THE CEE REPORT WINTER 2018 “Improving the financial health of people around the world directly contributes to improving economic and social conditions for families, businesses and communities. Education is a critical contributor to achieving financial health. By working together to develop innovative approaches to digital financial literacy, we can accelerate our progress and make a difference for the financial health of many who are currently underserved by our financial system. Education is an investment in the future for which we are all responsible.” –Daniel H. Schulman President and CEO, PayPal 2017 Visionary Awards Honoree
UPCOMING EVENTS 2017 VISIONARY AWARDS
OFFICIAL LAUNCH OF On October 25th, CEE held its 12th Annual Steve Liesman, CNBC Senior Economics CEE’S SURVEY OF THE Visionary Awards dinner at The Plaza Hotel, Reporter, hosted the evening. During the STATES New York honoring: Gregory Mankiw, Robert dinner, we showed highlights from our first February 8, 2018 M. Beren Professor of Economics at Harvard ever NYC Student Poster Contest where we Global Financial Literacy Excellence University; Michael A. Peterson, President asked K-12 students to illustrate a personal Center at George Washington University Washington, DC and CEO of Peter G. Peterson Foundation; finance or economics concept. and Daniel H. Schulman, President and CEO NATIONAL PERSONAL of PayPal. The evening was a great success raising FINANCE CHALLENGE over $620,000. Funding supports our May 11, 2018 The Alfred P. Sloan Foundation Teaching mission, helping us to continue on the University of Nebraska Lincoln College of Business Champion Awards were presented to: path of our digital transformation with Lincoln, NE Doug Kramer, 12th Grade Economics, AP EconEdLink; expand our reach through our Economics, World History, and Government National Center for Financial and Economic TH 18 ANNUAL NATIONAL at Herricks High School; Theodore Education and Master Teacher Program; ECONOMICS CHALLENGE Opderbeck, 10-12th Grade AP Economics, and support our National Economics FINALS Honors Economics, Principles of Economics Challenge, Personal Finance Challenge, K-5 Hosted by and Personal Finance, US History, Criminal Afterschool Program, and so much more. A CNBC’s Steve Liesman May 19–21, 2018 Procedure, and Introduction to Law at very special thanks to all of our sponsors New York, NY Waldwick High School; and Gabriel Tanglao, and benefactors. 10-11th Grade AP US History, and US TH 57 ANNUAL FINANCIAL History I Honors at Bergen County Technical LITERACY AND Schools, Teterboro Campus. ECONOMIC EDUCATION CONFERENCE October 4–6, 2018 Atlanta, GA
If you are interested in attending or would like more information on events, please contact Tarnisha Smart at 212.730.6704 or [email protected].
CONTACT US
Council for Economic Education 122 East 42nd Street, Suite 2600 New York, NY 10168
www.councilforeconed.org
Teaching Opportunity ® www.facebook.com/ councilforeconed @council4econed www.youtube.com/ CEE Board Chair Barry Haimes, Steve Liesman, CEE CEO Nan J. Morrison, Greg Mankiw, Michael Peterson, and EconomicEducation Daniel Schulman
CEE Report_Winter2018_6fxgrx.indd 1 1/16/18 3:58 PM HIGHLIGHTS FROM THE STATES CEO CORNER UNIVERSITY OF DELAWARE’S CENTER FOR ECONOMIC EDUCATION AND Note from Nan ENTREPRENEURSHIP (CEEE) Your generosity and support has helped Affiliated with the Delaware Council on Economic Education, the CEEE has us continue to provide children with been making a difference in Delaware and beyond for more than 45 years. the tools to make better decisions Last year, more than 2,600 Delaware kindergartners and first graders for themselves, their families, their began their economic education early, thanks to Economics for Kids communities, and our country. lessons, inspired by children’s books and easily integrated into elementary core instruction. Economics for Kids plants seeds for young students in We continue to invest in EconEdLink, basic concepts related to scarcity, choices, saving, spending, and setting our site for free online resources for savings goals. educators, and to receive kudos for the site; we launched important new Meaningful Economics and Entrepreneurship Competition (ME*) – For topics on cybersecurity and partnered more than 30 years, nearly 400 Delaware students in grades 3-5 gather with Microsoft’s Minecraft to teach each May to show their knowledge of economics, entrepreneurship, economics. We were honored to have and personal finance in day-long competitions. Teams work together on NYC Schools Chancellor Carmen written tests of knowledge before moving to the final exercise at which, Fariña keynote our Annual Conference after brainstorming solutions and marketing plans, students pitch their held right here in Brooklyn this year, business plans to a panel of volunteer judges. showcasing our leadership position in NYC education. On the national stage, I was honored to speak at the Milken Conference, and we look forward to the launch of the 2018 Survey of the States. We are also looking forward to the first full-fledged National Economics Challenge: International, with 64 students from China competing. Highlights of our 2017 accomplishments are on page 3. As we move into the New Year, we will continue to work to level the playing field by expanding core programs for low and moderate income students, to VIRGINIA COUNCIL ON introduce engaging new resources, and ECONOMIC EDUCATION to leverage technology to meet teachers where they are with what they need. Virginia’s versions of the Economics Challenge and the Finance Challenge We thank our generous 2017 supporters, are offered in tandem with an and look forward to welcoming new online competition and a ‘live’ state champions for financial and economic championship event. Titled the education for our children in 2018. Governor’s Challenge in Economics and Personal Finance, this competition is endorsed by Virginia’s Governor who provides support in the form of press releases and participation in the state championship event from cabinet members. Acknowledging regional winners in the online competition and inviting them to the championship round helps promote state participation and awareness. Nan J. Morrison The championship round for Personal Nan J. Morrison Finance is based on a written and oral President & CEO presentation to a case study.
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CEE Report_Winter2018_6fxgrx.indd 2 1/16/18 3:58 PM FULFILLING THE MISSION 2017 Accomplishments In 2017, CEE made significant strides in carrying out our strategic goals and fulfilling our larger mission. Here are some highlights:
MEET THE TEACHERS WHERE THEY ARE CREATED VISIBILITY FOR OUR CAUSE WITH WHAT THEY NEED n Further deepening our relationship with the National n EconEdLink, our online educator gateway, once Association of State Treasurers (NAST), participated again garnered over 1.2M sessions, with registrations in a panel at their 2017 Treasury Management increasing over 20%, attesting to CEE’s continued Symposium ability to meet the needs of 21st century educators n Featured Rhode Island State Treasurer Seth Magaziner n Launched new resources on EconEdLink including and Connecticut State Treasurer Denise Nappier on a Cybersecurity, lessons in partnership with Microsoft’s Financial Education Advocacy Panel at the CEE’s 56th Minecraft, and Policy Perspectives interactives Annual Financial Literacy and Economic Education n Expanded our reach to math teachers, with Math in Conference the Real World page views more than doubling again n Provided critical support to state legislative initiatives this year in Maine, Rhode Island, South Carolina and Florida n Held a record-breaking (600 educators) 56th Annual n CEE’s #MySavingsTip campaign featuring artists, Financial Literacy and Economic Education Conference economists, entrepreneurs and business leaders in Brooklyn, NY, featuring keynote speaker Carmen received media coverage from CNBC, Mashable Fariña, Chancellor of the New York City Department Business, and Yahoo! Finance, earning more than 32 of Education and William Dudley, President & CEO, million impressions from social media and over 100 Federal Reserve Bank of New York million impressions via editorial coverage. Luminaries n Continued to level the playing field by providing sharing their tips included Mark Cuban, Ron Lieber, professional development to thousands of teachers Andrew Ross Sorkin and Randi Zuckerberg nation-wide, nearly 2/3 of whom teach in Title 1 n CEE garnered over 1,250 press mentions, including schools (serve low and moderate income students) coverage in The Wall Street Journal, Huffington Post, CNBC, and Education Week among others SCALED AND ENHANCED KEY INITIATIVES THOUGHT LEADERSHIP n Reached over 3,500 educators through our NYC- based Center for Economic and Financial Education n CEO and President Nan J. Morrison spoke at the – more than 75% of the NYC teachers reached teach Milken Institute Global Conference, the SunTrust in Title 1 schools Foundation National Financial Well-Being Summit, n Continued to receive high marks on program quality, and the Rainbow PUSH Wall Street Project Economic with 99% saying they would recommend our programs Summit to a colleague n CEO selected as judge of the American Bankers n Launched a Master Teacher program to scale our Association Community Banking Awards reach in the NYC-metro area n Hosted renowned economists as speakers in our n Expanded our Family Financial Literacy Nights Vantage Point Series, including Olivier Blanchard program (Peterson Institute for International Economics), Alan Blinder (Princeton University) and Mark Zandi (Chief n Increased National Economics Challenge (NEC) Economist at Moody’s) participation 10% to over 11,000 high school students. n Hosted by CNBC Senior Economics Reporter Steve Featured New York Time’s Best-Selling Author Beth Liesman, the NEC was featured live on Power Lunch Kobliner at our 7th Annual Women’s Breakfast, and covered on PBS’ Nightly Business Report moderated by CNN’s Christine Romans n Licensed the NEC in China; piloted our first NEC: International Round, with Chinese students in NYC
THE CEE REPORT | WINTER 2018 PAGE 3
CEE Report_Winter2018_6fxgrx.indd 3 1/16/18 3:58 PM CEE EVENTS
56TH ANNUAL FINANCIAL LITERACY AND ECONOMIC EDUCATION CONFERENCE BREAKS RECORDS
Over 600 educators from 45 states including over 100 NYC K-12 teachers, attended CEE’s 56th Annual Financial Literacy and Economic Education Conference. Attendees were treated to a variety of sessions ranging from using Minecraft to teach economics to elementary school kids to integrating personal finance lessons into pre-algebra. Guest speakers included Beth Kobliner, Journalist and Best-selling Author; Bill Dudley, President & CEO, Federal Reserve Bank of New York; and NYC Schools Chancellor Carmen Fariña. All related how their family experiences as children shaped their knowledge and attitudes about money, and why it was so critical to bring this education into the schools for kids whose parents might not have the tools to educate them. Nan J. Morrison, CEE President and CEO, presented Chancellor Fariña with CEE’s Lifetime Achievement Award for her vision and leadership in advancing K-12 education. Special thanks to our sponsors: Lead Sponsor Wells Fargo; Gold Sponsors Bank of America, Fidelity Investments, and Voya Financial; Teacher Champion Sponsor Ally; Teacher Leader Sponsor Discover; Affiliate Council Directors Breakfast Sponsor Sifma Foundation; Teachers’ Breakfast Sponsor Assurant; New York City Commuter Teacher Bundle Sponsor GNY Insurance Companies; and Teachers’ Roundtables Sponsor New York Community Bank.
“It was awesome. The entire two days was a learning event. Got some take-aways to improve upon the work we do around Financial Literacy at our school. Thanks to CEE. Great, insightful and forward thinking work. It has a direct alignment with my vision for our students and school.” – Anita M. Coley, Principal, P.S. 25 The Eubie Blake School, Brooklyn
LEAVE A LEGACY OF LEARNING
Support CEE to continue making economics and personal finance a priority in our schools. By making a planned gift today, you will make a difference in the lives of future generations. Learn more: http://councilforeconed.org/planned-giving
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CEE Report_Winter2018_6fxgrx.indd 4 1/16/18 3:58 PM CEE PROGRAMS
WELLS FARGO GETS “HANDS-ON” TO SUPPORT FINANCIAL LITERACY
CEE was pleased to partner with Wells Fargo on several New York City-based programs this fall, including sponsorship of CEE’s 56th Annual Financial Literacy and Economic Education Conference, four Hands on Banking webinars, three financial literacy workshops for teachers and two Family Financial Literacy Nights. Wells Fargo’s support enabled us to reach more than 710 teachers, their students, and many families. At the Family Financial Literacy Nights, one in Manhattan at Cornelia Connolly Middle School for girls and one in Brooklyn at P.S. 25, students, parents and teachers worked together to learn about making and saving money. They engaged in a variety of activities such as figuring out what jobs they could do to save money for a purchase and what products and services to sell to pay for a pet dog. They had fun creating their own colorful dollar bills and coming up with ways to reduce spending on a budget. Thank you to Wells Fargo for their support of this broad set of activities, and for their longstanding partnership.
Creating a dollar bill
Students learn about budgeting and saving
THE CEE REPORT | WINTER 2018 PAGE 5
CEE Report_Winter2018_6fxgrx.indd 5 1/16/18 3:59 PM 2017 DONOR HONOR ROLL We would like to thank our donors who gave their support in 2017. We were pleased that so many gave in honor of a special teacher at our Visionary Awards gala. Champion ($500,000+) Michael Peterson Glenn Hubbard Daniels Fund Gary Price Aaron Karczmer State Farm Insurance Companies Chet Ragavan* Kevin Kelly Lowell Robinson Richard Ketchum Champion ($250,000 to $499,999) Dan Schulman Jeffrey M. Lacker Fidelity Investments (FMR) John J. Siegfried, Ph.D. Felicia Lipson Gary H. Stern Michael A. MacDowell Champion ($100,000 to $249,999) TD Ameritrade Loretta Mester Anonymous (1) The Walton Family Foundation Paul Montrone Alfred P. Sloan Foundation Ursula Moran Bank of America Foundation Investor ($5,000 to $9,999) The Morris and Helen Messing Foundation Barry G. Haimes ADP Kenneth Motschwiller Verizon Foundation Kristen Dickey North Jersey Federal Credit Union Wells Fargo Bank N.A. DTCC The William and Jo Ellen Odom Fund Russell Glass Franz Paasche President ($50,000 to $99,999) Cindy Golub Louise M. Parent Assurant Greater New York Mutual Partnership for New York City Moody’s Corporation Insurance Company Gerald Rosenfeld PayPal Institutional Investor Inc. Russell Reynolds Associates Peter G. Peterson Foundation Iridian Asset Management Savills Studley PwC Gary Marino S. Buford Scott The UPS Foundation Melinda J. Mount Kim Leslie Shafer Voya Financial New York Community Bancorp, Inc. Martin Siroka Joseph M. Schell Donald Siskind Educator ($25,000 to $49,999) Muriel F. Siebert Foundation Susquehanna Foundation Ally William Wilby Graham Tanaka The Calvin K. Kazanjian Economics Duncan Young Susan Tanaka Foundation Kay Torshen Discover Saver ($1,000 to $4,999) Trio Foundation East End Advisors LLC Anonymous (3) Hal R. Varian IAC Jonathan Auerbach Chase Welles Beth Kobliner Shaw Richard Bassuk Phil Wharton The Stiles-Nicholson Foundation Charlotte B. Beyer Bruce Wolfe Voya Foundation David and Eunice Bigelow Sally Wood Alan S. Blinder Scholar ($10,000 to $24,999) Michael Blumstein Supporter ($500 to $999) American Express BTQ Financial Anonymous (1) Capital One Foundation Stephen G. Buckles Michael Bernstein Peter Chaffetz Chris Byke Laura Burke (IHO Mrs. Gorham) Chaffetz Lindsey John Campbell Chris Caltabiano Charles Schwab & Co., Inc. Mary Ann Casati Brad Coleman Robert Alan Chlebowski CEE-Japan Glen Dailey Edelman Coho Partners, Ltd. Frances D’Alessio Nancy Ertag-Brand Christine Cronin and Mark Hurst Jonathan Dodge Robert Fauber* The Dickson Foundation, Inc. Pepi Ertag Ford Motor Credit Company Susan Doty Benjamin M. Friedman, Ph.D. The George Lucas Family Foundation Michael Eckstut Louis V. Gerstner, Jr. The Guardian Life Insurance Ernst & Young LLP Nili Gilbert Company of America Yildiz Ferri Diane Glossman The Jerome V. Bruni Foundation Cynthia Fisher Cynthia Hallenbeck Mary Ann Johnson Mark Fitzsimmons John E Herzog Mitchell R. Julis Citadel Foundation Kevin Hogan Larry Kantor Stephen Freidheim Constance Hunter (IMO Dodie Hunter) Ann F. Kaplan GAMCO Investors, Inc. Elizabeth Kolinski (IMO Ralph Kolinski) Samantha Kappagoda and GenPact Claire Lea-Howarth David K.A. Mordecai Jennifer Gerold Annamaria Lusardi Arkadi Kuhlmann (IHO Monika Kuhlmann) The Gordon and Llura Gund Foundation Merus Capital Partners Nan J. Morrison (IMO Lila Morrison and Holly Hess Groos Jason Morganroth Miss Hughes) Jenny Van Leeuwen Harrington Judith J. Plows David W. Nelms Henry & Elaine Kaufman Foundation, Inc. Ann Sarnoff New York Life Insurance Company Willard I. Hill, Jr. Pam B. Schafler
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CEE Report_Winter2018_6fxgrx.indd 6 1/16/18 3:59 PM 2017 DONOR HONOR ROLL
Maureen Sherry Jill and Jeff Fein Doug Pearce Tarnisha Smart-Santiago Tawni Ferrarini Ruth and Samuel Perelson Tyler Spalding Theresa Fischer Nada Polanco John A. Sprague The Flagg Fund Rosalie Polanco Kathleen Stephanson Barbara Flowers James Poterba and Nancy Rose Marc Sulam Patricia Fox (IHO Vivian Ouellette) Charles J. Privitera, Jr. Susquehanna University Robert and Jane Friedman Sherry Pudloski Manuel Vianna Shelby Frost Dick Rankin Andrew M. Wallach Peter A. Furman Sura Alammar Rathore Gerri Walsh Amy Geffen Georgia Sozou Reichert Margaret G. Warren Stephanie Gisriel Stewart R. Reiter Chris Welch Kevin Gotchet Peter Remch Anita Wien Joan Shapiro Green Margaret Rienecker Jim Wilkinson Daniel Hamermesh Barbara Riordan Ted Hartsoe Helen Roberts Friend (Up to $499) George Hornig Jessica Rodgers Laurence Ach Elise Hubsher (IMO Blanche Hubsher) Matthew Russman Wendy Shellee Adams Paul Idzik Ryan Labs, Inc. Amazon Smile Sol Israel and Nancy Cohen David G. Samuels Owen D. Ambur Annmarie James Matheus Schneider Patricia C. and Thomas C. Barron John Jones Linda Schwegman Jenny Beaudry (IHO Mrs. Whittemore) Alan R. Kahn Charles Scibetta Richard Berner Christine Kieffer Charles Scott Mark Biderman Jeff Kivitz Seashore Striders Charlotte Bourhis Mary Kristin Klein Lisa Shalett George H. Boyd III Laurence Kotlikoff Angela Shelton Chris Bujara Jonathan Lamb Brian Sloboda Tom Burnett Riza Laudin Samantha Smith Caren Byrd Daphne Layton Theresa Burton Sprague Stephan Caesar (IMO Sophia D. Lokko) Cathy Levy Claire Steinberg Rosanna Castillo Diana Lie Kristina Stillman Center for Economic Education at the John Lipsky Jeanne-Mey Sun University of Texas at Tyler Jill Faherty Lloyd Richard Sylla Joan Chevalier Daniel MacEachron Kenneth J. Taubes Lee A. Clair Zach Mansell Ranjit Thomas Richard Clements Michael McDonough Daniel Thompson Robert L. Clinton Katherine McElroy Tom Trynin Jennifer Cohan Douglas H. McNeil Sean Tubridy Derek D’Angelo Russell Messner Wayne J. Vaughan Tamiko Dargan Sheelyn Michael (IHO Susan Ipsen) Kimberly Weinrick (IHO Elma Williams) Angus Deaton Mr. and Mrs. Moorhead David A. Weisbrod Mark DeNio Emily Kolinski Morris Robin L. Weiss Mike Dessimoz Cecilia Moss Amy Wheeler Lori Dickes Oath Lawrence White Paul Dietche Neil Olson Gulum Williams Rochelle Diogenes Ravindra Pandey* (IHO Rajdeo Pandey) David Witter Andrea Donkor (IHO Dr. Ashwi Birdi) Douglas F. Parker Alex Wood Thomas Dunn Mehul Patel Mark Zandi Alan B. Ettinger and Deborah M. Weisbrot Gregory H. Patterson
* Special thanks to our donors who acquired a matching gift from their company. | IMO = In memory of | IHO = In honor of
Affiliate Support Maryland Council on Economic Education With much appreciation to Alabama Council on Economic Education Michigan Council on Economic Education our in-kind donors: Arizona Council on Economic Education Minnesota Council on Economic Education Stephanie Gisriel, Baron Capital California Council on Economic Education Mississippi Council on Economic Education Hogan Lovells US LLP Econ Illinois Montana Council on Economic Education Florida Council on Economic Education Nebraska Council on Economic Education We make every effort to ensure that Georgia Council on Economic Education North Carolina Council on Economic Education the information listed is accurate. If Indiana Council for Economic Education SC Economics you have any questions, please contact Tarnisha Smart, Senior Director of Iowa Council on Economic Education South Dakota Council on Economic Education Development at 212-730-6704 or Kansas Council on Economic Education Virginia Council on Economic Education [email protected]. Louisiana Council for Economic Education Washington Council on Economic Education
THE CEE REPORT | WINTER 2018 PAGE 7
CEE Report_Winter2018_6fxgrx.indd 7 1/16/18 3:59 PM BOARD OF DIRECTORS
OFFICERS Willard Hill, Jr. Managing Director (former) CEE Welcomes Barry Haimes, Chairman MBIA Inc. Managing Partner New Board Member Sage Asset Management Mary Ann Johnson President Lowell W. Robinson, Secretary Johnson Custom Strategies, Inc. Russell Glass is the Board of Directors Managing Partner of ENVINE Larry Kantor Managing Director and Head of Global RDG Capital LLC and the Holly Hess Groos, Treasurer Research (retired) former President of Icahn EVP & CFO Barclays Capital Oath Associates Corp., the Samantha Kappagoda private investment firm Nan J. Morrison, President & CEO Chief Economist & Co-Founder Council for Economic Education Risk Economics, Inc. of Carl Icahn. Mr. Glass is a private investor in real estate, venture Emily Kolinski Morris DIRECTORS EMERITI Chief Economist capital, private equity and public securities. Harold Burson, Chairman Emeritus Ford Motor Company He has served as the Managing Partner of Founder Chairman (retired) Arkadi Kuhlmann RDG Capital Management, Princeford Capital Burson-Marsteller Founder and CEO Management, and other investment affiliates. John T. Dillon, Chairman Emeritus Zenbanx Holding Ltd. Previously he was engaged in investment Chairman & CEO (retired) Jeffrey M. Lacker banking, fund management and securities International Paper Company Former President (retired) research at Kidder, Peabody & Co., Premier Harold McGraw III, Chairman Emeritus Federal Reserve Bank of Richmond Partners, Ranger Partners, Relational Investors Chairman, President & CEO Annamaria Lusardi McGraw Hill Financial, Inc. Denit Trust Distinguished Scholar in and L.F. Rothschild, Unterberg, Towbin. He has R. Madison Murphy Economics and Accountancy also been an executive officer or director of The George Washington University Chairman (retired) School of Business numerous companies, including Automated Murphy Oil Corporation Director, Financial Literacy Center Travel Systems, Axiom Biotechnologies, William E. Odom, Chairman Emeritus Cadus Corporation, Lowestfare.com and Chairman (retired) Michael A. MacDowell Managing Director Ford Motor Credit Company National Energy Group. The Calvin K. Kazanjian Economics Foundation, Inc. Mr. Glass is a Senior Adviser to Knights BOARD OF DIRECTORS Loretta J. Mester Genesis Group, a diversified Chinese Scott Booth President and CEO investment firm with holdings in private equity Managing Partner Federal Reserve Bank of Cleveland Eastern Advisors LLC and real estate in New York, Shanghai and Cathy E. Minehan Beijing. He is also a current board member Deidre Campbell Dean of the School of Management of Global Sector Chair, Financial Services Simmons College of Blue Bite Inc., a digital media marketing Edelman Former President company, and the A.G. Spanos Corporation, Federal Reserve Bank of Boston Peter Chaffetz a national real estate developer and owner Partner Gary Price of the Los Angeles Chargers of the National Chaffetz Lindsey LLP U.S. Chief Administrative Officer & Partner Affairs Leader Football League. Mr. Glass is a part owner of Robert Alan Chlebowski PwC the New York Mets of Major League Baseball. Executive Vice President Wells Fargo Chet Ragavan, CFA He has been a guest lecturer at Columbia EVP & Chief Risk Officer Business School and holds a BA degree in Susan Doty Voya Financial Director of the Center for Economic Economics from Princeton University and Education and Financial Literacy at Jeffrey Sanson an MBA degree from the Stanford University The University of Texas at Tyler Executive Director Indiana Council for Economic Education Graduate School of Business. Robert Fauber President John J. Siegfried Moody’s Investors Service Professor Emeritus Vanderbilt University Benjamin M. Friedman William Joseph Maier Professor of Political Gary Stern Economy Former President (retired) Department of Economics Federal Reserve Bank of Minneapolis Harvard University Philip Wharton Russell Glass EVP, Director of Multi-Family Development Managing Director RXR Realty RDG Capital LLC Duncan Young CEO Envision Experience
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