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HOUSE of REPRESENTATIVES-Tuesday, January 30, 1973 the House Met at 12 O'clock Noon

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HOUSE of REPRESENTATIVES-Tuesday, January 30, 1973 the House Met at 12 O'clock Noon January 30, 1973 CONGRESSIONAL RECORD -HOUSE 2559 our support of the Ukrainian people, vic­ THREE BROTHERS RECEIVE .THEIR is quite an accompli~hment for any tims of Russian imperialism since 1920, EAGLE SCOUT BADGES young man to reach the rank of Eagle when forcibly incorporated into the Scout, but for three brothers to achieve U.S.S.R. We take this occasion as well. this goal at the same time is clearly an to commemorate the 40th anniversary HON. DON EDWARDS indication of character. of the famine of 1933 during which 15 The rank of Eagle Scout is not easily million Ukrainians lost their lives. OF CALIFORNIA reached. It requiTes a great deal of time, With deep dismay, we take note here IN THE HOUSE OF REPRESENTATIVES effort, and perseverance. These three of the current Soviet policy of mass ar­ Monday, January 29, 1973 Scouts were awarded their Eagle Badges rests and the repression of cultural, reli­ Mr. EDWARDS of California. Mr. in a Court of Honor held on Friday, gious, and intelleCtual expression in - December 8, 1972, in Fremont, Calif. Speaker, I would like to take this occa­ Not only do these boys deserve special Ukraine. But at the same time, we may sion to honor three extraordinary young take heart in the courage and deter­ recognition, but it is truly a tribute to mination of the Ukrainian people not to men, R. Case Rtmolfson, Robert Runolf­ their parents, Mr. and Mrs. Ralph Run­ let up in spirit in their quest for freedom. son, and Randall Runolfson, 4692 Boone olfson, and their scoutmaster, Mr. Jerry We honor Ukrainian independence today, Drive, Fremont, Calif. Nelson, who have given them support, and extend our friendship and support to In December of 1972, these three young guidance, and encouragement in their these freedom-loving people. men achieved the rank of Eagle Scout. It efforts to gain this most coveted award. HOUSE OF REPRESENTATIVES-Tuesday, January 30, 1973 The House met at 12 o'clock noon. The Clerk read the title of the Senate The strong upsurge in interest in flood Rev. 0. H. Bertram, Good Shepherd joint resolution. insurance has been phenomenal in recent Lutheran Church, Toledo, Ohio, offered The SPEAKER. Is there objection to months. Ordinarily, sales of flood insur­ the following prayer: the request of the gentleman from Texas? ance policies are low in the winter Mr. GROSS. Mr. Speaker, reserving months; there is no immediate threat of Gracious Lord, Heavenly Father, there the right to object, would the gentle­ flooding or of hurricanes. This year, the are times in our lives when we are not man from Texas give us a little more de­ usual trend has been reversed; flood in­ able to match the challenge and the tail as to what is proposed. to be done? surance policies are increasing at the problems that confront us with our own Mr. PATMAN. Mr. Speaker, I would rate of $200 million a month and show strength and mentality. In moments such be delighted to if the gentleman will every indication of continuing at that as these we come to You, seeking guid­ yield? rate or a greater one. ance and assurance of Your counsel. We Mr. GROSS. I yield to the gentleman The increase from $2.5 billion to $4 ask that You might grant to the Mem­ from Texas for that purpose. billion which would be provided in the bers of Congress direction for the great <Mr. PATMAN asked and was given pending resolution should be sufficient to responsibilities in guiding our national permission to revise and extend his re­ carry the program at least through t.he affairs. There is always the danger that marks and include extraneous matter.) end of the current fiscal year on June we may speak without thinking and make Mr. PATMAN. Mr. Speaker, I rise in 30. The increase is needed to permit the decisions without Your guidance. May support of Senate Joint Resolution 26, a program to continue operations without all the discussions and decisions made in resolution which would increase the ag­ disruption of the relationships between these hallowed walls reflect Your will. gregate limitation on flood insurance in the Government, the National Flood In­ We thank You for the peace which has force under the National Flood Insurance surers Association, local property insur­ been established. We are grateful for Act of 1968. It is extremely important ance agents and brokers, and prospective having guided our President, his repre­ that this resolution be taken up and purchasers. sentatives, and the Members of Congress passed immediately if any additional in this longed-for achievement. May we It is my understanding that the ad­ ever seek to please You in order that we flood insurance is to be made available ministration will be submitting a greatly might be spared further conflict, not in­ to the American public. I am informed by expanded Federal flood insurance pro­ curring Your wrath but Your favor. We the Federal Insurance Administration gram shortly. It is the intention of the that no new flood insurance policies will Committee on Banking and Currency to ask this through Jesus Christ, our Sav­ be available for purchase by the end of take up these recommendations and act ior. Amen. this week unless this resolution is passed to provide the greatly expanded flood to increase the amount of flood insurance insurance program for the public. available for purchase from $2.5 to $4 Mr. Speaker, under consent I have THE JOURNAL billion. obtained I include here additional mate­ The SPEAKER. The Chair has exam­ The flood insurance program was orig­ rial on the Federal flood insurance pro­ ined the Journal of the last day's pro­ inally conceived as an experimental pro­ gram. ceedings and announces to the House his gram. It was designed through the co­ NATIONAL FLOOD INSURANCE PROGRAM approval thereof. operative efforts of the best available FEDERAL FINANCIAL INVOLVEMENT Without objection, the Journal stands technicians and experts within the Fed­ The Federal Government provides financial approved. eral Establishment and the far-sighted assistance to the National Flood Insurance There was no objection. segments of the private property insur­ Program in two principal ways: (a) through ance industry. Long years of study and appropriations for the expenses of conduct­ analysis went into the preparation of ing studies and surveys of flood-prone areas to delineate the areas having special flood NATIONAL FLOOD INSURANCE the original Flood Insurance Act, but no hazards to determine the degree of risk and PROGRAM one could be sure at the outset whether to pay HUD's administrative expenses; and the program was really workable. (b) through premium-equalization pay­ Mr. PATMAN. Mr. Speaker, I ask No one could predict the rate at which ments which refund a portion of flood in­ unanimous consent for the immediate the program would take hold; no one surance losses and expenses to the flood in­ consideration of the Senate joint reso­ could estimate the overall amount of in­ surance pool organized by the 100-member lution <S.J. Res. 26) to amend section surance coverage which might be de­ National Flood Insurers Association in pro­ 1319 of the Housing and Urban Devel­ manded. For this reason, we established portion to the share of risk assumed by the opment Act of 1968 increase the Federal Government in establishing a charge­ to an "initial program limitation"-the able rate for the insurance which is lower limitation on the face amount of flood words of the statute--of $2.5 billion in than the full-cost actuarial rate would be. insurance coverage authorized to be order that we might see how the pro- There is also a catastrophe reinsurance agree­ outstanding. gram developed and what it required. ment with the reinsurance pool for which an 2560 CONGRESSIONAL RECORD- HOUSE January 30, 1973 actuarial reinsurance premium is charged one for each State) who in turn accept ap­ and which may be called upon in years of Amount plications for flood insurance from all li­ extremely high losses. (No payments have censed property insurance agents and brok­ been required under the reinsurance agree­ 5. Federal administrative expenses .••....•.•••.•• 3, 087 ers, the disruption which would be caused ment). 6. Interest on Treasury borrowings ________ ______ _ 189 by a stop order Will be considerable, and the From inception of the program through 1. Operating allowances (profit) to NFIA ••••••••••. 43 8. Reserves for future payments .•..... ..•••...... 2,194 process of re-instituting the program cor­ September 30, 1972, a total of $24,017,000 has respondingly difficult. been appropriated (net of unobligated funds Total, application of funds •.......•...•...• 47,572 returned to the Treasury in earlier years) , of EXHIBIT 7 $20,930,000 which has been used for studies INCREASE IN AGGREGATE LIMITATION RECORD BY MONTH and surveys of flood-prone areas and $3,- 087,000 for HOD's administrative expenses. Section 1319 of the Natitonal Flood In­ (Decem ben 15, 1972) A total of $6,676,000 has been borrowed surance Act of 1968, entitled "Initial Pro­ from the Treasury to make premium-equal­ gram Limitation" provides that the face amount of flood insurance coverage out­ Number Number ization payments in recognition of reduced of com- . of Coverage chargeable rates for flood insurance coverage standing and in force at any one time shall munities policies (thousands) which are available to over 140,000 policy­ not exceed $2,500,000,000. Reports from the National Flood Insur­ holders in 1,430 communities which have met January 1970 •••.......... 4 16 392. 9 land-used requirements for participation in ers Association, which administers the pro­ February 1970 ••.........• 6 50 1, 181.9 the program.
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