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Downloaded, Ballot Cast and Then Sent Via Normal Postal Service to the Returning Officer for Counting Index 1. ECONOMY 1. Insurance Cover on Bank’s Deposit 6 2. Telecos asked to pay AGR dues Immediately 7 3. Direct Tax Vivad Se Vishwas Bill, 2020 9 4. Madhya Pradesh Grapples with Spiralling Neonatal Deaths 10 5. Consumer Confidence Survey (CCS) 12 6. Imported Food Inflation 13 1.1 ECONOMY SNIPPETS 1. Misery Index 14 2. Ujh Multipurpose Project 14 3. Agartala - Akhaura Railway Link 15 4. Nagpur Orange 15 5. Simplified Proforma for Incorporating Company Electronically (SPICe) 16 6. North East Sustainable Development Goals Conclave 2020 16 7. Tirur Vettila 17 8. In-flight Wi-Fi 17 9. ASKDISHA Chatbot 18 10. Kalasa-Banduri Nala Project 19 2. ENVIRONMENT 1. Black Carbon in Glacier 20 2. Paraquat Poisoning 21 3. Locust Attack 22 4. Green India Mission 25 5. Manipur’s Loktak Lake chokes from a Catastrophic Project Flagged off 26 6. 13th Conference of Parties (COP) of the Convention on the Conservation of Migratory Species of Wild Animals (CMS) 28 7. Urban Heat Islands in India 29 8. Toxic Air: The Price of Fossil Fuels 30 9. Melting Antarctica 32 www.iasww w. Vetriiias.comgate /w wwayy.w.iasgacomteway y.com Daily0 C44urre-26265326nt Affa irs/98 | M 844onthl21y666 Magaz/988ines447263 | On6line Tests 1 | P a g e 10. Decline in India’s Bird Population 33 11. Future of Earth 2020 34 12. Convention on the Conservation of Migratory Species of Wild Animals (CMS) 35 13. Kerala Opposes Alternate Route bypassing Bandipur 37 14. International protection for Great Indian Bustard, Bengal Florican and Asian Elephant 38 15. Declaring Eastern Ghats as UNESCO World Heritage Sites 40 16. Tiger Reserve Tag unlikely for Wayanad Wildlife Sanctuary 41 17. National Groundwater Management Improvement Programme 43 2.1 ENVIRONMENT SNIPPETS 1. Flame-Throated Bulbul 44 2. Burhi Dihing River 44 3. Amrabad Tiger Reserve 45 4. Mudumalai Tiger Reserve 46 5. Melting of Thwaites Glacier 47 6. Eco-Sensitive Zone 47 7. Radio Tagging Indian pangolins 48 8. Madhav National Park 48 9. Seemai Karuvelam (Prosopis Juliflora) 49 10. World’s largest’ Subterranean Fish 49 11. Pesticide Free Kinnow Crop 50 12. Pakke Tiger Reserve 50 13. Kawal Tiger Reserve 51 14. Monsoon in Sunderbans to get longer 51 15. Malai Mahadeshwara Wildlife Sanctuary 53 16. Yongle Blue Hole (YBH) 53 3. POLITY & GOVERNANCE 1. Not a Drop to Waste 55 2. Essential Commodities Act is Outdated, Must Go, says Economic Survey 57 3. Gram Nyayalayas Act, 2008 59 4. Surrogacy (Regulation) Bill, 2019 60 www.iasww w. Vetriiias.comgate /w wwayy.w.iasgacomteway y.com Daily0 C44urre-26265326nt Affa irs/98 | M 844onthl21y666 Magaz/988ines447263 | On6line Tests 2 | P a g e 5. National Judicial Pay Commission 63 6. Reservations in Promotion is Not a Fundamental Right, says SC 64 7. Manual Scavenging Death Toll increased 66 8. Debate around Uniform Civil Code (UCC) 68 9. Private Member’s Bill 69 10. Jal Jeevan Mission 70 11. Poll Panel Working on Remote Voting System 72 12. Treating a Child Witness 73 13. Women to get Permanent Commission in Indian Armed Forces 74 14. Delimitation of Assembly constituencies in J&K 75 15. Deportation Laws in India 77 16. It’s Time to Empower Mayors 79 17. Private Member Bill Proposing Two-Child Norm 81 3.1 POLITY & GOVERNANCE SNIPPETS 1. Jiyo Parsi Scheme 83 2. Pradhan Mantri Shram Yogi Maan-dhan Yojana 83 3. National Commission for The Protection of Child Rights (NCPCR) 84 4. Exercise AJEYA WARRIOR – 2020 85 5. Public Safety Act (PSA), 1978 85 6. Central Administrative Tribunal (CAT) 86 7. SUTRA PIC 87 8. 'Station Programme'- Google 87 9. Institute for Defence Studies and Analyses 88 10. Central Vigilance Commission (CVC) 88 11. E-MASIHA 89 12. Swachh Bharat Mission (Grameen) 89 13. National Cyber Security strategy (NCSS) 2020 90 14. Kangaroo Mother Care (KMC) 90 15. National Statistical Commission 91 16. Changes in Crop Insurance Schemes 92 17. CHILDLINE India Foundation 92 www.iasww w. Vetriiias.comgate /w wwayy.w.iasgacomteway y.com Daily0 C44urre-26265326nt Affa irs/98 | M 844onthl21y666 Magaz/988ines447263 | On6line Tests 3 | P a g e 18. Empowered ‘Technology Group’ 93 19. Khelo India University Games 2020 93 20. Disha Police Station 94 21. Pradhan Mantri Kisan Samman Nidhi (PMKSN) 95 22. International Judicial Conference 95 23. Bay of Bengal Offshore Sailing Expedition 96 24. Consultative Committee 96 25. SPICe+ Web Form 97 4.SCIENCE & TECHNOLOGY 1. National Mission on Quantum Technologies & Applications 98 2. Genome India Project 99 3. Space and Women in Space 100 4. Protected Special Agriculture Zone 102 5. U.S. nod for air Defence System Sale to India 103 6. Indian Scientific Expedition to the Southern Ocean 2020 105 7. Adithya L-1 Mission 107 8. EU’s Data Strategy 108 9. H1N1 infection of Supreme Court Judges 109 10. NASA’s Artemis Program 110 4.1 SCIENCE & TECHNOLOGY SNIPPETS 1. Most Detailed Image of Sun’s surface 111 2. Fruit Train 112 3. Solar Orbiter to map Sun’s Poles 112 4. The SuperCam on Mars 2020 Rover 114 5. Yaravirus 114 6. Space Snowman 115 7. Saliva of Patients Contain COVID-19 Virus 115 8. Hope Spacecraft 116 9. ISRO 2020-21 117 10. Convalescent Plasma Therapy 117 www.iasww w. Vetriiias.comgate /w wwayy.w.iasgacomteway y.com Daily0 C44urre-26265326nt Affa irs/98 | M 844onthl21y666 Magaz/988ines447263 | On6line Tests 4 | P a g e 11. Habitable-zone Planet Finder (HPF) 118 12. Jupiter’s atmosphere has more water than Previous Estimates 119 13. Structure of SARS-CoV-19 Key Protein Mapped 120 5.SOCIAL ISSUES 1. Female Foeticide 121 2. Supreme Court Panel Recommends Several Prison Reforms 122 6.INTERNATIONAL RELATIONS 1. World Wetlands Day 126 2. BREXIT and its Impact 128 3. Bhutan Ends Free Entry for Indian Tourists 129 4. India, African Countries Resolve to Fight Terror 130 5. Ease of Living Index and Municipal Performance Index 2019 131 6. USTR takes India off Developing Country List 132 7. Towards New World Order 134 8. Naming a Disease by WHO 136 9. India – Norway Joint Statement 138 10. FATF Grey List 139 11. 3rd Global Ministerial Conference on Road Safety 140 12. India - US Trade Relations 142 13. Global Health Security (GHS) Index 145 14. G20 Meeting in Saudi Arabia 148 15. A Future for the World's Children Report 149 16. USA’s Blue Dot Network 150 6.1 INTERNATIONAL RELATIONS SNIPPETS 1. Blue Dot Network (BDN) 152 2. Ashgabat Agreement 153 3. International Intellectual Property Index 153 4. 2 Billion Kilometres 154 5. The Future of Earth Report – 2020 154 6. United Nations Permanent Forum on Indigenous Issues (UNPFII) 155 www.iasww w. Vetriiias.comgate /w wwayy.w.iasgacomteway y.com Daily0 C44urre-26265326nt Affa irs/98 | M 844onthl21y666 Magaz/988ines447263 | On6line Tests 5 | P a g e 1.ECONOMY 1. Insurance Cover on Bank’s Deposit Why in News? • Finance Minister has recently proposed to increase the limit of insurance cover in case of Bank Failure on deposits to ₹5 lakh from ₹1 lakh. What is Deposit Insurance? • Deposit insurance is Providing Insurance Protection to the Depositor’s Money by receiving a premium. • The government has set up Deposit Insurance and Credit Guarantee Corporation (DICGC) under RBI to protect depositors if a bank fails. • Every insured bank pays premium amounting to 0.001% of its deposits to DICGC every year. This scheme insures all types of bank deposits including savings, fixed and recurring with an insured bank. What happens to Depositors’ Money when a Bank Fails? • When a bank is liquidated, depositors are entitled to receive an insurance amount of ₹1 lakh per individual from the Deposit Insurance and Credit Guarantee Corporation of India (DICGC). • The ₹1 lakh insurance limit includes both principal and interest dues across your savings bank accounts, current accounts, fixed deposits and recurring deposits held with the bank. • Now this 1 lakh amount has been proposed to 5 lakhs recently. How the Depositors claim the Money from a Failed Bank? • The DICGC does not deal directly with depositors. • The RBI (or the Registrar), on directing that a bank be liquidated, appoints an official liquidator to oversee the winding up process. • Under the DICGC Act, the liquidator is supposed to hand over a list of all the insured depositors (with their dues) to the DICGC within three months of Taking Charge. • The DICGC is supposed to pay these dues within two months of receiving this list. • In FY19, it took an average 1,425 days for the DICGC to receive and settle the first claims on a De-Registered Bank. Who are insured by the DICGC? • The corporation covers all commercial and co-operative banks, except in Meghalaya, Chandigarh, Lakshadweep and Dadra and Nagar Haveli. www.iasww w. Vetriiias.comgate /w wwayy.w.iasgacomteway y.com Daily0 C44urre-26265326nt Affa irs/98 | M 844onthl21y666 Magaz/988ines447263 | On6line Tests 6 | P a g e • Besides, only primary cooperative societies are not insured by the DICGC. • Primary Cooperative Credit Societies are formed at village or town level. • A primary credit society refers to any cooperative society other than a primary agricultural credit society. It is basically an association of members residing in a particular locality. The members can be borrowers or Non-Borrowers. What Kind of Depositors is not included in DICGC? • Deposits of foreign governments. However, foreign banks in India are excluded. • Deposits of central/State Governments. • Inter-bank Deposits. • Deposits of the state land development banks with the state co-operative bank. • Any amount due on account of any deposit received outside India.
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