Presentación De Powerpoint

Business Overview MercadoLibre OVERVIEW

MercadoLibre hosts the largest online commerce The leading and payments ecosystem in Latin America e-commerce and Our efforts are centered on enabling e-commerce and digital and mobile payments on behalf of our Fintech platform in customers by delivering a suite of technology solutions across the complete value chain of Latin America commerce

CONNECTING WE ARE THE LEADING TECHNOLOGY 140M ACTIVE USERS COMPANY IN DEVELOPING E-COMMERCE AND PAYMENTS WITH SOLUTIONS OUR ECOSYSTEM

$3,973

GMV TPV

$2,296 Take rate

$1,703 19% $1,440 2Q21 1Q21 17% $1,217

$844 $878 $7.0B $ 17.5B $652 12% 12% $557 11% 9% 23% 24% 8% 2Q20 1Q20

2014 2015 2016 2017 2018 2019 2020 2Q20 2Q21 $5.0B $ 11.2B

BUSINESS OVERVIEW 2Q'21. © 2021 MercadoLibre, Inc. All rights reserved. Source: Company Source GMV: Gross Merchandise Volume TPV: Total Payment Volume Overview MercadoLibre is well positioned to capture a significant market opportunity

18 COUNTRIES TOP OF MIND ENHANCED ECOSYSTEM

The largest online payments In E-commerce and traffic Payments, Shipping, SaaS, network in Latin America leader Advertising

638M 362M 200M 76M Population Internet Online Active in Latam Users Shoppers Users *

1999 2000 2003 2004 2006 2007 2009 2012 2013 2014 2017

Company founded Launched Launched Launched Launched IPO Launched Top searched Launched Issued Launched from business operations operations Central brand on $330M in plan written at in 4 additional in Peru. America Brazil - Google convertible Stanford GSB. markets operations notes (DO - CR - PA) Launched operations in initial markets.(AR - BR - MX - UY). 2004 2007 2009 2010 Secured $8M AWARDSround of ﬁnancing.

Revista Info award Named Great Oracle Credit Suisse names for best website in Place to work. Innovation MELI one of 27 Brazil. Award. “Brands of Tomorrow”

AdAge names MELI one of worlds “30 Hottest Brands”

2002 2005 2008 2011 2013 2014 2015 2016 2017 2018 2020

Auction

Classiﬁeds

Logistics

Payments

Software

US opportunity for Latam A compared to other China Argentina geographies Brazil

India

Mexico Online Buyers OnlineBuyers (as % of Internet Users)

Internet Penetration (Internet Users / Population)

BRAZIL ARGENTINA MEXICO CHINA USA POPULATION1 213M 45M 129M 1.439M 331M

GDP1 CURRENT USA $1,44B $0,34B $1.08B $14,72B $20,93B

GDP1 / CAPITA CURRENT USA $6.783 $8.524 $8.421 $10.484 $63.416

GDP1 , PPP CURRENT INTERN. $3,15B $0,94B $2,44B $24,14B $20,93B GDP1 , PPP / CAPITA $14.916 $19.740 $19.130 $17.192 $63.416 GDP1 GROWTH (4,06)% (9,9)% (8,2)% 2,3% (3,5)% INTERNET USERS2 147M 33M 80M 914M 290M ONLINE BUYERS2 61M 16M 20M 703M 202M

1. Data from 2020 | 3. Percentage of respondents who report having an account (by themselves or together with someone else). Can be an account at a bank or another type of ﬁnancial institution (includes mobile account) – Data from 2018 2. eMarketer 2020.

4328 2195 487 2862 352 2708 2056 256 1897 167 200 1101 154 416

28 53 102 103

Argentina Brasil Chile 503 2407 9920

1717

4775 2956 201 2862 157 163 2056 80 96 441 453 472 1101 333

Colombia Mexico Latam

Sellers pay commissions Sellers pay to set-up and on successful transactions, maintenance on equal to a percentage of the storefronts powered by us value of an item (or GMV)

Partnership with leading carriers Broad offering of financial and logistic partners to provide services, including Efficient and reliable logistic payments processing. solutions: Drop Shipping, Gateway services, mobile Cross Docking and Fulfillment payments, credits and cards

Credit solution to provide Advertisers promote their cash advances and working brands and products within the capital loans to professional MercadoLibre marketplace, sellers and loans to paying on a CPC basis for MercadoLibre buyers Product Ads and on a CPM basis for Display banners

• E-commerce is expected to grow signicantly Clearly identified Market Growth • Presence in 18 Latam markets growth drivers Mobile • Mobile shift expanding customer base • Marketplace continues to push towards mobile users

Logistics • Provide high levels of free shipping across marketplaces • Increase adoption of shipping and proprietary network • Increase adoption of off platform services Payments • Leverage on MELI’s ecosystem Credits • Expand consumer and merchant credits offering

New Categories • Continue to grow high frequency categories (Supermarket & Groceries)

Merchant Base • Grow volume coming from large merchants and branded retailers • Focus on UX to drive engagement and loyalty User experience • Focus on NPS for continuous improvement

U$S This service allows both businesses and individuals to list general 7B merchandising items and conduct their sales and purchases online GMV in either a fixed-price. Any Internet user in the countries in where we operate can browse through the various products that are listed on our website and register with MercadoLibre to list, bid for and 244M purchase products and services Sold Items

The MercadoLibre Marketplace, is a fully automated, 38M topically-arranged and user-friendly online commerce Buyers service

4M Sellers

YoY FXN YoY

46% 719 37% $ 20,927

$ 13,997 $ 12,505 $ 11,749 378 335 $ 8,048 270 $ 7,082 $ 7,151 $ 7,023 245 $ 5,045 181 179 128 101

2014 2015 2016 2017 2018 2019 2020 2Q20 2Q21 2014 2015 2016 2017 2018 2019 2020 2Q20 2Q21

GMV (US$M) Items Sold (M)

FREE LOYALTY USABILITY PROTECTED CUSTOMER SHIPPING PROGRAM PURCHASE SUPPORT

Convenience Rewards Easy to use Protects our Efficient our users buyers solutions

OFFICIAL TOP OTHER PROFESSIONAL HOBBY STORES SELLERS SELLERS SELLERS

Brands and large retailers have their Large sellers own customizable landing page Other SMEs sellers Sale of used items Portfolio managed by MELI B2C commerce B2C commerce C2C commerce B2C commerce

20% GMV 8% GMV 67% GMV 6% GMV

Mercado Pago is designed to facilitate transactions both U$S on and off the MercadoLibre Marketplace by providing 17B a mechanism that allows our users to securely, easily Payment Volume and promptly send and receive payments online Mercado Pago is currently available in: Argentina, Brazil, Mexico, Colombia, Chile, Uruguay and Peru 730M Payment Transactions Mercado Pago complements the MercadoLibre Marketplace, as an integrated online payments solution 62M Payers

$49,757 1,914

YoY FX neutral YoY $28,390 72% 80%

830 $18,456 $17,529 730 $13,732 $11,214 389 405 $7,754 $5,187 231 139 80

2015 2016 2017 2018 2019 2020 2Q20 2Q21 2015 2016 2017 2018 2019 2020 2Q20 2Q21

TPV ($M) TPN (M) - Transactions

High non-bankarized Low debit card ownership 80% population 70%

59%

49% 46% 41% 37%

25% 26%

Mexico Colombia Argentina Brazil USA Canada UK Mexico Colombia Argentina Brazil USA Canada UK Bankarized share of adult population Share of population with ownership of a Debit Card

ON OFF MOBILE CREDITS CARDS PLATFORM PLATFORM

MercadoLibre PSP mPOS Cash Advances Prepaid Cards PSP Gateway Wallet Merchant Cred Credit Cards Cross Border SDK Consum. Cred Gift Cards

Through Mercado Envíos, we offer a cost-efficient integration 230M with existing logistics and shipping carriers to sellers on our Items platform. Sellers opting into the program are able to offer a Shipped uniform and seamless integrated shipping Mercado Envíos is available in: Argentina, Brazil, Mexico, Colombia, Chile and Uruguay 97% MELI

Envios Penetration*

Through Mercado Envíos, MercadoLibre 83% facilitates the shipping of goods from sellers to MELI

buyers Managed Network Penetration**

*Measure of the number of items that were purchased including the distribution with our shipping service in our marketplace.

BUSINESS OVERVIEW 2Q'21. © 2021 MercadoLibre, Inc. All rights reserved. Source: Company Information ** Measure of the number of items that were purchased including the distribution with cross-docking, fulfillment or Flex solution Over 95% of our items sold are shipped with our logistics solution

231 214 208 97 97 94 91 92 88 88 188 84 86 81 157

93 90 81 70 63

Shipping Penetration (%) Mercado Envíos Items (M)

Mercado Crédito provides significant advances in funding strategy by facilitating loans to Consumers and Merchants in 682M the MercadoLibre Marketplace, as well as cash advances to Credit Merchants Portfolio Mercado Crédito is currently available in: Argentina, Brazil and Mexico 20M # of Credits Mercado Crédito compliments the MercadoLibre Marketplace, accelerating Merchants sales 7.5% and providing consumer finance to users Cash Advances as a % of TPV ON

HIGHLIGHTS 2Q’20 2Q'21 YOY

Gross Merchandise Volume 5.0B 7.0B 46%

Successful Items 178M 244M 37%

Live Listings 289M 319M 10.4%

Unique Buyers 32M 38M 20%

$3,973 YoY

$2,296 94%

1,703 $1,440 $1,217 $844 $878 $557 $652

2014 2015 2016 2017 2018 2019 2020 Q2'20 Q2'21

$591

$480 $489 Margin $427

$308 $313 $272 $284 $237 $205 $163 $160 $170 51% 50% 50% 49% 49% 48% 48% 48% 47% 48% 46% 43% 43%

37%

1Q18 2Q18 3Q18 4Q18 1Q19 2Q19 3Q19 4Q19 1Q20 2Q20 3Q20 4Q20 1Q21 2Q21

$ 166

$ 99 $ 91 $ 83

$ 10

-$ 1 -$ 11 -$ 12 -$ 29 -$ 28 -$ 30 -$ 25

-$ 69 -$ 82 1Q18 2Q18 3Q18 4Q18 1Q19 2Q19 3Q19 4Q19 1Q20 2Q20 3Q20 4Q20 1Q21 2Q21

$ 68 $ 56

$ 12 $ 16 $ 15

-$ 2 -$ 13 -$ 11 -$ 10 -$ 21 -$ 34

-$ 54 -$ 51

-$ 146

1Q18 2Q18 3Q18 4Q18 1Q19 2Q19 3Q19 4Q19 1Q20 2Q20 3Q20 4Q20 1Q21 2Q21

• Unique Active User - New or existing user who performed at least one of the following actions during the reported period: (1) made one • Fulfillment – Shipping solution where we store third party inventory and select purchase, or reservation, or asked one question or MercadoLibre Marketplace or Classifieds Marketplace (2) maintained an active listing on carriers to optimize cost, routes and delivery times. MercadoLibre Marketplace or Classifieds Marketplace (3) maintained an active account in Mercado Shops (4) made a payment, money transfer, collection and/or advance using Mercado Pago (5) maintained an outstanding credit line through Mercado Credito or (6) maintained a • CPC – Cost per Click. balance of more than $5 invested in a Mercado Fondo asset management account. • CPM – Cost per Mille. The CPM model refers to advertising bought on the • Foreign Exchange (“FX”) Neutral - Calculated by using the average monthly exchange rate of each month of 2018 and applying it to the basis of impression. UX – User experience corresponding months in the current year, so as to calculate what the results would have been had exchange rates remained constant. Intercompany allocations are excluded from this calculation. GMV- Gross merchandise volume measures the total U.S. dollar sum of all • NPS - Net Promoter Score is a management tool that can be used to gauge transactions completed through the MercadoLibre Marketplace, excluding Classifieds transactions. the loyalty of a firm's customer relationships.

• TPN – Total Payment Transaction measures the number of all transactions paid for using Mercado Pago. • Gateway services - Provides payment processing for merchants online.

• TPV ON – Total Payment Volume on Marketplace measures the total U.S. dollar sum of all marketplace transactions paid for using Mercado • mPOS – Mobile Point of Sales. Pago, excluding shipping and financing fees. • Wallet – Digital Wallet focused in five uses cases: QR instore payments, • TPV- Total Payment Volume measures total U.S. dollar sum of all transactions paid for using Mercado Pago, including marketplace and non- Utilities payments, Money transfer (P2P), Transportation, Cellphone top-ups. marketplace transactions. • SDK – Software Development Kit. • Enhanced Marketplace - Revenues from the Enhanced Marketplace service, include the final value fees and shipping fees charged to the Company’s customers.

• Items sold - Measure of the number of items that were sold/purchased through the MercadoLibre Marketplace, excluding Classifieds items. BUSINESS OVERVIEW 2Q'21. © 2021 MercadoLibre, Inc. All rights reserved. • Items shipped - Measure of the number of items that were shipped through our shipping service. Thank you