Table of Contents
INTRODUCTION 3
CUT-OFF TIMES 3
FORMAT OF REQUEST 3
FOREIGN CURRENCY COVER 3
NON-ACCEPTANCE 3
CANCELLATIONS SAME DAY 4
CONTINGENCY 4
APPENDIX I - LIST OF MEMBERS FOR FOREIGN CURRENCY TRANSFERS LIST OF MEMBERS FOR USD TRANSFERS 5
APPENDIX II LIST OF DESIGNATED OFFICES FOR THE RECEIPT AND SETTLEMENT OF U.S. DOLLAR TRANSFERS WITHIN CANADA 6
APPENDIX III STANDARD SETTLEMENT INSTRUCTIONS FOR PARTICIPATING MEMBERS FOR FOREIGN CURRENCY TRANSFERS 10 Bank of Montreal 10 The Bank of Nova Scotia 14 CIBC 17 National Bank of Canada 23 Royal Bank of Canada 25 Toronto Dominion Bank 26 ATB Financial 28 BNP Paribas 29 Bank of America Canada 31 Fédération des caisses Desjardins du Québec 32 Citibank Canada 34 HSBC Bank Canada 35 Laurentian Bank 37 Central 1 Credit Union 38
APPENDIX IV - EXAMPLE 1 - U.S. DOLLAR TRANSFER WITHIN CANADA* 40
EXAMPLE 2 – FOREIGN CURRENCY TRANSFER WITHIN CANADA* 42 INTRODUCTION
1. Members within Canada, shall provide SWIFT transfer of U.S. funds and foreign currencies to other Members within Canada in accordance with the procedures detailed in the following sections if the account of the benefciary is domiciled in Canada. “Members” refers to both Canadian Banks and Non-bank fnancial institutions acting on their own behalf or on behalf of their foreign branches, afliates and/or subsidiaries. A current list of Members can be found in Appendix I. Members may request that all USD or foreign currency items be settled via SWIFT.
CUT-OFF TIMES
2. The following cutoff times apply: a. When executing a USD transfers, for same day value within Canada, requests sent by SWIFT that qualify for straight through processing must be received at the ofces identifed in Appendix II by 18:30 Hours Eastern Time. Requests received after 18:30 hours Eastern Time will be processed on a best efforts basis or next business day. b. For foreign currency exchanges, requests sent by SWIFT must be received by 17:00 hours Eastern Time one business day prior to value date. Requests received after 17:00 hours Eastern Time will be processed on a best efforts basis.
FORMAT OF REQUEST
3. Requests to Members designated in Appendix II and Appendix III, shall be made by:
a. SWIFT MT103 (Customer Transfer) - where one of the parties is not a fnancial institution defned by SWIFT Refer to Appendix IV for examples and format; or
b. SWIFT MT202 (FI Transfer). Refer to Appendix IV for examples and format.
FOREIGN CURRENCY COVER
4. When executing a transfer on behalf of a customer, Members may choose to execute a serial MT103 or an MT103 with cover. For those that choose to execute a cover payment it should be provided by SWIFT MT 202 COV in the formats illustrated in Appendix IV in favour of the receiving Member based on the standard settlement instructions contained in Appendices II and III.
NON-ACCEPTANCE
5. Where a receiving Member does not accept a payment instruction it shall: a. immediately advise the sending Member that it is not accepting the payment instruction and advise the sending Member of the SWIFT message type it shall use to confrm the non-acceptance in accordance with one of the options described in paragraph 5 b) below; and b. confrm the same day the non-acceptance of the payment instruction by sending a message via SWIFT using one of the two following options: i. SWIFT MT 202 The benefciary in feld 58 shall be the Member which sent the original payment instruction. The non-accepting Member shall include the following information in feld 72: "this message is in cancellation of your MTXXX dated YYYYMMDD" followed by a brief explanation; or ii. SWIFT MT 199 or MT 299 - For foreign currency transfers, the MT 199/299 shall be sent the same day. For USD transfers, the MT199/299 shall be sent the same day if possible but not later than 1200 Hours Eastern Time the following business day.
The receiving Member must also send a message (MT202) to pay the foreign correspondent of the original sending Member, to return funds for value as per original instructions.
CANCELLATIONS SAME DAY
6. Where the sending Member wishes to cancel a USD or foreign currency payment instruction, the following procedures shall apply:
a. the sending Member shall by telephone immediately request the receiving Member to cancel the payment instruction and send a SWIFT MT 192/292 or 199/299 to confrm the request to cancel. b. the receiving Member shall confrm the cancellation of the USD or foreign currency payment instruction by sending a message via SWIFT, to the original sending Member using one of the two following options:
i. SWIFT MT 202- For USD and foreign currency payments, the confrmation must be made the same day. The benefciary in feld 58 shall be the Member which sent the original payment instruction. The Member confrming the cancellation shall include the following information in feld 72:
"this message confrms your cancellation of your MTXXX dated YYYYMMDD" followed by a brief explanation; or
ii. SWIFT MT 199 or MT 299 - For USD and foreign currency payments, the MT 199/299 must be made the same day.
The receiving Member must also send a message (MT202) to pay the foreign correspondent of the original sending Member to return funds for value as per original instructions, if possible.
If the payment has already been effected, the receiving Member will advise the sending Member and will take the necessary steps to recall the funds and refund the sending Member the recovered funds less any out of pocket expenses, if any.
CONTINGENCY
7. Members should have contingency plans in place for payment systems and SWIFT lines. APPENDIX I - LIST OF MEMBERS FOR FOREIGN CURRENCY TRANSFERS LIST OF MEMBERS FOR USD TRANSFERS
ATB Financial ABN AMRO Bank CanadaN.V Bank of America N.A. Alberta Treasury Branches Bank of Montreal Bank of America N.A. The Bank of Nova Scotia Bank of Montreal BNP Paribas (Canada) The Bank of Nova Scotia Fédération des caisses Desjardins du Québec BNP Paribas (Canada) Canadian Imperial Bank of Commerce Fédération des caisses Desjardins du Québec Citibank Canada Canadian Imperial Bank of Commerce HSBC Bank Canada Citibank Canada Laurentian Bank of Canada Deutsche Bank Canada A.G. National Bank of Canada HSBC Bank Canada Royal Bank of Canada Laurentian Bank of Canada The Toronto-Dominion Bank Mellon Bank Canada National Bank of Canada Royal Bank of Canada The Sumitomo Bank of Canada The Toronto-Dominion Bank APPENDIX II LIST OF DESIGNATED OFFICES FOR THE RECEIPT AND SETTLEMENT OF U.S. DOLLAR TRANSFERS WITHIN CANADA
NAME OF BANK NAME OF STREET SWIFT SETTLEMENT (alphabetical) DESIGNATED ADDRESS INSTRUCTIONS CENTRE/DEPT/OF FICE
ABN AMRO TORONTO 15th Floor, Aetna ABNACATTXXX ABN AMRO BANK BANK CANADA Tower P.O. Box N.V., NEW.YORK A/C 114, TD Centre No. 673001195941 TORONTO, UID 368444 Ontario M5K 1G8
ATB FINANCIAL EDMONTON, Head ATB Financial BOFAUS3N Bank of America N.A. Ofce Suite 2100, NYC ABA 026009593 10020 100 Street 57D:/1233235276 NW Edmonton, Alberta Treasury AB T5J 0N3 Branches
BANK OF TORONTO 181 Bay Street, BOFACATTXXX BANK OF AMERICA AMERICA Suite 400, CANADA International CANADA Toronto, ON and Corporate M5J 2V8 Banking Bankamerica International N.Y. Account #65502-01805 ABA 959, UID 120137
BANK OF AMERICA CANADA Foreign Currency Services BOFACATTFCS Bankamerica International N.Y. Account #65502-04097 Account Name: Bank of America Canada FCS ABA 959, UID 234517
BANK OF IOS (International 800 De La BOFMCAM2 COVER TO Wells MONTREAL Operations Gauchetiere, Fargo NA, NY Services) Suite 5600 (PNBPUS3NNYC) MONTREAL, Fedwire Routing Quebec H5A 1K8 #026005092 For Account of: Bank of Montreal Acct #2000192009878 ABA 776, UID 046440
BANK OF NOVA TORONTO, 44 King Street NOSCCATT BANK OF AMERICA N. SCOTIA International West TORONTO, A SWIFT: BOFAUS3N Banking Division Ontario M5H 1H1 FED ABA: 026009593
BNP PARIBAS Head Ofce 1981 McGill BNPACAMMXXX Applicable for (CANADA) Payments Centre College Avenue payments to all MONTREAL MONTREAL, branches of BNP Quebec H3A 2W8 Paribas (Canada): BN P PARIBAS NEW YORK SWIFT: BNPAUS3N Favour account of BNP Paribas (Canada), Montreal (UID No. 026993)
Fédération des International & 1 Complexe CCDQCAMMXXX BANK OF NEW YORK, caisses Treasury Desjardins Suite B New York SWIFT : Desjardins du Operations 2822 IRVTUS3N ABA: Québec MONTREAL MONTREAL, 021000018 CHIPS Quebec H5B 1B3 UID: 238324 ACCOUNT: 890-0300-272
CIBC Global Money 595 Bay Street, CIBCCATTXXX Wells Fargo Bank, N.A. Operations, Suite 700 New York A/C: Toronto TORONTO, 2000193542208 ABA: Ontario M5G 2M8 026005092 CHIPS UID: 015035 SWIFT: PNBPUS3NNYC
CITIBANK Funds Transfer, 123 Front Street CITICATT CITIBANK N.A. NEW TORONTO West, Suite1900 YORK 111 Wall Street, TORONTO, New York, NY 10043 Ontario M5J 2M3 SWIFT CITIUS33 Acct #: 36006535
CENTRAL 1 Payment & 1441 Creekside CUCXCATTVAN Bankers Trust Co. CREDIT UNION Treasury Drive, Vancouver, New York, USA ABA# Operations BC V6J 4S7 :021 001 033 SWIFT: VANCOUVER BKTRUS33 Acct#: 04-459-732
CUPS Payment 350N, 8500 CUCXCATTCAL / The Bank of New York Services CALGARY Macleod Trail SE CUCXCATTREG New York, NY ABA Calgary, AB T2H 021000018 SWIFT 2N1 IRVT US 3N
Intermediary Institution 8900534478 Western Union Currency Services/CUCA Toronto
DEUTSCHE TORONTO, Main P.O. Box 196, 22 DEUTCATTXXX Bankers Trust Co. BANK AG, Branch Bay Street Suite New York, USA ABA# CANADA 1200 TORONTO, :021 001 033 SWIFT: BRANCH Ontario M5K 1H6 BKTRUS33 Acct#: 04-800-750
HSBC BANK TORONTO, 3rd foor, 3381 HKBCCATTXXX Citibank N.A. 111 Wall CANADA International Steeles Avenue Street, New York, NY Services Toronto, Ontario 10043 SWIFT – M2H 3S7 CITIUS33 ABA number – FED ABA 021000089, Account Number - 36351304
ICICI BANK Head Ofce - 150 Ferrand ICICCATT Wells Fargo Bank, USA CANADA Toronto Drive, Suite 700 SWIFT: Toronto, ON M3C PNBPUS3NNYC 3E5 Attn: Account #: Manager, Lynx 2000191007321 Operations
LAURENTIAN International 1360 Blvd. Rene BLCMCAMMXXX Bank of America New BANK OF Operations Lévesque Ouest, York, N.Y. SWIFT : CANADA Support Centre suite 600, BOFAUS3N Acct #: Head Ofce Montréal, 6550926307 MONTREAL Québec, H3G 0E5
MELLON BANK Main Branch, 95 Wellington MELNCATTXXX Cover to: Mellon Bank, N.A., CANADA TORONTO Street West, Suite N.A. SWIFT: BRANCH 1710 TORONTO, MELNUS3P FW: Ontario M5J 2N7 043000261 A/C: 9910393 For account: MELNCATT
NATIONAL BANK International Dept. 600 rue de la BNDCCAMMXXX Commercial Third OF CANADA Gauchetière Party Payment agent: ouest SWIFT ID CHAS JP Morgan Chase MONTREAL, US 33 Bank NY, USA Fedwire Quebec H3B 4L3 ABA#: 021000021 UID #: 014897 ACCT #: 544708330
Treasury and Financial agent: Wells Fargo Bank Na, USA SWIFT: PNBPUS3NNYC ABA: 026005092 Account: 2000292911219
ROYAL BANK OF Payment Centres - 180 Wellington ROYCCAT2XXX C Chase Manhattan CANADA Canada Street, West 8th Bank N.A. New York Floor TORONTO, SWIFT: CHASUS33 Ontario M5J 1J1 For account Royal Bank Toronto #001- 1-153244 ABA: 002 UID: 055253
THE SUMITOMO The Sumitomo Ernst & Young The Sumitomo Bank BANK OF Bank of Canada, Tower Toronto Limited, New York CANADA TORONTO Dominion Centre ABA 967, UID 262308 Suite 1400, P.O. Acct #587758 Box 172 TORONTO, Ontario M5K 1H6
TORONTO Wire Payment 77 King Street TDOMCATTTOR Bank of America, New DOMINION BANK Operations, Global West, TD Tower, York ABA 959 for Operations and 26th Floor account TD Bank, Business Services Toronto, Ontario Toronto Acct # M5K 1A2 6550-8-26336 CHIPS UID: 016202 APPENDIX III STANDARD SETTLEMENT INSTRUCTIONS FOR PARTICIPATING MEMBERS FOR FOREIGN CURRENCY TRANSFERS
Bank of Montreal
CURRENCY SWIFT ID CORRESPONDENT ACCOUNT NO BANK AUD CTBAAU2S Commonwealth Bank 100118951AUD11260 of Australia, Sydney, Australia 1 BBD FCIBBBBB FirstCaribbean Bank 1076449 Ltd, St. Michael, Barbados BMD BBDABMHM Bank of Bermuda Ltd, 1002184890 Hamilton, Bermuda CHF UBSWCHZH80A UBS AG, Zürich, 02300000072055000 Switzerland 000Y CHF CRESCHZZ80A Credit Suisse, Zürich, 0835-0956400-33-000 Switzerland CZK Ceskoslovenska CEKOCZPP Obchodni Banka A.S., cz160300008010036 Prague, Czech 6521353. Republic DKK DABADKKK Den Danske Bank, dk413000300750539 Copenhagen, Denmark 6 EUR BKAUATWW, Bank Austria 12910204700 BACXATWW Creditanstalt AG, Vienna, Austria EUR BBRUBEBB ING Belgium SA/NV, 301000053736 Brussels, Belgium EUR COBADEFF Commerzbank, 400872000500 Frankfurt, Germany EUR BNPAFRPP BNP Paribas SA, Paris, 040401521 France EUR BCITITMM Intesa San Paolo SPA, 03500009556210470 Milan, Italy EUR ABNANL2A ABN AMRO Bank NV, 0574826459 Amsterdam, The Netherlands FJD ANZBFJFX Australia and New 000000005000175 Zealand Banking Group
Ltd, Suva, Fiji GBP MIDLGB22 HSBC (Midland Bank gb76midl4005153930 plc) SC400515, 1850 London, England HKD HSBCHKHHHKH Hongkong & Shanghai '002343630001 Banking Corporation Ltd, Hong Kong IDR HSBCIDJA Hongkong & Shanghai 001702299-001 Banking Corporation Ltd, Jakarta, India ILS LUMIILIT Bank Leumi Le Israel IL0801080000000220 B.M., Tel-Aviv, Isreal 10158 INR SBININBB1306 State Bank of India, 10324764839 Mumbai, India
JMD JNCBJMKX National Commercial 61073124 Bank of Jamaica Ltd, Kingston, Jamaica JPY BOTKJPJT Bank of Tokyo - 653-0409901 Mitsubishi Ltd, Tokyo, Japan KWD NOBKKWKW National Bank of '000611395010 Kuwait, Kuwait City, Kuwait KYD FCIBKYKY FirstCaribbean 1115749 International Bank (Cayman) Ltd, George Town, Cayman Islands MAD BCMAMAMC Attijariwafa Bank, 016R90243613331 Casablanca, Morocco MXN BNMXMXMM Banco Nacional De 2180000281030170 Mexico S.A., Mexico City, Mexico MYR HBMBMYKL HSBC Bank Malaysia 318-1000088016 Berhad, Kuala Lumpur, Malaysia NOK DNBANOKK Den Norske Bank, Oslo, IBAN NO31 Norway 70010211008 NZD ASBBNZ2A ASB Bank Ltd, 123121002236500 Auckland, New Zealand PHP MBTCPHMM Metropolitan Bank & '0667066309815 Trust Co., Manila, Phillipines PKR UNILPKKA United Bank Ltd, 15116 Karachi, Pakistan SAR RIBLSARI Riyad Bank, Riyadh, 30775 Saudi Arabia SEK HANDSESS Svenska se206000000000004 Handelsbanken, 0337049 Stockholm, Sweden SGD OCBCSGSG Overseas Chinese 501461487001 Banking Corporation Ltd, Singapore THB BKKBTHBK Bangkok Bank Public 610505 Company Ltd, Bangkok, Thailand TRY TGBATRIS093 Turkiye Gantanti 9306499720 Bankasi AS Garanti Bank Securities, Istanbul, Turkey TTD FCTTTTPS First Citizens Bank Ltd, 15001100670 Port of Spain, Trinidad & Tobago USD PNBPUS3NNYC Wachovia Bank NA, 2000192009836 Chips UID 192531, FEd routing 026005092, Charlotte, United States of America XCD FCIBKNSK FirstCaribbean 1010764 International Bank Ltd,
Basseterre, Leeward & Windward Islands ZAR ABSAZAJJ ABSA Bank Ltd, 710079ZAR6712-01 Johannesburg, South Africa
The Bank of Nova Scotia
CURRENCY SWIFT ID CORRESPONDENT ACCOUNT NO BANK AUD ANZBAU3M Australia and New 201657/00001NZD Zealand Banking Corp AccountN01 BBD NOCSBBBB Bank of Nova Scotia, 40055000499013 Bridgetown, Barbados BMD BNTBBMHM Bank of N.T. Butterfeld 006-060-0000- & Sons Ltd., Hamilton,Bermuda 00152101001 BSD NOSCBSNS Bank of Nova Scotia, 70045004000015 Nassau, Bahamas BZD NOSCBZBS Bank of Nova Scotia, 91595009130138 Belize City, Belize CHF UBSWCHZH80A UBS AG, Zurich, 02300000072237060 Switzerland 000A CZK ING Banque Bruxelles BBRUBEBB010 Lambert, 821260464 Brussels
DKK NDEADKKK Nordea Bank, 5000405713 Copenhagen, Denmark EUR DEUTDEFF Deutsche Bank A.G., 10095105791000 Frankfurt GBP MIDLGB22 HSBC Bank plc. 37634623 London, England GYD NOSCGYGE Bank of Nova Scotia, 30775000108925 Georgetown Bank Ltd. HKD SCBLHKHH Standard Chartered BK 44709430232 HUF BACXHUHB Unicredit Bank HU101091800100000 Hungary ZRT 0 012090005 IDR SCBLIDJX Standard Chartered 30600009227 Bank, Jakarta, Indonesia ILS LUMIILIT Bank Leumi LE Israel 901260162 INR NOSCINBB Bank of Nova Scotia, 1232980008 Mumbai, India JMD NOSCJMKN Bank of Nova Scotia, 50765000340413 Jamaica Ltd., Kingston, Jamaica JPY BOTKJPJT Bank of Tokyo 653-0410179 Mitsubishi, UFJ Ltd KYD NOSCKYKX Scotiabank Grand 10785004016017 Cayman MAD BMCEMAMC Banque Moracaine de 78000126008941788 Extieur, Morocco MXN BMSXMSMM Banco Santander S.A. 10210913 MYR HBMBMYKL BNS Berhad,
Kuala Lumpur NOK NDEANOKK Nordea Bank, Oslo, 60010211010 Norway NZD ANZBNZ22 ANZ Banking Group 371260162 New Zealand LTD.,Wellington, New Zealand PEN BSUDPEPL Scotiabank Peru SAA 841313266 PHP Bank of Philippine BOPIPHMM Islands, Manilla, 11151205 Philippines PLN NDEAPLP2 Nordea Bank Polska PL8310200016120111 SA SAR BBRUBEBB010 ING Banque Bruxelles 301-0178217-12-SAR SEK NDEASESS Nordea Bank, 39527704081 Stockholm, Sweden SGD OCBCSGSG Overseas Chinese 501421820001 Banking Corporation, Singapore THB THBKTHBK Thanachart Bank Public 0013012525 TND BTBKTNTT Banque De Tunisie, 00-14-003382 Tunsia TRY BBRUBEBB010 ING Banque Bruxelles 301-0178217-12-TRY TTD 9415 NOSCTTPS Bank of Nova Scotia, Trinidad and Tobago Ltd., Port of Spain, Trinidad XCD NOSCKNSK Bank of Nova Scotia, 271314963 Basseterre, St. Kitts ZAR SBZAZAJJ Standard Bank, South 7551916 Africa
CIBC
CURRENCY SWIFT ID CORRESPONDENT ACCOUNT NO BANK CAD CIBCCATT CIBC, TORONTO EUR SOGEFRPP SOCIETE 003014620350 GENERAL,PARIS (Commercial Payments only) EUR RBOSGB2L ROYAL BANK OF GB44RBOS16107510 SCOTLAND PLC, 002
EDINBURGH, UK 465 (Foreign Exchange,
Derivatives & Money Market only) USD PNBPUS3NNYC WELLS FARGO BANK, 2000193542208 N.A., NEW YORK, NY,
USA (ABA# 026005092 CHIPS# 0509 UID#
015035) (Commercial Payments & Money
Market Only) USD CHASUS33 JPMORGAN CHASE 544708234 BANK, NEW YORK ABA
#021000021 CHIPS#0002 UID#015035
(Foreign Exchange, Derivatives only) AED ABU DHABI ADCBAEAA COMMERCIAL BANK AE110030000100727 PJSC ABU DHABI UAE 00100 AUD ANZBAU3M AUSTRALIA AND NEW 201418AUD00001 ZEALAND BANKING GROUP LTD, MELBOURNE, AU (Commercial Payments only) AUD NATAAU3303M NATIONAL 1803001147500 AUSTRALIA BANK LTD.,
MELBOURNE (Foreign Exchange, Derivatives
& Money Market only) BBD FCIBBBBB FIRST CARIBBEAN 61000594 INTERNATIONAL BANK, BRIDGETOWN, BARBADOS BHD NBOBBHBM NATIONAL BANK OF BH42NBOB00000099 BAHRAIN, MANAMA 099 837 BSD FCIBBSNS FIRST CARIBBEAN 20964018 INTERNATIONAL BANK, NASSAU, BAHAMAS CHF UBSWCHZH80A UBS A.G., ZURICH 02300000072249050 000
U CNY MSBCCNBJ002 CHINA MINSHENG 0200014060000033 BANKING
CORPORATION, SHANGHAI (CHINA) CNY SCBLHKHH STANDARD 44709437733 CHARTERED BANK (HONG KONG), HONG KONG CZK CEKOCZPP CESKOSLOVENSKA 0080101866518913 OBCHODNI BANKA A.S., PRAGUE DKK DABADKKK DANSKE BANK A/S, 3007505434 COPENHAGEN FJD ANZBFJFX AUSTRALIA AND NEW 13466841 ZEALAND BANKING GROUP LTD, SUVA, FIJI GBP BARCGB22 BARCLAYS BANK 203253 60249319 PLC, LONDON HKD HASEHKHH HANG SENG BANK, 250010212001 CIBC HONG KONG (Commercial TORONTO Payments only)
HKD HSBCHKHHHKH HONG KONG & 002343713001 CDN I SHANGHAI BANKING BK CORP. OF COMRCE LTD., HONG KONG (Foreign Exchange,
Derivatives & Money Market only) HRK BKAUATWW UNICREDIT BANK 10015433112 AUSTRIA AG , VIENNA,AUSTRIA HUF OKHBHUHB K and H BANK ZRT, 10409895555348535 BUDAPEST 653
1008 ILS POALILIT BANK HAPOALIM B.M, IL600-370609 TEL AVIV INR HSBCINBB HONG KONG & 019-044403-001 SHANGHAI BANKING CORP. LTD, MUMBAI CANADIAN IMPERIAL BA JMD FCIBJMKN FIRST CARIBBEAN 132279991 INTERNATIONAL BANK, KINGSTON, JAMAICA JPY MHCBJPJT MIZUHO CORPORATE 228010 BANK, TOKYO KWD COMBKWKW COMMERCIAL BANK KW81COMB00101955 OF KUWAIT S.A.K., 061 03414015 KUWAIT KRW SCBLKRSE STANDARD 195-10-010126 CHARTERED FIRST BANK KOREA LIMITED, SEOUL KYD FCIBKYKY FIRST CARIBBEAN 0010071257 INTERNATIONAL BANK, GEORGETOWN, CAYMAN LKR BCEYLKLX BANK OF CEYLON, 81578967 COLOMBO, SRI LANKA 001-574888-001 MXN BCMRMXMMCOR BBVA BANCOMER., 0095001061 MEXICO NOK NDEANOKK NORDEA BANK 60010211088 NORGE ASA, OSLO NZD BKNZNZ22985 BANK OF NEW 2490750000 ZEALAND, WELLINGTON PHP SCBLPHMM STANDARD 01-99542915339 CHARTERED BANK, MAKATI CITY, PHILIPPINES PLN PKOPPLPW BANK POLSKA KASA PL0912400001315002 OPIEKI S.A. , 41 11120301 WARSZAWA PKR SCBLPKKX STANDARD PK93SCBL000001596 CHARTERED BANK 1198901 (PAKISTAN), LTD, PAKISTAN RON BKAUATWW UNICREDIT BANK 10005522213 AUSTRIA AG , VIENNA, AUSTRIA RUB RZBAATWW RAIFFEISEN 34-50.029.784 INTERNATIONAL BANK, VIENNA, AUSTRIA SAR NCBKSAJE NATIONAL SA3210000055530602 COMMERCIAL BANK, 00 0102 JEDDAH SBD ANZBSBSB AUSTRALIA & NEW 21746 ZEALAND BKG GROUP, HONIARA SEK DABASESX DANSKE BANK A.S., SE0712000000012460 STOCKHOLM 10 3700 SGD UOVBSGSG UNITED OVERSEAS 1013992385 BANK, SINGAPORE THB UOVBTHBK UNITED OVERSEAS 747-3081-11-7 BANK (THAI) PCL, BANGKOK TRY TGBATRIS TURKIYE GARANTI TR9400062000930000 BANKASI A.S., 06 499781 ISTANBUL TTD RBNKTTPX REPUBLIC BANK LTD, 9 05000177 01 PORT OF SPAIN VEF BPROVECA BANCO PROVINCIAL 010800901705000000 S.A.BANCO 75 UNIVERSAL, CARACAS XAG CHASGB2LBUL JPMORGAN CHASE 06096 BANK, N.A., LONDON, UNITED KINGDOM
XAU CHASGB2LBUL JPMORGAN CHASE 00343 BANK, N.A., LONDON, UNITED KINGDOM
XCD FCIBAGAG FIRST CARIBBEAN 41000098 INTERNATIONAL BANK, ST. JOHN’S, ANTIGUA
ZAR SBZAZAJJ STANDARD BANK OF 7551930 SOUTH AFRICA LTD, JOHANNESBURG
National Bank of Canada
CURRENCY SWIFT ID CORRESPONDENT ACCOUNT NO BANK
AUD ANZB AU 3M Australia and New 202838/00001 Current Zealand Banking Group, a/c no.1 Melbourne, Australia
CZK BBRUBEBB010 ING Belgium Account: 301-0125128-79-CZK Intermediary: ING Bank NV, Prague SWIFT: INGBCZPP, IBAN: CZ0935000000009002 99218
CNY BKCHHKHH838 Bank of China Ltd., CN989584033101 Hong Kong
DKK SYBK DK 22 Sydbank a/s, Aabenraa, 80710100381 Denmark
NZD ANZB NZ 22 ANZ National Bank Ltd., 202838NZ00001 Wellington, New Zealand
EUR NATX FR PP Natixis Paris, France 92200021
EUR COBA DE FF Commerzbank A.G., 400872060901 EUR Frankfurt, Germany Hong Kong and HKD HSBC HK HH HKH Shanghai Banking 111161998001 Corporation Ltd. , Hong Kong (Hong Kong)
JPY BOTKJP JT Bank of 653-0412015 Tokyo-Mitsubishi Ltd., Tokyo, Japan
MXN BCMR MX MM COR BBVA Bancomer 0095000659 Servicos, S.A., Mexico, Mexico
PLN PKOP PL PW Bank Polska Kasa PL20124000013150138 Opieki SA Bank Pekao, 11 1120301 Warzawa, Poland
NOK NDEA NO KK Nordean Bank Norge 60010211061/BNDCYU ASA, Oslo, Norway L
SGD SCBL SG SG Standard Chartered 0109358678 Bank, Singapore, Singapore
SEK NDEASESS Nordea Bank, Abp, 39527710774 Stockholm
CHF CRES CH ZZ 80A Credit Suisse, Zurich, 0835-0949524-93-000 Switzerland
GBP RBOS GB 2L Royal Bank of Scotland 12233211 PLC, London, United Kingdom
USD CHAS US 33 JPMorgan Chase Bank 544708330
Fedwire ABA# : 021000021 UID# : 014897
Unites States, New York
ZAR SBZAZAJJ Standard Bank of South 7551923 Africa Limited, Johannesburg
Note (1): This list is for payment orders only Note (2): If the country is not listed, please effect payment through Commerzbank A.G.
Royal Bank of Canada
CURRENCY SWIFT ID CORRESPONDENT BANK AED EBILAEAD Emirates NBD Bank PJSC, Dubai City
AUD ANZBAU3M Australia & New Zealand Banking Group Limited - Melbourne, Australia CHF CRESCHZZ80A Credit Suisse - Zurich, Switzerland DKK DABADKKK Danske Bank A/S EUR BKAUATWW UniCredit Bank Austria AG - Vienna, Austria EUR NDEAFIHH Nordea Bank Finland PLC – Helsinki, Finland EUR BNPAFRPP BNP Paribas S.A. - Paris, France EUR COBADEFF Commerzbank AG - Frankfurt, Germany EUR AIBKIE2D AIB Group - Dublin, Ireland EUR UNCRITMM UniCredit SpA, Milan, Italy EUR BESCPTPL Banco Esperito Santo S.A. - Lisbon, Portugal EUR BCOMPTPLDIF Banco Comercial Portugues S.A. – Lisbon, Portugal EUR BSCHESMM Banco Santander S.A.- Madrid, Spain EUR BBRUEBB010 ING Belgiom NV/SA EUR DEUTDEFFXXX Deutsche Bank GBP LOYDGB2L Lloyds TSB Bank PLC – London, England HKD SCBLHKHH Standard Chartered Bank (Hong Kong) Limited - Hong Kong, HK INR SBININBB1306 State Bank of India INR ICICINBBNRI ICICI Bank Ltd., India JPY BOTKJPJT Bank of Tokyo-Mitsubishi Limited - Tokyo, Japan JPY SMBCJPJT Sumitomo Mitsui Banking Corporation – Tokyo, Japan JPY BOTKJPJTXXX MUFG Bank Ltd. MXN BNMXMXMMCVT Banco Nacional de Mexico SA – Mexico City, Mexico NOK DNBANOKX DnB NOR Bank A.S.A. – Oslo, Norway NZD ANZBNZ22058 ANZ National Bank Limited – Wellington, New Zealand PLN CITIPLPX Bank Handlowy w Warszawie SA, Warsaw SEK ESSESESS Skandinaviska Enskilda Banken A.B. (Publ) – Stockholm, Sweden SGD DBSSSGSG DBS Bank Ltd. – Singapore, Singapore USD CHASUS33 JP Morgan Chase Bank National Association – New York, United States ZAR SBZAZAJJ Standard Bank of South Africa Ltd. – Johannesburg, South Africa
This list provides guidelines for commercial transactions with Canada. Specifc settlement instructions for interbank transactions with our Treasury Division take precedence over the above guidelines. In addition, several of our overseas ofces have concluded their own arrangements and you should be guided accordingly.
Toronto Dominion Bank
SWIFT ID CORRESPONDENT BANK CURRENCY AUD NATAAU33032 National Australia Bank Limited, Melbourne, Australia CNY BKCHHKHH Bank of China ( Hong Kong ) Limited
CZK CEKOCZPP Ceskoslovenska Obchodni Banka AS, Prague, CZ
DKK DABADKKK Danske Bank A.S., Copenhagen, Denmark EUR CITIGB2L Citibank, London, England HKD HASEHKHH Hang Seng Bank Limited , Hong Kong , Hong Kong INR SCBLINBB Standard Chartered Bank, India JPY SMBCJPJT Sumitomo Mitsui Banking Corp., Tokyo, Japan MXN CITIUS33MER Citibank N.A., Mexico NZD BKNZNZ22985 Bank of New Zealand, Auckland, New Zealand
NOK ESSENOKX SEB (Skandiniviska Enskilda Banken), Oslo, Norway SAR NCBKSAJE101 National Commercial Bank, Jeddah, Saudi Arabia SGD OCBCSGSG Overseas Chinese Banking Corp. Ltd., Singapore ZAR SBZAZAJJ Standard Bank of South Africa Ltd., South Africa SEK ESSESESS Skandinaviska Enskilda Banken, Stockholm, Sweden CHF UBSWCHZH80A UBS AG Zurich, Zurich, Switzerland GBP BARCGB22 Barclays Bank Plc., London, England USD BOFAUS3N Bank of America, New York, N.Y. AED NBADAEAA National Bank of Abu Dhabi, Abu Dhabi, United Arab Emirates BBD FCIBBBBB First Caribbean International Bank (Barbados) Ltd. Bridgetown, Barbados BWP SBICBWGX Stanbic Bank Botswana Ltd,, Gaborone, Botswana FJD WPACFJFX Westpac Banking Corporation HUF CITIHUHX Citibank RT, Budapest, Hungary ILS LUMIILITXXX Bank Leumi, Tel Aviv, Israel ISK ESJAISRE Arion Banki MAD CITIGB2L Citibank, London, England MYR RHBBMYKL RHB Bank Berhad PLN CITIPLPX Bank Handlowy W Warszawie Warsaw, Poland RON CITIROBU Citibank Europe PLC, Dublin-Sucursala Romania RUB CITIRUMX AO Citibank, Moscow, Russia THB BKKBTHBK Bangkok Bank Public Co Limited, Bangkok, Thailand TRY CITITRIX Citibank A.S. Istanbul, Turkey XCD FCIBAGAG First Caribbean International Bank (Barbados) Ltd. St. John's, Antigua
ATB Financial
Special Instructions: Except for AUD, EUR, GBP, HKD, JPY and MXN all other currency wires for ATB Financial (ATBRCA6E) are to be paid to the Foreign Currency Account of our correspondent, Bank of America Canada. Banks must instruct the pay through Bank to advise Bank of America Canada, via SWIFT (BOFACATTFCS), of the incoming wire and provide cover to Bank of America’s applicable correspondent bank. Note: It is preferred if the sending bank could convert any foreign currency payment received, other than AUD, EUR, GBP, HKD, JPY, MXN and USD, to CAD currency when benefciary is for ATB Financial.
CURRENCY SWIFT ID BANK OF AMERICA CANADA ACCOUNT NO. FCS CORRESPONDENT BANK
AUD PNBPGB2LXXX Wells Fargo Bank, National 88002941 Association
DKK BOFACATTFCS Bank of America Canada
EUR PNBPGB2LXXX Wells Fargo Bank, National 88002942 Association
FJD BOFACATTFCS Bank of America Canada
HKD PNBPGB2LXXX Wells Fargo Bank, National 88002943 Association
IDR BOFACATTFCS Bank of America Canada
JPY PNBPGB2LXXX Wells Fargo Bank, National 88002944 Association
MXN PNBPGB2LXXX Wells Fargo Bank, National 88002945 Association
NZD BOFACATTFCS Bank of America Canada
NOK BOFACATTFCS Bank of America Canada
SAR BOFACATTFCS Bank of America Canada
SGD BOFACATTFCS Bank of America Canada
ZAR BOFACATTFCS Bank of America Canada SEK BOFACATTFCS Bank of America Canada
CHF BOFACATTFCS Bank of America Canada
TRL BOFACATTFCS Bank of America Canada
AED BOFACATTFCS Bank of America Canada
GBP BOFAGB22 Bank of America London 62808012
USD BOFAUS3N Bank of America, National 001233235276 Association NY
BNP Paribas
CURRENCY SWIFT ID CORRESPONDENT BANK
AED BNPAAEAA BNP ABU Dhabi, UAE
AUD ANZBAU3M Australia & New Zealand Banking Group Ltd., Melbourne, Australia
DKK NDEADKKK Nordea Bank, Denmark
EUR BNPAFRPP BNP Paribas, France
HKD BNPAHKHH BNP Paribas, Hong Kong
INR BNPAINBB BNP Paribas, Mumbai, India
JPY BNPAJPJT BNP Paribas, Japan
MXN BNMXMXMM Banco Nacional de Mexico S.A., Mexico City, Mexico
MAD BMCIMAMC Banque Morocaine pour le Commerce et l'industrie, Casablanca, Morocco
NZD BKNZNZ22 Bank of New Zealand, Wellington, New Zealand
NOK DNBANOKK Den Norske Bank Oslo, Norway
SGD UOVBSGSG United Overseas Bank (UOB) Ltd., Singapore
TND UBCITNTT Union Bancaire pour le Commerce et l’Industrie, Tunia, Tunisia
ZAR NEDSZAJJ Nedbank, Johannesburg, South Africa
SEK ESSESESS Skandinaviska Enskilda Banken, Stockholm, Sweden
CHF BPPBCHGG BNP Paribas (Suisse) S.A., Geneva, Switzerland
GBP BNPAGB22 BNP Paribas London, London Branch, United Kingdom
Bank of America Canada
SWIFT ID CORRESPONDENT ACCOUNT NO. CURRENCY BANK AUD BOFAAU2X Bank of America, Sydney, Australia ATS RZBAATWW Raiffeisenzentral 50050632 Oesterreich Bank AG, Vienna, Austria BEF BOFABE2X Bank of America, 96434044 Antwerp, Belgium DKK DABADKKK Den Danske Bank 3007513682 Copenhagen, Denmark DEM BOFADEFX Bank of America, 95679-031 Frankfurt, Germany FIM KOPIFIHH Kansalis Osake Pankki 122-FIM/8016CATT Bank, Helsinki, Finland FRF BOFAFRPP Bank of America, Paris, 95679-041 France HKD BOFAHKHX Bank of America, Hong 95679-011 Kong IEP BOFAIE2X Bank of American, 51217028 Dublin, Ireland ITL POCIITMM Banco Popolare 1301155 Commercio E Industria, Milan, Italy JPY BOFAJPJX Bank of America, 95679-010 Tokyo, Japan NLG BOFANL2X Bank of America, 12802018 Amsterdam, Netherlands NZD BKNZNZ22 Bank of New Zealand, 0999-249120-000 Wellington, New Zealand NOK DNBANOKK Den Norske Credit 7001-02-11202 Bank, Oslo, Norway SGD BOFASGSX Bank of American NT and SA, Singapore ESP BOFAESMX Bank of America SAE, 95681-018 Madrid, Spain SEK ESSESESS Skandinaviska Enskilda 5201-851-5160 Banken, Stockholm, Sweden CHF BOFACHZX Bank of America, 95679-010 Zurich, Switzerland GBP BOFAGB22 Bank of America, 14866018 London, England
Fédération des caisses Desjardins du Québec
CURRENCY SWIFT ID CORRESPONDENT ACCOUNT NO. BANK AUD ANZBAU3M AUSTRALIA AND 271007/00001CURRE NEW-ZEALAND NT A/C BANKING GROUP LTD., NO.1 MELBOURNE, AU (Treasury and Commercial Payments ) CHF CRESCHZZ80 CREDIT SUISSE, 0835-0956430-53-000 A ZURICH, CH(Treasury and Commercial Payments ) CNY DBSSHKHH BDS Bank Ltd Hong 3001354388 Kong Branch (Treasury Payments and Commercial) DKK NDEADKKK NORDEA BANK 5000000819 DENMARK A/S, COPENHAGEN, DK (Treasury and Commercial Payments ) EUR NATXFRPP NATIXIS, PARIS, FR FR7630007000110009 (Commercial 22000133 0EUR Payments) EUR SOGEFRPP SOCIÉTÉ 001014635120 GÉNÉRALE, PARIS, FR (Treasury Payments only) GBP BARCGB22 BARCLAYS BANK PLC, 20325390250899 LONDON (Treasury and Commercial ) HKD HSBCHKHH HONG KONG AND 567037411001 CSE SHANGHAI BANKING CENTRALE CORPORATION LTD., DESJARD HONK KONG, HK (Treasury and Commercial Payments ) INR SCBLINBB STANDARD 22205449057 CHARTERD BANK, MUMBAI (Treasury and Commercial Payments ) JPY BOTKJPJT BANK OF 653-0460044 TOKYO-MITSUBISHI UFJ, LTD., TOKYO, JP (Treasury and Commercial Payments ) MXN BMSXMXMM BANCO SANTANDER 2453 SA., MEXICO, MX (Treasury and Commercial Payments ) NOK DNBANOKK DNB NOR BANK ASA, 7001.02.11059 OSLO, NO (Treasury and Commercial Payments ) NZD BKNZNZ22 BANK OF NEW 2490990000 ZEALAND, WELLINGTON, NZ (Treasury and Commercial Payments ) PLN PKOPPLPWXX PEKAO UNICREDIT PL4412400001315090 X (Treasury and 71111203 01 Commercial Payments) RON BACXROBUXX TIRIAC UNICREDIT RO81BACX000000000 (Treasury and 1774250 Commercial Payments) SEK SWEDSESS SWEDBANK AB, 15545 STOCKHOLM, SE (Treasury and Commercial Payments ) SGD DBSSSGSG DBS BANK LTD., 037-002617-4 CAISSE SINGAPORE, SG CENTRAL (Treasury and Commercial Payments ) USD CITIUS33 Citibank N.A 30984258 (ABA021000089) (Treasury Payments only) USD IRVTUS3N BANK OF NEW YORK, 8900300272 NEW YORK, US
(ABA021000018) (Commercial Payments only) ZAR SBZAZAJJ THE STANDARD BANK 7226386 OF SOUTH AFRICA LTD, JOHANNESBURG (Treasury and Commercial Payments only)
Citibank Canada
CURRENCY SWIFT ID CORRESPONDENT ACCOUNT NO. BANK CAD ROYCCAT2 Royal Bank of 100-680-8 Canada, Canada, Toronto Transit 07172 AUD CITIAU2X Citibank Sydney, 912090019 Australia USD CITIUS33 Citibank New York 36006535 Fedwire 021000089 DKK NDEADKKK Nordean Bank 5000005837 Danmark, Copenhagen, Denmark EUR CITIGB2L Citibank London, 5511275 United Kingdom HKD CITIHKHX Citibank Hong Kong 08896372 INR CITIINBX Citibank Bombay, India 0090221019 JPY CITIJPJT Citibank Tokyo, Japan 0-221615-409 MYR CITIMYKL Citibank Kuala Lumpur, 0505064011 Malaysia MXN BNMXMXMM Banco Nacional de 0080276001 Mexico, Mexico NZD CITINZ2X Citibank Auckland, 400118019 New Zealand NOK DABANO22 Fokus Bank, 8601-02-80011 Trondheim, Norway SGD CITISGSG Citibank Singapore 0702955009 SEK ESSESESS Skandina Viska 5201-8515209 Enskilda Bank, Stockholm, Sweden CHF CITIGB2L Citibank London, 10659827 Switzerland GBP CITIGB2L Citibank London, 607-19-3 England
HSBC Bank Canada
CURRENCY SWIFT ID CORRESPONDENT ACCOUNT NO. BANK AUD HKBAAU2SMEL HSBC Bank Australia 001-795319-041 Ltd., Melbourne, Australia DKK DABADKKK Den Danske Bank, 3007513704 Copenhagen, Denmark EUR CCFRFRPP HSBC France Paris, 00100003973 France HKD HSBCHKHHHKH HSBC, Hong Kong 111-138210-001 INR HSBCINBB HSBC, Mumbai, India 002-719623-001 JPY HSBCJPJT HSBC, Tokyo 009-105875-026 MYR HBMBMYKL HSBC Malaysia Berhad, 318-200-391-016 Kuala Lumpur, Malaysia MXN BIMEMXMM HSBC Mexico, Mexico 4038397725 City, Mexico NZD HSBCNZ2A HSBC, Auckland, New 040-0005492-61 Zealand NOK DNBANOKK DNB Bank ASA, Oslo, 7001.02.11091 Norway PHP HSBCPHMM HSBC, Manila, 000-806406-080 Phillippines SAR SABBSARI Saudi British Bank, 001-552579-021 Riyadh, Saudi Arabia SGD HSBCSGSG HSBC, Singapore 141-214064-001 ZAR HSBCZAJJ HSBC Bank plc, 121-004568-001 Johannesburg, South Africa LKR HSBCLKLX HSBC Colombo, Sri 001-359546-001 Lanka SEK ESSESESS Skandinaviska Enskilda 52018515152 Banken, Stockholm, Sweden CHF CRESCHZZ80A Credit Suisse AG, 0835-0890702-03- Zurich, Switzerland 010 THB HSBCTHBK HSBC Bankkok, 001-112648-001 Thailand GBP MIDLGB22 HSBC Bank Plc, 00152309 London, England USD CITIUS33 Citibank, New York, N.Y. 36351304 CZK MIDLCZPP HSBC Bank Plc, Prague, 000000- Czech Rep. 0829106106/8150 PLN HSBCPLPW HSBC Bank Polska, PL13128000030000 Poland 003001146061 HUF INGBHUHB ING BANK N.V, HU10137000160639 Budapest, Hungary 655600000000 AED BBMEAEAD HSBC Bank Middle 022-085989-001 East, Dubai, U.A.E TRY HSBCTRIX HSBC Bank Istanbul, 001-1026149-305-00 Turkey CNY HSBCHKHHHKH HSBC, Hong Kong 111-138210-209 ILS LUMIILITBSC Bank Leumi Le Israel IL970108000000022 BM, TEL AVIV, Israel 025531 JPY BOTKJPJT Bank of 653-0409154 Tokyo-Mitsubishi LTD, Tokyo, Japan CNY HSBCCNSH HSBC Bank(CHINA) 088-382791-011 Company LTD, Shanghai, China IDR HSBCIDJA HSBC Jakarta, 001-700202-001 Indonesia
Laurentian Bank
CURRENCY SWIFT ID CORRESPONDENT BANK
AUD CRESCHZZ80A CREDIT SUISSE AG, ZURICH, SWITZERLAND
CHF CRESCHZZ80A CREDIT SUISSE AG, ZURICH, SWITZERLAND
DKK DABADKKK DEN DANSKE BANK, COPENHAGEN, DENMARK
EUR SOGEFRPP SOCIETE GENERALE, PARIS, FRANCE
GBP CRESCHZZ80A CREDIT SUISSE AG, ZURICH, SWITZERLAND
JPY MHCBJPJT MIZUHO CORPORATE BANK, TOKYO, JAPAN
NOK DNBANOKK DEN NORSKE BANK, OSLO, NORWAY
MXN BOFAMXMX BANK OF AMERICA, MEXICO CITY, MEXICO
SEK CRESCHZZ80A CREDIT SUISSE AG, ZURICH, SWITZERLAND
USD BOFAUS3N BANK OF AMERICA N.A., NEW YORK, NY, U.S.A
Central 1 Credit Union
CURRENCY SWIFT ID CORRESPONDENT ACCOUNT NO. BANK
AUD DEUTDEFF Deutsche Bank 951114800AUD Frankfurt, Germany DEUTDEFF's AUD correspondent is ANZ Banking Group Ltd. (ANZBAU3M)
CHF DEUTDEFF Deutsche Bank 951114800CHF Frankfurt, Germany DEUTDEFF's CHF correspondent is Credit Suisse Zurich
EUR DEUTDEFF (Deutsche Bank 951114800EUR Frankfurt, GermanyCRESCHZZ80 A)
GBP DEUTGB2L Deutsche 31415900GBP Bank London,Unite d Kingdom; Sort Code 40-50-81
JPY DEUTDEFF Deutsche Bank 951114800JPY Frankfurt, Germany DEUTDEFF's JPY correspondent is Deutsche Bank AG (DEUTJPJT)
MXN DEUTDEFF Deutsche Bank 951114800MXN Frankfurt, Germany DEUTDEFF's MXN correspondent it is Banco Nacional De Mexico (CITIUS33MER)
PLN DEUTDEFF Deutsche Bank 951114800PLN Frankfurt, Germany DEUTDEFF's PLN correspondent is Deutsche bank Polska S.A (DEUTPLPX)
USD BKTRUS33 Bankers Trust Co. 04-459-732 New York, USA ABA# 021 001 033
Note (1): This list is for payments sent to BICs: CUCXCATTVAN / CUCXCATTONT only.
Note (2): BICs CUCXCATTCAL / CUCXCATTREG can only receive Canadian Dollar funds. APPENDIX IV - EXAMPLE 1 - U.S. DOLLAR TRANSFER WITHIN CANADA*
The example provided below illustrates the information and message fows along with the message format and content for a client initiated USD transfer in Canada between two members. The scenario is based on the use of the MT 103 with cover (MT 202 COV) being provided to U.S. correspondents for settlement via either Fedwire or CHIPS. The same example could be used to depict a foreign currency transfer in Canada by modifying the currency and content of the message accordingly to refect correspondent relationships. The same message types and formatting would be used in a foreign currency example. MT 103 Customer Transfer (with cover) Value September 9, 1999, John Olerud Co. provides instructions to Bank A, Toronto to pay USD$ 12,000.00 into Joe Carter Lumber Inc.'s account (number 6709876) with Bank B, Hamilton. Bank A of sends two SWIFT messages: A. A customer transfer request to Bank B, Toronto using reference 01234567890123456. B. A cover message (MT202 COV) to Bank A, New York for the USD payment, using reference 56789/COV, which is provided through Bank B, Toronto's account number 5551212 at Bank C, New York. Note that should a serial MT103 customer transfer request be sent to Bank B, a cover message to Bank A, New York, United States for the USD payment is not required. MESSAGE FORMAT
BNKACATT Fields 53A & 54A Use SWIFT code of the Sender 103 and Receiver reimbursement institutions BNKBCATTTOR Enter the ordering customer’s account number on :20:01234567890123456 the frst line of :50K, preceded by a “/”. Field 50K :23B:CRED must also include the name and address of :32A:990909USD12000, ordering customer. :50K:/12345678 JOHN OLERUD CO. Enter the nine-digit Canadian Sort Code on the 123 YONGE STREET frst line of :57D, preceded by "//"cc. TORONTO ONTARIO A1B 2C3 Enter the benefciary's account number on the :53A:BNKAUS33 account number line preceded by a "/". Note: No :54A:BNKCUS3N non-numeric characters or spaces :57D://CC000412345 BANK B 234 MAIN ST. HAMILTON ONTARIO :59:/6709876 JOE CARTER LUMBER INC. 457 STELCO ROAD HAMILTON, ONTARIO :70:/INV/56-88-57-88 :71A:BEN BNKACATT 202 COV BNKAUS33
:20:56789/COV Mandatory Sequence A General Information :21:01234567890123456 :13C:(time indication) :32:A:990909USD12000, :57A:BNKCUS3N :58A:BNKBCATTTOR ------:50K:/12345678 JOHN OLERUD CO. 123 YONGE STREET TORONTO ONTARIO A1B 2C3 Mandatory Sequence B underlying customer :59:/6709876 credit transfer details JOE CARTER LUMBER INC. 457 STELCO ROAD HAMILTON, ONTARIO :70: INVOICE REF. 56-88-57-88 :33B:USD12000
*Usage of appropriate prefxes/code words in feld 72 must be in accordance with SWIFT guidelines *For more structured information on the ordering client, Field 50F may also be used.
EXAMPLE 2 – FOREIGN CURRENCY TRANSFER WITHIN CANADA*
The example provided below illustrates the information and message fows along with the message format and content for a fnancial institution (FI) initiated foreign currency transfer between two members. The scenario is based on the use of the MT 202 between the two members located in Canada and an MT 202 between their respective correspondents for the currency of the transfer. The same example could be used to depict a USD transfer in Canada by modifying the currency and content of the message accordingly to refect correspondent relationships. Note: when the payment instructions are provided by an FI for the beneft of another FI there is no need to make use of the MT 202 COV. MT 202 FI to FI Transfer Value September 9, 1999, Bank A, Toronto sends instructions to Bank B, Toronto to pay GBP 12,000.00 to Bank B, Main Branch, Toronto, favour of ABC Trust Co. Toronto. Bank A sends two SWIFT messages : A. An FI to FI transfer request (MT202) to Bank B, Toronto using ref. 01234567890123456. B. A message (MT202) to Bank A, London, England for the GBP payment, using reference 56789, which is provided to Bank B, Toronto's account number 5551212 at Bank C, London, England. Note: These procedures only apply when the benefciary account is domiciled in Canada. MESSAGE FORMAT
BNKACATT 202 BNKBCATTTOR Fields 53A & 54A Use SWIFT code of the Sender :20:(senders reference) and Receiver reimbursement institutions :21:(related reference) :32A:990909GBP12000, : 52A:BNKACATT Enter the nine-digit Canadian Sort Code on the :53A:BNKAGB22 frst line of :57D, preceded by "//"cc. :54A:BNKCGB22 :57D://CC000412345 Bank B Enter the benefciary's account number on the 234 MAIN ST. account number line preceded by a "/". Note: No HAMILTON, ONTARIO non-numeric characters or spaces. :58A: BNKBCATTTOR
BNKACATT ● Usage of appropriate prefxes/code 202 words in feld 72 must be in accordance BNKAGB22 with SWIFTguidelines
:20:(sender’s reference) ● Do not indicate receiver’s BIC code in feld :21:(related reference) 56/57 :32A:990909GBP12000 :52A:BNKACATT :53A:BNKAGB22 :57A:BNKCGB22 :58A:BNKBCATTTOR