785-1215 San Diego, CA (858) 777-4000 Alexandria, IN (800) 727-7931 Encore Credit Corp Global Consultants Direct Inc JLM Direct Funding Ltd Irvine, CA (949) 856-8300 Hauppauge, NY (631) 951-3007 Houston, TX (713) 980-6200 Equifirst Corporation Global Equity Lending Inc Kittredge Mortgage Corporation Charlotte, NC (704) 679-4400 Suwanee, GA (678) 966-7600 Manchester, VT (802) 362-4874 Equistar Financial Corporation Global Home Loans & Finance Inc Land/Home Financial Services Inc St Petersburg, FL (727) 388-7450 Melville, NY (631) 951-3007 Concord, CA (925) 676-7038 Equity America Mortgage Services Inc GMAC Mortgage Corporation Lendia Inc Manchester, NH (603) 625-2820 Horsham, PA (215) 682-3648 Worcester, MA (508) 368-7900 Equity Concepts Incorporated Granite State Mortgage Corp Lendingtree Inc Cranston, RI (401) 946-0100 Salem, NH (603) 890-8900 Charlotte, NC (704) 944-8542 Equity One Consumer Loan Company Inc Green Tree Servicing LLC Loancity.com Inc Marlton, NJ (856) 396-2600 St Paul, MN (651) 293-4800 San Jose, CA (408) 281-3600 Fair Way Funding Corp Greenfield Mortgage Inc Loans for Residential Homes Mortgage Corp East Providence, RI (401) 521-5626 Morristown, NJ (973) 359-4200 East Greenwich, RI (401) 886-9417 Fairfield Financial Mortgage Group Inc Greenlight Financial Services Inc Long Beach Mortgage Company Inc Danbury, CT (203) 740-7411 Irvine, CA (866) 663-2786 Anaheim, CA (800) 743-3336 Federated Home Mortgage Inc Greenpoint Mortgage Funding Inc Main Street Mortgage LLC Alpharetta, GA (770) 418-9494 Novato, CA (704) 329-6571 Stratford, CT (203) 377-7744 Fidelity Mortgage Inc GSF Mortgage Corporation Mango Mortgage IQ Inc Woodbury, NY (877) 884-8671 Brookfield, WI (262) 373-0397 Newton, MA (617) 795-0787 Fieldstone Mortgage Company H & R Block Mortgage Corporation Matrix Investment Corporation Columbia, MD (410) 772-7200 Lake Forest, CA (949) 790-8539 Groton, CT (860) 449-8916 Finance America LLC Harborside Financial Network Inc Merit Financial Inc Irvine, CA (972) 960-8330 San Marcos, CA (760) 591-7900 Kirkland, WA (425) 605-1350 Financial Network Alliance LLP Heartland Home Finance Inc Meritage Mortgage Corporation Elmhurst, IL (847) 564-6509 Downers Grove, IL (630) 786-1055 Lake Oswego, OR (803) 462-8234 Financial Resources & Assistance of the Home Finance of America Inc Merrill Lynch Credit Corporation Lakes Region Plymouth Meeting, PA (800) 358-5626 Jacksonville, FL (904) 218-6000 Meredith, NH (603) 279-1133 Home Loan Center Inc Merrill Lynch Pierce Fenner & Smith Inc Irvine, CA (949) 885-3100 First American Mortgage Corp New York, NY (904) 218-7922 Canton, MA (781) 989-2100 Home Star Mortgage Services LLC Merrimack Mortgage Company Inc Paramus, NJ (201) 225-2000 First Banc Mortgage Inc Manchester, NH (603) 625-1498 St Louis, MO (314) 205-3101 Homeamerican Credit Inc Metrocities Mortgage LLC Philadelphia, PA (610) 668-2440 First Call Mortgage Company Inc Sherman Oaks, CA (818) 981-0606 Reading, MA (781) 944-4468 Homebound Mortgage Inc Millennia Mortgage Corporation Colchester, VT (802) 264-5500 Laguna Hills, CA (949) 425-1330 First Consumer Credit Inc Dallas, TX (800) 777-1665 Homecomings Financial Network Inc Monument Mortgage Company Inc Minneapolis, MN (612) 832-7000 Lexington, MA (781) 861-7767 First Financial Mortgage Corp South Portland, ME (207) 775-4200 Homestead Funding Corp Morequity Inc Albany, NY (518) 464-1100 Evansville, IN (812) 468-5662 First Franklin Financial Corporation San Jose, CA (408) 964-1664 Homevest Mortgage Corporation Morgan Stanley Dean Witter Credit Corp Needham, MA (800) 900-7283 Murray Hill, NJ (847) 405-1860 First Guaranty Mortgage Corporation Mclean, VA (703) 637-4925 Household Finance Corporation II Mortgage Capital Associates Inc Elmhurst, IL (847) 564-6509 Los Angeles, CA (310) 477-6877 First Magnus Financial Corporation Tucson, AZ (520) 901-7326 HSBC Mortgage Corporation (USA) Mortgage Financial Services Inc Depew, NY (716) 651-6486 Tewksbury, MA (978) 863-9555 First Residential Mortgage Network Inc Impac Funding Corporation Mortgage Funding Corp Louisville, KY (502) 315-1824 Newport Beach, CA (949) 475-3946 Hanover, MA (781) 829-0440 First Trust Financial Inc Independent Realty Capital Corporation Mortgage Lenders Network USA Inc Weymouth, MA (781) 335-1122 Anaheim, CA (800) 829-4579 Middletown, CT (860) 344-5700
2003 SECOND MORTGAGE HOME LOAN LENDER LICENSEES 49 Mortgage Master Inc Olympus Mortgage Company Schaefer Mortgage Corp Walpole, MA (508) 850-4100 Orange, CA (714) 558-3829 Londonderry, NH (603) 434-4747 Mortgage Partners Inc Omega Mortgage Corp Shamrock Financial Corporation Dracut, MA (603) 880-0294 Sudbury, MA (978) 443-3337 Seekonk, MA (508) 336-1123 Mortgage Town USA Inc Optima Mortgage Corporation Sherwood Mortgage Group Inc North Providence, RI (401) 232-0700 Tustin, CA (714) 836-8800 Worcester, MA (508) 853-3000 Mortgage Traders LLC Option One Mortgage Corporation SLM Financial Corporation Nashua, NH (603) 577-4500 Irvine, CA (949) 790-8100 Weymouth, MA (781) 335-1122 Mortgage Trust Group Inc Paramount Mortgage Services Inc SMM Mortgage Corp Shrewsbury, MA (508) 797-3343 Bordentown, NJ (609) 298-8886 Nashua, NH (603) 598-6660 Mortgage Workouts Inc Patriot Funding LLC Southern Star Mortgage Corp Methuen, MA (978) 682-0500 Framingham, MA (508) 872-2595 East Meadow, NY (516) 712-4400 Mortgagebot LLC Patriot Mortgage Company Inc Southstar Funding LLC Cedarburg, WI (262) 376-7460 N Reading, MA (978) 276-3322 Atlanta, GA (770) 459-8525 Mortgageit Inc PGNF Home Lending Corp Statewide Mortgage Funding Corp New York, NY (212) 651-7700 Westmont, IL (630) 729-0300 Hooksett, NH (603) 669-8184 Mortgages Unlimited Corporation Pinnacle Financial Corporation Stepstone Mortgage Company Inc Salem, NH (603) 898-1360 Orlando, FL (407) 578-2000 Marblehead, MA (781) 639-0047 MSA Mortgage LLC Platinum Capital Group Sterling Coast to Coast Financial Group Inc Wakefield, MA (781) 245-7700 Irvine, CA (949) 221-0800 Irvine, CA (949) 253-4023 Nation One Mortgage Company Inc Popular Financial Services LLC Sterling National Mortgage Company Inc Norwell, MA (781) 843-7999 Marlton, NJ (856) 396-2600 Great Neck, NY (516) 487-0018 National City Mortgage Co Inc Premium Capital Funding LLC Summit Mortgage LLC Miamisburg, OH (937) 910-4132 Jericho, NY (516) 222-9449 Wakefield, MA (781) 213-5066 Nationwide Lending Corporation Presidential Mortgage Corp Suntrust Mortgage Inc Irvine, CA (949) 754-1300 North Kingstown, RI (401) 884-5003 Richmond, VA (804) 291-0928 NE Moves Mortgage Corporation Pride Mortgage Incorporated Superior Value Mortgage Corp Waltham, MA (781) 402-5626 Middletown, RI (401) 849-5700 Nashua, NH (603) 598-0300 New Century Mortgage Corporation Prime Mortgage Financial Inc Taylor Bean & Whitaker Mortgage Corp Irvine, CA (949) 225-7828 Southborough, MA (508) 263-1100 Ocala, FL (800) 728-1129 New England Capitol Mortgage Corp Principal Residential Mortgage Inc The Anyloan Company Inc Braintree, MA (781) 380-7600 Des Moines, IA (515) 235-1793 Irvine, CA (949) 225-7828 New England Merchants Corp Professional Advantage Financial Group Inc The Cambridge Mortgage Group Inc Arlington, MA (781) 646-3995 Boston, MA (617) 725-0004 Boston, MA (617) 348-2104 New England Regional Mortgage Corp Pulte Mortgage LLC The CIT Group/Consumer Finance Inc Salem, NH (603) 894-1230 Englewood, CO (303) 740-8800 Livingston, NJ (973) 740-5000 New Fed Mortgage Corp Quicken Loans Inc The Mortgage Specialists Inc Saugus, MA (781) 241-1229 Livonia, Mi (734) 805-5000 Plaistow, NH (603) 382-3785 New Freedom Mortgage Corporation Radius Financial Group Inc UBS Mortgage LLC Salt Lake City, UT (801) 493-2735 Quincy, MA (781) 742-6500 Edina, MN (866) 855-8828 Nexstar Financial Corporation RBC Mortgage Company Inc Union Trust Mortgage Corporation Creve Coeur, MO (314) 213-1700 Chicago, IL (312) 467-7200 Peabody, MA (978) 532-6600 Northern Home Mortgage Corp Regency Mortgage Corp VIP Mortgage Corporation Billerica, MA (978) 667-1800 Manchester, NH (603) 669-5626 Peabody, MA (978) 535-9242 Novastar Home Mortgage Inc Reliant Mortgage Company LLC Washington Mutual Finance LLC Kansas City, MO (816) 237-7000 Wakefield, MA (781) 224-9938 Pensacola, FL (850) 208-2300 Novastar Mortgage Inc Residential Mortgage Services Inc Wells Fargo Financial Massachusetts Inc Kansas City, MO (816) 237-7000 South Portland, ME (207) 775-6105 Dedham, MA (781) 461-1995 Novelle Financial Services Inc Riverside Capital Mortgage & Funding Inc Wells Fargo Home Mortgage Inc San Diego, CA (800) 339-0072 Johnston, RI (401) 270-1740 Des Moines, IA (515) 213-6566 Ocean West Enterprises Inc Robar General Funding Corp Wilmington Finance Inc Tustin, CA (714) 258-3863 Cortland, NY (607) 662-0016 Plymouth Meeting, PA (610) 943-2100 Old Colony Mortgage Corporation Ross Mortgage Company Inc Windsor Capital Mortgage Corporation Weymouth, MA (781) 682-6960 Leominster, MA (978) 860-0100 San Diego, CA (760) 632-5000 Olde Towne Mortgage Company Inc Salem Five Mortgage Company LLC WMC Mortgage Corp No Andover, MA (978) 975-3717 Salem, MA (800) 322-2265 Woodland Hills, CA (818) 592-4112 Olympia Funding Inc. Saxon Mortgage Inc Worth Funding Incorporated Pleasanton, CA (925) 462-7500 Glen Allen, VA (804) 967-7086 Irvine, CA (949) 225-7828
50 SECOND MORTGAGE HOME LOAN LENDER LICENSEES 2003 MORTGAGE SERVICER REGISTRATION
AAA Financial Corp Granite Loan Management LLC Milo Corporation Coral Springs, FL (954) 344-2530 Centennial, CO (303) 967-1798 Lockport, NY (800) 365-2207 Accredited Home Lenders Inc GRP Financial Services Corp NoteWorld LLC San Diego, CA (800) 690-6000 White Plains, NY (914) 397-7500 Tacoma, WA (253) 627-8534 Aegis Mortgage Corporation Guild Mortgage Company Inc Origen Servicing Inc Houston, TX (800) 991-5625 San Diego, CA (858) 560-6330 Southfield, Mi (248) 746-7000 C-Bass Funding X LLC Homeq Servicing Corporation Principal Residential Mortgage Servicing LLC New York, NH (212) 850-7700 North Highlands, CA (916) 339-6861 Des Moines, IA (515) 246-7673 Cimarron Mortgage Company Inc Irwin Home Equity Corporation Saxon Mortgage Services Inc Jackson, MS (601) 899-1500 San Ramon, CA (925) 790-5879 Fort Worth, TX (817) 665-7200 Countrywide Home Loans Servicing Karrie A Burnett SN Servicing Corporation Limited Partnership Rye, NH (603) 964-1944 Eureka, CA (800) 603-0836 Plano, TX (818) 871-4873 Litton Loan Servicing Limited Partnership Taylor Bean & Whitaker Mortgage Corp Credit-Based Asset Servicing and Houston, TX (713) 966-8802 Ocala, FL (800) 728-1129 Securitization LLC Loan Care Servicing Center Inc Textron Business Services Inc New York, NY (212) 850-7700 Norfolk, VA (800) 274-9900 Providence, RI (888) 832-8032 Dovenmuehle Mortgage Inc Metwest Mortgage Services Inc Wendover Financial Services Corporation Schaumburg, IL (847) 330-8000 Spokane, WA (509) 838-3111 Greensboro, NC (336) 668-7000 EMC Mortgage Corporation Midland Mortgage Co Wilshire Credit Corporation Irving, TX (972) 444-2800 Oklahoma City, Ok (405) 426-1400 Beaverton, OR (503) 223-5600 Fairbanks Capital Corp Midwest Loan Services Inc Salt Lake City, UT (801) 293-1883 Houghton, Mi (906) 487-5870
DEBT ADJUSTER LICENSEE
American Consumer Credit Counseling Inc Newton, MA (617) 559-5700
2003 MORTAGE SERVICER REGISTRATION – DEBT ADJUSTER LICENSEE 51 SALES FINANCE COMPANY LICENSEES
53 Main St Auto Mart Inc Daimlerchrysler Services North America LLC John D Perry Derry, NH (603) 425-1855 Pearl River, NY (248) 427-2563 Franklin, NH (603) 934-6006 Able Auto Finance Inc Debis Financial Services Inc John E Mansur Newington, NH (603) 436-5010 Norwalk, CT (203) 847-4500 Pelham, NH (603) 635-9163 Affiliated Financial Corporation Dennis R Fleury Jon’s Rte 114 Auto Sales Inc Hollywood, FL (954) 893-0400 Newport, NH (603) 863-3694 New Boston, NH (603) 497-5645 Alexium Financial Services Inc Don’s Auto Body Inc Karzman Credit Corp Little Rock, AR (888) 887-8350 Manchester, NH (603) 623-9375 Merrimack, NH (603) 262-2006 American General Financial Services Inc E I A Equity Investment Associates Inc L & K Capitol Car Mart LLC Exeter, NH (603) 772-1941 North Woodstock, NH (603) 745-9200 Epsom, NH (603) 736-8000 American Honda Finance Corporation E Z Finance Co Inc Labrie Auto Sales Inc Torrance, CA (310) 972-4466 Rochester, NH (603) 335-3445 Hooksett, NH (603) 644-5050 Americredit Financial Services Inc E-Loan Inc Lease and Rental Management Corp Arlington, TX (817) 302-7344 Pleasanton, CA (925) 847-6200 Andover, MA (978) 475-4883 Arcadia Financial Ltd eCast Settlement Corporation Lemay’s Garage Inc Columbia, MD (410) 772-2008 New York, NY (212) 272-9162 Belmont, NH (603) 528-1944 Arlene Lavoie Financial Federal Credit Inc Lon M Conley Belmont, NH (603) 527-0030 Houston, TX (713) 439-1177 Hooksett, NH (603) 623-7926 Auto City Sales Inc Ford Motor Credit Company Long Beach Acceptance Corp Manchester, NH (603) 668-4088 Dearborn, Mi (313) 845-8146 Paramus, NJ (201) 262-7521 Auto Credit of Rochester Inc Frank Coffey M&T Credit Corporation Rochester, NH (603) 332-0424 Milford, NH (603) 673-1110 Buffalo, NY (716) 842-5680 Auto One Acceptance Corporation Frank’s Auto & Excavation Services LLC Mascoma Auto Inc Dallas, TX (972) 661-1234 Grafton, NH (603) 523-7392 Canaan, NH (603) 632-4810 Auto Wholesalers of Hooksett Inc Gelco Corporation Mitsubishi Motors Credit of America Inc Hooksett, NH (603) 668-6333 Barrington, IL (847) 277-6552 Cypress, CA (714) 236-1500 Bay View Acceptance Corporation General Electric Capital Corporation MMCA Lease Ltd Covina, CA (626) 974-0803 Barrington, IL (847) 277-6552 Cypress, CA (714) 236-1550 Beech Street Auto Wholesalers LLC General Motors Acceptance Corporation Motorcycles of Manchester Inc Manchester, NH (603) 341-3348 Detroit, Mi (313) 665-6304 Manchester, NH (603) 627-3957 Beneficial New Hampshire Inc Gil’s Jeep Eagle Inc New Hampshire Auto Lender Inc Concord, NH (603) 224-2536 Stratham, NH (603) 772-9378 West Canaan, NH (603) 632-4645 BMW Financial Services Na LLC Green Tree Servicing LLC New Holland Credit Company LLC Dublin, OH (614) 789-7654 St Paul, MN (651) 293-4800 New Holland, PA (717) 355-5900 Bo Hermanson Harley-Davidson Credit Corp Nissan Motor Acceptance Corporation Center Conway, NH (603) 356-5117 Carson City, NV (775) 886-3356 Torrance, CA (310) 771-3266 Bombardier Capital Inc Highland Lease Corporation Nuvell Credit Corporation W Jacksonville, FL (904) 288-1000 Buffalo, NY (716) 842-5680 Little Rock, AR (800) 553-2149 Bradley Motors Inc Homebound Mortgage Inc OFL-A-Receivables Corp Hudson, NH (603) 883-6829 Colchester, VT (802) 264-5500 San Diego, CA (847) 564-6509 Brooks Chevrolet Inc Household Automotive Credit Corporation Onyx Acceptance Corporation Colebrook, NH (603) 237-5050 San Diego, CA (847) 564-6509 Foothill Ranch, CA (949) 465-3658 Capital One Auto Finance Inc Household Automotive Finance Corp Persian Acceptance Corp Plano, TX (804) 284-2748 San Diego, CA (858) 492-6673 Peabody, MA (978) 535-2886 Cars R Us of Plaistow Inc Household Finance Corporation II Peter P Wojenski Plaistow, NH (603) 378-0097 Prospect Heights, IL (847) 564-6509 Charlestown, NH (603) 826-5894 Chase Manhattan Automotive Finance Corp Household Retail Services Inc Preferred Auto Finance LLC Garden City, NY (516) 745-4067 Wood Dale, IL (847) 564-6509 South Windsor, CT (860) 610-0786 Citicapital Commercial Leasing Corp Hyundai Motor Finance Company Provident Auto Leasing Company Carrollton, TX (972) 652-4444 Fountain Valley, CA (714) 965-7029 Cincinnati, OH (513) 763-8776 Consumer Portfolio Services Inc Inofin Incorporated Route 4 Motors Inc Irvine, CA (949) 450-3935 Rockland, MA (781) 878-3399 Epsom, NH (603) 736-8040 Credit Acceptance Corporation Isuzu LT Saab Financial Services Corp Southfield, Mi (248) 353-2700 Oklahoma City, OK (562) 229-5060 Little Rock, AR (888) 594-7222 Customized Auto Credit Services Inc Isuzu Motors Acceptance Corporation Saab Leasing Co Inc Barrington, IL (847) 277-6552 Cerritos, CA (562) 229-5060 Little Rock, AR (501) 821-8517
52 SALES FINANCE COMPANY LICENSEES 2003 Stratham Subaru Inc Tri-State Acceptance Corporation VT Inc Stratham, NH (603) 778-0300 Greenfield, MA (800) 582-4116 Earth City, MO (314) 702-4010 Subaru Acceptance Corporation Triad Financial Corporation VW Credit Inc Cherry Hill, NJ (856) 488-8500 Huntington Beach, CA (714) 373-8300 Libertyville, IL (847) 371-4300 Subaru Auto Leasing Ltd Twin State Auto Credit Inc VW Credit Leasing Ltd Cherry Hill, NJ (856) 488-8500 Enfield, NH (603) 632-7032 Libertyville, IL (847) 371-4300 Subaru Leasing Corp U B Vehicle Leasing Inc Walts Development Corporation Cherry Hill, NJ (856) 488-8500 Boston, MA (617) 573-9000 Lancaster, NH (603) 788-4991 The CIT Group/Sales Financing Inc United Auto Credit Corporation Wells Fargo Financial Acceptance NH Inc Oklahoma City, OK (405) 945-1400 Newport Beach, CA (949) 224-1917 Philadelphia, PA (800) 357-7501 The Finance Company Universal Underwriters Acceptance Corp Wells Fargo Leasing Corporation Chesapeake, VA (888) 267-4365 Overland Park, Ks (913) 339-1000 Walnut Creek, CA (925) 746-3483 Thor Credit Corporation Volvo Car Finance Inc White Mountain Auto Broker Inc Irvine, CA (949) 930-5200 Montvale, NJ (201) 358-6600 Whitefield, NH (603) 837-3000 Toyota Motor Credit Corporation Volvo Finance North America Inc White Mountain Auto Finance Inc Torrance, CA (310) 468-7440 Montvale, NJ (201) 358-6600 Whitefield, NH (603) 837-3000 Transouth Financial Corporation VT Finance Inc World Omni Financial Corp Bedford, TX (817) 835-3134 Irving, TX (972) 652-4444 Mobile, AL (954) 429-2038
2003 SALES FINANCE COMPANY LICENSEES 53 SMALL LOAN LENDER LICENSEES
Advance America, Cash Advance Centers Advance America, Cash Advance Centers Equity One Consumer Loan of New Hampshire Inc of New Hampshire Inc Company Inc Concord, NH (603) 224-1500 Plaistow, NH (603) 382-8004 Hooksett, NH (603) 647-6660 Advance America, Cash Advance Centers Advance America, Cash Advance Centers Equity One Consumer Loan of New Hampshire Inc of New Hampshire Inc Company Inc Claremont, NH (603) 542-4230 Salem, NH (603) 894-6693 Keene, NH (603) 357-6663
Advance America, Cash Advance Centers Advance America, Cash Advance Centers Equity One Consumer Loan of New Hampshire Inc of New Hampshire Inc Company Inc Franklin, NH (603) 934-9080 Derry, NH (603) 432-5351 Concord, NH (603) 227-9031
Advance America, Cash Advance Centers American General Financial Services Inc Financial Resources & Assistance of the of New Hampshire Inc Exeter, NH (603) 772-1941 Lakes Region Inc West Lebanon, NH (603) 298-9485 Beneficial New Hampshire Inc Meredith, NH (603) 279-1133 Advance America, Cash Advance Centers Londonderry, NH (603) 537-1005 Green Tree Servicing LLC of New Hampshire Inc Beneficial New Hampshire Inc Bedford, NH (603) 622-1241 Rochester, NH (603) 332-8125 Portsmouth, NH (603) 436-5720 Household Finance Corporation II Advance America, Cash Advance Centers Beneficial New Hampshire Inc Portsmouth, NH (603) 431-2770 of New Hampshire Inc West Lebanon, NH (603) 298-8734 Household Finance Corporation II Keene, NH (603) 352-2247 Beneficial New Hampshire Inc Manchester, NH (603) 625-8551 Advance America, Cash Advance Centers Nashua, NH (603) 883-7783 Household Finance Corporation II of New Hampshire Inc Beneficial New Hampshire Inc Nashua, NH (603) 888-7170 Nashua, NH (603) 883-8768 Belmont, NH (603) 524-3171 LoanMax LLC Advance America, Cash Advance Centers Beneficial New Hampshire Inc Manchester, NH (603) 641-1270 of New Hampshire Inc Concord, NH (603) 224-2536 Portsmouth, NH (603) 427-2575 LoanMax LLC Beneficial New Hampshire Inc Seabrook, NH (603) 474-6950 Advance America, Cash Advance Centers Rochester, NH (603) 332-1144 of New Hampshire Inc LoanMax LLC Manchester, NH (603) 669-2074 Beneficial New Hampshire Inc Salem, NH (603) 893-3638 Manchester, NH (603) 622-3774 Advance America, Cash Advance Centers LoanMax LLC of New Hampshire Inc Cashforce USA Inc Concord, NH (603) 228-6942 Keene, NH (603) 355-8100 Manchester, NH (603) 647-2497 New England Auto and Payday Loans Inc Salem, NH (603) 893-8784 Advance America, Cash Advance Centers Citifinancial Inc Hooksett, NH (603) 627-7601 of New Hampshire Inc nhcash.com LLC Somersworth, NH (603) 750-7106 Equity One Consumer Loan Company Inc Bedford, NH (603) 471-1873 Merrimack, NH (603) 880-0102 Advance America, Cash Advance Centers Primerica Financial Services Home of New Hampshire Inc Equity One Consumer Loan Company Inc Mortgages Seabrook, NH (603) 474-9685 Portsmouth, NH (603) 443-0003 North Hampton, NH (603) 379-8000
54 SMALL LOAN LENDER LICENSEES 2003 RETAIL SELLER LICENSEES
125 Auto and Truck Sales Inc Auto Town Inc Bob Matte’s Raceway Motors Inc Plaistow, NH (603) 382-1555 Plaistow, NH (603) 382-1700 Hinsdale, NH (413) 772-9520 1400 Motors of Nashua Inc Auto Village of Wolfeboro Inc Bonneville & Son Inc Nashua, NH (603) 888-0200 Wolfeboro, NH (603) 569-1068 Manchester, NH (603) 624-9280 A + A Motors LLC Autofair 1477 LP Bournival Inc Rochester, NH (603) 335-7849 Manchester, NH (603) 634-1000 Portsmouth, NH (603) 431-8900 A T I Automotive and Used Cars Inc Autofair Ford Inc Bournival Group Inc Plaistow, NH (603) 382-6663 Manchester, NH (603) 634-1000 Portsmouth, NH (603) 431-7000 A-1 Auto Body and Motor Sales Inc Automart of New England Inc Brookline Motors Inc Manchester, NH (603) 668-1315 Plaistow, NH (603) 378-2000 Brookline, NH (603) 673-4988 ABC Motors Inc Automotive Acquisitions Inc NH Division C H Dana R V Inc Lebanon, NH (603) 448-6000 Manchester, NH (603) 623-6001 Monroe, NH (603) 638-2200 Ackerman Auto Trading LLC Autoserv Nissan of Tilton LLC CJ’s Auto Village Inc Portsmouth, NH (603) 436-6811 Tilton, NH (603) 286-3500 Hampton Falls, NH (603) 926-9697 Advantage Motorsports LLC Autoshop Services and Second Car Inc Callahan Motor Cars Inc Weare, NH (603) 529-5767 Derry, NH (603) 432-4200 North Hampton, NH (603) 964-1400 Albert Castro B-J Motors Inc CampAmerica Inc Littleton, NH (603) 444-0306 Manchester, NH (603) 622-1667 Plaistow, NH (603) 382-9296 Alco Motors Inc Baker Valley Motors Inc Campers Inn Inc Concord, NH (603) 225-6681 Plymouth, NH (603) 536-1900 Merrimack, NH (603) 883-1082 Aleksa Auto Inc Banks Chevrolet-Cadillac Inc Campers-Inn of Kingston Inc Salem, NH (603) 893-6060 Concord, NH (603) 224-4055 Kingston, NH (603) 642-5555 Alfred R Johnson Bass Island Auto Sales LLC Cantin Chevrolet Inc Claremont, NH (603) 543-3243 Manchester, NH (603) 621-9876 Laconia, NH (603) 524-0770 Allen Mello Dodge Inc Belknap Subaru Inc Carlson’s Motor Sales Inc Nashua, NH (603) 888-7550 Belmont, NH (603) 524-0419 Concord, NH (603) 224-2304 Allen Motors Inc Bennington Garage Inc Chandler’s Service Inc Derry, NH (603) 434-0391 Bennington, NH (603) 588-2182 Salem, NH (603) 893-2253 Alliance Auto Sales Inc Benson Auto Co Inc Charles Drake Hooksett, NH (603) 625-4008 Franklin, NH (603) 934-4351 Goffstown, NH (603) 622-3384 Alpine Motor Company LLC Beranger Volkswagen Inc Charles J Zuccola Rindge, NH (603) 532-6337 Rochester, NH (603) 332-6242 Plaistow, NH (603) 382-7717 Alternative Vehicle Systems LLC Berkowitz Motor Corp City Motor Sales Inc North Conway, NH (603) 356-0008 Manchester, NH (603) 668-2411 Newport, NH (603) 543-3579 AMD Subaru Inc Berlin City Ford Inc Claremont Ford Lincoln Mercury Inc North Hampton, NH (603) 964-9303 Gorham, NH (603) 752-6644 Claremont, NH (603) 543-1221 Amherst Motor Sports Ltd Berlin City’s Chevrolet Buick Inc Classic Cars of New England LLC Milford, NH (603) 673-7303 Gorham, NH (603) 752-3700 Merrimack, NH (603) 262-2002 AMK Auto Wholesale/Brokers Inc Best Cycle Center Inc Coast Pontiac-Cadillac-GMC Inc Hampstead, NH (603) 329-4999 Nashua, NH (603) 889-0161 Portsmouth, NH (603) 436-1700 Amoskeag European Auto Specialist Inc Best Ford Inc Cochino Ventures LLC Manchester, NH (603) 669-7750 Nashua, NH (603) 889-0161 Manchester, NH (603) 622-2461 Andrew Motors Inc Betley Chevrolet-Buick Inc Cochino Ventures Two LLC Nashua, NH (603) 891-1400 Derry, NH (603) 434-1546 Merrimack, NH (603) 578-9400 Andy Currier Auto Gallery Inc Bill Dube Inc Cold Springs RV Corporation Gilford, NH (603) 527-9000 Dover, NH (603) 749-5500 Weare, NH (603) 529-2222 Autex Incorporated BIT Holding LLC Colonial Imports Corp Keene, NH (603) 352-4400 Nashua, NH (603) 891-3511 Nashua, NH (603) 888-3555 Auto Authority of NH Inc Bladecki Auto LLC Commonwealth Motors of New Hampshire Inc Derry, NH (603) 437-2800 Belmont, NH (603) 524-1147 Plaistow, NH (603) 382-7101 Auto Barn, Inc. Blake Motor Company LLC Complete RV Parts and Service Inc Hinsdale, NH (603) 336-5900 North Hampton, NH (603) 964-2990 Kingston, NH (603) 642-3800 Auto Exchange Inc Bob Mariano Dodge Inc Concord Auto Village LLC Plaistow, NH (603) 382-1746 Concord, NH (603) 224-7437 Concord, NH (603) 227-0550 Auto Stop Inc Bob Mariano Pontiac-Buick-Jeep Inc Concord Cycle Center Corporation Pelham, NH (603) 635-3789 Concord, NH (603) 228-1345 Concord, NH (603) 225-2779
2003 RETAIL SELLER LICENSEES 55 Concord Lincoln-Mercury Inc East Derry Garage Inc Gladstone Auto Sales LLC Concord, NH (603) 224-4100 Derry, NH (603) 434-0341 Hudson, NH (603) 434-4141 Conlin’s Auto Sales LLC Ed Reilly Subaru Inc Gladstone Ford Inc Chichester, NH (603) 798-5151 Concord, NH (603) 225-0200 Londonderry, NH (603) 434-4141 Contemporary Chrysler Ernest McPhail Glen E Hutchins Dodge Inc Tilton, NH (603) 286-8801 Fremont, NH (603) 895-6000 Milford, NH (603) 673-5511 Euro-Sport Motor Car Sales Ltd Goen-Auto Inc Country Club Auto Sales LLC Merrimack, NH (603) 424-5100 Milford, NH (603) 249-9992 Milford, NH (603) 672-3700 Exeter Chevrolet-Buick Pontiac Inc Grafton Motor Sales Inc Crest Chevrolet Inc Exeter, NH (603) 772-7777 Woodsville, NH (603) 747-3323 Center Conway, NH (603) 356-5401 Fairfield’s Pontiac Cadillac Buick GMC Inc Grandview Motors Inc Cupples Corporation Keene, NH (603) 352-7700 North Woodstock, NH (603) 745-9200 Belmont, NH (603) 524-7240 Fairway Auto Sales LLC Granite Ford LLC Currier Chevrolet Inc Rochester, NH (603) 332-1711 Rochester, NH (603) 332-2585 Lancaster, NH (603) 788-4941 Fast Trac of New England LLC Grapp Inc Currier Pontiac-Oldsmobile- Nashua, NH (603) 889-1114 Bow, NH (603) 224-0747 Cadillac-GMC Truck Ferris Automotive Imports LLC Grappone Autosure Inc Gorham, NH (603) 466-3356 Manchester, NH (603) 623-6001 Concord, NH (603) 228-3255 Currier RV Center Inc First Auto Acceptance Inc Grappone Imports Inc Gorham, NH (603) 466-5454 Goffstown, NH (603) 647-8400 Bow, NH (603) 225-3371 Curtis A Brooks Fitzgerald Motorsports Inc Grappone Toyota Inc Center Ossipee, NH (603) 539-6020 Laconia, NH (603) 528-1000 Bow, NH (603) 224-9912 Cycle World Inc Flanders & Patch Motor Sales Inc Grappone Volkswagen Inc Londonderry, NH (603) 437-0290 Lebanon, NH (603) 448-3363 Bow, NH (603) 224-0747 D L L Motorsports Inc Fog Motorsports Inc Great Bay Motorcycles Inc Swanzey, NH (603) 357-9999 Concord, NH (603) 228-0364 North Hampton, NH (603) 964-4450 Dan’s City Used Cars Inc Foss Motors Inc Gregory Taylor Manchester, NH (603) 669-3040 Exeter, NH (603) 772-3702 Surry, NH (603) 357-5744 Dana L Knowles Fred’s Auto Service Inc Grimard’s Auto Sales & Service Inc Seabrook, NH (603) 474-9629 Portsmouth, NH (603) 433-8844 Hooksett, NH (603) 622-5961 Dartmouth Motor Sales Inc Fred’s Auto Trends LLC H I L Corporation Newport, NH (603) 863-2800 Bristol, NH (603) 744-9200 Gilford, NH (603) 524-4717 Dean Hill Motors Inc Freightliner of New Hampshire Inc Hall-Cross Chrysler Plymouth Inc Charlestown, NH (603) 543-3127 Londonderry, NH (603) 421-9000 Littleton, NH (603) 444-7771 Dennis G Kalil Motor Sales Inc G & S Management Corporation Hampton Ford Inc Laconia, NH (603) 366-2141 Tilton, NH (603) 286-3141 North Hampton, NH (603) 964-8771 Deschenes Auto & RV Center Inc G W M Inc Heritage Harley-Davidson Inc Jaffrey, NH (603) 532-4451 Hooksett, NH (603) 634-4000 Concord, NH (603) 224-3268 DFL Auto Outlet Inc. Gardner Motor Sports Inc Heritage Truck & Automotive Inc Manchester, NH (603) 624-3868 Bethlehem, NH (603) 444-1300 Londonderry, NH (603) 432-2900 Dick Poulin Inc Garrison Motors Ltd Highland Motors Corp Rochester, NH (603) 332-2010 Madbury, NH (603) 743-3880 Plaistow, NH (603) 612-1000 Diprizio GMC Trucks Inc Gary Blake Car Company LLC Hill’s Realty Inc Middleton, NH (603) 473-2372 North Hampton, NH (603) 964-7900 Conway, NH (603) 447-5101 Dobles Chevrolet-Buick Inc Gary R Gauthier Hillsboro Ford Inc Manchester, NH (603) 669-2450 Somersworth, NH (603) 692-6544 Hillsboro, NH (603) 464-4000 Don’s Swedish Imports LLC Gary W Blake Inc Holloway Motor Cars of Manchester LLC Bow, NH (603) 225-9411 Exeter, NH (603) 778-0563 Manchester, NH (603) 669-6788 Dover Cadillac Inc Gary’s Sports & RV Center Inc Hooksett Kawasaki Inc Dover, NH (603) 742-3553 Chichester, NH (603) 798-4030 Hooksett, NH (603) 668-4343 Downtown Lincoln-Mercury Inc General Auto Sales Inc Howe Motors Inc Nashua, NH (603) 889-6151 Claremont, NH (603) 542-7724 Claremont, NH (603) 542-5181 Dreher-Holloway Inc Gerbra Corp Hudson Cycle Center Inc Greenland, NH (603) 431-8585 Portsmouth, NH (603) 436-1243 Hudson, NH (603) 882-1573 Earl D Sweet Gerrish Corporation Husson Motors Inc Danville, NH (603) 382-6777 Lebanon, NH (603) 448-6969 Salem, NH (603) 898-2886 Early and Sons Inc Gilman Outdoor Equipment Inc International Cars LTD Inc Kingston, NH (603) 642-7997 Rumney, NH (603) 786-2501 Dover, NH (603) 742-1676
56 RETAIL SELLER LICENSEES 2003 Interstate Used Cars II Inc Land Rover - Bedford LLC Medlyn Motor Inc Plaistow, NH (603) 378-9300 Bedford, NH (603) 623-8500 Milford, NH (603) 673-1667 J Scott Desroches and Gerald Desroches Laramee’s Auto LLC Mega-Store II Inc Hudson, NH (603) 880-6412 Franklin, NH (603) 934-9227 Hooksett, NH (603) 621-4800 James R Kauffman Laurence Oliva Merchants Rent-A-Car Inc Hudson, NH (603) 882-8252 Dover, NH (603) 767-1389 Hooksett, NH (603) 669-4100 James Stock Lebanon Motor Toys Ltd Meredith Harley-Davidson Inc Rochester, NH (603) 335-4719 Lebanon, NH (603) 448-9434 Meredith, NH (603) 279-4526 Jared’s Motor Sales Inc Leighton’s Kawasaki Inc Meredith Motor Co Inc Merrimack, NH (603) 429-3000 Lee, NH (603) 868-7550 Meredith, NH (603) 279-4521 Jeffrey P Christensen Leon Watkins’ Auto Center Inc Merrimack Street Garage Inc Lee, NH (603) 868-8900 Keene, NH (603) 357-7004 Manchester, NH (603) 623-8015 Jeffrey R Lloyd Lewis Ford Inc Michael A Galante Chocorua, NH (603) 323-7214 Colebrook, NH (603) 237-5533 Bartlett, NH (603) 374-6660 Jim’s A-1 Auto & RV Sales Inc LHF Inc Michael Guertin Rochester, NH (603) 335-3445 Pelham, NH (603) 635-3336 Londonderry, NH (603) 425-2304 Jim’s Marine Sales Inc Liberty International Trucks of NH Michael T and Mary R Cooney Charlestown, NH (603) 826-5091 Manchester, NH (603) 623-8873 Concord, NH (603) 226-2697 John & Robbin C Caravona Lisbon Chevrolet Inc Mid-Way Buick Pontiac GMC Inc Tilton, NH (603) 286-8126 Lisbon, NH (603) 838-6341 Somersworth, NH (603) 749-0010 John & Ron’s Auto Sales Inc Littleton Chevrolet Buick Oldsmobile Mike’s Import Auto Sales of Hooksett Inc Plaistow, NH (603) 382-7734 Pontiac Inc Hooksett, NH (603) 627-5800 John A Leavitt Littleton, NH (603) 444-5678 Millennium Auto Sales Inc Hooksett, NH (603) 622-6298 LMS Acquisition Corp Manchester, NH (603) 296-1010 John Grappone Inc Littleton, NH (603) 444-5003 Millennium Motor Sales Inc Bow, NH (603) 224-2501 Locators Unlimited Inc Belmont, NH (603) 267-6664 Kalil Motors Inc Somersworth, NH (603) 740-4333 Minato Auto LLC Plaistow, NH (603) 382-8700 Lovering Imports LLC Portsmouth, NH (603) 431-6100 Keats Inc Concord, NH (603) 224-6681 Monadnock Motorcycles Inc Keene, NH (603) 352-1510 LVR Inc East Swanzey, NH (603) 352-1472 Keene Auto Body Inc Nashua, NH (603) 888-7070 Mountain Valley Recreational Inc Keene, NH (603) 352-3103 M & D Cycles Inc Gorham, NH (603) 466-3868 Keene Chrysler Inc Rye, NH (603) 964-7474 Mountain View Subaru Inc Keene, NH (603) 357-0808 M & M Ford Inc Keene, NH (603) 355-5000 Keith A Babb Epsom, NH (603) 736-9323 Nault Enterprises Inc Auburn, NH (603) 622-1188 MacDonald Motors Inc Manchester, NH (603) 669-7220 Keller Street Motors Lp Center Conway, NH (603) 356-9341 Neat Auto Sales Inc Manchester, NH (603) 634-1000 MacMulkin Chevrolet Inc Manchester, NH (603) 626-4327 Ken’s Auto Sales Inc Nashua, NH (603) 888-1121 New England Motor Car Company Inc Pelham, NH (603) 635-3286 MacMulkin Leasing and Nashua, NH (603) 888-1207 Kendall Leasing Co Inc Rental Inc New England Police Vehicle Leasing Corp Epping, NH (603) 679-1933 Windham, NH (603) 437-7250 North Hampton, NH (603) 964-9959 King Motor Sales LLC Maine Auto Inc Next-Step Motors Inc Exeter, NH (603) 772-1100 Hillsboro, NH (603) 464-4441 Lebanon, NH (603) 448-7002 Kingsway Auto Sales LLC Manchester Motors Inc Nissan of Keene Inc Seabrook, NH (603) 474-8877 Manchester, NH (603) 634-1000 Swanzey, NH (603) 357-7945 Kip & Joe’s Inc Mark Motors Inc North Country Motor Sales Inc Gilford, NH (603) 528-0283 West Chesterfield, NH (603) 256-6400 Lancaster, NH (603) 788-2311 KNH Inc Mary Ellen Moore North Country Trailblazers Inc Keene, NH (603) 352-4330 Manchester, NH (603) 668-6597 Tamworth, NH (603) 323-7669 KRG Enterprises LLC McDevitt Trucks Inc North Hampton D & G Motors Inc Goffstown, NH (603) 497-8228 Manchester, NH (603) 668-1700 North Hampton, NH (603) 964-9787 Lakes Chrysler Jeep Ltd McFarland Ford Sales Inc Northeast Motors Inc Belmont, NH (603) 524-3262 Exeter, NH (603) 772-5953 North Hampton, NH (603) 964-9464 Lakeview Dodge Inc McGreevy Automotive Inc Northstar Auto LLC Laconia, NH (603) 524-2311 Belmont, NH (603) 524-0552 Rindge, NH (603) 532-8700 Lambert Auto Sales Inc McLane Enterprises Auto Center LLC Northwood RV Inc Claremont, NH (603) 543-0188 Goffstown, NH (603) 497-8008 Northwood, NH (603) 942-5824
2003 RETAIL SELLER LICENSEES 57 NVA Ltd Profile Motors Inc Rt 3 Auto Sales of Concord Inc Newport, NH (603) 863-2333 Conway, NH (603) 447-3361 Concord, NH (603) 224-1963 Old Rock Motors Inc Profile Motorsports Plus LLC Rt 3 Auto Sales of Merrimack Inc Pelham, NH (603) 898-4945 Gorham, NH (603) 752-5000 Merrimack, NH (603) 429-4343 One Abbey Road Inc Profile RV Inc Rte 125 RV & Marine Inc Belmont, NH (603) 267-6598 Albany, NH (603) 447-5855 Gonic, NH (603) 335-0112 Orford Servicenter Inc Profile Subaru Inc S & J Motor Company Inc Orford, NH (603) 353-4555 Conway, NH (603) 447-3845 Merrimack, NH (603) 882-5175 Outdoor Sports Center Inc R & R Cycles Inc Salem Ford LLC Concord, NH (603) 228-8600 Manchester, NH (603) 645-1488 Salem, NH (603) 436-5010 P & M Partnership Corp R L A G Properties LLC Saturn of Portsmouth Inc Littleton, NH (603) 444-7755 Merrimack, NH (603) 889-3234 Portsmouth, NH (603) 430-9700 Pat’s Auto Sales LLC Ray’s Marina & RV Sales Inc Scott Connolly Gorham, NH (603) 752-1063 Milton, NH (603) 652-4523 Hampton, NH (603) 926-3039 Patsy’s Inc Reynolds Sales Inc Scott D Barker Concord, NH (603) 226-4600 Kingston, NH (603) 642-5175 Kingston, NH (603) 642-4560 Patsy’s Leasing Corporation Rheinhardt Motors Inc Scott Marquis Concord, NH (603) 225-9710 Plymouth, NH (603) 536-3771 Hooksett, NH (603) 628-7660 Paul Goulet Ric Perreault Seabrook Truck Center Inc Hooksett, NH (603) 625-6363 Rochester, NH (603) 330-0100 Seabrook, NH (603) 474-8310 Paul W & Wendy S M Olson Richard A Crate and David J Crate Seacoast Car Club Inc Albany, NH (603) 447-1198 Enfield, NH (603) 632-7530 Somersworth, NH (603) 692-7770 Paul’s Executive Car Care Inc Richard J Day Seacoast Harley-Davidson Inc Manchester, NH (603) 627-4300 Concord, NH (603) 225-4777 North Hampton, NH (603) 964-9959 PB’s Auto Village of Hampton Falls Inc Richard S Harris Seacoast Imported Auto Inc Hampton Falls, NH (603) 926-9500 Whitefield, NH (603) 837-2767 Stratham, NH (603) 772-7300 Performance Marketing Inc Richard Wunderlich Seacoast Sport Cycle Inc Lebanon, NH (603) 448-3770 Pelham, NH (603) 635-3222 Derry, NH (603) 437-5656 Perras Auto Inc Ricko Enterprises Inc Seacoast Volkswagen Inc Goffstown, NH (603) 624-4812 Rochester, NH (603) 332-0513 Greenland, NH (603) 436-6811 Pete’s Cycle Inc Ride-Away Handicap Equipment Corp Searchforwheels.com Inc Merrimack, NH (603) 598-2697 Londonderry, NH (603) 437-4444 North Hampton, NH (603) 964-2726 Peter W Nugent and Gail D Nugent Riverside Garage and Leasing Inc Second Street Auto Sales Inc Colebrook, NH (603) 237-5541 Somersworth, NH (603) 742-9855 Manchester, NH (603) 668-5292 Peters Auto Sales Inc Robert and Gloria Byrne Shaker Valley Auto and Tire Inc Nashua, NH (603) 889-1166 Gorham, NH (603) 466-2977 Enfield, NH (603) 632-7901 Phillips Auto Sales Inc Robert Geoffroy Shore Thing Inc Chichester, NH (603) 798-3600 Kingston, NH (603) 642-5522 Kingston, NH (603) 642-7400 Pinnacleview Equipment Inc Robert H Irwin Motors Inc Smith Auto Sales Company Inc Walpole, NH (603) 756-3379 Laconia, NH (603) 524-4922 Lebanon, NH (603) 448-3500 PJG Corp Robert J Hart and John F Billingsley Somersworth Auto Center Inc Plymouth, NH (603) 536-5400 Plaistow, NH (603) 378-3511 Somersworth, NH (603) 436-5010 Plummer E Potter Jr Robert Leavitt Somersworth Nissan Isuzu Inc Center Conway, NH (603) 447-5561 Kingston, NH (603) 642-5552 Somersworth, NH (603) 692-5200 Port City Nissan Inc Roberts Chrysler Jeep Dodge LLC State Motors Inc Portsmouth, NH (603) 431-6500 Peterborough, NH (603) 924-7777 Manchester, NH (603) 623-7291 Portsmouth Chevrolet Inc Rochester Lincoln Mercury Inc Steve King Tire Center Inc Newington, NH (603) 436-5010 Rochester, NH (603) 332-5131 Nashua, NH (603) 882-4888 Portsmouth Ford Corp Rochester Motorsports Inc Steven Diantgikis Portsmouth, NH (603) 433-1221 Rochester, NH (603) 335-5700 Windham, NH (603) 894-6504 Portsmouth Used Car Superstore Inc Rockingham Motor Group Inc Steven Richardson Portsmouth, NH (603) 436-5010 Salem, NH (603) 893-7766 Weare, NH (603) 529-7700 Poulin Corporation Rockingham Toyota Dodge Nissan Inc Subaru of Milford Inc Rochester, NH (603) 332-0424 Salem, NH (603) 893-3525 Milford, NH (603) 673-0510 Precision Truck Body Equipment Co Inc Ron Currier’s Hilltop Chevrolet Inc Subaru of Nashua Inc Candia, NH (603) 483-8937 Somersworth, NH (603) 692-2121 Hudson, NH (603) 888-9999 Preowned Automobile Superstore Ltd Rountree Motors of New Hampshire Inc Sullivan County Motors Inc Stratham, NH (603) 772-3132 East Swanzey, NH (603) 352-5900 Claremont, NH (603) 542-9966
58 RETAIL SELLER LICENSEES 2003 Sunnyside Motors Inc Tri-Sun Motors Inc Wentworth Motor Co Inc Nashua, NH (603) 880-6550 Stratham, NH (603) 772-1111 Exeter, NH (603) 772-5975 Talarico Chevrolet-Geo-Pontiac Inc Troy Auto Parts & Service Center Inc Westville Motors Inc Milford, NH (603) 673-3333 Troy, NH (603) 242-3397 Plaistow, NH (603) 382-9223 Talarico Pontiac-Cadillac Inc Truck Equipment Sales & Service Inc White Mountain Volkswagen LLC Manchester, NH (603) 626-6666 Plaistow, NH (603) 382-2095 Manchester, NH (603) 625-4400 Team Nissan Inc Tulley Buick-Pontiac Company Inc William F Fenton Incorporated Manchester, NH (603) 644-8326 Nashua, NH (603) 888-0550 East Swanzey, NH (603) 354-5000 The Auto Outlet of Nashua Inc Twin States Harley-Davidson Inc William H Forte Hudson, NH (603) 889-3433 Lebanon, NH (603) 448-4664 Plaistow, NH (603) 382-3308 Third Time Inc Two Thirds Motors Inc Windham Auto Sales Inc Lebanon, NH (603) 448-6363 Keene, NH (603) 352-0555 Derry, NH (603) 437-0426 Thompson Automotive Inc United Construction Corporation Winnisquam Auto Inc Nashua, NH (603) 888-8080 Newport, NH (603) 863-1240 Tilton, NH (603) 524-8880 Tim’s Truck Capital & Auto Sales Inc Urban Family Automotive LLC World of Wheels Inc Epsom, NH (603) 736-8143 Bow, NH (603) 229-4500 Seabrook, NH (603) 474-5177 Townline Equipment Sales Inc Utility Trailers of New England Inc Wyman’s Chevrolet Co Inc Plainfield, NH (603) 675-6347 Seabrook, NH (603) 474-2515 Hillsboro, NH (603) 464-5544 Tri-City Dodge Inc Vincent’s Auto Inc Yankee Trucks LLC Somersworth, NH (603) 742-9262 Derry, NH (603) 432-1983 Concord, NH (603) 226-2000 Tri-City Subaru Inc Walker Motor Sales Inc Young’s Auto Sales Inc Somersworth, NH (603) 742-3647 Woodsville, NH (603) 747-3389 Laconia, NH (603) 524-3738
2003 RETAIL SELLER LICENSEES 59 Legal Holidays 2004 2005
New Year’s Day January 1st January 1st
Martin Luther King, Jr./Civil Rights Day January 19th January 17th
President’s Day February 16th February 21st
Memorial Day May 31st May 30th
Independence Day July 4th July 4th
Labor Day September 6th September 5th
Columbus Day October 11th October 10th
Election Day November 2nd ______
Veterans Day November 11th November 11th
Thanksgiving Day November 25th November 24th
Christmas Day December 25th December 25th
60 LEGAL HOLIDAYS 2003 State of New Hampshire BANKING COMMISSION 64B Old Suncook Road Concord, New Hampshire 03301 [email protected]