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THE GLIDE PATH Your Guide to Predictable Financial Living

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THE GLIDE PATH Your Guide to Predictable Financial Living THE GLIDE PATH Your Guide to Predictable Financial Living 1 "Our paths Creating your path requires a competent and resourceful guide to ensure your journey is as smooth and enjoyable as possible. That’s where McGill Junge Wealth Management comes in. We are a boutique wealth management firm in Des Moines, Iowa are not that specializes in: • Comprehensive Planning • Tax-efficient Accumulation and Distribution Strategies • Investment Management mapped; • Life Planning Choosing McGill Junge Wealth Management to be at the center of your financial life creates a path toward stability, clarity and peace of mind. We want to help you achieve your life goals. they’re We look forward to getting to know you. LET’S GET STARTED! made." — PRIYA ARDIS WHAT IS THE PURPOSE OF YOUR PATH? LISTEN When you walk in the door at McGill We understand that each client's Junge Wealth Management, your objectives and values are unique. concerns will become our concerns, Our job is to help you realize your and we will listen. dreams, which is why we begin by Wealth is not an end in itself. listening carefully. Financial Financial Multi Security Independence Generational PLANNING FOR THE JOURNEY Our mission is to provide you a lifetime of predictable financial freedom. Before leaving on a journey, it's best to have a destination in mind. To understand your unique path we: • Conduct an in-depth interview • Analyze current assets, expenses and investment strategy • Review your insurance planning • Evaluate your estate plan • Discuss multigenerational planning We will discuss where you stand relative to where you want to be and create a path to get there. 3 MAKING THE CLIMB... Everyone wants to reach the top of the mountain. For most PREPARE people, that’s saving enough money to retire. However, reaching the summit is only half the challenge. 80 percent of the accidents on Mt. Everest happen on the way down.* As your guides, we will be by your side on the climb up and help navigate the path down your financial mountain. ...MEANS CREATING A PLAN... McGill Junge Wealth Management is dedicated to holistic planning. We build you an efficient glide path to help achieve a lifetime of financial success. This starts with a robust discovery process with creative solutions. ...AND CLIMBING TOGETHER. We collaborate to implement your strategy and we'll be with you for every turn in the road or bump in the path. Together—every step of the way—with insight, wisdom and innovation. "If you don’t know where you’re going, you’ll end up someplace else." — YOGI BERRA *Death on the Mountain, National Post 2012 5 AT THE CENTER OF EMBARK YOUR FINANCIAL LIFE To achieve a lifetime of predictable financial freedom, you must have tools. McGill Junge Wealth Management's comprehensive services provide the tools to align your financial and life goals. RETIREMENT DISTRIBUTION ADVISOR COORDINATION PLANNING Wealth management and financial Our team will create a financial plan planning require a team. We coordinate unique to you that begins with the with your CPA, attorney and other key foundation of meeting essential expenses, professional advisors to ensure your team builds to help you feel confident about is operating as efficiently and seamlessly your future and ultimately encourages as possible. you to dream about your legacy. BUSINESS PLANNING INVESTMENT MANAGEMENT We collaborate with business Our investment philosophy is built owners to help them solve their unique on a goals-based investment strategy, planning needs, which include risk tailored to your financial plan and management strategies, qualified implemented through a low-cost, tax- retirement, rewarding key employees, buy/ efficient global asset allocation process. sell and succession planning. TAX-EFFICIENT PLANNING PROTECTING YOUR FAMILY Navigating the tax code to Protecting those you love and implement tax diversification, efficient the life you have built is a cornerstone asset location, charitable gifting, estate of wealth management. Our team will planning and tax-bracket management identify and recommend the appropriate strategies is central to our wealth insurance solutions for your risk management philosophy.* management strategy. *We do not provide tax advice and may work with your independent tax advisor. 7 WHAT’S YOUR DISTRIBUTION STRATEGY? This question is often overlooked, as the conventional mindset "Someone is sitting in the shade today has focused on the accumulation of assets. A well-planned because someone planted a tree a long distribution strategy is critical for your successful trip down the mountain. Our team will collaborate with you to map your tax- time ago." efficient distribution plan, creating a smooth glide path into and — Warren Buffett through retirement. Along the way, we will cover essential needs by creating guaranteed streams of income and encourage you to pursue the life experiences you’ve dreamed of. ACTUALIZE A LEGACY We will help you integrate “non-traditional assets” such as life experiences, family traditions, values and wisdom into your wealth planning. THE PURPOSE OF THE JOURNEY Together, we’ve built a lifetime of predictable financial freedom – gliding smoothly into retirement. After years of hard work and diligent planning, now is the time to focus on, and enjoy, the freedom! ACHIEVE 9 YOUR GUIDES We founded McGill Junge Wealth passion for doing the right thing for Management because we saw a our clients. significant need in the marketplace We understand that everyone’s to deliver an integrated approach situation and goals are unique and it to comprehensive financial planning is our responsibility as your guides to and investment management. Many listen, educate and create a thoughtful successful business owners, executives and customized financial plan to help and professionals have not taken the you realize those goals. We’re confident time to develop a customized financial we will positively impact our clients, plan to address tax inefficiencies, their families, their businesses and their inadequate asset allocation or a communities. sustainable retirement distribution We look forward to building a strategy. relationship with you and our team Together, we’ve assembled a highly is honored to be your guides for credentialed team that embraces the journey. our core values of trust, integrity, accountability, collaboration and a ED MCGILL ROSS JUNGE CFP®, CLU, ChFC, CFA®, MBA, RICP® CASL, RICP®, AEP® FRONT ROW: Scott McEachron, Jennifer Henry, Paige Junge, Justin Bunkers, Muriah Reed, Lauren Vallas BACK ROW: Conor Boffeli, Ed McGill, Ross Junge, Trent Burley For more information about our team 515.777.3835 2414 128th Street and our services, visit our website at Urbandale, IA mcgilljunge.com. 50323 13 Edward McGill and Ross Junge use McGill Northwestern Mutual Investment Services, circumstances from an independent tax Junge Wealth Management as a marketing LLC (NMIS) (securities), a subsidiary of NM, advisor. name for doing business as a representative registered investment adviser, broker-dealer of Northwestern Mutual. McGill Junge Wealth and member FINRA and SIPC. Edward McGill Edward McGill CA License: 0B98312 AR Management is not a registered investment and Ross Junge are Insurance Agents of NM License: 229745 adviser, broker-dealer, insurance agency or and Northwestern Long Term Care Insurance federal savings bank. Northwestern Mutual Company, Milwaukee, WI, (long-term care Certified Financial Planner Board of Standards is the marketing name for The Northwestern insurance) a subsidiary of NM. Inc. owns the certification marks CFP®, Mutual Life Insurance Company, Milwaukee, CERTIFIED FINANCIAL PLANNER™ and CFP® WI (NM) (life and disability insurance, The products and services referenced are (with flame design) in the U.S., which it awards annuities, and life insurance with long-term offered and sold only by appropriately to individuals who successfully complete care benefits) and its subsidiaries. Edward appointed and licensed entities and Network CFP Board's initial and ongoing certification McGill and Ross Junge are Representatives Representatives. Network Representatives requirements. of Northwestern Mutual Wealth Management and their staff might not represent all entities Company® (NMWMC), Milwaukee, WI shown or provide all the services discussed on The Chartered Advisor for Senior Living (investment management, trust services, and this material. Not all products and services are (CASL®) designation is conferred by The fee-based financial planning), a subsidiary available in all states. Financial Representatives American College of Financial Services. of NM and limited purpose federal savings do not give legal or tax advice. Taxpayers bank and Registered Representatives of should seek advice based on their particular .
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