Association of Health Underwriters

New Jersey Association of Health Underwriters HIAPACHealth Insurance Agent Political Action Committee

HIAPAC is NJAHU’s political action commiContributionttee. Please contribute - our livelihoods are a tformstake. “Every man owes a part of his time and money to the business or industry in which he is engaged. No man has a moral right to withhold his support from an organization that is striving to improve conditions within his sphere.” – Theodore Roosevelt Why is HIAPAC necessary? Few other industries are as heavily regulated as health insurance. Therefore, your success, and that of your cliHIAPACents, is directl yisde NJAHU’spendent upon th ePoliticalactions of th eActionNJ State Le Committee.gislature. It is absolu t eItly safeguardscritical that we help yourthose m career.embers of the Legislature who are willing to consider our point of view. This kind of political tool has become far more than a useful option for profes- sionals like us; it has become a necessity. Further, the First Amendment of the Constitution guarantees us and protects our right to free sWhatpeech and doassoc youiation. do with $10 each month? A few cups of coffee? Some scratch- To whom doeoffs?s HIAPA CWhatcontribu tbettere? HIAPAC ctoont rdoibute swithto maj oitrit ythanand mi nensureority party cyourandidate sjob, incu security?mbents and cha llengers alike. Because it is non-partisan, it does not represent the interest of any political party. WhoIfis notprohi bnow,ited by lwhen?aw from co n tTheributin currentg to HIAPAC? politicalInsurance com pclimateanies, banks, requiresutility compani ethats and o tNJAHUher regulated ihasndustr ies, foreign nationals and foreign-owned corporations are prohibited by law from making contributions. Whao cseatan cont ratibu tthee? An ytableone not l iwhensted above importantcan contribute. Yo decisionsu do not have to arebe an NbeingJAHU me mmade.ber to con t rYouribute. career How can I contdependsribute to HIAPA onC? M atheking y associationour contribution is s ibeingmple. HIAP vigilantAC can accept andcontrib ever-present.utions by check or credit card using the form below. Maximum contribution is limited to $7,200 per year. How does HIAPAC decide on cHIAPAContributions? D willecision helps are ma densuree by the Leg yourislative M jobanage msecurity.ent Team. The team is composed of the State President of the NJAHU, the State President Elect of the NJAHU, the State Legislative Chair, the legislative chairs of each of the local chap- ters, a Member-at-Large appointed by theIsn’tPresiden thatt and o uworthr Lobbyist. $10Candida taes month?for HIAPAC contributions are evaluated on a variety of factors, including recommendations from NJAHU members, support of NJAHU policies, accessibility to our members, willingness to learn, and committee responHIAPACsibilities. is registered with the NJ Election Law Enforcement Commission. HIAPAC (Health Insurance Agent PAC) is registered with the NJ ELEC (Election Law Enforcement Commission).

• President’s Club – $100 per month (entitles member to join the NJ Legislative Roundtable and Special Recognition) • Platinum Contributor – $50 per month (entitles member to join the NJ Legislative Roundtable and Special Recognition) • Gold Contributor – $40 per month • Silver Contributor - $30 per month • Bronze Contributor - $20 per month • Supporting Contributor - $10 per month Renewal New I pledge to contribute $______per month and I authorize the NJAHU to charge that amount on the 10th day of each month. I pledge to contribute $______one time only.

Name*______email ______Home Address*______City/State/Zip Code* ______Daytime Phone ______Evening Phone ______Fax ______Occupation* ______Employer* ______Employer Address* ______Charge Credit Card: Visa MasterCard American Express Account Number______Expiration Date ______Total Enclosed ______

Signature ______*Required Field Contributions to HIAPAC are not deductible for Income Tax Purposes. Make your check payable to HIAPAC and mail it, along with this form, to: NJAHU c/o Princeton Public Affairs Group • The Princeton House • 160 West State Street • Trenton, New Jersey 08608-1102 Or fax this form with your credit card donation to Princeton Public Affairs Group at (609) 989-7491. Please check an answer to these four ques tions

1. Would it be important to you to have broker representation when forming a state based exchange? Yes No

2. Would you be concerned if the commission level was reduced? Yes No

3. Would your clients be impacted by the passing of the out of network bill? Yes No

4. Do you feel that reforms to the industry need to be carefully thought out to keep market stability? Yes No

If you answered yes to any of these questions, please complete the reverse side of this form and turn in to any NJAHU convention staff member. ------

Your HIAPAC dollars provided the opportunity for NJAHU to meet with key decision makers in Trenton in 2015, such as: Gov. Chris Christie Senator Sandra Cunningham Senate President Steve Sweeney Assemblyman Jon Bramnick Assembly Speaker Vincent Prieto Assemblyman Dave Rible Senator Nia Gill Assemblyman Senator Tom Kean Assemblyman Louis Greenwald Senator Paul Sarlo Assemblyman Senator Diane Allen Assemblyman Craig Coughlin Senator Joe Vitale

Our lobbyist, Princeton Public Affairs, is #1 on the list of the top ten lobbyists in the state.

Princeton Public Affairs is headed up by Dale Florio, and widely known as the top lobbyist in the state. Last year, PPAG spent $3.37 million on behalf of its many clients, which include Cablevision, NBC Universal, NRG Energy, the NJ Association of Mortgage Brokers, NJ Association of Health Plans, sports-betting interests, charter schools, and the state troopers association.

Here are the top special-interest groups and their lobbying expenditures in 2014, as reported by the New Jersey Election Law Enforcement Commission.

This is why NJAHU needs to build up HIAPAC!

1. AARP NJ: $1,645,217

2. Honeywell International, Inc.: $780,000

3. Verizon NJ: $719,986

4. Prudential Financial Inc.: $716,340

5. Alliance of Automobile Manufacturers: $557,842