Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women

National Bank for Agriculture and Rural Development India -0.05 53,777,359 45,065,428 43,021,887 36,052,342 Grameen Bank Bangladesh 8,370,000 8,045,244 8,370,000 8,045,244

Association of Asian Confederation of Credit Unions Thailand -0.32 5,641,070 3,384,642 5,599,800 3,247,884 Bangladesh Rural Development Board Bangladesh 5,540,000 3,878,000 5,400,000 3,780,000 SKS Microfinance Limited India 5,862,520 5,862,520 5,311,294 5,311,294 Spandana Sphoorty Financial Limited India 4,188,655 3,706,960 4,188,655 3,706,960 ASA Bangladesh Bangladesh 4,359,218 3,908,911 3,705,335 3,668,282 Vietnam Bank for Social Policies Vietnam 6,900,000 4,140,000 3,434,262 1,734,646 BRAC Bangladesh 4,959,133 4,562,402 2,930,000 2,900,700 Bandhan Financial Services Pvt. Ltd. India 3,388,317 3,388,317 2,458,563 2,458,563

Sri Kshetra Dharmasthala Rural Development Project India 1,805,303 1,379,252 1,588,512 1,270,810 Share Microfin Limited India 1,938,363 1,938,363 1,550,690 1,550,690 Equitas Micro Finance India Private Limited India 1,355,044 1,355,044 1,355,044 1,355,044 Asmitha Microfin Limited India 1,082,297 1,082,297 865,838 865,838 Mahila Arthik Vikas Mahamandal Ltd. India 788,965 788,965 788,965 788,965 AgroAmigo - Banco do Nordeste do Brasil S/A Brazil 735,809 345,830 735,809 345,830 Central People's Credit Fund of Vietnam Vietnam 1,490,000 677,950 716,000 322,200 Bank Rakyat Indonesia Indonesia 3,615,812 1,807,906 715,645 357,822 Amhara Credit and Savings Institution Ethiopia 694,802 423,829 687,516 419,385 Ananya Finance for Inclusive Growth Pvt. Ltd. India 847,612 847,612 635,709 635,709 Working Women's Forum India 529,961 529,961 529,961 529,961 Banque Tunisienne de Solidarité Tunisia 601,606 246,658 507,676 218,301 Oromia Credit & Saving Share Company Ethiopia 502,540 163,627 502,540 163,627 BURO Bangladesh Bangladesh 897,209 897,209 417,416 417,416 CASHPOR Micro Credit India 403,493 403,493 403,493 403,493 Dana Sejahtera Mandiri (Damandiri) Foundation Indonesia 443,396 363,141 355,717 284,574 Khushhali Bank Limited Pakistan 352,962 88,240 352,962 88,240 ASA Philippines Foundation, Inc. Philippines 417,850 417,850 346,816 346,816

Page 1 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women COWAN African Responsive Banking Micro Finance Bank Nigeria 360,000 324,000 345,000 310,500 Islami Bank Bangladesh Limited Bangladesh 382,319 321,148 343,304 322,706

Dedebit Credit and Saving Institution Share Company Ethiopia 381,920 198,598 341,751 177,711 Cauvery Kalpatharu Grameena Bank India 334,877 318,133 334,877 301,389 Thengamara Mohila Sabuj Sangha Bangladesh 542,676 531,822 325,606 319,094 LAPO Microfinance Bank Limited Nigeria 421,126 393,458 322,878 215,101 PADAKHEP Manabik Unnayan Kendra Bangladesh 341,289 276,615 307,160 244,469 Jagorani Chakra Foundation Bangladesh 309,672 278,705 302,472 287,348 Kafo Jiginew Mali 306,321 85,555 287,942 85,548 Sonali Bank Bangladesh 291,389 154,436 280,683 154,376 State Ministry of National Family Planning Coordinating Board, Indonesia Indonesia 278,088 264,184 278,088 264,184 National Rural Support Programme Pakistan 329,780 255,909 268,111 211,808

Self Reliance Economic Advancement Programme Nigeria 266,967 242,940 266,967 242,940 Kashf Foundation Pakistan 265,825 265,825 265,825 265,825 Equity Bank Limited Kenya 630,088 333,947 257,943 139,289

United Nations Development Program Microfinance Project Executed by Pact Institute in Myanmar Myanmar 337,368 335,276 243,297 240,523 Bangladesh Krishi Bank Bangladesh 481,131 192,452 240,565 120,282 Social Fund For Development Egypt 232,592 134,903 232,592 134,903 Grama Vidiyal Micro Finance Limited India 815,825 815,825 217,813 217,813 ASA International India Microfinance Pvt. Ltd India 214,969 214,754 214,754 212,070 S.M.I.LE. Microfinance Ltd. India 348,007 348,007 208,804 208,804 RDRS Bangladesh Bangladesh 240,398 213,954 205,306 182,722 Palli Daridro Bimochon Foundation Bangladesh 464,270 454,985 198,644 188,712

Professional Assistance for Development Action India 207,200 207,200 196,800 196,800 Kenya Women Finance Trust - DTM Kenya 279,850 279,850 195,895 195,895

Page 2 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Bank of Agriculture Nigeria 780,936 203,043 195,234 48,808 Grooming People for Better Livelihood Centre Nigeria 193,850 191,912 193,850 191,912 Caritas Bangladesh Bangladesh 213,179 172,675 181,050 143,030 Crédit Rural de Guinée S. A. Guinea 239,474 105,369 179,605 77,230 Mitra Bisnis Keluarga Ventura Indonesia 270,458 270,458 175,798 175,798 Alexandria Business Association - Small and Micro Enterprise Egypt 187,955 101,684 161,406 87,159 Addis Credit and Saving Institution Ethiopia 208,844 133,660 156,800 95,648 Oxfam America in Mali Mali 260,150 260,150 156,090 156,090

Karnataka Regional Organisation for Social Service India 150,000 150,000 150,000 150,000

Angkor Mikroheranhvatho (Kampuchea) Co., Ltd. Cambodia 275,251 239,468 149,815 127,343 BSS Microfinance Private Limited India 149,368 149,368 149,368 149,368 Proshika Manobik Unnayan Kendra Bangladesh 1,191,332 767,218 142,959 95,783 Foundation for a Sustainable Society, Inc. Philippines 166,161 141,237 132,929 119,636 ASA Pakistan Limited Pakistan 142,814 142,157 132,542 131,217 RGVN (North East) Microfinance Limited India 144,188 142,746 132,234 130,912 Banco do Nordeste do Brasil S/A-Crediamigo Brazil 1,046,062 690,401 131,684 97,446

Fondation Banque Populaire pour le Micro Crédit Morocco 212,002 122,961 131,441 74,921 Sinapi Aba Trust Ghana 133,420 121,946 130,752 120,292 Farmers Development Union Nigeria 158,730 138,413 130,576 114,254 Amanah Ikhtiar Malaysia Malaysia 274,775 274,775 129,433 129,433 United Development Initiatives for Programmed Actions Bangladesh 218,685 192,355 126,837 119,227 South Malabar Gramin Bank India 826,200 402,194 123,930 83,033 LEAD Foundation Egypt 141,389 119,474 123,000 123,000 BRAC Microfinance Afghanistan Afghanistan 146,852 122,533 122,530 101,050 Madura Micro Finance, Ltd. India 242,467 242,467 121,234 121,234 Sanghamithra Rural Financial Services India 120,343 119,140 120,343 120,343 The First Microfinance Bank Ltd. Pakistan 119,204 39,886 119,204 39,886

Page 3 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Consorcio de ONGs Promoción de la Mujer y la Comunidad Peru 138,846 126,350 115,451 105,060 BRAC Tanzania Tanzania 116,749 114,286 113,126 113,126 Assuit Businessmen?s Association Egypt 250,852 125,426 112,244 101,020

Appropriate Development for Africa Foundation Cameroon 185,230 47,604 112,138 33,967 Crédito con Educación Rural Bolivia 120,183 105,761 108,165 97,348 Fonds d'Appui aux Activités Rémunératrices des Femmes Burkina Faso 142,805 142,805 107,103 80,327 CARD MRI Philippines 1,433,346 1,419,013 105,900 104,841 Chhimek Laghubitta Bikas Bank Ltd. Nepal 107,604 107,604 105,452 105,452 Nirdhan Utthan Bank Ltd. Nepal 105,327 104,179 104,873 104,181 Grameen Financial Services Pvt. Ltd. India 298,616 293,540 104,516 104,516 Caja de Compensación Familiar de Antioquia Colombia 120,269 57,681 103,933 40,232 Banco de las Microfinanzas Bancamía S.A. Colombia 453,315 271,989 101,758 56,272 Al Amana Microfinance Morocco 296,000 121,360 101,711 54,924 CARE International in Rwanda Rwanda 157,391 123,709 99,156 77,937 Financiera EDYFICAR S.A. Peru 356,099 169,824 97,225 48,612 Bangladesh Extension Education Services Bangladesh 98,119 90,063 95,358 87,691 Banco de Ahorro y Crédito ADOPEM, S.A. Dominican Republic 145,995 106,576 95,000 76,000 Social Development Fund Gambia 105,000 73,500 94,500 66,150 National Bank of Cambodia Cambodia 1,141,913 945,732 91,353 73,082 Organisation d'Interêt Communautaire pour le

Développement du Congo Democratic Republic of Congo 90,000 - 90,000 90,000 China Foundation for Poverty Alleviation People's Republic of China 106,491 96,907 87,615 81,482 Saadhana Microfin Society India 87,604 87,604 87,604 87,604 Integrated Development Foundation Bangladesh 86,952 86,613 85,145 84,813

Centre for Development Innovation and Practices Bangladesh 85,943 79,068 85,000 78,200 Resource Integration Centre Bangladesh 93,394 76,032 84,055 66,656 Manabik Shahajya Sangstha Bangladesh 120,596 120,186 81,354 81,077 Provident México, S.A. de C.V. Mexico 597,696 418,387 81,287 56,901

Page 4 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Asomi Finance Private Limited India 80,205 80,205 80,205 80,205 People's Oriented Program Implementation Bangladesh 168,098 166,400 79,693 79,693 Swabalamban Laghubitta Bikas Bank Ltd. Nepal 110,263 110,263 77,184 77,184

Credit Union Coordination Chapter of NTT East part Indonesia 108,800 56,576 76,160 39,603 All India Association for Micro Enterprise Development India -0.07 83,700 82,026 75,330 67,797 Sarvodaya Economic Enterprise Development Services (Gte.) Ltd Sri Lanka 149,146 93,664 72,970 52,247 CARE International in Uganda Uganda 313,100 206,646 72,013 47,529 CARE International Au Niger Niger 118,193 115,002 70,325 68,426 People's Multipurpose Development Society India 69,000 69,000 69,000 69,000 Ad-din Welfare Centre - Jessore Bangladesh 97,444 96,470 68,595 67,909 The Small Enterprise Foundation South Africa 82,785 81,957 67,559 67,559 Centre for Grassroots Economic Empowerment (formerly Justice Development and Peace Commission) Nigeria 67,447 67,447 67,447 67,447 HEED Bangladesh Bangladesh 72,804 70,037 66,979 64,414 PRIDE Tanzania Tanzania 100,055 65,036 66,704 42,024 BRAC Sri Lanka Sri Lanka 74,069 74,069 66,662 66,662 Plan International - Region of Americas and Caribbean Panama 102,433 78,873 65,414 37,286 North Malabar Gramin Bank India 123,900 - 65,000 61,750 Jeevan Bikas Samaj Nepal 64,536 64,536 64,536 64,536 enda inter-arabe Tunisia 196,000 137,200 63,981 40,308

Mitra Dhu'afa Foundation (Koperasi Mitra Dhuafa) Indonesia 71,648 71,648 62,441 62,441 Muslim Aid UK - Bangladesh Field Office (Muslim Aid Bangladesh) Bangladesh 70,500 69,760 62,250 62,219 CARE International in Kenya Kenya 150,706 119,510 60,283 47,804 Punjab Rural Support Programme - Lahore Pakistan 61,429 27,950 60,000 23,400 Samurdhi Authority of Sri Lanka Sri Lanka 800,000 544,000 60,000 24,000

Page 5 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Eco-Social Development Organisation Bangladesh 95,084 91,214 59,903 58,867 Dakahlya Businessmen's Association for Community Development Egypt 104,253 56,766 59,833 52,474

Coastal Association for Social Transformation Trust Bangladesh 64,613 62,028 59,626 59,626 Central Credit Union of Swadaya Utama Indonesia 78,023 42,913 59,297 20,754 Catholic Relief Services Kenya Kenya 97,883 81,928 58,730 49,157 Rural Reconstruction Foundation Bangladesh 189,738 186,114 57,592 56,584 Village Enterprise Fund Kenya 57,500 - 57,500 37,375 Tulay Sa Pag-unlad, Inc. Philippines 287,045 261,211 57,409 57,409 WAVE Foundation Bangladesh 98,335 96,988 56,415 55,642 Christian Service Society Bangladesh 115,133 110,528 54,175 51,466

Malawi Union of Savings and Credit Cooperatives Malawi 105,751 37,013 53,990 32,394 Plan International - Region of East and Southern Africa Kenya 232,407 146,416 52,970 42,906 Salaf Albaraka FONDEP Morocco 131,934 73,883 52,770 29,551 Alternative Finance Link for Development Nigeria 52,000 - 52,000 26,000 Gram Utthan India 52,245 52,245 51,768 51,768 Development Project Service Centre, Nepal Nepal 51,622 51,622 51,622 51,622 Fondo para el Desarrollo Social de la Ciudad de México Mexico 62,800 44,588 51,592 37,146 People's Rural Education Movement India 55,230 54,678 51,370 50,856

Assistance for Social Organization and Development Bangladesh 50,772 50,772 50,772 50,772 Pride Microfinance Limited (Uganda) Uganda 70,412 32,601 50,222 24,107 Faîtière des Unités Coopératives d?Epargne et de Crédit du Togo Togo 104,763 69,772 50,015 45,714 Mahasemam Trust India 93,220 93,220 49,756 49,756 Village Financial Services Private Limited India 165,847 165,847 49,754 49,754 Women's Development Businesses South Africa 48,931 48,931 48,931 48,931 Catholic Relief Services Uganda Uganda 79,969 55,978 47,981 33,587

Page 6 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Nano Financial Services India Private Limited India 67,320 67,320 47,810 47,810 Forum for Rural Women Ardency Development Nepal 50,025 50,025 47,040 47,040 Wisdom Microfinance Institution (S.C.) Ethiopia 48,738 31,192 46,875 30,000 Al Tadamun Microfinance Foundation Egypt 46,440 46,440 46,440 46,440 CARE International in Tanzania Tanzania 160,079 121,660 46,423 35,281 Fundación Génesis Empresarial Guatemala 157,465 105,124 46,328 32,022 SKS Foundation Bangladesh 100,152 97,869 46,155 45,103

Ghana Co-operative Susu Collectors Association Ltd Ghana 306,833 230,125 46,000 37,260 Omo Microfinance Institution S.C. Ethiopia 327,888 101,645 45,740 25,157 HOPE Microcredit Finance Pvt. Ltd. India 98,087 98,087 45,000 45,000 ASPADA Paribesh Unnayan Foundation Bangladesh 54,608 51,031 44,342 41,438 Thardeep Rural Development Program Pakistan 44,317 28,363 44,317 28,363 Sajida Foundation Bangladesh 108,968 99,161 43,587 39,664 Society Development Committee Bangladesh 68,768 64,642 43,350 41,182 Centenary Bank Uganda 121,000 10,890 43,000 3,870 Credit Union Promotion Centre/Koperasi Kredit Rakyat Malaysia 42,708 - 42,708 22,635

Aakay Ang Milamdec Microfinance Foundation, Inc. Philippines 41,684 40,850 41,684 40,850 Banrural Grameen Microfinanzas Guatemala 41,608 41,608 41,608 41,608 Ansar - VDP Unnayan Bank Bangladesh 100,878 72,632 41,400 28,980 AWARENESS India 41,387 37,248 41,387 37,248 Turkish Grameen Microfinance Program Turkey 44,642 44,642 41,000 41,000 Catholic Relief Services Tanzania Tanzania 67,819 41,370 40,692 24,822 Réseau des Caisses Villageoises d'Epargne et de Crédit Autogéré Senegal 45,213 42,500 40,356 37,935 Madhyamanchal Grameen Bikas Bank, (Mid-Region Rural Dev) Nepal 40,243 - 40,243 40,243 Small Farmers Development Foundation Bangladesh 70,105 50,868 40,150 25,692 ASHRAI Bangladesh 45,644 45,635 40,133 40,133 CUMO Microfinance Limited Malawi 50,798 40,638 40,130 34,110

Page 7 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Fédération Nationale des COOPEC du Burundi Burundi 222,939 40,129 40,129 3,210 Fédération des Caisses Populaires du Burkina Burkina Faso 151,232 66,542 40,113 40,113 Acts Mahila Mutually Aided Cooperative Thrift Society India 47,151 - 40,078 38,876

Caisse Coopérative d'Epargne et de Crédit Mutuel Burundi 49,735 37,301 39,788 29,841 Purwanchal Grameen Bikas Bank Ltd. (Bittiya Sanstha) Nepal 49,650 - 39,720 39,720 Nerude Laghubitta Bikas Bank Ltd. Nepal 44,920 44,920 38,182 38,182 Union des Banques Populaires du Rwanda Rwanda 84,964 28,888 38,064 12,942 National Development Society Bangladesh 39,500 36,340 37,900 34,868 VisionFund (Cambodia) Cambodia 132,036 121,473 37,842 34,815 BRAC Uganda Uganda 107,708 106,631 37,052 37,052 Closed Joint-Stock Company 'FINCA Microcredit Company' Kyrgyzstan 122,263 80,694 37,000 24,420 Deprosc Development Bank Ltd Nepal 37,175 37,175 36,282 36,282 All India Women's Conference India 40,000 40,000 35,000 35,000 Crédit du Sahel, S.A. Cameroon 36,021 21,613 35,000 28,000 Welfare Services Ernakulam India 39,121 36,383 34,860 34,163 CARE International in Zimbabwe Zimbabwe 48,339 40,605 34,804 29,235 Bangladesh Association for Social Advancement Bangladesh 86,754 78,079 34,780 34,377 Development Promotion Group India 62,000 52,700 34,100 28,985 Liberation Movement for Women India 34,000 34,000 34,000 34,000 Foundation for International Community Assistance (FINCA Uganda) Uganda 43,135 28,469 33,851 22,003 Desha Sechsashebi Artho Samajik Unnayan O Manobik Kallyan Sangstha Bangladesh 41,443 - 33,848 33,848

Egyptian Small Enterprise Development Foundation Egypt 81,316 54,783 33,663 33,663 Adithi India 33,000 - 33,000 - Wasasa Microfinance Institution S.C. Ethiopia 43,702 19,666 32,776 19,666 Holy Cross Social Service Centre India 32,500 32,500 32,500 32,500

Page 8 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Fonkozé - Fondasyon Kole Zepòl Haiti 60,100 59,499 32,454 32,129 Al-Falah Aam Unnayan Sangstha Bangladesh 38,564 38,178 32,445 32,121 PT. Usaha Karta Bina Mandiri Indonesia 62,172 - 31,806 - Social Fund for Development Yemen Yemen 33,424 26,739 31,753 26,673 CARE International in Mali Mali 49,593 46,369 31,740 29,677 ChildFund India India 34,800 26,796 31,668 24,384 Jamii Bora SACCO Kenya 48,518 31,537 31,537 20,499 Akhuwat Pakistan 35,000 15,750 31,500 10,395

Pashchimanchal Grameen Bikas Bank Limited Butwal Nepal 41,851 39,758 31,388 29,819 Association of Cambodian Local Economic Development Agencies Bank Ltd. Cambodia 272,316 148,222 31,195 19,213 Wayamba Development Bank Sri Lanka 144,460 93,899 31,000 - PAGE Development Centre Bangladesh 65,015 64,163 30,557 30,557

People's Education and Development Organisation India 30,226 30,226 30,226 30,226 ESAF Micro Finance and Investments (P) Ltd India 300,885 300,133 30,089 30,089 Pro Mujer - Bolivia Bolivia 100,991 94,932 30,000 30,000 UM-PAMECAS Senegal 75,806 46,242 30,000 27,000 Uttara Development Program Society Bangladesh 50,932 50,423 30,000 28,500 Bandhu Kallyan Foundation Bangladesh 33,327 27,661 29,994 26,995 Fundación para el Desarrollo Integral de Programas Socioeconómicos Guatemala 39,555 28,875 29,600 21,608 Talete King Panyulung Kampampangan Inc. Philippines 31,086 28,599 29,500 29,500 Crédit Communautaire d'Afrique Cameroon 63,121 39,135 29,230 20,169 Women Development Business Microfinance South Africa 29,000 29,000 29,000 29,000 Heifer International China People's Republic of China 33,507 13,359 28,570 11,814 Sindh Rural Support Organization Pakistan 38,218 37,454 28,434 20,472 BRAC Pakistan Pakistan 97,547 97,362 27,808 27,808 Opportunity International Bank of Malawi Malawi 51,152 25,576 27,584 16,550 CAURIE-Micro Finance Senegal 46,685 44,351 27,403 19,182 Kotalipara Development Society India 60,648 60,648 27,292 27,292

Page 9 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Kazama Grameen Inc. Philippines 28,714 28,427 27,278 27,005 Grassroots Health Organization of Nigeria Nigeria 28,900 27,744 27,200 16,864 ASA Ghana Ghana 67,604 66,455 27,041 27,041 MAMATA Bangladesh 28,501 25,366 26,791 26,255 PROCAPEC-CAPEC Mauritania 26,500 - 26,500 - Fondo de Desarrollo Local Nicaragua 58,104 32,335 26,211 14,940 Star Youth Association India 26,159 26,159 26,159 26,159 Rashtriya Seva Samithi India 34,725 34,725 26,000 26,000 Jakas Foundation Bangladesh 56,547 49,196 25,906 22,797 Society for Social Service Bangladesh 315,888 303,252 25,900 25,900 Asha Microfinance Bank Ltd Nigeria 25,833 25,833 25,833 25,833 McLevy Institute of Development Services India 25,600 25,600 25,600 25,600 Community Finance Resource Centre Vietnam 36,487 36,049 25,541 25,541 CARE International in Malawi Malawi 82,158 66,055 25,469 20,477 CARE International in Mozambique Mozambique 45,714 36,251 25,142 19,938 ATMABISWAS Bangladesh 35,844 34,769 25,090 24,086 Mouvement pour l' Encadrement des Femmes sans

Voix a la Base Democratic Republic of Congo 28,000 - 25,000 22,000 Patrimonio Hoy Mexico 34,500 28,635 25,000 21,250 People's Bank of Caraga, Inc. Philippines 42,419 38,177 25,000 22,500 Pamoja Women Development Programme Kenya 27,624 27,348 24,862 24,613 BRAC Liberia Microfinance Company Limited Liberia 25,814 25,362 24,751 24,751 Shishu Niloy Foundation Bangladesh 25,101 25,016 24,599 24,515 Star MicroFin Service Society India 25,436 25,436 24,546 24,546 Fédération des ONG du Sénégal Senegal 27,300 16,926 24,283 13,841

Réseau des Caisses d'Epargne et de Crédit Nyèsigiso Mali 24,812 10,669 24,131 5,068 Palli Mongal Karmosuchi Bangladesh 109,462 109,440 23,761 23,761 BWDA Finance Limited India 159,681 156,487 23,742 23,267 Première Agence de Microfinance West Africa Burkina Faso 25,962 8,567 23,366 7,711 Centre d'Appui Nutritionnel et Economique aux Femmes Mali 25,390 - 23,132 23,132

Page 10 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Fundación Diaconia FRIF Bolivia 50,856 30,514 22,978 17,234 Ujjivan Financial Services Pvt. Ltd. India 762,923 762,923 22,888 22,888 Society for Model Gram Bikash Kendra Bangladesh 40,951 40,541 22,750 22,522 Catholic Relief Services Rwanda Rwanda 37,704 25,639 22,622 15,383 Association pour la Promotion et l'Appui au Développement des Micro-Entreprises Benin 48,962 31,341 22,548 16,855 Freedom From Poverty Nigeria 22,500 12,375 22,500 12,375 Gram Unnayan Karma Bangladesh 85,628 81,347 22,407 21,287 Centre for Community Based Poverty Alleviation Program India 23,000 - 21,850 21,850 Fonds de Solidarité des Travailleurs de l'Enseignement Burundi 27,154 16,292 21,723 13,034 Catholic Relief Services Malawi Malawi 36,043 28,474 21,626 17,085 Fundación delamujer Colombia 226,273 156,128 21,053 16,000 A Self-Help Assistance Program [Zimbabwe] Zimbabwe 21,005 17,014 21,005 17,014

Association pour le Droit à l'Initiative Economique France 27,506 11,608 20,926 - Microcredit Foundation EKI Bosnia and Herzegovina 35,342 14,137 20,874 8,308 Pact Global Microfinance Fund (SAHEEA) Myanmar 45,429 43,548 20,662 19,807 Adhikar India 41,287 41,287 20,539 20,539 Village Education Resource Center Bangladesh 50,073 49,377 20,500 20,090 Fundación WWB Colombia Colombia 172,766 115,753 20,300 13,601 Grama Siri, Andra Pradesh India 20,036 20,036 20,036 20,036 Palli Manabik Unnayan Sangstha Bangladesh 22,000 - 20,000 17,000 BKD Association Indonesia 398,381 278,867 19,919 13,943 Institute for Self Management India 19,913 14,337 19,913 14,337 Rural Integrated Development Organisation India 28,701 - 19,880 19,681 GHASHFUL Bangladesh 47,294 45,941 19,857 19,585

UCPB-CIIF Finance and Development Corporation Philippines 19,710 13,994 19,710 13,994 Rashtriya Gramin Vikas Nidhi India 20,549 18,905 19,521 17,569

Sunflower Project - Projet Culture de Tournesol Democratic Republic of Congo 19,500 9,750 19,500 13,650

Page 11 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Adarsha Saving & Credit Co-operative Ltd Nepal 29,340 - 19,225 2,307 Micro Start - Action des Femmes pour le Développement Burkina Faso 20,242 17,206 19,200 16,896 Caja Municipal de Ahorro y Crédito de Sullana Peru 108,202 49,935 19,020 8,158 Sharkia Businessmen Association for Community Development Egypt 38,862 26,038 18,885 13,220 Samastha Lanka Praja Sanwardana Mandalaya Sri Lanka 27,343 21,328 18,734 14,613 Shariatpur Development Society Bangladesh 47,035 46,809 18,343 18,251 Juba Jiban Advancement Committee Bangladesh 18,641 18,641 18,326 18,326 Pro Mujer - Perú Peru 60,858 57,207 18,200 18,200 Shri Mahila Sewa Sahakari Bank Ltd. India 30,293 30,293 18,176 18,176 Asociación de Oportunidad y Desarrollo Económico de Nicaragua Nicaragua 30,100 24,080 18,060 16,254 Resource Service Centre India 19,600 - 18,032 - Resource Development Foundation Bangladesh 29,526 28,345 18,010 17,290

Trabajo con Servicios Financieros Enlace, S.A. de C.V. El Salvador 35,185 28,757 18,000 9,000 Assosiasi Baitul Maal wa Tamwil Indonesia 23,855 - 17,891 - League for Education and Development India 23,721 23,009 17,816 17,816 CRESA Financial Services (CFS) Private Ltd India 35,118 35,118 17,559 17,559 Social Advancement Through Unity Bangladesh 49,488 44,925 17,448 17,448 Network of Entrepreneurship & Economic Development India 26,781 25,442 17,408 16,538 OUTREACH, Association of Volunteers for Rural Development India 17,380 - 17,380 17,032 Fondo Financiero Privado PRODEM S.A. Bolivia 115,835 54,813 17,375 10,425 Society for Promotion of Youth & Masses India 17,256 17,256 17,256 17,256 Prodipan Bangladesh 17,047 16,365 17,047 16,365 INDCARE Trust India 20,780 20,780 17,000 17,000 DCY (A Center for Sustainable Development) Bangladesh 21,620 - 16,955 11,021 ASA International Bangladesh -0.97 21,174 20,962 16,939 16,770

Page 12 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Bayan Foundation (Formally ABS-CBN Foundation, Inc.) Philippines 30,653 - 16,929 16,083 Grameen Manobik Unnayan Sagstha Bangladesh 25,987 22,375 16,644 15,945 Vision Fund AzerCredit LLC Azerbaijan 47,232 18,893 16,530 6,777 National Educational and Social Development Organization Nepal 22,460 22,460 16,500 16,500 BRAC Microfinance Limited Sierra Leone Sierra Leone 20,310 20,310 16,248 16,248 Union des Clubs d'Epargne et de Crédit du Mayo- Kebbi de Pala Chad 17,971 5,571 16,174 5,014 Foundation for Credit and Community Assistance/Freedom from Hunger Uganda 16,076 - 16,076 16,076 Organisation pour la Promotion des Initiatives

Communataires de Base en Afrique Democratic Republic of Congo 16,028 - 16,028 16,028 Fundación Mundo Mujer - Popayán Colombia 417,479 275,536 16,000 10,880

Organización de Desarrollo Empresarial Femenino Honduras 28,953 15,924 16,000 10,400 Centre for Mass Education in Science Bangladesh 19,604 14,891 15,683 11,474 ActionAid Bangladesh Bangladesh 24,003 - 15,600 14,820 Noakhali Rural Development Society Bangladesh 18,351 18,351 15,598 15,598

Yayasan Dharma Bhakti Parasahabat (Foundation) Indonesia 78,639 - 15,532 14,926

Fundación para el Desarrollo Socio-económico Rural Nicaragua 25,438 12,765 15,500 7,750

Alliance de Crédit et d'Epargne Pour la Production Senegal 30,503 16,014 15,285 10,852 Development Initiative for Social Advancement Bangladesh 20,884 19,664 15,280 14,363 CARE International in Ethiopia Ethiopia 34,664 25,305 15,252 11,134 Hagdan Sa Pag-Uswag Foundation, Inc. Philippines 18,002 16,382 15,218 14,838 Mauchak Bangladesh 16,255 - 15,055 14,754 Gono Kallayan Trust Bangladesh 22,201 21,535 15,010 14,410 Appui aux Collectivités Décentralisées Mali 45,000 - 15,000 9,000 Micro Credit Company 'MIKROFIN' Bosnia and Herzegovina 36,477 11,111 15,000 9,000

Page 13 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Molyn Credit Limited Kenya 20,000 11,000 15,000 8,700 Sriramakrishna Swatmananda Mata India 20,000 - 15,000 7,500 Navachetana Microfin Services Private Limited India 14,850 14,850 14,850 14,850 Uganda Women's Effort to Save Orphans Uganda 14,839 - 14,839 12,020 M7 Microfinance Network Vietnam 36,669 35,936 14,670 14,670 Rural Community Development Society Pakistan 20,907 18,718 14,637 14,344

Fundación para el Desarrollo Empresarial y Agrícola Guatemala 24,315 10,942 14,586 5,834 CARE International in Burundi Burundi 21,774 17,964 14,567 12,018 Fédération de Caisses d'Epargne et de Crédit Agricole Mutuel Benin 73,273 - 14,541 8,434 Peermade Development Society India 34,500 29,325 14,500 12,325 Unión Católica de Apoyo al Desarrollo Comunitario (UCADE) Ecuador 21,263 16,066 14,454 10,985

Fundación Paraguaya de Cooperación y Desarrollo Paraguay 52,786 44,678 14,252 13,539 Pally Bikash Kendra Bangladesh 29,826 28,931 14,242 14,242 Réseau des Caisses Rurales d'Epargne et de Crédit du Walo Senegal 16,200 - 14,190 12,517 Carsa Foundation Bangladesh 17,312 16,131 14,189 13,905 Bessfa Rural Bank LTD Ghana 14,091 - 14,091 11,696

Poverty Eradication and Community Empowerment Ethiopia 17,541 14,384 14,033 11,226 OPP-Orangi Charitable Trust Pakistan 39,379 7,876 14,000 2,800 ASA Afghanistan Ltd. Afghanistan 14,137 13,627 13,995 13,855 Sangamam Women's Multipurpose MACS Ltd India 22,451 22,451 13,886 13,886 Christian Children's Fund Thailand, Inc. Thailand 13,875 - 13,875 9,851 Community Development Center Microcredit Development Program Bangladesh 91,957 78,163 13,836 6,918

Association des Caisses de Financement à la Base Benin 46,266 40,945 13,750 13,200

Page 14 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women

Union des Baoré Tradition d'Epargne et de Crédit Burkina Faso 15,500 7,595 13,700 6,850 CARE Philippines Philippines 34,060 - 13,624 10,899 Women and Associations for Gain both Economic and Social Togo 27,556 20,667 13,620 10,624 Banco Solidario S.A. (Banco Sol) Bolivia 71,609 - 13,606 7,619 Hambantota District Thrift and Credit Co-operative Societies Ltd. Sri Lanka 15,000 - 13,500 -

Manidham Grameen Savings cum Credit Services India 18,645 18,645 13,465 13,465 National Microfinance Foundation Yemen 13,421 12,482 13,421 12,482 Fonds de Solidarité Nationale Tunisia 63,700 - 13,400 12,060 Catholic Relief Services Benin Benin 22,306 16,506 13,383 9,903

Institution de Micro finance Hekima Democratic Republic of Congo 14,071 12,805 13,352 12,818 Institute of Integrated Rural Development Bangladesh 22,155 22,155 13,310 13,310 Society for Development Initiatives Bangladesh 60,733 57,696 13,228 12,963 Center for Community Economics and Development Consultants Society India 14,014 13,313 13,215 11,894 Grameen Carso S.A. De C.V. Sofom E.R. Mexico 13,474 13,474 13,186 13,186 Asociación de Familia y Medio Ambiente Honduras 18,802 12,078 13,161 11,055 Kyrgyz Agricultural Finance Corporation Kyrgyzstan 35,276 - 13,092 2,487 Nowabenki Gonomukhi Foundation Bangladesh 37,941 34,788 13,031 12,770 Programmes for Peoples Development Bangladesh 13,023 - 13,023 12,997 Friendship Bridge Guatemala 13,000 13,000 13,000 13,000 Gambia Rural Development Agency Gambia 14,580 14,580 13,000 13,000

Grandissons Ensemble ASBL Democratic Republic of Congo 13,000 11,700 13,000 9,100 Rural Reconstruction Nepal - RRN Nepal 16,000 6,400 13,000 5,200 Sahara Nepal Saving and Credit Co-Operative Society Ltd. Nepal 42,292 42,292 13,000 13,000 Surjamukhi Sangstha Bangladesh 29,700 29,106 13,000 12,740 Unnayan Bangladesh 13,044 12,200 13,000 12,159

Fondation Congo Assistance Democratic Republic of Congo 12,960 - 12,960 -

Page 15 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women

Mentors Philippines Microfinance Foundation, Inc. Philippines 14,352 14,352 12,917 12,917 Lak Jaya Microfinance Ltd. (ASA International in Sri Lanka) Sri Lanka 38,905 38,878 12,900 12,897 Swanirvar Bangladesh Bangladesh 245,353 213,457 12,853 11,568 Action d'Appui aux Veuves, Orphelines et Maraichers au Congo Democratic Republic of Congo 12,814 - 12,814 12,814

Fundación de Asesoria Financiera a Instituciones de Desarrollo y Servicio Social (FAFIDESS) Guatemala 17,080 16,397 12,810 12,298 Sindh Agricultural and Forestry Workers Coordinating Organization Pakistan 32,006 16,003 12,802 6,401 Microfund For Women Jordan 63,651 61,741 12,688 12,688 Fundación para Alternativas de Desarrollo Bolivia 21,784 7,903 12,617 5,216 Agricultural and Rural Development for Catanduanes, Inc Philippines 12,504 - 12,504 12,504 Vayalar Memorial Youth Club India 12,500 12,500 12,500 12,500 New Life India 22,547 22,096 12,435 10,570

Bangladesh Environment Development Organisation Bangladesh 14,626 13,146 12,432 11,189 Ad Jesum Development Foundation, Inc. Philippines 13,672 12,305 12,305 11,074 Development and Employment Fund / Reyada Jordan 25,376 14,972 12,188 9,031 Palli Unnayan Samiti Baruipur India 12,160 11,917 12,160 11,917 Palashipara Samaj Kallayan Samity Bangladesh 15,130 13,617 12,104 12,104 Cooperative Business Association of Nigeria Nigeria 12,100 - 12,100 11,495 Surdur Paschimanchal Bikas Bank Nepal 12,062 - 12,062 12,062 Angikar Manab Kalyan Kendra India 12,000 - 12,000 10,800 Cooperativa de Ahorro y Crédito Kullki Wasi Ecuador 48,000 31,200 12,000 7,800

Narsingdi Zila Sheccha Shebi Samannya Sangstha Bangladesh 20,000 - 12,000 12,000

PROGRESS (Akti Samaj Unnayan Mulak Sangstha) Bangladesh 27,636 26,531 12,000 11,040

Page 16 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women First Agro-Industrial Rural Bank, Inc. Philippines 13,272 11,281 11,945 10,153 Fundación BanIgualdad Chile 21,393 19,895 11,768 10,944 CAMEC Nationale Mali 20,824 7,628 11,745 6,624 Pro Mujer - México Mexico 39,045 37,483 11,700 11,700 Kalvi Kendra India 29,185 - 11,674 11,674 Fondo de Desarrollo Microempresarial Ecuador 35,787 25,409 11,630 7,780 RAMANI India 11,862 11,625 11,621 11,389 Rural Bank of Montevista, DAVAO Philippines 13,536 12,859 11,505 10,930 ActionAid Nepal Nepal 11,454 - 11,454 5,956 Centre for Advanced Research and Social Action Bangladesh 12,529 12,220 11,374 11,093 Rural Self Reliance Fund Nepal 11,253 9,002 11,253 9,002 Pro Mujer - Nicaragua Nicaragua 37,545 36,043 11,200 11,200 Corporación Viviendas Hogar de Cristo Ecuador 11,103 11,103 11,103 11,103 Madhar Nala Thondu Niruvanam - MNTN India 13,826 - 11,059 - FINCA México A.C. Mexico 122,614 117,464 11,035 10,869 Al Amal Microfinance Bank Yemen 14,730 9,044 11,007 6,824 Nari Bikas Sangh Nepal 12,000 11,880 11,000 10,780 Indian Cooperative Credit Society Limited India 11,570 - 10,991 10,771 Mitra Karya East Java Indonesia 15,631 - 10,941 10,941 Koinonia Microfinance Insitution Bangladesh 27,266 26,721 10,906 10,906 Orix Leasing Pakistan Limited Pakistan 16,022 14,900 10,895 10,132 Microfinance Agency for Development and Rehabilitation of Afghan Community Afghanistan 14,222 6,258 10,887 4,681 Rural Green Bank of Caraga, Inc. Philippines 10,830 - 10,830 8,664 Kalanjiam Foundation India 12,651 - 10,753 - Youth Charitable Organization India 12,650 - 10,752 10,322 Bina Swadaya Bambang Ismawan Indonesia 28,173 28,173 10,710 10,710 BRIDGE - Bangladesh Rural Integrated Development for Grub-Street Economy Bangladesh 10,706 10,492 10,706 10,492 Grameena Abhiruddi Mathu Adyayana Trust India 12,548 11,293 10,700 9,630 MANUSHI Nepal 10,524 10,524 10,524 10,524 Progressive Bank Inc. Philippines 10,477 - 10,477 9,010

Page 17 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Dian Mandiri Foundation Indonesia 23,109 20,798 10,440 9,396 National Development Programme Bangladesh 34,350 33,859 10,439 10,290 Shrijana Community Development Center Nepal 11,572 11,572 10,414 10,414 Nabolok Parishad Bangladesh 12,308 10,708 10,398 10,330 Annesha Foundation Bangladesh 15,054 14,655 10,230 9,969 Development Action for Mobilization and Emancipation Pakistan 31,036 31,036 10,210 10,210 Fundación para el Desarrollo de la Vivienda Social y Urbana Honduras 14,321 7,447 10,167 - Village Enterprise Development Foundation (formerly Producers Rural Banking Corporation) Philippines 16,924 14,724 10,154 9,342 Anannyo Samaj Kallyan Sangostha - Pabna Bangladesh 31,172 27,743 10,123 10,123

Groupe des Mamans de Deux Kasai et Maniema Democratic Republic of Congo 12,200 - 10,100 8,282 Ahon sa Hirap Inc. Philippines 26,856 26,856 10,000 10,000 Better Living Environmental Social Society India 13,680 - 10,000 - Caja Municipal de Ahorro y Crédito de Huancayo Peru 119,903 41,966 10,000 4,000 Development Support Team India 28,000 27,720 10,000 9,800 Pachtara Sangstha Bangladesh 13,000 - 10,000 8,000 Ramakrishna Mission Lokasiksha Parishad India 10,000 6,000 10,000 6,000

Seven Seas Socio Economic Development Society India 10,000 10,000 10,000 10,000 Sinha Tamil Rural Women's Network Sri Lanka 10,000 - 10,000 - Social Mobilisation Foundation Sri Lanka 12,000 - 10,000 - Uttaranchal State Cooperative Bank India 30,000 - 10,000 10,000 Réseau des Mutuelles d'Epargne et de crédit de l'UNACOIS Senegal 16,873 - 9,978 5,089 Christian Children's Fund, Inc. Indonesia Indonesia 10,447 - 9,961 5,977

Participatory Development Initiatives of the Masses Bangladesh 14,210 - 9,870 9,870 SETU Bangladesh 42,893 42,035 9,835 9,638 Alalay Sa Kaunlaran Sa Gitnang Luzon, Inc. Philippines 7,212 5,235 9,825 6,779 Fundación Crysol Guatemala 11,133 7,236 9,752 7,216

Page 18 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Agro Micro Finance Sri Lanka 23,562 - 9,750 7,118 Rural Women Development Centre Nepal 11,396 11,396 9,687 9,687 Catholic Relief Services Burundi Burundi 16,066 9,961 9,640 5,977 Collectif d'Action pour la Promotion des Secteur

Artisanal et Agricole (CAPSA DRC) Democratic Republic of Congo 9,600 - 9,600 9,408 Kerala Rural Development Society India 11,120 10,564 9,560 9,082

Association d'Entraide Communautaire Democratic Republic of Congo 12,890 11,472 9,500 9,025 Sreema Mahila Samity India 27,495 27,495 9,495 9,495 Middle East Microcredit Company Jordan 15,764 10,313 9,458 6,337 Environment Development Co-Operative Organization Limited Nepal 9,427 9,427 9,427 9,427 COOPEC Soutien aux Initiatives de Femmes pour Autopromotion Togo 9,584 9,503 9,400 9,400 Puskopoit Poekatigade Indonesia 15,375 - 9,225 5,996

BASTOB-Initiative for People's Self-Development Bangladesh 10,765 9,495 9,213 7,943 Vision India Charitable Trust India 9,132 9,132 9,132 9,132 Centre for Rehabilitation Education Earning Development Bangladesh 2,719 2,311 9,053 7,695 Samadhan Bangladesh 13,566 12,197 9,053 8,140 Prottyashi Bangladesh 55,201 48,400 9,028 8,019 Samaj Unnayan Karma Sangstha Bangladesh 10,394 - 9,000 -

Association for Rural Advancement in Bangladesh Bangladesh 14,920 14,771 8,952 8,862 VisionFund Indonesia Indonesia 8,923 8,209 8,923 8,209 NACEC-R Cameroon 17,130 9,079 8,894 4,269 Harmos Micro Enterprise Development Ltd. / Vision Fund Zambia Zambia 11,057 7,850 8,845 6,457 Grameen Development Services India 11,000 11,000 8,800 8,800 Fundación para el Desarrollo de Nueva Segovia Nicaragua 10,982 5,052 8,785 2,636 Jinnah Welfare Society Pakistan 15,825 14,717 8,784 8,608 Financiera Confianza Peru 91,102 49,559 8,766 2,060

Page 19 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Socson District Women's Union Vietnam 8,750 - 8,750 8,750 Dudumari Gram Unnayan Shangstha Bangladesh 8,685 - 8,685 8,251 CRECE SAFSA, S.A. de C.V. Mexico 21,500 18,275 8,600 7,310 Indur Intideepam MACTS Fed. Ltd. India 8,503 - 8,503 - Community Aid and Sponsorship programme India 15,134 - 8,500 8,500 Creator's Charitable Organisation India 8,500 - 8,500 8,500 Kasagana KA Development Center, Inc. Philippines 8,500 - 8,500 8,330

Pagasa Philippines Lending Company International Philippines 161,692 161,660 8,500 8,500 Project Mainstream - Bharatiya Balvikas Trust India 8,500 - 8,500 5,950 Union des COOPECs Umutanguha Rwanda 11,511 6,907 8,500 6,800 Integrated Social Development Effort Bangladesh 12,120 12,120 8,475 8,475 ANKURAN India 8,457 - 8,457 8,457 Moris Rasik East Timor 10,078 8,969 8,434 8,265 Centre for Overall Development India 8,519 - 8,400 7,140 PEARL Microfinance Limited Uganda 20,918 13,388 8,367 5,439 Fund for the Encouragement of Self-Reliance Vietnam 15,585 13,723 8,327 7,528 Kamurj Universal Credit Organization Armenia 11,836 6,756 8,300 4,565 Peace Trust India 9,750 9,750 8,300 8,300 UNICLECAM-EJOHEZA Rwanda 13,400 - 8,300 6,474 Banco FINCA Ecuador 51,488 37,586 8,238 6,261 Hilful Fuzul Samaj Kallyan Sangstha Bangladesh 14,210 9,285 8,227 5,852

Reseau des Caisses Mutuelles d'Epargne et de Credit Cote d'Ivoire 12,848 - 8,218 3,452 Bandesarrollo Microempresas S.A. / Banco del Desarrollo Chile 61,206 30,603 8,214 4,518 Corps Volontaire Congolais au Development, Caisse

Communautaire de Credit Democratic Republic of Congo 18,300 - 8,150 3,668

Federação de Apoio aos Pequenos Empreendimentos Brazil 29,000 - 8,125 4,144 Union Des Mutelles De Credit Epargne Du Togo Togo 10,134 - 8,100 7,290

Page 20 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Capital Aid Fund for Employment of the Poor - Ho Chi Minh City Vietnam 193,238 146,861 8,077 6,139 Banco FIE S.A. Bolivia 175,579 94,075 8,059 4,318 Centre for Action Research-Barind Bangladesh 10,065 1,812 8,052 1,449 FINCA Haiti Haiti 8,122 7,229 8,052 7,649

Lebanese Association for Development (Al-Majmoua) Lebanon 28,725 12,639 8,043 4,826 Kraban Support Foundation Ghana 9,606 7,204 8,017 7,857 Association for Rural and Tribal Development India 8,012 - 8,012 8,012 Rayalaseema Seva Samithi India 8,000 - 8,000 - Sheva Nari O Shishu Kallyan Kendra Bangladesh 14,174 14,174 8,000 8,000 Jigiyaso Ba Mali 10,244 - 7,990 6,399 Ruhunu UNESCO Association Sri Lanka 8,070 7,913 7,986 7,831 Asociación Esperanza Internacional Dominican Republic 9,980 8,882 7,984 7,186 Forjadores de Negocios, S.A. de C.V. Mexico 13,261 13,261 7,956 7,956 Opportunity Albania Albania 13,308 3,295 7,942 2,780 Banco Solidario S.A. Ecuador 134,685 82,360 7,916 4,157 Asociación Costa Rica Grameen Costa Rica 11,529 11,529 7,913 7,913 Community Support Concern Pakistan 13,184 12,788 7,910 7,910 Palli Progoti Shahayak Samity Bangladesh 48,273 47,476 7,900 7,742 Proyas Manobik Unnayan Society Bangladesh 14,672 14,672 7,850 7,850 Growing Opportunity Finance Pvt Ltd India 65,514 65,514 7,848 7,848 Development Center International Bangladesh 10,980 - 7,795 7,561 Catholic Relief Services Ethiopia Ethiopia 12,683 8,624 7,610 5,175

Association des Femmes Entrepreneurs de Guinea Guinea 15,000 - 7,600 7,600

Cooperativa de Ahorro y Crédito de Santander Ltda Colombia 33,519 18,536 7,585 4,399 Rajarata Development Bank Sri Lanka 23,543 9,417 7,534 3,240 World Concern Bangladesh Bangladesh 15,266 14,391 7,526 7,126

Association pour l' Encadrement Socio-culturel Democratic Republic of Congo 7,525 - 7,525 7,525

Page 21 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Asociación Mexicana de la Transformación Rural y Urbana, A.C. Mexico 9,893 7,222 7,500 5,850 Pride/Finance Guinea 8,054 - 7,444 5,806 PRIDE Malawi Ltd. Malawi 7,834 - 7,443 3,647 Philanthropic Centre for Rural Development Cameroon 8,450 - 7,427 5,511 Shangathita Gramunnyan Karnasuchi Bangladesh 38,669 29,775 7,396 7,322 National Microfinance Bank Jordan 24,521 22,559 7,355 6,620 Ámbito Productivo S.A. De C.V. SOFOM ENR Mexico 8,919 7,581 7,324 6,811 Seva Mandir India 7,309 - 7,309 7,309 World Relief Honduras Honduras 12,201 9,761 7,300 7,300 Sanghamitra Service Society India 12,992 - 7,295 7,295 Ruhmoru Unesco Association Sri Lanka 8,700 - 7,250 - Renaca Benin Benin 7,243 2,752 7,243 2,752 Ayudense y Nosotros les Ayudaremos - Asociación Chito' Iwib' Xukuje' Ri Uj Quixkat o'o Guatemala 11,228 8,196 7,234 6,438 The Society for Development of Human Abilities and Environment India 7,231 7,231 7,231 7,231 Development Exchange Centre, Bauchi Nigeria 8,482 - 7,209 7,209 ChildFund Afghanistan Microfinance Afghanistan 10,265 5,748 7,186 3,809 Rural Education and Development Service India 7,200 - 7,100 - Social Upliftment Society Bangladesh 23,664 23,664 7,100 7,100 Cambodia Rural Economic Development Initiatives for Transformation Cambodia 8,097 - 7,082 7,082 CARE International in Sierra Leone Sierra Leone 10,107 5,559 7,075 3,891 Catholic Relief Services Zimbabwe Zimbabwe 11,749 8,812 7,049 5,287

Bukidnon Integrated Network of Home Industries Philippines 7,064 6,781 7,016 6,735 Nav Bharat Jagriti Kendra India 8,861 7,089 7,000 6,090 Palli Formation Bangladesh 7,500 - 7,000 6,510 Sarvodaya Trust India 13,000 11,700 7,000 6,300

Society for Edify and Rehabilitate Vagrants Efforts Bangladesh 7,000 6,860 7,000 6,860

Page 22 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women African Women Economic Development Nigeria 13,000 - 6,998 6,998 Grameen Ghana Ghana 7,355 7,281 6,990 6,920 Community Economic Ventures, Inc. Philippines 32,779 29,173 6,898 2,690 Polli Sree Bangladesh 8,511 - 6,808 6,195 Vijaya Mahila Mandali, Nandavaram India 10,290 10,290 6,786 6,786 Catholic Relief Services Mali Mali 11,298 10,281 6,779 6,169 Opportunity Kenya Ltd Kenya 6,758 3,379 6,758 3,379 Somaj O Jati Gathan Bangladesh 39,030 14,898 6,750 2,565 Cooperativa 'Jesus Nazareno' Ltda. Bolivia 17,809 - 6,685 4,940 Metro Ormoc Community Cooperative Philippines 12,256 7,844 6,648 4,255 Lipa Public Bank Inc. Philippines 9,491 - 6,644 6,644 Odotobri Rural Bank Limited Ghana 6,619 - 6,619 4,832 Kristianong Kabalikat Sa Kabuhayan At Tagumpay Inc. Philippines 7,500 - 6,600 - FINCA Perú Peru 17,083 14,828 6,594 5,737 Swayamshree Micro Credit Services India 51,851 51,799 6,578 6,571 NALT - NUSHO Foundation Nigeria 6,550 6,550 6,550 6,550 Small Enterprise Development Co., Ltd. Thailand 6,680 3,340 6,546 3,273 Rural Poverty Alleviation Scheme Nigeria 6,520 - 6,520 6,194 Sabalamby Unnayan Samity Bangladesh 21,764 20,375 6,512 6,382 Nari Didhi India 6,553 - 6,500 - NIJPATH Bangladesh 13,200 - 6,500 6,175 SEEDA Women's Micro Banking Program India 8,500 - 6,500 6,500 Dhaka Ahsania Mission Bangladesh 45,658 42,919 6,392 6,264 USROY Bangladesh 6,300 - 6,300 5,859 Centre d'appui et de Formation pour le développement, l'Espagne/Credit ret l'Education civique Guinea 6,415 3,224 6,287 3,206 Centre for Environment and Development India 6,675 - 6,250 - Projet Caisses Villageoises d'Epargne et de Credit Autogerees Mali 10,000 - 6,200 3,162 Catholic Relief Services Ghana Ghana 10,306 8,863 6,184 5,318

Page 23 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Women's Movement for the Establishment of a New Society Bangladesh 6,600 - 6,158 6,158 Micro Bankers Trust Zambia 6,149 - 6,149 4,366 AgroInvest Serbia 33,183 - 6,115 3,608 Concern for Environmental Development and Research Bangladesh 7,617 7,236 6,093 6,093 Bayan Muna Small Enterprise Devt. Foundation Philippines 6,998 6,998 6,084 6,084 Gono Unnayan Prochesta Bangladesh 16,195 15,871 6,000 5,700 Jatiya Manob Kalyan Mission Bangladesh 7,000 - 6,000 4,800 SEARCH India 6,000 - 6,000 6,000 Social Upliftment Foundation Bangladesh 6,100 6,039 6,000 5,940 Janodaya Trust India 9,988 9,988 5,993 5,993 SPBD Microfinance (Samoa) Ltd Western Samoa 5,961 5,901 5,961 5,901 Asociación de Mujeres en Desarrollo - MUDE Guatemala 6,744 6,137 5,913 5,144 Young Power in Social Action Bangladesh 13,038 11,604 5,867 5,632 Grassroots Health and Rural Organization for Nutrition Initiative Bangladesh 6,001 - 5,846 5,846 Action Research for Health & Socio-Economic Development India 5,843 - 5,843 5,843 Ruhsa Department, CMC&H India 6,197 - 5,820 5,820 People's Organisation for Rural Health Education and Economic Development India 6,300 5,836 5,800 5,742 Asociación Benéfica PRISMA Peru 18,194 12,263 5,767 1,719 Small Enterprise Development Organisation of Malawi Malawi 8,778 - 5,705 - Santa Fe de Guanajuato A.C. Mexico 8,098 7,450 5,669 5,215 Cooperativa de Ahorro y Crédito Juventud Ecuatoriana Progresista Ecuador 19,417 10,485 5,630 3,040 Women's Development Federation Sri Lanka 12,482 12,482 5,617 5,617 Sheba manab Kallyan Kendra Bangladesh 5,611 - 5,611 - PESADA (Sada Ahmo Association) Indonesia 8,500 8,500 5,600 5,600 Movimiento Manuela Ramos Peru 18,641 18,641 5,592 5,592

Page 24 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Fundación Internacional para la Asistencia Comunitaria Guatemalteca Guatemala 5,577 5,577 5,577 5,577 Mass Education India 6,333 - 5,574 4,794 Integrated Rural Development Trust India 6,902 - 5,500 - Serviamus Foundation Incorporated Philippines 10,860 10,643 5,500 5,390 FINCA Zambia Zambia 15,441 - 5,404 5,242 Balaji Educational Society India 7,780 - 5,400 5,400 LUPIN India 5,400 - 5,400 4,320 Prodeve Mauritania 7,697 - 5,400 4,482 Shataphool Bangladesh Bangladesh 12,559 12,559 5,400 5,400 Women Economic Development Action Nigeria 9,000 - 5,400 5,400 SIA N'SON - ONG Benin 5,390 - 5,390 5,154 DEC Finance Trust for Development Nigeria 6,000 5,994 5,334 5,334 Women Development Center of Nepal Nepal 7,094 7,094 5,320 5,320

Caisse d'Action Mutuelle d'Epargne et de Crédit Democratic Republic of Congo 21,236 5,857 5,309 2,920

Guidance Society for Labour Orphans and Women India 10,140 10,140 5,296 5,296 Self Employed Women's Association Zimbabwe Zimbabwe 5,213 - 5,213 5,161 Asociación Para Inversión y Empleo (ASPIRE) Dominican Republic 13,143 9,594 5,200 3,796 Development for the Poor Bangladesh 6,000 - 5,200 - Voluntary Rural Development Society Bangladesh 5,249 - 5,197 5,197 Sangkalpa Trust Bangladesh 15,248 11,189 5,162 4,997 CREDIFE Desarrollo Micro Empresarial - Banco Pichincha Ecuador 93,390 42,399 5,101 2,612 Fundación Realidad A.C. Mexico 17,000 14,450 5,100 4,590 Association Pour la Promotion du Developpement

Humain Democratic Republic of Congo 5,092 - 5,092 - Samaj Pragathi Sangha Bangladesh 5,900 - 5,075 - Bikalpa Unnayan Karmashuchi Bangladesh 10,500 8,925 5,050 5,050 Adelante Foundation United States 6,250 6,188 5,000 4,950 Allied Bank Ltd. Pakistan 6,000 - 5,000 1,500 Council for Socio Economic Benevolent Action India 5,000 3,500 5,000 3,500

Page 25 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Development Workshop (DW-KixiCredito) Angola 9,126 - 5,000 3,350 Hand in Hand Tamil Nadu India 5,000 - 5,000 4,990 Programa Presidencial Unidades de Desarrollo Comunitario Honduras 5,000 3,450 5,000 3,450 Tangalle M.P.C.S. Co-op Sri Lanka 12,000 - 5,000 -

Uganda Cooperative Savings and Credit Union Ltd Uganda 20,000 - 5,000 - Union des Institutions Mutualiste Communautaire d'Epargne et de Crédit Senegal 15,441 7,412 5,000 3,000 Village Women's Organisation Cameroon 5,000 - 5,000 4,250 Paribar O Shishu Kallayan Kendra Bangladesh 5,123 - 4,995 4,246

Agence Communautaire pour le Financement de la Micro Enterprise/Organisation Chretienne de Secours Burkina Faso 5,230 - 4,969 - Yehu Microfinance Trust Kenya 5,573 5,294 4,950 4,702 Society for Project Implementation Research Evaluation and Training Bangladesh 6,545 - 4,945 4,797 FINCA Tanzania Tanzania 44,744 - 4,922 4,774 Cooperativa de Ahorro y Crédito Desarrollo de los Pueblos Ecuador 14,021 5,749 4,907 2,012 Action Pour le Developpement Rural Integre du

Sankuru Democratic Republic of Congo 4,900 - 4,900 4,900 South Asia Partnership - Pakistan Pakistan 6,500 - 4,875 2,340 Women's Credit Program Bangladesh 4,895 - 4,875 - Plan International - Asia Regional Office Thailand 54,565 51,291 4,870 - Christian Agency for Rural Development India 5,600 - 4,850 - ONG A.C.M. Togo 4,850 3,638 4,850 3,152 ASP Financiera Mexico 11,250 4,500 4,800 2,160 Jana Kallyan Kendra Bangladesh 5,700 - 4,800 - Bodhana, Tiruvalla Social Service Society India 7,400 6,512 4,760 4,332 Dak Diye Jai Bangladesh 32,704 30,572 4,730 4,730 Karmo Jibon Sangstha Bangladesh 21,500 - 4,725 4,016

Page 26 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Pro Mujer - Argentina Argentina 15,868 15,709 4,700 4,700 Gandhi Ashram Trust Bangladesh 4,698 - 4,698 4,463 Kushtia Palli Unnayon Sangstha Bangladesh 5,317 - 4,673 4,673 Africa Village Financial Services Ethiopia 4,867 - 4,667 2,380 Maharshi Sambamurthy Institute of Social and Development Studies India 5,144 - 4,644 4,644 Thaneakea Phum Cambodia Ltd. Cambodia 96,542 86,318 4,603 4,116 Vital Finance Benin 13,093 - 4,602 3,820 Basiri United Cooperative Multipurpose Union Limited Nigeria 6,680 - 4,600 4,048 CARE International [Cambodia] Cambodia 6,020 - 4,600 2,944 Shishu Sasthya Foundation Bangladesh 4,600 - 4,600 4,416 Support Organisation for Micro Enterprises Development Uganda 6,140 - 4,600 4,416 Bengalstar Area Work Society Bangladesh 5,685 - 4,571 - Centre for Rural Health and Social Education India 11,600 9,860 4,550 3,822 Community Women Development Centre Nepal 5,685 5,685 4,548 4,548 Rural Bank of Mataasnakahoy Philippines 4,545 - 4,545 4,545 Catholic Relief Services Burkina Faso Burkina Faso 7,568 6,054 4,541 3,633 The Covenant Center for Development India 5,798 - 4,525 4,525 Micro Enterprise Development Network Uganda 5,916 2,248 4,517 949 Association of Development for Economic and Social Help Bangladesh 5,445 5,173 4,500 4,275 Cooperative Bank of Tarlac Philippines 9,019 8,207 4,500 2,250 Dynamic Health and Research Action Bangladesh 5,000 - 4,500 4,050 Enterprise Promotion Links Ghana 4,700 - 4,500 2,700 Ethiopian Women Entrepreneurs Association Ethiopia 4,600 - 4,500 -

Human and Environment Development Association Bangladesh 6,500 - 4,500 4,050 Inter-Mission Micro Enterprise Development (Intermission Industrial Development Ass.) India 5,300 - 4,500 4,500 Nirman Sangathan Bangladesh 4,500 - 4,500 4,050

Page 27 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Rural Organisation for Action and Development India 6,500 - 4,500 4,050 SOS Women - Coopérative Féminine d'Epargne et de Crédit Cameroon 5,340 5,340 4,500 4,500 Agency for Cooperation and Research in Development, Eritrea Eritrea 22,465 - 4,493 2,381 Habiganj Unnayan Sangstha Bangladesh 7,066 6,359 4,490 3,816 CARE International in Ghana Ghana 13,174 11,461 4,479 3,897 Réseau des Caisses Communautaires Rurales du Bénin Benin 5,577 5,421 4,461 4,457 Joypurhat Rural Development Movement Bangladesh 21,685 18,866 4,455 3,341 Palorie Organization Nigeria 4,500 - 4,455 4,366 A Self-Help Assistance Program [Malawi] Malawi 4,931 3,501 4,438 3,550 DWIP Unnayan Sangstha Bangladesh 22,841 19,422 4,421 4,407 SAJJU Microfinance Initiative, Ltd. Nigeria 4,875 - 4,398 3,958 Cooperativa de Ahorro y Crédito Ambato Ecuador 7,013 2,868 4,390 2,854 Bangladesh Development Society Bangladesh 10,279 8,840 4,322 3,890 Bikrampur Legal Aid Organization Bangladesh 5,200 - 4,300 4,300 Pemberdayaan Perempuan dan transformasi social wilayah Pasoendan Indonesia 4,300 4,300 4,300 4,300 Social Service Association Bangladesh 7,800 - 4,300 -

The Center for Women's Resources Development Indonesia 8,000 - 4,300 4,300 New Era Foundation Bangladesh 5,022 - 4,292 4,034 ONG UCADE Santo Domingo Ecuador 4,285 3,139 4,285 3,139 OMAKONSULTS Microfinance Institution Nigeria 5,176 5,072 4,250 4,165 Fundación Boliviana para el Desarrollo Bolivia 10,619 8,920 4,247 3,737 China Association for NGO Cooperation People's Republic of China 6,064 - 4,245 3,956 Microcrédito Para el Desarrollo Peru 7,068 6,842 4,231 - Asociación de Cooperación Técnica - ACT Guatemala 13,516 - 4,218 1,898 Catholic Relief Services Senegal Senegal 7,026 5,621 4,216 3,373 Gasha Micro-Financing S.C. Ethiopia 5,652 2,600 4,210 1,768

Page 28 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Save the Children USA - Pakistan/Afghanistan Field Office Pakistan 4,210 - 4,210 4,210 Dawn Microfinance Program Myanmar 9,656 - 4,200 4,200 National Centre for Counselling and Women Entrepreneurs Dev Cameroon 4,200 - 4,200 3,780 Promotion du Developpement Industriel, Artisanal et Agricole Burkina Faso 4,676 - 4,200 2,940 ADRA Perú Peru 14,967 14,817 4,190 4,190 Cooperativa de ahorro y credito 'San Martin de Porres' Ltda Bolivia 6,960 - 4,176 2,506 Self-Help Promotion For Health and Rural Development India 6,928 - 4,156 4,156 Sonata Finance Private Limited India 130,817 130,817 4,152 4,152 Dushtha Shasthya Kendra Bangladesh 98,983 98,577 4,113 4,113 Rural Finance Project Gambia 4,106 1,848 4,106 1,848 Thanjai Janaseva Bhayan India 6,000 - 4,100 2,788 United Uwani Community Bank Nigeria Ltd Nigeria 5,230 - 4,100 3,895 SPBD Microfinance (Tonga) Ltd Tonga 4,090 4,049 4,090 4,049 Solución Asea S. A. de C. V. SFP Mexico 34,597 31,691 4,067 3,986 Enterprise Bank, Inc. Philippines 23,698 20,617 4,050 1,012 Women Support Cooperative Ltd. Nepal 4,027 4,027 4,027 4,027 Horizon Verts Senegal 4,025 - 4,025 4,025 World Education - Nepal Nepal 4,025 4,025 4,025 4,025 Action for Development of Unreached India 4,873 - 4,016 - Dale View, The India 4,875 - 4,010 - Poribar Unnayon Songstha Bangladesh 13,902 12,000 4,010 3,831 Shuvashree Bikash Kendra Nepal 5,725 - 4,005 2,403 Apex Voluntary Agency for Rural Development India 5,720 - 4,004 3,483 Abhivyakti Media for Development India 5,000 - 4,000 4,000 Apoyo Promotora S.A de CV, SOFOM ENR Mexico 5,290 4,761 4,000 3,600 Asociación Salvadoreña Pro-Salud Rural El Salvador 5,142 - 4,000 3,160 Malabar Integrated Development Association India 5,000 - 4,000 3,200

Page 29 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Partners for Development United States 5,000 - 4,000 3,600 Satkhira Unnayan Sangstha Bangladesh 22,404 19,043 4,000 3,880 Society for Integrated Development in Urban & Rural Areas India 4,000 - 4,000 4,000 Yehu Bank - CHOICE HUMANITARIAN Kenya 4,500 - 4,000 3,800 Development Society Bangladesh 6,400 - 3,954 3,954 Associação de Apoio à Economia Popular da Amazônia Brazil 6,920 4,014 3,944 - CHF (ACSI) - Iraq Iraq 25,515 4,975 3,940 1,690 Kerala Educational Development and Employment Society India 4,801 - 3,920 3,849 Pustikar Laghu V.B.S.S. Samit India 6,983 - 3,910 1,368 Rapprochement des Mamans Humanitaires pour la

Paix Democratic Republic of Congo 5,200 - 3,910 2,150 CARE Honduras Honduras 4,077 3,262 3,900 3,120 Caritas del Perú Peru 21,429 18,108 3,900 3,296 Community Development Society India 5,900 5,310 3,900 3,705 Agroforestry Seed Production & Development Association Bangladesh 12,879 - 3,895 3,895 Shurid Sangha Bangladesh 5,940 - 3,890 - Centre Beninois pour l'Environment et le Developpement Economique et Social Benin 4,000 - 3,880 - Plan China People's Republic of China 4,320 3,845 3,867 3,558 Partner Bangladesh 4,867 - 3,855 - Community Recovery Programme Indonesia 11,000 - 3,850 -

Solidarite, Promotion et Acces des Femmes au Credit Democratic Republic of Congo 3,846 - 3,846 - VIKASA Mutually Aided Cooperative Thrift Society Ltd. India 5,880 - 3,822 - FADES - Afrique Cameroon 4,000 - 3,800 3,230 Fundación Integral Campesina Costa Rica 7,570 3,785 3,785 1,892 Daridra Bimochon Shangstha Bangladesh 19,869 19,861 3,784 3,784

Page 30 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Samannita Unnayan Seba Sangathan Bangladesh 6,691 6,624 3,775 3,775 Awami Committee for Development Pakistan 5,793 - 3,765 3,765 Asian Development Technology Centre Bangladesh 3,761 - 3,761 3,761 PRIDE AFRICA Kenya 6,231 - 3,738 1,944 Dass Women Multi Purpose Co-operative Union Nigeria 3,725 - 3,725 3,725 Philippine Enterprise Development Foundation Philippines 3,700 - 3,700 3,700

Social Transformation Through Action and Research India 4,000 - 3,700 - FINCA Afghanistan Afghanistan 11,291 9,259 3,682 3,019 Kenya Agency for Development of Enterprise and Technology Kenya 18,384 8,824 3,677 1,912 SAMIC Cambodia 10,809 8,755 3,675 3,124 Fundación Microfinanciera Hermandad de Honduras, OPDF Honduras 8,960 4,659 3,660 1,903 Association pour le Developpement Rural Integre de

Nganda -Tsundi Democratic Republic of Congo 3,650 - 3,650 3,102 OICI - Mamou Guinea 3,647 - 3,647 2,918 CARE International in Lesotho Lesotho 6,510 5,136 3,646 2,877 Income and Employment Generation Programme - NAPA Quang Binh Vietnam 6,063 6,063 3,637 3,637

Association pour la Promotion des initiatives locales Benin 3,918 - 3,600 2,052 En las Huellas del Banco Grameen Ecuador 3,600 3,528 3,600 3,528 Grameen Arthayan Kendra Bangladesh 4,500 - 3,600 3,240 Kasturba Gandhi national Memorial Trust India 6,000 - 3,600 2,160

Nicaraguan Community Development Loan Fund Nicaragua 15,030 5,220 3,600 1,620 Socio-Economic Development Society Bangladesh 4,000 - 3,600 3,600 Mahuli Community Development Center Nepal 5,993 5,993 3,595 3,595 Janakallyan Sangstha Bangladesh 4,220 - 3,587 2,941

Integrated Development Association of Bangladesh Bangladesh 4,875 - 3,580 -

Page 31 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Meklit Microfinance Institution Ethiopia 3,577 - 3,577 1,975 Human Development Foundation of Sri Lanka Sri Lanka 7,428 - 3,572 3,572 Surid Sangha Bangladesh 3,700 - 3,570 3,570 Centro de Promocion del Desarrollo Local Nicaragua 11,868 7,002 3,560 2,100 The Microfinance department at UNRWA Palestine 13,222 4,079 3,559 2,150 Mukti Cox's Bazar Bangladesh 4,516 - 3,537 3,190 AGRAGATI Bangladesh 4,701 4,701 3,528 - Lamjung Federation of Savings and Credit Cooperatives Ltd. Nepal 3,875 1,938 3,525 1,551 Cooperativa de Ahorro y Crédito CREDICOOP Chile 6,522 2,935 3,517 1,758

Association des Femmes pour le Mieux Etre Democratic Republic of Congo 3,998 - 3,500 3,045 Centre for Community Development Assistance Bangladesh 49,158 47,374 3,500 3,500 Emmannuel Hospitals Association India 4,000 - 3,500 3,395 Grameena Mahila Okkuta India 5,410 5,410 3,500 3,500

Institution Marocaine d'Appui à la Microentreprise Morocco 7,350 2,940 3,500 1,400 Kheda Mahila Bachat Mandal India 7,000 - 3,500 3,500 Lanka Microfinance Practitioners' Association Sri Lanka 7,500 7,425 3,500 3,430

Micro Credit For Development And Transformation Cooperative Savings And Credit Society Ltd Uganda 4,603 4,603 3,500 3,500 National Bank Limited Bangladesh 71,000 17,750 3,500 1,575 Nidan Microfinance Foundation India 4,511 4,511 3,500 3,500 Swayamkrushi Women's Dev. Mutually Aided Coop. Thrift Society India 9,800 - 3,500 3,500 International Christian Revival Ministry Ghana 10,870 - 3,478 3,165 Caritas Pakistan Pakistan 3,476 - 3,476 1,390 Système Financier Décentralisé ASUSU S.A. Niger 16,239 12,991 3,467 1,816 Volunteer Efforts for Development Concerns Uganda 4,707 - 3,450 2,174 Eskander Welfare Foundation Bangladesh 12,440 12,440 3,442 3,442 Rural Health Education and Credit Organization Bangladesh 3,820 - 3,438 - Catholic Relief Services Sierra Leone Sierra Leone 5,702 3,592 3,421 2,155

Page 32 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Last Hope International Nigeria 3,520 - 3,420 3,078 Butembe Development Agency Uganda 3,500 - 3,405 - Center Direct India 4,000 - 3,400 - Farmers Alliance Against Poverty Nigeria 3,400 - 3,400 3,230 Win Centre India 3,440 - 3,400 3,400 Life Association Bangladesh 3,389 - 3,389 3,389 UDOY Bangladesh 5,641 5,598 3,384 3,358 Desh Seba Songstha Bangladesh 4,500 - 3,370 - Organisation for Development Action and Maintenance India 4,200 - 3,360 - Sarhad Rural Support Programme Pakistan 6,159 6,036 3,357 3,357 National Investment and Savings Cameroon Cameroon 5,410 - 3,354 2,180 Convergence 2000 Benin 6,690 - 3,337 3,243 Winheedcam United States 4,131 - 3,305 -

Samannita Somay Unnayan Sangstha/ Integrated Community Development Association Bangladesh 6,103 - 3,286 3,286 KixiCrédito S.A. Angola 12,686 7,612 3,271 1,963 Cooperativa de Ahorro y Crédito Chone Ltda. Ecuador 4,438 2,029 3,260 2,119

Cooperativa de Ahorro y Crédito Acción Rural Ltda. Ecuador 5,531 2,162 3,250 1,462

UNESCO Club PAFF Democratic Republic of Congo 3,250 - 3,250 2,600 Shetu Bangladesh Bangladesh 5,515 - 3,235 2,264 SAILD (Service d'Appui aux Initiatives Locales de Developpement) Cameroon 4,301 - 3,221 1,772 Alcance Financiera, S.A. de C.V., SOFOM, E.N.R. Mexico 4,000 3,960 3,200 3,168 Jong Trust India 3,200 - 3,200 3,200 Poor and Progress Assistance Bangladesh 5,000 - 3,200 2,080 Voluntary Paribar Kalyan Association Bangladesh 6,355 - 3,200 3,200 Canadian Centre for International Studies and Cooperation, I India 4,550 - 3,185 2,898 Banco de los Pobres de Medellin Colombia 6,240 3,744 3,120 1,872

Page 33 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Development Research Communication and Services Centre India 3,120 - 3,120 3,120 Red de Microcredito de Medellin Colombia 74,124 43,881 3,120 1,872

Cooperativa de Ahorro y Credito Riobamba Ltda. Ecuador 8,876 - 3,106 1,957 Yayasan Pokmas Mandiri Indonesia 9,295 9,295 3,102 3,102 Canadian Physicians for Aid Relief Ethiopia 3,100 - 3,100 - Heaven on Mercyful Earth India 3,100 3,100 3,100 3,100 Integrated Human and Social Development Foundation Ghana 3,300 - 3,100 2,666

Ligue des Femmes Congolaises / Projet CREP Democratic Republic of Congo 3,100 - 3,100 - Rural Welfare Institute India 4,800 - 3,100 3,100 Zimbabwe Microcredit Facility (Private), Ltd. Zimbabwe 4,780 3,107 3,100 1,860 Nandom Rural Bank Limited Ghana 3,240 - 3,078 2,549 Rural Economic Support and Care for the Underprivileged Bangladesh 3,376 - 3,070 3,039 Voluntary Association for Rural Development Bangladesh 13,830 13,830 3,057 3,057 CPECG Yètè Mali Guinea 3,532 2,472 3,050 1,982 Society for Women Awareness and rural Development India 3,460 - 3,020 - Association PAG LA YIRI de Femmes Burkina Faso 3,950 - 3,000 3,000 COAC Mushuc Runa Ecuador 34,500 11,730 3,000 1,020 G7 Bank (Rural Bank of Nabua, Inc.) Philippines 3,507 - 3,000 103 Indira Mahila Mandali India 3,000 - 3,000 3,000 Kyrgyzayltrust Kyrgyzstan 3,454 - 3,000 3,000 Network of Small Action Groups/Youth Charitable Organization India 4,000 - 3,000 2,910 Nigerian Centre for Research & Documentation Nigeria 3,000 - 3,000 - Nilmoti Dustha Narikallyan Sangthsa Bangladesh 5,200 - 3,000 3,000 Nsoatreman Rural Bank Ghana 8,400 5,880 3,000 1,950 ONG Espoir de la Famille Benin 5,000 4,900 3,000 2,880 ONG FACES Ecuador 3,982 2,687 3,000 2,100

Page 34 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Patphil International Limited Nigeria Nigeria 4,000 - 3,000 2,400 Plan Togo Togo 8,500 - 3,000 3,000 Projet PNUD - Programme d'appui aux Initiatives de Base Guinea 4,500 - 3,000 1,590 Rural Development and Welfare Foundation Bangladesh 3,000 - 3,000 3,000 Rural Education and Development Centre India 3,921 - 3,000 - Shaheed Abdul Hameed Education Society India 3,000 - 3,000 - SHD Savings and Credit Company Zimbabwe 3,600 - 3,000 2,700 Wayanad Social Service Society India 3,200 - 3,000 2,700 Initiative pour le Developpement Communautaire

Integre Democratic Republic of Congo 2,990 - 2,990 2,691 Service Civil International Bangladesh 3,070 - 2,990 2,691 Unnayan Prochesta Bangladesh 3,074 - 2,980 2,622 SEEDA - Self-Employees Economic Development Association of Sri Lanka Sri Lanka 3,240 - 2,965 2,580 Community Action for Rural Development India 4,806 - 2,952 2,952 Union Régionale des Caisses du Bam Burkina Faso 3,676 588 2,941 2,941 Bangladesh Association of Women for Self- Empowerment Bangladesh 2,935 - 2,935 2,935 Vivekananda Sevakendra O Sishu Uddyan India 4,703 3,574 2,915 2,682 Agence Pour la Promotion et l'Appui aux Petites et Moyennes Entreprises Benin 12,794 - 2,907 2,180 Association for Realisation of Basic Needs Bangladesh 14,520 12,632 2,904 2,323 Assistance for Development Programme Bangladesh 3,200 - 2,900 2,610 Cooperativa de Ahorro y Credito-Caja Rural Nacional R.L. Nicaragua 7,245 3,695 2,890 1,474 Nari Maitree Bangladesh 3,500 - 2,884 2,884 BIDANI Development Foundation (Formerly BIDANI Credit Trust) Philippines 4,598 - 2,878 2,590 Progoti Samajkallyan Sangstha Bangladesh 3,837 3,492 2,877 2,819 EC Bangladesh Bangladesh 9,574 9,383 2,872 2,815 Shapla Shamaj Unnyan Shanghtha Bangladesh 3,940 - 2,870 -

Page 35 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women

Catholic Institute for Development Justice and Peace Nigeria 3,720 - 2,863 2,176 Benevolent Community Education and Rural Development Society Cameroon 3,178 - 2,860 2,145 Society for Initiatives in Rural Development and Environmental Protection Cameroon 3,178 - 2,860 2,002 Polly Unnayan Shangstha Bangladesh 2,852 - 2,852 2,852 Fortune Grassroots Development Initiative MFI Nigeria 3,800 3,610 2,850 2,138 Binh Minh Community Development Consulting Company Vietnam 4,068 3,946 2,848 2,763 Karnali Saving and Credit Co-operative Limited Nepal 2,848 2,848 2,848 2,848 The Good Earth Bangladesh 3,154 2,996 2,839 2,725 Alliance des Caisses d'Epargne et de Credit de l'Oudalan Burkina Faso 3,415 - 2,836 2,354 Aidez Small Project International Ghana 3,612 3,384 2,816 2,419 La Generale des Actions pour la Promotion de l'Ideal

Communautaire Democratic Republic of Congo 3,480 - 2,812 2,250 Adansi Rural Bank Limited Ghana 2,874 - 2,800 2,100 Foundation for Development Alternatives Philippines 2,800 - 2,800 2,772 Mouvement Paysan de Papaye-Haiti Haiti 3,500 - 2,800 - Organization for Social Advancement and Cultural Activities Bangladesh 4,400 - 2,800 2,800 Rural Women's Association Mauritius 4,520 - 2,800 1,176 Shaldair Renaissance Club Bangladesh 4,200 - 2,800 2,716 UPKH CD RS Bethesda Indonesia 3,500 - 2,800 1,680 United Youth Club Nepal 3,108 - 2,797 2,517 Anglican Family Income Projects - Nigeria Nigeria 3,100 - 2,790 2,706 Cooperativa de Ahorro y Crédito Artesanos Ecuador 3,240 2,229 2,790 2,176

Kaunlaran Sa Kabuahayan Microcredit Corporation Philippines 10,846 9,436 2,786 2,424 Instituto de Investigaciones Socio-Económicas y Tecnológicas Ecuador 9,749 3,910 2,778 1,333

Page 36 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Seilanithih Limited Cambodia 13,846 9,831 2,769 2,354 Catholic Relief Services Madagascar Madagascar 4,586 2,522 2,752 1,514 Bancolombia Microfinanzas Colombia 5,500 - 2,750 1,320 Negros Women for Tomorrow Foundation Philippines 116,603 116,486 2,741 2,741 Kuttanadu Vikasana Samithy India 3,850 - 2,740 2,740 SANGJOG/Connection Bangladesh 2,850 2,708 2,730 2,594 Bangladesh Rural Improvement Foundation Bangladesh 3,563 - 2,724 -

FINCA D.R. Congo Democratic Republic of Congo 16,013 - 2,722 2,722 Catholic Relief Services El Salvador El Salvador 4,511 3,609 2,707 2,166 Chifeng Zhaowuda Women?s Sustainable Development Association People's Republic of China 3,866 3,866 2,706 2,706 African Housing Fund - Zambia Zambia 3,800 - 2,700 1,674 Shanthinikethanaya Sri Lanka 3,750 - 2,700 - BRAC Southern Sudan South Sudan 5,602 5,602 2,688 2,688 Ong le Tonus Mali 2,690 - 2,681 1,504 Afghanistan Microfinance Institution Afghanistan 2,977 774 2,680 697 Rural Agency for Social and Technological Advancement India 3,708 - 2,680 2,600 Social Education for Rural Development India 3,341 - 2,673 2,673 Ningxia Yanchi County Ass. for the Advancement of Women People's Republic of China 2,906 2,877 2,665 2,638 Entrepreneurs du Monde France 6,657 - 2,663 2,450 Federacion Uruguaya de Cooperativas de Ahorro y Credito Uruguay 21,250 - 2,663 1,571 Perhimpunan untuk Studi dan Pengembangan Ekonomi dan Sosial Indonesia 3,214 2,764 2,660 2,394 Pride Zambia Zambia 4,556 - 2,660 1,490 Ameen s.a.l. Lebanon 13,476 3,493 2,624 1,457 Samadeepa Samaja Kendraya, Inc. Sri Lanka 4,098 - 2,618 1,204 Network Leasing Corporation Limited Pakistan 5,102 - 2,603 677 Jagrata Juba Shangha Bangladesh 5,913 - 2,602 2,602

Page 37 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Agencia Adventista para el Desarrollo y Recursos Asistenciales Honduras 3,161 2,908 2,600 2,470 Proshikhit Jubo Kallayan Sangstha Bangladesh 3,000 - 2,600 2,418 Kosovo Grameen Missione Arcobaleno Microcredit Fund Kosovo 4,703 4,703 2,586 2,586 Future In Our Hands Development Fund Sri Lanka 4,507 - 2,585 2,482 North Western Economic Enterprise Development & Savings Co-op Society Sri Lanka 3,800 - 2,584 646 Cambodia Community Building Cambodia 4,314 - 2,573 2,496 SNEHA MACS LIMITED India 2,573 - 2,573 2,573 Surigaonon Rural Banking Corporation Philippines 7,345 7,198 2,571 2,520

Action D'Aide Sanitaire aux Plus Demunis Democratic Republic of Congo 2,570 - 2,570 2,570 Manav Adhikar Seva Samitee India 2,570 - 2,570 2,570

Mukono Teachers' Savings and Credit Society Ltd Uganda 2,661 - 2,565 1,749 Bangladesh Organization Polli Mongal Sangasa Bangladesh 2,550 - 2,550 2,116 Programme for Community Development Bangladesh 2,623 - 2,550 2,422 Uweso Savings and Credit Scheme Uganda 2,526 - 2,526 2,273 Sarthi India 2,721 - 2,523 2,523

Association for Rural Development - Bangladesh Bangladesh 3,000 - 2,500 2,500 Center for Community Transformation, Inc. Philippines 67,099 62,093 2,500 2,275

Commoners Agric. & Rural Development Association Sierra Leone 3,500 - 2,500 1,625 Federation Nationale des Groupements de Promotion Feminine Senegal 5,094 - 2,500 2,500 Kandy District TCCSU Limited Sri Lanka 4,000 - 2,500 - Lovely Multi-Purpose Coop. Society Ltd. India 2,500 - 2,500 2,500 Mthuzi Development Foundation Inc. Zambia 5,000 - 2,500 1,500 People's Action for Transformation Trust India 2,948 - 2,500 2,500 Reseau des Caisses d'Epargne Et De Credit Des Femmes De Dakar Senegal 2,500 1,875 2,500 -

Page 38 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Samaj Unnayan Kendra Bangladesh 4,733 - 2,500 2,375 Santhimalai Research & Development Trust India 2,500 - 2,500 2,500 The Rural Entitilement and Legal Aids India 3,400 - 2,500 2,500 Union des Caisses Jemeni Mali 8,819 - 2,500 1,550 Village Economic and Social Development Community Bangladesh 4,280 - 2,500 2,000 Zambuko Trust Zimbabwe 4,462 - 2,500 1,875

CARE International in Democratic Republic of Congo Democratic Republic of Congo 3,504 2,677 2,498 1,908 Ruchi India 2,493 - 2,493 2,368 Rural Centre for Human Interests India 2,493 - 2,493 2,368 Sagarika Samaj Unnayan Sangstha Bangladesh 24,827 21,599 2,483 2,483 Central Cresol Baser Brazil 49,646 9,418 2,482 372 Sociedad Cooperativa de Ahorro y Crédito AMC de R.L. de C.V. El Salvador 13,773 8,096 2,482 998 SPBD Microfinance (Fiji) Ltd Fiji 2,481 2,456 2,481 2,456 Rural Organisation for Voluntary Activities Bangladesh 8,551 7,867 2,479 2,479 Consultores Agropecuarios y Forestales Asociados, S.A. de C.V. Mexico 6,445 6,123 2,477 2,229 Jana Seba Kendra Bangladesh 3,750 - 2,475 -

CECPKI Democratic Republic of Congo 4,083 - 2,462 1,157 PROPESA Chile 6,000 - 2,460 1,353 Cooperativa de Ahorro y Crédito SAC Ecuador 3,323 1,495 2,456 1,375 Cooperativa de Ahorro y Crédito SAC Ecuador 3,323 1,495 2,456 1,375 Social Development Pace Bangladesh 4,115 - 2,455 2,136 Bosak Microfinance Bank Limited Nigeria 4,348 3,957 2,452 2,305 Social Welfare Agency and Training Institute India 3,276 1,966 2,450 1,470 Union des Mutuelles dEpargne et de Credit de Sedhiou Senegal 3,051 - 2,440 659 Foundation for rural and industrial equipment for national development inc. Philippines 3,043 - 2,434 2,239 Martina Centre Nigeria 2,762 - 2,432 2,252

Page 39 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Initiative Developpement Benin Benin 3,039 - 2,431 2,382

Benishangul-Gumuz Microfinancing Share Company Ethiopia 5,483 - 2,425 534 Centre for Participatory Education and Action for Community Empowerment India 2,517 - 2,405 2,405 Collective Self Finance Scheme Zimbabwe 2,400 - 2,400 1,968 Hyderabad Collective for Study and Action India 2,400 - 2,400 - Nedumkandam Cultural Society India 2,500 - 2,400 1,920 Village Development Association Bangladesh 3,900 - 2,400 2,400 Women's World Banking Malawi Malawi 4,000 - 2,400 2,160 Jinzhong Rural Poverty Reduction Development Association People's Republic of China 2,396 2,396 2,396 2,396 Credit Scheme for Productive Activities of Women in Tanzania Tanzania 2,989 - 2,392 2,392 Unnayan Porikalpanaya Manush Bangladesh 2,839 - 2,375 1,971 Enterprise Mentors El Salvador El Salvador 2,374 2,303 2,374 2,303 Cootradepmeta Colombia 21,235 13,590 2,350 1,504

CERP GALA LETU Democratic Republic of Congo 5,670 2,608 2,340 1,310 Eshet Microfinance Institution Ethiopia 2,337 - 2,337 958 Asociacion General para Asesorar Pequenas Empresas Colombia 2,749 - 2,336 2,102 Cercle Communautaire Benin 5,500 - 2,336 - FINCA Nicaragua Nicaragua 19,528 15,622 2,335 1,742 Port Sudan Association for Small Enterprise Development Sudan 4,962 3,027 2,332 1,632 Canadian Centre for International Studies and Cooperation, Vietnam Vietnam 5,221 - 2,327 1,582 Sungi Development Foundation Pakistan 7,049 7,049 2,326 2,326 Village Reconstruction Institution Bangladesh 3,630 - 2,325 - Alternativa Solidaria Chiapas, A.C. Mexico 13,753 13,753 2,312 2,312 CIPCRE - BAMENDA Cameroon 2,500 - 2,300 1,909 Cooperativa de Ahorro y Crédito La Benéfica Ecuador 2,981 1,433 2,300 1,495

Page 40 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Gorakhpur Environmental Action Group India 2,300 - 2,300 2,231 Mallig Plains Rural Bank (Isabela), Inc. Philippines 13,560 - 2,300 2,300 Te Creemos, S.A. de C.V. SFP Mexico 8,678 4,860 2,300 1,495 Catholic Relief Services Democratic Republic of

Congo Democratic Republic of Congo 3,832 2,797 2,299 1,678

Society For Micro Economy Development Activities India 2,295 - 2,295 2,043 FOMENTAMOS - Corporacion para el fomento del microcredito y las microfinanzas Colombia 2,291 1,512 2,291 1,512 Malawi Rural Finance Company, Ltd. Malawi 73,112 28,514 2,287 915 Mohila Bohumukhi Shikkha Kendra Bangladesh 11,807 11,559 2,281 2,235 Jiban Sandhani Samaj kalyan Sangstha Bangladesh 2,500 - 2,280 2,234 PAHAL India 2,990 2,900 2,272 2,227 FBN Microfinance Bank Limited Nigeria 8,420 4,495 2,259 1,415 Adventist Development and Relief Agency International - Germany Germany 2,252 - 2,252 2,139 Anavoor Mahila Samajam India 2,250 - 2,250 2,250 Catholic Relief Services Sudan Sudan 3,742 3,705 2,245 2,223 Ahead Social Organization Bangladesh 2,235 - 2,235 2,123 Actuar Bolivar Colombia 6,226 3,487 2,230 1,249 ASBL Duterimbere Rwanda 3,177 - 2,223 2,134 Samakal Samaj Unnayan Sangstha Bangladesh 2,219 - 2,219 2,108 CRDTC People's Republic of China 7,442 - 2,216 -

Fundación para el Desarrollo de la Pequeña Empresa Guatemala 3,257 2,866 2,200 1,936 National Association of Business Women Malawi 2,600 2,600 2,200 2,200 Payyavoor Community Development Project India 2,860 2,202 2,200 1,694 Fondo de Desarrollo Comunal Bolivia 11,545 7,158 2,197 1,788 Organisation for Social Change and Rural Development India 2,189 - 2,189 2,189 Busa Gonofa MFI Ethiopia 3,030 - 2,181 1,788 Futuro Contactar Colombia 4,044 2,912 2,180 1,570

Page 41 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Community Welfare and Enrichment Society India 2,216 - 2,172 2,129 Mision Alianza de Noruega en Ecuador Ecuador 10,842 - 2,170 1,085 ADEA - Andahuaylas Peru 3,600 2,880 2,160 1,728 MASUM India 5,400 5,400 2,160 2,160 Foundation for Women Liberia United States 2,156 2,145 2,156 2,145

Society of Women in Action for Total Empowerment India 2,154 - 2,154 - Ilobu Community Bank Nigeria 2,440 488 2,150 430 Inter Aide France 2,366 - 2,136 1,623 Fundación Para la Promoción y el Desarrollo Nicaragua 20,005 10,385 2,135 1,302 Janarth India 7,100 - 2,130 958 Fundación Para el Microcrédito Guatemala 2,126 - 2,126 1,956 National Association of Co-operative Credit Unions of the Gambia Gambia 9,652 5,212 2,125 1,148 Caja Nor Perú Nuestra Gente Peru 33,961 14,603 2,123 913 Neighbourhood Society Service Centre Nepal 14,139 14,139 2,120 2,120 Centre for Agriculture & Rural Development Ghana 2,112 876 2,112 876 National Rural Development Program Pakistan 3,014 1,839 2,110 1,477 Society for Elimination of Poverty Bangladesh 3,330 - 2,105 - Bank Tabungan Pensiunan Nasional Sharia Indonesia 2,100 2,100 2,100 2,100 BLOSSOM TRUST India 3,586 - 2,100 2,100 Catholic Relief Services Cameroon Cameroon 3,500 2,765 2,100 1,659 Conserva A.C. Mexico 12,897 12,768 2,100 840 Institute for Social Economic Studies and Development Indonesia 2,960 - 2,100 1,155 Saviya Development Foundation Sri Lanka 2,100 - 2,100 - Semilla Solidaria, S.A. de C.V. Mexico 9,970 8,774 2,100 1,260 UCADE LATACUNGA Ecuador 3,420 3,224 2,100 1,995 United Indigenous Commercial and Petty Traders Association Sierra Leone 3,000 - 2,100 1,365 Grameen Swapna Bangladesh 4,725 3,993 2,099 1,774 Banco Procredit Ecuador Ecuador 36,780 14,344 2,096 817

Page 42 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Yilong County Rural Development Assosiation People's Republic of China 2,457 833 2,088 804 Rural Unit for Health and Social Affairs India 4,172 4,172 2,087 2,087

Mutuelle d' Epargne et de Credit de la FEPRODES Senegal 8,093 - 2,085 1,937 The Christian Enterprise Trust of Zambia - CETZAM Financial Services Limited Zambia 5,208 3,437 2,077 1,682 Grameen Jano Unnayan Sangstha Bangladesh 17,429 12,549 2,072 2,072 Kenya Ecumenical Church Loan Fund Kenya 16,648 9,423 2,068 1,286 Crac Credichavin Peru 6,764 4,870 2,067 1,488 Association pour une Dynamique de Progres Economique et Social Senegal 3,444 - 2,066 1,942 USC- Satunama Indonesia 5,165 - 2,066 1,116 Mybinh People's Credit Fund Vietnam 3,176 - 2,065 -

Barendrabhumi Social Development Organization Bangladesh 4,340 - 2,053 1,848 Triple A Research and Consultancy Nepal 2,731 2,731 2,051 2,051 Association for International Development and Services Sierra Leone 5,553 - 2,047 1,740 Advancement of Rural People Organization For Needy Bangladesh 2,040 - 2,040 2,040 Assoc. for Rural Cooperation, Development and Improvement People's Republic of China 2,038 1,101 2,038 1,101 FINCA Russia (Samara-Tomsk) Russia 11,318 6,815 2,037 1,222 Africare - Senegal Senegal 2,900 - 2,030 - Harsita Alur Yojane India 2,615 - 2,027 2,017 Solidarity Bangladesh 8,562 7,888 2,025 2,025 Yapidi Rural Women Development Programme Indonesia 6,576 - 2,024 2,024 Anisha Microfin Association India 5,052 5,052 2,021 2,021 Community Based Poverty Reduction Project Nigeria 2,020 - 2,020 1,717 NDIKOM Progressive Association Nigeria 2,019 - 2,019 2,019 Mutuelle d'Epargne et de Credit Pour la Promotion de la Peche a Mbour Senegal 3,027 - 2,011 994

Page 43 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Save the Children US - Vietnam Vietnam 4,015 - 2,008 1,988 ACCRI Italy 2,000 - 2,000 2,000 Amanath Co-operative Bank Ltd. India 2,000 - 2,000 1,000 AMUPEC Togo 3,180 - 2,000 - Asociacion de Proyectos Comunales de El Salvador - PROCOMES El Salvador 2,403 1,778 2,000 1,560 Child aid International Kenya 2,650 - 2,000 - Children's Alliance for the Protection of the Environment Gambia 2,000 - 2,000 1,500

Christian Children's Fund West Africa Regional Office Senegal 2,000 - 2,000 1,800 Community Home Society India 2,000 - 2,000 2,000 Concern Worldwide, Haiti Haiti 3,400 - 2,000 1,900 ECLOF-Philippines Philippines 7,860 - 2,000 1,900 Eurocredit Cooperative Philippines 2,500 - 2,000 1,900 HILDA - High Land Development Association India 2,020 - 2,000 -

Ifesowapo Multipurpose Cooperative Union Limited Nigeria 2,000 - 2,000 1,300 Indian Council for Child Welfare India 2,100 - 2,000 2,000 Initiative des Masses Paysannes IMAP Togo 2,000 1,600 2,000 1,400 Manob kallyan Kendra Bangladesh 2,000 - 2,000 1,700 Ndoeh Gbeh Bondei, Ndolegbonda Integrated Agri- Dev. Project Sierra Leone 2,000 - 2,000 1,800 ONG Jigi Mali 2,500 - 2,000 1,600 Pazhakulam Social Service Society India 2,600 - 2,000 2,000 Poverty Elimination Organization Bangladesh 2,200 1,980 2,000 1,800 Save the Children Fund UK - Vietnam Vietnam 30,000 - 2,000 2,000 Society for Rural Improvement India 2,000 - 2,000 2,000 Watershed Organisation Trust India 2,500 - 2,000 1,980 Taraqee Foundation Pakistan 2,224 - 1,999 1,799 Naria Unnayan Samity Bangladesh 22,605 18,988 1,998 1,729 Fundación de Desarrollo Campesino Nicaragua 1,991 - 1,991 1,294

Page 44 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Instituto Para el Desarrollo Hondureño Honduras 6,337 5,070 1,990 1,692 JOKKERE ENDAM Senegal 2,650 - 1,987 1,419 Desarrollo Autogestionario, A.C. Mexico 4,169 3,544 1,983 1,686 Nepal Rural Development Organization Nepal 1,982 - 1,982 1,982 Graduate Employment Fund Sudan 2,200 - 1,980 1,287 Karra Society For Rural Action India 2,200 - 1,980 - Gambians for Self-Employment Gambia 1,978 - 1,978 1,563 CJEB-ONG Benin 2,190 - 1,971 - Christian Children's Fund Guatemala Guatemala 2,133 - 1,962 1,903 Concerned Women for Family Development Bangladesh 5,992 5,513 1,958 1,743 Chin Micro Finance Institution Myanmar 3,548 1,951 1,951 702 Human Cooperation Centre in Bangladesh Bangladesh 1,950 - 1,950 1,677 Wau Microbank Limited Papua New Guinea 2,783 835 1,948 390 Alordisha Kallyan Sangstha Bangladesh 1,938 - 1,938 1,938 Central de Promoción Rural Acayucan, A.C. Mexico 3,474 3,127 1,936 1,742

AFADECO Microfinance Fund Democratic Republic of Congo 2,333 - 1,926 1,444

Sri Lanka Association of Professional Social Workers Sri Lanka 3,200 - 1,920 1,843 Suchana Samaj Unnayan Sangstha Bangladesh 1,914 1,857 1,914 1,857 Crac San Martin Peru 9,897 5,542 1,904 1,066 African Underprivileged Children's Foundation Nigeria 2,300 1,679 1,900 1,387 Cooperativa de Ahorro y Crédito Fondvida Ecuador 2,010 1,206 1,900 1,178

Centro de Desarrollo Comunitario Centeotl, A.C. Mexico 1,897 - 1,897 1,897 Fundación para la Integración Productiva Sustentable, A.C. Mexico 7,345 7,198 1,897 1,859 Equipo de Educación y Autogestión Social Peru 4,617 4,017 1,896 1,668

Rural Advancement and Social Progress Organization Bangladesh 3,440 - 1,892 1,892 Nirantara Community Services India 5,228 5,228 1,887 1,887 Mbonweh Women's Development Associaton Cameroon 2,480 - 1,880 1,880 Shisu Unnayan Sangstha Bangladesh 2,170 - 1,880 -

Page 45 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Cooperativa Belen Ahorro y Credito Colombia 10,684 - 1,870 1,122 Habitat & Economy Lifting Programme Bangladesh 2,200 - 1,866 - FONDESPOIR Haiti 3,270 - 1,865 1,306 Oportunidad Microfinanzas S.A. de C.V Mexico 1,864 - 1,864 1,715 Time Organisation, Budalur India 1,852 - 1,852 - NEED Bangladesh 2,200 - 1,850 1,480 RupGong Artho Samajk Unnayan Somity Bangladesh 1,850 - 1,850 - Social Welfare Society Pakistan 2,337 - 1,850 1,684 Cooperative Financiere de la Communaute Chretienne (Reseau CFCC) Cote d'Ivoire 2,248 - 1,845 1,255 Annai Educational Society India 5,250 - 1,840 - FENAGIE/PECHE Senegal 9,091 - 1,837 1,819 PRISM Bangladesh Bangladesh 27,499 27,499 1,833 1,833 Friends Society Bangladesh 1,850 - 1,825 1,807 Mamatha Makkala Mandira India 3,435 - 1,815 1,815 Gramin Dalit Kalyan Samiti Devghar India 1,810 - 1,810 - Planned Social Concern India 5,156 5,156 1,805 1,805 PT. BPR Tataarta Swadaya Indonesia 1,805 722 1,805 722 Association For Bangladesh Social Advancement Bangladesh 1,800 - 1,800 1,800 Bangko Ng Kalumpit, Inc. Philippines 2,000 - 1,800 1,764 COPHEE India 2,123 - 1,800 1,782 Human Dignity Promotion Program Ghana 2,050 - 1,800 1,620

Jana - Shri Financial Corporation Company Limited Sri Lanka 3,000 1,050 1,800 990 LP3M Algheins Indonesia 1,800 900 1,800 900 Nigerian Association of Women in Agriculture & Development Nigeria 2,000 - 1,800 1,440 Projukti Peeth Bangladesh 2,100 - 1,800 1,800 Self-Help and Rehabilitation Programme Bangladesh 19,150 18,767 1,800 1,764 VIDYA India 2,500 - 1,800 - Widows Organisation International Nigeria 2,500 500 1,800 180 Widows Organization International Nigeria 2,500 500 1,800 180

Page 46 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Women's World Banking Ghana Saving and Loan Company Ghana 2,250 - 1,800 1,674 Victoria Basin Savings and Microfinance Cooperative Trust Ltd Uganda 9,854 5,518 1,779 1,174 Salone Microfinance Trust Sierra Leone 7,079 4,177 1,770 1,239 Reseau KARABARA Mali 1,766 - 1,766 1,357 FINCA Malawi Malawi 17,632 14,106 1,763 1,587 Shashimene Eddir Yelimat Agar S.C. Ethiopia 1,853 - 1,760 827 Programa de Estudios y Apoyo a la Produccion/Fondo de Credito Solidario Bolivia 1,758 - 1,758 - Shristy Samaj Kallayan Sangstha Bangladesh 1,755 - 1,755 1,737

Caja Rural de Ahorros y Crédito El Señor Del Luren Peru 35,432 24,802 1,754 877 Project Hope - Malawi Malawi 1,753 - 1,753 1,753 Association of Women in Development Experts Ghana 1,750 - 1,750 -

Participatory Institute for Development Alternatives Sri Lanka 1,750 - 1,750 1,015 Sambali Bank Philippines 2,000 - 1,750 1,050 Shaplaful Bangladesh 5,800 - 1,750 1,085 Synergie Nord Sud pour l'Epargne et le Credit Togo 2,300 - 1,750 963 VOICE India 2,000 - 1,750 - Voluntary Organization for Innovative and Collective Education India 2,000 - 1,750 - Women's Organisation for Rural Development India 1,747 - 1,747 1,747 Actuar Caldas Colombia 2,459 1,672 1,745 1,187 Association of Rural Development India 1,730 - 1,730 606 The Institute of Rural Development Bangladesh 5,405 5,215 1,729 1,539 ActionAid India India 2,741 - 1,726 1,036 Santhana Human Welfare & Educational Trust India 2,440 - 1,716 1,716 Shushilan Bangladesh 3,116 2,306 1,703 1,362 Association for Rural Community Development India 2,684 - 1,702 1,702 Centre for the Development of People Ghana 1,700 - 1,700 1,700

Page 47 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women

Collective Order for Rural Construction Education India 1,700 - 1,700 1,700

Community Research and Development Organization Sierra Leone 1,990 - 1,700 986 Cooperativa de Ahorro y Crédito Los Andes Cotarusi Aymaraes Peru 4,893 2,936 1,700 850

Fundación de Asistencia para la Pequeña Empresa Guatemala 3,379 2,872 1,700 1,615

GIA/NABIO Agroforestry Development Organisation Ghana 2,000 - 1,700 1,700 Inner City Development Cooperative Philippines 2,777 2,721 1,700 1,598 Prottasha Bangladesh 2,600 - 1,700 1,360 Society for Serving Humanity India 1,775 - 1,700 1,700 Wheel Society India 2,100 - 1,700 1,700

Women Health Education Economic and Life Society India 1,700 - 1,700 1,700 Centro de Apoyo al Microempresario, I.A.P. Mexico 298,564 225,714 1,685 1,314 UGAFODE Microfinance Ltd Uganda 5,987 1,754 1,685 765 Grameen de la Frontera A.C. Mexico 7,242 7,242 1,684 1,684 Projets Verts Benin 1,771 - 1,684 1,617 Asociacion Rasuhuillca Peru 2,500 - 1,681 1,412 Rural Development Organization India 1,830 - 1,672 1,672 The Rural Development Organization India 1,830 - 1,672 1,672 Yitzhak Rabin Foundation Kenya 2,788 - 1,672 1,505 Banco Hondureño Del Café (BANHCAFE) Honduras 8,334 4,192 1,670 1,119 Prajashakthi Development Fund Sri Lanka 1,850 1,832 1,665 - daizou collines Benin 1,886 - 1,664 1,082

Centre for Women and Community Development Pakistan 1,663 - 1,663 1,164 Bukidnon Cooperative Bank Philippines 1,748 - 1,661 1,644 PUNDUTSO Micro Finance Zimbabwe 4,145 2,487 1,658 663 Manab Sampad Bikash Trust India 1,656 - 1,656 1,656

Page 48 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Development Association for Basic Improvement- Dabi Moulik Un Bangladesh 33,104 32,111 1,655 66

Anthodaya Community Development Foundation Sri Lanka 1,900 - 1,650 - Fundación San Miguel Arcangel Inc. Dominican Republic 2,015 - 1,650 1,650 Collectif d'Action pour la Promotion des Secteur Artisanal et Agricole (CAPSA C) Cameroon 1,646 - 1,646 1,613 Fondo de Desarrollo Para la Mujer Nicaragua 5,257 - 1,640 1,525 Manab Sampad Unnayan Kendra Bangladesh 2,050 - 1,640 1,640 Fundación Mario Santo Domingo Colombia 11,363 7,811 1,638 1,097 Catholic Relief Services Zambia Zambia 2,716 2,309 1,630 1,386 PACT, Inc. (PDR) Laos 1,629 - 1,629 1,580 Centro de Promoción y Empleo para el Sector Informal Urbano Ecuador 2,257 1,377 1,627 976 Gramin Seba Songstha Bangladesh 1,624 - 1,624 1,624

Pune District Agricultural Development Foundation India 1,622 - 1,622 - Fundación Hidalguense, A.C. Mexico 2,686 1,950 1,612 1,290 GIE Jokkere Endam Senegal 2,150 - 1,612 1,531 We Care India 1,840 - 1,612 1,612 Alternative Development Initiative Bangladesh 19,745 17,770 1,605 1,605 Pragati India 1,752 - 1,604 1,604

Association for Promotion of Senegalese Women Senegal 2,000 - 1,600 1,600 Beit El Mal (Composante Microfinance Du Programme Twize) Mauritania 2,700 - 1,600 - Belgaum Integrated Rural Development Society India 2,600 - 1,600 - Chinishpur Dipshikha Mohila Samity Bangladesh 2,000 - 1,600 1,600

Global Bahumukhi Sahakari Sanstha Limited (Global Multiple Cooperative Organization Limited) Nepal 1,808 1,627 1,600 1,440 Nung Ikono Ufok Pioneer Fishing MCPS Limted Nigeria 1,800 1,710 1,600 1,440

Page 49 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Bogra Rotary Co-operative Society Bangladesh 1,596 - 1,596 1,596 Caja Municipal de Ahorro y Crédito de Maynas Peru 31,871 15,709 1,594 797 Maata-N-Tudu Association Ghana 1,587 - 1,587 1,508 FEFICAM Mexico 3,556 - 1,586 1,507 Africare Timbuktu Credit Program Mali 1,755 - 1,580 1,027 Edpyme Crear Tacna Nuestra Gente Peru 13,377 8,561 1,577 1,009 Organization for Mothers and Infants Bangladesh 1,575 - 1,575 - Uplift India Association India 8,050 5,635 1,574 315 Shakti Foundation for Disadvantaged Women Bangladesh 396,321 385,422 1,572 1,572 African Centre for Human Development Ghana 1,571 - 1,571 1,021 Al-Mehran Rural Development Organization Pakistan 2,819 1,550 1,570 - Educated Unemployed Welfare Assn. India 1,570 - 1,570 1,570 Fundación Producir Colombia 1,856 1,299 1,570 1,099 Corporación W.W.B. Chile 1,959 1,371 1,565 1,096 Action Solidaire pour un Developpement Entretenu a la Base Togo 2,150 - 1,560 - Banco Izalqueno de los Trabajadores, S.C. El Salvador 6,329 3,797 1,560 936 Nari-Dhan Swavalambi Sahayog Ekagrah LTD India 2,600 - 1,560 - Pretmex, S.A. de C.V. SOFOM ENR Mexico 7,800 3,900 1,560 780 Santa Fe de Cuernavaca AC Mexico 2,230 - 1,560 1,451 Asociación para el Desarrollo Integral de San Antonio Ilotenango Guatemala 1,948 1,305 1,558 1,044 Community Development Partners Nigeria 1,555 - 1,555 1,477 Kondo Jigima Mali 1,800 - 1,551 543 Asociacion Movimiento de Mujeres 'Melida Anaya Montes' El Salvador 1,550 - 1,550 1,550 CARE Guatemala Guatemala 3,100 - 1,550 1,550

Ami de La Terre Pour la Vie Democratic Republic of Congo 2,543 - 1,544 - Amities Ensoleillees Benin 2,543 - 1,544 1,482 Bothar Ireland 1,532 - 1,532 1,256 Corporacion Fondo de Apoyo de Empresas Asociativas Colombia 3,243 2,335 1,530 1,102

Page 50 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Femme et Monde Rural Togo 2,550 - 1,530 - Yayasan Kesejahteraan Masyarakat Sriwijaya Indonesia 1,700 - 1,530 - Adarshay India 1,694 - 1,529 1,529 Atwima Kwanwoma Rural Bank Limited Ghana 7,628 - 1,525 793 Jano-Shastho Unnayon Shangtha Bangladesh 1,975 - 1,525 1,525 Fundación Dominicana de Desarrollo Dominican Republic 5,432 3,286 1,521 - Srizony Bangladesh Bangladesh 51,673 48,056 1,521 1,521

Ansar Ali Foundation for Integrated Development Bangladesh 1,515 1,515 1,515 1,515 Shapla Rural Develoment Society Bangladesh 2,625 - 1,515 1,314 Wahana Kria Putri Foundation Indonesia 1,885 1,565 1,508 1,357 Comite d'Action pour la Recherche et le Developpement Togo 1,504 - 1,504 1,440 Metemamen Microfinance Institution Ethiopia 1,501 - 1,501 781 Banco Coopnacional S.A. Ecuador 32,000 12,800 1,500 600 Cooperativa de Ahorro y Crédito 29 de Agosto de la PNP Ltda. Peru 7,320 2,782 1,500 375

Cooperativa de Servicios Multiples Juan XXIII R.L. Panama 1,814 508 1,500 420 Development Association for Rural Peoples Bangladesh 3,000 2,985 1,500 735 Fondo Ecuatoriano Populorum Progressio Ecuador 15,005 6,002 1,500 645 Fundación José Nieborowski Nicaragua 10,678 7,154 1,500 180 Fundación Uruguaya de Apoyo al Microcrédito Uruguay 1,500 - 1,500 1,275 Groupe D'Appui pour L'Integration de la Femme du Secteur Informel Haiti 3,155 - 1,500 975 Gubat St. Anthony Cooperative Philippines 1,520 - 1,500 1,455 Hanuman Prasad Gramin Vikas Seva Samiti India 2,000 - 1,500 -

Hijra Organization for Welfare and Development Kenya 1,500 1,500 1,500 1,500 Innovative Microfinance For Poverty Alleviation And Community Transformation India 7,500 6,825 1,500 1,350 J.J. Foundation India 2,000 - 1,500 1,500

Page 51 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women

Janashakthi Kanta Sanwardana Maha Sangamaya Sri Lanka 2,000 - 1,500 - LAKAMALI Indonesia 1,500 - 1,500 1,350 Lik Lik Dinau/Abitore Trust (Micro Credit Project of UNDP) Papua New Guinea 1,500 - 1,500 - Model Rural Youth Development Organization India 2,074 2,074 1,500 1,080 NAFEC Mauritania 3,000 - 1,500 - OASIS Microfinance Cameroon 1,500 1,200 1,500 1,200 People's Solidarity Association India 3,000 - 1,500 750 Prabhu Educational Society India 2,250 - 1,500 1,125 Rural Entitlements and Legal Aid Society India 2,800 - 1,500 1,500 Rural Peoples Institute for Social Empowerment in Namibia Namibia 2,286 - 1,500 1,275 Sabuj Bangla Sangstha Bangladesh 1,500 - 1,500 1,050

Society for Integrated Development of Rural People India 2,000 - 1,500 1,350 Suchana Samaj Kallyan Shangstha Bangladesh 2,500 - 1,500 1,200 Vidyanikethan India 1,500 - 1,500 1,500 YWCA of Kenya Kenya 1,750 - 1,500 1,500 A Society for Integrated Rural Development India 2,073 - 1,496 - Taraf Sartaz Santi Sangha Bangladesh 1,702 - 1,495 1,271

Institut de Micro Finance Life Vest Democratic Republic of Congo 2,134 1,494 1,494 1,195 Asasah Pakistan 14,975 14,975 1,488 1,488 Dondolo Mudonzvo Credit Scheme Zimbabwe 1,500 - 1,485 1,485 Consorcio de Org. no Gubernamentales de Promocion y Desarrollo de la Libertad Peru 2,968 - 1,484 905 Fondo Esperanza Chile 2,213 - 1,483 1,186

Social Forum for Sustainable Development Nepal Nepal 1,473 1,473 1,473 1,473 Caja de Credito de Sokapango El Salvador 5,310 3,558 1,472 986 Visaca Promotion Centre Gambia 2,942 - 1,471 765 Harirampur Dostho Mahila Bahumukhi Sangstha Bangladesh 3,750 - 1,470 1,470

Page 52 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Agencia Nacional de Desenvolvimento Microempresarial Brazil 7,696 4,848 1,462 1,170

Voluntary Action Plan for the Rural Reconstruction India 1,487 - 1,454 1,410 Organization for Women in Self Employment Ethiopia 1,451 - 1,451 1,451 Development Agencies Support Services Bangladesh 27,352 - 1,450 870 Rahama Women Development Programme Nigeria 2,000 - 1,450 1,421 Udayachal Samaj Kalyan Kendra India 1,500 - 1,450 1,378 Minority Self Empowerment Foundation Bangladesh 2,000 1,400 1,445 939 Action in Distress - India India 1,800 - 1,440 720 Fonds d'Actions Mutuelles Republic of Congo 2,399 840 1,440 792 YAYRA Togo 2,057 - 1,439 - Upper Manya KRO Rural Bank Ghana 3,593 - 1,437 1,437 Catholic Relief Services Haiti Haiti 2,393 1,914 1,436 1,149 Shram Unnayan Sangstha Bangladesh 5,780 5,722 1,436 1,436 ONG CESOL ACJ Ecuador 2,161 1,837 1,433 1,218 Caja Municipal de Ahorro y Crédito de Cusco Peru 63,057 31,434 1,432 694 Pally Samazic Unnayan Sanggathan Bangladesh 1,420 - 1,420 1,278 Small Fishers Federation of Lanka Sri Lanka 1,420 - 1,420 1,250 Bamenda Police Cooperative Credit Union Ltd. Cameroon 2,100 - 1,400 -

Kolleru Rural Development Service Organisation India 3,586 - 1,400 1,400 Propride Ethiopia 1,400 - 1,400 - Resources Development Institution India 1,750 - 1,400 - Rural Development Society India 1,900 - 1,400 1,400 Society for Promotion of Human Efforts and Rural Environment India 1,500 - 1,400 1,400 Wayamba Farmers Development Foundation Sri Lanka 1,900 - 1,400 1,260 Welfare Efforts Bangladesh 1,395 - 1,395 1,395 Jan Chetana Sansthan India 1,391 - 1,391 1,335 Fincoax- UCEPCO Mexico 5,139 2,672 1,379 717 Demos Savings and Loan Cooperative Croatia 1,719 - 1,375 564

Page 53 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Center for Rural Action India 1,374 - 1,374 1,374

Association Des Colporteurs De Goma Democratic Republic of Congo 1,373 - 1,373 1,167 Action in Development Bangladesh 6,521 - 1,372 1,372 Association for Renovation of Community Health Education Services Bangladesh 6,519 5,280 1,365 1,160 Gania Unnayan Committee India 1,517 - 1,360 1,081 Women's Action for Development India 1,354 - 1,354 1,354 CADD/PAA Benin 1,353 - 1,353 1,353 Fundación Leon 2000 Nicaragua 9,555 6,784 1,352 960 FINCA Microcredit Deposit Organization Tajikistan 13,577 4,616 1,350 608 Rift Valley Children and Women Development Ethiopia 1,500 - 1,350 1,282 Mutuelle Tibi Togo 1,417 - 1,347 - Vikasana India 1,913 - 1,339 1,312

Charite et Secours / Charisecours Democratic Republic of Congo 1,335 - 1,335 1,268

Community Development and Health Care Center Bangladesh 1,332 - 1,332 919 Cooperativa de Ahorro y Crédito San Gabriel Ecuador 1,890 1,132 1,332 798 Accion de Servicio y Desarrollo para la Micro Empresa Peru 8,403 6,302 1,331 998 SETARA Female Cooperative Indonesia 1,361 1,361 1,331 1,331 Accedde, S.A. de C.V., SOFOM, E.N.R. Mexico 5,129 2,052 1,323 529 Grupo Consultivo para el Desarrollo Alternativo Peru 3,564 3,307 1,321 1,226 Caja de Credito de Santiago de Maria El Salvador 3,228 1,969 1,320 805 Cooperativa de Ahorro y Crédito Minga Ltda. Ecuador 1,617 1,200 1,320 1,030 Community Strength Development Foundation Sri Lanka 1,310 - 1,310 - Fundación Hondureña Para el Desarrollo de la Micro Empresa FUNDAMICRO Honduras 8,711 6,620 1,306 326 La Fondación Emprender Bolivia 7,257 5,515 1,306 1,045 Consultoria y Capacitacion para el Desarrollo Productivo, S.V. Mexico 10,700 10,593 1,305 1,292

Edpyme Solidaridad y Desarrollo Empresarial SAC Peru 21,691 13,435 1,301 1,171

Page 54 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women ALTERNATIVA Peru 4,189 2,807 1,300 871 Conseil pour l'Education et le Developpement Burundi 2,271 - 1,300 195 Gandhi Smaraka Grama Seva Kendram India 4,000 - 1,300 1,300

Kaveri Comprehensive Rural Development Society India 1,574 - 1,300 650 Mahila Sankshem Sangh India 1,510 - 1,300 - Women Support and Development Initiative Nigeria 1,320 - 1,300 1,170 Women's Environment and Development Organization - Bangladesh Bangladesh 1,500 - 1,300 1,300 Servicios Integrales a Empresas del Sureste, S.C. Mexico 1,299 1,273 1,299 1,273 Rural Resources Development Centre Cameroon 1,308 - 1,291 1,188 Sahana Padanama Sao Tome and Principe 1,290 - 1,290 1,277 Arasan Rural Development Society India 1,286 - 1,286 - Chirar Urimai Mandram Dindigul Vattaram India 1,283 1,283 1,283 1,283

Cooperativa de Servicios Multiples 20 de Abril R.L. Nicaragua 7,231 2,314 1,283 411 Kaxa Taon Mexico 4,387 2,106 1,276 612 South Asia Partnership-Bangladesh Bangladesh 23,130 21,974 1,273 1,273 Fundación Vida y Futuro Colombia 1,879 1,672 1,270 1,130 SOGESOL Haiti 7,931 - 1,268 735 Farmers Friend Organization Pakistan 1,407 1,337 1,266 1,266 Caja de Credito San Miguel El Salvador 4,375 3,500 1,260 1,008 Mohish Bathan Samaj Kallyan Samity Bangladesh 1,520 - 1,260 945 UNRWA Microfinance and Microenterprise Programme-Syria Syria 11,459 4,836 1,260 176 Atmo Karma Samaj Unnayan Sangstha Bangladesh 1,256 - 1,256 1,256 Sangha India 1,256 - 1,256 1,042 Utkalmani Yubak Sangha India 1,256 - 1,256 1,042 Community Services Trust India 6,490 6,360 1,253 1,228 PT. BPR Pulau Intan Sejahtera Indonesia 2,527 544 1,251 269 Caja de Crédito de Santa Ana El Salvador 3,890 2,606 1,250 675 Coastal Educational and Cultural Trust India 1,364 - 1,250 -

Page 55 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women

Development Initiative for Self Help and Awakening India 2,500 - 1,250 1,238 Nava Jeeva Mahila Pragathi Kendra India 1,300 - 1,250 1,250 Priya Nikethan India 1,250 - 1,250 1,125 Zagoroni Bangladesh 2,515 - 1,250 1,250

Fund for Thanh Hoa Poor Women / TCVM Thanh Hoa Vietnam 8,320 - 1,248 1,148 Apoyo Social Valladolid, S.A. de C.V. Mexico 5,232 3,087 1,246 735 Hjana Kallayan Sangstha Bangladesh 3,556 - 1,245 1,145 Norfil Foundation, Inc. Philippines 8,250 1,238 1,238 1,238 Fundación Campo El Salvador 4,490 1,796 1,236 494 IPEDE Solidarité Togo 2,560 1,562 1,233 863 SEBA JAGAT India 1,509 - 1,229 946 Catholic Relief Services Guatemala Guatemala 2,044 1,635 1,226 981 South Asia Research Society India 6,289 6,289 1,225 1,225 Rural and Environment Development Society India 1,221 - 1,221 1,221 Vision -A Rural Development Society India 1,220 - 1,220 1,220 Baptist Convention of Tanzania, The Tanzania 1,520 - 1,216 - Dinas Keseyah Teraan Sosial Indonesia 1,350 - 1,215 1,215 Asociacion Movimiento Fe y Alegria Guatemala 2,330 1,631 1,212 848 Edikanfo Progressive Foundation Ghana 1,579 - 1,211 - Yuva Chetna Kendra India 1,210 - 1,210 1,089 Rural Development Initiative Bangladesh 4,347 - 1,208 1,112 ASOCIACION DE OPERADORES FINANCIERO EN TOCACHE Peru 5,953 - 1,207 495 ADEPH Guatemala 1,931 - 1,200 480 Ahmedabad Jilla Mahila Bachat Mandal India 4,000 - 1,200 1,200 Arthpurna Microfinance Ltd. India 1,500 - 1,200 1,200 Asmita Institute for Development India 4,000 - 1,200 1,200 CAPIRONA Peru 2,300 1,380 1,200 720 Centro Andino de Desarrollo, Investigacion y Informacion Argentina 3,000 - 1,200 -

Page 56 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Collectif du Financement Populaire Haiti 1,200 768 1,200 768 Credit Cooperatif France 6,000 - 1,200 - CRUSADE India 1,250 - 1,200 1,200

Grupo Social Centro al Servicio de la Accion Popular Venezuela 3,758 - 1,200 720 Instituto para el Desarrollo, Educacion, Salud y Pacificacion Peru 1,418 1,134 1,200 960 Juntos Progresando, S.A. de C.V. SOFOM, E.N.R. Mexico 1,500 1,350 1,200 1,080 Kathmandu Business and Professional Women Nepal 1,200 - 1,200 1,200 National Savings and Credit Association Gambia 1,200 - 1,200 504 Rural Institute for Community Education India 1,500 - 1,200 1,200 Sonar Bangla Somaj Kallyan Sangstha Bangladesh 1,200 - 1,200 1,200 Srijan Mohila Sangstha Bangladesh 1,551 - 1,200 1,200

Women Trust Savings & Credit Co-operative Society Kenya 2,500 - 1,200 - Arkashree Konark India 2,060 - 1,194 693 Environment Council Bangladesh Bangladesh 10,047 9,910 1,194 1,175 Organisation de Formation et d'Appui au Developpement Senegal 1,188 - 1,188 1,188 Jeevankiran India 1,185 1,185 1,185 1,185 MECARUL Senegal 1,818 764 1,180 531 Enterprise Mentors Perú Peru 1,179 224 1,179 224 Agri-Service Ethiopia Ethiopia 2,338 - 1,169 994 Africa Cooperative Action Trust South Africa 1,167 - 1,167 969 Lower Pra Rural Bank Ltd. Ghana 1,167 - 1,167 - Servicios de Microsol, S.C. Mexico 1,152 1,129 1,152 1,129 Femme et Habitat Senegal 1,150 - 1,150 1,150 Gono Pragati Bangladesh 1,485 - 1,150 1,150 Maharashtra Prabodhan Seva Mandal India 1,300 - 1,150 805 Voluntary Association For Social Services Bangladesh 2,100 1,932 1,150 1,138 Edpyme Nueva Vision S.A Peru 9,849 5,515 1,146 642 Finacen, S.A. de C.V. SOFOM, ENR Mexico 2,283 2,100 1,141 1,050

Page 57 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Corporacion Narino, Empresa y futuro-Contactar Colombia 2,849 - 1,140 741 Nkon Koa Cameroon 3,800 - 1,140 1,140 Fundación Mentors Guatemala Guatemala 3,778 2,191 1,133 657 Finrural Mexico 6,978 3,838 1,130 622 Creamos Microfinanciera, S.C. Mexico 5,346 5,335 1,126 1,124 Vinzons Microentrepreneurs Multi-Purpose Cooperative Philippines 1,321 - 1,125 1,024 Fair Health Care Bangladesh 2,563 - 1,120 1,120

Center for Community Development and Education Indonesia 1,117 - 1,117 1,117 SIRDEP Cameroon 1,241 - 1,117 782 Asociacion Cristiana de Jovenes de Ecuador Ecuador 1,114 908 1,114 908 CREDIFEM Peru 1,112 - 1,112 - Himalayan Gram Vikas Samiti India 1,110 - 1,110 999 Kuntum Indonesia 1,847 - 1,108 -

Children Programming and Development Project Office of Weiyuan County Poor Area, Gansu Province People's Republic of China 1,115 1,115 1,104 1,104 Jyotirmayee Mahila Samiti India 2,022 - 1,102 1,102 Asociación Fondo de Desarrollo Regional Peru 10,975 4,734 1,101 434 Caja de Crédito de Soyapango El Salvador 2,970 2,079 1,100 770 Pulse Holdings Limited Zambia 2,457 - 1,100 748 Rural Bank of Tacurong Philippines 1,200 - 1,100 1,067 Self Determination Trust Fund for the Disabled and Poor Women of Tanzania Tanzania 1,211 - 1,100 1,078 Social Organization for the People India 2,200 - 1,100 770 Culture Development Center Bangladesh 1,219 - 1,097 1,097 ANTODAYA India 1,091 - 1,091 1,091 Social Economic and Enviroment Development Organization Sri Lanka 1,347 - 1,086 804 Crac Libertadores De Ayacucho Peru 5,598 3,359 1,085 651

Page 58 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women

Banco Amigo, S.A., Institución de Banca Múltiple Mexico 2,560 2,432 1,083 1,029 Centre for Development Services Bangladesh 3,655 3,472 1,081 1,081 The Kotwali Thana Central Co-operative Association Ltd. Bangladesh 2,162 1,232 1,081 519 FONDOUE Cameroon 3,600 - 1,080 1,080 Jeewan Damani Grameen Sansthan 'Shahri' India 1,800 - 1,080 - Phakamani Foundation South Africa 1,080 1,080 1,080 1,080 Pabna Protishsruti India 2,208 2,186 1,077 1,077 Gopa Bandhu Active Rural Reconstruction Voluntary Organisation India 1,375 - 1,072 986 Yayasan Usaha Maju Malaysia 4,403 4,403 1,072 1,072 Fondo de Inversion Social - Empresa Social S.A. Argentina 3,163 1,234 1,068 417 Federation des Caisses Musco Republic of Congo 4,000 - 1,059 434 Banco de los Trabajadores y de la Pequena Microempresa SC de RL El Salvador 8,156 - 1,058 497 Karmojibi Kallyan Sangstha Bangladesh 9,345 8,723 1,053 1,042 CARITAS Thies Senegal 1,107 - 1,051 998 Ecofuturo S.A. Fondo Financiero Privado Bolivia 43,458 17,383 1,050 714 Mass Education Movement India 1,050 - 1,050 1,050

Cooperative Housing Foundation - ACP Palestine Palestine 4,132 537 1,046 31 VisionFund Mongolia CBF Mongolia 3,903 3,318 1,045 888 Samatha Society for Rural Education and Development India 1,365 - 1,036 - Yayasan Peningkatan dan Pengembangan Sumber Daya Ummat Indonesia 1,324 1,324 1,036 1,036 MUCREFBO Cote d'Ivoire 5,157 - 1,028 203

FINCA Central American Technical Assistance Hub Guatemala 2,387 - 1,026 1,026 Caisse de Participation des Entreprises et a leur Developpement Republic of Congo 1,169 - 1,024 819

Page 59 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Caja de Crédito de Sonsonate El Salvador 7,024 3,161 1,024 870 Promotion de la Femme et des Enfants Victime de

VIH/SIDA Democratic Republic of Congo 1,542 - 1,024 952 Mahatma Ghandi Social Science Service Educational Society India 1,200 - 1,020 1,020 OSA Foundation Nigeria 1,050 - 1,020 1,000 Bharat Integrated Social Welfare Agency India 1,019 - 1,019 1,007 Swati Gramodyog Sansthan India 1,018 - 1,018 1,018 Jingyuan County Urban and Rural Development Assosiation People's Republic of China 1,270 64 1,016 61 Women's Education Development Association India 1,015 - 1,015 1,015 Association Odjougbo Togo 1,024 - 1,005 309 Utkal Sevak Samaj India 1,007 - 1,005 1,005 Aceh Grameen Credit Program Indonesia 1,080 1,080 1,000 1,000 Annex Society Bangladesh 1,000 - 1,000 1,000 Banco de los Trabajadores de San Miguel, S.C. DE R.L. DE C.V. El Salvador 9,991 5,646 1,000 - Bashundhara Kaalyan Sangstha Bangladesh 1,000 - 1,000 1,000 Basundaara Kallayan Sangstha Bangladesh 1,000 - 1,000 - Bhasura Mahila Vikas Samiti India 1,000 - 1,000 - Bindhavasini Saving Fund Cooperative Ltd. Nepal 1,500 - 1,000 - BMT Mardlotillah Indonesia 2,502 - 1,000 660 CCHESS - Center for Charity Health Education and Social Service India 1,400 1,190 1,000 900 Chameg SBI Cameroon 1,300 - 1,000 900 Danish Refugee Council Sri Lanka 1,000 - 1,000 250

Fomento Agroindustrial Progresemos, S.A. de C.V. Mexico 1,719 1,719 1,000 1,000 Funalgodon Ecuador 2,000 - 1,000 300 Fundación 4i-2000 Nicaragua 6,434 4,890 1,000 760 HOPE Bangladesh 1,979 1,880 1,000 900 Indigenous King Jimmy United Association Sierra Leone 1,000 - 1,000 700

Page 60 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Institute of Rural Development Service India 1,500 - 1,000 1,000 Instituto de Desarrollo de la Microempresa Argentina 2,200 - 1,000 800 Intercomm (Swiss/India) India 10,000 - 1,000 - Jay Prabha Gram Vikas (Mandal Sasasaram) India 1,500 - 1,000 - Joshhna Organisation India 4,000 - 1,000 - Lok Prerna Kendra India 1,200 - 1,000 - Medini Society Pipra Kala India 1,000 - 1,000 - MicroKing Finance Zimbabwe 2,500 - 1,000 580 MUKTI India 2,500 - 1,000 1,000 Nissi Global (Pvt) Limited Zimbabwe 1,875 656 1,000 480 Ockenden International Cambodia 1,821 - 1,000 - OPIC-Togo Togo 1,200 - 1,000 780 People's Institute for Operational Research Training and Development India 1,500 1,500 1,000 1,000 Rural Women's Development Society India 2,000 - 1,000 1,000 Ryada for Lending and Financial Services Palestine 4,937 938 1,000 200 Service Center for Promotion of Women's Employment in Kunming City People's Republic of China 2,226 2,003 1,000 950 Shakaler Jannya Kallyn Bangladesh 3,200 3,033 1,000 948 Taltala Jubo Unnayan Sangothan Bangladesh 1,525 - 1,000 750 Women Group Khaloma Kenya 1,500 - 1,000 1,000 Mutuelle d'Epargne et de Crédit de l'ONG ASUDEC (MECRA) Burkina Faso 1,880 1,690 990 901 Caja de Credito de Ahuachapan El Salvador 2,392 1,100 986 454 Catholic Relief Services Lesotho Lesotho 1,643 1,249 986 749 Glorious Poverty Eradication Programmes Kenya 1,100 - 980 951 Lpum Brna Guadasa Klafen Indonesia 1,960 - 980 588 PADES Microfinance Togo 1,523 1,188 980 784 Eco de la Montana Mexico 2,085 1,272 976 595 Emprendamos Juntos A.C. Mexico 4,866 - 973 973 Manob Sheba Shangstha-Mases Bangladesh 1,360 - 973 866 PROVA Society Bangladesh 973 973 973 973

Page 61 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Asociación para el Desarrollo Integral Comunitario de Honduras Honduras 4,288 3,130 970 776 Centro de Reorientación Familiar y Comunitaria El Salvador 1,553 1,211 970 766

Cooperative d'Epargne et de Credit - Beto na Beto Democratic Republic of Congo 1,680 - 970 436 Isura Sanwardana Kendraya Sri Lanka 987 - 968 871 Invirtiendo S.A. de C.V. Sofom Enr Mexico 34,395 32,331 967 909 Isara Hatikhoj India 1,074 - 966 939 Parivarthana Rural Develpment Society India 966 - 966 918 Cooperativa de Ahorro y Crédito Santa Anita Ecuador 1,666 867 962 645 Catholic Relief Services Ecuador Ecuador 6,673 5,338 961 769 Sri Shakthi Development Society India 1,373 - 961 961 Gram Mangal Pathagar India 1,264 - 960 816

Fundación Grameen (Aldeas) Argentina, Mendoza Argentina 1,723 1,172 958 833 Agrogoti Sangstha Bangladesh 1,391 - 956 - Socio-Legal Aid Research and Training Centre India 951 - 951 941 FECAFIP/AVOTODE Togo 1,765 - 950 - Forces en Action pour le Mieux-Etre de la Mere et de l'Enfant Togo 1,800 - 950 285 Foundation for Integrated Community Development- Nepal Nepal 950 - 950 950 Hearts-Somaj Unnayon Songstha Bangladesh 1,000 - 950 808 Lewoh Charity Organisation Cameroon 1,100 330 950 323 Rural Employment Dimension Bangladesh 950 - 950 931 Konoklota Mahila Urban Co-Op Bank LTD India 941 941 941 941 Asesoria Técnica Especializada de México en Palma de Aceite, S.C. Mexico 17,748 2,130 940 113 Libec Micro Finance South Africa 940 - 940 865 Mitra Usaha Kecil Cooperative Indonesia 5,619 5,120 940 773 Polli Kolyan Songstha Bangladesh 2,025 - 940 921 Baba's Foundation Philippines 2,754 - 937 -

Page 62 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Fundación Para el Desarrollo de las Comunidades del Sur Costa Rica 1,100 385 935 374 Programme d'appui aux Initiatives de base Burkina Faso 1,284 - 935 - Red Vanguardia, S.A. de C.V. Mexico 934 560 934 560

Cooperative d'Epargne et d'Entraide pour Salaries Rwanda 2,575 - 930 484

Club UNESCO BONSOMI Democratic Republic of Congo 926 - 926 852

Cooperation pour le Developpement du Congolais Democratic Republic of Congo 1,030 - 926 593 Kyamuhunga Peoples Cooperative Society Ltd Uganda 4,018 - 919 414 Village Poor Development Organisation India 919 - 919 919 Survie de la Mere et de l'Enfant Benin 917 - 917 917 Organization for Participatory Development Pakistan 952 - 914 466 ActionAid Ethiopia Ethiopia 910 - 910 910 Asociacion de Investigacion para el Desarrollo Ecologico y Socioeconomico Honduras 1,350 - 910 464 Ramabai Ambedkar Mahila Mandali India 1,000 1,000 908 908 Asociacion Civil Guatemalteca Grameen Credit Guatemala 901 901 901 901 Abivruddi India 900 - 900 900 Caja de Crédito de Tenancingo El Salvador 2,015 1,229 900 576 Deshasree Unnayan Sangstha Bangladesh 1,200 - 900 882 Forum for Rural Education and Empowerment on Dev. India 1,200 - 900 - Gramapura Thozilargal Membattu Sangam India 1,120 - 900 891 Kooperativa Ng Sambayanaki Ng Banal Philippines 943 - 900 855 Obinwannesege Help - Humanitarian Services Nigeria 1,000 - 900 855 Philisisizwe Association for Development Trust South Africa 2,350 - 900 810 Posobid Unnayan Sangstha Bangladesh 1,994 1,894 900 855 Rural Bank of Talisayan Philippines 3,500 - 900 900 The Opportunity Centre Zambia 1,110 - 900 630 VARRAT India 900 - 900 900 Asociacion de Desarrollo Pespirense Honduras 1,514 818 890 481

Page 63 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women En Comun de la Frontera, A.C. Mexico 1,618 1,375 890 756 People's Integer Progressive Association for Social Activities Bangladesh 4,643 - 890 890 Aram Foundation Bangladesh 2,671 2,671 889 889 FINCA de El Salvador El Salvador 8,357 6,686 880 775 Centre d'Education et d'Encadrement des Femmes

Microentreprenuers en Microfinance Democratic Republic of Congo 1,253 - 876 753 Servicios Educativos El Agustino Peru 1,450 1,232 876 876 Rural Organisation for Social Affairs Bangladesh 875 - 875 - ANUVAB Bangladesh 8,726 - 873 864 Fundación Integral de Desarrollo Rural del Pacífico Central Costa Rica 2,817 1,042 870 322 Sonali Bhabishyat Bangladesh 1,935 - 870 853 Rural Development Assosiation of Xingren County, Guizhou Province People's Republic of China 1,844 1,658 869 780 Coordinadora de Asociaciones de Desarrollo Integral del Sur Guatemala 2,159 - 863 414 Fundación D-MIRO Misión Alianza Ecuador 39,561 23,341 863 578 Catholic Relief Services Niger Niger 1,436 775 862 465 Association for Community Development Bangladesh 5,077 4,620 860 826

Cooperativa de Ahorra y Credito Quillacollo Ltda. Bolivia 6,354 - 860 370 Malawi Council for the Handicapped Malawi 2,800 - 860 791 Development Education and Environment Protection Society India 960 - 850 850 IRED - Development Innovations and Networks Zimbabwe 850 - 850 765 Mutuelle TABBI-BAN Niger 850 - 850 - Social Action for Manpower Creation India 1,100 - 850 850 Basic Urban Services for Katchi Abadies Pakistan 941 - 847 466 Sadhana India 845 - 845 845 Skill Service Center Nepal Nepal 1,400 - 840 -

Page 64 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Ensure Development Activities for Vulnerable Underprivileged Rural People Bangladesh 7,896 7,106 837 753 Gambia Women's Finance Association Gambia 9,836 9,836 836 836 Anchor Savings Bank Philippines 850 - 833 808 Cooperativa de Ahorro y Crédito San Miguel de Pallatanga Ecuador 1,085 527 831 404 National Youth Association for Food Security (Trust Fund for Food Security) Gambia 1,400 - 830 664 Caja de Crédito de Acajutla El Salvador 4,127 1,981 825 437 Micro Industries Development Assistance and Services Bangladesh 1,854 - 825 412 Hanuman Van Vikas Samiti India 920 - 820 246 FINCA Kosovo Kosovo 4,801 - 816 228 Egypt Project Hope Egypt 815 611 815 611 Association for Women's & Rural Development India 1,160 - 810 770 Cooperative De Microcredit Rural Burundi 950 - 807 541 Grameen Trust Chiapas AC Mexico 16,135 10,488 807 807 Sabuj Sangha India 806 - 806 806 CERIDAA-ONG Benin 805 - 805 644 Banco Oportunidade de Moçambique Mozambique 7,311 3,217 804 482 Buddhism for Development Cambodia 850 - 803 642 Ingenieria Agropecuaria y Mercantil de Chiapas, S.A. de C.V. Mexico 802 786 802 786 Women's Finance House Botswana Botswana 802 802 802 802 Catholic Relief Services South Sudan South Sudan 1,334 1,121 801 673 AAFCOOP Cameroon 800 - 800 184 Aid India India 800 - 800 - Asian Society for Entrepreneurship, Education and Development India 1,650 - 800 680 Caritas Felices Chimbote Peru 2,002 1,622 800 648 Casa Campesina de Cayambe Ecuador 1,055 461 800 448 Centre for Rural Development and Education India 1,100 - 800 736

Page 65 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Communities Economic Development Fund Canada 1,164 - 800 160 Community Reconstruction Organization of Social Service India 960 - 800 800 Cooperative Bank of Agusan del Sur Philippines 1,000 - 800 560 Deshabandu Club India 2,206 - 800 744 Effective Assistance and Rehabilitation for Tormented Humanity - Foundation Bangladesh 800 344 800 344 Federacion Nacional de Mujeres Rurales de Guatemala Guatemala 2,000 - 800 720 IMF Créa-Sol France 1,232 801 800 544 Kactia Co-operative Finance Uganda 1,200 600 800 400 KIEDF Israel 1,200 - 800 800 Methodist Women Foundation Nigeria 800 - 800 800 Paribartan Bangladesh 900 - 800 792 Peasants Dragnet Nigeria 1,000 850 800 720 Pragathi Sheel Yuva Kendra India 1,200 - 800 - Progresemos Colombia 1,171 738 800 504 Salfi Educational & Welfare Society India 800 800 800 800 Sri Deerananda Savings and Credit Organization Sri Lanka 800 - 800 - Sunwai India 1,000 - 800 - Trust in the Area of Social Activity India 800 - 800 800 Tuma Kavi Development Association Ghana 800 - 800 640 Women Entrepreneurs Association Of Nepal Nepal 890 890 800 800

Women Entrepreneurship Development Trust Fund Tanzania 2,100 1,995 800 784 Xavier Institute of Social Service India 1,000 - 800 - Rural Cooperative Foundation of Nigeria Nigeria 798 - 798 678 FONDECAP Cusco Peru 1,220 - 793 777 Vola Mahasoa Madagascar 7,930 - 793 357 Fundación para el Desarrollo de la Microempresa Fundación MICROS Guatemala 3,502 3,152 791 712 Crac Cajamarca Peru 3,431 1,544 790 356

Page 66 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Seva Manabik Unnayan Kendra Bangladesh 1,026 - 790 790 Social Development Organisation Bangladesh 936 - 785 589 Change Bangladesh 784 - 784 784 Centre Béninois pour le Développement des Initiatives à la Base Benin 2,600 1,950 780 546 FINCA Georgia Georgia 15,607 - 780 359 ONG UCADE Ambato Ecuador 5,183 4,693 780 702 Zihualtme Mexico 1,092 852 780 608 Fundación Cerrejon Colombia 1,386 1,234 778 692 Bommanur Society for Village Development India 1,100 - 775 775 CEFORD Sierra Leone 800 - 771 609 Growing Businesses Foundation Nigeria 770 - 770 739 Beselidhja / Zavet Micro Finance Kosovo 4,351 872 769 247 Instituto de Promocion Economico Social del Uruguay Uruguay 2,123 - 768 307 Poverty Alleviation Credit Trust Uganda 768 - 768 677 CECA/MOPIB Togo 765 - 765 - Inicjatywa Mikro Poland 1,019 438 764 329 Nari Vikas Manch India 800 - 760 - Bosomtwa Rural Bank Limited Ghana 2,146 - 758 357 Bhumija Bangladesh 1,325 - 757 606

Environment and Social Development Organization Bangladesh 1,470 1,323 757 704 Malarchi Trust India 1,261 - 756 - Sevadham Trust India 2,520 - 756 756 People's Organization for Social Transformation Philippines 812 739 755 695 Social Enterprise Development Foundation of West Africa Ghana 943 - 755 755 Centro Dominicano de Desarrollo Dominican Republic 1,441 865 751 601 DRISTI Bangladesh 751 - 751 713 OASIS Bangladesh 751 - 751 713 Agrodut Club Bangladesh 806 - 750 -

Page 67 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Albanian Savings and Credit Union Albania 16,241 2,339 750 23,722 Fondo Para la Creacion y Apoyo a la Microempresa en el Estado de Colima Mexico 898 - 750 - Fundación Unión y Desarrollo de Comunidades Campesinas Costa Rica 2,996 1,228 750 308 Gram Vikas Samati Aropur India 1,000 - 750 - Guinan county LPAC project office of Qinghai province People's Republic of China 1,197 1,197 750 750 Jana Utthan Samudayic Bank Ltd Nepal 1,089 982 750 690 Life Line Care Centre India 750 - 750 750

Organisation Chretienne pour le Developpement Togo 1,000 - 750 638 Society for Education Action and Development India 1,000 - 750 712 Society for Social Uplift through Rural Action India 1,006 - 750 750 Sri Jhansi Lakshmi Bai Mahila Sangham India 750 - 750 750 Talanta Finance Ltd. Uganda 968 823 750 615 Women's Assistance and Business Association Ghana 750 - 750 750 Samaj Paribartan Kendra Bangladesh 1,068 1,068 745 745 Participatory Rural Awareness & Voluntary Action Society India 1,147 - 742 742 Rural Reconstruction Society India 866 - 740 740 Bangladesh Vision Bangladesh 1,196 - 736 707 Drishtidan Bangladesh 1,863 1,826 735 735 BanPuebla, S.A. de C.V., SOFOM, E.N.R. Mexico 733 726 733 726 CorpoMicro Ecuador 1,982 - 733 - Caritas Diocesana de Matagalpa Nicaragua 2,522 - 731 585 Development of Malawian Enterprise Trust Malawi 2,458 - 731 599 PREPARE India 950 - 730 730 Society for Community Organisation and Rural Development India 885 - 730 730

Centre for Community Development & Research Nepal 2,082 - 728 400

Page 68 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Forum des Jeunes Entreprises du Congo Republic of Congo 1,228 - 725 616 Urban Sector Group Cambodia 850 - 722 650 ADARSHA India 750 - 721 685 Guide India 756 - 721 721 Dronik, SAPI de CV SOFOM ENR Mexico 1,024 1,024 720 720 Mirror India 720 - 720 648 T.C.D. Society India 720 - 720 720 Women Advancement Forum Nigeria 750 - 720 648 Association d'Appui et de Promotion Rurale du Gulmu, APRG MEC de FADA Burkina Faso 846 - 716 215 Agribusiness Foundation Indonesia 1,575 - 715 - Farmers Association of Community Self-Help Investment Groups Zimbabwe 1,983 1,229 714 571 People's Association for Rural Women Development (PARWD) Trust India 900 - 712 676 SUMANA India 710 - 710 710 Participatory Development Action Program Bangladesh 3,300 - 708 637 GAICD Togo 2,463 2,094 703 669 Centre for Rural Systems and Development India 700 - 700 700 Crusaders Club Ministry Sierra Leone 1,000 - 700 490 Dignity Co-operative Society Ghana 1,000 - 700 560 Dustho Mohilla Punarbosham Kendro Bangladesh 800 - 700 700 Foundation for Entrepreneurship Development of Orissa India 780 - 700 700 Fundación San Isidro Colombia 811 568 700 490 Gbonkolenken Descendant Association Sierra Leone 1,000 - 700 490 Kheda District Self Employed Women Saving Association India 700 - 700 700 MATEPE Indonesia 1,500 - 700 - PERSEPSI The Association for Economic and Social Study and Development Indonesia 3,000 - 700 350 Rural Bank of Placer, Inc. Philippines 1,200 - 700 679

Page 69 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women

Rural Health and Environment Development Trust India 1,350 - 700 700

Self Help Development Savings and Credit Company Zimbabwe 750 638 700 595 Social Advancement and Fair Economy Bangladesh 1,300 - 700 - CARE International in Egypt Egypt 1,663 1,380 698 579 Rural Integrated Development Organization Bangladesh 698 - 698 663 Khasmohal Balichak Pally Vanayan Samity India 900 - 695 695 LPPSLH (Institute for Environmental Research and Resources Development) Indonesia 1,140 - 684 663 AVOTODE Togo 1,014 - 683 271 Caja de Crédito de Candelaría de la Frontera El Salvador 3,300 2,112 680 367 Edpyme Pronegocios Peru 1,754 1,000 680 388 Himpunan Kerukunan Tani Indonesia 900 - 680 680

Instituto de Desarrollo regional Cesar Cesar Vallejo Peru 1,931 1,120 680 394 Tangail Samaj Unnayon Sangstha Bangladesh 2,973 - 680 612 Tourism Promoters and Loans Cooperative Finance, Ltd. Cameroon 800 - 680 390 EUREKASOLI S.A de C.V. Mexico 6,961 5,708 679 557 Ingenio Castilla Colombia 1,550 465 678 203 Maseual Tomin Mexico 1,390 904 678 441 Action Enfance et Developpement Togo 1,837 - 675 -

Mutuelle d'Epargne et de Credit Racines du Progres Senegal 5,746 - 675 574 Sahara Chitwan Co-operative Ltd Nepal 1,347 - 675 389 Asociación Alternativa para el Desarrollo Integral de las Mujeres Nicaragua 3,699 3,329 672 605 Jana Sahajya India 700 - 672 625 Shirdi Sai Baba Yuvajana Sangam India 672 - 672 672 Caja de Credito de Jocoteo El Salvador 1,378 827 670 402 Soluciones de Microfinanzas, S.A. Panama 6,541 3,205 670 328

Page 70 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Heifer Project International Philippines Philippines 669 - 669 - Daridrya Nirashan Prochesta Bangladesh 2,218 - 667 627 ASA Initiative Ghana 3,172 2,078 666 539

Society of Local Volunteers Effort (SOLVE-Nepal) Nepal 1,193 1,193 665 665 Fundación Salvadorena Para el Desarrollo El Salvador 1,794 1,094 664 438 Catholic Relief Services Honduras Honduras 1,105 884 663 530 Brain Society India 1,312 1,115 660 528 Kisan Co-Operatives Ltd Nepal 660 660 660 660 Mithri Institute for Rural Development India 1,200 - 660 660 Tekton Development Fund Philippines 774 - 660 632 Caja de Credito de QUEZALTEPEQUE El Salvador 2,789 1,506 658 355 Indranarayanpur Nazrul Smriti Sangha India 705 - 658 658 National Association of Women's Organizations in Uganda Uganda 792 - 658 645 Agricultural Science Foundation, Hulkoti India 8,156 5,057 657 407 Coastal People's Development Association India 2,947 2,947 657 657 Enterprise Support and Community Development Trust Uganda 721 721 656 656 Abang Farmers Common Initiative Group Cameroon 1,031 - 655 596 Coopérative d'Epargne et de Crédit Pour le

Dévéloppement Kasai Occidental Democratic Republic of Congo 894 654 653 467 ActionAid Ghana Ghana 978 861 650 429 Fundación Hábitat y Vivienda, A.C Mexico 1,309 851 650 422 Holistic Approach for People's Empowerment India 706 650 650 592 Pastoral Social-Fondo Diocesano de Desarrollo- Promocion de la mujer Ecuador 750 - 650 650 Samy Kallyan Foundation Bangladesh 1,280 - 650 559 Union de Esfuerzos para el Campo, A.C. Mexico 1,300 - 650 520 Voluntary Organization for the Needy Bangladesh 3,275 - 650 650 Women Awakening Centre Nepal 750 - 650 - Yakan Integrated Resource Dev. Foundation Inc. Philippines 700 - 650 650

Page 71 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women

Yatinuwara Prajashakthi Development Foundation Sri Lanka 650 - 650 - Yayasan Mitra Bangsa Indonesia 650 - 650 - Khmer Rural Development Association Cambodia 1,107 - 649 396 IDESI Region Grau Peru 967 553 648 369 Catholic Relief Services Nicaragua Nicaragua 1,074 859 644 515 Yayasan Mitra Usaha Indonesia 635 - 635 635 OLOFIN Community Bank Nig. Ltd Nigeria 790 316 632 284 Albanian Development Fund Albania 6,380 - 630 - Palli Chetana Bangladesh 1,000 - 630 630 PRAYAS India 650 - 630 630 Kalipunon Ng Mga Samahan Ng Mamamayan Philippines 625 - 625 625 Pragjyotish Gaonlia Bank India 624 - 624 624 Guswil Ngawil Di Indonesia 1,712 - 623 380 FOCAOB Cameroon 806 - 622 411 Coopertive bank of Cotabato Philippines 4,182 - 621 497

Mutuelle de la Promotion des Families Productives Mauritania 620 - 620 - Hatof Foundation Ghana 619 - 619 - Finansman Pou ede Moun Avanse (FEMA Haiti) Haiti 2,285 - 617 617 Emprenda Argentina 2,885 1,356 616 253 Jishishan County Rural Development Assosiation, Gansu Province People's Republic of China 770 647 616 493 Agona Rural Bank LTD Ghana 865 - 615 550

Caja de Crédito de Usulutan (Sociedad Cooperativa de Responsabilidad Limitada de C.V.) El Salvador 5,239 3,248 615 584 Imo Self Help Organization Nigeria 896 887 614 608

Action Volontaire pour le Bien Etre de l'Enfant Democratic Republic of Congo 612 - 612 588 Asociacion de Ayuda al Pequeno Trabajador y Empresario Costa Rica 610 549 610 549 Nibedan Complex Bangladesh 740 - 610 580

Page 72 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Sri Mayapur Vikas Sangha India 625 625 610 610 Mahila Unnayan Foundation Bangladesh 609 - 609 609 Mutuelle des Mareyeurs Senegal 820 - 608 517

Cooperativa de Ahorro y Crédito Mujeres Unidas - Tantanakushka Warmikunapak - 'CACMU Ltda.' Ecuador 2,023 1,416 607 255 CARE International in Liberia Liberia 758 559 606 447 Incubadora de Microempresas Productivas Bolivia 1,784 874 606 327

Association pour la Promotion de la Micro-Entreprise Mauritania 622 - 603 603 Antique Federation of Cooperatives Philippines 600 - 600 600 Caja de Credito de San Ignacio El Salvador 2,400 1,272 600 318 Cercle de Reflexion et d' Activities pour le

Developpment des Femmes Democratic Republic of Congo 600 - 600 576 Christian Children's Fund - Philippines Philippines 600 - 600 600

Community Small Enterprise Development Agency Namibia 720 - 600 522 Cooperativa de Ahorro y Crédito San Antonio Ecuador 872 421 600 342 Despacho Alfonso Amador y Asociados, S.A. Mexico 3,225 2,580 600 480 ECLOF- Ecuador Ecuador 820 466 600 300 Fundación para Mentores Empresariales de Guatemala Guatemala 1,040 - 600 480 Gana Gabeshana O Unnayan Foundation Bangladesh 3,600 - 600 540 Grass Roots Finance Sierra Leone 1,500 - 600 330 Hambantota District Co-operative Fisheries Societies Union Ltd. Sri Lanka 600 - 600 - Human Management and Agricultural Resources Development Organization Nigeria 920 - 600 540 Idukki Charitable Society India 750 - 600 600 Kalibayimukya Cooperative Savings and Credit Society Limited Uganda 600 - 600 97 Lembaga Pengabdian Masyarakat - UNPAR Indonesia 2,257 - 600 243

Page 73 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Maharshi Menhi Kalyan Kendra India 680 - 600 - Manob Kolyan Swabolombi Songstha Bangladesh 700 - 600 540 Mutuelle des Associations Féminines d'Epargne et de Crédit Mauritania 841 841 600 600 Nepal Community Support Group Nepal 800 - 600 384

Oeuvre Caritative Sanitaire Au Congo Democratic Republic of Congo 600 - 600 402 Osphen Microfinance Savings and Loans Ghana 785 699 600 510

Population and Community Development Association Thailand 2,000 - 600 480 Rupayani India 600 - 600 - SEPAR - HUANCAYO Peru 600 300 600 300 Society to Uplift Rural Economy India 630 - 600 510 Strengthening Community Management Project Ghana 600 - 600 - Tribal Cooperation for Rural Development, Inc. Philippines 620 - 600 300 Union-Progres-Koar Senegal 1,050 - 600 360 Women Entrepreneurs Guarantee Fund Limited Ghana 600 - 600 594 Women in Service Development Organisation and Management Gambia 1,800 - 600 570 Women's Development Centre Sri Lanka 600 - 600 - Yayasan Siti Khadijah Indonesia 3,000 - 600 - Jaintia Shinnomul Songstha Bangladesh 767 - 599 479 Nelson Mandela Children's Fund South Africa 1,027 - 599 581 World Concern - Bolivia Bolivia 705 - 599 539 Youth Council for Development Alternatives India 970 - 598 598 Fundación el Alcaravan Colombia 1,329 811 591 361 Edpyme Acceso Crediticio S.A. Peru 3,887 1,161 585 176 Diaspora Finances Cote d'Ivoire 986 246 584 126 Triveni Development Bank Nepal 584 - 584 584 Action for Women & Rural Development India 580 - 580 580 AWARD India 580 - 580 580 Fundación Emprender Argentina 2,900 - 580 244 Group Avenir Cameroon 725 - 580 406

Page 74 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Primer Banco de los Trabajadores de Santa Ana El Salvador 1,893 1,268 580 348 Caja de Crédito de San Francisco Gotera El Salvador 1,927 385 578 116 Desh Foundation Bangladesh 723 - 578 578 Palpa Rara Savings and Credit Cooperative Ltd. Nepal 576 576 576 576 Janakalyan India 575 - 575 575 Green Hill Bangladesh 1,217 - 573 476 Asociacion Guatemalteca del Desarrollo Integral Guatemala 2,936 1,527 570 296 Pemberdayaan dan Pengembangan Sosial Ekonomi Masyacrabat Indonesia 1,062 - 570 - Christian Children's Fund, Inc.-Ethiopia Ethiopia 677 - 568 398 Research Academy for Rural Enrichment India 735 - 567 567 Daasgift Quality Foundation Ghana 568 557 565 565 Women's Organisation for Social Welfare India 565 - 565 565 Mutuelle d' Epargne et de Credit Cote d'Ivoire 1,307 - 562 146 Golden World Susu Club Ghana 561 - 561 398 Ananta Education and Service Society India 800 - 560 560 Counselling Research Education and Action India 560 - 560 560 Credimich Mexico 984 541 560 308 INPET Peru 560 448 560 448

Integrated Social Welfare Activies and Solidarity India 560 - 560 560 Nkong Hilltop Common Initiative Group Cameroon 706 - 560 426 Battambang Khmer Farmers Organization Cambodia 565 - 557 554 Caisses Villageoises d'Epargne et de Credit Autogerees du Soum Burkina Faso 1,388 - 555 333 ONG Apretectra Togo 673 384 554 382 Action for Integrated Rural & Tribal Development Social Service Society India 550 - 550 550 Animation Liberate for Organize Bangladesh 550 - 550 495 Association d' Appui aux Groupements des Femmes and Familles Democratic Republic of Congo 3,366 - 550 440 CAVEC/ESPOIR Togo 600 - 550 -

Page 75 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Gana Chetna India 590 - 550 550 Hunger Solution India 1,000 980 550 302 Kizhakkumkara Mahila Samajam India 600 - 550 550 North East India Committee on Relief and Development India 875 - 550 - Adra Ghana Microfinance Foundation Ghana 1,364 1,296 545 463 Social Welfare Advancement Committee Bangladesh 543 - 543 543 BMS EDF Associates Co-op Philippines 605 605 540 540 Marvi Rural Development Organization Pakistan 1,433 588 540 216 Yayasan Inka Yoeyakarta Indonesia 850 - 540 216 Yayasan Pembangunan dan Pengembangan Social Ekonomi Indonesia 1,850 - 540 - Asociation Share Guatemala Guatemala 1,171 - 539 178 Christian Community Development Programme Sierra Leone 586 - 539 447 Cooperative Bank of Zambales Philippines 699 - 536 536 Nation Builders Association Sri Lanka 1,031 784 536 440 Volunteer Career Development Community Cambodia 1,340 - 536 456 FUNDFEM Chile 2,677 - 535 535 Mountain-River-Lake Dev. Committee of Jiangxi Province People's Republic of China 891 864 535 524 Yayasan Bina Kasih Luwuk Indonesia 1,237 581 535 209

Community Health and Development Advisory Trust Nigeria 720 - 532 426 NURU International Kenya 537 188 531 186 Poverty Eradication and Environment Program Bangladesh 625 - 530 371 PT Bangunkarsa Artha Sejahtera (Bank Perureditan Rakyat) Indonesia 758 - 530 - Hatiya Optimist Peoples Energy Bangladesh 795 - 529 425 African Community Development Centre Kenya 5,282 - 528 528 Société Financière Africaine SA Cameroon 1,318 527 528 106 COOPEC TSEVIE Togo 1,593 - 527 216

COOPEC Kalundu Democratic Republic of Congo 525 - 525 368

Page 76 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women CARE International in Madagascar Madagascar 757 411 523 284 Taller de Capacitacion e Investigador Familiar Peru 638 - 523 403 Sant Pur Yubak Sangha India 568 - 522 480 Caja de Credito de SAN VICENTE SOCIEDAD COOPERATIVA de R.L. de C.V. El Salvador 5,232 5,127 521 511 Reaching the Unreached Trust India 600 - 520 520 Women Development Savings and Credit Union Zimbabwe 1,300 1,300 520 520 Banaful Social Welfare Organization Bangladesh 6,880 5,160 516 464 Creative Women Development Organization Nigeria 810 - 514 411 Women Development Project Centre Nigeria 540 - 513 462 Ntambeng Credit Union Cameroon 716 - 512 333 Yayasan Duta Bina Bhuana Indonesia 853 - 512 211 Nimba Bank Solidarite Guinea 568 - 511 396 Friends for Community Development and Youth Empowerment Nigeria 680 612 510 459 Local Initiative for Development Bangladesh 710 - 510 382 Women Action Group India 767 - 510 510

Asociación Para El Desarrollo Integral de Guatemala Guatemala 1,273 535 509 214 Seba Sangha India 522 - 507 -

Femme Debout Pour Le Developpment Integre Democratic Republic of Congo 688 - 505 457 Jajati Mund India 535 - 503 478 Action for Human Development Organization Bangladesh 877 - 502 502

Asociacion de Mujeres Campesinas Salvadorenas El Salvador 610 - 500 500

Association de Marins Democratic Republic of Congo 500 490 500 490 Atrai Thana Bittahen Mohila Samity Bangladesh 600 - 500 425 Banaskantha DWCRA Mahila SEWA Association India 500 - 500 - Banco Buenavista Philippines 911 - 500 490

Bargachhi Multiple Cooperative Organization, Nepal Nepal 825 - 500 400

Page 77 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women

Business Initiatives and Management Assistance Kenya 9,818 4,811 500 250 Caja de Crédito de Armenia El Salvador 1,900 1,140 500 130 Caja de Crédito de San Martín El Salvador 3,119 1,924 500 350 Centre for Development Alternatives India 1,100 - 500 500 Cooperativa de Ahorro y Credito Hospicio Ltda. Bolivia 2,515 1,207 500 250 Demobilised Women Civil Servants Association Uganda 768 - 500 400 Eastern Youth Development Association Sierra Leone 520 - 500 155 Ficrea, S.A. de C.V. Mexico 1,256 867 500 350 Gandhinagar Mahila Bachat Mandal India 2,000 - 500 - KAGAS India 1,000 - 500 475 Mothers and Fathers Club of Northern Haiti Haiti 500 - 500 500

Muthamil Education and Rural Development Society India 2,000 2,000 500 500

Mutuelle d'Epargne et de Credit Pemarim Democratic Republic of Congo 580 377 500 375 Outreach Foundation Nigeria 2,228 - 500 475 Oxfam Quebec / OCSD Canada 1,000 - 500 500 Palli Unnayan Parishad Bangladesh 500 - 500 500 Pallirarma Shahayak Sangstha Bangladesh 10,000 9,900 500 500 Parvatiya Jan Shiksha Avam Vikas Sangthan India 1,000 - 500 500 PT BPR Shinta Daya Indonesia 3,100 - 500 500 Purwanchal Sewa Sanasthan India 500 - 500 450 Royeima Section Development Association Sierra Leone 500 - 500 325 Rural Bank of Koronadal Philippines 2,700 - 500 500 Ryan Foundation International India 500 - 500 500 Small and Medium Scale Business Association of Sierra Leone Sierra Leone 500 - 500 350 SOLIDARIDAD Peru 800 200 500 125

Stree Shakti Sadan/ Space for Empowering Women India 500 - 500 - Udaan Samaz Unnayan Sangstha Bangladesh 900 900 500 500 Vie Nouvelle et Developpement Integral Togo 550 451 500 450

Page 78 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Village Vision India 500 500 500 500 Visayas Enterprise Foundation Philippines 526 - 500 490 WSDS-Initiative India 500 500 500 500 Youth Development Association - Sierra Leone Sierra Leone 660 - 496 436

Femmes pour le Developpement du Congo Democratic Republic of Congo 692 - 492 - Action for the Needy Community Uganda 513 - 490 343 Cooperativa de Ahorro y Credito Detodas Ecuador 489 - 489 489 Alternativa 19 del Sur, S.A. de C.V. Mexico 1,300 1,105 487 414 Sarvoday Sewa Samiti India 487 - 487 487 Asociacion De Micro Y Pequeños Empresarios El Salvador 3,651 3,140 485 417 Kerala Grama Samilty India 4,820 - 485 436 Association Burkinabe Recherche-Action et Auto Formation pour le Developpement Burkina Faso 510 - 484 484 Brooks Microfinance Bank Nigeria 1,899 1,709 483 435 Reseau des Caisses Populaires d'Epargne et de Credit 'Yetemali' de Guinee Guinea 2,834 - 483 314 Rural Credit Finance Co. Ltd. Mexico 1,794 861 480 163 Spastawadi Sahyogi Mitri Sangh India 600 - 480 - UNRWA - Lebanon Lebanon 660 - 480 312 DHWANI, Institute for Rural Development India 950 - 475 475 Programa de Oportunidades Productivas Mexico 475 - 475 - Projet Centre d'Appui au Secteur Informel Republic of Congo 800 - 475 380 Caja de Credito de SANTA ROSA DE LIMA El Salvador 1,783 820 473 218 Caja de Credito de Berlin, Sociedad Cooperativa de Responsabilidad Limitada El Salvador 1,823 1,276 472 330

Shuuku Cooperative Savings and Credit Society Ltd Uganda 995 - 467 271 Kamukuzi Village Trust, Ltd. Uganda 544 - 465 409 Polle Unnoyn Prokolpo Bangladesh 662 - 465 465 Yayasan Ridho Mukti Farm Indonesia 465 - 465 - Cooperativa de Ahorro y Crédito San José Ltda. Ecuador 8,742 4,121 464 65

Aide aux femmes et filles desoeuvrees Democratic Republic of Congo 692 - 462 383

Page 79 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Nari Unnayan Sangstha Bangladesh 462 - 462 462 ABOLOMBON - A Development Centre For Under Privileged Community Bangladesh 580 - 460 414 Batticaloa Young Men's Christian Association Sri Lanka 1,857 1,857 460 460 Caja de Credito de Jucuapa El Salvador 1,892 1,514 460 368

Mutualite Femmes et Developpement du Burkina Burkina Faso 4,035 - 460 253 PT. BPR Abdiarta Swadaya Indonesia 4,161 - 460 - Corporacion Eclof Colombia Colombia 1,128 902 459 367 JMC Saving and Credit Cooperative Ltd. Nepal 513 - 458 289 Grameen Unnayan Sangstha Bangladesh 457 - 457 457 Akota Samaj Unnayan Kendra Bangladesh 835 - 456 433 Anawim Trust India 455 - 455 455 Fundación para el Auto Desarollo de la Micro y Pequeña Empresa El Salvador 1,238 891 451 325 ONG/LACENI Niger 980 - 451 248 Better Hope Institute Kenya 550 - 450 414 Community Development Committee Sudan 450 - 450 428 Contribution au Developpement Rural Niger 500 - 450 382 Fondo Financiero Privado Fortaleza FFP Bolivia 3,318 975 450 152 FOVIDA Peru 800 408 450 230 Godo Credit Union Suriname 600 - 450 158 Institute for Social Awareness and Rural Development India 500 - 450 270 Lifebank - Rural Bank of Maasin, Inc. Philippines 700 - 450 441 Manab Kallayan Sangstha Bangladesh 700 - 450 405 OBRA KOLPING CHILE Chile 463 - 450 360 PROCHESTA Bangladesh 780 - 450 315 Rural Bank of Pres. M. A. Roxas Inc. Philippines 4,500 4,095 450 432 Social Awareness for Liberation Trust India 526 - 450 450

Society for Planning Urban and Rural Development India 600 - 450 450

Page 80 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Socio Economic Reconstruction of Village Through Education India 450 - 450 450 Vikas Kendra India 450 - 450 - West African Federation of Disabled Persons Guinea 450 - 450 315

You and Me Fourah Bay Development Organization Sierra Leone 500 - 450 405 FINCA Jordan Jordan 11,197 10,973 447 438 Action on Disability and Development - Ghana Ghana 455 - 446 232 READ Foundation India 445 - 445 - Micro Development Fund Serbia 2,378 - 442 164 Jana Bikas Kendra India 462 - 441 441 Jyothi Social Welfare Center India 536 - 440 440 Catholic Relief Services Nigeria Nigeria 728 575 437 345 Fondo de Inversiones Para El Desarrollo De La Microempresa Dominican Republic 669 - 436 240 Gambia Food and Nutrition Association Gambia 432 - 432 432 Mount Valley Development Association India 680 - 432 432 Fundación Pro Vivienda Social Argentina 3,598 1,835 431 - Caisse Togolaise d'Epargne et de Credit Togo 615 - 430 351 Caja de Credito de Concepcion Batres El Salvador 2,146 1,217 430 - Centre on Socio Economic Development Bangladesh 550 - 430 387 Consejos Comunitarios de Fomento Economico Mexico 430 - 430 275 Goriber Asroy Bangladesh 650 - 430 426 N.S.R.D.P.- Microcredit Scheme Papua New Guinea 630 - 430 430 Caja de Credito de Izalco El Salvador 1,521 1,019 428 287 Comite d'Appui au Developpement Integral et

Communautaire Democratic Republic of Congo 537 - 428 317 Sadhana Sindhanur India 1,120 - 428 428 Small Farmer Co-operative Lt. Chainpur Nepal 632 - 428 201 Denipititya Welfare Association Sri Lanka 427 - 427 418 Groupement d'Epargne et de Credit du Groupe d'Etude et d'Intervention de Thies Senegal 427 - 427 384

Page 81 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Caja de Credito de Jocoro SC de R.L. de CV El Salvador 2,209 22,046 425 833 Microfinance et Developpement Cameroon 477 - 425 162 Palli Daridra Kallayan Sangstha Bangladesh 482 - 425 425 Asociacion de Desarrollo de Rivas, ASODERI Nicaragua 1,732 970 424 237 Fundación Augusto C. Sandino Nicaragua 1,414 - 424 76 Pt. BPR Yekti Insan Sembada Indonesia 1,845 710 424 156 CFAD-Benin Benin 604 - 423 - CARE Eritrea Eritrea 421 - 421 396 GIE Soumarnet Senegal 602 - 421 421 CADEFINANCE Cote d'Ivoire 715 629 420 399 Centre for Rural Education and Economic Development India 605 - 420 420 Rwenzori Rural Micro-finance Alliance Uganda 549 467 419 285 Nabarun Shangsad Bangladesh 718 - 412 391

Association Islamique de Secours a l'Enfant Desherite Senegal 972 - 411 411 Masaka Microfinance & Development Co-operative Trust Uganda 878 - 411 284

ADRA-CONGO Democratic Republic of Congo 450 - 410 184 Jutpani Youth Club Nepal 500 - 410 - Grupo de Desarrollo Rural Nacional Dominican Republic 683 - 409 82 Caja de Crédito de San Sebastián El Salvador 3,386 2,035 406 288 Khushali Development Organization Pakistan 450 450 406 406 Prottay Bangladesh 405 - 405 405 Action pour un Developpement a la Base Togo 582 - 402 402

Asociacion Promotora de Proyectos de Autogestion Guatemala 628 - 402 72 Sri Lanka Association for the Advancement of Social Welfare Sri Lanka 402 - 402 - Bungoma Family Development Programme Kenya 1,336 - 400 312 Caisse Feminine de Developpement Agricole et Comerciale Republic of Congo 721 - 400 222

Page 82 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Caisse Feminine Nationale D'Epargne et de Credit Mutuel Republic of Congo 700 - 400 - Centro de Investigación, Capacitación, Asesoría y Promoción Peru 400 80 400 80 CREDIPLUS Mexico 973 - 400 140 Espacios Alternativos, S.C. Mexico 1,188 1,069 400 360 FIOH Women's Co-operative and Credit Union Sierra Leone 400 - 400 400 Groupe de Recherche et d'Action pour le Bien-Etre Social Benin 425 - 400 392 INCOFIN LTD Uganda 850 - 400 160 KEM Hospital, Research Centre India 1,200 - 400 400 Lumbini Youth Rural Development Society Nepal 600 - 400 208 Motivate India 460 - 400 400 Mujeres en Accion Guatemala 755 - 400 400 N.E.S. Vanitha Kshema Kendram India 500 - 400 400 Nari-o Shisho Kallyan Sangstha Bangladesh 891 - 400 - ONG ASDES Togo 475 - 400 372 Palli Unnayan Shangstha Bangladesh 500 - 400 260 Partners for First Peoples Foundation, Inc. Philippines 400 - 400 260 Raja Ram Mohan Roy Smarak Sansthan India 500 - 400 - Shramik Janata Vikas Sanstha India 1,500 - 400 200 Streevani India 450 - 400 400 Swaziland Development Finance Corporation Swaziland 1,502 826 400 320 The Village Net, Kenya Kenya 400 392 400 392 Un Techo Para Chile Chile 520 - 400 336 Vishwa Bharati Trust India 490 - 400 400 VVV Clubs Federation Thrissur District India 1,000 - 400 320 Yayasan Bina Keterampilan Pedesaan Indonesia Indonesia 800 - 400 - Yayasan Cinta Insani Indonesia 400 - 400 320 Asociacion Para El Fomento al Desarrollo de Nicaragua Nicaragua 3,983 2,509 398 251 Mouchas Unnayan Sangstha Bangladesh 782 - 398 334

Page 83 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Culture and Free Thought Association Palestine 400 - 397 397 Catholic Relief Services Chad Chad 658 540 395 324 Congolaise de Caution Mutuelle Republic of Congo 526 - 395 276 Fundación Tazumal El Salvador 466 - 395 375 Christian Children's Fund, Inc. Uganda 394 - 394 371 Women Social Organization - Pakistan Pakistan 562 562 394 394 GHAPE Cameroon 391 - 391 - Rofutha Community Development Association Sierra Leone 425 - 391 332 Centre d'Execution des Programmes

Communautaires Democratic Republic of Congo 1,000 - 390 - Citi Savings and Loans Company Limited Ghana 2,600 - 390 - Fundación Dignidad Apoyo al Desarrollo de la Micro Empresa Mexico 743 542 390 285 Soluciones Reales del Norte, S.A. de C.V. Mexico 1,000 600 390 234 International Needs Ghana Ghana 468 - 386 317 Cooperative des Enseignants des Cayes Haiti 530 - 385 300 Banco do Pequeno Empreendedor Brazil 959 - 380 194 CHDP Bangladesh 415 - 380 350 KAIROS India 425 - 380 310 National Environment and Education Society India 400 - 380 380 Peoples Rural Education and Service Society India 410 - 380 380

Social Women Organization for Village Advancement Bangladesh 380 - 380 380 Socio Economic & Community Development Organization Sri Lanka 400 - 380 - Catholic Relief Services Central African Republic Central African Republic 632 474 379 284 Chatan Nari Samag Kallan Samaty Bangladesh 378 - 378 378 Village Friends Organization Pakistan 386 - 378 340 Agencia para el Desarrollo de la Mosquitia Honduras 376 293 376 293 LOKADRUSTI India 376 - 376 357 Manu Vikas Sansthan India 416 - 376 376 Educate the Children, Nepal Nepal 1,500 - 375 375

Page 84 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Mahila Bikash Kendra Nepal 625 - 375 375 Rural Educational and Environmental Development Society India 540 - 375 375

Rural Loan Mutual-aid Cooperative in Puyang City People's Republic of China 533 176 375 150 ASACASE Senegal 750 - 370 222 Institution of Participatory Development Sri Lanka 461 - 370 218 REMOLD Bangladesh 670 - 370 370 Co-operation Canada - Mozambique Mozambique 410 - 369 369 Maitree Palli Unnayan Sangathon Bangladesh 1,845 - 369 295 Educate the Children United States 845 - 367 -

Mother Theresa Multi Purpose Service Organization India 367 - 367 367 Groupe d'Encadrement pour le Developpement

Integral Democratic Republic of Congo 1,062 - 366 311 Aso Gori Unnayan Sangstha Bangladesh 730 - 365 350 DEEP India 430 - 365 365 Collective Action for Rural Development India 3,369 - 360 360 Community Oriented Resource Exchange Sri Lanka 375 - 360 346 Credit Mutuel de Bamako Mali 460 - 360 187

Fundación Caja GRANADA para el Desarrollo Solidario Spain 360 216 360 216 Jagakalia Sanskrutika Anusthan India 360 - 360 270 Navodaya Sevasangam India 390 - 360 360 Women's Emancipation and Development Trust India 500 - 360 360 Zimbabwe Project Trust Zimbabwe 700 - 360 349 Fundación Horizontes de Amistad Honduras 1,182 816 357 246 Resources Development Foundation India 368 - 357 350 Mother Theresa Institution for Village Animation and Technical Education India 400 - 356 - First Allied Savings & Loans Fund Ghana 355 - 355 199 Save the Poor Pakistan 1,423 1,423 355 355

Page 85 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women South Cotabato Foundation, Inc. Philippines 1,071 - 355 355

Asociacion Cooperativa Punta de Lanza de la Reserva Venezuela 354 - 354 71 Totem Prestamos SA de CV SOFOM ENR Mexico 761 388 352 83 Association d'Appui aux Femmes pour la Technologie

Appropie Democratic Republic of Congo 351 - 351 351 Bougainville Microfinance Project Papua New Guinea 351 - 351 135

Centro Agricola Cantonal de Puntarenas, Sede Jicaral Costa Rica 403 101 350 88 Consultoria de Servicios Rurales Mexico 8,000 7,760 350 340 Corporación el Minuto de Dios Colombia 1,683 1,094 350 228 Family Development Services and Research Bangladesh 1,257 - 350 350 Heart's Social Welfare Development Sri Lanka 500 - 350 - Isumah Enaifokhe Consult Nigeria 380 - 350 340 Malayang Lapian ng mga Kababaihan, Inc. (Movement of Empowered Women) Philippines 400 - 350 350 Ninkasu Agricultural Farmers Association Sierra Leone 350 - 350 210 Organisation des Jeunes pour la Promotion et le Developpement Chad 700 - 350 - OVAD-AP Togo 376 - 350 350 Prestadora de Servicios Integrales S.R.L. Bolivia 392 - 350 350 Proyecto e Iniciativas Locales para el Autodesarrollo Regional de Honduras Honduras 1,506 678 350 158 Rural Women Development Council Cameroon 500 - 350 350 Sanda Magbolontor Development Association Sierra Leone 350 - 350 210 Sastri Yubak Sangha India 374 - 350 343 Swathi Educational Society India 350 - 350 350 Women's Multiple Cooperative Society India 500 - 350 350 Yayasan Bina Potensia Indonesia 475 - 350 210 Yayasan Insan Sembada Indonesia 750 562 350 210 Asociación Genesis (Fundación Genesis) El Salvador 495 346 346 242 Loksahayog India 375 - 342 256

Page 86 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Ghana Youth Development Chamber Ghana 362 - 340 204 Institute for Rural Development India 340 - 340 340 Paupparapatty Mahalir Napani Mandram India 1,400 - 340 340 Prem Youth Foundation Trust India 1,300 - 340 - Society for Voluntary Activities India 340 - 340 340 Townships Project (Eastern Cape Microfinancing Enterprise), The Canada 340 - 340 272 Kookari Eirene Niger 338 - 338 169 Women's Liberation and Rehabilitation Society India 338 - 338 338 Bhagabat Pathagar India 431 - 335 298 Pt. BPR Mekar Nugraha Klepu Indonesia 1,890 - 335 - FUNHDE Honduras 332 226 332 226 WICOF NGO Cameroon 554 - 332 163 Asociación NEC RED Rural Sondondo Peru 1,098 465 331 142 Community Life Improvement Program Ghana 331 - 331 331 Fonds d'Appui pour le Developpement Economique des Communautes Rurales Togo 350 - 330 198 Gram Vikas Nav Yuvak Mandal India 400 - 330 330 Instituto de Desarrollo Urbano - CENCA Peru 954 801 330 277 Ankur Bangladesh 410 - 328 328 African Resources Development Organisation Uganda 375 - 325 244 Corporacion de desarrollo Productivo de las Comunidades de Jadan Ecuador 584 - 325 - Gramin Swayam Sebak Samaj Nepal 400 - 325 325 Financiera FINCA Honduras Honduras 10,080 8,064 324 275 Organization for Sustainable Community Development Nigeria 441 - 323 278 Zayo Limited Zambia 322 - 322 158 Council for Women's Self Help Nigeria 365 - 321 311 Caja de Crédito de Tonacatepeque El Salvador 1,210 617 320 208 Centre for Social Education and Development India 1,320 - 320 320

Page 87 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women

Cooperativa de Ahorro y Credito Santa Ana de Nayon Ecuador 985 660 320 214 Fomento e Impulso del Sur, S.A. de C.V. Mexico 2,489 2,240 320 288 Fundación Indufrial Colombia 687 481 320 224 Markez Al-Bishara Ghana 350 - 320 256 Prakas Samaj Kallyan Sananthan Bangladesh 320 - 320 320 Service for Empowering of the Backward Areas Bangladesh 320 - 320 320 UCECTO (Union des Caisses d'Epargne et de Crédit du Togo) Togo 665 432 320 240 Welcomes self help savings co-operative ltd. India 803 - 319 319 Instituto Hondureño de Estudio y Desarrollo Integral de la Comunidad Honduras 662 344 317 168 Palli Punargathon Club Bangladesh 713 - 317 285 Cooperativa Multiactiva de Desarrollo Social Ltda. (CIDES) Colombia 1,580 1,359 316 269 Mutuelle de Sous-Traitance Sociale de Securite de Sante Republic of Congo 458 - 315 2

Nigeria Society for the Improvement of Rural People Nigeria 315 - 315 268 Society for Training Education and Motivation India 620 - 315 315 UNRWA Microfinance and Microenterprise Programme-Jordan Jordan 7,132 2,140 314 16 Cooperativa de Ahorro y Credito Yantzaza Ecuador 816 367 312 140 FUNSALPRODESE El Salvador 1,300 910 312 243 Gramin Mahila Bikas Sanstha / Rural Women Development Organi Nepal 418 418 312 312 National Youth Organization India 358 - 312 300 Lukmef-Cameroon Cameroon 319 - 311 - Assistance for Community Development Bangladesh 310 - 310 285 Rukiga SACCO Uganda 493 146 309 146

Halte la Pauvrete Democratic Republic of Congo 462 383 308 216 CEPRODEP Peru 473 - 307 230

Page 88 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Social Awareness Institution India 306 - 306 306 Peace and Development Institute Cambodia 550 314 305 168 Mutuelle d'Epargne et de Credit des Artisans Senegalais Senegal 406 - 304 213 Groupement d' Epargne et de Credit Senegal 417 - 303 227 CREP Cooperagri Cote d'Ivoire 927 - 302 257 Ga Rural Bank Ltd. -Amasaman Ghana 719 - 302 296 Catholic Relief Services Dominican Republic Dominican Republic 501 401 301 241 Action Research Kenya 300 - 300 - Aruna Social Service Organization India 300 - 300 300 Asociacion Andar Costa Rica 350 203 300 174 Asociacion de Consultores pro Desarrollo Honduras 350 - 300 162 Asociacion de Desarrollo y Promocion Humana de la Costa Atlantica Nicaragua 395 - 300 168 Caisse Villageoise d'Epargne et de Credit Central African Republic 385 - 300 264 Caja de Crédito de Ciudad Barrios El Salvador 1,932 1,236 300 200 Calmeadow Canada 497 - 300 - Centre for Action Research and Training India 450 - 300 240

Centro de Formacion Popular Renaciendo Juntos Venezuela 500 - 300 240

Co-ordinating Centre for Rural Development Scheme Sierra Leone 355 - 300 225 Dehena Participatory Social Development Foundation Sri Lanka 560 504 300 270 Epic Development India 750 - 300 - Grama Pragati Samstha India 800 - 300 300 Green Bangladesh Bangladesh 485 - 300 300 Kirubai Grama Munnetra Sanutam India 500 500 300 300 Lahar Samaj Sevi Sanstha India 350 - 300 255 Lakshmipur Rural Development Program Bangladesh 327 - 300 90 Mahila Development Centre India 360 - 300 - Mahila Shishu Jan Vikas Samiti India 300 - 300 -

Page 89 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Management Aid Ghana 300 - 300 - MIGUI Guinea 600 - 300 270 National Institute of Career Development India 467 - 300 300 Navabharathi Educational Academy India 300 - 300 300

Network Movement for Justice and Development Sierra Leone 300 - 300 285 New Young Star Club Nepal 600 - 300 300 Prison Fellowship Zambia Zambia 300 - 300 180 Sambayanihan Foundation Philippines 524 - 300 - SANJOGA India 300 - 300 300 SIEMBRA, La Banca de las Mujeres Mexico 350 - 300 - Social Intervention Finance Association Ghana 400 280 300 210 Ta-maraneh Development Project Sierra Leone 400 - 300 210 The Alacrity India 320 - 300 300 Urmul Trust India 300 - 300 300 Village Banks of Nganda Senegal 1,200 - 300 300 Volontaires Camerounais pour le Developpement Rural Cameroon 500 - 300 240 Women's Trust Fund Cameroon 344 - 300 270 Yayasan Bina Vitalis Indonesia 650 - 300 - Sierra Leone OIC Programme Sierra Leone 393 - 299 218 CF Lanka Microfinance Sri Lanka 5,967 5,907 298 292 Training Assistance, Rural Advancement Non- Government Organization Bangladesh 1,902 - 295 295 Pelayanan Pembangunan (PELPEM) GKPS Indonesia 309 263 293 249 Association Femme-Enfant Environment Senegal 388 - 291 288 Drabya Multi-Purpose Co-operative Ltd. Nepal 418 263 291 210 Best - Fonder Central African Republic 350 - 290 218

Daughters of Charity Urban Development Project Ethiopia 323 - 290 232

Kind Hearts Child Aid Development Organization Ethiopia 290 - 290 290

Page 90 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Prakalpa India 309 - 290 290 Nabo Diganto Mohila Shangstha Bangladesh 474 - 289 289 Republican Public Development fund of Support of Farmership Tajikistan 288 - 288 202 Young Pioneers Society Gojra Pakistan 519 109 287 106 Fundación Banco Mundial de la Mujer Argentina 368 283 286 189 Unity for Social Advancement Bangladesh 1,147 - 286 275 Club Bright Star India 392 - 285 285 Consejo de Desarrollo de la Zona Sur Dominican Republic 370 222 285 222 Grameena Vikasa Samithi India 425 - 285 285 Nawa Prativa Community Development Centre Nepal 1,150 - 285 - PARADISE Bangladesh 355 - 285 285 Sarvodya Kalyan Sansthan India 300 - 285 285 Dhanwantri Shiksha Samiti India 353 - 282 282 Shreejana Coprative L.M.T. Nepal 281 - 281 - ASIDE Honduras 465 - 280 115 Association of Women's Information and Coordination Offices Cameroon 2,816 - 280 266 Bureau of Liberation for United Education and Society - Blue Society India 340 - 280 280 Catholic Relief Services Liberia Liberia 467 257 280 154 Development Assistance Center Bangladesh 350 - 280 280 Idukki Jilla Karshika Vikasanaved India 400 - 280 280 Indian Development Foundation India 280 - 280 280 Kenya Microenterprise Promotion Program Kenya 700 - 280 207 My Right Bangladesh 350 - 280 252 RACHER India 340 - 280 280 RAKSHANA India 340 - 280 280 Yayasan Formasi Indonesia 400 - 280 182 Kiwafu Cooperative Savings and Credit Society Uganda 279 - 279 167

Association for Social Services and Development Bangladesh 278 - 278 278

Page 91 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Federation Chretienne des Organisations

Economiques du Congo Democratic Republic of Congo 397 187 278 145 Asociacion de Empresarias Mexicanas, A.C. Mexico 3,218 2,574 275 220 Nare Bikash Kendra Bangladesh 275 - 275 275 SEDES Peru 275 220 275 220 Sundarban Social Development Centre India 290 - 275 275

Adventist Development and Relief Agency Sudan Sudan 763 - 274 274 YMCA of Negros Oriental, Inc Philippines 273 - 273 273 Welfare Savings Fund and Credit Co-operative Nepal 680 - 272 - Association of Upper Egypt Egypt 388 - 271 271 Social Solidarity Bank South Korea 1,038 - 271 182 African Inland Church of Tanzania Tanzania 270 - 270 - Asociación Cooperativa De Ahorro Y Crédito Vicentina De Responsabilidad Limitada El Salvador 8,462 4,823 270 154 Bangladesh Resource Improvement Center Bangladesh 270 - 270 216 Caja de Credito de NUEVA CONCEPCION SOC. COOP. De R. L. de C.V. El Salvador 2,210 1,459 270 178 Cooperative Libanaise pour le developpement Lebanon 403 121 270 119 Lembaga Pengembangan Masyarakat Desa Indonesia 300 - 270 -

Tharu and Razi Women Society (Ankur Microcredit) Nepal 488 - 270 270 Rusca Ltd. Uganda 592 355 266 146 Strengthening Participatory Organization Pakistan 352 - 264 48

Asociación Civil 'AVANZAR por el Desarrollo Humano' Argentina 350 228 263 237 Soon Valley Development Program Pakistan 1,317 593 263 39 National Association of Small and Medium Enterprises Malawi 350 - 262 170 Parjasakthi Sanwardana Padanama Sri Lanka 261 - 261 - Red Financiera Comunitaria REFICOM - CDRO Guatemala 2,009 824 261 170

Page 92 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Area Movement for Awareness, Growth, Action & Motivation India 318 - 260 221 Asociacion Cultural Sejekto de Costa Rica Costa Rica 2,455 - 260 156 Caja de Crédito de San Agustín El Salvador 2,126 1,382 260 156 Gopabandhu Club India 300 - 260 260 Gramin Sulabh Vikas Kendra India 600 - 260 - Idukki district Youth Club Union India 300 - 260 260 MOMI Bangladesh 294 - 260 260 Mujeres en Desarrollo Dominicana, Inc. Dominican Republic 1,200 - 260 260 Aarohi Backward Castes & Harijan Women Development Association India 400 - 250 - Abiodunadebayo Welfare Foundation Nigeria 300 255 250 225 Adventure India 275 - 250 250 C2VIDESA Togo 250 - 250 188 CECAMO-ASETECO, A.C. Mexico 388 - 250 - Cooperativa de Ahorro y Crédito Tabacalera y Agropecuaria Ltda. Colombia 3,241 1,451 250 112 Dhabaleswar Yuuak Belkhandi India 451 - 250 175 Enigma Company Builders Germany 350 - 250 100

Foundation for Entrepreneurial Development, Inc. Philippines 300 - 250 225 Harispathuwa Women's Bureau of Sri Lanka Sri Lanka 2,100 1,680 250 250 Helping Ourselves Prosper Economically Trinidad and Tobago 250 - 250 225 International Women Communication Centre Nigeria 650 - 250 - Janjagram Youth Club Nepal 400 - 250 250 Mercy Economic Development International Corporation United States 250 - 250 188 MIBANCO S.A Panama 2,500 - 250 100 Mutuelle Jardin Du Village Togo 350 - 250 - National Women's Commission of Liberia Liberia 490 - 250 248

Organisation for Prosperity Education and Nurture India 250 - 250 225

Page 93 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Rosafrik Co., Ltd. (SUCREMET) Ghana 300 - 250 200 Rural Bank of Cotabato Philippines 900 - 250 230 Rural Development Program Bangladesh 317 - 250 238 Seetla Swayam Shayata Shang India 250 - 250 212 Society for Hilly Welfare India 250 - 250 200

Yatinuwara Praja Shakthi Development Foundation Sri Lanka 1,951 1,658 250 188 Lembaga Pemberdayaan Ekonomi Rakyat Indonesia 309 - 249 - Lohardaga Gram Swarajya Sansthan, Lohardaga India 2,472 - 247 - Fundación Mexicana para el Desarrollo Rural Mexico 320 272 246 209

Mutuelle de Services Financiers pour la Prospérité Benin 975 645 245 169 Rural Agro Health and Education Foundation India 290 - 245 245 Rural Search Light Nigeria Nigeria 305 - 245 198 Prata Abyudaya Samastha India 317 - 244 232 Manab Kallyan Parished Bangladesh 318 - 242 206 ACONSUR People's Republic of China 1,000 800 240 192 Financiera Solidaria Panama Panama 800 - 240 120 Kailas Seva Ashram India 257 - 240 - Kurichithanam Development Society India 420 - 240 137 Sustainable Harvest United States 240 - 240 34 Caisses Populaires d'Epargne et de Credit / FED/ Cooperative Jardins Villageios Niger 475 - 237 - KSU Mitra Sejahtera Indonesia 237 - 237 - Association for the Promotion of Women and Children Cameroon 242 - 235 235 Cooperativa Juan Pablo 1.R.L Panama 235 63 235 63 Women's Health & Economic Development Association of Nigeria Nigeria 2,500 - 235 235 Caisse Ivoirienne de Crédit et d'Epargne Cote d'Ivoire 2,029 345 232 39 Mutuelle De Tontines D'epargne Et De Prets Togo 310 - 232 - Asociacion Solidaridad y Accion Ecuador 2,435 1,461 231 139

Page 94 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women

Groupe de Recherche et d'Echanges Technologiques Vietnam 495 - 230 127 Madhabpur Bahoouki Nari Mukti Sangsta Bangladesh 800 - 230 230 NOWZUWAN Bangladesh 1,900 1,900 230 230 Patronato para el Desarrollo de las Comunidades de Morazan El Salvador 2,151 1,355 230 145 Rupia Ltd Kenya 768 614 230 184 Réseau Otiv de la Sava Madagascar 398 - 229 - Sri Kantha Vidya Samshte India 229 - 229 229 EMT Pasar Multa Indonesia 1,003 - 227 - Jharkhand Jan Swasthiya Vikas Kendra India 700 - 226 - Alpha Development Centre Uganda 304 274 225 214 Center for Society Empowerment for Progress Indonesia 245 - 225 210 Jaya Bastron Yadak Sangha India 225 - 225 225 Yayasan Karya Bhakti Indonesia 705 415 225 72 Caja de Credito Rural de Chalatenango S.C. de R.L. de C.V. El Salvador 3,845 2,165 224 190 PEDET Uganda 476 - 224 184 Mufindi Community Bank Ltd. Tanzania 744 - 223 67 Orissa Social Service Institute India 226 151 222 151

Association Nigerienne pour la Promotion des Jeunes Niger 238 - 221 133 Maheswari Club India 280 - 221 221 Child Survival India India 1,200 - 220 220 Comite National d'Action pour les Droits de l'Enfant et de la Femme, CADEF Cameroon 275 - 220 198 Gospel Resources Nigeria 250 - 220 187 Rural Friends for Development Consultation Nigeria 264 206 220 172

United Cola-Nuts Traders Development Association Sierra Leone 225 - 220 125

Fundación para el Desarrollo de la Microempresa Nicaragua 5,701 3,649 219 140

Page 95 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Association de Bachellers pour l'Emploi et Le Developpement Senegal 435 - 217 - Centre International de Developpement et de Recherche France 500 - 217 174 Raja Rural and Urban Development Society India 618 - 216 216 Bill Cholon Bangladesh 525 - 215 215 Visayas Cooperative Development Center Philippines 269 - 215 - Entre Todos Asociacion Civil Argentina 609 - 213 194 Strategic Humanitarian Services Cameroon 397 - 213 - Union Régionale des Coopératives d'Epargne et de Crédit du Nazino Burkina Faso 1,927 559 213 119 CREDISOL Peru 287 - 211 148

Action de Developpement Agricole Democratic Republic of Congo 225 - 210 189 Arunuday Vikas Samity India 250 - 210 168 Caja de Credito San Pedro Honvalco El Salvador 1,293 685 210 111 Cooperativa Multiactiva de Aporte y Crédito para el Desarrollo del Autoempleo Colombia 326 222 210 172 Devikulam Thaluk Oushada Sasya Krishi India 300 - 210 158 Gramin Ksetra Vikas Samiti India 300 - 210 210 Navayguam Social Development Forum Sri Lanka 210 - 210 - Oak Extension Ghana 216 - 210 158

Rural Women Development and Education Society India 302 - 210 210 Shaktivardini India 210 - 210 - Socio Economic Development Action Program Bangladesh 210 - 210 210 Solidarity for Social Equality India 210 - 210 210 Catholic Relief Services Mexico Mexico 349 279 209 167 Centre de Promotion et du Developpement Integre pour l'Enfance Democratic Republic of Congo 368 236 208 116 Jamaica National Micro Credit Co. Ltd Jamaica 1,910 - 207 174 UGAPS-BCC Senegal 302 - 207 203

Page 96 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Integrated Development and Entrepreneurship Awaress Society India 350 - 205 102 Rang Dhanu Artha Samajik Unnayan Sangstha Bangladesh 2,065 - 205 205 CO.MA.J.A. Uruguay 4,680 - 204 139 Emprendesarial, S.A. de C.V. Mexico 203 203 203 203 Aamana Samaj Saing Nepal 200 - 200 200 Action for Development Uganda 216 - 200 166 African Society for Humanitarian Development Sudan 200 - 200 200 ARMTI Nigeria 275 - 200 180 Asociacion Cristiana de Jovenes de Nicaragua Nicaragua 200 - 200 100 Asociación para el Desarrollo Comunitario Honduras 257 206 200 180 Association GRAFE Switzerland 950 - 200 - Bandhu Yuwa Club Nepal 310 - 200 - Buyemba Metal Youth Work Group Kenya 500 - 200 60 Caja de Crédito de Aguilares El Salvador 1,720 1,032 200 120 Caja de Crédito de Santiago Nonualco El Salvador 3,486 1,950 200 112 Caja de Crédito de Sensuntepeque El Salvador 864 484 200 120 Christian Rural Aid Network Ghana 1,735 - 200 156 CTRD-Nepal Nepal 300 - 200 - Devi Convent School Educational Society India 200 - 200 200

Education and Community Development Foundation Indonesia 2,700 - 200 - Foundation for the Support of Women's Work Turkey 372 - 200 200 GRABS-ONG Benin 300 - 200 - Hosanna Women Lace Artisans Society India 200 - 200 180 Kenya United States Friends Assistance Kenya 320 - 200 200 Mahila Vikas Samiti India 597 - 200 174

Malaki Ma Kongo Democratic Republic of Congo 220 176 200 160 Ntarinkon Cooperative Credit Union Ltd. Cameroon 680 - 200 - Nwabiagya Rural Bank Limited Ghana 796 613 200 160 ONG Entred Togo 206 - 200 - Orissa Women's Development Association India 200 - 200 200

Page 97 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women People in Action Gambia 250 - 200 150 PRIME, Vellore India 253 - 200 200 Rastriya Navin Yuwa Chetna Kendra India 200 - 200 - Relief for Rural Women Ghana 220 - 200 200 Saptadinga Bangladesh 200 - 200 - Small Farmer Co-operative Anandavan Nepal 836 - 200 150 Small Farmer Coperative Lt. Goganpani Nepal 422 - 200 92

Sreekar Women's Multipurpose Cooperative Society India 250 - 200 200 Sudama Bal Vinay Mandir Samiti India 200 - 200 200 Swabi Women Welfare Society Pakistan 1,452 581 200 180 Tiyumtaba Integrated Development Association Ghana 250 - 200 200

Union des Caisses d'Epargnes et Credit des Artisans Mauritania 300 180 200 160 Union des Groupements Feminins Senegal 200 - 200 200 Uyo Christians Finance MPCS Limited Nigeria 260 - 200 120 Women in Nigeria, Benne State Nigeria 351 - 200 200 Womens education and Economic Development Society India 200 - 200 200 Yayasan Dian Karya Insani Indonesia 200 - 200 70 Yayasan Ngesti Raharjo Indonesia 420 - 200 30 Youth Wing / Women's Wing Sierra Leone 500 - 200 90 Zimbabwe Women's Bureau Zimbabwe 850 - 200 200 Bharat Bhawan Pathagar India 268 - 198 158 Family Planning Association of Pakistan Pakistan 198 - 198 178 Samaj Pragati Kendra Balumath India 390 - 198 - Action for Girijan Development India 196 - 196 151 FEMAID GHANA Ghana 195 - 195 195 Progressive Credit Cooperative Bangladesh 255 - 195 156 Rural Mutual Development Fund Nepal 324 162 195 98

Caisse Populaire d'Epargne et de Credit de Dahra Senegal 700 - 194 107

Page 98 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women New Life Social Welfare Centre, Chennai India 230 - 194 116 Corporativo Integral de Microempresas Asociadas del Sureste, S.C. Mexico 193 114 193 114 ENDA - Groupe de recherche et d'Appui aux Initiatives Mutualistes Senegal 373 - 193 102 ABACED Senegal 192 - 192 192 Association for Human Resource Development and Training Bangladesh 390 - 191 191 Action Collective of Outcasts and Oppressed for Progress India 190 - 190 190 Mukti Sheba Songstha Bangladesh 190 - 190 152 Serving Hands India 280 - 190 190 Society for Rural Development India 190 - 190 190 Centre de Promotion de l'Emploi det de l'Initiative Privee Togo 350 - 188 160

Chaine de Solidarite Democratic Republic of Congo 251 - 188 141 Cooperative D'Epargne et de Credit Mokpokpo Togo 188 - 188 - Henpitagedera Thrift & Credit Cooperative Society Limited Sri Lanka 304 - 188 143 Holdsworth Memorial Mission Hospital India 250 - 188 188 Youth Development Program Sri Lanka 274 - 186 136 Associated Gramya Unnayan Society India 1,200 780 185 120 Fundación Marco Ecuador 1,823 1,094 185 111 Programa de Microcredito Grameen de FUDECE Ecuador 235 - 185 148 Uada Paiatha Praja Saktht Padanma Sri Lanka 185 - 185 - Baspana Credit Kazakhstan 526 316 184 151 Instituto de Promocion de la Economia Social Peru 460 - 184 - Liberal Association for Movement of People India 263 - 184 184 Virl Microfinance Zimbabwe 615 560 184 167 Kidea Cooperative Savings & Credit Society Ltd Uganda 457 82 182 82 Aama Samaj Sangh Nepal 270 - 180 - Agyati Coop. Credit Union Limited Cameroon 420 - 180 -

Page 99 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Baabu India 180 - 180 162 Christa Seva Mandir Neighbourhood House India 205 - 180 130

Clinetown Community Development Association Sierra Leone 180 - 180 162 Himalayan Study Circle India 300 - 180 162 Karagwe Development and Relief Services Tanzania 423 102 180 68 Khwendo Kor Women and Children Development Programme Pakistan 180 180 180 180 Peace Corps Services Nigeria 200 - 180 176 Society for Development of the Oppressed India 300 - 180 180 The Village Net, Ghana Ghana 200 196 180 176 Vardan India 2,200 - 180 162

Women and Youth Development Association Ghana Ghana 210 202 180 173

World Council of Churches Armenia Round Table Armenia 197 - 180 90 Yayasan Dharma Putra Indonesia 205 - 180 126 ECLOF-Cote d'Ivoire Cote d'Ivoire 480 - 178 107 Association for Rural Development for Poor Areas in Sichuan People's Republic of China 280 132 176 87 Caja de Crédito de Zacatecoluca El Salvador 4,857 2,829 175 150

Harispaththuwa Milk Production Society, Sri Lanka Sri Lanka 1,500 1,200 175 131 Integrated Women Health Education and Development Society India 350 - 175 175 Lembaga Pengemgangan Usaha Kecil Indonesia 219 - 175 - Orissa State Volunteers and Social Workers Association India 175 - 175 175 Rural Integrated and Social Education Society India 1,500 - 175 114 Small Entreprises Foundation Tanzania 1,757 - 175 105 Centro San Juan Bosco Honduras 882 - 174 139 People's Association for Rural Development India 836 836 174 174

Page 100 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Salubrite, Proprete, Hygiene, Techniques d'Assainissement Niger 171 - 171 86 Siddhartha Development Bank Ltd. Nepal 552 - 171 56 West Mohanpur Samaj Unnayan Club India 186 - 171 120 Anakkara Vikasana Sangam India 300 - 170 170 FFH Alcance, A.C. Mexico 2,140 1,926 170 153 Grassroot Empowerment Network Nigeria 170 68 170 68

Jeunesse Action pour une Vie Integree et Amelioree Togo 283 201 170 121 Munkunyu Joint Microfinance Coops Limited Uganda 189 155 170 139 Nari Abhudhya Kendra Nepal 226 - 170 - Progoti Samaj Unnayan Sangstha Bangladesh 185 - 170 170 Rajiv Gandhi Memorial Women Welfare and Development Society India 170 170 170 170 Rununn Rnral Ladies Organization Sri Lanka 250 - 170 - Vivekananda Seva Samiy India 206 - 167 167 Abalekwa Development Org. Kenya 166 - 166 - Association Des Ressortissants Beninois Niger 439 - 166 86 DevA Access and Empowerment International Ltd./Gtee. Nigeria 3,056 3,056 166 166 ADHAR India 165 - 165 157 B.R. Ambedkar Educational Society India 165 - 165 165 CEAPE/BAHIA Brazil 330 - 165 115 Community Development and Advocacy Centre United Kingdom 165 - 165 - Community Organization and Rural Education India 203 - 165 165 Cooperative de Financement des Actions pour le

Developpement au Sud-Kivu Democratic Republic of Congo 551 - 165 74 Gauripur Vivekananda Club India 165 - 165 165 Society For Health, Education And Poverty, Hungry Eradicate Through Rural Development India 175 175 165 165 Agapay Sa pamumuhay Credit Cooperative Philippines 648 - 162 162

Fondation Maman Mwabi pour le Dev. Integre Democratic Republic of Congo 231 - 162 136

Page 101 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women RELATED Bangladesh 162 - 162 162 Association pour le Developpement Integral de la Montagne Republic of Congo 642 190 161 69 AREP Foundation Kenya 280 - 160 82 Grassroot Credit and Development Organization Nigeria 800 - 160 144 Health Care and Social Welfare Society India 180 - 160 160 Indian Child Development Society India 180 - 160 160 Instituto para la Superación de la Miseria Urbana de Guatemala Guatemala 200 197 160 128

Mutuelle d'Epargne et de Credit APROFES-TERANGA Senegal 267 - 160 112 Nilakantha Women Saving and credit cooperative Society Ltd. Nepal 250 - 160 - Ordes (ONG) Cameroon 200 - 160 - PKPEK--Association for Economic Development & Studies of Microenterprises Indonesia 200 - 160 144 UNICOM / Latmingue Senegal 228 - 159 118 CADI Togo 298 - 158 158 Integrated Development of Education for Action & Liberation India 936 - 158 - Sri Rohana Social Service Society Limited Sri Lanka 158 - 158 79 Foundation for Socio Economic Development and Health Information Indonesia 157 - 157 94 De la Salle Univ-Caucus on Poverrty Reduction Philippines 285 - 156 145 Christian Reformed World Relief Committee United States 155 - 155 143 Asociación de Cooperación para el Desarrollo Rural de Occidente Guatemala 1,908 744 153 90 Centro de Desarrollo Humano Honduras 1,524 991 153 99 Initiative pour le Developpement de l'Epargne et du

Credit Eyano Democratic Republic of Congo 230 - 153 122

Community Initiatives Support Services International Kenya 305 - 152 114

Page 102 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Action Regional pour le Developpement Integre Togo 258 - 151 88 Kayonza Microfinance Sacco LTD Uganda 685 96 151 20 People Action Development Society India 206 - 151 98 Baitoul Maal Burkina Faso 330 - 150 60 Changsha Guarantee Centre of Microfinance for Re- employments People's Republic of China 1,494 568 150 75 Child Labourers' Amelioration Project India 150 - 150 150

Comité d'Action pour la Promotion de l'Agriculture Togo 150 - 150 81 Cooperativa de Ahorro y Credito La Merced del Vecino Ecuador 2,134 640 150 45 Diamond Club of Nigeria Nigeria 181 - 150 135 Elysiom India 150 - 150 147 Entraide Sans Frontieres asbl Belgium 150 - 150 120 Fundación Empresa de Mendoza Argentina 350 - 150 105 Gipato/CMEC Togo 320 - 150 - Goodwill Social Work Centre India 150 - 150 150 Grenada Industrial Development Corporation Gabon 250 - 150 - Himachal Khadi Gramudyog Vikas Sansthan India 150 - 150 150 Joint Action Networking India 200 - 150 - Kono Womens Federation Sierra Leone 150 - 150 150 Kulamangalam Golden Jubilee Seva Sangam India 200 - 150 150 Lakan Investment Nigeria, Ltd. Nigeria 298 - 150 98 LPPSI LPM IPKKI Indonesia 200 - 150 - Matale Liyasaraniya Organization Sri Lanka 300 180 150 105 MIGEC Cameroon 900 270 150 30 National Integrated Rural Development Agency India 400 - 150 150 Netaji Yubak Sangha Gollbhadi India 205 - 150 150 Network of Education Environment Development Society India 150 - 150 150 Organisation pour la Reconstruction et

Developpement Democratic Republic of Congo 180 - 150 128

Page 103 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Population Crisis Control and Mass Education Committee Bangladesh 750 - 150 8 Prathibha Vanitha Keshasamithy India 200 - 150 150 Promocion y Desarrollo Social A.C. Mexico 750 - 150 88 Pusat Pengembangan Sumberdaya Wanita Indonesia 150 150 150 150 Ropaga Resuma Jati Bandung Indonesia 203 - 150 - Sahita Agroniaga Inc. Indonesia 150 - 150 150 Seva Sarana Sangamaya Sri Lanka 215 - 150 - Society for Human Awareness & Rural Action India 180 180 150 150 Women Action Project Sierra Leone 2,000 - 150 112 Women's Trust Inc. Ghana 200 - 150 150 Fondo Para el Desarrollo Regional Peru 770 - 149 - MANOSIKA Bangladesh 157 151 147 141 Centro de Investigación y Desarrollo Regional Bolivia 2,836 2,479 146 88 Development and Research Institute for Social and Technical India 146 - 146 124 Boring Padar Youbak Sangha India 150 - 145 80 Chotanagpur Craft Development Society India 145 - 145 - SATUNAMA (Yayasan Kesatuan Pelayanan Kerjasama) Indonesia 509 387 145 - Vibekanand Yubak Sangh India 150 - 145 87 JVP Technical Education Trust India 180 - 144 144 Fundación de Ayuda Microempresarial Ecuador 2,854 2,141 143 129 Grupo Mujer Peru 184 - 143 132 Asesoría Financiera de México, S.A. de C.V. Mexico 1,143 491 142 61 Nepal Sikara Rural Development Programme Nepal 245 - 142 - Pushpo Daridro Bimochon Sangstha Bangladesh 142 114 142 114 AVED Togo 148 - 140 98 Caja Municipal de Ahorro y Crédito de Ica Peru 65,630 28,221 140 115 Cooperativa Manantial Venezuela 211 - 140 95 GP Finance Cameroon 240 120 140 82 Magbee Women Development Association Sierra Leone 140 - 140 140

Page 104 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Mutara Savings and Credit Association Ltd Uganda 150 - 140 34 Pragathi Vignana Samithi India 140 - 140 140 R'Reach Society India 140 - 140 140 Survival Foundation Network Nigeria 178 - 140 139 Youth Development Foundation Ghana 140 - 140 112

Association La Grace-ONG Democratic Republic of Congo 179 - 139 119 Fundación Contigo Chile 1,390 - 139 71 Rede Mulher/Angola Angola 650 - 138 138 Centro de Investigaciones CIUDAD Ecuador 527 - 136 70 Community Development Concern Pakistan 136 - 136 51 Rajapur Seva Niketan India 170 - 136 136

Centre for Environment and Medical Association India 150 - 135 135

Community Empowerment and Development Agency Sierra Leone 614 - 135 116 Ghandian Institute of Technical Advancement India 165 - 135 135 King Dalamodu Development Association Sierra Leone 135 - 135 90 Rural Development Services India 285 - 135 135 Rural Service Agency India 150 - 135 135 Caja de Credito de Cojutepeque El Salvador 3,478 3,130 132 119 Association of Village Re-Awakening Sri Lanka 275 - 130 124 Bapuji Pathagar Sukha India 130 - 130 130 Jana Kalyana Anusthan India 160 - 130 121

Promotora para el Desarrollo Comunal Salvadoreno El Salvador 650 - 130 - Thittamangalam Vanithasamithy India 150 - 130 130 EB-ACCION Microfinance S.A. Cameroon 597 209 128 45 Fundación Progresar Argentina 643 463 128 - General Labor Union of Nanyang City, Henan Province People's Republic of China 151 62 128 61 Indian Institute for Peace, Disarmament & Environmental Protection India 186 - 128 64

Page 105 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women

Namalteng Integrated Development Programme Ghana 170 - 127 114 Ashta No Kai-India India 506 - 126 126 Association of Gambian Entrepreneurs, The Gambia 126 - 126 126 Bina Sumberdaya Mitra (MISMI) NGO Indonesia 125 - 125 62 Boriahat Jubo Unnayan Shango Bangladesh 125 - 125 88 Gaindakot Yooya Club-Nepal Nepal 130 - 125 - Kenya Institute of Entrepreneurship and Professional Services Kenya 250 - 125 100 Nigali Savings and Credit Co-operative Nepal 165 - 125 - SYPO microdevelopment Uganda 250 250 125 125 Asociación Civil Banauge Venezuela 438 145 124 33 Amasachima Self-help Association Ghana 310 - 120 120 APROFEM Mali 1,100 - 120 120 Bangladesh Organization for Social Service Bangladesh 986 986 120 120

Cooperativa Corfas de Credito Solidario 'Consolidar' Colombia 120 84 120 84 Credit Against Poverty Zimbabwe 600 - 120 116 Food First, Inc. United States 150 - 120 - Jan Kalyan Maha Samiti India 570 - 120 25 Manush India 1,000 - 120 120 Opportunity Fund for Developing Countries United States 120 120 120 120 People's Refuge Shelter Uganda 120 - 120 84 PRITI India 120 - 120 - Progress India 600 - 120 108 PT BPR Shinta Putra Pengasih Indonesia 1,890 - 120 120 Rural Development Assosiation of Guanling Autonomous County, Guizhou Province People's Republic of China 1,458 482 120 40 Tadron Cooperative Credit Union Ltd. Cameroon 480 - 120 - Women In Action Sierra Leone 150 - 120 96 Berinag Gram Swaraj Mandal India 119 - 119 119 Alternatives Togo 143 - 117 63

Page 106 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women

Coopérative d'Epargne et de Crédit TUMAINI Democratic Republic of Congo 202 46 117 36 Reshma Gramin Vikach Sangh India 154 - 116 - Swajan Sanwardana Sanvidanaya (Self Development Organization) Sri Lanka 140 - 116 116

Fonds du Bureau de Promotion des Initiatives Privees Togo 220 - 115 69

Sud-Ouest Developpement Democratic Republic of Congo 144 - 112 56 Gajanana Yuba Anusthan India 111 - 111 105 Agricultural Community and Timber Development Association Sierra Leone 110 - 110 50 Alternativas de Inversión Progresar SAC Peru 110 99 110 99 Bhartiya Shiksh Prasar & Nagrik Kalyan Samitee India 275 - 110 110 Chaitanya Jyothi Welfare Society India 120 - 110 110 Fundación ECOPETROL para el Desarrollo Del Magdalena Medio Colombia 1,122 707 110 62 Hopelink International Ghana 120 114 110 101 Program Fomasyon pour Oganizasion Dyakona Haiti 136 - 110 59 Yeti Multipurpose Cooperative Ltd. Nepal 151 - 110 55

Asociacion Para El Desarrollo de la Region Chorotega Costa Rica 109 49 109 49 Prachi Pathagar India 129 - 109 109 YAPSI Indonesia 144 42 106 13 Afro Centre for Development Peace and Justice Nigeria 120 - 105 100 Agency for Backward Community Development India 150 - 105 105 CETAAD Togo 400 - 105 63 Enterprise Mentors Honduras Honduras 105 45 105 45 KSU Ampera Sekejati Indonesia 105 - 105 58 Quick One Financial Co. Ltd Ghana 523 366 105 42 Vikas Vahini India 1,000 - 105 105 Sahid Lila Smreeti Mahila Nepal 237 - 104 104 Arpan India 105 - 103 103 Gamstar Savings and Credit Company Gambia 103 31 103 31

Page 107 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Regione Toscana Italy 226 - 103 33 Sudu Diawdi Mali 861 - 103 103 Unimex Financiera, S.A. de C.V., SOFOM, E.N.R. Mexico 5,370 2,041 103 39 Gramin Vikas Mandal India 153 - 102 102 UNDP Project Office of Huangyuan County(Huangyuan County Rural Development Association) People's Republic of China 1,020 306 102 10 Coopérative d'Epargne et de Crédit Bolingo Republic of Congo 1,472 559 101 58 Fundación de Desarollo Empresarial de la Pequena y Mediana Empresa Nicaragua 1,241 732 101 60 Accion Popular Hondurena Honduras 400 - 100 50

Ambediear Society for youth and Rural Development India 100 - 100 100 Asare-Rural Women's Voluntary Organization India 150 - 100 100 ASPME Republic of Congo 100 - 100 100 Association d'Entraide Professionnelle Lebanon 800 400 100 15 Asumex Ventures Limited Nigeria 100 - 100 80 Caja de Crédito de la Libertad El Salvador 1,300 763 100 70 CAPAB Togo 150 - 100 - Centre for Women Co-operative Development Pakistan 7,214 2,164 100 30 Centro Integral de Rehabilitación de Colombia Colombia 100 70 100 70 CIRPED Senegal 100 - 100 65 Community Reconstruction of Social Service India 150 - 100 100

Development Association for Rural Environment Bangladesh 500 500 100 100 Eastern Communities Self Development Association of Nigeria Nigeria 100 85 100 85 Fiama Women's Community Development Association Sierra Leone 100 - 100 100 FiMSA S.A. Colombia 100 50 100 50 Foundation for International Training Canada 107 - 100 60 Foundation for Women United States 149 149 100 100

Page 108 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Gram Vakdhini India 100 - 100 100 Grama Social Service Society India 100 - 100 100 Grameen and Mahila Abiruddi India 150 - 100 100 Iqbal Abieza Mahardika Forum Indonesia 135 - 100 - Janakalyan Saving & Credit Co-operative Society Nepal 240 - 100 25

Karipatty Rural Organization for People's Education India 200 - 100 100 Lok Shakti Shikshan Kendra India 500 - 100 - Loyal Organization for Rural Development India 110 - 100 100 Mitra Usaha Foundation Indonesia 7,432 7,432 100 100 Mutuelle d'Epargne et de Crédit des Eglises des Assemblées de Dieu de la Patte d'Oie Burkina Faso 1,400 647 100 58

Nava Chaithanya Urban & Rural Development Society India 200 - 100 100

Nellore Mandal Weaker Sections Welfare Society India 100 - 100 100 Organisation pour la Promotion des Productions Africaines Republic of Congo 200 - 100 60 Prajwalit Vihar India 115 - 100 -

Real Improvement Grassroot Human Tribes Society India 100 - 100 100 RPW Sociedade de Credito ao Microempreendedor Ltda Brazil 350 - 100 45 Rural Economical and Educational Development Society India 100 - 100 100 SAHARA India 110 - 100 90 Sahejana Gramodaya Mahila Mandah India 150 - 100 100 SEMFIN Senegal 150 - 100 - Susteran SS-CC Indonesia 200 - 100 100 Tamaraneh Development Association Sierra Leone 100 - 100 51 Tamemsu Women's Development Association Sierra Leone 100 - 100 55 Tawapanne Women's Traders Mondor Sierra Leone 100 - 100 80

Page 109 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women

Udunawara Praja Shakthi Development Foundation Sri Lanka 145 - 100 - Vamsee Mahila Mandali India 100 - 100 100 Women in Nigeria (WIN) Bauchi state Branch Nigeria 1,200 - 100 100 Yayasan Bina Sejantera Indonesia 650 - 100 50 Deep Griha Society India 393 - 98 98 Project Enterprise United States 363 - 98 51 ARD/RAISE 'Congo Agroforestry Activity and Microfinance' Nigeria 285 - 96 65

Caisse Locale d'Epargne et de Financement SAREPTA Cote d'Ivoire 492 - 96 96

Gbeogo Women Co-Operative Development Council Ghana 120 - 96 96 Yayasan Keluarga Mandiri Pedesaan Indonesia 583 - 96 94 Akshaynagar Pallisri Sangha India 100 - 95 95 Janakalyan Sanstha India 95 - 95 95 MIDEP Ghana 100 - 95 - Sahara Women Saving and Credit Co-operative Society Ltd. Nepal 1,370 1,370 95 95 Servicios Educativos Promoción y Apoyo Rural Peru 950 - 95 80 Microfinanciera Prisma de Honduras S.A. Honduras 781 515 93 61 Central Council of Disabled Persons Sri Lanka 92 67 92 67 PT. BPR Mulya Sri Rejeki Indonesia 368 98 92 23 BKM Kiprah Indonesia 130 - 91 46 Cooperativa de Ahorro y Crédito 4 de Octubre Ecuador 2,148 981 91 4 Yayasan Pemerhati Sosial Indonesia Indonesia 177 - 91 - CEC - Prom Douala Cameroon 400 - 90 90 Community Sellers Association Sierra Leone 90 - 90 45 GREBIES ONG Benin 140 - 90 72 Lok Chetana Manch India 102 - 90 67 Lower Yoni Womens Gara Tie Dying and Agriculture Project Sierra Leone 90 - 90 72

Page 110 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Mabilalie Farmers Association Sierra Leone 160 - 90 55 Textile Sellers Association Sierra Leone 250 - 90 31 Trencop Uganda 100 - 90 72 PELIP Housing Company South Africa 243 - 89 51 Fikiria Women Group Kenya 93 - 86 73 Praxis Institute for Research, Education and Development India 86 - 86 86 Save Mothers and Children Association Uganda 86 - 86 34 Afaha Offiong Youth Caucus Mpcs Ltd Nigeria 135 - 85 -

Clef pour Debouches Feminins au Congo Democratic Republic of Congo 268 - 85 85 Foundation Hands of Love - Feed the Children Haiti 107 - 85 - Janhit Kala Sansthan India 85 - 85 85 Naba Kishor Yubal Sangha India 115 - 85 83 Nigerian Women in Cooperatives Nigeria 100 - 85 76 People's Action for Social Service India 100 - 85 85 Priyadersini Mahilasamajan India 120 120 85 85 AADHAR Bangladesh 84 - 84 84 Koperasi Simpan Pinjam Indonesia 89 - 84 - 3A Enterprises Guinea 631 259 83 56 Bhagabat Yubak Sangh India 95 - 83 81 BMCI Morocco 83 - 83 - CECPF Togo 148 - 83 - Credi-Capital S.A. de C.V. Sofom ENR Mexico 503 352 83 50 Micro Caisse de Solidarite Pemarim Republic of Congo 104 - 83 62 Cooperative Centrale d'Epargne & de Credit

Menonite Democratic Republic of Congo 103 - 82 62 Integrated Rural Development Organisation India 107 - 81 60 Association pour l'Auto-promotion Communautes de Base Togo 160 - 80 52

Centro De Estudio, Promoción Y Asistencia Social Panama 98 33 80 27

Page 111 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Conscious for Agriculture and Rural Development Society India 100 - 80 68 Cooperativa de Ahorro y Credito Progreso Ltda. Ecuador 870 261 80 24 DISACC Togo 156 - 80 - Gramin Navodaya Kendra, Sisai India 85 - 80 - Huduma ya Injili na Maendeleo kwa Wafugaji Tanzania 80 - 80 - Jana Mangala Sanskrutik Anusthan India 180 - 80 60 Lembaga Perli Indonesia 80 - 80 32 Manikeswari Yubak Sangha India 95 - 80 80 Mutuelle d'Epargne et de credit de l'association des jeunes Senegal 107 - 80 72

Nasruminalah Rice Farmers Co-operative Society Sierra Leone 150 - 80 25 Programa de Gestión de Recursos Sociales Peru 600 180 80 24

Rural Community Development Foundation, The Indonesia 200 - 80 - S.R. Trust India 26,422 - 80 80 Sangam Sanny and Credit Cooperative ltd. Nepal 90 - 80 - Set-Win Society India 980 - 80 80 Shramik Sakti Sangha India 160 - 80 74 Sitara India 420 - 80 - SUNANDA India 150 - 80 80

Ta-Memsu Community Development Association Sierra Leone 80 - 80 56 Yayasan Gapura Indonesia 120 - 80 60 Yayasan Keberdayaan Wanita Tani Indonesia 80 - 80 72 Banco do Planalto Norte Brazil 1,926 905 79 37

Centro De Gestion Local Para El Desarrollo Sostenible Panama 79 39 79 39 Bambili Cooperative Credit Union Ltd. Cameroon 150 - 78 - AKOTCHE-TCHIKOSSAN Togo 96 - 76 - Asociacion Balsamo El Salvador 847 618 76 55

Page 112 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women SOMOKAL Bangladesh 178 174 76 74 Aid for Social Reformation Bangladesh 120 - 75 60 AKOTA Bangladesh 218 - 75 60 Asociación de Desarrollo Integral Tineco Guatemala 220 130 75 44 Association Nationale pour la Perenisation de l'eau au Sahel Senegal 189 - 75 - Bhairabi Club India 75 - 75 75 Fundación Alternativa 3 Argentina 744 618 75 62 Fundación de Investigaciones Visuales Franco Mattiello Argentina 120 114 75 56 ICEC Togo 120 - 75 - Jana Seva Samithi India 75 - 75 60 Jayadurga Pathagar Khalipathar India 75 - 75 75

Promotion de la Femme Rurale 'PROPER' Democratic Republic of Congo 685 - 75 52 Rural Health Educational Society India 75 - 75 75 Sabara Gawuwa Investment Promotion Co. Ltd. Sri Lanka 360 - 75 - Step Ahead Development Foundation Thailand 150 135 75 64 World Vision Myanmar Myanmar 8,361 - 75 71 Club Avenir da Silveira Togo 100 78 72 72 Gbadamosi Foundation Nigeria 72 - 72 68 Gramin Evam Nagar Vikas Parishad India 572 446 72 62 Ligue pour le Developpement, Environment et

Habitat de l'Enfants Congolais Democratic Republic of Congo 72 - 72 - Programa 'Kichin Konojel' Guatemala 90 - 72 29

APL. ELEV Democratic Republic of Congo 71 - 71 43 Kes Komite Katye Long-Fos Haiti 82 - 71 70 AMA Mujeres por Puebla Asociacion Civil Mexico 253 - 70 70 Asociación Costarricense para Organizaciones de Desarrollo (ACORDE) Costa Rica 515 72 70 13 Association Force Action Developpement Togo 100 - 70 - Christian Children's Fund - Zambia Zambia 70 - 70 66 Common Interest Foundation Thailand 550 412 70 52

Page 113 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Grama Pengal Munnetra Sangam India 100 - 70 70 Grameen Uruguay Uruguay 70 - 70 70 Gramin Vikas Avam Manav Kalyan Samiti India 125 - 70 70 Kirinda Community Project Sri Lanka 75 - 70 -

Mother Theresa Seevan Rural Woman Association India 100 - 70 70 Pengal Vizippuna Sangam India 100 - 70 70 Rural Oriented Saving & Credit Co-operative Society Ltd. Nepal 398 - 70 65 Tribal Social Development Society India 600 - 70 - Marava Community based training and Empowerment Centre Solomon Islands 68 54 68 41 Rwebiihuro Youth Co-op Savings and Credit Society Ltd. Uganda 447 - 67 30 Yayasan Mitra Desa Indonesia 67 - 67 - Ambassadors Development Agency Kenya 110 - 66 - Afaha Offiong Food Processors MPCS Ltd Nigeria 70 - 65 -

Equipe Pastorale auprès des Enfants en Détresse Democratic Republic of Congo 85 72 65 55 Sahapur (South) Gram Unnayan Samity India 160 - 65 58 Sauraha Saving & Credit Co-operative Ltd. Nepal 345 - 65 58 Friends of the Nation Ghana 70 - 64 64

Cooperativa de Ahorro y Credito de Union Popular Ecuador 713 406 63 36 Centre to Actuate the Rural & Environment India 188 - 62 62 Swisscontact (Fundación Suiza de Cooperación para el Desarrollo Técnico) Ecuador 791 554 62 43 Fonds d'Actions pour le Microfinancement de Petites Entreprises Haiti 64 - 61 58 Krishak Nyas India 98 - 61 18 Mutuelle Dodzi Togo 85 - 61 - Adarsh Sewa Sanstha India 60 - 60 60

Page 114 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Alalbahadur Club India 60 - 60 41 Amda International Project Zambia Zambia 96 - 60 60 Asociacion Credimujer Costa Rica 489 429 60 53 Bayelle Cooperative Credit Union Ltd. Cameroon 200 - 60 -

Caja de Crédito de SUCHITOTO S.C. de R.L. de C.V. El Salvador 663 332 60 4 Chetichal Grama Vikasana Society India 88 - 60 51 Commitment for Advanced Learning Society Bangladesh 205 - 60 17 Ecosedan Microcredit Contribution Outfit Nigeria 70 56 60 53 Ekamuthu Welfare Society Sri Lanka 350 315 60 57 Elim Microfinance Bank Limited Nigeria 200 80 60 60 Foundation for Women Empowerment and Peace Initiatives Nigeria 72 - 60 60 India Win Group India 60 - 60 18 Jaringan Advorasi Masyarakat Urban Indonesia 60 - 60 18 Kenya Enterprise Microfund Organisation Kenya 80 - 60 54 Mutuelle d'Epargne et de Credit des Femmes Senegalaises Senegal 300 - 60 60 Sahabat Usaha Alisa Indonesia 600 - 60 60 Samudayik Saing and Credit Cooperative Nepal 99 - 60 - Sebaders Togo 200 - 60 - Sri Janaki Mahila Mandali India 60 - 60 60 Sumarman Indonesia 60 - 60 - Takelneh Women's Association Sierra Leone 80 - 60 60 Udayam Trust India 60 - 60 60 Utthan Shoudh Sansthan India 1,050 - 60 54 World Vision, China People's Republic of China 121 12 60 12 Yamatul Mumen Farmers Association Sierra Leone 60 - 60 30 Pollishree Janaseva Samiti India 59 - 59 59 Ascension Microfinance Republic of Congo 190 - 58 34

Femmes Entrepreneurs de la Copemeco Democratic Republic of Congo 311 - 58 58 ONG Sauver et Restaurer Togo 199 - 58 -

Page 115 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Irish Foundation for Cooperative Development Tanzania 76 - 57 15 Volkhov International Business Incubator & Training Center Russia 58 - 57 - Action d'Aide Sanitaire et de Developpement aux plus Demunis Democratic Republic of Congo 56 - 56 53 COOPEC/CECI-PME MONT-NGAFULA Republic of Congo 71 - 56 10 Gram Swarajya Samiti Dhoshi India 82 - 56 - Little Flower Educational Society India 56 - 56 - Mutuelle d'Epargne et de Crédit d'Appui pour le

Développement de la Femme Democratic Republic of Congo 3,149 2,519 56 34 Veer Surendra Sai Club India 56 - 56 56 Mongolian Union for the Business Women from Vulnerable Groups Mongolia 60 - 55 47 Nimikoro Women's Association/Kono Dist Sierra Leone 65 - 55 50

Organisation pour la Reconstruction & Development Democratic Republic of Congo 210 - 55 22 Powerlines International, Inc. Ghana 65 29 55 22 Southern Africa Federation of the Disabled Zimbabwe 91 - 55 25 Adonai Community Empowerment Society Nigeria 170 - 54 53 Mutuelle d'Entraide Sociale pour l'Epargne et le Credit Mauritania 216 - 54 16 Society for Rural Upliftment & Socio-Technological Initiative India 54 - 54 38

Socioeconomic and Education Development Society India 54 - 54 54 Sabolombi Sangstha Bangladesh 150 - 52 18 SAHAYA India 52 - 52 52 Alpha Cooperative Fund Cameroon 300 - 50 2 Andhra Seva Samithi India 90 - 50 50 ASOCBIO Peru 50 50 50 50 Caja de Crédito de Colón El Salvador 1,104 607 50 43 Emex Industrial Development Agency Nigeria 50 - 50 50

Page 116 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Lemhanas Indonesia 180 - 50 15 Manila Community Services, Inc. Philippines 1,612 1,580 50 49 Microcredit for the Poorest Women South Africa 50 50 50 50 National Human Rights Association India 60 - 50 - Navachar Sansthan India 62 - 50 40 Sahrudaya Integrated Development Society India 50 - 50 30

Save Heritage and Rehabilitate the Environment Sierra Leone 50 - 50 40 Small Scale Fishing Association Sierra Leone 50 - 50 25 Yayasan Bina Insam Mandiri Indonesia 129 - 50 - Catholic Relief Services Eritrea Eritrea 81 81 49 49 Socio-Economic Development Programme Bangladesh 206 - 49 49 Cooperative Bank of Benguet Philippines 1,854 890 48 46 Kapilvastu Savings and Credit Cooperative, Ltd. Nepal 96 - 48 - Nav Srishti India 157 - 48 48 Giving for Living International United States 47 47 47 47 Centro de Investigacion Social, Formacion y Estudios de la Mujer Venezuela 100 - 46 - Friends of the Fourth World Foundation Nigeria 46 - 46 46 Kompa Indonesia 221 104 46 26 ACCESS Community Capital Fund Canada 66 - 45 27 Bank of Marshall Islands Marshall Islands 119 24 45 10 Care for Children in Need Zambia 55 - 45 43 Comite de Integracion y Reconstruccion para El Salvador El Salvador 180 - 45 40 Corporacion el Barco de los Pobres Chile 45 45 45 45 Groupe Mitspa Pharma Credit Republic of Congo 1,700 - 45 23 Kopdit Bina Putra Indonesia 132 - 45 - Maramag Adventurers Primary Multi-purpose Cooperative Philippines 50 - 45 22 Nepal Mahila Bikas Sanstha Nijgadh Nepal 200 - 45 16 NIRMAN India 50 - 45 45

Page 117 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women A. Perez Agro-Industrial Cooperative Philippines 87 - 44 22 Dhakdhai Cooperative Unit Nepal 150 - 44 - Milgree Investments Pvt Ltd Zimbabwe 167 65 43 28

Action for Welfare and Awakening in Rural Africa Uganda 82 - 42 10

Coopperative d'Epargne et Credit de l'UNAF Democratic Republic of Congo 68 - 42 40 Epargne et Credit Ivoirien Cote d'Ivoire 57 - 42 33 Church Action in Angola Angola 59 - 41 18

Society for Community Involvement in Development India 96 - 41 20 Woman Development Association Cambodia 41 - 41 - Argentina Microfinanzas S.A Argentina 500 235 40 19 Association for Community Development in Mauritius Mauritius 75 - 40 - Association for Women Entrepreneurs India 54 - 40 40 Chota Nagpur Vikas Kendra India 40 - 40 - CONSTRUYAMOS Mexico 40 - 40 32 Femme Contre la Pauvrete Senegal 40 40 40 40 Gramodyong Sansthan Maharajpur India 50 - 40 40 Institucion para el Desarrollo Economico Panama 56 26 40 19 Kalangba Junction Traders Union Sierra Leone 60 - 40 20 Karwan Community Development Organization Pakistan 349 28 40 5 Kopertika Indonesia 50 - 40 2 Lembaga Pengkajian Kemasyarakatan dan Pembangunan - Jawa Timur Indonesia 281 159 40 - Masagana Rural Bank, Inc Philippines 506 - 40 40 Nari Jagaran Saving Fund Nepal 40 - 40 40 Nikushimaz Samaz Kallyan Protisthan Bangladesh 320 - 40 36 Permeshwari Seva Sadan India 40 - 40 40 Rural Women Information and Development Organization Cameroon 50 - 40 40 Sankeshowri Chetna Savings and Credit Coop. Nepal 70 - 40 40

Page 118 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Sierra Leone Assn. of Women Enterpreneur Sierra Leone 60 - 40 16 Tawopeneh Social Club Sierra Leone 40 - 40 28 Tombo Path-Finders Association Sierra Leone 40 - 40 28 Total Development Association Sri Lanka 50 - 40 - UNHPM Mauritania 50 - 40 - Young Men Social Club Sierra Leone 40 - 40 20 Action pour la Promotion Sociale et Culturelle des

Artistes Democratic Republic of Congo 47 - 39 35

CEFPROJHA Democratic Republic of Congo 50 - 39 30 Association Amicale des Pauvres Mauritania 38 - 38 34 Circuit Togo 45 - 38 - MUFEC Cote d'Ivoire 43 - 38 24 Sujata India 77 - 38 38 Shamuka Finance Zimbabwe 753 - 37 11 Bushenni Peoples Cooperative Savings and Credit Society Ltd Uganda 337 - 36 - Corporación CORPROEM Colombia Colombia 74 56 36 27 Mawunyo Organic Farmer Extension Network Ghana 56 - 36 18 Uganda Association for Socio Economic Progress Uganda 120 - 36 14 Asociacion de Productores Agricolas y Comercializacion Costa Rica 372 48 35 5 Credit Union Unipresto S.A. de C.V. Mexico 700 420 35 21 Fundación de Servicios Integrales de Guatemala Guatemala 205 68 35 14 Katosi Women Fishing Group Uganda 35 - 35 35

Reseau Animation and Developpement Democratic Republic of Congo 45 - 35 23 Uyo Nassi Industrial MPCS Ltd Nigeria 50 - 35 - WMKB Wijesingha Sri Lanka 50 - 35 - Cooperativa de Ahorro y Crédito UCADE Padre Vicente Ponce Rubio Ecuador 711 562 32 18 Davs Enterprises Sierra Leone 49 - 32 3 Institute for Economic and Society Development Studies Indonesia 112 - 32 25

Page 119 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women

Social Welfare and Cultural Development Foundation Sri Lanka 222 - 32 30 Federation des Chretiens Haitiens United States 31 - 31 26 Fondation pour Integration Socio-Economique Kenya 42 - 31 - Alveo Cooperative Society Italy 30 - 30 21 Association des Personnes Renovatrices des Technologies Traditionnelles Togo 72 - 30 17 Association EMBLEM D'AMOUR Togo 35 26 30 22 Ataya Social Club No. 3 Sierra Leone 30 - 30 15 AXTLA Consultoria de Negocios Administrativos y Agropecuarios, S.A. de C.V. Mexico 326 117 30 11 Balankem Farmers Co-operate Project Sierra Leone 40 - 30 18 Caisse de Microfinance de la Mungi Republic of Congo 32 26 30 24 Financial Republic Microfinance Ltd Ghana 50 45 30 18 Foundation for Social and Economic Reform Nigeria 30 - 30 30 Friends Development Organization Pakistan 36 32 30 30 Fundación Para La Economía Familiar Costa Rica 430 138 30 10 Grameen (Shangdu) Micro-credit Company Ltd. People's Republic of China 30 30 30 30 Ilsan Women Fishing Cooperative Kenya 30 - 30 30 Kakina Self Help Group Kenya 75 - 30 17 MEC ASAVOR Republic of Congo 30 - 30 - MED Togo Togo 35 - 30 - Microfinanzas Arariwa Peru 13,683 8,894 30 18 Natural Resources Development Motivators Nigeria 40 28 30 24 Pithora Sanskritik Samajik Samiti India 100 - 30 24 President's Award Scheme/GYBT Gambia 30 - 30 14 Reillys Lik Lik Dinau Trust Papua New Guinea 92 - 30 2 Solidum S.C. de R.L. Mexico 182 - 30 15 Suprativa India 30 - 30 30 Tamaraneh Takuru Farmers Association Sierra Leone 75 - 30 14

Waterloo Rural Co-Operative Womens Association Sierra Leone 30 - 30 20

Page 120 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Women Education and Development Nigeria 50 - 30 30 Women in Business Development, Inc. Western Samoa 30 - 30 30 Yatroshre Mahila Mandal India 36 - 30 30 Yayasan Pembangunan Masyarakat Pedesan Indonesia 40 - 30 - Pt. BPR Jatiarta Swadaya Indonesia 289 - 29 12 Women Support Organization Ethiopia 29 - 29 29 Organismo no Gubernamental de Desarollo Independencia Peru 50 14 28 7 Centre for Human Development Nigeria 46 - 27 27 Motiakhali Samaj Kallan Mohila Sangstha Bangladesh 31 - 27 27 Janasarana S.D.S. Sri Lanka 26 - 26 - Action in Distress Foundation Nigeria 25 25 25 25 Asociacion Pro Fomento Productivos de la Sub Region de San Ramon Costa Rica 204 45 25 6 Jasho Self Help Group Kenya 32 - 25 22 Koperasi RW 05 Bukit Ligar Indonesia 199 - 25 2 Lokahita Parmeer Welfare Samity, Grhoshbur India 30 - 25 25 National Y.W.C.A. of Sri Lanka Sri Lanka 340 - 25 - Neema Women Group Kenya 33 - 25 19

Ntulume Village Women's Development Association Uganda 48 - 25 25 p2kp Indonesia 79 - 25 10

Rokupa Women's Garatie Dying Cooperative Society Sierra Leone 60 - 25 25 Ruang Mitra Perempuan (Space for Women's Friendship) Indonesia 25 25 25 25 Rural Development and Environmental Society India 25 - 25 25 Tamensu Solidarity Group Sierra Leone 25 - 25 25 Nnoboa Credit Union Ghana 24 - 24 20 Asociacion Centro de Promocion Campesina Costa Rica 133 - 23 10 Filomena Tomaira Pacsi Peru 23 17 23 17 Pitiduwa Community Service Foundation Sri Lanka 23 - 23 21

Page 121 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women

COOPEC MAKIN Democratic Republic of Congo 22 - 22 10 Gayatriclub Badatika India 267 - 22 22 Programme d'Aide pour les Pauvres de Diourbel Senegal 50 - 22 -

Association Paysanne des Femmes Rizicultrices Democratic Republic of Congo 31 - 21 17 Caisse pour le Commerce et le Developpement Republic of Congo 33 - 21 5 Capital District Community Loan Fund, Inc. United States 37 - 21 15 ACAPES, Togo Togo 65 - 20 13 Badan Koordinasi Promosi Kesehatan Indonesia 40 - 20 19 Bank BPD DIY Indonesia 300 - 20 2 Base Foundation India 20 - 20 20 Centre For Human and Natural Resource Development India 30 30 20 20 Cooperative d'Epargne et de Credit pour le

Developpement Democratic Republic of Congo 40 - 20 10 Dawn of Life Foundation Nigeria 120 - 20 20 Development Organisation of the Rural Poor Bangladesh 10,264 513 20 4 Fundación de Desarrollo de Mixco Guatemala 397 175 20 9 GAFIF Mauritania 93 - 20 4 Grassroots Women Foundation Nigeria 29 - 20 20 Helena Group Sierra Leone 20 - 20 20 Hope International China People's Republic of China 497 - 20 10 Kopdit RW Cijagra Indonesia 215 - 20 1

L.D.E.H.E/Mutuel D'Epargne et Credit Democratic Republic of Congo 40 - 20 13 Latter Settlers Association Sierra Leone 65 - 20 10 Mahila Baljyoti Kendra Katesar India 70 - 20 - Maridadi Self Help Group Kenya 25 - 20 14 National Development Foundation of Jamaica Jamaica 666 - 20 - Nehru Yuba Parishad India 20 - 20 20 Organization for Rural Survival India 175 - 20 20 Sabenty Peninsular Co-Operative Society Sierra Leone 20 - 20 3 Santoshi Mahila Sangathan Sabha, Rampuri India 20 - 20 20 St. Thomas Credit Union Jamaica 653 - 20 -

Page 122 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Tanenkasu Farmers Association Sierra Leone 50 - 20 15 University of St. Thomas Social Entrepreneurship Program Pakistan 20 20 20 20 Wilberforce Women Association Sierra Leone 20 - 20 18 Yayasan Lpzeb Indonesia 60 - 20 5

Biodiversity of Agriculture for Rural Development Nigeria 25 - 19 13 Association pour le Developpement Integre des Villages du Haire Mali 30 - 18 8

Federation des Techniciens pour le Developpment Democratic Republic of Congo 20 - 18 17 Ghana Youth Business Trust Ghana 20 - 18 - Njema Microenterprise Initiative (Kamai Development Organzition Kenya 30 - 18 15 Yayasan Bina Masyarakat Indonesia Indonesia 40 - 17 13 Youth and Social Enterprise Fund Ghana 17 7 17 7 Geldon Services (PVT) Ltd Zimbabwe 52 - 16 3 ONG Bieen (Bien-Etre et Environnement) Cote d'Ivoire 17 - 16 16 Philadelphia Development Partnership United States 159 - 16 10 Apas Financial Services Limited Uganda 100 68 15 - Borderlinks Mexico United States 15 - 15 - Centre for Development Strategy Nigeria 15 4 15 4 Gram Vikash Sangha India 20 - 15 15 Halley Movement Mauritius 15 9 15 9 Indekhwa (Widow) Women Group Kenya 30 - 15 15 Kamala Nehru Mahilees Mandoram India 15 - 15 15 Khaldoun Center for Development Studies Egypt 18 - 15 - Koperasi Kredit Rahastra Indonesia 150 - 15 7 Nasho Tailoring Work Group Kenya 30 - 15 4 Society for Environment and Social Awareness India 20 - 15 2 Belize Enterprise for Sustainable Technology Belize 94 - 14 - La Tontiniere Nationale Cameroon 72 - 13 10

Page 123 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Caisse du Mouvement Mutualiste Beninois Benin 19 - 12 - Caisse Feminine D'epargne et de Credit Mutuel Republic of Congo 28 - 12 5 Care and Action Research Non-Gov. Org. Nigeria 16 - 12 12 Jameu Salam Young Men Association Sierra Leone 12 - 12 12 SFBank Sudan 56 - 12 2 Harijan Senau Sang, Bengal India 15 - 11 11 Naba Jyoti Club India 20 - 11 11 Pro Éxito S.A. De C.V. Sofom ENR Mexico 719 719 11 11 Society for Children and Women Welfare India 20 - 11 11 Society for Training and Research India 900 - 11 11 ACCEDER Argentina 33 - 10 6 Bangalore Carmel Society India 10 - 10 10 Crimson Business Solutions, Ltd. Nigeria 10 - 10 8 Ebussamba Imno Project Group Kenya 30 - 10 1 Eko Ibom Progressive MPCS Ltd Nigeria 25 - 10 7 Financiera Nicaraguense de Desarrollo S.A Nicaragua 54,700 29,538 10 - Fraternite Mondiale Pour le Developpement Canada 10 8 10 - Fristim Estate Farmers Multipurpose Cooperative Society Limited Nigeria 10 - 10 8 GRUPEDSAC Mexico 26 - 10 9 Jamatul Mumen Farmers Association Senegal 40 - 10 7 Lesotho Women's Institute Lesotho 10 - 10 10 PT BPR Cipta Dana Mulia Indonesia 100 - 10 - Ramcorony Beginners Social Club Sierra Leone 40 - 10 5 Self Start Fund Jamaica 284 - 10 - Teresa Social Welfare Organisation India 10 - 10 4

White House Women's Development Organization Sierra Leone 10 - 10 10 Yayasan Lembaga Uidya Dharma Indonesia 15 - 10 - Obuyanzi Women Group, Khwiliba Kenya 15 - 9 9

Caisse Mutualiste d'Epargne et de Credit de l'Elevage Cote d'Ivoire 78 - 8 1

Page 124 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Scope Co-operative Society Ltd. Nepal 190 - 8 2

Caisse Financiere et d'Investissement pour Femmes Republic of Congo 21 - 7 5 Global Women's Network United Kingdom 25 - 7 - Sower International Trust Tanzania 10 7 7 7 The Community Microfinance Kenya 7 - 7 5

A.S.D.B. Democratic Republic of Congo 12 - 6 3

Cooperative d'Epargne et de Credit 'Amitie Salustiste' Republic of Congo 8 - 6 2 Cooperative d'Epargne et de Credit pour la

Promotion des Investissements Democratic Republic of Congo 6 - 6 6

IMF CADEF Democratic Republic of Congo 10 - 6 4 PARO: A Northwestern Womens Community Loan Fund Canada 24 - 6 - Advent Credit Limited Kenya 5 - 5 4 Baraka Women Group Kenya 8 - 5 4 La Mansaamo Kpee Ghana 50 - 5 4 Los Ninos de Baja California, A.C. Mexico 21 - 5 5 MEGECI Cote d'Ivoire 8 - 5 3 Union des Jeunes Entrepreneurs du Niger Niger 10 - 5 - Human Development Society India 40 - 4 4 Johnsons Savings and Loans, Ltd. Ghana 18 - 4 - Kenya Enterprise Empowerment Programme Kenya 10 - 4 - Cycle of Poverty Sri Lanka 6 - 3 - ACCION New Mexico United States -1 - - - - ActionAid Vietnam Vietnam -1 - - - - ADEC-ATC Peru 3,000 900 - - Agence pour la Promotion des Caisses Populaires d'Epargne et de Credit Mauritania -1 - - - - Agency for Finance in Kosovo Kosovo -1 - - - - Alter Modus Montenegro -1 - - - - Alternatives Federal Credit Union United States -1 - - - -

Page 125 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Amalgamated Community Help International Ghana - - - - Apoyo Económico Familiar, S.A. de C.V. Mexico 125,685 68,297 - -

APROC Democratic Republic of Congo 104 - - - Arab Center for Agricultural Development Palestine -1 - - - - AREGAK Universal Credit Organization CJSC Armenia -1 - - - - Ashraya Trust Udayagiri, Mandya India -1 - - - - Asian Credit Fund Kazakhstan -1 - - - - Asociación ADRI Costa Rica 5,199 1,560 - - Asociación de Consultores para el Desarrollo de la Pequeña y Mediana Empresa Nicaragua 35,571 17,786 - - Asociacion Guatemalteca para el Desarrollo Guatemala 5,422 3,958 - - Asociación Mujeres En Acción Peru 5,624 3,196 - - Asociación Nacional Ecuménica de Desarrollo Bolivia 9,392 4,696 - - Asociacion para el Desarrollo Microempresarial Colombiano Colombia -1 - - - - Asoprosanramon Costa Rica 287 57 - - Associação Brasileira para o Desenvolvimento da Família - Banco da Família Brazil 8,928 5,178 - - Association for Entrepreneurship Development 'CREDO' Ukraine -1 - - - - Association Marocaine de Solidarité et de Developpement Morocco -1 - - - -

Association Microcrédit Solidarité Sans Frontiers Morocco 12,935 10,089 - - Association of Productive Entrepreneurship Ghana 8,258 6,524 - - Bai Tushum Financial Foundation Kyrgyzstan -1 - - - -

Banco de la Gente Emprendedora, Bangente, C.A. Venezuela 35,880 21,528 - - Banco Delta SA. Panama 2,357 1,061 - - BanComun de la Frontera United States 861 - - - Bhutan Development Bank Limited Bhutan 28,895 10,691 - - Bina Swadaya Boyalali Indonesia -1 - - - -

Page 126 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Bina Swadaya Cabang Bandung Indonesia -1 - - - - Bina Swadaya Gugus Wilayah Magelang Indonesia -1 - - - - Bina Swadaya Kebumen Indonesia -1 - - - - Bina Swadaya Klaten Indonesia -1 - - - - Bina Swadaya Yogyakarta Indonesia -1 - - - -

Block Mahila Sanchyika Sangha, Jagannath Prasad India -1 - - - - Bosnia Vita Bosnia and Herzegovina -1 - - - - Brotherhood of St Laurence Australia 373 261 - - Caja de Crédito de San Salvador El Salvador 772 386 - - Caja de Crédito y Ahorro de San Juan Opico, Soc. Coop. de R.I. de C.V. El Salvador 1,467 587 - - Caja Municipal de Ahorro y Crédito de Arequipa Peru 212,844 100,037 - -

Caja Municipal de Ahorro y Crédito de Tacna S.A. Peru 47,485 24,441 - - Camara de Comercio e Industrias de Cortes Honduras 143 66 - -

Cameroon Cooperative Credit Union League Ltd. Cameroon -1 - - - - Caritas-Egypt (Sohag) Egypt -1 - - - - Casa Baltimore/Limay United States -1 - - - - Catholic Relief Services Bulgaria Bulgaria -1 - - - -

Catholicossate of All Armenians of Holy Etchmiadzin Armenia -1 - - - - Ce.L.I.M. Milan Italy -1 - - - - CEDI Finance Foundation Ghana 1,831 1,446 - - CEMECEL Cote d'Ivoire 50 - - - Center for Empowerment and Economic Development United States -1 - - - - Centre for Community Development India -1 - - - - Centro Bartolome De Las Casas Peru 1,000 650 - - Chaitanya Mahila Mandali India -1 - - - - Chaithanya India -1 - - - -

Page 127 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Charity Humanitarian Center 'Abkhazeti' Georgia -1 - - - -

Chautauqua Opportunities for Development, Inc. United States -1 - - - - China Association for Microfinance People's Republic of China 86,484 51,890 - - Colorado Microcredit, Inc. United States -1 - - - - Compartamos Banco Mexico 2,334,440 2,235,226 - - Constanta Foundation Georgia -1 - - - - Consumer Cooperative Finance and Mutual Help 'Raduga' Russia -1 - - - -

COOPEC AGRI Democratic Republic of Congo 483 251 - - Cooperativa de Ahorro y Crédito Luz del Valle Ecuador 7,203 3,602 - - Cooperative Housing Foundation CHF-PEOPLED Palestine -1 - - - -

Coptic Evangelical Organization for Social Services Egypt -1 - - - - Corporación Acción Por El Atlántico Actuar Famiempresas Colombia 3,636 2,218 - - Corporación Acción Por El Tolima ? Actuar Famiempresas Colombia 7,624 4,803 - - Corporacion Mundial de la Mujer Medellin Colombia 66,377 41,154 - - Council of Professional Social Workers India -1 - - - - Crediavance S.A. de C.V. SOFOM E.N.R. Mexico 8,562 4,452 - - Crédit Mutuel de Côte d'Ivoire Cote d'Ivoire 5,000 2,000 - - Credit Union Bererod Gratia Indonesia 1,888 720 - - Credit Union Development Project in Russia, DID Project 3504 Russia -1 - - - - Daan Sa Pag-Unlad Inc. Philippines 18,708 16,276 - - DAULET (NGO Daulet) Uzbekistan -1 - - - - Development of Humane Action Foundation India -1 - - - - Don Apoyo S.A. de C.V. Sofom ENR Mexico 3,610 2,357 - -

Dorchester Bay Economic Development Corporation United States -1 - - - - Dunduliza Tanzania - - - -

Page 128 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women ECLOF Lanka Guarantee Ltd Sri Lanka 9,467 9,372 - - Economic Empowerment for Women Israel -1 - - - - Ecumenical Church Loan Fund Switzerland -1 - - - - Edpyme Credivision S.A. Peru 7,995 5,277 - - Edpyme Proempresa S.A. Peru 38,419 19,651 - - Edpyme Raíz Peru 87,876 44,711 - - EMPRENDER - Organismo Cooperativo Microempresarial de Colombia Colombia -1 - - - - Faulu Kenya Ltd. Kenya -1 - - - - Faulu Tanzania Limited Tanzania 3,436 2,852 - - Feed the Children United States -1 - - - - Femme Développement Entreprise en Afrique Senegal 13,300 11,704 - - Finamérica S.A. Compañía de Financiamiento Colombia 74,033 36,780 - - Financiera Comultrasan Colombia 14,026 7,574 - - Financiera Créditos Arequipa Peru 79,325 39,662 - - Financiera Efectiva S.A. Peru 110,337 45,238 - - Financiera FAMA Nicaragua 26,237 18,366 - - Financiera Independencia, S.A. de C.V. SOFOM Mexico 1,236,092 679,851 - - Financiera Mexicana para el Desarrollo Rural, S.A de C.V., S.F.P. Mexico 20,394 14,888 - - FINCA Armenia Armenia 44,989 17,096 - - FINCA Azerbaijan Azerbaijan 97,819 - - - FINCA Guatemala Guatemala 28,319 24,071 - - First State Community Loan Fund United States -1 - - - - Fondation ARDI Morocco -1 - - - - Fondi BESA Albania -1 - - - -

Fondo de Microproyectos Costarricenses Sociedad Costa Rica 562 236 - - Fondo Jalisco de Fomento Empresarial Mexico 6,000 3,600 - - FORUS Bank Russia 13,887 10,138 - - Foundation for the Development of Polish Agriculture Poland -1 - - - -

Page 129 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Fundación Agrocapital Bolivia 11,620 8,233 - - Fundación Amanecer Colombia 3,704 2,252 - -

Fundación Boliviana para el Desarrollo de la Mujer Bolivia 10,953 6,264 - - Fundación Ecuatoriana de Desarrollo Ecuador 15,238 12,148 - - Fundación Fundecooperación Para El Desarrollo Sostenible Costa Rica 38 6 - - Fundación para el Desarrollo Integral Espoir Ecuador 53,146 50,489 - - FUNDES Colombia Colombia 50 22 - - Funding the Poor Cooperative - Chinese Academy of Social Sciences People's Republic of China 12,936 9,314 - - Fundusz Mikro Poland -1 - - - - FUNED VisionFund OPDF Honduras 11,801 6,609 - - GIC Protalocam Cameroon 140 28 - - Government Savings Bank Thailand -1 - - - - Grameen Aval Colombia Colombia - - - - Hattha Kaksekar Limited Cambodia 62,703 49,027 - - HFC Boafo Microfinance Services Ltd Ghana 7,484 5,978 - - Humanitarian Association MOZNOSTI Macedonia -1 - - - - Ibn Khaldoun People Monetary Fund Egypt -1 - - - - IDEPRO Desarrollo Empresarial Bolivia 7,803 2,965 - - IDESI Lambayeque Peru 738 576 - - Integra Foundation Slovakia -1 - - - - Integrated Rural Development Society Indonesia 600 600 - - Japan Emergency NGOs Belgrade Serbia -1 - - - - Jordan Micro Credit Company (Tamweelcom) Jordan 54,462 52,518 - - K-REP Development Agency Kenya -1 - - - - Kabalikat Para Sa Maunlad Na Buhay, Inc. Philippines 235,482 235,482 - - Kazakhstan Community Loan Fund Kazakhstan -1 - - - - KosInvest (World Vision Kosovo) Kosovo -1 - - - - Kosovo Enterprise Program (International Catholic Migration) Kosovo -1 - - - -

Page 130 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women KRUSHI, Karimnagar India -1 - - - - Kvinnebanken Norgesnett Norway 280 - - - Laxmi Laghubitta Bittiya Sanstha Ltd. (formerly Laxmi Microfinance Development Bank Ltd.) Nepal - - - - Lifeskils Development Corporation United States -1 - - - - LOLC Micro Finance Company Ltd. Sri Lanka 14,941 2,988 - - Makhzoumi Foundation Lebanon 341 201 - - Micro Finance Organization Credo Georgia 64,526 24,875 - - Micro-Business USA United States -1 - - - - Microbancos Rurales Mexico 7,306 3,799 - - MicroBank Spain 64,455 32,743 - - MicroCred Nanchong People's Republic of China 169 41 - - MicroCredit Network India -1 - - - - Microcredit Organization 'MI-BOSPO' TUZLA Bosnia and Herzegovina -1 - - - - Microempresas de Antioquia Colombia 31,495 18,141 - - Modern Architects for Rural India India -1 - - - - Mountain Microenterprise Fund United States -1 - - - - MOUSUMI Bangladesh 12,094 10,522 - - Moznosti Savings Bank Macedonia 6,629 1,618 - - Mutuelle d?Epargne et de Crédit des Femmes Niger 2,503 2,503 - - Nachala Cooperative Bulgaria 2,162 1,016 - -

National Association of Business Women of Tajikistan Tajikistan -1 - - - - National Confederation of Co-operatives Philippines -1 - - - - Netmon LLC Mongolia -1 - - - - Network of Indian Credit and Savings India -1 - - - - North Sinai Businessmen Association Egypt 3,680 2,576 - - O.N.G de Desarrollo Corporacion de Beneficencia Jesus Nino Chile 12 - - - Oportunidad Latinoamérica Colombia Colombia 1,261 996 - - Opportunity Bank Montenegro Montenegro 39,228 16,868 - - Opportunity Bank Serbia Serbia 3,835 1,266 - -

Page 131 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Opportunity International China People's Republic of China 318 137 - - Opportunity Microcredit Romania Romania 2,457 1,057 - - Opportunity Microfinance Bank Philippines 15,470 14,387 - - Oxfam America in El Salvador El Salvador 1,263 1,022 - - Oxfam America in Guatemala Guatemala 1,122 1,102 - - Oxfam America in Senegal Senegal 29,411 29,411 - - OXUS Afghanistan Afghanistan 5,937 1,906 - - OXUS Kyrgyzstan Kyrgyzstan 3,794 1,939 - - OXUS Tajikistan Tajikistan 8,355 2,908 - - P.T. Bank Tabungan Negara Indonesia 1,034,628 341,427 - - Palestine for Credit and Development Palestine -1 - - - - Panyimur Rural Cooperative Savings and Credit Society Ltd Uganda - - - - Partneri Shqiptar ne Mikrokredi Albania -1 - - - - PLAN Fund / Grameen Foundation USA Project United States -1 - - - - Postbank Uganda Limited Uganda 17,025 6,980 - - PPEP Microbusiness and Housing Development Corporation United States -1 - - - - Pragathi Seva Samithi India -1 - - - - Prizma Mikro Bosnia and Herzegovina -1 - - - - Rangtay Sa Pagrang-ay, Inc. Philippines 16,411 13,949 - - Regional Advisory and Information Center Slovakia -1 - - - - Regional Association for Development and Enterprises in Soha Egypt -1 - - - - Regional Development Bank Sri Lanka 1,023,700 614,220 - - Rural Development Foundation Poland -1 - - - - Sabaragamuwa Development Bank Sri Lanka 230,826 80,789 - - SANASA Development Bank, Ltd. Sri Lanka -1 - - - - SEF International UCO LLC Armenia 13,066 6,272 - - Servicios para la Autogestión Empresarial SA de CV Sofom ENR Mexico 5,000 4,250 - - Sewa Lanka Community Financial Services Ltd Sri Lanka 9,801 7,841 - -

Page 132 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women

Shah Sandhu Finance Co. Pvt. Ltd. (Mimo Finance) India 8,471 8,132 - - Small & Micro Enterprise Programme Kenya 41,181 22,567 - - Social Organization for Family Development Yemen -1 - - - - Sociedad Operadora de Microfinanzas Sapi De CV Sofom Enr Mexico 19,702 19,700 - -

Sociedade de Crédito ao Microempreendedor S/A Brazil 562 507 - - Solfi Soluciones Financieras Mexico 34,483 28,276 - - South Akim Rural Bank Ltd. - Kazakhstan Japan -1 - - - - State Commission for Regulation of Financial Services Market Ukraine 343,000 - - - Stedionica, Opportunity International Serbia -1 - - - - Susila Dharma Indonesia Indonesia 107 80 - - Swathi Macts Ltd India 1,036 - - - Tanzania Postal Bank Tanzania 773 618 - - The Bridge Foundation / Opportunity Microfinance India Ltd. India -1 - - - - The Immigrant Center United States -1 - - - - Turame Community Finance S.A. Burundi 13,267 11,144 - - TYM Fund Vietnam 72,958 72,958 - - Uganda Finance Trust Ltd MDI Uganda 21,652 8,661 - - Ukraine Credit Union Development Assistance Program Ukraine -1 - - - - UNDP Job Opportunities through Businness Support Project Bulgaria -1 - - - - Union Nationale des Coopératives d'Epargne et de Crédit de Côte d'Ivoire Cote d'Ivoire 44,490 11,567 - - UNRWA Microfinance and Microenterprise Programme-Israel Israel -1 - - - - Urwego Opportunity Bank of Rwanda S.A Rwanda 29,143 - - - VAD MICROFINANCE LIMITED Uganda 504 353 - -

Page 133 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women VANWODS Microfinance Inc Vanuatu 2,028 1,987 - - Vikas Seva Samithi India -1 - - - - Vital Linkages United States -1 - - - - Vozmozhnost Russia -1 - - - - Washington Community Alliance for Self-Help United States -1 - - - - West CAP United States -1 - - - -

Wisconsin Women's Business Initiative Corporation United States -1 - - - -

Women and Children of Hope Democratic Republic of Congo - - - - Women Cooperative Society Ltd Nepal 12,846 12,846 - - Women for Women International / Zene za Zene International Bosnia and Herzegovina -1 - - - - Women's Initiative For Self-Employment United States -1 - - - - Women's Opportunities Resource Center United States -1 - - - - Women?s Union Of Tien Giang Province Vietnam 5,246 5,246 - - XacBank Ltd. Mongolia 60,719 30,785 - - Yayasan Bimbingan Mandiri Indonesia 187 - - - Yayasan Trukajaya Indonesia 231 198 - - Abhiyan India 270 - - ACME Haiti 945 - - Action pour la Femme en Casamance Senegal 80 - - African Women Development Center Inc. United States 50 - - Afromujer de Andalucia Spain 2 - -

Alberta Women's Enterprise Initiative Association Canada 1,884 - - Alternative Energy Development Service Center Nepal 200 - - AMIC Mauritania 30 - - Appui aux Cooperatives d'Epargne et de Credit Haitiennes Haiti 23,197 11,970 - Arohan Financial Services Pvt. Ltd. India 123,942 110,308 - Asociación de Desarrollo Integral Rural Guatemala 7,229 5,422 -

Page 134 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women

Asociación para el Desarrollo de las Cajas Rurales Panama 2,945 1,296 -

Asociacion Para el Desarrollo Raiz (Asociacion Raiz) Guatemala 3,406 - - Asociación Salvadoreña de Extensionistas Empresariales del INCAE El Salvador 6,126 5,317 - Association de Microfinance Oued Srou Morocco 2,935 2,348 - Association des freres et soeurs unis pour le developpement Senegal 65 - - AWODA United States 50 - - Babiker Badri Scientific Association for Womens Studies Sudan 200 - -

BAIF Institute for Rural Development- Karnataka India 17,627 10,752 - Banco Ademi, S.A. (Asociacion para el Desarrollo de Microempresas) Dominican Republic 82,057 38,567 - Banco de Cooperación Financiera de Los Trabajadores El Salvador 3,749 1,599 - Banco Los Andes Procredit S.A. Bolivia 85,009 42,351 - Banco Santander Banefe Chile 52,971 - - Banque de l'Union Haïtienne S. A./Krédi Popilè Haiti 661 370 - BMJ Al Mwa'awangh Indonesia 712 - - Brakwa-Breman Rural Bank, Ltd. Ghana 1,167 - - Caisse Codes Benin 228 - - Caja de Compensacion de Los Andes Chile 1 - - Caja de Crédito Atiquizaya El Salvador 2,300 1,840 - Caja de Crédito de Chalchuapa El Salvador 3,316 1,627 - Caja de Crédito de el Chilamatal El Salvador 1,461 920 - Caja de Crédito de Olocuilta SC. de RL de CV El Salvador 2,057 - - Caja de Credito Metropolitana El Salvador 9,717 6,705 - Caja Municipal de Ahorro y Crédito de Trujillo Peru 127,644 63,184 -

Page 135 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Calcutta Society for Professional Action in Development India 650 - - Cambodian Community Savings Federation Cambodia -1 - - - Canadian Cooperative Association P.R. China Canada 2,941 - - CARE Golf of Guinea (Ghana/Togo/Benin) Benin - - CARE International - Project FISH Mozambique 64 - - Care International Indonesia Indonesia 462 - - Caritas, Arquidiocesana Sucre Bolivia 910 - - CEC Prom Mature Cameroon 450 - - CECOTRAD Kenya 1,208 - - Centre International de Recherche et Promotion des

Valeurs Humaines Democratic Republic of Congo 523 - - Chetna Mahila Vikas Kendra India 363 - - Child Guidance Centre India 278 - - COAC Jardín Azuayo Ecuador 38,657 19,058 - Collective Multipurpose Cooperative Ltd. Nepal 64 - - Community Awareness & Village Improvement India 85 - - Community Development Trust Fund Nigeria 8,670 - - Cooperativa de Ahorro y Crédito Fernando Daquilema Ltda. Ecuador 4,316 1,726 -

Cooperativa de Ahorro y Credito Futuro Lamanense Ecuador 662 - - Cooperativa de Ahorro y Credito Hermes Gaibor Ecuador 253 - - Cooperativa de Ahorro y Crédito La Nacional Ecuador 31,388 13,870 - Cooperativa de Ahorro y Credito Las Naves Ecuador 622 - -

Cooperativa de Ahorro y Credito Lucha Campesina Ecuador 828 - - Cooperativa de Ahorro y Crédito Maquita Cushunchic Ltda. Ecuador 7,013 3,366 - Cooperativa de Ahorro y Credito Olmedo Ecuador 279 - - Cooperativa de Ahorro y Credito Simiatug Ecuador 302 - - Cooperativa de Ahorro y Credito Unapemat Ecuador 148 - -

Page 136 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women

Cooperativa de Ahorro y Credito Unidad y Progreso Ecuador 247 - - Cooperativa de Ahorro y Credito Union el Ejido Ecuador 722 - - Cooperativa de Ahorro y Credito Urocal Ecuador 1,471 - - Coopérative d'Epargne et de Crédit pour des

Chrétiens Unis Democratic Republic of Congo 616 290 - COOPROGRESO Ecuador 23,374 11,764 - Credit Mutuel France - - Department of Agrarian Reform / Beneficiaries Development Philippines 22,381 - - District Village Bank Network Committee Nepal - - Emprendedores de Nuevo Leon, A.C. Mexico 2,376 - - Ennatien Moulethan Tchonnebat Cambodia 73,515 - - Express Finance IFN SA Romania 1,441 692 - Federación Comercializadora de Café Especial del Guatemala Guatemala 30 8 - FENACOAC, R.L. Guatemala 85,000 - - FIE Gran Poder Argentina 7,334 3,154 - Financiera Calpia, S.A. El Salvador 32,984 - - Financiera Solidaria Honduras Honduras 20,421 14,499 - Fondo 5 de Mayo, Asociacion Civil Nicaragua 2,062 - - Foundation of Interaction of Zaire Kenya 7,684 - - FRDM Togo 600 - - Fundacio Internacional de la Dona Emprenedora Spain 7 - - Fundación Alternativa para el Desarrollo Ecuador 3,313 2,319 - Fundación Chispa - MiCrédito Nicaragua 3,245 1,720 - Fundación José Napoleon Duarte, MI CRÉDITO El Salvador 2,051 1,682 - Fundación Los Emprendedores, I.A.P. Mexico 398 - - Fundación salvadoreña para la reconstrucción y desarrollo El Salvador 2,800 - - FUSSEF/CADEF Cameroon 190 - - Grameen Foundation United States - -

Page 137 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women Grupo Crediexpress, SA de CV Mexico 10,076 6,815 - Harvest Field Corners United States - - Human Development Initiatives Nigeria 60 60 -

Human Welfare & Environmental Protection Centre Nepal 300 - - ID Microfinance Haiti 4,590 4,131 - IDPMS India 600 - - INAFI Bangladesh Foundation Bangladesh - - Instituto de Desarrollo Agropecuario Chile 45,331 - - Inter Finance Consultants Benin 3,676 - - International Network of Alternative Financial Institutions (India) India - - Japan-Lanka Industrial Development Center Sri Lanka 17 - - Jitegemee Women Group Kenya - - Kapitalmujer Sa De Cv Sofom Enr Mexico 60,000 60,000 - Kredit MFI Cambodia 56,519 51,964 - Krishnagar Cathedral Charitable Social Society India 5,612 - - Kuda Putih Sejahtera Foundation Indonesia 317 209 - Lithuanian Central Credit Union Lithuania 22,107 11,591 - Lokbharati Samaj Seva Sanstha-NASHIK India 55 - - M.S. Swaminathan Research Foundation India 210 - - Madurai Non Formal Education Centre India 830 - - Mahakali Savings and Credit Cooperative Union Nepal 3,000 - - Mali - Enjeu Mali 56 - - Mallikarjuna Seva Samithi India 2,860 - - Marang Financial Services (Pty) Ltd South Africa 24,506 23,281 - Mibanco - Banco de la Microempresa S.A. Peru 221,802 121,991 - Micro Credit Kopmaba Indonesia 102 - - Microenterprise Development Services Ltd. Kenya 2,625 - - Microfinance Centre for Central and Eastern Europe and the Near East Poland -0.08 4,252,349 - - Microfinance Partners Limited (Sunlink) Kenya 3,833 - -

Page 138 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women MORABI Cape Verde Islands 1,636 - - Mouvement des Caisses Populaires d'Epargne et de Crédit Niger 3,592 2,550 - Mutuelle d'Epargne et de Credit des Agents du Secteur Public et parapublic) Senegal 5,675 - - Mutuelle Nevaeme Togo 1,284 - - National Federation of Community Development Credit Unions United States - - National Youth Service Council Sri Lanka 8 - - Nova Scotia Association of CBDCs Canada 6,122 - - Oikocredit Kenya Kenya 22 - - ONG UCADE Guaranda Ecuador 2,538 1,963 - Oportunidad Microfinanciera Latinoamericana OMLA S.A. Argentina 445 187 -

Opportunity International Savings and Loans Limited Ghana 57,865 46,292 - Opportunity Uganda Ltd Uganda 19,698 9,849 - Oxfam America in Cambodia Cambodia 49,738 40,621 - Philippine Rural Reconstruction Movement Philippines 10,273 - - Plan International - West Africa Regional Office Senegal 92,779 81,738 - Pratt Center for Community Environmental Development United States - - Prerana Pratisthan India 2,000 - - Presidential Trust Fund Tanzania 8,136 - - Procredit SLC Ghana 5,069 - - Programme d'Appui aux Initiatives de

Developpement Economique du Kivu Democratic Republic of Congo 11,090 - - Project Hope United States - - Project Humanity Australia 76 - - Projet Pilote Credit Rural Decentralise Cameroon 2,480 - - Promotora de Servicios Rurales S.A. de C.V. Mexico 4,965 - - PT. Bank Bukopin, Tbk Indonesia 175,979 - -

Page 139 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women RAFIA Togo 700 - - Rashtriya Mahila Kosh India - - RESADE Cameroon 30 - - Rural - Urban Poverty Eradication Program Bangladesh 150 - - Rural Urban Poverty Eradication Association Bangladesh 250 - - Sachetan Bangladesh 4,431 - - Sadhana Village Pune India 250 - - Sanabel - The Microfinance Network for the Arab Countries Egypt -0.56 1,602,847 801,423 - SANE India India 2,160 - - Secretaria Nacional de La Familia - El Salvador El Salvador 10,674 - - Servicios Financieros Cafetaleros Bolivia 188 - - Servicios Financieros Comunitarios, FinComun Mexico 13,782 - - Small Enterprise Development Agency Tanzania 25,209 15,882 - Small Industries Development Organization Tanzania 8,500 - - Smile Microcredit Bank South Korea 31,000 - -

Social Education Economical Development Society India 4,345 4,345 -

Sociedad de Ahorro y Crédito Apoyo Integral, S.A. El Salvador 45,236 26,495 - Societe de cooperation pour le developpement international Canada 3,876 - - Solidarite et Promotion de la Femme Benin 2,010 - - South-West Development Authority Cameroon 1,000 - - Street Kids International Canada 4 - - Surjamukhi Shisu Sangha Bangladesh 7,310 - -

Sustainable Economic Activity Development Inc. Philippines 175,000 131,250 - Swadhaar FinServe Private Limited India 70,356 65,572 - Taytay Development Cooperative Philippines 1,468 - - The Aspen Institute United States 12,600 7,686 - The First Microfinance Bank Tajikistan 2,740 - -

Page 140 Practitioner responses (since 1998)

adjust- % Total % Poorest Organization Country ment Total clients women Poorest clients women The Hunger Project Bénin Benin 5,157 3,455 - The Hunger Project Burkina Faso Burkina Faso 3,872 2,246 - The Hunger Project Ethiopia Ethiopia 3,568 2,462 - The Hunger Project Ghana Ghana 5,287 3,648 - The Hunger Project Malawi Malawi 1,209 798 - The Hunger Project Mozambique Mozambique 123 93 - The Hunger Project Senegal Senegal 5,367 5,152 - The Hunger Project Uganda Uganda 6,122 4,408 - Tonga Development Bank Tonga 1,215 - - Trias Belgium - - UNIANDES Venezuela 189 - - Vancity Credit Union Canada 530 - - Village Industry Service Zambia 3,200 - - Wedeyoc Network Ghana 89 - - Widar Empreendimentos Para O Fluir Saudavel do Dinheiro Brazil 25 - - Winrock International - Benin Benin - - Woman Spirit United States - - Women and Rural Economic Development Canada 40 - - Women's Economic and Development Forum Nigeria 1,400 - - World Neighbors United States - - World Relief Mozambique - Fundo de Credito Communitario Mozambique 3,838 - -

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