Feb/Mar 2012 LifeStyle Brought to you by Citibank Home Loan

Flower World Say it with a gorgeous bouquet Good Feng Shui® Covershots Outlook for the Perfect shots Water Dragon year for lovebirds Shangri-La The Cooking House Pamper loved ones at Melt hearts with Batu Feringgi a Molten Lava Cake LifeStyle’s 1st Anniversary Family Day at Sunway Lagoon

LifeStyle - Citibank Home Loan’s unique, value-added initiative – certainly lived up to its reputation with a rousing 1st anniversary celebration at Sunway Lagoon, held on 10 December 2011. The unforgettable event saw a 200-strong crowd, consisting of Citibank customers and their families, join hands with 10 kids from the Siddharthan Care Center for a day of splashy fun.

Following a welcome speech by Mortgage Business Director, Mr. Goh Ching Chee, the celebration kicked off with a series of telematches. Participants competed for Jusco shopping vouchers worth over RM2,000. Some of the entertaining games that they played included Fast And Fishy, Make The Line Happy Valentine’s Day and Water Bomb. Love is in the air! Yes, the much-celebrated Valentine’s Day is near. It’s also the perfect time to shower loved ones with thoughtful gifts. Hence, we have featured a suite of gift ideas in this issue. You can surprise someone with a beautiful bouquet, enjoy a romantic getaway to Penang, or display your culinary skills by baking a Molten Lava cake. There is also a photography package for lovebirds. Beyond that, we have interesting articles on the outlook and predictions for the Water Dragon year, tips on decorating your walls with wallpaper and quick takes on recently held events. On behalf of my team, I would like to wish all a Happy Valentine’s day and we hope that the first quarter of the year will be a cherished and memorable one for you. Your life. Your style. Powered by Citi.

Goh Ching Chee Mortgage Business Director Citibank Home Loans

LifeStyle | 01 Lunch too evoked smiles of delight as mounds of Kentucky Fried Chicken were served, along with a clown who kept the kids spellbound. Once the participants had their fill, they were let loose into the vast theme park for plenty of thrills and occasional spills.

It was certainly a day to remember for everyone and we look forward to many more such occasions!

02 | LifeStyle LifeStyle | 03 Freebies Get FREE RM50 vouchers Share the privileges of becoming a Citibank customer with your friends. Refer them for a Citibank Home Loan and you will be rewarded with RM50 vouchers*.

February offer March offer A fun and successful outing! We are glad that all attendees had a great time at LifeStyle’s 1st Anniversary Family Day at Sunway Lagoon. Thank you for all the encouraging feedback and we will certainly have more of these in the near future!

“I had such an excellent time! Thank you so much for organising such a magnificent event. RM50 RM50 You are truly the best among the other banks!“ shopping vouchers MPH book vouchers From Miss Tan

“Citibank really thinks of us and our families!” From Mr. Wong * Please refer to www.citibank.com.my/homeloan for the full terms and conditions.

“Please have more events like this for our To help your friends get started, just email the following details to families. You guys are really the best!” From Lim [email protected] “Never have any other banks organised such a wonderful event like this for their customers. Thank you Citibank!” From Mr. Soh Your details Your friend’s details • Name • Name “We are pleased with your services and kind assistance. We enjoyed • Contact number • Contact number the celebration at Sunway Lagoon and we hope to meet you again • Address in the next event. Kindly update and advise us on further activities or events. For sure, we will support Citibank all the time.” From Swee Chong

04 | LifeStyle LifeStyle | 05 Walls of inspiration for the new year! Wallpaper is a fantastic way to add a dash of pizzazz to your living room. Just pay a visit to Luzzone Gallery on the second floor of Viva Home Shopping Mall and you will discover that there is no limit to the colours and prints that are available to suit Have fun shopping at Viva Home your office or home. Shopping Mall! For a holistic home shopping experience, a visit to Viva Home Shopping Mall is a must. The first of its kind in , Viva Home Shopping Mall offers a diverse range of retailers selling home products and services under one roof.

3 handy tips 1 Colours 3 Home Entertainment Lifestyle Warm shades such as orange The mall offers a wide Enjoy an excellent Shoppers will find or yellow create a welcoming range of quality furniture, choice of food and convenient grocery and cosy atmosphere, while furnishing items and interior beverage at the numerous shopping at Giant cooler shades such as green design services to satisfy restaurants or catch a Superstore, the latest or blue create an impression different furnishing needs movie at the 9-screen fashion trends at the of space with a fresh and and budgets. Here, you will MBO Cinema. Get in touch Fashion Bazaar, gifts at soothing mood. find a variety of well-known with the latest gadgets at Jorg or the numerous brands including Lorenzo, the ICT Zone or sing the quirky gift kiosks, and Star Living, Ricci Gallery, night away at Face Kara – taste lovely teas at Bina Warehouse, Kitchmate, a new concept Karaoke. Oriental Treasure. Room size 2 Patterns Home’s Harmony, Getha, Large patterns tend to be and Vilano, to name a few. most dramatic, but can Large floral patterns give a feeling of luxury and be overpowering in small There is so much going on at Viva Home Shopping Mall. See you there today! areas. With some planning elegance, while small floral and patience, you can easily patterns create a country- wallpaper an entire room to cottage effect. Geometric, add drama or select one wall abstract and 3D patterns (or ceiling) to accentuate. give the room a modern and contemporary effect.

Special for Citibank Home Loan Members (Valid until 31st March 2012) • Free consultation • Free installation voucher worth RM25O

Viva Home Shopping Mall | No. 85, Jalan Loke Yew, 55200 Luzzone Gallery Sdn Bhd Lot 2.63, 2nd Floor Viva Home Shopping Mall

06 | LifeStyle LifeStyle | 07 A period of transformation

What’s in store for People, as well as corporations with strong fundamentals and foresight, will be able to year 2012? survive and transform themselves to a greater level during this round of the “revival” cycle. Master Kenny Hoo predicts a “Revival Year” For the stock market, people should not 2012 will be a Water Dragon Year, and it begins be frightened by the ups and downs in the on Feb 4th, 2012 and ends on Feb 3rd, 2013. market place, especially in the first three According to Master Kenny Hoo of GOOD quarters. We do foresee ample good business FENG SHUI® Geomantic Research, the 2012 opportunities despite the presence of risks, Dragon Year will be a “Revival Year” where as the situation will turn around greatly, we will experience “pains” before climbing to when nearing the end of the third quarter and onwards. Industries that are related to greater heights. Metal, Wood and Fire elements will benefit more this year.

Conditions are expected to be vibrant, with lots of challenges and excitement. These industries include mining, metal, gold, steel, copper, iron, banking and Therefore, everyone should acquire greater wisdom and knowledge, while leveraging finance, automobile, timber, petroleum-based products and services, electrical on other people’s strength and resources, in order to filter good opportunities and electronics, information technology and telecommunications, infrastructure, from risks. security system (including Internet security), food and beverage, entertainment, palm oil, rubber, legal, politics, and some other related ones, are expected to benefit Even though the Wealth Stars are not as “prominent”, the 2012 Water Dragon Year the most upon entering the new era of the Water Dragon Year in 2012. will still bring plenty of prosperity throughout the year, if you know where and how to “dig out” the hidden treasures. From the 4th of February in 2012 to the 3rd of February in 2013, it is advisable not to perform any renovation or alteration in the North, South, Southeast and The frequent occurrences of natural disasters, such as heavy rain, flood, earthquake Northwest sectors of the house or office. and typhoon, especially in the Southeast and North sectors will impact the commodity and food chain supplies to many parts of the world. Therefore, prices of commodities and natural resources are expected to rise. Act fast

In this year of Revival, you must react fast enough to market changes and challenges, Invest in properties handle any uncertainties calmly and with a clear mind, manage challenges and Lifepath wisely, work hand-in-hand with potential partners and leverage on others’ Inflation rate in most countries including Malaysia will be on the softer side. For strength to turn risks into opportunities. the property sector, the first two to three quarters of 2012 will see the market softening. This will be a good opportunity for consumers, as there will be more quality properties that can be acquired at more affordable and reasonable costs. If you require more information on predictions and outlook It is important for consumers to invest more effort in conducting property market for the Water Dragon year, visit www.goodfengshui.com or call research and survey to gain better quality properties, as these will be the ones that 1800 226 888. will eventually generate the highest returns on investment.

08 | LifeStyle LifeStyle | 09 Enjoy the good life at the popular Batu Feringgi beach When one thinks of Penang, the immediate thought is one that involves food; glorious food. Apart from offering vacationers a luxurious stay in a traditional Malaysian style, Shangri-La’s Rasa Sayang Resort and Spa also treats guests to an unforgettable dining and spa experience.

Spice Market Café Nothing says L.O.V.E. The restaurant is a museum of sorts – a place like a gorgeous bouquet where diners can take a nostalgic trip back 3D / 2N at Shangri-La’s to the days of Tiffin carriers, granite grinders Rasa Sayang Resort & Spa and porcelain coffee cups. You will also be able Valentine’s Day is a special day of celebrating the spirit of love! For over 600 years, to chat with the chefs, and literally see them Deluxe Seafacing room: sweethearts and lovers all over the world have expressed their romantic affection in action in the theatre kitchen concept. RM870 ++ per night for one another by giving flowers, candy and loving messages. At Flower World, (Twin-sharing basis. Additional you’ll be able to find the perfect bouquet of flowers for that special someone! night/s stay at Best Available Rate.)

We offer a selection of products and services including fresh and artificial floral Includes: arrangements, floral design for weddings and events, festive hampers, interiors, • Daily buffet breakfast for 2 and landscaping. persons at Spice Market Café • One dinner for 2 persons per Exclusive Valentine’s Early Bird Specials Exclusive Offer for Citibank Home stay at Spice Market Café • 20% off food only at F&B outlets for Citibank Home Loan Customers Loan Customers • 20% off spa packages 15% OFF 10% OFF Valentine’s Day specials only all online purchases Terms and conditions: 1. Valid from 1st February to Discount Code: Citibank2012-15FW1/2 Discount Code: Citi2012-10FW2/3 31st May 2012. Terms and conditions: Terms and conditions: 2. This voucher has no cash value and cannot be exchanged for cash. 1. Nationwide delivery is available. 1. Nationwide delivery is available. Indulge in the luxury of an award-winning spa 3. This voucher cannot be used 2. This offer is only valid for online purchases. 2. This offer is only valid for online purchases. CHI, The Spa, was awarded the ‘Best 3. This offer cannot be used with any other 3. This offer cannot be used with any other in combination with any other Spa Experience’ at the Malaysia Spa and promotions. promotions. promotions, vouchers, discounts, 4. This offer cannot be used on Valentine’s Day. 4. This offer is valid from 1st February 2012 to Wellness Awards in 2010. The spa’s calming offers, similar or otherwise. The block-off period is from 4th February 31st March 2012. soundscapes, comforting fragrances, earthy 2012 to 14th February 2012. 5. This offer cannot be used on Valentine’s Day. amber tones, lush green gardens, and the 4. Advance reservation is required. The block-off period is from 4th February touch of a skilled personal therapist will soothe 2012 to 14th February 2012. the weary body and revitalise the spirit. Subang Jaya, SS15 (HQ) 03-5635 6233 | USJ, Taipan (Branch) 03-8011 0909 For more information or reservations, please call the hotel at 04-888 8888, the www.flowerworld.com.my restaurant at 04-888 8788 or visit www.shangri-la.com.

10 | LifeStyle LifeStyle | 11 Golden beachy moments Sun, sea, sand and great food. Great escapes await you at Golden Sands Resort. Sigi’s Bar and Grill On The Beach The new Sigi’s Bar and Grill is a fun, family-style restaurant located right on Batu Feringgi beach with one of the best dining views in Penang. Equipped with an open BBQ Grill kitchen and wood fire pizza oven, this casual, cosy outlet boasts a selection of prime steaks, grilled and barbecued seafood, wood-fire pizza, tasty sandwiches, pastas and a range of healthy salads as well as a variety of local Asian dishes. To cater to families with young children, a quick and tasty children’s menu is also available.

The outdoor upper deck, a signature feature, is ideal for small group gatherings, private wedding celebrations and special occasions. In the evenings, guests can choose to have a romantic dinner on the breezy patio whilst 3D / 2N at Golden Sands enjoying the maritime panorama, or have Resort a fun dining experience at the outdoor BBQ pit where they can either watch the chef Superior Hillview room: preparing their BBQ delights or personally RM550 ++ per night cook and savour their own culinary creations. (Twin-sharingFor basis.more Additionalinformation or For pre and post dinner relaxation, a wide night/s stayreservations, at Best Available please Rate.) call range of alcoholic and non-alcoholic beverages the hotel at 04-886 1911, are served at the restaurant bar. Includes: the restaurant at For more information or reservations, please • Daily buffet04-886 breakfast 1852 for or 2visit call the hotel at 04-886 1911, the restaurant at personswww.shangri-la.com at Garden Café . 04-886 1852 or visit www.shangri-la.com. • One dinner for 2 persons per stay • 20% off food only at F&B outlets • One complimentary 4 hours Adventure Zone package for 2 children

Terms and conditions: 1. Valid from 1st February to 31st May 2012. 2. This voucher has no cash value and cannot be exchanged for cash. 3. This voucher cannot be used in combination with any other promotions, vouchers, discounts, offers, similar or otherwise. 4. Advance reservation is required.

12 | LifeStyle

Capture wonderful moments with a loved one

Inspired by the many weddings that we have captured over the years, Covershots has created a special package where couples can celebrate in style.

Starting out in 1997, Covershots offers photography services and venue rentals for weddings, birthday parties, anniversaries, family activities, individual portraits, and even corporate launches and promotions. Dedicated photographers seek to capture simple, yet expressive pictures in their most natural settings, allowing you to relive the moment over and over again.

Couple Shots @ RM350 (NP: RM560)

Includes: • Makeup and hair for one person • 11 x 5R album • 3 x 8R photos • 1.5-hour session

LifeStyle | 17 For the love of

Couple Shots @ RM350 chocolate!

(NP: RM560) Make your very own molten lava cake this Valentine’s day. Your loved one will swoon with delight!

Molten Lava Cake Ingredients Method • 125g butter, unsalted 1. Preheat oven to 160°C. • 125g dark chocolate couverture 2. Place chocolate and butter in a ceramic bowl Includes: • 3 eggs and melt in the microwave for 40 seconds. • Makeup and hair • 75g caster sugar Stir and return mix to microwave for another • 35g plain flour 30 seconds. Stir until chocolate is well melted. for one person Set aside to cool. • 11 x 5R album For serving: Vanilla ice cream 3. In a mixing bowl, whisk eggs and caster sugar • 3 x 8R photos until fluffy. Pour in chocolate mixture and stir • 1.5-hour session well to combine. 4. Next, whisk in flour. 5. Fill batter into a piping bag and pipe into silicone moulds to approximately 3/4 full. 6. Bake in convection mode for approximately 12 to 13 minutes, depending on the size of your mould. Preserve cherished moments forever! 7. Serve immediately with a scoop of vanilla ice cream on the side. D-10-1, Jalan SS7/13A, Plaza Kelana Jaya, 47301 Petaling Jaya, Malaysia Tel. : 03-7877 3696 / 012-663 5699 Email : [email protected] Blog : www.covershotsweddings.blogspot.com

Terms and conditions: 1. Casual outfit only. 2. Shooting period: 1st March - 29th April 2012. 3. Booking must be made in advance. 4. Shooting date is subject to availability.

18 | LifeStyle LifeStyle | 19 CITI3169 CWP pg12 OL cs3.pdf 12/29/11 5:34:11 PM

Thanks for a fun-filled sushi making workshop!

C Families often bond over a meal, but this time around, parents and kids bonded M over a fun session of sushi making at Y Sakae Sushi! At a recent Kids’ Sushi CM Making Workshop on 20 November 2011, two dozen people (kids and parents MY alike) participated in a workshop that CY taught them how to prepare and put a creative spin to their own sushi. The CMY two-hour workshop was conducted at K the outlet in Mall.

The restaurant’s mascot, a cute little frog, made a special appearance at the end of the workshop. This delighted the kids to bits and they were very excited to take photos with the lovable mascot. Parents also had their share of fun and encouraged the Citibank Home Loan team to arrange more events that they can participate as a family.

For Sakae Sushi’s latest events, visit www.sakaesushi.com.my or www.facebook.com/sakaesushi.

20 | LifeStyle Praises for Letters of the Month The Winner Property & Land Reading the LifeStyle magazine Transaction Talk is truly rewarding. Every month, I get engrossed reading the many interesting articles on shopping, travel, cooking and was surprised that there are even Feng Shui tips! Mortgage and Citigold customers were recently invited to an Well done Citibank, for bringing informative talk on “Property & Land Transaction from a Legal such valuable information to us. Perspective”. The well-informed speaker, Mr. Tang Kean Onn, entertained 55 attendees with his brand of wit, while sharing From Ng Bee Yuh important facts about the topic. The approximately three- hour talk was held on 18 November 2011 at Grand Paragon Hotel, Bahru, and the talk was indeed well-received as the crowd said that the talk was above their expectations.

“Excellent speaker. Very informative I used to enjoy shopping, fashion, beauty, sight-seeing and unique style in delivering his “Very informative session.” and home decoration. With the arrival of my grandson, I speech. Good to have him back!” am most happy to babysit the little one. Though refrained from doing the activities mentioned, I am never bored because LifeStyle would inform me of all the interesting events and available privileges. All my favourite news “Indeed, I really enjoyed Mr. “Very good!” Tang’s talk. It was helpful, “Fantastic, a fruitful session with arrive at my doorstep in a single handy book. Before humorous and precise!” a knowledgeable speaker.” going to bed at night, I would turn the pages over and over and have a little fun by imagining myself as one of the participants. The other night, I was admiring the Chocolate Workshop by The Cooking House in the Oct/ Nov 2011 (1st Anniversary) issue, and when I turned the page, I saw a recipe for Lindt’s Dark Chocolate and Walnut Brownies. I was inspired and that night itself I made the brownies as the ingredients were available in the kitchen. The next morning, my family woke up to this surprise and each of them was delighted to have a share of the brownies. Thanks to Citibank for sending LifeStyle, which has helped create another bonding experience for my family.

From Kho Heng Moi Interested in attending events like these? Email us at [email protected] today for priority registration.

22 | LifeStyle LifeStyle | 23 Letters of the Month Feedback Form

Your feedback is very valuable to us. Please take the time to fill in this form and provide us with any other comments you may have that could help us improve our newsletter. I have been receiving LifeStyle from Citibank Please fax the form to 03-2383 9105. for the past 2 months and each time, I look forward to the contents and deals that Name : Citibank has in-store for me. I would love Address : to see more happening deals for the people in Penang. As a new mom, I’m glad that LifeStyle has vouchers from Abbott for good supplements for my little one and I. Thank Contact number : you and good job, Citibank. You go beyond Email address : Please tick to receive the e-newsletter just serving us financially; you care.

From Mdm Linda Lam Hooi Your letter/feedback:

I want to say a big “Thank You” to Good news! All feedback Citibank, especially on the home letter writers, even if loan packages and credit card not featured in LifeStyle, services. I enjoy reading LifeStyle will receive a LifeStyle magazine. It is very interesting, tumbler, while the Letter with lots of promotions, benefits When my wife saw the of the Month writer will and coupons as an introduction to Anniversary issue of LifeStyle, receive an exclusive LifeStyle outlets. she immediately questioned me shopping voucher worth as to why I did not show it her?! RM100 from Jusco! From Cheah Mei Ling She was very excited and has been planning a lot. Well, luckily I’m a Citibank card holder too and I hope to get more discounts and savings! I tell my wife, “Poor, no problem, just go ahead; your darling got Citibank!”

From Liew Chee Wai

24 | LifeStyle LifeStyle | 25 Fun times with LifeStyle!