Five Star Home Professionals

SPECIAL ADVERTISING SECTION Professional 2014 Five Star Real Estate Agents Professional2014 San Francisco East Bay Star Five Star Home ProfessionalProfessionals StarReal Estate Mortgage Home/Auto Five Agents ProfessionalsProfessionalInsurance Professionals FiveStar Star Professional partnered with Diablo magazine to Professionals who satisfied each of the following objective identify real estate, mortgage and insurance professionals in criteria were named a 2014 San Francisco East Bay Five Star the San Francisco East Bay area who deliver outstanding Real Estate Agent, Five Star Mortgage Professional or Five © service and client satisfaction. The Five Star Professional ProfessionalStar Home/Auto Insurance Professional: Five research team contacted thousands of recent homebuyers, as 1. Received a qualifying client satisfaction rating. well as other consumers. Clients may also submit evaluations online.Star Phone, mail and online respondents 2. Satisfied the applicable state licensing requirements. rated their service professional on criteria such as overall 3. Actively employed as a licensed professional for a satisfaction and whether they would recommend the minimum of three years. provider to a friend. The research methodology allows no © 4. Favorable regulatoryProfessional and complaint history review. Five more than 7 percent of professionals in each category to receive the award. This year’s winners are listed and 5. Satisfied minimum client volume or production on a one- profiled in the following pages (see each award winner’s year and three-year basis (number and volume of listing for more details). Star transactions or number of client households served). © Five • The 2014 Five Star Real Estate Agents, MortgageProfessional Professionals and Home/Auto Insurance Professionals do not pay a fee to Research be included in the research or the final list. • StarEach professional is screened against state DISCLOSURES governing bodies to verify that licenses are © current, and no disciplinary actions Professional Five are pending. • The inclusion of a real estate agent, mortgage professional or insurance professional on the final lists should not be construed as an endorsementStar by Five Star Professional or Diablo magazine. ©• The research process incorporates a statistically valid sample in order to identify the professionals in the Fivelocal market who score highest in overall satisfaction. These Professional professionals are not included on the list unless their score is statistically valid. For more information on the Five Star award and the research/selection methodology,Star go to www.fivestarprofessional.com.© Professional FiveFS • 1 — www.fivestarprofessional.com Star © Five Professional Star © Five Star © Five © Five © SPECIAL ADVERTISING SECTION Professional2014 Five Star Real Estate Agents Five Star Real Estate Agents Professional Star Professional Star Five Professional Star © Five Professional Star © Five Professional Star © Five Professional Star © Five Professional Star © Five Professional Star © Professional FiveFS • 2 — www.fivestarprofessional.com Star © Five Professional Star © Five Star © Five © Five © SPECIAL ADVERTISING SECTION ProfessionalFive Star Real Estate Agents 2014 Five Star Real Estate Agents Professional Star Professional Star Five Professional Star © Five Professional Star © Five Professional Star © Five Professional Star © Five Professional Star © Five Professional Star © Professional FiveFS • 3 — www.fivestarprofessional.com Star © Five Professional Star © Five Star © Five © Five © SPECIAL ADVERTISING SECTION Professional2014 Five Star Real Estate Agents Five Star Real Estate Agents Professional Rachael Hand Star Diablo Valley’s Expert Realtor Professional• A Realtor with unrivaled access to qualiﬁ ed people and distinctive properties across the globe Star • Committed to excellence, professionalism and smiles Professional• Home selling and homebuying strategies for Five a hot market • Contra Costa Association of Realtors Board Star of Directors

© ProfessionalYour choice for Lamorinda, Alamo, Danville, Diablo, Five San Ramon and Walnut Creek Star © Five Three-year winner Rachael Hand Professional Artfully uniting extraordinary homes with extraordinary lives. Education: Rachael is with Bay Sotheby’s International Realty and is a Star Bachelor of Science Business Administration licensed broker. With over 10 years of experience combined Masters in real estate with the Sotheby’s reputation, if you are buying, selling, © investing or just need a consultation, you will not be When I am not at work … disappointed. Her professionalism, extensive knowledge and Professional Five I like to cycle, sing, visit with friends and watch HGTV client communication creates an experience you will rave about. Rachael’s goal is to be your Realtor for life! She will be Best advice I ever got … your value-added real estate expert before,Star during and after The path to success starts with a volunteer’s heart © Fivethe sale. Professional Star

© 3725 Mt. Diablo Boulevard • Lafayette, CA 94549 Professional Five Direct: 925-372-8080 [email protected] • www.HandRealEstate.com Star CalBRE 01450616 © Professional FiveFS • 4 — www.fivestarprofessional.com Star © Five Professional Star © Five Star © Five © Five © SPECIAL ADVERTISING SECTION ProfessionalFive Star Real Estate Agents 2014 Five Star Real Estate Agents Professional Star Professional Star Five Professional Star © Five Professional Star © Five Professional Star © Five Professional Star © Five Professional Star © Five Professional Star © Professional FiveFS • 5 — www.fivestarprofessional.com Star © Five Professional Star © Five Star © Five © Five © SPECIAL ADVERTISING SECTION Professional2014 Five Star Real Estate Agents Five Star Real Estate Agents Professional Star Professional Star Five Professional Star © Five Professional Star Do everything you can to assist your clients and remember © Five it is all an investment in yourProfessional future success. Star— Five Star award winner © Five Professional Star © Five Professional Star © Five Professional Star © Professional FiveFS • 6 — www.fivestarprofessional.com Star © Five Professional Star © Five Star © Five © Five © SPECIAL ADVERTISING SECTION ProfessionalFive Star Real Estate Agents 2014 Five Star Real Estate Agents Professional Star Professional Star Five Professional Star © Five Professional Star © Five Professional Star © Five Professional Star © Five Professional Star © Five Professional Star © Professional FiveFS • 7 — www.fivestarprofessional.com Star © Five Professional Star © Five Star © Five © Five © SPECIAL ADVERTISING SECTION Professional2014 Five Star Real Estate Agents Five Star Real Estate Agents Professional Star Professional Star Five Professional Star © Five Professional Star © Five Professional Star © Five Professional Star © Five Professional Star © Keep up with market conditions, Professional Five so you are always knowledgeable. Star— Five Star award winner © Professional FiveFS • 8 — www.fivestarprofessional.com Star © Five Professional Star © Five Star © Five © Five © SPECIAL ADVERTISING SECTION

Five Star Real Estate Agents 2014 Five Star Real Estate Agents

Five Star Professional surveyed San Francisco East Bay-area residents who purchased a home priced at more than $150,000 within a three-month period (October 2013 to December 2013). The final list of 2014 San Francisco East Bay Five Star Real Estate Agents is a select group, representing less Professionalthan 2 percent of real estate agents in the area. Evaluations were collected by mail, phone and online at www.fivestarprofessional.com/homesurvey.

All award winners are sorted by city and listed alphabetically by last name.

All Areas Christopher Curtis · Windermere Real Michael Hill · Crown Key Realty Kathy Mardiros · Legacy Real Estate & Estate Associates Bill Aboumrad · ProfessionalLegacy Real Estate & Francoise Hoang · Keller Williams Associates Satya Dasari · Glory Land Realty Benchmark Properties Chauncey Markham · RE/MAX Michelle Adams · Michelle Adams Broker Carolyn Davidson · Coldwell Banker Joanne Hodge · Keller Williams Sally Martin · Alain Pinel, Realtors Marianne Allison · J. Motto & Helen Davis · J. Rockcliff, Realtors Lisa Hopkins · J. Rockcliff, Realtors Judy Masters · Vantage Point Reaal Estate Star Company Page 8 Lorraine Davis · Keller Williams John Huebschwerlen · Better Homes and Brian McCarthy · Windermere Diablo Lisa Alsup · J. Rockcliff, Realtors Gardens Realty Page 7 Stephanie T. Davis · Coldwell Banker Lodivina Alvarez · Legacy Real Estate & Sherry Hughes · ZipRealty Julie McCoy · Redfin Page 6 Associates ProfessionalJulie Del Santo · Dudum Real Estate Group Tia Hunnicutt · ZipRealty Carl Medford · Prudential California Realty Kathy Anderson · Coldwell Banker Jessica DeLaney · Better Homes and Gardens Heidy Hurst · RE/MAX Accord Mike Miller · Hacienda Real Estate Steve Andre · Legacy Real Estate & Associates Kelly DeYoreo · Prudential California Realty Tony Huszar · Prudential California Realty Pamela Hale Mitchell · Windermere Diablo Star Realty Elaine Arnt · Coldwell Banker Cordula Didier · Marvin Gardens Real Yvonne Jakovleski · Better Homes and Estate Gardens Mary Mok · Keller Williams Michael Awadalla · Keller Williams Lynda Dimond · Keller Williams Lisa Jakub · Pacific Union Wendy Moore · Alain Pinel, Realtors Michael Barbanica · RE/MAX Blue Line Professional Five Fran Donohue · Better Homes and Gardens Paula Johnstone · Mazzei Realty Azita Mowlavi · Coldwell Banker Page 8 Scott Barry · Barry Realty Highland Partners Joyce Jones · Alain Pinel, Realtors Sandi Muccino · Windermere Diablo Realty Ju Dee Bell · J. Rockcliff, Realtors Tom Donovan · JHR Real Estate Group Dan Joy · Pacific Union Page 7 Patrick Nagel · Wells & Bennett, Realtors NancyStar Bennett · Keller Williams/The David Dufresne · Solutions4realestate Bennett Team Nancy Joyner-Jimenez · Better Homes Armando Navas · Sequoia Realty Christi Durflinger · Realty World Realty Gina Bentley · Windermere Select Leticia Almaro Nicolini · Coldwell Banker Mary Durst · RE/MAX Accord Faisal Kakar · Realty One Group © Properties ProfessionalNathan Nunes · Better Homes and Gardens Five Melissa Eizenberg · Marvin Gardens Real Lucia Kang · ZipRealty Pam Berce · RE/MAX Accord Estate Keri O’Reilly · J. Rockcliff, Realtors Catherine Kaufer · Redeemer Solutions Frank Bermudez · Better Homes and Kim Ott · Alain Pinel, Realtors Gardens Jim Ellis · Coldwell Banker Realty Group Page 7 StarJoan Evans · Village Associates Patsy Kauffman · People & Properties Keith Parrett · Realty World Pigati & Russell, Gary Bernie · Pacific Union Sotheby’s International Realty Realtors Monica Betancur · Keller Williams Lori Fernald · J. Rockcliff, Realtors Michele Keck · Prudential Page 6 Kelly Patterson · Keller Williams Crystal Flores Fisher · RE/MAX Accord © Gail Boal · Keller Williams Davide Pio · BCRE Mikhail Khunis · NewProfessional Marina Real Estate Five Don Forrester · Hosking Associates Real Annie Brown · ZipRealty Solutions Estate Lydia Puller · Alain Pinel, Realtors Lon Bruce · Sotheby’s International Realty Glenn King · King Brothers Real Estate Christine Geddes · Alain Pinel, Realtors Deb Rebhahn · Empire Realty Carla Buffington · Pacific Union Kenneth Korba · World Premier Realty Associates Page 2 & 3 NormanStar Gee · Better Homes and Gardens Gary Bulanti · Alain Pinel, Realtors Mason-McDuffie Ursula Lal · Prudential Margaret Redemer · Empire Realty Associates Page 2 & 3 Pat Burgess · Empire Realty Robert Georgiou · RE/MAX Accord Brooks Landry · SkippyBean Realty © Associates Page 2 & 3 Lou Ritthaler · Windermere Diablo Realty Kimberly Gillman · People & Properties Adora Lazaro · Better Homes and Professional Five Jeff Roberts · Pacific Union/Christie’s Brenda Camardese · Neighborhood Realty Sotheby’s International Realty Gardens Bahay Company Page 8 International Real Estate Julianne Chan · Alain Pinel, Realtors Lee Ginsburg · Prudential Gillian Leaper-Leslie · Red Oak Realty Jon Roberts · Legacy Real Estate Brij Chandok · Classic Realty & Mortgage Al Gomez · Keller Williams Elizabeth Lee · People & Properties Star Kenneth Rogai · Security Pacific Real Estate Sotheby’s International Realty Angie Clay · Dudum Real Estate Group Nancy Gonzales · Keller Williams Carol Legate · J. Rockcliff, Realtors Jeff Rosenbloom · Marvin Gardens Real A.J. Cohen · Alain Pinel, Realtors Wendy Graves · Daniel Winkler & Estate © Associates Louie Lelaurin · J. Rockcliff, Realtors Ronda CollmerFive · Keller Williams Realty Franz Ross · ZipRealty Professional East Bay Cathleen Griebling · Coldwell Banker Joe Liao · CENTURY 21 M&M and Guidance Realty Associates Mary Anne Rozsa · Coldwell Banker Jamie Connors · JDK & Associates Realty Cheryl Hammond · Coldwell Banker Steven Lloyd · Intero Real Estate Matt Rubenstein · Keller Williams Frank Cookson · Empire Realty Star Enrique Ruiz · RE/MAX C.C. Connection Associates Page 2 & 3 Rachael Hand · People & Properties Katya Lobastova · Executive Brokers Sotheby’s International Realty Page 4 Linda Cookson · Empire Lisa Lombardi · Coldwell Banker Elizabeth Rush · McGuire Real Estate Realty Page 2 & 3 Beverly Hardy · RE/MAX Accord © Sherese Lopez · Keller Williams Elizabeth Russo · CENTURY 21 M&M and Professional Janette Corby · Alain Pinel, Realtors FiveFrank Harmon · Keller Williams Associates Annastelle Maes · Keller Patty Cronin · Pacific Union International Dennis Harvey · J. Rockcliff, Realtors Williams Page 8 Ellen Sabino · Realty World Cal Home Kari Cross · Intero Real Estate Sammy Hastings · Hastings Realty Group Carol Manning · Better Homes and Gardens Kimberly Schantz · Alain Pinel, Realtors StarTodd Scheid · Alain Pinel, Realtors © Professional FiveFS • 9 — www.fivestarprofessional.com Star © Five Professional Star © Five Star © Five © Five © SPECIAL ADVERTISING SECTION

2014 Five Star Real Estate Agents Five Star Real Estate Agents

ProfessionalAll award winners are sorted by city and listed alphabetically by last name. Susan Schlicher · Coldwell Banker Inge Yarborough · Windermere Lynne Leia Hartje · Keller Williams Pat Herrera · J. Rockcliff, Realtors French & Associates Mark Shaw · RE/MAX John Kenney · JDK & Associates Realty Mark Kennedy · Empire Realty Paul Zuvella · Better Homes and Gardens Associates Page 2 & 3 Vijay Sher · Timothy Crofton Real Estate Sharleen Milland · Keller Williams Judy Kiersey · J. Rockcliff, Realtors William Sievers · Realty World Waterfront Alameda Madelyn Mohr · RE/MAX Barbara Bolton · Harbor Bay Realty Tom Kortizija · Pacific Union/Christie’s BobProfessional Silva · RE/MAX Accord Lori Ogorchock · Keller Williams International Real Estate Page 8 Jose Cerda-Zein · Cerda-Zein Real Estate John Silvester · Windermere Lynne French Anthony Pigati · Realty World Pigati & Bonnie Kummell · Coldwell Banker & Associates Dede Cunningham · Alain Pinel, Realtors Russell, Realtors Meredith Kummell · Coldwell Banker Dawn Smallwood · Pacific Union/Christie’s Anne DeBardeleben · Harbor Bay Joy Scholtz · WR Properties International Real Estate Patrick Lane · RE/MAX Accord Star Realty Page 8 Sheri Tejada · Realty World Pigati & Russell, Debra Smith · Coldwell Banker Jan Erion · Alain Pinel, Realtors Realtors Norma Liddy · Empire Realty Page 2 & 3 Mona Sorrell · Alain Pinel, Realtors Karen Miller · Alain Pinel, Realtors Sandy Thom · JDK & Associates Realty Steve Maurer · Keller Williams Stephanie Sposito · ColdwellProfessional Lynn Valintis · Sharp Realty Steve Sorensen · Harbor Bay Realty Banker Page 8 Sharen Metz · J. Rockcliff, Realtors Griselda Soto · Community Realty & Frank Vierra · SilMan Properties Tom Stack · Coldwell Banker Investment Page 8 Ann Marie Nugent · Pacific Union Castro Valley International Page 8 Star Bill Stanger · Better Homes and Gardens Alamo James Esmeyer · Shamrock, Realtors Celeste Pacelli · Empire Realty Tim Steffen · Better Homes Realty Associates Page 2 & 3 George Bassett · Executive Brokers Margarida Guerra · Coldwell Banker Gerarda Stocking · Stocking Realty Greg Pope · Sotheby’s International Realty Nancy Combs · J. Rockcliff, Realtors John Juarez · Prudential California Realty Deb Stone · J. Rockcliff, Realtors Professional Bette Sue Schack · Pacific Union Page 7 Five Gene Ho · Better Homes Realty Danielle Keil · Coldwell Banker Sherri Stoneberger · Legacy Real Estate & Jack Schlendorf · Pacific Union/Christie’s Lauren Holloway · Sotheby’s International Leslie Peterson · Prudential California Associates International Real Estate Realty Realty Christine Stuart · Buyer’s Broker Star Don Morton · Empire Realty Page 2 & 3 Helen Schmidt · Sotheby’s International Julie Sullivan · Empire Clayton Realty Realty Page 2 & 3 Antioch Michelle Gittleman · Windermere Real Claire Sheperdson · Keller Williams Sharon Bowers · Better Homes and Gardens Estate © Nancy Sutorius · Coldwell Banker ProfessionalCynthia Silva · Sotheby’s International Mason-McDuffie Five Stephanie Lopez · Coldwell Banker Realty Page 7 Marilyn Swisher · RE/MAX Accord Rick Fuller · Rick Fuller Laura Tang · Formality Real Estate Harry Stevens · Tucker Associates Real Raelene Sprague · Empire Realty Lorena Marie King · LMK Real Estate Estate Services Associates Page 2 & 3 Seet Thang · Coldwell Banker Bartels Star Services Jennifer Stojanovich · Better Homes Realty Norm Stanley · People & Properties Carolynn Thelemaque · Tucker Associates Patrick McCarran · Prudential Sotheby’s International Realty Real Estate Services Concord Diana McGee · RE/MAX Cristina Stowers · Stowers Real Estate © Sally Thornber · Lure Fine Real Estate Terry BaldwinProfessional · ZipRealty Five Berkeley Dana Weiler · Empire Realty Page 2 & 3 Pete Torrey · J. Rockcliff, Realtors Terrylynn Fisher · Dudum Real Estate Group Julie Whitmer · J. Rockcliff, Realtors Pat Trager · Coldwell Banker Heidi Abramson · Daniel Winkler & Associates Kimberly Galindo · O’Brien Real Estate Brenda Zwahlen · J. Rockcliff, Realtors Linh Truong · DR Horton StarKathy Close · Better Homes and Gardens Veronica Hidalgo · Dudum Real Estate Diablo Stella Tsakonas · Pacific Union Mason-McDuffie Group Marilee Headen · Empire Nicole Tucker · Tucker Associates Real Virginia Erck · Pacific Union/Christie’s Larry Schafer · CENTURY 21 Realty Page 2 & 3 © Estate Services International Real Estate Professional Five Fareed Tawasha · Kinetic Real Estate Anne Van Dyke · The Grubb Company William Grimason · Marvin Gardens Real Discovery Bay Estate Kurt Waag · ZipRealty Danville Don Farrow · Marples and Associates, Mark Hardwicke · Mason-McDuffie Real Realtors Jim Walberg · Pacific Union/Christie’s Laura Barbara · J. Rockcliff, Realtors Estate Star International Real Estate Page 8 Susan Bazinett · J. Rockcliff, Realtors Dublin Unhei Kang · The Grubb Company Greg Wang · Realty World Alliance Jeffrey Bruno · Pacific Union Beverly Herrera · Better Homes and Kim Markison · Red Oak Realty Gardens © Paul Weiler · Empire Realty Page 2 & 3 Patricia Cox · Alain Pinel, Realtors Professional Five Tracy McBride · Marvin Gardens Real Estate Manel Sousou · J. Rockcliff, Realtors Dacia Welch · Empire Realty Kevin Eklund · RE/MAX Accord Associates Page 2 & 3 Jodi Nishimura · Pacific Union Melissa Fulop · Empire Realty El Cerrito Bonne Wersel · Alain Pinel, Holly Rose · Marvin Gardens Residential Associates Page 2 & 3 Victoria Lynn Curtis · Better Homes and Realtors Page 5 Brokerage Star Ron Gatti · J. Rockcliff, Realtors Gardens Page 8 Laurie Wexner · Coldwell Banker Guidance Realty Blackhawk Mira Goetsch · RE/MAX Accord Emeryville Carole Cline · J. Rockcliff, Realtors © Carlos Hague · J. Rockcliff, Realtors Jason Crouch · All East Bay Properties Deborah White · Wuestenberg & Associates Professional FiveJulie Long · J. Rockcliff, Realtors David Wilhite · Intero Real Estate Tracey Harper · J. Rockcliff, Realtors Robin Leineke · Realty World Waterfront Debbie Wright · People & Properties Brentwood Loray Hawkins · J. Rockcliff, Realtors Fremont Sotheby’s International Realty Wendy Gregorich · JDK & Associates Realty Michelle Hensley · J. StarRockcliff, Realtors Les Belliveau · Coldwell Banker © Professional FiveFS • 10 — www.fivestarprofessional.com Star © Five Professional Star © Five Star © Five © Five © SPECIAL ADVERTISING SECTION

Five Star Real Estate Agents 2014 Five Star Real Estate Agents

ProfessionalAll award winners are sorted by city and listed alphabetically by last name. George Duarte · Elite Real Estate David Gluck · Marcus Realty Pleasanton Rama Mehra · Keller Williams Ken Kho · Legacy Real Estate Malaika Hunt · Coldwell Banker Sonal Basu · Redfin Page 6 Saratoga Sunil Sethi · Sunil Sethi Real Estate Deidre Joyner · Red Oak Realty Dorothy Broderson · Legacy Real Estate Heather Lange · Intero Real Estate Services/ & Associates Page 7 Tony Xu · BayOne Real Estate Maureen Lawlor · Coldwell Banker Heather Lange Homes Karla Brown · Prudential California Realty Hercules Karen Lum · Coldwell Banker Walnut Creek ProfessionalLois Cox · Prudential California Realty Bo Falcon · Coldwell Banker Kerri Naslund · Better Homes and Gardens Glenn Allen · RE/MAX C.C. Connection Mason-McDuffie Lisa Ferraris · J. Rockcliff, Realtors Loc Barnes · Better Homes and Gardens Lafayette Tom Nemeth · Pacific Union International Greg Francis · Millennium Realty Ken Broz · Clocktower Realty Associates Star Jim Colhoun · Better Homes and Gardens Helen Nicholas · Alain Pinel, Realtors Annette Junell · Keller Williams Jill Cherne · Cavalier Real Estate Services Dana Green · Pacific Union Page 5 Katie Fanning O’Shea · Sotheby’s Peter McDowell · J. Rockcliff, Realtors International Realty Page 7 Mary Collins · RE/MAX C.C. Lawrence Hertz · Empire Realty Associates Kris Moxley · Alain Pinel, Realtors Connection Page 7 ProfessionalBarry Pilger · Stafford Real Estate Kristi Ives · Alain Pinel, Realtors Gina Piper · Better Homes and Gardens Marisa Cox · Dudum Real Estate Group Andrew Pitarre · Anthony Associates Tri-Valley Realty Suzanne Looker · Pacific Union Real Estate Cathy Cross · Prudential California Realty Karen Richardson · Alain Pinel, Realtors Rick Richetta · Alain Pinel, Realtors Sheri Platter · Keller Williams Tri-Valley Realty Marilyn Cunningham · Executive Brokers StarRon Rothenberg · Pacific Union Doug Sager · Better Homes and Gardens Real Estate Group Mason-McDuffie/Highland Partners Tiffany Rose · Alain Pinel, Realtors Chris Swim · Pacific Union/Christie’s Michele DeMartini · Keller Williams Realty International Real Estate Farrah Wilder · Pacific Union Susan Schall · Keller Williams Tri-Valley East Bay Realty ProfessionalJeanette Evans · Better Homes and Gardens Five Livermore Oakley Sonali Sethna · Keller Williams Tri-Valley Patti Gage · Coldwell Banker Mary Chakakis-Evans · Coldwell Banker Maggie Hurtado · Prudential California Realty Realty Margaret Garber-Teeter · Alain Pinel, Tom Chance · Prudential California Realty Lisa Sterling-Sanchez · Keller Williams Star Realtors Mike D’Onofrio · Better Homes and Orinda D.C. Wei · EI Real Estate Jeff Gillett · Coldwell Banker Gardens Rick Booth · Coldwell Banker Page 8 Phyllis Weiner · J. Rockcliff, Realtors Marc Graves · Courtyard Realty Page 6 Cynthia Dake · Better Homes and Gardens © Andi Brown · Coldwell Banker Rosie Yandell · Better Homes and Gardens ProfessionalGeorge Gross · Windermere Diablo Realty Five Marina Guevorkian · RE/MAX Accord Lisa Brydon · Alain Pinel, Realtors Tri-Valley Realty Ken Jacobs · Clocktower Realty Kelly King · Alain Pinel, Realtors Linda Friedman · Village Associates Rossmoor Kevin Kieffer · Keller Williams Mark Kotch · Alain Pinel, Realtors Julie Georgiou · Better Homes and Gardens Betty Case · Rossmoor Realty StarMason-McDuffie Kim Kokes · Prudential Jennifer Malakoff · Keller Williams Tri- Elizabeth Haslam · Better Homes and Valley Realty Elena Hood · Coldwell Banker Gardens Melanie Kozak · Alain Pinel, Realtors © Los Gatos Cookie Javinsky · Coldwell Banker Shanti Haydon · RossmoorProfessional Realty Peter Laurence · RE/MAX C.C. Connection Five Karen Dilullo · Coldwell Banker Margot Kaufman · Pacific Union Peggy Martinez · Rossmoor Vito LoGrasso · Better Homes and Gardens Realty Page 8 Mason-McDuffie Shellie Abbes Kirby · Coldwell Martinez Banker Page 7 Danny Smith · Prudential California Realty Sheron McCormick · Better Homes and Yasumi Davis · Help-U-Sell Golden Homes Gardens Suzi O’BrienStar · Coldwell Banker San Bruno Maureen Ingalls · RE/MAX Accord Leslie Mills · Coldwell Banker Ben Olsen · Village Associates Roweena Nastor · Prudential California Catherine Myers · Prudential California Moraga Patrice Sandstrom · J. Rockcliff, Realtors Realty © ProfessionalRealty FiveKen Ryerson · Pacific Union Ann Sharf · Village Associates Real Estate San Francisco Joan Pancoast · J. Rockcliff, Realtors Jay Williams · Pacific Union Charlie Stellini · Pacific Union Rafael Martinez-Lucatero · Coldwell Banker Robert Parrish · Rossmoor Realty Oakland Piedmont StarSan Jose Anastasia Stephanopoulos · J. Rockcliff, Realtors Lucy Armentrout · The Grubb Company Haideh Chew · Better Homes and Gardens Irene Borz · 1 Team, Realtors/REO 1 Team Highland Partners Jaynelle Bell · Watermark John Vander Meulen · RE/MAX C.C. Carla Griffin · B & A, Realtors Connection © Properties Page 6 Angela Grubb · The Grubb Professional Company Page 6 Marcus Salomon · CENTURY 21 Alpha Eugene BoomerFive · The Grubb Company Kathy Vendel · Better Homes and Gardens Bruce Wagg · Highland Partners Aaron Brown · The Grubb Company San Lorenzo Renee White · Keller Williams Jackie Care · Pacific Union International Pinole Thomy Clements · The Village, Realtors Cheryl Williams · Patrick Williams & Star Associates Teri Carlisle · Pacific Union Lynda Bartels · Coldwell Banker San Ramon Dayna Wilson · Keller Williams Brian Cheek · Alain Pinel, Realtors Carl Schober · Old Time, Realtors Bob Baptiste · RE/MAX Lori Young · Rossmoor Realty © Joe Frazzano · J. Rockcliff, Realtors Tiffany Copland · Alain Pinel, Realtors Professional FivePleasant Hill Maria Fernandez · Community Realty Nathan Hitchcock · Alain Pinel, Realtors Stacy Hale · RE/MAX Accord Property Management Laura Wucher · Better Homes and Gardens Mary Kennedy · J. Rockcliff, Realtors Mason-McDuffie Jason Kerner · RE/MAX Accord Star © Professional FiveFS • 11 — www.fivestarprofessional.com Star © Five Professional Star © Five Star © Five © Five © SPECIAL ADVERTISING SECTION Professional2014 Five Star Mortgage Professionals Five Star Mortgage Professionals Professional Star Professional Star Five Professional Star © Five Professional Star © Five Professional Star © Five Professional Star © Five Professional Star © Five Professional Star © Professional FiveFS • 12 — www.fivestarprofessional.com Star © Five Professional Star © Five Star © Five © Five © SPECIAL ADVERTISING SECTION ProfessionalFive Star Mortgage Professionals 2014 Five Star Mortgage Professionals Professional Star Professional Star Five Professional Star © Five Professional Star © Five Professional Star © Five Professional Star © Five Professional Star Explain things thoroughly, © Five but simply, so the client understands Professional and feels comfortable. — FiveStar Star award winner © Professional FiveFS • 13 — www.fivestarprofessional.com Star © Five Professional Star © Five Star © Five © Five © SPECIAL ADVERTISING SECTION Professional2014 Five Star Mortgage Professionals Five Star Mortgage Professionals Professional Star Professional Star

Five Star Professional surveyed more than 6,200 San Francisco East Bay homeowners. The final list of 2014 San Francisco East Bay Five Star Five Mortgage Professionals is a select group,Professional representing less than 2 percent of mortgage professionals in the area. Evaluations were collected by mail, phone and online at www.fivestarprofessional.com/homesurvey.

Star All award winners are listed alphabetically by last name.

© Mike Ahr · Wells Fargo Home Tammy Cryer · Bank of theProfessional West John Glynn · LaSalle Financial Paul Laterza · Mortgage California Five Mortgage Page 14 Chet Gohd · RPM Mortgage James Leabeater · Summit Funding Corinne Andrews · Landmark Jon Daco · Umpqua Bank Mortgage Group Chris Graham · Wells Fargo Home Lisa Lilley · Bank of America StarBrad Davis · Absolute Mortgage Mortgage Marty Appel · Security 1 Lending Banking Jill Lyons · CMG Financial Jenna Gray · CMG Financial Page 12 John Assily · RPM Mortgage David DiVecchio · CMG Mortgage Page 12 © Clint Madison · Envoy Mortgage Page 12 Professional Five Tiffany Attwood · Landmark Lorraine Gray-Gross · Stonecastle Mortgage Group Quoc Do · EverBank Land & Home Financial Mari Mahoney · Opes Advisors Page 13 Brandon Azevedo · Chase Bank StarKent Donahue · Compass Mortgage Zach Griffin · LaSalle Financial Advisors Hunter Marckwardt · RPM Tom Balk · Mortgage California Elizabeth Haddad · Cal Coast Mortgage Scott Doruff · Private Mortgage Financial Corporation © Karen Eileen Bartholomew · Advisors Page 14 ProfessionalKristine Marr · Summit Funding FiveSummit Funding Lyn Hamilton · Prospect Mortgage Page 13 George Duarte · Horizon Financial Ronald Billalon · CMG Financial Associates Peter Holmes · Sterling Mortgage Julie Martinez · Prominent Page 12 Mortgage Lending StarGrace Inouye · Diversified Capital Scott Eaton · Summit Funding Jodee Brydges · RPM Mortgage Funding Ann Miller · Stonecastle Land & Martha Miller Echols · Security 1 Home Financial © Damien Campbell · RPM Mortgage Lending Steve Iversen · CU HomeLand Professional Five Corporation Obaid Mohammadi · Bank of Sue Carlson · RPM Mortgage Darlene Espinoza · RPM America Home Loans Mortgage Page 13 Monica Jones · RPM Mortgage Rich Clemens · Wells Fargo Rohit Mohan · Cal Coast Financial Tim Floyd · Prospect Mortgage StarLisa Kidd · Prospect Mortgage Corporation Laurie Cleveland · CMG Financial Page 12 Kelly Franco · Wells Fargo Home Scott King · RPM Mortgage George Moody III · RPM Mortgage © Zackry Cooper · HomeStreet Bank Mortgage Sam Krueger · RPM Mortgage Five Kelle Murphy · Envoy MortgageProfessional Trevor Frey · Pacific Funding Group Andraya Coulter · Land Home Jim Larsen · Prospect Mortgage Kenneth Neate · RPM Mortgage Financial Robert Friedberg · CMG Financial Kellee Larsen · Prospect Mortgage Eleanor Ng · Wells Fargo Dianne Crosby · RPM Mortgage Page 12 Star © Professional FiveFS • 14 — www.fivestarprofessional.com Star © Five Professional Star © Five Star © Five © Five © SPECIAL ADVERTISING SECTION

Five Star Mortgage Professionals 2014 Five Star Mortgage and Home/Auto Insurance Professionals

ProfessionalAll award winners are listed alphabetically by last name. Margaret O’Reilly · Commerce Joe Polizzi · RPM Mortgage Casey Sullivan · Summit Funding Vanessa Wong · Allwin Capital Mortgage Page 14 Patty Quinlan · Fidelity National Susan Woodhams · Stonecastle Land Katherine Osborn · CMG Financial Rob Sykes · CMG Financial & Home Financial Financial Page 12 Page 12 Tom Roberts · RPM Mortgage Debi Zentner · Diversified Mortgage John Pallavicini · United Lending Wendy Tannenbaum · Diversified Group ProfessionalMichelle Robichaud · Diversified Partners Mortgage Group Capital Funding Kathy Zickenberg · Prospect Jonathan Pass · RPM Mortgage Mike Trejo · Bridgepoint Funding Mortgage Eric Rotner · Commerce Mortgage Star Kevin Peltz · Envoy Mortgage David Walden · Your Divorce Charity Shehtanian · Cal Coast Planner Yvonne Pham · BBVA Compass Financial Corporation Jim Wilson · Preferred Mortgage Randy Pickerell · RPM Mortgage ProfessionalJeff Sokol · Prospect Mortgage Star Group Five Professional Star Looking for Other © Great Professionals?Professional Five Go to www.fivestarprofessional.com Star· Wealth Managers · Real Estate Agents · Certified Public Accountants · Mortgage Professionals © Five · Estate Planning Attorneys · Home/AutoProfessional Insurance Professionals

StarProfessionals interested in learning more about Five Star Professional, please call 888-438-5782. © Five Professional Five Star Home/Auto InsuranceStar Professionals Five Star Professional surveyed more than 6,200 San Francisco East Bay homeowners. The final list of 2014 San Francisco East Bay Five Star Home/Auto Insurance Professionals is a select group, representing less than 1 percent of insurance professionals in the area. Evaluations were © collected byFive mail, phone and online at www.fivestarprofessional.com/homesurvey. Professional All award winners are listed alphabeticallyStar by last name. John de Leuze · State Farm Ashley Hunhoff · AAA Northern Kate McIntyre · State Farm Richard Smith · Richard Smith California, Nevada and Utah Agency Barbara Dymek · Farmers Insurance Lawrence Mui · State Farm © Mike Jordan · AAA Northern Ruth Stroup · Farmers Insurance Professional Judy Francis · Judy Francis FiveCalifornia, Nevada and Utah Kevin Nuss · State Farm Insurance Frank Whitson · AAA Roger Larson · Larson Insurance Matthew Rinn · Matthew Rinn State Steve Hom · Steven Hom Insurance Farm Agency Star Services Kelly Lux · State Farm Insurance & © Financial Services Professional FiveFS • 15 — www.fivestarprofessional.com Star © Five Professional Star © Five Star © Five © Five ©