GUIDE to FINANCIAL ASSISTANCE for INDIAN STUDENTS by Mukesh Ralhan

GUIDE TO FINANCIAL ASSISTANCE FOR INDIAN STUDENTS By Mukesh Ralhan

CONTENTS 1. Studies in the United Kingdom (UK) 2. Education Loans for Indian Students 3. Scholarships in India for studies in India and Abroad 4. Some Undergraduate and Post-Graduate Scholarships 5. Scholarships in USA

1. Studies in the United Kingdom (UK) For many students, securing financial aid is a critical aspect of whether they can afford to study at a UK university. In an effort to make funding as easy to understand as possible, SI-UK have collated a list of financial aid, scholarship and bursary providers, public and private, who can help Indian students study in the UK1. Each year, governments, universities and private organisations make a limited number of scholarships available to students who wish to study in the UK. Because of the limited number available, competition can be fierce. Some scholarships are for students who cannot afford to study in the UK, and some are for academic excellence, but all will enable you to worry less about how to cover the expense of studying in the UK. Popular Scholarship Programmes for Indian Students:

 British Council  Royal Society Grants

 Chevening UK Government  Hubert-Humphrey Scholarships Scholarships  The Mahatma Gandhi Scholarship  Tata Scholarship Programme

 Fulbright-Nehru Master’s Fellowships  Commonwealth Academic Fellowships

 Fullbright Fellowships  Commonwealth Split-site Doctoral  Erasmus Scholarships Scholarship

2. Education Loans for Indian Students2 Indian banks offer a variety of loans which come with flexible repayment options, allowing you plan for the future accordingly. Repayments do not usually commence until six months after your course is completed, or when you find employment, and loans can cover the expense of tuition, travel, accommodation or other costs related to your course of study. Education Loans: The Facts

 Available to any person aged between 18 and 35 years.

 Borrowers have to bring in a margin of 5% to 15% for loans taken for foreign study.

 Education loans can be repaid in monthly instalments through ECS or via post-dated cheques to the bank.

 A co-signer has to be selected for education loans taken for full time courses. Co-signers can include siblings, spouse, parents or other family members.

1 SI-UK, https://www.studyin-uk.com/uk-study-info/international-student-finance/india/ 2 India Education https://www.indiaeducation.net/educationloans/

 Short-term courses, such as English language programmes, are not usually covered.

 No security has to be submitted for education loans taken up to Rs. 4 lakhs. Third party guarantee has to be furnished for loans between Rs. 4 lakhs and Rs. 7.5 lakhs and tangible collateral security is required for loans above Rs. 7.5 lakhs.

 The Central Government has also introduced an interest rate subsidy scheme for repayments done during the moratorium period for the benefit the weaker section of the society. These days education comes with a cost and higher education seems to be proving costlier day by day. The question haunting most of the deserving students, whose parents / guardians are not rich enough, is with respect to any available financing options. To support such students so that they may not left behind from the main league of education, the government of India has formulated Educational Loan Scheme. Two banking and financial Apex Bodies, the Reserve Bank of India (RBI) and Indian Bankers Association (IBA) have helped the government in preparing the plan and procedure for educational loans. The new scheme covers all types of courses including professional courses in schools and colleges in India and abroad.

How to avail education loan? Availing education loan is quite easy. if you want to know about the process in details, click here

Some of the key-features of educational loan scheme are mentioned below

 The scheme provides loans up to Rs. 10 lakh for studies in India and up to Rs. 20 lakh for studies abroad.

 For loans up to Rs. 4 lakh no security or margin is necessary and the interest rate is not to exceed the Prime Lending Rates (PLR). For loans above Rs. 4 lakh the interest rate will not exceed PLR plus 1 percent.

 The loans are to be paid back over a period of 5 to 7 years; there is provision of grace period of 1 year after completion of studies.

 Tax Benefit- The repayment of an educational loan is deductible under section 80E of the Income Tax Act. The annual limit for deduction is Rs. 40,000 (for both the principal and the interest). Only loans borrowed for higher education ( full time studies in any graduate or post-graduate, professional, and pure and applied science courses) may claim deduction. The deduction will be available for a maximum of eight years starting from the day you start paying back.

List of Banks providing Education Loans Allahabad Bank Bank of Maharashtra HDFC Bank Punjab And Sind Bank

Andhra Bank Bank of Punjab ICICI Bank Punjab National Bank

Axis Bank Bank of Rajasthan IDBI Bank State Bank of Hyderabad

Bank of Baroda Canara Bank Indian Bank State Bank of India

Bank of India Catholic Syrian Bank Indian Overseas Bank State Bank of Mysore

Central Bank Development Credit Bank Karnataka Bank Syndicate Bank

Dena Bank Federal Bank Ltd Oriental Bank of Commerce UCO Bank

Union Bank of India Vijaya Bank

3. Scholarships in India3 Gyandhan.com provides a comprehensive list of Indian Government Scholarship for studying abroad (https://www.gyandhan.com/blogs/trending-scholarships-for-student-to-studying-abroad): 1. Erasmus Mundus Joint Master Degrees 2. Fulbright-Nehru Master's Fellowships 3. Fulbright-Kalam Climate Fellowship 4. Fulbright-Nehru Doctoral Research Fellowships 5. Great Wall Program 6. Inlaks Scholarship 7. National Overseas Scholarship Scheme by the Indian Government 8. Orange Tulip Scholarship 9. GREAT Education Scholarships 10. Scotland’s Saltire Scholarships 11. The Heinrich Böll Foundation Scholarship 12. Narotam Sekhsaria Scholarship Program

3 https://www.buddy4study.com/article/scholarships-in-india

13. The JN Tata Endowment for the Higher Education of Indians 14. Scholarships by The Lady Meherbai D Tata Education Trust 15. Aga Khan Foundation International Scholarship Programme 16. Global Study Awards

List of merit-based scholarships in India

S.No. Scholarship Name Applicable For Application Period*

Class 12th passed Swami Dayanand College Scholarship students with minimum

1. for Delhi/NCR 85% marks November to December

Students willing to Prime Minister’s Scholarship Scheme pursue a professional for Central Armed Police Forces and program in graduation

2. Assam Rifles or postgraduation August to December

SOF Scholarship of Excellence in

3. English (S.E.E) Students of class 1 to 10 July to December

Students for final year BE/BTech degree in Civil/Electrical

4. L&T Build India Scholarship Engineering November to December

Class 12 passed students pursuing INSPIRE Scholarship For Higher BSc/BS/MS/Int. MSc

5. Education (SHE) course November to December

1st year govt. college B.

6. Siemens Scholarship Program Tech students June to August

Class 11, 12 (PCM/B), Kishore Vaigyanik Protsahan Yojana BSc 1st year, Int. MSc

7. (KVPY) 1st year students June to August

11th All India Maths Science (AIMS) Students of class 1 to 8. Talent Examination 10th July to August

Dhirubhai Ambani Scholarship Class 12th passed 9. Programme students June to August

School students of class 5 to 12 and

10. National Scholarship Exam diploma/degree students April to September

Students of class 7th to 11. BTSE Bihar Talent Search Examination 10th June to August

Students of class 6th to 12. National Science Concours (NSC) 12th July to November

J C Bose National Fellowship (Science Citizens up to 68 years

13. & Engineering Research Board) of age Always Open

Class 11th to Post 14. Nagaland State Merit Scholarship Graduate May to July

Students enrolled in class 9 to 12, Graduation, 15. JM Sethia Merit Scholarship Scheme Postgraduation May to July

16. JSPN Scholarship Class 11th to graduation May to July

Class 10th passed

17. SIA Youth Scholarship in Singapore students June to July

Class 8th passed

18. A-STAR India Youth Scholarship students June to July

Graduates in Mathematics or students NBHM Scholarship for Post Graduate enrolled/pursuing PG in 19. Studies in Mathematics Mathematics June to July

J N Tata Endowment Loan Graduates/final year

20. Scholarship undergraduates December to March

G.P. Birla Education Foundation Class 12th pass students 21. Scholarship from West Bengal May to July

Class 10th passed 22. Bighelp National Merit Scholarship students April to June

23. RGIPT M. Tech Fellowship B. Tech/BE March to June

Class 12th KSCSTE Prathibha Scholarship passed students

24. Programme (Science) December to January

Professionals working in the Engineering Abdul Kalam Technology Innovation profession in public-

25. National Fellowship funded institutions April to August

*The application period mentioned is tentative which may change on the discretion of the scholarship providing authorities. List of means-based scholarships in India

S.No. Scholarship Name Applicable For Application Period*

Pre-Matric Scholarships Scheme for Students of class 1st to

1. Minorities 10th August to September

Post Matric Scholarships Scheme for Students of Class 11th

2. Minorities to PhD August to September

Students of class 6 to 12 / undergraduates/

3. HDFC Educational Crisis Scholarship postgraduates June to August

Financial Assistance for Education of the Wards of Beedi/Cine/IOMC/LSDM Students of class 1st to

4. Workers – Pre-Matric 10th August to October

Financial Assistance for Education of Class 11th to post- the Wards of Beedi/Cine/IOMC/LSDM graduation including

5. Workers – Post-Matric diploma August to October

Dr. Ambedkar Post Matric Scholarship for Economically Class 11th to post-

6. Backward Classes (EBC), Tripura graduation November to January

SC, Denotified Nomadic and Semi- Nomadic Tribes, Landless Agricultural National Overseas Scholarship for SC Labourers and

7. Students Traditional Artisans April to May

AMP Higher Education Scholarship Muslim students

8. Fund pursuing graduation May to July

Students pursuing diploma, degree or

9. SHDF Scholarships postgraduate degree June to August

INSEAD Deepak & Sunita Gupta

10. Endowed Scholarships MBA applicants June to August

1st year MBA Students

11. IDFC First MBA Scholarship (India) July

Students from class 5 to

12. The G.S.B Scholarship graduate level July to October

Azim Premji University Bachelor’s degree

13. Undergraduate Scholarship applicants March to April

Class 5th passed 14. Nurturing Talent Programme students February to April

Joining Hands Higher Education Undergraduate and 15. Scholarship Program postgraduate applicants March to April

Class 11th, 12th, diploma and graduate 16. Padala Charitable Trust Scholarship students March to May

Students studying in Class 9 to 12, Graduation or Vocational programs 17. Kind Circle Meritorious Scholarship (all years) January to March

Muslim minority September to 18. Jauhar National Fellowship students (UG and PG) November

Undergraduates of 19. Harvard Need Blind Scholarship Harvard University December to February

Differently-abled

20. AICTE-Saksham Scholarship Scheme students October to December

Loan for Professional/Educational/Training Candidates with 40% Runs all through the 21. Courses to Disabled Persons or more disability year

Dr. Radha Krishnan Scholarship, HP Class 10th/12th passed 22. Board of School Education students December to January

Class 10th passed 23. Medley Pharma Scholarship onwards October to December

Sindhutai Sapakal Scheme for Educating Class 1st to post- 24. Orphans and Children with Special Needs graduation October to December

Sitaram Jindal Foundation Class 11th to post- Runs all through the

25. Scholarship graduation year

*The application period mentioned is tentative which may change on the discretion of the scholarship providing authorities. List of merit-cum-means based scholarships in India

S.No. Scholarship Name Applicable For Application Period*

Students of Class 8 to

1. LIC HFL Vidhyadhan Scholarship postgraduation November to December

Merit Cum Means Scholarship for Students pursuing Professional and Technical Courses Professional and

2. CS (Minorities) technical course August to September

Keep India Smiling Foundational Meritorious and

3. Scholarship Programme deserving students July to January

North South Foundation (NSF) Class 12th passed 4. Scholarship students July to September

Class 12th passed and 5. Nirankari Rajmata Scholarship Scheme graduate students July to September

IndusInd Foundation Merit-cum-Means Class 12th passed 6. Scholarship students July to September

Baba Gurbachan Singh Scholarship 1st year degree/diploma 7. Scheme students July to September

Central Sector Scheme of Scholarship Class 12th passed 8. for College and University Students students August to October

Students pursuing 9. Nurture Merit cum Means Scholarship graduation June to December

Class 10th passed 10. Vidyadhan Scholarship Program students May to July

Class 12th passed 11. Shubh Aarambh Scholarship students May to August

Class 12th passed students pursuing

12. LIC Golden Jubilee Scholarship UG/Vocational courses November to December

Nirmaan Scholarship and Mentorship Students who’ve passed 13. Program (NSMP) class 12th May to July

Early Success Merit cum Means Students studying in 14. Scholarship class 6 to class 12 May to July

Class 12th passed or 15. DAIICT Admission Cum Scholarship appearing students April to July

Students studying in 16. Ryan Merit cum Means Scholarship Class 8 to 12 April to June

Students applying for an SRM University Socio-Economic undergraduate course in 17. Scholarships SRM University March to June

Students pursuing 18. Inspire Merit cum Means Scholarship graduation March to June

National Means Cum Merit

19. Scholarship Class 9th students August to October

Swami Vivekananda Merit Cum Means Scholarship for Minorities (West Class 11 onwards 20. Bengal) students December to January

Students studying in 21. KEI High school Scholarship Program class 9 January to March

Class 10th/12th passed Schindler Igniting Minds Scholarship students pursuing 22. Program diploma courses January to March

Students enrolling in BE/B.Tech and MBBS 23. Foundation for Excellence Scholarship degree program October to December

MBBS, B.E/B.Tech, Federal Bank Hormis Memorial B.Sc(Agri/Nursing)

24. Foundation Scholarships MBA Students September to December

Undergraduates belonging to South Indian Bank (SIB) Scholarship economically backward 25. Scheme families of Kerala September to October

*The application period mentioned is tentative which may change on the discretion of the scholarship providing authorities. List of talent-based scholarships in India

S.No. Scholarship Name Applicable For Application Period*

1. GEMS Genius Scholarship School students July to August

Cultural Talent Search Scholarship Students in the age 2. Scheme group of 10-14 years November to January

Young and talented applicants under 30 3. Toto Music Award years of age June to August

National Child Award for Exceptional Students between 5 to 4. Achievement 18 years of age June to August

Young artists of age 25 Runs all through the 5. Kalakriti Fellowship to 40 years year

Young artists from any genre of Indian Classical Music or Runs all through the 6. Madhobi Chatterji Memorial Fellowship Dance year

Young musicians of 25 Runs all through the 7. Mani Mann Fellowship to 40 years year

Young artists between 8. Young Artistes Scholarship 18 and 25 years of age September to November

Inlaks Fellowships for Indian Classical 9. Music Young vocal musicians September to October

21 years to 35 years 10. Lalit Kala Akademi Scholarship artists. February to March

Young Indian authors of age 35 years or 11. Sahitya Akademi Yuva Puraskar below June to August

Young artists (age 18 to 12. FICA Emerging Artist Award 35 years) July to August

13. New India Foundation Fellowships 2018 Scholars and writers April to June

14. Comix competition (International) Comic creators December to January

Playwrights above the 15. The Hindu Playwright Award age of 18 years March to May

*The application period mentioned is tentative which may change on the discretion of the scholarship providing authorities. List of sports-based scholarships in India

S.No. Scholarship Name Applicable For Application Period*

Players above 14 years who represent India in Sub-Junior / Junior / Senior National Championships, All India Inter University Tournaments, National 1. AAI Sports Scholarship Scheme in India School Games December to February

2. GEMS Genius Scholarship School students July to August

Girl chess player below 3. MKG Chess Scholarship the age of 18 years June to July

Master’s degree University of Sussex Sports applicants (performing 4. Scholarships Scheme (UK) athletes) August to October

ASA International Scholarship Students willing to 5. (Australia) study in Australia November to December

Sportsperson enrolling/studying at Symbiosis Society Foundation Sports Symbiosis International 6. Scholarships University June to July

*The application period mentioned is tentative which may change on the discretion of the scholarship providing authorities.

List of scholarships in India for women

S.No. Scholarship Name Applicable For Application Period*

Dr. Reddy’s Foundation Sashakt 1. Scholarship Class 12th passed girls July to August

2. Santoor Women’s Scholarship Class 12th passed girls July to August

Begum Hazrat Mahal National Minorities’ girl students Scholarship Scheme for Minorities studying in Class 9th to

3. Girls 12th July to September

Single girl child of the Post-Graduate Indira Gandhi family up to 30 years of 4. Scholarship for Single Girl Child age February to March

Women scientists above 5. Women Scientists Scheme-C (WOS-C) 27 years of age November to January

SOF Girl Child Scholarship Scheme 6. (G.C.S.S) Girls of class 1 to 10 June to October

L’Oréal India For Young Women in Class 12th passed girls

7. Science Scholarship (Science) June to July

UGAM – Legrand Scholarship

8. Program Class 12th passed girls June to July

Girl students entering AICTE-Scholarship Scheme to Girl into the first year of

9. Child (SSGC) under Pragati technical courses October to December

Class 12 pass-outs Marubeni India Meritorious pursuing the 1st year of

10. Scholarship graduation November to January

Girl candidate of Smt. Geeta Lochan Girl Child Arunachal University of 11. Scholarship Programme Studies May to June

Girls who want to Sasakawa India Leprosy Foundation pursue B.Sc. (Basic 12. Nursing Scholarship Programme Nursing) March to May

Women journalists of the age group 25 to 40 Runs all through the 13. Prabha Dutt Fellowship years year

Girl students appearing 14. Kalpana Chawla Memorial Award in class 12th March to May

Lady Meherbai D Tata Education 15. Scholarship Women graduates February to April

Girl students in the 2nd Tata Housing Scholarships for year of 16. Meritorious Girl Students BE/B.Tech/B.Arch January to March

1st year girl students of Muslim Nadar Girls Scholarship, HSC/ VHSC/ 17. Kerala undergraduate course July to August

Bigyani Kanya Medha Britti 18. Scholarship (JBNSTS), West Bengal Class 12th passed girls May to July

Merit Scholarship for Undergraduate Undergraduate girl 19. Girl Students students January to February

Women as Cyber Leaders Scholarship MSc degree applicants 20. (UK) (Female) May to June

Women pursuing a CS 21. Facebook Grace Hopper Scholarship degree program May to June

Women pursuing M.Sc. Said Business School Scholarships for in Major Programme 22. Women (UK) Management April to June

Emerging women International Women Forum Fellows leaders having at least 23. Program 10 years of experience April to June

Scholarship for Women: Professional 24. MBA Facility Management Female candidates December to January

Class 12 (studying or passed), graduate and postgraduate female 25. Women’s Cybersecurity Scholarships applicants January to March

Girl chess player below 26. MKG Chess Scholarship the age of 18 years June to July

*The application period mentioned is tentative which may change on the discretion of the scholarship providing authorities.

List of scholarships in India for overseas studies

S.No. Scholarship Name Applicable For Application Period*

Alliance MBS Masters Scholarship 1. (UK) Postgraduate applicants June to August

Bath Spa University Meritorious Undergraduate and 2. Scholarship (UK) Postgraduate applicants June to August

Amity Global Institute Merit Class 12 passed, 3. Scholarship, Singapore graduates June to August

Newcastle University Business School Students entering Masters 4. Scholarships courses from June to August

University of Strathclyde-Faculty of Science Research Elite Scholarships 5. (Scotland) Postgraduates July to September

University of Strathclyde-Faculty of Science Postgraduate Elite Scholarships 6. (Scotland) Graduates July to September

University of Strathclyde-Faculty of Science Undergraduate Elite Class 12th passed 7. Scholarships (Scotland) students July to September

University of Dundee Global 8. Excellence Scholarship Undergraduate July to October

Mexican Government Scholarships for Graduates, Post 9. International Students (Mexico) Graduates, PhD July to September

Academic Excellence International Master’s degree 10. Masters Scholarship (UK) applicants July to September

Scholarships to study online at Class 12th passed and 11. University of South Wales graduates June to January

Undergraduate & postgraduate program 12. Deakin India Merit Scholarship applicants June to December

Nanyang Technological University NIE 13. PhD Scholarship (Singapore) PhD applicants April to July

The Rhodes Scholarships, University of Graduates or final year 14. Oxford (UK) students April to July

Students applying for courses in Business, Academia Higher Education College Engineering and Media 15. Meritorious Scholarship (Slovenia, EU) Production June to August

University of Strathclyde-Scotland Welcomes India Big Data Scholarship 16. (Scotland) Graduates May to July

University of Bristol Think Big Bachelor’s degree 17. Undergraduate Scholarships (UK) applicants April to June

Regent’s University India Postgraduate Master’s degree 18. Taught Masters Scholarship (UK) applicants March to June

The University of Lincoln India 19. Scholarship (UK) Postgraduate applicants March to June

Carnegie Mellon University Academic 20. Merit Scholarships, Australia Graduates March to June

UCC Ireland Meritorious Scholarship Students passed class 12 21. for Indian Students or graduation/graduates March to June

Master’s degree 22. Manju Mehrotra Scholarship (UK) applicants March to June

Stanford Reliance Dhirubhai 23. Fellowship (US) MBA applicants April to June

ITC Foundation Scholarship Master’s degree 24. Programme (Netherlands) applicants February to April

Bachelor’s degree and Master’s degree 25. IHS Holland Scholarship (Netherlands) applicants March to May

*The application period mentioned is tentative which may change on the discretion of the scholarship providing authorities.

4. List of some undergraduate and Post-graduate Scholarships4 Undergrad 1. Rotary Scholarships – District Clubs and districts can create their own scholarships and fund them with district grants for any level of studies or with global grants for graduate studies in an area of focus. Read More... 2. UWC - Davis Scholars Davis philanthropy partners with 90 American colleges and universities to meet the financial needs of their scholars throughout their four-year undergraduate degree programs. Read More... 3. Tata Scholarships at Cornell Tata Education and Development Trust, the philanthropic affiliate of Tata Group has a $25 million endowment to allow Cornell to provide financial aid to undergraduate students from India. Read More... 4. Dr. Manmohan Singh Scholarships This scholarship aims to support students from India to pursue doctoral studies at St John’s College, Cambridge. Read More... 5. Oxford and Cambridge Society of India Scholarships Avail part-cost awards for undergraduate, second undergraduate, graduate study and research in any subject available at the Universities of Cambridge and Oxford, UK. Read More... 6. GREAT Scholarships To help more Indian students to study in the UK, the British Council is offering GREAT Scholarships worth over £1.5 million. Read More... 7. India4EU II Scholarship to study in Europe India4EU II provides scholarships for undergraduate and post graduate students, researchers and staff from India at one of the European Universities. Read More... 8. Reach Oxford Scholarships The Reach Oxford Scholarship is offered to students from developing countries

4 https://www.reachivy.com/resources/finance-my-education.html

for an undergraduate degree at the Oxford University. Read More... 9. UBC International Leader of Tomorrow Award UBC Award recognizes international undergraduate students and awards them with a UG degree at University of British Columbia in Canada. Read More... 10. The George Lucas Family Foundation This scholarship is available at the USC School of Cinematic Arts and aims to support students from diverse backgrounds who qualify for financial aid. Read More... 11. Kodak Student Scholarship The KODAK Student Scholarship Program consists of two awards given to students, the KODAK Student Scholarship Award and the KODAK Student Cinematography Scholarship Award. Read More... 12. ReachIvy Scholarship The ReachIvy Scholarship provides free support to students looking to apply to top-ranked colleges anywhere in the world. Between 5-10 applicants will each receive assistance for 1 full Application or Mentorship Scholarship. Read More... Post-grad 1. Aga Khan Foundation The Aga Khan Foundation provides a limited number of scholarships each year for postgraduate studies to outstanding students from select developing countries. Read More... 2. Inlaks Scholarships Are you an outstanding achiever? Inlaks Scholarships provide the opportunity to young people with exceptional talent. Read More... 3. Rhodes Scholarships The Rhodes Trust provides five Scholarships available for India to enable outstanding students - chosen on the basis of exceptional intellect, character, leadership, and commitment to service - to study at the University of Oxford. Read More... 4. The Fulbright-Nehru Master's Fellowships The Fulbright-Nehru Master's Fellowships are designed for outstanding Indians residing in India to pursue a master's degree program at selected U.S. colleges and universities. Read More...

5. World Bank Scholarships Program The World Bank Scholarships Program contributes to the World Bank Group’s mission of forging new dynamic approaches to capacity development and knowledge sharing in the developing world. Read More... 6. Charles Wallace India Trust CWIT enables Indians in the early to mid-stage of their careers to avail funds for visiting fellowships, research, professional visits, doctoral study, and to attend the Scottish Universities Summer School. Read More... 7. Lady Meherbai D Tata Education Trust The Lady Meherbai D Tata Education Trust awards scholarships to Indian women graduates of recognised universities to pursue higher education abroad. Read More... 8. The Narotam Sekhsaria Foundation Here are interest-free loan scholarships for Indian students with a consistently good academic record. The scholarship amount goes upto a maximum of Rs. 20 lakhs. Read More... 9. Rotary Scholarships - Global Grants Global grants support scholarships for graduate students studying abroad from one to four years. Read More... 10. Stanford Reliance Dhirubhai Fellowships for Indian students The Reliance Dhirubhai Fellowship Program provides financial assistance to Indian nationals for obtaining MBA from Stanford. Read More... 11. S.N. Bose Scholars Student Exchange Program for Indian Students The S.N. Bose Scholars Student Exchange Program provides an opportunity to Indian students to experience world-class research facilities in U.S. institutions. Read More... 12. GREAT Scholarships To help more Indian students to study in the UK, the British Council is offering GREAT Scholarships worth over £1.5 million. Read More... 13. The George Lucas Family Foundation This scholarship is available at the USC School of Cinematic Arts and aims to support students from diverse backgrounds who qualify for financial aid. Read More...

14. The Hollywood Foreign Press Association The Hollywood Foreign Press Association endows USC School of Cinematic Arts with $2million to provide financial support exclusively to deserving international students who wish to pursue film studies.

Read More... 15. Commonwealth Scholarship and Fellowship The CSFP is a source of funding made available to all Commonwealth countries to complete education in UK. Visit page for detailed information and requirements. Read More... 16. OFID Scholarship Award for International Students OFID’s Scholarship Program sponsors outstanding young students who wish to pursue a Master’s degree from any recognised university/college in the world.

Read More... 17. Nehru Centenary British Fellowships Awards External Scholarship Division - MHRD In this scholarship scheme, students are sent to the United Kingdom to pursue higher studies or conduct research in the different fields of study.

Read More... 18. India4EU II Scholarship to study in Europe India4EU II provides scholarships for undergraduate and post graduate students, researchers and staff from India at one of the European Universities. Read More... 19. CHEVENING Scholarship A Chevening Scholarship offers financial support along with the opportunity to become part of the highly regarded and influential Chevening global network. Read More... 20. Gates Cambridge Scholarships Offered for Masters/PhD degrees , the Gates Cambridge Scholarships are one of the most prestigious international scholarships in the world. Read More... 21. ReachIvy Scholarship The ReachIvy Scholarship provides free support to students looking to apply to top- ranked colleges anywhere in the world. Between 5-10 applicants will each receive assistance for 1 full Application or Mentorship Scholarship. Read More...

5. Scholarships in USA5 UG: THE TATA SCHOLARSHIP AT CORNELL UNIVERSITY The Tata Scholarship Fund will support approximately 20 scholars at any given time and will ensure that the very best Indian students have access to Cornell, regardless of their financial circumstances. The scholarship will be awarded annually; recipients will receive the scholarship for the duration of their undergraduate studies at Cornell. To receive the undergraduate scholarship, a recipient must be a citizen of India and have attended secondary school in India; be offered admission to Cornell as an undergraduate student; be eligible for need-based financial aid. For more details please visit: http://admissions.cornell.edu/apply/international-students/tata-scholarship

Grad: BRANDEIS UNIVERSITY MERIT- AND NEED-BASED SCHOLARSHIPS The Graduate School of Arts and Sciences is one of four graduate schools on campus; due to the relatively small size of the graduate programs, our faculty and staff members are able to give individualized attention to ensure that students receive rigorous training and mentored support as they master a discipline and prepare for future careers. To help students make graduate school possible for students in our two-year program in Computational Linguistics, Brandeis makes available special scholarships, based on merit and need. For more information, please visit: http://bit.ly/XJKWnd

Grad: President A.P.J. Abdul Kalam Postgraduate Fellowship This Postgraduate Fellowship is announced in honor of President A.P.J. Kalam. The student award will be offered to a student who graduated from or is about to graduate from an Indian University and is accepted into a Ph.D. program in the following subjects at the University of South Florida: Applied Anthropology, Applied Physics, Business Ph.D. programs, Cell Biology, Microbiology & Molecular Biology, Chemistry, Computer Science & Engineering, Engineering, Criminology, Integrative Biology, Marine Science and Psychology. For more information, please visit: http://bit.ly/2im8lvx.

Grad /Post Doc: THE UNIVERSITY OF CALIFORNIA BERKELEY FELLOWSHIPS The University of California was chartered in 1868 and its flagship campus — envisioned as a "City of Learning" — was established at Berkeley, on San Francisco Bay. Today the world's premier public university and a wellspring of innovation, UC Berkeley occupies a 1,232 acre campus with a sylvan 178-acre central core. Fellowships may provide a stipend, fees, and tuition to support the living and educational expenses of graduate study. To be considered, you must be nominated by your department. If you are considered for a

5 USIEF: http://www.usief.org.in/Study-in-the-US/Scholarships.aspx

25 fellowship, your application will be judged competitively on the basis of the quality of your previous academic work, on the evidence of your ability to do research, and on your promise of becoming a productive scholar.For more information, please visit: http://bit.ly/URHZU7

Websites Where You Can Search for Scholarship Opportunities6:

 EducationUSA

 CareerOneStop

 Cappex

 FastWeb

 College Board

6 https://www.worldtrips.com/international-student/financial-aid