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EBooks for Exams, SSC &Railways 2020

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Monthly Current Affairs Capsules

1. The (BSE) has signed B. Lingam VenkatPrabhakar a licensing agreement with which of the C. Atanu Kumar Das following global exchanges? D. Mahender Kumar Garg A. Intercontinental Exchange (ICE) Futures Europe

B. NASDAQ 5. Country’s largest private sector bank, ICICI bank has launched a Cardless cash withdrawal C. Tokyo Stock Exchange facility from its ATMs with a per-day D. Euronext Stock Exchange transaction limit of ______.

A. Rs. 5,000

2. The Government of and the B. Rs. 10,000 Government of Maharashtra has signed a C. Rs. 15,000 ______loan agreement with the World Bank. D. Rs. 20,000 A. USD 250 million

B. USD 240 million 6. What does M stand for in the recently C. USD 210 million launched ‘MANI’ app by RBI? D. USD 200 million A. Money

B. Mobile 3. RBI has bought _____ crore of long-term C. Merchant securities in fourth special open market operation and has sold Rs 2950 crore of short D. Members term bonds.

A. Rs 8000

B. Rs 5000 7. For which urban bank account C. Rs 12000 holders the Reserve (RBI) has restrict the cash withdrawals up to Rs. 35,000? D. Rs 10,000 A. ApnaSahakari Co-Op Bank Ltd

B. Ahmedabad Mercantile Co-Op Bank 4. Who among the following has been appointed as the managing director and chief C. Sri Guru RaghavendraSahakara Bank executive officer (MD & CEO) of Bank of India? D. NutanNagarikSahakari Bank A. Sanjiv Chadha

C.

8. Which public sector bank has announced the D. ‘Residential Builder Finance with Buyer

Guarantee’ (RBBG) scheme? 12. has partnered with online real A. estate platform ______for listing and e- B. Bank of India auctioning of immovable properties repossessed by the bank in recovery C. proceedings. D. A. Brigade Enterprises Ltd

B. DLF Ltd 9. VikasGrameena Bank (KVGB) C. Housing Development and Infrastructure Ltd signed a memorandum of understanding with (HDIL) which private company on solar lightening and livelihood solutions? D. Magic Brick

A. Deepa Solar Systems Pvt. Ltd

B. Pvt. Ltd 13. What is the amount Asian Infrastructure Investment Bank (AIIB) has announced for C. Loom Solar Pvt. Ltd irrigation and solar energy projects in India? D. SELCO Solar Light Pvt. Ltd A. 210 million

B. 150 million 10. Finance Minister has launched which app C. 200 million for online auction of assets attached by ? D. 500 million A. eSell

B. eBaich 14. Which state-owned bank will get fresh C. eBkray capital of Rs. 2,153 crores from the Central D. eBay government?

A. Union Bank

11. Which Bank has launch OTP-based ATM B. cash withdrawal from January 1, 2020? C. A. State Bank of India D. Punjab National Bank B. Punjab National Bank

D. and Edelweiss Broking Limited 15. The (RBI) has increased the limits imposed on peer-to-peer lenders to _____. 19. Bank of Baroda partnered with which state A. 10 lakh government to provide MSME loans?

B. 20 Lakh A. Maharashtra

C. 30 lakh B.

D. 50 lakh C. Telangana

D. Gujarat

16. The fund transfers through the NEFT system occur in how many batches? 20. What does P stand for in STP? A. 6 A. Powered B. 12 B. Processing C. 16 C. Premier D. 23 D. Partnership

17. Nippon which acquires additional 21.54% 21. Certificate of Deposit (CD) is issued stake in Reliance Nippon Life Asset by______. Management is a company of which country? A. Reserve Bank of India A. China B. NABARD B. Russia C. Scheduled commercial banks C. USA D. Private organizations D. Japan

22. What is the maximum FDI limit in the Small 18. RBI rejects merger of which two banks? finance Banks? A. and IndiaBulls A. 35% B. Laxmi Vilas Bank and IndiaBulls B. 51% C. Yes Bank and Dhanlaxmi Bank

C. 100% 26. The Reserve Bank of India has advised SCBs to appoint Internal Ombudsman under the D. 74% section 35A of ______.

A. Banking Companies Act 1970 23. APA gives certainty to taxpayers reduces B. Banking Ombudsman Act 2006 disputes and enhances tax revenues. What does ‘P’ denote in ‘APA’? C. Reserve Bank of India Act 1934

A. Personal D. Banking Regulation Act 1949

B. Pricing

C. Payment 27. Which among the following account type has the maximum interest rate compared to D. Public others?

A. Savings Bank Account 24. As per the RBI guidelines, which among the B. Current Deposit Account following categories of loans could NOT be priced without reference to Base Rate? C. Recurring Deposit Account

A. DRI advances D. Fixed Deposit Account

B. Loans to retired bank employees

C. Education Loan 28. As per the guidelines of RBI, Regional Rural Banks have a target of _____ percentage of D. Loans to banks’ depositors against the their outstanding advances for priority sector collateral property lending.

A. 75% 25. Reserve Bank of India (RBI) extended B. 40% timings for customer transactions in the Real Time Gross Settlement (RTGS). In India RTGS C. 60% was started in______. D. 80% A. May 2005

B. March 2004 29. Which among the following deposits allows C. June 2006 the depositor to withdraw funds from the account without notice? D. August 2005 A. Time deposit

B. Term deposit A. Takehiko Nakao

C. Fixed deposit B. JinLiqun

D. Demand deposit C. TedrosAdhanom

D. MasatsuguAsakawa

30. Where are the headquarters of WTO located? 34. Account opened under PMJDY 1 was A. Switzerland eligible for general accidental insurance cover for Rs.______. B. France A. 30000 C. Denmark B. 1 Lakh D. Estonia C. 50000

D. 5000 31. Who is the Chairman of the 15th Finance Commission of India?

A. Ramesh Chand 35. In which of the following custody the Foreign Exchange Reserves are kept in India? B. Ashok Lahiri A. EXIM bank C. N.K. Singh B. Ministry of Finance D. Anoop Singh C. Reserve bank of India

D. Selected public sector banks 32. Which of the following has organized the Startup India Global Venture Capital Summit?

A. Department for Promotion of Industry and 36. Which of the following is the short name of Internal Trade highest authority in India for Indirect Taxes?

B. Government of Goa A. CBEC

C. Government of Punjab B. CBED

D. A & B C. CBDT

D. CBIT

33. Who is elected as the President of the Asian Development Bank (ADB)?

37. Which of the following is a qualitative tool D. of monetary policy?

A. Bank Rate 41. Foreign Exchange Regulation Act (FERA) in B. Selling 1947 was subsequently replaced by Foreign Exchange Regulation Act, ______. C. Credit rationing A. 1978 D. Cash Reserve Ratio B. 1950

C. 1984 38. ______is the largest producer of rubber in India. D. 1973

A.

B. Andhra Pradesh 42. Which country is the world’s largest consumer of almonds? C. Himachal Pradesh A. China D. B. Spain

C. United State 39. At present, what is the share of Government of India in NABARD? D. Vietnam

A. 50%

B. 51% 43. “Pure Banking Nothing Else” is a tagline of which Bank? C. 75% A. ICICI Bank D. 100% B. UTI Bank

C. SBI Bank 40. Which state has topped in the overall performance among the large states category D. HDFC Bank as per the 1st edition of School Education

Quality Index (SEQI) 2019 by National Institution for Transforming India (NITI) Aayog? 44. Disinvestment means-

A. Sikkim A. To reduce the government shares in the private sector. B. Maharashtra B. To reduce government share in the FDI. C. Kerala

C. To reduce government share in Market. B. Middle Income Group Scheme

D. To reduce the government shares in the C. Middle Incentive Group Scheme public sector. D. Minimum Incentive Group Scheme

45. Economic planning is an important feature 49. What is an Open Market Operation? of ______. A. It is release of funds by RBI in Open Market A. Mixed Economy B. It is standby facility to banks by RBI for B. Socialist Economy infusion of liquidity C. Dual Economy C. It is buying or selling of government bonds in D. Capitalist Economy the open market by to inject or suck liquidity from the system

D. All of the above 46. The first attempt to calculate National Income of India was made by ______in 1867 -68. 50. What is the full form of SECC? A. AGopal Krishna Gokhale A. Socio Economic Class Survey B. Justice Ranade B. Socio Economic Caste Service C. DadabhaiNaroji C. Social Earning Class Survey D. P.C. Mahalanobis D. Socio Economic Caste Census

47. The NOTA option first used in the election 51. Airtel Payment Bank has announced that of which year? customers will now be able to use the National A. 2006 Electronic Funds Transfer (NEFT). Which of the following function is not performed by B. 2008 Payment Banks? C. 2012 A. These banks can make payments D. 2013 B. These banks can take deposits

C. They provide Internet banking 48. What does MIGS stands for? D. These banks issue credit cards A. Minimum Income Group Scheme

52. Amounting to how many Rupees and above A. Mongolia Authority The Reserve Bank of India has directed large B. Uzbekistan Financial Services Authority cooperative banks to report all exposures the CRILC? C. Astana Financial Services Authority

A. 2 crore Rupees D. Kazakhstan Financial Services Authority

B. 4 crore Rupees

C. 6 crore Rupees 56. Who is the President of the Asian Infrastructure Investment Bank? D. 5 crore Rupees A. Christine Lagarde

B. David Malpass 53. When NITI Aayog was formed? C. JinLiqun A. 2016 D. Angela Merkel B. 2014

C. 2013 57. Who among the following is the Chairman D. 2015 of National Bank for Agriculture and Rural Development (NABARD), recently whose tenure is extended by six months? 54. Which state government has signed the 1st tripartite Memorandum of Agreement with the A. T.Venkatakrishna department of fisheries and NABARD for B. ArindomDatta implementation of Fisheries and Aquaculture Development Fund? C. Harsh Kumar Bhanwala

A. Assam D. Deepak Singhal

B. West Bengal

C. 58. What is the name of the Project launched by government of India to provide internet D. Kerala facility to all villages with an objective to promote Digital India?

55. Which country’s Financial Services A. IndiaNet Authority has signed a memorandum of B. BharatNet understanding with Securities and Exchange Board of India for mutual cooperation and C. NationNet technical assistance recently? D. ConnectNet

D. SIDBI

59. The World Bank Group is an extended family of _____ international organizations. 63. What is the maximum limit of Foreign A. Six Direct Investment in White Label ATMs?

B. Five A. 49%

C. Ten B. 86%

D. Nine C. 100%

D. 70%

60. Bank of the Republic is the central bank of which of the following country? 64. Commercial Paper can be issued in the A. Nigeria minimum denominations of ______rupees.

B. Columbia A. 1 Lakh

C. America B. 2 Lakh

D. Fiji C. 3 Lakh

D. 5 Lakh

61. In a/an ______market, the seller sells his goods to the highest bidder. 65. RBI has proposed Rs ______crore A. Black Market minimum capital for small banks under ‘on tap’ licence regime. B. Knowledge Market A. 100 C. Financial Market B. 200 D. Auction Market C. 300

D. 400 62. Which among the following would help Cooperative banks to get Core Banking Access?

A. RBI 66. Reserve Bank of India (RBI), recently reduced the risk weight requirement for B. NABARD consumer loans to ______per cent , from C. SEBI previous 125 per cent. A. 75

B. 90 efficiency as well as for avoiding conflicts due to overlapping of functions. C. 100 A. RBI D. 110 B. FRDI

C. FSDC 67. The type of fund that invests exclusively in government securities is known as ______. D. FIEO

A. Index Fund

B. Gilt Fund 71. As per the RBI’s notification, the bank should have to reverse failed transactions C. Specific Fund within a maximum of ______days of failed D. Liquid Fund transactions.

A .T + 3

68. We can transfer funds using your BHIM SBI B .T + 4 Pay app to your friend/relative by knowing C. T + 2 only their ______. D. T + 5 A. Virtual Payment Application

B. Versatile Payment Address 72. Recently, Bank of Baroda launched C. Virtual Payback Address Centralised Processing hubs at ______for D. Virtual Payment Address farmers.

A. Bengaluru

69. What is the maximum amount of loan to be B. Chennai given in Kishore Category of MUDRA Bank? C. A. 50000 D. B. 10 Lakh

C. 5 Lakh 73. ______is a negotiable financial D. 15 Lakh instrument issued by a bank to represent a foreign company’s publicly traded securities.

A. Promissory notes 70. ______has introduced to regulate the financial sectors for ensuring better B. Depositary Receipt

C. Bills of Exchange 77. The Insurance Ombudsman shall pass an award within a period of _____ months from D. Participatory Notes the receipt of the complaint.

A. 12 74. Mumbai is the Headquarters of which of B. 3 the following Banks? C. 2 A. Federal Bank D. 9 B. Syndicate Bank

C. RBL Bank 78. RBI, recently approved reappointment of D. Punjab National Bank Shyam Srinivasan as CEO of______.

A. 75. The applications of SFB were analyzed and B. RBL Bank evaluated by an External Advisory Committee. The EAC for Small Finance Banks was chaired C. Yes Bank by ______D. Federal Bank A. NachiketMor

B. Usha Thorat 79. ______is set to invest in 6 projects with C. Balachandran 1.09 billion USD in the countries of Association with Southeast Asian Nations (ASEAN). D. Deepak Pathak A. ADB

B. NDB 76. A SWIFT code is an international bank code that identifies particular banks worldwide. In C. IMF Swift Code, 5 th& 6 th digits denote D. AIIB A. Country Code

B. Bank Code 80. Which of the following committees C. Location Code recommended to allowing private sector companies to promote insurance in the D. Branch Code country?

A. Raghavan Committee

B. R N Malhotra Committee

C. P R Khanna Committee A. Loro Account

D. D R Mehta Committee B. VOSTRO Account

C. NOSTRO Account

81. ______is a monetary policy intervention D. NRI Account by the RBI to withdraw excess liquidity by selling government securities in the economy. 85. RuPay is India’s indigenous card scheme A. Market Development Assistance Scheme created by which of the following B. Market Intervention Scheme organizations?

C. Market Segmentation Scheme A. NACH

D. Market Stabilization Scheme B. NHB

C. NPCI

82. The Central and the State Governments D. RBI should maintain a minimum balance of

______crore as on daily with RBI. 86. Which among the following is the tagline of A. 100 Crore Syndicate Bank? B. 5 Crore A. India’s International Bank C. 25 Crore B. Prosperity for all D. 10 Crore C. Together We can

D. Faithful and Friendly 83. Which among the following services cannot be provided through Micro ATMs? 87. NABARD was established based on the A. Balance Enquiry recommendations of which of the following B. Funds Transfer committee?

C. Cash Withdrawal A. Sreedharan Committee

D. Lending Loans B. Vohra Committee

C. P K Sinha Committee

84. ______accounts are held by a third-party D. B Sivaraman Committee bank, other than both banks that are doing the transactions.

88. Which among the following has launched D. None of theset ‘Bharosa’ savings account services recently?

A. 92. What is the full form of NSDL? B. ESAF A. National Source Depository Limited C. B. National Securities Depository Limited D. C. National Sample Depository Limited

D. None of these 89. The Bankruptcy Code (Amendment) Bill,

2019 has set ______day deadline for rescuing companies in distress to fast track 93. NAMA word is related to which cleaning up of bad assets. organization?

A. 330 A. World Trade Organisation

B. 270 B. UNCTAD

C. 364 C. International Monetary Fund

D. 180 D. None of these

90. UPR is the total annual premium less than 94. What is ‘first A’ stands for in DTAA (a tax the amount earned. What is the full form of law)? UPR? A. Avoidance A. Uniform Premium Research B. Average B. Uninsured Premium Reserve C. Audit C. Unearned Premium Reserve D. Asset D. Unearned Premium Requirement

95. Which of the following organizations 91. Call money is related to: releases the “World Economic Outlook” Report? A. Share Market A. Asian Development Bank B. Government Securities B. World Bank C. Banks Deposit

C. International Monetary Fund B. Textile sector

D. None of these C. Cotton production

D. None of these

96. What is the full form of REER?

A. Real Earning Emergent Ratio 100. In which year did second phase of nationalization of banks took place? B. Real Effective Exchange Rate A. 1969 C. Real Elective Effective Ratio B. 1980 D. None of these C. 1984

D. None of these 97. What does PMLA stands for?

A. Primary Money Launching Authority 101. As per the Economic Survey 2019-20 B. Promoting Money Laundering Act reports, India needs to spend about how much C. Preventing Money Launching Act amount to achieve GDP of USD 5 trillion by 2024-25? D. None of these A. USD 1.9 billion

B. USD 2.2 trillion 98. Where is the headquarters of CARE (Credit Analysis & Research Ltd.)? C. USD 1.0 billion

A. Gurugram D. USD 1.4 trillion

B. Mumbai

C. Chennai 102. Which country was the largest trading partner of India in 2019-20? D. None of these A. Iraq B B. Germany

C. United States 99. The cooperative movement in which of the following fields has achieved a great visible D. France success in India?

A. Banking sector

103. What is the estimated GDP growth for infrastructure sector over a period of five years Indian economy in 2019-20 fiscal as per the spanning 2020-2025? First Advance Estimate of CSO? A. Rs 200 lakh crore A. 4.9% B. Rs 155 lakh crore B. 5% C. Rs 102 lakh crore C. 6.1% D. Rs 271 lakh crore D. 5.8%

107. As per the data, 3.39 crore children and 104. India has been ranked third globally, in 87.18 lakh pregnant women from ______terms of the number of new firms created in districts have been vaccinated under the the year 2018 by the World Bank. How many Mission Indradhanush till date new firms were created in 2018 as compared A. 514 to 70 thousand new firms in 2014? B. 680 A. 1.70 lakh C. 702 B. 1.55 lakh D. 410 C. 1.91 lakh

D. 1.24 lakh 108. As per the report, service sector accounts

for approx what percent of the total size of the 105. The Forest and tree cover in India has economy? increased drastically and accounts for A. 35% ______percent of the total geographical area of the country. B. 40%

A. 24.56 % C. 55%

B. 12.77% D. 60%

C. 32.15%

D. 21.12% 109. Which country was the largest source of Import for India in the year 2019-20?

A. UAE 106. How much amount has been projected to be invested by the government in the B. Japan

C. Singapore

D. China D. Sri Lanka

110. The Department of Drinking Water and 113. What is the term money? Sanitation (DDWS), has launched a document A. Refers to the borrowing or lending of funds on the ‘Rural Sanitation Strategy’ to focus on for 1 day. increasing access to solid and liquid waste management. The document has been B. Refers to borrowing and lending of funds for launched for a period of how many years? a period of more than 14 days.

A. 10 years C. Refers to the borrowing and lending of funds for 2-14 days. B. 5 years D. It is lent or borrowed for one day or on an C. 7 years overnight basis. D. 15 years

114. Which of the following is not a method of measuring national income?

111. Which bank was placed under the Prompt A. Investment Method Corrective Action (PCA) Framework by Reserve B. Product Method Bank of India (RBI) due to reasons like high net NPA (Non-Performing Assets)? C. Income Method

A. Yes Bank D. Expenditure Method

B. Dhanlaxmi Bank

C. Lakshmi Vilas Bank (LVB) 115. Which of the following is related to the Money Market? D. (CUB) A. Commercial Money

B. Treasury Bills 112. Which country’s Central bank has released three coins (100, 1000 and 2500 denomination) C. Cheque bearing the Sikh symbol to commemorate the 550th Birth Anniversary of Guru Nanak Dev? D. Shares

A. Bhutan

B. Bangladesh 116. Which two countries have signed agreement worth Rs. 2,400 crore to boost C. Nepal

trade ties in the field of rubber, construction D. All of the above material, food and beverages, logistics?

A. India and Indonesia 120. National Bank for Agriculture and Rural B. Thailand and India Development (NABARD) was established in?

C. Philippines and India A. 1980

D. India and Vietnam B. 1981

C. 1982

D. 1983

117. Which of the following products/articles hold maximum weight-age in WPI? 121. Which of the following public sector banks A. Primary articles has signed a pact with Credit Analysis and Research Limited (CARE) for accessing credit B. Fuel items qualities of small and Medium Enterprises C. Manufactured items (SME)?

D. All of the above A. Punjab National Bank

B. Bank of Baroda

118. Which of the following instrument is C. defined under the Negotiable Instrument Act? D. A. Cheque

B. Draft 122. The Bombay Stock Exchange (BSE) has C. Promissory Note signed a licensing agreement with which of the following global exchanges? D. All of the above. A. Intercontinental Exchange (ICE) Futures Europe

119. SEBI act 1992 empowers SEBI with B. NASDAQ ______power. C. Tokyo Stock Exchange A. Constitutional Power D. Euronext Stock Exchange B. Statutory Power

C. Non Statutory Power

123. The Government of India and the B. Lingam VenkatPrabhakar Government of Maharashtra has signed a C. Atanu Kumar Das ______loan agreement with the World Bank. D. Mahender Kumar Garg A. USD 250 million

B. USD 240 million 127. The Bharat Bond ETF Maturity period is C. USD 210 million _____. D. USD 200 million A. 6 months and one year

B. 2 years and 10 years 124. RBI has bought _____ crore of long-term C. 3 years and 10 years securities in fourth special open market operation and has sold Rs 2950 crore of short D. 5 years and 10 years term bonds.

A. Rs 8000 128. To provide doorstep banking services, the B. Rs 5000 South-Central Zone of the has signed a MoU with which of the following C. Rs 12000 banks? D. Rs 10 000 A. Bank of India

B. State Bank of India 125. Who among the following has been C. Bank of Baroda appointed as the managing director and chief executive officer (MD & CEO) of ? D. Punjab National Bank

A. Sanjiv Chadha

B. Lingam VenkatPrabhakar 129. Which Railway Zone of the Indian Railways has signed a Memorandum of C. Atanu Kumar Das Understanding (MoU) with State Bank of India D. Mahender Kumar Garg (SBI) for ‘doorstep banking’?

A. Central Railway

126. Who among the following has been B. Northern Railway appointed as the managing director and chief C. North Eastern Railway executive officer (MD & CEO) of Bank of India? D. South Central Railway (SCR) zone A. Sanjiv Chadha

130. For which urban cooperative bank account B. China holders the Reserve Bank of India (RBI) has C. Japan restricted the cash withdrawals up to Rs. 35,000? D. France

A. ApnaSahakari Co-Op Bank Ltd

B. Ahmedabad Mercantile Co-Op Bank 134. What is the full form of CIRP?

C. Sri Guru RaghavendraSahakara Bank A. Central Insolvency Resolution Process

D. NutanNagarikSahakari Bank B. Credit Insolvency Resolution Process

C. Company Insolvency Resolution Process

131. Who among the following has been D. Corporate Insolvency Resolution Process appointed as the fourth deputy governor of the Reserve Bank of India?

A. Rabi N. Mishra 135. The nationwide campaign, ‘Team Cashless India’ to accelerate the acceptance and B. Michael Patra adoption of digital payments in India has been initiated by which company? C. Deepak Kumar Mohanty A. Visa D. M. Rajeshwar Rao B. Mastercard

C. Paytm 132. Who among the following has acquired DHFL General Insurance for around Rs 100 D. crore?

A. Kapil Wadhawan 136. Which of the following services cannot be B. Sachin Bansal availed through AEPS?

C. Vijay Shekhar Sharma A. Balance Enquiry

D. Ritesh Agarwal B. Cash Withdrawal

C. Overdraft

133. The SWIFT international payment network D. Cash Deposit is one of the largest financial messaging systems in the world of USA, as equivalent to that CIPS is of which country? 137. As per the RBI’s guidelines for ‘on-tap’ A. Russia licensing of small finance banks, what is the

minimum experience required (in years) for usual banking hours are set to be automated any resident individuals/professionals, singly initiated using STP. What does ‘S’ stand for in or jointly, to set up SFBs? STP?

A. 2 years A. Settlement

B. 5 years B. Straight

C. 7 years C. Security

D. 10 years D. System

138. State Bank of India (SBI) has signed a loan 141. Who is the current Chief Economic Adviser agreement worth of ______with KFW in the Ministry of Finance? (KreditanstaltfürWiederaufbau) German A. Anurag Singh Thakur development bank for establishing an energy- efficient housing program in India. B. Vipul Bansal

A. USD 277 million C. Krishnamurthy V. Subramanian

B. USD 370 million D. Anil Yadav

C. USD 497 million

D. USD 377 million 142. The first Economic Survey of India was presented in which financial year?

A. 1950-51 139. Which financial company has launched India’s first corporate bond exchange-traded B. 1962-63 fund (ETF), called the Bharat Bond ETF? C. 1947-48 A. Edelweiss Asset Management Company (AMC) D. 1955-56

B. Mahindra & Mahindra Financial Services Limited 143. India aspires to become USD 5 trillion C. Muthoot Finance Ltd economies by which fiscal year?

D. HDB Financial Services A. 2025-26

B. 2024-25

140. From December 16, 2019 NEFT transaction C. 2022-23 can be made 24×7. These transactions after the D. 2023-24

C 2021

144. What was the rank of India in the World D. 2023 Bank’s Ease of Doing Business Rankings 2019?

A. 112 148. The rank of India in the Logistics B. 142 Performance Index 2018 was 44 compared to 54 in 2014. The index was released by which C. 79 body? D. 65 A. UNDP

B. World Economic Forum 145. The Year 2019 marked ______years C. World Bank of Nationalization of Banks in India D. Asian Development Bank A. 100

B. 25 149. The GVA at basic prices for 2019-20 from C. 75 ‘Agriculture, Forestry and Fishing’ sector is D. 50 estimated to grow by 2.8 %. What does GVA stand for?

A. General Valued Asset 146. As per the survey report, the growth rate of the global economy has been estimated at B. Guaranteed Value Added all-time low at______C. Global Valued Asset A. 2.1% D. Gross Value Added B. 2.9%

C. 2.5% 150. The Economic survey 2019-20 reports that D. 2.7% the Service Sector accounts for about _____ percent of total exports.

A. 68% 147. The Economic Survey report 2019-20 states that the Logistics industry in India is B. 38% expected to touch USD 215 billion by which C. 42% year? D. 55% A. 2020

B. 2022

151. Foreign Institutional Investors must B. Dated Securities register with which of the following C. Treasury Bills organizations in India to participate in the market? D. Bill of Exchange

A. NHB

B. RBI 155. Finance Minister N Sitharaman announced that all scheduled banks would hold gatherings C. SEBI in a total of how many districts for loan D. SIDBI disbursement process?

A. 350

152. Atal Pension Yojana was introduced for B. 200 which of the following sectors by the C. 300 government? D. 400 A. Normal Sector

B. Informal Sector 156. ______recently decided to link all C. Formal Sector the floating rate retail loans and loans to D. Unorganized sector MSME to the RBI’s repo rate, with effect from October 1.

A. BOB 153. Which of the following type of risk is defined when a bank may not be able to B. SBI undertake profitable business opportunities C. Union Bank of India when it arises? D. Dena Bank A. Funding Risk

B. Interest Risk 157. Pine Labs, recently tied up with which of C. Time Risk the following banks to offer debit card EMIs? D. Call Risk A. RBL Bank

B. Lakshmi Vilas Bank 154. Which among the following is called as C. Yes Bank State Development Loans? D. Federal Bank A. Promissory notes

158. NRIs with Indian Passport can now apply B. Bank of Baroda for on arrival without ______-day C. waiting period. D. Allahabad Bank A. 167

B. 175 162. What is called for insurance that is C. 182 purchased by an insurance company, in which D. 199 some part of its own insurance liabilities, is passed on to another insurance company?

A. Co-insurance 159. ______& Bharti AXA Life, recently tied up to offer pre-paid plan with term cover B. Re-insurance to its customers. C. Trade credit insurance A. Vodafone D. Liability insurance B. Reliance Jio

C. Airtel 163. Which mobile manufacturer launched an D. BSNL offline digital lending platform with instant offers for their smart phones?

A. Samsung 160. More than 10 banks from different countries have formed a group to fund for a B. Oppo risky Power plant development project. This C. Motorola type of banking is called as? D. Lenovo A. Credit Syndication

B. Credit Monitoring Arrangement 164. Which bank recently launched its digital C. Consortium finance app in the UK at an event hosted in D. Group cash delivery coordination with the UK India Business Council?

A. Union bank 161. Paisalo Digital Limited recently signed its co-origination loan agreement with the B. Syndicate bank ______. C. State bank of India A. D. Canara bank

a. Banks will have to increase interest rates on Loans. 165. SBI life insurance signed an agreement with which home finance company to offer its b. This leads to an increase in cash flow in the insurance products to home finance economy. companies’ customers? c. Banks will have to give more funds to priority A. HDFC Housing Finance sector lending.

B. Repco Home Finance A. Only b

C. LIC Housing Finance B. Only a

D. ICICI Home Finance C. Both a & c

D. Both b & c

166. Which is the insurance policy best suited for an individual who owns many restaurants 169. What is the maturity age of Whole life at different locations to cover all his stores less Insurance policy? than one policy? A. 50 years A. Liability policy B. 60 years B. General policy C. 75 years C. Trade credit policy D. 100 years D. Blanket policy

170. Preauthorization is needed in which type 167. What are the net owned fund of insurance? requirements for HFC in order to get registered with NHB? A. Motor Insurance

A. Rs. 2 crore B. Travel Insurance

B. Rs. 5 crore C. Home Insurance

C. Rs. 10 crore D. Health Insurance

D. Rs. 25 crore

171. CVV code provides an additional layer of security when a card is used to make a 168. If RBI raises CRR (Cash Reserve Ratio) purchase online or over the phone. What is the what impact will it have on the economy? full form of CVV?

A. Customer Verification Value C. Maruti Suzuki

B. Card Valuable Value D. HDFC

C. Card Validity Variable

D. Card Verification Value 175. What is an “insurance actuary” in the insurance sector means?

A. The premiums on all policies which a 172. Which of the following statements is NOT company has issued true in the context of Annuity? B. A professional that analyses financial risk A. An annuity is an investment that we make, using various theories either in a single lump sum or through installments paid over a certain number of years C. Insurers that is created and wholly-owned by one or more non–insurers B. An annuity provides life insurance cover D. Method of sharing insurance risk between C. Typically annuities are bought to generate several insurers income during one’s retired life

D. All of these 176. Hyundai Motor India Ltd (HMIL) has

signed an agreement with which bank for its 173. Mswipe has tied up with which finance vehicle finance needs? firm to launch a card for millennial to avail A. Central Bank of India instant pre-approved credit of up to Rs 1 lakh? B. Bank of Baroda A. DMI Finance C. United Bank of India B. Aditya Birla Capital D. Indian Bank C. SBI Capital Markets

D. L& T Finance Holdings 177. Which among the following is the market

where fixed income securities of various types 174. Which is the most valued Indian brand and features are issued and traded? according to the `WPP and Kantar Millward A. Money Market Brown’s BrandZ 75 Most Valuable Indian Brands’ ranking? B. Debt Market

A. Life Insurance Corporation of India C.

B. Tata Consultancy Services D. Futures Market

A. HDFC

178. DICGC (Deposit Insurance and Credit B. ICICI Guarantee Corporation) is one of the wholly- C. PNB owned subsidiaries of the Reserve bank of India (RBI). What is the maximum deposit D. SBI amount insured by the DICGC?

A. Four Lakhs 182. Which bank has recently launched a B. One Lakh ‘Cardless Cash Withdrawal’ facility from its ATMs? C. Two Lakhs A. D. Six Lakhs B. ICICI Bank

C. HDFC Bank 179. Which bank launched a co-branded fuel card in partnership with Indian Oil Corporation D. Oriental Bank (IOC)?

A. Axis 183. Which of the following has recently exited B. ICICI Equifax Credit Information Services?

C. HDFC A. ICICI Bank

D. Yes Bank B. Bank of Baroda

C. Punjab National Bank

180. The RTGS system is primarily meant for D. Axis Bank large value transactions. What is the minimum amount to be remitted through RTGS (Real Time Gross Settlement)? 184. With which bank Assam has signed an $88 A. Rs 1, 00,000 mn loan agreement to implement the Inland Water Transport Project? B. Rs 2, 00,000 A. Asian Development Bank C. Rs 3, 00,000 B. World Bank D. Rs 4, 00,000 C. Bank of China

D. 181. Which bank launched the iBox Service recently in India?

185. Which bank has unveiled myApps D. BLIND application to boost digital payments?

A. ICICI 189. S. Sundar, who recently resigned as the B. AXIS CFO of which of the following bank?

C. DENA Bank A. City Union Bank

D. HDFC B. Lakshmi Vilas Bank

C. Dena Bank

186. How much amount was raised by EXIM D. Indian Bank Bank through an overseas bond sale to execute regular activities? 190. Which online platform has been launched A. 1 billion to increase the transparency in auctioning of B. 2 billion assets attached by banks?

C. 3 billion A. eBkray

D. 5 billion B. eAccess

C. eTrans

187. P.R. Seshadri who, recently resigned as D. eAuction the MD of which bank?

A. BharatiyaMahila Bank 191. Which bank allowed ATM withdrawal B. KarurVysya Bank above Rs 10,000 only after OTP verification during 8 PM to 8 AM from January? C. Sarva Haryana Gramin Bank A. HDFC D. IDBI Bank B. ICICI

C. SBI 188. Which app has been launched by RBI for visually challenged persons to identify new D. PNB currency notes?

A. VISMONEY 192. Which Bank has launched a digitized B. MONEY version for opening Savings Bank account through TAB banking on the spot? C. MANI A. Mysore Bank

B. SBI A. Rs12, 986 crore

C. B. Rs 14,782 crore

D. KarurVysya Bank C. Rs 11,932 crore

D. Rs 10,325 crore

193. Ashok Leyland has inked pact with which bank for vehicle financing? 197. Anuranjita Kumar, who recently A. SBI announced resignation, was the MD of which of the following banks? B. YES Bank A. World Bank C. BoB B. HSBC D. HDFC C.

D. 194. What is current Gross Nonperforming asset ratio of the banking system?

A. 11.2% 198. IEPFA with which bank has signed MoU for Investor awareness? B. 5.9% A. ICICI Bank C. 9.1% B. Canara Bank D. 8.7% C. Indian Bank

D. Bank of Baroda 195. Which bank has signed a loan agreement with a German development bank to establish an energy-efficient housing program in India? 199. UGRO Capital with which bank has A. SBI Bank recently signed loan co-origination partnership? B. RBI Bank A. SBI C. ICICI Bank B. ICICI Bank D. BOB Bank C. Dena Bank

D. Axis Bank 196. How much non-performing assets has been under-reported by SBI for 2018-19?

200. How much minimum balance penalty was D. KarurVysya Bank collected by Public sector banks in 2018-19?

A. Rs 1,996.46 crore 204. Which Bank and Srei Equipment Finance B. Rs 3,996.46 crore Ltd have partnered together under a co- lending agreement to provide loans to MSME? C. Rs 2,996.46 crore A. United Bank of India D. Rs 996.46 crore B. Bank of Baroda

C. State Bank of India 201. Banks can no longer charge account holders for online transactions in the NEFT D. HDFC bank system from which month?

A. December 2020 205. The Reserve Bank has imposed a penalty B. January 2020 of Rs 35 lakh on which bank for violating norms on fraud classification and notification? C. February 2020 A. BOB Bank D. June 2020 B. PMC Bank

C. SBI Bank 202. Which bank has partnered with Government e-Marketplace for payment D. Tamilnadu Mercantile Bank related issues?

A. State Bank of India 206. UPI has crossed how many transactions in B. Central Bank of India October 2019?

C. HDFC A. 2 billion

D. ICICI B. 1 billion

C. 6 billion

203. ICICI Lombard has decided to sell D. 3 billion insurance products with the help of which bank? 207. Which bank has crossed the 3 trillion A. SBI market capitalization in India recently? B. BoB A. ICICI C.

B. HDFC from February 10 to February 14, 2020. What is the theme of the week? C. SBI A. Know Your Customer D. BOB B. Customer Protection

C. Micro, Small and Medium Enterprises 208. The Heritage Museum has (MSMEs) been inaugurated at the headquarters of the erstwhile Vijaya Bank in which city? D. Farmers and how they benefit by being a part of the formal banking system A. Bengaluru

B. Chennai 212. Which digital payment company of India C. Ahmedabad has launched an all-in-one QR, point-of-sale D. (POS) device for merchants across India?

A. MobiKwik

209. Which bank has won the DigiDhan Mission B. Google Pay Digital Payments Award 2018-19? C. Paytm A. SBI D. B. YES Bank

C. HDFC 213. Under the comprehensive health D. ICICI insurance plan, “Reliance Health Infinity” launched by Reliance General Insurance Company Limited what is the minimum sum insured amount? 210. Which bank has recently launched contactless mobile phone payments facility? A. One lakh

A. HDFC B. Two lakh

B. SBI C. Three lakh

C. ICICI D. Four lakh

D. BOB

214. The Union Cabinet has approved amendments to the Banking Regulation Act to 211. The Reserve Bank of India (RBI) will conduct the “Financial Literacy Week 2020”

empower the Reserve Bank of India (RBI) to B. Rs. 10,000 have better control over _____. C. Rs. 15,000 A. Urban Co-operative banks D. Rs. 20,000 B. Multi-State Cooperative banks

C. Payments Banks 218. Which telecom company joins hands with D. Both A and B Bharti AXA to provide Rs. 179 prepaid plan with life insurance of Rs 2 lakh?

A. Idea 215. What is the current Repo rate as per the 6th Bi-monthly Monetary Policy announced by B. Jio the RBI? C. Airtel A. 5.25% D. BSNL B. 5.15%

C. 5.40% 219. The fund transfers through the NEFT D. 4.90 % system occurs in how many batches in 24 hours?

A. 12 216. As per the ‘Global Investment Trend Monitor Report 2019’ released by the UNCTAD, B. 23 the FDI in India has increased by ______as C. 24 compared to 2018. D. 48 A. 10%

B. 16% 220. To provide doorstep banking services, the C. 19% South-Central Zone of the Indian Railways has D. 23% signed a MoU with which of the following banks?

A. Bank of India 217. Country’s largest private sector bank, ICICI bank has launched a Cardless cash withdrawal B. State Bank of India facility from its ATMs with a per-day C. Bank of Baroda transaction limit of ______. D. Punjab National Bank A. Rs. 5,000

221. Which of the following public sector banks operation and has sold Rs 2950 crore of short has signed a pact with Credit Analysis and term bonds. Research Limited (CARE) for accessing credit A. Rs 8000 qualities of small and Medium Enterprises (SME)? B. Rs 5000

A. Punjab National Bank C. Rs 12000

B. Bank of Baroda D. Rs 10,000

C. Union Bank of India

D. Indian Bank 225. Who among the following is appointed as the Managing Director of the State Bank of

India (SBI)? 222. The Bombay Stock Exchange (BSE) has A. Mahender Kumar Garg signed a licensing agreement with which of the following global exchanges? B. Dr. Ashima Goyal

A. Intercontinental Exchange (ICE) Futures C. ChallaSreenivasuluSetty Europe D. Dr. Ajit Kumar Saxena B. NASDAQ

C. Tokyo Stock Exchange 226. Who among the following has been D. Euro next Stock Exchange appointed as the managing director and chief executive officer (MD & CEO) of Bank of

Baroda (BoB)? 223. The Government of India and the A. Sanjiv Chadha Government of Maharashtra has signed a ______loan agreement with the World Bank. B. Lingam VenkatPrabhakar

A. USD 250 million C. Atanu Kumar Das

B. USD 240 million D. Mahender Kumar Garg

C. USD 210 million

D. USD 200 million 227. Who among the following has been appointed as the managing director and chief

executive officer (MD & CEO) of Canara Bank? 224. RBI has bought _____ crore of long-term A. Sanjiv Chadha securities in fourth special open market B. Lingam VenkatPrabhakar

C. Atanu Kumar Das A. MSF

D. Mahender Kumar Garg B. CRR

C. SLR

228. The National Payments Corporation of D. Repo Rate India (NPCI) has launched the “Vajra Platform” to make payments fast & secure. The platform is based on which technology? 232. In banking, what does NDTL denotes?

A. Near field technology A. Net Demand and Time Liabilities

B. Distributed Ledger Technology B. Net Depreciation and Total Liabilities

C. Radio-frequency identification Technology C. Net Demand and Total Loss

D. Digital Banking Technology D. Net Deposit and Time Limit

229. The Department of Telecommunications 233. Lender of Last Resort is an important (DoT), Government of India has approved up to function of which among these organizations? 100% FDI limit in which telecom company? A. IRDAI A. Bharti Airtel B. SEBI B. Idea Cellular C. SIDBI C. Vodafone D. RBI D. Jio

234. The Financial Literacy Week (FLW) is 230. The Bharat Bond ETF Maturity period is organized annually by which organization? _____. A. Ministry of Finance A. 6 months and one year B. NPCI B. 2 years and 10 years C. RBI C. 3 years and 10 years D. SBI D. 5 years and 10 years

231. ______is the percentage of total deposits that bank need to park with the RBI

235. LAF is a monetary policy tool that allows B. 90 days banks to borrow money through repurchase C. 120 days agreements. Expand LAF D. 30 days A. Lending adjustment facility

B. Loan adjustment facility 239. In ETCD derivative, what does E stands C. Liability adjustment facility for? D. Liquidity adjustment facility A. Existing

B. Exchange 236. Which of these is not true about the Repo C. Entity operations? D. Effective A. It injects liquidity into the system

B. It absorbs the liquidity in the system 240. Financial institutions and not retail C. The collateral used for repo operations are investors? Government of India securities A. Futures D. Banks borrow money from Reserve bank of India to meet short term needs by selling B. Forward securities to RBI C. Options

D. Swaps 237. Which committee recommended the introduction of Liquidity adjustment facility in India? 241. Which of the above statements is/are A. R. Gandhi Committee correct?

B. Rangarajan Committee A. Payments Bank can accept deposits only up to 2 lakh per individual customer. C. B. Issues debit cards, but not credit cards. D. SS Tarapore Committee C. It can distribute financial products such as mutual funds and insurance.

238. Treasury Bills have a maximum maturity D. B & C of:

A. 1 year

242. Barnawapara Wildlife Sanctuary is situated in which state? 246. Which of the following statements is not A. Chhattisgarh correct regarding the “National Anti- Profiteering Authority”? B. Haryana A. NAA is the institutional mechanism under C. Karnataka GST law to check the unfair profit-making D. Bihar activities by the trading community

B. NAA is a statutory body

243. Currently, what is the reverse repo rate of C. The orders of the NAA can be appealed RBI? against only in the high court

A. 5.50% D. It falls under the aegis of MoC&I

B. 5.25%

C. 5.40% 247. Zagreb is the capital of which country?

D. 4.90% A. Helsinki

B. Croatia

244. Global gender gap index released by C. Costa Rica which of the following? D. Estonia A. FAO

B. UNDP 248. What is the tagline of Bank of Baroda? C. UN-women A. Your own bank D. World Economic Forum B. One family, one bank

C. Good people to grow with 245. Who has chaired the first meeting of the D. India’s International Bank Cabinet Committee on Investment and Development?

A. Home Minister 249. Where is the Headquarters of Central Bank of India? B. Finance Minister A. Mumbai C. Prime Minister B. Kolkata D. Cabinet Secretary

C. Chennai B. 1969

D. New Delhi C. 1972

D. 1971

250. When was the Asia-Pacific Group formed?

A. 1991 254. SBI has introduced OTP-based ATM Transactions for withdrawal of amounts above B. 1995 ______. C. 1997 A. Rs 20, 000 D. 1989 B. Rs 17, 000

C. Rs 16, 000 251. Which of the following insurance D. Rs 10, 000 companies has launched the “Farmitra” mobile app?

A. United India Insurance Company 255. The Receivables Exchange of India Limited was established as a joint venture between B. Life Insurance of India which of the following? C. Bajaj Allianz General Insurance A. BSE and NSE D. Oriental Insurance Company Limited B. SIDBI and BSE

C. SIDBI and NSE 252. Residential Asset Price Monitoring Survey D. SIDBI and RBI is done by _____.

A. World Bank 256. What is the name of the initiative of B. Reserve Bank of India Reserve Bank of India board that has finalized C. International Monetary Fund the Three Year Roadmap to improve supervision and regulation, among other D. State Bank of India functions of the central bank?

A. Utkarsh 2020

253. The DadasahebPhalke Award was B. Utkarsh 2022 established in which year? C. Utkarsh 2024 A. 1970 D. Utkarsh 2028

261. As per World Economic Forum (WEF) report, India is set to uplift households out of 257. Who has the authority to appoint the poverty and reduce the share of households Comptroller and Auditor General of India? below the poverty line from current 15 percent A. President of India to 5 percent by which year?

B. Supreme Court A. 2025

C. High Court B. 2035

D. Prime Minister C. 2050

D. 2030

258. Recently, OMO is in the news. What is the full form of OMO? 262. As per the government data, the target of A. Open Market Operations food grains production for 2019-20 crop year has been set at______B. Opening Market Occupations A. 147.9 MT C. Oriented Market Operations B. 183.2 MT D. Open Mercantile Operations C. 291.1 MT

D. 321.6 MT 259. What is needed for creating demand?

A. Production 263. The Rs 200 note has a motif of______B. Price A. Sanchi Stupa C. Income B. Golden Temple D. Import C. Red Fort

D. Rani kiVav 260. ‘PIN’ in Smart Card is called ______:

A. Permanent Index Number 264. Which of these is not a Rabi crop? B. Personal Identification Number A. Gram C. Personal Index Number B. Mustard D. Permanent Identification Number C. Wheat

D. Rice 268. The Central government has planned to raise the import duty on wheat from 30% to

______265. Who is the head of the panel formed to A. 40% review the Economic Capital Framework (ECF) for the RBI? B. 35%

A. DuvvuriSubbarao C. 45%

B. BimalJalan D. 50%

C. Y. Venugopal Reddy

D. Arvind Subramanian 269. The Internet and Mobile Association of India (IAMAI) has it’s headquarter

at______266. Name the first central bank in the Asia- A. Pune Pacific region to begin explicit interest rate easing cycle by cutting the policy rate? B. New Delhi

A. Bank of Mexico C. Mumbai

B. Federal Reserve D. Noida

C. RBI

D. Central Bank of the Russia 270. Who regulates Real Estate Investment Trusts (REITs)?

A. RBI 267. The RBI has planned to conduct total Rs ______purchase of government B. SEBI securities under Open Market Operations C. EXIM during May 2019. D. NHB A. 150 billion

B. 200 billion 271. Coins were defined under which section of C. 125 billion the Coinage Act 2011? D. 250 billion A. Section 15

B. Section 3

C. Section 12

D. Section 6 A. The Chairman of the Central Board of Direct Taxes inaugurated the Web Portal for Exchange

of Information on Income Tax Website in New 272. The Foreign Exchange Management Act Delhi. was enacted in which year? B. The portal would be useful for domestic A. 1999 financial institutions.

B. 2000 C. The portal would help the foreign tax authorities and financial institutions to get C. 2001 information.

D. 2002 D. All A, B and C

273. The Indian Currency Committee was a 276. The holidays for the banks are declared government committee appointed by the according to which Act? British-run Government of India on 29 April 1898 to examine the currency situation in A. Reserve Bank Act India. It is also known as ______. B. Companies Act A. Kotlar Committee C. Banking Regulation Act B. Fowler Committee D. Negotiable Instrument Act C. Narsimhan Committee

D. Adward Committee 277. The objective of the FAME India scheme is to increase the use of electric and hybrid vehicles by offering incentives. What is the full 274. Who has been appointed as the Policy form of FAME? Advisor in the External Affairs Ministry in the rank of Additional Secretary? A. Fluctuated Administration and Manufacturing of (Hybrid) and Electric Vehicles A. Rajeev Kumar B. Faster Application and Marketing of (Hybrid) B. Ashok Malik and Electric Vehicles

C. Ajay Tyagi C. Fluctuated Adoption and Marketing of (Hybrid) and Electric Vehicles D. Ajit Malik D. Faster Adoption and Manufacturing of

(Hybrid) and Electric Vehicles 275. Which of the following statement/statements is/are correct?

278. When overall prices increase (inflation) due to increases in the cost of wages and raw 282. Who has been recently appointed as the materials, then it is called: new Managing Director of the State Bank of A. Cost-Push Inflation India?

B. Demand-pull inflation A. ChallaSreenivasuluSetty

C. Imported Inflation B.

D. Core Inflation C. Atanu Kumar

D. Ajay Tyagi

279. What is the currency of Germany?

A. Dinar 283. What is the rank of India in the ‘Social Mobility Index’, recently released by the World B. Euro Economic Forum? C. Kwanza A. 52th D. Pound B. 61th

C. 76th 280. The Lorenz curve is a graphical D. 86th representation of:

A. Distribution of Demand 284. The UN World Tourism Organization has B. Distribution of income or wealth recently released its ‘UNWTO World Tourism C. Distribution of Supply Barometer report’. Where is the head-quarters of UNWTO located? D. Distribution of Import and Export A. Madrid

B. Vietnam 281. What is India’s GDP growth rate for the current fiscal, as estimated by the International C. New York Monetary Fund (IMF)? D. Geneva A. 5.2 %

B. 5.0 % 285. Who has been appointed as the Managing C. 4.8 % Director and Chief Executive of Bank of Baroda? D. 4.6 %

A. Rishi Sethi A. Ramesh Pokhriyal ‘Nishank’

B. ChallaSreenivasuluSetty B. Narendra Modi

C. Rajnish Kumar C. Venkaiah Naidu

D. SanjivChaddha D. SmritiIrani

286. Which Private sector bank has launched 290. What is the meaning of POLNET? ‘card-less cash withdrawal’ facility from its A. Political network services ATMs? B. Police network services A. Punjab National Bank C. Police network securities B. HDFC Bank D. Political network securities C. Axis Bank

D. ICICI Bank 291. Which of the following curve shows that

inflation and unemployment have a stable and 287. Hryvnia is the currency of which country? inverse relationship?

A. Fiji A. Phillips Curve

B. Philippines B. Kuznets Curve

C. Thailand C. Laffer Curve

D. Ukraine D. Lorenz Curve

288. Vientiane is the capital of which country? 292. The “Country Partnership Framework” is mentioned in the news recently in which of the A. Laos following context? B. Myanmar A. UN Security Council C. Cambodia B. European Union D. Malaysia C. World Bank

D. United States of America 289. Who among the following has written

Braille Edition of ‘Exam Warriors’?

293. Which of the following term originally D. Hockey refers to increases in the amount of money in circulation? 297. A cheque which is payable to any person A. Progressive inflation who presents it for payment at the bank B. Inflation counter is called______.

C. Deflation A. Crossed cheque

D. Inflation and deflation both B. Bearer Cheque

C. Open Cheque

294. A Defense Research Development D. Post-dated cheque Organization Igniter Complex was inaugurated at HEMRL. What is the full form of HEMRL? 298. The book “Changing India” is written by A. Highest Energy Metal Research Laboratory which of the following? B. High Energy Materials Research Laboratory A. Dr. Rajendra Prasad C. Highest Energy Materials Recycling B. Dr. B. R. Ambedkar Laboratory C. Hilton Young D. High Energy Metal Recycling Laboratory D. Manmohan Singh

295. In India, Mutual Funds are regulated by_____. 299. What is ‘Blue-Chip’ in the USA company system? A. State Bank of India A. Saving B. Small Industrial Development Bank of India B. Stock C. Reserve Bank of India C. Debenture D. Securities and Exchange Board of India D. Mutual Fund

296. Thomas Cup is related to which sport? 300. What is the official language of the A. Badminton International Monetary Fund (IMF)? B. Tennis A. Hindi C. Cricket B. Spanish

C. Chinese B. Cash Reserve Ratio

D. English C. Repo Rate

D. Statutory Liquidity Ratio

301. The policy made by the central bank to control the money supply in the economy is 305. Which among the following is the rate at called which RBI borrows money from Commercial A. Fiscal policy banks?

B. Monetary policy A. Reverse Repo Rate

C. Financial policy B. Cash Reserve Ratio

D. Both A and B C. Repo Rate

D. Statutory Liquidity Ratio

302. The main objective of monetary policy is

A. Growth with stability 306. Which is the rate at which the banks borrow overnight funds from RBI? B. Overall Monetary stability A. Reverse Repo Rate C. Reduce poverty and achieve stability B. Cash Reserve Ratio D. All the above C. Repo Rate

D. Marginal Standing Facility 303. Open Market Operations refers to the purchase and sale of the ______by RBI from/ to the market. 307. Which section of RBI Act 1934 provides an A. Debentures and shares empowered six member MPC to fix the interest rate? B. Bonds A. Section 45 C. Local securities B. Section 45ZB D. Government securities C. Section 44ZB

D. Section 44 304. What do we say the rate at which the RBI lends money to commercial banks?

A. Reverse Repo Rate 308. Six member MPC is headed by whom?

A. RBI governor B. Decrease money supply

B. Finance Ministry C. GDP growth rate is lowered

C. Central Government D. Both A and C

D. RBI deputy governor

313. Cash Reserve Ratio increases the cash for ______309. Members of MPC hold a period of how many years? A. Borrowing

A. Five B. Mortgaging

B. Three C. Lending

C. Four D. Investing

D. Two

314. Which rate refers to the official interest rate at which RBI will provide loans to the 310. Repo rate ______liquidity into the system banking system? A. Deduct A. Bank rate B. Expel B. Repo rate C. Extract C. Reverse Repo rate D. Injects D. SLR

311. Reverse Repo rate ______liquidity from 315. What happens when CRR is reduced? the system A. Banks required keeping fewer funds with RBI A. Absorbs B. Resource available to banks for lending will B. Injects go up C. Introduce C. Resource available to banks for lending will D. Inject come down

D. Both A and B

312. What happens when repo rate decreases?

A. Increase money supply

316. When RBI purchases Government 320. What is the term for Notice money? Securities Liquidity _____ A. 1-15 days A. Decreases B. 2-14 days B. Increases C. 2-7days C. Reverses D. 7-15 days D. No change

321. What is the term for Term Money? 317. When RBI sells Government Securities A. More than 15 days Liquidity ______B. More than 7 days A. Decreases C. More than 20 days B. Increases D. More than 14 days C. Reverses

D. No change 322. What is the current Repo rate?

A. 5.50 318. What is/are the main tools of monetary policy? B. 5.40

A. Discount rate and Open market operations C. 5.25

B. Reserve requirements D. 5.15

C. Interest on reserves

D. All the above 323. What is the current Reverse Repo Rate?

A. 4.50

319. What is the term of call money? B. 4.90

A. 1day C. 4.25

B. 7 days D. 5.35

C. 10 days

D. 14 days 324. What is the current Bank Rate and MSF?

A. 5.50

B. 5.40 A. Narendra Singh Tomar

C. 5.25 B. ManekaGand

D. 5.35 C. D. V. Sadananda Gowda

D. Harsimrat Kaur Badal

325. Which of the following is the largest cricket stadium in the world? 329. Arma Konda or Sitamma Konda or A. Melbourne Cricket Ground Jindhagada, is a mountain peak of which state?

B. Motera Stadium A. Maharashtra

C. Atal Bihari Vajpayee Ekana Cricket Stadium B. Rajasthan

D. Eden Gardens C. Punjab

D. Andhra Pradesh

326. Government scheme HridayYojana is related to _____. 330. Shares issued by a company to its A. Farmers directors or employees at a discount or for consideration, other than cash are called ____. B. Girl Child A. Sweat equity shares C. Malnutrition B. Bonus Shares D. World heritage sites C. ESOP

D. Preference Shares 327. Article 112 of the constitution of India is related to___.

A. Union Budget 331. The Reserve Bank of India (RBI) will conduct the “Financial Literacy Week 2020” B. Financial Bill from February 10 to February 14, 2020. What is C. Money Bill the theme of the week?

D. State Budget A. Know Your Customer

B. Customer Protection

328. Who is the union minister of Food C. Micro, Small and Medium Enterprises Processing Industries? (MSMEs)

D. Farmers and how they benefit by being a part 335. What is current Repo rate as per the 6th of the formal banking system Bi-monthly Monetary Policy announced by the RBI?

A. 5.25% 332. Which digital payment company of India has launched an all-in-one QR, point-of-sale B. 5.15% (POS) device for merchants across India? C. 5.40% A. MobiKwik D. 4.90 % B. Google Pay

C. Paytm 336. Which of the following public sector banks D. Amazon Pay has signed a pact with Credit Analysis and Research Limited (CARE) for accessing credit

qualities of Small and Medium Enterprises 333. Under the comprehensive health (SME)? insurance plan, “Reliance Health Infinity” A. Punjab National Bank launched by Reliance General Insurance Company Limited what is the minimum sum B. Bank of Baroda insured amount? C. Union Bank of India A. One lakh D. Indian Bank B. Two lakh

C. Three lakh 337. The Bombay Stock Exchange (BSE) has D. Four lakh signed a licensing agreement with which of the following global exchanges?

A. Intercontinental Exchange (ICE) Futures 334. The Union Cabinet has approved Europe amendments to the Banking Regulation Act to empower the Reserve Bank of India (RBI) to B. NASDAQ have better control over _____. C. Tokyo Stock Exchange A. Urban Co-operative banks D. Euronext Stock Exchange B. Multi-State Cooperative banks

C. Payments Banks 338. The Government of India and the D. Both A and B Government of Maharashtra has signed a ______loan agreement with the World Bank.

A. USD 250 million D. Mahender Kumar Garg

B. USD 240 million

C. USD 210 million 342. Who among the following has been appointed as the managing director and chief D. USD 200 million executive officer (MD & CEO) of Canara Bank?

A. Sanjiv Chadha 339. RBI has bought _____ crore of long-term B. Lingam VenkatPrabhakar securities in fourth special open market operation and has sold Rs 2950 crore of short C. Atanu Kumar Das term bonds. D. Mahender Kumar Garg A. Rs 8000

B. Rs 5000 343. Who among the following has been C. Rs 12000 appointed as the managing director and chief executive officer (MD & CEO) of Bank of India? D. Rs 10,000 A. Sanjiv Chadha

B. Lingam VenkatPrabhakar 340. Who among the following is appointed as the Managing Director of the State Bank of C. Atanu Kumar Das India (SBI)? D. Mahender Kumar Garg A. Mahender Kumar Garg

B. Dr. Ashima Goyal 344. Country’s largest private sector bank, ICICI C. Challa Sreenivasulu Setty bank has launched a Cardless cash withdrawal facility from its ATMs with a per-day D. Dr. Ajit Kumar Saxena transaction limit of ______.

A. Rs. 5,000 341. Who among the following has been B. Rs. 10,000 appointed as the managing director and chief executive officer (MD & CEO) of Bank of C. Rs. 15,000 Baroda (BoB)? D. Rs. 20,000 A. Sanjiv Chadha

B. Lingam VenkatPrabhakar 345. The nominal GDP growth for the year C. Atanu Kumar Das 2020-21 estimated at _____%.

A. 8 D. 2.90 Lakh crore

B. 9

C. 10 349. The proposed village storage schemes in the union budget 2020-21 will be run by which D. 12 of the following in villages across the country?

A. RRBs 346. As per the budget speech 2020-21, what is B. Women SHG the revised estimate of Fiscal Deficit for the financial year 2019-20 which is earlier 3.3% of C. Urban Cooperative Banks the GDP? D. NBFCs A. 3.5

B. 3.8 350. As per the budget 2020-21 by which year C. 3.3 the Milk Processing Capacity will be doubled from 53.5 million metric tons (MT) to 108 MT? D. 3.1 A. 2021

B. 2022 347. As per the budget 2020-21 government has set a goal for doubling the farmers’ income C. 2023 by which year? D. 2025 A. 2021

B. 2022 351. Which Bank has opened its Melbourne C. 2023 office and became the first Indian bank to have a branch in the Australian state of Victoria? D. 2024 A. Bank of India

B. Bank of Baroda 348. _____ amount has been allocated by the union government for agriculture and allied C. Union Bank of India activities, irrigation and rural development in D. State Bank of India 2020-21 budgets

A. 2.25 Lakh crore 352. ____ Bankwhich was launched three new B. 2.45 Lakh crore digital products are called UCash, Digilocker, C. 2.83 Lakh crore and an app in Kolkata.

A. Bank of India D. None of these

B. UCO Bank

C. Union Bank of India 356. Short-term assets, representing amounts due to a vendor or suppliers of goods or D. State Bank of India services that were sold on credit terms is known as ______.

353. ______has given the go-ahead to the A. Deposit Asset Kerala government to amalgamate 13 district B. Current liabilities cooperative banks (DCBs) with the Kerala State Cooperative Bank to form the proposed C. Account Receivable “? D. None of these A. NABARD

B. RBI 357. A is a type of rotating savings C. Government of India and credit association system practiced in India, is governed / regulated by ______. D. None of these A. RBI

B. Central government 354. Which company has been selected as the main supplier to deliver Volvo Cars’ digital C. State government transformation services for its enterprise D. None of these digital commercial operations applications and products?

A. TCS 358. Which among the following committee constituted on Payment Banks license? B. A. A C Shan C. Infosys B. NachiketMor D. Wipro C. B D Thakur

D. None of these 355. IFRS stands for______. B A. International Financial Reporting Standards

B. Indian Financial Reporting Standards

C. International Financial Rating Standards

359. Headquarters of National Investment and A. 5 lakh Infrastructure Fund (NIIF) is located at B. 10 lakh ______. C. 3 lakh A. New Delhi D. 20 lakh B. Mumbai

C. Kolkata 363. The Reserve Bank of India (RBI) will D. None of these conduct the “Financial Literacy Week 2020” from February 10 to February 14, 2020. What is the theme for Financial Literacy Week 2020? 360. With which article of the Indian Constitution is Money Bill related? A. National Small Industries Corporation

A. Article 110 B. Deposit Insurance and Credit Guarantee Corporation B. Article 112 C. C. Article 108 D. Micro, Small and Medium Enterprises D. None of these

364. Which organization has permitted the 361. The Union Cabinet has approved instant messaging platform What’s App to amendments to the Banking Regulation Act to expand its Unified Payment Interface (UPI) empower ______to have better control services to 10 million users? over urban co-operative banks and multi-state cooperative banks recently. A. SEBI

A. NABARD B. NPCI

B. IRDAI C. RBI

C. RBI D. DICGC

D. SEBI

365. Fitch Ratings has estimated India’s GDP growth of ______in the next Financial 362. DICGC increases the insurance coverage Year 2021. for depositors in all insured banks from Rs 1 lakh to ______lakh with effect from 4th A. 5.8% February 2020, with the approval of B. 5.1% Government of India.

C. 5.3% A. 2000

D. 5.6% B. 2006

C. 2008

366. Shaktikanta Das is the ______D. 2005 governor of the Reserve Bank of India.

A. 24th 370. Where is the head quarter of Fitch B. 26th Ratings?

C. 23rd A. Paris

D. 25th B. New York

C.

367. Deposit Insurance and Credit Guarantee D. Vienna Corporation (DICGC) came into existence on-?

A. 15th July 1978 371. The Reserve Bank of India’s Monetary B. 15th August 1956 Policy Committee has released its 6th Bi- monthly Monetary Policy 2019-20. What is the C. 26th January 1982 reverse repo rate as on 12th February 2020? D. 02nd October 1982 A. 4.70%

B. 4.90% 368. A micro enterprise is an enterprise where C. 4.80% investment in plant and machinery does not exceed-? D. 4.50%

A. Rs. 45 lakh

B. Rs. 20 lakh 372. Which organization has decided to increase the minimum net worth criterion for C. Rs. 50 lakh pension fund managers? D. Rs. 25 lakh A. NABARD

B. DICGC 369. NPCI is an umbrella organization for C. IRDAI operating retail payments and settlement systems in India. In which year NPCI was D. PFRDA founded?

C. Axis Bank

373. RBI has increased the real GDP growth for D. fiscal year 2020-21 from 5% to ______in the 6th Bi-monthly Monetary Policy 2019-20. 377. Which of the following banks has A. 6.00% launched a new fixed deposit (FD) scheme B. 5.50% called ‘FD Health’?

C. 5.25% A. HDFC

D. 5.75% B. ICICI

C. SBI

374. Where is the headquarter of Pension Fund D. RBI Regulatory and Development Authority

(PFRDA)? 378. How many DCBs will be merged to form A. Pune Kerala Bank? B. Kolkata A. 12 C. Chennai B. 13 D. New Delhi C. 11

D. 14 375. The Reserve Bank of India (RBI) has been given the responsibility of conducting monetary policy as mandated under which act? 379. Who among the following has been launched as the chief operating officer of Yes A. Financial Stability Act, 2010 Bank? B. Monetary Policy Act, 2016 A. Anita Pai C. Reserve Bank of India Act, 1934 B. Jasneet Bachal D. Banking Regulation Act, 1949 C. Rahul Khurana

D. Aditi Bose 376. Which bank has launched “KayPay”, a

Fund Transfer service for Facebook users? 380. Which Bank has recently reduced the A. Dena Bank lending rates by ten basis points? B. Yes Bank

A. PNB

B. SBI 384. Which bank plans to organize 1,000 Grameen Loan Melas over? C. OBC A. Axis Bank D. PMC B. HDFC Bank

C. ICICI Bank 381. Reserve Bank of India (RBI) has put the Prompt Corrective Action (PCA) Framework D. Kotak Mahindra Bank against which bank?

A. Axis Bank 385. Which private sector bank is planning to B. Lakshmi Vilas Bank open 450 branches in the forthcoming financial year? C. Karnataka Bank A. Yes Bank D. Dhanlaxmi Bank B. Axis Bank

C. ICICI Bank 382. What is the name of a submarine which is commissioned by Shri Rajnath Singh to D. Punjab National Bank modernize the Navy and equip it with the best platforms, weapons? 386. Trusted Family Bank is the tagline of A. INS Sindhughosh which bank? B. INS Arihant A. Corporation Bank C. INS Khanderi B. Dena Bank D. INS Kalvari C. IDBI Bank

D. Oriental Bank of Commerce 383. The Reserve Bank of India barred which of the following bank from doing business for six months? 387. What is the increased loan limit for small exporters sanctioned by Reserve Bank of India A. Mizoram Co-operative Apex Bank (RBI) in order to boost credit to the export B. sector?

C. TNSC Bank A. Rs 30 crore

D. Punjab& Maharashtra Cooperative Bank B. Rs 40 crore

C. Rs 15 crore 391. The term of the Chairman of National Bank for Agriculture and Rural Development D. Rs 10 crore (NABARD) is _

A. 3 years 388. How much compensation will the bank B. 5 years has to pay if they fail to settle the amount debited during the failed transaction after the C. 7 years completion of time period? D. 2 years A. Rs 250 per day

B. Rs 500 per day 392. The chairman of the Securities and C. Rs 100 per day Exchange Board of India (SEBI) is appointed by _ D. Rs 1000 per day A. Government of India

B. RBI 389. What is the timeline of auto reversal of transaction for a bank, when the amount C. President of India debited from one card but did not reach D. None is Correct another card (card to card transfer) as per new guidelines of Reserve Bank of India(RBI)?

A. 1 day after failed transaction 393. What does ‘C’ stand for in the CAMEL which is term often seen in news? B. 3 days after failed transaction A. Capital C. 5 days after failed transaction B. Cost D. 10 days after failed transaction C. Core

D. Charge 390. Which bank appoints Samuel Joseph Jebaraj as Deputy Managing Director (DMD)?

A. Axis Bank 394. When one bank borrow money from another bank (for one day only), then it is B.Yes Bank called _ C. IDBI A. Call Money D. Punjab National Bank B. Recall Money

C. Aerial Money

D. Easy Money D. From 1st April, 1963

395. What is ‘C’ stands for in “BCSBI” which is 399. Kisan credit card can be used for financing an autonomous body formed by the joint _ efforts of RBI and banks? A. production needs A. Central B. Consumption needs B. Cost C. Both A and B C. Codes D. None of these D. Criteria

400. Who decide on the value and volume of 396. What is the Tagline of Bank of India? bank notes to be printed and on what basis?

A. A tradition of trust A. Finance Ministry

B. For all your needs B. Planning Commission

C. Banking for All C. RBI

D. Relationship beyond Banking D. Stock exchange

397. Reserve Bank of India was nationalized in _ 401. Recently, which legendary Indian sportsperson is awarded the prestigious A. 1945 ‘Padma Vibhushan’ award? B. 1949 A. Sachin Tendulkar C. 1950 B. Dhanraj Pillai D. 1955 C. M C Mary Kom

D. ViratKohli 398. When was the currency system in India converted into decimal system? 402. Which of the following Indian Private A. From 1st April, 1957 Sector bank has recently launched its wealth B. From 1st April, 1959 management platform called ‘Pioneer Banking’? C. From 1st April, 1961 A. ICICI Bank

B. HDFC Bank 406. Where is the world’s largest solar park, Pavagada Solar Park located? C. Axis Bank A. Assam D. IndusInd Bank B. Andhra Pradesh

C. Karnataka 403. What is the theme of the 10th National Voters’ Day celebrated across the country? D. Odisha

A. Electoral Literacy for Stronger Democracy

B. Voting Rights for All 407. Which state’s former minister, Jagannath Rout has passed away recently? C. Ethical Voting A. Gujarat D. SabsePahle Voting B. West Bengal

C. Andhra Pradesh 404. In which state India’s First Super Fab Lab has been inaugurated to function in D. Odisha collaboration with Massachusetts Institute of

Technology, USA? 408. Tashkent is the capital of which country? A. Kerala A. Yemen B. Andhra Pradesh B. Kazakhstan C. Karnataka C. Oman D. West Bengal D. Uzbekistan

405. Who has been recently awarded the Subash Chandra Bose 409. Who is the author of the book titled AapdaPrabandhanPuraskar, 2020? “Balwa” that describes the happenings in India in the 1990s? A. Vijay Kumar A. Dharmendra Pradhan B. Pramod K. Sawant B. Pralhad Jos C. SylendraBabu Kumar C. Prakash Javadekar D. Munnan Singh D. Mukhtar Abbas Naqvi

C. Assam

410. Which bank has decided to convert into a D. Uttar Pradesh Small Finance Bank under Voluntary Transition of Primary (Urban) Co-operative Banks? 414. What was the theme of the 2nd edition of A. Sangli Urban Co-operative Bank Ltd. International Day of Education that is observed B. Karad Urban Co-operative Bank Ltd. on 24 January 2020?

C. Nagpur NagrikSahakari Bank Ltd. A. Theme – “Transforming education”

D. New India Co-operative Bank B. Theme – “Learning for people, planet, prosperity, and peace”

C. Theme – “Young Teachers: The future of the 411. Who was the first Chief Election Profession” Commissioner of India? D. Theme – “Rural Women and Girls education” A. Raj Gopalachari

B. Sukumar Sen 415. Which country has topped in the C. G. V Mavlankar Corruption Perception Index 2019 released by D. Sachchidanand Sinha Transparency International?

A. Somalia & New Zealand

412. Where was India’s first e-waste clinic B. Denmark & Somalia inaugurated? C. Denmark & Finland A.Bhopal, Madhya Pradesh D. Denmark & New Zealand B. New Delhi, Del

C. Pune, Maharashtra 416. What is the increased short-term debt D. Mumbai, Maharashtra investment limit for foreign portfolio investors that were set as 20% earlier by Reserve Bank of India?

413. In which state, Estuarine Biology Regional A. 30 % Centre of the Zoological Survey of India discovered the new snake eel species also B. 40 % named as ‘OphichthusKailashchandrai’? C. 50 % A. West Bengal D. 55 % B. Odisha

420. The ‘Vault of Vishnu’ book written by which of the following? 417. Recently, which organization has released the vision document for the National Data and A. Amish Tripathi Analytics Platform that provide tools for B. DevduttPattanaik analytics and visualization of data to stakeholders? C. Sunil Dalal

A. National Institution for Transforming India D. Ashwin Sanghi Aayog

B. National Development Council 421. In order to boost the credit growth, the C. Finance Commission Reserve Bank of India (RBI) has eased Cash Reserve Ratio (CRR) requirement of D. Securities and Exchange Board of India commercial banks for _____.

A. One year 418. What is the name of the Kerala boy, who B. Two years has received the “Bharat Award 2019” from President of India Shri, Ram NathKovind on C. Three years Republic Day? D. Five years A. Aarti Kiran Shet

B. Kamal Krishna Das 422. The Reserve Bank of India (RBI) will C. KantiPaikra conduct the “Financial Literacy Week 2020” from February 10 to February 14, 2020. What is D. Adithya K the theme of the week?

A. Know Your Customer 419. The Telecom Regulatory Authority of India B. Customer Protection is a statutory body of India. Where is it headquartered? C. Micro, Small and Medium Enterprises (MSMEs) A. Mumbai D. Farmers and how they benefit by being a part B. of the formal banking system C. Lucknow

D. New Delhi 423. Which digital payment company of India has launched an all-in-one QR, point-of-sale (POS) device for merchants across India?

A. MobiKwik C. 5.40%

B. Google Pay D. 4.90 %

C. Paytm

D. Amazon Pay 427. Which of the following public sector banks has signed a pact with Credit Analysis and

Research Limited (CARE) for accessing credit 424. Under the comprehensive health qualities of Small and Medium Enterprises insurance plan, “Reliance Health Infinity” (SME)? launched by Reliance General Insurance A. Punjab National Bank Company Limited what is the minimum sum insured amount? B. Bank of Baroda

A. one lakh C. Union Bank of India

B. two lakh D. Indian Bank

C. three lakh

D. four lakh 428. The Bombay Stock Exchange (BSE) has signed a licensing agreement with which of the

following global exchanges? 425. The Union Cabinet has approved A. Intercontinental Exchange (ICE) Futures amendments to the Banking Regulation Act to Europe empower the Reserve Bank of India (RBI) to have better control over _____. B. NASDAQ

A. Urban Co-operative banks C. Tokyo Stock Exchange

B. Multi-State Cooperative banks D. Euronext Stock Exchange

C. Payments Banks

D. Both A and B 429. RBI has bought _____ crore of long-term securities in fourth special open market

operation and has sold Rs 2950 crore of short 426. What is current Repo rate as per the 6th term bonds. Bi-monthly Monetary Policy announced by the A. Rs 8000 RBI? B. Rs 5000 A. 5.25% C. Rs 12000 B. 5.15% D. Rs 10,000

C. 10

430. Who among the following is appointed as D. 12 the Managing Director of the State Bank of

India (SBI)? 434. As per the budget speech 2020-21, what is A. Mahender Kumar Garg the revised estimate of Fiscal Deficit for the B. Dr. Ashima Goyal financial year 2019-20 which is earlier 3.3% of the GDP? C. Challa Sreenivasulu Setty A. 3.5 D. Dr. Ajit Kumar Saxena B. 3.8

C. 3.3 431. The Union Cabinet has given its in principle approval for capital infusion of what D. 3.1 amount in the 3 public sector General

Insurance companies, OICL, NICL and UIICL? 435. As per the budget 2020-21 government A. 1250 crores has set a goal for doubling the farmers’ income B. 3000 crores by which year?

C. 2500 crores A. 2021

D. 2000 crores B. 2022

C. 2023

432. Which of the following are themes of the D. 2024 Union Budget 2020-21?

A. Aspiration 436. What amount has been allocated by the B. Development union government for agriculture and allied activities, irrigation and rural development in C. Compassion 2020-21 budget? D. All of above A. 2.25 Lakh crore

B. 2.45 Lakh crore 433. The nominal GDP growth for the year C. 2.83 Lakh crore 2020-21 estimated at _____%. D. 2.90 Lakh crore A. 8

B. 9

437. The Finance minister has announced ____ B. 15 action plan for farmers, towards the goal of C. 20 doubling farmers’ income by 2022. D. 25 A. 10

B. 16 441. Expand PPPAC – C. 15 A. Public Personal Partnership Agreement D. 20 Council

B. Public Personal Partnership Agreement 438. How many farmers to be provided for Committee setting up stand-alone solar pumps under C. Public Private Partnership Agreement Pradhan MantriKisanUrja Suraksha Committee evemUtthanMahabhiyan? D. Public Private Partnership Appraisal A. 15 lakh Committee B. 20 lakh

C. 22 lakh 442. The renewal of Cash Credit Limits for D. 25 lakh working capital is stipulated by RBI on –

A. yearly basis

439. The proposed village storage schemes in B. half-yearly basis the union budget 2020-21 will be run by which C. quarterly basis of the following in villages across the country? D. bi-annual A. RRBs

B. Women SHG 443. Which of the following is the currency of C. Urban Cooperative Banks Maldives? D. NBFCs A. Dinar

B. Dirham 440. What is the concessional Corporate Tax C. Peso applied by the Indian Government on All Companies? D. Rufiyaa

A. 10

444. The headquarters of Unique Identification B. Jawahar Gram SamridhiYojana Authority of India (UIDAI) is situated at C. National Social Assistance Programme ______. D. AADHAR A. Mumbai

B. Kolkata 448. CRR is required to be maintaining in the C. New Delhi form of ______. D. Chennai A. Approved Government Securities

B. Cash with RBI 445. As per Nayak Committee C. Cash with bank recommendations, the working capital requirements is to be met by the bank and the D. All the above borrower in the ratio of –

A. 03:01 449. Which of the following committees did B. 04:01 recommend the concept of working capital term loan? C. 05:01 A. Nayak Committee D. 02:01 B. S.L. Kapoor Committee

C. Tondon Committee 446. The concept of the weaker section in the priority sector was introduced as per the D. Narsimhan Committee recommendations of which committee and in which year?

A. Nayak Committee, 1981 450. Account Payee crossing is a direction of the drawer to – B. Shunglu Committee, 1982 A. collecting banker C. Wanchoo Committee, 1980 B. drawee banker D. Krishnaswami Committee, 1980 C. payee

D. all endorsees 447. Which of the following is NOT a Poverty Eradication Programme launched by the Govt.of India? 451. Where is the headquarters of Andhra A. Swarnjayanti Gram SwarozgarYojana Bank?

A. Vadodara 455. What is the market structure called that is characterized by a single seller, selling a unique B. product in the market? C. Hyderabad A. Oligopoly D. Pune B. Libor

C. Monopoly 452. Where is the headquarters of Bank of D. Normation Maharashtra?

A. Kolkata 456. What is the term called for a market B. Bengaluru structure in which only a few sellers offer C. Hyderabad similar or identical products?

D. Pune A. Offshore

B. Libor

453. Where is the headquarters of Oriental C. Monopoly Bank of Commerce? D. Oligopoly A. Chennai

B. Pune 457. What is the market structure called in C. New Delhi which the market is dominated by a single buyer? D. Gurugram A. Micropony

B. Monopsony 454. Where is the headquarters of Vijaya Bank? C. Monopoly

A. Bengaluru D. Microsony

B. Mangalore

C. Chennai 458. What is the original economic system in which traditions, customs, and beliefs help D. Kolkata shape the goods and the services the economy produces, as well as the rules and manner of

their distribution called?

A. Constitutional Economy

B. Traditional Economy 462. IFRS stands for______.

C. Socialist Economy A. International Financial Reporting Standards

D. Monetary Economy B. Indian Financial Reporting Standards

C. International Financial Rating Standards

459. What is the metric that measures the D. None of these ability of a company to use its near cash or quick assets to extinguish or retire its current liabilities are immediately known as? 463. Short-term assets, representing amounts due to a vendor or suppliers of goods or A. Acid test ratio services that were sold on credit terms is B. Current ratio known as ______.

C. Overtrading A. Deposit Asset

D. Cash conversion cycle B. Current liabilities

C. Account Receivable

460. What is the metric that measures whether D. None of these or not a firm has enough resources to meet its short-term obligations known as? 464. A chit fund is a type of rotating savings A. Acid test ratio and credit association system practiced in B. Current ratio India, is governed / regulated by ______.

C. Overtrading A. RBI

D. Financial accounting B. Central government

C. State government

461. Interest on saving bank account is now D. None of these calculated by banks on______.

A. Minimum balance during the month 465. Who appoints the governor of Reserve B. Minimum balance from 7th to last day of the Bank of India? month A. Central government C. Daily product basis B. Financial Ministry D. None of these C. Financial secretary

D. None of these C. Article 108

D. None of these

466. Which among the following committee constituted on Payment Banks license? 470. RBS Bank has been headquartered in- A. A C Shan A. Glasgow, United Kingdom B. NachiketMor B. Edinburgh, United Kingdom C. B D Thakur C. Skye, United Kingdom D. None of these D. None of these

467. SARFAESI Act 2002 related to ______. 471. Banking ombudsman means- A. Recovery of bad loans A. A person appointed to settle a dispute B. Regulation of foreign exchange between employees and management

C. Acquisition of small banks B. An independent person or body officially appointed to settle a dispute D. None of these C. A person employed to induce others to break

the law so that they can be convicted 468. Headquarters of National Investment and D. None of these Infrastructure Fund (NIIF) is located at ______.

A. New Delhi 472. NIRP is banking parlance stands for –

B. Mumbai A. Negative interest ratio policy

C. Kolkata B. Native interest rate policy

D. None of these C. Negative interest rate policy

D. None of these

469. With which article of the Indian Constitution is Money Bill related? 473. Which tax is levied by the union and A. Article 110 collected by the state?

B. Article 112 A. Customs Duties

B. Stamp duties on bills of exchange 477. Bank can change rate of interest beyond spread announced by them on advances C. Corporation Tax granted to? D. None of these A. Film Companies

B. Chit funds 474. BSE Ltd (Bombay Stock Exchange) C. NBFCs Established on? D. None of these A. 1975

B. 1992 478. Infusion of liquidity, by RBI is done C. 1875 through ______from /to banks under a D. None of these ______transaction.

A. Borrowing, Repo

475. Application supported by blocked amount B. Lending, Repo (ASBA) is an interface for banks to participate C. Lending, Reverse repo in the process of IPO payments as proposed by the ______. D. None of these

A. World Bank

B. capital markets regulator 479. EXIM bank was set up on?

C. Loans A. 1989

D. None of these B. 1982

C. 1985

476. The share of deposits that banks must D. None of these maintain in safe and liquid assets such as government securities, is known as? 480. Which bank operates on behalf of the SBI A. Repo rate in Nigeria and was established in 1981? B. Reverse Repo rate A. RBI C. SLR B. INMB D. None of these C. ICICI

D. None of these

B. Mangalore

C. Kalaburagi

481. The headquarters of European Central D. Dharwad Bank which administers the currency Euro are in – 485. Which of the following was merged with A. Paris SBI before 2017? B. Frankfurt A. C. London B. D. Geneva C.

D. 482. The rate at which the Reserve Bank of

India lends money to commercial banks is known as – 486. The rate at which RBI borrows money from banks is known as – A. Repo Rate A. Bank rate B. Base Rate B. Repo rate C. Bank Rate C. Reverse Repo rate D. Reverse Repo Rate D. Base rate

483. The new 2000-rupee note has the image of – 487. What is the minimum limit for an RTGS transaction? A. INS Vikramaditya A. Rs. 10,000 B. Mangalyaan B. Rs. 20,000 C. Red Fort C. Rs. 1, 00,000 D. Thiruvalluvar D. Rs. 2, 00,000

484. Where in Karnataka is RBI’s Note Press located? 488. National Institute of Bank Management is located in A. Mysore

A. Mumbai 492. Upto what denomination can coins be issued by the RBI? B. New Delhi A. Rs. 10 C. Chandigarh B. Rs. 100 D. Pune C. Rs. 500

D. Rs. 1000 489. In which year was the decimal system of currency introduced in India?

A. 1955 493. The headquarters of Asian Development Bank are located in- B. 1957 A. Manila C. 1961 B. Jakarta D. 1963 C. Singapore

D. Bangkok 490. Headquarters of which bank are located in Manipal, Karnataka?

A. Syndicate Bank 494. The minimum percentage of demand and time liabilities which a bank has to maintain in B. Canara Bank the form of liquid assets is known as – C. Corporation Bank A. Statutory Liquidity Ratio D.Vijaya bank B. Cash Reserve Ratio

C. Capital Adequacy Ratio 491. The ratio of bank’s capital to its assets is D. Debt – Equity Ratio known as –

A. Statutory Liquidity Ratio 395. Which of the following currency notes has B. Cash Reserve Ratio the image of the Parliament of India? C. Capital Adequacy Ratio A. Rs. 50 D. Debt – Equity Ratio B. Rs. 100

C. Rs. 500

D. Rs. 2000

496. Prathama Grameen Bank, the first RRB 500. The share of Sponsor bank in the capital of was sponsored by – is

A. Indian Bank A. 50%

B. Syndicate Bank B. 40%

C. Canara Bank C. 35%

D. Bank of India D. 25%

497. Who appoints the Chairman of the RRB? 501. Who became the first Chairman of State Bank of India in 1935? A. Reserve Bank of India A. John Mathai B. State Government B. CD Deshmukh C. Central Government C. OP Bhatt D. Sponsor Bank D. VKRV Rao

498. The new 200-rupee note has the image of – 502. The headquarters of National Housing Bank are located in – A. Sanchi Stupa A. New Delhi B. JantarMantar B. Mumbai C. Hampi Chariot C. Chennai D. Sun Temple D. Ahmedabad

499. What is the share of Central Govt in the capital of Regional Rural Bank? 503. Which of the following established the first Mutual Fund in India? A. 25% A. SBI B. 30% B. LIC C. 40% C. GIC D. 50%

D. UTI D. State Bank of India

504. Which was the first bank to introduce 508. Whose signatures are found on one rupee internet ? note in India?

A. State Bank of India A. Governor, Reserve Bank of India

B. HDFC Bank B. Finance Minister, Government of India

C. ICICI Bank C. Finance Secretary, Ministry of Finance Government of India D. Punjab National Bank D. One-rupee note does not have any signatures

505. MDR with respect to banking stands for –

A. Multiple Discount Rate 509. The authorized capital of a Regional Rural B. Merchant Debt Ratio Bank as per RRB Act, 1976 is – C. Merchant Discount Rate A. 100 crores D. Market Discount Ratio B. 500 crores

C. 1000 crores 506. Which of the following countries has D. 2000 crores pound as its currency?

A. Bahrain 510. The new 500-rupee note has the image of B. Egypt – C. Iraq A. Mangalyaan D. Jordan B. Red Fort

C. Taj Mahal 507. Which bank in India was the first to launch D. Tiger mutual funds?

A. Canara Bank 511. RBI’s model for rating of Indian Banks is B. Punjab National Bank known as ______. C. Indian Bank A. CAMELS

B. CAMLE 515. Which of the following is not a part of prudent guidelines issued by the Reserve Bank C. e-RATING of India? D. e-CAMEL A. Income Recognition

B. Asset Recognition 512. When Repo Rate is reduced by RBI, it C. Loan Recovery Rules leads to – D. Provisioning Norms A. reduces of cost to borrowers on loans from banks.

B. increases the cost of loans of borrowers from 516. Which among the following is a feature of banks. a bank?

C. reduces in the cost of borrowing by banks A. Accepts deposit from public from RBI. B. Gives these deposits for loan/investment D. increases the cost of borrowing by banks C. Deposited Money can be withdrawn by from RBI. cheque (and other means like Debit card, ATM card, net banking, etc.)

513. Which of the following is not a negotiable D. All the above instrument?

A. Cheque 517. According to the new banc assurance B. Share Certificate guidelines, banks can tie up with a maximum of ____ insurers. C. Promissory Note A. 5 D. Bill of Exchange B. 3

C. 9 514. Which of the following is included in Tier II capital? D. 10

A. Paid up capital

B. Statutory reserves 518. The Reserve Bank of India has recently launched the ‘Ombudsman Scheme’ for which C. Disclosed reserves of the following? D. Revaluation Reserves A. NBFCs

B. LABs 522. Nayudamma Memorial Award is given in which of the following fields? C. PACs A. Sports D. All of these B. Science and Technology

C. Literature 519. Bank conducts Government business at its branches as an agent of ______D. Music

A. RBI

B. Government of India 523. Customer Day is observed every month on a particular day. If it is a holiday- C. SBI A. it will not be observed. D. All of the above B. it will be observed on the next day.

C. it will be observed on the previous day. 520. When a fixed deposit receipt is kept with the bank for its safety, it is known as D. it will be observed on the holiday and not be ______skipped at all.

A. Safe-deposit

B. Safe custody 524. As per RBI guidelines, ‘Enquiry’ or ‘May I help you’ counters are to be provided by banks C. Valid safe deposit at which of the following? D. Locker A. By Head office/Zonal office

B. By all branches 521. Which among the following organizations C. By branches having staff more than 30. provide the licence to an organization that wants to enter the insurance business? D. By all branches except very small branches

A. Insurance Regulatory and Development Authority 525. Which department of RBI handles day-to- B. Reserve Bank of India day liquidity management operations?

C. Security and Exchange Board of India A. Monetary Policy Department

D. Government of India B. Market Regulation Department

C. Financial Markets Department

D. Management Department B. Non-Banking Finance Companies

C. Share Market

526. In which year Cooperative Banks came D. Development Finance Institutions under RBI regulation?

A. 1962 530. Which of the following terms is not B. 1966 associated with Finance?

C. 1968 A. Asset Turnover Ratio

D. 1970 B. Balance Sheet

C. Budget

527. Who among the following is only a holder D. Ashes but not a ‘Holder in due course’?

A. Holder of a bearer cheque 531. Regional Rural Banks are classified under B. Holder of a crossed order cheque ______

C. Holder of a non-negotiable crossed cheque A. Land Developments Banks

D. All of the above B. Commercial Banks

C. Co-operative Banks

528. The market based approach aimed at D. Agriculture Sector Banks neutralising the part or whole of the monetary impact of foreign exchange inflows is termed as- 532. The applicant of PAN will have to submit self-attested copies of three documents for A. Sterilization verification, which doesn’t include _ B. Neutralization A. Proof of Identity (POI) C. Globalization B. Proof of Address (POA) D. Liquidity Adjustment C. Date of Birth (DOB)

D. Proof of Citizenship (POC) 529. Which of the following is Not regulated and supervised by Board for Financial Supervision, RBI? 533. The Definition of ‘Banking’ is given in ______A. Commercial Banks

A. Negotiable Instrument Act, 1881 537. Which among the following days is celebrated as the ‘World Tourism Day’? B. Indian Contract Act, 1872 A. 11-May C. The Banking Regulation Act, 1949 B. 16-September D. RBI Act, 1934 C. 27-September

D. 18-April 534. Which of the following is a legal tender?

A. Drafts 538. Which type of account is suitable for the B. Cheques people who have fixed earning every month C. Currency notes and want to save a fixed amount of money every month for example 1000 rupees in their D. Government drafts account for a fixed period of time?

A. Savings Bank Account

535. Which among the following is an B. Fixed Deposit Account administrative capital of South Africa? C. Recurring Deposit Account A. Cape Town D. Current Deposit Account B. Pretoria

C. Bloemfontein 539. Under the Microfinance Self Help Group D. Durban (SHG) Bank Linkage Programme how many people are required to form a Self Help Group?

A. Members should be preferably in between 15 536. What is the difference between all to 25. receipts and expenditures of the Govt of India both capital and revenue are known as? B. Members should be preferably in between 5 to 10. A. Revenue Deficit C. Members should be preferably in between 20 B. Budgetary Deficit to 30. C. Zero Budgeting D. Members should be preferably in between D. Trade Gap 10 to 20.

540. ______refers to economic B. USD 240 million condition where economic growth is very slow C.USD 210 million and prices are rising. D. USD 200 million A. Inflation

B. Deflation 544. Who among the following has been C. Stagflation appointed as the managing director and chief D. Hyperinflation executive officer (MD & CEO) of Canara Bank?

A. Sanjiv Chadha

541. Which Payments Bank has announced a B. Lingam VenkatPrabhakar strategic partnership with Hindustan C. Atanu Kumar Das Petroleum Corporation Limited (HPCL) to give further boost to digital payments in the D. Mahender Kumar Garg country? B A. Fino Payments Bank

B. 545. When did credit cards get invented? C. Indian Post Payments Bank A. 1935 D. Airtel Payments Bank B. 1920

C. 1950 542. In the first phase of nationalization of banks how many banks were nationalized? D. None of these

A. 14

B. 12 546. Who among the following has been appointed as the managing director and chief C. 10 executive officer (MD & CEO) of Bank of India?

D. 18 A. Sanjiv Chadha

B. Lingam VenkatPrabhakar

543. The Government of India and the C. Atanu Kumar Das Government of Maharashtra has signed a ______loan agreement with the World Bank. D. Mahender Kumar Garg

A. USD 250 million

547. Country’s largest private sector bank, ICICI A. Central Railway bank has launched a Cardless cash withdrawal B. Northern Railway facility from its ATMs with a per-day transaction limit of ______. C. North Eastern Railway

A. Rs. 5,000 D. South Central Railway (SCR) zone

B. Rs. 10,000

C. Rs. 15,000 551. Who among the following has acquired DHFL General Insurance for around Rs 100 D. Rs. 20,000 crore?

A. Kapil Wadhawan 548. The Reserve Bank of India (RBI) has B. Sachin Bansal canceled the Certificate of Authorisation of which Payment System Operator after it had C. Vijay Shekhar Sharma voluntarily surrendered the authorization? D. Ritesh Agarwal A. Muthoot Vehicle & Asset Finance Ltd.

B. Vodafone M-pesa Limited 552. The Reserve Bank of India (RBI) will now C. Tech Mahindra Limited allow consumers to give an e-mandate for recurring payments made through Unified D. PayMate India Pvt. Limited Payments Interface (UPI). The limit on such recurring transactions has been set at ______.

549. Which financial company has acquired the A. Rs. 2000 Essel Finance’s micro, small and medium B. Rs. 4000 enterprises (MSME) loan business in India? C. Rs. 15,000 A. Tata Capital D. Rs. 10,000 B. Adani Capital

C. Bajaj Finserve 553. The central govt in consultation with the D. Mahindra & Mahindra Capital Reserve Bank of India (RBI) has announced an increase in the authorized capital of which public sector bank from 15,000 crores to 550. Which Railway Zone of the Indian 25,000 crores? Railways has signed a Memorandum of Understanding (MoU) with State Bank of India A. Indian Bank (SBI) for ‘doorstep banking’? B. Union Bank of India

C. Canara Bank which private company on solar lightening and livelihood solutions? D. A. Deepa Solar Systems Pvt. Ltd

B. Vikram Solar Pvt. Ltd 554. The Reserve Bank of India has recently revised the ‘Supervisory Action Framework’ of C. Loom Solar Pvt. Ltd which category of banks? D. SELCO Solar Light Pvt. Ltd A. Public Sector Banks

B. Private Sector Banks 558. Who is the MD and CEO of Indian Bank? C. Foreign Banks A. RavindraPrabhakarMarathe D. Urban Cooperative Banks B. Kishore PirajiKharat

C. P. S. Jayakumar 555. Government of India has constituted a D. Rakesh Sharma seven-member Group of Minister (GoM) to infuse how much amount to revive state- owned telecom corporations BSNL and MTNL? 559. Which Bank has launch OTP-based ATM A. Rs 69000 crore cash withdrawal from January 1,2020?

B. Rs.79000 crore A. State Bank of India

C. Rs.50000 crore B. Punjab National Bank

D. Rs.70000 crore C. Dena Bank

D. Syndicate Bank

556. “The Name you can Bank Upon” is the tagline of ______560. RBI rejects merger of which two banks? A. Oriental Bank of Commerce A. Yes Bank and IndiaBulls B. Dena Bank B. Laxmi Vilas Bank and India Bulls C. Punjab National Bank C. Yes Bank and Dhanlaxmi Bank D. Indian Bank D. Dhanlaxmi Bank and Edelweiss Broking Limited

557. Karnataka VikasGrameena Bank (KVGB) signed a memorandum of understanding with

561. A Scheme for Promoting Innovation, Rural Industry and Entrepreneurship (ASPIRE) will be 565. How many board of directors are there in implemented through which bank? RBI? A. SBI A. 20 B. IDBI B. 22 C. SIDBI C. 21 D. BOB D. None of these

562. Which one of the following methods is 566. An account in which trading of shares in currently used in India to issue note? theft electronic from is done is known as- A. Maximum Fiduciary System A. Demat account B. Minimum Reserve System B. NRI account C. Percentage Reserve System C. Current account D. None of these D. None of these

563. What is reason for cost push inflation? 567. MAT provision in income tax stands for – A. Increase in wage rate A. Medium Alternate Tax B. Decrease in cost production B. Minimum Alternate Tax C. Increase in the raw material C. Maximum Alternate Tax D. None of these D. None of these

564. The number of the regional offices of RBI 568. How many non-scheduled banks are there is – in India? A. 19 A. 19 B. 18 B. 7 C. 22 C. 4 D. None of these D. None of these

D. Service sector

569. Treasury bill means-

A. A bill is drawn on a treasury 573. Which of the following institute provide loans for long term development of a country? B. An instrument is used by the central government for short –term borrowing A. International monetary fund

C. A bill was drawn by a member of parliament B. The International Development

D. None of these C. Association The International Finance Corporation

D. The Multilateral Investment Guarantee 570. NABARD is responsible for regulating and Agency supervising the function of –

A. Co-operative banks and Regional Rural Banks 574. Which organization has approved a new scheme – ‘Scheme for Trans-Disciplinary B. Private sector bank Research for India’s Developing Economy’ C. Regional Rural Banks (STRIDE)?

D. None of these A. UGC

B. CBSE

571. The ‘World Development Report’ is C. INSPIRE released by which institute? D. TET A. World Bank

B. Asian Development Bank 575. What is the full form of "MCLR"? C. International Monetary Fund A. Marginal Commodity of Funds based Lending D. International Labor Organization Rate

B. Marginal Cost of Lending Rate

572. Which sector contributes most to India's C. Multiple Commodity Lending Rate economy? D. Marginal Cost of Funds based Lending Rate A. Construction sector

B. Agricultural sector 576. CIBIL score is used by banks and NBFCs to C. Small industry ascertain your creditworthiness and the

likelihood of you repaying your loan on time. D. How many digit numbers are there in CIBIL

Score? 580. Who among the following is the chairman A. 1-digit number of a working group of the "Social Stock B. 2-digit number Exchange" constituted by SEBI?

C. 5-digit number A. BibekDebroy

D. 3-digit number B. Ajay Tyagi

C. Ishaat Hussain

577. Who has been appointed as the first D. Suresh Mathur chairman of the panel on the code for responsible loans in microcredit? 581. In April 1980, ____ banks were A. HR Khan nationalized in India? B. Sonia Krishnakutty A. 3 C. KR Khan B. 5 D. P. Satish C. 6

D. 7 578. Name the company which recently tied up with Allahabad Bank for the development of a dedicated e-Auction platform. 582. The liberalization of Indian Banking and Regulation was done based on A. MOIL Limited recommendation of ______? B. NMDC Limited A. R Gandhi Committee C. MSTC Limited B. Narasimham Committee D. IRCTC Limited C. Basel Committee

D. Khusro Committee 579. Which bank has launched the "Bharosa" savings account? 583. Name the micro finance company that A. Paytm Payment Bank becomes the first to start operation as a B. Airtel Payment Bank commercial bank?

C. Aditya Birla Payment Bank A. Pay Tm Bank

B. Vodafone m-Pisa Bank A. Tamil Nadu

C. Yes Bank B. Kerela

D. C. Andhra Pradesh

D. Karnataka

584. In which year was the Bank of Maharashtra established? 588. The first Indian RRB that achieved Core A. 1937 Banking Solution (CBS) in 2011 is ______?

B. 1935 A. Pallavan Bank

C. 1934 B. RushikulyaGramya Bank (RGB)

D. 1949 C. Allahabad UP Gramin Bank

D. BangiyaGraminVikash Bank

585. Which of the following regulates Credit Rating agencies in India? 589. Headquarters of HUDCO is in ____? A. RBI A. Mumbai B. NSE B. New Delhi C. SEBI C. Kolkata D. ICAI D. Bangalore

586. Who has been appointed as the MD and 590. The head quarter of ONICRA is ______. CEO of Bank of Baroda by the government? A. Mumbai A. Sanjiv Chadha B. Gurugram B. Jaykumar Sharma C. Hyderabad C. Shiv Pal Sharma D. Noida D. Ajay Shankar

591. The Majority shareholder in CRISIL is 587. has it’s headquarter in ______? which state? A. Standard and Poors’

B. Fitch Ratings Inc. A. Basel Committee on Balance Supervision

C. Moody’s B. Basel Committee on Board Supervision

D. Dun and Bradstreet C. Board Committee on Banking Supervision

A D. Basel Committee on Banking Supervision

592. FATCA stands for 596. Which of the following bank headquarters located in Mumbai? A. Foreign Account Tax Compliance Act A. Bank of Baroda B. Foreign Account Trade Company Act B. Union Bank of India C. Financial Account Tax Compliance Act C. Punjab & Sind Bank D. Fiscal Account Tax Compliance Act D. Corporation Bank

597. Small finance bank to lend ____ net bank 593. Allahabad Bank was established on 24 credit to priority sector April ______A. 25% A. 1895 B. 40% B. 1865 C. 60% C. 1890 D. 75% D. 1875

594. What is the currency of Belgium? 598. On August, India has signed amount of A. Zloty loan pact with ______for Gujarat road B. Euro project

C. Forint A. Asian Development Bank

D. Dollar B. New Development Bank

C. Asian Infrastructure Investment Bank

595. Expand BCBS? D. World Bank

B. Mumbai

599. Which of the following payments has C. Chennai been allowed through the Bharat Bill Payment D. Kolkata System(BBPS) by Reserve Bank of India?

A. Single time Payments 603. Which zone of the Indian Railways B. Fixed Payments recently conducted the ‘Operation Dhanush’ C. Recurring Payments against ticket outs involved in e-ticketing?

D. Multiple Payments A.

B. Southern Railway Zone

600. Who launched Bharosa savings account, C. recently? D. A. Equitas Small Finance Bank

B. Airtel Payments Bank 604. Who is the author of the book "The C. State Bank of India Unquiet River: A Biography of the Brahmaputra"? D. Kotak Mahindra Bank A. Chetan Bhagat

B. Arundhati Roy 601. KarnamSekar has taken over as the new Managing Director and CEO of Indian Overseas C. ArupjyotiSaikia Bank. He was the former Managing Director of D. Amitav Ghosh which bank?

A. State Bank of India 605. What is the name of the resolution B. Punjab National Bank scheme launched to solve the NPA problem C. Corporation Bank through a market-led approach?

D. Dena Bank A. Shakti

B. Sashakt

C. Utkarsh

602. Where is the Headquarter of Indian D. Nishtha Overseas Bank?

A. Bengaluru

606. Who became the first Indian to win the prestigious Italian award for Sand Art? 610. What is the name of the regulatory body A. Manisha that issues the Financial Stability Report?

B. Sarvesh Patel A. Reserve Bank of India

C. SudarsanPattnaik B. State Bank of India

D. Neha Umak C. Industrial Development Bank of India

D. Central Bank of India

607. Who has been conferred with the prestigious 'Vyas Samman' 2019? 611. What is tagline of Bank of Baroda? A. Nasira Sharma A. Your own bank B. MamtaKalia B. One family, one bank C. LeeladharJagoori C. Good people to grow with D. SurendraVerma D. India's International Bank

608. Which of the following institutes has 612. Where is the Headquarter of Union Bank recently created the first Indian brain atlas? of India? A. IIT Mumbai A. Bengaluru B. IISC Bangalore B. Mumbai C. IIIT, Hyderabad C. Chennai D. IIT Mandi D. Kolkata

609. "Mother Teresa Memorial Awards for 613. Which institutions are known as Bretton Social Justice" is established by which of the woods twins? following? A. World Bank and IMF A. Church of North India B. World Bank and ADB B. All India Christian Council C. IMF and ADB C. Harmony Foundation D. NDB and ADB D. Church of

D. Albania

614. Who has been appointed as the 24th Controller General of Accounts? 618. Chandrapura Thermal Power Station is A. Shuba Roy Burman located in which state?

B. Soma Roy Burman A. Chhattisgarh

C. Roma Roy Burman B. Haryana

D. Seema Roy Burman C. Karnataka

D. Jharkhand

615. AngadVir Singh Bajwa is recently in news. He is related to which sports? 619. Currently, what is the repo rate of RBI? A. Boxing A. 5.50% B. Shooting B. 5.15% C. Chess C. 5.40% D. Cricket D. 4.00%

616. 'Surya Kiran - XIV' which is in the news 620. Global gender gap index released by recently. It is a joint military exercise which of the following? conducted between India and which country? A. FAO A. China B. UNDP B. Sri Lanka C. UN-women C. Myanmar D.World Economic Forum D. Nepal

621. Which of these is India’s oldest Joint Stock 617. Tirana is the capital of which country? bank in India? A. Helsinki A. State Bank of India B. Croatia B. Allahabad Bank C. Costa Rica C. Punjab National Bank

D. Syndicate Bank B. Andhra Pradesh

C. Maharashtra

622. Cash reserve ratio as a weapon of credit D. Arunachal Pradesh control denotes which of these functions of the

RBI? 626. The interest rate on savings banks account A. Controller of credit in all nationalized commercial banks is fixed by B. Banker’s Bank ______

C. Lender of Last Resort A. Indian Banks’s Association

D. Banker to the Government B. Ministry of Finance

C. RBI

623. Which of the given instruments is most D. Individual Banks itself likely to be used by a corporate entity who wishes to raise money from the market? 627. What does SCRA stands for? A. Commercial Papers A. Securities Contracts (Regulation) Act B. National Savings Certificates B. Statutory Contracts (Regulation) Act C. Treasury Bills C. Special Contracts (Regulation) Act D. KisanVikas Patra D. Sovereign Contracts (Regulation) Act

624. The Price at which government purchases the food grains for maintaining the public 628. Who presents the Economic Survey in distribution system is known as______India annually?

A. Ceiling price A. Central Statistics Office

B. Procurement price B. RBI

C. Issue price C. Ministry of Finance

D. Cost price D. Central Board of Direct Taxes

625. Which of the following is the first Indian 629. The foreign currency having the tendency state to introduce the e-GPF? of quick migration is known as______A. Punjab

A. Soft money D. Amazon Pay

B. Hot money

C. Hard money 633. In order to boost the credit growth, the Reserve Bank of India (RBI) has eased Cash D. Fiat money Reserve Ratio (CRR) requirement of commercial banks for _____.

630. The Bhore Committee was formed by the A. One year government in the year 1943 to ______B. Two years A. Disinvestment in Public Enterprises C. Three years B. Control Liquidity in the market D. Five years C. Enhance Foreign Exchange Reserve of the country 634. The Reserve Bank of India (RBI) will D. Improve public health system in India conduct the “Financial Literacy Week 2020” from February 10 to February 14, 2020. What is the theme of the week? 631. Under the comprehensive health insurance plan “Reliance Health Infinity” A. Know Your Customer launched by Reliance General Insurance B. Customer Protection Company Limited what is minimum sum insured amount? C. Micro, Small and Medium Enterprises (MSMEs) A. One lakh D. Farmers and how they benefit by being a part B. Two lakh of the formal banking system C. Three lakh

D. Four lakh 635. Universal Sompo General Insurance Company launched the “Super Health care policy” with which bank____? 632. Which digital payment company of India has launched an all-in-one QR, point-of-sale A. Bank of Baroda (POS) device for merchants across India? B. State bank of India A. MobiKwik C. Allahabad Bank B. Google Pay D. Punjab National Bank C. Paytm

636. The Bharat Bond ETF Maturity period is B. TCS _____. C. Infosys A. 6 months and one year D. HCL B. 2 years and 10 years

C. 3 years and 10 years 640. The Reserve Bank of India (RBI) has D. 5 years and 10 years increased the limits imposed on peer-to-peer lenders to _____.

A. 10 lakh 637. For an Urban Cooperative Bank to become a Small Finance Bank, what is the minimum B. 20 Lakh paid-up capital requirement? C. 30 lakh A. 100 crore D. 50 lakh B. 150 crore

C. 200 crore 641. Nippon which acquires additional 21.54% D. 300 crore stake in Reliance Nippon Life Asset Management is a company of which country?

A. China 638. To provide doorstep banking services, the South-Central Zone of the Indian Railways has B. Russia signed a MoU with which of the following C. USA banks? D. Japan A. Bank of India

B. State Bank of India 642. What is the full form of CIRP? C. Bank of Baroda A. Central Insolvency Resolution Process D. Punjab National Bank B. Credit Insolvency Resolution Process

C. Company Insolvency Resolution Process 639. Multimodal supply chain solutions provider GEFCO has signed a five year deal D. Corporate Insolvency Resolution Process with which company to strengthen its Digital Transformation worldwide?

A. Wipro 643. What does P stand for in STP?

A. Powered D. 10 years

B. Processing

C. Premier 647. Which bank has announced to launch a cobranded credit card in partnership with D. Partnership Indian Oil Corporation Ltd (IOCL)?

A. ICICI Bank 644. The nationwide campaign, ‘Team Cashless B. HDFC Bank India’ to accelerate the acceptance and adoption of digital payments in India has been C. Axis Bank initiated by which company? D. Yes Bank A. Visa

B. Mastercard 648. State Bank of India (SBI) has signed a loan C. Paytm agreement worth of ______with KFW (KreditanstaltfürWiederaufbau) German D. Google Pay development bank for establishing an energy- efficient housing program in India.

645. Which of the following services cannot be A. USD 277 million availed through AEPS? B. USD 370 million A. Balance Enquiry C. USD 497 million B. Cash Withdrawal D. USD 377 million C. Overdraft

D. Cash Deposit 649. Which financial company has launched India’s first corporate bond exchange-traded fund (ETF), called the Bharat Bond ETF? 646. As per the RBI’s guidelines for 'on-tap' licensing of small finance banks, what is the A. Edelweiss Asset Management Company minimum experience required (in years) for (AMC) any resident individuals/professionals, singly B. Mahindra & Mahindra Financial Services or jointly, to set up SFBs? Limited A. 2 years C. Muthoot Finance Ltd B. 5 years D. HDB Financial Services C. 7 years

650. Which loan service app has been launched Centre (IFSC) during commencement of by Xiaomi in association with Zest Money, operations? through which customers can get instant loan A. Rs 50 crore ranging from Rs 7,000 – Rs 1, 00,000? B. Rs 100 crore A. Instant Loan C. Rs 200 crore B. MiCredit D. Rs 250 crore C. MiLoan

D. Xi Credit 654. What will be the dimension of the new Rs

20 denomination currency note to be issued by 651. What is the deadline set by RBI for entities RBI? with net worth above Rs.10000 million to A. 63 mm x 122 mm implement Legal Entity Identifier (LEI) for participation in non-derivative markets? B. 63 mm x 132 mm

A. January 31, 2020 C. 63 mm x 129 mm

B. March 31, 2020 D. 63 mm x 138 mm

C. April 30, 2019

D. December 31, 2019 655. What will be the interest rate on the Employees’ Provident Fund (EPF) for 2018-19?

A. 8.55% 652. RBI has extended the NBFC Ombudsman Scheme 2018 to Non-Deposit Taking Non- B. 8.65% Banking Financial Companies which has a total asset size of Rs ______and above C. 8.75%

A. Rs 50 crore D. 8.45%

B. Rs 100 crore

C. Rs 150 crore 656. Which among the following banks is merging with largest microfinance company D. Rs 200 crore Bharat Financial Inclusion?

A. Canara Bank

653. As per SEBI, what should be the minimum B. HDFC Bank net worth requirement for Clearing Corporations in International Financial Services C. Kotak Mahindra Bank

D. IndusInd Bank A. ICICI

B. HDFC

657. Which agency has stated that RBI is the C. PNB first central bank in Asia-Pacific (APAC) region D. SBI to start interest rate easing cycle?

A. Fitch Ratings 661. SREI Equipment Finance Ltd, a wholly- B. Moody’s owned subsidiary of SREI Infrastructure C. International Monetary Fund Finance, has partnered with which of the following bank to offer loans to the MSMEs D. World Bank sector and retail customers under a co-lending arrangement?

658. Which Indian Crypto currency exchange A. Reserve Bank of India has launched first ever wholesale crypto B. State Bank of India currency trading platform? C. Industrial Development Bank of India A. Zebpay D. United Bank of India B. UNOCOIN

C. BuyUcoin 662. Where is the Headquarter of the Industrial D. Coinsecure Development Bank of India?

A. Bengaluru 659. What was the target set for loan under B. Mumbai Pradhan Mantri Mudra Yojana (PMMY) in the fiscal 2018-19? C. Chennai

A. Rs 2 lakh crore D. Kolkata

B. Rs 3 lakh crore

C. Rs 4 lakh crore 663. Which of the following is an annual publication of the Central Health Bureau? D. Rs 5 lakh crore A. National health profile

B. Healthcare in India 660. Which bank has launched India’s first ‘Green Car Loan’ to encourage customers to C. Health system for a new India buy electric vehicle? D. World health report

A. Orange Label ATM

664. Who has been appointed the first-ever B. Brown Label ATM Chief Financial Officer of the Reserve Bank of C. Yellow Label India? D. White Label ATMs A. Ashok Vajpeyi

B. BalanNambiar 668. The Asian Development Bank (ADB) and C. UttamPacharne the Government of India have signed a loan D. SudhaBalakrishnan agreement worth $190 million to upgrade 754 kilometers of roads and highways in which

state? 665. The world’s highest “Rail Bridge” was A. Andhra Pradesh constructed in the state of Jammu & Kashmir. This bridge situated on which of the following B. Karnataka rivers? C. Manipur A. Jhelum D. Rajasthan B. Chenab

C. Indus 669. “DipaKarmakar: The Small Wonder” book D. Ravi has been written by which of the following writer?

A. Bishweshwar Nandi 666. Which government has launched a dedicated web portal and a mobile application, B. Amish Tripathi named as ‘e-Ganna’, for sugarcane farmers of C. Chetan Bhagat the state? D. PreetiShenoy A. Uttar Pradesh

B. Madhya Pradesh 670. SBI Card launched ‘SBI Card Pay’. It is C. Arunachal Pradesh based on which technology? D. Himachal Pradesh A. Hide Card Emulation

B. Host Credit Emulation 667. The Non-Bank entities which set up, C. Hide Credit Emulation owned and operate the ATMs are known as which of the following? D. Host Card Emulation

commencement of operations to Rs 100 Crore. Earlier what was this limit? 671. What is the deadline set by RBI for market participants having net worth between Rs.2000 A. Rs 300 crore million and Rs 10000 million to implement B. Rs 200 crore Legal Entity Identifier (LEI) for participation in non-derivative markets? C. Rs 500 crore

A. 1 October 2019 D. Rs 400 crore

B. 31 August 2019

C. 1 July 2019 675. Who finalizes the interest rate on Employees’ Provident Fund (EPF)? D. 31 December 2019 A. RBI

B. Employees’ Provident Fund Organization 672. Which of these US companies have not (EPFO) crossed the USD 1 trillion market cap till now? C. Ministry of Finance A. Apple D. Central Statistical Organization B. Facebook

C. Amazon 676. The National Company Law Tribunal D. Microsoft (NCLT) is a ______body

A. Regulatory body 673. The NBFC Ombudsman Scheme was B. Quasi-judicial body introduced in which year? C. Statutory body A. 2015 D. Constitutional body B. 2016

C. 2017 677. What was the total amount of loan D. 2018 disbursed under the Pradhan Mantri Mudra Yojana (PMMY) in 2018-19?

674. SEBI has reduced the minimum Net worth A. Rs 3 lakh crore Requirements for Clearing Corporations in B. Rs 3.27 lakh crore International Financial Services Centre (IFSC) over a period of three years from the C. Rs 2 lakh crore

D. Rs 2.73 lakh crore 681. Which of these is a 20-character, alpha- numeric code?

A. SWIFT Code 678. The RBI has recently divested its entire stake in which of its wholly-owned subsidiary? B. Indian Financial System Code (IFSC)

A. NHB C. Unique Transaction Reference (UTR)

B. Bharatiya Reserve Bank Note Mudran Private D. Legal Entity Identifier (LEI) Limited (BRBNMPL)

C. DICGC 682. How many NBFC Ombudsmen have been D. SIDBI appointed till date?

A. 8

679. Which among the given institutions has B. 21 reduced the minimum subscription C. 4 requirement for Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts D. 11 (InvITs)?

A. NHB 683. The head quarter of Society for B. RBI Worldwide Interbank Financial Telecommunication (SWIFT) is in which C. SEBI country? D. EXIM A. Beligum

B. Germany 680. Which of these has recently signed a C. United States Statement of Commitment (SoC) to the FX Global Code (“Code”)? D. Italy

A. EXIM

B. RBI 684. The Employees’ Provident Funds scheme came into effect in which year? C. SEBI A. 1948 D. Ministry of Finance B. 1952

C. 1964

D. 1976 C. SEBI

D. NABARD

685. In how many languages is the value of the new Rs 20 denomination currency written on 689. What is the share of the government of the note? India in NHB? A. 17 A. 75% B. 22 B. 51% C. 15 C. 100% D. 21 D. 90%

686. The head quarter of IndusInd bank is in 690. The RBI recently signed anSoI to FX Global which city? Code (“Code”). This code is based on how A. Pune many principles?

B. A. 8

C. Chennai B. 5

D. Mumbai C. 10

D. 6

687. Which of these is not an Indian cryptocurrency exchange? 691. The membership of an ideal Self Help A. Coinbase Group (SHG) group could be between ______persons. B. BuyUcoin A. 10 to 20 C. WazirX B. 5 to 10 D. Unocoin C. 15 to 25

D. 20 to 30 688. The MUDRA Bank is a wholly owned subsidiary of______

A. RBI 692. Which of these Financial Market Infrastructures (FMI) are regulated by RBI? B. SIDBI

A. Real Time Gross Settlement System (RTGS)

B. Securities Settlement Systems (SSS) 696. What was the total remittance received by India in 2018 as per World Bank’s Migration C. Clearing Corporation of India Ltd (CCIL) and Development Report? D. All of these A. USD 79 billion

B. USD 61 billion 693. Which committee recommended the C. USD 85 billion formation of the National Company Law Tribunal (NCLT)? D. USD 53 billion

A. Ashok Mehta Committee

B. Eradi Committee 697. The world’s first Islamic Bank to launch Banking Service via What’s app is located in C. Gadgil Committee which city? D. D.K. Mohanty Committee A. Muscat

B. Amman 694. As per RBI, the minimum area of the C. Doha strong room/ vault for setting up of a new Currency Chests, other than in hilly regions, D. Dubai should be______

A. 5000 sqft 698. What was the volume of priority sector B. 2000 sqft lending certificates (PSLCs) in the FY19?

C. 1500 sqft A. Rs 5.5 trillion

D. 1000 sqft B. Rs 2.2 trillion

C. Rs 3.3 trillion

695. Which of these banks has tied up with BSE D. Rs 4.4 trillion to promote the BSE Startups platform?

A. State Bank of India 699. LCR requires banks to hold enough high- B. ICICI Bank quality liquid assets (HQLA) to ensure their ongoing ability to meet short-term obligations. C. Punjab National Bank What does LCR stands for? D.HDFC Bank A. Liquidity Coverage Ratio

B. Legal Credit Registry D. All of the above

C. Liberalised Currency Rate

D. Lending Capital Ratio 703. How many member countries are there in the United Nations?

A. 183 700. What is the Sovereign rating of India for 2018-19 as per Fitch? B. 193

A. BB+ C. 199

B. BBB- D. 175

C. BB-

D. BBB+ 704. When any individual looks for a job change for better opportunities, services,

salary and wages, or because of dissatisfaction 701. During which years the Third Five-year with the previous job that spent time is called Plan was implemented in India? _____.

A. 1963–1968 A. Structural Unemployment

B. 1964–1969 B. Cyclical Unemployment

C. 1962–1967 C. Frictional Unemployment

D. 1961–1966 D. Seasonal unemployment

702. Which of the folloing 705. Who among the following is not a deputy statement/statements is/are correct about governor of Reserve Bank of India? SIDBI? A. B. P. Kanungo A. Small industrial Development Bank of India B. N. S. Vishwanathan (SIDBI) is a development financial institution in India, headquartered at Mumbai. C. Mahesh Kumar Jain

B. It was established on April 2, 1990, through D. Dr. Ravindra H. Dholakia an Act of Parliament.

C. It purposes to provide refinance facility and 706. Nur-Sultan is the capital of which country? short term lending to industries, and the Micro, Small and Medium Enterprises sector. A. Yemen

B. Kazakhstan A. Kanpur

C. Oman B. New Del

D. Kyrgyzstan C. Lucknow

D. Gorakhpur

707. Shekel is the currency of which country?

A. Jordan 711. The Open Market Operations (OMO) is a part of ______B. Libya A. Monetary Policy C. Eretria B. Fiscal Policy D. Israel C. Income Policy

D. All the above 708. Shares issued by a company to its directors or employees at a discount or for consideration, other than cash are called ____. 712. What percent of net bank credit is A. Sweat equity shares required to be paid by Scheduled Commercial banks in India to priority sector in advance? B. Bonus Shares A. 30% C. ESOP B. 20% D. Preference Shares C. 10%

D. 40% 709. Navegaon National Park is located in which state?

A. Karnataka 713. What is the full form of ASBA?

B. West Bengal A. Actual Savings and Balance Accumulated

C. Andhra Pradesh B. Applications Supported by Blocked Amount

D. Maharashtra C. Accreditation of Stock and Bonds Account

D. Account Seized and Blocked Assets

710. Where is the National Sugar Institute established?

714. The Fiscal Policy in India is formulated D. Debt ______

A. Ministry of finance 718. The Rural Infrastructure Development B. Reserve Bank of India Fund (RIDF) is maintained by ______

C. Finance Commission A. SEBI

D. NITI Aayog B. RBI

C. NABARD

715. A type of banking which involves placing D. Ministry of Finance funds only in short-term, risk free assets such as government securities is called? 719. LLP is acronym for ______A. Islamic Banking A. Limited Loan Participation B. Universal Banking B. Limited Liquidity Proportion C. Narrow Banking C. Limited Leverage Percent D. Core Banking D. Limited Liability Partnership

716. Which of these committees recommended the merger of Regional Rural Banks with their 720. The Statutory Liquidity Ratio (SLR) is Sponsor banks? maintained by banks on ______

A. Malegam Committee A. Net Demand and Time Liabilities

B. Narshimham Committee B. Demand and Time Liabilities

C. Khan Committee C. Net Demand and Time Deposits

D. Khusro Committee D. Demand and Time Deposits

717. The bad debt recovered by a bank 721. The overall rise in the cost of goods that becomes ______for the organization results from a rise in the amount people earn over time is known as ______A. Expense A. Wage Push Inflation B. Income B. Pricing Power Inflation C. Asset

C. Cost Push Inflation B. Reserve Bank of India

D. Sectoral Inflation C. Indian Banks Association

D. Banks itself

722. What does ALM stands for in banking & Finance? 726. What is the minimum tenure for which A. Asset Liquidity Maturity NRE term deposit account can be opened?

B. Asset Liability Management A. 48 months

C. Asset Leverage Method B. 12 months

D. Asset Liquidity Management C. 24 months

D. 36 months

723. What is the minimum capital requirement for corporate to set up a bank as per RBI? 727. Which of these cannot be endorsed? A. Rs 200 crore A. Fixed deposit receipt B. Rs 400 crore B. Bank draft C. Rs 300 crore C. Promissory note D. Rs 500 crore D. Cheque

724. Which of these institutions maintains the 728. Which of these is the first Public Sector Micro Finance Development and Equity Fund Bank to obtain licence from RBI for internet (MFDEF)? banking? A. RBI A. Oriental Bank of Commerce B. SIDBI B. Corporation Bank C. NABARD C. Punjab National Bank D. Ministry of Finance D. State Bank of India

725. Which of these determines the rate of 729. Which of the following deposits is not interest on term deposits in banks? accepted by commercial banks? A. Ministry of Finance

A. Fixed deposit

B. Demand deposit 733. The sovereign loan operations in India started in which year? C. Recurring deposit A. 2001 D. Public Account deposit B. 2014

C. 1986 730. The National Stock Exchange (NSE) has been barred from accessing securities market D. 1999 for a period of______

A. 12 months 734. The Investor Protection and Education B. 6 months Fund is maintained by?

C. 3 months A. RBI

D. 4 months B. NABARD

C. Ministry of Finance

731. Recently the Central banks of which D. SEBI countries have completed the first international cross-currency payment with digital currencies 735. According to the Banking Regulation Act, what is the maximum ceiling upto which RBI A. Singapore & Canada can fix SLR rate? B. Australia and Germany A. 50% C. United States & France B. 40% D. Singapore & United States C. 75%

D. 60% 732. What should be the minimum paid up capital requirement for new Private Bank in India? 736. Which of these methods is not used to measure the National Income? A. Rs 200 crore A. Production method B. Rs 500 crore B. Income method C. Rs 300 crore C. Expenditure method D. Rs 100 crore

D. Product method B. Nil

C. 6.5%

737. Which of these was set up to promote D. 3.2% new technological inputs in rural sector?

A. NPCI 741. When the exchange rates of two B. HUDCO currencies are adjusted in such a manner that an identical good in two countries has same C. CAPART price when expressed in respective currency is D. SIDBI known as______

A. Purchasing Power Parity

738. Which of these is not an example of value B. Bank Rate added services offered by banks? C. Foreign Exchange Reserve A. Accident insurance cover D. Wage Rate B. Tax relief services

C. 24-hour live video customer service 742. Which country’s $10 bank note has been D. Free cheque book facility adjudged as the best bank note for 2018 by the International Bank Note Society (IBNS)?

A. Germany 739. ______is large loan extended by a group of small banks to a single borrower B. Singapore especially corporate borrowers or government C. Canada A. Syndicate loan D. Australia B. Group loan

C. Standard loan 743. The Punjab National Bank acquired New D. Corporate loan Bank of India in which year?

A. 1999

740. What is the rate of interest payable on B. 2000 Exchange earners’ foreign currency account C. 1989 (EEFC)? D. 1993 A. 4%

744. Which of these is the first commercial bank in India on limited liability basis to be 748. Which of these best defines Stagflation? fully owned and operated by Indians? A. Inflation after Deflation A. Punjab National Bank B. Inflation with Growth B. C. Deflation with growth C. Allahabad Bank D. Inflation with recession D.

749. The subprime lending is a loan offered to 745. Which of the following is not a component borrowers who ______of M2? A. Do not have good credit history A. Demand deposits B. Take loan against mortgage o tangible assets B. Currency & Coins C. Have good credit history and is known to C. Corporate bonds held by firms & individuals banks since past 10 years D. Money market mutual fund shares D. Are most preferred customers of banks

746. The External Commercial Borrowings 750. Which of the given is referred as ‘Paper (ECB) is a part of_____ Gold’? A. Capital Account A. Legal Tender of a Country B. Balance of Payment B. Dollar C. Balance of Trade C. SDR D. Current Account D. Bit coins

747. The payment of which of these cheques 751. According to the Economist Intelligence cannot be made on a cash counter of bank? Unit’s 2019 Global Microscope on Financial A. Bearer Inclusion report, India ranked at which position? B. Cross A. 5th C. Order B. 6th D. None

C. 7th C. Mahindra & Mahindra Financial Services Limited D. 8th D. Power Finance Corp

752. According to the Reserve Bank of India (RBI) ‘liquidity management framework’ for 755. The Securities and Exchange Board of Non-Banking Financial Companies (NBFCs), all India (SEBI) has doubled the minimum deposit-taking NBFCs have to maintain a investment limit for clients of Portfolio liquidity buffer in terms of Liquidity Coverage Management Services to ______. Ratio (LCR). The LCR requirement will be A. Rs 40 lakh binding on NBFCs from ______. B. Rs 50 lakh A. 1st January 2020 C. Rs 80 lakh B. 1st April 2020 D. Rs 100 lakh C. 1st July 2020

D. 1st December 2020 756. According to the latest Economic Outlook

2019 released by Organisation for Economic 753. The Ministry of Statistics and Programme Co-operation and Development (OECD), what Implementation (MOSPI) is considering is the World GDP growth for the year 2020? changing of base year for GDP calculation from A. 2.1% 2011-12 to ______B. 2.9% A. 2014-15 C. 4.6% B. 2015-16 D. 4.9% C. 2016-17

D. 2017-18 757. Under which act, Reserve Bank of India

(RBI) has disclosed a list of 30 major wilful 754. Name the Non-Banking Finance Company defaulters of India? (NBFC) which has acquired the Mutual Fund A. Banking Regulation Act, 1949 (MF) business worth Rs. 215 crores of IDBI Bank? B. Right to Information Act, 2005

A. Muthoot Finance C. Reserve Bank of India Act, 1934

B. Bajaj Finserv Ltd. D. Prevention of Money Laundering Act, 2002

758. The Reserve Bank of India (RBI) has 761. Who is the Managing Director (MD) & formed a ______member Advisory Committee Chief Executive Officer (CEO) of India First Life to assist Dewan Housing Finance Limited Insurance? (DHFL) Administrator? A. RM Vishakha A. three B. Kalpana Morparia B. four C. Mallika Srinivasan C. five D. Neelam Dhawan D. six

762. What will be the Center’s fiscal deficit of 759. Which lending platform has entered into a India for the financial year 2019-20 as per the co-origination agreement with the State Bank Moody’s estimation? of India (SBI) to provide widened credit A. 3.3% outreach and faster disbursal? B. 3.5% A. Early Salary Pvt Ltd C. 3.7% B. Indiabulls Housing Finance Ltd D. 3.9 % C. Home credit India

D. U GRO Capital 763. With which of the following countries

India has signed Double Taxation Avoidance 760. The Reserve Bank of India has revised the Agreement (DTAA) on November 27, 2019? currency swap arrangement framework of A. Germany which of the following intergovernmental organizations? B. Saudi Arabia

A. South Asian Association for Regional C. Sri Lanka Cooperation (SAARC) D. Chile B. Shanghai Cooperation Organizations (SCO)

C. Association of Southeast Asian Nations (ASEAN) 764. What was the increased authorized capital of Food Corporation of India (FCI)? D. Bay of Bengal Initiative for Multi-Sectoral Technical and Economic Cooperation (BIMSTEC) A. Rs. 10,000 crores B. Rs. 12,000 crores

C. Rs. 15,000 crores

D. Rs. 17,000 crores 768. Which of the following health insurance companies has partnered with MobiKwik to

offer affordable health insurance schemes? 765. On December 2, 2019, Asian Development A. Apollo Munich Health Insurance Bank (ADB) has signed a $206 million loan agreement with the Government of India (GoI) B. Aditya Birla Health Insurance Co. Limited to develop water supply, sewerage C. HDFC ERGO General Insurance company Ltd infrastructure in which state? D. ICICI Lombard General Insurance Company A. West Bengal Limited B. Karnataka

C. Maharashtra 769. National Thermal Power Corporation D. Tamil Nadu Limited has signed a term loan agreement of Rs. 5000 crore with which of the following

banks to part finance the capital expenditure 766. Walmart India, a wholly-owned subsidiary of NTPC? of Walmart Inc has joined hands with which A. Punjab National Bank bank to launch a co-branded credit card? B. State Bank of India A. ICICI Bank C. Union Bank B. HDFC Bank D. Bank of India C. Yes Bank

D. Axis Bank 770. The RBI expanded the scope of the SNRR

account by permitting non-residents to open 767. Which of the following Regional Rural such accounts for rupee-denominated overseas Banks (RRBs) signed an MoU with the Canara borrowings, trade credit and trade invoicing for HSBC OBC Life Insurance Company Ltd for popularising cross-border transactions in the bancassurance? domestic currency. What does ‘S’ stand for in SNRR? A. Kaveri Grameena Bank A. Special B. Pragathi Krishna Grameena Bank B. Sovereign C. Karnataka Vikas Grameen Bank C. Security D. Sapthagiri Grameena Bank D. Subsidy

774. What is the increased short-term debt investment limit for foreign portfolio investors 771. Recently, which organization has released that were set as 20% earlier by Reserve Bank of the vision document for the National Data and India? Analytics Platform that provide tools for analytics and visualization of data to A. 30 % stakeholders? B. 40 % A. National Institution for Transforming India C. 50 % Aayog D. 55 % B. National Development Council

C. Finance Commission 775. Which bank has decided to convert into a D. Reserve Bank of India Small Finance Bank under Voluntary Transition of Primary (Urban) Co-operative Banks?

772. In which of the following city the A. Sangli Urban Co-operative Bank Ltd. government of India has set up India’s 1st war B. Karad Urban Co-operative Bank Ltd. memorial for service animals such as dogs, horses, mules? C. Nagpur Nagrik Sahakari Bank Ltd.

A. Hyderabad, Telangana D. New India Co-operative Bank

B. Guwahati, Assam

C. Mumbai, Maharashtra 776. What is the name of the Kerala boy, who has received the “Bharat Award 2019” from D. Meerut, Uttar Pradesh President of India Shri, Ram Nath Kovind on Republic Day?

773. Which of the following country has A. Aarti Kiran Shet recently minted the world’s smallest gold coin B. Kamal Krishna Das of 2.96 millimeters (0.12 inches) that features a face of scientist Albert Einstein? C. Kanti Paikra

A. United Kingdom D. Adithya K

B. France

C. Switzerland 777. Which country has topped in the Corruption Perception Index 2019 released by D. United States of America Transparency International?

A. Somalia & New Zealand

B. Denmark & Somalia 781. Which of these are not traded in the Indian Stock Market? C. Denmark & Finland A. Debentures D. Denmark & New Zealand B. Mutual Funds

C. Forward Contracts 778. Which country will host the 11th edition of the Indoor Cricket World Cup in October 10 D. All of these are traded to 17, 2020?

A. New Zealand 782. Identify the Direct Instrument of the B. India Monetary Policy

C. Australia A. Cash Reserve Ratio

D. United States of America B. Repo Rate

C. Bank Rate

779. What was the theme of the 2nd edition of D. Open Market Operation International Day of Education that is observed on 24 January 2020? 783. Which of these banks comes under the A. Theme – “Transforming education” Commercial Banks category? B. Theme – “Learning for people, planet, I. Nationalized Banks prosperity, and peace” II. SBI Group C. Theme – “Young Teachers: The future of the Profession” III. RRBs

D. Theme – “Rural Women and Girls education” IV. Private Banks

780. Who was the first Chief Election A. I, III & IV Commissioner of India? B. I & III A. Raj Gopalachari C. Only I, II & III B. Sukumar Sen D. All of the above C. G. V Mavlankar

D. Sachchidanand Sinha

784. Gold, Silver, Copper, Salt, Rice, Large D. Bear market Stones can be categorized as which type of money? 788. Name the finance minister of India who A. Commodity money has presented the Union Budget highest B. Representative money number of times in the country?

C. Fiat money A. CD Deshmukh

D. Broad money B. Morarji Desai

C. Manmohan Singh

785. Which Section of the Negotiable D. Yashwant Sinha Instruments Act, 1881 defines Negotiable

Instrument? 789. Walking Inflation is also known A. Section 2 as______B. Section 13 A. Trotting Inflation C. Section 8 B. Hyper Inflation D. Section 17 C. Sporadic Inflation

D. Suppressed Inflation 786. Which of the following is not true regarding Bank Draft? 790. What is the objective of Selective Credit A. Demand Draft (DD) is always honored Control? B. DD is backed by bank guarantee A. Raise the Cost of Credit C. DD can be made payable to bearer B. Decrease total supply of credit in the D. DD can be cleared in a specified branch of economy issuer bank C. Regulate the manner of channelizing of cash and credit in the economy

787. Which of these denotes general decline in D. Giving large share in the total credit to big stock market over a period of time? capitalists

A. Bull market

B. Blue Chip stock market

C. Initial Margin market

791. What is the limit set for housing loan 794. Which denomination currency bill of under priority sector lending for RRBs and SFBs Canada has won the IBNS Banknote of the Year in metropolitan centres? 2018?

A. Rs 45 lakh A. USD 5

B. Rs 55 lakh B. USD 20

C. Rs 25 lakh C. USD 10

D. Rs 35 lakh D. USD 50

792. RBI has recently imposed monetary 795. The Global Registry of Violent Deaths penalty on five PPI Issuers for non-compliance (GReVD) initiative of SIPRI aims to reduce all of regulatory guidelines. This was done on the forms of violence and related death rates basis of the power granted to RBI under globally by which year? ______A. 2022 A. Section 5 of Reserve Bank of India Act, 1934 B. 2030 B. Section 30 of the Payment and Settlement C. 2025 Systems Act, 2007 D. 2035 C. Section 45 of Banking Regulation Act, 1949

D. Section 13 of Negotiable Instruments Act, 1881 796. Which city emerged as the top investment destination by Indian investors in the year

2018? 793. Which of the following institutions has A. Tokyo recently launched the ‘Action Plan for Healthy Oceans and Sustainable Blue Economies’ for B. Dubai the Asia and Pacific region? C. Paris A. Asian Development Bank D. London B. World Economic Forum

C. International Monetary Fund 797. The government of France has planned to D. United Nations Development Programme organise an investment conclave in which state of India in October 2019?

A. Maharashtra

B. Andhra Pradesh 801. What are the fees charged by NPCI for using UPI for transaction below Rs 1000? C. Goa A. 10 paise D. Gujarat B. 25 paise

C. 50 paise 798. The government has fixed high OMS price for wheat to force private traders to buy from D. 75 paise farmers. What does OMS stands for?

A. Open Market Sale 802. What does A stands for in WMA in B. Open Market Service banking?

C. Open Market Standard A. Account

D. Open Market Stock B. Assets

C. Advances

799. Who is the Chairman of the Fifteenth D. Act Finance Commission of India?

A. Ashok Lahiri 803. What is the sovereign rating of India as B. Nand Kishore Singh per Fitch?

C. Shaktikanta Das A. BB-

D. Ajay Narayan Jha B. BBB-

C. CC-

800. According to the data of Ministry of D. CCC- Finance, the GST collection in April 2019 was all time high at ______804. The deadline to link Permanent Account A. Rs 1.55 lakh crore Number (PAN) with Aadhaar is ______B. Rs 1.01 lakh crore A. 30 November 2019 C. Rs 1.21 lakh crore B. 31 July 2019 D. Rs 1.13 lakh crore C. 31 December 2019

D. 31 March 2020

D. Kotak Mahindra Bank

805. Which of these banks has approved its merger with Indiabulls Housing Finance? 809. What is the minimum subscription A. South Indian Bank requirement for Infrastructure Investment Trusts (InvITs) as determined by SEBI? B. A. Rs 1 lakh C. Lakshmi Vilas Bank B. Rs 2 lakh D. City Union Bank C. Rs 5 lakh

D. Rs 7 lakh 806. As per the World Bank report, what is the total remittance received by India in 2018?

A. USD 79 billion 810. Which of these banks has launched ‘‘AnyTimeHealth (ATH)’ machines in B. USD 61 billion partnership with Max Bupa Health insurance C. USD 85 billion company?

D. USD 58 billion A. Punjab National Bank

B. Kotak Mahindra Bank

807. Karnam Sekar has been appointed as the C. HDFC Bank MD & CEO of which bank? D. Bank of India A. UCO Bank

B. Indian Overseas Bank 811. Name the technology platform launched C. Canara Bank by India to reach over two billion people worldwide who are still without bank D. Indian Bank accounts?

A. PAISA

808. Which Bank in India has become the first B. APIX destination bank to go live with Net Banking and Debit Card-based e-mandate? C. MOPAD

A. Yes Bank D. CAMPA

B. HDFC Bank

C. Axis Bank

812. The instant loan disbursal facility ‘Boost’ D. Dina Bandhu Mohapatra has been launched by which of these mobile wallet companies? 816. RBI has shortlisted five IT firms for A. Freecharge implementation of CIMS for seamless data B. PhonePe collection and validations. Expand CIMS

C. Paytm A. Core Independent and Mutual Service

D. MobiKwik B. Centralized Information and Management System

C. Common Information Managing Solution 813. The “eATM Order” service has been started by which firm to enable retail investors D. Collective Institutional Management System gets around Rs 50000 money credited into bank account within 30 minutes? 817. Which of these organization aims to A. HDFC Securities develop the mutual funds market in India? B. Kotak Securities A. RBI C. ICICI Securities B. SEBI D. C. AMFI

D. IRDAI 814. What is the minimum prescribed limit of

CRAR that has to be maintained by the RRBs? 818. The head office of the Fino Payments Bank A. 7% (FPB) is in which city? B. 10% A. Chennai C. 8% B. Jaipur D. 9% C. Noida

D. Navi Mumbai 815. Who is the Chairman of the Indian Banks’

Association? 819. The startups would be exempted from A. Sunil Mehta levy of angel tax on funds raised up to Rs B. Shyam Srinivasan ______.

C. Rajnish Kumar A. Rs 25 crore

B. Rs 10 crore 823. Which of the following city of India is going to start the first underwater metro C. Rs 50 crore project? D. Rs 20 crore A. Mumbai

B. Kolkata 820. The Bank of Baroda has inked pact with C. Chennai how many companies to develop an agriculture digital platform ‘Baroda Kisan’? D. Hyderabad

A. 11

B. 6 824. Dhansiri is a river of which state?

C. 2 A. Meghalaya

D. 8 B. Assam

C. Kerala

821. Recently, who has been appointed as D. Andhra Pradesh Indian Bank Association Chief Executive?

A. Suresh Kumar 825. Which of the following country has B. Sunil Mehta announced that Israeli citizens are not allowed to visit the kingdom? C. Vikram Sharma A. UAE D. Dinesh Gupta B. United Kingdom

C. France 822. 'Shiv Bhojan' scheme, which is aimed at providing a meal to the poor at subsidised D. Saudi Arabia rates, was recently launched in which state?

A. Maharashtra 826. Dr. Kiran Bedi is the Lieutenant Governor B. Rajasthan of which Union Territory?

C. Madhya Pradesh A. Andaman and Nicobar

D. Assam B. Chandigarh

C. Puducherry

D. Ladakh

A. Sachin Tendulkar

827. The Telecom Regulatory Authority of India B. Dhanraj Pillai is a statutory body of India. Where is it C. M C Mary Kom headquartered? D. Virat Kohli A. Mumbai

B. Bangalore 831. The definition of ______is given in C. Lucknow Article 110 of The Constitution of India. D. New Delhi A. Union Budget

B. Financial Bill 828. By which year Indian Railways will run C. Money Bill 100% on electricity as per the Union Minister Piyush Goyal? D. State Budget

A. 2022

B. 2023 832. Government scheme Hriday Yojana is related to _____. C. 2024 A. Farmers D. 2025 B. Girl Child

C. Malnutrition 829. In which state India’s First Super Fab Lab has been inaugurated to function in D. World heritage sites collaboration with Massachusetts Institute of Technology, USA?

A. Kerala 833. Which of the following is the largest cricket stadium in the world? B. Andhra Pradesh A. Melbourne Cricket Ground C. Karnataka B. Motera Stadium D. West Bengal C. Atal Bihari Vajpayee Ekana Cricket Stadium

D. Eden Gardens 830. Recently, which legendary Indian sportsperson is awarded by the prestigious ‘Padma Vibhushan’ award?

834. Who is the union minister of Food Processing Industries? 838. Who has been recently appointed as the A. Narendra Singh Tomar Chairman of the Ordnance Factory Board?

B. Maneka Gand A. Sanjay Kumar Mishra

C. D. V. Sadananda Gowda B. Hari Mohan

D. Harsimrat Kaur Badal C. Soma Roy Burman

D. Girish Chandra Chaturvedi

835. Which state is the largest producer of jute in India? 839. The Tiroda thermal power plant is A. Maharashtra situated in which state?

B. Gujarat A. Kerala

C. Assam B. Rajasthan

D. West Bengal C. Madhya Pradesh

D. Maharashtra

836. Article 110 of the constitution of India is related to___. 840. Which of the following country is the top A. Union Budget producer of sunflower seeds?

B. Financial Bill A. Ukraine

C. Money Bill B. Finland

D. State Budget C. Sweden

D. Spain

837. Arma Konda or Sitamma Konda or Jindhagada, is a mountain peak of which state? 841. The limits for FPI investment in municipal A. Maharashtra bonds has been set at ______percent of outstanding stock of securities B. Rajasthan A. 3% C. Punjab B. 5% D. Andhra Pradesh C. 2%

D. 4% B. Legal Entity Identifier

C. Loan Enabled Institution

842. For the Economically Weaker Sections D. Logical Enterprise Investment (EWS), what should be the income limit of the family to be eligible for housing loans? 846. Which of these institutions has reduced A. Rs 1 lakh pa the minimum Net worth Requirements for B. Rs 3 lakh pa Clearing Corporations in International Financial Services Centre (IFSC)? C. Rs 5 lakh pa A. RBI D. Rs 6 lakh pa B. BSE

C. SEBI 843. Which of these countries is going to have world’s first Crypto Powered City? D. IRDAI

A. Malaysia

B. Thailand 847. What is the maximum compensation amount which can be awarded by the NBFC C. Australia Ombudsman? D. United States A. Rs 10 lakh

B. Rs 15 lakh 844. The sovereign loans operations in India C. Rs 25 lakh started in which year? D. Rs 5 lakh A. 1975

B. 2005 848. Who has been named as the new CEO of C. 1999 the SWIFT to take charge on July 1, 2019? D. 1986 A. Gottfried Leibbrandt

B. Yawar Shah 845. The Reserve Bank of India has extended C. Javier Perez-Tasso the deadline for market participants for the implementation of LEI to participate in non- D. John N. Dalton derivative markets. Expand LEI

A. Liquidity Enhancement Instrument

849. Which of these new Indian currencies is D. JSW Steel Greenish Yellow in color?

A. Rs 50 853. Who is the author of the book “Let me say B. Rs 20 it now”?

C. Rs 100 A. Rakesh Maria

D. Rs 200 B. Amitav Ghosh

C. Arundhati Roy

850. The Employees’ Provident Fund D. Vikram Seth Organization (EPFO) is under the administrative control of which ministry? 854. Which corporation has constituted A. Ministry of Finance Municipal bonds development committee B. Ministry of Commerce & Industry headed by Sujit Prasad?

C. Ministry of Home Affairs A. RBI

D. Ministry of Labour and Employment B. SEBI

C. SIDBI

851. Amazon has partnered with which zone of D. EXIM Indian Railways to set up a pick-up kiosk at the railway station? 855. U Win Myint is on a three days state visit A. Western Railways to India, he is the President of which country? B. Southern Railways A. Thailand C. Northern Railways B. Cambodia D. Eastern Railways C. Myanmar

D. Laos 852. NCLAT has allowed which company to acquire Bhushan Power & Steel Ltd? 856. Mahathir Mohamad who has recently A. HAL resigned is PM of which country? B. RIL A. Mauritius C. Adani Steel B. Nepal

C. Maldives A. RailMadad

D. Iran B. IRCTC

C. RailInd

857. Who has been elected as president of the D. RailInfo Afghanistan?

A. Abdullah Abdullah 861. In which city has India’s first floating jetty B. Gulbedin Hekmatyar been inaugrated?

C. Rahmatullah Nabil A. Chennai

D. Mohammad Ashraf Ghani B. Kochi

C. Goa

858. What is India’s rank as most polluted D. Vishakhapatnam country in the World Air Quality Report 2019 released by the pollution tracker IQAir and Greenpeace? 862. BIMSTEC disaster management exercise 2020 has been started in which state? A. Second A. Maharashtra B. Third B. Odisha C. Fourth C. Kerala D. Fifth D. Telangana

859. Which City’s restaurant won Guinness world milkshake record? 863. Who has been appointed as the new MD and CEO of CIBIL? A. Cape Town A. Rajesh Kumar B. Johannesburg B. Satish Pilla C. Bloemfontein C. M.V. Nair D. Pretoria D. Arun Thukral

860. Which company launched AI based chatbot “AskDisha” that will support Hindi language also?

864. Who has been elected as president of D. Rs 2,700 crores Rowing Federation of India?

A. R.S. Deo 868. As per Skill development and B. Pralay Majumdar Entrepreneurship Ministry’s data, number of people trained under Pradhan Mantri Kaushal C. M V Sriram Vikas Yojana (PMKVY) from 2016-20 are_____. D. Naren Kothari A. 69.84 Lakh

B. 71.97 Lakh 865. Who has been elected as speaker of Delhi C. 73.47 Lakh Assembly? D. 75.09 Lakh A. Ram N Goel

B. Aman Arora 869. Which state has started ‘water bell C. Sushil Kumar Gupta scheme’ to ensure that children keep D. Nisha Singh themselves hydrated?

A. Kerala

866. Who has been appointed as brand B. Karnataka ambassador of Tata Power? C. Tamil Nadu A. Virat Kohli D. Andhra Pradesh B. Rishabh Pant

C. Shardul Thakur 870. Who emerged as champion in the 34th D. Rohit Sharma Cannes Open chess tournament in France?

A. P Iniyan

867. Cabinet Committee on Economic Affairs B. D Gukesh approved the National Technical Textiles C. Prithu Gupta Mission. What amount has been allocated for the mission? D. Girish Koushik

A. Rs 1,200 crores

B. Rs 1,480 crores

C. Rs 2,500 crores

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