CRA Officer Information Packet

CONTENTS

1. 2021 WCRA Board List 2. 2021 CRA Officer Phone List 3. 2021 Apportionment Schedules 4. CRA Opportunities through the WCRA

WCRA Board of Directors 2021

Christine Roveda Phone: 206-833-4075 Chair Senior Vice President Fax: 206-292-3883 Community Lending & Investment Email: [email protected] Wells Fargo 999 Third Avenue, 42nd Floor Mac # P6540-11J , WA 98104 Michael Dotson Phone: (425) 739-1057 Vice- VP – CRA Community Outreach Officer Email: [email protected] Chair 13033 Bel-Red Road, Suite 110 Bellevue, WA 98005 Jay Coleman Phone: 206-343-6818 Secretary Vice President Email: [email protected] KeyBank 1301 Fifth Avenue, 24th Floor WA-31-13-2474 Seattle, WA 98101 Bob Powers Phone: 206-500-2241 Treasurer Executive Director, Cell: 206-321-8122 Community Development Banking Fax: 206-377-2077 JPMorgan Chase Email: [email protected] 1301 Second Avenue 24th Floor Seattle, WA 98101 Susan M. Duren Phone: 206-292-0689 President President Fax: 206-292-0782 WCRA Email: [email protected] Avenue, Suite 1406 Seattle, WA 98101 Kim Etherton Phone: 206-749-7363 VP, Relationship Manager Email: [email protected] Umpqua Bank Suite 2900 Seattle, WA 98101 Tim Grant Phone: 206-626-8579 SVP, Multi-Family Lending Manager Fax: 206-626-8102 Federal Email: [email protected] 425 Pike Street Seattle, WA 98101

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WCRA Board of Directors 2021

Brad Stevens Phone: 509-358-3724 VP, Commercial Real Estate Group Fax: 509-353-4125 Washington Trust Bank Email: [email protected] PO Box 2127 Spokane, WA 99210-2127 Mike Gilmore Phone: Contact WCRA for Mailing and Board Member Fax: telephone information Yakima Federal Savings & Loan Email: [email protected] Steve Walker Phone: (206) 287-4427 Executive Director Email: [email protected] Washington State Housing Finance Asst: [email protected] Commission 1000 Second Avenue, Floor 27 Seattle, WA 98104 Jonathan Clarke Phone: 206-223-4516 VP & Chief Lending Officer Email: [email protected] Enterprise Community Loan Fund 2025 First Avenue, Suite 1250 Seattle, WA 98121 Diane Klontz Phone: 360-725-4142 Assistant Director Email: [email protected] Washington State Dept. of Commerce, Asst: [email protected] Community Services & Housing 1101 Plum Street SE Olympia, WA 98504-2525 Paul Edwards Phone: 206-287-4462 Deputy Director Fax: 206-587-5113 Washington State Housing Finance Email: [email protected] Commission Asst: [email protected] 1000 Second Avenue, Floor 27 Seattle, WA 98104 Scott Borth Phone: 206-359-8403 Attorney Partner Fax: 206-359-9403 Perkins Coie Email: [email protected] , 40th Floor Seattle, WA 98101-3099

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CRA Contacts Pool 1

Erin Burr Phone (425) 697-8020 Enterprise Risk Manager & CRA Officer email [email protected] 1st Security Bank of Washington

6920 220th St. SW Suite 206 Mountlake Terrace WA 98043-

Kathy Hale Phone (801) 790-5067 CRA Senior Credit Manager email [email protected] Ally Bank

200 West Civic Center Drive Suite 201 Sandy UT 84070-

Cindy Dickson Phone (360) 588-9383 VP, Compliance Manager email [email protected] Bank of the Pacific

801 Commercial Ave.

Anacortes WA 98221-

John Denton Phone (925) 843-4621 Manager email [email protected] Bank of the West Community Development Finance 2527 Camino Ramon, 3D-D

San Ramon CA 94583-

Thursday, April 22, 2021 Page 1 of 9 Michael Dotson Phone (425) 739-1057 VP - CRA Community Outreach Officer email [email protected] Banner Bank

13033 Bel-Red Road Suite 110 Bellevue WA 98005-

Jann Wallach Phone (510) 550-8406 SVP, Compliance & CRA Officer email [email protected] Beneficial State Bank

1438 Webster Street Suite 100 Oakland CA 94612-

Steve Vradenburg Phone (509) 664-7160 Assistant Credit Administrator email [email protected] Cashmere

124 East Penny Road

Wenatchee WA 98801-

Bruce Gumbiner Phone (626) 821-3343 FVP, CRA Officer & Director of Community Dev email [email protected]

9650 Flair Drive

El Monte CA 91731-

Thursday, April 22, 2021 Page 2 of 9 Adam Stein Phone (503) 279-3186 VP, CRA Compliance Manager, CRCM email [email protected] Columbia Bank Compliance 1000 SW Broadway Suite 1100 Portland OR 97205-

Keith Kishiyama Phone (626) 768-6399 email [email protected]

9300 Flair Drive 6th Floor El Monte CA 91731-

Lisa Due Phone (360) 417-1500 Risk & Compliance Officer, VP email [email protected] First Federal

105 W Eighth Street

Port Angeles WA 98362-

Suzanne Nester Phone (425) 254-2032 CRA & Compliance Officer email [email protected] First Financial Northwest Bank

201 Wells Ave S.

Renton WA 98057-

Thursday, April 22, 2021 Page 3 of 9 Elliott Pierce Phone (206) 436-2040 EVP/Chief Credit Officer email [email protected] First Sound Bank

925 Fourth Avenue Suite 2350 Seattle WA 98104-

Nell-Garwood MacEachern Phone (253) 753-9407 CRA Compliance Officer email [email protected] Heritage Bank Tacoma Administrative Center 3866 South 74th Street

Tacoma WA 98409-

Vicki Foege Phone (206) 515-4069 FVP - Community Relations Director email [email protected] HomeStreet Bank

601 Union Street Suite 2000 Seattle WA 98101-

Becky Baker Phone (614) 620-4935 VP - CRA Program Management email [email protected] JPMorgan Chase

1111 Polaris Parkway

Columbus OH 43240-

Thursday, April 22, 2021 Page 4 of 9 Carla Strickland Phone (206) 500-4636 Corporate Responsibility, Northwest Region email [email protected] JPMorgan Chase

1301 2nd Avenue

Seattle WA 98101-

Cathy Danigelis Phone (206) 343-6958 email [email protected] KeyBank

1301 5th Avenue 25th Floor Seattle WA 98101-

Emily Olson Phone (360) 876-7056 SVP Risk Management email [email protected] Kitsap Bank

619 Bay Street

Port Orchard WA 98366-

Edward Quinlivan Phone (619) 230-3256 VP email [email protected] MUFG Union Bank

530 B Street, Ste. 500

San Diego CA 92101-

Thursday, April 22, 2021 Page 5 of 9 Kyla Allen Phone (509) 382-4502 VP Marketing Director email [email protected] North Cascades Bank-Division of Glacier Bank

PO Box 1648

Chelan WA 98816-

Lindsay Durr Phone (312) 444-2325 VP email [email protected] Bank Community Development & Investments 50 South LaSalle Street MB-24 Chicago IL 60603-

Ken Pekola Phone (360) 596-9761 VP of Commercial Lending email [email protected] Olympia Federal

PO Box 1338

Olympia WA 98507-1338

Sherri Scott Phone (949) 864-8015 SVP/Chief CRA & Fair Banking Officer email [email protected] Pacific Premier Bank

17901 Von Karman Avenue Suite 1200 Irvine CA 92614-

Thursday, April 22, 2021 Page 6 of 9 Scott Miller Phone (360) 834-2231 Director of Marketing, CRA Officer email [email protected] Riverview Community Bank

PO Box 872290

Vancouver WA 98687-2290

Kevin Raftery Phone (206) 436-3439 VP, Compliance Officer email [email protected] Seattle Bank

600 University Street Suite 1850 Seattle WA 98101-1129

Lauren Jassny Phone (206) 292-4535 Chief Credit Officer email [email protected] The Commerce Bank of Washington

601 Union Street, Suite 3600

Seattle WA 98101-

Nicole Melton Phone (360) 533-4747 AVP/CRA Officer email [email protected] Timberland Bank

624 Simpson Ave

Hoquiam WA 98550-

Thursday, April 22, 2021 Page 7 of 9 Jey Vierra Phone (509) 960-3119 Commercial Quality Control Manager email [email protected] Umpqua Bank Commercial Loan Operations 111 North Wall Street 4th Floor Spokane WA 99201-

Caleb Stephens Phone (206) 777-8340 Community Development Mgr/CRA Officer email [email protected]

425 Pike Street

Seattle WA 98101-

George Hernandez Phone CRA Officer email [email protected] Washington Trust Compliance Department PO Box 2127

Spokane WA 99210-2127

Dwight Prevo Phone (206) 343-6461 email [email protected] Wells Fargo Bank Community Development Officer MAC P6540-045 999 Third Avenue, 4th Floor Seattle WA 98104-

Thursday, April 22, 2021 Page 8 of 9 Adam Coe Phone (509) 248-2634 Loan Officer email [email protected] Yakima Federal Savings & Loan Assoc.

118 E. Yakima Ave.

Yakima WA 98901-

Thursday, April 22, 2021 Page 9 of 9 WASHINGTON COMMUNITY REINVESTMENT ASSOCIATION

2021 LOAN POOL #1 APPORTIONMENT SCHEDULE

LOAN POOL LOAN POOL INSTITUTION PERCENT OF TOTAL CONTRIBUTION Key Bank 14.26%$ 15,000,000.00 Wells Fargo Bank 12.36%$ 13,000,000.00 Ally Bank 9.51%$ 10,000,000.00 JPMorgan Chase Bank, N.A. 9.51%$ 10,000,000.00 Umpqua Bank 8.84%$ 9,300,000.00 Banner Bank 5.97%$ 6,275,000.00 Columbia Bank 5.13%$ 5,400,000.00 Washington Federal 4.75%$ 5,000,000.00 Washington Trust Bank 3.33%$ 3,500,000.00 Heritage Bank 3.28%$ 3,450,000.00 Beneficial State Bank 2.38%$ 2,500,000.00 Pacific Premier Bank 2.38%$ 2,500,000.00 HomeStreet Bank 2.14%$ 2,250,000.00 MUFG Union Bank 1.90%$ 2,000,000.00 Seattle Bank 1.90%$ 2,000,000.00 Yakima Federal S&L Association 1.90%$ 2,000,000.00 Cashmere Valley Bank 1.43%$ 1,500,000.00 First Financial Northwest Bank 1.24%$ 1,300,000.00 1st Security Bank of Washington 0.95%$ 1,000,000.00 East West Bank 0.86%$ 900,000.00 Commerce Bank of Washington 0.86%$ 900,000.00 Riverview Community Bank 0.86%$ 900,000.00 Bank of the Pacific 0.67%$ 700,000.00 First Federal S&L of Port Angeles 0.67%$ 700,000.00 Timberland Savings Bank 0.67%$ 700,000.00 Olympia Federal Savings and Loan 0.57%$ 600,000.00 Cathay Bank 0.48%$ 500,000.00 North Cascades Bank, Div. of Glacier Bank 0.48%$ 500,000.00 Bank of the West 0.19%$ 200,000.00 First Sound Bank 0.19%$ 200,000.00 Kitsap Bank 0.19%$ 200,000.00 Northern Trust Bank 0.19%$ 200,000.00

32 PARTICIPATING LENDERS 100.00%$ 105,175,000.00

2021 P1 Apportionment, 1.1.21 WASHINGTON COMMUNITY REINVESTMENT ASSOCIATION

2021 LOAN POOL #2 APPORTIONMENT SCHEDULE

LOAN POOL LOAN POOL INSTITUTION PERCENT OF TOTAL CONTRIBUTION Wells Fargo Bank 17.102%$ 4,500,000 Key Bank 14.488%$ 3,812,000 JPMorgan Chase 12.352%$ 3,250,000 Umpqua Bank 11.402%$ 3,000,000 Columbia Bank 13.302%$ 3,500,000 First Financial Northwest Bank 7.601%$ 2,000,000 Washington Federal 3.706%$ 975,000 1st Security Bank of Washington 3.420%$ 900,000 Washington Trust Bank 2.850%$ 750,000 Banner Bank 2.850%$ 750,000 Heritage Bank 2.090%$ 550,000 Pacific Premier Bank 1.900%$ 500,000 North Cascades Bank,Div. of Glacier Bank 1.900%$ 500,000 Cashmere Valley Bank 0.950%$ 250,000 HomeStreet Bank 0.950%$ 250,000 Bank of the West 0.855%$ 225,000 Yakima Federal Savings & Loan Assn 0.760%$ 200,000 Northern Trust Bank 0.760%$ 200,000 Cathay Bank 0.760%$ 200,000

20 PARTICIPATING LENDERS 100.00%$ 26,312,000

2021 P2 Apportionment, 1.1.21 WASHINGTON COMMUNITY REINVESTMENT ASSOCIATION

2021 LOAN POOL #3 APPORTIONMENT SCHEDULE

LOAN POOL LOAN POOL INSTITUTION PERCENT OF TOTAL CONTRIBUTION Banner Bank 18.149%$ 2,500,000 First Financial Northwest Bank 18.149%$ 2,500,000 JPMorgan Chase 14.519%$ 2,000,000 East West Bank 10.889%$ 1,500,000 Key Bank 9.074%$ 1,250,000 Heritage Bank 5.445%$ 750,000 Wells Fargo Bank 5.445%$ 750,000 First Federal S & L of Port Angeles 3.993%$ 550,000 Pacific Premier Bank 3.630%$ 500,000 Yakima Federal Savings & Loan Association 3.630%$ 500,000 1st Security Bank of Washington 2.722%$ 375,000 Umpqua Bank 1.452%$ 200,000 Northern Trust Bank 1.452%$ 200,000 Cathay Bank 1.452%$ 200,000

14 PARTICIPATING LENDERS 100.00%$ 13,775,000

2021 P3 Apportionment, 1.1.21 CRA Opportunities

The WCRA is a lending consortium which allows your organization to receive CRA Credit for participating in the loans the WCRA makes on your behalf.

The WCRA has three loan pools providing CRA Credit opportunities including the following programs:

Affordable/Low Income Multi-Family Rental Housing including mixed use properties Economic Development Loans Special Needs Housing

In addition to the three lending pools, the WCRA also offers Private Placement Bond Investments; a Tax Exempt Investment Program for 501(c)3 nonprofits to provide financing for affordable housing and real estate based economic development projects. As a member, the WCRA makes these Investment opportunities available to you.

Contact us for opportunities to participate in WCRA Committees, such as the Criticized Credit Advisory Committee and the Loan Committee.