Overseas Services Tariff Guide For non-personal clients PLC (Guernsey, Isle of Man and Jersey branches) September 2021

Contents

4 Current account fees and charges • Sterling accounts • Currency accounts

5 Payment charges • Making payments • Other payment charges

6 • Receiving payments

6 Online Banking charges

6 Debit Card Charges • Debit Card Charges

7 Other services • Trade services • Notices & Acknowledgements – Security Interest Agreements • Cheque collections and negotiations

8 General services

9 Business segment-specific charges • Intermediary business • International trading companies

10 Liquidity Fee

13 Overdrafts, and other related charges • Overdrafts • Overdraft charges • Unpaids – out • Quarterly charging • Gross-up • Direct debits

14 • Standing orders • Changes to prices • Other Barclays services

15 Glossary

3 This Tariff Guide provides details of the charges we make for running your bank account and other related banking services. All charges are in sterling (GBP) or the currency equivalent.

Current account fees and charges

Sterling accounts International International International Small Community Corporate Tariff Business Tariff Business Tariff Account Account Account Account Quarterly maintenance fee N/A £40.00 £17.50 N/A (per account) Item charges: Per debit (paid in manually) £0.64 £0.64 £0.64 Free Per debit (automated entry) £0.20 £0.45 £0.45 Free Per credit (paid in manually) £0.87 £0.64 £0.64 Free Per credit (automated entry) £0.20 £0.45 £0.45 Free Per auto transfer debit £0.19 £0.45 £0.45 Free Per auto transfer credit £0.20 £0.45 £0.45 Free Cash paid in (per £100) £0.60 Free Free Free Cash paid out (per £100) £0.67 Free Free Free Cash exchanged (per £100) £1.93 Free Free Free Per cheque paid in £0.29 Free Free Free Per unpaid cheque returned £2.34 Free Free Free Per statement of account £0.30 (Free if Free Free Free issued monthly or less frequently)

Currency accounts Our International Corporate Tariff Account and International Business Tariff Account are available in sterling, US dollar, euro and any currencies freely traded in London. Our International Small Business Tariff Account and Community Account are available in sterling only.

In addition to the fees and charges below, cash that is in a currency other than sterling, which is paid in or withdrawn over the counter or via an ATM, will incur a charge of 2% of the total amount that is paid in or withdrawn. A minimum charge of £10 or currency equivalent applies.

International Corporate International Business Tariff Account Tariff Account Quarterly maintenance fee (per account) N/A £40.00 Item charges: Per debit £0.64 £0.64 Per credit (paid in manually) £0.87 £0.64 Per credit (automated entry) £0.20 £0.45

4 Payment charges

Making payments Barclays.Net Manual

Standard payments UK Faster Payments up to £100,000 (Barclays.Net up to £250,000) £3.00 Service not available

UK Next Day Payments £0.60 Service not available UK BACS (3 Day) Payments £0.50 Service not available UK BACS (3 Day) Collections £0.50 Service not available SEPA Credit Transfer (SCT) £0.50 £45 Urgent payments Same Day - CHAPS Payment £20 £45 International payments (see other payment charges below) £20‡ £45‡

‡ See other payment charges below that may be applicable to international payments.

Other payment charges Tariff SWIFTBIC and IBAN For payments that you make in Euros to a SEPA country the SWIFTBIC and IBAN are key pieces £7 or currency of information. The SEPA countries are the EU countries and their territories (including UK Crown equivalent Dependencies), Iceland, Liechtenstein, Norway, Monaco, San Marino and Switzerland. For a SEPA payment the SWIFTBIC is optional except when the payment is made to or from a non-EEA SEPA country. The SWIFTBIC is mandatory for an International Payment which is not a SEPA Credit Transfer. which receive payments without this information are entitled to charge a payment repair fee. If you do not provide us with this information with your payment instruction there will be an additional £7 charge (or currency equivalent) made when we send your payment. Your payment may be returned or rejected by the beneficiary bank if you fail to supply the correct details. If you do not have these details your beneficiary should be able to provide you with them. Barclays Overseas Delivery Charge For details If you chose to pay all the charges then an additional Barclays Overseas Delivery Charge may apply please see to cover any additional costs that may be incurred in the overseas country. If you chose not to pay all our Overseas the charges then the additional costs will be borne by the recipient. The Barclays Overseas Delivery Delivery Charge will vary depending on the country that you are sending the payment to, and in some cases Charge Guide will depend on the amount that you are sending. USD cover charge A £3 cover charge is levied for any payment made in US dollars which is going to a beneficiary outside the US. For payments sent with charging options SHA or BEN this amount will be deducted from the principal amount being sent (in addition to the transaction fee in the case of BEN). For charging option £3 OUR, the cover charge will be debited from the chosen charging account in addition to the transaction fee and any Overseas Delivery Charges. Payment details incomplete/incorrect if we are required to amend or repair a payment on your behalf prior to it being sent £20 If we have to contact you regarding incomplete/incorrect details. Payment recall If you request us to try to recall or amend a payment on your behalf. £20 Payment enquiry We may charge for enquiries that we receive in relation to each payment instruction. We will advise you of the charge prior to initiating the investigation on your behalf and you will not be charged if we £20 have made an error.

5 Receiving payments Tariff International payments Inward international payments received from overseas. £6 The inward payment charge is not applicable if the remitter has opted to pay all the charges.

Online Banking charges

Access to our website may be limited in some countries due to the prohibited transmission of encrypted data over telephone lines. Please check the legal position in your country of residence.

Service Tariff Standard set-up fee Free Inter-account transfers Free Barclays.net training Fee (new to channel) Free Telephone Training (webex)

Debit Card Charges

Issue Barclays Connect, Connect (Electronic) Free Barclays Connect card withdrawals/cash over the counter in pounds at UK, Free* Isle of Man or the Channel Islands Barclays branches Barclays Connect card cash withdrawal in pounds from a UK, Isle of Man or Free the Channel Islands Link ATM

For credit card charges please refer to your Barclaycard Terms and Conditions.

Debit card charges If you use your debit card for sterling transactions in the UK, Isle of Man or the Channel Islands, depending on where your account is Barclays will not charge you for using your debit card for sterling transactions in the UK, Isle of Man or the Channel Islands, depending on where your account is held, for making purchases, withdrawing cash, or for buying travellers’ cheques or foreign currency. A small number of ATM providers may charge a transaction fee but they should tell you about this on- screen before you commit to any transaction (see table above).

If you use your debit card abroad or make a debit card payment in a foreign currency (either abroad or in the UK, Isle of Man or the Channel Islands, depending on where your account is) We will charge you a 2.75 per cent Non-Sterling Transaction Fee for using your debit card abroad when making purchases, withdrawing cash, or when you are being refunded. This fee will also apply whenever you do not pay in sterling, for example when you shop online at a non-UK website. (The Non-Sterling Transaction Fee was previously referred to as “commission” and “foreign exchange charge”).

Visa converts transactions into sterling using the Visa Exchange Rate on the day it processes the transaction. This date may be different to the day on which the transaction took place. Historic exchange rate information is available at www.visaeurope.com

6 When using your debit card abroad some merchant terminals or ATMs may offer you the choice of paying for your transaction in sterling. If you choose to pay in sterling the 2.75 per cent Non-Sterling Transaction Fee will not apply, but you should always try to find out what the merchant or ATM provider’s commission charges are and what exchange rate they are using, as overall it may be more expensive to pay in sterling.

Please note: as of 13 April 2021, this non-sterling transaction fee will increase to 2.99%.

* Some branches may require advance notice if you request cash over the counter which is above your daily cash machine withdrawal limit.

Other services

Trade services Service Price per item Letters of credit Please contact your Relationship Manager Bills for negotiation for details Bills for collection

Notices & Acknowledgements – Security Interest Agreements Service Price per item Standard £1000 per agreement Complex Up to £5000 per agreement depending on complexity

Cheque collections and negotiations Service Price per item Cheque negotiation/deferred credit In addition to the fees outlined below, Depending on the type of transaction and the currency of the a cheque negotiation fee will also incur beneficiary account, we calculate interest using one or more of the an interest charge. Please contact us for following variables: further details. • FX rate • Interest (cost of funds plus margin) • Clearance days Additionally, we charge commission as follows Overseas currency cheque crediting a Sterling account: • £50 or less • Free plus any overseas bank charges* • £50.01 to £100 • £4 flat fee plus any overseas bank charges* • £100.01+ • 0.25% of value or £9 minimum to £60 maximum plus any overseas bank charges* Overseas currency cheque crediting a currency account 0.25% of value plus any overseas bank charges* UK currency cheque crediting a currency account £9 flat fee – except USD and EUR (free)*

* All charges will be applied quarterly in arrears, unless specified with a * where those items will be charged at the time.

7 General services

Service Tariff Audit letters £30 plus VAT* Branch drafts £45* Copy Statements Free Courier service – use of at client’s request £50* Fax Codeword and Indemnity Facility Free Fax at client’s request Free Fax advice service Free Fixed Deposit cancellation – a withdrawal at any time other than maturity £250 plus cancellation costs* Duplicate facility letters £50* General authorities £25* Guarantees Refer to Relationship Manager Retrieval of cheques Free Schedule of securities £10* Status enquiries £20* Stopped cheques (each or per book) Free Payments made by business debit card £0.45 Counter services Direct Presentation (Special Presentation) – minimum cheque value £1,000 £20* Encashment at non-account holding branch of more than £5,000 in any one day 1% of transaction fee arranged in the UK, Channel Islands or the Isle of Man (minimum £50)* Night safe wallets subject to availability and charged quarterly in arrears £2.25 (per deposit) Open credit arrangements (to establish or amend) £20* BACS BACS referrals £20 BACS recalls £20 BACS over limits – exceeding an agreed BACS or BusinessMaster three-day £50 payment limit

* All charges will be applied quarterly in arrears, unless specified with a * where those items will be charged at the time.

Please note: VAT does not apply in the Channel Islands.

8 Business segment-specific charges

Intermediary business Account opening fee Please speak with your Relationship Manager Accounts opened in advance (when documentation is not fully complete after £50 two weeks) Closing and reopening accounts (e.g. for tax planning purposes) per relationship £250 Change of administrators (requiring change of address/signatory changes etc.) Please speak with your Relationship Manager High Risk account chargeII From £2,500 per annum Politically Exposed Persons account chargeII From £5,000 per annum Annual Proposition Fee - Fiduciaries^ £500 per annum Annual Proposition Fee - Fund Administrators^ £250 per annum

Direct Funds Annual Proposition Fee - Direct Funds^ £250 per annum

International trading companies Account opening fee per legal entity§ £250 High Risk account chargeII From £2,500 per annum Politically Exposed Persons account chargeII From £5,000 per annum

§ A one-off fee when a corporate account is opened. This fee will be for the corporate name only and not per account opened. II The total account charge per annum will depend on a client’s unique profile. On rare occasions, we may also need to apply a fee for enhanced investigative work. Your Relationship Manager will notify you of the account charges before they are applied. The charge will apply at the relationship level only and not per account. ^ The proposition fee is charged per annum and is charged annually in arrears. In the event that a client has not been on-boarded for the full charging period, the proposition fee will be charged pro rata and will be calculated on a daily basis. (For the first charging period a pro rata charge will be applicable if a client has been on-boarded between 1 December 2021 – 28 February 2022). Any clients who have held accounts with us for less than 30 days at the end of the annual charging period will not be charged the fee. The fee will apply at an entity / account holder level and not per account. Therefore, if a client holds multiple accounts with Barclays, we will only apply the fee once and not to each of their accounts. The fee will be charged to the primary sterling account or the primary currency account if no sterling account is held. It will be debited annually and approximately 14 days after a notification statement has been sent out to your correspondence address.

9 Liquidity fee

1. Scope of this fee Unless we have told you that certain accounts are excluded, this charge applies to any accounts you hold with Barclays Bank PLC (the Account(s)).

Currently, cash held as part of a discretionary investment portfolio in a linked cash account will not be subject to a liquidity fee.

2. Interest Calculation You will be charged a liquidity fee if the balance in any Account exceeds the relevant balance threshold for the currency of that Account (if applicable).

Details, including worked examples, of how the liquidity fee is calculated appear in the “Liquidity fee explained” section that follows.

Barclays may change the relevant liquidity fee rate or threshold in accordance with the Barclays Bank PLC Terms.

3. Payment of the liquidity fee We will debit the liquidity fee periodically from the Account or Accounts. All payments to Barclays will be made without set off and without a deduction of any tax, duty or other charge, unless a deduction is legally required. If a deduction is legally required, the payment shall be increased so that Barclays receives the amount due to it before the deduction.

4. Compliance with tax laws You are responsible for complying with all applicable tax laws. To the extent that any amounts due under this Banking Tariff Guide(s) are subject to a tax deduction or withholding, you must make the deduction or withholding and any payment required to be made to the relevant tax authority within the time permitted by law.

Liquidity fee explained

What does negative interest mean? A negative interest rate occurs when a central bank for a currency reduces the nominal interest rate below zero percent in an effort to boost economic activity. This in turn results in a charge for banks to store reserves at the central bank rather than receiving positive interest income.

Why is Barclays introducing a liquidity fee? Over the last few years several banks have resorted to applying negative interest rates or a fee to their customer’s bank accounts in currencies where they are being charged by the relevant central bank.

Euro (EUR), Swiss Franc (CHF) and Danish Krone (DKK) currencies have been operating with negative interest rates for some time. This is an increased cost to Barclays to provide deposit services in these currencies and we expect that negative interest rates will persist even longer.

10 Barclays will apply a ‘liquidity fee’ to any current, currency and savings account balances that are equal to or exceed the minimum balance thresholds on selected currencies.

Under current market conditions, the currencies in scope and applicable thresholds and liquidity fee percentage rates are shown in the tables below:

What are the thresholds and interest rates used to calculate the liquidity fees? For accounts held in Euro (EUR): Minimum balance at which the liquidity fee percentage rate liquidity fee will apply

Personal* 0.50% EUR 5,000,000 Non-personal* 0.60%

For accounts held in Swiss Franc (CHF): Minimum balance at which the liquidity fee percentage rate liquidity fee will apply

CHF 5,000,000 Personal and non-personal 0.75%

For accounts held in Danish Krone (DKK): Minimum balance at which the liquidity fee percentage rate liquidity fee will apply

DKK 50,000,000 Personal and non-personal 0.65%

*Please note that different interest rates may apply to personal and non-personal clients as set out in the tables above. Personal accounts can also include joint accounts. Non-personal accounts include, without limitation, any corporate vehicles, investment vehicles or trusts.

How is the liquidity fee calculated? The liquidity fee accrues on a daily basis and is calculated as follows:

Balance on the account x liquidity fee percentage rate (as set out above)

Day Count^

^Day Count means 365 for accounts in Sterling and some other currencies and 360 for accounts in US Dollars, Euro, Swiss Franc, Danish Krone and other currencies.

11 Calculation Example 1 If you have a personal Euro savings account where the balance fluctuates above and below the liquidity fee threshold, the liquidity fee will only apply for those days the account is above the minimum balance threshold. The liquidity fee is accrued daily but is debited to the account on a quarterly basis. If the balance in your account is below €5,000,000 then no liquidity fee will be calculated for those days.

Day Euro Balance Liquidity fee percentage rate Daily liquidity fee 01/06/2021 €4,999,999 0.00% €0 02/06/2021 €5,000,000 - 0.50% €69.44 03/06/2021 €3,000,000 0.00% €0

Daily liquidity fee:

Balance on the account (€5,000,000) x liquidity fee percentage rate (-0.50%) = €69.44

Day Count (360)**

Calculation Example 2 If you have a non-personal account holding EUR €5,000,000, the liquidity fee you will pay is €30,416.67 p.a. as shown below:

Euro Balance Liquidity fee percentage rate Annual Liquidity fee

€5,000,000 -0.60% €-30,416.67

For calculation purposes we have assumed a flat balance in the account for the full year.

Annual liquidity fee:

Balance on the account (€5,000,000) x liquidity fee percentage rate (-0.60%) x 365 days = €-30,416.67

Day Count (360)**

** Euro is calculated using a Day Count of 360 days per year

When will liquidity fee be deducted from my account? For each quarter, the liquidity fee will be debited from your account approximately fourteen days after a pre notification statement has been sent out to your correspondence address.

12 Overdrafts, and other related charges

Overdrafts Unpaids – out If you require a new overdraft or increase in your existing If we have to return cheques, direct debits or standing facility, even for a short period of time, please contact us in orders that you have issued/instructed due to a lack of advance to discuss your requirements. The rate of interest funds in your account, there will be a further charge of £30 charged on an agreed borrowing will always be lower than for each item returned on each occasion. This charge will be the rate charged for an unauthorised borrowing. taken at the time.

Each overdraft application is considered on an individual Quarterly charging basis. If you have agreed your overdraft with us in advance • Quarterly debit interest and commission charges accrue you will only pay interest at the authorised rate on the in March, June, September and December and are debited overdrawn balance. shortly thereafter • The quarterly charging dates are available by request You can overdraw up to an agreed limit at any time but • We will give you approximately 14 days advance notice of you should not be permanently overdrawn by the whole the charges to be applied to your account. This advance amount. Overdrafts are repayable on demand. notification will be by way of a separate ‘Statement of Charges’ and will include a detailed breakdown. You will Overdraft charges therefore be able to check your charges before they are Authorised borrowing: debited to your account All our fees for borrowing will be discussed and agreed with • The ‘Statement of Charges’ will tell you the date on which you at the time your facilities are set up. They are part of the the charge is to be made overall price of borrowing and include, for example: • the costs involved in agreeing facilities Gross-up • the ongoing monitoring of financial information and If you are required by law to deduct tax from charges lending conditions throughout the term of a facility payable to us, you shall pay us an additional amount (a “gross-up” payment) as is necessary to ensure that the If we ask you to provide security, a further fee will usually net amount we receive is equal to the full amount we would be charged to cover the additional costs. If there are have received had the charges payable by you not been any substantive changes to the basis of your borrowing subject to a tax deduction. arrangement during the term of your facility, any associated fees will always be discussed with you at each stage. Direct debits A direct debit is an instruction from a customer to their Unauthorised borrowing: bank or authorising an organisation to The standard interest rate for unauthorised borrowing is collect varying amounts from their account, as long as the charged at 29.5 per cent per annum. If there are insufficient customer has been given advance notice of the collection funds in your account when we receive cheques or other amounts and dates. debits for payment you will incur an account control fee of £25. This will only be charged when: Direct debits are used for collecting a variety of regular • the overdrawn position has not been pre-agreed and occasional bills including utility payments, insurance, • the overdrawn position or any subsequent increase in council tax, mortgages, loans and subscriptions. overdrawn position exceeds £100 The Direct Debit Scheme protects you and your money by means of the Direct Debit Guarantee.

13 This Guarantee is offered by all banks and building societies Changes to prices that take part in the Direct Debit Scheme. The efficiency These prices are variable and we reserve the right to amend and security of the Scheme is monitored and protected them from time to time. We will give you a minimum of two by your own bank or building society. If the amounts to months’ written notice of any changes, except for changes be paid by direct debit or the payment dates change, the where we have agreed to track Base Rate or have specified a organisation collecting the payment will notify you normally shorter period in your Agreement. 10 working days in advance of your account being debited or as otherwise agreed. If an error is made by the company Other Barclays services or your bank or building society, you are guaranteed a full If you require a service which is not set out in this tariff, and immediate refund from your branch of the amount we will advise you of the cost at the time of agreeing paid. You can cancel a direct debit at any time by writing the service. to your bank or building society. Please also send a copy

of your letter to the originator/company. We reserve the right to charge for staff time in exceptional circumstances. Any charges relating to staff time will be Further information can be obtained from discussed and agreed prior to us providing the service. www.directdebit.co.uk

Standing orders With a standing order you make the request for a regular payment, rather than the organisation taking the payment. If you want to amend or cancel your original instruction you can do so at any time by contacting us up to the business day before the payment is due to be taken from your account. Payments made by standing order are subject to a payment limit of £100,000 and will normally arrive the same day providing the recipient’s account accepts Faster Payments.

14 Glossary Audit letters SEPA Credit Transfer (SCT) Letters written by us to your accountant certifying details The Single Euro Payments Area (SEPA) is a major initiative of your account. to create a single integrated payments system for euro payments across the SEPA countries (EU countries and their Branch drafts territories (including UK Crown Dependencies), Iceland, Similar to a cheque but drawn by Barclays at your request. Lichtenstein, Norway, Monaco, San Marino and Switzerland) to allow you to make domestic and cross-border euro Faster Payments Service (FPS) payments within Europe. The FPS allows participating banks to provide their clients with the capability to send low-value electronic payments To send payments by SEPA Credit Transfer (SCT) the in sterling that will reach the beneficiary’s account on the payment must: same day. The majority of payments are completed within • be in euros two hours. Operating 24 hours a day, 7 days a week, 365 • be sent to a bank in a SEPA country which is a member of days a year, the FPS runs alongside existing UK payment the SCT scheme schemes such as BACS and CHAPS. The single payment • include a valid IBAN for the beneficiary’s account limit is £100,000 (£250,000 via Barclays.Net). • include a SWIFTBIC if the payment is to a non-EEA country Where the receiving organisation operates on a collection account basis, for example credit card accounts or utility If you request a SCT and we are unable to route it via SEPA companies, the payment may not be credited to a specific we will send it as an international payment. account on the same day. Direct Presentations Participating banks are Abbey, Alliance & Leicester, Barclays, Also known as Special Presentation or Express Cheque Citi Group, Co-operative Bank, Danske Bank, HBOS, HSBC, Service. This can be used if you require specific clearance Lloyds, TSB, National Australia Group, Nationwide, Northern of a cheque to establish whether or not it has been paid. Rock and RBS. Stopped cheques Night safe wallets You instruct us not to pay a cheque that you have issued. Used for depositing cheques and cash outside normal banking hours. The wallet is opened by branch staff and the Inter-bank claims – charges from other banks contents credited to your account. These are claims from other banks for services that they have provided to you. If we receive a claim, it will be charged Open credit arrangement in full to you at the time it is received. An arrangement that allows you to withdraw funds regularly from a branch of Barclays other than the branch where your account is held.

15 This item can be provided in braille, large print or audio by calling 0800 400 100* (via TextDirect if appropriate). If outside the UK please call: +44(0)1624 684 444**. *The lines are open 7am to 11pm UK time, seven days a week. Calls to 0800 numbers are free if made from a UK landline. **The lines are open 24 hours a day, 7 days a week except on December 25 when lines are closed. Call costs may vary – please check with your telecoms provider. Calls may be recorded so that we can monitor the quality of our service and for security purposes. Barclays offers private and overseas banking, credit and investment solutions to its clients through Barclays Bank PLC and its subsidiary companies. Barclays Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 122702) and is a member of the London Stock Exchange and NEX. Registered in England. Registered No. 1026167. Registered Office: 1 Churchill Place, London E14 5HP. Barclays Bank PLC, Jersey Branch has its principal business address in Jersey at 13 Library Place, St Helier, Jersey and is regulated by the Jersey Financial Services Commission. Barclays Bank PLC, Isle of Man Branch has its principal business address in the Isle of Man at Barclays House, Victoria Street, Douglas, Isle of Man and is licensed by the Isle of Man Financial Services Authority. Barclays Bank PLC, Guernsey Branch has its principal place of business at Le Marchant House, St Peter Port, Guernsey and is licensed by the Guernsey Financial Services Commission under the Banking Supervision (Bailiwick of Guernsey) Law 1994, as amended, and the Protection of Investors (Bailiwick of Guernsey) Law 1987, as amended. Each Branch places funds with other parts of Barclays Bank Group and thus financial standing is linked to that of the Barclays Group. Publicly available information, including reports and accounts, can be found at www.barclays.com. Deposits made with Barclays Bank PLC are only covered by the scheme in the jurisdiction where the account is held. Your eligible deposits with Barclays Bank PLC in London are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme, details are available at www.fscs.org.uk. Barclays Bank PLC, Jersey branch is a participant in the Jersey Banking Depositor Compensation Scheme. Full details of the Scheme and banking groups covered are available on the States of Jersey website www.gov.je/dcs or on request. Barclays Bank PLC, Guernsey Branch, is a participant in the Guernsey Banking Deposit Compensation Scheme. Full details are available on the Scheme’s website at www.dcs.gg or on request. The Schemes in Jersey and Guernsey offer protection for eligible or qualifying deposits up to £50,000, subject to certain limitations. The maximum total amount of compensation is capped at £100,000,000 in any 5-year period. Deposits made with Barclays Bank PLC, Isle of Man Branch are covered by the Isle of Man Depositors’ Compensation Scheme as set out in the Depositors’ Compensation Scheme Regulations 2010. Depositors may wish to form their own view on the financial standing of Barclays Bank PLC based on publicly available information, including reports and accounts which are obtainable from www.barclays.com. Item Ref: BPCi1148. September 2021