HUNTINGTON BEACH NEIGHBORHOOD WATCH NEWSLETTER

Date: March 2007 Vol. 35 No. 3

POLICE/FIRE EMERGENCY 911 Information Desk 960-8843 NON-EMERGENCY/DISPATCH 960-8825 Graffiti Hot Line 960-8861 POLICE: Business Line 960-8811 Neighborhood Watch 536-5933 Vacation Checks (RSVP) 374-1507 Layout Design: Shirley Salter Website: www.hbpd.org E-mail: [email protected] Compiled and Edited by Suzie Wajda, HBPD Community Services Specialist

MARCH POSTAGE UPDATE BUMP KEYING--THE RISK IS REAL By Gary DeGarimore, Ken’s Locksmithery We need $20,000 again this year to cover the expenses of postage, labels, and Countless news stories have aired on returned Newsletters. For the past network news in the past few months 28 years, we have been able to describing the security risk due to lock raise this money through bumping. A recent web search of generous donations from our “bump key” accessed over 4 million links to websites subscribers and advertisers. We hope we can continue to do this describing how a thief can use a bump key to bypass common in 2007. At the end of February, we had received $4,907--we house locks. Some sites show instructional how-to videos, have $15,093 to go. A $4 donation pays for each subscriber’s how to modify a key, and some are actually selling bump keys! postage; a $5 or more donation puts your name in the Newsletter as a contributor; and a $20 donation will put your name in the What is a bump key? A bump key is an actual key that can be Newsletter plus you will receive a Neighborhood Watch sticker made from any standard key and as long as it can enter a lock it and a Surf City keychain. And, remember, since we are a non- can be used to open the lock. Anyone can learn the technique in a profit organization, your donations are tax deductible. matter of minutes. This means that any unskilled burglar now has access to information and tools that make your home or business Make your checks payable to: HB NEIGHBORHOOD WATCH subject to this type of attack. This bypass method has been familiar to and used by licensed locksmiths for many years in their duties. Send to: HB NEIGHBORHOOD WATCH The recent media attention has brought this method out in the PO BOX 5667 open. HUNTINGTON BEACH, CA 92615

How do I know if a break-in is due to a bump key? Or: HB POLICE DEPARTMENT Bumping a lock is undetectable, as an actual key has been used to 2000 MAIN ST. open the lock. FBI statistics say that over 50% of burglaries show HUNTINGTON BEACH, CA 92648 no signs of a break-in.

Who is vulnerable? Virtually every home or business that uses REMEMBER standard house keys to lock their doors. This creates a false sense

of security for most of the population; as many as 95% use these common locks.

What can I do? Upgrade to bump-resistant locks. There are locks available which are constructed to be pick, bump, and drill resistant. These locks have been tested and certified by Underwriters Laboratories to conform to certain high standards. To Receive Your Newsletter Online: Mul-T-Lock and Medeco are popular brands that conform to the UL specifications. Along with the physical strength of these locks Please send an e-mail to: comes patented key control, which prevents the unauthorized [email protected] duplication of your keys. Imagine knowing how many keys exist for your locks and that the keys cannot be duplicated by others such as housekeepers, pet sitters, valet attendants, and employees that HB NEIGHBORHOOD WATCH BOARD MEETING you may lend keys to. A recent ABC newscast on bump keys Tuesday, April 10, 2007 at 6:30 p.m. stated, “Locks are a place where you don’t want to scrimp to save a Huntington Beach Police Dept. few bucks.” For more information, call 842-4808. nd 2 Floor Conference Room NEIGHBORHOOD WATCH NEWSLETTER – March 2007 Page 2

DON’T BE SCAMMED!

National Crime Prevention Council

Scams and schemes are a criminal’s “bread and butter.” If you have a computer, a telephone, or a mailbox, you could become a victim. Your best defense is to know a scam when you see (or hear) one. Following are a few common scams that criminals pitch to innocent people every day.

Š Credit-related Schemes: You are promised a credit card Š Nigerian Money Scam: You are contacted by someone from regardless of your credit history, for an advance fee. Or you Nigeria and offered millions of dollars if you will transfer money are promised credit card protection or credit repair services, from a foreign bank to your bank account for safekeeping. also for a fee. You pay, but the card or service is never When you agree, you are asked to pay huge transfer fees or delivered. legal expenses but receive no money. Š Magazine Sales Scams: You are offered a magazine Š Prize and Sweepstakes Scam: You are told that you have subscription at a very low price by someone who claims to won a fabulous prize but must buy something or pay taxes up work for the magazine company. The price is front in order to claim it. The prize is a cheap trinket, worth far misrepresented and is actually much higher, or the magazine less than the money you paid to claim it. is never delivered. Š Foreign Lotteries Scam: You are offered tickets to enter a Š Investment Fraud: You are invited to participate in an foreign lottery and send money, but either the lottery doesn’t investment opportunity and promised spectacular profits with exist or the tickets never arrive. It is illegal to promote a foreign no risk. Instead of making money, you lose it. lottery by telephone or mail in the United States. Š Overpayment Scams: You advertise something you want to Š Pyramids and Multilevel Marketing: For a fee, you are sell and a potential buyer offers to purchase it. The buyer promised big profits in exchange for recruiting new members. sends a check for more than the asking price and asks you to Plans that promise profits for recruitment of members rather wire back the difference. You do, but later the buyer’s check than for selling goods and services are illegal and usually bounces. collapse. Š Work-at-home Scams: Advertisements promise big Š Scholarship Scams: A company guarantees scholarship earnings for people who want to work at home. You send a money for an upfront fee, but it only helps locate scholarships check for training or materials and receive a kit with cheap rather than awarding them. craft materials and discover there are no clients to pay for your work. Š Charity Scams: A natural disaster is dominating the news and you get a letter/email/phone call asking you to donate funds to Š Vacation/Travel Fraud: You accept an offer for a free, or help its victims. You send money, but the victims never receive very cheap, travel package but end up paying hidden costs, your donation or receive only a tiny portion—the rest goes to such as reservation fees or taxes, or listening to a high- cover administrative costs like salaries. pressure sales pitch for a timeshare or club membership. Š Bogus Merchandise Sales: You purchase something Š Phishing: You get an email or pop-up message that says advertised for sale on the Internet or through a telemarketing your account must be updated immediately or it will be call. You pay for the merchandise but never receive it or receive closed. You click on a link to a website that looks like it an inferior or counterfeit product in its place. belongs to your bank or other institution and “update” your account by entering personal identifying information. Soon Š Telephone Cramming: Unauthorized charges for goods or you discover you are a victim of identity theft. services appear on your phone bill, but you miss seeing them because your phone bill is complicated with authorized charges Š Pharming: Also called domain spoofing, this technique is such as voice mail and Internet service. used by criminals to redirect web traffic from a legitimate server to their own server, where they can steal any personal Š Telephone Slamming: Your telephone service is switched information that the user types in. Pharmers “poison” the from your current company to another one without your Domain Name Service in order to “fool” a user’s browser into knowledge or permission, resulting in higher charges for long linking to a bogus website. distance and other services.

ANY CRIME THAT IS DANGEROUS OR LIFE THREATENING SHOULD BE REPORTED DIRECTLY TO LOCAL LAW ENFORCEMENT. CREDIT CARD COMPANIES AND FINANCIAL INSTITUTIONS SHOULD BE NOTIFIED BY PHONE AS SOON AS FRAUD IS SUSPECTED. BUT CRIMES SUCH AS IDENTIFY THEFT, COMPUTER HACKING, SPAM, AND TELEMARKETING FRAUD MAY BE BEST ADDRESSED BY AGENCIES THAT SPECIALIZE IN THESE PROBLEMS. NEIGHBORHOOD WATCH NEWSLETTER – March 2007 Page 3

SPECIAL THANKS TO MEMBERS LISTED BELOW FOR THEIR DONATION

Ray & Janet Allison J. C. Judson

Perry P. Alper Cheryl Keen Some notable calls for January: Peter & Lavonne Alpine Tadashi & Sumiko Kiyomura John & Irene Andreas Morton & Susan La Pittus On January 3rd, Officers Wersching and Catalano assisted Gerald & Grace Bakus Jerome & Margaret Lance Garden Grove PD following a pursuit. They located the A. W. & Gaye Balazs Robert & Shirley Lane suspect with the FLIR and a handgun was recovered. Raymond & Mary Baroglio Donald & Dolris Lessick Martha A. Bell Tom & Dianne Livengood

On January 4th, Officers Paholski and Reed assisted detectives Norman & Elsa Bender William Lucero Robert & Margaret Berry Frances Ludt with an outstanding bank robbery suspect. They followed the Elizabeth Bierwirth Dr. & Mrs. W. Martin suspect downtown where he was taken into custody. R. D. & E. Naomi Bobzin Harriet Mason

th Joanne Booz Ray & Grace Michihira On January 5 , Officers Paholski and Reed flew to an auto Melvin Bowman Robert & Jeanette Mistofsky burglary-in-progress call at Seapoint/PCH and observed the Inez Bruno Wanda Moneyhun suspect leaving. Units were directed to the suspect while the William & Margaret Busby M. Moore crew used the PA system to notify the victim who was in the Jess & Marie Carranza Richard Murray surf. The suspect was taken into custody. K. L. & A. S. Chang K. S. Muzzy Mary Ford Clark G. W. & Jeanne Neal On January 9th, Officers Catalano and Wersching observed Deborah Colmer Kristi & Ferdinand Neuberger flames erupting from the wooden bridge extending over the Ingebord M. Colthurst N. Nicola Patrick & Maria Coponiti James & Shirley Nielsen Santa Ana River at Lebard Park. They followed four suspects from the scene and directed units to them. All four were Pia P. Cruz Sally Nielsen Charles & Joan Currie W. T. & A. G. Ohlendorf arrested for arson. That same night the crew spotted a DUI Carl M. Curtis James & Rose Ohr at Warner/Gothard who was arrested by ground units. Robert & Florence Daly Barbara Packard

th L. M. & S. H. Decker Juan & Doris Perez On January 10 , Officers Catalano and Wersching assisted Lawrence & Blanche Deight Bruce & Cheryl Pulcini Placentia PD to look for suspects of a stolen vehicle who fled Edward & Evelyn Deuel Roma M. Roe on foot. They used the FLIR to locate one suspect who was Charles & Martha Dollbaum A. R. & A. G. Roy taken into custody. Marilyn Donovan Dolores Russell

Barbara Dove Robert Sapia th On January 14 , Officers Paholski and Reed spotted a vehicle Edith Elvis Michael & Patricia Scavo recklessly driving in Seeley Park, damaging the grass. They Maureen Elzea Elizabeth Schmidt got the vehicle stopped and the driver was arrested. Wesley & Earleen English Derek & Stephanie Smith George & Carmen Erber Charles & Joe Ann Spere st Gilbert Figueroa Rosina Spitzer On January 31 , Officers Catalano and Ramsey assisted Gail Freshwater Kenneth Stanford Garden Grove PD with a pursuit and followed the suspect who Patricia Freyer James & Ann Steinmetz eventually fled on foot. Units were directed to the suspect Rudolph Friendt Jan Stolzenburg who was taken into custody. George & Lily Fukuda A. W. Strobel Mariano & Susan Gallego Miyako Tanada On January 31st, Officers Wersching and McNaughton spotted Hyman & Lillian Garbowitz Harvey & Suzanne Thomas a car driving at 150 MPH N/B 405 to Beach. The driver was William & Sandra Gordon James Townsend stopped and arrested for DUI. Joseph & Janice Goss Wilford Tufford William & Victoria Hamilton Ch. A. Van Groeningen A. E. & H. M. Harakuni Robert & Karen Vogtmann

Ruth Ann Harkins Claude C. Von Plato Leonore & Ernest Harris Robert & Satoko Wainwright Rexine Y. Harris William & Mary Wall RESIDENTAL BURGLARIES H. C. Hawes S. J. Walsh Jennie Hayes J. & M. Warnitz Peter Healy Thelma Weglin 100 William & Monica Henry Kenneth & Gail Weis Marilyn Holman Lois Whelan 50 Lawrence & Linda Israel R. A. & Ruth Williams Don & Leeda Johnson Nancy Wise

0 JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC 2005 40 29 30 28 26 57 33 33 23 30 31 73 Uibol!zpv!gps!zpvs!hfofsptjuz"! 2006 50 38 65 62 40 33 35 33 33 26 35 53 2007 37 38 ______NEIGHBORHOOD WATCH NEWSLETTER— March 2007 Page 4

RESIDENTIAL BURGLARIES, VEHICLE BURGLARIES GRAND THEFT AUTOS

The police patrol areas are the north BEAT 2 Vehicle Burglaries and south. The patrol beats are 2-13. 1 Residential Burglary RD 432 – 4 RD 442 – 2 Your RD (Reporting District) is the 2 Vehicle Burglaries RD 443 – 1 RD 463 – 1 half-mile square surrounding your 3 Grand Theft Autos home. Grand Theft Autos Residential Burglaries RD 442 - 1 RD 473 – 1 To locate your Beat and RD, please RD 485 – 1 check the map on the back inside Street: Kapaa, attempt without entry. page. In most cases, your BEAT/RD There were no garage entries. BEAT 5 is identified on your address mailing label. Vehicle Burglaries 0 Residential Burglaries RD 466 – 1 RD 486 - 1 9 Vehicle Burglaries RESIDENTIAL BURGLARIES 7 Grand Theft Autos Grand Theft Autos 38 entries in February RD 464 – 1 RD 466 – 1 Residential Burglaries 37 entries in January RD 495 – 1 None

BEAT 3 Street: None Sixteen of the entries were due to OPEN OR UNLOCKED windows or doors, or 1 Residential Burglary Vehicle Burglaries 42% of the entries reported. 0 Vehicle Burglaries RD 425 – 1 RD 434– 1 1 Grand Theft Auto RD 436 – 7 Further breakdown reveals 9 garage entries out of 38 burglaries, or 21% of Residential Burglaries Grand Theft Autos the entries reported in February. RD 455 – 1 RD 425 – 2 RD 435 – 1 RD 436 – 2 RD 437 – 2 Twenty-two of the entries reported Street: Elizabeth, entry thru an occurred during daytime (6:00 am. to UNLOCKED garage. BEAT 6 6:00 pm.). Sixteen entries occurred during night Vehicle Burglaries 6 Residential Burglaries (6:00 pm. to 6:00 am.). None 9 Vehicle Burglaries 5 Grand Theft Autos There were four attempts without entry, Grand Theft Autos two entries by window smash, one entry RD 447– 1 Residential Burglaries by a passkey, eight entries by force or RD 328 – 1 RD 329 – 1 pry tool, four entries by unknown BEAT 4 RD 359 – 1 RD 441 – 2 means, one entry thru a dog door, one RD 451 – 1 entry with no force with house under 9 Residential Burglaries construction, one entry by force with the 8 Vehicle Burglaries Streets: Morningside, Church, Crest, house vacant. 2 Grand Theft Autos Pacific Coast Hwy., two entries on 10th St. THREE ENTRIES BY OPEN OR Residential Burglaries UNLOCKED WINDOWS. One VEHICLE BURGLARIES RD 422 – 1 RD 432 – 4 attempt without entry, one entry by a 79 reported in February RD 442 – 2 RD 443 – 2 window smash and one entry by a 70 reported in January passkey There were three garage Streets: Sunray, Alsuna, Utica, entries. GRAND THEFT AUTOS Alabama, Ashland, two entries each on 51 reported in February Huntington and Bluffside. EIGHT Vehicle Burglaries 35 reported in January ENTRIES BY OPEN OR RD 327 – 2 RD 337 – 2 UNLOCKED WINDOWS OR RD 339 – 1 RD 349 – 2 DOORS. There was one attempt RD 451 – 2 without entry. There was one garage entry. Grand Theft Autos RD 338 - 1 RD 359 – 2 RD 351 - 2

NEIGHBORHOOD WATCH NEWSLETTER— March 2007 Page 5

RESIDENTIAL BURGLARIES, VEHICLE BURGLARIES, GRAND THEFT AUTOS

BEAT 7 Streets: Hague, Rembrandt and Stanley Vehicle Burglaries Walk. TWO ENTRIES BY OPEN OR RD 159 – 1 RD 166 – 1 4 Residential Burglaries UNLOCKED WINDOWS OR DOORS. 5 Vehicle Burglaries One entry by force. There was one garage Grand Theft Autos 2 Grand Theft Autos entry . Suspect seen in RD 273 Rembrandt RD 169 – 1

entry described as: Male Adult Hispanic or Residential Burglaries Italian, late 40’s or 50’s, with poss. beard, BEAT 12 RD 412 – 1 RD 421 – 2 wearing gold jewelry, had sunglasses. He 3 Residential Burglaries RD 423 – 1 had short brown hair, medium build. 6 Vehicle Burglaries Streets: Florida, Wadebridge, two entries on Suspect got into a gray or sliver 4-door Acura 2 Grand Theft Autos Luna. Poss. suspect seen in one of the Luna or Honda with yellow and red paper plates. entries (RD 421) described as: Male Residential Burglaries Hispanic, very dark skinned, had mustache, Vehicle Burglaries RD 128 – 1 RD 139 – 2 wearing all white clothing. One entry by RD 264 – 2 RD 273 - 2 force, two entries by unknown means and one RD 282 – 1 RD 283 – 1 Street: Hardwick, Yorkshire and Victoria. entry by a dog door. There was one garage There was one attempt without entry, one entry. Grand Theft Autos entry by unknown means and one entry by

RD 263 - 2 RD 264 – 2 force or pry tool. There were no garage Vehicle Burglaries RD 272 – 4 RD 282 – 5 entries. Suspects seen in RD 139 Yorkshire RD 412 – 3 RD 413 – 1 attempt described as: RD 421 – 1 BEAT 10 Male Adult Asian, 30’s, short black hair,

4 Residential Burglaries large build, approx. 5”6” and 210 lbs., Grand Theft Autos 10 Vehicle Burglaries medium complex. # 2. Male Hispanic adult, RD 292 – 2 1 Grand Theft Auto 20’s, dark medium hair and a thin mustache.

BEAT 8 Residential Burglaries Vehicle Burglaries 2 Residential Burglaries RD 152 – 1 RD 155 – 1 RD 139 – 4 RD 146 – 1 7 Vehicle Burglaries RD 165 - 2 RD 147 – 1 5 Grand Theft Autos

Streets: Bandit, Heil and two entries on Jib. Grand Theft Autos Residential Burglaries ONE ENTRY BY AN OPEN OR RD 127 – 1 RD 139 – 1 RD 176 – 1 RD 179 – 1 UNLOCKED WINDOW OR DOOR.

Three entries by force or pry tool. There was Streets: Newquist and Kurt. ONE ENTRY one garage entry. BEAT 13 BY OPEN OR UNLOCKED WINDOW 2 Residential Burglaries OR DOOR with house under construction, Vehicle Burglaries 15 Vehicle Burglaries one entry by force or pry tool. There were RD 152 – 6 RD 155 – 2 9 Grand Theft Autos no garage entries. Suspect seen in Newquist RD 165 – 1 RD 173 – 1 entry. See Beat 9 for description. Residential Burglaries Grand Theft Autos RD 242 – 1 RD 252 – 1 Vehicle Burglaries RD 165 – 1 RD 177 – 2 RD 179 – 2 Streets: Huntington Village and Parkside. RD 188 – 1 RD 198 – 1 One entry by force and one entry with house RD 281 – 1 BEAT 11 vacant by force. There were no garage 3 Residential Burglaries entries. Grand Theft Autos 2 Vehicle Burglaries RD 178 – 1 RD 179 – 4 1 Grand Theft Auto Vehicle Burglaries RD 242 – 8 RD 252 – 2 BEAT 9 Residential Burglaries RD 253 – 5 3 Residential Burglaries RD 157 - 1 RD 158 – 1 6 Vehicle Burglaries RD 159 – 1 13 Grand Theft Autos Grand Theft Autos Streets: Fairway, Christy and Windemeir. RD 241 – 2 RD 242 – 3 Residential Burglaries ONE ENTRY BY AN OPEN OR RD 253 – 3 RD 261 – 1 RD 273 – 3 UNLOCKED WINDOW OR DOOR. One entry by a window smash and one entry by unknown means. There was one garage entry. NEIGHBORHOOD WATCH NEWSLETTER – March 2007 Page 6

ADEPT MAY 23, 2007 – 2:00-4:30 P.M. Alcohol and Drug Education and Prevention Team Æ The True Stories of Ecstasy and Ketamine-Voice of the Victims. True stories about real people living with all the County of Orange Health Care Agency all-too-real effects of Ecstasy and Ketamine recreational use. (73 minutes) Video Presentations January to May 2007* Æ GHB: The Facts. Documentary alerts viewers to the grave PURPOSE: dangers of this increasingly popular drug among young adults. GHB is an addictive sedative that is odorless, Š To provide information about alcohol and other drug colorless, and tasteless that can be used as a rape drug. prevention issues Shows how to avoid unintentionally consuming GHB. (23 minutes) Š To network with other professionals in the field of alcohol and other drugs prevention and treatment *Videos are subject to change Š To collaborate and coordinate programs and activities around the issues presented in the videos VOLUNTEER OPPORTUNITIES

LOCATION: Orange County Data Center Main Conference Room The Huntington Beach Neighborhood Watch program is looking 1400 S. Grand Avenue for volunteers. We need volunteers in two categories: Speakers Santa Ana, CA 92705 Bureau and Newsletter Assembly.

Volunteers in the Speakers Bureau, once trained, do Presentations are the 4th Wednesday of DATE & TIME: Neighborhood Watch presentations. When a meeting is every month from 2:00 to 4:30 p.m. requested, a volunteer in the Speakers Bureau is contacted and assigned to do the meeting. All volunteers are provided with the FEBRUARY 28, 2007 – 2:00-4:00 P.M. information needed to conduct a 15-20 minute presentation Æ Close to Home-The Next Generation. How to raise which covers residential burglary prevention, vehicle burglary strong, resilient kids in spite of being addicted. (57 minutes) prevention, auto theft, and identity theft. You are usually asked to do one presentation a month and attend one board meeting Æ Coping With A Parent Who Drinks Or Abuses Drugs. per month. If you like public speaking and would like to help fight Animated. Designed to help youngsters acquire the skills crime in Huntington Beach, please call. necessary to cope with parents who drink or abuse drugs. (22 minutes) The Newsletter Assembly is a group of 40 people who collate, label, fold, and sort 13,000 Newsletters into zip code order for mailing in the community. The committee meets once a month, MARCH 28, 2007 – 2:00-4:00 P.M. usually the second Thursday, from 7:30-10:30 a.m. in the Police Æ Inhalants-Prevention and Treatment. Experts discuss Department’s training room. Donuts and coffee are provided. If the effects, characteristics, and treatment methods of you would like to volunteer for either committee, please call inhalants. (90 minutes) Suzie at 536-5933.

APRIL 25, 2007 – 2:00-4:00 P.M. EXECUTIVE BOARD OF DIRECTORS

Æ This Place. Underage drinking and how ordinary citizens can change the cultures of drinking in their communities. DAVID SHOSTAK, President, (15 minutes) PENNY LAMBRIGHT, Vice President KAREN CORNELL, Treasurer Æ Truth About Alcohol. Excellent for overall education on CAROL NEWMAN, Secretary alcohol and alcohol-related problems. (45 minutes) KATHIE LIBOON, Member at Large

Æ Death by Alcohol. The story of a small town girl whose SPEAKER’S BUREAU life ended too soon. (30 minutes) Kathy DePeri, Jim Dwyer, Kathie Liboon, Penny Lambright & David Shostak

GRAND THEFT AUTO VEHICLE BURGLARIES

100 100

50 50

0 0 JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC 2005 65 37 64 48 64 48 66 64 57 55 62 54 2005 40 29 30 28 26 57 33 33 23 30 31 73 2006 52 49 65 46 51 48 46 43 55 50 55 2006 50 38 65 62 40 33 35 33 33 26 76 92 2007 35 51 2007 70 79 NEIGHBORHOOD WATCH NEWSLETTER— March 2007 Page 7 N C.O.P. BUREAU COMMANDER

Lt. Mike Reynolds 960-8832 W E e-mail: [email protected]

C.O.P. LIAISON OFFICERS

NORTH S Officer Jerry Abrahams 375-5095

SOUTH

Officer Tim Martin 375-5140

Note: Locate your Beat and Reporting District (RD) by referring to this map. In most cases your BEAT and RD are on your mailing label.

Example: If you live in Beat 3 and RD 455, you will have 3-455 on your address label.

ALL ADS ARE PAID FOR AND DO NOT REPRESENT AN ENDORSEMENT BY NEIGHBORHOOD WATCH. WE ARE GRATEFUL TO OUR ADVERTISERS FOR CONTRIBUTING TO FINANCING THE MAILING OF THIS NEWSLETTER.