Tractor Status of Jalgaon Jamod

INTERNATIONAL JOURNAL OF SCIENTIFIC PROGRESS AND RESEARCH (IJSPR) ISSN: 2349-4689 Volume-10, Number - 02, 2015

Y. V. Mahatale1, D. V. Tathod2, V. K. Chavan3 1,2Asst. Prof. Dept. FMPE CAE&T Jalgaon(Ja) 3SRF, PDKV, Akola(M.S.)

Abstract- The tractor is very popular in the farmers primarily growth rate of 4 per cent Rs. 150 crore has set target to because of affordability of higher efficiency of working..The expend on Farm mechanization as a crucial factor in the status of tractor for Jalgaon Jamod in Vidarbha Region is a development of Agricultural Sector in XI plan (Planning survey type project. The Survey is conducted in 25 villages out of Commission Report). 53 villages for Jalgaon Jamod . From each villages 15 farmers are randomly selected for study. A data collected from personally As higher capital formation and subsidies are available in interview of 380 farmersfrom 25 villages can overlook the various Agriculture Sector and for achieving the higher growth rate points regarding to the tractor and farmers opinion about the timeliness of operation and precision in the use and tractor. From the study it is concluded that 76% of tractor sales are on credit. Credit is extended by commercial banks, state land application of inputs are the major constraints. These development banks and regional rural banks. Most of farmers (24 constraints can be optimized by the farm mechanization. So per cent) preferred credit from local co-operative bank.A Local many researchers have been made in the utilization of Co-operative Banks play a important major role for providing the Tractors in various districts so present investigation was loan facility to Taluka place farmers. Irrigation facilities reduce undertaken to study the “State of Tractor Jalgaon Jamod reliance on the monsoon and allow for quick yielding varieties of Region” with the following objectives. The study utilization food -grain .This reduces the cropping cycle to 3-4 months from of tractors by farmers and availability of credit facility for the traditional 5-6 months. Reduced cropping cycle require deep the purchase of tractors and implements and also the tilling which translates into higher demand for tractors.The suitability of tractor of range of tractor and company for the tractor between the 65-75 horse powers dominates the market. Lately it is visualized that higher hp segment has the maximum Jalgaon Jamod Region. growth potential Most of the farmers have bought the tractors as their status symbol by paying the amount in cash. II. METHODOLOGY

Key Words- Bank, Credit, Tractor Status, Power available. The study of tractors utilization in Jalgon Ja. region was conducted through the survey to gather the information for I. INTRODUCTION analyzed to know the annual utilization of tractors, Credit facility available, average Horse Power available on this The sale of Agricultural tractors and other farm equipment region and more suitable tractor model for the farmers. The has increased. To-day more than 250,000tractors are Survey is conducted in 25 villages out of 53 villages in manufactured every year by 13 and more manufacturers. Jalgaon Ja. region, and form each villages 10 farmers These tractors are available in different horsepower ranges of personally contacted for collecting data, from 25 villages less than 15 to more than 55 and above horsepower. The approximately 250 farmers was personally interviewed. The share of various HP tractors in the recent years has been as questionaries prepared for farmer are presented and given follows. Different sizes of tractors are manufactured in India below. ranging from less than 15 HP to more than 55 HP but most popular range is 35-42 HP Table 1. Information collecting for utilization of tractor

As growth of agricultural credit would target set at Rs. Name of Farmer and age 280000 crore for 2008-09 with short term crop loan remained Village to be disbursed at 7 per cent per annum with initial provision Taluka of Rs. 1600 crore subvention in 2008-09 (Budget 2008-09) No. of family members Education: and as Gross Capital formation in agriculture as a promotion of GDP in the Agriculture Sector enhance from low level of Illiterate/Primary/Higher/College 10.2 per cent in 2003-04 to 12.5 per cent in 2006-07. The Family members work in farm Total annual income plan is to increase it to 16 per cent in XI plan to achieve

www.ijspr.com IJSPR | 98 INTERNATIONAL JOURNAL OF SCIENTIFIC PROGRESS AND RESEARCH (IJSPR) ISSN: 2349-4689 Volume-10, Number - 02, 2015

Total Land Holding (ha) a) Irrigated 4% 3%

b) Non-irrigated Self

Opinion about the tractor 6% Co-operative Bank Name of the tractor 24% 8% CBI Model ADB

Horse power IDBI 14% Name of loan facility/ money source Maharashtra Bank Implements 24% Syndicate

17% Vidharbh Gramin Bank III. RESULT AND DISCUSSION

The Regionand total areas 1,10,000(ha) in class of “Jalgaon Jamod Region” Dist-Buldhana (MS) . It was found from the collected data the total tractor population is 9172 i.e. Fig. 2 Percentage wise contribution of financing organization 1 tractor/0.54 hector is available in the Regionand the average HP used in the Region is 52-54 HP per 0.54 hector From the pie chart it is seen that 24per cent of the farmers of land so the status of farm mechanization in the Region is preferred to buy the tractor at their own money whereas the satisfactory. same number of farmers seek loans from co-operative banks. 17per cent of the farmers took loan from Central Bank of India while the share of Agricultural Development Bank is 80 14per cent. The percentage of other banks in the loan is 70 60 IDBI-8per cent, Maharashtra Bank 6 per cent, Syndicate 50 Bank 4per cent, Vidharbh Gramin Bank-3per cent.

Hp 40 30 Total Sonalika Johndeer Messy HP 6% 1% Ferguson 20 used Swaraj 10 1% 5% Mahindra 0 Ford Escort 6% Escher HMT Farmtrack Mahindra 6% 36% Powertrack Farmtrack Fig. 1 Average annual hp utilization of tractor in Jalgaon Ford Swaraj Jamod Powertrack Sonalika 8% Escort HMT Escher Johndeer The above graph shows average HP used for individual 12% 5% 14% Messy Ferguson company tractor and the average of all the types of tractor used. Fig. 3 Percentage wise tractor model available in the Jalgaon Credit Facility for Tractor Purchase Jamod

It was found fromthat the finance is available to the farmers It is found that the credit for tractor purchasing mostly comes for purchasing tractors and implements through a number of from the co-operative banks because the farmers get loan nationalized banks, Co-operative Banks and Co-operative easily from such banks and the procedure of getting loan is societies. However the rate of interest varies from 15-19per not that difficult as the government banks. The most farmers cent. The loan is available only on the mortgaging the land prefer to buy the tractor at their own money i.e. self- with loaning agency. It is clear from the pie chart below that credit(Sawkar) because the procedure for getting loan is time the share of cooperative bank and self-hired tractor is having consuming and difficult and having a touch of corruption more percentage. also so the farmers used the way of self-credit purchasing. In the survey farmers expected more subsidy (up to 50per cent) for the tractor purchasing and the farmers must get the

www.ijspr.com IJSPR | 99 INTERNATIONAL JOURNAL OF SCIENTIFIC PROGRESS AND RESEARCH (IJSPR) ISSN: 2349-4689 Volume-10, Number - 02, 2015 subsidy at the time of purchasing the tractor or implements [2] Dixit, V. K and J. L Baratwaj (1990): The impact of because the late subsidy is most of the times the late subsidy tractorization farm employment In Raipur District of M.P is used to pay the interest on the loans. Agriculture situation in india. 45(4) 233-235 [3] Nandel, D. S (1988): Mechanization of Haryana Agriculture, From the above it is seen that 36per cent of farmers possess An overview, Agril. Situation in India XLIII(1)PP.3 the Mahindra tractors models other major makes used are [4] Pandy, P. H and Inshad Ali (1971): Unit operating cost of General purpose Tractors in raising Wheat crop,Journal of Escher 14per cent, Escort 12per cent, Powertrack 8per cent, Agril. Engineering I.S.A.E.VIII (4)PP.1-5. Farmtrack 6per cent, Ford 6per cent, Sonalika 6per cent, [5] Singh K. N. and Bhagwan Singh (1993): Utilization of HMT 5per cent, Messy Ferguson 5per cent, Johndeer 1per different model of tractor on large Mechanized farms.Agril. cent, Swaraj 1per cent and this are the tractors mostly found Engg.Abstract.18(9):350-352. in the JalgaonJa.region. The most of the farmers’ proses the [6] V. Abraham (1988): Yield and employment effects of Tractor similar implements common among them are mould board Use in Agrilculture,IndianDessertationAbstract,XVII(4) plough, blade harrow, cultivator, V pass, seed drill, and PP.403. usually two wheel trolleys. [7] Ward, S. M. (1990): Tractor Owenership Costs Agril. Mechanization in Asia 21(1): 21-33. IV. OPINION OF THE FARMERS ABOUT THE TRACTOR IMPLEMENTS SYSTEMS

The mostly the farmers (about 90per cent) have expressed satisfaction about the quality of working of the tractors and the implements possessed by them. However, they complained about higher cost of fuel and repairs, maintenance for tractors. The rate of interest is also very high which resists farmers from purchasing new tractors.

V. CONCLUSION

From the study it is concluded that 76% of tractor sales are on credit. Credit is extended by commercial banks, state land development banks and regional rural banks. Most of farmers (24 per cent) preferred credit from local co-operative bank.Local Co-operative Banks play a major role for providing the loan facility. Irrigation facilities reduce reliance on the monsoon and allow for quick yielding varieties of food -grain .This reduces the cropping cycle to 3- 4 months from the traditional 5-6 months. Reduced cropping cycle require deep tilling which translates into higher demand for tractors. The tractors between the 65-75 horse power dominates the market. Lately it is visualized that higher hp segment has the maximum growth potential Higher horse powered tractors will be the future requirement with the government intention to encourage contract farming through the leasing in and leasing out of farm lands. Most of the farmers have bought the tractors as their status symbol by paying the amount in cash.

REFERENCES

[1] Annon, (2009) Ministry of Agriculture.