Notice February 15, 2017

Federal Home Loan Bank of Members Selected for Community Support Review

The Financial Institutions Reform, Recovery, and Enforcement Act of 1989 required the Federal Housing Finance Agency (the “FHFA”) to establish standards of community investment or service that Federal Home Loan Bank (“FHLB”) members must meet in order to maintain access to long-term FHLB advances. The regulations promulgated by the FHFA take into account factors such as the FHLB member’s performance under the Community Reinvestment Act (the “CRA”) and its record of lending to first-time homebuyers. As part of this process, the FHFA encourages public comments regarding FHLB members’ performance with regard to CRA and first-time homebuyer activity. If you or your organization have any comments on the performance of these institutions in supporting their communities, please send your comments to the FHFA by electronic mail to #[email protected] by March 31, 2017. If you do not have electronic mail capability, your comments may be submitted by fax to (202) 649- 4308. Please note that the FHFA seeks both negative and positive comments. Should you have any questions, please contact the FHLB Cincinnati’s Housing & Community Investment Department at (513) 852-7680 or (888) 345-2246.

Regards,

Damon v. Allen Senior Vice President and Community Investment Officer

Enclosure

FHLB Cincinnati 221 East Fourth Street | 600 Atrium Two | Cincinnati |OH | 45202 (888) 852-6500 | www.fhlbcin.com

Federal Home Loan Bank of Cincinnati Members Selected for Community Support Review

FHFA Member ID Member City State 53693 1st Trust Bank Hazard KY 17839 American Bank & Trust Company, Inc. Bowling Green KY 52230 American Founders Bank, Inc. Louisville KY 55155 Anthem Health Plans of Kentucky Louisville KY 52802 Ashland Credit Union Ashland KY 9664 Auburn Banking Company Auburn KY 54166 Autotruck Financial Credit Union Louisville KY 13402 Bank of Buffalo Buffalo KY 10994 Bank of Cadiz and Trust Company Cadiz KY 15829 Bank of Clarkson Clarkson KY 10979 Bank of Columbia Columbia KY 10546 Bank of Edmonson County Brownsville KY 52703 The Bank of Harlan Harlan KY 52885 Bank of Hindman Hindman KY 15597 Bank of Jamestown Jamestown KY 53797 Bank of Lexington Lexington KY 13508 Bank of Maysville Maysville KY 14818 Bank of the Bluegrass & Trust Co. Lexington KY 9926 Bank of the Mountains West Liberty KY 54113 Beacon Community Credit Union Louisville KY 11482 Bedford Loan and Deposit Bank Bedford KY 6361 Blue Grass Federal Savings and Loan Association Paris KY 54730 Bluegrass Community Bank Danville KY 4069 Carrollton Federal Bank Carrollton KY 13596 The Casey County Bank Liberty KY 12147 The Cecilian Bank Elizabethtown KY 11038 Central Bank & Trust Co. Lexington KY 15149 Central Bank of Jefferson County Louisville KY 52049 Century Bank of Kentucky Lawrenceburg KY 9775 The Citizens Bank Hickman KY 9464 The Citizens Bank Morehead KY 14495 Citizens Bank Mt. Vernon KY 9331 Citizens Bank & Trust Company Campbellsville KY 9139 Citizens Bank & Trust Company of Jackson Jackson KY 17821 Citizens Bank of Cumberland County Burkesville KY 11286 Citizens Bank of Kentucky, Inc. Paintsville KY 12793 Citizens Bank of Northern Kentucky, Inc. Newport KY

Federal Home Loan Bank of Cincinnati Members Selected for Community Support Review

FHFA Member ID Member City State 15130 Citizens Commerce National Bank Versailles KY 12981 Citizens Deposit Bank & Trust Vanceburg KY 9732 Citizens Deposit Bank of Arlington, Inc. Arlington KY 375 Citizens Federal Savings and Loan Association of Covington Covington KY 17240 Citizens First Bank, Inc. Bowling Green KY 9108 Citizens Guaranty Bank Richmond KY 9453 The Citizens National Bank Lebanon KY 16352 Citizens National Bank of Somerset Somerset KY 9247 Citizens Union Bank of Shelbyville Shelbyville KY 54851 Class Act Federal Credit Union Louisville KY 15798 Clinton Bank Clinton KY 10744 Commercial Bank West Liberty KY 9476 The Commercial Bank of Grayson Grayson KY 9939 Commonwealth Bank and Trust Company Louisville KY 9128 Commonwealth Community Bank Hartford KY 52469 Commonwealth Credit Union Frankfort KY 11962 Community Financial Services Bank Benton KY 9685 Community Trust Bank, Inc. Pikeville KY 54872 Community Ventures Corporation Lexington KY 55237 C-Plant Federal Credit Union Paducah KY 13586 Cumberland Security Bank, Inc. Somerset KY 11866 Cumberland Valley National Bank and Trust Company East Bernstadt KY 13993 Dixon Bank Dixon KY 53730 Eclipse Bank Louisville KY 11668 Edmonton State Bank Edmonton KY 9733 Elkton Bank and Trust Company Elkton KY 10627 Farmers and Traders Bank of Campton Campton KY 13393 The Farmers Bank Nicholasville KY 13940 Farmers Bank & Capital Trust Company, Inc. Frankfort KY 13658 Farmers Bank & Trust Company Marion KY 9952 Farmers Bank and Trust Co., Inc. Princeton KY 12081 The Farmers Bank of Milton Milton KY 14380 Farmers Deposit Bank of Middleburg Middleburg KY 12120 Farmers Deposit Bank, Inc. Cynthiana KY 11804 The Farmers National Bank of Danville Danville KY 13581 The Farmers National Bank of Lebanon Lebanon KY 55287 The Farmers National Bank of Scottsville Scottsville KY

Federal Home Loan Bank of Cincinnati Members Selected for Community Support Review

FHFA Member ID Member City State 10241 Farmers State Bank Booneville KY 54922 Federation of Appalachian Housing Enterprises, Inc. Berea KY 11436 Field & Main Bank Henderson KY 9695 First & Farmers National Bank, Inc. Somerset KY 16723 First & Peoples Bank and Trust Company Russell KY 14769 The First Capital Bank of Kentucky Louisville KY 14376 First Citizens Bank Elizabethtown KY 10796 First Commonwealth Bank of Prestonsburg, Inc. Prestonsburg KY 9522 First Community Bank of the Heartland, Inc. Clinton KY 11484 First Farmers Bank and Trust Company Owenton KY 6517 First Federal Savings & Loan Association Hazard KY 6902 First Federal Savings and Loan Association of Morehead Morehead KY 4381 First Federal Savings Bank of Kentucky Frankfort KY 16391 First Guaranty Bank Martin KY 10753 First Kentucky Bank, Inc. Mayfield KY 9547 First National Bank and Trust London KY 12369 The First National Bank of Brooksville Brooksville KY 9632 The First National Bank of Grayson Grayson KY 17400 The First National Bank of Jackson Jackson KY 14512 First National Bank of Kentucky Carrollton KY 11148 The First National Bank of Manchester Manchester KY 15385 First National Bank of Russell Springs Russell Springs KY 15979 First Security Bank of Owensboro, Inc. Owensboro KY 10561 First Southern National Bank Lancaster KY 9559 The First State Bank Irvington KY 11713 First State Bank, Inc. Central City KY 9223 First State Financial Pineville KY 15127 First United Bank and Trust Company Madisonville KY 11861 FNB Bank, Inc. Mayfield KY 52878 Forcht Bank, National Association Lexington KY 52042 Fort Knox Federal Credit Union Radcliff KY 12362 Franklin Bank & Trust Company Franklin KY 14340 Fredonia Valley Bank Fredonia KY 52893 GTKY Credit Union, Inc. Lexington KY 15516 Hancock Bank and Trust Company Hawesville KY 13528 Hart County Bank and Trust Company Munfordville KY 4727 Heritage Bank USA, Inc. Hopkinsville KY

Federal Home Loan Bank of Cincinnati Members Selected for Community Support Review

FHFA Member ID Member City State 9950 Heritage Bank, Inc. Burlington KY 6586 Home Federal Bank Corporation Middlesboro KY 7384 Home Savings Bank, fsb Ludlow KY 17523 Hometown Bank of Corbin, Inc. Corbin KY 9820 Hyden Citizens Bank Hyden KY 13530 Independence Bank Owensboro KY 55041 Inez Deposit Bank Inez KY 54062 Investors Heritage Life Insurance Company Frankfort KY 12003 Jackson County Bank McKee KY 53074 KEMBA Louisville Credit Union Louisville KY 9690 Kentucky Bank Paris KY 53421 Kentucky Employees Credit Union Frankfort KY 55526 Kentucky Employers' Mutual Insurance Lexington KY 54656 Kentucky Farm Bureau Mutual Insurance Company Louisville KY 458 Kentucky Federal Savings and Loan Association Covington KY 54438 Kentucky Growers Insurance Company, Inc. Lexington KY 15638 Kentucky Neighborhood Bank Elizabethtown KY 52070 Kentucky Telco Credit Union Louisville KY 13923 King Southern Bank Chaplin KY 17914 KUE Federal Credit Union Lexington KY 14485 L&N Federal Credit Union Louisville KY 9961 Lewisburg Banking Company Lewisburg KY 15275 Lincoln National Bank Hodgenville KY 53311 Louchem Federal Credit Union Louisville KY 53927 Louisa Community Bank Louisa KY 54682 Louisville Federal Credit Union Louisville KY 54898 Louisville Gas & Electric Company Credit Union Louisville KY 10406 Magnolia Bank, Inc. Hodgenville KY 8785 Meade County Bank Brandenburg KY 54240 Members Choice Credit Union Ashland KY 17728 Members Heritage Credit Union, Inc. Lexington KY 15963 Metro Bank Louisville KY 13745 Monticello Banking Company Monticello KY 16510 Morgantown Bank & Trust Company, Inc. Morgantown KY 15834 The Murray Bank, FSB Murray KY 16019 Owingsville Banking Company Owingsville KY 10257 The Paducah Bank and Trust Company Paducah KY

Federal Home Loan Bank of Cincinnati Members Selected for Community Support Review

FHFA Member ID Member City State 17132 Park Community Credit Union, Inc. Louisville KY 12848 PBI Bank Louisville KY 9854 PBK Bank, Inc. Stanford KY 10019 Peoples Bank Lebanon KY 17653 The Peoples Bank Marion KY 9137 The Peoples Bank Taylorsville KY 11241 Peoples Bank & Trust Company Owenton KY 12646 Peoples Bank & Trust Company of Madison County Berea KY 53936 People's Bank and Trust Company of Clinton County Albany KY 10834 Peoples Bank and Trust Company of Hazard Hazard KY 10588 Peoples Bank of Kentucky, Inc. Flemingsburg KY 8844 Peoples Bank of Mt. Washington Mt. Washington KY 13966 Peoples Exchange Bank Winchester KY 55238 Pinnacle Bank, Inc. Vanceburg KY 14982 Planters Bank, Inc. Hopkinsville KY 9509 Republic Bank & Trust Company Louisville KY 15916 River City Bank Louisville KY 52869 Rural Cooperatives Credit Union Louisville KY 15338 The Sacramento Deposit Bank Sacramento KY 11168 Salyersville National Bank Salyersville KY 9643 Sebree Deposit Bank Sebree KY 13850 Security Bank and Trust Co. Maysville KY 54758 Service One Credit Union Bowling Green KY 54779 Signet Federal Credit Union Paducah KY 16153 South Central Bank, Inc. Glasgow KY 12032 Springfield State Bank Springfield KY 9364 Stock Yards Bank & Trust Company Louisville KY 9299 Taylor County Bank Campbellsville KY 11172 Town & Country Bank and Trust Company Bardstown KY 4246 Town Square Bank Ashland KY 10648 Traditional Bank, Inc. Mt. Sterling KY 14044 United Bank & Trust Company Versailles KY 9186 United Citizens Bank & Trust Company Campbellsburg KY 53458 United Citizens Bank of Southern Kentucky Columbia KY 52704 United Community Bank of West Kentucky, Inc. Morganfield KY 11755 United Cumberland Bank, Inc. Whitley City KY 12011 United Southern Bank Hopkinsville KY

Federal Home Loan Bank of Cincinnati Members Selected for Community Support Review

FHFA Member ID Member City State 17805 University of Kentucky Federal Credit Union Lexington KY 52786 Victory Community Bank Ft. Mitchell KY 9772 West Point Bank Radcliff KY 9278 Whitaker Bank Lexington KY 10872 Wilson & Muir Bank & Trust Company Bardstown KY 3267 Winchester Federal Bank Winchester KY 8805 1st National Bank Lebanon OH 54131 Abbey Credit Union, Inc. Vandalia OH 8120 Adams County Building and Loan Co. West Union OH 55358 American Mutual Life Association OH 55005 American Mutual Share Insurance Corporation Dublin OH 4287 The American Savings Bank Middletown OH 12609 American Savings Bank, fsb Portsmouth OH 10317 The Andover Bank Andover OH 13523 The Antwerp Exchange Bank Company Antwerp OH 12343 The Apple Creek Banking Company Apple Creek OH 16350 The Arlington Bank Upper Arlington OH 52041 Atomic Credit Union Piketon OH 53218 Baltic State Bank Baltic OH 16351 The Bank of Magnolia Company Magnolia OH 52317 The Bankers Guarantee Title & Trust Company Medina OH 52821 Bay Area Credit Union Oregon OH 54802 BCS Insurance Company Worthington OH 1411 Belmont Savings Bank Bellaire OH 5846 Belpre Savings Bank Belpre OH 53719 Benchmark Bank Gahanna OH 53163 Best Reward Credit Union Brook Park OH 54559 BFG Federal Credit Union Akron OH 52935 BMI Federal Credit Union Dublin OH 55131 Bridge Credit Union, Inc. Columbus OH 2076 The Brookville Building and Savings Association Brookville OH 17846 Buckeye Community Bank Lorain OH 16911 Buckeye State Bank DeGraff OH 55132 Buckeye State Mutual Insurance Company Piqua OH 53418 C E S Credit Union, Inc. Mt. Vernon OH 54988 Canton School Employees Federal Credit Union Canton OH 54312 CBank Cincinnati OH

Federal Home Loan Bank of Cincinnati Members Selected for Community Support Review

FHFA Member ID Member City State 53821 The Celina Mutual Insurance Company Celina OH 52946 CenterBank Milford OH 10421 Century Federal Credit Union Cleveland OH 1260 CFBank, National Association Worthington OH 54919 Cincinnati Development Fund Cincinnati OH 1409 Cincinnati Federal Cincinnati OH 16203 Cincinnati Police Federal Credit Union Cincinnati OH 1016 The Cincinnatus Savings & Loan Co. Cheviot OH 13425 CINCO Family Financial Center Credit Union Cincinnati OH 10572 Cinfed Federal Credit Union Cincinnati OH 16624 The Citizens Bank Company Beverly OH 9224 The Citizens Bank of Logan Logan OH 824 Citizens Federal Savings and Loan Association of Bellefontaine Bellefontaine OH 54938 The Citizens National Bank Woodsfield OH 8897 The Citizens National Bank of Bluffton Bluffton OH 15883 Citizens National Bank of McConnelsville McConnelsville OH 13476 The Citizens Savings Bank Martins Ferry OH 10461 Civista Bank Sandusky OH 17689 CME Federal Credit Union Columbus OH 55626 CODE Credit Union Dayton OH 54401 Columbus First Bank Worthington OH 54641 Columbus Life Insurance Company Cincinnati OH 53304 Columbus Metro Federal Credit Union Columbus OH 13066 The Commercial & Savings Bank of Millersburg Millersburg OH 13326 The Commercial Savings Bank Upper Sandusky OH 14671 Commodore Bank Somerset OH 13010 The Community Bank Zanesville OH 12996 Community First Bank, National Association Forest OH 54934 Community First Credit Union Ashtabula OH 54675 Community Insurance Company Mason OH 52352 Community One Credit Union of Ohio North Canton OH 646 Community Savings Caldwell OH 8094 Community Savings Bank Bethel OH 2123 Conneaut Savings Bank Conneaut OH 12891 Consumers National Bank Minerva OH 15996 The Corn City State Bank Deshler OH 17514 Corporate One Federal Credit Union Columbus OH

Federal Home Loan Bank of Cincinnati Members Selected for Community Support Review

FHFA Member ID Member City State 12831 The Cortland Savings and Banking Company Cortland OH 827 The Covington Savings and Loan Association Covington OH 54322 Credit Union of Ohio Hilliard OH 11371 The Croghan Colonial Bank Fremont OH 53130 Day Air Credit Union, Inc. Kettering OH 52911 Dayton Firefighters Federal Credit Union Dayton OH 13580 The Delaware County Bank & Trust Company Lewis Center OH 17601 Desco Federal Credit Union Portsmouth OH 55178 Diebold Federal Credit Union North Canton OH 15424 Directions Credit Union Sylvania OH 14100 Dover-Phila Federal Credit Union Dover OH 54463 Dynamic Federal Credit Union Celina OH 5337 Eagle Savings Bank Cincinnati OH 55171 Eaton Family Credit Union Euclid OH 53164 Education First Credit Union, Inc. Columbus OH 52207 Emery Federal Credit Union Cincinnati OH 4440 The Equitable Savings and Loan Company Cadiz OH 15551 The Fahey Banking Company Marion OH 311 Fairfield Federal Savings and Loan Association of Lancaster Lancaster OH 54646 Farmers & Merchants Bank Miamisburg OH 9553 The Farmers & Merchants State Bank Archbold OH 54140 The Farmers and Merchants Bank Caldwell OH 10728 Farmers Bank and Savings Company Pomeroy OH 13123 Farmers National Bank Canfield OH 15214 The Farmers Savings Bank Spencer OH 10240 The Farmers State Bank New Madison OH 9759 Farmers State Bank West Salem OH 3587 Fidelity Federal Savings and Loan Association of Delaware Delaware OH 15339 Fifth Third Bank Cincinnati OH 8983 Federal Credit Union Bellevue OH 52679 Firestone Federal Credit Union Akron OH 9964 First Bank of Ohio Tiffin OH 54470 First Catholic Slovak Union of the USA and Canada Independence OH 15243 The First Central National Bank of St. Paris St. Paris OH 55006 First Choice Credit Union, Inc. Coldwater OH 16598 The First Citizens National Bank of Upper Sandusky Upper Sandusky OH 9425 First City Bank Columbus OH

Federal Home Loan Bank of Cincinnati Members Selected for Community Support Review

FHFA Member ID Member City State 41 First Federal Bank of Ohio Galion OH 4192 First Federal Bank of the Midwest Defiance OH 3920 First Federal Community Bank of Bucyrus Bucyrus OH 4088 First Federal Community Bank, National Association Dover OH 2753 First Federal Savings and Loan Association of Centerburg Centerburg OH 3313 First Federal Savings and Loan Association of Delta Delta OH 3536 First Federal Savings and Loan Association of Lakewood Lakewood OH 4171 First Federal Savings and Loan Association of Lorain Lorain OH 2893 First Federal Savings and Loan Association of Newark Newark OH 2969 First Federal Savings and Loan Association of Van Wert Van Wert OH 12276 First Financial Bank Cincinnati OH 13163 First National Bank in New Bremen New Bremen OH 12939 The First National Bank of Bellevue Bellevue OH 54130 The First National Bank of Blanchester Blanchester OH 16130 First National Bank of Germantown Germantown OH 14205 The First National Bank of McConnelsville McConnelsville OH 10937 The First National Bank of Pandora Pandora OH 14496 The First National Bank of Powhatan Point Powhatan Point OH 17138 The First National Bank of Sycamore Sycamore OH 16877 First National Bank of Waverly Waverly OH 13161 First Service Federal Credit Union Groveport OH 53006 First State Bank Winchester OH 13772 The Fort Jennings State Bank Fort Jennings OH 2230 Foundation Bank Cincinnati OH 12391 Fremont Federal Credit Union Fremont OH 8123 The Galion Building and Loan Bank Galion OH 8095 Geauga Savings Bank Newbury OH 14393 General Electric Credit Union Cincinnati OH 52652 GenFed Financial Credit Union, Inc. Akron OH 12949 The Genoa Banking Company Genoa OH 13242 Glass City Federal Credit Union Maumee OH 54461 Grange Mutual Casualty Company Columbus OH 54717 Great American Life Insurance Company Cincinnati OH 17365 Great Lakes Credit Union, Inc. Sylvania OH 641 Greenville Federal Greenville OH 11142 Greenville National Bank Greenville OH 709 Guardian Savings Bank, FSB Cincinnati OH

Federal Home Loan Bank of Cincinnati Members Selected for Community Support Review

FHFA Member ID Member City State 15867 Hamler State Bank Hamler OH 55212 Hancock Federal Credit Union Findlay OH 866 The Harrison Building and Loan Association Harrison OH 52984 Harvest Federal Credit Union Heath OH 14785 Heartland Bank Gahanna OH 13406 Heartland Federal Credit Union Dayton OH 12672 The Henry County Bank Napoleon OH 13352 The Hicksville Bank Hicksville OH 13102 Hocking Valley Bank Athens OH 1830 Home City Federal Savings Bank Springfield OH 1412 Home Federal Savings and Loan Association of Niles Niles OH 3901 The Home Loan Savings Bank Coshocton OH 52886 Home National Bank Racine OH 919 The Home Savings and Loan Company Youngstown OH 3681 The Home Savings and Loan Company of Kenton, OH Kenton OH 4893 Home Savings Bank Wapakoneta OH 4984 Hometown Bank Kent OH 52557 Hopewell Federal Credit Union Heath OH 52019 The Huntington National Bank Columbus OH 54725 IH Credit Union, Inc. Springfield OH 9007 Impact Credit Union Inc. Clyde OH 55683 Integrity Federal Credit Union Barberton OH 54383 James River Insurance Company Columbus OH 54481 Jeep Country Federal Credit Union Holland OH 55185 JPMorgan Chase Bank, National Association Columbus OH 16042 Kemba Credit Union, Inc. West Chester OH 52273 KEMBA Financial Credit Union, Inc. Gahanna OH 53217 KeyBank, National Association Cleveland OH 11617 The Killbuck Savings Bank Company Killbuck OH 14059 Kingston National Bank Kingston OH 55011 The Lafayette Life Insurance Company Cincinnati OH 54918 Lakeview Federal Credit Union Ashtabula OH 55716 Latvian Cleveland Credit Union Lakewood OH 17159 LCNB National Bank Lebanon OH 1639 Liberty Bank Ironton OH 14897 Liberty Bank, N.A. Beachwood OH 10519 Liberty National Bank Ada OH

Federal Home Loan Bank of Cincinnati Members Selected for Community Support Review

FHFA Member ID Member City State 8039 Liberty Savings Bank, F.S.B. Wilmington OH 55276 Lightning Rod Mutual Insurance Company Wooster OH 53473 The Marblehead Bank Marblehead OH 53692 Marion Community Credit Union, Inc. Marion OH 2762 Mechanics Bank Mansfield OH 54668 Mennonite Mutual Insurance Company Orrville OH 4715 Mercer Savings Bank Celina OH 10841 Merchants National Bank Hillsboro OH 12956 The Metamora State Bank Metamora OH 8104 Miami Savings Bank Miamitown OH 17662 Miami University Community Federal Credit Union Oxford OH 14288 The Middlefield Banking Company Middlefield OH 16134 Midwest Community Federal Credit Union Defiance OH 11060 Minster Bank Minster OH 52148 The Monitor Bank Big Prairie OH 3692 Monroe Federal Savings and Loan Association Tipp City OH 54601 Motorists Mutual Insurance Company Columbus OH 17690 The Mt. Victory State Bank Mt. Victory OH 8527 National Cooperative Bank, N.A. Hillsboro OH 14970 Nationwide Bank Columbus OH 55170 Nationwide Life Insurance Company Columbus OH 53822 The National Mutual Insurance Company Celina OH 54825 Nationwide Mutual Insurance Columbus OH 871 Nelsonville Home and Savings Nelsonville OH 3043 New Carlisle Federal Savings Bank New Carlisle OH 8122 New Foundation Savings Bank Cincinnati OH 53355 New Horizons Credit Union, Inc. Cincinnati OH 13467 The North Side Bank and Trust Company Cincinnati OH 15598 North Valley Bank Zanesville OH 55275 Ohio Capital Finance Corporation Columbus OH 52851 Ohio Catholic Federal Credit Union Garfield Heights OH 53040 The Ohio National Life Insurance Company Cincinnati OH 53394 Ohio University Credit Union Athens OH 10041 The Ohio Valley Bank Gallipolis OH 53587 Ohio Valley Community Credit Union Clarington OH 52743 OhioHealthcare Federal Credit Union, Inc. Dublin OH 11857 The Old Fort Banking Company Tiffin OH

Federal Home Loan Bank of Cincinnati Members Selected for Community Support Review

FHFA Member ID Member City State 12847 The Osgood State Bank Osgood OH 52120 The Ottoville Bank Company Ottoville OH 55671 Painesville Credit Union Painesville OH 53095 PathWays Financial Credit Union, Inc. Gahanna OH 11091 The Park National Bank Newark OH 10328 Peoples Bank Marietta OH 14779 The Peoples Bank Co. Coldwater OH 14381 The Peoples Bank, Inc. Gambier OH 3917 Peoples Federal Savings and Loan Association of Sidney Sidney OH 5752 Peoples First Savings Bank Mason OH 13552 Peoples National Bank New Lexington OH 55757 The Peoples National Bank of Mt. Pleasant Mt. Pleasant OH 4132 Peoples Savings and Loan Company Bucyrus OH 6068 The Peoples Savings and Loan Company West Liberty OH 54782 The Peoples Savings Bank New Matamoras OH 4468 The Peoples Savings Bank Urbana OH 2644 Perpetual Federal Savings Bank Urbana OH 384 The Pioneer Savings Bank Cleveland OH 54803 Plans' Liability Insurance Company Worthington OH 17352 Portage Community Bank Ravenna OH 52782 Premier Bank & Trust North Canton OH 53613 Quest Federal Credit Union Kenton OH 15680 The Republic Banking Company Republic OH 54520 Resolute Bank Maumee OH 17586 The Richwood Banking Company Richwood OH 3280 Ripley Federal Savings Bank Ripley OH 13086 River Valley Credit Union, Inc. Miamisburg OH 13370 RiverHills Bank Milford OH 55698 Riverview Credit Union, Inc. Belpre OH 16204 Rockhold, Brown & Co. Bank Bainbridge OH 54899 Safe Auto Insurance Company Columbus OH 14452 The Savings Bank Circleville OH 16789 Settlers Bank Marietta OH 17602 Seven Seventeen Credit Union, Inc. Warren OH 52101 Sharefax Credit Union, Inc. Batavia OH 9776 Sherwood State Bank Sherwood OH 52798 Signature Bank, N.A. Toledo OH

Federal Home Loan Bank of Cincinnati Members Selected for Community Support Review

FHFA Member ID Member City State 12112 Somerville National Bank Somerville OH 4013 Southern Hills Community Bank Leesburg OH 16492 Spring Valley Bank Wyoming OH 4215 SSB Community Bank Strasburg OH 16244 The St. Henry Bank St. Henry OH 16739 Standing Stone Bank Lancaster OH 55283 State Auto Property & Casualty Insurance Company Columbus OH 54535 State Automobile Mutual Insurance Company Columbus OH 11900 The State Bank and Trust Company Defiance OH 55569 State Highway Patrol Federal Credit Union Columbus OH 54924 Steel Valley Federal Credit Union Cleveland OH 16831 Sun Federal Credit Union Maumee OH 52432 Superior Credit Union, Inc. Lima OH 10214 Sutton Bank Attica OH 16692 Telhio Credit Union, Inc. Columbus OH 4544 Third Federal Savings and Loan Association of Cleveland Cleveland OH 55174 TopMark Federal Credit Union Lima OH 52956 TrueCore Federal Credit Union Newark OH 53226 The Twin Valley Bank West Alexandria OH 11523 U.S. Bank, National Association Cincinnati OH 9881 The Union Bank Company Columbus Grove OH 15707 The Union Banking Company West Mansfield OH 8109 Union Savings Bank Cincinnati OH 8266 United Midwest Savings Bank DeGraff OH 54313 United Ohio Insurance Company Bucyrus OH 54099 Universal 1 Credit Union, Inc. Dayton OH 54129 Universal Guaranty Life Insurance Company Columbus OH 54619 Vacationland Federal Credit Union Sandusky OH Librety 1834 Valley Central Bank OH Township 3551 Van Wert Federal Savings Bank Van Wert OH 2186 The Versailles Savings and Loan Company Versailles OH 16307 The Vinton County National Bank of McArthur McArthur OH 1158 Warsaw Federal Savings and Loan Association of Cincinnati Cincinnati OH 644 Watch Hill Bank Cincinnati OH 54687 Waterford Bank, N.A. Toledo OH 14267 The Waterford Commercial and Savings Bank Waterford OH

Federal Home Loan Bank of Cincinnati Members Selected for Community Support Review

FHFA Member ID Member City State 4195 The Wayne Savings Community Bank Wooster OH 54856 Wayne Mutual Insurance Company Wooster OH 53851 Western-Southern Life Assurance Company Cincinnati OH Westfield 52051 Westfield Bank, FSB OH Center Westfield 52817 Westfield Insurance Company OH Center 7147 The Wilmington Savings Bank Wilmington OH 8103 Woodsfield Savings Bank Woodsfield OH 52521 Wright-Patt Credit Union Beavercreek OH 55001 Your Legacy Federal Credit Union Tiffin OH 8043 Dollar Bank, F.S.B. Pittsburgh PA 53258 Alcoa Tenn Federal Credit Union Alcoa TN 7685 American Bank & Trust of the Cumberlands Livingston TN 11323 American City Bank Tullahoma TN 12280 Andrew Johnson Bank Greeneville TN 16142 Apex Bank Camden TN 55197 Appalachian Community Federal Credit Union Kingsport TN 13137 Ascend Federal Credit Union Tullahoma TN 2887 Athens Federal Community Bank, National Association Athens TN 10508 Bank of Bartlett Bartlett TN 14086 Bank of Cleveland Cleveland TN 10545 Bank of Crockett Bells TN 11810 Bank of Dickson Dickson TN 15700 The Bank of Fayette County Collierville TN 54371 Bank of Frankewing Frankewing TN 15442 Bank of Gleason Gleason TN 10625 Bank of Halls Halls TN 15743 The Bank of Jackson Jackson TN 13098 The Bank of Milan Milan TN 17417 Bank of Perry County Lobelville TN 10864 Bank of Putnam County Cookeville TN 9828 Bank of Ripley Ripley TN 11347 Bank of Tennessee Kingsport TN 13517 The Bank of Waynesboro Waynesboro TN 3050 BankTennessee Collierville TN 13682 Brighton Bank Brighton TN 54596 CapStar Bank Nashville TN

Federal Home Loan Bank of Cincinnati Members Selected for Community Support Review

FHFA Member ID Member City State 55654 Capstead Insurance, LLC Nashville TN 10331 Carroll Bank & Trust Huntingdon TN 9678 CBBC Bank Maryville TN 53919 CedarStone Bank Lebanon TN 10838 Centennial Bank Trezevant TN 7159 Central Bank Savannah TN 10755 Chester County Bank Henderson TN 12187 Citizens Bank Elizabethton TN 9074 Citizens Bank Hartsville TN 10678 Citizens Bank New Tazewell TN 17820 Citizens Bank & Trust Co. Atwood TN 13067 Citizens Bank and Trust Company of Grainger County Rutledge TN 53532 Citizens Bank of Lafayette Lafayette TN 11491 Citizens Community Bank Winchester TN 15148 Citizens First Bank Wartburg TN 10476 Citizens National Bank Sevierville TN 16878 Citizens Savings Bank & Trust Company Nashville TN 9076 Citizens Tri-County Bank Dunlap TN 53682 Civic Bank & Trust Nashville TN 15837 Civis Bank Rogersville TN 52736 Clayton Bank and Trust Knoxville TN 15760 Coffee County Bank Manchester TN 11527 Commercial Bank Harrogate TN 11618 Commercial Bank & Trust Company Paris TN 6646 Community Bank Lexington TN 17890 Community Bank & Trust Ashland City TN 17016 Community First Bank & Trust Columbia TN 13129 Community National Bank Dayton TN 55507 Consumer Credit Union Greeneville TN 52541 Cumberland Bank & Trust Clarksville TN 55581 CYS Insurance Services, LLC Nashville TN 14562 Decatur County Bank Decaturville TN 14894 Eastman Credit Union Kingsport TN 4307 Elizabethton Federal Savings Bank Elizabethton TN 54287 ETMA Federal Credit Union Louisville TN 9294 F&M Bank Clarksville TN 14332 Farmers & Merchants Bank Adamsville TN

Federal Home Loan Bank of Cincinnati Members Selected for Community Support Review

FHFA Member ID Member City State 9136 The Farmers & Merchants Bank Dyer TN 12373 Farmers Bank Parsons TN 10900 The Farmers Bank Portland TN 53409 Farmers Mutual of Tennessee Knoxville TN 16581 Farmers State Bank Mountain City TN 52626 Fedex Employees Credit Association Memphis TN 7523 Financial Federal Bank Memphis TN 5763 First Advantage Bank Clarksville TN 17284 First Alliance Bank Cordova TN 15815 First Bank of Tennessee Spring City TN 52970 First Capital Bank Germantown TN 12840 First Century Bank Tazewell TN 10429 First Citizens National Bank of Dyersburg Dyersburg TN 53112 First Commerce Bank Lewisburg TN 13619 First Community Bank Kingsport TN 11231 First Community Bank of Tennessee Shelbyville TN 11469 First Farmers and Merchants Bank Columbia TN 4081 First Federal Bank Dickson TN 54471 First Freedom Bank Lebanon TN 9274 First National Bank of Manchester Manchester TN 9343 The First National Bank of Middle Tennessee McMinnville TN 16912 The First National Bank of Oneida Oneida TN 10866 First National Bank of Pulaski Pulaski TN 11218 First National Bank of Tennessee Livingston TN 13162 First Peoples Bank of Tennessee Jefferson City TN 13882 First South Bank Jackson TN 15771 First South Financial Credit Union Bartlett TN 10972 First Tennessee Bank National Association Memphis TN 53988 First Vision Bank of Tennessee Tullahoma TN 10396 First Volunteer Bank Chattanooga TN 11468 FirstBank Lexington TN 54197 Foothills Bank & Trust Maryville TN 16515 Fortera Federal Credit Union Clarksville TN 54391 Franklin Synergy Bank Franklin TN 13807 Gates Banking & Trust Co. Gates TN 6518 Greeneville Federal Bank, FSB Greeneville TN 13468 Greenfield Banking Company Greenfield TN

Federal Home Loan Bank of Cincinnati Members Selected for Community Support Review

FHFA Member ID Member City State 9903 The Hardin County Bank Savannah TN 53908 Heritage Bank & Trust Columbia TN 53152 Heritage Community Bank Greeneville TN 6581 Highland Federal Savings and Loan Association of Crossville Crossville TN 13733 Home Banking Company Selmer TN 3879 Home Federal Bank of Tennessee Knoxville TN 53414 Homeland Community Bank McMinnville TN 55588 Hunt Insurance Company, LLC Nashville TN 54288 Independent Bank Memphis TN 52034 InsBank Nashville TN 9222 INSOUTH Bank Brownsville TN 15800 Johnson County Bank Mountain City TN 55653 Key Bridge Insurance, LLC Nashville TN 53206 Knoxville TVA Employees Credit Union Knoxville TN 55685 Lance Indemnity Company, LLC Nashville TN 52222 Landmark Community Bank Memphis TN 10088 The Lauderdale County Bank Halls TN 3067 Lawrenceburg Federal Bank Lawrenceburg TN 53156 Leaders Credit Union Jackson TN 16144 Legends Bank Clarksville TN 55166 Macon Bank and Trust Company Lafayette TN 9201 McKenzie Banking Company McKenzie TN 16451 Memphis City Employees Credit Union Memphis TN 9870 Merchants & Planters Bank Bolivar TN 17001 Millennium Bank Ooltewah TN 55657 MITT Insurance Company, LLC Nashville TN 12534 Mountain Commerce Bank Johnson City TN 2892 Newport Federal Bank Newport TN 55718 NRZ Insurance Holdings, LLC Nashville TN 15836 Orion Federal Credit Union Memphis TN 11340 ORNL Federal Credit Union Oak Ridge TN 53788 Paragon Bank Memphis TN 52717 Patriot Bank Millington TN 11773 Peoples Bank Clifton TN 53530 Peoples Bank and Trust Company Manchester TN 8951 People's Bank and Trust Company of Pickett County Byrdstown TN 17798 Peoples Bank of East Tennessee Madisonville TN

Federal Home Loan Bank of Cincinnati Members Selected for Community Support Review

FHFA Member ID Member City State 54579 Peoples Bank of Middle Tennessee Shelbyville TN 53245 Peoples Bank of the South La Follette TN 9376 Peoples State Bank of Commerce Nolensville TN 17880 Pinnacle Bank Nashville TN 53862 Plateau Casualty Insurance Company Crossville TN 53861 Plateau Insurance Company Crossville TN 7750 Progressive Savings Bank Jamestown TN 54298 Protective Life Insurance Company Brentwood TN 55559 Provident Life and Accident Insurance Company Chattanooga TN 55656 PSL Insurance Company, LLC Nashville TN 11133 Reelfoot Bank Union City TN 54164 Reliant Bank Springfield TN 16488 Scenic Community Credit Union Hixson TN 10069 Security Bank Dyersburg TN 54618 Security Bank & Trust Company Paris TN 6842 Security Federal Bank Elizabethton TN 6454 Security Federal Savings Bank McMinnville TN 55688 Shellpoint Insurance, LLC Nashville TN 54026 SmartBank Pigeon Forge TN 55740 South Street Lucid Insurance, LLC Nashville TN 52912 SouthEast Bank Farragut TN 17675 Southeast Financial Credit Union Franklin TN 17251 Southern Bank of Tennessee Mt. Juliet TN 54511 Southern Community Bank Tullahoma TN 55242 Southern Security Federal Credit Union Collierville TN 53560 Sumner Bank & Trust Gallatin TN 16160 The Tennessee Credit Union Nashville TN 11594 Tennessee State Bank Pigeon Forge TN 15974 Tennessee Valley Federal Credit Union Chattanooga TN 52916 TN Members 1st FCU Oak Ridge TN 14045 TNBANK Oak Ridge TN 54495 Tower Community Bank Jasper TN 52910 Traditions First Bank Erin TN 17418 TriStar Bank Dickson TN 17471 Tri-State Bank of Memphis Memphis TN 54160 Triumph Bank Memphis TN 17429 Trust Federal Credit Union Chattanooga TN

Federal Home Loan Bank of Cincinnati Members Selected for Community Support Review

FHFA Member ID Member City State 53459 Truxton Trust Company Nashville TN 11182 Union Bank Jamestown TN 14563 Union Bank & Trust Company Livingston TN 55742 US Community Credit Union Nashville TN 53128 UT Federal Credit Union Knoxville TN 54510 Volunteer Corporate Credit Union Nashville TN 7350 Volunteer Federal Savings Bank Madisonville TN 12980 Volunteer State Bank Portland TN 12435 Wayne County Bank Waynesboro TN 10534 Wilson Bank and Trust Lebanon TN 55748 Woodward Insurance, LLC Nashville TN 52917 Y-12 Federal Credit Union Oak Ridge TN