Service an D Price Guide

Service and Price Guide General

Effective 15th January 2019

Standard Chartered Bank Uganda Limited is regulated by Bank of Uganda. Some of our sales staff earn commission for business acquisition. Terms and conditions apply. sc.com/ug Local Currency Accounts Ordinary Current Account Account Opening Balance UGX 100,000 Monthly Service Fee UGX 20,000 Over-the-counter withdrawal UGX 10,000 below 4m Over-the-counter withdrawal 0.25% of value, 4m and above max UGX 35,000 Cash and Cheque Deposits Free *Refer to general services for a detailed tariff Flat Fee/Diva Account Account Opening Balance UGX 100,000 Monthly Service Fee UGX 35,000 ATM transactions across the Free Standard Chartered Bank local network Salary Processing Free Monthly Statements Free Cash and Cheque Deposits Free Cash Withdrawal Free 1 Bank Draft Free *All other charges apply as per ordinary current account *Refer to General services for a detailed tarrif Employee Banking Smart Banking Accounts (Bronze/Silver/Gold) Account Opening Balance UGX 100,000 Minimum Balance NIL Monthly Service Fee UGX 20,000 Over-the-Counter withdrawal UGX 10,000 below 4m Over-the-Counter withdrawal 0.25% of value 4m and above max. UGX 35,000

ATM transactions across the Free Standard Chartered Bank local network Internal Account Transfers Free Cash and Cheque Deposits Free *All other charges apply as per ordinary current account *Refer to General services for a detailed tarrif Easy Go Account Opening Balance UGX 50,000 Minimum Balance Nil onthly Service Fee 10,000 ATM withdrawals (All ATMs) Free Over-the-Counter Withdrawals 0.25% min. UGX 10,000 max. UGX 35,000 Bank Draft UGX 30,000 Counter Debit Slip UGX 35,000 Cheque Book (per leaf) UGX 1,500 Standing Order Processing Free (within Standard Chartered Bank) Standing Order Processing Free (outside Standard Chartered Bank) Online Utilities Free Other Online Banking Free Transactions Mobile Banking Fees UGX 500 e-Statements Free *Refer to general services for a detailed tariff Digital Life Account Opening Balance UGX 20,000 Minimum Balance NIL Monthly Service Fee NIL Monthly Card Fees Free ATM withdrawals (Both SCB Free and Non SCB) Visa Gold Debit Card issuance Free Over-the-Counter Withdrawals 0.5%, (min. UGX 10,000 max UGX 50,000) Counter Debit Slip UGX 50,000 e-statements Free Online Utilities Free *Refer to general services for a detailed tariff Ordinary Savings Account Account Opening UGX 300,000 Minimum Balance NIL Monthly Service Fee UGX 20,000 Over-the-Counter withdrawal UGX 10,000 below 4m Over-the-Counter withdrawal 0.25% of value 4m and above max. UGX 35,000 Interest earned Nil Cash and Cheque Deposits Free *Refer to general services for a detailed tariff Safari Junior/Safari Savings Accounts Opening Balance UGX 100,000 Minimum Balance UGX 100,000 Fall Below Minimum Balance Fee UGX 20,000 1 Withdrawal per calendar quarter Free

Extra withdrawal within a calendar UGX 10,000 quarter (*Withdrawals include cash, TTs, EFTs RTGS

Foreign Currency Accounts Ordinary Current Account Account Opening Balance USD 100, GBP 100, EUR 100 Minimum Balance USD 100, GBP 100, EUR 100 Fall Below Minimum Balance Fee USD 20, GBP 20, EUR 20 Monthly Service Fee USD 15, GBP 15, EUR 15 • Cash Withdrawal 0.5 % of value min. USD 10, GBP 5, EUR 8 Safari Savings / Safari Junior accounts Account Opening and USD 100, Minimum Balance GBP 100, EUR 100 Fall Below Minimum Balance USD 20, GBP 20, Fee EUR 20 1 Withdrawal per calendar quarter Free Extra withdrawal within a 1% of value calendar quarter min. USD 10, (*Withdrawals include cash, GBP 5, EUR 8 TTs, EFTs RTGS • Cash Deposits Free General Services • Account Closure Fee Free • Bankers’ Opinion Charge Free • Certiﬁcate of Balance Free • Dormancy Reactivation Fee Free • Email Indemnit y Free • Interim Statement Charge UGX 10,000 Per Page • 30 Leaves Chequebook charges UGX 45,000, USD 13, GBP 13, EUR 13 • Counter Debit Slip UGX 35,000 • CCTV Viewing UGX 50,000 • Bid Application Fee UGX 20,000 Fees Per Cheque Written UGX 2,500, (Service Fees) USD 0.7, EUR 0.7, GBP 0.7 Inward Payments • Foreign Cheque 1.0 % of value min sent on collection GPB 25, EUR 30 Max GBP 50, EUR 55 • Purchase of Foreign Cheques 0.75% of value min. GBP 5, EUR 8 Max GBP 60, EUR 80 • RTGS UGX 2,500 EUR/GBP/USD 0.7 • EFT UGX 2,500 EUR/GBP/USD 0.7 • Telegraphic Transfers UGX 25,000, USD 20, GBP 10, EUR 15 Outward Payments • Draft Issuance Flat UGX 25,000 USD 10, GBP 10 EUR 10 • Bank Draft Repurchase Flat UGX 15,000 USD 5, GBP 5 EUR 5 Telegraphic Transfer In-Branch UGX 75,000, USD 25, GBP 17, EUR 20 Telegraphic Transfer Online/Mobile UGX 40,000, USD 20, GBP 10, EUR 12 *Note: all the above TT charges cater for only local Standard Chartered Bank Charges • EFT In-Branch UGX 20,000 USD/EUR/GBP 5 • EFT Online/Mobile UGX 4,000 USD/EUR/GBP 1 • Cheques Return Charges UGX 250,000, Effects not cleared/Refer to drawer EUR 60, USD 70, GBP 50 • Cheques Return Charges UGX 25,000, Technical EUR 17, GBP 15, USD 10 • Cheque Stop Payment Charges UGX 40,000, USD 17, EUR 13, GBP 12 • RTGS In-Branch (Local Currency) UGX 25,000 per transaction • RTGS Online/Mobile UGX 10,000 per (Local Currency) transaction • RTGS In-Branch (Foreign Currency) USD 7, GBP 7, EUR 7 • RTGS Online/Mobile USD 4, GBP 4, (Foreign Currency) EUR 4 • Standing Order Failure Charges UGX 120,000, USD 40, GBP 31, EUR 34 • Standing Order Setup/ UGX 10,000, Ammendment Charges USD 10, GBP 7, EUR 8 • Unpaid Direct Debit UGX 250,000 • Swift Charge/Overseas Charge USD 25 • Online Utilities Free

Over the Counter Utilities Free

Mobile Money Tranfers UGX 2,000 Per Transaction Loan Charges • Arrangement Fees (Personal Loans) 2% of value*, minimum UGX 450,000 Application Fee (Personal Loans) UGX 20,000, USD 10 • Arrangement Fees (Mortgages) 1.5% of value • Arrangement Fees (Salary Overdrafts) Free Loan Monitoring Fee UGX 5,000 Per Month • Payment Protection Insurance 0.54% p.a. • Temporary Excess Arrangement Fees 2% of value

*Applied to new money only for Top-up Loans Cards • Visa Gold Debit Card UGX 15,000 Issuance/Replacement • Visa Platinum Debit Card UGX 25,000, Issuance/Replacement USD 10 Monthly Card Fees - Visa Gold UGX 3,500 - Visa Platinum UGX 7,500, USD 3 - Visa Infinite UGX 30,000 Point of Sale (POS) & e-commerce International Transactions Charge • Within Central Europe, Middle East and Africa (CEMEA) 7.00% • Outside (CEMEA) 7.50% ATMs • ATM Cash Withdrawal UGX 1,000, (Standard Chartered Bank) USD 0.5 • ATM Cash Withdrawal UGX 5,000, (Non Standard Chartered Bank) USD 3 • ATM Cash Withdrawal (Non UGX 20,000, Standard Chartered Bank USD 10 International Cards) Others Mobile Banking UGX 500 Per Transaction Debit Interest Charge Base Lending (Unauthorized over draw) Rate (BLR) + 24 % Local currency: per annum on the overdrawn amounts Foreign currency: Base Lending Rate (BLR) + 1% per annum on the overdrawn amounts SMS Alerts Free School Fees UGX 2,500 VISA Fee Payment UGX 5,000 URA Payments Free Fixed Term Deposits Negotiable Foreign Exchange Margin Max. 5% of the transaction value Fixed Income Margin Max: 3% of the Local: bond price or 1% on the YTM whichever is lower Foreign: Max: 3% of the bond price Branch directory Garden City Branch City Branch Garden City Shopping Mall Plot 9 William Street Plot 64-84 Yusuf Lule Road Acacia Mall Branch Jinja Branch Plot 8A-12A Copper Road Kisementi Plot 9 Scindia Road Acacia Shopping Mall

Speke Road Branch Lugogo Branch Plot 5 Speke Road, Kampala Lugogo Forest Mall Plot 2 Sports lane Village Mall Branch Plot 47A, Spring Road, Bugolobi

ATM Location

ATM Name ATM Location Plot Number Speke Road 1 Standard Chartered House 5 Speke Rd Speke Road 2 Standard Chartered House 5 Speke Rd Bugolobi Shell Bugolobi 47A Spring Road Speke Road 4 Standard Chartered House 5 Speke Rd Muyenga Shell Muyenga 7469 Kisugu, Mbogo Rd Speke Road 6 Standard Chartered House 5 Speke Rd City Branch 1 Standard Chartered House 9 William Street Rubaga Shell Rubaga Rd 250 Rubaga Rd Petro Bombo Petro Bombo Rd 46 & 48 Bombo Road Lugogo 1 Forest Mall 2-8, Lugogo By-Pass Lugogo 2 Forest Mall 2-8, Lugogo By-Pass Shell Lugogo Shell Lugogo Plot 17 Hesketh Bell Road Kampala Entebbe Total Entebbe 51-53 Berkley Road Oasis Oasis Shopping Mall 88-94 Kitante Road City Branch 2 Standard Chartered, City 9 William Street Mogas Naalya Naalya Plot 811-812, Block 221 Naalyako Jinja Standard Chartered, Jinja Plot 9 Scindia Road Nakawa Capital Shoppers, Nakawa 1-3 Sebei Lane Kireka Total Kireka 18 Jinja Road Garden City 1 Garden City Shopping Mall 64-84 Yusuf Lule Road Garden City 2 Garden City Shopping Mall 64-84 Yusuf Lule Road Total Kawempe Kawempe Plot 2538, Kawempe Bombo Road Shell Bunga Shell Bunga Plot 250 Ggaba Road Shell Kiira Rd Shell Kiira Rd Plot M195, Old Kira Road, Kampala Namugongo Quality Shopping Mall Plot 2495, 2447 Naalya, Kyaliwajjala Shell Kaazi Entebbe Rd Plot 1070/1072 Najjanankumbi Acacia Acacia Mall Cooper Road Kisementi Village Mall Village Mall Bugolobi Plot 47A, Spring Road, Bugolobi Shell Bukoto Shell Bukoto Plot 104, Old Kira Road, Bukoto Shell Amber Court Shell Amber Court Plot 30-32, Church Hill Road, Jinja Service and Price Guide Priority Banking

Effective 15 th January 2019

Standard Chartered Bank Uganda Limited is regulated by Bank of Uganda. Some of our sales staff earn commission for business acquisition. Terms and conditions apply. sc.com/ug Priority Banking Flat Fee Priority Banking Flat Fee USD 40/ UGX 120,000 This fee covers the charges listed below across all your personal accounts and will be charged to one primary account. Please note that if you hold Safari savings accounts for your children, they will be included in this package.

Monthly Ledger Fees

Dedicated Relationship Management Team Cheque Book Issuance

Inward Telegraphic Transfers; Other Banks (Local Currency & FCY)

Bank Draft Issuance

Direct Debits

Cash Deposits Local Currency *Cash Withdrawals Local Currency/Foreign Currency Monthly Account E-Statement Bankers’ Opinion Charge Certificate of Balance Domancy Reactivation Fee Email Indemnity Utility Payments Monthly Card Fees Complimentary Lounge Key Access *Extra withdrawal fee on Savings Accounts not included *All other charges apply as per the General tariff *Refer to General services for a detailed tariff Minimum Account Opening Balance Local Currency Accounts Ordinary Current Account UGX 100,000 Flat Fee Account UGX 100,000 Diva Account UGX 100,000 Smart Banking Account UGX 100,000 (Bronze/Silver/Gold)

Ordinary Savings Account UGX 300,000 Safari Junior Account UGX 100,000 Safari Savings Account UGX 100,000

Foreign Currency Accounts Ordinary Current/Savings USD 100, GBP Account 100, EUR 100 Safari Savings/Safari Junior USD 100, GBP Account 100, EUR 100

General Services CCTV Viewing UGX 50,000 Counter Debit Slip UGX 35,000 Bid Application Fee UGX 20,000 Fees Per Cheque Written UGX 2,500, (Service Fees) USD 0.7, EUR 0.7, GBP 0.7 Inward Payments • Foreign Cheque 1.0% of value min sent on collection min. GBP 25, EUR 30 Max. GBP 50, EUR 55 • Purchase of Foreign Cheques 0.75% of value min. GBP 5, EUR 8 Max. GBP 60 EUR 80 Outward Payments rchase UGX 15,000

EUR 5 Telegraphic Transfer In-Branch UGX 75,000, USD 25, GBP 17, EUR, 20 Telegraphic Transfer Online/Mobile UGX 40,000, USD 20, GBP 10, EUR, 12 EFT online/Mobile UGX 4,000 EUR/USD/GBP 1 * Note: all the above TT char Standar r rges

Return r ffects UGX 250,000, not cleared/Refer to drawer EUR 60, USD 70, GBP 50 Return Charges UGX 25,000, Technical EUR 17, GBP 15, USD 10

USD 17, EUR

rder Failur USD 40, GBP

UGX 250,000 Swift Charge/Overseas Charge Loan Charges 2% of value* min UGX 450,000 Application Fee (Personal Loans) UGX 20,000 USD 10

1.5% of value Free rdrafts) Loan Monitoring Fee UGX 5,000 Per Month Payment Protection Insurance 0.54% p.a *Applied to new money only for Top-up Loans

Cards USD 10

UGX 50,000

USD 27 per visit per extra guest

r rnational T rge rope, Middle East 7.00%

7.50% ATMs ATM Cash Withdrawal (Non UGX 20,000 Standard Chartered Bank USD 10 International Cards) *Please note that the clients that have declined the Priority Banking Tariff shall have the General Tariff apply to them

Foreign Exchange Margin Max. 5% of the transaction value Fixed Income Margin Max: 3% of the Local: bond price or 1% on the YTM whichever is lower Foreign: Max: 3% of the bond price Branch directory Garden City Branch City Branch Garden City Shopping Mall Plot 9 William Street Plot 64-84 Yusuf Lule Road Acacia Mall Branch Jinja Branch Plot 8A-12A Copper Road Kisementi Plot 9 Scindia Road Acacia Shopping Mall

Speke Road Branch Lugogo Branch Plot 5 Speke Road, Kampala Lugogo Forest Mall Plot 2 Sports lane Village Mall Branch Plot 47A, Spring Road, Bugolobi

ATM Location

Service and Price Guide Business Banking

Effective 15th January 2019

Standard Chartered Bank Uganda Limited is regulated by Bank of Uganda. Some of our sales staff earn commission for business acquisition. Terms and conditions apply. sc.com/ug Local Currency Account Ordinary Current Accounts Account Opening Balance UGX 1,000,000 Monthly Service Fee UGX 30,000 Over-the-counter withdrawal UGX 10,000 below 4m Over-the-counter withdrawal 0.25% of value, 4m and above max UGX 35,000 Cash Deposits Free * Refer to general services for detailed tariff Community Heart Account Account Opening Balance UGX 1,000,000 Minimum Balance UGX 1,000,000, USD 1,000, EUR 1,000, GBP 1,000 Fall Below Minimum Balance UGX 15,000, USD 10, EUR 10, GBP 10 Charge Per Entry Free Monthly Service Fees Free Cash & Cheque Deposits Free Incoming Telegraphic Transfer Free Outward Telegraphic Transfer Free RTGS Free EFT Free Salary Processing Fees Free Ordinary Savings Accounts Account Opening Balance UGX 2,000,000 Minimum Account balance UGX 1,000,000 Minimum to Earn Interest UGX 1,000,000 Fall Below Minimum Balance Fee UGX 30,000 Retain Minimum Monthly UGX 20,000 Service Fee * Refer to General services for a detailed tarrif Foreign Currency Accounts Ordinary Current and International Trade Accounts Account Opening Balance USD 1,000, GBP 1,000, EUR 1,000 Minimum Balance USD 1,000, GBP 1,000, EUR 1,000 Fall Belo w Minimum Balance Fee USD 20, GBP 10, EUR 12 Monthly Service Fee USD 15, GBP 10, EUR 12 Cash Withdrawal 0.5 % of value min. USD 10, GBP 5, EUR 8

Community Heart Account Account Opening Balance USD USD 1,000 GBP GBP 1,000 EUR EUR 1,000

Trade Finance Import Letter of Credit 0.75% per quarter Issuance Fee Min UGX 100,000 1% per establishment Min UGX 100,000 Letter of Credit Amendments- UGX 100,000 Terms and Conditions Letters of Credit Amendments- 1% per quarter amount and Tenor Min UGX 200,000 Discrepant Documents USD 150 Export LC Advising / amendments (SCB customers) UGX 100,000 Export LC Advising / USD 100 plus amendments swift charges (Non - SCB customers) Export LC - Document handling 0.5% n UGX 100,000 Export LC Con rmation Fee 0.5% per quarter Min UGX 300,000 Export LC Transfer 1% Min UGX 100,000 Import Bills for Collection - 0.25% Min 100,000 handling fees Past due Bills - Import Bills UGX 75,000 for Collection per month Export Bills for Collection - 0.25% Min 100,000 Documentary Collection Export Bills for Collection - UGX 100,000 Documentary Collection - amendment Guarantee Issuance Fee 0.75% per quarter Min UGX 150,000 1% per establishment Min UGX 150,000 Issuing Guarantee (SCB) USD 100 Guarantee Amendment - UGX 75,000 (local); Terms and Conditions $100 (SCB); USD 150 (other banks) Guarantee Amendments - 1% establishment, Amounts and Tenors 0.75% per qtr Min UGX 150,000 each Guarantee Advising USD 100 (SCB); USD 150 (other banks) Trade Loan / Invoice Financing As Per Business Credit Application (BCA)

Past due loans establishment 1% Min UGX 100,000 Past due loans (interest charge) Offer Letter Rate plus 12% p.a. (local currency) 24% p.a. (foreign currency) Bills Recievable 1% Establishment, Min UGX 200,000, Interest (Foreign Currency) 24% p.a, Local Currency BCA Interest Rate plus 12% p.a Pre-Vetting of Guarantee UGX 35,000, USD 10, Formats GBP 8, EUR 8 Sealing a Guarantee UGX 35,000, USD 10, GBP 8, EUR 8 All above may include swift and courier charges as below: Swift Charges UGX 75,000 Delivery / Courier UGX 30,000 - within Kampala, UGX 50,000 - outside Kampala but within Uganda, USD 55 outside Uganda

General Services

• Document Retrieval Fee UGX 10,000 • Account Closure Fee Free • Bankers’ Opinion Charge UGX 40,000 • Certiﬁcate of Balance UGX 20,000 • Dormancy Reactivation Fee Free • Email Indemnity UGX 100,000 • Interim Statement Charge UGX 10,000 Per Page • 100 Leaves UGX 150,000 , Chequebook charges USD 40, EUR 40, GBP 40 • Counter Debit Slip UGX 35,000 • CCTV Viewing UGX 50,000 • Bid Application Fee UGX 20,000 Fees Per Cheque Written UGX 2,500, (Service Fees) USD 0.7, EUR 0.7, GBP 0.7 Inward Payments • Foreign Cheque 1.0 % of value min sent on collection GPB 25, EUR 30 Max GBP 50, EUR 55 • Purchase of Foreign Cheques 0.75% of value min. GBP 5, EUR 8 Max GBP 60, EUR 80 • RTGS UGX 2,500 EUR/GBP/USD 1

• EFT UGX 2,500 EUR/GBP/USD 1 • Telegraphic Transfers International Trade Account Free Ordinary Current Account UGX 25,000, USD 20, GBP 10, EUR 15 • Tax Collection - Free URA Per Payment • Utilities Free Outward Payments • Draft Issuance UGX 20,000 USD 10, GBP 5 EUR 8 • Bank Draft Repurchase UGX 10,000 USD 5, GBP 3 EUR 4 • STS - Electronic Cheques Printed through Straight2Bank UGX 5,000 Telegraphic Transfer In-Branch UGX 75,000, USD 25, GBP 17, EUR, 20 Telegraphic Transfer UGX 40,000, Straight2Bank USD 20, GBP 10, EUR, 12 • Telegraphic Transfer - International Free Trade Account (within the Standard Chartered network) *Note: The above TT charges cater for only local Standard Chartered Bank Charges • EFT including salary (Straight2Bank) UGX 4,000 • EFT including salary (In-Branch) UGX 20,000 • Cheques Return Charges UGX 250,000, - Effects not cleared/Refer to drawer EUR 60, USD 70, GBP 50 • Cheques Return Charges UGX 25,000, - Technical EUR 17, GBP 15, USD 10 • Cheque Stop Payment Charges UGX 40,000, USD 17, EUR 13, GBP 12 • RTGS Processing Fee - UGX 10,000 per Straight2Bank (Local Currency) transaction • RTGS Processing Fee USD 4, GBP 4, - Straight2Bank (Foreign currency) EUR 4 • RTGS Processing Fee (In-Branch) UGX 25,000 per transaction • RTGS Processing Fee USD 7, GBP 7, - (In-Branch Foreign Currency) EUR 7 • Salary Processing - Straight2Bank Free (within Standard Chartered Bank) • Salary Processing - In-Branch UGX 5,000 (within Standard Chartered Bank) • Standing Order Failure Charges UGX 120,000, USD 40, GBP 31, EUR 34 • Standing Order Setup/ UGX 10,000, Ammendment Charges USD 10, GBP 7, EUR 8 • Unpaid Direct Debit UGX 120,000 National Collection Services UGX 2,500 per transaction Loan Charges • Arrangement Fees Min. 1%, Max 2% of value • Short Term Loan Renewal Fees 0.25% of value, Min UGX 500,000 • Loan Monitoring Fee UGX 5,000 Per Month • Late Loan Standing Order Fee UGX 250,000 Temporary Excess Arrangement 2% of value Fees

Cards • SME Visa Platinum Debit Card UGX 25,000, Issuance/Replacement USD 10 • Monthly Card Fees UGX 7,500, USD 3 Point of Sale (POS) & e-commerce International Transactions Charge • Within Central Europe, 7.00% Middle East and Africa (CEMEA) • Outside (CEMEA) 7.50% • ATM Cash Withdrawal (All ATMs) UGX 1,000, USD 0.5 Others Debit Interest Charge Base Lending (Unauthorized over draw) Rate (BLR) + 24 % Local currency: per annum on the overdrawn amounts Foreign currency: Base Lending Rate (BLR) + 1% per annum on the overdrawn amounts SMS Alerts Free School Fees UGX 2,500 VISA Fee Payment UGX 5,000 Straight to Bank Token Issuance Free Straight to Bank Token UGX 60,000, USD 15, Replacement For Lost Token EUR 15, GBP 15 Foreign Exchange Margin Max. 5% of the transaction value Fixed Income Margin Max: 3% of the Local: bond price or 1% on the YTM whichever is lower Foreign: Max: 3% of the bond price Branch directory Garden City Branch City Branch Garden City Shopping Mall Plot 9 William Street Plot 64-84 Yusuf Lule Road Acacia Mall Branch Jinja Branch Plot 8A-12A Copper Road Kisementi Plot 9 Scindia Road Acacia Shopping Mall

Speke Road Branch Lugogo Branch Plot 5 Speke Road, Kampala Lugogo Forest Mall Plot 2 Sports lane Village Mall Branch Plot 47A, Spring Road, Bugolobi

ATM Location

Unless otherwise stated, all prices displayed in this schedule are exclusive of excise tax, which may be charged where applicable and payable by you in addition to the prices quoted.

Standard Chartered Bank Uganda Limited is regulated by Central Bank of Uganda +256 414 258 441. Some of our sales staff earn commission for business acquisition. Terms and conditions apply.

sc.com/ug Version: Jan 2019 1. General Services Corporate & Institutional Banking

• Account opening Balance NIL

Commercial Banking Ordinary Current Account & International Trade Accounts

• Account opening Balance -per account currency UGX 1,000,000 USD 250 GBP 200 EUR 250 KES 25,000

Commercial Banking Ordinary Savings Accounts

• Account opening Balance -per account currency UGX 2,000,000 USD 500 GBP 400 EUR 500 KES 50,000

• Minimum Account Balance UGX 1,000,000 USD 250 GBP 200 EUR 250 KES 25,000

• Minimum to receive interest UGX 1,000,000 USD 250 GBP 200 EUR 250 KES 25,000

• Fall below minimum Balance Fee UGX 20,000 USD 5 GBP 4 EUR 5 KES 500

Commercial Banking Community Heart Accounts

• Account opening Balance UGX 1,000,000 USD 250 GBP 200 EUR 250 KES 25,000

• Document Retrieval Fee UGX 20,000 USD 5 GBP 4 EUR 5 KES 500

• Account Closure Fee UGX 20,000 USD 5 GBP 4 EUR 5 KES 500

• Banker Opinion Charge UGX 20,000 USD 5 GBP 4 EUR 5 KES 500

• Certiﬁcate of Balance UGX 20,000 USD 5 GBP 4 EUR 5 KES 500

• Dormant Account Reactivation Fee UGX 20,000 USD 5 GBP 4 EUR 5 KES 500

• Audit Conﬁrmation UGX 40,000 USD 10 GBP 8 EUR 10 KES 1,000

• Interim Statement Charge UGX 10,000 USD 2.5 GBP 2 EUR 2.5 KES 250

• Monthly Statement NIL

• Ledger Fee UGX 2,500 USD 0.63 GBP 0.50 EUR 0.63 KES 62.50

• 100 Leaves Chequebook charges UGX 80,000 USD 20 GBP 16 EUR 20 KES 2,000

Message Type (MT) 940/950 Fees - Manual USD 30 per account per month

Cash in Transit Costs

• Cash in Transit Charge UGX 52,000 (VAT exclusive) per trip (20km radius from Central Business District)

• Cash in Transit Charge Negotiable per kilometer (Outside Central Business District)

• Teller service UGX 2,515,878 per month (VAT Exclusive) (applicable to a maximum of 4 centers)

* Central Business District relates to areas covered by the Cash in Transit vendor

Standard Chartered Bank Uganda Limited is regulated by Central Bank of Uganda +256 414 258 441. Some of our sales staff earn commission for business acquisition. Terms and conditions apply. 2. Custody Services • Transaction Charges UGX 25,000 per transaction

• Safe keeping / Custody charge 12.5 Basis Points p.a on the value of asset held

• Trustee charge for Assets under Trustee 17 Basis Points p.a Min 7,500,000 per annum

3. Channels

Straight2Bank Charges (via Straight2Bank per transaction unless mentioned otherwise)

• Straight2Bank Subscription fee NIL

• Straight2Bank - Vasco token (Issuance & Replacement) NIL

• Straight2Bank technical support services NIL

• Informanager Setup NIL

• E-Statements NIL

• Outward Telegraphic Transfer (OTT) UGX 60,000 USD 15 GBP 12 EUR 15 KES 1,500

• East African Payments System(EAPS) UGX 75,000 USD 18.75 GBP 15 EUR 18.75 KES 1,875

• Electronic Funds Trasnfer (EFT) UGX 2,500 USD 0.63 GBP 0.50 EUR 0.63 KES 62.50

• Direct debit UGX 2,000 USD 0.50 GBP 0.40 EUR 0.50 KES 50

• Real Time Gross Settlement System (RTGS) UGX 10,000 USD 2.5 GBP 2 EUR 2.5 KES 250

• Salary Processing (within Standard Chartered Bank) NIL

• Salary Processing (Other Banks i.e. EFT) UGX 2,500 USD 0.63 GBP 0.5 EUR 0.63 KES 62.5

• Utilities & Collections (UMEME, NWSC, NSSF, URA) NIL

• Mobile Money payments( MTN & Airtel) UGX 400

• MT 940/950 set through Straight2Bank NIL

• STS - Electronic Cheques Printed through UGX 5,000 USD 1.25 GBP 1 EUR 1.25 KES 125 Straight2Bank (International Bank Cheque, Local Bank Cheque, Corporate Cheque)

• On-site Cheque Printing - per transaction UGX 3,000 USD 0.75 GBP 0.6 EUR 0.75 KES 75

• National Collection & Encashment Commission UGX 2,000

• Premium Service Banking (per month) UGX 75,000 USD 18.75 GBP 15 EUR 18.75 KES 1,875

4. Inward Payments

• East African Payments System(EAPS) NIL

• Real Time Gross Settlement System (RTGS) NIL

• Electronic Funds Trasnfer (EFT) NIL

• Utilities & Collections (UMEME, NWSC, NSSF, URA) NIL

• Local Cheques deposit NIL

5. Outward Payments

• Bank Drafts (Issuance / Replacement charge) UGX 20,000 USD 5 GBP 4 EUR 5 KES 500

• Bank Draft (Repurchase) UGX 10,000 USD 2.5 GBP 2 EUR 2.5 KES 250

• FCY Cash Withdrawal Charges 1.0%, min USD 10

• East African Payments - Manual UGX 150.000 USD 37.5 GBP 30.0 EUR 3.75 ES 3.750

• Outward SWIFT (OTT) - Manual UGX 150.000 USD 37.5 GBP 30.0 EUR 3.75 ES 3.750

• EFT Transfer - Manual Instruction UGX 5,000 USD 1.25 GBP 1 EUR 1.25 KES 125

• Cheques return Charges Effects not cleared/ Refer UGX 350,000 USD 87.5 GBP 70 EUR 87.5 KES 8,750 to drawer

• Cheques return Charges - Technical UGX 25,000 USD 6.25 GBP 5.0 EUR 6.25 KES 625

• Cheque Stop Payment Charges UGX 40,000 USD 10 GBP 8 EUR 10 KES 1,000

• Post dated Cheque UGX 40,000 USD 10 GBP 8 EUR 10 KES 1,000

• RTGS Processing Fee - Manual per transaction Currency UGX 25,000 USD 6.25 GBP 5 EUR 6.25 KES 625

• Salary Processing (with Standard Chartered Bank) Manual UGX 5,000 USD 1.25 GBP 1 EUR 1.25 KES 125

• Salary Processing (Other Banks i.e. EFT ) Manual UGX 5,000 USD 1.25 GBP 1 EUR 1.25 KES 125

• Standing Order Failure Charges/Unpaid direct debit UGX 12,000 USD 3 GBP 2.40 EUR 3 KES 300

• Standing Order Setup/ Amendment Charges UGX 20,000 USD 5 GBP 4 EUR 5 KES 500

• Call accounts Negotiable

6. Trade Finance

Letters of Credit • Import Letter of Credit Issuance Fee 1% per quarter Min UGX 100,000 1% per establishment Min UGX 100,000

• Letter of Credit amendments - terms and conditions UGX 100,000

• Letters of Credit amendment - amount and tenor 1% per quarter Min UGX 200,000 1% per establishment on increased amount Min UGX 100,000

• Discrepant documents USD 150

• Bills Receivable 1% establishment Minimum UGX 200,000 Interest (foreign currency) 24% p.a. Local currency BCA interest rate plus 12% p.a.

Standard Chartered Bank Uganda Limited is regulated by Central Bank of Uganda +256 414 258 441. Some of our sales staff earn commission for business acquisition. Terms and conditions apply. • Export LC Advising / amendments (SCB customers) UGX 100,000

• Export LC Advising / amendments USD 100 plus swift charges (Non - SCB customers)

• Export LC - Document handling 0.5% ﬂat Min UGX 100,000

• Export LC Conﬁrmation Fee 0.5% per quarter Min UGX 300,000

• Export LC transfer 1% Min UGX 100,000

• Past due loans establishment NIL

Documentary Collections

• Import Bills for Collection - handling fees 0.25% Min UGX 100,000

• Past due Bills - Import Bills for Collection UGX 75,000 per month

• Export Bills for Collection - Documentary collection 0.25% Min 100,000

• Export Bills for Collection - Documentary collection - UGX 100,000 amendment

• Past due loans establishment NIL

Guarantees

• Guarantee Issuance Fee 1% per quarter Min UGX 150,000 1% per establishment Min UGX 150,000

• Issuing Guarantee (SCB) USD 100

• Guarantee Amendment - terms and conditions UGX 75,000 (local), USD 100 (SCB), USD 150 (other banks) • Guarantee Amendments - amounts and tenors 1% per quarter Min UGX 150,000 each 1% per establishment on increased amount Min UGX 150,000 • Guarantee Advising USD 100 (SCB), USD 150 (other banks)

• Pre Vetting of Guarantee Formats UGX 35,000 USD 10 GBP 8 EUR 8

• Sealing a Guarantee UGX 35,000 USD 10 GBP 8 EUR 8

Open Account Trade

• Trade loans/ Invoice Discounting As per BCA

• Past due loans establishment 1% Min UGX 100,000

• Past due loans (interest charge) 24% p.a. (foreign currency) BCA interest rate plus 12% p.a. local currency

All above may include swift and courier charges as below:

• Swift charges UGX 75,000/ USD 25

Standard Chartered Bank Uganda Limited is regulated by Central Bank of Uganda +256 414 258 441. Some of our sales staff earn commission for business acquisition. Terms and conditions apply. • Delivery / Courier UGX 30,000 - within Kampala UGX 50,000 - outside Kampala but within Uganda USD 60 outside Uganda

Additional Notes

• Out of pocket expenses: If incurred, these will be passed to client at cost. All out of pocket expenses are subject to change. These include, but are not limited to market-speciﬁc charges not covered above, e.g. rematerialisation, third-party out of pocket expenses, foreign exchange fees, courier services, etc

• General Fees: These fees may be subject to local taxes where applicable

Standard Chartered Bank Uganda Limited is regulated by Central Bank of Uganda +256 414 258 441. Some of our sales staff earn commission for business acquisition. Terms and conditions apply.