Question 1: the Amount of Money a Bank Charges for the Privilege Of

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Question 1: The amount of money a bank charges for the privilege of allowing a person to borrow money or the amount of money the bank pays a person for depositing his money in the bank to invest is called————.

(A) loan

(B) mortgage

(D) deposit

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(E) None of these

धन की वह राशि जो एक बैंक एक व्यक्ति को धन उधार लेने की अनुमशि देने के शविेषाशधकार के शलए प्रभाररि करिा है या धन की वह राशि शजसका भुगिान बैंक इसशलए करिा है, 啍ोोंशक एक व्यक्ति शनवेि के शलए अपना धन बैंक मोंेे जमा करिा है, उसे ------कहा जािा है।

(A) ऋण

(B) बंधक

(D) जमा

(E) इनमें से कोई नही

Question 2: A loan to pay for a home, business or other real estate over a period of time is a ———.

(A) deposit

(B) bankruptcy

(D) sale

(E) None of these

------एक समय की अवशध में एक घर, व्यवसाय या अन्य अचल सोंपशि के भुगिान के शलए एक ऋण है।

(A) जमा

(B) दिवाला

(D) दबक्री

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(E) इनमें से कोई नही

Question 3: National Payments Corporation of India (NPCI) launched UPI system for providing a single payment interface across all systems. UPI is ______.

(A) Unifying Payment Interface

(B) Uni Paying Interface

(D) Unified Payment Inter-system

(E) None of these

नेिनल पेमेण्ट्स कॉरपोरेिन ऑफ इक्तिया (एनपीसीआई) ने भुगिान करने के शलए UPI को लााँच शकया शजसके द्वारा सभी भुगिान माध्यमोों के शलए इस एकीकृि इोंटरफेस को लागू शकया जा सकेगा। UPI ______है।

(A) Unifying Payment Interface

(B) Uni Paying Interface

(D) Unified Payment Inter-system

(E) इनमें से कोई नहीं

Question 4: What is the purpose of the National Green Tribunal?

(A) It is a save Earth campaign

(B) It promotes awareness towards climate changes

(D) It gives suggestions to protect natural resources.

(E) None of these

राष्ट्र ीय हररि न्यायाशधकरण का उद्देश्य 啍ा है? www.ambitiousbaba.com Page 3

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(A) यह एक पृथ्वी बचाव अदियान है।

(B) यह जलवायु परिवर्तन के प्रदर् जाग셂कर्ा को बढ़ावा िेर्ा है।

(D) यह प्राकृदर्क संसाधनों की िक्षा के दलए सुझाव िेर्ा है।

(E) इनमें से कोई नहीं

Question 5: What is the purpose behind introducing of the practice of quoting Permanent Account Number (PAN) while opening an account with a bank?

(A) To ensure that bank accounts provide information about tax revenue

(B) To ensure that bank accounts are opened by the customers but following proper procedures.

(D) All of the above

(E) None of these

एक बैंक में खािा खोलिे समय थायी खािा सोंख्या (पैन) के उपयोग को िु셂 करने के पीछे 啍ा उद्देश्य है?

(A) यह सुदनदिर् किना दक बℂक खार्े िाजस्व कि के बािे में जानकािी प्रिान किर्े हℂ।

(B) यह सुदनदिर् किना दक बℂक खार्े उदचर् प्रदक्रया का पालन किर्े ए ग्राहकों द्वािा खोले जा िहें हℂ।

(D) उपिोक्त सिी

(E) इनमें से कोई नहीं

Question 6: A joint account that mandates both account holders to sign means www.ambitiousbaba.com Page 4

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(A) any deposit made must be signed by both parties

(B) any withdrawal made must be signed by both parties

(A) Only A

(B) Only B

C) Only C

(D) A and B

(E) None of these

एक सोंयुि खािा जो दोनोों खािाधारकोों को हस्ताक्षर करना अशनवायय करिा है, इसका अथय है शक ------

(A) दकसी िी र्िह के जमा पि िोनों पक्षों द्वािा हस्ताक्षि दकया जाना चादहए।

(B) दकसी िी र्िह दक दनकासी पि िोनों पक्षों द्वािा हस्ताक्षि दकया जाना चादहए।

(A) केवल A

(B) केवल B

(D) A औि B

(E) इनमें से कोई नहीं

Question 7: Which among the following are the main cause/ causes of high Infant Mortality Rate (IMR) in India?

(A) Low awareness about health

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(B) Reproductive rights

(D) Malnutrition

(E) All the above

शनम्नशलक्तखि में से कौन सा/से भारि में उ शििु मृत्यु दर (आईएमआर) का/के मुख्य कारण है/हैं?

(A) स्वास्थ्य के बािे में कम जाग셂कर्ा

(B) प्रजनन अदधकाि

(D) कुपोषण

(E) उपिोक्त सिी

Question 8: Which bank is the sponsor of Prathama Gramin Bank?

(A) Bank of Baroda

(B) Indian Bank

(D) Syndicate Bank

(E) State Bank of India

प्रथम ग्राम बैंक का प्रायोजक कौन सा बैंक है?

(A) बℂक ऑफ बड़ौिा

(B) इंदियन बℂक

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(D) दसंदिकेट बℂक

(E) िािर्ीय स्टेट बℂक

Question 9: Which of the following is not a public sector bank in India?

(A) Andhra Bank

(B) Federal Bank

(D) Vijaya Bank

(E) Syndicate Bank

इनमें से कौन सा भारि का एक सावयजशनक क्षेत्र का बैंक नही ोंहै?

(A) आंध्रा बℂक

(B) फेििल बℂक

(D) दवजया बℂक

(E) दसंदिकेट बℂक

Question 10: What is the expanded form of the term ALM used in banking sector?

(A) Asset Liability Maintenance

(B) Asset Liability Management

(D) Asset Liability Maximisation

(E) None of these

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बैंशकोंग क्षेत्र में इस्तेमाल शकए जाने वाले एएलएम के शवस्ताररि 셂प 啍ा है?

(A) Asset Liability Maintenance

(B) Asset Liability Management

(D) Asset Liability Maximisation

(E) इनमें से कोई नहीं

Question 11: What is the full form of CBS?

(A) Core Banking Solution

(B) Core Banking Software

(D) Core Banking Service

(E) None of these

सीबीएस का पूरा 셂प 啍ा है?

(A) कोि बℂदकंग समाधान

(B) कोि बℂदकंग सॉफ्टवेयि

(D) कोि बℂदकंग सेवा

(E) इनमें से कोई नहीं

Question 12: Subprime lending' is a term applied to the loans made to ______.

(A) Those borrowers who do not have a good credit history

(B) Those borrowers who have a good credit history

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Facebook Page Facebook Group Telegram Group (C) Those borrowers who do not have a good debit history

(D) Those borrowers who have a good debit history

(E) None of these

'सबप्राइम लैंश ोंग' एक ि है जो ______को शकए गए ऋणोों पर लागू होिा है।

(A) उन उधािकर्ातओं, दजनके पास अिा क्रेदिट इदर्हास नहीं है

(B) उन उधािकर्ातओं, दजनके पास अिा क्रेदिट इदर्हास है

(D) उन उधािकर्ातओं, दजनके पास एक अिा िेदबट इदर्हास है

(E) इनमें से कोई नहीं

Question 13: Which among the following is the act of taking on a risk for a fee?

(A) Guidewire

(B) Initial Public offering

(D) Underwriting

(E) None of these

शनम्नशलक्तखि में से कौन सा, िुल्क के शलए जोक्तखम लेने का कायय है?

(A) दगिवेयि

(B) प्रािंदिक सावतजदनक पेशकश

(D) जोच्छखम अंकन

(E) इनमें से कोई नहीं

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Question 14: Which among the following is called the rate of interest charged by RBI for lending money to various commercial banks by rediscounting of the bills in India?

(A) Bank Rate

(B) Discount Window

(D) Overnight Rate

(E) None of these

शनम्नशलक्तखि में से कौन सा भारिीय ररज़वय बैंक द्वारा भारि में शबलोों का पुनमुयद्रण करके शवशभन्न वाशणक्तिक बैंकोों को पैसे उधार देने के शलए ब्याज दर की दर कहा जािा है?

(A) बℂक िि

(B) दिस्काउंट दवंिो

(D) ओविनाईट िि

(E) इनमें से कोई नहीं

Question 15: Which of the following are to be followed by Commercial Banks for risk management?

(A) Basel II norms

(B) Basel III norms

(D) Solvency II norms

(E) none of these

जोक्तखम प्रबोंधन के शलए शनम्नशलक्तखि में से कौन सा वाशणक्तिक बैंकोों का पालन शकया जाना www.ambitiousbaba.com Page 10

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चाशहए?

(A) बासल II मानिंि

(B) बासल III मानिंि

(D) सॉलवेसी II दनयम

(E) इनें से कोई नहीं

Question 16: What is the full form of CRR?

(A) Cash Reserve Rate

(B) Cash Reserve Ratio

(D) Core Reserve Rate

(E) none of these

सीआरआर का पूरा 셂प 啍ा है?

(A) नकि आिदक्षर् िि

(B) नकि आिदक्षर् अनुपार्

(D) कोि रिजवत िेट

(E) इनमें से कोई नहीं

Question 17: What is the full form of 'MAT'?

(A) Maximum Alternate Tax

(B) Minimum Alternate Tax

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(D) Minimum Alternate Time

(E) none of these

'एमएटी' का पूरा 셂प 啍ा है?

(A) अदधकर्म वैकच्छिक कि

(B) न्यूनर्म वैकच्छिक टैक्स

(D) न्यूनर्म वैकच्छिक समय

(E) इनमें से कोई नहीं

Question 18: What is the full form of NDTL?

(A) New Demand & Tenure Liabilities

(B) Net Demand & Time Liabilities

(D) Net Demand & Tax Liabilities

(E) None of these

एन ीटीएल का पूरा 셂प 啍ा है?

(A) नई मांग औि कायतकाल िेयर्ाएं

(B) शुद्ध मांग औि समय िेयर्ाएं

(D) शुद्ध मांग औि कि िेयर्ाएं

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(E) इनमें से कोई नहीं

Question 19: Which one of the following is known as the recession occurring two times with a small gap in between?

(A) Deep Recession

(B) Deflation

(D) Double Inflation

(E) None of these

कौन सा, मोंदी के बीच में एक छोटा से अोंिराल के साथ दो बार होने वाली मोंदी के 셂प में जाना जािा है?

(A) िीप मंिी

(B) दवघटन

(D) िबल मुिाफीदर्

(E) इनमें से कोई नहीं

Question 20: "Basel Committee on Banking Supervision"is also known as ______.

(A) Bank for International Settlements Committee

(B) Banking Regulation Committee

(D) Global Financial System

(E) None of these

"बैंशकोंग पययवेक्षण पर बासल सशमशि" को ______के 셂प में भी जाना जािा है। www.ambitiousbaba.com Page 13

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(A) अंर्िातष्ट्र ीय दनपटान सदमदर् के दलए बℂक

(B) बℂदकंग दवदनयमन सदमदर्

(D) वैदिक दवत्तीय प्रणाली

(E) इनमे से कोई नहीं

Question 21: What is the full form of NAV?

(A) Net Actual Value

(B) Net Annual Value

(D) Net Average Value

(E) None of these

एनएवी का पूरा 셂प 啍ा है?

(A) Net Actual Value

(B) Net Annual Value

(D) Net Average Value

(E) इनमें से कोई नहीं

Question 22: Who issues 'Commercial Papers'?

(A) A Company to a Bank

(B) Banks to Banks

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(D) Company to its suppliers

(E) none of these

वाशणक्तिक पत्र कौन जरी करिा हैं?

(A) एक बℂक एक कंपनी को

(B) बℂक बℂक को

(D) कंपनी अपने आपूदर्तकर्ातओं को

(E) इनमें से कोई नहीं

Question 23: Which of the following is necessary while opening deposit accounts in banks?

(A) Will

(B) Registration

(D) Indemnity

(E) Guarantee

बैंकोों में जमा खािोों को खोलिे समय शनम्न में से कौन सा आवश्यक है?

(A) दवल

(B) पंजीकिण

(D) क्षदर्पूदर्त

(E) गािंटी

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Question 24: Which of the following is NOT considered a money market instrument?

(A) Treasury Bills

(B) Repurchase Agreement

(D) Certificate of Deposit

(E) Shares and Bonds

शनम्नशलक्तखि में से कौन सा पैसा बाजार साधन नही ोंमाना जािा है?

(A) खजाना दबल

(B) पुनखतिीि अनुबंध

(D) जमा का प्रमाण पत्र

(E) शेयि औि बांि

Question 25: Which one of the following was the first bank to be established in India?

(A) State Bank of India

(B) Allahabad Bank

(C)Bank of Bombay

(D)Bank of Hindustan

(E)Oudh Commercial Bank

शनम्नशलक्तखि में से कौन सा भारि में थाशपि शकया गया पहला बैंक था?

(A) स्टेट बℂक ऑफ इंदिया www.ambitiousbaba.com Page 16

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(B) इलाहाबाि बℂक

(D) बℂक ऑफ दहंिुस्तान

(E) अवध वादणच्छिक बℂक

Question 26: How many banks were nationalized in 1969?

A) 12

B) 19

C) 6

D) 14

E) 20

1969 में शकिने बैकोों का राष्ट्र ीयकरण आ था?

A) 12

B) 19

C) 6

D) 14

E) 20

Question 27: Hilton Young Commission is related with which among the following organisations?

1) RBI

2) NABARD

3) SEBI

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5) None of these

शहल्टन योंग कमीिन शनम्नशलक्तखि में से शकस सोंगठन से सोंबोंशधि है?

A) िािर्ीय रिजवत बℂक

B) नाबाित

C) सेबी

D) दसिबी

E) इनमें से कोई नहीं Question 28: The Reserve Bank of India was originally constituted as a share holder’s Bank with a share capital of —

A) Rs. 50 lakh

B) Rs. 100 lakh

C) Rs. 10 crores

D) Rs. 5 crores

E) None of these

भारिीय ररजवय बैंक मूल셂प से ------की अोंिपूोंजी के साथ एक िेयर धारक बैंक के 셂प में गशठि शकया गया था।

A) 50 लाख 셂पये

B) 100 लाख 셂पये C) 10 किोड 셂पये

D) 5 किोड 셂पये

E) इनमें से कोई नहीं

Question 29: Hawala’ transactions is prohibited under the provision of which of www.ambitiousbaba.com Page 18

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A) Fiscal Responsibility and Budget Management Act

B) Banking Regulation Act

C) Financial action Task Force Act

D) Foreign Exchange Management Act

E) None of these

हवाला लेनदेन शनम्नशलक्तखि में से शकस अशधशनयम के प्रावधानोों के िहि प्रशिबोंशधि है ?

A) िाजकोषीय उत्ति िादयत्व एवं बजट प्रबंधन अदधदनयम

B) बℂदकग दवदनयमन अदधदनयम

C) दवत्तीय कायतवाही कायत बल अदधदनयम

D) दविेशी दवदनयमन प्रबंधन अदधदनयम

E) इनमें से कोई नहीं

Question 30: On a cheque issued by a customer, the words bearer or order are written. This cheque will be treated as –

A) an order cheque

B) a bearer cheque

C) a Multi-order cheque

D) an Unauthorized cheque

E) None of these

एक ग्राहक द्वारा जारी चेक पर, वाहक या आदेि ि शलखे रहिे हैं। यह चेक माना जाएगा-

A) एक आिेशक चेक

B) एक वाहक चेक www.ambitiousbaba.com Page 19

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C) एक ब-आिेश चेक

D) एक अनदधकृर् चेक

E) इनमें से कोई नहीं

Question 31: Which of the following is the popular name of the norms by which bank satisfy itself about the customers identity and motivation?

A) Basel Norms

B) KYC Norms

C) Service Norms

D) Lending Norms

E) None of these

ग्राहकोों की पहचान व प्रेरणा हेिु बैंक मानकोों का प्रचशलि नाम कौन सा है शजसे बैंकोों को पूरा करना होिा है ?

A) बेसेल मानक

B) केवायीसी मानक

C) सेवा मानक

D) उधाि मानक

E) इनमें से कोई नहीं

Question 32: The place where bankers meet and settle their mutual claims and accounts is known as ———

A) Treasury

B) Clearing House

C) Collection Centre

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D) Dumping Ground

E) None of these

वह थान जहााँ बैंकर आपस में शमलिे है िथा आपसी दावोों व लेखोों का समािोधन करिे हैं उसे ______कहा जािा है।

A) टरेजिी

B) क्लीयरिंग हाउस

C) कलेक्शन सेंटि

D) िच्छपंग ग्राउंि

E) इनमें से कोई नहीं

Question 33: Which of the following customers does not fall under low risk category under KYC guidelines?

A) Salaried person

B) Persons from lower strata of the society

C) Govt. department

D) Trusts

E) None of the above

केवाईसी शदिाशनदेिोों के िहि शनम्न में से कौन सा ग्राहक शनम्न जोक्तखम वाले श्रेणी में नही ों आिे हैं?

A. वेर्निोगी व्यच्छक्त

B. समाज के दनचला वगत के व्यच्छक्त

C. सिकािी दविाग

D. टरस्ट www.ambitiousbaba.com Page 21

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E. इनमे से कोई िी नहीं

Question 34: Amount withdrawn by the cheque from which Account ____

(A) Both savings bank accounts and fixed deposit accounts

(B) Both Saving Account and Current Account

(D) Both savings bank accounts and cash accounts only

(E) Both Current accounts and fixed deposit accounts

राशि ___ खािे से चेक द्वारा वापस ली जा सकिी है।

(A) बचर् खार्ा औि दफक्स्ड दिपॉदजट खार्े से

(B) बचर् खार्ा औि चालू खार्ा खार्े से

(D) बचर् खार्ा औि नकि खार्े से

(E) चालू खार्ा औि दफक्स्ड दिपॉदजट खार्े से

Question 35: Largest shareholder of a nationalized & public sector banks bank is____

(A) RBI

(B) NABARD

(D) GOI

(E) IBA

राष्ट्र ीयकृ ि और सावयजशनक क्षेत्र के बैंकोों का सबसे बडा िेयरधारक बैंक ____ है।

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(A) आिबीआई

(B) नाबाित

(D) िािर् सिकाि

(E) आईबीए

Question 36: ALM as used in Banking term what is the full form of ALM..

(A) Asset Liability Management

(B) Asset Liability Maturity

(D) Asset Liability Manpower

(E) Asset Liability Maintenance

एएलएम का पूरा 셂प 啍ा है?

(A) Asset Liability Management

(B) Asset Liability Maturity

(D) Asset Liability Manpower

(E) Asset Liability Maintenance

Question 37: The Decreasing in Bank Rate by the Reserve Bank of India it means...

(A) Increasing liquidity in the market

(B) Less liquidity in the market

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(E) None of the above

भारिीय ररज़वय बैंक द्वारा बैंक दर में कमी का मिलब यह है ...

(A) बाजाि में र्िलर्ा में वृच्छद्ध

(B) बाजाि में कम र्िलर्ा

(D) वादणच्छिक बℂकों द्वािा अदधक जमा िादश का एकत्रण

(E) उपिोक्त में से कोई िी नहीं

Question 38: Which of the following is not a part of the scheduled banking structure in India?

(A) Moneylenders

(B) Public Sector Banks

(D) Regional Rural Bank

(E) State Co-operative banks

इनमें से कौन सा भारि में अनुसूशचि बैंशकोंग ढाोंचे का शहस्सा नही ोंहै?

(A) मनीलेंिसत

(B) सावतजदनक क्षेत्र के बℂक

(D) क्षेत्रीय ग्रामीण बℂक

(E) िाि सहकािी बℂक

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Facebook Page Facebook Group Telegram Group Question 39: The Banking Ombudsman Scheme was revised in 2006. The scheme was firstly introduced in India in the year-

(A) 1993

(B) 1995

(D) 1999

(E) 2001

वषय 2006 में बैशकोंग लोकपाल योजना को सोंिोशधि शकया गया था, यह योजना सवयप्रथम भारि में कब लागू ई थी?

(A) 1993

(B) 1995

(D) 1999

(E) 2001

Question 40: Kisan credit card (KCC) scheme was introduced in the year –

(A) 1996

www.ambitiousbaba.com Page 25

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(D) 1999

(E) 2000

शकसान क्रेश ट का य (के .सी.सी.) योजना को शकस वषय लागू शकया गया था?

(A) 1996

(B) 1997

(D) 1999

(E) 2000

Question 41: The National Payment Corporation of India (NPCI) was founded in the year -

(A) 2000

(B) 2002

(D) 2008 www.ambitiousbaba.com Page 26

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(E) 2011

शकस वषय भारिीय राष्ट्र ीय भुगिान शनगम की थापना की गयइ थी?

(A) 2000

(B) 2002

(D) 2008

(E) 2011

Question 42: Name the first Payment Bank of India that launches integrated UPI on its digital platform.

(A) Airtel Payments Bank

(B) Paytm Payments Bank

(D) FINO Payments Bank

E) None of these

भारि का पहला भुगिान बैंक शजसने अपने श शजटल प्लेटफामय पर एकीकृि यू.पी.आई. लाोंच

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शकया है-

(A) एयिटेल िुगर्ान बℂक

(B) पेटीएम िुगर्ान बℂक

(D) दफनो िुगर्ान बℂक

(E) इनमें से कोई नहीं

Question 43: Commercial Paper can be issued in the denomination of -

(A) Rs.25,000

(B) Rs.50,000

(D) Rs.5,00,000

(E) None of these

वाशणक्तिक पत्र को शकस मूल्यवगय में जारी शकया जा सकिा है?

(A) Rs.25,000

(B) Rs.50,000 www.ambitiousbaba.com Page 28

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(D) Rs.5,00,000

(E) इनमें से कोई नहीं

Question 44: Rural Infrastructure Development Fund (RIDF) is maintained by-

(A) Ministry of Rural Development

(B) RBI

(D) NABARD

(E) Ministry of Agriculture

ग्रामीण आधरभूि सुशवधा शवकास शनशध (RIDF) को शकसके अोंिगयि बनाया गया है?

(A) ग्रामीण दवकास मंत्रालय

(B) िािर्ीय रिशवत बℂक

(D) नाबाित

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(E) कृदष मंत्रालय

Question 45: India's first international stock exchange 'India INX' is wholly subsidiary of -

(A) RBI

(B) SEBI

(D) NSE

(E) SBI

भारि का पहला अोंिरायष्ट्र ीय स्टाक एक्सचेंज ‘इोंश या आई.एन. एक्स.’ शनम्न में से शकसकी सहायक कोंपनी है?

(A) आि.बी.आई.

(B) सेबी

(D) एन.एस.ई.

(E) एस.बी.आई

Question 46: Which among of the following terms is related with Banking?

www.ambitiousbaba.com Page 30

Facebook Page Facebook Group Telegram Group (A) Dud Cheque

(B) Copayment

(D) Recoupment

(E) Split Billing

शनम्नशलक्तखि में से कौन-सा ि बैशकोंग से सोंबोंशधि है?

(A) िुि चेक

(B) कोपेमेंट

(D) िीकोपमेंट

(E) च्छिट दबदलंग

Question 47: Cheque and demand draft are valid for a period of______.

(A) 60 Days

(B) 7 days

(D) 5 months

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Facebook Page Facebook Group Telegram Group (E)1year

चेक और श माों राफ्ट______की अवशध के शलए मान्य है|

(A) 60 दिन

(B) 7 दिन

(D) 5 महीना

(E) 1 वषत

Question 48: When banks accept a fixed sum of money from an individual for a definite term and pay on maturity with interest, the deposit is known as:

(A) Term Deposit

(B) Demand Deposit

(D) Mortgage

(E) Advance

जब बैंक एक शनशिि अवशध के शलए शकसी व्यक्ति से एक शनशिि राशि स्वीकार करिे है, िथा ब्याज के साथ पररपक्विा पर भुगिान करिे है, िो जमा शकस 셂प में जाना जािा है-______.

(A) सावदध जमा

(B) मांग जमा

(D) बंधक

(E) अदग्रक

Question 49: Which is the most crowded city according to the World Economic www.ambitiousbaba.com Page 32

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(A) Dhaka

(B) Mumbai

(D) Manila

(E)Noneofthese

शवश्व आशथयक मोंच के मुिाशबक सबसे िादा िहर कौन सा है?

(A) ढाका

(B) मुंबई

(D) मनीला

(E) इनमे से कोई नहीं

Question 50: Which of the following terms is used in banking field?

(A) Interest rate swap

(B) Input devices

(D) Zero Hour

(E)NoneofThese

Q.8 शनम्नशलक्तखि में से कौन सी ििें बैंशकोंग क्षेत्र में उपयोग की जािी हैं?

(A) ब्याज िि पलटें

(B) इनपुट दिवाइस

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(D) शून्यकाल

(E) इनमे से कोई नहीं

Question 51: Expand the term EMI as used in banking/finance sector?

(A) Easy Monthly Instalment

(B) Equal Monthly Investment

(D) Equated Mortgage Investment

(E) None of These

बैंशकोंग / शवि क्षेत्र में उपयोग के 셂प में ईएमआई ि का शवस्तार करें ?

(A) Easy Monthly Instalment

(B) Equal Monthly Investment

(D) Equated Mortgage Investment

(E) इनमे से कोई नहीं

Question 52: Bank rate is decided by which of the following?

(A) Reserve Bank of India

(B) Government of India

(D) SEBI

(E) None of These

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बैंक दर का फैसला शनम्न में से शकसने शकया है?

(A) िािर्ीय रिजवत बℂक

(B) िािर् सिकाि

(D) सेबी

(E) इनमे से कोई नहीं

Question 53: With which of following types of loans are teaser rates related?

(A) Home loans

(B) Personal loans

(D) Reverse mortgage loans

(E) None of These

शनम्न प्रकार के ऋणोों से सोंबोंशधि टीज़र दरें शकसके साथ हैं?

(A) घि के दलए ऋण

(B) व्यच्छक्तगर् ऋण

(D) रिवसत बंधक ऋण

(E) इनमे से कोई नहीं Question 54: What does M in M-Banking Facility means?

(A) Money

(B) Marginal

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Facebook Page Facebook Group Telegram Group (C) Message

(D) Mobile Phone

(E) None of These

एम-बैंशकोंग सुशवधा का मिलब 啍ा है?

(A) पैसे

(B) सीमांर्

(D) मोबाइल फोन

(E) इनमे से कोई नहीं Question 55: The reserves held by Commercial Banks over and above the statutory minimum, with the RBI are called ___.

(A) Cash reserves

(B) Deposit reserves

(D) Momentary reserves

(E) None of These

भारिीय ररजवय बैंक के साथ साोंशवशधक न्यूनिम से अशधक वाशणक्तिक बैंकोों द्वारा रखे गए भों ारोों को ___ कहा जािा है।

(A) नकि िंिाि

(B) जमा िंिाि

(D) क्षदणक िंिाि

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(E) इनमे से कोई नहीं Question 56: Which of the following public sector banks has the largest number of branches in foreign countries?

(A) Bank of India

(B) Bank of Baroda

(D) Corporation Bank

(E) None of These

शनम्नशलक्तखि में से कौन सा सावयजशनक क्षेत्र के बैंक शवदेिी देिोों में सबसे अशधक िाखाएों हैं?

(A) बℂक ऑफ इंदिया

(B) बℂक ऑफ बड़ौिा

(D) कॉपोिेशन बℂक

(E) इनमें से कोई नहीं Question 57: The only merger of two public sector banks took place between __.

(A) Bank of India and New Bank of India

(B) Punjab National Bank and New Bank of India

(D) Punjab National Bank and Bank of Rajasthan

(E) None of These

दो सावयजशनक क्षेत्र के बैंकोों का एकमात्र शवलय __ के बीच आ था।

(A) बℂक ऑफ इंदिया औि नई बℂक ऑफ इंदिया

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(B) पंजाब नेशनल बℂक औि नई बℂक ऑफ इंदिया

(D) पंजाब नेशनल बℂक औि बℂक ऑफ िाजिान

(E) इनमें से कोई नहीं

Question 58: When a bank returns a cheque unpaid, it is called, ______.

(A) Payment of Cheque

(B) Dishonoring of Cheque

(D) Drawing of Cheque

(E) None of these

जब एक बैंक, एक चेक को अवैिशनक वापस कर देिा है, िो इसे ------कहा जािा है।

(A) चेक िुगर्ान

(B) च़ौक का अनाििण

(D) चेक का आहिण

(E) इनमें से कोई नहीं

Question 59: Which of the following is not a tool in the hands of RBI to control the inflationary pressure in India?

(A) Bank Rate

(B) Special Drawing Rights

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(D) Cash Reserve Ratio

(E) None of these

शनम्न में से कौन सा भारि में मुद्रास्फीशि के दबाव को शनयोंशत्रि करने के शलए भारिीय ररजवय बैंक का एक साधन नही ोंहै?

(A) बℂक िि

(B) दवशेष आहिण अदधकाि

(D) नकि आिदक्षर् अनुपार्

(E) इनमें से कोई नहीं

Question 60: What do you understand by "Open Market Operations"?

(A) Activities of SEBI registered brokers

(B) Selling of currency by RBI

(D) All the above

(E) None of these

आप (खुला बाजार सोंचालन) से 啍ा समझिे हैं?

(A) सेबी पंजीकृर् आढदर्यों की गदर्दवदधयां

(B) िािर्ीय रिजवत बℂक द्वािा मुिा की दबक्री

(D) उपिोक्त सिी

(E) इनमें से कोई नहीं www.ambitiousbaba.com Page 39

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Question 61: "The termination of an insurance policy due to non-payment of premiums" is technically known as ______.

(A) death

(B) lapse

(D) gap

(E) None of these

‘प्रीशमयमोों का भुगिान ना करने के कारण एक बीमा पॉशलसी की समाक्तिष् को िकनीकी 셂प से ------कहा जािा है।

(A) मृत्यु

(B) लैप्स

(D) गैप

(E) इनमें से कोई नही

Question 62: An increase in Cash Reserve Ratio (CRR) by Reserve Bank of India leads to ______.

(A) decrease in deposit

(B) increase in deposit

(D) increase in lendable resources

(E) None of these

Q.5 भारिीय ररजवय बैंक द्वारा नकद आरशक्षि अनुपाि (सीआरआर) में वृक्ति से ------होिी है। www.ambitiousbaba.com Page 40

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(A) जमा में कमी

(B) जमा में वृच्छद्ध

(D) उधाि िेने योग्य संसाधनों में वृच्छद्ध

(E) इनमें से कोई नहीं

Question 63: The availability of cash and other cash-like marketable instruments that are useful in purchases and investments are commonly known as ______.

(A) Non-availability of cash

(B) Credit

(D) Marketability

(E) None of these

नकदी और अन्य नकदी - जैसे शवपणन के साधनोों की उपलिा जो खरीद और शनवेि में उपयोगी होिे हैं को सामान्यिः ------के 셂प में जाना जािा है।

(A) नकिी की अप्राप्यर्ा

(B) क्रेदिट

(D) दवक्रेयर्ा

(E) इनमें से कोई नही

Question 64: The difference between the outflow and inflow of foreign currency is known as ______.

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(B) Current Account Deficit

(D) Balance of Payments

(E) None of these

शवदेिी मुद्रा के बशहवायह और अन्तवायह के बीच अोंिर को ------के 셂प में जाना जािा है।

(A) दविेशी मुिा िंिाि

(B) चालू खार्ा घाटा

(D) िुगर्ान संर्ुलन

(E) इनमें से कोई नहीं

Question 65: "A closed economy" is an economy in which ______.

(A) monely supply is fully controlled

(B) deficit financing takes place

(D) neither exports nor imports take place

(E) None of these

"बोंद अथयव्यवथा" एक अथयव्यवथा है, शजसमें ------

(A) मुिा आपूदर्त पूिी र्िह से दनयंदत्रर् होर्ी है।

(B) घाटे की दवत्त व्यविा होर्ी है

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(D) न दनयातर् औि न ही आयार् होर्े हℂ

(E) इनमें से कोई नहीं

Question 66: Which is the nodal agency for estimating the number of percentage of people living below poverty line?

(A) Ministry of Rural development

(B) Planning Commission

(D) National Development Council (NDC)

(E) None of these

गरीबी रेखा से नीचे रहने वाले लोगोों की प्रशििि सोंख्या का आकलन करने के शलए प्रधान एजेंसी कौन सी है?

(A) ग्रामीण दवकास मंत्रालय

(B) योजना आयोग

(D) िाष्ट्र ीय दवकास परिषि (एनिीसी)

(E) इनमें से कोई नहीं

Question 67: If too much gold is imported by India, it would adversely affect which of the following?

(A) Trade balance (B) Current Account balance (C) Capital Account balance

(A) Only A

(B) Only B

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(D) A and B

(E) B and C

यशद भारि द्वारा बि अशधक सोना आयाि शकया जािा है, िो इसका प्रशिकूल प्रभाव शनम्नशलक्तखि मे से शकस पर होगा ?

(1) व्यापाि संर्ुलन (2) चालू खार्ा शेष (C) पूंजी लेखा संर्ुलन

(A) केवल A

(B) केवल B

(D) A औि B

(E) B औि C

Question 68: Where do the destroyed banknotes send by bank?

(A) Government of India

(B) SEBI

(D) Reserve Bank of India

(E) None of these

शवनष्ट् नोटोों को बैंकोों द्वारा कहाों भेजा जािा है?

(A) िािर् सिकाि

(B) सेबी

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(D) िािर्ीय रिजवत बℂक

(E) इनमें से कोई नहीं

Question 69: What is the expiry date of Priority Sector Lending Certificates (PSLC)?

(A) Valid till March 31st and will expire on April 1st.

(B) Valid till April 31st and will expire on May 1st.

(D) Valid till June 31st and will expire on August 1st.

(E) Valid till August 31st and will expire on September 1st.

प्राथशमकिा क्षेत्र ऋण प्रमाण पत्र (PSLC) की समाक्ति की शिशथ 啍ा है?

(A) 31 माचत र्क वैध औि 1 अप्रैल को समाप्त हो जाएगा।

(B) 31 अप्रैल र्क वैध औि 1 मई को समाप्त हो जाएगा।

(D) 31 जून र्क वैध औि 1 अगस्त को समाप्त हो जाएगा।

(E) 31 अगस्त र्क वैध है औि 1 दसर्ंबि को समाप्त हो जाएगा।

Question 70: Who is the implementing body of PMKVY?

(A) National Skill Development Corporation

(B) National Skill Development Company

(D) Native Skill Development Company

(E) Nation's Skill Developed Company

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(A) िाष्ट्र ीय क़ौशल दवकास दनगम

(B) िाष्ट्र ीय क़ौशल दवकास कंपनी

(D) नेदटव क़ौशल दवकास कंपनी

(E) िाष्ट्र की क़ौशल दवकदसर् कंपनी

Question 71: PM Mudra Bank Yojana was launched when?

(A) 8 Jan 2015

(B) 8 Feb 2015

(D) 8 Apr 2015

(E) 8 May 2015

प्रधानमोंत्री ने मुद्रा बैंक योजना कब िु셂 की थी?

(A) 8 जनविी 2015

(B) 8 फिविी 2015

(D) 8 अप्रैल 2015

(E) 8 मई 2015

Question 72: IFSC (Indian Financial System Code) consists of 11 digits. The first four characters represent the ______.

(A) Branch Code

(B) Bank Branch Code

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(D) Bank Area Code

(E) None of these

आईएफएससी (भारिीय शविीय प्रणाली को ) 11 अोंकोों का होिा है। पहले चार वणय ------का प्रशिशनशधत्व करिे हैं।

(A) शाखा कोि

(B) बℂक शाखा कोि

(D) बℂक क्षेत्र कोि

(E) इनमें से कोई नही

Question 73: What is the initial minimum deposit required while opening a BSBDA?

(A) Rs. 500

(B) Rs. 1000

(D) Zero

(E) None of these

एक बीएसबी ीए खोलने के दौरान आवश्यक प्रारों शभक न्यूनिम जमा 啍ा है?

(A) 500 셂पये

(B) 1000 셂पये

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(D) शून्य

(E) इनमें से कोई नही

Question 74: When an existing non-profit organization is converted into a for- profit company, the process is called ______.

(A) Dematerialization

(B) Demutualization

(D) Re-mutualization

(E) None of these

जब एक मौजूदा अलाभाथय सोंगठन को एक लाभाथय कोंपनी में बदल शदया जािा है,िो उस प्रशक्रया को ------कहा जािा है।

(A) अि़ौदर्कीकिण

(B) कंपनीकिण संिा से लाि कमाने वाली संिा में परिवर्तन

(D) पुनःकंपनीकिण संिा से लाि कमाने वाली संिा में परिवर्तन

(E) इनमें से कोई नहीं

Question 75: Which of the following is/are the major objective(s) of MGNREGA?

(A) Wage employment

(B) Create durable community assets

(D) All of the above

(E) None of these

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शनम्न में से कौन मनरेगा का / के मुख्य उद्देश्य है/हैं?

(A) वेर्न िोजगाि

(B) दटकाऊ सामुिादयक संपदत्त बनाना

(D) उपिोक्त सिी

(E) इनमें से कोई नहीं

Question 76: Micro Finance is the provision of financial services to the people of low income groups. This includes both consumers and self-employed. The services rendered under Micro Finance is/are ______.

(A) credit facilities (B) savings facilities (C) insurance facilities (D) fund transfer

(A) Only A

(B) Only B

(D) A and D

(E) B and C

सूक्ष्म शवि कम आय वगय के लोगोों के शलए शविीय सेवाओों का प्रावधान है। इसमें दोनोों उपभोिा और स्वशनयोशजि को िाशमल शकया जािा है। सूक्ष्म शवि के िहि प्रदान की जाने वाली सेवा鵍सेवाएों ------हैं।

(A) ऋण सुदवधाएं (B) बचर् सुदवधाएं (C) बीमा सुदवधाएं (D) फंि अंर्िण सुदवधा

(A) केवल A

(B) केवल B

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(E) B औि C

Question 77: When was the Swarnajayanti Gram Swarojgar Yojna launched in India?

(A) 1999

(B) 2000

(D) 2002

(E) None of these

स्वणय जयोंिी ग्राम स्वरोजगार योजना को भारि में कब िु셂 शकया गया था?

(A) 1999

(B) 2000

(D) 2002

(E) इनमें से कोई नही

Question 78: What is the full form of DICGC?

(A) Developing Insurance & Credit Guarantee Corporation

(B) Developing Industries & Credit Guarantee Corporation

(D) Distribute Insurance Application Credit Guarantee Corporation

(E) None of these

DICGC का पूणय 셂प 啍ा है?

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(B) Developing Industries & Credit Guarantee Corporation

(D) Distribute Insurance Application Credit Guarantee Corporation

(E) इनमें से कोई नहीं

Question 79: A Micro Enterprise is an enterprise, where investment in plant and machinery does not exceed ______.

(A) Rs. 25 lakh

(B) Rs. 20 lakh

(D) Rs. 50 lakh

(E) None of these

एक सूक्ष्म उद्यम एक उद्यम है जहाों सोंयोंत्र और मिीनरी में शनवेि ------से अशधक नही ों होिा है।

(A) 25 लाख 셂पये

(B) 20 लाख 셂पय

(D) 50 लाख 셂पये

(E) इनमें से कोई नहीं

Question 80: The International Finance Corporation (IFC) is a private sector funding arm associated with which of the following?

(A) WTO

(B) World Bank www.ambitiousbaba.com Page 51

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(D) ADB

(E) None of these

अोंिरायष्ट्र ीय शवि शनगम (आईएफसी) शनम्नशलक्तखि में से शकससे जुडा एक शनजी क्षेत्र का शवि पोषण अोंग है?

(A) दवि व्यापाि संगठन

(B) दवि बℂक

(D) एिीबी

(E) इनमें से कोई नहीं

Question 81: How many members are there in the Monetary Policy Committee (MPC) constituted by the Government of India for deciding the key indicators in the bi-monthly monetary policy?

1. 2

2. 3

3. 4

4. 5

5. 6 शद्व-माशसक मौशद्रक नीशि में महत्वपूणय सोंकेिकोों को िय करने के शलए भारि सरकार द्वारा गशठि मौशद्रक नीशि सशमशि (एमपीसी) में शकिने सदस्य हैं?

A. 2

B. 3

C. 4

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E. 6

Question 82: Indian banks use the term “MIFOR”. What is the full form of MIFOR?

A. Mumbai Interbank Forward Optimization Rate

B. Metro Interbank Forward Offer Rate

C. Metro Interbank Future Optimization Rate

D. Mumbai Interbank Future Offer Rate

E. Mumbai Interbank Forward Offer Rate

भारिीय बैंक “MIFOR” ि का प्रयोग करिे हैं। MIFOR का पूरा 셂प 啍ा है?

A. मुंबई इंटिबℂक फॉिवित ऑदिमाइजेशन िेट

B. मेटरो इंटिबℂक फॉिवित ऑफि िेट

C. मेटरो इंटिबℂक फ्यूचि ऑदिमाइजेशन िेट

D. मुंबई इंटिबℂक फ्यूचि ऑफि िेट

E. मुंबई इंटिबℂक फॉिवित ऑफि िेट

Question 83: What type of banking units, according to RBI, are permitted to be set up in Special Economic Zones?

A. International Banking Units

B. Offshore Banking Units

C. Domestic Banking Units

D. National Banking Units

E. None of these

आरबीआई के अनुसार शकस प्रकार की बैंशकोंग इकाइयोों को शविेष आशथयक क्षेत्रोों में थाशपि www.ambitiousbaba.com Page 53

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करने की अनुमशि है?

A. अंर्िातष्ट्र ीय बℂदकंग इकाइयां

B. अपर्टीय बℂदकंग इकाइयां

C. घिेलू बℂदकंग इकाइयां

D. िाष्ट्र ीय बℂदकंग इकाइयां

E. इनमें से कोई नहीं

Question 84: What does the term 'Narrow Banking' mean?

A. The bank which accepts deposits and invests the amount in safe government bonds.

B. The bank which only lends loans and not accepts any deposits from the public.

C. The bank which operates only in certain tier-2 cities.

D. The bank which operates only for physically handicapped.

E. None of these

'सोंकीणय बैंशकों ग' ि का 啍ा अथय है?

A. बℂक जो जमा स्वीकाि किर्ा है औि सुिदक्षर् सिकािी बॉन्ड में िादश का दनवेश किर्ा है।

B. बℂक जो केवल ऋण िेर्ा है औि जनर्ा से दकसी िी जमा को स्वीकाि नही ं किर्ा है।

C. बℂक जो केवल कुछ शहिों में चल िहा है।

D. बℂक जो केवल शािीरिक 셂प से दवकलांगों के दलए चल िहा है।

E. इनमें से कोई नहीं

Question 85: What is the name of the banking service which is provided by a group of networked bank branches where customers may access their bank account and perform basic transactions from any of the member branch offices?

A. Digital Banking

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B. Core Banking

C. Internet Banking

D. Advanced Banking

E. National Banking

बैंशकोंग सेवा का नाम 啍ा है, जो शक नेटवकय बैंकोों के एक समूह द्वारा प्रदान शकया जािा है जहाों ग्राहक अपने बैंक खािे का इस्तेमाल कर सकिे हैं और शकसी भी सदस्य िाखा कायायलय से मूल लेनदेन कर सकिे हैं?

A. दिदजटल बℂदकंग

B. कोि बℂदकंग

C. इंटिनेट बℂदकंग

D. उन्नर् बℂदकंग

E. नेशनल बℂदकंग

Question 86: What is 'Outcome Budget'?

A. It denotes reaction of the media after Budget Papers are approved in the Parliament.

B. It aims to measure the performance of the Government in various departments.

C. It is a practice of suggesting and listing of estimated outcomes of each program or schemes designed.

D. All of the above

E. None of these

'पररणाम बजट' 啍ा है?

A. संसि में बजट पत्रों को मंजूिी के बाि मीदिया की प्रदर्दक्रया िशातर्ी है।

B. इसका उद्देश्य दवदिन्न दविागों में सिकाि के प्रिशतन को मापना है।

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C. यह प्रत्येक कायतक्रम या योजनाबद्ध योजनाओं के अनुमादनर् परिणामों के सुझाव औि उन्हें सूचीबद्ध किने का अभ्यास है

D. उपयुतक्त सिी

E. इनमें से कोई नहीं Question 87: What can a Fixed Deposit Account also called as?

A. Demand Deposit Account

B. Recurring Deposit Account

C. DD Deposit Account

D. Term Deposit Account

E. Current Deposit Account

शफक्स्ड श पॉशजट अकाउोंट को 啍ा कहा जा सकिा है?

A. मांग जमा खार्ा

B. आवर्ी जमा खार्ा

C. िीिी जमा खार्ा

D. सावदध जमा खार्ा

E. चालू जमा खार्ा

Question 88. What is the limit on how much the start-ups are permitted to raise external commercial borrowings (ECBs) in a financial year, as per the new RBI norms for ECB route for start-ups?

A. $3 million

B. $4 million

C. $5 million

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E. $7 million

ईसीबी 셂ट के अोंिगयि आरबीआई के नए शनयमोों के अनुसार स्टाटय-अप के शलए शकसी शविीय वषय बाह्य वाशणक्तिक उधार (ईसीबी) को बढाने के शलए आरोंशभक अनुमशि की सीमा 啍ा है?

A. $ 3 दमदलयन

B. $ 4 दमदलयन

C. $ 5 दमदलयन

D. $ 6 दमदलयन

E. $ 7 दमदलयन

Question 89: What amount and below in term deposits of individuals (Singly or Jointly), according to the RBI, should necessarily have premature withdrawal facility?

A. ₹1 crore

B. ₹50 lakh

C. ₹25 lakh

D. ₹20 lakh

E. ₹15 lakh भारिीय ररजवय बैंक के अनुसार, व्यक्तियोों की सावशध जमाओों में शकिनी राशि और उससे कम (एकल या सोंयुि 셂प से), ज셂री समय से पहले शनकासी की सुशवधा होनी चाशहए?

A. ₹ 1 किोड

B. ₹ 50 लाख

C. ₹ 25 लाख

D. ₹ 20 लाख

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E. ₹ 15 लाख

Question 90: CRR is defined in ____of RBI ACT 1934.

A. Sec 42(1)

B. Sec 42(2)

C. Sec 43(1)

D. Sec 43(2)

E. Sec 42(3)

सीआरआर को आरबीआई अशधशनयम 1934 की ______में पररभाशषि शकया गया है।

A. धािा 42(1)

B. धािा 42(2)

C. धािा 43(1)

D. धािा 43(2)

E. धािा 42(3)

Question 91: With regards to payment systems in India, what does AEPS stand for?

A. Aadhaar Enacted Payment System

B. Aadhaar Extended Payment System

C. Aadhaar Entry Payment System

D. Aadhaar Enabled Payment System

E. None of these

भारि में भुगिान प्रणाली के सोंबोंध में, एईपीएस 啍ा करिा है?

A. आधाि एनेक्टेि पेमेंट दसस्टम www.ambitiousbaba.com Page 58

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B. आधाि एक्सटेंिेि पेमेंट दसस्टम

C. आधाि एंटरी पेमेंट दसस्टम

D. आधाि इनेबल्ड पेमेंट दसस्टम

E. इनमें से कोई नहीं

Question 92: According to RBI guidelines, What is the minimum years of experience of a promoter in banking and finance to set up small finance banks?

A. 8 years

B. 10 years

C. 12 years

D. 15 years

E. None of these

भारिीय ररजवय बैंक के शदिाशनदेिोों के अनुसार, लघु शवि बैंकोों की थापना के शलए बैंशकों ग और शवि में प्रमोटर के शलए न्यूनिम अनुभव शकिना है?

A. 8 साल

B. 10 साल

C. 12 साल

D. 15 साल

E. इनमें से कोई नही

Question 93: Who is the Regulator of Nidhi Companies?

A. RBI

B. SEBI

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D. SIDBI

E. IRDA

शनशध कम्पशनयोों का शनयामक कौन है?

A. आिबीआई

B. सेबी

C. कािपोिेट कायत मंत्रालय

D. दसिबी

E. आईआििीए

Question 94: Who can operate the banks account of a person after he/she has been declared insolvent?

A. Their Legal Heirs

B. Their Creditors

C. The Official Assignee/Receiver

D. The Insolvent Themselves

E. None of these

शकसी व्यक्ति के बैंक खािे को शदवाशलया घोशषि शकए जाने के बाद कौन बैंक खािो का सोंचालन कर सकिा है?

A. उनके कानूनी वारिस

B. उनके लेनिाि

C. सिकािी संपदत्त-िागी / रिसीवि

D. दिवादलया स्वयं

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E. इनमें से कोई नहीं

Question 95: When was the Security Printing and Minting Corporation of India Limited formed?

A. 1986

B. 1991

C. 1996

D. 2001

E. 2006

शस啍ोररटी शप्रोंशटोंग एों मी ोंशटोंग कॉपोरेिन ऑफ इोंश या शलशमटे का गठन कब आ था?

A. 1986

B. 1991

C. 1996

D. 2001

E. 2006

Question 96: When was the first RRB set up?

A. 2 October 1972

B. 2 October 1973

C. 2 October 1974

D. 2 October 1975

E. 2 October 1976

पहला आरआरबी कब थाशपि शकया गया था?

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A. 2 अक्टूबि 1972

B. 2 अक्टूबि 1973

C. 2 अक्टूबि 1974

D. 2 अक्टूबि 1975

E. 2 अक्टूबि 1976

Question 97: AMFI is related to______.

A. Banking

B. Mutual Funds

C. Marketing and Finance

D. Manufacturing and Finishing

E. Information Technology

एएमएफआई ______से सोंबोंशधि है।

A. बℂदकंग

B. म्युचुअल फंि

C. दवपणन औि दवत्त

D. दवदनमातण औि दफदनदशंग

E. सूचना प्ऱौद्योदगकी

Question 98: With which of the following is the 'Service Area Approach' associated with?

A. Industrial Finance

B. Micro Finance

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D. Rural Finance

E. None of these

शनम्नशलक्तखि में से शकससे 'सशवयस एररया एप्रोच' सोंबोंशधि है?

A. औद्योदगक दवत्त

B. सूक्ष्म दवत्त

C. कंसोदटतयम दवत्त

D. ग्रामीण दवत्त

E. इनमें से कोई नहीं

Question 99: When was the Oriental Bank of Commerce nationalized?

A. 1971

B. 1974

C. 1977

D. 1980

E. 1983 ओररएोंटल बैंक ऑफ कॉमसय को कब राष्ट्र ीयकृ ि शकया गया था?

A. 1971

B. 1974

C. 1977

D. 1980

E.1983

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Facebook Page Facebook Group Telegram Group Question 100: The term GNH (Gross National Happiness) was first used by the Bhutanese King in-

A) 1972

B) 1973

C) 1974

D) 1975

E) 1991

जीएनएच (सकल राष्ट्र ीय खुिहाली) का पहली बार इस्तेमाल भूटान नरेि द्वारा शकस वषय में शकया गया था

A) 1972

B) 1973

C) 1974

D) 1975

E) 1991

Question 101: What is the amount provided as an insurance cover under the PMJJB Yojna?

(A) ₹ 1 lac

(B) ₹ 2 lacs

(D) ₹ 4 lacs

(E) ₹ 5 lacs

PMJJB योजना के िहि बीमा कवर के 셂प में प्रदान की जानेवाली राशि शकिनी है?

(A) ₹ 1 लाख

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(B) ₹ 2 लाख

(D) ₹ 4 लाख

(E) ₹ 5 लाख Question 102: Sukanya Samriddhi account was launched on?

(A) 21-Jan-14

(B) 21-Jan-15

(D) 22-Jan-14

(E) None of these

सुकन्या समृक्ति अकाउोंट को कब िु셂 शकया गया था?

(A) 21 जनविी 2014

(B) 21 जनविी 2015

(D) 22 जनविी 2014

(E) इनमे से कोई नहीं Question 103: MUDRA bank is a.....

(A) Commercial Bank

(B) Regulating Agency

(D) Credit Rating Agency

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MUDRA बैंक..... है (A) व्यावसादयक बℂक

(B) दवदनयमन एजेंसी

(D) क्रेदिट िेदटंग एजेंसी

(E) इनमे से कोई नहीं Question 104: Which of the following category gives loan between ₹ 50,000 and upto ₹5 lacs under PM MUDRA Yojna?

(A) Shishu

(B) Kishore

(D) All of the above

(E) None of these

शनम्न श्रेणी का कौन सा PM MUDRA योजना के िहि ₹ 50,000 और ₹ 5 लाख िक के बीच का ऋण देिी है?

(A) दशशु

(B) दकशोि

(D) ऊपि के सिी

(E) इनमे से कोई नहीं Question 105: Which one of the following is PMJDY related to?

(A) Female education

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(D) Financial inclusion

(E) All the above

शनम्नशलक्तखि में से 啍ा पीएमजे ीवाई से सोंबोंशधि है?

(A) मदहला दशक्षा

(B) साक्षिर्ा

(D) दवत्तीय समावेशन

(E) उपयुतक्त सिी Question 106: Which committee recommended willful loan defaulter------

(A) Narasimham committee

(B) Shivaraman committee

(D) P.K Nayak Committee

(E) None of these

शकस सशमशि ने "इरादिन ऋण चूककिाय" के शलए शसफाररि की है?

(A) निदसमहम सदमदर्

(B) दशविाममन सदमदर्

(D) पी.के . नायक सदमदर्

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(E) इनमे से कोई नहीं Question 107: When is NPA considered in case of long duration crops-----?

(A) 4 Crop Season

(B) 2 Crop Season

(D) 1 Crop Season

(E) None of these

लोंबी अवशध की फसलोों के मामले में, एनपीए माना जािा है (A) 4 फसल के म़ौसम

(B) 2 फसल के म़ौसम

(D) 1 फसल का म़ौसम

(E) इनमे से कोई नहीं Question 108: What is the full form of S4A? (A) Sustainable Structuring of Stressed Assets

(B) Sustained Structuring of Stressed Assets

(D) Sustainable Structuring of Stressed Asset

(E) None of these

S4A का पूरा नाम 啍ा है?

(A) Sustainable Structuring of Stressed Assets

(B) Sustained Structuring of Stressed Assets

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Facebook Page Facebook Group Telegram Group (D) Sustainable Structuring of Stressed Asset

(E) None of these Question 109: In regards with NPA, what does SMA stands for-

(A) Strategic Mentioned Accounts

(B) Special Moving Accounts

(D) Special Mention Accounts

(E) Simple Moving Average

एनपीए में, SMA 啍ा है?

(A) Strategic Mentioned Accounts

(B) Special Moving Accounts

(D) Special Mention Accounts

(E) Simple Moving Average Question 110: Basel Committee on Banking Supervision was established in which year? (A) 1970

(B) 1974

(D) 1985

(E) 1989

बैंशकोंग पययवेक्षण पर बेसल सशमशि शकस वषय थापना की गई?

(A) 1970

(B) 1974 www.ambitiousbaba.com Page 69

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(D) 1985

(E) 1989 Question 111. Which of the following is one of the major activities of the National Bank for Agriculture and Rural Development (NABARD)? (A) Onsite inspection of Cooperative Bank and Regional Rural Bank. (RRBS)

(B) Helping Govt of India in preparing Union Budget and presenting it in the cabinet meeting

(D) Deciding rate of interest on Savings Bank Accounts in Public Sector Bank

(E) Representing India in World Bank and other such agencies

शनम्न में से कौन सा राष्ट्र ीय कृशष और ग्रामीण शवकास बैंक (नाबा य) की प्रमुख गशिशवशधयोों में से एक है?

(A) सहकािी बℂक औि क्षेत्रीय ग्रामीण बℂक (आिआिबी) का दनिीक्षण किना

(B) केंिीय बजट र्ैयाि किने में िािर् सिकाि की मिि किने औि मंदत्रमंिल की बैठक में इसे पेश किने में

(D) सावतजदनक क्षेत्र के बℂक में बचर् बℂक खार्ों पि ब्याज की िि र्य किने में

(E) दवि बℂक औि अन्य ऐसी एजेंदसयों में िािर् का प्रदर्दनदधत्व किना Question 112: On the basis of recommendations of which committee NABARD was establishment?

(A) Shunglu Committee

(B) Shivaraman Committee

(D) Public Accounts Committee www.ambitiousbaba.com Page 70

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(E) None of these

शनम्न में से शकस सशमशि की शसफाररस पर नाबा य की थापना की गयी?

(A) शुंगलू सदमदर्

(B) दशविमन सदमदर्

(D) लोक लेखा सदमदर्

(E) इनमें से कोई नहीं Question 113: The first Regional Rural Bank established in India was __. (A) Prathama Bank

(B) Anyonya Bank

(D) Aadhar bank

(E) None of these

भारि में थाशपि पहला क्षेत्रीय ग्रामीण बैंक __ था। (A) प्रिामा बℂक

(B) ओनोया बℂक

(D) आधाि बℂक

(E) इनमे से कोई नहीं Question 114: Which is the regulatory body for RRB? (A) RBI

(B) Ministry of Rural Development

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(D) NABARD

(E) None of These

शनम्न में से आरआरबी का शनयोंत्रक कौन है?

(A) आिबीआई

(B) ग्राम्य दवकास मंत्रालय

(D) नाबाित

(E) इनमें से कोई नहीं Question 115: Section 35(6) of the______, empowers NABARD to conduct inspection of State Cooperative Banks (SCBs), Central Cooperative Banks (CCBs) and Regional Rural Banks (RRBs)?

(A) Banking Regulation Act, 1949

(B) RBI Act, 1934

(D) Banking Regulation Act, 1971

(E) None of these

अनुेद 36(6) ------के अन्तगयि नाबा य राि सहकारी बैंक (एससीबी), राष्ट्र ीय सहकारी बैक (सीसीबी) एवों ग्रामीण बैंकोों (आरआरबी) का आचरण शनरीक्षण करिा है।

(A) बℂदकंग िेगुलेशन एक्ट 1949

(B) आिबीआई एक्ट 1934

(D) बℂदकं ग िेगुलेशन एक्ट 1971

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(E) इनमें से कोई नहीं Question 116. When was NABARD established?

(A) 12-Jun-82

(B) 12-Jul-82

(D) 12-Jul-88

(E) None of these

नाबा य की थापना कब ई?

(A) 12 जून 1982

(B) 12 जुलाई 1982

(D) 12 जुलाई 1988

(E) इनमें से कोई नहीं Question 117: Which one is the subsidiary of NABARD? (A) BIRD

(B) NACBONS

(D) NAFBINS

(E) NONE OF THESE

शनम्न में से कौन एक नाबा य की सहायक है?

(A) बित

(B) नैकबोन्स

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(D) नैफदबन्स

(E) इनमें से कोई नहीं Question 118: he initial capital of NABARD was:-

(A) 500cr

(B) 1000cr

(D) 100cr

(E) None of these

नाबा य की िु셂आिी पूोंजी थी?

(A) 500 किोड

(B) 1000 किोड

(D) 100 किोड

(E) इनमें से कोई नहीं Question 119: When was RIDF (Rural Infrastructure Development Fund) introduced?

(A) 1990

(B) 1995

(D) 2002

(E) 2006

आरआई ीएफ (ग्रामीण बुशनयादी ढाोंचा शवकास कोष) की िु셂आि कब ई?

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(A) 1990

(B) 1995

(D) 2002

(E) 2006 Question 120: Article 117 of the Constitution of India is related to:

(A) Budget.

(B) Financial Bill.

(D) State budget.

(E) None of these.

भारि सोंशवधान का अनुेद 117 शकस से सोंबोंशधि है:

(A) बजट।

(B) दवत्तीय दबल।

(D) िाि का बजट।

(E) इनमे से कोई नहीं। Question 121: When was the Prime Minister’s National Relief Fund (PMNRF) established?

(A) 1947

(B) 1998

(D) 1952 www.ambitiousbaba.com Page 75

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(E) 1948

प्रधान मोंत्री राष्ट्र ीय राहि कोष की थापना कब की गई थी?

(A) 1947

(B) 1998

(D) 1952

(E) 1948

Question 122: Which committee recommended the formation of National Housing Bank?

(A) PC Mahanalobis

(B) B. Shivaraman

(D) Narshimham

(E) None of these

शकस सशमशि ने राष्ट्र ीय आवास बैंक के गठन की शसफाररि की थी?

(A) पीसी महालनोदबस

(B) बी दशविामन

(D) निदसम्हन

(E) इनमे से कोई नहीं

Question 122: When was B. Shivaraman Committee formed?

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(B) 3-Mar-79

(D) 30-Mar-97

(E) None of these

बी शसवारामन सशमशि की थापना शकस समय ई थी?

(A) 30 माचत 1979

(B) 03 माचत 1979

(D) 30 माचत 1997

(E) इनमे से कोई नहीं

Question 123: CRAFICARD was constituted by __.

(A) RBI

(B) NABARD

(D) SEBI

(E) None of these

क्रैशफका य का गठन __ द्वारा शकया गया था।

(A) आिबीआई

(B) नाबाित

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(D) सेबी

(E) इनमे से कोई नहीं

Question 124: Who was the head of CRAFICARD?

(A) PC Mahanalobis

(B) B. Shivaraman

(D) Narshimham

(E) None of these

क्राफ्टका य के प्रमुख कौन थें?

(A) पीसी महालनोदबस

(B) बी दशविामन

(D) निदसम्हन

(E) इनमे से कोई नहीं

Question 125: What is the full form of ARDC?

(A) Agricultural Refinance and Development Company

(B) Agricultural Rural and Development Corporation

(D) Agricultural Rural and Development Company

(E) None of these

एआर ीसी का पूरा 셂प 啍ा है? www.ambitiousbaba.com Page 78

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(A) Agricultural Refinance and Development Company

(B) Agricultural Rural and Development Corporation

(D) Agricultural Rural and Development Company

(E) इनमे से कोई नहीं

Question 126: NABARD came into existence by transferring the agricultural credit functions of RBI and refinance functions of the then __.

(A) ARDC

(B) NHB

(D) NIDA

(E) None of these

भारिीय ररजवय बैंक के कृशष ऋण कायⴂ और ित्कालीन _ के पुनशवयि कायⴂ के अोंिरण द्वारा नाबा य अक्तस्तत्व में आया.

(A) एआििीसी

(B) एनएचबी

(D) एनआईिीए

(E) इनमे से कोई नहीं

Question 127: What is the full form of NIDA?

(A) National Infrastructure Development Assistance

(B) NABARD Infrastructure Development Academy www.ambitiousbaba.com Page 79

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(D) National Infrastructure Development Academy

(E) None of these

एनआई ीए का पूरा 셂प 啍ा है?

(A) National Infrastructure Development Assistance

(B) NABARD Infrastructure Development Academy

(D) National Infrastructure Development Academy

(E) इनमे से कोई नहीं

Question 128: If Reserve Bank of India reduces the Bank Rate, what will be its impact?

(A) Liquidity decrease

B) Liquidity increase

(D) All of these

(E) None of these

अगर भारिीय ररज़वय बैंक बैंक दर को कम कर देिा है, िो इसका 啍ा असर होगा?

(A) र्िलर्ा कम हो जाएगी

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(B) र्िलर्ा में वृच्छद्ध होगी

(D) ये सिी

(E) इनमे से कोई नहीं

Question 129: Whose signature is found on a 1 rupee note in India?

(A) Finance Secretary

(B) President of India

(D) Finance Minister

(E) Prime Minister of India

भारि में 1 셁पये की नोट पर शकसके हस्ताक्षर पाए जािे हैं?

(A) दवत्त सदचव

(B) िािर् के िाष्ट्र पदर्

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(D) दवत्त मंत्री

(E) िािर् के प्रधान मंत्री

Question 130: Which of the following institutions was established for granting Housing Loans?

(A) NABARD

(B) IDBI

(D) SBI

(E) MUDRA

हाउशसोंग लोन देने के शलए शनम्न में से कौन से सोंथान को थाशपि शकया गया था?

(A) नाबाित

(B) आईिीबीआई

(D) एसबीआई

(E) मुिा

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Facebook Page Facebook Group Telegram Group Question 131. Which of the following is related to crop insurance?

(A) Term Loans

(B) Kisan Credit Cards

(D) MUDRA Bank

(E) NABARD

इनमें से कौन कौनसा फसल शबमा से सम्बोंशधि है?

(A) अवदध ऋण

(B) दकसान क्रेदिट काित

(D) मुिा बℂक

(E) नाबाित

Question 132: What is the validity period of a cheque?

(A) 1 months

(B) 2 months www.ambitiousbaba.com Page 83

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(D) 4 months

(E) 5 months

चेक की वैधिा अवशध 啍ा है?

(A) 1 महीने

(B) 2 महीने

(D) 4 महीने

(E) 5 माह

Question 133: Which accounts generally provides no rate of interest?

(A) Savings deposit

(B) Recurring deposit

(D) Current account deposit

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(E) PPF

कौन सा खािा सामान्तः ब्याज नही ोंदेिा है?

(A) बचर् जमा

(B) आवर्ी जमा

(D) चालू खार्ा जमा

(E) पीपीएफ

Question 134: Each depositor in a bank is insured by _?

(A) DICGC

(B) SBI

(D) RBI

(E) NHB

बैंक में प्रत्येक जमाकिाय _ द्वारा बीमाकृि शकया जािा है?

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(A) िीआईसीजीसी

(B) एस बी आई

(D) आिबीआई

(E) एनएचबी

Question 135: Which of the following contains 9 digit alphanumeric codes?

(A) IFSC code

(B) MICR

(D) Aadhaar card

(E) None of these

शनम्न में से कौन सा 9 अोंकोों का अक्षराोंकीय को होिा है?

(A) आईएफएससी कोि

(B) माइकि

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(D) आधाि काित

(E) इनमे से कोई नहीं

Question 136: The period for Call Money is ______

(A) 45 Days

(B) 1 Day

(D) 1 Year

(E) None of these

काल मुद्रा की अवशध शकिनी है?

(A) 45 दिन

(B) 1 दिन

(D) 1 वषत

(E) इनमें से कोई नहीं

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Facebook Page Facebook Group Telegram Group Question 137: Who regulates the money circulation in India?

(A) Bank of India

(B) Reserve Bank of India

(D) Rural Banks

(E) None of these

कौन भारि में धन सोंचलन को शनयोंशत्रि करिा है?

(A) बℂक ऑफ इंदिया

(B) िािर्ीय रिजवत बℂक

(D) ग्रामीण बℂक

(E) इनमे से कोई नहीं

Question 138: Which of the following is not an organized sector in India?

(A) Commercial Banks

(B) Regional Rural Banks www.ambitiousbaba.com Page 88

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(D) Indigenous Banking

(E) None of these

इनमें से कौन सा भारि का एक सोंगशठि क्षेत्र नही ोंहै?

(A) वादणच्छिक बℂक

(B) क्षेत्रीय ग्रामीण बℂक

(D) स्विेशी बℂदकंग

(E) इनमे से कोई नहीं

Question 139: Who will settle the grievances of customers of banks?

(A) Prime Minister

(B) Bank of India

(D) Ombudsman

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(E) None of these

बैंकोों के ग्राहकोों की शिकायिोों का शनपटान कौन करेगा?

(A) प्रधान मंत्री

(B) बℂक ऑफ इंदिया

(D) लोकपाल

(E) इनमे से कोई नहीं

Question 140: Who introduced the Banking Ombudsman Scheme?

(A) RBI

(B) Government

(D) IBA

(E) None of these

बैंशकोंग लोकपाल योजना शकसने पेि की?

(A) िािर्ीय रिजवत बℂक www.ambitiousbaba.com Page 90

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(B) सिकाि

(D) आईबीए

(E) इनमे से कोई नहीं

Question 141: When was ombudsman scheme first introduced?

(A) Sep-12

(B) Nov-81

(D) Jul-98

(E) None of these

लोकपाल योजना पहली बार कब िु셂 की गई थी?

(A) दसर्ंबि 2012

(B) नवंबि 1981

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(D) जुलाई 1998

(E) इनमे से कोई नहीं

Question 142: Which was the first Bank to be managed by Indians?

(A) Bank of India

(B) State Bank of India

(D) Reserve Bank of India

(E) None of these

भारिीयोों द्वारा प्रबोंशधि होने वाला पहला बैंक कौन सा था?

(A) बℂक ऑफ इंदिया

(B) िािर्ीय स्टेट बℂक

(D) िािर्ीय रिजवत बℂक

(E) इनमे से कोई नहीं

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Facebook Page Facebook Group Telegram Group Question 143: When was the Oudh Commercial Bank established?

(A) 1881

(B) 1984

(D) 1862

(E) None of these

अवध वाशणक्तिक बैंक की थापना कब ई?

(A) 1881

(B) 1984

(D) 1862

(E) इनमे से कोई नहीं

Question 144: When was Reserve Bank of India established?

(A) 1947

(B) 1948

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(D) 1934

(E) None of these

भारिीय ररजवय बैंक की थापना कब ई?

(A) 1947

(B) 1948

(D) 1934

(E) इनमे से कोई नहीं

Question 145: When was Reserve Bank of India Nationalized?

(A) 1952

(B) 1935

(D) 1934

(E) None of these

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भारिीय ररज़वय बैंक कब राष्ट्र ीयकृ ि आ?

(A) 1952

(B) 1935

(D) 1934

(E) इनमे से कोई नहीं

Question 146: Exchange control was introduced in India under the Defence of India Rules on __.

(A) 11-Sep-39

(B) 21-Sep-39

(D) 30-Sep-39

(E) 03-Sep-39

भारि में शवदेिी मुद्रा शनयोंत्रण भारि रक्षा कानून (DIR) __ को िु셂 आ था।

(A) 11 दसर्ंबि 1939

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(B) 21 दसर्ंबि 1939

(D) 30 दसर्ंबि 1939

(E) 03 दसर्ंबि 1939

Question 147: Foreign Exchange Regulation Act (FERA) of 1947, was subsequently replaced by Foreign Exchange Regulation Act, __.

(A) 1978

(B) 1950

(D) 1973

(E) 1980

मुद्रा शवशनयमन अशधशनयम (FERA), 1947, शवदेिी मुद्रा शवशनयमन अशधशनयम (FERA), _ से प्रशिथाशपि शकया गया।

(A) 1978

(B) 1950

C) 1984

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(D) 1973

(E) 1980

Question 148: Who issues licences to banks and other institutions to act as Authorized Dealers in the foreign exchange market?

(A) State Bank of India

(B) Bank of India

(D) Government of India

(E) None of these

बैंकोों और अन्य सोंथाओों को शवदेिी मुद्रा बाजार में प्राशधकृि व्यापारी के 셂प में कायय करने के शलए कौन लाइसेन्स जारी करिा है?

(A) िािर्ीय स्टेट बℂक

(B) बℂक ऑफ इंदिया

(D) िािर् सिकाि

(E) इनमे से कोई नहीं www.ambitiousbaba.com Page 97

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Question 149: Foreign institutional investors are allowed to invest in __ traded in the primary and secondary markets.

(A) Manufacturing Units

(B) Equity securities

(D) All of these

(E) None of these

शवदेिी सोंथागि शनवेिकोों को प्राथशमक और शद्विीयक बाजार में क्रय-शवक्रय होने वाली सभी ईक्तक्वटी प्रशिभूशियोों में शनवेि करने की अनुमशि है।

(A) दवदनमातण इकाइयां

(B) इच्छिटी प्रदर्िूदर्यां

(D) ये सिी

(E) इनमे से कोई नहीं

Questio 150: Foreign institutional investors have been permitted to invest in Government of India _.

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Facebook Page Facebook Group Telegram Group (A) Treasury bills

(B) Dated securities

(D) Mutual funds

(E) All of these

शवदेिी सोंथागि शनवेिकोों को भारि सरकार के __ में शनवेि करने की अनुमशि दी गई है।

(A) खज़ाना दबलों

(B) दिनांदकर् प्रदर्िूदर्यों

(D म्यूचुअल फंिों

(E) ये सिी

Question 151: Indian companies are allowed to raise external commercial borrowings including ___.

(A) Commercial-bank loans

(B) Buyers’ credit

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Facebook Page Facebook Group Telegram Group (C) Suppliers’ credit

(D) Securitized instruments

(E) All of these

भारिीय कों पशनयोों को बाह्य वाशणक्तिक उधार लेने की अनुमशि है, शजनमें __िाशमल हैं।

(A) वादणच्छिक बℂक ऋण

(B) क्रेर्ा ऋण

(D) प्रदर्िूदर्कृर् दलखर्

(E) ये सिी

Question 152: Foreign Currency Convertible Bonds (FCCBs) and Foreign Currency Exchangeable Bonds (FCEBs) are governed by which guidelines?

(A) EBB

(B) ECB

(D) ECS

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Facebook Page Facebook Group Telegram Group (E) None of these

शवदेिी मुद्रा पररवियनीय बॉन्ोों (FCCBs) और शवदेिी मुद्रा शवशनमेय बॉन्ोों (FCEBs) पर कौन से शदिाशनदेि लागू होिे हैं।

(A) ईबीबी

(B) ईसीबी

(D) ईसीएस

(E) इनमे से कोई नहीं

Question 153: Where is Exchange-traded currency futures traded in India?

(A) National Stock Exchange

(B) Bombay Stock Exchange

(D) All of these

(E) None of these

एक्स्चेंज टरे े करेंसी 祍यूचसय का कारोबार भारि में कहा होिा है?

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(A) नेशनल स्टॉक एक्सचेंज

(B) बॉम्बे स्टॉक एक्सचेंज

(D) ये सिी

(E) इनमे से कोई नहीं

Question 154: Exchange-traded currency futures in India is regulated by _?

(A) Reserve Bank of India

(B) Securities and Exchange Board of India.

(D) Both (1) and (2)

(E) None of these

भारि में __ द्वारा एक्सचेंज टरे े मुद्रा फ्यूचसय को शनयोंशत्रि शकया जािा है?

(A) िािर्ीय रिजवत बℂक

(B) िािर्ीय प्रदर्िूदर् एवं दवदनमय बोित।

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(D) िोनों (1) औि (2)

(E) इनमे से कोई नहीं

Question 155: When was the Indian Rupee de-linked from the Pound Sterling?

(A) Sep 1947

(B) Sep 1950

(D) Sep 1965

(E) Sep 1975

पाउों स्टशलिंग से भारिीय 셁पया कब से अलग आ?

(A) दसर्ंबि 1947

(B) दसर्ंबि 1950

(D) दसर्ंबि 1965

(E) दसर्ंबि 1975

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Facebook Page Facebook Group Telegram Group Question 156: What is the loan limit for education under priority sector? (A) Rs 10 lakh (B) Rs 15 lakh (C) Rs 20 lakh (D) Rs 25 lakh (E) None of these

प्राथशमकिा क्षेत्र के िहि शिक्षा के शलए ऋण सीमा 啍ा है? (A) 10 लाख 셁पये (B) 15 लाख 셁पये (C) 20 लाख 셁पये (D) 25 लाख 셁पये (E) इनमे से कोई नहीं

Question 157: What is the maximum investment limit in equipment for a medium enterprise? (A) Rs 25 crore (B) Rs 15 crore (C) Rs 5 crore (D) Rs 2 crore (E) None of these

एक मध्यम उद्यम के शलए उपकरणोों में अशधकिम शनवेि सीमा 啍ा है? (A) 25 किोड 셁पये (B) 15 किोड 셁पये (C) 5 किोड 셁पये (D) 2 किोड 셁पये (E) इनमे से कोई नहीं

Question 158: What is the full form of NTRP? (A) Non-Taxable Revenue Portal (B) Non-Tax Revenue Portal (C) Non-Taxable Receipt Portal (D) Non-Tax Receipt Portal (E) None of these

NTRP का पूणय 셂प 啍ा है? (A) Non-Taxable Revenue Portal (B) Non-Tax Revenue Portal (C) Non-Taxable Receipt Portal (D) Non-Tax Receipt Portal www.ambitiousbaba.com Page 104

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(E) इनमे से कोई नहीं

Question 159: What is the full form of PPO? (A) Pension Payment Order (B) Pension Previous Order (C) Past Payment Order (D) Pre Payment Order (E) None of these

PPO का पूणय 셂प 啍ा है? (A) Pension Payment Order (B) Pension Previous Order (C) Past Payment Order (D) Pre Payment Order (E) इनमे से कोई नहीं

Question 160: What is the minimum balance required to be maintained in the pension account maintained with the banks? (A) 100 (B) 500 (C) 1000 (D) 10000 (E) No limit

बैंकोों के साथ पेंिनभोशगयोों द्वारा पेंिन खािोों में बनाए रखने के शलए शनधायररि न्यूनिम िेष राशि शकिनी है? (A) 100 (B) 500 (C) 1000 (D) 10000 (E) कोई सीमा नहीं

Question 161: Which banks are covered under the Banking Ombudsman Scheme? (A) Scheduled Commercial Banks (B) Regional Rural Banks (C) Scheduled Primary Co-operative Banks (D) All of these (E) None of these

बैंशकोंग लोकपाल योजना के अोंिगयि कौन से बैंक िाशमल हैं? (A) अनुसूदचर् वादणच्छिक बℂक

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(B) क्षेत्रीय ग्रामीण बℂक (C) अनुसूदचर् प्रािदमक सहकािी बℂक (D) ये सिी (E) इनमे से कोई नहीं

Question 162: What is the expiry date of PSLC? (A) April 1st (B) March 31st (C) January 1st (D) December 31st (E) None of these

पीएसएलसी की समाक्ति शिशथ 啍ा है? (A) 1 अप्रैल (B) 31 माचत (C) 1 जनविी (D) 31 दिसंबि (E) इनमे से कोई नहीं

Question 163: What is the component of an EMI? (A) Only Loan amount (B) Principal (C) Interest (D) Only 2&3 (E) All of these

ईएमआई का घटक 啍ा है? (A) केवल ऋण िादश (B) मूलधन (C) ब्याज (D) केवल 2 औि 3 (E) ये सिी

Question 164: Who is eligible for reverse mortgage loan? (A) Every person (B) All homeowner (C) A homeowner who is above 60 years of age (D) Any person above 60 years of age (E) None of these

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ररवसय बोंधक ऋण के शलए कौन पात्र है? (A) हि आिमी (B) सिी मकान मादलक (C) 60 वषत से ऊपि के गृहस्वामी (D) 60 वषत से ऊपि के व्यच्छक्त (E) इनमे से कोई नहीं

Question 165: What is the maximum period of maturity prescribed for CP? (A) 7 Days (B) 15 Days (C) 30 Days (D) 60 Days (E) 1 Year

सीपी के शलए शनधायररि पररपक्विा की अशधकिम अवशध 啍ा है? (A) 7 दिन (B) 15 दिन (C) 30 दिन (D) 60 दिन (E) 1 वषत

Question 166: Who is the sponsor of Regional Rural Banks?

(A) Nationalized commercial bank

(B) Reserve Bank of India

(D) Government of India

(E) NABARD

क्षेत्रीय ग्रामीण बैंक शकसके द्वारा प्रायोशजि होिे हैं?

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(A) िाष्ट्र ीयकृ र् वादणच्छिक बℂक

(B) िािर्ीय रिजवत बℂक

(D) िािर् सिकाि

(E) नाबाित

Question 167: Expand the term LIBOR as used in financial sector

(A) Local Indian bank offer rate

(B) London-Indian Bureau of Regulations

(D) London interbank offer rate

(E) None of these

शविीय क्षेत्र में उपयोग लाइबोर ि का शवस्तार करें

(A) Local Indian bank offer rate

(B) London-Indian Bureau of Regulations

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Facebook Page Facebook Group Telegram Group (C) Liberal International Bank official Ratio

(D) London Interbank Offer Rate

(E) इनमे से कोई नहीं

Question 168: With which of the following is SARFAESI act 2002 related?

(A) Recovery of bad loans

(B) Regulation of foreign exchange

(D) Acquisition of small banks

(E) None of these

शनम्नशलक्तखि में से कौन सा सफेसी अशधशनयम 2002 से सोंबोंशधि है?

(A) खिाब ऋण की वसूली

(2) दविेशी मुिा का दवदनयमन

(3) ब्याज ििों का दनधातिण

(4) छोटे बℂकों का अदधग्रहण

(5) इनमे से कोई नहीं www.ambitiousbaba.com Page 109

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Question 169: The reserve held by commercial bank in form of cash with RBI is known as?

(1) Cash reserve

(B) Deposit reserve

(D) Momentary reserve

(E) Monetary reserve

भारिीय ररजवय बैंक के पास नकदी के 셂प में वाशणक्तिक बैंक द्वारा जमा ररज़वय शकस 셂प में जाना जािा है?

(A) नकि आिदक्षर्

(B) जमा आिदक्षर्

(D क्षदणक रिजवत

(E) म़ौदिक रिजवत

Question 170: Which is the first Indian RRB that achieved Core Banking Solution (CBS) in 2011?

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Facebook Page Facebook Group Telegram Group (A) Pallavan bank

(B) Rushikulya gramya bank

(D) Bangiya gramin vikash bank

(E) Prathma bank

2011 में कोर बैंशकोंग समाधान (सीबीएस) प्राि करने वाली पहली भारिीय आरआरबी कौनसी है?

(A) पल्लवन बℂक

(B) 셁च्छश्लक्य ग्राम्या बℂक

(D) बंग्या ग्रामीन दवकास बℂक

(E) प्रिमा बℂक

Question 171: What is Udan?

(A) Civil aviation/regional connectivity scheme

(B) Defence procurement scheme

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Facebook Page Facebook Group Telegram Group (C) IAF scheme

(D) All of these

(E) None of the above

Udan 啍ा है?

(A) नागरिक उड्डयन / क्षेत्रीय संपकत योजना

(B) िक्षा खिीि योजना

(D) ये सिी

(E) इनमे से कोई नहीं

Question 172: Where is the headquarters of HUDCO?

(A) Mumbai

(B) Kolkata

(D) Chennai

(E) Hyderabad www.ambitiousbaba.com Page 112

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ह को का मुख्यालय कहा है

(A) मुंबई

(B) कोलकार्ा

(D) चेन्नई

(E) हैििाबाि

Question 173: Which is the majority shareholder of CRISIL?

(A) Standard and Poor

(B) Fitch Ratings Inc.

(D) Dun and Bradstreet

E) None of these

शक्रशसल का बमि िेयरधारक कौन है?

(A) स्टℂििडतस एंि पूअसत

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(B) दफच िेदटंग इंक

(D) िन एंि ब्रािस्टरीट

(E) इनमे से कोई नहीं

Question 174: FATCA stands for

(A) Foreign Account Tax Compliance Act

(B) Foreign Account Trade Company Act

(D) Fiscal Account Tax Compliance Act

(E) Foreign Account Tax Company Act

FATCA का पूणय 셂प 啍ा है?

(A) Foreign Account Tax Compliance Act

(B) Foreign Account Trade Company Act

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Facebook Page Facebook Group Telegram Group (D) Fiscal Account Tax Compliance Act

(E) Foreign Account Tax Company Act

Question 175: What does the acronym IFCI mean?

(A) International Finance Corporation of India

(B) Industrial Finance Corporation of India

(D) Industrial Finance Council of India

(E) Institute of Financial council of India

IFCI का पूणय 셂प 啍ा है?

(A) International Finance Corporation of India

(B) Industrial Finance Corporation of India

(D) Industrial Finance Council of India

(E) Institute of Financial council of India

Question 176: The reserve held by commercial bank in form of cash with RBI is known as?

www.ambitiousbaba.com Page 115

Facebook Page Facebook Group Telegram Group (A) Cash reserve

(B) Deposit reserve

(D) Momentary reserve

(E) Monetary reserve

(1) नकि आिदक्षर्

(2) जमा आिदक्षर्

(3) अदर्रिक्त आिदक्षर्

(4) क्षदणक रिजवत

(5) म़ौदिक रिजवत

Question 177: Which is the first Indian RRB that achieved Core Banking Solution (CBS) in 2011?

(A) Pallavan bank

(B) Rushikulya gramya bank

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(D) Bangiya gramin vikash bank

(E) Prathma bank

(A) पल्लवन बℂक

(B) 셁च्छश्लक्य ग्राम्या बℂक

(D) बंग्या ग्रामीन दवकास बℂक

(E) प्रिमा बℂक

Question 178: Deficit financing means that the government has borrowed money from the-

(A) Revenue Department

(B) World Bank

(D) IMF www.ambitiousbaba.com Page 117

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(E) None of above

ेशफशसट फाइनेंशसोंग का अथय है शक सरकार ने__से ऋण प्राि शकया है|

(A) िाजस्व दविाग

(B) दवि बℂक

(D) आईएमएफ

(E) इनमें से कोई नहीं

Question 179: The value of national output produced by residents of a country, whether located at home or overseas, after depreciation and excluding the influence of taxes and subsidies, is known as:

(A) GDP at market prices

(B) GNP at market prices

(D) GNP at factor cost

(E) GDP at factor cost

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देि के शनवाशसयोों द्वारा उत्पाशदि राष्ट्र ीय उत्पादन का मूल्य, चाहे घर या शवदेि में क्तथि हो, अवमूल्यन के बाद और करोों और सक्ति ी के प्रभाव को छोडकर, जाना जािा है:

(A) बाजाि मूल्य पि जीिीपी

(B) बाजाि मूल्य पि जीएनपी

(D) साधन लागर् पि जीएनपी

(E) साधन लागर् पि जीिीपी

Question 180: Which private sector bank has become the first Indian bank to adopt Swift's new cross-border payment service?

(A) Axis Bank

(B) HDFC

(D) IndusInd Bank

(E) Yes Bank

क्तस्वफ्ट की नई सीमा पार भुगिान सेवा को अपनाने के शलए कौन सा शनजी क्षेत्र का बैंक सबसे बडा भारिीय बैंक बन गया है ?

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(A) एच्छक्सस बℂक

(B) एचिीएफसी

(D) इंिसइंि बℂक

(5) यस बℂक

Question 181: The Insolvency and Bankruptcy Board of India (IBBI) has amended which of the following act recently?

(1) IBBI (Insolvency Resolution Process for HUF) Regulations, 2016

(2) IBBI (Insolvency Resolution Process for Individual Person) Regulations, 2016

(3) IBBI (Insolvency Resolution Process for Corporate Persons) Regulations, 2016

(4) IBBI (Insolvency Resolution Process for Company) Regulations, 2016

(E) None of these

भारिीय शदवाला और िोधन अक्षमिा बो य (आईबीबीआई) ने हाल ही में शनम्नशलक्तखि में से कौन सा अशधशनयम सोंिोशधि शकया है?

(A) आईबीबीआई (एचयूएफ के दलए दिवाला समाधान प्रदक्रया) दवदनयम, 2016

(B) आईबीबीआई (व्यच्छक्त के दलए दिवाला समाधान प्रदक्रया) दवदनयम, 2016

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(D) आईबीबीआई (कंपनी के दलए दिवाला समाधान प्रदक्रया) दवदनयम, 2016

(E) इनमें से कोई नहीं

Question 182: When was the India Post Payments Bank incorporated?

(A) 17-Aug-16

(B) 1-Jul-16

(D) 7-Jan-16

(E) 10-Dec-16

इोंश या पोस्ट पेमेंट्स बैंक कब शनगशमि शकया गया था?

(A) 17 अगस्त, 2016

(B) 1 जुलाई, 2016

(D) 7 जनविी, 2016

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(E) 10 दिसंबि, 2016

Question 183: The availability of cash and other cash-like marketable instruments that are useful in purchases and investments are commonly known as______.

(A) Cash crunch

(B) Credit

(D) Marketability

(E) None of these

नकदी व नकदी जैसे शवपणन योग्य उपकरणोों की उपलिा जो खरीद व शनवेि में उपयोगी होिे हैं सामान्यिः जाने जािे हैं-

(A) नकिी संकुचन

(B) साख

(D) दवपणन योग्यर्ा

(E) इनमें से कोई नहीं

Question 184: India's trade gap has been showing a negative growth for the last few months. What does "Trade Gap" mean? www.ambitiousbaba.com Page 122

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(A) Gap between budgeted revenue collection and actual collection of the same

(B) Gap between GDP and total consumption

(D) Gap between total imports and total exports

(E) None of these

शपछले कुछ महीनोों से भारि का व्यापार अोंिराल ऋणात्मक वृक्ति दिाय रहा है। व्यापार अोंिराल का अथय 啍ा होिा है?

(A) अनुमादनर् िाजस्व संग्रह र्िा वास्तदवक संग्रह के बीच अंर्ि

(B) सकल घिेलू उत्पाि औि कुल खपर् के बीच अंर्ि

(D) कुल आयार् औि कुल दनयातर् के बीच अंर्ि

(E) इनमें से कोई नहीं

Question 185: Which of the following is the banker-customer relationship in credit card payment?

(A) Agent-Principal

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Facebook Page Facebook Group Telegram Group (B) Principal-Agent

(D) Debtor-Creditor

(E) None of these

शनम्नशलक्तखि में से कौन सा क्रेश ट का य भुगिान में बैंक-ग्राहक सम्बोंध है?

(A) एजेन्ट-प्रधानाचायत

(B) प्रधानाचायत-एजेन्ट

(D) िेनिाि-लेनिाि

(E) इनमें से कोई नहीं

Qustion 186: What is the full form of IPDS?

(A) Integrated Program Development Scheme

(B) Integrated Processing Development Scheme

(D) Indian Poverty Development Scheme www.ambitiousbaba.com Page 124

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(E) None of these

IPDS का पूणय 셂प 啍ा है?

(A) Integrated Program Development Scheme

(B) Integrated Processing Development Scheme

(D) Indian Poverty Development Scheme

(E) इनमें से कोई नहीं

Qustion 187: Which among the following committees is related with Fiscal consolidation?

(A) YV Reddy

(B) Vijay Kelkar

(D) Yashwant Sinha

(E) None of these

शनम्नशलक्तखि सशमशियोों में से कौन राजकोषीय समेकन के साथ सोंबोंशधि है?

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(A) वाई वी िेड्डी

(B) दवजय के लकि

(D) यशवंर् दसन्हा

(E) इनमें से कोई नहीं

Question 188: The concept of 'Universal Banking' was implemented in India on the recommendations of______.

(A) Abid Hussain Committee

(B) R H Khan Committee

(D) Y H Malegam Committee

(E) None of these

‘यूशनवसयल बैंशकोंग’ की अवधारणा को भारि में ------की शसफाररिोों पर लागू शकया गया था।

(A) आदबि सैन सदमदर्

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(B) आिएच खान सदमदर्

(D) वाईएच मालेगाम सदमदर्

(E) इनमें से कोई नहीं

Qustion 189: The headquarter of SWIFT (Society for Worldwide Interbank Financial Telecommunication) is situated in -

(A) Belgium

(B) Brazil

(D) Belarus

(E) Bahrain

क्तस्वफ्ट (सोसायटी फ़ॉर वर्ल्यवाइ इोंटरबैंक फाइनेंशियल टेलीकुशनकेिन) का मुख्यालय ...... में क्तथि है ।

(A) बेच्छियम

(B) ब्राजील

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(D) बेला셂स

(E) बहिीन

Question 190: Under the Micro finance Self Help Group (SHG) Bank Linkage Programme how many people are required to form a Self Help Group?

(A) Members should be preferably between 15 to 25.

(B) Members should be preferably between 5 to 10.

(D) Members should be preferably between 10 to 20.

(E) None of these

सूक्ष्म शवि स्वयों सहायिा समूह (एसएचजी) बैंक शलोंकेज काययक्रम के िहि एक स्वयों सहायिा समूह बनाने के शलए शकिने लोगोों की आवश्यकिा होिी है?

(A) सिस्य अदधमानर्ः 15 से 25 के बीच होने चादहए।

(B) सिस्य अदधमानर्ः 5 से 10 के बीच होने चादहए।

(D) सिस्य अदधमानर्ः 10 से 20 के बीच होने चादहए।

(E) इनमें से कोई नहीं www.ambitiousbaba.com Page 128

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Question 191: When the commercial bank create credit areas, then the ______gets effected and increases.

(A) national debt

(B) money supply

(D) real wealth of the country

(E) None of these

जब वाशणक्तिक बैंक साख क्षेत्रोों का सजृन करिे हैं िो ...... प्रभाशवि और बढिी होिी/होिा है।

(A) िाष्ट्र ीय ऋण

(B) मुिा आपूदर्त

(D) िेश की अचल संपदत्त

(E) इनमें से कोई नहीं

Question 192: Which type of account is suitable for those who can save regularly and expect to earn a fair return on the deposits over a period of time ?

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Facebook Page Facebook Group Telegram Group (A) Fixed Deposit Accounts

(B) Regular Deposit Account

(D) Investment Deposit Accounts

(E) Insurance Deposit Account

जो लोग शनयशमि 셂प से बचि करिे हैं और अपनी जमाओों पर एक शनशिि समयावशध में एक उशचि लाभ कमाने की उीद करिे हैं उन लोगोों के शलए शकस प्रकार का खािा सवायशधक उपयुि है ?

(A) सावदध जमा खार्ा

(B) दनयदमर् जमा खार्ा

(D) दनवेश जमा खार्ा

(E) बीमा जमा खार्ा Question 193: DeMat Accounts are generally held by people who

(A) have big businesses

(B) deal in life insurance policies

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Facebook Page Facebook Group Telegram Group (C) want to obtain loans from foreign banks

(D) deal in shares

(E) want to acquire businesses abroad

ीमैट खािे शनयशमि 셂प से उन लोगोों द्वारा धाररि होिे हैं, जो/शजनका-

(A) कािोबाि बडा है

(B) जीवन बीमा पॉदलदसयों में िील किर्े हℂ

(D) शेयिों में िील किर्े हℂ

(E) दविेश में व्यवसायों का अदधग्रहण किना चाहर्े हℂ

Question 194: Which of the following is not a part of Pillar-1 under the BASEL III ?

(A) Capital

(B) Risk Coverage

(D) Market Discipline

(E) 3 and 4

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शनम्नशलक्तखि में से कौन सा बेसल-III मानकोों के अोंिगयि स्तम्भ-1 का शहस्सा नही ोंहै ?

(A) पूंजी

(B) जोच्छखम कविेज

(D) बाजाि अनुशासन

(E) 3 औि 4

Question 195: Which of the following comes under the purview of E-banking?

(A) ATM

(B) Debit cards

(D) Phone banking

(E) All of the above

शनम्न में से कौन सा ई-बैंशकोंग के दायरे में आिा है?

(A) एटीएम

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(B) िेदबट काित

(D) फोन बℂदकंग

(E) उपिोक्त सिी

Question 196: What is the break-up of the stakes of the Centre, the Sponsor Banks and the State Govts respectively in Regional Rural Banks?

(A) 35%, 50%, 15%

(B) 50%, 35%, 15%

(D) 51%, 39%, 10%

(E) None of these

क्षेत्रीय ग्रामीण बैंकोों में क्रमिः केन्द्र, प्रायोजक बैंकोों और राि सरकारोों का 啍ा शहस्सा है?

(A) 35%, 50%, 15%

(B) 50%, 35%, 15%

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(D) 51%, 39%, 10%

(E) इनमें से कोई नही

Question 197: A saving bank account is

(A) Generally opened by businessmen

(B) Generally opened by people who have limited monthly income

(D) All of the above

(E) All except 3

एक बचि बैंक खािा-

(A) आम ऱ्ौि पि व्यवसादययों द्वािा खोला जार्ा है

(B) आम ऱ्ौि पि सीदमर् मादसक आय वाले लोगों द्वािा खोला जार्ा है

(D) उपिोक्त सिी

(E) 3 के अदर्रिक्त सिी

Question 198: Which of the following is not a function of bank? www.ambitiousbaba.com Page 134

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(A) Encouraging savings habit amongst people

(B) Facilitating business transactions through receipts and payments by cheques

(D) Providing loans and advances to businessmen for short term and long-term purposes

(E) Facilitating import export transactions

शनम्न में से कौन सा एक बैंक का कायय नही ोंहै?

(A) लोगों के बीच बचर् की आिर् को प्रोत्सादहर् किना

(B) चेक द्वािा प्राच्छप्त औि िुगर्ान के माध्यम से व्यापाि लेनिेन की सुदवधा प्रिान किना

(D) व्यापारियों को अिावदध औि िीघतकादलक उद्देश्यों के दलए ऋण औि अदग्रम प्रिान किना

(E) आयार् दनयातर् लेनिेन की सुदवधा प्रिान किना

Question 199: The term ‘BSR’ refers to -

(A) Bank’s Selling Rate

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Facebook Page Facebook Group Telegram Group (B) Basic Statistical Returns

(D) Quarterly statement of advances of agriculture

(E) None of the above

ि ‘‘बीएसआर’’ ...... को सोंदशभयि करिा है।

(A) बℂक की दबक्री िि

(B) मूल सांच्छिकीय प्रदर्फल

(D) कृदष के अदग्रमों का त्रैमादसक बयान

(E) उपिोक्त में से कोई नहीं

Question 200: Increase in net RBI credit for Central Government represents-

(A) Budgetary Deficit

(B) Revenue Deficit

(D) Monetized Deficit

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(E) None of these

के न्द्र सरकार के शलए िुि आरबीआई क्रेश ट में वृक्ति ...... का प्रशिशनशधत्व करिी है।

(A) बजटीय घाटा

(B) िाजस्व घाटा

(D) मुिीकृर् घाटा

(E) इनमें से कोई नहीं

Question 201: Bank Rate implies the rate of interest-

(A) paid by the Reserve Bank of India on the deposits of commercial banks.

(B) charged by banks on loans and advances.

(D) at which the Reserve Bank of India discounts the Bills of Exchange.

(E) None of these

ब्याज की दर ...... , बैंक दर कहलािी है।

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(A) दजसका िुगर्ान िािर्ीय रिजवत बℂक द्वािा वादणच्छिक बℂकों की जमा िादशयों पि दकया जार्ा है

(B) जो ऋणों एवं अदग्रमों पि बℂकों द्वािा प्रिारिर् की जार्ी है

(D) दजस पि िािर्ीय रिजवत बℂक दवदनमय दबलों पि छू ट िेर्ा है

(E) इनमें से कोई नहीं

Question 202: 'M' in CAMELS rating system stands for-

(A) Monopoly practices

(B) Management Quality

(D) Marketing Techniques

(E) Manual systems

CAMELS रे शटोंग प्रणाली में ‘M’ का अथय है-

(A) Monopoly practices

(B) Management Quality

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Facebook Page Facebook Group Telegram Group (C) Monetary Value

(D) Marketing Techniques

(E) Manual systems

Question 203: Expand the term BITA.

(A) Bilateral Investment and Trade Agreement

(B) Bilateral Income and Trade Agreement

(D) Bilateral Investment and Transfer Agreement

(E) None of these

ि “BITA” का शवस्तार कीशजए।

(A) दबलेटिल इन्वेस्टमेंट एंि टरेि अग्रीमेंट

(B) दबलेटिल इनकम एंि टरेि अग्रीमेंट

(D) दबलेटिल इन्वेस्टमेंट एंि टरांसफि अग्रीमेंट

(E) इनमें से कोई नहीं www.ambitiousbaba.com Page 139

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Question 204: Foreign currency which has a tendency of quick migration is called______.

(A) Scarce Currency

(B) Soft Currency

(D) Hot Currency

(E) None of these

शवदेिी मुद्रा शजसमें एक त्वररि प्रवास की प्रवृशि होिी है, को ...... कहा जािा है।

(A) िुलति मुिा

(B) सुलि मुिा

(D) हॉट किेंसी

(E) इनमें से कोई नहीं

Question 205: On which type of accounts, banks generally don’t pay interest?

(A) Savings Account

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(B) Current Account

(D) Interest is always payable on all types of accounts

(E) None of these

शकस प्रकार के खािोों पर, बैंक आमिौर पर ब्याज का भुगिान नही ोंकरिे है?

(A) बचर् खार्ा

(B) चालू खार्ा

(D) सिी प्रकाि के खार्ों पि ब्याज हमेशा िेय होर्ा है

(E) इनमें से कोई नहीं

Question 206: What is/are the way(s) in which a customer can make payments through banks?

(A) ECS

(B) NEFT

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(D) Only 2 and 3

(E) All of the above

एक ग्राहक द्वारा बैंकोों के माध्यम से भुगिान करने का/के िरीका/िरीके 啍ा है/हैं?

(A) ईसीएस

(B) एनईएफटी

(D) केवल 2 औि 3

(E) उपिोक्त सिी

Question 207: What is the maximum deposit amount insured by the DICGC(Deposit Insurance and Credit Guarantee Corporation)? (a) Rs. 50,000 (b) Rs.1,00,000 (c) Rs. 2,00,000 (d) Rs. 5,00,000

Question 209: Which of the following measure/measures of money supply published by RBI is also known as 'narrow money'? (a) M1 and M2 (b) M3 and M4 www.ambitiousbaba.com Page 142

Facebook Page Facebook Group Telegram Group (c) M1 only (d) M4 only

Question 210: Which of the following is not an example of a negotiable instrument? (a) Promissory note (b) Bills of exchange (c) Demand draft (d) All of the Above

Question 211: In which type of Cheque the payment is credited to the bank account of the pay only? (a) Order Cheque (b) Open Cheque (c) Crossed Cheque (d) None of the Above

Question 212: SBI Exclusif' is a (a) Mobile App (b) Wealth Management Product (c) Loan Scheme (d) Financial Inclusion drive in rural areas

Question 213: India's 1st social luxury travel magazine is launched by MakeMyTrip. What is the name of the Magazine? (a) Food Wine (b) Inflight Magazine (c) Luxury Magazine (d) Luxury Travel Times

Question 214: Johnson & Johnson has announced to buy which of the following pharma group? (a) Actavis (b) Actelion (c) AbbVie (d) Adcock Ingram

Question 215: Which organisation/bank/ministry is going to organise ‘know your rights’ programme in all states of India? (a) Banking Codes and Standards Board of India (BCSBI) (b) SBI (c) Finance Ministry (d) NABARD

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Facebook Page Facebook Group Telegram Group Question 216: Who is appointed as the Chairman of the Eastern India Regional Council of The Institute of Company Secretaries of India (ICSI)? (a) Ashwini Kumar (b) Sunita Sharma (c) YV Reddy (d) Siddhartha Murarka

Question 217: Which private bank in India has launched Mera iMobile banking app? (a) Axis Bank (b) HDFC (c) ICICI (d) None of the above

Question 218: ICICI Bank has partnered with which of the following for UPI-based payment? (a) Truecaller (b) Tickscore (c) Microsoft (d) None of the above

Question 219: 'Working for a World Free of Poverty' is the Motto of (a) IMF (b) World Bank (c) Asian Development Bank (d) New Development Bank

Question 220: Which Bank in India has partnered with Payjo for artificial intelligence solutions? (a) Yes Bank (b) SBI (c) HDFC (d) ICICI

Question 221: Where is the headquarter of Insurance Regulatory And Development Authority(IRDA)? (a) Mumbai (b) Hyderabad (c) New Delhi (d) Kolkata

Question 222: RBI regulate the banking sector (government and private banks) by (a) banking reglation act 1935 (b) banking reglation act 1949 www.ambitiousbaba.com Page 144

Facebook Page Facebook Group Telegram Group (c) banking reglation act 1951 (d) banking reglation act 1969

Question 223: What is the term of RBI governor? (a) 3 year (b) 5 year (c) 6 year (d) None of the above

Question 224: BASEL norms are related to BIS. What is 'I' Stands for in the BIS? (a) Investment (b) Innovative (c) International (d) India

Question 225: Which of the following is not an International Stock Exchange? (a) Tepix (b) Nikkei 225 (c) FTSE indices (d) MCX-SX-40

Question 226: How many transactions can be made through Money Transfer Service Scheme(MTSS) per calendar year? (a) 20 (b) 30 (c) 40 (d) 50

Question 227: How many stocks are there in Bombay stock exchange (BSE)? (a) 10 (b) 20 (c) 30 (d) 40

Question 228: CAMEL is the international model of rating the banks. What is 'M' stands for in the CAMEL? (a) Money (b) Management (c) Monitor (d) Marking

Question 229: How many stocks are there in National stock exchange (NSE)?

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Facebook Page Facebook Group Telegram Group (a) 20 (b) 30 (c) 40 (d) 50

Question 230: Where is the headquarter of Pension Fund Regulatory And Development Authority(PFRDA)? (a) Mumbai (b) Hyderabad (c) Banglore (d) New Delhi

Question 231. Which of the following is correct: a) Reserve Bank of India Act, 1935 b) Reserve Bank of India Act, 1934 c) Reserve Bank of India Act, 1930 d) None of These

Question 232: The Central Office of the Reserve Bank was initially established in ______: a) Indore b) Delhi c) Calcutta d) None of These

Question 233: The Central Office of the Reserve Bank of India is now located at: a) Mumbai b) Hyderabad c) New Delhi d) None of These

Question 234: The Central Office of the Reserve Bank was permanently moved to Mumbai in _____: a) 1934 b) 1937 c) 1935 d) None of These

Question 235: Which among the following is correct about The Central Office of RBI: a) Where Governor Sits b) Where only Policies are formulated c) Both of Above d) None of These www.ambitiousbaba.com Page 146

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Question 236: When RBI came into existence on 1-4-1935, it was: a) Privately Owned b) Governmental Owned c) Privately + Governmental Owned d) None of These

Question 237: Reserve Bank is fully owned by the Government of India since nationalization in: a) 1950 b) 1949 c) 1965 d) None of These

Question 238: Management of RBI consists of (Regarding Governor and Deputy Governors): a) 1 Governor + 3 Deputy Governor b) 1 Governor + 4 Deputy Governor c) 1 Governor + 5 Deputy Governor d) None of These

Question 239: BFS stands for: a) Bureau of Financial Supervision b) Board for Financial Supervision c) Bi-Lateral Financial System d) None of These

Question 240: The BFS was constituted in: a) December 1994 b) November 1994 c) September, 1994 d) None of These Question 241: Which among the following is correct about objectives of BFS: a) To undertake cosolidated supervision of the financial sector b) Financial Sector comprising commercial banks, financial institutions and non-banking finance companies c) Both of Above d) None of These

Question 242: The BFS's board member are appointed for term of : a) 2 years b) 3 years c) 4 years www.ambitiousbaba.com Page 147

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Question 243: The member of BFS board is chaired by: a) Any Deputy Governor b) Governor c) Deputy Governor appointed by Governor d) None of These

Question 244: The Deputy Governor in charge of banking regulation and supervision, is nominated as the ______of the (BFS) board: a) Head b) Vice-Chairman c) President d) None of These

Question 245: World Bank was comes into existence on: a) July, 1946 b) July, 1945 c) July, 1944 d) None of The Above

Question 246: Headquarter of World Bank is situated at: a) Washington D.C. b) Jeneva c) Luanda d) None of The Above

Question 247: World Bank comprises of: a) International Bank for Reconstructions and Development b) International Development Association c) Both of The Above d) None of The Above

Question 248: Member countries of 'World Bank' are: a) 185 b) 187 c) 188 d) 189

Question 249: Which among the following is also part of World Bank Group: a) International Finance Corporation b) Multilateral Investment Guarantee Agency (MIGA) c) International Center for Settlement of Investment Disputes (ICSID) www.ambitiousbaba.com Page 148

Facebook Page Facebook Group Telegram Group d) All of The Above d) None of The Above

Question 250: The main focus of IBRD and IDA is on ______: a) Developed Countries b) Developing Countries c) Both of The Above d) None of The Above Question 251: The president is selected by the board of executive directors for a ____year, renewable term: a) 5 Year b) 3 Year c) 4 Year d) None of The Above

Question 252: The Executive Directors make up the 'Board of Directors' of the World Bank. They normally meet at least ______a week to oversee the bank's business, including approval of loans and guarantees, new policies, the administrative budget, country assistance strategies and borrowing and financial decisions: a) Thrice b) Twice c) Once d) None of The Above

Question 253: Basic Purpose of World Bank is: a) Removal of Poverty from world b) Provide Credit to Poor Countries and Developing Countries c) Both of The Above d) None of The Above

Question 254: Standard & Poor's (S&P) Global Ratings and its predecessor organizations have been in business for more than 150 years. (S&P) based in- (a) New York, USA (b) London, UK (c) Paris, France (d) Vienna, Austria (e) Geneva, Switzerland

Question 255: Which is a full service credit rating agency exclusively set up for micro, small and medium enterprises? (a) CRISIL (b) ICRA (c) CARE www.ambitiousbaba.com Page 149

Facebook Page Facebook Group Telegram Group (d) ONICRA (e) SMERA

Question 256: Which of the following is an independent banking industry watchdog that protects consumers of banking services in the country? (a) BBB (b) IBA (c) BCSBI (d) IBRD (e) RBI

Question 257: The Banking Codes and Standards Board of India (BCSBI) was registered as a society under the ______in February 2006. (a) Companies Act, 1956 (b) Societies Registration Act, 1860 (c) Banking Regulation Act, 1949 (d) Reserve Bank of India Act, 1934 (e) None of the given options is true

Question 258: Where is the head office of SMERA? (a) Chennai (b) Gurugram (c) New Delhi (d) Mumbai (e) Bengaluru

Question 259: What is the minimum amount to be remitted through RTGS- (a) Rs.2 lakh (b) Rs.10 lakh (c) Rs.1 lakh (d) Rs.5 lakh (e) Rs.20 lakh

Question 260: The Financial Stability Board (FSB) is an international body for the global financial system, has placed India in the league of countries that are 'compliant or largely compliant’ on the implementation of priority area reforms. In which among the following year FSB was established? (a) 2001 (b) 2009 (c) 2003 (d) 2015 (e) 1997

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Facebook Page Facebook Group Telegram Group Question 261: NPA is a loan or an advance where interest and/or installment of principal remain overdue for a period of more than ______days in respect of a term loan. (a) 100 days (b) 30 days (c) 90 days (d) 60 days (e) 120 days

Question 262: NPA is a loan or an advance where? (a) the instalment of principal or interest there on remains overdue for one crop season for long duration crops. (b) the account remains ‘out of order’ in respect of an Overdraft/Cash Credit (OD/CC). (c) the instalment of principal or interest there on remains overdue for two crop seasons for short duration crops. (d) All of the above (e) None of the above

Question 263: he purpose of MUDRA is to provide funding to the non-corporate small business sector through various Last Mile Financial Institutions like- (a) Banks (b) NBFCs (c) MFIs (d) All of the above (e) None of the above Question 264: MUDRA Bank, a Non Banking Finance Company as MUDRA Ltd has been set up as a subsidiary of...... ? (a) SIDBI (b) IDBI (c) RBI (d) NABARD (e) SBI Question 265: Q15. In which among the following year Asia's first Export Processing Zone (EPZ) was set up? (a) 1959 (b) 1971 (c) 1965 (d) 1956 (e) 1975 Question 266: Which committee has recommended the setting up of Special Tribunals to reduce the time required for settling cases and accepting the recommendations, DRTs were established? (a) Kelkar committee www.ambitiousbaba.com Page 151

Facebook Page Facebook Group Telegram Group (b) Justice Reddy committee (c) Rangarajan Committee (d) Sivaraman Committee (e) Narasimham Committee

Question 267: DRT has been constituted under Section 3 of the Recovery of Debts Due to Banks and Financial Institutions Act, 1993. DRT stands for- (a) Debt Recovery Tribunals (b) Demand Recovery Tribunals (c) Deposit Recovery Tribunals (d) Debt Refinance Tribunals (e) Debt Recovery Treaty

Question 268: What is the financial limit Under MUDRA's Tarun scheme? (a) Rs. 40 lakh to Rs. 50 lakh (b) Rs. 30 lakh to Rs. 40 lakh (c) Rs. 20 lakh to Rs. 30 lakh (d) Rs. 10 lakh to Rs. 20 lakh (e) Rs. 5 lakh to Rs. 10 lakh

Question 269: Who can set up an SEZ? (a) Private sector (b) Public sector (c) State government (d) All of the above (e) Only (a) and (b)

Question 270: Securitisation act 2002 enables the banks to issue notices to defaulters who have to pay the debts within ______days. (a) 90 days (b) 60 days (c) 30 days (d) 120 days (e) None of the given options is true

Question 271: ______is vested with the responsibility of conducting monetary policy. (a) RBI (b) SBI (c) NABARD (d) SIDBI

Question 272: In which year the Reserve Bank of India (RBI) Act, 1934 was amended www.ambitiousbaba.com Page 152

Facebook Page Facebook Group Telegram Group to provide a statutory basis for the implementation of the flexible inflation targeting framework? (a) May 2013 (b) May 2014 (c) May 2015 (d) May 2016 (e) May 2012

Question 273: Which scheme/act has enables an expeditious and inexpensive forum to bank customers for resolution of complaints relating to certain services rendered by banks? (a) Reserve Bank of India Act, 1934 (b) Banking Regulation Act, 1949 (c) Securitization Act 2002 (d) FEMA (e) Banking Ombudsman Scheme

Question 274: The Banking Ombudsman Scheme is introduced by RBI with effect from- (a) 1991 (b) 1995 (c) 1990 (d) 2002 (e) 2006 Question 275: IBA adopts a consultative approach to give its views on any issue pertaining to the banking sector. What is the meaning of "I" in IBA? (a) International (b) Institute (c) Investment (d) Indian (e) Increase Question 276: The “in-principle” approval for setting up ‘small finance banks’ granted by RBI will be valid for- (a) 12 Months (b) 24 Months (c) 10 Months (d) 18 Months (e) 30 Months Question 277: Which of the following is an independent commodity exchange based in Mumbai? (a) MGEX (b) MCE (c) MDEX www.ambitiousbaba.com Page 153

Facebook Page Facebook Group Telegram Group (d) MCX (e) MEX Question 278: Which of the following is a pension scheme focused on the workers in the unorganised sector? (a) SSY (b) AMRUT (c) APY (d) PMAY (e) None of the given options is true

Question 279: An Indian rupee denominated bond issued outside India is called-? (a) Yankee bond (b) Bulldog bond (c) Uridashi bond (d) Samurai bond (e) Masala bond Question 280: Who among the following appoints the “Authorized Dealers” for foreign exchange transactions? (a) GOI (b) RBI (c) PSBs (d) FEDAI (e) FIMMDA Question 281: A worldwide financial messaging network which exchanges messages between banks and financial institutions is known as ______(a) SWIFT (b) Basel (c) RTGS (d) NEFT (e) AIIB

Question 282: Which of the following is not a ‘Money Market Instrument’? (a) Treasury Bills (b) Commercial Paper (c) Certificate of Deposit (d) Equity Shares (e) None of the given options is true Question 283: When there is a difference between all receipts and expenditure of the Govt. of India, both capital and revenue it is called ______(a) Income Deficit (b) Fiscal Deficit (c) Budgetary Deficit (d) All of the Above www.ambitiousbaba.com Page 154

Facebook Page Facebook Group Telegram Group (e) None of the given options is true Question 284: With reference to a cheque which of the following is the ‘drawee bank'? (a) The bank that collects the cheque (b) The payee’s bank (c) The endorser’s bank (d) The bank upon which the cheque is drawn (e) None of the given options is true Question 285: Banks issue a letter to the beneficiary on behalf of its constituents like the guarantee for making payment on their behalf on the fulfilment of its terms and conditions. What is this arrangement known in banking context? (a) Line of Credit (b) Loan to Client (c) Loan on Credit (d) Letter of Credit (e) None of the given options is true

Question 286: ______is basically charged when a person uses a credit card to obtain cash. Early Repayment Charge Redemption Fee Transaction Fee Cash Advance Fee None of the given options is true Question 287: Which is an interest-free period that is to be given by a creditor to the debtor? (a) Fixed Period (b) Present Period (c) Grace Period (d) All of the Above (e) None of the given options is true Question 288: ______is a cheque rather an amount of cheque, which is above the balance available in the account of the payer. (a) Travellers cheque (b) Multicity Cheque (c) Mutilated Cheque (d) Over Draft (e) Bad Debts Question 289: A cheque for a fixed amount that may be cashed or used in payment abroad after endorsement by the holder’s signature is known as ______(a) Travellers Cheque (b) Multicity Cheque (c) Mutilated Cheque www.ambitiousbaba.com Page 155

Facebook Page Facebook Group Telegram Group (d) Crossed Cheque (e) None of the given options is true Question 290: Which of the following is not a measure of the Risk Management in Banks? (a) CRR (b) RTGS (c) SLR (d) Deposit Insurance (e) None of the given options is true

Question 291: ICRA, CRISIL, and Standard and Poor’s (S&P) are? (a) Financial Institutions (b) NGOs (c) NBFCs (d) Credit Rating Agencies (e) None of the given options is true Question 292: Which of the following is not a member of the World Bank Group? (a) International Development Association (IDA) (b) International Bank for Reconstruction and Development (IBRD) (c) International Finance Corporation (IFC) (d) Bank of International Settlement (BIS) (e) Multilateral Investment Guarantee Agency (MIGA) Question 293 Indian Banking Regulation Act was passed in the year- (a) 1989 (b) 1968 (c) 1949 (d) 1948 (e) 1935 Question 294: Which of the following is an apex institution in the field of Industrial Finance? (a) Industrial Reconstruction Bank of India (b) Industrial Finance Corporation of India (c) Industrial Development Bank of India (d) Industrial Credit & Investment Corporation of India (e) None of the given options is true Question 295: The beneficiary can expect to get credit for the NEFT transactions within ______business hours. (a) two (b) three (c) one (d) four (e) ten

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Facebook Page Facebook Group Telegram Group Question 296: The New Development Bank (NDB) aims to mobilize resources for development projects in BRICS, emerging economies and developing countries. Where is the headquartered of NDB? (a) Durban, South Africa (b) Brasilia, Brazil (c) Moscow, Russia (d) Shanghai, China (e) New Delhi, India Question 297: With an initial funding of $912.7 million, International Development Association (IDA) was launched on- (a) 24th September 1960 (b) 17th December 1920 (c) 22nd November 1959 (d) 23rd May 1919 (e) 15th October 1945 Question 298: NIBM was established in ______by the Reserve Bank of India, in consultation with the Government of India, as an autonomous apex institution for research, training, education and consultancy in bank management. (a) 1982 (b) 1949 (c) 1921 (d) 1934 (e) 1969 Question 299: NIBM is part of the grand vision of giving a new direction to the banking industry in India and making the industry a more cost-effective instrument for national development. NIBM stands for- (a) Non-Organisation Institute of Bank Management (b) National Institute of Bureau Management (c) National Investment of Bank Management (d) National Institute of Bank Management (e) None of the given options is true Question 300: NIBM, an autonomous academic institution, is governed by a Board, its highest policy-making body. Where is the headquartered of NIBM? (a) Nashik, Maharashtra (b) Pune, Maharashtra (c) Mumbai, Maharashtra (d) Kolhapur, Maharashtra (e) Nagpur, Maharashtra Question 301: MUDRA gives loan in how many categories? (a) Two (b) One (c) Three (d) Four www.ambitiousbaba.com Page 157

Facebook Page Facebook Group Telegram Group (e) Six Question 302: Which among the following is not a loan category of MUDRA bank? (a) Shishu (b) Arun (c) Kishor (d) Tarun (e) None of the given options is true Question 303: SEZs Policy was announced in ______with the objective of making the SEZs an engine for economic growth, supported by quality infrastructure and an attractive fiscal package both at the Central and State level with a single window clearance. (a) December 1999 (b) October 2010 (c) January 2005 (d) July 1991 (e) April 2000 Question 304: The main objectives of the SEZ act are- (a) Generation of additional economic activity (b) Promotion of exports of goods and services (c) Promotion of investment from domestic and foreign sources (d) Creation of employment opportunities (e) All of the above Question 305: With effect from 31 March 2005, a ______would be one, which has remained NPA for a period less than or equal to 12 months. (a) Substandard Assets (b) Profit Assets (c) Doubtful Assets (d) Loss Assets (e) None of the given options is true Question 306: The Government has announced which Project on the lines of Operation Flood to realise agriculture potential of the country? (a) Operation Agriculture (b) Operation Earth (c) Operation Water (d) Operation Green (e) Operation Farmer Question 307: The government in budget session has promised an Agrimarket infrastructure fund with a corpus of what amount? (a) Rs 2,000 crore (b) Rs 5,000 crore (c) Rs 16,000 crore (d) Rs 20,000 crore (e) Rs 32,000 crore www.ambitiousbaba.com Page 158

Facebook Page Facebook Group Telegram Group Question 308: FM has announced setting up a FAIDF for fisheries sector and an AHIDF for financing infrastructure requirement of animal husbandry sector with a total corpus of ______for the two new funds. (a) Rs 30,000 crore (b) Rs 20,000 crore (c) Rs 10,000 crore (d) Rs 40,000 crore (e) Rs 60,000 crore Question 309: As announced in the budget session, what is the worth of the Indian Economy? (a) 3.5 trillion (b) 4.5 trillion (c) 5.5 trillion (d) 1.5 trillion (e) 2.5 trillion Question 310: NAM is envisaged as a pan-India electronic trading portal which seeks to network the existing APMC and other market yards to create a unified national market for agricultural commodities. NAM stands for- (a) National Agriculture Management (b) National Agriculture Market (c) National Agriculture Money (d) National Agency Market (e) Non Agriculture Market Question 311: India’s most-valued lender ______crossed Rs 5 trillion market capitalisation for the first time, making it only the third Indian company to achieve this milestone. (a) Axis Bank (b) ICICI Bank (c) State Bank of India (d) HDFC Bank Limited (e) Bank of Baroda Question 312: Amplus Energy Solutions announced entering into a pact with private sector lender ______for strategic tie-up to co-finance projects in the solar energy space in India. (a) Yes Bank (b) Axis Bank (c) Kotak Mahindra Bank (d) ICICI Bank (e) HDFC Bank Question 313: Which among the following small finance Bank has signed an MoU with LIC to offer Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)? (a) Disha Microfin Private Ltd (b) Equitas Holdings P Limited www.ambitiousbaba.com Page 159

Facebook Page Facebook Group Telegram Group (c) AU Small Finance Bank (d) Capital Local Area Bank Ltd (e) ESAF Microfinance and Investments Private Ltd Question 314: Which Bank has signed an MoU with National Housing Bank for the Rural Housing Interest Subsidy Scheme (RHISS) of the Ministry of Rural Development? (a) Punjab National Bank (b) Indian Overseas Bank (c) Bank of India (d) State Bank of India (e) Vijaya Bank Question 315: The Ministry of Finance has announced that "Payments Banks and Small Finance Banks" will offer social security scheme APY to their subscribers. APY stands for- (a) Atal Pension Yojana (b) Atal Person Yojana (c) Atal Pension Yatra (d) Aman Pension Yojana (e) Atal Public Yojana Question 316: National Investment and Infrastructure Fund (NIIF) has partnered with DP World to create an investment platform for ports, terminals, transportation and logistics businesses in India. Where is the Corporate Headquarters of NIIF? (a) Hyderabad (b) Chennai (c) Kolkata (d) New Delhi (e) Mumbai Question 317: In which of the following types of banking, there is a direct execution of transaction between a bank and its consumers? (a) Retail Banking (b) Universal Banking (c) Virtual Banking (d) Unit Banking (e) None of the given options is true Question 318: Maximum loan amount to individuals against physical security shares can be _____ (a) 20 lakh (b) 15 lakh (c) 25 lakh (d) 50 lakh (e) 10 lakh Question 319: he process by which the central bank of a country controls the supply of money in the economy by exercising its control over interest rates in order to www.ambitiousbaba.com Page 160

Facebook Page Facebook Group Telegram Group maintain price stability and achieve high economic growth is known as: (a) Economic Policy (b) Monetary Policy (c) Fiscal Policy (d) Credit Policy (e) Budgetary Policy

Question 320: Loans granted by a bank to an exporter popularly known as ‘Export credit’ is guaranteed, in case of default,by which of the following (a) EXIM Bank (b) Ministry of International Trade, GOA (c) ECGC (d) DICGC (e) None of the given options is true Question 321: Who amongst the following is the regulator in the financial system of the country? (a) OIC (b) SEBI (c) CRISIL (d) TRAN (e) CERC Question 322: Many a time we read in the newspapers that RBI has changed or revised a particular ratio/rate by a few basis points. What is basis point? (a) Ten percent of one-hundredth point (b) One hundredth of 1% (c) One hundredth of 10% (d) Ten per cent of 1000 (e) None of the given options is true Question 323: Which of the following is not a type of cheque issued by an individual? (a) Bearer cheque (b) Order cheque (c) Crossed cheque (d) Savings cheque (e) None of the given options is true Question 324: What is Financial Inclusion? (a) To provide a permanent employment to the unemployment (b) To provide a 100 days job to all those who are in need of a job (c) Delivery of financial services at affordable costs to vast sections of disadvantaged and low income groups (d) To ensure that all financial transaction amounting Rs. 5,000/- and above are done through banks. (e) None of the given options is true Question 325: Which of the following places in India does not have a stock www.ambitiousbaba.com Page 161

Facebook Page Facebook Group Telegram Group Exchange? (a) Kolkata (b) Ahmedabad (c) Mumbai (d) Udaipur (e) None of the given options is true Question 326: Which country has becames the first country to roll out its own digital cash recently? (a) Peru (b) Estonia (c) Japan (d) Eduador (e) Kenya Question 327: The government has fixed 2,952 rupees per gram as price of new series of SGBs recently. SGBs stands for- (a) Services Gold Bonds (b) Sovereign Green Bonds (c) Sovereign Gold Bonds (d) Sovereign Gold Banks (e) Systematic Gold Bonds Question 328: Real-time gross settlement benefits- (a) the customers (b) the banks (c) Reserve Bank of India (d) Both (a) and (b) (e) None of the given options is true Question 329: Which of the following banks has opened the country’s first, ‘Cash Factory’ in Lucknow which has issued currency notes to all its branches and ATM in that area? (a) Bank of India (b) Bank of Baroda (c) State Bank of India (d) Union Bank of India (e) None of the given options is true Question 330: As we all know, more and more countries/organisations are now going for non-cash transactions and accordingly banks have launched many new products in the market for the same. Which of the following products is a non-cash transaction product? (a) Only ATM Card (b) Only Credit Card (c) Only Smart Card (d) Only Debit Card (e) All are non-cash transaction products www.ambitiousbaba.com Page 162

Facebook Page Facebook Group Telegram Group Question 331: As we have noticed, banks these days are giving more emphasis on ‘Branchless Banking’. What does this really mean? I. Banks will not have many branches as used to be in the good old days. Instead, the number of branches will be restricted and will conduct only a specified” core business. II. Banks will launch/operate many delivery channels like ATMs, Mobile Banking/Internet Banking etc, so that people are not required to visit a branch for their usual banking needs. III. This means banks will issue only debit or credit cards for all types of day-to-day financial transactions. Cheques/cash payments will not be allowed. Select the correct answer using the codes given below. (a) Only I (b) Only II (c) I and II (d) II and III (e) All of the above Question 332: he financial assistance of loans of Rs. 10000 by a bank to very a small borrower will be called-? (a) Business finance (b) Government finance (c) Micro finance (d) Small finance (e) KYC finance Question 333: One of the major emphasis of Basel II is that banks should have- (a) adequate Capital Adequacy Ratio (b) only few branches in urban centres (c) more and more branches in rural areas (d) core banking mode of operation (e) All of the above Question 334: ______is similar to a credit card, but unlike a credit card, the money comes directly from the user's bank account when performing a transaction. (a) Debit Card (b) Smart Card (c) Money Card (d) All of the above (e) None of the given options is true Question 335: As per the news published in major newspaper/journals hence forth the Credit card holders will be able to access their credit card information though automated interactive voice response system over the phone instead of speaking to the staff. This decision of the banks/credit card companies will provide. I. an additional hurdle to the customers as people feel comfortable in talking to the staff instead of talking to a machine. II. an additional security to the customers as this does not allow any staff to handle www.ambitiousbaba.com Page 163

Facebook Page Facebook Group Telegram Group any transaction directly. III. some comfort to the banks as they will be able to reduce their staff strength. Select the correct answer using the codes given below. (a) Only I (b) Only II (c) Only III (d) All of the above (e) None of the given options is true Question 336: The YH Malegam Committee, which Submitted its report a few yaers back (in 2010), was set-up to report on further improvement of the functioning of- (a) Micro Finance Institutions (b) Stock Exchanges in India (c) Cooperative Banks (d) Regional Rural Banks (e) Foreign Banks having offices in India Question 337: Basel-II norms are associated with which of the following aspects of the banking industry? (a) Risk management (b) Manpower planning (c) Retirement benefits for the employees (d) Corporate governance (e) None of the given options is true Question 338: Which of the following is known as Plastic Money? I. Demand Draft II. Credit Card III. Debit Card Select the correct answer using the codes given below (a) Only I (b) Only II (c) Only III (d) Both II and III (e) All of the above Question 339: Which of the following sectors makes maximum contribution to India’s Gross Value? (a) Services (b) Agriculture (c) Industry (d) Both (b) and (c) (e) All of the above Question 340: A centralized database with online connectivity to branches, Internet as well as ATM network which has been adopted by almost all major banks of our country is known as? (a) Investment banking www.ambitiousbaba.com Page 164

Facebook Page Facebook Group Telegram Group (b) Core banking (c) Mobile banking (d) National banking (e) Specialised banking Question 341: Bharat BillPay transaction can be initiated through multiple payment channels like- (a) Internet Banking (b) Mobile-Banking (c) Point of Sale terminal (d) Mobile Point of Sale terminal (e) All of the above Question 342: Which of the following is not an objective of IMPS? (a) To facilitate mobile payment systems already introduced in India with the Reserve Bank of India Mobile Payment Guidelines 2008 to be inter-operable across banks and mobile operators in a safe and secured manner (b) Making payment simpler just without the mobile number of the beneficiary (c) To enable bank customers to use mobile instruments as a channel for accessing their banks accounts and remit funds (d) To build the foundation for a full range of mobile-based Banking services (e) To sub-serve the goal of Reserve Bank of India (RBI) in electronification of retail payments

Question 343: MMID is a ______digit unique number issued by the bank upon registration. (a) 7 digits (b) 8 digits (c) 9 digits (d) 6 digits (e) 4 digits

Question 344: MMID stands for- (a) Mobile Money Interface (b) Mobile Management Identifier (c) Mobile Money Identifier (d) Mutual Money Identifier (e) Mobile Money International Question 345: The rural co-operative credit system in India is primarily mandated to ensure the flow of credit to- (a) women sector (b) Industries sector (c) Corporate sector (d) Agriculture sector (e) All of the above www.ambitiousbaba.com Page 165

Facebook Page Facebook Group Telegram Group Question 346: The short-term co-operative credit structure operates with a ______tier system. (a) three (b) four (c) two (d) six (e) one Question 347: PACS is a basic and the smallest co-operative credit institution in India It works on the grassroots level (gram panchayat and village level). What is the full form of PACS? (a) Primary Agricultural Credit Sector (b) Primary Agricultural Credit Service (c) Primary Agricultural Credit Societies (d) Primary Agricultural Credit Scheme (e) Primary Agricultural Credit System Question 348: PACS are outside the purview of the ______and hence not regulated by the Reserve Bank of India. (a) The Societies Registration Act, 1860 (b) National Bank for Agriculture and Rural Development Act, 1981 (c) Securities and Exchange Board of India Act, 1992 (d) Reserve Bank of India Act, 1934 (e) Banking Regulation Act, 1949 Question 349: State Cooperative Banks/District Central Cooperative Banks (StCBs/DCCBs) are registered under the provisions of State Cooperative Societies Act of the State concerned and are regulated by- (a) NABARD (b) RBI (c) SEBI (d) Government of India (e) State Government Question 350: BharatQR was developed by- (a) SEBI (b) FICCI (c) NPCI (d) RBI (e) NACH Question 351: Bharat QR Code (BQR) is P2M Mobile payment solution. P2M stands for- (a) Person to Merchant (b) People to Merchant (c) Product to Merchant (d) Personal to Merchant (e) Primary to Merchant www.ambitiousbaba.com Page 166

Facebook Page Facebook Group Telegram Group Question 352: Which of the following is not a service Offered by AEPS? (a) Cash Withdrawal (b) Balance Enquiry (c) Mini Statement (d) Cash Deposit (e) Cannot Deposit cash Question 353: Name the scheme which was announced in August 2014 to ensure comprehensive financial inclusion of all the households in the country by providing universal access to banking facilities with at least one basic bank account to every household, financial literacy, access to credit, insurance and pension facility? (a) Pradhan Mantri Vaya Vandana Yojana (b) Pradhan Mantri Mudra Yojana (c) Pradhan Mantri Jan Dhan Yojana (d) Pradhan Mantri Suraksha Bima Yojana (e) Pradhan Mantri Jeevan Jyoti Bima Yojana

Question 354: PMJDY offers unbanked persons easy access to banking services and awareness about financial products through financial literacy programmes. In addition, they receive a RuPay debit card, with inbuilt accident insurance cover of ______, and access to overdraft facility upon satisfactory operation of account or credit history of ______months. (a) 1 lakh, 6 months (b) 7 lakh, 3 months (c) 5 lakh, 4 months (d) 3 lakh, 10 months (e) 2 lakh, 5 months Question 355: In which year, all eligible account holders can access their bank accounts personal accident insurance cover under PMSBY, life insurance cover under PMJJBY, and guaranteed minimum pension to subscribers under APY. (a) 9th May 2016 (b) 9th May 2014 (c) 9th May 2017 (d) 9th May 2015 (e) 9th May 2013 Question 356: Which scheme is available to people in the age group of 18 to 50 years having a bank account who give their consent to join/enable auto-debit? (a) PMVVY (b) PMJJBY (c) PMSBY (d) APY (e) PMMY Question 357: The risk coverage under the PMSBY scheme is ______lakh for accidental death and full disability and Rs. 1 lakh for partial disability. www.ambitiousbaba.com Page 167

Facebook Page Facebook Group Telegram Group (a) Rs. 3 lakh (b) Rs. 5 lakh (c) Rs. 4 lakh (d) Rs. 1 lakh (e) Rs. 2 lakh Question 358: The premium is ______per annum which is to be auto-debited in one installment from the subscriber’s bank account as per the option given by him on or before 31st May of each annual coverage period under the PMJJBY scheme. (a) Rs. 365 per annum (b) Rs. 110 per annum (c) Rs. 12 per annum (d) Rs. 330 per annum (e) Rs. 205 per annum Question 359: The Pradhan Mantri Suraksha Bima Yojana or PMSBY is available to people in the age group ______years with a bank account who give their consent to join/ enable auto-debit on or before 31st May for the coverage period 1st June to 31st May on an annual renewal basis. (a) 18 to 70 years (b) 18 to 50 years (c) 18 to 40 years (d) 18 to 60 years (e) 18 to 80 years Question 360: The premium of how much amount per annum is to be deducted from the account holder’s bank account through ‘auto-debit’ facility in one installment under Pradhan Mantri Suraksha Bima Yojana? (a) Rs. 365 per annum (b) Rs. 110 per annum (c) Rs. 12 per annum (d) Rs. 330 per annum (e) Rs. 205 per annum Question 361: ______is a pension scheme for citizens of India focussed on the unorganised sector workers. (a) PMVVY (b) PMJJBY (c) PMSBY (d) PMMY (e) APY Question 362: Name the scheme, Under a loan of upto Rs. 50,000 is given under sub- scheme ‘Shishu’; between Rs. 50,000 to 5.0 Lakhs under sub-scheme ‘Kishore’; and between 5.0 Lakhs to 10.0 Lakhs under sub-scheme ‘Tarun’. (a) Pradhan Mantri Vaya Vandana Yojana (b) Pradhan Mantri Mudra Yojana (c) Pradhan Mantri Jan Dhan Yojana www.ambitiousbaba.com Page 168

Facebook Page Facebook Group Telegram Group (d) Pradhan Mantri Suraksha Bima Yojana (e) Pradhan Mantri Jeevan Jyoti Bima Yojana Question 363: The government of India launched the Stand Up India scheme. The Scheme facilitates bank loans between ______and ______to at least one Scheduled Caste/ Scheduled Tribe borrower and at least one Woman borrower per bank branch for setting up greenfield enterprises. (a) Rs. 10 lakh and Rs. 1 crore (b) Rs. 5 lakh and Rs. 50 crore (c) Rs. 20 lakh and Rs. 5 crore (d) Rs. 50 lakh and Rs. 10 crore (e) Rs. 1 lakh and Rs. 20 crore Question 364: Stand Up India scheme caters to promoting entrepreneurship amongst women, ______category. (a) SC (b) ST (c) General (d) OBC (e) Both (a) and (b) Question 365: Atal Pension Yojana or APY is open to all saving bank/post office saving bank account holders in the age group of ______years and the contributions differ, based on pension amount chosen. (a) 18 to 70 years (b) 18 to 50 years (c) 18 to 40 years (d) 18 to 60 years (e) 18 to 80 years Question 366: All the subscribers would receive the guaranteed minimum monthly pension of Rs. 1,000 or Rs. 2,000 or Rs. 3,000 or Rs. 4,000 or Rs. 5,000 at the age of ______years under Atal Pension Yojana. (a) 70 years (b) 50 years (c) 40 years (d) 60 years (e) 80 years Question 367: Name the scheme, which is a Pension Scheme announced by the Government of India exclusively for the senior citizens aged 60 years and above which is available from 4th May, 2017. (a) Pradhan Mantri Mudra Yojana (b) Pradhan Mantri Vaya Vandana Yojana (c) Pradhan Mantri Jan Dhan Yojana (d) Pradhan Mantri Suraksha Bima Yojana (e) Pradhan Mantri Jeevan Jyoti Bima Yojana Question 368: The headquarters of Fincare Small Finance Bank is ______

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Facebook Page Facebook Group Telegram Group A. Hyderabad B. Chennai C. Jaipur D. Bengaluru E. None of these Question 369: The headquarters of Capital Small Finance Bank is ______A. Hyderabad B. Chennai C. Jalandhar D. Bengaluru E. None of these Question 370: The headquarters of Ujjivan Small Finance Bank Limited is ______A. Hyderabad B. Chennai C. Jalandhar D. Bengaluru E. None of these Question 371: The headquarters of AU Small Finance Bank is ______A. Hyderabad B. Chennai C. Jaipur D. Bengaluru E. None of these Question 372: The headquarters of Equitas Small Finance Bank is ______A. Hyderabad B. Chennai C. Jaipur D. Bengaluru E. None of these Question 373: The headquarters of Janalakshmi small finance bank is ______A. Hyderabad B. Chennai C. Jaipur D. Bengaluru E. None of these Question 374: The headquarters of RGVN is ______A. Guwahati B. Shillong C. Jaipur D. Imphal E. None of these Question 375: The headquarters of Suryoday Small Finance Bank Limited is ______A. Guwahati www.ambitiousbaba.com Page 170

Facebook Page Facebook Group Telegram Group B. Shillong C. Jaipur D. Imphal E. Navi Mumbai Question 376: The headquarters of Utkarsh Small Finance Bank is ______A. Guwahati B. Varanasi C. Jaipur D. Imphal E. Navi Mumbai Question 377: The headquarters of ESAF Small Finance Bank is ______A. Guwahati B. Varanasi C. Jaipur D. Thrissur E. Navi Mumbai Question 378: The headquarters of UNIDO is ______A. Vienna, Austria B. Beijing, China C. Manila, Philippines D. Shanghai, China E. Russia, Moscow Question 379: The headquarters of AIIB is ______A. Vienna, Austria B. Beijing, China C. Manila, Philippines D. Shanghai, China E. Russia, Moscow Question 380: The headquarters of Asian Development Bank is ______A. Vienna, Austria B. Beijing, China C. Manila, Philippines D. Shanghai, China E. Russia, Moscow Question 381: The headquarters of NDB is ______A. Vienna, Austria B. Beijing, China C. Manila, Philippines D. Shanghai, China E. Russia, Moscow Question 382: The headquarters of IIB is ______A. Vienna, Austria B. Beijing, China www.ambitiousbaba.com Page 171

Facebook Page Facebook Group Telegram Group C. Manila, Philippines D. Shanghai, China E. Russia, Moscow Question 383: The headquarters of World Intellectual Property Organization is ______A. Vienna, Austria B. Beijing, China C. Geneva, Switzerland D. Shanghai, China E. Russia, Moscow Question 384: The headquarters of World Trade Organization is ______A. Vienna, Austria B. Beijing, China C. Geneva, Switzerland D. Shanghai, China E. Russia, Moscow Question 385: The headquarters of IIF is ______A. Washington DC, US B. Beijing, China C. Geneva, Switzerland D. Shanghai, China E. Russia, Moscow Question 386: The headquarters of FSB is ______A. Washington DC, US B. Beijing, China C. Basel, Switzerland D. Shanghai, China E. Russia, Moscow Question 387: The headquarters of NIB is ______A. Washington DC, US B. Beijing, China C. Helsinki, Finland D. Shanghai, China E. Russia, Moscow Question 388: “I” in IBBI stands for______A. Institute B. Indian C. Information D. Insolvency E. None of these Question 389: IBBI was established on _____ A. 1 October 2016 B. 1 November 2016 C. 31 March 2016 www.ambitiousbaba.com Page 172

Facebook Page Facebook Group Telegram Group D. 31 May 2016 E. None of these Question 390: Insolvency and Bankruptcy Code was passed by Lok Sabha on _____ A. 1 October 2016 B. 1 November 2016 C. 5 March 2016 D. 5 May 2016 E. None of these Question 391: Which of the following is covered by IBBI? A. Companies B. Limited Liability Partnerships C. Partnership firms D. Individuals E. All of these Question 392: IBBI handles the cases by using ______A. NCLT B. Debt recovery tribunal C. ICJ D. Both (A) and (B) E. Both (B) and (C) Question 393: The Central Government has constituted National Company Law Tribunal (NCLT) under ______of the Companies Act, 2013. A. Section 108 B. Section 408 C. Section 308 D. Section 208 E. None of these Question 394: The National Company Law Appellate Tribunal (NCLAT) is a _____ A. Statutory body B. Judicial body C. Regulatory body D. All of these E. None of these Question 395: How many benches are there in NCLAT? A. 12 B. 10 C. 11 D. 13 E. None of these Question 396: NCLAT was constituted on ______A. 1 June 2016 B. 1 November 2016 C. 31 March 2016 www.ambitiousbaba.com Page 173

Facebook Page Facebook Group Telegram Group D. 31 May 2016 E. None of these Qustion 397: Who among the following set up the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)? A. GOI B. Ministry of MSME C. SIDBI D. All of these E. None of these Question 398: CP can be issued for maturities between a minimum of ______days and a maximum of up to ______from the date of issue. A. 8 days and 2 years B. 7 days and 1 year C. 6 days and 2 years D. 5 days and 1 year E. None of these Question 399: CP can be issued in denominations of ______or multiples thereof. A. 8 lakh B. 2 lakh C. 6 lakh D. 5 lakh E. None of these Question 400: Who among the following can act as Issuing and Paying Agent(IPA) of CP? A. Non-Scheduled Banks B. Private Banks C. Scheduled Banks D. All of these E. None of these Question 401: If the tangible net worth of the company, as per the latest audited balance sheet, is not less than ______crore, then the corporate would be eligible to issue CP. A. 4 crore B. 3 crore C. 2 crore D. 5 crore E. None of these Question 402: Which of the following is an unsecured money market instrument issued in the form of a promissory note? A. Demand Draft B. Primary Lending Certificates C. Commercial Paper D. All of these www.ambitiousbaba.com Page 174

Facebook Page Facebook Group Telegram Group E. None of these Qustion 403: T-bills auctions are held on the ______A. MSS B. NDS C. ECS D. All of these E. None of these Question 404: Treasury bills are also issued under the ______. A. MSS B. NDS C. ECS D. All of these E. None of these Question 405: What is D in BSBDA? A Debit B Dual C Deposit D Draft Question 406: A person having Basic Savings Bank Deposit Account (BSBDA) in a bank can have which of the following accounts in the same bank? (i) Savings Account (ii) Fixed Deposit (iii) Recurring Deposit A Only (i) B Only (ii) and (iii) C All (i), (ii), and (iii) D None of (i), (ii) and (iii) Question 407: Who can get open a Basic Savings Bank Deposit Account (BSBDA) in a bank? A) having annual income less than Rs 50,000 B) having annual income less than Rs 1,00,000 C) having annual income less than Rs 2,00,000 D) Anybody can get open Question 408: At a particular time, what is the maximum balance limit in any individual’s Basic Savings Bank Deposit Account (BSBDA) – Small Account? A Rs 10,000 B Rs 50,000 C Rs 1,00,000 D There is no limit Question 409: A person having Basic Savings Bank Deposit Account (BSBDA) – Small Account can deposit a maximum of how much amount in a year? A Rs 50,000 B Rs 1,00,000 www.ambitiousbaba.com Page 175

Facebook Page Facebook Group Telegram Group C Rs 2,00,000 D Rs 2,50,000 Question 410: In a Basic Savings Bank Deposit Account (BSBDA) – Small Account, what is the limit on amount of withdrawals and transfers in a month? A Rs 5,000 B Rs 10,000 C Rs 20,000 D Rs 25,000 Question 411: Which of the following banks can open a Basic Savings Bank Deposit Account (BSBDA) for an individual? (i) Public Banks (i) Private Banks (i) Foreign Banks A Only (i) B Only (i) and (ii) C Only (i) and (iii) D All (i), (ii) and (iii) Question 412: If an individual has a savings account in a bank, and he/she gets open a Basic Savings Bank Deposit Account (BSBDA) in the same bank, in how many days the savings account will have be closed? A 15 days B 30 days C 45 days D 60 days Question 413: How many minimum free ATM withdrawals are permitted in a Basic Savings Bank Deposit Account (BSBDA)? A 3 B 4 C 5 D 6 Question 414: In case of a Basic Savings Bank Deposit Account (BSBDA) – Small Account, the account is valid for how much period? A 6 months B 12 months C 1.5 years D 2 years Question 415: The apex institution in Banking System in India is? A RBI B SEBI C NABARD D IRDA Question 416: The new lending rate MCLR introduced has come into effect from ? A 1 June 2016 www.ambitiousbaba.com Page 176

Facebook Page Facebook Group Telegram Group B 1 May 2016 C 1 April 2016 D 1 January 2016 Question 417: The various disclosures in balance sheet of banks aims at ___ ? A Supervision B Inspection C Monitoring D Transparency Question 418: Regional Rural Banks are managed by ____. A Sponsor Bank B NABARD C RBI D Board of Directors Question 419: The word customer is defined in which of the following act? A RBI Act 1934 B The Banking Regulation Act, 1949 C Prevention of Money Laundering Act, 2002 D None of these Question 420: Which of the following customer does not fall under low risk category under KYC guidelines? A Salaried employee B Persons from lower strata of the society C Government Department D Trusts Question 421: An account will be classified as dormant if there are no transactions in the account for a period of ____ months. A 12 months B 60 months C 24 months D 36 months Question 422: A money in bank account is treated as Unclaimed money deposit after ___ years? A 2 years B 5 years C 10 years D No such limit Question 423: What does P stands for in CNP? A Protect B Present C Part D Portable Question 424: What is the paid up capital of Payment bank? A Rs 100 Crores www.ambitiousbaba.com Page 177

Facebook Page Facebook Group Telegram Group B Rs 500 Crores C Rs 800 Crores D Rs 250 Crores Question 425: What does G stands for in DICGC? A General B Guarantee C Guideline D Generation Question 426: In which year DICGC was established? A 1961 B 1969 C 1978 D 1982 Question 427: DICGC was established under the Act DICGC ____ A 1960 B 1961 C 1977 D 1978 Question 428: Which two organisations were merged to form DICGC? A DIG & DGCI B DCI & CGCD C DIC & DGDI D DIC & CGCI Question 429: What is the maximum deposit amount insured by the DICGC? A Rs 2,00,000 B Rs 1,00,000 C Rs 3,00,000 D No limit Question 430: Who acts as the Chairman of Board of Directors of DICGC? A Governor of RBI B Deputy Governor of RBI C Appointed by Central Government D Chairman of NABARD Question 431: What is the authorized capital of DICGC? A Rs 100 crore B Rs 50 crore C Rs 150 crore D Rs 500 crore Question 432: What is Reserve Bank of India(RBI)′s stake in DICGC? A 80% B 90% C 99.40% D 100% www.ambitiousbaba.com Page 178

Facebook Page Facebook Group Telegram Group Question 433: Identify the false statement. A Regional Rural Banks are insured by DICGC. B DICGC insures current deposits C DICGC insures Deposits of Central Government D All are true Question 434: Where is the Headquarter of DICGC located? A New Delhi B Mumbai C Kolkata D Lucknow Question 435: What does T stands for in T-Bills? A Trust B Transfer C Treasury D Trade Question 436: Who issues Treasury bills(T-bills) in India? A RBI B Central Governemnt C State Governemnt D Both B and C Question 437: What is the maximum tenure of T-Bills in India? A 91 days B 182 days C 364 days D 728 days Question 438: What is the minimum amount for which T-Bills are issued in India? A Rs 10,000 B Rs 25,000 C Rs 50,000 D Rs 1,00,000 Question 439: What is the maximum amount for which T-bills are issued in India? A Rs 1,00,000 B Rs 5,00,000 C Rs 10,00,000 D No Such Limit Question 440: T-bills auctions are held on NDS platform. What is the full form of NDS? A Negotiated Dealing System B Non Deduction System C Non Differentiated System D Networked Dealing System Question 441: Identify the correct statement. A T-Bills are issued at face value and redeemed at discount at maturity. www.ambitiousbaba.com Page 179

Facebook Page Facebook Group Telegram Group B T-Bills are issued at face value and redeemed at negotiated value at maturity. C T-bills are issued at a discount and redeemed at the face value at maturity D All are correct Question 442: Identify the false statement A T-bills are money market instrument. B T-bills are issued by Government of India C T-bills are zero coupon securities. D All are true Question 443: Identity the false statement. A Banks can use T-bills for fulfilling their SLR requirements B RBI auctions T-bills everyday on its website C T-bills have zero risk associated with them. D All are true Question 444: Treasury bills are also issued under the MSS. What is the full form of MSS? A Market Security Scheme B Market Securitization Scheme C Market Security Structure D Market Stabilization Scheme Question 445: Which of the following cannot issue Certificate of Deposit (CD)? (i) Regional Rural Banks (ii) Local Area Banks (iii) All-India Financial Institutions (FIs) A Only (i) B Only (ii) C Only (iii) D Both (i) and (ii) Question 446: What is the minimum deposit under Certificate of Deposit (CD)? A Rs 25,000 B Rs 50,000 C Rs 1,00,000 D Rs 2,00,000 Question 447: What is the minimum maturity period of a CD issued by a bank? A) 7 days B) 14 days C) 30 days D) 1 year Question 448: What is the maximum maturity period of a CD issued by a bank? A 1 year B 2 year C 3 year D 4 year Question 449: What is the minimum maturity period of a CD issued by a Financial www.ambitiousbaba.com Page 180

Facebook Page Facebook Group Telegram Group Institution? A 7 days B 14 days C 30 days D 1 year Question 450: What is the maximum maturity period of a CD issued by a Financial Institution? A 1 year B 2 year C 3 year D 4 year Question 451: Identify the true statement. A Banks / FIs cannot grant loans against CDs. B CDs may be issued at a discount on face value. C Banks / FIs are also allowed to issue CDs on floating rate basis. D All are correct Question 452: What is the maximum amount for which CDs can be issued? A Rs 10,00,000 B Rs 15,00,000 C Rs 20,00,000 D No such limit Question 453: Find the false statement. A Non-Resident Indians (NRIs) may also subscribe to CDs B A CD issued to NRI can be endorsed to another NRI in the secondary market. C The FIs can issue CDs for a period not less than 1 year D There is no lock-in period for the CDs. Question 454: Which statement(s) is/are false (i) CDs are transferable. (ii) CDs issued to NRIs is repatriable (iii) Banks have to maintain CRR and SLR on the issue price of the CDs. A Both (i) and (ii) B Both (i) and (iii) C Only (ii) D Only (ii) and (iii) Question 455: The apex institution in Banking System in India is? A RBI B SEBI C NABARD D IRDA Question 456: The new lending rate MCLR introduced has come into effect from ? A 1 June 2016 B 1 May 2016 C 1 April 2016 www.ambitiousbaba.com Page 181

Facebook Page Facebook Group Telegram Group D 1 January 2016 Question 457: India’s first golf-centric credit card has launched by-______A. SBI B. UBI C. PNB D. RBL Question 458: India’s first contact less mobile payment solution has launched by – _____ A. ICICI B. Kotak Mahindra Bank C. Indusind Bank D. South Indian Bank Question 459: A bank has launched India’s first digital branch in Gurgaon is ______. A. ICICI B. Axis Bank C. Indusind Bank D. South Indian Bank Question 460: First bank in the country to offer EMI facility for its debit card holders -______. A. ICICI B. Axis Bank C. Indusind Bank D. South Indian Bank Question 461: World’s first Bank Agnostic Instant Funds Transfer Platform using Facebook launched by? A. ICICI B. Kotak Mahindra Bank C. Indusind Bank D. Central Bank Question 462: India’s first transparent credit card in association with American express launched by______. A. ICICI B. Axis Bank C. Indusind Bank D. Canara Bank Question 463: Name the India’s first digital village launched by ICICI Bank. A. Akodara B. Bakrana C. Salangpur D. Rojid Question 464: ______in partnership with Visa launched India’s first co-branded e- commerce credit card. A. Flipkart and ICICI www.ambitiousbaba.com Page 182

Facebook Page Facebook Group Telegram Group B. Snapdeal and ICICI C. Flipkart and HDFC D. Snapdeal and HDFC Question 465: ______is the first bank to launch the Mudra Card based on the RuPay platform. A. SBI B. Corporation Bank C. Vijaya Bank D. PNB Question 466: ______has become the first bank in India to launch Watch Banking for Apple Watch? A. ICICI B. Axis Bank C. Indusind Bank D. HDFC Bank Question 467: India’s First ATM serivce was introduced by______. A. SBI B. ICICI Bank C. Axis Bank D. HSBC Question 468: First bank in India was – A. Bank of Hindustan B. Imperial Bank of India C. General Bank of India D. New Bank of India Question 469: Which of the following banks became the first Indian bank to open a branch outside India? A. SBI B. ICICI Bank C. Axis Bank D. BOI Question 470: Which of the following banks in India became the first bank to open branch in China? A. SBI B. ICICI Bank C. Axis Bank D. BOI Question 471: First Indian Bank got ISO certification is ______A. SBI B. ICICI Bank C. Canara Bank D. BOI Question 472: First Indian bank to provide Internet Banking facility is ______www.ambitiousbaba.com Page 183

Facebook Page Facebook Group Telegram Group A. SBI B. ICICI Bank C. Canara Bank D. BOI Question 473: First Indian bank which introduced Mutual Funds is ______A. SBI B. ICICI Bank C. Canara Bank D. BOI Question 474: India’s first bank to introduce Display variant Debit Card ______A. SBI B. ICICI Bank C. Axis Bank D. BOI Question 475: First Regional Rural Bank(RRB) in India is ______A. Pandyan Bank B. Prathama Bank C. Pallavan Bank D. Baitarani Bank Question 476: India’s first co-operative Bank is ______A. Anonya Co-operative Bank B. Cosmos Co-operative Bank C. Janalaxmi Co-operative Bank D. karad Urban Co-operative Bank Question 477: ______refers to a private company related to the creation of capital for other companies, governments, and other entities. A. Investment Banking B. Branch Banking C. Group Banking D. Unit Banking E. None of these Question 478: ______is engaging in banking facilities away from a bank’s home office. A. Investment Banking B. Branch Banking C. Group Banking D. Unit Banking E. None of these Question 479: ______offered by banks that generally provides incentives for groups, such as employees at a company. A. Investment Banking B. Branch Banking C. Group Banking www.ambitiousbaba.com Page 184

Facebook Page Facebook Group Telegram Group D. Unit Banking Question 480: ______refers to a bank which is a single and small bank that provides financial services to its local community. A. Investment Banking B. Branch Banking C. Group Banking D. Unit Banking E. None of these Question 481: ______is the flow of funds (or capital) from one country to another in order to earn a short-term profit. A. Soft Currency B. Hard Currency C. Hot Money D. Cheap Money E. None of these Question 482: A currency with a value that fluctuates as a result of the country’s political or economic uncertainty is known as ______A. Soft Currency B. Hard Currency C. Hot Money D. Cheap Money E. None of these Question 483: Currency that is not likely to depreciate suddenly or to fluctuate greatly in value is known as ____ A. Soft Currency B. Hard Currency C. Hot Money D. Cheap Money E. None of these Question 484: Which of the following is also known as Weak Currency? A. Soft Currency B. Hard Currency C. Hot Money D. Cheap Money E. None of these Question 485: A loan or credit with a low-interest rate or the setting of low-interest rates by a central bank in a country is known as _____ A. Soft Currency B. Hard Currency C. Hot Money D. Cheap Money E. None of these Question 486: ____ is a type of charge that gives a bank automatic claim over a www.ambitiousbaba.com Page 185

Facebook Page Facebook Group Telegram Group borrower’s property or assets. A. Pledge B. Hypothecation C. Mortgage D. Lien E. All of these Question 487: The president is selected by the board of executive directors for a ____year, renewable term: a) 5 Year b) 3 Year c) 4 Year d) None of The Above

Question 488: The Executive Directors make up the 'Board of Directors' of the World Bank. They normally meet at least ______a week to oversee the bank's business, including approval of loans and guarantees, new policies, the administrative budget, country assistance strategies and borrowing and financial decisions: a) Thrice b) Twice c) Once d) None of The Above

Question 489: Basic Purpose of World Bank is: a) Removal of Poverty from world b) Provide Credit to Poor Countries and Developing Countries c) Both of The Above d) None of The Above

Question 490: Standard & Poor's (S&P) Global Ratings and its predecessor organizations have been in business for more than 150 years. (S&P) based in- (a) New York, USA (b) London, UK (c) Paris, France (d) Vienna, Austria (e) Geneva, Switzerland

Question 491: Which is a full service credit rating agency exclusively set up for micro, small and medium enterprises? (a) CRISIL (b) ICRA (c) CARE (d) ONICRA (e) SMERA www.ambitiousbaba.com Page 186

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Question 492: Which of the following is an independent banking industry watchdog that protects consumers of banking services in the country? (a) BBB (b) IBA (c) BCSBI (d) IBRD (e) RBI

Question 493: The Banking Codes and Standards Board of India (BCSBI) was registered as a society under the ______in February 2006. (a) Companies Act, 1956 (b) Societies Registration Act, 1860 (c) Banking Regulation Act, 1949 (d) Reserve Bank of India Act, 1934 (e) None of the given options is true

Question 494: Where is the head office of SMERA? (a) Chennai (b) Gurugram (c) New Delhi (d) Mumbai (e) Bengaluru

Question 495: What is the minimum amount to be remitted through RTGS- (a) Rs.2 lakh (b) Rs.10 lakh (c) Rs.1 lakh (d) Rs.5 lakh (e) Rs.20 lakh

Question 496: The Financial Stability Board (FSB) is an international body for the global financial system, has placed India in the league of countries that are 'compliant or largely compliant’ on the implementation of priority area reforms. In which among the following year FSB was established? (a) 2001 (b) 2009 (c) 2003 (d) 2015 (e) 1997

Question 497: NPA is a loan or an advance where interest and/or installment of principal remain overdue for a period of more than ______days in respect of a term www.ambitiousbaba.com Page 187

Facebook Page Facebook Group Telegram Group loan. (a) 100 days (b) 30 days (c) 90 days (d) 60 days (e) 120 days

Question 498: NPA is a loan or an advance where? (a) the instalment of principal or interest there on remains overdue for one crop season for long duration crops. (b) the account remains ‘out of order’ in respect of an Overdraft/Cash Credit (OD/CC). (c) the instalment of principal or interest there on remains overdue for two crop seasons for short duration crops. (d) All of the above (e) None of the above

Question 499: he purpose of MUDRA is to provide funding to the non-corporate small business sector through various Last Mile Financial Institutions like- (a) Banks (b) NBFCs (c) MFIs (d) All of the above (e) None of the above Question 500: MUDRA Bank, a Non Banking Finance Company as MUDRA Ltd has been set up as a subsidiary of...... ? (a) SIDBI (b) IDBI (c) RBI (d) NABARD (e) SBI Question 501: Q15. In which among the following year Asia's first Export Processing Zone (EPZ) was set up? (a) 1959 (b) 1971 (c) 1965 (d) 1956 (e) 1975 Click here to Download Solution PDF WhatsApp Group Join here Mail us at : [email protected]

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