SH: 40 / 2021-22 July 28, 2021

The General Manager, The Manager, Department of Corporate Services, Listing Department, BSE Limited National Stock Exchange of Limited I Floor, New Trading Ring, `Exchange Plaza', Bandra — Kurla Complex, Rotunda Building, P J Towers, Bandra (E), Mumbai — 400 051 Dalal Street Fort, Mumbai — 400 001

Dear Sir,

Sub: Unaudited Financial Results for the quarter ended June 30, 2021

Pursuant to Regulation 33 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find enclosed the unaudited financial results for the quarter ended June 30, 2021, along with the limited review report on the same. The results/report were approved and taken on record by the Board of Directors at its meeting held on July 28, 2021.

The Board approved the results atQQ oP.M

Please take the same on record.

Thanking you,

Yours faithfully,

Venkatesh. H Company Secretary & Secretary to the Board

Corporate Office: Limited, Corporate Office, Punkunnam, , -680 002. Ph: 0487 7107100, 2226100 id ngs, Naickanal, Thrissur, Keraia-680 001. Ph: 0487 6617000, Fax: 0487 2335367, Corporate Identify No. L651 9 i KL? 927PLC000307 Registered Office: Dhonlaxmi Bank Limited, ©hanalakshmi. BEu www.dhanbank.com Customer care e-mail id: customercare@dhanbank,co.in Customer care No. 0487 6613000 14, (Old No. 27) Cathedral Garden Road, Nungainb.akkax,hennai - 600 034. Tot: +91-44-2826 3918 /3490 Mobile ::+91-09840188734 ±91-44-2827 6519 e-mail : .audit®pbv.coiii

Report on unaudited financial results of Dh.an:!axmi Bank Limited for the quarter ended 301h June 2021 pursuant to the requirements of Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015

To The Board of Directors of Dhaniaxmi lank Umited

I. We have reviewed the accompanying statement of unaudited financial results of Dhanlaxmi Bank Limited ("the Bank") for the quarter ended 301h June 2021 ("the Statement") attached herewith, being submitted by the Bank pursuant to the requirements of Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015, as amended except for the disclosures relating to Pillar 3 disclosure under Basel III Capital Regulations, as at 30th June 2021, including Leverage Ratio and Liquidity Coverage Ratio as have been disclosed on the Bank's w:e.bsite aid in respect of which a link has been provided in the aforesaid Statement, Which have hot been reviewed by us.

2. The statement, which is the responsibility of the Bank's Management and has been approved by the Bank's Board of Directors, has been prepared in accordance with the recognition and measurement principles laid down in Accounting Standard - 25 'Interim Financial. Reporting' (As..25) prescribed under section 133 of the Companies Act, 2013, the relevant provisions of the Banking Regulation Act, 1949, the circulars, guidelines and directions issued by the Reserve Bank of India (the 'RBI') from time to time (the 'RBI Guidelines'), SEBI circular ClR/CFD/FAc/6:2/2016 dated 51 July, 2016( hereinafter referred to as the 'SEBI Circular') and other accounting principles generally accepted in India. Our responsibility is to issue a report on the statement based on our review.

•3 We conducted our review in accordance with. the Standard on Review Engagement (SRE) 2410, ""Review of Interim Financial Information Performed by the Independent Auditor of the Entity" issued by the Institute of Chartered Accountants of India. This standard requires that we plan and perform.the review to obtain, moderate assurance as to whether the Statement is free of material misstatement. A review is limited primarily to inquiries of Bank personnel and analytical procedures applied to financial data and thus provides less assurance than an audit. We have not performed an audit and accordingly, we do not express an audit opinion..

I Cpl. 1 ART T'B. WtZIL & CO., t/ \ Chartered Accountants Head. Office 14, (Old No 27) Cathedral Garden Road, Nungambak1cm, Chennal: - 600.034. Tel: +9144-2826 3918/3490 Mobile: ±91-098401 88734 Fax: +91-44-2827 65.19 e-mail.: [email protected]

4. Our rcvic:w primarily is conducted on the basis of review of the books of account and records of the .Bank. We have also relied on the information and explanations furnished to us by the Bank and the returns as considered necessary by us. for the review.

S. Based on our review conducted as above, nothing has come to our attention that causes us to believe that the accompanying statement of unaudited financial results prepared in accordance with applicable accounting standards,the RBI Guidelines,the SEBI Circular and other recognized accounting practices and policies has not disclosed the information required to be disclosed In terms of Regulation 3.3 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (as amended) including the manner in which it is to be disclosed, or that it contains any material misstatement or that it has not been prepared in accordance with the relevant prudential norms issued by the Reserve Bank of India in respect of income recognition, asset classification, provisioning and other related matters

6. We draw attention to Note No.5 of the accompanying statements regarding the impact of COVID-19 pandemic. As stated therein the extent to which the COVID-19 pandemic will impact the Bankis future results will depend on various uncertain factors including related developments/actions taken to mitigate the same and other regulatory measures.

Our opinion, is not modified in respect of this matter

Place: Chennai For P.B.Vijayaraghavan & Co., Date: 28-07-202.1 Chartered Accountants FRN:004721S

SO

P.B.Santhanakrishnan .Partner M.No.020309 .U•DIN• 21020309AAAA1L7732