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UNRWA Emergency Appeal Pro g ress Re p ort

Destroyed housing, Khan Younis Refugee Camp, Gaza Strip 10

Tenth progress report covering September 2001 Emergency Appeal

This is the tenth progress report in UNRWA’s emergency appeal series: flash appeal launched 4 October 2000, first emergency appeal launched 8 November 2000, second emergency appeal launched 22 February 2001, and third emergency appeal launched 22 June 2001.

This progress report covers the period 1 – 30 September 2001

Background

The UNRWA microfinance and microenterprise programme offers one barometer for gauging economics and livelihoods trends in the West Bank and Gaza Strip. During September, the situation of the programme in the West Bank, and the implications it holds in terms of livelihoods, were reviewed from the start of the present crisis in September 2000.

Since the start of the crisis, the financial performance of the Agency's microfinance programme in the West Bank, like that of its sister programme in the Gaza Strip, was weakened by the economic shocks suffered by its borrowers and the recessionary forces squeezing the economy. During the financial years 1998 through 2000, the programme had been operationally self-sufficient, paying all expenditures from interest revenues. Despite the political and humanitarian crisis, it maintained full cost recovery until August 2001, when it incurred a small loss due to the slowdown in lending and mounting overdue payments by its clients. The following charts depict these effects on the operations of the programme and the increasing risk it has faced.

Effects of the Crisis on UNRWA's Microfinance Programme - West Bank

1200 $1,400,000

$1,200,000 1000 $1,187,857

$1,000,000 800

$800,000 $736,813 600 $679,668 $600,000

$516,668 Value of Loans

Number of Loans 400 $400,000

200 $200,000

0 $0 Third Quarter 2000 Fourth Quarter 2000 First Quarter 2001 Second Quarter 2001 2000-2001 Number of Loans Value of Loans The chart above shows that at the onset of the crisis the programme was delivering 1,095 loans valued at US$ 1.88 million. As the crisis deepened, this fell to 509 loans valued at only US$ 0.52 million by the end of the first quarter in 2001. Although it achieved a slight recovery during the next quarter when it disbursed 673 loans valued at US$ 0.74 million, throughout this period the productivity and value of lending in the programme dropped by 40 per cent. As a result, the programme had to meet its costs from a lower volume of lending, which produced reduced revenue.

At the same time, an increasing range of risks contributed to a lowering of the cost recovery of the programme. Thus, from the end of September to the end of December 2000, the on-time (no days late) monthly repayment rate of the programme fell from 64 per cent to 23 per cent, and then flattened out at 21 per cent for the first half of 2001. This was mirrored by an increasing portfolio past-due rate, that rose from 13 per cent at the end of September 2000, to 38 per cent at the end of the next quarter, then rising again to 53 per cent in the next months as clients fell behind in payment. In the next quarter a partial recovery was gained when it dropped to 49 per cent.

Risks in the Portfolio

70.00%

64% 60.00%

53.48% 50.00% 48.81%

40.00% 37.91%

Percent 30.00%

23% 20.00% 21% 21%

12.69% 10.00%

0.00% Third Quarter 2000 Fourth Quarter 2000 First Quarter 2001 Second Quarter 2001 200-2001

Past Due Rate On-time Repayment Rate

These indicators demonstrated the financial squeeze being faced by most businesses, with nearly 80 per cent of businesses generating insufficient income to meet their credit commitments, the salaries of their workers and the needs of their families. To cope with this, most businesses have laid off part or all of their workforce, while many of the smaller businesses have reduced their workforce to just family workers.

When these businesses are unable to pay off their loans and other credit commitments, they are unable to renew the working capital, raw materials and assets needed to start the next production or sales cycle. This results in business downturn and stagnation that trap enterprises in a credit squeeze where they are unable to make their accounts payable to creditors or collect their accounts receivable from customers, who are also caught in the same vicious cycle as themselves.

UNRWA Emergency Appeal Tenth Progress Report: September 2001 2 There is speculation that the collapse of the Palestinian economy has reached such a low state that even under best conditions it may take years to recover lost orders, restore assets, repair the credit system, re-establish lost jobs and create business confidence. Real recovery cannot begin until the current political and humanitarian crisis ends, while a stop-start process of political talks is viewed as unlikely to be sufficient to produce the longer-term stability needed for economic recovery.

It is to be noted that in a situation where by some estimates one family in every seven may have lost its source of income and where almost half of all households may have lost half of their family incomes, more and more people will be living in poverty. If trends are to continue, increasing numbers of people will be unable to meet the basic needs of their families from either social support networks or relatives.

The long-term impact of the crisis in economic terms was confirmed in the September overview report of the Office of the United Nations Special Coordinator in the Occupied Territories (UNSCO).1 According to this report, the sustained deterioration in the Palestinian economy suggested that recovery will take longer than after previous periods of recession, even if political progress allowed full lifting of closures and the return to work of all Palestinian workers previously employed in Israel.

Pledges to UNRWA’s Third Emergency Appeal increased considerably over the period 15 September to 15 October, and reached 65 per cent of the US$ 76.9 million required. However, contributions actually received amounted only to US$ 8.3 million, or less than 11 per cent of funds required.

UNRWA relief activities nevertheless picked up again during September with the arrival of new consignments of food in the Gaza Strip, enabling food distribution to recommence.

Emergency employment creation

• In the Gaza Strip during September a further 1,585 persons were hired under UNRWA's emergency employment programme. This brought to 8,494 the total number receiving temporary employment since the programme started in January 2001, of whom 1,794 have been women. A total of some 67,488 dependants are believed to have been supported through these activities

• In the course of the month a total of 3,313 contracts were active, attached to various departments within the Agency’s Field Office and Headquarters in Gaza. Among these were 551 guards at schools and other Agency installations, 507 sanitation labourers, 469 school cleaners, 490 teachers and school supervisors.

• The paving of sandy alleyways in the refugee camps of the Gaza Strip continued. Approximately 15 per cent of the 191,800m² work planned under the first and second emergency appeals has now been completed.

• Contracts for the reconstruction of 82 shelters belonging to refugees registered as Special Hardship Cases were awarded, bringing to 110 the total number of contracts.

1 “Impact on the Palestinian Economy of Confrontation, Border Closures and Mobility Restrictions, 1 October 2000 to 30 June 2001”, UNSCO, September 2001.

UNRWA Emergency Appeal Tenth Progress Report: September 2001 3 • A contract for the construction of six classrooms at one Agency school was awarded, bringing the total number of classrooms contracted to 28. Another 17 classrooms are in the awarding stage and 12 others under design.

• A contract for the construction of a school in Nuseirat refugee camp was awarded. Contracts for two other schools in Jabalia camp are in the awarding stage, while another in Bureij Camp is currently being designed.

• A contract for the construction of a warehouse roof in the Agency's Field Office in Gaza was awarded, and the site turned over to the contractor.

• Maintenance work on 51 toilet units at several UNRWA schools in the Gaza Strip continued, and the paving of yards at several schools was begun.

• In the West Bank in September, UNRWA offered temporary employment to 624 individuals, 277 of them women, in connection both with the Agency’s regular programmes and with its emergency operations. Among these were 61 teachers, 20 social workers, six engineers, five physicians, 14 nurses, and 23 school counsellors. For unskilled workers, UNRWA provided short-term jobs for 25 guards, 25 janitors and 65 sanitation labourers. The wages paid to these employees are believed to have helped provide for 2,853 dependants.

• Since January 2001, in the West Bank UNRWA has given direct, short-term employment to 2,489 individuals, 1,560 men and 929 women, within the Agency’s various programme departments. Their dependants number 10,854.

• There were seven maintenance projects underway at UNRWA installations in the West Bank during September, including its boys’ school in Hebron, three vocational training centres in Qalandia and Ramallah and health centres in Doura and Auja. Recreation facilities in the Jenin, Dheisheh, Balata and Qalandia refugee camps were completed during the month. These open areas include slides, swings and carousels, and where possible have been built with ramps for disabled access. Similar facilities were under construction in the Tulkarem and Arroub camps.

• UNRWA awarded three contracts totalling US$ 1,595,707 for the construction of additional classrooms at girls’ schools in Biddo, Bir Zeit and Jenin in September. By the end of the month, preparatory work had begun at the site in Biddo, while at Jenin, closures prevented the Agency from turning over the site to the contractor.

• The second phase of a programme of improvements to infrastructure in the refugee camps continued, and by the end of September work crews had completed the construction of 21,365m2 of pathways and 3,300m of drains in 15 of the West Bank’s 19 refugee camps. This work has entailed 6,891 person-days of labour, with each worker paid NIS 50 a day. Eight-man work crews are rotated every 10 days, in order to maximise the numbers able to benefit.

Emergency Food Aid Food distribution,Beach Camp, Gaza Strip • In the Gaza Strip, on 24 September the food distribution cycle recommenced. Two complete monthly distribution rounds are currently planned. Further rounds depend on the replenishment of stocks. A total of up to 127,000 families in the Gaza Strip is targetted in each round.

UNRWA Emergency Appeal Tenth Progress Report: September 2001 4 • By the end of the month the first 18,583 of these rations had been distributed. A further 11 food ration packages were distributed to families in Rafah whose homes had been demolished by Israeli military operations during the month.

• Since the beginning of the crisis the Agency has distributed a total of 625,940 food rations to 123,974 families in the Gaza Strip.

• In the West Bank, UNRWA distributed food rations out of residual stocks to 2,338 families, 2,208 of them in Jenin and 130 in the old city of Hebron. Curfews, road closures and incursions by Israeli forces limited severely freedom of movement for residents of both cities.

By 14 September, when UNRWA began distributing food in Jenin, the city had been under curfew for a full month. Delivering supplies to the city was to prove arduous. UNRWA staff set out for the city from Nablus at 7.30 a.m. on 16 September in a convoy of four trucks. They were halted at the first of three checkpoints along the road, and could not reach their destination until 2 p.m. While attempting to return to Nablus that evening, the convoy was stopped at another of the checkpoints. Numerous requests for permission from the Israeli forces for the convoy to pass were refused, and shortly before midnight the staff entered the nearby village of Silet El-Daher, where they were forced to spend the night. They left the village the next morning and reached Nablus at 6.30 a.m., almost 24 hours after having set out.

Selective cash assistance for families in extreme crisis

• In the Gaza Strip during September, US$ 218,050 was issued in cash to 711 families in urgent need of assistance. Since the beginning of the crisis, the Agency has issued US$ 1,871,036 to 5,570 families in the Gaza Strip, at an overall average of US$ 336, as follows: US$ 149,739 to 225 families who have lost their breadwinner at an average of US$ 666; US$ 178,633 to 685 families whose breadwinners sustained serious injuries at an average of US$ 261; US$ 565,600 as relocation fees to 1,387 families who were forced to vacate their homes as a result of military activities or shelling of their areas of residence at an average of US$ 408; US$ 977,064 to 3,273 families with pressing emergency-related cash requirements, such as utility payments, which they could not afford otherwise at an average of US$ 299.

• In the West Bank during September, UNRWA made cash grants totalling US$ 58,215 to 472 families, in a majority of cases helping to defray the costs of children’s school supplies. Half of the recipients reside in refugee camps, and grants ranged in value from US$ 50 to US$ 200.

Emergency shelter rehabilitation

• In the Gaza Strip, by the end of September the total number of houses to have been demolished as a result of Israeli military operations since the start of the crisis reached a total of 196. These had accommodated 291 families, totalling 1,514 persons.

• 154 of these houses had accommodated 240 refugee families, totalling 1,235 persons. 134 of these refugee shelters had accommodated 187 refugee families with no alternative housing facilities to which they could be moved.

UNRWA Emergency Appeal Tenth Progress Report: September 2001 5 • It remains impossible to construct housing for these families in their original locations, given the continuing threat of military action at these sites. Of the 94 housing units slated for construction in the Rafah area, 64 have been put to tender and the contract is currently in the awarding stage. Work on these 64 units is scheduled to begin on 27 October 2001, aiming for completion in February 2002.

• In the West Bank, UNRWA extended financial assistance to 499 families to help cover the costs of repair to their dwellings, which had been damaged in clashes between Israeli forces and armed Palestinians. Of the 499 families assisted, more than half live in the Aida refugee camp (232) and in Beit Jala (34), both scenes of heavy fighting during the last week of August. Of the other families, 104 live in Hebron, 55 in Jenin, 29 in the Fawwar refugee camp, 39 in Ramallah and six in Jericho. The average amount of assistance granted was US$ 293.

Post-injury physical rehabilitation

• In September UNRWA’s social workers in the West Bank referred a further eight individuals injured in the Intifada to professionals for assessment of their disabilities, and to identify the kinds of assistance they need to lead more independent lives. Such assistance may take the form of medical treatment, a prosthetic device, or vocational rehabilitation. Three of the individuals suffered multiple injuries, to their legs, arms, or eyes, and the five others, injuries to their legs.

• UNRWA assisted four families in the Fara refugee camp with modifications to their dwellings to meet the needs of disabled family members and ease the burden on caregivers. The total cost of the work was US$ 3,143. During the month 42 persons with disabilities and 175 of their family members attended workshops aimed at restoring the self-confidence of the disabled, and at equipping caregivers with the skills to cope with their particular needs.

• UNRWA distributed 740 crutches and 326 walkers to Community Rehabilitation Centres in 13 refugee camps in the West Bank for the use of residents who have sustained a temporary disability.

• In the Gaza Strip, 22 persons with disabilities resulting from injuries sustained during recent clashes reported to the Agency’s Health Centres for special care, including physical rehabilitation, prosthetic devices and cash assistance. This brought to 500 the total number of cases in the Gaza Strip assisted in this way since the beginning of the crisis. Of these, 406 have received physiotherapy treatment at the Agency’s health centres.

Health

• Pressures on UNRWA's health care services continued to increase. In part this is due to the deteriorating economic circumstances, as patients previously seeking medical care at private clinics have increasingly turned to UNRWA. The large number of injuries sustained in clashes with Israeli forces, as well as stress-related illnesses, have also led to increased demand. Many of these will be chronic cases, imposing a long-term impact on Agency services.

• The following indicators for the Gaza Strip show the increase in demand for UNRWA's medical care, by comparison with the situation prevailing prior to the Intifada:

UNRWA Emergency Appeal Tenth Progress Report: September 2001 6 Curative Medical Services Medical consultations increased by 21 per cent Dental consultations increased by 18 per cent Laboratory tests increased by 16 per cent

Physiotherapy Services New cases increased by 30 per cent Sessions increased by 25 per cent

Chronic Diseases Diabetes Mellitus patients increased by 12 per cent Hypertension patients increased by 12 per cent Bronchial Asthma patients increased by 13 per cent

Medical Supplies Consumption increased by approximately 17 percent

Supplementary Feeding Programme (Dry Rations) The number of pregnant women receiving rations increased by 21 per cent The number of nursing mothers receiving rations increased by 3 per cent

• Increases in demand have been met until now through emergency appeal funding, which has met additional staff costs, medical supplies, vehicles, and subsidies for prosthetic devices. Procurement of additional quantities of drugs, first-aid and other supplies for the Agency's health centres in the Gaza Strip continued during September.

Emergency compensatory education

• UNRWA schools in the West Bank opened on 1 September, but increasing restrictions on the freedom of movement prevented many teachers from reaching their schools. In September 2,281 absences were recorded, almost 40 per cent of the total number during the entire 2000/2001 academic year.

• The Field Education Programme in the West Bank appointed 61 additional teachers on temporary UNRWA Boys’ School, Jenin Camp, West Bank. Boundary contracts under the emergency wall damaged by a tank shell during an incursion by employment programme. These Israeli forces on 12 September. extra teachers filled in for colleagues unable to report to work due to the mobility restrictions and conducted remedial classes for students in the elementary grades showing weaknesses in mathematics and reading.

UNRWA Emergency Appeal Tenth Progress Report: September 2001 7 Other emergency activities

• In an attempt to respond to the psychological needs of the children enrolled in its schools in the West Bank, UNRWA extended the contracts of 23 counsellors recruited last February. The counsellors meet with students in groups and encourage them to speak openly about their fears and frustrations. Students who behave aggressively or show signs of neurosis are counselled individually.

• In the Gaza Strip during September, 12 tents, 60 blankets, 60 mattresses, 22 mats and 11 kits containing kitchen utensils were distributed to families whose homes had been demolished during the month by Israeli forces in Rafah. Since the beginning of the current crisis, in Gaza the Agency has distributed a total of 77,609 blankets, 8,170 mattresses, 139 tents, 230 mats and 116 kitchen kits.

Monitoring and reporting

• In the West Bank during September, UNRWA vehicles were detained at Israeli checkpoints in record numbers. 299 armed incidents were reported, an average of 10 each day. 607 Palestinians sustained injuries, and 43 others, as well as 15 Israelis, lost their lives. Against this background the Operations Support Officers continued to monitor routes, negotiate passage for staff and supplies at checkpoints, and ensure the security of Agency installations.

• In the Gaza Strip, Israeli imposed restrictions continued to hamper both the Agency’s regular and emergency operations. More than 45 ten-tonne truckloads of supplies remain at the Agency’s West Bank Field Office awaiting transport to Gaza. Difficulties continued to be faced in obtaining travel permits for area staff members engaged in duty travel arrangements.

• No permits have been given to any of the area staff drivers, thus creating major obstacles to the Agency's operations.

• The main road to the Gaza landfill is still closed.

• New procedures at the Allenby Bridge imposing searches to the pouch car and holders of UNLP, including those with diplomatic visas, are severely affecting the movement of staff and mail, generating delays in the Agency's daily work.

Annexes:

I. Spreadsheets: pledges and contributions received (flash, first, second and third emergency appeals) as at 15 October.

II. Combined expenditure report.

All photographs in this report © UNRWA Gaza photos: UNRWA/Abu Hasna West Bank photo: UNRWA/Field Office

UNRWA Emergency Appeal Tenth Progress Report: September 2001 8 UNRWA'S EMERGENCY APPEAL FOR GAZA AND WEST BANK

A- FLASH APPEAL LAUNCHED ON 4 OCTOBER 2000 (as at 15 October 2001)

CONFIRMED RECEIVED OUTSTANDING DONOR CASH IN-KIND Local Currency US Dollar US Dollar US Dollar AUSTRALIA AUD 250,000 130,375 130,375 0 BELGIUM BEF 1,500,000 34,173 34,173 0 CANADA CAD 150,000 98,656 98,656 0 DENMARK DKK 800,000 90,703 90,703 0 ECHO EUR 120,000 106,995 51,899 55,096 FINLAND FIM 500,000 74,734 74,734 0 FRANCE FRF 276,938 39,284 39,284 0 Supplies to Qalqilya hospital ($2,308) RECEIVED 21 Bullet proof jackets ($3,000) RECEIVED Medical emergency kit ($8,102) RECEIVED Equipment for Qalqilya Hospital ($565) RECEIVED Supplies for Qalqilya Hospital ($554) RECEIVED Equipment for Qalqilya Hospital ($1,809) RECEIVED Supplies for Qalqilya Hospital ($360) RECEIVED HOLY SEE (Pontif. Mis.) 5,000 5,000 0 IRELAND 100,000 100,000 0 JAPAN 85,050 85,050 0 LUXEMBOURG 105,000 105,000 0 NEW ZEALAND NZD 100,000 40,550 40,550 0 SAUDI ARABIA Medical supplies ($250,000) RECEIVED SPAIN 19,967 19,967 0 SWEDEN SEK 1,000,000 99,404 99,404 0 SWITZERLAND 10,000 10,000 0 USA 300,000 300,000 0 AGFUND 50,000 50,000 0 CHILDREN INTERNATL. NIS 86,375 21,151 21,151 0 Food Baskets ($10,000) RECEIVED RKK JPY 1,000,000 9,346 9,346 0

SPIMACO, SAUDI ARABIA Medical supplies ($12,505) RECEIVED USAID (thru' CARE) In kind ($17,047) RECEIVED TOTAL 1,420,388 306,250 1,365,292 55,096

TOTAL CONFIRMED CASH & IN-KIND 1,726,638 B - FIRST EMERGENCY APPEAL LAUNCHED ON 8 NOVEMBER 2000 (as at 15 October 2001)

CONFIRMED RECEIVED OUTSTANDING DONOR CASH IN-KIND Local Currency US Dollar US Dollar US Dollar BELGIUM BEF 10,000,000 227,213 227,213 0 CANADA CAD 600,000 397,323 397,323 0 DENMARK DKK 5,000,000 578,035 578,035 0 DENMARK, 2nd pledge DKK 3,000,000 373,599 373,599 0 ECHO EUR 4,300,000 3,951,480 3,161,765 789,715 ECHO, 2nd pledge EUR 10,000,000 9,189,488 7,352,941 1,836,547 GREECE 100,000 100,000 IRELAND IEP 150,000 165,510 165,510 0 ITALY ITL 3,000,000,000 1,387,082 1,387,082 0 NETHERLANDS NLG 34,710,000 13,624,004 13,624,004 0 NORWAY NOK 5,000,000 536,481 536,481 0 PECDAR/PWA 103,800 103,800 0 SPAIN ESP 77,451,039 424,201 424,201 0 SWEDEN SEK 2,000,000 208,333 208,333 0 SWITZERLAND 666,350 666,350 0 UNDP 46,172 46,172 0 UK GBP 5,000,000 7,142,857 7,142,857 0 USA 5,000,000 5,000,000 0 SUNDRY DONORS 1,804 1,804 0 HAND IN HAND APPEAL, SYRIA SYP 25,579,360 556,073 555,273 800

TOTAL 44,679,805 41,952,743 2,727,062

TOTAL CONFIRMED CASH & IN-KIND 44,679,805 C - SECOND EMERGENCY APPEAL LAUNCHED IN FEBRUARY 2001 (as at 15 October 2001)

CONFIRMED RECEIVED OUTSTANDING DONOR CASH IN-KIND Local Currency US Dollar US Dollar US Dollar AUSTRALIA AUD 500,000 259,350 259,350 0 CANADA CAD 500,000 318,444 318,444 0 DENMARK DKK 7,000,000 799,087 799,087 0 ECHO EUR 1,000,000 884,180 700,525 183,655 FINLAND FIM 4,000,000 602,284 602,284 0 GERMANY DEM 700,000 325,368 325,368 0 ITALY ITL 1,500,000,000 711,372 711,372 UK GBP 3,000,000 4,347,826 4,347,826 0 USA 3,800,000 3,800,000 0 USAID 12,000,000 12,000,000 0

TOTAL 24,047,911 23,152,884 895,027

TOTAL CONFIRMED CASH & IN-KIND 24,047,911 D - THIRD EMERGENCY APPEAL LAUNCHED IN JUNE 2001 (as at 15 October 2001)

CONFIRMED RECEIVED OUTSTANDING DONOR CASH IN-KIND Local Currency US Dollar US Dollar US Dollar CANADA CAD 1,000,000 653,567 653,567 0 EC/ECHO EUR 5,000,000 4,554,638 3,636,364 918,274 EC/ECHO EUR 10,000,000 9,182,736 9,182,736 FINLAND FIM 3,000,000 458,694 458,694 0 GERMANY DEM 1,000,000 469,506 469,506 GERMANY DEM 3,000,000 1,408,517 1,408,517 ISLAMIC DEVELOPMENT BANK (IDB) 5,000,000 5,000,000 IRELAND IEP 1,000,000 1,165,967 1,165,967 ITALY ITL 6,000,000,000 2,845,490 2,845,490 LUXEMBOURG LUF 10,000,000 227,634 227,634 NORWAY NOK 5,000,000 539,957 539,957 0 NORWAY NOK 6,000,000 680,272 680,272 SWEDEN SEK 3,000,000 280,374 280,374 SWITZERLAND 181,818 181,818 0 UK GBP 2,000,000 2,816,901 2,816,901 0 UK 5,000,000 5,000,000 USA 5,000,000 5,000,000 USAID 10,000,000 10,000,000 JAPANESE NGO 2,000 2,000 SUNDRY DONORS 1,299 1,299 0 STAFF MEMBERS, LEBANON LBP 5,659,715 3,771 3,771 0

TOTAL 50,473,141 8,292,371 42,180,770

TOTAL CONFIRMED CASH & IN-KIND 50,473,141

Notes: 1- Outstanding amounts in local currency are converted to US Dollars at the October 2001 UN exchange rates. 2- Excess of funds under the First Emergency Appeal are used for continued activities in the Second Emergency Appeal. UNRWA Emergency Appeal

Expenditure Report, as at 11 October 2001 (Includes flash, first, second and third emergency appeal) US$

Gaza W/Bank Total Budget Expenditure Item Line Allotment Expenditure Commitment Impl rate Allotment Expenditure Commitment Impl rate Allotment Expenditure Commitment Impl rate

A B C =(B+C)/A A B C =(B+C)/A A B C =(B+C)/A

1 Employment Creation 19,002,228 12,939,628 3,087,897 84% 6,819,317 4,605,603 2,290,485 101% 25,821,545 17,545,231 5,378,382 89%

2 Food Aid 16,017,401 15,338,261 303,030 98% 15,217,133 13,871,457 436,754 94% 31,234,534 29,209,718 739,784 96%

3 Selective Cash Assistance 2,194,072 1, 983,275 1,000 90% 512,181 392,669 (1,595) 76% 2,706,253 2,375,944 (595) 88%

4 Physical Rehabilitation 699,170 147,265 25098 25% 1,060,747 539,232 2,023 51% 1,759,917 686,497 27,121 41%

5 Medical Needs 1,395,571 1, 226,097 65,937 93% 3,918,373 3,104,589 301,985 87% 5,313,944 4,330,686 367,922 88%

6 Compensatory Education 425,108 420,114 0 99% 1,010,287 713,229 79,524 78% 1,435,395 1,133,343 79,524 84%

7 Monitoring & Reporting Services 853,418 838,296 8170 99% 1,111,558 619,157 347,778 87% 1,964,976 1,457,453 355,948 92%

8 Community Relief Operations 462,447 462,448 0 100% 2,615,559 1,820,951 258,898 80% 3,078,006 2,283,399 258,898 83%

9 Other Expenditures 122,682 94,834 0 77% 0 0 0 0% 122,682 94,834 0 77%

10 Programme Support Costs 1,677,885 1, 677,885 0 100% 1,398,899 1,398,899 0 100% 3,076,784 3,076,784 0 100%

Grand Total 42,849,982 35,128,103 3,491,132 90% 33,664,054 27,065,786 3,715,852 91% 76,514,036 62,193,889 7,206,984 91%

1 Includes short-term employment creation, job experience programme, constructing drainage channels, constructing camp pathways, maintenance of schools and health centres, classroom construction, school construction, road repair and maintenance, shelter reh 2 Includes commodities (including packaging and distribution), and food subsidies 3 Includes cash assistance for families in extreme crisis 4 Includes prosthetic devices, modification of shelters, and post-injury social needs 5 Includes additional staffing cost for health centres, emergency hospitalisation, additional medical supplies and equipment, and mobile medical teams 6 Includes compensatory education activities, and distance learning 7 Includes equipment for the OSO programme, and other emergency operations support 8 Includes youth activities, phychological counceling, and vocational training implemented under the first emergency appeal 9 Includes expenditures at Gaza and Amman Headquarters, Gaza and West Bank Field Offices Date: 11/10/2001