STATUS OF MICROFINANCE IN INDIA 2018 - 19

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Published by Ms. Rajashree K. Baruah Chief General Manager Micro Credit Innovations Department National Bank for Agriculture and Rural Development Head Office : Plot No. C-24, ‘G’ Block, Bandra-Kurla Complex, Bandra (E), Mumbai - 400 051, India. STATUS OF MICROFINANCE IN INDIA 2018 - 19

“SHGs, SAVING FOR THE PRESENT, SECURING THE FUTURE”

DISCLAIMER This Status of Microfinance in India report has been prepared based on the data compiled and collated by us as received from various reporting banks across the country. While due care has been taken to ensure the correctness and purity of the data, NABARD does not exercise any editorial control over the data reproduced here. NABARD is therefore not responsible for data inaccuracies, if any, reported in this publication.

Image Credits: Shutterstock.com / NABARD

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 1 FOREWORD

NABARD takes pride in the fact that the Self Help Group - Bank Linkage Programme, which is the largest microfinance programme in the world, today touches 12

crore households through more than 10 0

lakh SHGs with deposits of over R23000 crore and annual loan offtake of more than R58000

crore and loan outstanding of over R87000 crore

2 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” Financial inclusion is one way of empowering people to access social and economic justice. To achieve this, a multi-model approach has been adopted since early seventies of the twentieth century. Among the various models, the SHG - Bank Linkage Programme (BLP) helped extensively to empower the poor, especially rural women, through providing savings and credit windows from banks. The learnings from the savings and credit encouraged setting up of tiny micro enterprises and consequently generated employment. NABARD’s Livelihood and Enterprise Development Programme (LEDP) has been implemented since 2015 with 532 programmes wherein 61,033 SHG members have been trained. I take pride to state that with the active collaboration of NGOs, Banks, the Governments and the NRLM, the SHG BLP has now crossed the milestone of 1 crore SHGs covering more than 12 crore families with savings deposits of R23,324 crore and more than 50 lakh groups with loan outstanding of over R87,098 crore, of which, 88% was disbursed to rural women groups (up to 31 March 2019). The growth during 2018-19 remained steady and promising. The theme chapter for this year’s publication has been dedicated to ‘SHG based livelihoods and scope for innovations’ for highlighting successful, replicable models with support from the Banking system and government agencies. Despite the phenomenal growth, the SHG-BLP movement is faced with several issues like uncertainty in bank loans, smart book keeping, limited adoption of technology and declining advantage of aggregation at SHG level etc. To address some of these issues and to keep pace with the growing digital ecosystem in the country, NABARD visualized digitization of SHGs and their operations by launching EShakti project as a pilot in 2015. The project is now under implementation in 100 districts and has great potential to deliver various banking services at the doorsteps of SHGs. As on 31 March 2019, more than 4.34 lakh SHGs have been on-boarded in the EShakti portal. This EShakti database is leveraged to bring SHG members under the social security and financial inclusion schemes of GoI. “Status of Microfinance in India” an annual publication compiling information from various sources on the sector has over the years come out as a credible document, well received by policy makers, researchers as well as practitioners. I profusely thank all channel partners in the sector for their contribution and cooperation in progress of the scheme and timely submission of data. I congratulate the “Team Micro Credit Innovations Department (MCID)” for bringing out this document once again in 2019. I am sure, readers will continue to feed us with their valuable suggestions.

DR. HARSH KUMAR BHANWALA CHAIRMAN

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 3 CONTENTS

PARTICULARS PAGE NO.

Highlights 06 Microfinance in India - 2018-19 10

NO. STATEMENTS I-A Savings of SHG with Banks - Agency-wise position as on 31 March 2019 72 I-B Bank loans disbursed to SHGs - Agency-wise position during 2018-19 72 I-C Bank loans outstanding against SHGs - Agency-wise position as on 31 March 2019 72 I-D Non Performing Assets of Banks against SHGs - Agency-wise position as on 31 March 2019 73 I-E Agency-wise Bank Loans provided to MFIs during 2018-19 and loans outstanding as 73 on 31 March 2019 II-A Savings of SHGs with Banks - Region-wise/State-wise/Agency-wise position as on 31 March 2019 74 II-B Bank Loans disbursed to SHGs - Region-wise/State-wise/Agency-wise position during 2018-19 75 II-C Bank Loans Outstanding against SHGs - Region-wise/State-wise/Agency-wise position 76 as on 31 March 2019 II-D Non Performing Assets against Bank Loans to SHGs - Region-wise/State-wise/ Agency-wise 77 position as on 31 March 2019 III-A (I) Savings of SHGs with Public Sector Commercial Banks as on 31 March 2019 79 III-A (II) Savings of SHGs with Private Sector Commercial Banks as on 31 March 2019 102 III-B Savings of SHGs with Regional Rural Banks as on 31 March 2019 110 III-C Savings of SHGs with Co-operative Banks as on 31 March 2019 114 IV-A (I) Bank Loans disbursed by Public Sector Commercial Banks to SHGs during 2018-19 126 IV-A (II) Bank Loans disbursed by Private Sector Commercial Banks to SHGs during 2018-19 148 IV-B Bank Loans disbursed by Regional Rural Banks to SHGs during 2018-19 156 IV-C Bank Loans disbursed by Co-operative Banks to SHGs during 2018-19 160 V-A (I) Bank loans outstanding against SHGs - Public Sector Commercial Bank as on 31 March 2019 170 V-A (II) Bank loans outstanding against SHGs - Private Sector Commercial Banks as on 31 March 2019 191 V-B Bank loans outstanding against SHGs - Regional Rural Banks as on 31 March 2019 199 V-C Bank loans outstanding against SHGs -Co-operative Banks as on 31 March 2019 203

4 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” VI-A (I) NPA against Bank loans to SHGs of Commercial Banks (Public Sector) as on 31 March 2019 212 VI-A (II) NPA against Bank loans to SHGs of Commercial Banks (Private Sector) as on 31 March 2019 234 VI-B NPA against Bank loans to SHGs of Regional Rural Banks (RRBs) as on 31 March 2019 242 VI-C NPA against Bank loans to SHGs of Co-operative Banks as on 31 March 2019 246 VII Bank Loans provided to MFIs during 2018-19 and NPAs as on 31 March 2019 256 VIII-A NABARD Support for training and capacity building for SHG-BLP during 2018-19 258 VIII-B NABARD Support for training and capacity building – JLG stakeholders during 2018-19 260 VIII-C Training and capacity building for SHG-BLP during 2018-19 from WSHG Development Fund 261 IX-A State-wise Grant Support sanctioned to Non Government Organizations (NGOs) functioning 262 as SHPIs as on 31 March 2019 IX-B State-wise Grant Support sanctioned to Regional Rural Banks (RRBs) functioning as SHPIs 263 as on 31 March 2019 IX-C State-wise Grant Support sanctioned to Cooperative Banks functioning as SHPIs 264 as on 31 March 2019 IX-D State-wise Grant Support sanctioned to Individual Rural Volunteers (IRVs) functioning as SHPIs 265 as on 31 March 2019 IX-E State-wise Grant Support sanctioned to Farmers’ Clubs functioning as SHPIs as on 31 March 2019 266 IX-F State-wise Grant Support sanctioned to SHG Federations functioning as SHPIs as on 31 March 2019 267 IX-G State-wise Grant Support sanctioned to PACS functioning as SHPIs as on 31 March 2019 268 IX-H Promotional Support sanctioned and released to NGO-MFIs as on 31 March 2019 269 IX-I State-wise Grant Support sanctioned to Joint Liability Group Promoting Institutions (JLGPIs) 270 as on 31 March 2019 IX-J Total Statewise Grant support sanctioned and released to all SHPIs as on 31 March 2019 271 IX-K Total Statewise Grant support sanctioned and released to all SHPIs during the year 2018-19 272 X State-wise Grant Support sanctioned to anchor NGOs under WSHG Scheme 273 (in LWE affected and backward districts) as on 31 March 2019 XI Data on financing of JLGs as on 31 March 2019 274 XII-A Agencies having outstanding Revolving Fund Assistance as on 31 March 2019 275 XII-B Agencies having outstanding Capital Support as on 31 March 2019 275 XII-C Long Term Refinance sanctioned/disbursed by NABARD to NBFC-mFIs during 2018-19 275 Glossary/Abbreviations 276

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 5 HIGHLIGHTS OF THE SHG-BANK LINKAGE PROGRAMME 2018-19

Total Sr. No. Particulars Physical Financial (No. in lakhs) (Rin crore) 1 Total number of SHGs saving linked with banks as on 31 March 2019 100.14 23,324.48 (i) Out of total SHGs - exclusive Women SHGs 85.31 20,473.55 (ii) Out of total SHGs- under NRLM/SGSY 55.80 12,867.18 (iii) Out of total SHGs -under NULM/SJSRY 4.39 1,614.42 2 Total number of SHGs credit linked during the year 2018-19 26.98 58,317.63 (i) Out of total SHGs - exclusive Women SHGs 23.65 53,254.04 (ii) Out of total SHGs – under NRLM/SGSY 16.49 33,398.93 (iii) Out of total SHGs – under NULM/SJSRY 1.29 3,419.57 Total number of SHGs having loans outstanding as on 3 50.77 87,098.15 31 March 2019 (i) Out of total SHGs - exclusive Women SHGs 44.61 79,231.98 (ii) Out of total SHGs - under NRLM/SGSY 32.85 54,320.91 (iii) Out of total SHGs - under NULM/SJSRY 2.25 4,110.73

6 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” Total Sr. No. Particulars Physical Financial (No. in lakhs) (Rin crore) 4 Average loan amount outstanding/SHG as on 31 March 2019 (in R)* 171,543.15* 5 Average loan amount disbursed/SHG during 2018-19 (in R) * 216,119.29* 6 Estimated number of families covered upto 31 March 2019 1224 No of Banks and Financial Institutions submitted MIS 7 459 (in number) 8 Data on Joint Liability Groups (i) Joint Liability Group promoted during 2018-19 16.04 (ii) Loan disbursed to Joint Liability Groups (JLGs) during 2018-19 30,946.87 (iii) Cumulative Joint Liability Groups promoted as on 31 March 2019 50.76 71,750.15 9 Support from NABARD (i) Capacity building for partner institutions Under SHG-BLP and JLGs Number of programmes conducted during 2018-19 (in no. only) 4026 Number of participants covered during 2018-19 (in lakh) 1.34 Cumulative number of participants trained upto 31 March 2019 (in lakh) 38.91 Under WSHG Scheme (in LWE affected and backward districts) Number of programmes conducted during 2018-19 (in no. only) 1333 Number of participants covered during 2018-19 (in lakh) 0.46 (ii) Refinance Support Refinance to banks during 2018-19 12,885.68 Cumulative refinance released upto 31 March 2019 63,160.65 (iii) Revolving Fund Assistance (RFA) and Capital Support to MFIs RFA outstanding as on 31 March 2019 3.67 Capital support outstanding as on 31 March 2019 3.60 Refinance disbursed to NBFC-MFIs during 2018-19 3308.00 Grant Assistance to SHPIs for promotion of SHGs (iv) under SHG-BLP Grant Assistance sanctioned during 2018-19 22.99 Cumulative sanctioned upto 31 March 2019 410.94 Cumulative grant assistance sanctioned to anchor NGOs for promotion of (v) 204.38 SHGs under WSHG Development Scheme upto 31 March 2019 Cumulative grant assistance sanctioned to JLGPIs for promotion of JLGs (vi) 192.18 upto 31 March 2019

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 7 8 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 9 1. MICRO FINANCE IN INDIA

Coming together is a beginning, keeping together is chance but working together for years is not mere happenstance, it is a miracle. A miracle that has taken the form of a quiet revolution when translated across 1 crore Self Help Groups (SHGs) in more than two and half decades.

1.1 India’s Self-Help Group (SHG) movement has emerged as the world‘s largest and most successful network of women owned community-based microfinance institution. Self Help Group Bank Linkage programme (SHG-BLP) is a landmark model initiated by the National Bank for Agriculture and Rural Development (NABARD) in 1992 to deliver affordable door-step banking services and has largely achieved the stated goals of financial inclusion; it is a home- grown self-help movement with an objective of creating sustainable livelihood opportunities for the rural poor. Started as a bank outreach programme, SHG-BLP transcended itself into a holistic programme for building financial, social, economic, and of late, technological capital in rural India.

1.2 Evolution of Self-Help Group Movement Till the late nineties, financial inclusion was elusive as the common man was out of focus of formal banking system despite nationalization of banks (in 1969 and in 1980) and other policy initiatives like priority sector lending, lead bank scheme, etc. The large spectrum of deposit and loan products of Indian banks could not fulfill the financial needs of thee rural poor. In this context, NABARD conducted various studies to deliver a viable financial model for the Indian rural credit system. It was revealed in the studies that the poor needs better access to adequate, timely and suitable financial products and services rather than cheap credit. Self Help Groups were conceived as community owned, self-managed informal doorstep savings & credit delivery mechanism by a group of 10-20 members having homogeneous socio-economic background and coming from a small contiguous area, who operate on the principle of self-help, solidarity and mutual interest Accordingly, the Self Help Groups (SHGs) were promoted by NABARD based on its successful experiment with Mysore Resettlement and Development Agency (MYRADA) in 1987.The learning from the Action Research led NABARD to launch a pilot in 1992 with a pilot base of just 500 SHGs with policy backing from the Reserve Bank of India advising banks to open savings accounts in the name of Groups.

1.3 Three radical innovations were introduced through the RBI/NABARD guidelines during the pilot phase which led to a paradigm shift in development banking in India. They were: (a) acceptance of informal groups as a client of banks-both deposit and credit linkage (b) introduction of collateral free lending and (c) permission to lend to groups without specification of purpose/ activity / project

1.4 The SHG Bank linkage programme spearheaded by NABARD had a modest beginning with 225 credit linked groups and a loan amount in of R29 lakh in in 1992. Within 3 years, 4750

10 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 11 SHGs were credit linked with different banks by the end of 3 year phase with bank loan of R6.06 crore covering 28 commercial banks, 60 RRBs and 7 Cooperative banks. The overwhelming success of the pilot led to RBI mainstreaming SHGBLP as normal business activity of banks and rest as they say is history. Later, RBI declared the SHG-BLP as a priority sector lending activity in 1996. Since 1999, Government of India has been supporting by way of special budgetary provision for promotion of the SHGs.

1.5 For making SHG Bank linkage programme more client friendly and addressing some emerging issues, NABARD suggested certain product level changes under SHG -2 by reiterating thrust on savings with introduction of voluntary savings, smooth flow of credit with sanction of cash credit limit to SHGs, improved risk mitigation mechanism, leveraging second level institutions like SHG Federations for sustained hand holding support, promoting JLGs out of SHG members, strengthening the monitoring mechanism, etc

1.6 SHG-Bank Linkage Programme has become more popular in India than elsewhere in the world primarily due to its widespread adoption by Scheduled Commercial Banks, Regional Rural Banks and Cooperative Banks. NABARD has continued to support more than 5000 partner agencies such as NGOs, RRBs. District Central Cooperative Banks and other SHPI partners for promoting and nurturing SHGs.

1.7 The success of SHG-BLP also attracted the attention of State governments. Many of the State governments, over a period, undertook, through departmental initiatives, major programmes of SHG promotion. Notable among the state governments was Andhra Pradesh with Podupulakshmi programme, Indira Kranti Patham programme of AP, Jeevika Project of Bihar, Mahalir Thittam in Tamilnadu, Kudumbashree in Kerala and TRIPTI/ Mission Shakti projects in Odisha which were some of the other projects implemented by state governments.

1.8 The SGSY (Swarna-Jayanti Gram Swarojgar Yojna) of GoI was implemented with group mode of financing. For covering all BPL families. SGSY was restructured in 2011 to form National Rural Livelihood Mission (NRLM) to be implemented in mission mode across the country. NRLM is an entirely group centric, group driven poverty alleviation programme. NRLM’s components are: formation, federation and financing of women SHGs; livelihoods programme for rural women farmers and agricultural labourers; value addition in non-timber forest produce in tribal districts; gender rights issues and various programmes. One of the core objectives of the mission is to make rural people particularly women a new category of clients and take them beyond financial inclusion to achieve economic inclusion and enable them to participate and benefit from mainstream economic benefits . It aims to cover all the rural districts in the country intensively, in phases.

1.9 After more than 25 years of SHG Bank linkage, the programme has grown exponentially, the system has evolved and matured, enabling the SHGs access to large loans under SHG BLP besides loans that SHGs have been able to access from their own federations and the NGO MFIs. As on March 31, 2019 the SHG BLP programme has reached many a milestone with a total membership of about 1 crore groups covering 12.5 Crore households across India. The programme has made an indelible mark on the Indian financial landscape by extending loans to the extent of R87000 crore to 50.77 lakh SHG as on March 31, 2019.

12 | “SHGs, saving for the present, securing the future” “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 13 1.10 During the year 2018-19 the number of SHGs increased by 12.70 lakh with a corresponding increase in the savings by R3732.36 crore as on March 2019. The savings outstanding of SHG with Banks as on 31 March 2019 has reached an all-time high of R23324.48 crore. During the year the banks have disbursed loans of R58317.63 crore recording an increase of R 11131.75 crore over the last year. The total loan outstanding of SHGs also increased by 15.21% and stood at R87098.15 crore as on March 2019 as against R75598.45 crore in the previous year. The gross NPAs of the bank loans to SHGs declined from 6.12% as on 31 March 2018 to 5.19 % as on 31 March 2019 and absolute amount of NPAs declined, implying actual reduction in NPAs.

1.11 NABARD in tune with the Hon’ble Prime Minister’s dream of a Digital India and its own line of thinking on digitization launched a pilot project for digitization of SHGs titled “EShakti” in March 2015 in 02 districts viz. Ramgarh (Jharkhand) and Dhule (Maharashtra). The overarching vision was to empower the SHGs through technology.

EShakti is designed to capture the demographic and financial profiles of the SHGs as well as their members, so as to bring them under the fold of Financial Inclusion and thereby enable them access

14 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” to wider range of financial services along with increasing the bankers' comfort in credit appraisal and linkage.

1.12 Encouraged by the positive response and interest generated amongst the stakeholders in Phase I, the pilot project was expanded to 23 more districts under phase II in 2016 and was further expanded to 75 more districts towards the end of 2017. The project now covers 100 districts in 22 States and one UT across the length and breadth of the country. As on 31 March 2019, total 4.34 lakh SHGs were digitised capturing EShakti data related to 47.90 lakh members across the country. An estimated 5 lakh SHGs covering around 60 lakh members are expected to be successfully digitized in the 100 districts across 22 States and 01 UT, where EShakti is under implementation.

1.13 NABARD is currently working with credit information companies on a pilot basis to provide a linkage between EShakti software and the reporting mechanism of credit information companies. As per initial reports, EShakti has enabled banks to step up credit flow to SHGs, as it provides bank branches access to the monthly grading of each SHG that has a savings account with them.

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 15 The quality of book-keeping by SHGs has substantially improved. The SHG members also get an SMS alert about their savings and loan transactions.

1.14 During the year leveraging on the data available under EShakti, a financial inclusion drive was undertaken across the 100 districts where EShakti is under implementation. The initiative resulted in opening of more than 64,000 JanDhan Bank Accounts and fresh enrolment of more than 3 lakhs PMSBY/ PMJJBY Accounts and 8,069 policies under APY.

1.15 Under the GoI scheme for promotion of Women Self Help Groups (WSHGs), 2.11 lakh women SHGs (WSHGs) have been savings linked and 1.29 lakh of them have been credit-linked in 150 backward/Left Wing Extremism (LWE) affected districts spread across 29 states. A cumulative amount of R132.91 crore has been utilised as grant assistance out of the WSHG Fund for various activities up to 31 March 2019.

1.16 The SHG-Bank Linkage, spearheaded by NABARD, has proved to be a successful instrument in providing access to financial services from the formal banking sector for asset less poor. Taking this learning of collateral free lending further, NABARD piloted and developed an effective credit product for mid-segment clients- “Joint Liability Groups” (JLGs). This product facilitates hassle- free credit which is of longer term; fulfilling seasonal needs of credit larger in quantum. The product however, relies on mutual guarantee of clients like small / marginal / tenant farmers, oral lessees and sharecroppers, micro-entrepreneurs, who have no conventional collateral to offer. It leverages on social collateral offered by the members.

1.17 A lot of emphasis is being laid by the GOI for providing hassle free credit to landless farmers. Accordingly NABARD made efforts in innovating and reaching out to the landless farmers through JLG scheme of financing. Encouraged by NABARD’s 100 per cent refinance support to banks, the Scheme has also recorded an impressive growth during 2018-19 with 16.04 lakh JLGs receiving financial assistance to the tune of R30,946.87 crore from various banks. NABARD has extended cumulative grant assistance of R192.18 crore to Joint Liability Groups Promoting Institutions (JLPIs) for promoting 10.68 lakh JLGs across the country and enabling flow of collateral free loan to tenant / landless farmers.

1.18 As RRBs have huge rural network, NABARD encouraged RRBs to finance JLGs in big way and accordingly entered into 52 MoUs in 20 States with 43 MoUs with RRBs and 7 MoUs with State Bank of India and 2 with State Cooperative Banks in Jharkhand and Orissa respectively during 2018-19. Under this scheme, NABARD provides grant assistance to Banks for using corporate BC/ NGO- as JLGPIs and for capacity building to create a pool of trainers out of bank staff for formation, nurturing and financing of new JLGs.

1.19 The other channel for growth of microfinance in India is through Microfinance Institutions (MFIs) lending through individual and group approach alone. They emerged in India in the late 1980s in response to the gap in availability of banking service for the unserved and underserved in rural population these institutions operating in the country follow a variety of credit methodologies.

16 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” The work of these institutions commenced around the same time as the SHG-Bank Linkage Programme was evolving. Many of them were inspired by the Grameen Bank in Bangladesh and the innovations taking place in Latin America. Voluntary agencies and Non-Governmental Organisations (NGOs) undertook financial intermediation as a part of larger social good. Majority of these NGOs were registered as a Trust or a Society. Many NGOs have also helped SHGs to organise themselves into federations and these federations were performing non-financial functions like social and capacity building activities, promotion of SHGs, facilitate training of SHGs as well as undertake internal audit.

1.20 In the initial years of setting up of MFIs in their NGO-MFI form it was NABARD which assisted them with grant support and Revolving Fund Assistance (RFA). Later NABARD helped a number of MFIs with quasi-equity and subordinated debt instruments from Micro Finance Development and Equity Fund (MFDEF).

1.21 Similarly SIDBI supported the growth story of MFIs through its SIDBI Foundation for Micro Credit (SFMC) in 1999. The India Microfinance Equity Fund (IMEF) later supported MFIs, especially the medium and smaller ones with equity and quasi-equity.

1.22 The Micro Units Development & Refinance Agency Ltd (MUDRA) NBFC set up by the Government of India (GoI) in 2015,with its total focus on microenterprise has to hand-hold

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 17 18 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” and facilitate the development process of smaller MFIs and not-for profit MFIs as they are the ones who operate in remote locations and with the more underserved populations.

1.23 As per MFIN as on 31 March 2019, the microfinance industry has a total loan portfolio of R187386 crore, representing a year on year growth of 38 %. The share of portfolio outstanding of the various players indicate that the bank share was R 61046 crore (33 %) NBFC- MFIs R 68868 crore (37 %) and Small Finance Banks R 34679 crore (18%). NBFC R20681 crore (11%) and others R 2112 crore (1.13%). The year on year growth was NBFC MFIs (42%), Banks (36%), SFBs (25%), NBFC (59%) and Others (30%).

1.24 RBI has taken steps to expand the banking space to ensure greater financial inclusion and in November 2014 issued guidelines for the setting up of Small Finance Banks and Payments Banks. On 16 September 2015, RBI granted in-principle approval to ten entities to start Small Finance Banks which (SFBs) would essentially undertake basic banking activities that include: accepting deposits, savings, credit, insurance, remittances etc. and lending to under-served sections. The share of Microfinance portfolio outstanding of the Small Finance Banks was R34679 crore as on 31st March 2019.

1.25 The establishment of Small Finance Banks (SFBs) also opened up another window of opportunity for reinvigorating the SHG-Bank Linkage Programme SFBs have operated on the JLG methodology, as well as some of them worked on the SHG model also. Strategic partnerships with them for SHG- Bank Linkage Programme have the potential to take SHGBLP to greater heights in the next couple of years.

1.26 The setting up of Payment Banks has also given a further fillip to the microfinance sector.

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 19 Partnerships between MFIs and Payment Banks can ensure that MFIs’ clients can avail of financial products other than credit from the latter. Additionally, the cash and remittance management services of MFIs can be taken care of by the Payments Banks.

1.27 RBI’s guidelines in 2017 on Peer to Peer (P2P) lending also opens up a window for some MFIs with technology wherewithal to transform themselves into P2P players for the microfinance segment.

1.28 NABARD has been continuously supporting training and capacity building of different stakeholders of SHG Bank linkage programme such as bankers NGOs government officials SHG members trainers. During 2018-19, 4026 training programmes were conducted covering 133791 participants from various banks/stakeholders under FIF. Further, 1333 training programmes covering 46166 participants were conducted under WSHG Fund.

1.29 With a view to create livelihood options for the SHGs, NABARD has been promoting MEDPs and LEDPs for skill training of SHG members. NABARD’s endeavour in skilling the SHG members through Micro Enterprise Development Programme (MEDP) continued during 2018-19 and 26452 members were trained through 870 MEDPs for enabling them to start micro enterprises. During 2018-19 22972 SHGs were provided skill and Enterprise Training by setting up livelihoods units through 201 LEDPs Cumulatively, as on 31st March 2019 around 4.94 lakh SHG members have received training through 17276 MEDPs and 532 LEDP projects have been sanctioned since Dec 2015 training 61033 members.

20 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” 1.30 With a view to strengthen the MF sector through supply of research inputs that facilitates policy initiatives and improvement in design & delivery systems that provide poor with sustainable access to quality financial services, NABARD had set up The Centre for Microfinance Research within Bankers Institute of Rural development (BIRD) on 01 January 2008 renamed as Centre for Research on Financial Inclusion and Microfinance (CRFIM) on October 2016. The institute brought out two volumes of the Half-yearly Journal “THE MICROFINANCE REVIEW” during the year. The Centre has conducted an international training programme for APRACA member countries on “Self Help Groups (SHGs) – A tool for Financial Inclusion and Women Empowerment”, during 14 – 18 January 2019.

1.31 NABARD-APRACA Centre of Excellence (ACE) has been set-up at BIRD, Lucknow to complement APRACA in enhancing (i) linkage banking (ii) Research, Forums, Trainings, Exposure visits, Consulting service, Technical support, Innovations (iii) Develop core training specialist and technical experts (iv) Design and conduct international programmes (v) Bring appropriate publications and (vi) Enhance regional coordination among APRACA nations. The centre has organized an international training programme on “Embracing Digitisation for Finance and Governance” during 25 – 28 March 2019 at BIRD, Lucknow for executives from three counties namely Cambodia, China, and Nepal.

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 21 WAY FORWARD 1.32 Redefining the priority states and strategy for such states with particular emphasis on Central, Eastern India and North-Eastern regions by mapping of potential could be one of the interventions for strategizing interventions for the underserved states of Self Help Group Bank Linkage Programme. Mapping those pockets where there is virtually no intervention or presence of any Govt. Agency or Self Help Promoting institutions (SHPI) and putting in concerted efforts is important.

1.33 Lack of good SHPIs is one of the reasons for slow growth of SHG BLP in underserved regions. There is need to identify a large nodal NGO with experienced and trained staff, who will act as a nodal NGO for training smaller local NGOs, who lack proper orientation for SHG promotion

1.34 Conduct of Impact Assessment Studies and Action Research needs to be undertaken on issues confronting the microfinance sector especially reasons for dormancy, disintegration of SHGs, apathy of formal credit agencies and convergence of the SHG–BLP with the development programmes of government / development agencies / philanthropic institutions, prevalence of high NPAs in certain states ,documenting the best practices followed by NRLM, study on commercial aspects of SHG BLP in the bank branches, etc. NABARD has been supporting institutes for such studies for identifying impediments in the progress of the movement and making policy refinements to give a fillip to the programme.

1.35 The constraints in rural enterprise development are primarily low or negligible income, lack of skill and mentoring services and poor access to markets. The strategy would be to find ways to bridge the skill, knowledge and resource gap and at the same time maximize on the existing strengths and facilitate quality certification, packaging technology for greater shelf-life, marketing platform, market linkages, which is the critical gap in scaling up sustainable livelihoods for the poor. Resource Agencies which provide cutting edge design, facilitate product “SHGs, saving for the present, securing the future” NABARD has been supporting need based skill development programmes under Micro Enterprise Development Programme, which bridges skill deficits and promotes entrepreneurial talents of the members to set up micro enterprises for matured SHGs through appropriate resource NGOs and other support organisations.

1.36 NABARD’s Livelihood and Enterprise Development Programme for tapping of livelihood opportunities will be used as a major livelihood promotion programme in coming years to ensure more thrust is given to livelihood interventions. Convergence with Govt. Programmes, Convergence of SHG BLP with FI initiatives of GoI and RBI and other Govt. programmes, group insurance products, enhanced quantum of loans and fresh financing to members would further boost momentum of the programme.

1.37 Capacity building and sensitization of stake holders, especially bankers, through specific programmes for Zonal Managers/Regional Managers of Commercial Banks, RRBs and DCCBs needs to be continued for strengthening and deepening the SHG movement. Case Studies and appropriate field interfaces are needed to ensure the desired impact of the training programmes.

22 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 23 Organizing Award Ceremonies in all States for recognizing good performance of Bankers will further energise the SHG BLP movement. Technology will have to be leveraged for developing training tools like an e-learning portal / App with course contents suitable for Bank Managers, especially the new entrants, with the active involvement of Banks / NABARD’s training institutes.

1.38 The potential SHGs may be encouraged to graduate as members of Producers’ Organisations of Farm and Non-farm activities.

1.39 Promotion of Business Model for JLG by RRBs through BC network is also another Intervention which would give momentum to the Joint Liability Group Bank Linkage Programme.

1.40 Alternate delivery channels and support mechanisms are to be encouraged to provide the SHG member’s timely banking services at a reasonable cost. The NABFINS model by NABARD has shown how an MFI can provide adequate and timely credit to SHGs at a reasonable rate of interest, in a transparent manner without using coercive measures of recovery and still continue to be a profitable entity. It has a client base of 8.9 lakh in 16 states. Efforts need to be made to scale up this model to other areas of the country.

1.41 Financial inclusion (FI) through the JAM trinity (Jan Dhan, Aadhaar, Mobile) is seen as an important tool for financial inclusion. Convergence of the SHG BLP with the FI initiatives of the Government and RBI needs to be ensured. The Credit history of all SHG members needs to be created by linking the E Shakti with CIC. This will ensure credit discipline and facilitate the Banks for higher off take of credit to the SHGs.

1.42 Expansion of coverage of NABARD’s EShakti in the country would increase credit linkage as well as credit deepening for the deserving SHGs in rural areas as also help banks in building up their SHG business portfolio. The ‘one-click availability of social and financial related information” of crores of rural families across India on a single platform will have tremendous significance for various stake holders. Leveraging the E Shakti database for making available financial and social security schemes of GoI to rural poor, owing to its pan rural India reach and impact in the E Shakti districts is a positive step in the financial inclusion process. Increased confidence of banks in the project could result in their financial participation in the project and help reduce the gap of savings and credit linked SHGs. Linking of EShakti to the CBS of various banks using online or offline mechanism would help in better offtake of credit linkage and provide valuable data of digitized SHGs and help all the stakeholders in SHG BLP ecosystem.

24 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” JOURNEY OF THE WORLD’S LARGEST MF PROGRAMME WITH 1 CRORE SHGS

1987 NABARD partners with NGO MYRADA to pilot SHG Bank linkage 1991 RBI announced to all scheduled Banks a Pilot project by NABARD for financing 500 SHGs 1992 NABARD launches the pilot SHG Bank Linkage Programme 1993 RBI enabled Savings Bank A/c in the name of the SHGs 1995 Working group set up under Chairmanship of Shri S K Kalia, MD, NABARD 1996 RBI mainstreamed SHGBLP as a regular priority sector lending GoI announced in the Union budget that NABARD would endeavour to ensure credit linkage of 2 lakh 1998 SHGs in a period of 5 years NABARD set up a dedicated department - MCID 1998 Announced a shared vision of covering 1/3rd of rural poor through 1 million SHGs in the next decade GoI launched SGSY holistic programme for purveying credit to all rural poor especially BPL families 1999 through the SHGs 2000 Dedicated MFDEF was created with a corpus of R100 crore 2005 Dream of 1 million SHGs achieved in 2005, 3 years ahead 2006 RBI announces use of Business Correspondence and facilitators for Rural Branchless Banking NABARD implements Micro Enterprise Development Programme with a thrust on livelihood for 2006 matured SHG members 2006 JLG Scheme for SF / MF/ landless farmers launched by NABARD 2007 NABARD Support to MFIs for Capital support RFA/Rating 2008 FIF and FIFT funds set up in NABARD with an overall corpus of R500 crore 2008 NABFINS, subsidiary for financial services in microfinance and agriculture established by NABARD 2009 JLG Scheme for Non-Farm activities with grant assistance for promotion of JLGs 2012 Product level changes in SHG BLP launching of SHG -2 2012 WSHG Scheme of DFS , GoI in 150 backward and LWE affected districts implemented Launching of National Rural Livelihood Mission and implementing of interest subsidy scheme under 2013 NRLM for SHGs NABARD implemented Livelihood and Enterprise programme (LEDP) for end to end solutions for 2015 sustainable livelihoods for SHGs SHG BLP Strategic Advisory Board was constituted in NABARD for strategic action plan for SHG 2015 BLP growth 2015 EShakti portal pilot launched as a pilot for digitisation of SHG records in 2 districts 2016 EShakti extended to additional 23 districts in India 2017 EShakti extended to additional 75 districts in India 2018 EShakti portal leveraged for GoI Social Securities Schemes like PMJDY, PMJBSY, PMJJBY, APY

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 25 2. ESHAKTI - PROGRESS AND WAY FORWARD

“Change always happens. It’s inevitable. But when given some definite direction, it transforms into progress”

2.1 In tune with the changing scenario of the banking sector’s engagement with technology and to address the financial exclusion of the segment of poor SHGs who have not been able to access technology, NABARD conceived a project for the digitisation of SHGs called EShakti. Digitisation of Self Help Groups was conceptualised to build credible credit histories of SHGs and their members and bring them into the fold of financial inclusion and mainstream banking system.

Launched in 2015 as a pilot in Ramgarh and Dhule districts, EShakti project has progressed into a unique digital financial inclusion initiative and as of now is being successfully implemented in 100 districts of 22 States and one UT across the country.

The project provides reliable financial and non- financial data of SHGs and their members to bankers and other stakeholders, helping them in taking appropriate credit and policy related decisions quickly. Digitisation addresses issues like quality of book keeping, multiple membership of SHG members, patchy credit histories and provides grading report of any SHG based on its financial and non-financial records, at the doorstep of all stakeholders.

26 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” The project covers the existing SHGs; bank wise, branch wise and block wise in the selected districts. The social, demographic and financial profiles of members as well as the SHGs, together with member identification details like Aadhaar, Voter ID, etc. are captured and uploaded on to a dedicated website https://eshakti.nabard.org

A few of the salient features of EShakti include user friendly mobile app in local language, upload of monthly transactions of SHGs, regular SMSs to members, automatic generation of balance sheets which are printed and provided to SHGs on a monthly basis, dynamic grading, system generated loan applications, etc. EShakti has promoted transparency of group operations, accountability of members and accuracy of financial records. EShakti project has successfully brought lakhs of SHGs and their members on to the online platform.

2.2 PROGRESS AND IMPACT OF ESHAKTI As on 31 March 2019, EShakti pilot project has onboarded 4.34 lakh SHGs involving 47.91 lakh rural households in 100 districts across 22 States and 1 UT covering the entire length and breadth of the country. The credit linkage under the pilot districts has increased from 1.65 lakh (38%) to 2.22 lakh (51%) thus proving the success of the project in catering to the credit needs of the rural poor.

In order to leverage the huge digitized data available on the platform, a massive effort was initiated in January 2019 to link the SHG members under EShakti to the Financial Inclusion and Social Security Schemes of Govt. of India in all the 100 districts where the pilot is operational. Awareness about the Social Security Schemes was created among the SHG members and they were hand held to enroll under PMJDY, PMSBY, PMJJBY and APY. As on 31 March 2019, 0.64 lakh Jan Dhan accounts were opened and 2.53 lakh PMSBY insurance policies, 0.48 lakh PMJJBY insurance policies and 0.08 lakh APY pension policies were enrolled across the

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 27 country. Apart from this, 6319 micro-insurance policies were also enrolled during the period, proving the immense potential of EShakti in benefiting all the stake holders of the project.

2.3 WAY FORWARD EShakti has proved to be an important digitization initiative and mechanism in addressing the financial exclusion of the SHG segment. It also succeeded to a large extent in bridging the gap between the savings and credit linked SHGs. Of the 4.34 lakh SHGs covered under EShakti, 2.22 lakh SHGs (51%) are credit linked with banks and 0.23 lakh SHGs with NABFINS/ Federations/ MFIs, credit linking nearly 56% of the onboarded SHGs.

While there has been impressive progress in formation and savings linkage of 100.14 lakh SHGs across the country, only 50.77 lakh SHGs are having outstanding loans with the banks as on 31 March 2019. So there is still scope for 49.37 lakhs SHGs to be credit linked. The need of the hour therefore is the expansion of EShakti project to cover the rest of the country for digitizing the remaining SHGs, in order to achieve the goal of financial inclusion of all the underserved rural poor.

Once data of all the SHGs is made available on EShakti, various stakeholders including NRLM, Govt. Agencies and bankers can access the platform for getting the entire gamut of SHG related information. The one-click availability of social and financial information of crores of rural families across India on a single platform will have great significance for various players as they can use this platform for their public welfare schemes, DBT related services, insurance, rural housing schemes, personalized sale and promotion of new products in rural areas etc.

“The test of our progress is not whether we add more to the abundance of those who have much; it is whether we provide enough for those who have little”

28 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” THE DIGITAL LEAP

Murickassery, a small village of migrant farmers and native Adivasi communities has been developing as an important centre of Idukki district in a densely forested, mountainous region of Kerala. NABARD EShakti programme has paved the way for modernising their banking experience. Group based farming for growing tapioca, plantain, vegetables, etc. on leased land by 17 members of Udayam SHG of the village was launched under the handholding of Highrange Development Society.

The intervention The SHG has been digitised under Eshakti programme of NABARD. All the transactions are uploaded through mobile and they are getting messages of all their transactions. NABARD supported workshops are conducted to create awareness on the concept of SHG, record-keeping, financial literacy as also the social security schemes of the Government.

Critical determinants for the success of the endeavour Y Cohesiveness of group Y Ease of banking brought about by EShakti

The Impact Currently they are getting loan of R5 lakh. Before digitisation the members were receiving an average loan of R1.3 lakh.

With the intervention of EShakti programme, all the members hold a savings account in nationalized banks. EShakti has ensured transparency and provided all the information relating to their bank account easily. Increased awareness levels of SHG functioning through MIS generated reports has resulted in banks having more confidence in providing credit to the groups. This makes it easy for the SHG to access timely credit without much hassle. With awareness about the Government security schemes like the PMJJBY and PMSBY schemes, the members collectively fill up the forms and submit to the bank. Digitisation was thus providing them a platform to reap these benefits. Apart from helping them to dream big, it gave them a feeling of security and satisfaction.

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 29 3. SHG BASED LIVELIHOODS AND SCOPE FOR INNOVATIONS Narasimhan Srinivasan

3.1 The SHG programme today covers more than 10 million groups of which more than 5 million groups have access to credit from mainstream banks. With savings of more than R233 billion these groups have managed to borrow R870 billion. Even assuming a third of these loans are directed towards meeting emergencies and other consumption requirements a large amount of livelihood generating activities seem to be undertaken under the SHG programme. The government run NRLM and NULM account for 62% of all the groups. Both these are livelihood programmes and the extent of credit support under these indicate that the SHG interventions are one of the most significant that drive livelihoods incomes on the ground.

With such large number and especially of women, there is a need to examine more closely how these livelihoods are driven and whether these can actually be designed to produce a much greater income and well being impact.

3.2 Low income households operate a variety of income generating livelihoods. Most of these are carried out at subsistence level and not geared to provide adequate incomes for sustaining a reasonable quality of life. The challenges facing such livelihoods relate to their inability to access broader markets for finance and sale of produce/services and limited technology adoption necessary for lowering costs and improving productivity. The challenge of markets, finance and technology hinder the enterprise effort. SHG linkage programme is in a position to either partly or fully solve the challenges relating to finance. This is done by promoting savings that forms the capital base and provision of credit that enables investment completion for the chosen income generation activity. Finance is a necessary, but not sufficient condition for the success of the low-income livelihoods. Typically, the SHG members come with limited literacy, low skills and handicaps in seeking relevant information on the livelihood activity. In such a context, providing credit funds might actually have a negative impact as there is a distinct possibility of the chosen economic activity being unsuccessful. SHG programmes will have a higher probability of establishing successful livelihoods for the women, when they either provide or facilitate the other linkages.

3.3 The objectives of the national initiatives on livelihoods for the poor namely NRLM and NULM have rightly been the provision of skills and marketing support apart from access to finance. However, in delivery the NRLM and NULM have been more successful in credit provision to SHG women; much less so in access to technology, skills and markets. As a consequence, the SHG women have found it difficult to service the loans from banks, reflecting in higher NPAs. Repayment of loans is a function of income earned by the borrowers and unless there is adequate attention paid to the capacity of borrowers to generate adequate incomes the loans could be in jeopardy. The geographic distribution of NPAs in SHG loans reveals higher incidence of defaults in states where the SHG support systems and linkages are weaker. The North Eastern and Central regions with the weakest linkages had the highest proportion of NPAs at 33% and 30% of loans. The Southern

30 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 31 region with a good track record of SHG formation and support systems reported NPAs at 3.3% of loans. The declining overall NPA level in the country (from 7.4% in March 2015 to 5.19% in March 2019) indicates improved focus of effort on success of SHG based livelihoods.

3.4 Introducing millions of SHG members to awareness, skill sets, market linkages and other support systems is not an easy task. Given the changing nature of market, dynamic factors affecting demand for products and services and competition for the bottom of the pyramid market from organized corporates, there are significant bottlenecks in making the SHG members ramp-up their enterprise activity to an adequate level. This challenge requires creative solutions. Some organisations and projects have tried out creative solutions to strengthen SHG based livelihoods successfully and at scale. Three such projects/initiatives have been taken up for a detailed examination.

A. Tejaswini, an IFAD funded project implemented by Mahila Arthik Vikas Mahamandal Nigam (MAVIM) One of the prime examples of successful grounding of livelihoods is that of the work done by MAVIM which is a state run corporation for development of women. MAVIM was chosen as the implementing agency for the Tejaswini project funded by IFAD. MAVIM has over time promoted 78300 SHGs with about 940000 members in the state of Maharashtra. These groups are anchored by Community Managed Resource Centres (CMRC) which act as a nodal point for access to finance, access to technical knowhow and also access to markets.

The main objective of the livelihood and enterprise development strategies is to promote sustainable livelihoods for poor women and their families. Since Agriculture and allied activities form major source of livelihood and also form major proportion of investments through loans taken by SHGs, MAVIM has focused on activities like goat rearing, dairy, poultry, SRI, vegetable cultivation etc. MAVIM is promoting the best practices/models well established in livelihoods development. Non- farm activities like tailoring units, beauty parlours, etc., are also being promoted based on the potential of the area and local demand. MAVIM has partnered with other agencies such as UNDP and IDH for best designs and practices in small holder livelihoods. While MAVIM initially tried out the traditional skill development training that resulted skilling of SHG members in a random manner without clear outcomes, it soon realized that it had to change the mode of supporting income generating activities and micro enterprises. It embarked upon preparation of Micro Livelihood Projects (MLP) in each cluster. MAVIM and CMRCs realized that economic activities will have to be driven by people’s interest and if people from one SHG are interested in doing something, they should join hands with others with similar interest from other SHGs and for a MLP group which can can then get bank funding.

A group of 20-30 individual members engaged in a common livelihood activity are organized into a MLP group. The strategy is envisaged to ensure that individuals have a key economic interest in the outcome of the activity and the group does not suppress the same. MLPs thus manage to promote livelihood activity at individual level and at the same time achieve economies of scale through aggregation at group level. For example members of the group carry out production individually

32 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” which is aggregated at group level; and production from a number of MLPs can be aggregated at cluster level for value addition, market linkages, etc. MLP strategy was directed towards provision of support services for existing livelihoods in order to reduce costs, improve productivity and enhance market access. Going further MAVIM established six Business Development Centres for providing marketing support. Training of SHG members in an activity of their interest and the chosen activity under the MLP was provided in partnership with appropriate agencies such as BAIF, Goat Trust, etc. Support structures to ensure raw material/input supply, machinery for improved production practices, health care for livestock were all planned and introduced in the form of social enterprises which in turn were designed to be self-sustaining with collection of user charges from SHGs and their members. In all Tejaswini project implemented by MAVIM provided a wholesome solution to promoting viable enterprises for people at the bottom of the pyramid.

The number of livelihoods established and strengthened was not small and the entire effort was done at scale. MAVIM, under the Tejaswini project linked almost 56000 SHGs to bank credit; supported 6.08 lakh members of SHGs in livelihoods and IGA activities. The project in total supported 1.08 lakh households under 4350 MLPs. The project trained 1,200 Pashu Sakhis and 200 Krushi sakhis on veterinary care and cattle feed production. MAVIM has also trained 6.4 lakh women in off-farm and non-farm trades. MAVIM had promoted 496 social enterprises covering 89,753 households. The social enterprises included 46 Agriculture Service Centres (ASCs), 26 Agriculture Machinery Centres, 87 units for cattle feed supply, 155 goat banks/ buck units, 3 cashew processing units and a dal mill. CMRCs are earning around 15% income

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 33 through social enterprises at the end of the project. In addition to all these foregoing efforts, using the funds from SHG-bank linkage, 409,392 households have established income generating activities on their own.

The Tejaswini model of developing viable IGAs is clearly a success. That it was initiated and implemented by a Government corporation is all the more praiseworthy. The learnings from the MAVIM model are four fold: 1. Even under group modes, livelihood activities should have an identifiable individual contribution and output at production level; even though for financial services the groups might be necessary; 2. Skills randomly built do not achieve effectiveness. Skill training should be for identified activities where a cluster exists and a number of others are also in the same activity so that continuing services and handholding become possible. 3. Institutional infrastructure for accompanying the activities in the clusters is an essential condition for success – for example, feed, fodder supply, healthcare, support for grading, sorting, packing or market linkages should be provided so that aggregated produce can be of a marketable quality. 4. Market access necessitates aggregation of produce at group and higher levels. This enables appropriate processing and suitable presentation of products for the target markets. The innovations made by MAVIM are the preparation of Micro Level Plans that are rooted in the local context and creation of social enterprises to provide all the support services for the IGA to succeed. With its very good relationship with banks, MAVIM had few difficulties in ensuring access to credit for the SHGs. The stellar role being played by the CMRCs in servicing the requirements of SHGs has been a critical one in accessing bank credit.

B. Rural Women’s Initiative for Self-sustained Enterprises (RISE) - project funded by Vodafone Foundation, implemented by Hand in Hand India Hand-in-Hand is a large NGO which operates in several states in the country. Over the last 15 years, It has formed and nurtured 1.66 lakh SHGs till May 2019, with about 20.6 lakh members. It

34 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” had created/supported 21.25 lakh income generating activities, at times more than one activity per household. In addition it has also supported setting up of more than 59000 microenterprises. A key feature of the groups promoted by Hand-in-Hand has been the focus on income generation. The following example illustrates that well designed interventions can take technology to the vulnerable households and enable them to use it functionally.

Hand in Hand India with the CSR partnership with Vodafone foundation took upon itself the challenge of capacitating SHG women member entrepreneurs to do Business to Business transactions (B 2 B) online for marketing of their products. The initiative aimed to build the capabilities of 50,000 women entrepreneurs by providing end-to-end business development support to manage their enterprises efficiently including enterprise development, marketing skills, improving quality parameters (products, services and processes) and using technology to enhance market access. The project envisaged increasing average income levels women entrepreneurs by 50%.

Vodafone Foundation developed a technology platform, a dedicated virtual marketplace exclusively for women entrepreneurs which can be accessed through a mobile app. The app enables women entrepreneurs working in diverse activities such as manufacturing, services, trade, agriculture, retail, handicraft, and garments to display their goods and avail products and services within their network, through trade transactions. The programme helps women expand their customer base and upscale their enterprises.

The project adopted a step-by-step approach to build the competence of women. To begin with, SHG women entrepreneurs of Hand in Hand India were encouraged to transact business among themselves. As they did business with each other, they become aware of effective sales and marketing techniques, building business networks, better manufacturing techniques and quality products for the markets. The awareness of how to reduce costs and maintain quality also was generated. As a next step, the women were encouraged to do business with entities outside the Hand in Hand Ecosystem. As a handholding measure, Hand in Hand India identified the external businesses, carried out due diligence before introducing the external businesses to the SHG entrepreneurs. At the same time, with the support of Vodafone, the technical infrastructure comprising a SMS based alerts system, an ecommerce mobile app and an ecommerce website to put through business transactions over the Marketplace were developed.

Hand in Hand identified about 57,000 SHG women entrepreneurs comprising producers, traders and service providers. The products brought to the market included handicrafts, garments and organic food products. Services include mobile repair, computer training, electrical services. Traders who operate retail outlets, street food kiosks, stationery shops, garment shops etc. have also been included. While anchoring the initiative, Hand in Hand India supported the capacity building process by providing intensive training on finance and marketing to reorient the mind-set of SHG women and build their business acumen.

Technology induction at the SHG member level was done in a series of three steps. It started with use of SMS for business facilitation; and then moved in to a mobile app based facilitation.

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 35 Thereafter women were trained to use a web portal for carrying out their business transactions. The three-phased approach ensured that women were able to absorb the technologies and became familiar with transacting through the digital media.

Achievements SHG women have been trained on enterprise development, improving quality parameters (products, services and processes), MSME registration, e-mobile app and e-market portal. Market Research was carried out for manufacturing, services, Trade, agriculture, handicraft products and retailing to finalise marketing strategies. Further, Transaction support systems, A call centre to address the queries, follow up the orders and support the entrepreneurs is in place. Logistics infrastructure tie- ups have been created with professional service providers and Payment Gateways for settlement of transactions had either been created or brought on board. 15 companies and business entities have been enrolled to provide enlarged business opportunities and volumes.

Over the three year period the project trained 55000 SHG women members in enterprise management and more than 17000 in use of the mobile app for e-commerce transactions, for marketing of their products. The cumulative volume of transactions exceeded R125 crores by June 2018. By end of the project in 2019, the cumulative sales turnover was projected at R250 crores. The project had aimed at increasing average incomes by 50%. During the first year of the project studies showed that the average income of SHG women had increased by 43.34%, providing hope

36 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” that by end of the project in 2019, the incomes would have increased considerably beyond the target.

The implementation however, has its set of challenges. While awareness and comfort level with technology has improved among the women the level of expertise required to ensure smooth operations of online business is yet to be acquired. The project e-commerce website has to compete with other e-commerce websites. Competition with other ecommerce websites is not seen as a negative feature since they also provide a window for improving business of SHG women entrepreneurs. Development of mobile App and Portal took more time than expected as it involved many partners. The migration of business to an app based platform and then to a web-portal was delayed, but business was progressing well on the SMS platform. Ownership of smartphones and access internet were low among SHG women. To provide women entrepreneurs with smart phones and mobile connections, Vodafone Foundation with support of Vodafone India developed “Smart Snehidi”, under which Hand in Hand India developed a loan product for women to purchase a mobile handset with a free SIM from Vodafone India and a (250 MB) free internet connection.

Learnings The RISE project is a success in many ways. First is the critical integration of technology in women’s livelihoods and providing a pathway for other projects to think creatively for technology enablement. The second is the partnership of a corporate in design and technical knowhow to run a project that is complex for the chosen clientele. The third aspect of success is the confidence building among women and easing their entry in to e-commerce space.

Such projects required considerable planning with detailing. The time taken for planning is a clear investment as it avoids expensive errors which might be difficult to undo on account of participants operating in a real-time market place. Technology induction among rural women should be done in small does over a longer period of time. More than skills, confidence building is a critical aspect. The phasing of market entry, with initial local inter-group dealings, then reaching out to other groups and later to external markets ensured that women had adequate time to get feedback from the markets that they faced and make necessary changes. In design of similar projects, this kind of phasing in which women transit from familiar to unfamiliar and simple to complex counterparties in the market is most appropriate.

The key pointers that emerged from the Hand-in-Hand project is that rural women can and do adopt higher technology in order to be able to increase their livelihood incomes. Once they realize the potential, the women are able to respond to the market demand and even change the nature of the product and customize it to meet the expectations of consumer.

C. SKDRDP – financial products aligned to livelihood SKDRDP, the Karnataka based NGO which is a pioneer in promotion of SHG. SKDRDP is a major lender to SHGs with exemplary recovery record. So far SKDRDP has facilitated formation of 1,16,522 SHGs, covering 12,50,000 families. The loan products of SKDRDP are unique for the sector in that the loans are flexible, the tenures vary from 100 weeks to 520 weeks depending on

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 37 the purpose, the interest rates are also flexible ranging from 9% to 15% depending on the source and cost of funds. SKDRDP currently (March 2019) has more than 4.4 lakh borrowing SHGs with 40 lakh members in Karnataka. SKDRDP has SHG loans outstanding to the tune of R9944 crores, the overdues are less than 1% at R64 crores. SKDRDP has been an innovator in SHG sphere and had from time to time introduced new products, services and initiatives to ensure that members wellbeing is enhanced. The overriding principle behind the micro credit activities of the organization is to provide cost effective services and create self reliance among the poor people.

The two important initiatives that positively impacted livelihoods of SHG members, introduced by SKDRDP merit examination – provision of agriculture and allied sector loans with weekly repayment schedules and providing appropriate extension training to the borrowers. SKDRDP has provided significant amount of loans for agriculture related purposes. Its current loan book has 42 different agricultural loan types and 7 livestock loan types that are either crop/livestock or investment specific. The loans are supported through extension training of different types for different crops and investments on the ground. During 2018-19 extension training in more than 3600 courses covered almost 2 lakh farmers. These courses related to 19 different activities/investments and help the farmers apply their financial and physical resources optimally.

Traditionally farm loans are provided by banks at the beginning of the crop season and recovered at the end of the crop season. SKDRDP recognized very early that the farmers’ income does not come from crop alone (recent NSSO studies show that only about 45% of annual income in farm households are actually derived from crop production). Most Indian farm households have subsidiary incomes from dairying, backyard poultry, vegetables, forest produce, horticulture, kitchen garden, trading activities etc. It is also quite common among such households to have one or two adults working in far away towns sending money home. In effect, poor households in villages have multiple sources of income. Although it is meagre, such income are very regular. Many a times the households use this additional income for meeting their recreational expenditures and the bulk of these small incomes are mostly spent on unnecessary consumption. On account of its reading of the farmers’ economic context, SKDRDP designed its agricultural loans in the group mode with weekly repayment.

The farmers are formed in to smaller groups and provided loans that are to be repaid in weekly instalments. This ensured that even those farmers who did not have regular incomes, went in for jobs and activities to earn incomes to service the loans every week. Dr Manjunath of SKDRDP writes “Repayment across all kinds of groups are received at weekly rests. Initially there was apprehension by the members of the group that weekly payment is impossible as the cash flow from the farming activity is seasonal and they would not have any money for a weekly payment. The policy of SKDRDP remained unchanged. Instead the members were persuaded to take some kind of subsidiary work to have weekly cash for repayment. The instalments were conveniently fixed and extended tenures were given for keeping the instalment amount to feasible levels. After the initial reluctance SHG members fell in line to get accustomed to weekly payment of instalment.” The advantage of making farmer pay even during the crop season is that the repayments become a form of hidden savings. The farmer is able to retain a large amount of money that is attained from the sale

38 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” of produce after harvest. The second advantage is that the farmer is not under pressure to repay the loans incurred for cropping and has a higher capacity to store and sell the produce for higher prices at a suitable time. This model is called the Pragati Bandhu Model by SKDRDP and covered almost 4 lakh farmers with loans of about R1580 crores in 2018-19. The outstanding portfolio of about Rs 9980 crores is entirely recovered through weekly instalments. These loans are of different types – agriculture, non-farm, production, investment, housing and consumption as well. According to SKDRDP “If a small farmer is motivated to use these small incomes for repaying his bank loans and an opportunity is given to him to deposit in the bank at frequent intervals, most of the bank loans can become regular.”

3.5 NABARD’s experience NABARD launched the Livelihood and Enterprise Development Programme for SHGs in 2015 as it felt that only skill up-gradation will not produce a desired outcome among the Self-help Groups (SHGs) and NABARD decided to come up with a comprehensive intervention which provides for intensive training for skill building, refresher training, backward-forward linkages, and handholding and escort supports. It also encompasses the complete value chain and offers an end-to-end solution to the SHG members. The skill up gradation training is provided in batches of 25-30 members and covers agri & allied activities as well as rural off-farm sector activities. LEDP not only facilitates the promotion of sustainable livelihoods but also derive full advantage from promotional

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 39 assistance. NABARD provides grant support for skill up gradation programmes, the establishment of demonstration unit and need-based critical infrastructure.

3.6 NABARD had caused a series of interventions in all the states under Livelihood and Enterprise Development Programme that focused on providing skill training and linkages. The impact measurement studies carried out across the country revealed that the group members’ income had increased and they had been able to improve the quality of their production and access more remunerative markets. This impact was possible because of the attention paid to skill development and marketing. In a credit programme normally the focus is on providing credit and recovering the same without any losses. However The LEDP programme of NABARD shows that the groups are able to use credit much more functionally when their capacities are built to improve upon the manner in which they conduct their livelihood effort. While projects in Manipur reported an increase of R5000 annual income post LEDP, Jharkhand reported increase of R4600 to 8000 in different locations (ranging from 12 to 20% increase). Telengana projects, mostly on vegetable cultivation and marketing reported increases ranging between R5000 and 40000 depending on crop and season. The learning is that mere provision is credit or sporadic skill development does not produce results. Providing linkages that complete the production and marketing cycle through appropriate technology, skills, finance, markets and some handholding in case of activities that aspire to scale up in to an enterprise can alone ensure that livelihoods become secure.

3.7 To conclude, one can say that creating livelihoods for the vulnerable households requires much more than social bonding and access to credit. A group framework can make the livelihoods become sustainable faster. Aspects such as the identification of linkage requirements such as skills, technology, markets, enabling local infrastructure and handholding are critical. Neither a financing institution nor a voluntary organization can by itself bring on board all the linkages and expertise to make livelihoods successful. Without such linkages, promotion of livelihoods for the poor is a high risk proposition and the poor have a lot to use in terms of their investment of meagre resources, but considerable time and effort. Collaborative projects with multiple partners that bring in varied expertise and knowledge are more likely to be successful in this space. Further, the long held assumptions as to nature of the beneficiaries and their lives need to be examined from time to time as the SKDRDP example shows. The local context and client lives need to be studied in detail before designing the livelihood interventions. Given the large demand and the number of people who are part of the groups, the scope for innovative solutions to the livelihood challenge is indeed very high.

40 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” SEWING A LIFE OF PROSPERITY

Ladella Rajani and her husband Srinivas are residents of Mogullepalli Village. Rajani worked as an agricultural labourer in and around her village. She was also a member of the Jai Sri Ram SHG in her village. The wages from agricultural labour were hardly enough to meet the needs of the family.

The Activity Tailoring with Maggam work embroidery on dresses, sarees, blouses etc. by members of Jai Shri Ram SHG of Mogullepalli village, Warangal district, Telangana.

The intervention In March 2018 Rajani attended Maggam work training organised by Society for Lakshyam Social Organisation, the NGO in her village. The training was supported by NABARD under the Micro Enterprise Development Programme (MEDP). Maggam work involves embroidery on sarees, blouses, dresses etc. It is one of the most popular types of embroidery also known as Aari embroidery. Widely spread across India, it goes by the name Maggam work in Telangana and Andhra Pradesh states. Ornate and delicate designs inspired by nature are brought to life by skilled artisans with precise stitches and the gentle gradations of the color of the thread.

Immediately after her training, Rajani began to make clothes with maggam work for people in her village. It is quite a fashion trend at present. It is a value addition to conventional tailoring and is more remunerative.

Critical determinants for the success of the endeavour Y Choosing a value added activity with good market demand Y Training for the activity

The Impact Rajani is taking orders for Maggam work from customers in her village and is able to earn R12,000/- per month by working from her home. She is happy that she can look after her household work and earn as well and she no longer has to go in search of agricultural labour work to make ends meet.

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 41 4. PROGRESS OF SHG-BLP

4.1 SHG Bank Linkage Programme (SHG-BLP), which started its journey as a pilot project in 1992 has become the mainstay for the 100.14 lakh SHGs as on 31 March 2019 covering more than 1200 lakh households for social, economic and financial empowerment of the rural poor, especially the women. As per the Global Findex Database 2017 of World Bank, India’s gender gap in access to financial service has come down to 6 percent. Microfinance initiatives have a major stake in bringing the unbanked women to the mainstream by bringing them into the domain of SHG-BLP on a continuous basis. In 2018-19 too there was a net addition of 12.7 lakh savings linked SHGs. A sizeable number of SHGs have been added during the year in states like Assam, Bihar, Chhattisgarh, Jharkhand, Odisha, Rajasthan, Uttar Pradesh, etc. This signifies the urge for connecting the poor households in poverty dominated & underserved states with the development process through SHG-BLP. The number of new SHGs added every year has been receding in some states mainly for reasons like saturation in potential areas for formation of new SHGs and data sanitization by banks. NRLM, taking the lead in formation and capacity building of SHGs in rural India, accounted for 55.80 lakh SHGs, a jump of 33 percent during the year with a net addition of 13.96 lakh SHGs under its fold. This lead had been mainly due to absorption of non NRLM groups into NRLM fold and formation of new groups. The domain of SHGs consists of 85.2 percent women groups and is the mainstay programme for empowerment of the poor rural women in the country. Table 4.1 gives an account of savings, credit disbursement and credit outstanding of total SHGs and under NRLM and NULM during past three years i.e. 2016-17 to 2018-19. Rising of NPAs in SHG loans, from a 2.1 percent in 2008 to 7.4 percent in 2015 was a concern in the sector. Thereafter, the NPAs started declining from 7.4 percent (in 2015-16) to 6.12 percent in 2017-18 which further declined to 5.19 percent in 2018-19. There has been decline in absolute NPAs implying improvement in quality of loan assets in the sector.

4.2 SHG Bank Linkage programme is an effective intervention in economic up- liftment and financial inclusion for the bottom of the pyramid. A proven platform initially conceived for increasing the outreach of banking services among the poor has since graduated to a programme for promotion of livelihoods and poverty alleviation. All major parameters viz. the number of SHGs with savings bank accounts, amount of credit disbursed during the year, the bank loans outstanding as well as the quantum of savings outstanding had shown positive growth during the past three years (Figure 4.1).The growth in number of SHGs availing bank loan and amount of institutional credit disbursed to SHGs was 19.33 percent and 23.6 percent respectively during 2018-19.

42 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” Table 4.1: Overall Progress under SHG-Bank Linkage Programme(2016-17 to 2018-19) (Number in lakh/Amount Rcrore) 2016-17 2017-18 2018-19 Particulars No. of No. of No. of Amount Amount Amount SHGs SHGs SHGs 85.77 16114.23 87.44 19592.12 100.14 23324.48 Total SHG Nos. (8.53%) (17.69%) (1.95%) (21.59%) (14.52%) (19.05%) 73.22 14283.42 73.90 17497.86 85.31 20473.55 All women SHGs (8.26%) (18.67%) (0.94%) (22.51%) (15.44%) (17.01%) Percentage of Women 85.36 88.64 84.51 89.31 85.19 87.78 SHG 37.44 7552.70 41.84 10434.03 55.80 12867.18 Savings with Of which NRLM/SGSY (8.30%) (20.94%) (11.76%) (38.15%) (33.37%) (23.32%) Banks as on % of NRLM/SGSY 31st March 43.65 46.87 47.85 53.26 55.72 55.17 Groups 5.46 1126.86 4.25 1350.80 4.39 1614.42 Of which NULM/SJSRY (22.42%) (11.99%) (-22.10%) (19.87%) (3.29%) (19.52%) % of NULM/SJSRY 6.36 6.99 4.86 6.89 4.38% 6.92% Groups Total No. of SHGs 18.98 38781.16 22.61 47185.88 26.98 58317.63 extended loans (3.60%) (4.01%) (19.13%) (21.67%) (19.33%) (23.59%) 17.16 36103.13 20.75 44558.74 23.65 53254.04 All women SHGs (5.34%) (4.92%) (20.92%) (23.42%) (13.98%) (19.51%) Percentage of Women 90.42 93.09 91.78 94.43 87.66 91.32 Loans Groups Disbursed to 8.86 17336.26 12.70 25055.18 16.49 33398.93 Of which NRLM/SGSY SHGs during (8.58%) (3.28%) (43.41%) (44.52%) (29.84%) (33.30%) the year % of NRLM/SGSY 46.69 44.70 56.20 53.10 61.12 57.27 Groups 1.06 2675.77 1.06 2424.07 1.29 3419.58 Of which NULM/SJSRY (-4.5%) (2.12%) (0.17%) (-9.41%) (21.70%) (41.07%) % of NULM/SJSRY 5.60 6.90 4.71 5.14 4.78 5.86 Groups 48.48 61581.30 50.20 75598.45 50.77 87098.15 Total No. of SHGs linked (3.74%) (7.81%) (3.55%) (22.76%) (1.14%) (15.21%) No. of all Women SHGs 42.84 56444.24 45.49 70401.73 44.61 79231.98 linked (6.14%) (9.75%) (6.20%) (24.73%) (-1.93%) (12.54%) Percentage Of Women 88.36 91.66 90.62 93.13 87.87 90.97 Loans SHGs Outstanding 24.91 29994.43 27.93 38225.29 32.85 54320.91 against Of which NRLM/SGSY (13.69%) (12.72%) (12.13%) (27.44%) (17.62%) (42.11%) SHGs as on % of NRLM/SGSY 31 March 51.37 48.71 55.63 50.56 64.70 62.37 Groups to Total 3.18 4133.29 2.90 5350.63 2.25 4110.73 Of which NULM/SJSRY (1.60%) (3.86%) (-8.58%) (29.45%) (-22.41%) (-23.17) % of NULM/SJSRY 6.55 6.71 5.79 7.08 4.43 4.72 Groups to Total (Figures in parentheses indicate increase/decrease over the previous year)

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 43 Figure 4.1: Progress of SHG-BLP (2016-17 to 2018-19)

No. of SHGs in lakh Amount in R 000 crore 120 100 80 60 40 20 0 Amount of No. of SHGs No. of SHGs Amount of Loan No. of SHGs Amount of availed Loans with Savings Savings Disbursed with Loan Loan during the Linkage Outstanding during the Outstanding Outstanding year year 2016-17 85.77 16.11 18.98 38.78 48.48 61.58 2017-18 87.44 19.59 22.61 47.18 50.20 75.60 2018-19 100.14 23.32 26.98 58.32 50.77 87.10

4.3 Progress of Saving Linked SHGs with Banks (2017-18 to 2018-19) The banks have reported addition of 12.70 lakh savings linked SHGs at all India level registering a growth of 14.5 per cent during the year 2018-19. Among the different regions, Western Region registered the highest growth of 26.55 percent followed by Eastern Region (24.6 percent), Central Region (17.8 percent), Northern Region (14.6 percent) and North Eastern Region (7.8 percent). The lowest growth of 5.1 percent was registered in Southern Region. Among the states, Rajasthan, Assam, Bihar, Orissa, West Bengal, Chattisgarh, UP, Maharashtra, Kerala, Karnataka and Telangana registered a good growth of SHGs while states like Andhra Pradesh, Puducherry, Tripura, Arunachal Pradesh, Nagaland, Sikkim registered a negative growth of SHGs leading to decline in absolute number of SHGs in such states over the year 2017- 18. The decline in savings accounts of SHGs is mainly due to data sanitization, closure of dormant accounts, under reporting for certain states, and change in the SHG Bank Linkage model for example like SHGs have shifted to linkage through Banking Correspondents.

As regards, the regional share of SHGs during the year 2018-19, Southern Region accounted for major share of 38.3 per cent, followed by Eastern Region (26.5 per cent), Western Region (13.9 per cent), Central Region (10.6 per cent) and Northern Region (5.5 per cent). The North Eastern Region had the lowest share of 5.2 % of total SHGs in the country. The share of Southern Region in terms of number of SHGs declined to 38.3% in 2018-19 from almost half (48.3%) in 2014-15.The state-wise details of number of SHGs are given in Statement IIA.

44 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” Table 4.2: Region-wise progress of Saving Linked SHGs with Banks (2016-17 to 2018-19) (Amt. in RLakh) 2016-17 2017-18 2018-19 Sr. Regions Savings- No. of Savings- No. of Savings - No. No. of SHGs Amount SHGs Amount SHGs Amount A Northern Region 457199 49676.28 478883 49293.91 548624 62452.82 B North Eastern Region 452887 22955.70 485591 32207.59 523469 40407.05 C Eastern Region 1953076 336538.57 2130997 441803.18 2654358 601154.88 D Central Region 848514 83898.12 902222 95385.11 1062759 133230.00 E Western Region 1140601 138696.27 1097448 124694.93 1388615 205275.15 F Southern Region 3724598 979657.70 3649296 1215826.80 3836418 1289928.25 Total 8576875 1611422.64 8744437 1959211.52 10014243 2332448.15

Figure 4.2: Regional Distribution of SHGs with Savings Linkages (% Share of SHGs)

120.0 100.0 80.0 60.0

per cent 40.0 20.0 0.0 North Northern Eastern Central Western Southern Eastern Region Region Region Region Region Region 2016-17 Share( %) 5.3 5.3 22.8 9.9 13.3 43.4 2017-18 Share(%) 5.5 5.6 24.4 10.3 12.6 41.7 2018-19 Share(%) 5.5 5.2 26.5 10.6 13.9 38.3

4.4 Savings Outstanding with SHGs A robust savings outstanding of an SHG is its strength as it can meet exigencies of its members through internal lending as well as can source a bank loan for a suitable investment plan. The savings outstanding of SHGs as on 31 March 2019 has reached all-time high of R23,324 crore, registering a growth of 19.1 percent over the year 2017-18. However, the average savings per SHG has marginally increased by 3.9 percent per cent during 2018-19 to R23,291 crore from R22,405 crore in the year 2017-18. The average savings was highest (R33,623) in Southern Region and while it was low (R7,719) in North Eastern and Central Region (R12,536) (Fig 4.3). Southern states have a sizeable number of matured SHGs that contribute higher amount of monthly savings leading to higher average savings rate, whereas in North Eastern States and other priority states, the average savings are low. States that have added more number of new SHGs during the year have recorded decline in average savings during the year. The highest increase in saving was observed in Western Region (30.1 percent) followed by Central Region (18.6 percent), North Eastern Region (16.4 percent), Northern Region (10.6 percent) and Eastern Region (9.2 percent). The lowest growth (0.9 percent) in average saving per SHG was observed in Southern Region. The state-wise savings outstanding position given in Statement IIA.

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 45 Fig 4.3 Region Wise Average Saving Per SHG (R)

40000 35000 30000 25000 20000 15000 10000 5000 0 North Northern Eastern Central Western Southern Eastern Total Region Region Region Region Region Region 2017-18 10294 6633 20732 10572 11362 33317 22405 2018-19 11384 7719 22648 12536 14783 33623 23291

4.5 Credit Disbursement by Banks During 2018-19, highest number of SHGs ever i.e., 26.9% of total SHGs, were provided with institutional credit in a single year. On the whole, Banks disbursed R58,317 crore loans to 26.98 lakh SHGs during the year, as compared to R47,186 crore loans to 22.61 lakh SHGs during 2017-18. The number of SHGs availing bank loan during 2018-19 was more than the previous year 2017-18 in case of all Regions except North Eastern Region, which recorded a decline mainly due to a fall in the number credit linked SHGs in Assam, Nagaland and Meghalaya. As regards regional performance with respect to credit linkage (Figure 4.4.), Southern Region outperformed all regions with 38.6 percent of credit linked SHGs followed by Eastern (34.3 percent), Western (10.6 percent), and Northern Region (10.2 percent). North eastern region recorded the lowest credit linkage of 5.2 percent of total SHGs. At all India level, the credit linkage was 26.9 percent in 2018-19 as against 25.9 percent in 2017-18 thereby making an improvement of one percentage point. One in every three SHGs in Southern Region and Eastern Region have availed bank loan during the year whereas in other regions the credit linkage of SHGs was much less ranging between 5.2 percent in NE region to 10.6 percent in Western Region. This is indicative of low level of repeat finance in the states in Northern, North Eastern, Central and Western Regions calling for sensitization of bankers once again towards SHG Bank linkage programme especially by their Corporate and Local Controlling Offices.

46 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” Fig 4.4 Region-wise Credit Linkage of SHG(%):- 2016-17 to 2018-19

45 40 35 30 25 20 15 10 5 0 North Northern Eastern Central Western Southern Eastern Al India Region Region Region Region Region Region 2016-17 10.2 6.4 25.5 9.7 9.4 30.5 22.1 2017-18 10.8 7.2 33.8 7.7 11.7 34.4 25.9 2018-19 10.2 5.2 34.3 8 10.6 38.6 26.9

As far as states are concerned, credit linkage of SHGs during the year was high in southern states like Telangana, Karnataka, Andhra Pradesh and Kerala (Fig 4.5). Some other states like Jammu & Kashmir, West Bengal and Bihar also have high credit linkage during the year. Low credit linkage in North Eastern states and some priority states like Uttar Pradesh, Gujarat, Rajasthan, Madhya Pradesh, Chhattisgarh, etc. remains a concern. In states like Chhattisgarh, Madhya Pradesh, Gujarat, Andhra Pradesh, Tamil Nadu, etc. the number of SHGs provided with bank loan during 2018-19 were lesser than the previous year. On the other hand, more number of SHGs were provided bank loan during 2018-19 as compared to 2017-18 in states like Odisha, Bihar, West Bengal, Karnataka, Kerala, Maharashtra, etc.

During 2018-19, about R58,318 crore of bank loan was disbursed as against R47,186 crore in 2017-18 registering a growth of 23.6%. The quantum of loan disbursed to SHGs was lower than the previous year in Western and North Eastern Region where as all other regions witnessed a rise in loan disbursement auguring well for the SHG movement. The dominance of Southern Region in disbursement of bank loans to SHGs continued during 2018-19 also. Southern Region accounted for more than half (54.6 percent) of the total number of SHGs availing credit during 2018-19 across the country and almost three-fourths (73.5 percent) of the total credit disbursed to SHGs.

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 47 Fig.4.5 State-wise Credit Linkage of SHGs 2018-19 (%)

Arunachal Pradesh 0.8 Meghalaya 1.1 New Delhi 2.7 Nagaland 4.4 UƩar Pradesh 4.5 Assam 4.8 Punjab 5.1 Manipur 5.9 Gujarat 6.2 A & N Islands (UT) 6.3 Goa 7.2 Mizoram 7.7 Madhya Pradesh 8.3 Chandigarh 8.3 Tripura 8.7 Himachal Pradesh 9.4 UƩarakhand 9.9 Credit Linkage of SHGs 2018-19 Rajasthan 10.5 (%) Haryana 10.8 Puducherry 10.9 Maharashtra 11.8 Sikkim 13.1 Chhaƫsgarh 13.9 Jharkhand 13.9 Tamil Nadu 16.1 Orissa 22.6 Kerala 25.4 All India 26.9 Bihar 29.6 Jammu & Kashmir 37.2 Andhra Pradesh 43.6 West Bengal 51 Karnataka 52.7 Telangana 59.2 0 10203040506070

The average loan disbursement per SHG during 2018-19 was R2.16 lakh, marginally higher than the average SHG loan of R2.09 lakh during 2017-18 registering a growth of 3.6 percent. Southern Region however continued to have the distinction of having highest per SHG average credit disbursement of R2.91 lakh with a rise of 4 percent over previous year’s disbursement of R2.79 lakh per SHG (Table 4.3 & Fig 4.6). All other regions recorded an increase in loan per SHG. North Eastern Region (7.4 percent), Eastern Region (4.3 percent), Northern Region (7.4 percent), Western Region (4.6 percent) and Central region (5 percent) and also recorded a rise in the average

48 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” credit disbursement during 2018-19 as compared to the previous year. The number of SHGs availing bank loan, total amount of credit disbursed by banks and the average credit disbursement to SHGs in different Regions during past three years are shown in Table 4.3. The state-wise position of bank loans disbursed to SHGs during 2018-19 is given in Statement II B.

Table 4.3: Region-wise Status of Bank Loan Disbursed to SHGs during 2016-17 to 2018-19

(Total loan disbursed in r Lakh; Average loan disbursed in R per SHG) 2016-17 2017-18 2018-19 Total Average Total Average Total Average Regions No. of No. of No. of Loans Loan Loans Loan Loans Loan SHGs SHGs SHGs Disbursed Disbursed Disbursed Disbursed Disbursed Disbursed North Eastern 28961 28421 98134 35017 35721 102010 27086 29001 107070 Northern 46567 57414 123294 51800 54038 104320 55922 62664 112056 Central 82012 67958 82864 69295 55943 80732 85135 72199 84805 Western 106825 148819 139311 128973 155099 120257 146674 184565 125832 Eastern 497063 473172 95194 720444 908950 126165 909375 1197079 131638 Southern 1136692 3102332 272926 1255603 3508834 279454 1474208 4286256 290750 All India 1898120 3878116 204314 2261132 4718587 208683 2698400 5831763 216119

Among the major states, the average credit disbursement per SHG increased in Haryana, J&K, Punjab, Bihar, MP, Goa and Andhra Pradesh, whereas it declined in Orissa, Jharkhand and Karnataka. The state-wise and region-wise average credit disbursement per SHG during 2017-18 and 2018-19 have been portrayed in Figure 4.7.

Fig 4.6: Region wise Avg Loan disbursed (R)- 2016-17 to 2018-19

350000 300000 250000 200000 150000 100000 50000 0 North Northern Central Western Eastern Southern All India Eastern 2016-17 98134 123294 82864 139311 95194 272926 204314 2017-18 102010 104320 80732 120257 126165 279454 208683 2018-19 107070 112056 84805 125832 131638 290750 216119

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 49 Fig 4.7: Region/State wise Avg Loan per SHG

450000 400000 350000 300000 250000 200000 150000 100000 50000 0

2017-18 Avg Loan per SHG ;༤Ϳ 2018-19 Avg Loan per SHG ;༤͘Ϳ

4.6 Credit Outstanding As of 31 March 2019, 50.77 lakh SHGs (50.7% of total SHGs) were having credit outstanding of R87,098 crore as against 50.20 lakh SHGs (57.4 percent) credit outstanding of R75,598 crore during 2017-18, recording a marginal 1.1 percent per cent increase in number of SHGs and 15.2 percent increase in the amount of loan outstanding during the year. The rise in the amount of loan outstanding with SHGs is mainly owing to increased credit disbursement during the year. As compared to the previous year, there was not much increase in the overall number of SHGs having bank loan outstanding at the end of March 2019. However, Inter region and intra region disparities are perceptible in both number of SHGs having loan outstanding as well as the quantum of loan outstanding during the year. Against 50.7 percent SHGs having loan outstanding at all India level, Southern Region has maximum concentration with 66.2 per cent, followed by Eastern Region (63.7 percent) and central region (30.5 percent). All other Regions have low credit penetration to SHGs as evinced from Fig 4.8

Table 4.4: Region wise No. of SHGs having Loan Outstanding (as on 31 March 2019)

SHGs having loan Sr. No Region Total no of SHG No. of SHGs having loan O/s O/s (%) 1 Northern Region 548624 124130 22.6 2 North Eastern Region 523469 123554 23.6 3 Eastern Region 2654358 1690515 63.7 4 Central Region 1062759 324142 30.5 5 Western Region 1388615 276901 19.9 6 Southern Region 3836418 2538090 66.2 7 All India 10014243 5077332 50.7

50 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” Fig 4.8: Region-wise Distribution of SHGs Availed Bank Loan during 2018-19

120

100

80

60 Per cent 40

20

0 North Northern Eastern Central Western Southern Eastern All India Region Region Region Region Region Region SHGs having loan O/s (%) 22.6 23.6 63.7 30.5 19.9 66.2 50.7 % share of Disbursement 1.1 0.5 20.5 1.2 3.2 73.5 100.0

Among the states, only seven states, including four from Southern Region viz, Telangana, Andhra Pradesh, Karnataka and Kerala, have higher density of credit linkage of SHGs. Many of the SHGs in Telangana have bank loan under Cash Credit, investment credit and state government loan schemes which lead to more number of loan accounts than the number of SHGs in the state. High rate of loan outstanding in southern states, Bihar and West Bengal, etc. was owing to wider credit coverage of SHGs having credit linkage during past 2-3 years. Credit coverage was lower in certain small states and North Eastern states. However, major states like Maharashtra, Gujarat, Rajasthan, Madhya Pradesh, and Tamil Nadu also have relatively low credit linkage of SHGs as on 31 March 2019.This percentage was lowest among all states in Arunachal Pradesh (4.4 per cent) and among larger states in Gujarat (19.6 per cent).

4.7 NPAs in SHG-BLP NPAs under bank loans to SHGs as on 31 March 2019 were 5.2 percent as compared to 6.1 percent as on 31.03.18 (Table 4.5). Although NPA has declined by 0.9 percentage points yet it’s a matter of concern.. It had increased from R3,686 crore in 2016 to R4,002 crore in 2017 to R4,628 crore as on 31 March 2018. A heartening feature, however, has been the decline in absolute level of NPA to R4,524 crore as on 31 March 2019.

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 51 Table 4.5:Region-wise NPA Level (per cent) during 2017-18 & 2018-19

2017-18 2018-19 Amount of Gross NPA as percent Amount of Gross NPA as percent Sr. No NPAs (RLakh) to Loan o/s NPAs (RLakh) to Loan o/s 1 Northern Region 19216.31 22.12 20607.80 20.74 2 NE Region 17435.04 19.58 27500.92 33.08 3 Eastern Region 83752.01 7.17 85786.01 5.19 4 Central Region 53393.04 24.70 61315.44 30.59 5 Western Region 31854.73 13.43 30574.16 12.39 6 Southern Region 257154.38 4.46 226616.72 3.53 7 All India 462805.51 6.12 452401.05 5.19

As regards NPAs at regional level, in spite of the maximum bank loan disbursement and maximum credit linkage of SHGs, the Southern Region managed to bring down the NPA level to 3.53 per cent from the previous year level of 4.46 per cent (Fig 4.9). All other Regions had the NPA level higher than the all India level of 5.19 per cent except the Eastern Region. Central Region had the highest NPA level with 30.6 per cent and it had increased by 5.9 percentage points during 2018-19. Eastern Region had successfully reduced the NPA level during the year by 1.98 percentage points. The overall NPA position in Eastern Region declined to 5.19 per cent in 2018-19 from 7.17 per cent in 2017-18.Fall in the Gross NPA amount was also observed in other states like Rajasthan, Punjab, Nagaland, and Jharkhand. This is indicative of better recovery of bank loans to SHGs in these states.

Fig 4.9 Region Wise NPA as % to Loan O/s

35 30 25 20 15 per cent 10 5 0 North Northern Eastern Central Western Southern Eastern All India Region Region Region Region Region Region 2017-18 22.12 19.58 7.17 24.7 13.43 4.46 6.12 2018-19 20.74 33.08 5.19 30.59 12.39 3.53 5.19

52 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” Among the states, maximum NPA level was witnessed in Haryana (50.1 per cent), Assam (33.3 per cent), Tripura, Meghalaya, and Uttar Pradesh (Fig 4.10). All these states were having high NPA level during the previous year and their NPA level has gone up further during the 2018-19. The state-wise status of NPAs in bank loans to SHGs is given in Statement VI.

Fig 4.10 : State wise NPA as % to total Loan Outstanding

90 80 70 60 50 40 30 20 10 0 Goa Bihar Orissa Kerala Sikkim Assam Punjab Tripura Gujarat Haryana Manipur Mizoram Nagaland Rajasthan Karnataka New Delhi Jharkhand Meghalaya Chandigarh West Bengal Uttarakhand Chhattisgarh Maharashtra Lakshadweep Uttar Pradesh Andhra Pradesh Madhya Pradesh Madhya Himachal Pradesh A &Islands N (UT) Jammu &Jammu Kashmir Arunachal Pradesh

As on 31.03.18 NPA as % to Loan OS As on 31.03.19 NPA as % to Loan OS

4.8 Agency-wise distribution of SHG Bank Linkage Programme Recognizing the importance of financial inclusion in overall economic development of the people, the banking sector has been proactive for expanding microfinance through expansion of savings and credit linkage of SHGs. Commercial Banks by virtue of their vast network took the lead in Self Help Group Bank Linkage Programme (SHG-BLP). More than half (54.8 lakh, 54.7 per cent) of the SHGs in the country maintain their savings account with the Commercial Banks. During 2018-19, the share of Commercial Banks in terms of saving linked SHGs increased marginally from 53 per cent to 54.7 per cent and it accounted for 56.8 per cent of the savings outstanding of SHGs (Table 4.6). On the other hand, 30.8 lakh (31 per cent) SHGs maintain their savings bank account with RRBs and during the year 2.7 lakh more SHGs have been savings linked with RRBs. SHGs associated with RRBs have savings outstanding of 7,692 crore being 33 per cent of the total savings outstanding under SHG-BLP. RRBs recorded 20.8 per cent increase in their average savings outstanding per SHG during 2018-19 (Table 4.7). The cooperatives continued with their subdued performance under SHG- BLP with 14.6 per cent SHGs and 10.2 per cent of savings outstanding. Bank-wise status of savings outstanding of SHGs as on 31 March 2019 is given in Statement IA.

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 53 Table 4.6: Agency-wise status of SHG-BLP in 2018-19 (Amount Rlakh) Total Savings of SHGs Loans disbursed to Total Outstanding Bank NPAs as on with Banks as on SHGs by Banks during Loans against SHGs as on 31.03.19 Category of 31 March 2019 2018-19 31.03.19 Agency No. of Savings No. of Loans No. of Loan Amount of NPA SHGs Amount SHGs disbursed SHGs Outstanding Gross NPA (percent) Commercial Banks 5476914 1324023.23 1512907 3449246.74 2901209 5564111.05 289739.17 5.21 % Share 54.69 56.77 56.07 59.15 57.14 63.88 64.04 Regional Rural 3078473 769201.27 940818 1955264.43 1695534 2619598.85 127482.95 4.87 Banks % Share 30.74 32.98 34.87 33.53 33.39 30.08 28.18 Cooperative Banks 1458856 239223.65 244675 427251.71 480589 526105.53 35178.93 6.69 % Share 14.57 10.25 9.07 7.32 9.47 6.04 7.78 Total 10014243 2332448.15 2698400 5831762.88 5077332 8709815.43 452401.05 5.19

Commercial Banks have a robust share in the credit flow to SHGs as well, with disbursement of R34,492 crore to 15.1 lakh SHGs. During the year loan disbursement by Commercial Banks increased from R28,707.62 crore to R34,492.46 crore registering a growth of 20.1 percent and 18.8 percent more number of SHGs as compared to the year 2017-18. RRBs have registered a big jump from 28.07 lakh to 30.78 lakh of SHGs registering a growth of 9.6 percent in number of SHGs and 29.3 per cent in quantum of loan disbursed to SHGs during 2018-19.Cooperative banks had extended credit of R4,272 crore to 2.45 lakh SHGs during this period. The Cooperatives could extend credit to 19 per cent more number of SHGs as compared to the year 2017-18. There is an increase of 27 percent in the quantum of credit disbursed during the year. This implies an improvement in the average credit disbursement of loans to SHGs by Cooperatives during the year (Table 4.7). The average loan disbursement of R2.27 lakh per SHG by Commercial banks remains the highest during 2018-19, which was marginally higher (1.1 percent) than the previous year. RRBs also recorded an increase in the average credit disbursement during 2018-19 as compared to the year 2017-18.

Commercial Banks have 63.8 per cent of total bank loan outstanding by SHGs as on 31 March 2019. RRBs and Cooperative banks have 30 per cent and 6 per cent share respectively (Table 4.6). The average loan outstanding also remains the maximum in case of the Commercial Banks and least for the Cooperative Banks (Table 4.7). Cooperative banks however have recorded 22 percent jump in average loan outstanding during the year as compared to 14.2 percent and 12.7 percent respectively in case of Commercial Banks and RRBs. Bank-wise details of loans outstanding at the end of financial year 2018-19 under SHG-BLP are given in Statement IC.

54 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” Table 4.7: Agency-wise Average savings, Loan Disbursement and Loan Outstanding (Rper SHG) for 2017-18 & 2018-19

Average Savings of Average Loans disbursed to Average Outstanding Bank Loans SHGs with Banks SHGs by Banks against SHGs 2017-18 2018-19 Change 2017-18 2018-19 Change 2017-18 2018-19 Change (%) ((%) (%) Commercial 25173 24175 -3.96 225532 227988 1.09 167860 191785 14.25 Banks Regional Rural 20683 24986 20.80 193203 207826 7.57 137127 154499 12.67 Banks Cooperative 16275 16398 0.76 163306 174620 6.93 89766 109470 21.95 Banks Total 22405 23291 3.95 208683 216119 3.56 150584 171543 13.92

4.9 NPA position in SHG-BLP: Agency wise The overall NPA rate in bank loan to SHGs was 5.19 percent as on 31.03.19 registering a fall of 93 basis points from the previous level of 6.12 per cent (Fig 4.11). All categories of banks have reduced their NPA level during 2018-19. The RRBs have reduced their NPA level from 5.35 percent in 2017-18 to 4.87 percent in 2018-19. Similarly, Cooperatives have reduced their NPA level from 7.56 per cent in 2017-18 to 6.69 per cent in 2018-19. Out of the total NPA amount of R4,524 crore, the Commercial Banks with R2,897 crore (Table 4.6) accounted for two third of it and there has been a decline of 6.6 percent in it over the previous year. The absolute level of NPA in case of RRBs was R1,274 crore in 2018-19 as against R1,216 crore in 2017-18. Commercial Banks however succeeded in lowering the absolute NPA amount from R3,101 crore in 2017-18 to R2,897 crore in 2018-19.

Fig 4.11: NPA Position of Banks (SHG-BLP) during 2016-17 to 2018-19 (percent)

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“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 55 DIVINE INTERVENTION

Mata Vaishno Devi is amongst the most revered Hindu pilgrimages sites in India. Nestled in the Trikuta Hills in Jammu, the cave temple of Goddess Vaishno Devi, who is the manifestation of Goddess Parvati or Shakti is said to be the abode of 33 Hindu Gods. An all season pilgrimage, Vaishno Devi is thronged by more than 10 millions pilgrims every year. The devotees are served Prasad in jute bags by the Mata Vaishno Devi Shrine Board. The Shrine Board requires these jute bags in lakhs every month.

The Activity Manufacture of jute bags for distributing Prasad by members belonging to Sarla, Pooja, Kranti, Anand, Abhilasha SHG of Village Katli and Karandi on the Indo- Pak border in block and District Samba, Jammu.

The intervention The women in these villages had very limited resources and opportunity to supplement their family income. The Vaishno Devi temple received thousands of devotees every day. Therefore, NABARD sensed a scope for supply of jute bags for the devotees and organised 60 women members of 20 Self Help Groups in district Samba under Livelihood and Enterprise Development Programme (LEDP) to manufacture the prasad bags and supply the same to the Mata Vaishno Devi Shrine Board. Inputs on publicity and packaging of jute products, record keeping, pricing and marketing were also imparted. The Project based approach took care of the complete value chain from training to procurement of raw materials and marketing thus offering end to end solutions to the SHG members. Around 49 members have availed loan ranging from R0.25 – 0.50 lakh by Corporation Bank, Branch Samba.

Critical determinants for the success of the endeavour Y Tie-up for supply of bags with the temple board Y Availability of employment at local level Y Essential training

The impact A marketing tie up with Mata Vaishno Devi Shrine Board for supply of 5000 jut bags every month has led to employment generation at local level and the beneficiaries are earning R200 to R250 per day. There are talks to raise the number of bags from 5000 to 10000. Today, with the grace of the Goddess these women have a source of livelihood and pride.

56 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” 5. MFI- BANKS LINKAGE PROGRAMME

5.1 MFI – Banks Linkage Programme Microfinance is increasingly being considered as one of the most effective tools of reducing poverty. Microfinance has a significant role in bridging the gap between the formal financial institutions and the rural poor. The Micro Finance Institutions (MFIs) accesses financial resources from the Banks and other mainstream Financial Institutions and provide financial and support services to the poor. More than half of the rural households are still out of the ambit of institutional credit in spite of a host of efforts. Microfinance has a crucial role to play in development of Indian economy through enhancing credit access for these households.

As per MFIN micrometer report as on 31 March 2019, the microfinance industry had total loan portfolio (i.e. total loan outstanding) of R1,87,386 cr, of which NBFC-MFI as a group was the largest provider of micro credit with total loan outstanding of R68,868 cr (37 %) registering a growth of 42 % over the previous year.

With the introduction of institutional provisions like revision of RBI guidelines for NBFC- MFI operations, launch of MUDRA bank and small bank licenses over the past few years the microfinance industry has seen strong growth. As MFIs grow to attain considerable size & access financial markets for funds, there would be increasing focus on their governance. This would ensure institutional sustainability and confidence among its stakeholders. MFI business is primarily cash- intensive but with demonetization, the focus has now shifted to “digital payments’’ necessitating digital literacy among clients. MFIs have been increasingly adopting technology to improve their services for clients. They are using recent advances in banking & payments system infrastructure to make loan disbursement into the bank accounts of their clients.

As technology adoption gathers pace, there is need to raise level of financial awareness particularly digital. Financially aware customers are more responsible borrowers. With many of its clients lacking digital literacy, MFIs can consider investing in client literacy as a business promotion measure.

MFIs have to realize importance of Customer Centricity. Experience has demonstrated the fact that customers value services from MFIs more when these help them improve their quality of life. Research had revealed those MFIs who have built and nurtured close and caring relations with their clients over time, had the highest repayment rates and were the least affected during the Demonetization-led crisis. Innovation are therefore needed in the microfinance sector to serve the customer better and ensure the provision of appropriate financial products at the right time to the customer.

For quite some time, many MFIs have been complacent with a plain vanilla laon product. However, MFI clients have to develop in holistic manners. Therefore, to lift the poor sustainably above poverty requires more than financial services alone. The core clientele of the microfinance sector — the poor and the underprivileged — are the most vulnerable to shocks due to ill-health. In order to insulate such people from sudden health shocks and scares, guarding the health of their clientele by providing suitable services and products makes eminent business sense to microfinance institutions (MFIs). MFIs should

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 57 strive to integrate health & microfinance. MFIs should develop products such as renewable & clean energy products, housing microfinance, micro insurance, water & sanitation etc.

5.2 Progress under MFI/ MFO-Bank Linkage Programme The Progress under MFI-Bank linkage programme during the last 3 years is shown in Table 5.1: Table 5.1: Progress under MFI/ MFO-Bank Linkage (Amount RCrore) Particulars 2016-17 2017-18 2018-19 No. of No. of No. of Amount Amount Amount accounts accounts accounts Loans disbursed by 2314 19304.38 1922 25515.23 1933 14625.95 banks/FIs to MFIs/ MFOs Loans outstanding 5357 29225.45 5073 32305.92 5488 17760.68 against MFIs/MFOs as on 31 March Source: Reporting Banks

The agency wise details of loans extended to MFIs are shown in Table 5.2.

Table 5.2: Loans to MFIs/ MFOs by Banks/Financial Institutions Loans disbursed to MFIs during Loan outstanding against MFIs Financing the year as on 31 March Period Agency No. of loan Amount No. of loan Amount accounts (RCrore) accounts (RCrore) 2016-17 1430 17091.33 3328 25089.18

2017-18 641 22133.60 1962 26039.52 2018-19 340 13645.23 1287 15896.47 2016-17 13 37.83 250 78.75 Regional Rural 2017-18 13 55.93 358 64.16 Banks 2018-19 6 5.16 37 14.50 2016-17 834 207.33 1682 261.54 Cooperative 2017-18 1248 38.70 2653 68.51 Banks 2018-19 1567 70.56 4080 133.84 2016-17 37 1967.90 97 3795.98 SIDBI 2017-18 20 3287.00 100 6133.74 2018-19 20 905.00 84 1715.87 2015-16 647 20795.57 2020 25580.84 Total by all 2016-17 2314 19304.38 5357 29225.45 agencies 2017-18 1922 25515.23 5073 32305.93 2018-19 1933 14625.95 5488 17760.68 Source: Reporting Banks

58 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” Bank wise details of MFIs financed are given in Statement VII. (In case of abridged version, refer to enclosed CD for Statements).

5.3 Revolving Fund Assistance / Capital Support to MFIs by NABARD NABARD had been providing financial assistance to MFIs since 2007-08 by way of capital/ revolving fund support to help them to extend their outreach to the poor households and to enable them to leverage commercial borrowings from banks. However, after the announcement of creation of “India Microfinance Equity Fund” with SIDBI for the same purpose these supports were discontinued with effect from 1st April, 2011. The outstanding against capital support provided stood at R3.60 crore to 09 entities as on 31 March 2019 and the RFA outstanding was R3.67 crore against 3 entities. Agency details are given in statements XI-A and XI-B. (In case of abridged version, refer to enclosed CD for Statements).

5.4 Refinance to MFIs NABARD had been providing financial assistance to MFIs by way of Long Term Refinance support to eligible NBFC-MFIs since 2014-15. NBFC-MFIs to avail refinance from NABARD should be one notch below top grading (MFR1/MF1 or equivalent), in case of North-east including Sikkim the grading is relaxed to 2 notches below top grading , and continuous profit during last three years to be eligible for refinance subject to fulfilling other conditions. The grading should have been awarded by CRISIL or any other SEBI approved grading agency. During 2018-19, refinance to the tune of R3308 crore have been disbursed to 14 MFIs.

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 59 6. NABARD AS MICROFINANCE FACILITATOR

6.1 NABARD has truly played the role of an enabler in the Microfinance Drive helping it to evolve rapidly into a global movement dedicated to providing access to a range of financial services to the financially excluded through various products and delivery channels in a cost effective and sustainable manner. During 2018–19, NABARD continued with its role as the facilitator and mentor of microfinance initiatives in the country through sanction of grant assistance for formation, nurturing and credit linking of SHGs with the banks, capacity building of various stakeholders through training, exposure visits, seminars, workshops etc, sanction of LEDPs for promoting sustainable and holistic livelihood opportunities, commissioning of studies etc.

6.2 Refinance to Banks NABARD has been extending 100% refinance to banks towards their lending to SHGs and MFIs to supplement their resources. Total loans issued by banks to SHGs and the refinance extended by NABARD for such loans is shown in Figure 6.1. and 6.2 respectively. During 2018-19, NABARD extended refinance to the extent of R12885.68 crore against their SHG lending forming 14.28 % of the total refinance provided to banks for investment credit, as against R6981.37 crore disbursed during the previous year.

Cumulative disbursement of refinance by NABARD for SHG lending now stands at R63160.65 crore.

Figure 6.1 : Bank Loans to SHGs

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60 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” Figure 6.2 : NABARD Refinance to Banks

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6.3 Expenditure on SHGs/JLGs - Funds utilized 6.3.1 ‘Financial Inclusion Fund’ and ‘Women Self Help Group Development Fund’ were utilized during the year for various microfinance related activities such as formation and linkage of SHGs/JLGs through SHPIs/JLGPIs, training and capacity building of stakeholders, livelihood promotion, studies, documentation, awareness and innovations etc. A sum of R91.83 crore was expended during 2018-19 from these funds for the above purposes registering an increase of 27.36% over the previous year.

6.3.2 Support for training and capacity building of microfinance clients NABARD gave due recognition to training and capacity building of various stakeholders such as bankers, NGOs, Government officials, SHGs, SHG Federations and trainers. During 2018-19 more than 5350 training programmes were conducted and about 1.35 lakh participants were trained. The region-wise number of stakeholders trained by NABARD is given in Statements – VIII (A) to VIII(C). (In case of abridged version refer to enclosed CD for Statements).

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 61 6.3.3 Grant Support to Partner Agencies for Promotion and Nurturing of SHGs NABARD extended grant support to NGOs, Federations of SHGs, RRBs, NGO-MFIs, CCBs, PACS, Farmers’ Clubs and Individual Rural Volunteers (IRVs) for promotion, nurturing and credit linkage of SHGs with the banks. These supports have proved to be catalyst for the movement. Untiring efforts of the Self Help Promoting Institutions (SHPIs) has led to spectacular growth of the movement and has spread the concept to every corner of the country. The financial support extended by NABARD to various SHPIs till 31 March, 2019 is indicated in Table 6.1.

Table 6.1: Grant Support to Partner Agencies (Amount RLakh) Cumulative Sanctions during Release during Cumulative Releases Sanctions 2018-19 2018-19 31.03.2019 31.03.2019 Agency SHG SHG SHG SB SHG SB to be to be Amount Amount linked Amount Amount linked promoted promoted Nos. Nos. Nos. Nos. NGOs 2104.63 21125 1188.85 29268 36894.58 689112 14266.22 511722 RRBs 112.00 2000 79.50 1554 1708.38 60656 661.78 55068 Coop. Banks 80.00 1420 57.46 2374 1171.02 64642 554.32 58448 IRVs 0 0 0 0 455.18 26350 78.25 12313 Farmers Clubs 0 0 0 0 46.00 5128 20.32 4469 PACS 2.5 50 4.06 62 628.41 14125 50.45 2112 SHG Federations 0 0 0 0 25.40 200 12.37 46 NGOs - MFIs 0 0 0 0 165.00 3300 4.00 0 Total 2299.13 24595 1329.86 33258 41093.97 863513 15647.70 644178 Women SHG Scheme (in LWE affected and backward districts) Anchor NGOs N.A N.A 1430.87 6348 20438.10 204381 10603.94 210976

Agency wise, State wise details of grant assistance extended to partner agencies have been given in Statements – IX-A - IX-H. (In case of abridged version, refer to enclosed CD for Statements.)

6.3.4 Village Level Programmes With a view to foster better understanding of mutual requirements between banks, SHGs & SHPIs and to sort out issues like credit linkage, repayment etc. at ground level, Village Level Programmes (VLPs) are being conducted with the support of banks and NRLM. VLPs sponsored by NABARD resulted in better interface between bankers and SHGs leading to increased credit flow and appreciation of each other’s needs. During 2018-19, NABARD supported more than 16000 village level programmes with a sum of R534.37 lakh covering 277581 beneficiaries .

62 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” 6.3.5 Conferences, Seminars and Meets The successful journey of SHG-BLP spanning more than two and a half decades has been possible with the support of all stakeholders, including bankers, NGOs, Farmers club, PACs, SHG Federations etc. To take the movement forward both in increasing its width and depth, conduct of Conferences, meets and seminars prove pivotal for conveying issues, experiences and ground reality to policy makers, implementers, facilitators etc. During 2018-19, across the country, a total of 3233 such seminars and meets were supported by NABARD with an amount of R113.02 lakh and covering 1.90 lakh participants.

6.3.6 Centre for Research on Financial inclusion and Microfinance (CRFIM) The Centre for Research on Financial inclusion and Microfinance (CRFIM) set up within Bankers Institute of Rural Development (BIRD) takes up research activities in the field of Microfinance and financial inclusion, publishes an half yearly journal titled “The Microfinance Review”, organizes National seminar on financial inclusion and microfinance etc. towards facilitating policy initiatives and improvement in design and delivery system in the said space.

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 63 7. ON-GOING INITIATIVES

7.1 Scheme for Promotion of Women SHGs in Left Wing Extremism (LWE) affected and Backward districts of India NABARD, in association with the Department of Financial Services, Ministry of Finance, Govt. of India continued to implement a scheme for promotion and financing of Women Self Help Groups in 150 identified Left Wing Extremism (LWE) affected and backward districts of the country.

As on 31 March 2019, 2.11 lakh WSHGs promoted / savings linked and 1.29 lakh WSHGs credit linked. The detailed progress under the scheme as on 31 March 2019 is given in Statement X. (In case of abridged version, refer to enclosed CD for Statements).

7.2 SHG BLP Strategic Advisory Board A Strategic Advisory Board was constituted in NABARD in 2015 with members drawn from DFS, MoRD / NRLM, RBI, Commercial banks, SIDBI, RRBs, Cooperative banks and Microfinance experts to give focus on strategic action plan on SHGBLP, evolving quality standards, financial literacy, digitisation of SHGs, livelihood promotion, etc. The Fourth Meeting of the Strategic Advisory Board was held during the year under the chairmanship of DMD of NABARD. The Advisory Board deliberated the issues of gap in savings and credit linkage, credit deepening, recovery and NPA under SHG-BLP, Bank Sakhi as BCs, Micro Credit limit etc. Advisory Board recommended action points for addressing issues such as credit gap, low level of credit flow to SHGs, tackling NPAs, Digitization of SHGs, Studies, Capital Provisioning of SHG Loan, Credit Guarantee Scheme for SHG loans etc.

7.3 Financing of Joint Liability Groups NABARD extends grant support for formation and nurturing of JLGs to banks and other JLG promoting agencies. Apart from extending 100% refinance support to Banks, NABARD also extends financial support for awareness creation and capacity building of all stakeholders of the programme. As against 10.19 lakh JLGs promoted during 2017-18, JLGs promoted during 2018-19 were 16.04 lakh taking the cumulative number of JLGs promoted and financed by banks to 50.76 lakh as at the end of March 2019. The Eastern States top the list with over 16.90 lakh JLGs organized cumulatively, Southern Region follows closely with 15.72 lakh JLGs. With a view to sensitize the stakeholders of the JLG programme, NABARD has been arranging training programmes and exposure visits to successful JLGs, to the functionaries of these institutions including financing banks. Over 93000 personnel have already benefitted from these trainings and exposure visits.

64 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” Figure 7.1 : No.of JLGs 5076400 3472744 2453345 1689745 No. of JLGs promoted of JLGs No. 1572376 1103122 1072190 800553 700427 672115 549736 511843 403446 397057 374281 303577 242009 218147 162931 140134 88800

Northern North Eastern Eastern Region Central Region Western Southern Total Region Region Region Region

As on March 2017 As on March 2018 As on March 2019

Figure 7.2: JLG - Loan Disbursed

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“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 65 7.4 Business Model on financing of JLGs through Banks - NABARD Support Based on the study / review of JLG linkage of RRBs and PSBs vis-à-vis of Private Sector Banks during last few years, a business model for taking fee-based help of BC/JLGPI as BF for JLG lending by Banks has been developed. NABARD has so far entered into 52 MoUs in 20 States with 43 MoUs with RRBs, 7 MoUs with SBI in 7 states and 2 with State Cooperative Banks in Jharkhand and Odisha respectively.

7.5 Livelihood Interventions for SHGs Poverty alleviation through livelihood creation is one of the stated goals of micro finance. Graduating SHG members to the next stage of taking up livelihood activities is an important task and NABARD has been supporting skill and entrepreneurship training of SHG members through the Micro Enterprise Development Programme (MEDP) since March 2006 with the goal of development of sustainable livelihoods/ micro-enterprise ventures by matured SHG members. Around 26452 members were trained through 870 MEDPs during 2018-19 for enabling them to start micro enterprises. Cumulatively, around 4.94 lakh SHG members have received training through 17276 MEDPs.

NABARD mainstreamed Livelihood and Enterprise Development Programme (LEDP) with a view to create sustainable livelihoods among SHG members and to create maximum impact of skill up-gradation. LEDP targets SHG clusters in contiguous villages involved in farm and off-farm activities and supports intensive skill building, refresher training, backward-forward linkages, value chain management, end-to-end solutions, handholding and escort services over two credit cycles. During 2018–19, 22972 SHG members were provided skill and entrepreneurship training for setting up livelihood units through 201 LEDP programmes. Cumulatively, 61033 SHG members have been supported through 532 LEDP programmes with grant sanction of Rs. 2283.86 lakh from NABARD up to 31 March 2019.

7.6 Implementation of National Rural Livelihood Mission (NRLM) and Scheme for Interest Subvention to Women SHGs. The Ministry of Rural Development (MoRD), Government of India launched the National Rural Livelihood Mission (NRLM) by restructuring Swarnajayanti Gram Swarojgar Yojana (SGSY) with effect from 1 April 2013. NABARD is implementing the Interest Subvention Scheme for Women SHGs under the National Rural Livelihood Mission (NRLM) for Regional Rural Banks (RRBs) and Cooperative Banks in Category I districts. Further, as a part of collaboration between NABARD and NRLM, Regional Offices of NABARD are coordinating with the concerned SRLM to achieve the goal of training of all rural bank managers. State level sensitization programmes on SHG-BLP for senior bank executives have also been organised in coordination with SRLMs with the overall objective of increasing credit linkages. SRLMs have also been roped in as implementing agencies for EShakti in several states and they are supporting the digitization project in many states.

66 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” FINDINGS OF STUDIES COMMISSIONED BY NABARD DURING 2018-19

NABARD has been giving emphasis on research and development, and conduct of various studies for policy inputs from the very beginning. In order to fulfil the same, NABARD has been conducting various studies to acquire new insights into the problems of agricultural and rural development through in-depth studies and applied research and trying out innovative approaches backed up by technical and economic studies. Microfinance sector has witnessed phenomenal growth in the recent past which has brought about new challenges & opportunities. Issues like Role of SHG Federations, deterioration of loan assets in SHG sector, NPAs, poor credit linkage of SHGs, deepening of credit, provision of livelihood opportunities etc. have gained new dimensions in the emerging economy. As a pioneer of the SHG movement, NABARD has been closely watching the developments in the sector. Keeping in view the dynamism of the movement, NABARD had commissioned quite a few Studies with reputed agencies and as well as in-house to understand the subtle issues for policy interventions. Synopsis of study reports of 2018- 19 are enumerated below:

1. An Evaluation of the SHG – BLP with special reference to its Loan Portfolio and Asset Quality Self Help Group Bank Linkage Programme (SHG-BLP), a brain child of NABARD, is regarded as the largest micro finance programme in the world today. The programme has made an indelible mark on the Indian financial landscape by extending collateral-free loans to over 50 lakh SHGs to the extent of Rs.87, 000 crore as on March 31, 2019. Though the SHG-BLP commenced as a ‘Zero non-performing asset (NPA) movement’, bad loans have begun to accumulate over the years with marginal dips in intervening periods due to various reasons. Against this backdrop, NABARD entrusted a research project to Centre for Financial Inclusion & Entrepreneurship (CFIE), NIRD & PR, Hyderabad to study, inter alia, the impact of SHGs’ access to credit for Income Generating Activities (IGAs), factors behind NPAs in SHG loans, sustainability of SHGs based on the perception of the stakeholders. The study found that poor economic conditions of SHG members, expenses on social functions, medical emergency, expectation of loan waiver etc. as the main factors behind the unhealthy growth of NPAs. To tackle the issue, the report has suggested inter alia, counselling of SHG members to reduce lavish expenses on social functions, Group insurance scheme for the SHGs, adequate loans to SHGs for IGAs, training on morals and business ethics etc. To improve SHGs’ access to credit for their IGAs, it has recommended suggested empathy by banks, active promotion of livelihood among SHG members & higher loan amount for enterprises, financial literacy drive etc.

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 67 2. Integrated Health and Microfinance in India : State of Practice (SOP), Vol.III Report The core clientele of the microfinance sector — the poor and the underprivileged — are the most vulnerable to shocks due to ill-health. In order to insulate such people from sudden health shocks and scares, guarding the health of their clientele by providing suitable services and products makes eminent business sense to microfinance institutions (MFIs) and self-help promoting institutions (SHPIs). Microfinance sector and self-help groups have enormous potential as a platform to deliver health-related education, financing and linkages to providers. In this endeavour, NABARD sponsored the Report brought out by RESULTS Educational Fund & Sa-Dhan. This report provides an overview of the work that some MFIs and SHPIs are doing in the health sector.

The report shows how integration between the robust, pro-poor microfinance sector and the health sector can drive progress on two of the factors most critical to achieving Universal Health Coverage (UHC) in India:

1) ensuring the poorest and most vulnerable households are effectively reached, enrolled and actively use the coverage and 2) public, private or civil society actors delivering support services that fill the gaps in services and financing. Volume three of the State of Practice Report illustrates how the development sector — MFIs, Health sector NGOs, Health diagnostics entrepreneurs and others — can support India’s journey towards UHC. The integrated health and microfinance approach adds value to the government’s existing UHC strategy because it provides a platform to deliver health-related services to hard-to-reach populations.

To realize the benefits of this approach, some key recommendations are 1) Adopt and scale-up health promotion interventions by MFIs and SHPIs, 2) Create complementary health and microfinance packages, 3) Establish public-private partnerships between local and State Govt. and health-promoting MFIs and SHPIs.

3. Study on Non-Performing Assets (NPAs) in Self-Help Groups (SHGs) During the last two and half decades, SHG – Bank Linkage programme demonstrated the potential of SHGs to organize themselves and grow as a model across regions of the country. The small beginning of linking only 500 SHGs to banks in 1992, had grown to around 10 million SHGs. This phenomenal growth of SHG-BLP has brought with it issues like inactive groups and dormancy in SHG functioning leading to loans turning NPAs. NABARD as a part of its sector building role, commissioned a study in 6 states on the subject with Centre for Research on Financial Inclusion and Microfinance (CRFIM), BIRD, Lucknow with the primary objective to determine the rate, pattern and causes of NPAs in

68 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” SHG loans and suggest measures for curtailing these NPAs. Some important observations of the report are:

Trend - Significant rise in NPAs in SHG loans from 2.90% as on 31.03.2008 to 6.12% as on 31.03.2018 followed by dip of 1% to 5.19%.

Major Reasons for NPAs - Financial Indiscipline, Lack of economic activity and regular income, Poor handholding by promoters, Poor monitoring and follow up by bankers, Deterioration in group dynamics, Mishaps etc.

Recommendations Containing NPAs - Training to SHG members for LH/IG activities and facilitating marketing of produce/products, health and life insurance clubbed with loan to cover causalities, Proper grading of SHGs, need for common credit bureau database of micro borrowers, Higher ticket size and regular loans for good SHGs

Preventing NPAs - Change in Bankers’ perception, Continuous training to bankers, Use of technology for customer interface to reduce cost and increase customer satisfaction, Use by bankers of data generated in E Shakti portal, customer like treatment to SHGs.

Way forward – Y Using technology and other mechanisms in bridging the gap between savings and credit linkage Y Mature members to be allowed to seek credit for their livelihoods Y SHG Federations to take over the role of governance and financial intermediation of SHGs. SHG Federations as BC model to be explored for underdeveloped states. Y Separate region based policy to be introduced considering the socio economic fabric of the area.

4. Impact evaluation studies on LEDP projects Livelihood and Enterprise Development Program (LEDP) was launched by MCID during 2015-16 for creating sustainable livelihoods amongst SHG members through promotion of micro-entrepreneurship, complete value chain and offering end-to-end solutions for sustainability of the livelihood activity. The prgramme has rapidly expanded to sanction of 532 projects training over 61000 SHG members in various skill areas (Agriculture & non agriculture). With a view to gain insights into the implementation of the programme, constraints, and suggestions, Impact evaluation studies were conducted through reputed agencies in 8 states viz. Bihar, Chhattisgarh, Jharkhand, Manipur, Rajasthan, Tamil Nadu, Telangana and UP.The study findings overwhelmingly confirmed achievement of the intended objectives of the programme and success in providing diversifying livelihood opportunities among SHG members.

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 69 Skill trainings provided under the programme were highly effective in desired skills of SHG members. Settlement rate was reported to be almost cent percent in the form of wage & self-employment. Considerable enhancement in income was observed post LEDP in all studies projects. Studies suggested formation of FPOs / OFPOs of trained participants for better aggregation of produce & marketing.

5. Study on Financing of Tenant Farmers through FPO and JLG mode Indian agriculture has a pivotal role in Indian society and economy because of its enormous geographical spread and the huge masses dependent on it for their livelihood. Credit is a critical input for agriculture, therefore its availability, affordability, particularly to the vulnerable categories viz., small and marginal farmers, share croppers, tenant farmers etc., is a matter of concern. NABARD since inception has been innovating to devise alternative delivery channels to take financial services to the door step of unbanked rural communities. Extending bank loans through Joint Liability Groups (JLGs) is a major initiative of NABARD for purveying collateral free credit through the banking system in the rural areas.

Farmer Producer Organizations (FPOs) are another manifestation of the efforts to organize farmers into groups with the primary objective of making benefits aggregations and economies of scale available to the farmers, access institutional credit & improve bargaining power and build social capital. It is observed that the bank credit to this segment still faces challenges.

Both NABARD and RBI, in their concern for landless cultivators / tenant farmers felt the need to develop a comprehensive framework for financing tenant farmers through JLG and FPO mode. Therefore, an in-house study was undertaken with a view to develop the framework for lending by banks and the issues involved in tenant financing.

The study observed that due to lack of lease agreement, the tenant farmers had difficulties in obtaining loans from banks which compelled them to borrow from informal sources of credit at high rate of interest. Despite being crop cultivators, they failed get the benefit of interest subvention and crop insurance. In states like Andhra Pradesh, the Revenue Department issues Loan Eligibility Certificate (LEC) and the Agriculture Department issues Cost of Cultivator Certificate (COC) to tenant farmers, which has enabled them to obtain bank loan.

The study recommended inter alia, enactment of suitable land leasing act, specially agricultural land, to protect the rights of the owner, fixing of sub-targets for financing tenant farmers, issuance of LECs or COCs to tenant farmers on the lines of Andhra Pradesh, extension of Interest subvention and crop insurance to tenant farmers etc.

70 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENTS STATEMENT - I - A Progress under Microfinance - Savings of SHGs with Banks Agency-wise position as on 31 March 2019

(Amt. R lakh)

Out of Total -Exclusive Out of Total - Under Out of Total - Under Total Savings of SHGs with Banks Sr. Name of the Women SHGs NRLM/SGSY NULM/SJSRY No. Agency No. of Savings No. of No. of Savings No. of Savings No. of Savings SHGs Amount Members SHGs Amount SHGs Amount SHGs Amount 1 Commercial 5476914 1324023.23 69225789 4557476 1124476.41 3016177 739529.70 274931 103585.15 Banks 2 Regional Rural 3078473 769201.27 35768005 2665229 715518.66 2094430 485845.07 80790 49351.33 Banks 3 Cooperative 1458856 239223.65 17374151 1308055 207359.55 469455 61343.55 83402 8505.76 Banks Total 10014243 2332448.15 122367945 8530760 2047354.62 5580062 1286718.32 439123 161442.24

STATEMENT - I - B Progress under Microfinance - Bank Loans disbursed to SHGs Agency-wise position during the year 2018-19 (Amt. R lakh)

Loans disbursed to Out of Total -Exclusive Out of Total - Under Out of Total - Under SHGs by Banks during Women SHGs NRLM/SGSY NULM/SJSRY Sr. Name of the the year No. Agency No. of Loans No. of Loans No. of Loans No. of Loans SHGs disbursed SHGs disbursed SHGs disbursed SHGs disbursed 1 Commercial Banks 1512907 3449246.74 1223215 3053331.11 859776 1883180.21 56924 165247.38 2 Regional Rural Banks 940818 1955264.43 908618 1864274.77 722826 1314967.59 62379 152692.46 3 Cooperative Banks 244675 427251.71 233010 407798.13 66311 141744.78 9547 24017.33 Total 2698400 5831762.88 2364843 5325404.01 1648913 3339892.58 128850 341957.17

STATEMENT - I - C

Progress under Microfinance - Bank Loans outstanding against SHGs Agency-wise position as on 31 March 2019 (Amt. R lakh)

Total Outstanding Bank Out of Total -Exclusive Out of Total - Under Out of Total - Under Sr. Loans against SHGs Women SHGs NRLM/SGSY NULM/SJSRY Name of the Agency No. No. of Loan No. of Loan No. of Loan No. of Loan SHGs Outstanding SHGs Outstanding SHGs Outstanding SHGs Outstanding 1 Commercial Banks 2901209 5564111.05 2442156 4905979.07 1850736 3493952.75 129818 246162.72 2 Regional Rural Banks 1695534 2619598.85 1569992 2520707.21 1277785 1763701.34 64320 134560.54 3 Cooperative Banks 480589 526105.53 449180 496511.84 156414 174437.01 31165 30350.07 Total 5077332 8709815.43 4461328 7923198.12 3284935 5432091.10 225303 411073.33

72 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - I - D Progress under Microfinance - Non Performing Assets of Banks against SHG Loans Outstanding Agency-wise position as on 31 March 2019

(Amt. R lakh)

Non Performing Assets of Out of total - Bank loans Out of Total -Exclusive Out of Total - Under Banks against SHG Loans O/S & NPAs against Women SHGs NULM/SJSRY Outstanding NRLM/SGSY Sr. Name of the Agency No. Percentage Percentage Percentage Percentage Amount of of NPAs to Amount of of NPAs to Amount of of NPAs to Amount of NPAs to NPAs Total loans NPAs Total loans NPAs Total loans of NPAs Total loans Outstanding Outstanding Outstanding Outstanding 1 Commercial Banks 289739.17 5.21 231338.13 4.72 149245.35 4.27 15672.73 6.37 2 Regional Rural Banks 127482.95 4.87 97958.57 3.89 82631.08 4.69 2549.91 1.89 3 Cooperative Banks 35178.93 6.69 31238.59 6.29 12094.92 6.93 2497.63 8.23 Total 452401.05 5.19 360535.29 4.55 243971.35 4.49 20720.27 5.04

STATEMENT - I - E

Progress under Microfinance - Agency wise Bank Loans to MFIs/ MFOs during 2018-19 and loan outstanding as on 31 March 2019 (Amt. R lakh)

Loans disbursed by Banks / FI to Bank Loans Outstanding against Sr. No. Name of the Agency MFIs / MFOs during the year MFIs / MFOs as on 31 March 2019 No.of MFIs Amount No.of MFIs Amount 1 Commercial Banks 340 1364523.20 1287 1589647.20 2 Regional Rural Banks 6 516.42 37 1450.03 3 Cooperative Banks 1567 7055.71 4080 13383.94 Total 1913 1372095.33 5404 1604481.17 4 SIDBI 20 90500.00 84 171586.59 Grand Total 1933 1462595.33 5488 1776067.76

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 73 STATEMENT - II - A Progress under Microfinance - Savings of SHGs with Banks Region-wise/ State-wise/ Agency-wise position as on 31 March 2019 (Amt. R lakh) Commercial Banks Regional Rural Banks Cooperative Banks Total Sr. Region / State No. No. of Savings No. of Savings No. of Savings No. of Savings SHGs Amount SHGs Amount SHGs Amount SHGs Amount CENTRAL REGION 1 Chhattisgarh 99601 16443.78 109767 10286.69 22508 2066.25 231876 28796.72 2 Madhya Pradesh 170812 25769.50 150140 23454.82 11560 1033.87 332512 50258.19 3 Uttarakhand 23428 3259.51 23309 4072.15 7316 1446.67 54053 8778.33 4 Uttar Pradesh 173273 28690.58 261656 15974.73 9389 731.45 444318 45396.76 Total 467114 74163.37 544872 53788.39 50773 5278.24 1062759 133230.00 EASTERN REGION 1 Andaman & Nicobar 851 103.25 0 0.00 5005 1070.30 5856 1173.55 2 Bihar 332242 72179.66 437924 78679.00 29 1.05 770195 150859.71 3 Jharkhand 137712 18877.62 99920 10785.41 936 56.24 238568 29719.27 4 Odisha 378900 75445.16 198913 54299.39 85568 7758.16 663381 137502.71 5 West Bengal 483534 95295.71 277982 126382.44 214842 60221.49 976358 281899.64 Total 1333239 261901.40 1014739 270146.24 306380 69107.24 2654358 601154.88 NORTH EASTERN REGION 1 Arunachal Pradesh 2463 1254.59 2767 356.96 0 0.00 5230 1611.55 2 Assam 116021 8752.35 268174 16533.90 26286 295.01 410481 25581.26 3 Manipur 5210 315.73 11389 268.60 1103 18.16 17702 602.49 4 Meghalaya 4043 280.70 11988 1560.53 4714 560.21 20745 2401.44 5 Mizoram 519 51.60 10437 1357.14 941 81.81 11897 1490.55 6 Nagaland 4831 423.66 1202 141.16 0 0.00 6033 564.82 7 Sikkim 5813 1464.69 0 0.00 24 2.06 5837 1466.75 8 Tripura 12618 1975.61 32926 4712.58 0 0.00 45544 6688.19 Total 151518 14518.93 338883 24930.87 33068 957.25 523469 40407.05 NORTHERN REGION 1 Chandigarh 484 50.20 0 0.00 45 7.30 529 57.50 2 Haryana 33076 4117.37 17732 1573.57 3855 385.48 54663 6076.42 3 Himachal Pradesh 19234 2499.53 9656 1612.00 25189 2556.08 54079 6667.61 4 Jammu and Kashmir 2191 244.64 1956 453.41 1066 28.54 5213 726.59 5 New Delhi 4731 2036.69 0 0.00 279 66.75 5010 2103.44 6 Punjab 26195 2701.85 11637 847.31 6565 738.25 44397 4287.41 7 Rajasthan 177750 23667.64 114212 13055.52 92771 5810.69 384733 42533.85 Total 263661 35317.92 155193 17541.81 129770 9593.09 548624 62452.82 SOUTHERN REGION 1 Andhra Pradesh 676699 504072.52 198226 143067.25 14634 13458.64 889559 660598.41 2 Karnataka 463037 51435.15 198597 16286.06 245757 47773.07 907391 115494.28 3 Kerala 271894 52596.40 65225 12720.04 52095 12223.28 389214 77539.72 4 Lakshadweep UT 173 18.16 0 0.00 0 0.00 173 18.16 5 Puducherry 13938 2509.14 6459 1000.51 1031 303.51 21428 3813.16 6 Tamil Nadu 792505 96375.95 95087 9752.47 172305 21959.02 1059897 128087.44 7 Telangana 279107 102804.03 279009 199456.58 10640 2116.47 568756 304377.08 Total 2497353 809811.35 842603 382282.91 496462 97833.99 3836418 1289928.25 WESTERN REGION 1 Daman and Diu UT 104 19.54 0 0.00 0 0.00 104 19.54 2 D and N Haveli UT 685 201.33 0 0.00 0 0.00 685 201.33 3 Goa 5594 1468.40 0 0.00 3812 897.78 9406 2366.18 4 Gujarat 202431 26570.64 57288 7190.24 34890 2772.74 294609 36533.62 5 Maharashtra 555215 100050.35 124895 13320.81 403701 52783.32 1083811 166154.48 Total: 764029 128310.26 182183 20511.05 442403 56453.84 1388615 205275.15 Grand Total: 5476914 1324023.23 3078473 769201.27 1458856 239223.65 10014243 2332448.15

74 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - II - B Progress under Microfinance - Bank Loans disbursed during the year 2018-19 Region-wise/ State-wise/ Agency-wise position (Amt. R lakh) Commercial Banks Regional Rural Banks Cooperative Banks Total Sr. Loans Loans Loans Loans Region/ State No. of No. of No. of No. of No. Disbursed Disbursed Disbursed Disbursed SHGs SHGs SHGs SHGs Amount Amount Amount Amount CENTRAL REGION 1 Chhattisgarh 17975 15370.11 12584 15164.09 1668 1533.37 32227 32067.57 2 Madhya Pradesh 19336 15198.39 8172 7820.96 55 36.20 27563 23055.55 3 Uttarakhand 1712 933.54 2547 1358.74 1094 687.31 5353 2979.59 4 Uttar Pradesh 13320 9267.51 6362 4753.40 310 75.73 19992 14096.64 Total 52343 40769.55 29665 29097.19 3127 2332.61 85135 72199.35 EASTERN REGION 1 Andaman & Nicobar 35 96.89 0 0.00 334 745.57 369 842.46 2 Bihar 127043 124108.23 100933 181474.00 0 0.00 227976 305582.23 3 Jharkhand 27004 18999.98 5994 8418.00 139 191.70 33137 27609.68 4 Odisha 56897 75801.55 83872 80879.08 9293 10787.29 150062 167467.92 5 West Bengal 158209 223551.18 242087 373396.91 97535 98628.70 497831 695576.79 Total 369188 442557.83 432886 644167.99 107301 110353.26 909375 1197079.08 NORTH EASTERN REGION 1 Arunachal Pradesh 20 6.90 20 28.10 0 0.00 40 35.00 2 Assam 10822 11014.14 8687 11904.62 386 324.20 19895 23242.96 3 Manipur 208 123.68 595 596.89 235 165.30 1038 885.87 4 Meghalaya 48 49.84 0 0.00 184 90.67 232 140.51 5 Mizoram 36 41.92 847 1237.95 29 39.00 912 1318.87 6 Nagaland 221 233.75 42 181.80 0 0.00 263 415.55 7 Sikkim 670 723.11 0 0.00 96 91.00 766 814.11 8 Tripura 2117 392.26 1823 1756.08 0 0.00 3940 2148.34 Total 14142 12585.60 12014 15705.44 930 710.17 27086 29001.21 NORTHERN REGION 1 Chandigarh 44 68.27 0 0.00 0 0.00 44 68.27 2 Haryana 4207 3668.15 1625 2103.95 65 40.56 5897 5812.66 3 Himachal Pradesh 2042 2483.72 707 1261.00 2349 3895.97 5098 7640.69 4 Jammu and Kashmir 803 1083.27 1134 2211.75 0 0.00 1937 3295.02 5 New Delhi 131 162.75 0 0.00 2 1.00 133 163.75 6 Punjab 1410 1360.63 797 405.46 71 98.54 2278 1864.63 7 Rajasthan 24348 33659.64 14570 8555.81 1617 1603.13 40535 43818.58 Total 32985 42486.43 18833 14537.97 4104 5639.20 55922 62663.60 SOUTHERN REGION 1 Andhra Pradesh 271865 1014569.68 110766 495741.63 5132 26145.96 387763 1536457.27 2 Karnataka 360590 642684.09 85463 112049.20 32437 89854.17 478490 844587.46 3 Kerala 83179 265399.66 8441 33798.04 7179 40896.66 98799 340094.36 4 Lakshadweep UT 0 0.00 0 0.00 0 0.00 0 0.00 5 Puducherry 1489 4609.14 776 2870.53 65 341.38 2330 7821.05 6 Tamil Nadu 120506 440933.18 13912 56242.46 35768 104536.30 170186 601711.94 7 Telangana 119228 408673.95 214165 532409.34 3247 14500.41 336640 955583.70 Total 956857 2776869.70 433523 1233111.20 83828 276274.88 1474208 4286255.78 WESTERN REGION 1 D and N Haveli UT 60 29.29 0 0.00 0 0.00 60 29.29 2 Goa 586 1723.51 0 0.00 92 316.37 678 2039.88 3 Gujarat 13450 11953.37 4115 5087.3 5 775 1353.38 18340 18394.10 4 Maharashtra 73296 120271.46 9782 13557.29 44518 30271.84 127596 164100.59 Total: 87392 133977.63 13897 18644.64 45385 31941.59 146674 184563.86 Grand Total 1512907 3449246.74 940818 1955264.43 244675 427251.71 2698400 5831762.88

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 75 STATEMENT - II - C Progress under Microfinance - Bank Loans outstanding against SHGs Region-wise/ State-wise/ Agency-wise position as on 31 March 2019 (Amt. R lakh) Commercial Banks Regional Rural Banks Cooperative Banks Total Sr. Region/ State No. No. of Loans O/S No. of Loans O/S No. of Loans O/S No. of Loans O/S SHGs Amount SHGs Amount SHGs Amount SHGs Amount CENTRAL REGION 1 Chhattisgarh 30735 23856.54 25099 18647.00 3429 1523.58 59263 44027.12 2 Madhya Pradesh 53721 32138.45 37744 20050.05 396 179.96 91861 52368.46 3 Uttarakhand 3794 2090.43 5405 1774.61 4050 2117.45 13249 5982.49 4 Uttar Pradesh 44545 42985.61 109349 53789.54 5875 1289.92 159769 98065.07 Total 132795 101071.03 177597 94261.20 13750 5110.91 324142 200443.14 EASTERN REGION 1 Andaman & Nicobar 181 365.69 0 0.00 1030 997.32 1211 1363.01 2 Bihar 248002 240198.55 354087 262483.00 0 0.00 602089 502681.55 3 Jharkhand 55396 31256.18 35100 15976.76 115 241.14 90611 47474.08 4 Odisha 123833 107214.22 110063 116194.08 28430 19094.54 262326 242502.84 5 West Bengal 335176 355825.24 254403 403991.53 144699 98706.21 734278 858522.98 Total 762588 734859.88 753653 798645.37 174274 119039.21 1690515 1652544.46 NORTH EASTERN REGION 1 Arunachal Pradesh 241 109.01 20 20.55 0 0.00 261 129.56 2 Assam 29669 28230.30 57464 38935.20 3085 862.55 90218 68028.05 3 Manipur 386 300.94 1329 928.82 281 166.71 1996 1396.47 4 Meghalaya 150 99.08 0 0.00 486 210.91 636 309.99 5 Mizoram 117 88.28 1906 2424.94 56 89.80 2079 2603.02 6 Nagaland 566 484.35 115 335.13 0 0.00 681 819.48 7 Sikkim 1327 1040.73 0 0.00 97 67.91 1424 1108.64 8 Tripura 3473 3136.00 22786 5600.86 0 0.00 26259 8736.86 Total 35929 33488.69 83620 48245.50 4005 1397.88 123554 83132.07 NORTHERN REGION 1 Chandigarh 64 83.73 0 0.00 0 0.00 64 83.73 2 Haryana 7546 5580.99 6471 7243.81 1012 856.61 15029 13681.41 3 Himachal Pradesh 4271 4418.64 2763 3103.03 4909 4986.15 11943 12507.82 4 Jammu and Kashmir 1268 1206.70 1715 2092.81 199 61.15 3182 3360.66 5 New Delhi 294 576.14 0 0.00 3 0.81 297 576.95 6 Punjab 3049 8480.14 2584 1373.40 1566 766.01 7199 10619.55 7 Rajasthan 47826 37749.83 20190 11076.08 18400 9718.35 86416 58544.26 Total 64318 58096.17 33723 24889.13 26089 16389.08 124130 99374.38 SOUTHERN REGION 1 Andhra Pradesh 572594 1854382.81 178624 537572.21 13208 30538.59 764426 2422493.61 2 Karnataka 428357 876432.43 109786 197018.59 74599 114824.37 612742 1188275.39 3 Kerala 164792 413023.60 17450 39950.64 14912 57734.32 197154 510708.56 4 Lakshadweep UT 2 0.46 0 0.00 0 0.00 2 0.46 5 Puducherry 4345 8161.50 2035 3724.98 777 1777.73 7157 13664.21 6 Tamil Nadu 267986 562088.56 29251 59771.61 88461 129799.36 385698 751659.53 7 Telangana 289687 738693.22 271242 778180.33 9982 23845.63 570911 1540719.18 Total 1727763 4452782.58 608388 1616218.36 201939 358520.00 2538090 6427520.94 WESTERN REGION 1 D and N Haveli UT 149 45.02 0 0.00 0 0.00 149 45.02 2 Goa 1199 2582.79 0 0.00 376 596.20 1575 3178.99 3 Gujarat 30825 17602.78 10647 6137.49 6010 1559.45 47482 25299.72 4 Maharashtra 145643 163582.11 27906 31201.80 54146 23492.80 227695 218276.71 Total: 177816 183812.70 38553 37339.29 60532 25648.45 276901 246800.44 Grand Total: 2901209 5564111.05 1695534 2619598.85 480589 526105.53 5077332 8709815.43

76 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - II - D Progress under Microfinance - Non-Performing Assets of Banks against SHGs- Position as on 31 March 2019 (Amt. R lakh) Public Sector Private Sector Regional Rural Cooperative Banks Total Commercial Banks Commercial Banks Banks Amount Amount Amount Amount Amount Sr. Region / NPA as of NPA as NPA as of NPA as NPA as of Gross of Gross of Gross No. State %age Gross %age %age Gross %age %age NPAs NPAs NPAs to Loan NPAs to Loan to Loan NPAs to Loan to Loan against against against OS against OS OS against OS OS SHGs SHGs SHGs SHGs SHGs CENTRAL REGION 1 Chhattisgarh 2484.82 10.46 2.62 2.85 1994.10 10.69 140.04 9.19 4621.58 10.50 2 Madhya 7634.14 27.89 160.97 3.38 3303.36 16.48 64.95 36.09 11163.42 21.32 Pradesh 3 Uttarakhand 862.05 42.20 6.25 13.07 269.17 15.17 804.84 38.01 1942.31 32.47 4 Uttar Pradesh 19097.30 44.44 3.47 37.39 23384.53 43.47 1102.83 85.50 43588.13 44.45 Total 30078.31 31.28 173.31 3.53 28951.16 30.71 2112.66 41.34 61315.44 30.59 EASTERN REGION 1 Andaman & 7.30 2.00 0.00 0.00 0.00 0.00 87.80 8.80 95.10 6.98 Nicobar 2 Bihar 12827.49 5.36 0.00 0.00 10974.62 4.18 0.00 0.00 23802.11 4.74 3 Jharkhand 3789.77 12.12 0.00 0.00 2013.32 12.60 16.83 6.98 5819.92 12.26 4 Odisha 16290.50 15.42 21.44 1.35 13749.41 11.83 2145.50 11.24 32206.85 13.28 5 West Bengal 8855.13 2.49 162.76 94.94 9054.30 2.24 5789.84 5.87 23862.03 2.78 Total 41770.19 5.70 184.20 6.85 35791.65 4.48 8039.97 6.75 85786.01 5.19 NORTH EASTERN REGION 1 Arunachal 77.58 71.17 0.00 0.00 6.64 32.31 0.00 0.00 84.22 65.00 Pradesh 2 Assam 7488.88 26.57 1.72 4.21 14703.99 37.77 480.16 55.67 22674.75 33.33 3 Manipur 42.13 14.00 0.00 0.00 156.54 16.85 0.00 0.00 198.67 14.23 4 Meghalaya 36.84 37.18 0.00 0.00 0.00 0.00 90.60 42.96 127.44 41.11 5 Mizoram 25.40 28.77 0.00 0.00 379.90 15.67 2.63 2.93 407.93 15.67 6 Nagaland 47.78 9.87 0.29 100.00 18.48 5.51 0.00 0.00 66.55 8.12 7 Sikkim 26.26 2.52 0.00 0.00 0.00 0.00 0.00 0.00 26.26 2.37 8 Tripura 469.15 14.98 0.00 0.00 3445.95 61.53 0.00 0.00 3915.10 44.81 Total 8214.02 24.56 2.01 4.51 18711.50 38.78 573.39 41.02 27500.92 33.08 NORTHERN REGION 1 Chandigarh 5.58 6.66 0.00 0.00 0.00 0.00 0.00 0.00 5.58 6.66 2 Haryana 1997.86 35.93 5.56 26.86 4118.67 56.86 734.91 85.79 6857.00 50.12 3 Himachal 484.41 10.96 0.00 0.00 263.87 8.50 756.93 15.18 1505.21 12.03 Pradesh 4 Jammu and 63.81 5.29 0.00 0.00 116.91 5.59 50.49 82.57 231.21 6.88 Kashmir 5 New Delhi 98.94 17.17 0.00 0.00 0.00 0.00 0.00 0.00 98.94 17.15 6 Punjab 1402.15 16.53 0.00 0.00 220.06 16.02 300.59 39.24 1922.80 18.11 7 Rajasthan 3871.58 24.09 298.53 1.38 2968.90 26.80 2848.05 29.31 9987.06 17.06 Total 7924.33 21.77 304.09 1.40 7688.41 30.89 4690.97 28.62 20607.80 20.74

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 77 STATEMENT - II - D (contd.)

(Amt. R lakh) Public Sector Private Sector Regional Rural Cooperative Banks Total Commercial Banks Commercial Banks Banks Amount Amount Amount Amount Amount Sr. Region / NPA as of NPA as NPA as of NPA as NPA as of Gross of Gross of Gross No. State %age Gross %age %age Gross %age %age NPAs NPAs NPAs to Loan NPAs to Loan to Loan NPAs to Loan to Loan against against against OS against OS OS against OS OS SHGs SHGs SHGs SHGs SHGs SOUTHERN REGION 1 Andhra 27750.78 1.50 23.94 1.80 7449.24 1.39 989.27 3.24 36213.23 1.49 Pradesh 2 Karnataka 24145.71 2.94 3234.71 5.88 10535.54 5.35 2318.40 2.02 40234.36 3.39 3 Kerala 13533.86 3.87 409.47 0.65 749.22 1.88 2449.95 4.24 17142.50 3.36 4 Lakshadweep 0.36 78.26 0.00 0.00 0.00 0.00 0.00 0.00 0.36 78.26 UT 5 Puducherry 1386.48 18.01 1.36 0.29 290.35 7.79 391.82 22.04 2070.01 15.15 6 Tamil Nadu 68108.83 16.36 6193.69 4.25 3997.43 6.69 9470.67 7.30 87770.62 11.68 7 Telangana 34823.69 4.75 11.64 0.21 7223.84 0.93 1126.47 4.72 43185.64 2.80 Total 169749.71 4.06 9874.81 3.64 30245.62 1.87 16746.58 4.67 226616.72 3.53 WESTERN REGION 1 D and N 3.51 7.80 0.00 0.00 0.00 0.00 0.00 0.00 3.51 7.80 Haveli UT 2Goa 130.51 7.10 5.07 0.68 0.00 0.00 37.09 6.22 172.67 5.43 3 Gujarat 1532.84 11.49 353.10 8.28 651.94 10.62 421.31 27.02 2959.19 11.70 4 Maharashtra 18667.92 21.77 771.24 0.99 5442.67 17.44 2556.96 10.88 27438.79 12.57 Total 20334.78 20.14 1129.41 1.36 6094.61 16.32 3015.36 11.76 30574.16 12.39 Grand Total: 278071.34 5.37 11667.83 3.04 127482.95 4.87 35178.93 6.69 452401.05 5.19

78 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT III- A (I) Progress under Microfinance - Savings of SHGs with Public Sector Commercial Banks as on 31 March 2019

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount CENTRAL REGION CHHATTISGARH 1 Allahabad Bank 1252 15189 312.35 1168 272.22 1048 245.31 32 9.03 2 Andhra Bank 111 1332 18.21 108 17.74 71 11.82 37 5.92 3 Bank of Baroda 8176 83804 1728.03 7504 1484.72 7287 1551.59 815 116.99 4 Bank of India 1253 15036 18.00 1253 18.00 834 12.00 419 6.00 5 Bank of 3338 31238 698.85 2637 402.62 428 41.44 53 8.16 Maharashtra 6 Canara Bank 3784 53829 501.77 3638 459.92 2117 361.78 356 26.60 7 Central Bank of 13652 268104 2700.36 617 165.54 617 165.54 1 0.30 India 8 Corporation Bank 209 2090 23.55 154 15.82 82 6.53 12 1.97 9 Dena Bank 15499 185988 2725.46 14319 2193.75 12349 2200.35 151 31.82 10 IDBI Bank Limited 1362 16344 493.57 1224 465.46 1362 493.57 0 0.00 11 Indian Bank 1064 13832 99.00 1043 97.00 426 30.00 166 9.00 12 Indian Overseas 605 10285 165.44 605 165.44 605 165.44 0 0.00 Bank 13 Oriental Bank of 1913 19130 205.93 221 22.96 158 15.75 39 6.47 Commerce 14 Punjab and Sind 305 3050 28.41 296 28.07 176 15.77 129 12.64 Bank 15 Punjab National 9677 96770 1959.35 3086 778.96 68 48.52 4 0.62 Bank 16 State Bank of India 19622 242921 2866.00 14177 2071.00 11969 1720.00 1570 230.00 17 Syndicate Bank 679 6790 65.00 450 43.00 0 0.00 0 0.00 18 UCO Bank 5675 63728 485.87 4342 432.16 2880 293.64 2526 128.37 19 Union Bank of India 7531 90372 848.24 5273 580.04 6361 699.71 72 7.73 20 Vijaya Bank 1803 19822 149.40 1642 127.16 1699 134.09 24 4.70 Total 97510 1239654 16092.79 63757 9841.58 50537 8212.85 6406 606.32 MADHYA PRADESH 1 Allahabad Bank 3831 44395 861.25 3555 712.75 2960 702.02 13 3.26 2 Andhra Bank 41 492 6.83 41 6.83 36 5.33 5 1.50 3 Bank of Baroda 8094 84323 1376.20 6340 1057.61 5499 932.24 193 189.25 4 Bank of India 14185 127863 3787.00 10663 2899.00 6866 1225.00 4102 1568.00 5 Bank of 8657 96114 1633.57 4779 681.43 331 34.22 11 1.80 Maharashtra 6 Canara Bank 3669 55257 354.32 3450 324.27 986 125.51 181 2.56 7 Central Bank of India 34442 675064 6743.68 1722 294.53 1722 294.53 5 0.01 8 Corporation Bank 27 270 2.93 11 0.63 4 0.15 1 0.01 9 Dena Bank 509 6108 78.39 407 40.14 442 69.53 4 2.11 10 IDBI Bank Limited 1446 17352 422.13 1244 137.60 1446 422.13 0 0.00 11 Indian Bank 1677 21801 474.00 1643 465.00 100 21.00 251 87.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 79 STATEMENT III- A (I) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 12 Indian Overseas 2 32 0.30 2 0.30 2 0.30 0 0.00 Bank 13 Oriental Bank of 1184 11840 99.01 130 4.25 13 0.01 32 1.93 Commerce 14 Punjab and Sind 610 6100 83.01 581 80.07 356 39.01 254 44.00 Bank 15 Punjab National 11108 111080 1963.36 2372 432.57 29 5.38 0 0.00 Bank 16 State Bank of India 21650 268028 2617.00 15626 1889.00 13207 1570.00 1732 209.00 17 Syndicate Bank 1825 18250 145.00 1180 71.00 796 56.00 765 31.00 18 UCO Bank 10209 115863 306.68 7127 213.62 3574 69.01 6276 194.98 19 Union Bank of India 18072 307224 2168.64 16213 1945.56 16313 1957.56 226 27.12 20 Vijaya Bank 1680 18469 160.27 1430 143.50 1555 151.89 0 0.00 Total 142918 1985925 23283.57 78516 11399.66 56237 7680.82 14051 2363.53 UTTARAKHAND 1 Allahabad Bank 475 5634 98.30 67 14.95 71 16.69 3 1.55 2 Andhra Bank 2 24 0.15 2 0.15 2 0.15 0 0.00 3 Bank of Baroda 3338 33854 659.89 2452 509.64 2184 434.67 77 9.45 4 Bank of India 154 1112 14.00 134 13.00 133 12.00 17 2.00 5 Bank of 13 65 5.89 2 0.13 0 0.00 0 0.00 Maharashtra 6 Canara Bank 946 14029 116.27 881 108.95 152 22.69 113 1.78 7 Central Bank of 369 7332 80.37 6 2.64 6 2.64 0 0.00 India 8 Corporation Bank 20 200 2.88 20 2.88 20 2.88 0 0.00 9 Dena Bank 44 528 6.49 41 6.46 35 5.72 1 0.01 10 IDBI Bank Limited 388 4656 30.38 369 28.50 388 30.38 0 0.00 11 Indian Bank 33 429 6.00 33 6.00 0 0.00 0 0.00 12 Indian Overseas 80 1280 11.90 80 11.90 80 11.90 0 0.00 Bank 13 Oriental Bank of 2329 23290 121.40 164 14.31 26 8.14 4 0.30 Commerce 14 Punjab and Sind 468 2340 100.81 458 96.46 432 97.65 36 3.16 Bank 15 Punjab National 4352 43520 770.38 1042 164.02 19 0.60 0 0.00 Bank 16 State Bank of India 6884 85225 761.00 6097 674.00 4199 457.00 552 61.00 17 Syndicate Bank 0 0 0 0 0 0 0 0 0 18 UCO Bank 1021 12446 72.24 792 64.28 376 22.98 468 22.02 19 Union Bank of India 1532 16852 214.49 1496 209.44 1103 154.42 45 6.30 20 Vijaya Bank 48 528 24.50 22 2.34 24 12.25 0 0.00 Total 22496 253344 3097.34 14158 1930.05 9250 1292.76 1316 107.57

80 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT III- A (I) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount UTTAR PRADESH 1 Allahabad Bank 26485 315565 5943.49 13786 3058.96 14886 3233.62 207 40.51 2 Andhra Bank 45 540 7.23 44 6.90 42 6.60 2 0.30 3 Bank of Baroda 36071 373985 7278.55 22667 4603.68 22793 4587.67 231 98.19 4 Bank of India 3389 31109 855.00 516 122.00 3367 853.00 22 2.00 Bank of 5 899 6693 298.44 468 37.07 6 0.27 12 0.36 Maharashtra 6 Canara Bank 6995 105880 1212.97 6233 1121.55 3574 789.98 600 32.96 Central Bank of 7 9156 180128 1723.83 374 31.77 374 31.77 13 0.02 India 8 Corporation Bank 67 670 7.62 44 4.19 26 2.92 3 0.02 9 Dena Bank 422 5064 62.48 368 43.41 317 39.10 13 2.33 10 IDBI Bank Limited 3713 44556 82.59 3493 33.15 3713 82.59 0 0.00 11 Indian Bank 1781 23153 224.00 1745 220.00 474 15.00 430 18.00 Indian Overseas 12 177 3009 21.52 175 21.31 175 21.31 0 0.00 Bank Oriental Bank of 13 5554 55540 488.11 647 36.72 254 22.87 30 2.83 Commerce Punjab and Sind 14 3295 32950 341.21 2880 326.55 2728 311.59 567 29.62 Bank Punjab National 15 12783 127830 2733.24 2233 318.24 17 1.87 0 0.00 Bank 16 State Bank of India 17640 218384 2448.00 14991 2080.00 10760 1469.00 1413 197.00 17 Syndicate Bank 4981 49810 1005.00 1909 625.00 1135 332.00 146 58.00 18 UCO Bank 9462 102098 415.87 8128 369.12 4420 113.56 4403 253.22 19 Union Bank of India 20536 287504 2464.16 16970 2036.24 18145 2177.24 330 39.60 United Bank of 20 1735 17686 207.00 1735 207.00 1636 137.00 23 59.00 India 21 Vijaya Bank 1251 13750 223.90 984 211.32 1110 217.61 9 0.00 Total 166437 1995904 28044.21 100390 15514.18 89952 14446.57 8454 833.96 Total Central 429361 5474827 70517.91 256821 38685.47 205976 31633.00 30227 3911.38 Region EASTERN REGION ANDAMAN & NICOBAR 1 Allahabad Bank 1 13 0.28 0 0.00 0 0.00 0 0.00 2 Bank of Baroda 2 18 0.50 2 0.50 0 0.00 0 0.00 3 Bank Of India 0 0 0 0 0 0 0 0 0 4 Canara Bank 36 545 6.98 36 6.98 0 0.00 1 0.06 Central Bank of 5 1 20 0.01 0 0.00 0 0.00 0 0.00 India 6 Dena Bank 3 36 1.26 2 0.39 3 1.26 0 0.00 7 IDBI Bank Limited 153 1836 9.36 152 9.35 153 9.36 0 0.00 8 Indian Bank 27 351 3.00 26 3.00 0 0.00 0 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 81 STATEMENT III- A (I) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount Indian Overseas 9 0 0 0.00 0 0.00 0 0.00 0 0.00 Bank Oriental Bank of 10 0 0 0.00 0 0.00 0 0.00 0 0.00 Commerce Punjab National 11 2 20 0.01 1 0.01 0 0.00 0 0.00 Bank 12 State Bank of India 497 6153 69.00 418 58.00 303 41.00 0 0.00 13 Syndicate Bank 42 420 3.95 36 2.10 9 0.95 15 0.85 14 UCO Bank 30 326 0.14 21 0.14 0 0.00 30 0.14 15 Vijaya Bank 57 627 8.76 41 8.10 49 8.76 0 0.00 Total 851 10365 103.25 735 88.57 517 61.33 46 1.05 BIHAR 1 Allahabad Bank 5339 64490 1331.62 5116 1162.62 3694 821.11 50 16.75 2 Andhra Bank 6 72 0.82 6 0.82 3 0.16 3 0.66 3 Bank of Baroda 26200 255615 1018.49 25438 964.51 24922 965.74 330 13.95 4 Bank of India 7020 85994 240.00 7020 240.00 7020 240.00 0 0.00 5 Bank of 79 479 10.40 57 5.54 0 0.00 0 0.00 Maharashtra 6 Canara Bank 16041 208562 4928.36 15169 4625.36 3298 1589.76 1580 476.14 7 Central Bank of 49037 950636 9164.38 3763 459.28 3763 459.28 2 0.00 India 8 Corporation Bank 7 70 0.05 7 0.05 7 0.05 0 0.00 9 Dena Bank 300 3600 47.86 281 41.42 291 46.64 0 0.00 10 IDBI Bank Limited 370 4440 132.76 350 128.60 370 132.76 0 0.00 11 Indian Bank 5591 72683 926.00 5479 907.00 479 84.00 510 45.00 12 Indian Overseas 318 5088 125.24 318 125.24 318 125.24 0 0.00 Bank 13 Oriental Bank of 407 4070 20.49 44 2.55 0 0.00 7 0.45 Commerce 14 Punjab and Sind 94 940 6.60 88 6.10 24 2.83 70 3.77 Bank 15 Punjab National 48864 488640 10169.94 23569 4149.68 49 14.15 0 0.00 Bank 16 State Bank of India 102392 1267614 26479.00 90597 23429.00 62459 15887.00 8192 2119.00 17 Syndicate Bank 1508 15080 125.00 1015 71.00 729 56.00 8 1.00 18 UCO Bank 46340 538612 13909.70 41612 12502.14 20796 6006.85 1276 27.48 19 Union Bank of India 8418 113335 1176.04 4875 680.14 7895 1105.30 2 0.28 20 United Bank of India 5812 58692 499.00 5756 491.60 5307 439.00 151 26.60 21 Vijaya Bank 647 7117 79.77 625 78.99 636 79.38 0 0.00 Total 324790 4145829 70391.52 231185 50071.64 142060 28055.25 12181 2731.08 JHARKHAND 1 Allahabad Bank 3112 37506 749.35 2605 577.40 1875 398.34 34 8.45 2 Andhra Bank 28 336 3.08 28 3.08 24 2.99 4 0.09

82 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT III- A (I) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 3 Bank of Baroda 6119 68411 1180.89 5093 1008.00 4618 902.20 15 6.15 4 Bank of India 44875 607242 2603.00 44743 2594.00 40974 1976.00 1658 221.00 5 Bank of 217 1085 13.67 20 0.83 0 0.00 0 0.00 Maharashtra 6 Canara Bank 6692 99986 3332.99 6554 3281.94 5998 3305.63 383 8.97 7 Central Bank of 4080 80384 619.79 152 19.55 152 19.55 0 0.00 India 8 Corporation Bank 1 10 0.02 1 0.02 1 0.02 0 0.00 9 Dena Bank 516 6192 61.07 448 50.48 440 50.85 6 0.39 10 IDBI Bank Limited 2062 24744 315.54 1871 270.30 2062 315.54 0 0.00 11 Indian Bank 1188 15444 132.00 1164 129.00 992 89.00 112 12.00 12 Indian Overseas 508 7112 54.05 508 54.05 508 54.05 0 0.00 Bank 13 Oriental Bank of 407 4070 44.38 74 2.82 0 0.00 0 0.00 Commerce 14 Punjab and Sind 186 1860 19.49 182 19.33 74 9.63 112 9.86 Bank 15 Punjab National 7971 79710 1733.51 1827 453.22 0 0.00 0 0.00 Bank 16 State Bank of India 36729 454705 5636.00 32715 5020.00 22405 3382.00 2939 451.00 17 Syndicate Bank 677 6770 76.00 355 35.00 246 25.00 0 0.00 18 UCO Bank 4558 63876 241.19 3914 224.33 3387 190.93 942 26.96 19 Union Bank of India 10527 115797 1158.00 10065 1107.17 8600 946.00 27 3.00 20 United Bank of India 4464 44275 382.00 4420 369.40 4138 335.00 84 12.40 21 Vijaya Bank 613 6721 80.50 519 76.28 566 78.39 0 0.00 Total 135530 1726236 18436.52 117258 15296.20 97060 12081.12 6316 760.27 ODISHA 1 Allahabad Bank 5268 62531 1064.90 4636 835.34 2812 539.85 54 15.54 2 Andhra Bank 4458 53496 1135.24 4406 1127.88 3962 1052.48 444 75.40 3 Bank of Baroda 19993 208147 3719.50 18269 3426.40 9718 1832.60 117 52.44 4 Bank of India 29148 328546 7912.00 28883 7865.00 20366 5452.00 1282 219.00 5 Bank of 81 426 7.79 57 4.76 0 0.00 0 0.00 Maharashtra 6 Canara Bank 16382 247080 3633.93 12523 3181.81 10195 2602.38 1114 40.29 7 Central Bank of 9609 190252 2401.84 241 88.31 241 88.31 0 0.00 India 8 Corporation Bank 111 1110 28.41 100 26.76 75 15.03 6 1.35 9 Dena Bank 922 11064 151.75 904 149.24 762 119.85 2 0.78 10 IDBI Bank Limited 6340 76080 177.70 6150 154.33 6340 177.70 0 0.00 11 Indian Bank 14357 186641 3218.00 14070 3154.00 8879 2213.00 268 34.00 12 Indian Overseas 6112 85568 1963.84 6100 1957.94 6100 1960.89 0 0.00 Bank

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 83 STATEMENT III- A (I) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 13 Oriental Bank of 1784 17840 256.75 191 42.14 77 34.31 14 5.50 Commerce 14 Punjab and Sind 378 3780 55.69 375 55.30 185 23.46 193 32.23 Bank 15 Punjab National 13500 135000 3059.38 2063 511.18 46 12.53 0 0.00 Bank 16 State Bank of India 135424 1676550 25947.00 120538 23095.00 82609 15568.00 10835 2077.00 17 Syndicate Bank 4548 45480 669.00 3251 432.00 1254 169.00 98 21.00 18 UCO Bank 64544 745314 16252.02 55163 14515.65 45896 12054.96 8094 496.19 19 Union Bank of India 14502 203028 2030.28 12700 1778.00 10241 1433.74 0 0.00 20 United Bank of India 5383 54884 415.00 5340 409.00 4926 364.00 139 21.00 21 Vijaya Bank 1547 16918 184.64 1451 176.05 1499 180.35 0 0.00 Total 354391 4349735 74284.66 297411 62986.09 216183 45894.44 22660 3091.72 WEST BENGAL 1 Allahabad Bank 54976 622719 12683.74 50159 10309.74 42121 9782.06 292 68.52 2 Andhra Bank 247 2964 54.53 247 54.53 205 42.75 42 11.78 3 Bank of Baroda 12425 134364 2653.11 11895 2372.15 9718 2095.96 123 18.31 4 Bank of India 13211 79681 790.00 12534 781.00 12789 742.00 195 48.00 5 Bank of 185 1107 409.36 21 272.68 1 0.08 0 0.00 Maharashtra 6 Canara Bank 12194 188139 2923.69 11286 2587.99 5460 1259.87 754 22.66 7 Central Bank of 46003 886284 10958.05 4222 1110.06 4222 1110.06 0 0.00 India 8 Corporation Bank 51 510 8.63 47 8.24 12 1.10 2 0.35 9 Dena Bank 0 0 0.00 0 0.00 0 0.00 0 0.00 10 IDBI Bank Limited 8307 99684 646.94 5866 565.92 8307 646.94 0 0.00 11 Indian Bank 7335 95355 1025.00 7188 1005.00 2318 733.00 100 11.00 12 Indian Overseas 2858 34296 742.12 2851 741.51 2851 741.51 0 0.00 Bank 13 Oriental Bank of 1925 19250 279.17 234 52.60 98 38.16 73 14.06 Commerce 14 Punjab and Sind 473 4730 47.92 466 47.67 31 1.56 442 46.36 Bank 15 Punjab National 23896 238960 9356.92 9081 4604.98 185 114.67 0 0.00 Bank 16 State Bank of India 85797 1062167 15777.00 72580 13347.00 52336 9466.00 6865 1263.00 17 Syndicate Bank 3730 37300 136.00 2645 78.00 2023 41.00 38 9.00 18 UCO Bank 72011 780000 22345.57 62475 19360.05 38190 14389.02 8177 892.84 19 Union Bank of India 16930 237020 2370.20 11741 1643.74 13167 1843.38 44 6.16 20 United Bank of India 112657 1151199 10174.30 112057 10093.50 107692 9948.00 761 90.50

84 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT III- A (I) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 21 Vijaya Bank 835 9196 164.00 789 157.72 809 160.26 3 0.60 Total 476046 5684925 93546.25 378384 69194.08 302535 53157.38 17911 2503.14 Total Eastern 1291608 15917090 256762.20 1024973 197636.58 758355 139249.52 59114 9087.26 Region NORTH EASTERN REGION ARUNACHAL PRADESH 1 Allahabad Bank 0 0 0.00 0 0.00 0 0.00 0 0.00 2 Bank of Baroda 18 192 1.55 14 1.25 13 1.11 0 0.00 3 Bank of India 41 389 32.00 38 30.00 0 0.00 0 0.00 Bank of 4 8 96 0.26 3 0.04 0 0.00 0 0.00 Maharashtra 5 Canara Bank 50 601 7.31 50 7.31 20 0.86 3 0.03 Central Bank of 6 122 2432 13.44 1 0.02 1 0.02 0 0.00 India 7 IDBI Bank Limited 0 0 0.00 0 0.00 0 0.00 0 0.00 8 Indian Bank 21 273 1.00 21 1.00 21 1.00 0 0.00 Indian Overseas 9 0 0 0.00 0 0.00 0 0.00 0 0.00 Bank Oriental Bank of 10 3 30 0.04 1 0.01 0 0.00 0 0.00 Commerce Punjab and Sind 11 32 160 0.25 32 0.25 32 0.25 0 0.00 Bank Punjab National 12 170 1700 5.34 106 0.21 0 0.00 0 0.00 Bank 13 State Bank of India 1804 22334 914.00 1518 769.00 1100 548.00 0 0.00 14 Syndicate Bank 36 360 9.75 18 5.85 9 4.50 0 0.00 15 UCO Bank 3 37 0.01 0 0.00 3 0.01 0 0.00 16 Vijaya Bank 155 1705 269.64 133 261.48 144 265.56 0 0.00 Total 2463 30309 1254.59 1935 1076.42 1343 821.31 3 0.03 ASSAM 1 Allahabad Bank 3621 41658 812.90 3328 744.75 2812 613.28 20 4.10 2 Bank of Baroda 2749 28262 202.53 1892 130.59 1573 115.78 0 0.00 3 Bank of India 473 4730 209.00 322 142.00 360 159.00 0 0.00 4 Bank of Maharashtra 371 2695 26.77 253 17.46 40 1.88 0 0.00 5 Canara Bank 3257 43876 261.32 3110 249.94 860 91.42 236 6.87 6 Central Bank of 17345 343876 1239.01 378 27.23 378 27.23 0 0.00 India 7 Corporation Bank 2 20 0.12 2 0.12 0 0.00 0 0.00 8 Dena Bank 189 2268 29.90 153 25.96 117 16.03 6 1.35 9 IDBI Bank Limited 6071 72852 411.25 5026 334.26 6071 411.25 0 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 85 STATEMENT III- A (I) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 10 Indian Bank 3677 47801 230.00 3603 225.00 1350 51.00 12 1.00 11 Indian Overseas 357 4998 44.03 357 44.03 357 44.03 0 0.00 Bank 12 Oriental Bank of 684 6840 13.43 83 0.51 0 0.00 0 0.00 Commerce 13 Punjab and Sind 686 3430 54.77 670 53.10 484 39.00 202 15.77 Bank 14 Punjab National 6271 62710 510.38 1001 76.61 1 0.00 0 0.00 Bank 15 State Bank of India 19659 243379 923.00 15707 737.00 11992 554.00 1574 74.00 16 Syndicate Bank 289 2890 45.00 105 31.00 135 14.00 0 0.00 17 UCO Bank 17558 199856 975.08 15979 878.57 14345 845.60 1104 84.04 18 Union Bank of India 6491 73108 789.25 5295 635.61 5765 702.00 5 0.60 19 United Bank of India 21071 210143 1194.43 20935 1185.00 20178 1123.00 140 24.00 20 Vijaya Bank 2625 28853 131.77 1219 98.59 1922 115.18 0 0.00 Total 113446 1424245 8103.94 79418 5637.33 68740 4923.68 3299 211.73 MANIPUR 1 Allahabad Bank 4 56 1.05 0 0.00 0 0.00 0 0.00 2 Bank of Baroda 780 9229 56.88 715 50.10 609 44.72 0 0.00 3 Bank of India 61 549 24.00 61 24.00 0 0.00 0 0.00 4 Bank of Maharashtra 5 25 0.23 3 0.07 0 0.00 0 0.00 5 Canara Bank 108 1759 2.62 108 2.58 26 0.94 1 0.05 6 Central Bank of 472 9400 13.41 5 0.29 5 0.29 0 0.00 India 7 Dena Bank 8 96 0.11 6 0.09 8 0.11 0 0.00 8 IDBI Bank Limited 47 564 2.02 37 1.90 47 2.02 0 0.00 9 Indian Bank 2 26 3.00 2 3.00 0 0.00 0 0.00 10 Indian Overseas 8 112 1.43 8 1.43 8 1.43 0 0.00 Bank 11 Oriental Bank of 0 0 0.00 0 0.00 0 0.00 0 0.00 Commerce 12 Punjab and Sind 302 1510 8.97 295 8.91 64 1.86 238 7.11 Bank 13 Punjab National 46 460 7.50 1 0.01 0 0.00 0 0.00 Bank 14 State Bank of India 2707 33514 157.00 2494 145.00 1651 94.00 217 13.00 15 UCO Bank 135 1590 5.59 126 5.45 82 3.39 6 0.01 16 Vijaya Bank 457 5027 12.88 353 10.44 405 11.66 0 0.00 Total 5142 63917 296.69 4214 253.27 2905 160.42 462 20.17

86 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT III- A (I) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount MEGHALAYA 1 Allahabad Bank 0 0 0.00 0 0.00 0 0.00 0 0.00 2 Bank of Baroda 45 476 13.38 34 9.62 17 5.45 0 0.00 3 Bank of India 41 385 18.00 32 14.00 0 0.00 0 0.00 4 Canara Bank 41 585 2.16 41 2.16 0 0.00 5 0.05 5 Central Bank of 34 680 1.97 0 0.00 0 0.00 0 0.00 India 6 IDBI Bank Limited 1 12 3.97 1 3.97 1 3.97 0 0.00 7 Indian Bank 45 585 8.00 45 8.00 0 0.00 0 0.00 8 Indian Overseas 1 12 0.00 1 0.00 1 0.00 0 0.00 Bank 9 Punjab National 86 860 22.67 3 0.72 0 0.00 0 0.00 Bank 10 State Bank of India 3611 44706 189.00 3132 164.00 2203 113.00 291 15.00 11 Syndicate Bank 7 70 2.90 7 2.90 7 2.90 0 0.00 12 UCO Bank 63 774 3.11 42 1.79 33 1.70 15 0.00 13 Union Bank of India 35 588 2.51 30 2.13 32 2.24 0 0.00 14 Vijaya Bank 7 77 9.51 1 9.27 4 9.39 0 0.00 Total 4017 49810 277.18 3369 218.56 2298 138.65 311 15.05 MIZORAM 1 Bank of Baroda 7 65 0.16 4 0.11 5 0.14 0 0.00 2 Bank of 1 5 0.01 0 0.00 0 0.00 0 0.00 Maharashtra 3 Canara Bank 79 1057 6.28 79 6.28 2 0.01 13 0.14 4 Central Bank of 15 300 0.44 0 0.00 0 0.00 0 0.00 India 5 IDBI Bank Limited 112 1344 14.91 89 9.88 112 14.91 0 0.00 6 Punjab National 4 40 0.08 1 0.03 0 0.00 0 0.00 Bank 7 State Bank of India 234 2897 28.00 217 26.00 143 17.00 20 2.00 8 Syndicate Bank 8 80 1.50 8 1.50 0 0.00 0 0.00 9 UCO Bank 59 664 0.22 30 0.22 6 0.22 53 0.00 Total 519 6452 51.60 428 44.02 268 32.28 86 2.14 NAGALAND 1 Allahabad Bank 11 120 1.80 9 1.45 9 1.45 0 0.00 2 Bank of Baroda 402 4678 37.05 309 29.22 250 22.88 0 0.00 3 Bank of 22 110 0.94 19 0.69 0 0.00 0 0.00 Maharashtra 4 Canara Bank 117 1737 3.68 115 3.61 0 0.00 23 0.35

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 87 STATEMENT III- A (I) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 5 Central Bank of 508 10152 31.36 1 0.03 1 0.03 0 0.00 India 6 Dena Bank 13 156 0.17 13 0.17 0 0.00 0 0.00 7 IDBI Bank Limited 85 1020 31.07 69 12.76 85 31.07 0 0.00 8 Indian Bank 30 390 1.00 30 1.00 0 0.00 3 0.00 9 Indian Overseas 7 98 0.27 7 0.27 7 0.27 0 0.00 Bank 10 Punjab and Sind 6 30 0.28 6 0.28 2 0.22 4 0.06 Bank 11 State Bank of India 3126 38700 291.00 2638 246.00 1907 175.00 0 0.00 12 UCO Bank 208 2440 6.77 144 5.13 114 1.00 94 5.77 13 Union Bank of India 11 136 1.32 8 0.81 6 0.60 0 0.00 14 Vijaya Bank 280 3080 13.14 166 8.97 223 11.05 0 0.00 Total 4826 62847 419.85 3534 310.39 2604 243.57 124 6.18 SIKKIM 1 Bank of Baroda 1 12 0.15 0 0.00 0 0.00 1 0.15 2 Canara Bank 196 3238 80.32 193 79.99 44 8.60 3 0.03 3 Central Bank of 1688 33688 672.25 9 2.70 9 2.70 0 0.00 India 4 Dena Bank 15 180 2.19 14 2.18 0 0.00 0 0.00 5 IDBI Bank Limited 515 6180 131.63 509 130.98 515 131.63 0 0.00 6 Indian Bank 1 13 0.00 1 0.00 1 0.00 0 0.00 7 Indian Overseas 7 112 1.00 7 1.00 7 1.00 0 0.00 Bank 8 Oriental Bank of 18 180 2.45 0 0.00 0 0.00 0 0.00 Commerce 9 Punjab National 2 20 0.31 0 0.00 0 0.00 0 0.00 Bank 10 State Bank of India 2625 32498 507.00 2184 422.00 1601 304.00 0 0.00 11 UCO Bank 70 870 9.12 44 5.58 10 3.49 48 4.26 12 Union Bank of India 641 4686 52.12 620 49.60 628 50.56 0 0.00 13 Vijaya Bank 4 44 0.02 2 0.02 3 0.02 0 0.00 Total 5783 81721 1458.56 3583 694.05 2818 502.00 52 4.44 TRIPURA 1 Bank of Baroda 92 1094 8.43 78 5.68 67 6.15 0 0.00 2 Bank of India 0 0 0.00 0 0.00 0 0.00 0 0.00 3 Bank of Maharashtra 27 135 2.01 25 1.89 0 0.00 1 0.14 4 Canara Bank 792 11273 366.26 768 366.24 649 345.42 19 2.36 5 Central Bank of 188 3760 49.23 0 0.00 0 0.00 0 0.00 India

88 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT III- A (I) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 6 IDBI Bank Limited 133 1596 24.19 106 21.13 133 24.19 0 0.00 7 Indian Bank 4 52 0.00 4 0.00 4 0.00 0 0.00 8 Indian Overseas 1 12 0.51 1 0.51 1 0.51 0 0.00 Bank 9 Punjab and Sind 67 335 16.19 65 16.15 67 16.19 0 0.00 Bank 10 Punjab National 1 10 0.05 0 0.00 0 0.00 0 0.00 Bank 11 State Bank of India 1915 23708 354.00 1640 303.00 1168 212.00 3 1.00 12 UCO Bank 714 8592 156.17 672 142.81 433 122.03 236 32.54 13 Union Bank of India 37 442 2.58 30 1.98 16 1.20 0 0.00 14 United Bank of India 8083 81218 808.00 7991 774.00 7596 735.00 143 22.00 15 Vijaya Bank 34 374 13.68 34 13.68 34 13.68 0 0.00 Total 12088 132601 1801.30 11414 1647.07 10168 1476.37 402 58.04 Total North 148284 1851902 13663.71 107895 9881.11 91144 8298.28 4739 317.78 Eastern Region NORTHERN REGION CHANDIGARH 1 Bank of Baroda 3 45 0.12 1 0.04 1 0.04 0 0.00 2 Bank of 19 95 9.32 3 0.50 0 0.00 0 0.00 Maharashtra 3 Canara Bank 54 591 0.19 49 0.17 0 0.00 0 0.00 4 Dena Bank 9 108 1.64 9 1.64 9 1.64 0 0.00 5 IDBI Bank Limited 3 36 0.64 1 0.00 3 0.64 0 0.00 6 Indian Bank 2 26 0.00 2 0.00 0 0.00 2 0.00 7 Oriental Bank of 16 160 1.97 0 0.00 0 0.00 0 0.00 Commerce 8 Punjab and Sind 66 660 5.47 64 4.84 53 3.81 13 1.66 Bank 9 Punjab National 85 850 6.51 19 1.11 0 0.00 0 0.00 Bank 10 State Bank of India 73 904 5.00 0 0.00 45 3.00 6 0.00 11 UCO Bank 15 177 0.60 12 0.42 0 0.00 15 0.60 12 Union Bank of India 119 1961 17.13 99 13.90 105 15.00 7 0.92 13 Vijaya Bank 0 0 0.00 0 0.00 0 0.00 0 0.00 Total 464 5613 48.59 259 22.62 216 24.13 43 3.18 HARYANA 1 Allahabad Bank 364 4074 85.70 150 40.10 158 44.31 0 0.00 2 Andhra Bank 65 780 65.20 65 65.20 64 65.12 1 0.08 3 Bank of Baroda 517 5746 74.05 428 61.52 387 55.08 0 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 89 STATEMENT III- A (I) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 4 Bank of India 346 3198 16.00 185 10.00 84 6.00 46 2.00 5 Bank of 158 1049 184.80 64 3.29 9 0.32 0 0.00 Maharashtra 6 Canara Bank 1450 20939 173.56 1272 133.25 574 86.36 132 2.41 7 Central Bank of 1224 24224 91.14 32 5.01 32 5.01 0 0.00 India 8 Corporation Bank 56 560 10.28 38 8.72 31 8.60 2 0.08 9 Dena Bank 153 1836 21.94 147 20.63 108 18.64 2 0.06 10 IDBI Bank Limited 266 3192 13.05 247 7.30 266 13.05 0 0.00 11 Indian Bank 310 4030 84.00 304 82.00 82 22.00 78 3.00 12 Indian Overseas 48 576 9.63 48 9.63 48 9.63 0 0.00 Bank 13 Oriental Bank of 3822 38220 309.61 894 55.68 207 18.17 16 2.29 Commerce 14 Punjab and Sind 1369 13690 95.87 1243 79.44 1240 83.23 129 12.64 Bank 15 Punjab National 10549 105490 1228.93 2699 315.09 107 10.25 0 0.00 Bank 16 State Bank of India 6167 76348 705.00 5306 607.00 3762 423.00 495 56.00 17 Syndicate Bank 661 6610 110.00 459 62.00 326 41.00 55 9.00 18 UCO Bank 1298 15111 77.39 948 64.57 475 37.61 770 31.61 19 Union Bank of India 961 11532 129.18 690 95.20 693 97.02 0 0.00 20 Vijaya Bank 262 2871 24.52 214 17.58 238 21.05 0 0.00 Total 30046 340076 3509.85 15433 1743.21 8891 1065.45 1726 119.17 HIMACHAL PRADESH 1 Allahabad Bank 19 225 3.40 19 3.40 19 3.40 0 0.00 2 Andhra Bank 1 12 0.12 1 0.12 0 0.00 1 0.12 3 Bank of Baroda 147 1639 19.29 116 14.71 115 15.09 0 0.00 4 Bank of India 140 1907 20.00 78 10.00 37 4.00 11 2.00 5 Bank of 25 286 7.71 17 2.37 7 1.34 0 0.00 Maharashtra 6 Canara Bank 664 9924 89.47 450 81.73 396 58.73 28 0.73 7 Central Bank of 721 13988 87.79 54 5.83 54 5.83 0 0.00 India 8 Corporation Bank 4 40 0.14 4 0.14 3 0.04 1 0.10 9 Dena Bank 27 324 2.10 13 1.92 10 1.13 2 0.01 10 IDBI Bank Limited 83 996 11.07 65 7.99 83 11.07 0 0.00 11 Indian Bank 87 1131 11.00 85 11.00 69 9.00 4 1.00 12 Oriental Bank of 284 2840 37.28 63 2.28 10 1.04 3 0.25 Commerce

90 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT III- A (I) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 13 Punjab and Sind 241 1205 31.61 229 31.13 239 31.37 2 0.24 Bank 14 Punjab National 6390 63900 834.54 2262 307.13 16 1.60 0 0.00 Bank 15 State Bank of India 6705 83009 717.00 6599 706.00 4090 430.00 538 57.00 16 Syndicate Bank 69 690 25.00 60 10.00 12 4.50 10 3.50 17 UCO Bank 3368 39078 352.23 2009 208.40 2510 284.41 338 30.25 18 Union Bank of India 231 3575 248.78 200 244.44 228 248.36 0 0.00 19 Vijaya Bank 18 198 0.96 12 0.96 15 0.96 0 0.00 Total 19224 224967 2499.49 12336 1649.55 7913 1111.87 938 95.20 JAMMU AND KASHMIR 1 Allahabad Bank 0 0 0.00 0 0.00 0 0.00 0 0.00 2 Bank of Baroda 1 9 0.02 1 0.02 1 0.02 0 0.00 3 Bank of India 0 0 0.00 0 0.00 0 0.00 0 0.00 4 Canara Bank 69 889 2.13 65 1.80 9 0.50 1 0.01 5 Central Bank of 197 3916 13.22 3 0.02 3 0.02 0 0.00 India 6 Corporation Bank 47 470 11.57 32 7.59 32 7.59 0 0.00 7 Indian Bank 2 26 0.00 2 0.00 0 0.00 0 0.00 8 Oriental Bank of 52 520 1.71 4 0.00 0 0.00 0 0.00 Commerce 9 Punjab and Sind 40 200 0.82 17 0.42 28 0.80 12 0.02 Bank 10 Punjab National 939 9390 148.45 311 42.58 0 0.00 0 0.00 Bank 11 State Bank of India 655 8110 43.00 552 36.00 400 26.00 53 3.00 12 UCO Bank 184 2395 23.40 133 21.86 9 0.02 172 23.38 13 Union Bank of India 4 52 0.32 3 0.23 3 0.23 0 0.00 Total 2190 25977 244.64 1123 110.52 485 35.18 238 26.41 NEW DELHI 1 Allahabad Bank 64 713 23.97 63 23.97 49 16.33 4 1.12 2 Bank of Baroda 438 5155 266.23 291 210.32 334 203.85 0 0.00 3 Bank of India 0 0 0.00 0 0.00 0 0.00 0 0.00 4 Bank of 269 1345 554.35 34 5.28 0 0.00 0 0.00 Maharashtra 5 Canara Bank 375 5331 39.03 342 35.62 0 0.00 28 0.71 6 Central Bank of 168 3352 15.75 1 0.00 1 0.00 0 0.00 India 7 Corporation Bank 38 380 0.80 31 0.68 0 0.00 0 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 91 STATEMENT III- A (I) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 8 Dena Bank 16 192 9.74 3 8.08 14 9.63 1 0.09 9 IDBI Bank Limited 101 1212 38.35 39 19.40 101 38.35 0 0.00 10 Indian Bank 634 8242 33.00 621 32.00 0 0.00 0 0.00 11 Indian Overseas 0 0 0.00 0 0.00 0 0.00 0 0.00 Bank 12 Oriental Bank of 262 2620 155.01 37 1.10 0 0.00 0 0.00 Commerce 13 Punjab and Sind 79 790 6.74 69 4.69 5 0.05 74 6.69 Bank 14 Punjab National 758 7580 494.20 221 52.33 32 9.98 0 0.00 Bank 15 State Bank of India 723 8950 110.00 645 98.00 441 66.00 58 8.00 16 Syndicate Bank 43 430 8.00 36 7.00 0 0.00 0 0.00 17 UCO Bank 3 34 0.07 0 0.00 0 0.00 3 0.07 18 Union Bank of India 309 5115 37.08 247 29.64 125 15.00 2 0.24 19 Vijaya Bank 144 1514 25.05 122 22.64 126 22.73 6 1.01 Total 4424 52955 1817.37 2802 550.75 1228 381.92 176 17.93 PUNJAB 1 Allahabad Bank 75 898 16.07 31 5.16 27 4.50 0 0.00 2 Andhra Bank 1 12 0.24 1 0.24 1 0.24 0 0.00 3 Bank of Baroda 266 2870 20.77 219 12.91 164 12.82 0 0.00 4 Bank of India 170 1805 18.00 112 14.00 111 15.00 21 0.00 5 Bank of 182 1575 48.14 83 4.67 0 0.00 0 0.00 Maharashtra 6 Canara Bank 569 8732 58.68 502 51.58 273 32.49 38 0.67 7 Central Bank of 168 3344 14.33 2 0.06 2 0.06 0 0.00 India 8 Corporation Bank 1 10 0.00 0 0.00 0 0.00 0 0.00 9 Dena Bank 42 504 3.52 36 2.96 9 0.94 0 0.00 10 IDBI Bank Limited 158 1896 270.49 56 254.34 158 270.49 0 0.00 11 Indian Bank 246 3198 17.00 241 17.00 43 4.00 104 12.00 12 Indian Overseas 12 216 0.06 12 0.06 12 0.06 0 0.00 Bank 13 Oriental Bank of 2147 21470 103.12 464 13.89 56 9.29 1 0.00 Commerce 14 Punjab and Sind 4685 46850 358.95 4301 316.06 4179 314.90 506 44.05 Bank 15 Punjab National 3640 36400 275.31 855 54.52 25 0.76 0 0.00 Bank 16 State Bank of India 8555 105912 379.00 7583 336.00 5219 227.00 686 31.00 17 Syndicate Bank 52 520 345.00 41 305.00 0 0.00 0 0.00

92 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT III- A (I) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 18 UCO Bank 953 11151 32.53 722 24.38 653 14.68 86 9.20 19 Union Bank of India 372 4468 48.66 340 44.25 330 43.00 3 0.42 20 Vijaya Bank 170 1870 5.86 110 4.48 140 5.17 0 0.00 Total 22464 253701 2015.73 15711 1461.56 11402 955.40 1445 97.34 RAJASTHAN 1 Allahabad Bank 375 4189 74.21 237 53.58 282 53.20 0 0.00 2 Andhra Bank 83 996 7.78 83 7.78 76 7.40 7 0.38 3 Bank of Baroda 46983 549090 11254.00 42430 9786.48 34238 8246.93 318 47.27 4 Bank of India 2106 21060 350.00 1434 146.00 85 0.00 0 0.00 5 Bank of 288 2245 57.75 141 15.22 0 0.00 0 0.00 Maharashtra 6 Canara Bank 1738 26083 282.64 1683 277.08 356 43.05 70 1.79 7 Central Bank of 6364 124624 913.47 332 39.80 332 39.80 0 0.00 India 8 Corporation Bank 12 120 0.72 12 0.72 8 0.67 0 0.00 9 Dena Bank 613 7356 41.53 576 34.72 430 28.31 50 2.01 10 IDBI Bank Limited 2100 25200 199.37 1961 176.36 2100 199.37 0 0.00 11 Indian Bank 361 4693 50.00 354 49.00 116 13.00 119 14.00 12 Indian Overseas 126 2142 11.08 126 11.08 126 11.08 0 0.00 Bank 13 Oriental Bank of 3605 36050 253.69 524 25.87 47 5.83 8 0.56 Commerce 14 Punjab and Sind 289 2890 20.68 246 14.95 208 14.20 81 6.48 Bank 15 Punjab National 14011 140110 1967.97 3719 472.50 322 47.39 0 0.00 Bank 16 State Bank of India 41235 510490 1904.00 36734 1696.00 25153 1142.00 3300 152.00 17 Syndicate Bank 427 4270 90.00 365 68.00 151 29.00 32 14.00 18 UCO Bank 6964 75729 286.02 4832 213.32 2703 117.49 3958 136.68 19 Union Bank of India 3121 40573 484.32 2462 400.44 2711 432.72 75 12.75 20 Vijaya Bank 698 7678 91.02 612 71.18 652 79.04 3 2.06 Total 131499 1585588 18340.25 98863 13560.08 70096 10510.48 8021 389.98 Total Northern 210311 2488877 28475.92 146527 19098.29 100231 14084.43 12587 749.21 Region SOUTHERN REGION ANDHRA PRADESH 1 Allahabad Bank 3245 38620 698.64 2803 578.19 827 205.22 359 75.26 2 Andhra Bank 160218 1922616 173016.79 159457 172574.98 124882 132519.58 34575 40055.40 3 Bank of Baroda 12830 130994 15717.95 12153 14606.69 9718 12010.09 204 308.45

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 93 STATEMENT III- A (I) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 4 Bank of India 11192 111920 2222.00 10880 2176.00 4559 866.00 0 0.00 5 Bank of 975 9075 726.62 483 294.84 464 497.34 1 0.47 Maharashtra 6 Canara Bank 33572 544652 25271.44 31161 23493.50 14736 13629.92 2483 438.29 7 Central Bank of 8771 164124 8222.72 1412 1587.39 1412 1587.39 2 0.81 India 8 Corporation Bank 10951 109510 10640.34 8877 8707.45 6679 6794.01 1 0.01 9 Dena Bank 138 1656 60.38 135 59.48 37 24.00 0 0.00 10 IDBI Bank Limited 163 1956 293.59 56 37.40 163 293.59 0 0.00 11 Indian Bank 76552 995176 67030.00 75021 65689.00 40344 39968.00 2222 2400.00 12 Indian Overseas 18328 293248 15741.15 18106 15544.21 18106 15544.21 0 0.00 Bank 13 Oriental Bank of 468 4680 276.45 122 136.73 80 100.41 39 41.61 Commerce 14 Punjab and Sind 6 60 0.22 5 0.19 0 0.00 6 0.22 Bank 15 Punjab National 2818 28180 1904.05 950 712.70 0 0.00 0 0.00 Bank 16 State Bank of India 198471 2457072 146990.00 189205 140128.00 121067 88194.00 15879 11761.00 17 Syndicate Bank 61719 617190 7465.00 59254 6915.00 3810 1295.00 51 28.00 18 UCO Bank 10623 112049 12157.30 9463 10798.27 4153 4981.93 2165 2670.63 19 Union Bank of India 49330 699658 7399.35 45277 6791.40 37421 5613.00 159 23.85 20 Vijaya Bank 14124 153879 7914.50 10857 7199.20 12456 7540.11 32 16.73 Total 674494 8396315 503748.49 635677 478030.62 400914 331663.80 58178 57820.73 KARNATAKA 1 Allahabad Bank 148 1900 38.07 124 27.01 17 4.34 25 6.21 2 Andhra Bank 102 1224 18.37 99 17.57 66 10.51 33 7.06 3 Bank of Baroda 3110 31251 436.27 2984 403.94 2267 319.35 0 0.00 4 Bank of India 398 4776 1164.00 374 1022.00 364 1010.00 0 0.00 5 Bank of 1272 10329 802.99 693 98.79 1 0.01 5 0.96 Maharashtra 6 Canara Bank 47077 717322 10711.72 43977 10048.40 14803 2307.04 1026 158.43 7 Central Bank of 1952 38328 359.35 89 19.38 89 19.38 0 0.00 India 8 Corporation Bank 31585 315850 1353.16 26385 1188.03 20257 985.00 36 1.24 9 Dena Bank 559 6708 150.98 517 94.48 346 82.60 10 35.16 10 IDBI Bank Limited 1819 21828 260.39 1683 235.03 1819 260.39 0 0.00 11 Indian Bank 4467 58071 545.00 4378 534.00 1481 177.00 384 42.00 12 Indian Overseas 5177 62124 936.86 5162 933.50 5162 933.50 0 0.00 Bank

94 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT III- A (I) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 13 Oriental Bank of 500 5000 55.60 50 2.76 5 0.21 2 0.43 Commerce 14 Punjab and Sind 7 70 0.08 5 0.05 0 0.00 7 0.08 Bank 15 Punjab National 696 6960 103.85 155 18.18 0 0.00 0 0.00 Bank 16 State Bank of India 101735 1259480 7863.00 93168 7201.00 62058 4718.00 8140 629.00 17 Syndicate Bank 33536 335360 4936.00 27398 3996.00 6945 1125.00 755 925.00 18 UCO Bank 1844 23202 274.77 1279 239.72 240 27.80 953 59.72 19 Union Bank of India 93804 1219453 4690.20 83933 4196.65 86615 4330.75 187 9.35 20 Vijaya Bank 48626 534325 8645.22 35225 6308.74 41777 7461.32 137 18.72 Total 378414 4653561 43345.88 327678 36585.23 244312 23772.20 11700 1893.36 KERALA 1 Allahabad Bank 117 1385 27.04 0 0.00 0 0.00 4 1.23 2 Andhra Bank 212 2544 88.99 205 86.00 146 69.75 59 16.25 3 Bank of Baroda 4961 53877 1142.49 4454 1053.37 3321 759.87 0 0.00 4 Bank of India 13329 192019 1707.00 11999 1401.00 1397 382.00 5 10.00 5 Bank of 118 618 33.28 75 15.37 0 0.00 0 0.00 Maharashtra 6 Canara Bank 51657 784997 16060.94 47101 14611.99 26170 7350.86 2609 1409.89 7 Central Bank of 15537 307020 4959.47 465 129.82 465 129.82 3 0.07 India 8 Corporation Bank 2192 21920 437.22 1903 384.85 1448 325.77 2 0.02 9 Dena Bank 120 1440 29.63 109 27.10 86 25.88 2 0.01 10 IDBI Bank Limited 8108 97296 1563.64 7687 1516.34 8107 1563.50 1 0.14 11 Indian Bank 23091 300183 5822.00 22629 5706.00 1937 459.00 607 264.00 12 Indian Overseas 9512 133168 4291.57 9508 4287.72 9508 4287.72 0 0.00 Bank 13 Oriental Bank of 218 2180 5.89 50 0.39 1 0.00 7 0.16 Commerce 14 Punjab and Sind 4 40 0.09 4 0.09 0 0.00 4 0.09 Bank 15 Punjab National 11880 118800 2209.69 2113 413.89 44 17.45 0 0.00 Bank 16 State Bank of India 6691 82835 997.00 5931 884.00 4082 598.00 536 80.00 17 Syndicate Bank 4569 45690 1112.00 3096 585.00 482 138.00 58 16.00 18 UCO Bank 2552 30410 636.94 1931 531.25 925 341.74 751 48.69 19 Union Bank of India 60308 733306 2412.11 53217 2171.00 54032 2166.44 40 2.48 20 Vijaya Bank 8361 91960 1444.96 7413 1300.91 7875 1372.17 4 0.76 Total 223537 3001688 44981.95 179890 35106.09 120026 19987.97 4692 1849.79

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 95 STATEMENT III- A (I) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount LAKSHADWEEP UT 1 Syndicate Bank 170 1700 18.00 170 18.00 0 0.00 0 0.00 2 UCO Bank 3 41 0.16 3 0.16 3 0.16 0 0.00 Total 173 1741 18.16 173 18.16 3 0.16 0 0.00 PUDUCHERRY 1 Andhra Bank 88 1056 62.39 87 62.22 22 14.88 65 47.34 2 Bank of Baroda 165 1657 35.06 165 35.06 144 30.60 0 0.00 3 Bank of 3 15 0.14 0 0.00 0 0.00 0 0.00 Maharashtra 4 Canara Bank 412 6218 617.20 382 556.96 249 600.60 14 1.32 5 Central Bank of 147 2940 4.65 0 0.00 0 0.00 0 0.00 India 6 Corporation Bank 295 2950 13.81 229 6.88 227 6.88 1 0.00 7 DENA Bank 30 360 1.91 30 1.91 15 0.70 0 0.00 8 Idbi Bank Limited 930 11160 1.15 897 1.15 930 1.15 0 0.00 9 Indian Bank 6934 90142 1207.00 6795 1183.00 6405 973.00 331 79.00 10 Indian Overseas 435 6960 106.84 435 106.84 435 106.84 0 0.00 Bank 11 Oriental Bank of 9 90 1.28 0 0.00 0 0.00 0 0.00 Commerce 12 Punjab and Sind 1 10 0.01 1 0.01 0 0.00 1 0.01 Bank 13 Punjab National 75 750 1.89 6 0.08 0 0.00 0 0.00 Bank 14 State Bank of India 699 8654 121.00 556 96.00 426 73.00 57 10.00 15 Syndicate Bank 68 680 15.00 68 15.00 0 0.00 0 0.00 16 Uco Bank 989 12190 38.50 619 30.43 96 6.66 656 11.69 17 Union Bank of India 357 3642 57.72 285 45.50 350 56.70 0 0.00 18 Vijaya Bank 389 4279 32.64 376 31.15 382 31.89 0 0.00 Total 12026 153753 2318.19 10931 2172.19 9681 1902.90 1125 149.36 TAMIL NADU 1 Allahabad Bank 434 5125 107.34 128 35.74 93 28.13 14 2.30 2 Andhra Bank 572 6864 77.79 560 75.81 281 43.05 279 32.76 3 Bank of Baroda 10645 127686 1228.72 9973 1081.14 8456 970.19 299 12.54 4 Bank of India 11429 143520 335.00 10278 313.00 585 19.00 150 7.00 5 Bank of 809 6067 68.51 567 15.70 55 0.00 2 0.11 Maharashtra 6 Canara Bank 40770 633736 9423.87 36769 8528.48 9649 2970.22 1196 583.24 7 Central Bank of 14583 282212 1938.12 1181 195.34 1181 195.34 0 0.00 India

96 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT III- A (I) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 8 Corporation Bank 4696 46960 767.52 3967 666.89 2424 494.27 8 1.11 9 Dena Bank 1023 12279 142.61 859 122.23 716 98.77 53 7.78 10 IDBI Bank Limited 13416 160992 937.10 12863 836.40 13416 937.10 0 0.00 11 Indian Bank 249289 3240757 46185.00 244303 45261.00 92703 17559.00 9904 2283.00 12 Indian Overseas 46826 796042 4661.55 46658 4637.59 46658 4637.59 0 0.00 Bank 13 Oriental Bank of 1986 19860 95.28 1001 35.52 20 5.69 43 4.54 Commerce 14 Punjab and Sind 18 180 0.76 13 0.75 0 0.00 18 0.76 Bank 15 Punjab National 6292 62920 764.38 1662 189.00 1 0.02 0 0.00 Bank 16 State Bank of India 127594 1579614 3001.00 111914 2632.00 77832 1801.00 10209 240.00 17 Syndicate Bank 9062 90620 465.00 7785 383.00 1965 131.00 95 22.00 18 UCO Bank 4573 44057 428.36 3643 381.26 1002 113.31 773 51.40 19 Union Bank of India 18241 279853 3284.38 16285 2931.30 14148 2547.64 45 8.10 20 Vijaya Bank 7620 83589 781.65 6801 680.90 7059 728.57 123 2.55 Total 569878 7622933 74693.94 517210 69003.05 278244 33279.89 23211 3259.19 TELANGANA 1 Allahabad Bank 2401 26499 482.78 2338 465.35 2200 444.72 0 0.00 2 Andhra Bank 70173 842076 36336.71 69787 36241.94 55817 27505.12 13970 8736.82 3 Bank of Baroda 12425 134364 2653.11 11895 2372.15 9718 2095.96 123 18.31 4 Bank of India 11014 154541 0.00 10992 0.00 3980 0.00 282 0.00 5 Bank of 1234 13574 532.88 733 292.41 542 240.17 1 0.08 Maharashtra 6 Canara Bank 20849 316312 11836.89 19769 11359.22 5767 3017.62 323 45.06 7 Central Bank of 8996 161400 4990.35 2315 1396.37 2315 1396.37 0 0.00 India 8 Corporation Bank 4467 44670 2357.08 3635 1876.57 1822 768.97 1 0.02 9 Dena Bank 659 7908 271.02 638 259.12 389 119.66 3 0.84 10 IDBI Bank Limited 40 480 60.04 20 4.92 40 60.04 0 0.00 11 Indian Bank 21901 284713 11507.00 21463 11277.00 1324 513.00 1836 1320.00 12 Indian Overseas 10892 152488 3039.58 10826 2983.24 10826 3011.41 0 0.00 Bank 13 Oriental Bank of 320 3200 41.92 47 6.44 6 4.54 6 1.09 Commerce 14 Punjab National 4220 42200 1699.90 2354 974.50 0 0.00 0 0.00 Bank 15 State Bank of India 56593 700622 17851.00 54169 17086.00 34522 10711.00 4529 1429.00 16 Syndicate Bank 16245 162450 479.00 14225 315.00 1108 101.00 478 42.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 97 STATEMENT III- A (I) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 17 UCO Bank 6750 75326 3007.72 6150 2732.95 1495 713.81 524 178.86 18 Union Bank of India 22455 350317 3238.80 18846 2661.36 17737 2483.92 0 0.00 19 Vijaya Bank 4949 54406 1280.90 4633 1222.82 4616 1192.86 175 59.22 Total 276583 3527546 101666.68 254835 93527.36 154224 54380.17 22251 11831.30 Total Southern 2135105 27357537 770773.29 1926394 714442.70 1207404 464987.09 121157 76803.73 Region WESTERN REGION DAMAN AND DIU UT Bank of 1 1 12 0.17 0 0.00 0 0.00 0 0.00 Maharashtra 2 Dena Bank 74 888 13.37 74 13.37 74 13.37 0 0.00 3 Indian Bank 3 39 1.00 3 1.00 0 0.00 0 0.00 Oriental Bank of 4 1 10 0.00 0 0.00 0 0.00 0 0.00 Commerce 5 State Bank of India 25 310 5.00 8 2.00 15 3.00 0 0.00 Total 104 1259 19.54 85 16.37 89 16.37 0 0.00 D AND N HAVELI UT Bank of 1 1 12 0.28 0 0.00 0 0.00 0 0.00 Maharashtra 2 Canara Bank 9 117 4.05 9 4.05 0 0.00 0 0.00 3 DENA Bank 640 7680 192.08 545 151.56 509 170.64 7 2.29 4 IDBI Bank Limited 22 264 4.92 22 4.92 22 4.92 0 0.00 5 State Bank of India 13 161 0.00 0 0.00 8 0.00 0 0.00 6 Union Bank of India 0 0 0.00 0 0.00 0 0.00 0 0.00 Total 685 8234 201.33 576 160.53 539 175.56 7 2.29 GOA 1 Bank of Baroda 787 8838 234.06 652 186.12 650 192.33 0 0.00 2 Bank of India 1079 15657 396.00 1055 382.00 727 280.00 0 0.00 3 Bank of 271 3238 89.90 162 34.57 14 0.53 2 0.01 Maharashtra 4 Canara Bank 518 7706 144.80 452 128.48 340 97.76 14 2.13 5 Central Bank of 301 5988 73.73 4 0.02 4 0.02 0 0.00 India 6 Corporation Bank 80 800 31.01 67 18.20 67 18.20 0 0.00 7 Dena Bank 248 2976 101.68 231 93.36 119 56.94 0 0.00 8 IDBI Bank Limited 12 144 4.31 6 4.17 12 4.31 0 0.00 9 Indian Bank 50 650 12.00 50 12.00 31 7.00 0 0.00 10 Indian Overseas 54 972 15.53 52 15.53 52 15.53 0 0.00 Bank

98 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT III- A (I) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 11 Oriental Bank of 1 10 0.01 1 0.01 1 0.01 0 0.00 Commerce 12 Punjab National 4 40 0.47 0 0.00 0 0.00 0 0.00 Bank 13 State Bank of India 899 11129 216.00 798 192.00 548 130.00 0 0.00 14 Syndicate Bank 169 1690 38.00 89 16.00 0 0.00 12 8.00 15 UCO Bank 48 548 5.67 29 5.53 5 0.09 34 0.55 16 Union Bank of India 290 3516 32.80 265 29.72 260 28.60 30 4.20 17 Vijaya Bank 11 121 2.83 11 2.83 11 2.83 0 0.00 Total 4822 64023 1398.80 3924 1120.54 2841 834.15 92 14.89 GUJARAT 1 Allahabad Bank 45 525 10.67 41 9.72 27 7.13 18 3.54 2 Andhra Bank 3 36 2.29 3 2.29 1 0.00 2 2.29 3 Bank of Baroda 81896 863993 9721.81 76875 9117.11 71290 8492.98 195 127.35 4 Bank of India 12852 183102 3450.00 10140 2701.00 4391 294.00 276 15.00 5 Bank of 959 8176 286.73 641 170.15 3 0.00 0 0.00 Maharashtra 6 Canara Bank 722 10783 81.83 672 75.15 115 8.79 89 1.10 7 Central Bank of 4276 83432 644.89 261 29.28 261 29.28 0 0.00 India 8 Corporation Bank 95 950 9.08 76 7.98 74 7.89 0 0.00 9 Dena Bank 25409 304908 4490.72 23483 3565.96 20558 3895.68 475 68.55 10 IDBI Bank Limited 1608 19296 223.54 1571 165.32 1608 223.54 0 0.00 11 Indian Bank 3049 39637 530.00 2988 519.00 371 37.00 466 79.00 12 Indian Overseas 155 2170 19.24 154 19.23 154 19.23 0 0.00 Bank 13 Oriental Bank of 280 2800 47.73 31 1.79 1 0.05 0 0.00 Commerce 14 Punjab and Sind 41 410 5.99 17 0.98 4 0.02 37 5.97 Bank 15 Punjab National 1880 18800 196.06 271 24.57 1 0.03 0 0.00 Bank 16 State Bank of India 37361 462530 2970.00 31088 2471.00 22790 1782.00 2990 237.00 17 Syndicate Bank 926 9260 218.00 355 112.00 91 21.00 31 16.00 18 UCO Bank 1857 21201 184.96 1423 170.66 285 10.01 903 40.79 19 Union Bank of India 10865 184705 1973.56 8372 1674.40 10270 1863.20 30 5.04 20 Vijaya Bank 764 8404 86.85 724 84.75 737 83.06 7 2.74 Total 185043 2225118 25153.95 159186 20922.34 133032 16774.89 5519 604.37

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 99 STATEMENT III- A (I) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount MAHARASHTRA 1 Allahabad Bank 1334 15870 291.73 918 210.71 689 157.34 50 13.42 2 Andhra Bank 306 3672 58.08 301 57.24 225 48.49 76 8.75 3 Bank of Baroda 27984 312022 4343.56 25550 3864.86 20126 3135.62 145 49.86 4 Bank of India 51833 573381 17833.00 44009 17444.00 25939 9283.00 13546 7675.00 5 Bank of 130085 1369360 32726.45 75071 12277.54 6338 807.20 451 72.33 Maharashtra 6 Canara Bank 11337 174703 1586.20 9195 1327.20 3541 583.17 1132 41.76 7 Central Bank of 35073 693052 5271.93 1051 135.29 1051 135.29 5 0.15 India 8 Corporation Bank 206 2060 16.73 165 11.00 91 10.02 12 0.19 9 Dena Bank 12933 155196 2465.69 11392 1870.12 8657 1740.23 376 111.66 10 IDBI Bank Limited 31582 378984 4074.96 28477 3095.55 31582 4074.96 0 0.00 11 Indian Bank 5862 76206 852.00 5745 835.00 1295 232.00 154 10.00 12 Indian Overseas 392 5488 106.90 392 106.90 392 106.90 0 0.00 Bank 13 Oriental Bank of 860 8600 221.85 117 9.66 5 0.45 5 0.30 Commerce 14 Punjab and Sind 157 1570 15.21 152 13.79 39 5.51 118 9.70 Bank 15 Punjab National 4522 45220 697.09 761 75.50 0 0.00 0 0.00 Bank 16 State Bank of India 67595 836826 8297.00 55426 6803.00 41233 4978.00 5410 664.00 17 Syndicate Bank 3161 31610 395.00 2513 185.00 895 66.00 525 48.00 18 UCO Bank 4855 57663 286.23 3688 242.17 1142 101.78 3050 109.96 19 Union Bank of India 25916 336908 5269.60 21030 4206.00 22130 4426.00 176 121.60 20 Vijaya Bank 4289 47091 656.41 3717 574.97 3887 604.46 113 11.15 Total 420282 5125482 85465.62 289670 53345.50 169257 30496.42 25344 8947.83 Total Western 610936 7424116 112239.24 453441 75565.28 305758 48297.39 30962 9569.38 Region Grand Total 4825605 60514349 1252432.27 3916051 1055309.43 2668868 706549.71 258786 100438.74

100 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT III- A (I) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount PUBLIC SECTOR COMMERCIAL BANKS - ALL INDIA POSITION 1 Allahabad Bank 112996 1309899 25720.65 91281 19143.11 76676 17322.35 1179 270.79 2 Andhra Bank 236762 2841144 210960.84 235531 210409.32 185926 161406.42 49605 49002.90 3 Bank of Baroda 327670 3515765 67082.80 290893 58460.22 250203 50039.72 3186 1068.66 4 Bank of India 229739 2689522 44013.00 207735 40361.00 134968 22830.00 22032 9777.00 5 Bank of 150572 1567344 39238.21 87111 14655.91 8239 1624.80 539 84.42 Maharashtra 6 Canara Bank 283221 4306468 94125.87 258084 87131.54 110359 41291.96 14568 3309.44 7 Central Bank of 285199 5554436 64014.33 18693 5745.56 18693 5745.56 31 1.36 India 8 Corporation Bank 55220 552200 15723.67 45807 12944.41 33390 9456.59 88 6.47 9 Dena Bank 61133 733599 11167.67 55753 8882.33 46850 8838.20 1164 267.25 10 IDBI Bank Limited 91516 1098192 10886.62 82207 8674.68 91515 10886.48 1 0.14 11 Indian Bank 429673 5585749 140236.00 421081 137432.00 161245 63210.00 18063 6724.00 12 Indian Overseas 102998 1607608 32071.64 102499 31780.46 102499 31811.58 0 0.00 Bank 13 Oriental Bank of 31039 310390 3139.56 5194 470.99 1065 264.93 329 82.77 Commerce 14 Punjab and Sind 13905 129840 1306.10 12760 1205.63 10650 1012.91 3255 293.19 Bank 15 Punjab National 207492 2074920 44825.71 64744 15144.12 962 285.20 4 0.62 Bank 16 State Bank of India 1124105 13916439 278137.00 996951 255449.00 685703 166882.00 89089 22069.00 17 Syndicate Bank 149207 1492070 18003.10 126893 14390.35 22128 3652.85 3172 1252.35 18 UCO Bank 279539 3157448 72978.20 237495 64386.39 150241 40869.89 48899 5572.90 19 Union Bank of India 391946 5328726 42601.82 336867 36205.89 335430 35441.53 1505 279.74 20 United Bank of 159205 1618097 13679.73 158234 13529.50 151473 13081.00 1441 255.50 India 21 Vijaya Bank 102468 1124493 22519.75 80238 18907.02 90653 20595.74 636 120.24 Total 4825605 60514349 1252432.27 3916051 1055309.43 2668868 706549.71 258786 100438.74

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 101 STATEMENT III- A (II) Progress under Microfinance - Savings of SHGs with Private Sector Commercial Banks as on 31 March 2019

Details of SHGs Saving linked with Banks (Amt. R lakh)

Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount CENTRAL REGION CHHATTISGARH 1 Axis Bank Limited 16 240 8.53 16 8.53 10 7.42 6 1.11 2 Bandhan Bank 344 3440 18.80 0 0.00 0 0.00 0 0.00 Limited 3 HDFC Bank Ltd. 1668 25020 317.65 1668 317.65 0 0.00 0 0.00 4 ICICI Bank Limited 1 13 0.06 1 0.06 1 0.06 0 0.00 5 IDFC Bank Limited 1 12 4.00 1 4.00 1 4.00 0 0.00 6 Karnataka Bank Ltd 28 170 1.46 28 1.46 0 0.00 0 0.00 7 South Indian Bank 3 36 0.15 3 0.15 0 0.00 0 0.00 Ltd 8 YES Bank Ltd. 30 356 0.34 30 0.34 0 0.00 0 0.00 Total 2091 29287 350.99 1747 332.19 12 11.48 6 1.11 MADHYA PRADESH 1 Axis Bank Limited 3 45 0.55 3 0.55 1 0.00 2 0.55 2 Bandhan Bank 42 420 4.08 0 0.00 0 0.00 0 0.00 Limited 3 HDFC Bank Ltd. 4043 60645 990.70 4043 990.70 0 0.00 0 0.00 4 ICICI Bank Limited 22986 298818 1481.40 22986 1481.40 21679 1260.20 1307 221.20 5 IDFC Bank Limited 3 34 0.52 3 0.52 0 0.00 3 0.52 6 Karnataka Bank Ltd 6 38 0.18 4 0.16 0 0.00 1 0.00 7 South Indian Bank 1 12 0.01 1 0.01 0 0.00 0 0.00 Ltd 8 YES Bank Ltd. 810 9064 8.49 810 8.49 0 0.00 0 0.00 Total 27894 369076 2485.93 27850 2481.83 21680 1260.20 1313 222.27 UTTARAKHAND 1 Bandhan Bank 3 30 1.08 0 0.00 0 0.00 0 0.00 Limited 2 HDFC Bank Ltd. 616 9240 158.56 616 158.56 0 0.00 0 0.00 3 ICICI Bank Limited 1 13 0.00 1 0.00 1 0.00 0 0.00 4 Karnataka Bank Ltd 18 157 0.40 9 0.21 0 0.00 0 0.00 5 Nainital Bank Ltd 60 519 0.74 22 0.23 60 0.74 0 0.00 6 YES Bank Ltd. 234 2531 1.39 234 1.39 0 0.00 0 0.00 Total 932 12490 162.17 882 160.39 61 0.74 0 0.00 UTTAR PRADESH 1 Axis Bank Limited 0 0 0.00 0 0.00 0 0.00 0 0.00 2 Bandhan Bank 88 880 4.60 0 0.00 0 0.00 0 0.00 Limited 3 HDFC Bank Ltd. 3379 50685 592.94 3379 592.94 0 0.00 0 0.00

102 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT III- A (II) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 4 ICICI Bank Limited 5 65 0.04 5 0.04 5 0.04 0 0.00 5 Karnataka Bank Ltd 51 516 0.77 47 0.64 0 0.00 0 0.00 6 Nainital Bank Ltd 17 172 0.25 3 0.08 17 0.25 0 0.00 7 YES Bank Ltd. 3296 44096 47.77 3296 47.77 0 0.00 0 0.00 Total 6836 96414 646.37 6730 641.47 22 0.29 0 0.00 TOTAL CENTRAL 37753 507267 3645.46 37209 3615.88 21775 1272.71 1319 223.38 REGION EASTERN REGION BIHAR 1 Bandhan Bank 55 550 4.06 0 0.00 0 0.00 0 0.00 Limited 2 HDFC Bank Ltd. 4694 70410 1446.18 4694 1446.18 0 0.00 0 0.00 3 ICICI Bank Limited 2535 32955 336.89 2535 336.89 2535 336.89 0 0.00 4 IDFC Bank Limited 1 12 0.00 1 0.00 1 0.00 0 0.00 5 YES Bank Ltd. 167 2237 1.01 167 1.01 0 0.00 0 0.00 Total 7452 106164 1788.14 7397 1784.08 2536 336.89 0 0.00 JHARKHAND 1 Bandhan Bank 56 560 110.40 0 0.00 0 0.00 0 0.00 Limited 2 HDFC Bank Ltd. 1973 29595 319.65 1973 319.65 0 0.00 0 0.00 3 ICICI Bank Limited 5 65 0.00 5 0.00 5 0.00 0 0.00 4 IDFC Bank Limited 32 640 10.00 32 10.00 32 10.00 0 0.00 5 Karnataka Bank Ltd 3 26 0.20 0 0.00 0 0.00 0 0.00 6 YES Bank Ltd. 113 1407 0.85 113 0.85 0 0.00 0 0.00 Total 2182 32293 441.10 2123 330.50 37 10.00 0 0.00 ODISHA 1 Axis Bank Limited 59 885 9.49 59 9.49 50 8.46 9 1.03 2 Bandhan Bank 195 1950 46.40 0 0.00 0 0.00 0 0.00 Limited 3 Federal Bank Ltd 47 235 13.80 0 0.00 0 0.00 0 0.00 4 HDFC Bank Ltd. 6686 100290 650.85 6686 650.85 0 0.00 0 0.00 5 ICICI Bank Limited 4488 58344 377.01 4488 377.01 4301 277.17 187 99.84 6 Karnataka Bank Ltd 2 18 0.18 2 0.18 0 0.00 0 0.00 7 YES Bank Ltd. 13032 150010 62.77 13032 62.77 0 0.00 0 0.00 Total 24509 311732 1160.50 24267 1100.30 4351 285.63 196 100.87 WEST BENGAL 1 Bandhan Bank 798 7980 421.31 0 0.00 0 0.00 0 0.00 Limited

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 103 STATEMENT III- A (II) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 2 Federal Bank Ltd 0 0 0 0 0 0 0 0 0 3 HDFC Bank Ltd. 6042 90630 1311.59 6042 1311.59 0 0.00 0 0.00 4 ICICI Bank Limited 10 130 12.10 10 12.10 10 12.10 0 0.00 5 Karnataka Bank Ltd 36 220 1.31 29 0.88 0 0.00 0 0.00 6 YES Bank Ltd. 602 6277 3.15 602 3.15 0 0.00 0 0.00 Total 7488 105237 1749.46 6683 1327.72 10 12.10 0 0.00 Total Eastern 41631 555426 5139.20 40470 4542.60 6934 644.62 196 100.87 Region NORTH EASTERN REGION ASSAM 1 Axis Bank Limited 0 0 0.00 0 0.00 0 0.00 0 0.00 2 Bandhan Bank 597 5970 145.95 0 0.00 0 0.00 0 0.00 Limited 3 Federal Bank Ltd 1 5 0.17 1 0.17 0 0.00 0 0.00 4 HDFC Bank Ltd. 1973 29595 501.63 1973 501.63 0 0.00 0 0.00 5 ICICI Bank Limited 2 26 0.00 2 0.00 2 0.00 0 0.00 6 South Indian Bank 2 24 0.66 1 0.03 0 0.00 0 0.00 Ltd Total 2575 35620 648.41 1977 501.83 2 0.00 0 0.00 MANIPUR 1 Bandhan Bank 1 10 0.05 0 0.00 0 0.00 0 0.00 Limited 2 HDFC Bank Ltd. 67 1005 18.99 67 18.99 0 0.00 0 0.00 Total 68 1015 19.04 67 18.99 0 0.00 0 0.00 MEGHALAYA 1 HDFC Bank Ltd. 26 390 3.52 26 3.52 0 0.00 0 0.00 Total 26 390 3.52 26 3.52 0 0.00 0 0.00 NAGALAND 1 Bandhan Bank 4 40 3.81 0 0.00 0 0.00 0 0.00 Limited 2 ICICI Bank Limited 1 13 0.00 1 0.00 1 0.00 0 0.00 Total 5 53 3.81 1 0.00 1 0.00 0 0.00 SIKKIM 1 HDFC bank ltd. 27 405 6.03 27 6.03 0 0.00 0 0.00 2 Karnataka bank ltd 3 22 0.10 3 0.10 0 0.00 0 0.00 Total 30 427 6.13 30 6.13 0 0.00 0 0.00

104 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT III- A (II) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount TRIPURA 1 BANDHAN Bank 180 1800 80.11 0 0.00 0 0.00 0 0.00 Limited 2 HDFC Bank Ltd. 350 5250 94.20 350 94.20 0 0.00 0 0.00 Total 530 7050 174.31 350 94.20 0 0.00 0 0.00 Total North 3234 44555 855.22 2451 624.67 3 0.00 0 0.00 Eastern Region NORTHERN REGION CHANDIGARH 1 HDFC Bank Ltd. 20 300 1.61 20 1.61 0 0.00 0 0.00 Total 20 300 1.61 20 1.61 0 0.00 0 0.00 HARYANA 1 Axis Bank Limited 12 180 1.28 12 1.28 12 1.28 0 0.00 2 Federal Bank Ltd 14 70 1.08 1 0.02 0 0.00 0 0.00 3 HDFC Bank Ltd. 2702 40530 603.96 2702 603.96 0 0.00 0 0.00 4 ICICI Bank Limited 11 143 0.22 11 0.22 11 0.22 0 0.00 5 South Indian Bank 2 24 0.01 2 0.01 0 0.00 0 0.00 Ltd 6 YES Bank Ltd. 289 3130 0.97 289 0.97 0 0.00 0 0.00 Total 3030 44077 607.52 3017 606.46 23 1.50 0 0.00 HIMACHAL PRADESH 1 ICICI Bank Limited 2 26 0.00 2 0.00 2 0.00 0 0.00 2 YES Bank Ltd. 8 146 0.04 8 0.04 0 0.00 0 0.00 Total 10 172 0.04 10 0.04 2 0.00 0 0.00 JAMMU AND KASHMIR 1 ICICI Bank Limited 1 13 0.00 1 0.00 1 0.00 0 0.00 Total 1 13 0.00 1 0.00 1 0.00 0 0.00 NEW DELHI 1 Bandhan Bank 32 320 149.35 0 0.00 0 0.00 0 0.00 Limited 2 HDFC Bank Ltd. 253 3795 67.64 253 67.64 0 0.00 0 0.00 3 ICICI Bank Limited 3 39 0.02 3 0.02 3 0.02 0 0.00 4 Karnataka Bank Ltd 1 7 0.40 0 0.00 0 0.00 0 0.00 5 Nainital Bank Ltd 0 0 0 0 0 0 0 0 0 6 South Indian Bank 18 216 1.91 8 1.87 0 0.00 0 0.00 Ltd Total 307 4377 219.32 264 69.53 3 0.02 0 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 105 STATEMENT III- A (II) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount PUNJAB 1 HDFC Bank Ltd. 3225 48375 682.35 3225 682.35 0 0.00 0 0.00 2 ICICI Bank Limited 37 481 1.69 37 1.69 37 1.69 0 0.00 3 Yes Bank Ltd. 469 5729 2.08 469 2.08 0 0.00 0 0.00 Total 3731 54585 686.12 3731 686.12 37 1.69 0 0.00 RAJASTHAN 1 Bandhan Bank 168 1680 27.29 0 0.00 0 0.00 0 0.00 Limited 2 City Union Bank 7 35 1.60 7 1.60 0 0.00 0 0.00 Limited 3 HDFC Bank Ltd. 5242 78630 724.76 5242 724.76 0 0.00 0 0.00 4 ICICI Bank Limited 40059 520767 4568.18 40059 4568.18 39452 4451.77 607 116.41 5 IDFC Bank Limited 1 10 0.00 1 0.00 1 0.00 0 0.00 6 Karnataka Bank Ltd 1 8 0.06 0 0.00 0 0.00 0 0.00 7 YES Bank Ltd. 761 9029 4.56 761 4.56 0 0.00 0 0.00 Total 46239 610159 5326.45 46070 5299.10 39453 4451.77 607 116.41 Total Northern 53338 713683 6841.06 53113 6662.86 39519 4454.98 607 116.41 Region SOUTHERN REGION ANDHRA PRADESH 1 City Union Bank 734 3670 99.77 103 20.69 0 0.00 0 0.00 Limited 2 Hdfc BANK LTD. 941 14115 0.32 941 0.32 0 0.00 0 0.00 3 ICICI Bank Limited 11 143 0.01 11 0.01 11 0.01 0 0.00 4 Karnataka Bank Ltd 504 4797 214.58 410 190.46 0 0.00 0 0.00 5 South Indian Bank 11 132 9.10 11 9.10 0 0.00 0 0.00 Ltd 6 Tamilnad Mercantile 4 49 0.25 4 0.25 0 0.00 0 0.00 Bank Ltd Total 2205 22906 324.03 1480 220.83 11 0.01 0 0.00 KARNATAKA 1 City Union Bank 82 410 3.16 76 3.11 0 0.00 0 0.00 Limited 2 Federal Bank Ltd 4 20 0.07 1 0.00 0 0.00 0 0.00 3 HDFC Bank Ltd. 39081 586215 4276.63 39081 4276.63 0 0.00 0 0.00 4 ICICI Bank Limited 28583 371579 1819.69 28583 1819.69 28583 1819.69 0 0.00 5 IDFC Bank Limited 4 60 0.49 4 0.49 4 0.49 0 0.00 6 Karnataka Bank Ltd 8675 94165 1861.62 6600 1376.39 29 1.69 48 9.03 7 South Indian Bank 82 984 13.33 66 11.76 0 0.00 0 0.00 Ltd

106 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT III- A (II) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 8 Tamilnad Mercantile 4 49 1.14 4 1.14 0 0.00 0 0.00 Bank Ltd 9 YES Bank Ltd. 8108 91512 113.14 8108 113.14 0 0.00 0 0.00 Total 84623 1144994 8089.27 82523 7602.35 28616 1821.87 48 9.03 KERALA 1 Bandhan Bank 1 10 0.04 0 0.00 0 0.00 0 0.00 Limited 2 City Union Bank 1 5 0.46 1 0.46 0 0.00 0 0.00 Limited 3 Federal Bank Ltd 1390 7070 506.78 341 79.42 23 11.26 1 0.37 4 HDFC Bank Ltd. 34339 515085 3895.61 34339 3895.61 0 0.00 0 0.00 5 ICICI Bank Limited 10328 134264 2736.26 10328 2736.26 8933 2347.31 1395 388.95 6 Karnataka Bank Ltd 66 524 15.27 53 13.73 0 0.00 0 0.00 7 South Indian Bank 1981 23772 445.81 1262 289.02 0 0.00 0 0.00 Ltd 8 Tamilnad Mercantile 117 1562 11.20 108 11.11 1 0.07 0 0.00 Bank Ltd 9 YES Bank Ltd. 134 1285 3.02 134 3.02 0 0.00 0 0.00 Total 48357 683577 7614.45 46566 7028.63 8957 2358.64 1396 389.32 PUDUCHERRY 1 City Union Bank 140 700 3.50 130 2.61 0 0.00 0 0.00 Limited 2 HDFC Bank Ltd. 1748 26220 182.23 1748 182.23 0 0.00 0 0.00 3 South Indian Bank 19 228 5.17 9 3.54 0 0.00 0 0.00 Ltd 4 Tamilnad Mercantile 5 62 0.05 5 0.05 0 0.00 0 0.00 Bank Ltd Total 1912 27210 190.95 1892 188.43 0 0.00 0 0.00 TAMIL NADU 1 City Union Bank 10077 50385 299.85 9027 249.10 64 3.28 6 2.34 Limited 2 Federal Bank Ltd 15 75 0.48 11 0.09 0 0.00 0 0.00 3 HDFC Bank Ltd. 57060 855900 6327.83 57060 6327.83 0 0.00 0 0.00 4 ICICI Bank Limited 136278 1771614 14439.41 136278 14439.41 132022 13622.06 4256 817.35 5 Karnataka Bank Ltd 176 1107 13.51 157 11.46 0 0.00 0 0.00 6 South Indian Bank 1960 23520 184.56 1356 99.38 0 0.00 0 0.00 Ltd 7 Tamilnad Mercantile 11210 151457 353.62 10459 334.99 239 4.63 4 1.09 Bank Ltd 8 YES Bank Ltd. 5851 74003 62.75 5851 62.75 0 0.00 0 0.00 Total 222627 2928061 21682.01 220199 21525.01 132325 13629.97 4266 820.78

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 107 STATEMENT III- A (II) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount TELANGANA 1 HDFC Bank Ltd. 2395 35925 1013.76 2395 1013.76 0 0.00 0 0.00 2 ICICI Bank Limited 5 65 0.00 5 0.00 5 0.00 0 0.00 3 Karnataka Bank Ltd 2 18 0.05 0 0.00 0 0.00 0 0.00 South Indian Bank 4 122 1464 123.54 114 112.64 0 0.00 0 0.00 Ltd Total 2524 37472 1137.35 2514 1126.40 5 0.00 0 0.00 Total Southern 362248 4844220 39038.06 355174 37691.65 169914 17810.49 5710 1219.13 Region WESTERN REGION GOA 1 HDFC Bank Ltd. 769 11535 68.42 769 68.42 0 0.00 0 0.00 2 Karnataka Bank Ltd 3 23 1.18 3 1.18 0 0.00 0 0.00 Total 772 11558 69.60 772 69.60 0 0.00 0 0.00 GUJARAT Bandhan Bank 1 11 110 2.33 0 0.00 0 0.00 0 0.00 Limited City Union Bank 2 1 5 0.23 1 0.23 0 0.00 0 0.00 Limited 3 HDFC Bank Ltd. 3350 50250 890.48 3350 890.48 0 0.00 0 0.00 4 ICICI Bank Limited 14011 182143 522.02 14011 522.02 12921 389.20 1090 132.82 5 IDFC Bank Limited 15 300 1.63 15 1.63 15 1.63 0 0.00 Total 17388 232808 1416.69 17377 1414.36 12936 390.83 1090 132.82 MAHARASHTRA Bandhan Bank 1 6 60 17.16 0 0.00 0 0.00 0 0.00 Limited City Union Bank 2 15 75 8.70 7 0.50 0 0.00 0 0.00 Limited 3 Federal Bank Ltd 54 275 9.55 1 0.01 1 0.00 0 0.00 4 HDFC Bank Ltd. 25537 383055 4657.65 25537 4657.65 0 0.00 0 0.00 5 ICICI Bank Limited 103448 1344824 9760.10 103448 9760.10 96225 8406.30 7223 1353.80 6 IDFC Bank Limited 2 20 0.06 2 0.06 2 0.06 0 0.00 7 Karnataka Bank Ltd 75 873 10.18 57 7.81 0 0.00 0 0.00 South Indian Bank 8 2 24 3.60 1 0.56 0 0.00 0 0.00 Ltd

108 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT III- A (II) (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Details of SHGs Saving linked Out of Total SHGs - - Exclusive Women Under NRLM/SGSY Sr. with Banks Under NULM/SJSRY Name of Bank SHGs Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount Tamilnad Mercantile 9 13 174 1.22 13 1.22 0 0.00 0 0.00 Bank Ltd 10 YES Bank Ltd. 5781 72409 116.51 5781 116.51 0 0.00 0 0.00 Total 134933 1801789 14584.73 134847 14544.42 96228 8406.36 7223 1353.80 Total Western 153093 2046155 16071.02 152996 16028.38 109164 8797.19 8313 1486.62 Region Grand Total 651297 8711306 71590.02 641413 69166.04 347309 32979.99 16145 3146.41 PRIVATE SECTOR BANKS ALL INDIA POSITION 1 Axis Bank Limited 90 1350 19.85 90 19.85 73 17.16 17 2.69 Bandhan Bank 2 2581 25810 1036.82 0 0.00 0 0.00 0 0.00 Limited City Union Bank 3 11057 55285 417.27 9352 278.30 64 3.28 6 2.34 Limited 4 Federal Bank Ltd 1525 7750 531.93 356 79.71 24 11.26 1 0.37 5 HDFC Bank Ltd. 208206 3123090 29805.74 208206 29805.74 0 0.00 0 0.00 6 ICICI Bank Limited 362811 4716543 36055.10 362811 36055.10 346746 32924.73 16065 3130.37 7 IDFC Bank Limited 59 1088 16.70 59 16.70 56 16.18 3 0.52 8 Indusind Bank Ltd 0 0 0.00 0 0.00 0 0.00 0 0.00 9 Karnataka Bank Ltd 9650 102689 2121.45 7402 1604.66 29 1.69 49 9.03 10 Nainital Bank Ltd 77 691 0.99 25 0.31 77 0.99 0 0.00 11 Ratnakar Bank Ltd 0 0 0.00 0 0.00 0 0.00 0 0.00 South Indian Bank 12 4203 50436 787.85 2834 528.07 0 0.00 0 0.00 Ltd Tamilnad Mercantile 13 11353 153353 367.48 10593 348.76 240 4.70 4 1.09 Bank Ltd 14 Yes Bank Ltd. 39685 473221 428.84 39685 428.84 0 0.00 0 0.00 Total All Private Sec. Comm. 651297 8711306 71590.02 641413 69166.04 347309 32979.99 16145 3146.41 Banks Total All Public Sec. Comm. 4825605 60514349 1252432.27 3916051 1055309.43 2668868 706549.71 258786 100438.74 Banks - III A(I) Total All Small Finanace Banks - 12 134 0.94 12 0.94 0 0.00 0 0.00 III A(III) Grand Total Commercial 5476914 69225789 1324023.23 4557476 1124476.41 3016177 739529.70 274931 103585.15 Banks

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 109 STATEMENT - III - B Progress under Microfinance - Savings of SHGs with Regional Rural Banks as on 31 March 2019

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Out of Total SHGs Details of SHGs Saving linked - Exclusive Women Under NRLM/SGSY - Under NULM/ Sr. with Banks Name of Bank SHGs Scheme SJSRY No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount CENTRAL REGION CHHATTISGARH Chhattisgarh Rajya 1 109767 1356659 10286.69 101298 8247.13 101148 10085.25 8619 201.44 Gramin Bank Total 109767 1356659 10286.69 101298 8247.13 101148 10085.25 8619 201.44 MADHYA PRADESH Central Madhya 1 30621 316621 6801.14 8997 1642.38 8997 1642.38 0 0.00 Pradesh Gramin Bank Madhyanchal Gramin 2 39609 396090 6092.00 24558 4447.00 39609 6092.00 0 0.00 Bank Narmada Jhabua 3 79910 825320 10561.68 70121 9836.84 60173 7972.24 1216 151.39 Gramin Bank Total 150140 1538031 23454.82 103676 15926.22 108779 15706.62 1216 151.39 UTTARAKHAND Uttarakhand Gramin 1 23309 176374 4072.15 6392 1301.12 4504 888.04 550 54.96 Bank Total 23309 176374 4072.15 6392 1301.12 4504 888.04 550 54.96 UTTAR PRADESH Allahabad UP Gramin 1 30246 303713 957.13 16166 624.35 22285 724.23 0 0.00 Bank Baroda Uttar 2 Pradesh Gramin 92090 1074680 7165.78 69780 5441.87 67187 5025.58 88 5.80 Bank Gramin Bank of 3 50007 534429 2029.02 19410 614.00 36356 1617.00 26 1.27 Aryavart Kashi Gomti Samyut 4 37074 370740 3528.81 17070 1445.01 26455 2506.95 0 0.00 Gramin Bank 5 Purvanchal Bank 38467 384670 182.17 38467 182.17 38467 182.17 0 0.00 Sarva U.P. Gramin 6 13772 137720 2111.82 8351 1308.15 10275 1830.00 135 13.63 Bank Total 261656 2805952 15974.73 169244 9615.55 201025 11885.93 249 20.70 Total Central 544872 5877016 53788.39 380610 35090.02 415456 38565.84 10634 428.49 Region EASTERN REGION BIHAR Dakshin Bihar 1 257117 3071341 35950.00 257117 35950.00 257117 35950.00 0 0.00 Gramin Bank Uttar Bihar Gramin 2 180807 1923785 42729.00 173356 42171.09 180807 42729.00 0 0.00 Bank Total 437924 4995126 78679.00 430473 78121.09 437924 78679.00 0 0.00 JHARKHAND Jharkhand Gramin 1 70199 851312 8758.41 61275 8405.99 70199 8758.41 0 0.00 Bank Vananchal Gramin 2 29721 349871 2027.00 20711 1498.00 26382 1280.00 0 0.00 Bank Total 99920 1201183 10785.41 81986 9903.99 96581 10038.41 0 0.00

110 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT III - B (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Out of Total SHGs Details of SHGs Saving linked - Exclusive Women Under NRLM/SGSY - Under NULM/ Sr. with Banks Name of Bank SHGs Scheme SJSRY No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount ODISHA 1 Odisha Gramya Bank 150179 1908839 31867.31 150179 31867.31 149961 31810.19 218 57.12 2 Utkal Grameen Bank 48734 497104 22432.08 38367 19650.51 44592 21119.81 0 0.00 Total 198913 2405943 54299.39 188546 51517.82 194553 52930.00 218 57.12 WEST BENGAL Bangiya Gramin 1 142694 1410767 79282.62 138615 68216.92 138426 68475.26 4268 10807.36 Vikash Bank Paschim Banga 2 81654 734886 28917.40 80024 28529.93 78457 28110.38 0 0.00 Gramin Bank Uttar Banga 3 Kshetriya Gramin 53634 536409 18182.42 53634 18182.42 31227 8887.83 22407 9294.59 Bank Total 277982 2682062 126382.44 272273 114929.27 248110 105473.47 26675 20101.95 Total Eastern 1014739 11284314 270146.24 973278 254472.17 977168 247120.88 26893 20159.07 Region NORTH EASTERN REGION ARUNACHAL PRADESH Arunachal Pradesh 1 2767 27670 356.96 2767 356.96 0 0.00 0 0.00 Rural Bank Total 2767 27670 356.96 2767 356.96 0 0.00 0 0.00 ASSAM Assam Gramin 1 249115 2864803 15008.40 128476 9771.97 372 38.85 0 0.00 Vikash Bank Langpi Dehangi Rural 2 19059 334179 1525.50 15538 742.87 2849 263.22 0 0.00 Bank Total 268174 3198982 16533.90 144014 10514.84 3221 302.07 0 0.00 MANIPUR 1 Manipur Rural Bank 11389 119488 268.60 11389 268.60 1162 32.56 427 16.25 Total 11389 119488 268.60 11389 268.60 1162 32.56 427 16.25 MEGHALAYA Meghalaya Rural 1 11988 149113 1560.53 4633 636.49 6998 1075.26 0 0.00 Bank Total 11988 149113 1560.53 4633 636.49 6998 1075.26 0 0.00 MIZORAM 1 Mizoram Rural Bank 10437 92994 1357.14 7323 1182.46 3200 632.67 226 28.33 Total 10437 92994 1357.14 7323 1182.46 3200 632.67 226 28.33 NAGALAND 1 Nagaland Rural Bank 1202 12020 141.16 1181 138.57 0 0.00 0 0.00 Total 1202 12020 141.16 1181 138.57 0 0.00 0 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 111 STATEMENT III - B (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Out of Total SHGs Details of SHGs Saving linked - Exclusive Women Under NRLM/SGSY - Under NULM/ Sr. with Banks Name of Bank SHGs Scheme SJSRY No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount TRIPURA 1 Tripura Gramin Bank 32926 339138 4712.58 21567 2809.72 7324 1591.89 0 0.00 Total 32926 339138 4712.58 21567 2809.72 7324 1591.89 0 0.00 Total North Eastern 338883 3939405 24930.87 192874 15907.64 21905 3634.45 653 44.58 Region NORTHERN REGION HARYANA Sarva Haryana 1 17732 193633 1573.57 15544 1421.70 13537 1120.37 167 9.78 Gramin Bank Total 17732 193633 1573.57 15544 1421.70 13537 1120.37 167 9.78 HIMACHAL PRADESH Himachal Pradesh 1 9656 77248 1612.00 9656 1612.00 9656 1612.00 0 0.00 Gramin Bank Total 9656 77248 1612.00 9656 1612.00 9656 1612.00 0 0.00 JAMMU AND KASHMIR 1 Ellaquai Dehati Bank 501 3770 67.71 314 40.13 501 67.71 0 0.00 2 J & K Grameen Bank 1455 10001 385.70 1455 385.70 1307 372.95 12 3.00 Total 1956 13771 453.41 1769 425.83 1808 440.66 12 3.00 PUNJAB 1 Punjab Gramin Bank 11637 104988 847.31 10032 597.37 3673 239.54 0 0.00 Total 11637 104988 847.31 10032 597.37 3673 239.54 0 0.00 RAJASTHAN Baroda Rajasthan 1 77312 686484 8564.00 70641 7041.00 32578 3762.00 678 358.00 Kshetriya Gramin Bank Rajasthan Marudhara 2 36900 369000 4491.52 33210 4041.67 34601 4265.01 338 44.72 Gramin Bank Total 114212 1055484 13055.52 103851 11082.67 67179 8027.01 1016 402.72 Total Northern 155193 1445124 17541.81 140852 15139.57 95853 11439.58 1195 415.50 Region SOUTHERN REGION ANDHRA PRADESH Andhra Pragathi 1 105725 1057250 82782.36 105725 82782.36 0 0.00 0 0.00 Grameena Bank Chaitanya Godavari 2 44841 448410 42994.02 44841 42994.02 34721 31881.00 0 0.00 Grameena Bank Saptagiri Grameena 3 47660 953200 17290.87 46707 16426.33 37651 13691.68 4376 1699.75 Bank Total 198226 2458860 143067.25 197273 142202.71 72372 45572.68 4376 1699.75 KARNATAKA Karnataka Vikas 1 50457 601906 4038.70 49072 3655.70 40219 3208.70 7225 623.00 Grameena Bank Kaveri Grameena 2 47164 853668 9062.59 42316 7840.05 23117 4123.08 1566 2958.03 Bank

112 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT III - B (contd.)

(Amt. R lakh) Out of Total SHGs Out of Total SHGs - Out of Total SHGs Details of SHGs Saving linked - Exclusive Women Under NRLM/SGSY - Under NULM/ Sr. with Banks Name of Bank SHGs Scheme SJSRY No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount Pragathi Krishna 3 100976 1110736 3184.77 96751 3057.41 85829 2706.00 1827 54.44 Gramin Bank Total 198597 2566310 16286.06 188139 14553.16 149165 10037.78 10618 3635.47 KERALA 1 Kerala Gramin Bank 65225 1010970 12720.04 46358 10000.59 7285 2869.37 154 62.72 Total 65225 1010970 12720.04 46358 10000.59 7285 2869.37 154 62.72 PUDUCHERRY Puduvai Bharathiyar 1 6459 108436 1000.51 5516 873.78 3157 515.19 5 0.59 Grama Bank Total 6459 108436 1000.51 5516 873.78 3157 515.19 5 0.59 TAMIL NADU 1 Pallavan Grama Bank 58469 877053 6162.48 56715 6039.23 28438 2997.42 113 141.74 2 Pandyan Grama Bank 36618 494916 3589.99 34470 2761.48 5472 1176.32 1449 104.11 Total 95087 1371969 9752.47 91185 8800.71 33910 4173.74 1562 245.85 TELANGANA Andhra Pradesh 1 Grameena Vikas 204961 2308516 179770.28 204961 179770.28 104775 91485.27 23837 22525.04 Bank Telangana Grameena 2 74048 889052 19686.30 74048 19686.30 39589 10689.03 173 41.52 Bank Total 279009 3197568 199456.58 279009 199456.58 144364 102174.30 24010 22566.56 Total Southern 842603 10714113 382282.91 807480 375887.53 410253 165343.06 40725 28210.94 Region WESTERN REGION GUJARAT Baroda Gujarat 1 29171 291710 3950.45 28273 3812.68 29171 3950.45 0 0.00 Gramin Bank Dena Gujarat Gramin 2 13138 147792 1733.54 11999 1560.15 11034 1456.00 690 92.75 Bank Saurashtra Gramin 3 14979 149791 1506.25 13285 1356.20 8695 1014.00 0 0.00 Bank Total 57288 589293 7190.24 53557 6729.03 48900 6420.45 690 92.75 MAHARASHTRA Maharashtra Gramin 1 72410 1393890 5891.68 72410 5891.68 72410 5891.68 0 0.00 Bank Vidharbha Konkan 2 52485 524850 7429.13 44168 6401.02 52485 7429.13 0 0.00 Gramin Bank Total 124895 1918740 13320.81 116578 12292.70 124895 13320.81 0 0.00 Total Western 182183 2508033 20511.05 170135 19021.73 173795 19741.26 690 92.75 Region Grand Total 3078473 35768005 769201.27 2665229 715518.66 2094430 485845.07 80790 49351.33

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 113 STATEMENT - III - C Progress under Microfinance - Savings of SHGs with Co-operative Banks as on 31 March 2019

(Amt. R lakh) Out of Total SHGs - Details of SHGs Saving linked with Out of Total SHGs - Out of Total SHGs - Under NRLM/SGSY Sr. Banks Exclusive Women SHGs Under NULM/SJSRY Name of Bank Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount CENTRAL REGION CHHATTISGARH 1 Bilaspur DCCB 824 8240 78.36 824 78.36 2 0.06 0 0.00 2 Durg DCCB 6095 78171 606.25 5959 588.60 6095 606.25 0 0.00 3 Ambikapur DCCB 1729 17982 12.81 1331 12.68 1729 12.81 0 0.00 4 Jagdalpur DCCB 3695 44340 611.14 3695 611.14 157 59.60 0 0.00 5 Raipur DCCB 2107 24386 260.00 2107 260.00 0 0.00 0 0.00 6 Rajnandgaon DCCB 8058 88639 497.69 8058 497.69 8058 497.69 0 0.00 Total 22508 261758 2066.25 21974 2048.47 16041 1176.41 0 0.00 MADHYA PRADESH 1 Balaghat DCCB 14 72 0.63 14 0.63 14 0.63 0 0.00 2 Chhindwara DCCB 1640 17998 88.21 1640 88.21 0 0.00 0 0.00 3 Khandwa DCCB 1438 14544 58.70 1243 57.62 12 0.28 0 0.00 4 Khargone DCCB 5625 53873 805.08 4205 404.08 2865 402.95 0 0.00 5 Mandla DCCB 154 1540 0.70 154 0.70 154 0.70 0 0.00 6 Panna DCCB 120 1320 0.00 72 0.00 120 0.00 0 0.00 7 Ratlam DCCB 2185 26220 76.71 1420 49.86 2185 76.71 0 0.00 8 Shivpuri DCCB 384 3840 3.84 384 3.84 384 3.84 0 0.00 9 Tikamgarh DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00 10 Vidisha DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00 Total 11560 119407 1033.87 9132 604.94 5734 485.11 0 0.00 UTTARAKHAND 1 Almora DCCB 1824 10533 321.83 791 194.25 1824 321.83 0 0.00 2 Chamoli DCCB 794 4660 94.82 551 29.02 794 94.82 0 0.00 3 Dehradun DCCB 394 4165 55.52 323 35.78 394 55.52 0 0.00 Nainital Haldwani 4 70 436 122.50 70 61.25 70 122.50 0 0.00 DCCB 5 Pithoragarh DCCB 465 2781 381.12 341 220.00 465 381.12 0 0.00 6 Tehri Garhwal DCCB 25 150 6.25 15 3.75 21 5.25 0 0.00 7 Uttarakhand STCB 0 0 0.00 0 0.00 0 0.00 0 0.00 8 Uttarkashi DCCB 1108 5560 190.94 891 157.14 382 85.92 0 0.00 Udhamsinghnagar 9 1565 15650 127.96 344 26.87 547 104.88 0 0.00 DCCB Garhwal (Kotdwar) 10 604 3020 90.66 0 0.00 604 90.66 0 0.00 DCCB 11 Haridwar DCCB 467 5423 55.07 341 35.51 355 48.96 0 0.00 Total 7316 52378 1446.67 3667 763.57 5456 1311.46 0 0.00

114 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - III - C (contd.)

(Amt. R lakh) Out of Total SHGs - Details of SHGs Saving linked with Out of Total SHGs - Out of Total SHGs - Under NRLM/SGSY Sr. Banks Exclusive Women SHGs Under NULM/SJSRY Name of Bank Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount UTTAR PRADESH 1 Agra DCCB 63 945 6.63 0 0.00 0 0.00 0 0.00 2 Aligarh DCCB 76 777 3.64 15 1.55 0 0.00 0 0.00 3 Allahabad DCCB 14 174 0.00 0 0.00 0 0.00 0 0.00 4 Banda DCCB 171 2642 63.10 94 34.90 171 63.10 0 0.00 5 Bijnor DCCB 21 230 1.96 20 1.70 21 1.96 0 0.00 6 Budaun DCCB 149 1490 43.80 103 38.50 149 43.80 0 0.00 7 Saharanpur DCCB 1211 11853 136.68 936 100.93 0 0.00 0 0.00 8 Etah DCCB 125 1375 11.45 117 8.89 125 11.45 0 0.00 9 Etawah DCCB 426 4672 8.42 332 4.47 426 8.42 0 0.00 10 Fatehpur DCCB 554 6650 5.30 213 1.73 0 0.00 0 0.00 11 Firozabad DCCB 2442 25715 224.51 789 84.57 421 30.33 0 0.00 12 Ghaziabad DCCB 426 5098 7.84 274 0.39 426 7.84 0 0.00 13 Gorakhpur DCCB 11 174 0.80 11 0.80 11 0.80 0 0.00 14 Hamirpur DCCB 23 345 3.57 5 0.84 23 3.57 0 0.00 15 Jalaun DCCB 20 150 0.86 14 0.54 14 0.86 6 0.00 16 Mau DCCB 85 1040 2.21 40 1.03 0 0.00 0 0.00 17 Azamgarh DCCB 25 127 2.60 0 0.00 4 0.87 21 1.73 18 Ghazipur DCCB 22 220 1.66 0 0.00 0 0.00 0 0.00 19 Ballia DCCB 129 1613 10.69 125 10.66 129 10.69 0 0.00 20 Barabanki DCCB 309 3463 18.67 309 18.67 0 0.00 0 0.00 21 Bareilly DCCB 52 500 8.77 4 0.00 17 2.12 35 6.65 22 Bulandsahar DCCB 615 6765 29.62 492 23.70 615 29.62 0 0.00 23 Jaunpur DCCB 98 1254 9.03 45 5.35 98 9.03 0 0.00 24 Kanpur DCCB 28 233 0.97 9 0.36 0 0.00 0 0.00 Lakhimpur-Khiri 25 820 8200 8.41 557 7.90 326 6.89 455 0.81 DCCB 26 Lalitpur DCCB 212 2148 6.61 60 1.31 212 6.61 0 0.00 27 Lucknow DCCB 2 26 0.04 2 0.04 0 0.00 0 0.00 28 Meerut DCCB 236 2298 21.40 17 2.37 0 0.00 0 0.00 29 Mirzapur DCCB 217 2395 9.43 138 6.32 217 9.43 0 0.00 30 Muradabad DCCB 11 145 0.56 3 0.56 0 0.00 0 0.00 31 Pratapgarh DCCB 30 352 2.28 30 2.28 0 0.00 0 0.00 32 Raibareilly DCCB 10 100 0.00 6 0.00 0 0.00 0 0.00 33 Unnao DCCB 169 1737 46.95 78 38.32 169 46.95 0 0.00 34 Mathura DCCB 114 1368 7.66 16 0.25 114 7.66 0 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 115 STATEMENT - III - C (contd.)

(Amt. R lakh) Out of Total SHGs - Details of SHGs Saving linked with Out of Total SHGs - Out of Total SHGs - Under NRLM/SGSY Sr. Banks Exclusive Women SHGs Under NULM/SJSRY Name of Bank Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount Muzaffarnagar 35 143 1622 3.60 26 0.72 0 0.00 143 3.60 DCCB 36 Pilibhit DCCB 142 1586 14.27 94 8.51 35 0.45 0 0.00 37 Rampur DCCB 147 2940 6.24 0 6.24 0 0.00 0 0.00 38 Uttar Pradesh STCB 41 415 1.22 41 1.22 0 0.00 41 1.22 Total 9389 102837 731.45 5015 415.62 3723 302.45 701 14.01 Total Central 50773 536380 5278.24 39788 3832.60 30954 3275.43 701 14.01 Region EASTERN REGION

ANDAMAN & NICOBAR Andaman & Nicobar 1 5005 50050 1070.30 4656 989.56 234 61.10 0 0.00 STCB Total 5005 50050 1070.30 4656 989.56 234 61.10 0 0.00 BIHAR 1 Samastipur DCCB 29 562 1.05 13 0.16 0 0.00 0 0.00 Total 29 562 1.05 13 0.16 0 0.00 0 0.00 JHARKHAND 1 Dhanbad DCCB 184 2160 6.59 184 6.59 107 3.32 43 1.23 2 Jharkhand STCB 752 7520 49.65 752 49.65 752 49.65 0 0.00 Total 936 9680 56.24 936 56.24 859 52.97 43 1.23 ODISHA 1 Cuttack CCB 8834 132510 480.31 8834 480.31 7444 391.68 1390 88.63 2 Keonjhar CCB 2647 29906 312.96 2566 276.86 2647 312.96 0 0.00 3 Nayagarh DCCB 2831 30162 71.05 2359 68.60 80 1.37 0 0.00 4 Angul CCB 11637 116370 562.29 11637 562.29 11637 562.29 0 0.00 5 Aska CCB 2350 42110 47.57 2350 47.57 44 0.23 0 0.00 Balasore Bhadrak 6 12699 126990 2064.78 12699 2064.78 0 0.00 0 0.00 CCB 7 Banki CCB 713 8195 19.66 713 19.66 713 19.66 0 0.00 8 Berhampore CCB 3082 33902 202.18 3082 202.18 0 0.00 0 0.00 9 Bhawanipatna CCB 374 3740 7.33 374 7.33 374 7.33 0 0.00 10 Bolangir DCCB 603 6115 71.17 587 68.80 66 7.90 0 0.00 11 Boudh CCB 1899 19939 144.48 1899 144.48 0 0.00 0 0.00 12 Khurda CCB 2170 21700 143.35 2170 143.35 0 0.00 0 0.00 13 Koraput CCB 13505 162060 2079.77 13505 2079.77 1844 223.26 0 0.00 14 Mayurbhanj DCCB 880 10539 99.13 880 99.13 880 99.13 0 0.00 15 Sambalpur DCCB 5140 61680 107.57 5140 107.57 256 4.57 0 0.00 16 Sundargarh DCCB 14880 173483 1280.58 14880 1280.58 12194 1012.87 2686 267.71

116 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - III - C (contd.)

(Amt. R lakh) Out of Total SHGs - Details of SHGs Saving linked with Out of Total SHGs - Out of Total SHGs - Under NRLM/SGSY Sr. Banks Exclusive Women SHGs Under NULM/SJSRY Name of Bank Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount United Puri-Nimapara 17 1324 13265 63.98 1324 63.98 1324 63.98 0 0.00 CCB Total 85568 992666 7758.16 84999 7717.24 39503 2707.23 4076 356.34 WEST BENGAL 1 Balageria CCB 3662 34102 14.48 3662 14.48 0 0.00 0 0.00 2 Bankura DCCB 17531 163182 3778.85 17283 3743.29 10947 3461.83 0 0.00 3 Birbhum DCCB 3304 30395 95.45 3304 95.45 0 0.00 0 0.00 4 Darjeeling DCCB 544 5423 148.05 0 0.00 0 0.00 0 0.00 5 Hooghly DCCB 28958 219487 7750.32 28685 7614.14 0 0.00 0 0.00 6 Howrah DCCB 9092 89111 2706.57 8353 2492.26 0 0.00 0 0.00 7 Malda DCCB 13772 127463 3509.23 13712 3493.95 13772 3509.23 0 0.00 8 Murshidabad DCCB 19389 183084 4856.25 18889 4725.68 13885 3699.80 0 0.00 9 Nadia DCCB 36022 340629 14461.44 34211 13434.68 0 0.00 0 0.00 10 Purulia DCCB 5426 55376 661.80 5180 635.24 4908 597.52 518 64.28 11 Raiganj DCCB 8530 85960 1550.40 8530 1550.40 2156 125.20 0 0.00 12 Tamluk Ghatal DCCB 12699 116649 3421.46 11988 3421.46 0 0.00 0 0.00 13 Burdwan DCCB 12224 99766 1964.76 9483 1596.93 0 0.00 0 0.00 Dakshin Dinajpur 14 1945 19693 599.56 1945 599.56 137 22.89 124 42.78 DCCB 15 Jalpaiguri CCB 3528 24100 381.21 3207 322.95 0 0.00 0 0.00 16 Mugberia CCB 8225 67601 3374.30 7670 3112.04 0 0.00 0 0.00 17 West Bengal STCB 24144 224378 8785.63 21301 7605.72 0 0.00 0 0.00 18 Vidyasagar CCB 5847 66517 2161.73 5551 2105.26 0 0.00 0 0.00 Total 214842 1952916 60221.49 202954 56563.49 45805 11416.47 642 107.06 Total Eastern 306380 3005874 69107.24 293558 65326.69 86401 14237.77 4761 464.63 Region NORTH EASTERN REGION ASSAM Assam Co-Operative 1 26286 266843 295.01 22471 251.80 26286 295.01 0 0.00 Apex Bank Ltd. Total 26286 266843 295.01 22471 251.80 26286 295.01 0 0.00 MANIPUR 1 Manipur STCB 1103 13236 18.16 0 0.00 0 0.00 0 0.00 Total 1103 13236 18.16 0 0.00 0 0.00 0 0.00 MEGHALAYA The Meghalaya 1 Co-Operative Apex 4714 47559 560.21 2327 382.18 3470 452.92 3 0.81 Bank Ltd.

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 117 STATEMENT - III - C (contd.)

(Amt. R lakh) Out of Total SHGs - Details of SHGs Saving linked with Out of Total SHGs - Out of Total SHGs - Under NRLM/SGSY Sr. Banks Exclusive Women SHGs Under NULM/SJSRY Name of Bank Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount Total 4714 47559 560.21 2327 382.18 3470 452.92 3 0.81 MIZORAM Mizoram Co- 1 Operative Apex Bank 941 18820 81.81 741 67.74 55 10.51 96 14.65 Ltd. Total 941 18820 81.81 741 67.74 55 10.51 96 14.65 SIKKIM 1 Sikkim STCB 24 442 2.06 24 2.06 20 0.86 0 0.00 Total 24 442 2.06 24 2.06 20 0.86 0 0.00 Total North 33068 346900 957.25 25563 703.78 29831 759.30 99 15.46 Eastern Region NORTHERN REGION CHANDIGARH 1 Chandigarh STCB 45 595 7.30 0 0.00 0 0.00 0 0.00 Total 45 595 7.30 0 0.00 0 0.00 0 0.00 HARYANA 1 Ambala CCB 152 1525 35.72 122 30.51 152 35.72 0 0.00 2 Faridabad CCB 132 1158 126.00 132 126.00 126 126.00 6 0.00 3 Fatehabad CCB 242 2485 17.99 113 7.95 242 17.99 0 0.00 4 Gurgaon CCB 379 4665 35.76 374 31.68 379 35.76 0 0.00 5 Hissar CCB 384 4003 13.90 384 13.90 0 0.00 0 0.00 6 Jhajjar CCB 91 910 10.25 79 9.31 0 0.00 0 0.00 7 Kaithal CCB 10 100 0.10 10 0.10 10 0.10 0 0.00 8 Karnal CCB 28 296 5.32 28 5.32 0 0.00 0 0.00 9 Kurukshetra CCB 54 618 3.08 52 2.94 54 3.08 0 0.00 10 Mahendragarh CCB 153 1983 6.33 85 3.06 153 6.33 0 0.00 11 Panchakula CCB 196 1282 26.43 14 5.45 196 26.43 0 0.00 12 Panipat CCB 196 2202 18.92 189 17.94 0 0.00 0 0.00 13 Rewari CCB 260 2955 10.31 259 5.15 15 7.50 0 0.00 14 Rohtak CCB 253 2644 11.47 8 0.98 14 2.10 0 0.00 15 Sirsa CCB 182 1805 10.97 149 9.27 182 10.97 0 0.00 16 Sonepat CCB 848 6462 15.41 614 13.16 0 0.00 0 0.00 17 Yamunanagar CCB 295 3040 37.52 152 21.43 186 26.57 0 0.00 Total 3855 38133 385.48 2764 304.15 1709 298.55 6 0.00 HIMACHAL PRADESH 1 Jogindra CCB 3243 28533 319.41 3028 286.59 170 32.81 19 3.20 Himachal Pradesh 2 14877 92362 1424.39 10212 937.79 1550 34.11 0 0.00 STCB

118 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - III - C (contd.)

(Amt. R lakh) Out of Total SHGs - Details of SHGs Saving linked with Out of Total SHGs - Out of Total SHGs - Under NRLM/SGSY Sr. Banks Exclusive Women SHGs Under NULM/SJSRY Name of Bank Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 3 Kangra CCB 7069 84787 812.28 4028 448.74 1702 80.03 6 0.72 Total 25189 205682 2556.08 17268 1673.12 3422 146.95 25 3.92 JAMMU AND KASHMIR 1 Baramulla CCB 0 0 0.00 0 0.00 0 0.00 0 0.00 2 Anantnag CCB 70 849 1.09 47 0.55 0 0.00 0 0.00 3 Jammu CCB 248 1872 10.55 248 10.55 137 2.15 111 8.40 Jammu & Kashmir 4 748 6038 16.90 708 15.98 748 16.90 0 0.00 STCB Total 1066 8759 28.54 1003 27.08 885 19.05 111 8.40 NEW DELHI 1 Delhi STCB 279 4270 66.75 276 65.43 0 0.00 0 0.00 Total 279 4270 66.75 276 65.43 0 0.00 0 0.00 PUNJAB 1 Amritsar CCB 175 2625 10.02 168 9.03 0 0.00 0 0.00 2 Bhatinda CCB 501 5580 1.53 501 1.53 0 0.00 0 0.00 3 Faridkot CCB 246 2898 9.86 246 9.86 0 0.00 0 0.00 4 Fatehgarh CCB 740 7400 96.18 740 96.18 0 0.00 0 0.00 5 Fazilka CCB 122 1286 10.77 122 10.77 0 0.00 0 0.00 6 Ferozepur CCB 170 1870 10.74 162 9.01 0 0.00 0 0.00 7 Gurdaspur CCB 425 4467 53.48 425 53.48 425 53.48 0 0.00 8 Hoshiarpur CCB 755 9642 61.55 716 59.03 0 0.00 0 0.00 9 Jalandhar CCB 698 10470 36.18 697 36.08 0 0.00 0 0.00 10 Kapurthala CCB 199 2536 20.20 192 19.50 0 0.00 0 0.00 11 Ludhiana CCB 454 4906 26.73 454 26.73 0 0.00 0 0.00 12 Mansa CCB 73 704 3.14 73 3.14 0 0.00 0 0.00 13 Moga CCB 244 2530 9.30 233 6.18 0 0.00 0 0.00 14 Muktsar CCB 185 3111 6.28 176 5.98 185 6.28 0 0.00 15 Nawanshahr CCB 414 5081 22.65 414 22.65 0 0.00 0 0.00 16 Patiala CCB 550 7085 253.40 538 248.53 23 0.00 0 0.00 17 Ropar CCB 218 3661 58.49 218 58.49 218 58.49 0 0.00 18 Sangrur CCB 232 2552 31.08 209 27.54 232 31.08 0 0.00 19 Taran Taran CCB 164 1823 16.67 164 16.67 0 0.00 0 0.00 Total 6565 80227 738.25 6448 720.38 1083 149.33 0 0.00 RAJASTHAN 1 Ajmer CCB 11022 121202 1367.26 10806 1301.86 5511 683.63 0 0.00 2 Baran CCB 2430 24639 172.62 2193 149.46 220 13.55 0 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 119 STATEMENT - III - C (contd.)

(Amt. R lakh) Out of Total SHGs - Details of SHGs Saving linked with Out of Total SHGs - Out of Total SHGs - Under NRLM/SGSY Sr. Banks Exclusive Women SHGs Under NULM/SJSRY Name of Bank Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 3 Chittorgarh CCB 2961 31061 100.65 2858 95.31 68 0.68 0 0.00 4 Dausa CCB 1732 17320 140.18 1557 112.58 16 1.80 0 0.00 5 Hanumangarh CCB 1691 16910 114.91 1559 28.29 0 0.00 0 0.00 6 Jhunjhunu CCB 4397 43970 98.88 4360 98.40 37 0.48 0 0.00 Sawai Madhopur 7 2406 23921 201.44 2361 198.48 0 0.00 0 0.00 CCB 8 Alwar CCB 4971 50011 67.20 4908 63.12 128 1.28 0 0.00 9 Banswara CCB 3401 44800 260.00 3401 260.00 1178 130.00 1045 0.00 10 Barmer CCB 6024 64912 95.32 6024 95.32 0 0.00 0 0.00 11 Bharatpur CCB 2566 25660 159.02 2566 159.02 0 0.00 0 0.00 12 Bundi DCCB 2727 27458 471.28 2713 463.68 625 289.51 0 0.00 13 Bhilwara CCB 5405 53430 247.30 5351 243.50 110 6.10 0 0.00 14 Bikaner CCB 629 6555 15.18 373 7.82 19 0.00 0 0.00 15 Tonk CCB 554 6054 45.35 205 13.16 356 36.50 198 8.85 16 Churu CCB 2744 29079 76.30 1127 31.33 17 1.82 0 0.00 17 Dungarpur CCB 2210 26082 50.10 2008 50.10 395 1.24 0 0.00 18 Ganganagar CCB 4425 43150 233.99 4425 233.99 2 0.00 0 3.94 19 Jaipur CCB 613 6153 15.93 613 15.93 0 0.00 0 0.00 20 Jaisalmer CCB 1602 16348 48.10 1582 47.25 1602 48.10 0 0.00 21 Jalore CCB 2360 23362 156.48 2245 118.73 2360 156.48 0 0.00 22 Jhalawar CCB 2781 28720 196.39 2232 150.99 162 12.52 0 0.00 23 Jodhpur CCB 1821 19223 178.66 1732 149.45 104 13.11 0 0.00 24 Kota CCB 4024 42185 98.80 3793 98.44 192 23.71 0 0.00 25 Nagaur CCB 3774 39077 147.86 3774 147.86 3774 147.86 0 0.00 26 Pali DCCB 1440 14400 572.36 1440 572.36 720 286.18 360 143.09 27 Sikar CCB 3254 32540 155.61 3254 155.61 0 0.00 0 0.00 28 Sirohi CCB 1890 18709 0.00 1890 0.00 127 0.00 0 0.00 29 Udaipur CCB 6917 71956 323.52 6733 309.30 1221 63.07 0 0.00 Total 92771 968887 5810.69 88083 5371.34 18944 1917.62 1603 155.88 Total Northern 129770 1306553 9593.09 115842 8161.50 26043 2531.50 1745 168.20 Region SOUTHERN REGION ANDHRA PRADESH 1 Anantpur DCCB 1114 11140 434.59 1114 434.59 0 0.00 0 0.00 Andhra Pradesh 2 231 2310 34.84 231 34.84 0 0.00 0 0.00 STCB 3 Chittoor DCCB 507 5070 46.25 507 46.25 0 0.00 0 0.00 4 Eluru DCCB 2126 21260 1005.69 2126 1005.69 0 0.00 0 0.00

120 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - III - C (contd.)

(Amt. R lakh) Out of Total SHGs - Details of SHGs Saving linked with Out of Total SHGs - Out of Total SHGs - Under NRLM/SGSY Sr. Banks Exclusive Women SHGs Under NULM/SJSRY Name of Bank Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 5 Kakinada DCCB 239 2406 122.12 239 122.12 239 122.12 0 0.00 6 Kurnool DCCB 118 1180 175.00 113 175.00 118 175.00 0 0.00 7 Srikakulam DCCB 23 230 7.21 23 7.21 23 7.21 0 0.00 Visakhapatnam 8 706 7130 71.30 706 71.30 423 42.72 0 0.00 DCCB 9 Guntur DCCB 1281 12844 3955.00 1277 3949.00 893 2912.00 0 0.00 10 Krishna DCCB 7721 69513 7329.92 7721 7329.92 0 0.00 0 0.00 11 Nellore DCCB 8 88 0.00 8 0.00 0 0.00 0 0.00 12 Prakasam DCCB 560 5600 276.72 560 276.72 0 0.00 0 0.00 Total 14634 138771 13458.64 14625 13452.64 1696 3259.05 0 0.00 KARNATAKA 1 Bagalkot DCCB 7757 90135 384.09 7628 378.45 3610 200.15 942 62.50 2 Mandya Dccb 21914 328710 2128.61 21222 2060.10 826 81.77 20262 1965.06 Banglore, Banglore 3 Rural & Ramanagra 9119 135497 277.36 8879 272.66 7835 250.48 0 0.00 DCCB 4 Belagavi DCCB 22878 342720 2361.71 20456 2125.53 20821 1303.40 2057 1058.31 5 Bellary DCCB 7460 96694 494.50 7375 490.74 1029 148.37 0 0.00 6 Chikmagalur DCCB 13280 160680 1837.36 12840 1557.26 500 25.77 0 0.00 7 Chitradurga DCCB 2550 32585 885.00 2550 442.50 680 54.40 46 3.68 8 Dawangere DCCB 1886 24465 596.28 1795 568.18 0 0.00 0 0.00 9 Bidar DCCB 26480 395706 12314.97 26031 12286.41 0 0.00 0 0.00 Gulbarga and Yadgir 10 1160 12960 5.41 1160 5.41 1160 5.41 0 0.00 DCCB 11 Hassan DCCB 15894 220348 3975.44 13859 3776.66 2708 596.68 127 13.78 12 Kanara DCCB 7940 94661 1203.39 7064 1063.81 2502 412.94 1873 214.66 Karnataka CCB 13 12633 214234 911.44 11741 822.30 204 18.88 96 16.42 (Dharwad) 14 Kodagu DCCB 5996 77966 1142.02 4815 932.29 572 128.21 0 0.00 Kolar And 15 Chickaballapur 21272 255264 2632.71 21229 2552.71 0 0.00 0 0.00 DCCB Mysore and 16 Chamarajnagar 12033 196596 1587.53 10854 1430.18 54 1.29 13 0.38 DCCB 17 Raichur DCCB 8253 82530 514.12 8249 513.72 3322 220.98 4931 293.14 18 Shimoga DCCB 6304 82015 1347.35 6134 1311.01 4728 1010.47 504 107.77 19 South Canara DCCB 23416 245018 10412.52 16549 7375.12 23416 10412.52 0 0.00 20 Tumkur DCCB 8980 107744 717.40 7265 686.84 6420 638.28 0 0.00 21 Vijayapura DCCB 8552 89790 2043.86 7271 1733.34 0 0.00 0 0.00 Total 245757 3286318 47773.07 224966 42385.22 80387 15510.00 30851 3735.70

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 121 STATEMENT - III - C (contd.)

(Amt. R lakh) Out of Total SHGs - Details of SHGs Saving linked with Out of Total SHGs - Out of Total SHGs - Under NRLM/SGSY Sr. Banks Exclusive Women SHGs Under NULM/SJSRY Name of Bank Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount KERALA 1 Alappuzha DCCB 7682 111599 1750.99 7340 1426.43 0 0.00 0 0.00 2 Ernakulam DCCB 1165 15018 182.28 1149 179.68 0 0.00 0 0.00 3 Idukki DCCB 13295 184476 1090.45 10493 826.70 0 0.00 0 0.00 4 Kannur DCCB 565 10316 203.66 276 132.10 0 0.00 0 0.00 5 Kasaragod DCCB 872 15750 230.31 833 211.67 872 230.31 0 0.00 6 Kollam DCCB 8170 103300 5165.00 2850 1713.00 170 105.00 0 0.00 7 Kottayam DCCB 20 108 8.00 20 8.00 20 8.00 0 0.00 8 Kozhikode DCCB 558 7812 90.00 503 74.00 446 72.00 112 18.00 9 Malappuram DCCB 1973 34608 254.86 1973 254.86 110 13.72 0 0.00 10 Palakkad DCCB 125 1497 12.22 124 12.14 104 9.82 9 0.92 Pathanamthitta 11 1402 16824 149.57 1354 141.12 0 0.00 0 0.00 DCCB Thiruvananthapuram 12 2444 36660 237.84 2444 237.84 2444 237.84 0 0.00 DCCB 13 Wayanad DCCB 13079 156948 2841.03 13079 2841.03 13079 2841.03 0 0.00 14 Thrissur DCCB 745 11920 7.07 745 7.07 0 0.00 0 0.00 Total 52095 706836 12223.28 43183 8065.64 17245 3517.72 121 18.92 PUDUCHERRY 1 Pondicherry STCB 1031 15090 303.51 1006 295.69 1008 216.37 23 87.14 Total 1031 15090 303.51 1006 295.69 1008 216.37 23 87.14 TAMIL NADU 1 Chennai CCB 4777 71655 459.43 4777 459.43 0 0.00 0 0.00 2 Dindigul CCB 4922 59078 374.62 4658 352.08 1052 74.09 3870 300.53 3 Coimbatore DCCB 7382 89107 1355.79 7040 1330.60 3478 680.92 3904 674.87 4 Cuddalore DCCB 10390 201420 467.02 10253 457.09 8675 431.15 1715 35.87 5 Dharmapuri DCCB 1488 23064 807.50 1442 782.55 68 28.13 0 0.00 6 Erode DCCB 7653 107142 2050.33 7593 2049.57 0 0.00 7653 2050.33 7 Kancheepuram CCB 5313 63756 2433.01 5313 2433.01 0 0.00 0 0.00 8 Kanyakumari DCCB 8428 149829 5750.07 6321 4312.55 0 0.00 0 0.00 9 Kumbakonam CCB 10211 163376 870.55 10211 870.55 116 29.40 0 0.00 10 Madurai DCCB 9218 110616 157.08 9218 157.08 5525 94.02 915 18.50 11 Nilgiris DCCB 3173 41017 230.65 3106 229.40 0 0.00 0 0.00 12 Pudukottai DCCB 6449 62650 364.48 6188 346.26 0 0.00 0 0.00 Ramanathapuram 13 10175 122100 225.88 10175 225.88 10175 225.88 0 0.00 DCCB 14 Salem DCCB 16989 240312 1049.38 16140 996.91 10193 629.63 5097 314.81

122 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - III - C (contd.)

(Amt. R lakh) Out of Total SHGs - Details of SHGs Saving linked with Out of Total SHGs - Out of Total SHGs - Under NRLM/SGSY Sr. Banks Exclusive Women SHGs Under NULM/SJSRY Name of Bank Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 15 Sivgangai DCCB 3304 39584 136.14 3304 136.14 0 0.00 0 0.00 16 Thanjavur DCCB 3336 35231 196.39 3323 195.35 2462 78.51 874 117.88 17 Tiruchirapalli DCCB 19585 265716 1240.85 18875 1165.17 15985 1030.40 3600 210.45 18 Tirunelveli DCCB 1683 28796 172.77 1683 172.77 1683 172.77 0 0.00 Tiruvannamalai 19 11936 198662 1529.84 11917 1513.69 11936 1529.84 0 0.00 DCCB 20 Vellore DCCB 9077 145232 1428.28 9077 1428.28 1081 759.12 0 0.00 21 Villupuram DCCB 11941 191056 125.74 11328 118.52 11941 125.74 0 0.00 22 Virudhunagar DCCB 2518 36544 222.69 2518 222.69 0 0.00 0 0.00 23 Thoothukudi DCCB 2357 32998 310.53 2357 310.53 2089 300.24 268 10.29 Total 172305 2478941 21959.02 166817 20266.10 86459 6189.84 27896 3733.53 TELANGANA 1 Adilabad DCCB 393 3930 131.83 368 125.49 393 131.83 0 0.00 2 Khammam DCCB 329 3290 184.95 329 184.95 329 184.95 0 0.00 3 Medak DCCB 419 4250 253.25 419 253.25 0 0.00 0 0.00 4 Warangal DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00 5 Karimnagar DCCB 1371 13947 90.11 1371 90.11 0 0.00 0 0.00 Mahbubnagar 6 16 232 1.96 16 1.96 16 1.96 0 0.00 DCCB 7 Nalgonda DCCB 1547 15470 109.35 1547 109.35 0 0.00 0 0.00 8 Nizamabad DCCB 5218 52465 891.21 5218 891.21 0 0.00 0 0.00 9 Telangana DCCB 1347 22491 453.81 1338 452.71 1347 453.81 0 0.00 Total 10640 116075 2116.47 10606 2109.03 2085 772.55 0 0.00 Total Southern 496462 6742031 97833.99 461203 86574.32 188880 29465.53 58891 7575.29 Region WESTERN REGION GOA 1 Goa STCB 3812 55553 897.78 3528 873.69 0 0.00 0 0.00 Total 3812 55553 897.78 3528 873.69 0 0.00 0 0.00 GUJARAT 1 Banaskantha DCCB 8922 99029 433.72 7758 391.82 8922 433.72 0 0.00 2 Bhavnagar DCCB 617 8151 47.00 280 17.00 0 0.00 0 0.00 3 Mehsana DCCB 3778 56670 297.00 3649 293.00 0 0.00 0 0.00 4 Panchmahals DCCB 1308 14388 106.49 1094 97.96 380 17.56 0 0.00 5 Rajkot DCCB 5093 65607 645.20 4644 610.64 459 77.44 0 0.00 6 Sabarkantha DCCB 2482 29784 213.69 2370 198.52 866 46.24 0 0.00 7 Surat DCCB 2399 23990 208.07 2184 196.20 0 0.00 0 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 123 STATEMENT - III - C (contd.)

(Amt. R lakh) Out of Total SHGs - Details of SHGs Saving linked with Out of Total SHGs - Out of Total SHGs - Under NRLM/SGSY Sr. Banks Exclusive Women SHGs Under NULM/SJSRY Name of Bank Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 8 Ahmedabad DCCB 4872 55443 321.55 4023 293.41 3539 251.85 192 24.14 9 Amreli DCCB 38 504 9.34 38 9.34 0 0.00 0 0.00 10 Bharuch DCCB 795 9586 130.78 524 51.50 131 4.57 0 0.00 11 Gujarat STCB 14 145 1.20 12 1.12 0 0.00 14 1.20 12 Jamnagar DCCB 749 7808 69.56 641 58.16 0 0.00 0 0.00 13 Junagadh DCCB 525 5897 49.60 506 48.33 525 49.60 0 0.00 14 Kachchh DCCB 511 5640 40.40 430 38.21 0 0.00 0 0.00 15 Kaira DCCB 550 5654 21.37 366 12.99 0 0.00 550 21.37 16 Kodinar DCCB 1307 15104 160.20 1274 155.25 0 0.00 0 0.00 Surendranagar 17 62 1082 2.91 53 2.48 0 0.00 62 2.91 DCCB 18 Valsad DCCB 868 10596 14.66 802 13.14 0 0.00 434 7.33 Total 34890 415078 2772.74 30648 2489.07 14822 880.98 1252 56.95 MAHARASHTRA 1 Akola DCCB 12556 125560 1106.75 11174 981.39 1035 62.07 0 0.00 2 Amrawati DCCB 6073 85022 845.28 4243 775.13 0 0.00 0 0.00 3 Aurangabad DCCB 10221 133248 1106.29 10121 1089.84 1025 34.00 0 0.00 4 Beed DCCB 2513 27003 64.69 2513 64.69 827 15.50 0 0.00 5 Bhandara DCCB 6346 83570 461.00 6140 452.00 2110 152.00 0 0.00 6 Buldhana DCCB 1633 20345 27.55 486 8.85 443 10.26 0 0.00 7 Chandrapur DCCB 34178 348554 578.90 30277 545.60 30598 510.70 3580 68.20 Dhule & Nandurbar 8 5528 68060 2186.70 271 19.70 710 10.40 0 0.00 DCCB 9 Gadchiroli DCCB 2867 34404 990.05 2838 975.10 965 289.50 0 0.00 10 Jalna DCCB 2404 28848 136.55 1812 102.41 0 0.00 0 0.00 11 Kolhapur DCCB 40908 597608 1818.19 40742 1818.19 4406 133.87 57 5.56 12 Latur DCCB 15603 280854 1534.57 14291 1508.47 1211 24.02 0 0.00 13 Nagpur DCCB 3058 39754 95.11 2677 70.30 476 15.53 0 0.00 14 Nasik DCCB 6409 72024 270.68 3626 154.28 2742 54.90 0 0.00 15 Osmanabad DCCB 4465 49115 91.02 2679 54.61 0 0.00 4465 91.02 16 Parbhani DCCB 6545 73321 56.96 6169 52.45 2021 16.60 0 0.00 17 Pune DCCB 38179 572685 4591.12 36185 4366.87 265 26.14 0 0.00 18 Raigad DCCB 16569 182647 8823.10 15537 7238.72 357 3536.92 0 0.00 19 Ratnagiri DCCB 5337 60498 275.08 4792 228.98 541 29.66 0 0.00 20 Sangli DCCB 24181 309624 12308.25 22773 9846.60 3696 1840.48 0 0.00 21 Sindhudurg DCCB 7318 84772 713.54 6719 661.70 2897 166.51 0 0.00 22 Solapur DCCB 19906 218068 113.37 18757 83.95 12055 66.93 7851 46.44

124 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - III - C (contd.)

(Amt. R lakh) Out of Total SHGs - Details of SHGs Saving linked with Out of Total SHGs - Out of Total SHGs - Under NRLM/SGSY Sr. Banks Exclusive Women SHGs Under NULM/SJSRY Name of Bank Scheme No. No. of No. of Savings - No. of Savings - No. of Savings - No. of Savings - SHGs Members Amount SHGs Amount SHGs Amount SHGs Amount 23 Ahmednagar DCCB 26640 323271 3933.94 26640 3933.94 3667 396.13 0 0.00 24 Gondia DCCB 8294 86836 778.26 6684 508.78 0 0.00 0 0.00 25 Jalgaon DCCB 5800 65548 168.05 5800 168.05 0 0.00 0 0.00 26 Maharashtra STCB 984 12998 96.90 974 90.82 0 0.00 0 0.00 27 Nanded DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00 28 Satara DCCB 30321 331914 1666.15 30174 1657.79 130 7.28 0 0.00 29 Thane DCCB 35409 460317 6161.55 3125 441.00 513 1160.55 0 0.00 30 Wardha DCCB 4199 54515 167.30 3486 144.74 577 16.67 0 0.00 31 Yavatmal DCCB 19257 134799 1616.42 16220 1352.95 19257 1616.42 0 0.00 Total 403701 4965782 52783.32 337925 39397.90 92524 10193.04 15953 211.22 Total Western 442403 5436413 56453.84 372101 42760.66 107346 11074.02 17205 268.17 Region Grand Total 1458856 17374151 239223.65 1308055 207359.55 469455 61343.55 83402 8505.76

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 125 STATEMENT - IV - A (I) Progress under Microfinance - Bank loans disbursed by Public Sector Commercial Banks to SHGs during the year 2018-19 (Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed CENTRAL REGION CHHATTISGARH 1 Allahabad Bank 1248 1864.97 542 752.48 1148 1752.92 72 70.65 2 Andhra Bank 67 72.25 65 69.75 51 61.77 14 7.98 3 Bank of Baroda 1793 431.26 1708 315.00 246 49.12 10 6.16 4 Bank of India 558 374.00 558 374.00 410 283.00 148 91.00 Bank of 5 613 626.81 425 384.75 496 522.78 13 9.38 Maharashtra 6 Canara Bank 596 596.62 596 596.62 421 448.31 51 45.07 Central Bank oOf 7 3751 3000.33 406 302.97 406 302.97 1 0.00 India 8 Corporation Bank 129 110.77 98 80.77 53 48.34 8 3.89 9 Dena Bank 1464 1059.39 1429 1032.45 1366 1026.54 82 24.13 10 IDBI Bank Limited 188 164.88 184 157.28 132 122.52 5 3.02 11 Indian Bank 60 102.00 59 100.00 42 74.00 16 13.00 Indian Overseas 12 657 733.47 418 440.11 418 440.11 0 0.00 Bank Oriental Bank of 13 84 91.96 67 76.55 49 51.60 17 12.16 Commerce Punjab and Sind 14 69 99.09 61 95.64 35 56.50 34 42.59 Bank Punjab National 15 2865 2238.04 1298 963.57 2139 1752.65 92 57.67 Bank 16 State Bank of India 1918 2801.00 1755 2563.00 1747 1611.00 0 0.00 17 Syndicate Bank 80 6.38 80 6.38 0 0.00 40 3.19 18 UCO Bank 276 291.19 250 265.37 219 236.07 57 55.12 19 Union Bank of India 1109 455.00 989 335.00 831 364.00 6 1.00 20 Vijaya Bank 394 171.50 381 171.50 83 34.80 75 30.05 Total 17919 15290.91 11369 9083.19 10292 9239.00 741 476.06 MADHYA PRADESH 1 Allahabad Bank 841 832.20 85 91.53 762 738.08 27 36.80 2 Andhra Bank 23 17.73 23 17.73 19 15.42 4 2.31 3 Bank of Baroda 1032 503.44 809 326.48 44 21.15 0 0.00 4 Bank of India 2974 1544.00 2092 1029.00 1129 767.00 877 458.00 Bank of 5 397 220.14 244 111.79 235 117.76 7 3.13 Maharashtra 6 Canara Bank 116 94.55 116 94.54 37 11.30 27 19.49 Central Bank of 7 5537 2268.35 1043 313.04 1043 313.04 0 0.00 India 8 Corporation Bank 13 2.82 1 0.01 0 0.00 0 0.00 9 Dena Bank 19 6.50 17 3.97 7 1.51 8 1.77 10 IDBI Bank Limited 185 416.76 185 416.76 0 0.00 0 0.00 11 Indian Bank 159 720.00 156 706.00 11 13.00 0 0.00

126 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - IV - A (I) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed Indian Overseas 12 0 0.00 0 0.00 0 0.00 0 0.00 Bank Oriental Bank of 13 24 6.70 20 5.90 0 0.00 24 6.70 Commerce Punjab and Sind 14 110 170.59 56 128.69 18 46.51 92 124.08 Bank Punjab National 15 1268 377.19 509 173.70 811 286.66 22 2.12 Bank 16 State Bank of India 869 1454.00 860 1439.00 79 55.00 24 41.00 17 Syndicate Bank 249 152.61 237 149.61 5 1.50 0 0.00 18 UCO Bank 157 138.30 92 88.78 2 1.50 155 136.80 19 Union Bank of India 661 641.00 621 498.00 512 550.00 0 0.00 20 Vijaya Bank 179 91.47 172 91.47 24 21.65 3 1.50 Total 14813 9658.35 7338 5686.00 4738 2961.08 1270 833.70 UTTARAKHAND 1 Allahabad Bank 46 33.70 17 10.45 31 17.90 1 0.50 2 Andhra Bank 2 1.60 2 1.60 2 1.60 0 0.00 3 Bank of Baroda 384 122.63 366 119.65 24 8.56 0 0.00 4 Bank of India 2 3.00 2 3.00 2 3.00 0 0.00 Bank of 5 0 0.00 0 0.00 0 0.00 0 0.00 Maharashtra 6 Canara Bank 49 55.07 49 54.81 2 6.00 6 10.15 Central Bank of 7 43 13.12 2 0.01 2 0.01 0 0.00 India 8 Corporation Bank 13 8.01 13 8.01 13 8.01 0 0.00 9 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00 10 IDBI Bank Limited 3 1.60 3 1.60 2 1.10 0 0.00 11 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00 Indian Overseas 12 85 73.89 54 47.54 54 47.54 0 0.00 Bank Oriental Bank of 13 22 22.00 20 20.00 16 16.00 1 1.00 Commerce Punjab and Sind 14 122 97.20 121 87.70 117 89.05 5 8.15 Bank Punjab National 15 466 140.83 149 42.93 49 21.01 1 0.07 Bank 16 State Bank of India 145 134.00 145 134.00 115 60.00 0 0.00 17 Syndicate Bank 111 87.69 110 86.54 16 14.32 5 5.68 18 UCO Bank 29 29.57 28 27.57 21 17.57 8 12.00 19 Union Bank of India 160 94.00 110 84.00 100 80.00 2 1.00 20 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00 Total 1682 917.91 1191 729.41 566 391.67 29 38.55

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 127 STATEMENT - IV - A (I) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed UTTAR PRADESH 1 Allahabad Bank 2622 2152.60 1039 799.62 1589 1422.93 162 140.73 2 Andhra Bank 3 1.55 3 1.55 3 1.55 0 0.00 3 Bank of Baroda 4202 2803.14 4156 2759.55 189 69.55 38 83.25 4 Bank of India 107 32.00 102 31.00 107 32.00 0 0.00 Bank of 5 12 5.18 7 2.27 4 1.75 0 0.00 Maharashtra 6 Canara Bank 388 255.48 388 255.48 228 126.09 43 64.27 Central Bank of 7 795 130.27 154 24.99 154 24.99 3 0.00 India 8 Corporation Bank 29 7.86 18 6.17 12 3.17 1 0.03 9 Dena Bank 4 1.10 3 0.98 4 1.10 0 0.00 10 IDBI Bank Limited 120 375.80 120 375.80 0 0.00 2 0.04 11 Indian Bank 239 186.00 234 182.00 3 1.00 42 97.00 Indian Overseas 12 85 66.34 56 48.73 56 48.73 0 0.00 Bank Oriental Bank of 13 101 83.25 85 67.25 76 56.85 15 10.40 Commerce Punjab and Sind 14 606 761.88 501 626.95 518 637.71 88 124.17 Bank Punjab National 15 1836 767.88 426 144.56 634 348.63 5 0.80 Bank 16 State Bank of India 207 151.00 207 151.00 176 76.00 0 0.00 17 Syndicate Bank 589 283.26 581 277.80 14 2.46 41 5.46 18 UCO Bank 63 73.20 53 62.65 19 16.00 44 57.20 19 Union Bank of India 1172 1096.00 1100 771.00 1000 822.00 5 4.00 United Bank of 20 0 0.00 0 0.00 0 0.00 0 0.00 India 21 Vijaya Bank 139 29.72 121 29.72 7 2.00 2 0.38 Total 13319 9263.51 9354 6619.07 4793 3694.51 491 587.73 Total Central 47733 35130.68 29252 22117.67 20389 16286.26 2531 1936.04 Region EASTERN REGION ANDAMAN & NICOBAR 1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00 2 Bank of Baroda 2 0.65 2 0.65 0 0.00 0 0.00 3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 4 Canara Bank 1 8.00 1 8.00 0 0.00 0 0.00 Central Bank of 5 0 0.00 0 0.00 0 0.00 0 0.00 India 6 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00 7 IDBI Bank Limited 19 79.20 19 79.20 0 0.00 0 0.00 8 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00

128 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - IV - A (I) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed Indian Overseas 9 0 0.00 0 0.00 0 0.00 0 0.00 Bank Oriental Bank of 10 0 0.00 0 0.00 0 0.00 0 0.00 Commerce Punjab National 11 0 0.00 0 0.00 0 0.00 0 0.00 Bank 12 State Bank of India 5 6.00 5 6.00 5 6.00 0 0.00 13 Syndicate Bank 2 3.04 2 3.04 0 0.00 0 0.00 14 UCO Bank 0 0.00 0 0.00 0 0.00 0 0.00 15 Vijaya Bank 6 0.00 5 0.00 0 0.00 0 0.00 Total 35 96.89 34 96.89 5 6.00 0 0.00 BIHAR 1 Allahabad Bank 4915 4749.47 3064 3036.75 4554 4404.49 22 34.98 2 Andhra Bank 6 5.93 6 5.93 3 2.43 3 3.50 3 Bank of Baroda 10444 9179.00 10181 8991.75 6159 5945.00 59 38.66 4 Bank of India 1840 2250.00 1840 2250.00 1840 2250.00 0 0.00 Bank of 5 2 5.00 0 0.00 0 0.00 0 0.00 Maharashtra 6 Canara Bank 7296 8717.07 7296 8717.07 1872 2530.41 1 0.75 Central Bank of 7 29847 22182.10 2619 1358.59 2619 1358.59 0 0.00 India 8 Corporation Bank 7 2.11 7 2.11 7 2.11 0 0.00 9 Dena Bank 3 1.41 1 0.01 2 0.02 0 0.00 10 IDBI Bank Limited 133 195.25 133 195.25 34 49.40 0 0.00 11 Indian Bank 1034 1533.00 1013 1502.00 58 77.00 11 11.00 Indian Overseas 12 398 449.20 320 305.32 320 305.32 0 0.00 Bank Oriental Bank of 13 0 0.00 0 0.00 0 0.00 0 0.00 Commerce Punjab and Sind 14 1 1.90 1 1.90 0 0.00 1 1.90 Bank Punjab National 15 30595 18654.71 16770 9960.51 20915 13679.66 20 12.96 Bank 16 State Bank of India 30704 45868.00 29836 44571.00 30115 43102.00 55 82.00 17 Syndicate Bank 998 876.35 973 854.26 0 0.00 15 3.27 18 UCO Bank 5180 7044.57 4994 6788.73 5148 7029.17 32 15.40 19 Union Bank of India 2169 1179.00 1969 1044.00 1735 825.00 0 0.00 20 United Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 21 Vijaya Bank 414 228.75 413 228.75 132 34.00 20 28.24 Total 125986 123122.82 81436 89813.93 75513 81594.60 239 232.66 JHARKHAND 1 Allahabad Bank 2092 2006.34 1069 1060.33 1840 1824.34 21 21.51 2 Andhra Bank 16 7.14 16 7.14 13 5.64 3 1.50

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 129 STATEMENT - IV - A (I) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed 3 Bank of Baroda 1776 1666.18 931 864.00 241 159.56 9 3.25 4 Bank of India 7964 3921.00 7964 3921.00 7708 3785.00 226 114.00 Bank of 5 1 0.50 1 0.50 0 0.00 0 0.00 Maharashtra 6 Canara Bank 2060 2133.11 2060 2133.11 2024 2102.56 6 3.03 Central Bank of 7 897 426.34 72 20.33 72 20.33 0 0.00 India 8 Corporation Bank 0 0.00 0 0.00 0 0.00 0 0.00 9 Dena Bank 24 17.39 22 16.79 21 6.62 1 0.05 10 IDBI Bank Limited 239 129.75 228 100.65 216 103.86 0 0.00 11 Indian Bank 146 502.00 143 492.00 141 500.00 1 1.00 Indian Overseas 12 261 142.19 186 100.77 186 100.77 0 0.00 Bank Oriental Bank of 13 1 0.05 1 0.05 0 0.00 0 0.00 Commerce Punjab and Sind 14 24 35.18 21 31.70 10 10.90 14 24.28 Bank Punjab National 15 3224 1030.64 1129 230.59 2562 814.99 20 7.94 Bank 16 State Bank of India 4203 4048.00 4171 4017.00 3852 2616.00 0 0.00 17 Syndicate Bank 275 350.57 250 343.32 0 0.00 14 3.64 18 UCO Bank 325 255.50 314 250.21 301 231.59 24 23.91 19 Union Bank of India 2501 1770.00 2000 1600.00 1501 1400.00 0 0.00 20 United Bank of India 731 439.00 731 439.00 623 313.00 27 29.00 21 Vijaya Bank 244 119.10 243 119.10 95 50.60 6 3.20 Total 27004 18999.98 21552 15747.59 21406 14045.76 372 236.31 ODISHA 1 Allahabad Bank 2993 4787.50 1179 1851.48 2843 4590.10 111 147.25 2 Andhra Bank 2002 2748.25 1988 2723.48 1850 2569.10 138 154.38 3 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 4 Bank of India 4699 5973.00 4699 5973.00 4669 5949.00 30 24.00 Bank of 5 5 13.21 4 1.43 0 0.00 0 0.00 Maharashtra 6 Canara Bank 3583 5003.16 3513 4892.78 2353 3159.32 66 57.53 Central Bank of 7 2562 2603.52 159 178.12 159 178.12 0 0.00 India 8 Corporation Bank 79 79.90 71 76.02 57 52.58 4 1.80 9 Dena Bank 31 22.27 30 21.26 30 22.25 1 0.02 10 IDBI Bank Limited 210 480.54 180 396.54 21 18.35 0 0.00 11 Indian Bank 2481 3607.00 2431 3535.00 1705 2525.00 55 51.00 Indian Overseas 12 3801 4955.91 2509 3221.98 2509 3221.98 0 0.00 Bank Oriental Bank of 13 59 99.48 51 86.78 31 53.43 10 14.55 Commerce

130 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - IV - A (I) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed Punjab and Sind 14 12 28.95 12 28.95 6 11.85 6 17.10 Bank Punjab National 15 3558 2933.30 757 559.18 2064 1875.65 57 51.15 Bank 16 State Bank of India 16221 23975.00 15914 23521.00 14771 18431.00 24 36.00 17 Syndicate Bank 1321 1685.19 1296 1657.94 19 22.45 15 10.25 18 UCO Bank 6870 11600.39 6315 10646.14 6765 11485.19 105 115.20 19 Union Bank of India 2122 1650.00 1800 1600.00 1475 1347.00 5 2.00 20 United Bank of India 3163 2561.00 3163 2561.00 2304 2382.00 0 0.00 21 Vijaya Bank 168 18.02 164 18.02 20 6.95 0 0.00 Total 55940 74825.59 46235 63550.10 43651 57901.32 627 682.23 WEST BENGAL 1 Allahabad Bank 41449 78700.03 19890 37417.28 38407 74357.05 1214 1834.06 2 Andhra Bank 198 274.15 198 274.15 165 244.09 33 30.06 3 Bank of Baroda 7334 4073.38 6808 3770.73 403 169.56 221 422.82 4 Bank of India 1936 2713.00 1936 2713.00 1780 2482.00 108 165.00 Bank of 5 4 4.17 3 2.37 1 1.00 0 0.00 Maharashtra 6 Canara Bank 5554 8122.80 5554 8122.80 2545 3733.87 1 1.92 Central Bank of 7 29759 33900.57 4010 3532.59 4010 3532.59 0 0.00 India 8 Corporation Bank 39 32.48 36 29.56 11 12.53 2 2.00 9 Dena Bank 31 9.17 31 9.17 26 9.14 5 0.03 10 IDBI Bank Limited 117 215.01 107 196.61 49 53.32 2 2.40 11 Indian Bank 986 2093.00 966 2051.00 734 1621.00 50 45.00 Indian Overseas 12 2483 3084.12 1956 2249.47 1956 2249.47 0 0.00 Bank Oriental Bank of 13 159 215.70 129 176.65 65 91.50 48 54.75 Commerce Punjab and Sind 14 63 61.29 62 59.78 1 1.50 62 59.79 Bank Punjab National 15 15363 20527.34 7396 10304.05 12054 17202.08 111 137.41 Bank 16 State Bank of India 20288 31998.00 20123 31738.00 19261 21572.00 51 81.00 17 Syndicate Bank 2929 4159.49 2844 4112.84 125 52.86 15 7.37 18 UCO Bank 5553 7926.12 5127 7339.66 5506 7871.51 47 54.61 19 Union Bank of India 5492 5480.00 4613 3654.00 4393 4200.00 4 2.00 United Bank of 20 18129 19612.00 18102 19580.00 16287 17946.00 367 349.00 India 21 Vijaya Bank 343 349.36 333 349.36 143 101.95 28 19.20 Total 158209 223551.18 100224 137683.07 107922 157505.02 2369 3268.42 Total Eastern 367174 440596.46 249481 306891.58 248497 311052.70 3607 4419.62 Region

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 131 STATEMENT - IV - A (I) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed NORTH EASTERN REGION ARUNACHAL PRADESH 1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00 2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 Bank of 4 0 0.00 0 0.00 0 0.00 0 0.00 Maharashtra 5 Canara Bank 1 0.80 0 0.00 0 0.00 1 0.80 Central Bank of 6 1 0.04 1 0.04 1 0.04 0 0.00 India 7 IDBI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 8 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00 Indian Overseas 9 0 0.00 0 0.00 0 0.00 0 0.00 Bank Oriental Bank of 10 0 0.00 0 0.00 0 0.00 0 0.00 Commerce Punjab and Sind 11 0 0.00 0 0.00 0 0.00 0 0.00 Bank Punjab National 12 11 5.06 9 3.61 10 3.61 0 0.00 Bank 13 State Bank of India 2 1.00 2 1.00 1 0.00 0 0.00 14 Syndicate Bank 0 0.00 0 0.00 0 0.00 0 0.00 15 UCO Bank 0 0.00 0 0.00 0 0.00 0 0.00 16 Vijaya Bank 5 0.00 4 0.00 0 0.00 0 0.00 Total 20 6.90 16 4.65 12 3.65 1 0.80 ASSAM 1 Allahabad Bank 1676 1948.56 331 409.15 1519 1803.74 47 61.40 2 Bank of Baroda 308 450.05 218 399.64 66 33.00 0 0.00 3 Bank of India 103 142.00 100 109.00 59 103.00 0 0.00 Bank of 4 57 80.96 49 57.96 38 51.47 0 0.00 Maharashtra 5 Canara Bank 62 86.97 50 74.79 21 39.00 12 12.18 Central Bank of 6 1341 795.40 175 79.61 175 79.61 0 0.00 India 7 Corporation Bank 1 0.76 1 0.76 0 0.00 0 0.00 8 Dena Bank 7 2.98 7 2.98 7 2.98 0 0.00 9 IDBI Bank Limited 218 397.05 186 345.75 154 291.54 11 20.00 10 Indian Bank 173 198.00 170 194.00 168 196.00 4 2.00 Indian Overseas 11 160 259.97 106 186.26 106 186.26 0 0.00 Bank Oriental Bank of 12 0 0.00 0 0.00 0 0.00 0 0.00 Commerce Punjab and Sind 13 43 32.85 37 31.38 16 8.00 27 24.85 Bank

132 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - IV - A (I) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed Punjab National 14 381 326.16 93 35.29 275 161.11 1 3.00 Bank 15 State Bank of India 999 1189.00 999 1189.00 771 717.00 2 2.00 16 Syndicate Bank 143 184.84 143 184.84 18 15.65 0 0.00 17 UCO Bank 970 1059.63 891 974.32 942 1018.55 28 41.08 18 Union Bank of India 435 39.00 362 30.00 356 30.00 0 0.00 19 United Bank of India 3557 3719.00 3468 3638.00 3253 2481.00 54 109.00 20 Vijaya Bank 147 54.78 109 54.78 9 2.50 6 10.75 Total 10781 10967.96 7495 7997.51 7953 7220.41 192 286.26 MANIPUR 1 Allahabad Bank 2 2.20 0 0.00 2 2.20 0 0.00 2 Bank of Baroda 58 3.30 58 3.00 6 0.65 0 0.00 3 Bank of India 12 10.00 12 10.00 12 10.00 0 0.00 Bank of 4 0 0.00 0 0.00 0 0.00 0 0.00 Maharashtra 5 Canara Bank 6 6.00 0 0.00 6 6.00 0 0.00 Central Bank of 6 11 5.07 4 3.27 4 3.27 0 0.00 India 7 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00 8 IDBI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 9 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00 Indian Overseas 10 0 0.00 0 0.00 0 0.00 0 0.00 Bank Oriental Bank of 11 0 0.00 0 0.00 0 0.00 0 0.00 Commerce Punjab and Sind 12 0 0.00 0 0.00 0 0.00 0 0.00 Bank Punjab National 13 1 0.01 0 0.00 0 0.00 0 0.00 Bank 14 State Bank Of India 60 71.00 60 71.00 10 13.00 0 0.00 15 UCO Bank 28 26.10 27 25.10 28 26.10 0 0.00 16 Vijaya Bank 30 0.00 30 0.00 0 0.00 0 0.00 Total 208 123.68 191 112.37 68 61.22 0 0.00 MEGHALAYA 1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00 2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 4 Canara Bank 7 3.90 0 0.00 0 0.00 0 0.00 Central Bank of 5 0 0.00 0 0.00 0 0.00 0 0.00 India 6 IDBI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 7 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00 Indian Overseas 8 1 1.00 1 1.00 1 1.00 0 0.00 Bank

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 133 STATEMENT - IV - A (I) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed Punjab National 9 4 2.94 0 0.00 2 0.55 0 0.00 Bank 10 State Bank Of India 36 42.00 36 42.00 28 17.00 0 0.00 11 Syndicate Bank 0 0.00 0 0.00 0 0.00 0 0.00 12 UCO Bank 0 0.00 0 0.00 0 0.00 0 0.00 13 Union Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 14 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00 Total 48 49.84 37 43.00 31 18.55 0 0.00 MIZORAM 1 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 Bank of 2 0 0.00 0 0.00 0 0.00 0 0.00 Maharashtra 3 Canara Bank 4 2.51 2 0.51 0 0.00 2 0.51 Central Bank of 4 2 1.96 0 0.00 0 0.00 0 0.00 India 5 IDBI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 Punjab National 6 0 0.00 0 0.00 0 0.00 0 0.00 Bank 7 State Bank of India 24 32.00 24 32.00 24 32.00 0 0.00 8 Syndicate Bank 0 0.00 0 0.00 0 0.00 0 0.00 9 UCO Bank 6 5.45 5 5.00 5 5.00 1 0.45 Total 36 41.92 31 37.51 29 37.00 3 0.96 NAGALAND 1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00 2 Bank of Baroda 31 2.15 17 1.11 0 0.00 0 0.00 Bank of 3 0 0.00 0 0.00 0 0.00 0 0.00 Maharashtra 4 Canara Bank 0 0.00 0 0.00 0 0.00 0 0.00 Central Bank of 5 38 26.60 0 0.00 0 0.00 0 0.00 India 6 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00 7 IDBI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 8 Indian Bank 1 5.00 1 5.00 0 0.00 0 0.00 Indian Overseas 9 5 8.10 4 6.30 4 6.30 0 0.00 Bank Punjab and Sind 10 0 0.00 0 0.00 0 0.00 0 0.00 Bank 11 State Bank of India 114 162.00 114 162.00 114 162.00 0 0.00 12 UCO Bank 7 8.70 3 3.20 1 1.20 6 7.50 13 Union Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 14 Vijaya Bank 25 21.20 21 21.20 0 0.00 0 0.00 Total 221 233.75 160 198.81 119 169.50 6 7.50

134 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - IV - A (I) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed SIKKIM 1 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 2 Canara Bank 67 65.44 66 63.54 15 10.29 1 1.90 Central Bank of 3 266 214.28 5 2.55 5 2.55 0 0.00 India 4 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00 5 IDBI Bank Limited 27 50.80 26 49.80 0 0.00 0 0.00 6 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00 Indian Overseas 7 9 6.69 6 3.70 6 3.70 0 0.00 Bank Oriental Bank of 8 0 0.00 0 0.00 0 0.00 0 0.00 Commerce Punjab National 9 0 0.00 0 0.00 0 0.00 0 0.00 Bank 10 State Bank of India 256 343.00 256 343.00 232 224.00 0 0.00 11 UCO Bank 11 15.90 6 9.10 4 5.50 7 10.40 12 Union Bank of India 34 27.00 32 27.00 30 25.00 0 0.00 13 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00 Total 670 723.11 397 498.69 292 271.04 8 12.30 TRIPURA 1 Bank of Baroda 8 3.15 8 3.15 0 0.00 0 0.00 2 Bank of India 27 26.00 27 26.00 27 26.00 0 0.00 Bank of 3 3 6.00 3 6.00 0 0.00 1 2.00 Maharashtra 4 Canara Bank 6 10.00 0 0.00 3 3.00 0 0.00 Central Bank of 5 0 0.00 0 0.00 0 0.00 0 0.00 India 6 IDBI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 7 Indian Bank 1 0.00 1 0.00 0 0.00 0 0.00 Indian Overseas 8 0 0.00 0 0.00 0 0.00 0 0.00 Bank Punjab and Sind 9 0 0.00 0 0.00 0 0.00 0 0.00 Bank Punjab National 10 0 0.00 0 0.00 0 0.00 0 0.00 Bank 11 State Bank of India 1 1.00 1 1.00 0 0.00 0 0.00 12 UCO Bank 122 117.80 116 110.19 109 104.80 13 13.00 13 Union Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 United Bank of 14 1918 210.00 1918 210.00 1827 196.00 0 0.00 India 15 Vijaya Bank 28 14.00 28 14.00 14 7.00 0 0.00 Total 2114 387.95 2102 370.34 1980 336.80 14 15.00 Total North 14098 12535.11 10429 9262.88 10484 8118.17 224 322.82 Eastern Region

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 135 STATEMENT - IV - A (I) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed NORTHERN REGION CHANDIGARH 1 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 Bank of 2 0 0.00 0 0.00 0 0.00 0 0.00 Maharashtra 3 Canara Bank 0 0.00 0 0.00 0 0.00 0 0.00 4 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00 5 IDBI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 6 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00 Oriental Bank of 7 0 0.00 0 0.00 0 0.00 0 0.00 Commerce Punjab and Sind 8 3 0.75 1 0.01 0 0.00 3 0.75 Bank Punjab National 9 15 1.52 7 0.98 0 0.00 0 0.00 Bank 10 State Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 11 UCO Bank 0 0.00 0 0.00 0 0.00 0 0.00 12 Union Bank of India 26 66.00 26 66.00 26 66.00 0 0.00 13 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00 Total 44 68.27 34 66.99 26 66.00 3 0.75 HARYANA 1 Allahabad Bank 109 93.10 79 70.85 80 71.45 10 9.40 2 Andhra Bank 44 130.15 44 130.15 43 128.85 1 1.30 3 Bank of Baroda 13 4.50 11 2.90 5 1.60 2 1.50 4 Bank of India 22 14.00 18 7.00 18 8.00 0 0.00 Bank of 5 57 45.96 48 31.83 4 3.04 0 0.00 Maharashtra 6 Canara Bank 151 160.91 151 160.91 106 116.24 6 5.68 Central Bank of 7 226 212.46 22 16.31 22 16.31 0 0.00 India 8 Corporation Bank 32 24.47 24 20.37 19 18.04 2 2.00 9 Dena Bank 1 0.36 1 0.36 0 0.00 1 0.36 10 IDBI Bank Limited 7 7.00 7 7.00 1 1.00 0 0.00 11 Indian Bank 26 44.00 25 43.00 13 36.00 0 0.00 Indian Overseas 12 31 25.37 20 16.94 20 16.94 0 0.00 Bank Oriental Bank of 13 87 77.95 79 69.05 68 63.50 9 8.40 Commerce Punjab and Sind 14 196 314.99 176 289.36 151 250.30 45 64.69 Bank Punjab National 15 2632 1874.32 1079 723.02 1559 1189.86 16 18.87 Bank 16 State Bank of India 307 351.00 307 351.00 297 310.00 0 0.00 17 Syndicate Bank 73 14.39 67 8.24 73 14.39 0 0.00

136 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - IV - A (I) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed 18 UCO Bank 53 47.51 48 43.31 41 36.23 12 11.28 19 Union Bank of India 94 200.00 65 140.00 75 172.00 0 0.00 20 Vijaya Bank 39 25.70 39 25.70 2 1.50 2 2.00 Total 4200 3668.14 2310 2157.30 2597 2455.25 106 125.48 HIMACHAL PRADESH 1 Allahabad Bank 11 15.35 7 10.35 2 1.00 4 8.00 2 Andhra Bank 0 0.00 0 0.00 0 0.00 0 0.00 3 Bank of Baroda 2 1.20 2 1.20 2 1.20 0 0.00 4 Bank of India 5 11.00 3 7.00 3 6.00 0 0.00 Bank of 5 2 4.80 2 4.80 2 4.80 0 0.00 Maharashtra 6 Canara Bank 78 117.00 74 111.42 71 107.42 4 5.58 Central Bank of 7 97 78.34 12 9.41 12 9.41 0 0.00 India 8 Corporation Bank 2 5.61 2 5.61 1 0.05 1 5.56 9 Dena Bank 2 1.57 2 1.57 2 1.57 0 0.00 10 IDBI Bank Limited 3 1.93 2 1.13 0 0.00 0 0.00 11 Indian Bank 11 12.00 11 12.00 8 7.00 1 1.00 Oriental Bank of 12 5 7.75 3 5.80 1 3.00 2 2.80 Commerce Punjab and Sind 13 41 106.46 39 104.36 33 82.41 8 24.05 Bank Punjab National 14 1326 1262.92 523 410.32 626 626.02 22 7.49 Bank 15 State Bank of India 220 458.00 200 426.00 199 394.00 0 0.00 16 Syndicate Bank 1 2.00 1 2.00 1 2.00 0 0.00 17 UCO Bank 228 387.79 162 260.81 192 334.10 36 53.69 18 Union Bank of India 4 8.00 3 7.00 3 7.00 0 0.00 19 Vijaya Bank 4 2.00 3 2.00 0 0.00 0 0.00 Total 2042 2483.72 1051 1382.78 1158 1586.98 78 108.17 JAMMU AND KASHMIR 1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00 2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 4 Canara Bank 12 12.78 12 12.78 0 0.00 12 12.78 Central Bank of 5 18 31.71 0 0.00 0 0.00 0 0.00 India 6 Corporation Bank 43 10.30 30 4.04 30 4.04 0 0.00 7 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00 Oriental Bank of 8 0 0.00 0 0.00 0 0.00 0 0.00 Commerce Punjab and Sind 9 52 70.19 12 19.05 37 42.59 15 27.60 Bank

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 137 STATEMENT - IV - A (I) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed Punjab National 10 561 712.05 123 90.05 472 601.40 0 0.00 Bank 11 State Bank Of India 94 216.00 88 203.00 84 178.00 0 0.00 12 UCO Bank 23 30.24 19 24.64 0 0.00 23 30.24 13 Union Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 Total 803 1083.27 284 353.56 623 826.03 50 70.62 NEW DELHI 1 Allahabad Bank 1 2.00 0 0.00 0 0.00 0 0.00 2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 Bank of 4 0 0.00 0 0.00 0 0.00 0 0.00 Maharashtra 5 Canara Bank 13 19.30 13 19.30 0 0.00 0 0.00 Central Bank of 6 1 0.08 0 0.00 0 0.00 0 0.00 India 7 Corporation Bank 44 100.70 37 96.50 0 0.00 0 0.00 8 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00 9 IDBI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 10 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00 Indian Overseas 11 22 24.80 17 18.89 17 18.89 0 0.00 Bank Oriental Bank of 12 0 0.00 0 0.00 0 0.00 0 0.00 Commerce Punjab and Sind 13 7 5.38 7 5.38 0 0.00 7 5.38 Bank Punjab National 14 26 2.69 8 0.41 0 0.00 0 0.00 Bank 15 State Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 16 Syndicate Bank 0 0.00 0 0.00 0 0.00 0 0.00 17 UCO Bank 0 0.00 0 0.00 0 0.00 0 0.00 18 Union Bank of India 5 6.00 4 4.00 5 4.00 0 0.00 19 Vijaya Bank 12 1.80 12 1.80 0 0.00 4 0.90 Total 131 162.75 98 146.28 22 22.89 11 6.28 PUNJAB 1 Allahabad Bank 4 19.00 0 0.00 2 9.00 0 0.00 2 Andhra Bank 0 0.00 0 0.00 0 0.00 0 0.00 3 Bank of Baroda 24 2.11 24 2.11 0 0.00 0 0.00 4 Bank of India 14 9.00 13 9.00 10 5.00 0 0.00 Bank of 5 4 4.63 1 0.03 0 0.00 0 0.00 Maharashtra 6 Canara Bank 6 9.14 1 4.00 1 4.00 1 0.90 Central Bank of 7 12 3.18 1 0.03 1 0.03 0 0.00 India

138 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - IV - A (I) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed 8 Corporation Bank 3 2.52 2 2.51 0 0.00 2 2.51 9 Dena Bank 1 0.01 1 0.01 1 0.01 0 0.00 10 IDBI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 11 Indian Bank 25 72.00 25 72.00 25 72.00 0 0.00 Indian Overseas 12 5 5.70 5 5.70 5 5.70 0 0.00 Bank Oriental Bank of 13 37 37.50 18 18.50 36 36.00 0 0.00 Commerce Punjab and Sind 14 461 723.51 366 636.82 449 697.72 12 25.79 Bank Punjab National 15 686 261.70 152 59.90 208 88.02 1 0.01 Bank 16 State Bank of India 60 52.00 60 52.00 54 35.00 0 0.00 17 Syndicate Bank 5 1.49 5 1.49 0 0.00 5 1.49 18 UCO Bank 8 16.64 3 10.44 4 11.25 4 5.39 19 Union Bank of India 38 137.00 30 120.00 30 100.00 0 0.00 20 Vijaya Bank 17 3.50 12 3.50 2 0.00 0 0.00 Total 1410 1360.63 719 998.04 828 1063.73 25 36.09 RAJASTHAN 1 Allahabad Bank 128 70.83 66 36.50 117 65.83 6 3.00 2 Andhra Bank 61 44.89 61 44.89 57 40.93 4 3.96 3 Bank of Baroda 5670 3976.26 5376 3801.30 894 715.66 11 29.03 4 Bank of India 139 97.00 74 65.00 43 45.00 0 0.00 Bank of 5 8 37.03 3 2.18 0 0.00 0 0.00 Maharashtra 6 Canara Bank 114 80.32 114 80.32 4 7.00 42 26.52 Central Bank of 7 1159 547.80 153 72.29 153 72.29 0 0.00 India 8 Corporation Bank 3 0.76 3 0.76 2 0.70 0 0.00 9 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00 10 IDBI Bank Limited 194 637.70 188 635.20 0 0.00 0 0.00 11 Indian Bank 49 70.00 48 69.00 24 45.00 0 0.00 Indian Overseas 12 55 43.71 51 40.21 51 40.21 0 0.00 Bank Oriental Bank of 13 26 28.00 22 22.00 20 22.00 6 6.00 Commerce Punjab and Sind 14 87 63.44 32 35.97 49 38.57 38 24.87 Bank Punjab National 15 3281 1991.02 1046 448.70 2383 1044.94 6 0.08 Bank 16 State Bank of India 864 773.00 851 761.00 626 401.00 0 0.00 17 Syndicate Bank 13 11.51 13 11.51 13 11.51 0 0.00 18 UCO Bank 277 299.23 202 226.85 151 171.10 126 128.13

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 139 STATEMENT - IV - A (I) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed 19 Union Bank of India 147 153.00 124 140.00 90 100.00 5 2.00 20 Vijaya Bank 124 65.65 117 65.65 30 8.50 5 3.00 Total 12399 8991.15 8544 6559.33 4707 2830.24 249 226.59 Total Northern 21029 17817.93 13040 11664.28 9961 8851.12 522 573.98 Region SOUTHERN REGION ANDHRA PRADESH 1 Allahabad Bank 1674 8168.71 466 2023.53 1367 6861.41 142 610.42 2 Andhra Bank 88106 362525.62 87727 361696.36 69083 280956.75 18644 80739.61 3 Bank of Baroda 5504 9154.00 5261 9002.96 1979 2699.00 19 11.00 4 Bank of India 5338 962.00 5338 962.00 5147 313.00 0 0.00 Bank of 5 353 1687.01 167 640.00 250 1077.96 0 0.00 Maharashtra 6 Canara Bank 15392 62934.22 15238 62297.77 6832 25366.38 0 0.00 Central Bank of 7 5234 12851.04 1021 2608.56 1021 2608.56 0 0.00 India 8 Corporation Bank 5338 18985.18 4229 15311.29 3181 11666.47 0 0.00 9 Dena Bank 54 56.11 53 52.45 0 0.00 41 45.85 10 IDBI Bank Limited 3 15.00 3 15.00 0 0.00 0 0.00 11 Indian Bank 39606 149807.00 38814 146811.00 15652 62730.00 1293 5168.00 Indian Overseas 12 9237 36334.24 6843 26176.32 6843 26176.32 0 0.00 Bank Oriental Bank of 13 84 453.90 66 351.90 23 95.20 29 203.20 Commerce Punjab and Sind 14 0 0.00 0 0.00 0 0.00 0 0.00 Bank Punjab National 15 1320 3155.68 428 926.74 70 68.82 13 53.99 Bank 16 State Bank of India 42281 178223.00 41423 174608.00 36947 133853.00 555 2341.00 17 Syndicate Bank 34370 124134.64 34175 124039.64 5569 1814.56 2965 1565.23 18 UCO Bank 354 1666.67 333 1589.38 349 1643.67 5 23.00 19 Union Bank of India 12525 28189.00 5625 18800.00 9020 18152.00 15 8.00 20 Vijaya Bank 4608 13659.76 4451 13659.76 1527 6438.32 99 387.30 Total 271381 1012962.78 251661 961572.66 164860 582521.42 23820 91156.60 KARNATAKA 1 Allahabad Bank 20 99.07 9 27.65 3 14.00 3 15.55 2 Andhra Bank 49 118.54 48 118.32 33 83.22 15 35.10 3 Bank of Baroda 507 313.26 456 225.50 20 11.98 0 0.00 4 Bank of India 138 523.00 130 497.00 79 178.00 0 0.00 Bank of 5 18 77.87 8 9.44 1 2.00 0 0.00 Maharashtra 6 Canara Bank 22491 70883.03 22449 70557.06 15867 40680.89 78 112.93

140 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - IV - A (I) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed Central Bank of 7 324 643.17 42 55.21 42 55.21 0 0.00 India 8 Corporation Bank 115623 227233.63 93333 194862.33 71800 147599.30 6 2.85 9 Dena Bank 5 2.56 5 2.56 2 1.53 3 1.03 10 IDBI Bank Limited 97903 68604.74 68965 48965.48 25130 24143.64 0 0.00 11 Indian Bank 171 609.00 168 597.00 55 232.00 23 108.00 Indian Overseas 12 1107 3371.84 867 2443.58 867 2443.58 0 0.00 Bank Oriental Bank of 13 7 25.00 6 20.00 0 0.00 0 0.00 Commerce Punjab and Sind 14 1 1.33 0 0.00 0 0.00 1 1.33 Bank Punjab National 15 74 218.23 11 13.67 2 5.28 0 0.00 Bank 16 State Bank of India 4403 23402.00 4315 22932.00 3421 13114.00 22 118.00 17 Syndicate Bank 28392 66656.58 28107 65706.11 1450 565.48 139 46.98 18 UCO Bank 80 226.27 67 206.47 37 148.17 43 78.10 19 Union Bank of India 58785 84584.00 37848 53623.00 47875 52784.00 20 16.00 20 Vijaya Bank 14888 43484.69 13597 43484.68 741 1593.93 63 194.40 Total 344986 591077.81 270431 504347.06 167425 283656.21 416 730.27 KERALA 1 Allahabad Bank 26 115.10 2 8.70 5 17.45 0 0.00 2 Andhra Bank 158 513.98 154 499.99 113 362.19 41 137.80 3 Bank of Baroda 996 3871.00 944 3579.51 347 3125.00 7 3.49 4 Bank Of India 690 906.00 563 686.00 316 519.00 5 18.00 Bank of 5 10 51.70 5 24.70 0 0.00 0 0.00 Maharashtra 6 Canara Bank 15192 73320.11 15032 72647.64 8615 35935.29 50 103.50 Central Bank of 7 6940 20716.07 312 561.72 312 561.72 0 0.00 India 8 Corporation Bank 867 1290.28 769 1088.90 665 896.99 0 0.00 9 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00 10 IDBI Bank Limited 997 3669.51 984 3592.51 43 279.77 10 60.30 11 Indian Bank 3935 22785.00 3856 22329.00 1148 6827.00 173 1218.00 Indian Overseas 12 3961 16323.34 2723 10809.63 2723 10809.63 0 0.00 Bank Oriental Bank of 13 0 0.00 0 0.00 0 0.00 0 0.00 Commerce Punjab and Sind 14 3 4.85 3 4.85 0 0.00 3 4.85 Bank Punjab National 15 2884 5461.31 669 1083.39 576 954.13 42 69.95 Bank 16 State Bank of India 3530 18963.00 3463 18601.00 1369 6709.00 24 132.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 141 STATEMENT - IV - A (I) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed 17 Syndicate Bank 2622 8600.33 2597 8552.53 0 0.00 18 7.36 18 UCO Bank 152 749.89 124 635.24 134 722.54 18 27.35 19 Union Bank of India 21920 24151.00 13899 16999.00 14207 18245.00 5 15.00 20 Vijaya Bank 1631 6998.31 1558 6998.31 868 1384.09 128 1063.07 Total 66514 208490.78 47657 168702.62 31441 87348.80 524 2860.67 LAKSHADWEEP 1 Syndicate Bank 0 0.00 0 0.00 0 0.00 0 0.00 2 UCO Bank 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 PUDUCHERRY 1 Andhra Bank 11 32.61 10 31.41 3 6.86 7 24.55 2 Bank of Baroda 27 6.12 27 6.12 2 0.36 0 0.00 Bank of 3 1 0.00 0 0.00 0 0.00 0 0.00 Maharashtra 4 Canara Bank 61 238.34 61 238.34 47 186.60 0 0.00 Central Bank of 5 1 0.00 0 0.00 0 0.00 0 0.00 India 6 Corporation Bank 174 151.17 142 97.89 141 93.09 1 4.80 7 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00 8 IDBI Bank Limited 124 474.60 124 474.60 0 0.00 0 0.00 9 Indian Bank 635 2314.00 622 2268.00 466 1800.00 0 0.00 Indian Overseas 10 130 425.86 109 355.97 109 355.97 0 0.00 Bank Oriental Bank of 11 0 0.00 0 0.00 0 0.00 0 0.00 Commerce Punjab and Sind 12 0 0.00 0 0.00 0 0.00 0 0.00 Bank Punjab National 13 4 15.33 0 0.00 0 0.00 0 0.00 Bank 14 State Bank of India 56 194.00 56 194.00 56 194.00 0 0.00 15 Syndicate Bank 2 0.07 2 0.07 2 0.07 0 0.00 16 UCO Bank 20 75.87 18 69.87 18 73.37 2 2.50 17 Union Bank of India 4 6.00 3 5.00 4 6.00 0 0.00 18 Vijaya Bank 117 214.32 115 214.32 20 101.66 0 0.00 Total 1367 4148.29 1289 3955.59 868 2817.98 10 31.85 TAMIL NADU 1 Allahabad Bank 58 160.64 20 64.15 11 14.40 8 17.50 2 Andhra Bank 271 599.60 266 584.60 123 323.27 143 261.33 3 Bank of Baroda 1513 841.81 1298 744.51 87 29.56 26 40.49 4 Bank of India 2046 7390.00 1984 7110.00 77 240.00 24 54.00 Bank of 5 7 10.51 4 4.21 0 0.00 2 3.20 Maharashtra 6 Canara Bank 8259 38040.49 8234 37866.37 2652 10373.20 11 23.80

142 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - IV - A (I)(contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed Central Bank of 7 2807 6462.27 481 899.65 481 899.65 0 0.00 India 8 Corporation Bank 2362 4257.40 1998 3647.50 1198 2398.24 0 0.00 9 Dena Bank 4 4.83 4 4.83 3 4.56 0 0.00 10 IDBI Bank Limited 552 1790.24 549 1779.54 0 0.00 9 20.31 11 Indian Bank 40491 179258.00 39681 175673.00 16697 72726.00 2929 15752.00 Indian Overseas 12 12684 38893.23 9839 28823.52 9839 28823.52 0 0.00 Bank Oriental Bank of 13 39 136.61 29 105.73 0 0.00 18 68.78 Commerce Punjab and Sind 14 1 15.00 0 0.00 0 0.00 1 15.00 Bank Punjab National 15 1147 1603.14 441 674.18 399 759.08 0 0.00 Bank 16 State Bank of India 1709 7611.00 1704 7587.00 1218 5036.00 31 137.00 17 Syndicate Bank 1996 5479.96 1968 5436.51 0 0.00 5 13.58 18 UCO Bank 153 646.86 138 593.65 139 591.83 14 55.03 19 Union Bank of India 1850 3075.00 1630 2500.00 1387 1890.00 4 3.00 20 Vijaya Bank 650 1539.82 648 1539.82 65 296.74 51 166.58 Total 78599 297816.41 70916 275638.77 34376 124406.05 3276 16631.60 TELANGANA 1 Allahabad Bank 851 3861.45 363 1485.05 752 3567.25 16 54.70 2 Andhra Bank 31191 117307.58 31009 116944.49 25208 94648.56 5801 22295.93 3 Bank of Baroda 1119 2217.99 1001 2106.87 188 615.00 70 193.19 4 Bank of India 951 649.00 951 539.00 760 0.00 0 649.00 Bank of 5 375 660.39 237 408.40 295 482.01 2 4.00 Maharashtra 6 Canara Bank 7148 25864.56 7056 25597.29 2046 7466.40 0 0.00 Central Bank of 7 6337 11424.69 1842 3116.44 1842 3116.44 0 0.00 India 8 Corporation Bank 2073 5677.88 1787 4683.30 790 2318.61 0 0.00 9 Dena Bank 217 351.81 215 347.33 0 0.00 89 134.82 10 IDBI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 11 Indian Bank 9464 26027.00 9275 25506.00 4193 9198.00 1031 3735.00 Indian Overseas 12 2578 9188.83 1927 6607.25 1927 6607.25 0 0.00 Bank Oriental Bank of 13 31 118.75 21 78.25 0 0.00 0 0.00 Commerce Punjab National 14 1780 3608.98 954 1390.75 722 1269.16 2 2.50 Bank 15 State Bank of India 37586 151808.00 36467 147288.00 26183 89805.00 128 518.00 16 Syndicate Bank 8541 30920.56 8446 30752.14 0 0.00 0 0.00 17 UCO Bank 272 1399.74 257 1317.74 271 1394.74 1 5.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 143 STATEMENT - IV - A (I) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed 18 Union Bank of India 5096 8568.00 4096 7000.00 4076 6997.00 2 1.00 19 Vijaya Bank 1962 3102.22 1912 3102.22 424 1140.90 0 0.00 Total 117572 402757.43 107816 378270.52 69677 228626.32 7142 27593.14 Total Southern 880419 2517253.50 749770 2292487.22 468647 1309376.78 35188 139004.13 Region WESTERN REGION DAMAN AND DIU UT Bank of 1 0 0.00 0 0.00 0 0.00 0 0.00 Maharashtra 2 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00 3 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00 Oriental Bank of 4 0 0.00 0 0.00 0 0.00 0 0.00 Commerce 5 State Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 D AND N HAVELI UT Bank of 1 0 0.00 0 0.00 0 0.00 0 0.00 Maharashtra 2 Canara Bank 0 0.00 0 0.00 0 0.00 0 0.00 3 Dena Bank 60 29.29 60 29.29 60 29.29 0 0.00 4 IDBI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 5 State Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 6 Union Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 Total 60 29.29 60 29.29 60 29.29 0 0.00 GOA 1 Bank of Baroda 59 18.51 56 16.98 18 12.54 0 0.00 2 Bank of India 15 55.00 15 55.00 15 55.00 0 0.00 Bank of 3 8 12.01 4 6.01 4 6.01 0 0.00 Maharashtra 4 Canara Bank 55 121.43 55 121.43 30 83.55 0 0.00 Central Bank of 5 25 50.48 1 0.00 1 0.00 0 0.00 India 6 Corporation Bank 53 138.26 44 115.67 44 115.67 0 0.00 7 Dena Bank 1 1.19 1 1.19 1 1.19 0 0.00 8 IDBI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 9 Indian Bank 1 4.00 1 4.00 1 4.00 0 0.00 Indian Overseas 10 32 103.45 22 52.59 22 52.59 0 0.00 Bank Oriental Bank of 11 0 0.00 0 0.00 0 0.00 0 0.00 Commerce Punjab National 12 0 0.00 0 0.00 0 0.00 0 0.00 Bank 13 State Bank of India 78 260.00 78 260.00 70 215.00 0 0.00

144 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - IV - A (I) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed 14 Syndicate Bank 11 33.00 11 33.00 6 16.45 0 0.00 15 UCO Bank 1 2.00 1 2.00 1 2.00 0 0.00 16 Union Bank of India 28 106.00 20 85.00 22 91.00 0 0.00 17 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00 Total 367 905.33 309 752.87 235 655.00 0 0.00 GUJARAT 1 Allahabad Bank 15 8.90 11 8.40 7 1.40 7 7.00 2 Andhra Bank 2 6.00 2 6.00 0 0.00 2 6.00 3 Bank of Baroda 5118 3998.17 4961 3875.42 459 111.69 3 6.12 4 Bank of India 160 145.00 155 141.00 102 90.00 17 14.00 Bank of 5 72 50.03 60 35.52 19 7.11 0 0.00 Maharashtra 6 Canara Bank 11 10.02 11 10.02 1 0.06 4 5.40 Central Bank of 7 822 398.54 163 54.75 163 54.75 0 0.00 India 8 Corporation Bank 48 13.34 38 8.77 36 8.34 0 0.00 9 Dena Bank 2465 1424.40 2440 1406.73 2358 1375.19 39 18.33 10 IDBI Bank Limited 1 0.50 1 0.50 0 0.00 0 0.00 11 Indian Bank 178 266.00 174 261.00 5 5.00 0 0.00 Indian Overseas 12 117 91.76 94 69.71 94 69.71 0 0.00 Bank Oriental Bank of 13 0 0.00 0 0.00 0 0.00 0 0.00 Commerce Punjab and Sind 14 3 4.75 2 1.25 2 1.25 1 3.50 Bank Punjab National 15 157 70.44 18 5.90 65 22.54 2 2.00 Bank 16 State Bank of India 210 192.00 210 192.00 183 127.00 0 0.00 17 Syndicate Bank 109 65.42 109 65.42 0 0.00 21 1.79 18 UCO Bank 26 22.74 24 19.24 6 5.50 20 17.24 19 Union Bank of India 1044 846.00 725 750.00 850 676.00 3 1.00 20 Vijaya Bank 65 16.30 64 16.30 6 1.50 4 5.40 Total 10623 7630.31 9262 6927.93 4356 2557.04 123 87.78 MAHARASHTRA 1 Allahabad Bank 533 627.77 163 193.04 474 580.21 21 19.00 2 Andhra Bank 126 179.87 125 179.73 96 149.99 29 29.74 3 Bank of Baroda 2034 1325.00 1893 1279.42 602 144.15 67 20.67 4 Bank of India 6579 4232.00 6303 4063.00 3508 3204.00 1829 240.00 Bank of 5 8464 10465.71 5260 5851.78 4443 4754.95 179 197.21 Maharashtra 6 Canara Bank 844 1141.35 839 1139.42 332 357.24 123 157.54 Central Bank of 7 4103 4054.66 302 253.43 302 253.43 0 0.00 India

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 145 STATEMENT - IV - A (I) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed 8 Corporation Bank 85 99.00 66 71.78 31 34.61 3 2.33 9 Dena Bank 119 99.16 112 91.67 93 72.30 12 3.21 10 IDBI Bank Limited 1364 3270.06 1350 3231.56 191 255.57 19 18.35 11 Indian Bank 264 1092.00 259 1070.00 99 133.00 7 18.00 Indian Overseas 12 246 361.35 180 279.34 180 279.34 0 0.00 Bank Oriental Bank of 13 3 8.80 2 1.80 1 0.80 1 1.00 Commerce Punjab and Sind 14 10 13.75 10 13.75 5 5.00 5 8.75 Bank Punjab National 15 432 255.45 85 27.48 309 195.48 6 4.40 Bank 16 State Bank of India 6094 8433.00 5919 8191.00 5621 6478.00 50 69.00 17 Syndicate Bank 639 51.60 571 41.46 0 0.00 29 13.68 18 UCO Bank 150 203.84 112 156.25 71 123.24 79 80.60 19 Union Bank of India 1993 5283.00 1700 4700.00 1494 4225.00 12 10.00 20 Vijaya Bank 404 423.18 381 423.18 158 173.13 8 5.50 Total 34486 41620.55 25632 31259.09 18010 21419.44 2479 898.98 Total Western 45536 50185.48 35263 38969.18 22661 24660.77 2602 986.76 Region Grand Total 1375989 3073519.16 1087235 2681392.81 780639 1678345.80 44674 147243.35

146 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - IV - A (I) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed PUBLIC SECTOR BANKS - ALL INDIA POSITION 1 Allahabad Bank 61314 110319.49 28402 49357.29 55515 102117.15 1894 3092.45 2 Andhra Bank 122336 484587.44 121747 483337.27 96865 379602.22 24882 103735.05 3 Bank of Baroda 49958 44968.26 46572 42199.51 11981 13923.89 542 859.63 4 Bank of India 36319 31981.00 34879 30580.00 27821 20353.00 3264 1827.00 Bank of 5 10473 14069.62 6535 7585.97 5792 7032.64 204 218.92 Maharashtra 6 Canara Bank 89623 298114.48 89031 295878.12 46131 132860.42 548 672.23 Central Bank of 7 102956 123042.44 13002 13463.91 13002 13463.91 4 0.00 India 8 Corporation Bank 127060 258235.21 102749 220220.63 78091 165280.89 30 27.77 9 Dena Bank 4512 3091.50 4434 3025.60 3983 2555.80 282 229.60 10 IDBI Bank Limited 102607 80977.92 73544 61017.76 25973 25320.07 58 124.42 11 Indian Bank 100136 391306.00 98133 383482.00 41248 158822.00 5636 26220.00 Indian Overseas 12 38150 114974.36 28313 82310.83 28313 82310.83 0 0.00 Bank Oriental Bank of 13 769 1413.40 619 1106.21 386 489.88 180 389.74 Commerce Punjab and Sind 14 1915 2613.33 1520 2203.49 1447 1979.86 468 633.47 Bank Punjab National 15 75897 67498.88 34080 28273.48 48906 42971.33 439 432.41 Bank 16 State Bank of India 173544 503212.00 169649 491627.00 147629 345543.00 966 3557.00 17 Syndicate Bank 83471 243760.97 82588 242326.69 7311 2533.70 3327 1688.97 18 UCO Bank 21394 34367.71 19729 31751.91 20484 33307.49 910 1060.22 19 Union Bank of India 119414 167809.00 79394 114582.00 91097 113158.00 88 66.00 United Bank of 20 27498 26541.00 27382 26428.00 24294 23318.00 448 487.00 India 21 Vijaya Bank 26643 70635.15 24933 70635.14 4370 11401.72 504 1921.47 Total All Public Sec. Comm. 1375989 3073519.16 1087235 2681392.81 780639 1678345.80 44674 147243.35 Banks

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 147 STATEMENT - IV - A (II) Progress under Microfinance - Bank loans disbursed by Private Sector Commercial Banks to SHGs during the year 2018-19 (Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed CHHATTISGARH 1 Axis Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 Bandhan Bank 2 0 0.00 0 0.00 0 0.00 0 0.00 Limited 3 HDFC Bank Ltd. 54 74.35 54 74.35 0 0.00 0 0.00 4 ICICI Bank Limited 1 0.80 1 0.80 1 0.80 0 0.00 5 IDFC Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 6 Karnataka Bank Ltd 1 4.05 1 4.05 0 0.00 0 0.00 South Indian Bank 7 0 0.00 0 0.00 0 0.00 0 0.00 Ltd 8 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 56 79.20 56 79.20 1 0.80 0 0.00 MADHYA PRADESH 1 Axis Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 Bandhan Bank 2 0 0.00 0 0.00 0 0.00 0 0.00 Limited 3 HDFC Bank Ltd. 174 232.27 174 232.27 0 0.00 0 0.00 4 ICICI Bank Limited 4349 5307.77 4349 5307.77 3726 4727.20 623 580.57 5 IDFC Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 6 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 South Indian Bank 7 0 0.00 0 0.00 0 0.00 0 0.00 Ltd 8 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 4523 5540.04 4523 5540.04 3726 4727.20 623 580.57 UTTARAKHAND Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited 2 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 3 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 4 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 5 Nainital Bank Ltd 30 15.63 30 15.63 30 15.63 0 0.00 6 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 30 15.63 30 15.63 30 15.63 0 0.00 UTTAR PRADESH 1 Axis Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 Bandhan Bank 2 0 0.00 0 0.00 0 0.00 0 0.00 Limited 3 HDFC Bank Ltd. 1 4.00 1 4.00 0 0.00 0 0.00 4 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 5 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 6 Nainital Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

148 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - IV - A (II) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed 7 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 1 4.00 1 4.00 0 0.00 0 0.00 Total Central 4610 5638.87 4610 5638.87 3757 4743.63 623 580.57 Region EASTERN REGION BIHAR Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited 2 HDFC Bank Ltd. 2 6.44 2 6.44 0 0.00 0 0.00 3 ICICI Bank Limited 1055 978.97 1055 978.97 1055 978.97 0 0.00 4 IDFC Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 5 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 1057 985.41 1057 985.41 1055 978.97 0 0.00 JHARKHAND Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited 2 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 3 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 4 IDFC Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 5 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 6 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 ODISHA 1 Axis Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 Bandhan Bank 2 0 0.00 0 0.00 0 0.00 0 0.00 Limited 3 Federal Bank Ltd 40 34.13 0 0.00 0 0.00 0 0.00 4 HDFC Bank Ltd. 49 83.65 49 83.65 0 0.00 0 0.00 5 ICICI Bank Limited 868 858.18 868 858.18 730 719.69 138 138.49 6 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 7 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 957 975.96 917 941.83 730 719.69 138 138.49 WEST BENGAL Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited 2 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 3 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 4 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 5 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 6 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 Total Eastern 2014 1961.37 1974 1927.24 1785 1698.66 138 138.49 Region

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 149 STATEMENT - IV - A (II) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed NORTH EASTERN REGION ASSAM 1 Axis Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 Bandhan Bank 2 0 0.00 0 0.00 0 0.00 0 0.00 Limited 3 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 4 HDFC Bank Ltd. 41 46.18 41 46.18 0 0.00 0 0.00 5 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 South Indian Bank 6 0 0.00 0 0.00 0 0.00 0 0.00 Ltd Total 41 46.18 41 46.18 0 0.00 0 0.00 MANIPUR Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited 2 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 MEGHALAYA 1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 NAGALAND Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited 2 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 SIKKIM 1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 2 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 TRIPURA Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited 2 HDFC Bank Ltd. 3 4.31 3 4.31 0 0.00 0 0.00 Total 3 4.31 3 4.31 0 0.00 0 0.00 Total North 44 50.49 44 50.49 0 0.00 0 0.00 Eastern Region NORTHERN REGION CHANDIGARH 1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 HARYANA 1 Axis Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 2 Federal Bank Ltd 7 0.01 0 0.00 0 0.00 0 0.00

150 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - IV - A (II) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed 3 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 4 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 South Indian Bank 5 0 0.00 0 0.00 0 0.00 0 0.00 Ltd 6 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 7 0.01 0 0.00 0 0.00 0 0.00 HIMACHAL PRADESH 1 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 2 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 JAMMU AND KASHMIR 1 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 NEW DELHI Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited 2 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 3 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 4 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 5 Nainital Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 South Indian Bank 6 0 0.00 0 0.00 0 0.00 0 0.00 Ltd Total 0 0.00 0 0.00 0 0.00 0 0.00 PUNJAB 1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 2 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 3 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 RAJASTHAN Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited City Union Bank 2 0 0.00 0 0.00 0 0.00 0 0.00 Limited 3 HDFC Bank Ltd. 98 97.52 98 97.52 0 0.00 0 0.00 4 ICICI Bank Limited 11851 24570.97 11851 24570.97 11380 23999.73 471 571.24 5 IDFC Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 6 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 7 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 11949 24668.49 11949 24668.49 11380 23999.73 471 571.24 Total Northern 11956 24668.50 11949 24668.49 11380 23999.73 471 571.24 Region

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 151 STATEMENT - IV - A (II) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed SOUTHERN REGION ANDHRA PRADESH City Union Bank 1 378 1150.85 137 431.90 0 0.00 0 0.00 Limited 2 HDFC Bank Ltd. 15 47.35 15 47.35 0 0.00 0 0.00 3 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 4 Karnataka Bank Ltd 90 403.70 81 352.25 0 0.00 0 0.00 South Indian Bank 5 1 5.00 1 5.00 0 0.00 0 0.00 Ltd Tamilnad Mercantile 6 0 0.00 0 0.00 0 0.00 0 0.00 Bank Ltd Total 484 1606.90 234 836.50 0 0.00 0 0.00 KARNATAKA City Union Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited 2 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 3 HDFC Bank Ltd. 10756 35322.97 10756 35322.97 0 0.00 0 0.00 4 ICICI Bank Limited 4504 14706.76 4504 14706.76 4504 14706.76 0 0.00 5 IDFC Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 6 Karnataka Bank Ltd 342 1560.59 314 1434.94 1 10.00 6 13.97 South Indian Bank 7 2 15.96 2 15.96 0 0.00 0 0.00 Ltd Tamilnad Mercantile 8 0 0.00 0 0.00 0 0.00 0 0.00 Bank Ltd 9 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 15604 51606.28 15576 51480.63 4505 14716.76 6 13.97 KERALA Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited City Union Bank 2 0 0.00 0 0.00 0 0.00 0 0.00 Limited 3 Federal Bank Ltd 590 2593.97 64 48.21 12 2.57 1 0.06 4 HDFC Bank Ltd. 12351 41723.37 12351 41723.37 0 0.00 0 0.00 5 ICICI Bank Limited 3626 12313.97 3626 12313.97 3122 10636.33 504 1677.64 6 Karnataka Bank Ltd 5 31.92 5 31.92 0 0.00 0 0.00 South Indian Bank 7 89 233.65 80 175.61 0 0.00 0 0.00 Ltd Tamilnad Mercantile 8 4 12.00 4 12.00 0 0.00 0 0.00 Bank Ltd 9 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 16665 56908.88 16130 54305.08 3134 10638.90 505 1677.70

152 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - IV - A (II) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed PUDUCHERRY City Union Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited 2 HDFC Bank Ltd. 122 460.85 122 460.85 0 0.00 0 0.00 South Indian Bank 3 0 0.00 0 0.00 0 0.00 0 0.00 Ltd Tamilnad Mercantile 4 0 0.00 0 0.00 0 0.00 0 0.00 Bank Ltd Total 122 460.85 122 460.85 0 0.00 0 0.00 TAMIL NADU City Union Bank 1 66 157.64 38 87.64 4 11.50 4 10.50 Limited 2 Federal Bank Ltd 2 0.00 2 0.00 0 0.00 0 0.00 3 HDFC Bank Ltd. 11726 42748.20 11726 42748.20 0 0.00 0 0.00 4 ICICI Bank Limited 30019 100026.65 30019 100026.65 26932 94520.68 3087 5505.97 5 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 South Indian Bank 6 12 3.55 10 3.47 0 0.00 0 0.00 Ltd Tamilnad Mercantile 7 82 180.73 77 173.02 15 1.32 4 13.75 Bank Ltd 8 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 41907 143116.77 41872 143038.98 26951 94533.50 3095 5530.22 TELANGANA 1 HDFC Bank Ltd. 1656 5916.52 1656 5916.52 0 0.00 0 0.00 2 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 3 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 South Indian Bank 4 0 0.00 0 0.00 0 0.00 0 0.00 Ltd Total 1656 5916.52 1656 5916.52 0 0.00 0 0.00 Total Southern 76438 259616.20 75590 256038.56 34590 119889.16 3606 7221.89 Region WESTERN REGION GOA 1 HDFC Bank Ltd. 219 818.18 219 818.18 0 0.00 0 0.00 1 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 Total 219 818.18 219 818.18 0 0.00 0 0.00 GUJARAT Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited City Union Bank 2 0 0.00 0 0.00 0 0.00 0 0.00 Limited 3 HDFC Bank Ltd. 372 996.03 372 996.03 0 0.00 0 0.00 4 ICICI Bank Limited 2455 3327.03 2455 3327.03 1757 2465.92 698 861.11

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 153 STATEMENT - IV - A (II) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed 5 IDFC Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 Total 2827 4323.06 2827 4323.06 1757 2465.92 698 861.11 MAHARASHTRA Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited City Union Bank 2 0 0.00 0 0.00 0 0.00 0 0.00 Limited 3 Federal Bank Ltd 43 177.50 0 0.00 0 0.00 0 0.00 4 HDFC Bank Ltd. 6185 17805.37 6185 17805.37 0 0.00 0 0.00 5 ICICI Bank Limited 32582 60668.04 32582 60668.04 25868 52037.31 6714 8630.73 6 IDFC Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 7 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 South Indian Bank 8 0 0.00 0 0.00 0 0.00 0 0.00 Ltd Tamilnad Mercantile 9 0 0.00 0 0.00 0 0.00 0 0.00 Bank Ltd 10 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 38810 78650.91 38767 78473.41 25868 52037.31 6714 8630.73 Total Western 41856 83792.15 41813 83614.65 27625 54503.23 7412 9491.84 Region Grand Total 136918 375727.58 135980 371938.30 79137 204834.41 12250 18004.03

154 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - IV - A (II) (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed PRIVATE SECTOR BANKS - ALL INDIA POSITION 1 Axis Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 Bandhan Bank 2 0 0.00 0 0.00 0 0.00 0 0.00 Limited City Union Bank 3 444 1308.49 175 519.54 4 11.50 4 10.50 Limited 4 Federal Bank Ltd 682 2805.61 66 48.21 12 2.57 1 0.06 5 HDFC Bank Ltd. 43824 146387.56 43824 146387.56 0 0.00 0 0.00 6 ICICI Bank Limited 91310 222759.14 91310 222759.14 79075 204793.39 12235 17965.75 7 IDFC Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 8 Indusind Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 9 Karnataka Bank Ltd 438 2000.26 401 1823.16 1 10.00 6 13.97 10 Nainital Bank Ltd 30 15.63 30 15.63 30 15.63 0 0.00 11 Ratnakar Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 South Indian Bank 12 104 258.16 93 200.04 0 0.00 0 0.00 Ltd Tamilnad Mercantile 13 86 192.73 81 185.02 15 1.32 4 13.75 Bank Ltd 14 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total All Private Sec. Comm. 136918 375727.58 135980 371938.30 79137 204834.41 12250 18004.03 Banks TOTAL ALL PUBLIC SEC. 1375989 3073519.16 1087235 2681392.81 780639 1678345.80 44674 147243.35 COMM. BANKS - IV A (I) Grand Total- Commercial 1512907 3449246.74 1223215 3053331.11 859776 1883180.21 56924 165247.38 Banks

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 155 STATEMENT - IV - B Progress under Microfinance - Bank loans disbursed by Regional Rural Banks to SHGs during the year 2018-19 (Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed CENTRAL REGION CHHATTISGARH Chhattisgarh Rajya 1 12584 15164.09 12584 15164.09 12105 14828.90 479 335.19 Gramin Bank Total 12584 15164.09 12584 15164.09 12105 14828.90 479 335.19 MADHYA PRADESH Central Madhya 1 Pradesh Gramin 1799 3258.31 1392 2299.01 1392 2299.01 0 0.00 Bank Madhyanchal Gramin 2 2403 723.00 2196 692.00 2403 723.00 0 0.00 Bank Narmada Jhabua 3 3970 3839.65 3729 3611.02 3170 3075.09 122 118.21 Gramin Bank Total 8172 7820.96 7317 6602.03 6965 6097.10 122 118.21 UTTARAKHAND Uttarakhand Gramin 1 2547 1358.74 1750 1132.75 1245 920.38 411 52.47 Bank Total 2547 1358.74 1750 1132.75 1245 920.38 411 52.47 UTTAR PRADESH Allahabad UP 1 1319 907.56 1319 907.56 1015 666.10 0 0.00 Gramin Bank Baroda Uttar 2 Pradesh Gramin 1747 1193.17 1747 1193.17 1739 1188.47 0 0.00 Bank Gramin Bank of 3 1317 959.07 1125 863.44 1125 863.44 0 0.00 Aryavart Kashi Gomti Samyut 4 474 262.45 442 253.08 474 262.45 0 0.00 Gramin Bank 5 Purvanchal Bank 1020 822.00 1020 822.00 1020 822.00 0 0.00 Sarva U.P. Gramin 6 485 609.15 445 565.59 428 586.55 9 1.90 Bank Total 6362 4753.40 6098 4604.84 5801 4389.01 9 1.90 Total Central 29665 29097.19 27749 27503.71 26116 26235.39 1021 507.77 Region EASTERN REGION BIHAR Dakshin Bihar 1 56203 115458.00 56203 115458.00 56203 115458.00 0 0.00 Gramin Bank Uttar Bihar Gramin 2 44730 66016.00 44730 66016.00 44730 66016.00 0 0.00 Bank Total 100933 181474.00 100933 181474.00 100933 181474.00 0 0.00 JHARKHAND Jharkhand Gramin 1 3883 3901.00 3883 3901.00 3542 3561.11 17 15.89 Bank Vananchal Gramin 2 2111 4517.00 2111 4517.00 1722 3646.00 0 0.00 Bank Total 5994 8418.00 5994 8418.00 5264 7207.11 17 15.89

156 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - IV - B (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed ODISHA Odisha Gramya 1 74389 70782.10 74389 70782.10 74307 70698.92 82 83.18 Bank 2 Utkal Grameen Bank 9483 10096.98 8867 9491.16 9331 9794.07 0 0.00 Total 83872 80879.08 83256 80273.26 83638 80492.99 82 83.18 WEST BENGAL Bangiya Gramin 1 177254 224735.65 154824 164688.78 160127 173630.76 17127 51104.89 Vikash Bank Paschim Banga 2 37621 104132.75 37514 103745.54 36867 101190.12 0 0.00 Gramin Bank Uttar Banga 3 Kshetriya Gramin 27212 44528.51 27212 44528.51 15256 24385.11 11956 20143.40 Bank Total 242087 373396.91 219550 312962.83 212250 299205.99 29083 71248.29 Total Eastern 432886 644167.99 409733 583128.09 402085 568380.09 29182 71347.36 Region NORTH EASTERN REGION ARUNACHAL PRADESH Arunachal Pradesh 1 20 28.10 20 28.10 0 0.00 0 0.00 Rural Bank Total 20 28.10 20 28.10 0 0.00 0 0.00 ASSAM Assam Gramin 1 7865 11290.92 6773 9773.32 5253 7332.90 170 214.64 Vikash Bank Langpi Dehangi 2 822 613.70 805 610.44 128 80.69 4 3.32 Rural Bank Total 8687 11904.62 7578 10383.76 5381 7413.59 174 217.96 MANIPUR 1 Manipur Rural Bank 595 596.89 595 596.89 161 167.03 92 89.37 Total 595 596.89 595 596.89 161 167.03 92 89.37 MEGHALAYA 1 Meghalaya Rural Bank 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 MIZORAM 1 Mizoram Rural Bank 847 1237.95 775 1026.37 579 697.57 39 82.00 Total 847 1237.95 775 1026.37 579 697.57 39 82.00 NAGALAND 1 Nagaland Rural Bank 42 181.80 42 181.80 0 0.00 0 0.00 Total 42 181.80 42 181.80 0 0.00 0 0.00 TRIPURA 1 Tripura Gramin Bank 1823 1756.08 1778 1688.97 1722 1551.09 0 0.00 Total 1823 1756.08 1778 1688.97 1722 1551.09 0 0.00 Total North 12014 15705.44 10788 13905.89 7843 9829.28 305 389.33 Eastern Region NORTHERN REGION HARYANA Sarva Haryana 1 1625 2103.95 1625 2103.95 1376 1853.30 46 37.76 Gramin Bank Total 1625 2103.95 1625 2103.95 1376 1853.30 46 37.76

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 157 STATEMENT - IV - B (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed HIMACHAL PRADESH Himachal Pradesh 1 707 1261.00 707 1261.00 707 1261.00 0 0.00 Gramin Bank Total 707 1261.00 707 1261.00 707 1261.00 0 0.00 JAMMU AND KASHMIR 1 Ellaquai Dehati Bank 59 172.92 22 45.05 59 172.92 0 0.00 2 J & K Grameen Bank 1075 2038.83 1075 2038.83 990 1920.00 0 0.00 Total 1134 2211.75 1097 2083.88 1049 2092.92 0 0.00 PUNJAB 1 Punjab Gramin Bank 797 405.46 710 344.75 106 67.16 0 0.00 Total 797 405.46 710 344.75 106 67.16 0 0.00 RAJASTHAN Baroda Rajasthan 1 Kshetriya Gramin 13187 7913.00 13129 7881.00 12785 7720.00 307 145.00 Bank Rajasthan Marudhara 2 1383 642.81 1363 626.88 786 345.08 9 3.27 Gramin Bank Total 14570 8555.81 14492 8507.88 13571 8065.08 316 148.27 Total Northern 18833 14537.97 18631 14301.46 16809 13339.46 362 186.03 Region SOUTHERN REGION ANDHRA PRADESH Andhra Pragathi 1 47715 189005.08 47715 189005.08 0 0.00 0 0.00 Grameena Bank Chaitanya Godavari 2 19919 102804.13 19919 102804.13 15701 81433.44 0 0.00 Grameena Bank Saptagiri Grameena 3 43132 203932.42 40635 187800.17 32197 163024.62 6318 27976.35 Bank Total 110766 495741.63 108269 479609.38 47898 244458.06 6318 27976.35 KARNATAKA Karnataka Vikas 1 3951 9079.85 3920 9013.65 3755 8594.07 196 485.78 Grameena Bank Kaveri Grameena 2 3867 13536.77 3443 10399.23 2505 6863.96 104 295.10 Bank Pragathi Krishna 3 77645 89432.58 76321 87336.71 71538 82179.58 1501 1189.36 Gramin Bank Total 85463 112049.20 83684 106749.59 77798 97637.61 1801 1970.24 KERALA 1 Kerala Gramin Bank 8441 33798.04 7595 30801.37 4011 13887.98 114 429.53 Total 8441 33798.04 7595 30801.37 4011 13887.98 114 429.53 PUDUCHERRY Puduvai Bharathiyar 1 776 2870.53 742 2762.95 578 2147.64 27 121.86 Grama Bank Total 776 2870.53 742 2762.95 578 2147.64 27 121.86 TAMIL NADU 1 Pallavan Grama Bank 12371 52608.93 12067 51316.43 2764 11573.98 62 222.77 Pandyan Grama 2 1541 3633.53 1431 3377.69 117 260.26 165 216.52 Bank Total 13912 56242.46 13498 54694.12 2881 11834.24 227 439.29

158 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - IV - B (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed TELANGANA Andhra Pradesh 1 Grameena Vikas 182800 402911.08 182800 402911.08 108711 241988.40 22941 49074.57 Bank Telangana Grameena 2 31365 129498.26 31365 129498.26 16506 69816.36 81 250.13 Bank Total 214165 532409.34 214165 532409.34 125217 311804.76 23022 49324.70 Total Southern 433523 1233111.20 427953 1207026.75 258383 681770.29 31509 80261.97 Region WESTERN REGION GUJARAT Baroda Gujarat 1 893 1041.55 893 1041.55 893 1041.55 0 0.00 Gramin Bank Dena Gujarat Gramin 2 2779 3450.08 2779 3450.08 1118 1386.71 0 0.00 Bank Saurashtra Gramin 3 443 595.72 412 554.02 398 536.15 0 0.00 Bank Total 4115 5087.35 4084 5045.65 2409 2964.41 0 0.00 MAHARASHTRA Maharashtra Gramin 1 5613 7960.89 5613 7960.89 5012 6852.27 0 0.00 Bank Vidharbha Konkan 2 4169 5596.40 4067 5402.33 4169 5596.40 0 0.00 Gramin Bank Total 9782 13557.29 9680 13363.22 9181 12448.67 0 0.00 Total Western 13897 18644.64 13764 18408.87 11590 15413.08 0 0.00 Region Grand Total 940818 1955264.43 908618 1864274.77 722826 1314967.59 62379 152692.46

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 159 STATEMENT - IV - C Progress under Microfinance - Bank loans disbursed by Co-operative Banks to SHGs during the year 2018-19 (Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed CENTRAL REGION CHHATTISGARH 1 Bilaspur DCCB 0 0.00 0 0.00 0 0.00 0 0.00 2 Durg DCCB 224 86.08 217 84.00 224 86.08 0 0.00 3 Ambikapur DCCB 0 0.00 0 0.00 0 0.00 0 0.00 4 Jagdalpur DCCB 677 780.88 677 780.88 157 238.00 0 0.00 5 Raipur DCCB 26 57.70 26 57.70 0 0.00 0 0.00 6 Rajnandgaon DCCB 741 608.71 741 608.71 741 608.71 0 0.00 Total 1668 1533.37 1661 1531.29 1122 932.79 0 0.00 MADHYA PRADESH 1 Balaghat DCCB 14 22.45 14 22.45 14 22.45 0 0.00 2 Chhindwara DCCB 0 0.00 0 0.00 0 0.00 0 0.00 3 Khandwa DCCB 1 0.75 1 0.75 0 0.00 0 0.00 4 Khargone DCCB 40 13.00 40 13.00 20 6.50 0 0.00 5 Mandla DCCB 0 0.00 0 0.00 0 0.00 0 0.00 6 Panna DCCB 0 0.00 0 0.00 0 0.00 0 0.00 7 Ratlam DCCB 0 0.00 0 0.00 0 0.00 0 0.00 8 Shivpuri DCCB 0 0.00 0 0.00 0 0.00 0 0.00 9 Tikamgarh DCCB 0 0.00 0 0.00 0 0.00 0 0.00 10 Vidisha DCCB 0 0.00 0 0.00 0 0.00 0 0.00 Total 55 36.20 55 36.20 34 28.95 0 0.00 UTTARAKHAND 1 Almora DCCB 30 27.70 0 0.00 26 19.70 4 8.00 2 Chamoli DCCB 8 10.00 5 6.00 8 10.00 0 0.00 3 Dehradun DCCB 6 13.80 6 13.80 6 13.80 0 0.00 Nainital DCC 4 526 415.20 293 279.71 526 415.20 0 0.00 Haldwani 5 Pithoragarh DCCB 28 16.70 20 12.50 25 16.00 3 0.70 Tehri Garhwal 6 34 21.90 20 10.09 23 15.39 0 0.00 DCCBI 7 Uttarakhand STCB 5 0.11 5 0.11 0 0.00 0 0.00 8 Uttarkashi DCCB 241 64.34 203 55.23 121 37.32 0 0.00 Udhamsinghnagar 9 43 15.00 43 15.00 43 15.00 0 0.00 DCCB Rudrapur Garhwal DCCB 10 126 66.51 126 66.51 126 66.51 0 0.00 (Kotdwar) 11 Haridwar DCCB 47 36.05 42 33.50 47 36.05 0 0.00 Total 1094 687.31 763 492.45 951 644.97 7 8.70 UTTAR PRADESH 1 Agra DCCB 0 0.00 0 0.00 0 0.00 0 0.00 2 Aligarh DCCB 0 0.00 0 0.00 0 0.00 0 0.00 3 Allahabad DCCB 0 0.00 0 0.00 0 0.00 0 0.00 4 Banda DCCB 0 0.00 0 0.00 0 0.00 0 0.00 5 Bijnor DCCB 0 0.00 0 0.00 0 0.00 0 0.00 6 Budaun DCCB 26 26.00 26 26.00 26 26.00 0 0.00 7 Saharanpur DCCB 0 0.00 0 0.00 0 0.00 0 0.00 8 Etah DCCB 7 2.46 5 1.53 7 2.46 0 0.00

160 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - IV - C (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed 9 Etawah DCCB 0 0.00 0 0.00 0 0.00 0 0.00 10 Fatehpur DCCB 0 0.00 0 0.00 0 0.00 0 0.00 11 Firozabad DCCB 0 0.00 0 0.00 0 0.00 0 0.00 12 Ghaziabad DCCB 0 0.00 0 0.00 0 0.00 0 0.00 13 Gorakhpur DCCB 0 0.00 0 0.00 0 0.00 0 0.00 14 Hamirpur DCCB 0 0.00 0 0.00 0 0.00 0 0.00 15 Jalaun DCCB 0 0.00 0 0.00 0 0.00 0 0.00 16 Mau DCCB 0 0.00 0 0.00 0 0.00 0 0.00 17 Azamgarh DCCB 0 0.00 0 0.00 0 0.00 0 0.00 18 Ghazipur DCCB 0 0.00 0 0.00 0 0.00 0 0.00 19 Ballia DCCB 0 0.00 0 0.00 0 0.00 0 0.00 20 Barabanki DCCB 0 0.00 0 0.00 0 0.00 0 0.00 21 Bareilly Dccb 0 0.00 0 0.00 0 0.00 0 0.00 22 Bulandsahar DCCB 50 35.22 38 24.65 50 35.22 0 0.00 23 Jaunpur DCCB 0 0.00 0 0.00 0 0.00 0 0.00 24 Kanpur DCCB 0 0.00 0 0.00 0 0.00 0 0.00 Lakhimpur-Khiri 25 0 0.00 0 0.00 0 0.00 0 0.00 DCCB 26 Lalitpur DCCB 0 0.00 0 0.00 0 0.00 0 0.00 27 Lucknow DCCB 0 0.00 0 0.00 0 0.00 0 0.00 28 Meerut DCCB 4 8.17 0 0.00 0 0.00 0 0.00 29 Mirzapur DCCB 217 0.00 138 0.00 217 0.00 0 0.00 30 Muradabad DCCB 3 1.12 3 1.12 0 0.00 0 0.00 31 Pratapgarh DCCB 0 0.00 0 0.00 0 0.00 0 0.00 32 Raibareilly DCCB 0 0.00 0 0.00 0 0.00 0 0.00 33 Unnao DCCB 0 0.00 0 0.00 0 0.00 0 0.00 34 Mathura DCCB 0 0.00 0 0.00 0 0.00 0 0.00 35 Muzaffarnagar DCCB 0 0.00 0 0.00 0 0.00 0 0.00 36 Pilibhit DCCB 3 2.76 3 2.76 0 0.00 0 0.00 37 Rampur DCCB 0 0.00 0 0.00 0 0.00 0 0.00 38 Uttar Pradesh STCB 0 0.00 0 0.00 0 0.00 0 0.00 Total 310 75.73 213 56.06 300 63.68 0 0.00 Total Central 3127 2332.61 2692 2116.00 2407 1670.39 7 8.70 Region EASTERN REGION ANDAMAN & NICOBAR Andaman & Nicobar 1 334 745.57 248 693.91 10 7.65 0 0.00 STCB Total 334 745.57 248 693.91 10 7.65 0 0.00 BIHAR 1 Samastipur DCCB 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 JHARKHAND 1 Dhanbad CCB 38 19.00 38 19.00 34 17.00 0 0.00 2 Jharkhand STCB 101 172.70 101 172.70 101 172.70 0 0.00 Total 139 191.70 139 191.70 135 189.70 0 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 161 STATEMENT - IV - C (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed ODISHA 1 Cuttack CCB 647 989.85 647 989.85 415 532.65 232 457.20 2 Keonjhar CCB 263 333.89 263 333.89 263 333.89 0 0.00 3 Nayagarh DCCB 139 192.77 139 192.77 0 0.00 0 0.00 4 Angul United CCB 783 860.97 783 860.97 783 860.97 0 0.00 5 Aska CCB 63 74.15 63 74.15 4 7.50 0 0.00 Balasore Bhadrak 6 2693 3942.07 2693 3942.07 0 0.00 0 0.00 CCB 7 Banki CCB 158 194.98 158 194.98 158 194.98 0 0.00 8 Berhampore CCB 718 540.10 718 540.10 0 0.00 0 0.00 9 Bhawanipatna CCB 11 12.10 11 12.10 11 12.10 0 0.00 10 Bolangir DCCB 66 70.81 66 70.81 66 70.81 0 0.00 11 Boudh CCB 39 64.90 39 64.90 0 0.00 0 0.00 12 Khurda CCB 134 257.65 134 257.65 0 0.00 0 0.00 13 Koraput CCB 461 496.24 461 496.24 0 0.00 0 0.00 14 Mayurbhanj DCCB 35 33.65 35 33.65 35 33.65 0 0.00 15 Sambalpur DCCB 175 149.87 175 149.87 0 0.00 0 0.00 16 Sundargarh DCCB 2850 2525.86 2850 2525.86 2463 1940.95 387 584.91 United Puri-Nimapara 17 58 47.43 58 47.43 58 47.43 0 0.00 CCB Total 9293 10787.29 9293 10787.29 4256 4034.93 619 1042.11 WEST BENGAL 1 Balageria CCB 578 823.38 578 823.38 0 0.00 0 0.00 2 Bankura DCCB 2332 2985.21 2268 2912.01 1866 2388.20 0 0.00 3 Birbhum DCCB 12 12.03 12 12.03 0 0.00 0 0.00 4 Darjeeling DCCB 10 32.00 0 0.00 0 0.00 0 0.00 5 Hooghly DCCB 13914 12440.12 13914 12440.12 0 0.00 0 0.00 6 Howrah DCCB 3693 4568.14 3592 4443.21 0 0.00 0 0.00 7 Malda DCCB 3746 4982.42 3746 4982.42 3746 4982.42 0 0.00 8 Murshidabad DCCB 5460 8530.67 5460 8530.67 4525 7087.52 0 0.00 9 Nadia DCCB 26800 29531.64 24766 27290.19 0 0.00 0 0.00 10 Purulia DCCB 114 234.88 114 234.88 85 203.13 29 31.75 11 Raiganj CCB 1363 2802.94 1363 2802.94 175 205.25 0 0.00 12 Tamluk Ghatal CCB 7518 10500.47 7518 10500.47 0 0.00 0 0.00 13 The Burdwan DCCB 870 887.11 756 748.51 0 0.00 0 0.00 The Dakshin Dinajpur 14 540 608.02 540 608.02 133 199.50 87 121.66 DCCB 15 The Jalpaiguri CCB 63 117.88 63 117.88 0 0.00 0 0.00 16 The Mugberia CCB 4100 5609.72 3842 4977.62 0 0.00 0 0.00 The West Bengal 17 22637 9079.50 20341 7775.70 0 0.00 0 0.00 STCB 18 Vidyasagar CCB 3785 4882.57 3720 4587.19 0 0.00 0 0.00 Total 97535 98628.70 92593 93787.24 10530 15066.02 116 153.41 Total Eastern 107301 110353.26 102273 105460.14 14931 19298.30 735 1195.52 Region

162 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - IV - C (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed NORTH EASTERN REGION ASSAM The Assam Co- 1 Operative Apex Bank 386 324.20 361 306.60 386 324.20 0 0.00 Ltd. Total 386 324.20 361 306.60 386 324.20 0 0.00 MANIPUR 1 Manipur STCB 235 165.30 235 165.30 0 0.00 0 0.00 Total 235 165.30 235 165.30 0 0.00 0 0.00 MEGHALAYA The Meghalaya 1 Co-Operative Apex 184 90.67 184 90.67 182 87.49 2 3.18 Bank Ltd. Total 184 90.67 184 90.67 182 87.49 2 3.18 MIZORAM Mizoram Co- 1 Operative Apex Bank 29 39.00 29 39.00 18 18.00 10 16.50 Ltd. Total 29 39.00 29 39.00 18 18.00 10 16.50 SIKKIM 1 Sikkim STCB 96 91.00 96 91.00 96 91.00 0 0.00 Total 96 91.00 96 91.00 96 91.00 0 0.00 Total North 930 710.17 905 692.57 682 520.69 12 19.68 Eastern Region NORTHERN REGION CHANDIGARH 1 Chandigarh STCB 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 HARYANA 1 Ambala CCB 16 8.10 16 8.10 10 5.10 0 0.00 2 Faridabad CCB 0 0.00 0 0.00 0 0.00 0 0.00 3 Fatehabad CCB 0 0.00 0 0.00 0 0.00 0 0.00 4 Gurgaon CCB 8 6.50 8 6.50 0 0.00 8 6.50 5 Hissar CCB 0 0.00 0 0.00 0 0.00 0 0.00 6 Jhajjar CCB 0 0.00 0 0.00 0 0.00 0 0.00 7 Kaithal CCB 10 0.86 10 0.86 10 0.86 0 0.00 8 Karnal CCB 0 0.00 0 0.00 0 0.00 0 0.00 9 Kurukshetra CCB 0 0.00 0 0.00 0 0.00 0 0.00 10 Mahendragarh CCB 0 0.00 0 0.00 0 0.00 0 0.00 11 Panchakula CCB 0 0.00 0 0.00 0 0.00 0 0.00 12 Panipat CCB 12 6.10 12 6.10 0 0.00 0 0.00 13 Rewari CCB 1 1.00 0 0.00 0 0.00 0 0.00 14 Rohtak CCB 0 0.00 0 0.00 0 0.00 0 0.00 15 Sirsa CCB 3 0.62 3 0.62 0 0.00 3 0.62 16 Sonepat CCB 8 14.36 5 10.18 8 14.36 0 0.00 17 Yamunanagar CCB 7 3.02 7 3.02 7 3.02 0 0.00 Total 65 40.56 61 35.38 35 23.34 11 7.12

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 163 STATEMENT - IV - C (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed HIMACHAL PRADESH 1 Jogindra CCB 200 359.11 200 359.11 52 133.96 0 0.00 Himachal Pradesh 2 1186 1904.81 877 1364.00 877 1364.00 0 0.00 STCB 3 Kangra CB 963 1632.05 888 1570.78 539 1101.47 5 5.10 Total 2349 3895.97 1965 3293.89 1468 2599.43 5 5.10 JAMMU AND KASHMIR 1 Baramulla CCB 0 0.00 0 0.00 0 0.00 0 0.00 2 Anantnag CCB 0 0.00 0 0.00 0 0.00 0 0.00 3 Jammu CCB 0 0.00 0 0.00 0 0.00 0 0.00 Jammu & Kashmir 4 0 0.00 0 0.00 0 0.00 0 0.00 STCB Total 0 0.00 0 0.00 0 0.00 0 0.00 NEW DELHI 1 Delhi STCB 2 1.00 2 1.00 0 0.00 0 0.00 Total 2 1.00 2 1.00 0 0.00 0 0.00 PUNJAB 1 Amritsar CCB 0 0.00 0 0.00 0 0.00 0 0.00 2 Bhatinda CCB 0 0.00 0 0.00 0 0.00 0 0.00 3 Faridkot CCB 0 0.00 0 0.00 0 0.00 0 0.00 Fatehgarh Sahib 4 29 69.80 29 69.80 0 0.00 0 0.00 CCB, Sirhind 5 Fazilka CCB 0 0.00 0 0.00 0 0.00 0 0.00 6 Ferozepur CCB 0 0.00 0 0.00 0 0.00 0 0.00 7 Gurdaspur CCB 0 0.00 0 0.00 0 0.00 0 0.00 8 Hoshiarpur CCB 8 8.07 7 7.07 0 0.00 0 0.00 9 Jalandhar CCB 5 4.86 0 0.00 0 0.00 0 0.00 10 Kapurthala CCB 1 0.50 1 0.50 0 0.00 0 0.00 11 Ludhiana CCB 7 2.00 7 2.00 0 0.00 0 0.00 12 Mansa CCB 0 0.00 0 0.00 0 0.00 0 0.00 13 Moga CCB 9 0.86 9 0.86 0 0.00 0 0.00 14 Muktsar CCB 0 0.00 0 0.00 0 0.00 0 0.00 15 Nawanshahr CCB 3 2.00 3 2.00 0 0.00 0 0.00 16 Patiala CCB 4 6.30 4 6.30 0 0.00 0 0.00 17 Ropar CCB 0 0.00 0 0.00 0 0.00 0 0.00 18 Sangrur CCB 4 4.00 4 4.00 4 4.00 0 0.00 19 Taran Taran CCB 1 0.15 1 0.15 0 0.00 0 0.00 Total 71 98.54 65 92.68 4 4.00 0 0.00 RAJASTHAN 1 Ajmer CCB 100 14.24 50 7.12 100 14.24 0 0.00 2 Baran CCB 0 0.00 0 0.00 0 0.00 0 0.00 3 Chittorgarh CCB 28 48.02 23 42.82 0 0.00 0 0.00 4 Dausa CCB 33 16.50 33 16.50 0 0.00 0 0.00 5 Hanumangarh CCB 0 0.00 0 0.00 0 0.00 0 0.00 6 Jhunjhunu CCB 373 393.07 373 393.07 0 0.00 0 0.00 Sawai Madhopur 7 19 16.40 19 16.40 0 0.00 0 0.00 CCB

164 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - IV - C (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed 8 Alwar CCB 95 118.39 95 118.39 0 0.00 0 0.00 9 Banswara CCB 224 224.00 224 224.00 112 112.00 112 112.00 10 Barmer CCB 0 0.00 0 0.00 0 0.00 0 0.00 11 Bharatpur CCB 0 0.00 0 0.00 0 0.00 0 0.00 12 Bundi DCCB 101 75.82 101 75.82 93 71.62 0 0.00 13 Bhilwara CCB 31 16.70 31 16.70 0 0.00 0 0.00 14 Bikaner CCB 36 57.11 36 57.11 0 0.00 0 0.00 15 Tonk CCB 149 53.68 0 0.00 149 53.68 0 0.00 16 Churu CCB 13 46.29 13 46.29 0 0.00 0 0.00 17 Dungarpur CCB 12 6.35 12 6.35 0 0.00 0 0.00 18 Ganganagar CCB 65 71.09 65 71.09 0 0.00 0 0.00 19 Jaipur CCB 4 4.00 4 4.00 0 0.00 0 0.00 20 Jaisalmer CCB 0 0.00 0 0.00 0 0.00 0 0.00 21 Jalore CCB 4 5.50 4 5.50 4 5.50 0 0.00 22 Jhalawar CCB 16 24.92 16 24.92 0 0.00 0 0.00 23 Jodhpur CCB 1 3.00 1 3.00 0 0.00 0 0.00 24 Kota CCB 0 0.00 0 0.00 0 0.00 0 0.00 25 Nagaur CCB 1 0.80 1 0.80 1 0.80 0 0.00 26 Pali DCCB 0 0.00 0 0.00 0 0.00 0 0.00 27 Sikar CCB 232 350.74 232 350.74 0 0.00 0 0.00 28 Sirohi CCB 44 36.45 44 36.45 0 0.00 0 0.00 29 Udaipur CCB 36 20.06 36 20.06 0 0.00 0 0.00 Total 1617 1603.13 1413 1537.13 459 257.84 112 112.00 Total Northern 4104 5639.20 3506 4960.08 1966 2884.61 128 124.22 Region SOUTHERN REGION ANDHRA PRADESH 1 Anantpur DCCB 119 1429.82 119 1429.82 0 0.00 0 0.00 Andhra Pradesh 2 74 57.25 74 57.25 0 0.00 0 0.00 STCB 3 Chittoor DCCB 98 272.85 98 272.85 0 0.00 0 0.00 4 Eluru DCCB 564 1803.96 564 1803.96 0 0.00 0 0.00 5 Kakinada DCCB 46 167.68 46 167.68 46 167.68 0 0.00 6 Kurnool DCCB 55 167.00 55 167.00 55 167.00 0 0.00 7 Srikakulam DCCB 21 46.35 21 46.35 21 46.35 0 0.00 Visakhapatnam 8 304 1293.24 304 1293.24 152 449.29 0 0.00 DCCB 9 Guntur DCCB 726 2480.10 726 2480.10 363 1240.05 0 0.00 10 Krishna DCCB 2875 17342.26 2875 17342.26 0 0.00 0 0.00 11 Nellore DCCB 0 0.00 0 0.00 0 0.00 0 0.00 12 Prakasam DCCB 250 1085.45 250 1085.45 0 0.00 0 0.00 Total 5132 26145.96 5132 26145.96 637 2070.37 0 0.00 KARNATAKA 1 Bagalkot DCCB 68 85.72 68 85.72 29 30.52 36 49.20 2 Mandya DCCB 2883 10133.56 2665 9602.86 1730 6080.14 1153 4053.42 Banglore, Banglore 3 Rural & Ramanagra 863 3493.00 858 3463.00 858 3463.00 0 0.00 DCCB

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 165 STATEMENT - IV - C (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed 4 Belagavi DCCB 921 2679.41 781 1742.09 782 2143.58 139 535.83 5 Bellary DCCB 903 1743.80 891 1722.40 834 1628.45 0 0.00 6 Chikmagalur DCCB 337 674.40 327 650.00 294 610.00 0 0.00 7 Chitradurga DCCB 245 386.90 245 386.90 200 302.80 45 84.10 8 Dawangere DCCB 511 568.65 486 540.79 0 0.00 0 0.00 9 Bidar DCCB 5107 14005.68 5107 14005.68 0 0.00 0 0.00 Gulbarga and Yadgir 10 1 2.00 1 2.00 1 2.00 0 0.00 DCCB 11 Hassan DCCB 2710 8388.90 2592 8023.99 2442 7505.76 96 293.67 12 Kanara DCCB 680 1744.17 642 1638.42 399 1025.56 243 612.86 Karnataka CCB, 13 434 753.60 403 706.44 149 237.76 15 28.80 (Dharwad) 14 Kodagu DCCB 389 1757.22 374 1491.89 339 830.00 0 0.00 Kolar and 15 Chickaballapur 4792 17641.73 4792 17641.73 0 0.00 0 0.00 DCCB Mysore and 16 Chamarajnagar 52 148.05 52 148.05 38 92.15 1 3.00 DCCB 17 Raichur DCCB 294 485.60 290 476.60 131 239.00 163 246.60 18 Shimoga DCCB 3448 9422.61 3409 9316.02 2929 8004.29 285 778.84 19 South Canara DCCB 5630 10194.52 4453 6829.09 5630 10194.52 0 0.00 20 Tumkur DCCB 1577 4739.12 1164 3488.22 1164 3488.22 0 0.00 21 Vijayapura DCCB 592 805.53 503 684.70 0 0.00 0 0.00 Total 32437 89854.17 30103 82646.59 17949 45877.75 2176 6686.32 KERALA 1 Alappuzha DCB 1656 18653.43 1573 17720.76 0 0.00 0 0.00 2 Ernakulam DCB 576 3998.67 576 3998.67 0 0.00 0 0.00 3 Idukki DCB 1834 5712.83 1704 4818.18 0 0.00 0 0.00 4 Kannur DCB 47 302.00 37 121.00 0 0.00 0 0.00 5 Asaragod DCB 262 1072.90 231 937.20 262 1072.90 0 0.00 6 Kollam DCB 300 600.00 174 348.00 30 60.00 0 0.00 7 Kottayam DCB 0 0.00 0 0.00 0 0.00 0 0.00 8 Kozhikode DCB 34 153.00 28 144.00 26 130.00 8 23.00 9 Malappuram DCB 272 778.40 272 778.40 2 6.00 3 10.80 10 Palakkad DCB 12 42.39 12 42.39 11 38.66 1 3.73 11 Pathanamthitta DCB 210 1512.90 210 1508.90 0 0.00 0 0.00 Thiruvananthapuram 12 64 960.56 64 960.56 64 960.56 0 0.00 DCB 13 Wayanad DCB 1400 4117.58 1400 4117.58 1400 4117.58 0 0.00 14 Thrissur DCB 512 2992.00 512 2992.00 0 0.00 0 0.00 Total 7179 40896.66 6793 38487.64 1795 6385.70 12 37.53 PUDUCHERRY 1 Pondicherry STCB 65 341.38 65 341.38 65 341.38 0 0.00 Total 65 341.38 65 341.38 65 341.38 0 0.00

166 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - IV - C (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed TAMIL NADU 1 Chennai CCB 216 616.88 216 616.88 0 0.00 0 0.00 2 Dindigul CCB 276 1483.65 269 1452.37 67 142.71 181 1186.91 3 Coimbatore DCCB 1150 5075.54 1124 4968.34 751 3227.95 399 1847.59 4 Cuddalore DCCB 1165 2453.66 1156 2443.41 1049 2133.19 116 320.47 5 Dharmapuri DCCB 504 3061.95 499 3029.45 32 102.81 0 0.00 6 Erode DCCB 1311 4391.40 1310 4388.40 0 0.00 1311 4391.40 7 Kancheepuram CCB 5313 670.02 5313 670.02 0 0.00 0 0.00 8 Kanyakumari DCCB 1783 12728.25 1415 11455.42 0 0.00 0 0.00 9 Kumbakonam CCB 1468 3268.24 1468 3268.24 181 334.48 0 0.00 10 Madurai DCCB 775 2528.35 775 2528.35 620 2022.40 155 505.95 11 Nilgiris DCCB 582 2924.38 577 2899.38 0 0.00 0 0.00 12 Pudukottai DCCB 797 2592.21 765 2540.37 0 0.00 0 0.00 Ramanathapuram 13 456 2158.50 456 2158.50 456 2158.50 0 0.00 DCCB 14 Salem DCCB 3820 13474.32 3629 12800.60 2292 8084.59 1146 4042.30 15 Sivgangai DCCB 1522 4996.45 1522 4996.45 0 0.00 0 0.00 16 Thanjavur CCB 640 2022.05 640 2022.05 181 615.20 459 1406.85 17 Tiruchirapalli DCCB 3021 11856.73 3000 11754.63 2741 11246.07 280 610.66 18 Tirunelveli DCCB 1683 4332.00 1683 4332.00 1683 4332.00 0 0.00 The Tiruvannamalai 19 District Central Co- 4268 11195.85 4264 11186.70 4268 11195.85 0 0.00 Operative Bank Ltd. 20 Vellore DCCB 1609 5601.15 1609 5601.15 811 2122.27 0 0.00 21 Villupuram DCCB 60 137.20 60 137.20 60 137.20 0 0.00 22 Virudhunagar DCCB 2518 2372.64 2518 2372.64 0 0.00 0 0.00 23 Thoothukudi DCCB 831 4594.88 831 4594.88 799 4528.78 32 66.10 Total 35768 104536.30 35099 102217.43 15991 52384.00 4079 14378.23 TELANGANA 1 Adilabad DCCB 143 345.32 143 345.32 143 345.32 0 0.00 2 Khammam DCCB 89 378.93 89 378.93 89 378.93 0 0.00 3 Medak DCCB 419 2328.93 419 2328.93 0 0.00 0 0.00 4 Warangal DCCB 0 0.00 0 0.00 0 0.00 0 0.00 5 Karimnagar DCCB 1371 7094.56 1371 7094.56 0 0.00 0 0.00 6 Mahbubnagar DCCB 0 0.00 0 0.00 0 0.00 0 0.00 7 Nalgonda DCCB 43 207.59 43 207.59 0 0.00 0 0.00 8 Nizamabad DCCB 591 2748.55 591 2748.55 0 0.00 0 0.00 9 Telangana STCB 591 1396.53 588 1395.16 591 1396.53 0 0.00 Total 3247 14500.41 3244 14499.04 823 2120.78 0 0.00 Total Southern 83828 276274.88 80436 264338.04 37260 109179.98 6267 21102.08 Region WESTERN REGION GOA 1 Goa STCB 92 316.37 91 314.39 0 0.00 0 0.00 Total 92 316.37 91 314.39 0 0.00 0 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 167 STATEMENT - IV - C (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed GUJARAT 1 Banaskantha DCCB 3 1.50 3 1.50 0 0.00 3 1.50 2 Bhavnagar DCCB 5 50.50 3 30.00 0 0.00 0 0.00 3 Mehsana DCCB 83 225.00 83 225.00 0 0.00 0 0.00 4 Panchmahals DCB 4 2.25 4 2.25 0 0.00 0 0.00 5 Rajkot DCB 238 391.60 238 391.60 24 31.30 0 0.00 6 Sabarkantha DCCB 20 38.45 20 38.45 0 0.00 0 0.00 7 Surat DCB 210 109.45 210 109.45 0 0.00 0 0.00 8 Ahmedabad DCB 74 57.30 74 57.30 74 57.30 0 0.00 9 Amreli DCCB 0 0.00 0 0.00 0 0.00 0 0.00 10 Bharuch DCCB 63 418.19 28 164.34 0 0.00 0 0.00 11 Gujarat STCB 0 0.00 0 0.00 0 0.00 0 0.00 12 Jamnagar DCB 3 3.00 3 3.00 0 0.00 0 0.00 13 Junagadh DCB 0 0.00 0 0.00 0 0.00 0 0.00 14 Kachchh DCCB 0 0.00 0 0.00 0 0.00 0 0.00 15 Kaira DCCB 0 0.00 0 0.00 0 0.00 0 0.00 Kodinar Taluka Co- 16 Operative Banking 71 55.14 71 55.14 0 0.00 0 0.00 Union Ltd. 17 Surendranagar DCB 0 0.00 0 0.00 0 0.00 0 0.00 18 Valsad DCCB 1 1.00 1 1.00 0 0.00 0 0.00 Total 775 1353.38 738 1079.03 98 88.60 3 1.50 MAHARASHTRA 1 Akola DCCB 132 124.59 132 124.59 118 118.00 0 0.00 2 Amrawati DCCB 81 68.10 74 61.80 0 0.00 0 0.00 3 Aurangabad DCCB 0 0.00 0 0.00 0 0.00 0 0.00 4 Beed DCCB 0 0.00 0 0.00 0 0.00 0 0.00 5 Bhandara DCCB 637 589.00 637 589.00 571 437.00 0 0.00 6 Buldhana DCCB 0 0.00 0 0.00 0 0.00 0 0.00 7 Chandrapur DCCB 3630 2171.77 3630 2171.77 1239 616.14 2391 1555.63 Dhule & Nandurbar 8 191 335.44 174 303.89 0 0.00 0 0.00 DCCB 9 Gadchiroli DCCB 1907 1414.64 1896 1408.14 809 364.30 0 0.00 10 Jalna DCCB 6 17.00 6 17.00 0 0.00 0 0.00 11 Kolhapur DCCB 641 840.61 641 840.61 257 360.94 0 0.00 12 Latur DCCB 6049 4270.34 6049 4270.34 798 906.52 0 0.00 13 Nagpur DCCB 0 0.00 0 0.00 0 0.00 0 0.00 14 Nasik DCCB 0 0.00 0 0.00 0 0.00 0 0.00 15 Osmanabad DCCB 0 0.00 0 0.00 0 0.00 0 0.00 16 Parbhani DCCB 0 0.00 0 0.00 0 0.00 0 0.00 17 Pune DCCB 497 631.93 497 631.93 0 0.00 0 0.00 18 Raigad DCCB 2925 0.00 2257 0.00 745 0.00 0 0.00 19 Ratnagiri DCCB 339 337.13 327 324.93 53 48.25 0 0.00 20 Sangli DCCB 24181 12065.94 22773 10703.95 3696 4251.38 0 0.00 21 Sindhudurg DCCB 834 905.90 834 905.90 246 249.20 0 0.00 22 Solapur DCCB 0 0.02 0 0.00 0 0.02 0 0.00

168 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - IV - C (contd.)

(Amt. R lakh) Out of Total - Loan Out of Total - Loan Total Loans disbursed Out of Total SHGs - disbursed to Exclusive disbursed under NRLM/ Sr. during the year Under NULM/SJSRY Name of Bank Women SHGs SGSY No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs Disbursed SHGs Disbursed SHGs Disbursed SHGs Disbursed The Ahmednagar 23 170 247.58 170 247.58 102 140.46 0 0.00 DCCB 24 The Gondia DCCB 260 536.50 240 526.60 260 536.50 0 0.00 25 The Jalgaon DCCB 0 0.00 0 0.00 0 0.00 0 0.00 26 Maharashtra STCB 0 0.00 0 0.00 0 0.00 0 0.00 27 Nanded DCCB 0 0.00 0 0.00 0 0.00 0 0.00 28 Satara DCCB 525 106.41 525 106.41 23 24.00 0 0.00 29 Thane DCCB 1509 5598.94 1504 5596.44 50 49.50 0 0.00 30 Wardha DCCB 0 0.00 0 0.00 0 0.00 0 0.00 31 Yavatmal DCCB 4 10.00 3 7.00 0 0.00 4 10.00 Total 44518 30271.84 42369 28837.88 8967 8102.21 2395 1565.63 Total Western 45385 31941.59 43198 30231.30 9065 8190.81 2398 1567.13 Region Grand Total 244675 427251.71 233010 407798.13 66311 141744.78 9547 24017.33

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 169 STATEMENT - V - A (I) Progress under Microfinance - Bank Loans outstanding against SHGs as on 31 March 2019 - Public Sector Com. Banks (Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total - NULM/ outstanding against Sr. Women SHGs SGSY SHGs SJSRY SHGs Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs CENTRAL REGION CHHATTISGARH 1 Allahabad Bank 1551 1523.76 673 607.82 1415 1428.14 91 61.70 2 Andhra Bank 111 109.72 108 107.30 71 81.93 37 25.37 3 Bank of Baroda 1945 1049.57 1804 987.02 1497 859.69 11 7.15 4 Bank of India 1253 967.00 1253 967.00 834 649.00 419 318.00 Bank of 5 712 641.40 493 378.44 544 516.09 18 9.69 Maharashtra 6 Canara Bank 988 775.59 965 746.87 482 438.66 355 228.44 Central Bank of 7 4865 4429.99 563 505.68 563 505.68 4 5.40 India 8 Corporation Bank 211 236.71 156 194.09 83 50.13 12 4.33 9 Dena Bank 3911 1800.38 3592 1685.34 3396 1661.75 266 67.33 10 IDBI Bank Limited 415 268.49 399 256.16 286 186.68 24 22.15 11 Indian Bank 114 146.00 112 143.00 64 88.00 16 13.00 Indian Overseas 12 605 1218.75 605 1218.75 605 1218.75 0 0.00 Bank Oriental Bank of 13 244 191.66 69 43.60 161 132.71 40 18.47 Commerce Punjab and Sind 14 69 53.37 61 42.23 35 23.19 34 30.18 Bank Punjab National 15 3473 3251.85 1545 1485.78 2256 2249.41 92 73.06 Bank 16 State Bank of India 5707 4467.00 5257 4114.00 4606 3792.00 75 59.00 17 Syndicate Bank 296 124.37 296 124.37 63 60.45 18 15.92 18 UCO Bank 2523 1348.82 1888 1114.30 1598 819.74 860 493.93 19 Union Bank of India 1321 1027.00 930 662.00 1129 899.00 41 31.00 20 Vijaya Bank 333 133.09 328 133.09 83 25.41 75 30.74 Total 30647 23764.52 21097 15516.84 19771 15686.41 2488 1514.86 MADHYA PRADESH 1 Allahabad Bank 1695 1351.84 184 100.66 1431 1050.86 30 32.31 2 Andhra Bank 41 16.46 41 16.46 36 13.93 5 2.53 3 Bank of Baroda 1085 834.48 909 733.34 788 702.42 0 0.00 4 Bank of India 21481 8110.00 16652 5984.00 8177 3357.00 6470 2721.00 Bank of 5 779 533.71 394 236.01 308 135.25 10 9.37 Maharashtra 6 Canara Bank 537 445.58 532 441.62 55 20.84 216 153.74 Central Bank of 7 8085 5301.05 1544 868.00 1544 868.00 20 15.92 India 8 Corporation Bank 27 15.49 11 6.60 4 1.77 1 0.29 9 Dena Bank 85 54.67 71 38.17 47 33.59 13 3.22 10 IDBI Bank Limited 1718 1514.08 1597 1479.43 5 2.04 1 0.33 11 Indian Bank 455 1004.00 446 984.00 19 19.00 51 117.00

170 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - V - A (I) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total - NULM/ outstanding against Sr. Women SHGs SGSY SHGs SJSRY SHGs Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs Indian Overseas 12 2 0.50 2 0.50 2 0.50 0 0.00 Bank Oriental Bank of 13 55 52.67 27 17.03 17 27.35 32 16.58 Commerce Punjab and Sind 14 110 202.02 56 133.49 18 37.33 92 164.69 Bank Punjab National 15 2138 1586.37 827 506.62 1084 390.86 23 5.11 Bank 16 State Bank of India 3528 2357.00 3206 2142.00 1355 832.00 120 80.00 17 Syndicate Bank 365 197.46 339 181.86 85 38.65 75 53.05 18 UCO Bank 3936 2054.49 2750 1571.46 1493 992.79 2339 1025.64 19 Union Bank of India 1511 1708.00 843 685.00 1006 748.00 110 146.00 20 Vijaya Bank 61 33.26 54 33.26 24 22.48 3 1.07 Total 47694 27373.13 30485 16159.51 17498 9294.66 9611 4547.85 UTTARAKHAND 1 Allahabad Bank 221 156.88 25 9.07 49 31.84 3 2.07 2 Andhra Bank 2 1.36 2 1.36 2 1.36 0 0.00 3 Bank of Baroda 405 135.19 326 98.22 281 102.73 0 0.00 4 Bank of India 15 7.00 9 1.00 7 1.00 5 4.00 Bank of 5 0 0.00 0 0.00 0 0.00 0 0.00 Maharashtra 6 Canara Bank 193 192.79 188 185.78 13 7.53 57 58.24 Central Bank of 7 66 14.67 3 0.00 3 0.00 0 0.00 India 8 Corporation Bank 20 6.55 20 6.55 20 6.55 0 0.00 9 Dena Bank 6 1.97 6 1.97 6 1.97 0 0.00 10 IDBI Bank Limited 243 101.09 241 99.36 4 1.83 0 0.00 11 Indian Bank 3 1.00 3 1.00 0 0.00 0 0.00 Indian Overseas 12 80 78.26 80 78.26 80 78.26 0 0.00 Bank Oriental Bank of 13 71 39.86 25 7.97 26 7.06 4 2.33 Commerce Punjab and Sind 14 122 60.79 121 49.24 117 56.53 5 4.26 Bank Punjab National 15 1012 501.18 290 144.31 73 19.95 0 0.00 Bank 16 State Bank of India 624 325.00 623 324.00 472 206.00 8 4.00 17 Syndicate Bank 136 101.48 136 101.48 27 24.17 12 21.66 18 UCO Bank 281 147.55 216 103.09 118 53.07 120 81.57 19 Union Bank of India 200 170.00 181 130.00 100 64.00 40 45.00 20 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00 Total 3700 2042.62 2495 1342.66 1398 663.85 254 223.13

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 171 STATEMENT - V - A (I) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total - NULM/ outstanding against Sr. Women SHGs SGSY SHGs SJSRY SHGs Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs UTTAR PRADESH 1 Allahabad Bank 10506 15841.26 2577 784.34 6131 8414.53 268 106.82 2 Andhra Bank 45 1.74 44 1.74 42 1.74 2 0.00 3 Bank of Baroda 8486 5147.00 6584 2881.81 4315 2145.01 31 37.06 4 Bank of India 891 1106.00 749 678.00 887 1048.00 4 58.00 Bank of 5 24 49.65 11 4.74 6 1.71 0 0.00 Maharashtra 6 Canara Bank 1317 1102.29 1212 1000.00 486 328.31 519 512.17 Central Bank of 7 3106 2302.50 380 258.11 380 258.11 20 18.88 India 8 Corporation Bank 67 34.05 44 8.80 26 4.62 3 5.42 9 Dena Bank 144 30.91 92 9.26 121 18.57 2 3.02 10 IDBI Bank Limited 2091 2115.14 2021 2021.63 7 1.10 6 16.09 11 Indian Bank 395 462.00 387 453.00 11 32.00 36 43.00 Indian Overseas 12 173 93.07 171 85.07 171 85.07 0 0.00 Bank Oriental Bank of 13 439 251.74 105 34.71 282 125.79 31 34.29 Commerce Punjab and Sind 14 606 476.17 501 360.20 518 355.28 88 120.89 Bank Punjab National 15 4880 4303.90 949 650.65 811 446.48 12 46.21 Bank 16 State Bank of India 1774 1008.00 1622 922.00 851 477.00 37 21.00 17 Syndicate Bank 1168 672.26 1114 639.44 200 382.15 289 131.28 18 UCO Bank 3634 2077.05 3101 1812.75 1680 776.54 1735 1246.04 19 Union Bank of India 4641 5852.00 3556 4952.00 3114 2567.00 300 447.00 20 United Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 21 Vijaya Bank 139 49.60 114 49.60 7 2.01 2 0.19 Total 44526 42976.33 25334 17607.85 20046 17471.02 3385 2847.36 Total Central 126567 96156.60 79411 50626.86 58713 43115.94 15738 9133.20 Region EASTERN REGION ANDAMAN & NICOBAR 1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00 2 Bank of Baroda 2 0.65 2 0.65 0 0.00 0 0.00 3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 4 Canara Bank 6 7.45 2 3.70 0 0.00 0 0.00 Central Bank of 5 0 0.00 0 0.00 0 0.00 0 0.00 India 6 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00 7 IDBI Bank Limited 132 330.33 132 330.33 0 0.00 0 0.00 8 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00

172 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - V - A (I) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total - NULM/ outstanding against Sr. Women SHGs SGSY SHGs SJSRY SHGs Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs Indian Overseas 9 0 0.00 0 0.00 0 0.00 0 0.00 Bank Oriental Bank of 10 0 0.00 0 0.00 0 0.00 0 0.00 Commerce Punjab National 11 2 0.21 1 0.00 0 0.00 0 0.00 Bank 12 State Bank of India 22 18.00 22 18.00 22 18.00 0 0.00 13 Syndicate Bank 2 3.24 2 3.24 0 0.00 0 0.00 14 UCO Bank 9 5.09 6 3.21 0 0.00 9 5.09 15 Vijaya Bank 6 0.72 5 0.72 0 0.00 0 0.00 Total 181 365.69 172 359.85 22 18.00 9 5.09 BIHAR 1 Allahabad Bank 6816 4664.66 3759 2239.11 5959 3990.18 31 22.37 2 Andhra Bank 6 2.51 6 2.51 3 1.74 3 0.77 3 Bank of Baroda 18236 23706.44 17258 22537.72 13541 19326.00 113 132.75 4 Bank of India 12514 9597.00 12514 9597.00 12514 9597.00 0 0.00 Bank of 5 3 6.20 0 0.00 0 0.00 0 0.00 Maharashtra 6 Canara Bank 8637 8828.61 8257 8190.50 2078 2970.79 7 5.64 Central Bank of 7 38496 29759.86 4024 2738.48 4024 2738.48 8 17.19 India 8 Corporation Bank 7 0.50 7 0.50 7 0.50 0 0.00 9 Dena Bank 13 5.82 7 3.87 12 4.43 0 0.00 10 IDBI Bank Limited 123 169.22 122 168.98 43 59.54 0 0.00 11 Indian Bank 1682 1746.00 1648 1711.00 62 59.00 81 108.00 Indian Overseas 12 317 436.20 317 436.20 317 436.20 0 0.00 Bank Oriental Bank of 13 8 2.62 1 0.04 0 0.00 7 2.58 Commerce Punjab and Sind 14 1 1.00 1 1.00 0 0.00 1 1.00 Bank Punjab National 15 38865 32752.93 20760 18198.40 23294 21750.54 20 12.58 Bank 16 State Bank of India 90133 100080.00 82505 91610.00 86833 97208.00 902 1001.00 17 Syndicate Bank 1269 1065.45 1217 1015.70 145 79.80 19 7.78 18 UCO Bank 26760 24726.19 23772 22505.57 17246 14194.56 511 216.13 19 Union Bank of India 2652 1492.00 1827 1091.00 2054 1268.00 2 1.00 20 United Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 21 Vijaya Bank 406 229.00 406 229.00 132 43.21 20 14.89 Total 246944 239272.21 178408 182276.58 168264 173727.97 1725 1543.68 JHARKHAND 1 Allahabad Bank 3818 2178.09 1807 649.17 3240 1572.77 42 19.81 2 Andhra Bank 28 5.74 28 5.74 24 4.65 4 1.09

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 173 STATEMENT - V - A (I) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total - NULM/ outstanding against Sr. Women SHGs SGSY SHGs SJSRY SHGs Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs 3 Bank of Baroda 1826 562.17 1754 357.00 1668 487.15 54 7.31 4 Bank of India 19968 7558.00 19929 7531.00 18937 7283.00 1031 257.00 Bank of 5 1 0.49 1 0.49 0 0.00 0 0.00 Maharashtra 6 Canara Bank 3021 3680.28 2946 3575.25 2932 3632.40 49 21.08 Central Bank of 7 1505 806.10 136 111.75 136 111.75 0 0.00 India 8 Corporation Bank 1 0.00 1 0.00 1 0.00 0 0.00 9 Dena Bank 47 20.84 43 19.02 42 8.85 1 0.05 10 IDBI Bank Limited 869 614.33 817 560.81 265 187.81 7 7.13 11 Indian Bank 288 480.00 282 470.00 280 476.00 4 2.00 Indian Overseas 12 254 166.80 254 166.80 254 166.80 0 0.00 Bank Oriental Bank of 13 2 0.10 1 0.05 0 0.00 0 0.00 Commerce Punjab and Sind 14 24 39.96 21 34.98 10 6.04 14 33.92 Bank Punjab National 15 3949 2717.76 1398 1011.31 2712 1302.91 20 8.53 Bank 16 State Bank of India 12262 7458.00 11420 6946.00 10446 6507.00 28 17.00 17 Syndicate Bank 322 306.34 294 295.72 93 22.56 17 8.65 18 UCO Bank 2872 1124.61 2459 1000.89 2316 842.09 458 246.54 19 Union Bank of India 2860 1916.00 1840 1055.00 2074 1434.00 27 27.00 20 United Bank of India 1238 1490.00 1238 1490.00 1087 1292.00 55 89.00 21 Vijaya Bank 241 130.57 240 130.57 95 55.21 6 2.90 Total 55396 31256.18 46909 25411.55 46612 25392.99 1817 749.01 ODISHA 1 Allahabad Bank 4096 4463.61 1408 1504.38 3732 4042.60 142 123.86 2 Andhra Bank 4478 4134.68 4424 4078.12 3977 3639.06 447 439.06 3 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 4 Bank of India 18170 2628.00 10971 2628.00 17477 2490.00 83 69.00 Bank of 5 7 22.14 6 14.56 0 0.00 0 0.00 Maharashtra 6 Canara Bank 5339 5636.15 4961 5251.76 3231 3265.42 317 225.31 Central Bank of 7 3344 3211.35 214 206.86 214 206.86 2 0.20 India 8 Corporation Bank 112 94.88 101 88.72 75 57.12 6 6.35 9 Dena Bank 46 32.36 45 31.35 45 32.34 1 0.02 10 IDBI Bank Limited 2629 2768.38 2534 2619.40 100 72.07 2 2.34 11 Indian Bank 3312 3291.00 3246 3225.00 2028 2018.00 50 54.00 Indian Overseas 12 5226 5854.87 5217 5844.37 5217 5844.37 0 0.00 Bank Oriental Bank of 13 148 157.55 60 80.85 78 86.92 14 14.63 Commerce

174 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - V - A (I) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total - NULM/ outstanding against Sr. Women SHGs SGSY SHGs SJSRY SHGs Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs Punjab and Sind 14 12 24.67 12 24.67 6 10.55 6 14.12 Bank Punjab National 15 4172 3492.62 951 726.24 2120 1919.21 60 56.86 Bank 16 State Bank of India 31870 33595.00 28997 30567.00 28134 30149.00 820 864.00 17 Syndicate Bank 2049 2009.05 1864 1822.78 378 855.45 95 105.25 18 UCO Bank 29574 26338.33 25076 23232.97 23875 22403.62 3352 1966.83 19 Union Bank of India 2384 2600.00 1850 1924.00 2227 2100.00 41 28.00 20 United Bank of India 4520 5168.00 4520 5168.00 3114 4187.00 0 0.00 21 Vijaya Bank 168 98.60 164 98.60 20 9.21 0 0.00 Total 121656 105621.24 96621 89137.63 96048 83388.80 5438 3969.83 WEST BENGAL 1 Allahabad Bank 51701 60549.61 23548 28380.04 47618 57605.65 1290 1005.11 2 Andhra Bank 247 205.60 247 205.60 205 184.05 42 21.55 3 Bank of Baroda 6168 5892.00 5828 5653.38 4315 4615.00 745 150.84 4 Bank of India 6123 4807.00 6008 4746.00 5703 4323.00 195 236.00 Bank of 5 4 3.29 3 1.57 1 0.59 0 0.00 Maharashtra 6 Canara Bank 6155 7183.83 5390 6658.21 2661 2909.33 17 12.17 Central Bank of 7 35423 35617.90 4890 4307.29 4890 4307.29 0 0.00 India 8 Corporation Bank 55 27.32 51 25.51 16 11.11 2 2.00 9 Dena Bank 42 14.25 42 14.25 37 14.22 5 0.03 10 IDBI Bank Limited 2651 3016.47 2141 2393.67 140 121.41 24 9.28 11 Indian Bank 1624 2340.00 1592 2293.00 1068 1600.00 51 46.00 Indian Overseas 12 2856 4362.05 2849 4347.55 2849 4347.55 0 0.00 Bank Oriental Bank of 13 309 241.69 134 149.76 111 89.82 72 61.52 Commerce Punjab and Sind 14 63 38.89 62 37.54 1 1.43 62 37.46 Bank Punjab National 15 17932 21287.56 8670 11069.76 13094 17608.70 111 118.28 Bank 16 State Bank of India 64070 79354.00 59040 73124.00 58664 73550.00 1173 1453.00 17 Syndicate Bank 3652 4161.39 2597 3496.03 519 634.03 55 203.33 18 UCO Bank 26367 29683.00 23183 26391.41 16737 21668.32 2757 552.93 19 Union Bank of India 6229 6187.00 5943 5677.00 5363 5005.00 44 37.00 United Bank of 20 102883 90241.00 102840 90188.00 101054 88501.00 239 361.00 India 21 Vijaya Bank 613 439.95 360 439.95 243 200.13 28 11.88 Total 335167 355653.80 255418 269599.52 265289 287297.63 6912 4319.38 Total Eastern 759344 732169.12 577528 566785.13 576235 569825.39 15901 10586.99 Region

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 175 STATEMENT - V - A (I) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total - NULM/ outstanding against Sr. Women SHGs SGSY SHGs SJSRY SHGs Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs NORTH EASTERN REGION ARUNACHAL PRADESH 1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00 2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 Bank of 4 1 3.41 1 3.41 0 0.00 0 0.00 Maharashtra 5 Canara Bank 1 0.80 0 0.00 0 0.00 1 0.80 Central Bank of 6 1 0.70 1 0.70 1 0.70 0 0.00 India 7 Idbi Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 8 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00 Indian Overseas 9 0 0.00 0 0.00 0 0.00 0 0.00 Bank Oriental Bank of 10 0 0.00 0 0.00 0 0.00 0 0.00 Commerce Punjab and Sind 11 0 0.00 0 0.00 0 0.00 0 0.00 Bank Punjab National 12 66 57.26 61 51.96 61 47.65 0 0.00 Bank 13 State Bank of India 164 32.00 164 32.00 6 5.00 0 0.00 14 Syndicate Bank 6 14.77 6 14.77 0 0.00 0 0.00 15 UCO Bank 2 0.07 1 0.00 1 0.07 0 0.00 16 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00 Total 241 109.01 234 102.84 69 53.42 1 0.80 ASSAM 1 Allahabad Bank 2777 2324.65 430 349.11 2429 2002.19 51 45.94 2 Bank of Baroda 332 206.50 210 143.56 179 99.16 0 0.00 3 Bank of India 384 296.00 342 265.00 166 136.00 0 0.00 Bank of 4 66 100.32 55 49.72 43 42.78 0 0.00 Maharashtra 5 Canara Bank 194 2594.73 185 2440.75 58 55.36 30 33.83 Central Bank of 6 3035 2422.01 315 214.24 315 214.24 0 0.00 India 7 Corporation Bank 2 0.96 2 0.96 0 0.00 0 0.00 8 Dena Bank 29 8.32 29 8.32 25 7.57 0 0.00 9 IDBI Bank Limited 1161 1922.90 907 1637.46 637 656.42 72 77.79 10 Indian Bank 292 226.00 286 221.00 67 52.00 4 2.00 Indian Overseas 11 341 345.55 341 345.55 341 345.55 0 0.00 Bank Oriental Bank of 12 2 0.67 0 0.00 0 0.00 0 0.00 Commerce Punjab and Sind 13 43 23.30 37 17.20 16 5.15 27 18.15 Bank

176 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - V - A (I) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total - NULM/ outstanding against Sr. Women SHGs SGSY SHGs SJSRY SHGs Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs Punjab National 14 899 816.79 287 217.66 349 188.20 5 5.20 Bank 15 State Bank of India 2324 1579.00 2324 1579.00 1636 1115.00 35 24.00 16 Syndicate Bank 190 190.33 190 190.33 25 15.76 28 18.65 17 UCO Bank 6718 5589.52 6144 5289.26 5408 5209.11 394 238.24 18 Union Bank of India 1208 754.00 874 484.00 679 354.00 5 8.00 19 United Bank of India 9569 8735.00 9465 8594.00 9045 8287.00 184 121.00 20 Vijaya Bank 51 52.91 48 52.91 9 6.86 6 10.25 Total 29617 28189.46 22471 22100.03 21427 18792.35 841 603.05 MANIPUR 1 Allahabad Bank 2 2.12 0 0.00 2 2.12 0 0.00 2 Bank of Baroda 63 12.10 63 12.10 26 6.22 0 0.00 3 Bank of India 10 7.00 10 7.00 10 7.00 0 0.00 Bank of 4 0 0.00 0 0.00 0 0.00 0 0.00 Maharashtra 5 Canara Bank 9 9.99 9 9.99 6 5.70 3 4.29 Central Bank of 6 78 74.44 5 3.95 5 3.95 0 0.00 India 7 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00 8 IDBI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 9 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00 Indian Overseas 10 8 0.00 8 0.00 8 0.00 0 0.00 Bank Oriental Bank of 11 0 0.00 0 0.00 0 0.00 0 0.00 Commerce Punjab and Sind 12 0 0.00 0 0.00 0 0.00 0 0.00 Bank Punjab National 13 3 0.35 0 0.00 2 0.23 0 0.00 Bank 14 State Bank of India 101 125.00 101 125.00 41 58.00 1 1.00 15 UCO Bank 82 37.46 70 33.59 54 29.15 5 0.97 16 Vijaya Bank 30 32.48 30 32.48 0 0.00 0 0.00 Total 386 300.94 296 224.11 154 112.37 9 6.26 MEGHALAYA 1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00 2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 4 Canara Bank 27 17.82 3 1.67 0 0.00 3 1.67 Central Bank of 5 1 1.10 0 0.00 0 0.00 0 0.00 India 6 IDBI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 7 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00 Indian Overseas 8 1 0.00 1 0.00 1 0.00 0 0.00 Bank

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 177 STATEMENT - V - A (I) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total - NULM/ outstanding against Sr. Women SHGs SGSY SHGs SJSRY SHGs Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs Punjab National 9 6 2.24 0 0.00 3 0.42 0 0.00 Bank 10 State Bank of India 85 57.00 85 57.00 55 35.00 1 1.00 11 Syndicate Bank 0 0.00 0 0.00 0 0.00 0 0.00 12 UCO Bank 30 20.92 23 18.67 12 14.06 14 6.00 13 Union Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 14 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00 Total 150 99.08 112 77.34 71 49.48 18 8.67 MIZORAM 1 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 Bank of 2 0 0.00 0 0.00 0 0.00 0 0.00 Maharashtra 3 Canara Bank 38 34.75 0 0.00 0 0.00 36 33.92 Central Bank of 4 3 1.73 0 0.00 0 0.00 0 0.00 India 5 IDBI Bank Limited 2 2.54 2 2.54 0 0.00 1 2.54 Punjab National 6 0 0.00 0 0.00 0 0.00 0 0.00 Bank 7 State Bank of India 37 27.00 37 27.00 31 23.00 6 4.00 8 Syndicate Bank 0 0.00 0 0.00 0 0.00 0 0.00 9 UCO Bank 37 22.26 25 16.53 6 3.35 31 18.91 Total 117 88.28 64 46.07 37 26.35 74 59.37 NAGALAND 1 Allahabad Bank 7 2.61 1 0.53 5 1.72 0 0.00 2 Bank of Baroda 33 7.07 17 3.95 17 3.11 0 0.00 Bank of 3 0 0.00 0 0.00 0 0.00 0 0.00 Maharashtra 4 Canara Bank 2 1.32 1 0.30 0 0.00 0 0.00 Central Bank of 5 70 41.71 1 0.00 1 0.00 0 0.00 India 6 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00 7 IDBI Bank Limited 14 14.54 13 12.99 0 0.00 0 0.00 8 Indian Bank 3 5.00 3 5.00 0 0.00 0 0.00 Indian Overseas 9 7 6.60 7 6.60 7 6.60 0 0.00 Bank Punjab and Sind 10 0 0.00 0 0.00 0 0.00 0 0.00 Bank 11 State Bank of India 306 304.00 306 304.00 290 284.00 0 0.00 12 UCO Bank 98 60.61 67 41.01 35 17.89 63 42.72 13 Union Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 14 Vijaya Bank 25 40.60 21 40.60 0 0.00 0 0.00 Total 565 484.06 437 414.98 355 313.32 63 42.72

178 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - V - A (I) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total - NULM/ outstanding against Sr. Women SHGs SGSY SHGs SJSRY SHGs Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs SIKKIM 1 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 2 Canara Bank 69 69.21 69 69.21 15 9.13 3 4.37 Central Bank of 3 255 156.10 5 1.76 5 1.76 0 0.00 India 4 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00 5 IDBI Bank Limited 325 246.54 321 244.26 137 137.89 0 0.00 6 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00 Indian Overseas 7 7 16.00 7 16.00 7 16.00 0 0.00 Bank Oriental Bank of 8 0 0.00 0 0.00 0 0.00 0 0.00 Commerce Punjab National 9 0 0.00 0 0.00 0 0.00 0 0.00 Bank 10 State Bank of India 545 446.00 545 446.00 494 395.00 0 0.00 11 UCO Bank 24 23.88 14 11.62 5 4.32 16 19.56 12 Union Bank of India 102 83.00 94 73.00 98 65.00 0 0.00 13 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00 Total 1327 1040.73 1055 861.85 761 629.10 19 23.93 TRIPURA 1 Bank of Baroda 9 4.12 6 2.32 1 0.51 0 0.00 2 Bank of India 36 19.00 36 19.00 36 19.00 0 0.00 Bank of 3 3 5.64 3 5.64 0 0.00 1 1.86 Maharashtra 4 Canara Bank 9 14.22 6 11.21 3 3.01 3 4.51 Central Bank of 5 14 10.38 0 0.00 0 0.00 0 0.00 India 6 IDBI Bank Limited 16 13.22 11 9.47 8 7.16 0 0.00 7 Indian Bank 1 1.00 1 1.00 0 0.00 0 0.00 Indian Overseas 8 1 0.00 1 0.00 1 0.00 0 0.00 Bank Punjab and Sind 9 0 0.00 0 0.00 0 0.00 0 0.00 Bank Punjab National 10 0 0.00 0 0.00 0 0.00 0 0.00 Bank 11 State Bank of India 151 112.00 151 112.00 83 59.00 0 0.00 12 UCO Bank 358 255.00 322 229.41 194 166.98 106 84.50 13 Union Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 14 United Bank of India 2844 2685.00 2844 2685.00 2755 2598.00 0 0.00 15 Vijaya Bank 28 12.94 14 12.94 14 6.47 0 0.00 Total 3470 3132.52 3395 3087.99 3095 2860.13 110 90.87 Total North 35873 33444.08 28064 26915.21 25969 22836.52 1135 835.67 Eastern Region

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 179 STATEMENT - V - A (I) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total - NULM/ outstanding against Sr. Women SHGs SGSY SHGs SJSRY SHGs Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs NORTHERN REGION CHANDIGARH 1 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 Bank of 2 0 0.00 0 0.00 0 0.00 0 0.00 Maharashtra 3 Canara Bank 0 0.00 0 0.00 0 0.00 0 0.00 4 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00 5 IDBI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 6 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00 Oriental Bank of 7 0 0.00 0 0.00 0 0.00 0 0.00 Commerce Punjab and Sind 8 3 0.75 1 0.15 0 0.00 3 0.75 Bank Punjab National 9 16 2.29 7 1.23 0 0.00 0 0.00 Bank 10 State Bank of India 2 4.00 0 0.00 0 0.00 0 0.00 11 UCO Bank 3 1.69 2 0.63 0 0.00 3 1.69 12 Union Bank of India 40 75.00 32 65.00 20 21.00 7 3.00 13 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00 Total 64 83.73 42 67.01 20 21.00 13 5.44 HARYANA 1 Allahabad Bank 151 97.55 92 45.33 98 54.90 11 5.52 2 Andhra Bank 65 131.24 65 131.24 64 130.27 1 0.97 3 Bank of Baroda 19 7.90 18 6.10 13 3.90 2 0.50 4 Bank of India 286 237.00 83 122.00 59 82.00 0 0.00 Bank of 5 67 51.60 55 33.95 4 2.20 0 0.00 Maharashtra 6 Canara Bank 309 226.31 295 217.44 127 107.66 76 58.94 Central Bank of 7 313 246.15 33 29.85 33 29.85 0 0.00 India 8 Corporation Bank 56 24.71 38 21.71 31 15.73 2 2.00 9 Dena Bank 6 2.72 6 2.72 5 2.36 1 0.36 10 IDBI Bank Limited 120 33.27 116 32.02 13 11.33 0 0.00 11 Indian Bank 39 33.00 38 32.00 15 20.00 0 0.00 Indian Overseas 12 23 17.50 23 17.50 23 17.50 0 0.00 Bank Oriental Bank of 13 376 292.76 151 148.52 228 148.03 18 18.00 Commerce Punjab and Sind 14 196 230.90 176 200.99 151 179.78 45 51.12 Bank Punjab National 15 3491 2326.64 1333 784.08 1603 926.10 22 26.95 Bank 16 State Bank of India 948 675.00 948 675.00 631 435.00 29 21.00

180 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - V - A (I) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total - NULM/ outstanding against Sr. Women SHGs SGSY SHGs SJSRY SHGs Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs 17 Syndicate Bank 342 312.21 307 273.25 342 312.21 0 0.00 18 UCO Bank 433 207.92 340 175.28 185 87.52 236 118.58 19 Union Bank of India 180 388.00 170 320.00 86 147.00 0 0.00 20 Vijaya Bank 31 17.91 31 17.91 2 0.77 2 2.01 Total 7451 5560.29 4318 3286.89 3713 2714.11 445 305.95 HIMACHAL PRADESH 1 Allahabad Bank 20 19.70 12 12.19 9 5.35 6 9.44 2 Andhra Bank 1 0.42 1 0.42 0 0.00 1 0.42 3 Bank of Baroda 23 23.70 14 21.33 23 23.70 0 0.00 4 Bank of India 84 69.00 33 22.00 14 23.00 0 0.00 Bank of 5 7 6.25 7 6.25 7 6.25 0 0.00 Maharashtra 6 Canara Bank 136 145.82 128 127.53 112 125.31 17 14.21 Central Bank of 7 196 194.52 43 31.95 43 31.95 0 0.00 India 8 Corporation Bank 4 7.51 4 7.51 3 1.95 1 5.56 9 Dena Bank 2 1.57 2 1.57 2 1.57 0 0.00 10 IDBI Bank Limited 28 28.46 20 24.44 16 20.94 0 0.00 11 Indian Bank 12 10.00 12 10.00 9 6.00 1 1.00 Oriental Bank of 12 20 12.46 5 3.56 10 6.78 3 2.66 Commerce Punjab and Sind 13 41 131.20 39 130.36 33 39.76 8 91.44 Bank Punjab National 14 1828 1928.37 818 815.45 825 874.77 26 14.30 Bank 15 State Bank of India 773 791.00 694 710.00 586 649.00 1 1.00 16 Syndicate Bank 11 14.05 9 12.38 0 0.00 3 0.26 17 UCO Bank 1066 1013.61 658 594.43 856 866.06 110 82.96 18 Union Bank of India 18 21.00 14 19.00 16 13.00 0 0.00 19 Vijaya Bank 1 0.00 0 0.00 0 0.00 0 0.00 Total 4271 4418.64 2513 2550.37 2564 2695.39 177 223.25 JAMMU AND KASHMIR 1 Allahabad Bank 8 2.32 0 0.00 0 0.00 0 0.00 2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 4 Canara Bank 80 87.46 68 73.65 0 0.00 80 87.46 Central Bank of 5 28 39.55 2 0.67 2 0.67 0 0.00 India 6 Corporation Bank 47 13.28 32 7.33 32 7.33 0 0.00 7 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00 Oriental Bank of 8 0 0.00 0 0.00 0 0.00 0 0.00 Commerce

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 181 STATEMENT - V - A (I) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total - NULM/ outstanding against Sr. Women SHGs SGSY SHGs SJSRY SHGs Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs Punjab and Sind 9 52 55.77 12 13.23 37 32.25 15 23.52 Bank Punjab National 10 601 629.13 147 126.35 494 528.62 0 0.00 Bank 11 State Bank of India 350 302.00 328 283.00 269 270.00 0 0.00 12 UCO Bank 102 77.19 74 52.22 2 0.12 100 77.07 13 Union Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 Total 1268 1206.70 663 556.45 836 838.99 195 188.05 NEW DELHI 1 Allahabad Bank 2 2.80 1 0.86 0 0.00 0 0.00 2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00 3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 Bank of 4 0 0.00 0 0.00 0 0.00 0 0.00 Maharashtra 5 Canara Bank 17 51.87 14 41.50 0 0.00 0 0.00 Central Bank of 6 1 4.53 0 0.00 0 0.00 0 0.00 India 7 Corporation Bank 45 218.08 38 179.53 0 0.00 0 0.00 8 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00 9 IDBI Bank Limited 16 1.20 5 0.32 0 0.00 0 0.00 10 Indian Bank 8 6.00 8 6.00 0 0.00 0 0.00 Indian Overseas 11 1 5.37 1 5.37 1 5.37 0 0.00 Bank Oriental Bank of 12 0 0.00 0 0.00 0 0.00 0 0.00 Commerce Punjab and Sind 13 7 6.97 7 6.97 0 0.00 7 6.97 Bank Punjab National 14 72 45.65 33 19.91 1 0.22 0 0.00 Bank 15 State Bank of India 76 105.00 76 105.00 14 3.00 4 6.00 16 Syndicate Bank 0 0.00 0 0.00 0 0.00 0 0.00 17 UCO Bank 1 0.35 1 0.35 0 0.00 1 0.35 18 Union Bank of India 40 126.00 30 100.00 33 115.00 2 2.00 19 Vijaya Bank 8 2.32 8 2.32 0 0.00 4 1.16 Total 294 576.14 222 468.13 49 123.59 18 16.48 PUNJAB 1 Allahabad Bank 6 18.35 0 0.00 2 8.63 0 0.00 2 Andhra Bank 1 0.00 1 0.00 1 0.00 0 0.00 3 Bank of Baroda 25 31.37 25 31.37 16 24.58 0 0.00 4 Bank of India 18 7.00 12 5.00 10 1.00 0 0.00 Bank of 5 5 8.83 2 2.68 0 0.00 0 0.00 Maharashtra 6 Canara Bank 42 87.82 36 82.69 20 50.78 3 4.18

182 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - V - A (I) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total - NULM/ outstanding against Sr. Women SHGs SGSY SHGs SJSRY SHGs Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs Central Bank of 7 26 26.74 4 4.59 4 4.59 0 0.00 India 8 Corporation Bank 1 0.00 0 0.00 0 0.00 0 0.00 9 Dena Bank 9 0.37 9 0.37 7 0.31 0 0.00 10 IDBI Bank Limited 6 21.91 3 21.58 0 0.00 0 0.00 11 Indian Bank 46 80.00 46 80.00 25 70.00 0 0.00 Indian Overseas 12 12 9.50 12 9.50 12 9.50 0 0.00 Bank Oriental Bank of 13 107 104.36 39 48.28 62 43.59 1 0.93 Commerce Punjab and Sind 14 441 663.47 346 551.88 429 635.25 12 28.22 Bank Punjab National 15 1082 602.65 266 139.35 251 109.69 1 0.01 Bank 16 State Bank of India 857 458.00 821 439.00 251 176.00 8 4.00 17 Syndicate Bank 7 3.20 6 2.94 0 0.00 2 0.35 18 UCO Bank 291 134.71 222 101.69 203 70.42 40 25.26 19 Union Bank of India 50 6212.00 42 5214.00 40 29.00 3 2.00 20 Vijaya Bank 17 9.86 10 9.86 2 2.11 0 0.00 Total 3049 8480.14 1902 6744.78 1335 1235.45 70 64.95 RAJASTHAN 1 Allahabad Bank 183 53.02 89 32.41 164 35.28 6 1.75 2 Andhra Bank 83 40.40 83 40.40 76 37.26 7 3.14 3 Bank of Baroda 10372 5297.99 9693 4706.73 7973 4741.52 94 78.94 4 Bank of India 261 121.00 170 68.00 85 51.00 0 0.00 Bank of 5 12 61.62 4 2.91 0 0.00 0 0.00 Maharashtra 6 Canara Bank 331 180.39 317 177.38 5 3.45 249 134.01 Central Bank of 7 2084 809.75 292 101.16 292 101.16 5 0.29 India 8 Corporation Bank 12 5.30 12 5.30 8 4.11 0 0.00 9 Dena Bank 4 0.92 4 0.92 4 0.92 0 0.00 10 IDBI Bank Limited 963 1154.41 923 1142.43 0 0.00 0 0.00 11 Indian Bank 74 71.00 73 70.00 25 37.00 0 0.00 Indian Overseas 12 126 34.72 126 34.72 126 34.72 0 0.00 Bank Oriental Bank of 13 85 34.72 27 17.02 50 20.29 8 4.08 Commerce Punjab and Sind 14 87 69.91 32 28.48 49 36.17 38 33.74 Bank Punjab National 15 4521 3105.77 1583 983.81 2614 1142.36 6 0.48 Bank 16 State Bank of India 8474 3756.00 7791 3453.00 1284 675.00 31 14.00 17 Syndicate Bank 64 19.18 55 16.87 15 5.62 0 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 183 STATEMENT - V - A (I) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total - NULM/ outstanding against Sr. Women SHGs SGSY SHGs SJSRY SHGs Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs 18 UCO BANK 2348 878.75 1559 640.10 1148 494.84 1130 360.52 Union Bank Of 19 340 319.00 289 289.00 290 261.00 46 49.00 India 20 Vijaya Bank 124 60.13 87 60.13 30 11.94 5 2.16 Total 30548 16073.98 23209 11870.77 14238 7693.64 1625 682.11 Total Northern 46945 36399.62 32869 25544.40 22755 15322.17 2543 1486.23 Region SOUTHERN REGION ANDHRA PRADESH 1 Allahabad Bank 1880 5703.05 547 1647.05 1498 4662.68 159 461.16 2 Andhra Bank 160577 562170.52 159813 561069.00 125167 453795.05 34646 107273.95 3 Bank of Baroda 8486 29451.00 7829 26594.25 7878 25641.00 135 824.63 4 Bank of India 6788 1714.00 6788 1714.00 398 793.00 0 0.00 5 Bank of Maharashtra 564 1668.25 264 648.65 409 1085.68 1 0.70 6 Canara Bank 24280 79562.28 22737 75312.30 11173 31253.92 16 5.90 Central Bank of 7 6668 17520.07 1241 3508.52 1241 3508.52 17 5.46 India 8 Corporation Bank 10980 26443.60 8904 21526.17 6702 16599.32 1 3.26 9 Dena Bank 74 71.51 73 67.85 4 3.25 56 58.00 10 IDBI Bank Limited 4 3.96 4 3.96 0 0.00 0 0.00 11 Indian Bank 51315 195544.00 50289 191633.00 27630 98976.00 873 3636.00 Indian Overseas 12 17579 65953.30 17365 65104.90 17365 65104.90 0 0.00 Bank Oriental Bank of 13 205 655.23 67 308.57 80 226.80 39 202.27 Commerce Punjab and Sind 14 0 0.00 0 0.00 0 0.00 0 0.00 Bank Punjab National 15 1589 3630.56 615 1344.34 79 119.33 13 59.10 Bank 16 State Bank of India 187415 578527.00 168109 518933.00 171946 534975.00 8857 27340.00 17 Syndicate Bank 58433 198238.63 54468 177568.26 2612 1006.23 598 209.12 18 UCO Bank 2048 5349.72 1767 4624.34 903 3228.09 46 40.28 19 Union Bank of India 24886 61280.00 17100 50365.00 18282 56840.00 159 165.00 20 Vijaya Bank 8108 19568.97 7951 19568.97 3727 8068.19 99 328.91 Total 571879 1853055.65 525931 1721542.13 397094 1305886.96 45715 140613.74 KARNATAKA 1 Allahabad Bank 58 148.79 18 33.44 7 20.95 7 17.64 2 Andhra Bank 102 160.10 99 155.28 66 106.24 33 49.04 3 Bank of Baroda 360 644.46 312 545.73 294 467.53 0 0.00 4 Bank of India 1176 2823.00 913 2125.00 825 1898.00 0 0.00 5 Bank of Maharashtra 105 221.37 51 57.20 1 0.09 5 6.15 6 Canara Bank 31863 83061.91 30325 79154.87 17896 41887.31 970 839.18 Central Bank of 7 482 1176.64 73 137.69 73 137.69 1 0.47 India

184 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - V - A (I) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total - NULM/ outstanding against Sr. Women SHGs SGSY SHGs SJSRY SHGs Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs 8 Corporation Bank 122452 206804.45 98493 177647.37 75949 135455.43 37 69.17 9 Dena Bank 89 60.96 87 58.56 77 48.05 6 5.62 10 IDBI Bank Limited 81742 182276.73 57083 135095.63 20445 75606.58 3 3.15 11 Indian Bank 726 1631.00 711 1598.00 340 641.00 26 50.00 Indian Overseas 12 2322 6072.11 2315 6048.61 2315 6048.61 0 0.00 Bank Oriental Bank of 13 41 102.58 8 23.76 5 7.18 2 8.44 Commerce Punjab and Sind 14 1 2.60 0 0.00 0 0.00 1 2.60 Bank Punjab National 15 184 421.16 36 50.40 26 37.93 1 0.29 Bank 16 State Bank of India 27536 64339.00 24208 56562.00 22737 55203.00 281 657.00 17 Syndicate Bank 33007 78919.75 29466 74420.10 598 881.45 1325 1649.94 18 UCO Bank 528 615.74 337 487.86 100 205.40 320 236.11 19 Union Bank of India 81080 143599.00 75813 138196.00 77877 129864.00 187 163.00 20 Vijaya Bank 15488 48331.79 14197 48331.77 741 1658.30 63 174.19 Total 399342 821413.14 334545 720729.27 220372 450174.74 3268 3931.99 KERALA 1 Allahabad Bank 37 115.87 3 7.64 7 15.45 0 0.00 2 Andhra Bank 236 574.67 229 561.19 167 396.67 62 164.52 3 Bank of Baroda 1256 4510.00 1044 3599.88 1028 3451.00 14 41.04 4 Bank of India 7445 3797.00 7291 3102.00 1732 2384.00 5 17.00 5 Bank of Maharashtra 49 113.82 27 58.94 0 0.00 0 0.00 6 Canara Bank 30676 91803.16 28975 89197.20 18051 46618.10 173 346.04 Central Bank of 7 7247 26449.33 334 946.43 334 946.43 4 1.96 India 8 Corporation Bank 2198 4257.92 1908 3546.90 1453 2302.36 2 0.34 9 Dena Bank 35 54.46 34 54.33 35 54.46 0 0.00 10 IDBI Bank Limited 7063 15839.89 6723 15263.64 271 1307.18 193 906.71 11 Indian Bank 8449 30621.00 8280 30009.00 555 1819.00 121 520.00 Indian Overseas 12 6722 22966.46 6720 22958.96 6720 22958.96 0 0.00 Bank Oriental Bank of 13 21 10.87 2 0.50 1 0.20 9 6.30 Commerce Punjab and Sind 14 3 5.76 3 5.76 0 0.00 3 5.76 Bank Punjab National 15 4380 9303.15 868 1610.79 648 1103.19 41 161.02 Bank 16 State Bank of India 6895 21567.00 6257 19572.00 2398 8017.00 170 530.00 17 Syndicate Bank 3974 12146.79 3769 11564.36 100 15.21 155 185.95 18 UCO Bank 670 1198.57 510 1008.01 292 868.34 176 140.55 19 Union Bank of India 46491 98683.00 32978 55126.00 35345 79345.00 40 125.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 185 STATEMENT - V - A (I) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total - NULM/ outstanding against Sr. Women SHGs SGSY SHGs SJSRY SHGs Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs 20 Vijaya Bank 1631 5527.40 1558 5527.40 868 2462.39 128 915.44 Total 135478 349546.12 107513 263720.93 70005 174064.94 1296 4067.63 LAKSHADWEEP UT 1 Syndicate Bank 0 0 0 00000 2 UCO Bank 2 0.46 1 0.10 2 0.46 0 0.00 Total 2 0.46 1 0.10 2 0.46 0 0.00 PUDUCHERRY 1 Andhra Bank 88 197.45 87 196.44 22 34.85 65 161.59 2 Bank of Baroda 32 66.12 32 66.12 25 43.56 0 0.00 Bank of 3 1 0.00 0 0.00 0 0.00 0 0.00 Maharashtra 4 Canara Bank 211 472.87 203 465.04 105 274.08 5 3.36 Central Bank of 5 109 82.43 0 0.00 0 0.00 0 0.00 India 6 Corporation Bank 297 290.89 231 229.58 228 225.82 1 3.16 7 Dena Bank 1 1.46 1 1.46 1 1.46 0 0.00 8 IDBI Bank Limited 480 1249.73 474 1240.61 0 0.00 0 0.00 9 Indian Bank 1777 3636.00 1741 3563.00 1527 2785.00 0 0.00 Indian Overseas 10 434 713.87 434 713.87 434 713.87 0 0.00 Bank Oriental Bank of 11 0 0.00 0 0.00 0 0.00 0 0.00 Commerce Punjab and Sind 12 0 0.00 0 0.00 0 0.00 0 0.00 Bank Punjab National 13 4 14.30 0 0.00 0 0.00 0 0.00 Bank 14 State Bank of India 177 466.00 177 466.00 144 398.00 24 62.00 15 Syndicate Bank 12 15.31 12 15.31 12 15.31 0 0.00 16 UCO Bank 298 205.53 190 165.49 40 79.35 202 76.66 17 Union Bank of India 88 75.00 80 65.00 85 72.00 2 2.00 18 Vijaya Bank 117 211.67 115 211.67 20 77.20 0 0.00 Total 4126 7698.63 3777 7399.59 2643 4720.50 299 308.77 TAMIL NADU 1 Allahabad Bank 180 252.04 68 117.80 49 75.87 20 19.47 2 Andhra Bank 579 741.55 567 724.53 281 409.91 286 314.62 3 Bank of Baroda 1461 1579.02 1289 1316.64 654 725.01 60 55.43 4 Bank of India 11422 17353.00 10262 16091.00 577 1048.00 150 268.00 5 Bank of Maharashtra 183 150.87 144 128.78 59 43.92 2 1.63 6 Canara Bank 23072 61922.39 21049 57805.30 6345 16028.24 333 300.79 Central Bank of 7 5379 11890.63 1142 2447.05 1142 2447.05 0 0.00 India 8 Corporation Bank 4776 5634.45 4045 4727.41 2430 3106.79 8 6.20 9 Dena Bank 355 175.82 317 153.89 188 95.45 94 48.44

186 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - V - A (I) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total - NULM/ outstanding against Sr. Women SHGs SGSY SHGs SJSRY SHGs Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs 10 IDBI Bank Limited 5214 9476.41 5102 9240.27 35 55.25 63 139.60 11 Indian Bank 74478 195437.00 72988 191528.00 30777 75928.00 2565 7211.00 Indian Overseas 12 45445 74763.47 45282 74336.86 45282 74336.86 0 0.00 Bank Oriental Bank of 13 143 243.86 71 122.03 20 27.09 46 89.73 Commerce Punjab and Sind 14 1 15.86 0 0.00 0 0.00 1 15.86 Bank Punjab National 15 2236 2536.89 787 972.69 442 839.03 3 0.73 Bank 16 State Bank of India 4898 9268.00 4890 9258.00 3505 7090.00 744 1407.00 17 Syndicate Bank 5215 13020.88 4900 12285.47 52 68.50 195 227.59 18 UCO Bank 1613 1640.34 1303 1432.76 401 827.92 216 120.06 19 Union Bank of India 4514 7774.00 3434 7130.00 3739 5631.00 45 40.00 20 Vijaya Bank 1998 2454.85 1938 2454.85 245 324.56 111 221.52 Total 193162 416331.33 179578 392273.33 96223 189108.45 4942 10487.67 TELANGANA 1 Allahabad Bank 1187 3023.84 454 863.61 1039 2818.31 22 56.81 2 Andhra Bank 70414 187205.04 70027 186717.36 55996 153498.76 14031 33218.60 3 Bank of Baroda 1697 4022.86 1528 3571.90 912 3255.15 132 191.89 4 Bank of India 962 1071.00 962 1071.00 313 398.00 0 0.00 5 Bank of Maharashtra 679 1064.02 404 614.50 475 749.95 4 9.25 6 Canara Bank 13158 35611.63 12271 34109.89 3833 11193.87 24 9.88 Central Bank of 7 7229 16178.63 2122 4675.15 2122 4675.15 0 0.00 India 8 Corporation Bank 4475 9014.65 3641 7337.97 1825 4083.06 1 0.44 9 Dena Bank 409 578.59 405 574.09 20 0.02 136 188.79 10 IDBI Bank Limited 10 13.28 8 9.37 0 0.00 0 0.00 11 Indian Bank 12594 34998.00 12342 34298.00 735 1905.00 517 1494.00 Indian Overseas 12 7543 19425.63 7504 19294.90 7504 19294.90 0 0.00 Bank Oriental Bank of 13 71 152.43 22 62.22 6 2.09 6 14.99 Commerce Punjab National 14 2813 5879.83 1662 3091.99 920 1916.76 2 3.02 Bank 15 State Bank of India 134467 333468.00 121050 300195.00 92720 225253.00 3699 9174.00 16 Syndicate Bank 15707 49274.95 11764 45918.06 30 30.43 1 120.83 17 UCO Bank 1683 3441.42 1542 3199.04 508 1882.75 25 10.46 18 Union Bank of India 8689 21704.00 7791 19363.00 8312 19040.00 21 40.00 19 Vijaya Bank 3916 6979.52 3866 6979.52 848 1902.03 0 0.00 Total 287703 733107.32 259365 671946.57 178118 451899.23 18621 44532.96 Total Southern 1591692 4181152.65 1410710 3777611.92 964457 2575855.28 74141 203942.76 Region

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 187 STATEMENT - V - A (I) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total - NULM/ outstanding against Sr. Women SHGs SGSY SHGs SJSRY SHGs Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs WESTERN REGION DAMAN AND DIU UT 1 Bank of Maharashtra 0 0 0 00000 2 Dena Bank 00000000 3 Indian Bank 00000000 Oriental Bank of 4 0 0.00 0 0.00 0 0.00 0 0.00 Commerce 5 State Bank of India 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 D AND N HAVELI UT 1 Bank of Maharashtra 0 0.00 0 0.00 0 0.00 0 0.00 2 Canara Bank 0 0.00 0 0.00 0 0.00 0 0.00 3 Dena Bank 148 45.02 148 45.02 148 45.02 0 0.00 IDBI BANK 4 0 0.00 0 0.00 0 0.00 0 0.00 LIMITED 5 State Bank Of India 1 0.00 1 0.00 1 0.00 0 0.00 Union Bank Of 6 0 0.00 0 0.00 0 0.00 0 0.00 India Total 149 45.02 149 45.02 149 45.02 0 0.00 GOA 1 Bank of Baroda 47 47.54 33 42.25 30 44.15 0 0.00 2 Bank of India 219 372.00 157 320.00 139 277.00 0 0.00 3 Bank of Maharashtra 43 34.10 10 8.05 12 8.17 1 0.48 4 Canara Bank 104 192.92 86 160.19 45 96.19 9 11.88 Central Bank of 5 23 66.13 0 0.00 0 0.00 0 0.00 India 6 Corporation Bank 81 197.14 68 164.54 68 164.54 0 0.00 7 Dena Bank 16 20.16 16 20.16 14 15.51 0 0.00 8 IDBI Bank Limited 3 13.93 2 3.95 0 0.00 0 0.00 9 Indian Bank 1 2.00 1 2.00 1 2.00 0 0.00 Indian Overseas 10 53 163.75 51 155.25 51 155.25 0 0.00 Bank Oriental Bank of 11 1 2.47 0 0.00 1 2.47 0 0.00 Commerce Punjab National 12 0 0.00 0 0.00 0 0.00 0 0.00 Bank 13 State Bank of India 214 432.00 214 432.00 157 367.00 0 0.00 14 Syndicate Bank 23 54.36 23 54.36 18 37.81 0 0.00 15 UCO Bank 17 30.71 10 20.96 2 2.38 12 16.22 16 Union Bank of India 63 210.00 49 190.00 48 187.00 12 17.00 17 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00 Total 908 1839.21 720 1573.71 586 1359.47 34 45.58

188 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - V - A (I) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total - NULM/ outstanding against Sr. Women SHGs SGSY SHGs SJSRY SHGs Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs GUJARAT 1 Allahabad Bank 18 10.44 12 7.04 10 4.87 7 5.15 2 Andhra Bank 3 0.19 3 0.19 1 0.19 2 0.00 3 Bank of Baroda 10726 5970.01 9646 5366.44 7878 5411.00 33 54.33 4 Bank of India 1632 745.00 1395 650.00 1103 545.00 31 18.00 5 Bank of Maharashtra 99 64.55 81 45.22 36 15.15 0 0.00 6 Canara Bank 39 31.31 9 8.88 2 0.84 26 19.65 Central Bank of 7 918 465.12 191 79.31 191 79.31 0 0.00 India 8 Corporation Bank 95 44.28 76 35.29 74 33.95 0 0.00 9 Dena Bank 6406 2427.01 6266 2359.18 5753 2245.96 201 50.47 10 IDBI Bank Limited 8 3.16 8 3.16 0 0.00 0 0.00 11 Indian Bank 494 388.00 484 380.00 32 19.00 54 44.00 Indian Overseas 12 134 84.86 133 83.86 133 83.86 0 0.00 Bank Oriental Bank of 13 1 0.00 1 0.00 1 0.00 0 0.00 Commerce Punjab and Sind 14 3 2.09 3 1.74 2 1.74 1 0.35 Bank Punjab National 15 186 94.79 19 8.58 81 26.22 2 1.23 Bank 16 State Bank of India 2899 1491.00 2644 1360.00 1813 1185.00 23 12.00 17 Syndicate Bank 139 88.21 139 88.21 75 13.69 25 13.69 18 UCO Bank 517 204.39 410 166.13 58 19.46 257 93.23 19 Union Bank of India 1322 1201.00 1017 631.00 1144 721.00 30 16.00 20 Vijaya Bank 39 20.60 39 20.60 6 1.22 4 3.81 TOTAL 25678 13336.01 22576 11294.83 18393 10407.46 696 331.91 MAHARASHTRA 1 Allahabad Bank 1110 770.64 284 195.84 874 494.97 34 26.31 2 Andhra Bank 308 172.80 303 171.56 227 144.11 76 27.45 3 Bank of Baroda 3359 2694.40 2784 2322.58 1956 2067.95 94 129.52 4 Bank of India 14711 15027.00 12740 14046.00 9761 9392.00 1262 1463.00 5 Bank of Maharashtra 16732 16583.67 9159 8016.76 6955 5874.42 487 485.79 6 Canara Bank 1714 1768.59 1525 1585.86 482 426.03 490 424.31 Central Bank of 7 7682 6442.80 899 857.96 899 857.96 11 5.21 India 8 Corporation Bank 207 168.91 166 114.77 92 48.40 12 15.23 9 Dena Bank 1520 799.82 1396 706.58 987 486.67 175 102.74 10 IDBI Bank Limited 8453 12249.54 8275 12001.12 854 845.95 215 151.47 11 Indian Bank 562 1179.00 551 1155.00 96 108.00 7 18.00 Indian Overseas 12 388 625.92 387 625.92 387 625.92 0 0.00 Bank

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 189 STATEMENT - V - A (I) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total - NULM/ outstanding against Sr. Women SHGs SGSY SHGs SJSRY SHGs Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs Oriental Bank of 13 13 13.73 5 0.64 6 2.00 5 4.61 Commerce Punjab and Sind 14 10 10.56 10 10.56 5 3.34 5 7.22 Bank Punjab National 15 721 484.64 223 145.60 341 222.08 17 7.19 Bank 16 State Bank of India 19650 17131.00 17709 15439.00 15374 14131.00 1191 1038.00 17 Syndicate Bank 846 894.04 788 838.83 196 66.50 325 45.62 18 UCO BANK 1543 912.78 1135 722.77 415 283.50 995 568.28 19 Union Bank of India 3413 7179.00 2760 6719.00 2750 2332.00 176 147.00 20 Vijaya Bank 841 631.88 818 631.88 378 217.36 8 7.44 Total 83783 85740.72 61917 66308.23 43035 38630.16 5585 4674.39 Total Western 110518 100960.96 85362 79221.79 62163 50442.11 6315 5051.88 Region Grand Total 2670939 5180283.03 2213944 4526705.31 1710292 3277397.41 115773 231036.73 PUBLIC SECTOR BANKS - ALL INDIA POSITION 1 Allahabad Bank 88030 103277.50 35992 37587.44 75768 88339.86 2220 2023.24 2 Andhra Bank 237415 755872.19 236178 754186.44 186428 612481.77 49750 141704.67 3 Bank of Baroda 76453 91903.66 69008 81602.39 55308 74247.05 1518 1711.39 4 Bank of India 125849 78438.00 109279 71759.00 79764 45802.00 9655 5429.00 5 Bank of Maharashtra 20146 21395.20 11175 10318.47 8860 8482.25 529 524.92 6 Canara Bank 152574 385802.14 142764 367106.54 70216 161712.26 4087 3559.97 Central Bank of 7 136732 165744.61 18457 22037.15 18457 22037.15 92 70.98 India 8 Corporation Bank 146228 253541.63 118049 215883.11 89127 162180.59 89 123.75 9 Dena Bank 13397 6209.91 12691 5858.25 10976 4784.30 957 528.09 10 IDBI Bank Limited 116499 235463.15 90004 185918.99 23266 79281.18 611 1338.58 11 Indian Bank 158744 473338.00 155570 463871.00 65366 186660.00 4457 13359.00 Indian Overseas 12 90660 203415.11 90213 201935.87 90213 201935.87 0 0.00 Bank Oriental Bank of 13 2362 2564.03 820 1069.11 1145 956.17 337 502.41 Commerce Punjab and Sind 14 1895 2116.01 1501 1650.67 1427 1423.79 468 692.22 Bank Punjab National 15 101121 101776.84 44136 44157.26 54184 53770.86 477 600.15 Bank 16 State Bank of India 609335 1264124.00 552322 1140331.00 507849 1063540.00 18268 43795.00 17 Syndicate Bank 127235 361847.70 113761 330944.12 5585 4565.98 3237 3018.92 18 UCO Bank 116468 109428.73 99178 96767.90 75893 76112.27 16639 8213.88 19 Union Bank of India 194322 370635.00 159537 300525.00 165911 309122.00 1340 1541.00 20 United Bank of India 121054 108319.00 120907 108125.00 117055 104865.00 478 571.00 21 Vijaya Bank 34420 85070.62 32402 85070.60 7494 15097.06 564 1728.56 Total All Public 2670939 5180283.03 2213944 4526705.31 1710292 3277397.41 115773 231036.73 Sec. Comm. Banks

190 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - V - A (II) Progress under Microfinance - Bank Loans outstanding against SHGs as on 31 March 2019 - Private Sector Com. Banks (Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total NRLM/ Out of Total SHGs - outstanding against Sr. Women SGSY SHGs Under NULM/SJSRY Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs CENTRAL REGION CHHATTISGARH 1 Axis Bank Limited 32 23.40 32 23.40 26 19.73 6 3.67 Bandhan Bank 2 0 0.00 0 0.00 0 0.00 0 0.00 Limited 3 HDFC Bank Ltd. 54 63.94 54 63.94 0 0.00 0 0.00 4 ICICI Bank Limited 1 0.80 1 0.80 1 0.80 0 0.00 5 IDFC Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 6 Karnataka Bank Ltd 1 3.88 1 3.88 0 0.00 0 0.00 South Indian Bank 7 0 0.00 0 0.00 0 0.00 0 0.00 Ltd 8 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 88 92.02 88 92.02 27 20.53 6 3.67 MADHYA PRADESH 1 Axis Bank Limited 4 0.98 4 0.98 1 0.08 3 0.90 Bandhan Bank 2 0 0.00 0 0.00 0 0.00 0 0.00 Limited 3 HDFC Bank Ltd. 196 198.15 196 198.15 0 0.00 0 0.00 4 ICICI Bank Limited 5825 4563.66 5823 4558.53 5066 4241.08 759 322.58 5 IDFC Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 6 Karnataka Bank Ltd 1 2.42 1 2.42 0 0.00 1 2.42 South Indian Bank 7 0 0.00 0 0.00 0 0.00 0 0.00 Ltd 8 YES Bank Ltd. 1 0.11 1 0.11 0 0.00 0 0.00 Total 6027 4765.32 6025 4760.19 5067 4241.16 763 325.90 UTTARAKHAND Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited 2 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 3 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 4 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 5 Nainital Bank Ltd 80 45.17 74 43.99 80 45.17 0 0.00 6 YES Bank Ltd. 14 2.64 14 2.64 0 0.00 0 0.00 Total 94 47.81 88 46.63 80 45.17 0 0.00 UTTAR PRADESH 1 Axis Bank Limited 1 1.67 1 1.67 0 0.00 1 1.67 Bandhan Bank 2 0 0.00 0 0.00 0 0.00 0 0.00 Limited 3 HDFC Bank Ltd. 1 2.35 1 2.35 0 0.00 0 0.00 4 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 5 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 6 Nainital Bank Ltd 7 3.59 7 3.59 7 3.59 0 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 191 STATEMENT - V - A (II) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total NRLM/ Out of Total SHGs - outstanding against Sr. Women SGSY SHGs Under NULM/SJSRY Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs 7 YES Bank Ltd. 10 1.67 10 1.67 0 0.00 0 0.00 Total 19 9.28 19 9.28 7 3.59 1 1.67 Total Central 6228 4914.43 6220 4908.12 5181 4310.45 770 331.24 Region EASTERN REGION BIHAR Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited 2 HDFC Bank Ltd. 4 5.42 4 5.42 0 0.00 0 0.00 3 ICICI Bank Limited 1054 920.92 1054 920.92 1054 920.92 0 0.00 4 IDFC Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 5 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 1058 926.34 1058 926.34 1054 920.92 0 0.00 JHARKHAND Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited 2 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 3 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 4 IDFC Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 5 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 6 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 ODISHA 1 Axis Bank Limited 115 54.50 115 54.50 93 41.55 22 12.95 Bandhan Bank 2 0 0.00 0 0.00 0 0.00 0 0.00 Limited 3 Federal Bank Ltd 48 27.76 0 0.00 0 0.00 0 0.00 4 HDFC Bank Ltd. 719 606.96 719 606.96 0 0.00 0 0.00 5 ICICI Bank Limited 985 797.27 985 797.27 799 654.26 186 143.01 6 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 7 YES Bank Ltd. 310 106.49 310 106.49 0 0.00 0 0.00 Total 2177 1592.98 2129 1565.22 892 695.81 208 155.96 WEST BENGAL Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited 2 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 3 HDFC Bank Ltd. 8 8.68 8 8.68 0 0.00 0 0.00 4 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 5 Karnataka Bank Ltd 1 162.76 0 0.00 0 0.00 0 0.00 6 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 9 171.44 8 8.68 0 0.00 0 0.00 Total Eastern 3244 2690.76 3195 2500.24 1946 1616.73 208 155.96 Region

192 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - V - A (II) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total NRLM/ Out of Total SHGs - outstanding against Sr. Women SGSY SHGs Under NULM/SJSRY Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs NORTH EASTERN REGION ASSAM 1 Axis Bank Limited 1 1.00 1 1.00 1 1.00 0 0.00 Bandhan Bank 2 0 0.00 0 0.00 0 0.00 0 0.00 Limited 3 Federal Bank Ltd 3 1.26 1 0.00 0 0.00 0 0.00 4 HDFC Bank Ltd. 48 38.58 48 38.58 0 0.00 0 0.00 5 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 South Indian Bank 6 0 0.00 0 0.00 0 0.00 0 0.00 Ltd Total 52 40.84 50 39.58 1 1.00 0 0.00 MANIPUR Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited 2 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 MEGHALAYA 1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 NAGALAND Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited 2 ICICI Bank Limited 1 0.29 0 0.00 1 0.29 0 0.00 Total 1 0.29 0 0.00 1 0.29 0 0.00 SIKKIM 1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 2 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 TRIPURA Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited 2 HDFC Bank Ltd. 3 3.48 3 3.48 0 0.00 0 0.00 Total 3 3.48 3 3.48 0 0.00 0 0.00 Total North 56 44.61 53 43.06 2 1.29 0 0.00 Eastern Region NORTHERN REGION CHANDIGARH 1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 HARYANA 1 Axis Bank Limited 19 8.08 19 8.08 19 8.08 0 0.00 2 Federal Bank Ltd 24 1.16 0 0.00 0 0.00 0 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 193 STATEMENT - V - A (II) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total NRLM/ Out of Total SHGs - outstanding against Sr. Women SGSY SHGs Under NULM/SJSRY Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs 3 HDFC Bank Ltd. 14 6.51 14 6.51 0 0.00 0 0.00 4 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 South Indian Bank 5 1 0.80 1 0.80 0 0.00 0 0.00 Ltd 6 YES Bank Ltd. 37 4.15 37 4.15 0 0.00 0 0.00 Total 95 20.70 71 19.54 19 8.08 0 0.00 HIMACHAL PRADESH 1 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 2 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 JAMMU AND KASHMIR 1 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 NEW DELHI Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited 2 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 3 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 4 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 5 Nainital Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 South Indian Bank 6 0 0.00 0 0.00 0 0.00 0 0.00 Ltd Total 0 0.00 0 0.00 0 0.00 0 0.00 PUNJAB 1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 2 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 3 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 RAJASTHAN Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited City Union Bank 2 0 0.00 0 0.00 0 0.00 0 0.00 Limited 3 HDFC Bank Ltd. 88 63.76 88 63.76 0 0.00 0 0.00 4 ICICI Bank Limited 17190 21612.09 17112 21517.27 16427 21087.74 481 425.36 5 IDFC Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 6 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 7 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 17278 21675.85 17200 21581.03 16427 21087.74 481 425.36 Total Northern 17373 21696.55 17271 21600.57 16446 21095.82 481 425.36 Region

194 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - V - A (II) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total NRLM/ Out of Total SHGs - outstanding against Sr. Women SGSY SHGs Under NULM/SJSRY Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs SOUTHERN REGION ANDHRA PRADESH City Union Bank 1 384 708.60 137 277.64 0 0.00 0 0.00 Limited 2 HDFC Bank Ltd. 21 40.63 21 40.63 0 0.00 0 0.00 3 ICICI Bank Limited 69 19.70 69 19.70 0 0.00 0 0.00 4 Karnataka Bank Ltd 233 545.21 216 492.04 0 0.00 0 0.00 South Indian Bank 5 8 13.02 8 13.02 0 0.00 0 0.00 Ltd Tamilnad Mercantile 6 0 0.00 0 0.00 0 0.00 0 0.00 Bank Ltd Total 715 1327.16 451 843.03 0 0.00 0 0.00 KARNATAKA City Union Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited 2 Federal Bank Ltd 5 3.39 1 0.00 0 0.00 0 0.00 3 HDFC Bank Ltd. 15411 33512.67 15411 33512.67 0 0.00 0 0.00 4 ICICI Bank Limited 12241 18696.78 12241 18696.78 12241 18696.78 0 0.00 5 IDFC Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 6 Karnataka Bank Ltd 1274 2789.12 1097 2416.74 22 19.77 44 44.99 South Indian Bank 7 2 9.22 2 9.22 0 0.00 0 0.00 Ltd Tamilnad Mercantile 8 0 0.00 0 0.00 0 0.00 0 0.00 Bank Ltd 9 YES Bank Ltd. 82 8.11 82 8.11 0 0.00 0 0.00 Total 29015 55019.29 28834 54643.52 12263 18716.55 44 44.99 KERALA Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited City Union Bank 2 4 2.41 0 0.00 0 0.00 0 0.00 Limited 3 Federal Bank Ltd 1551 3176.95 401 216.83 38 5.96 1 0.00 4 HDFC Bank Ltd. 19578 43071.68 19578 43071.68 0 0.00 0 0.00 5 ICICI Bank Limited 7906 16858.00 7906 16858.00 6816 14516.37 1090 2341.63 6 Karnataka Bank Ltd 14 40.81 10 35.09 0 0.00 0 0.00 South Indian Bank 7 201 291.18 172 223.82 0 0.00 0 0.00 Ltd Tamilnad Mercantile 8 23 30.30 23 30.30 1 0.14 0 0.00 Bank Ltd 9 YES Bank Ltd. 37 6.15 37 6.15 0 0.00 0 0.00 Total 29314 63477.48 28127 60441.87 6855 14522.47 1091 2341.63

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 195 STATEMENT - V - A (II) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total NRLM/ Out of Total SHGs - outstanding against Sr. Women SGSY SHGs Under NULM/SJSRY Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs PUDUCHERRY City Union Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited 2 Hdfc Bank Ltd. 219 462.87 219 462.87 0 0.00 0 0.00 South Indian Bank 3 0 0.00 0 0.00 0 0.00 0 0.00 Ltd Tamilnad Mercantile 4 0 0.00 0 0.00 0 0.00 0 0.00 Bank Ltd Total 219 462.87 219 462.87 0 0.00 0 0.00 TAMIL NADU City Union Bank 1 464 395.87 322 260.47 91 42.79 7 12.00 Limited 2 Federal Bank Ltd 15 5.59 12 4.91 0 0.00 0 0.00 3 HDFC Bank Ltd. 17296 39597.33 17296 39597.33 0 0.00 0 0.00 4 ICICI Bank Limited 55694 104551.53 55684 104524.52 47429 98056.81 3520 4425.71 5 Karnataka Bank Ltd 2 4.31 2 4.31 0 0.00 0 0.00 South Indian Bank 6 26 13.02 22 11.54 0 0.00 0 0.00 Ltd Tamilnad Mercantile 7 1064 1035.50 1017 994.35 243 85.47 4 9.97 Bank Ltd 8 YES Bank Ltd. 263 154.08 263 154.08 0 0.00 0 0.00 Total 74824 145757.23 74618 145551.51 47763 98185.07 3531 4447.68 TELANGANA 1 HDFC Bank Ltd. 1983 5585.85 1983 5585.85 0 0.00 0 0.00 2 ICICI Bank Limited 1 0.05 1 0.05 1 0.05 0 0.00 3 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 South Indian Bank 4 0 0.00 0 0.00 0 0.00 0 0.00 Ltd Total 1984 5585.90 1984 5585.90 1 0.05 0 0.00 Total Southern 136071 271629.93 134233 267528.70 66882 131424.14 4666 6834.30 Region WESTERN REGION GOA 1 HDFC Bank Ltd. 291 743.58 291 743.58 0 0.00 0 0.00 2 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 Total 291 743.58 291 743.58 0 0.00 0 0.00 GUJARAT Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited City Union Bank 2 0 0.00 0 0.00 0 0.00 0 0.00 Limited 3 HDFC Bank Ltd. 475 930.15 475 930.15 0 0.00 0 0.00

196 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - V - A (II) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total NRLM/ Out of Total SHGs - outstanding against Sr. Women SGSY SHGs Under NULM/SJSRY Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs 4 ICICI Bank Limited 4672 3336.62 4672 3336.62 3784 2700.65 888 635.97 5 IDFC Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 TOTAL 5147 4266.77 5147 4266.77 3784 2700.65 888 635.97 MAHARASHTRA Bandhan Bank 1 0 0.00 0 0.00 0 0.00 0 0.00 Limited City Union Bank 2 0 0.00 0 0.00 0 0.00 0 0.00 Limited 3 Federal Bank Ltd 56 155.97 1 0.00 1 0.00 0 0.00 4 HDFC Bank Ltd. 8335 15477.40 8335 15477.40 0 0.00 0 0.00 5 ICICI Bank Limited 53277 62153.72 53274 62151.02 46202 55406.26 7032 6743.16 6 IDFC Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 7 Karnataka Bank Ltd 1 0.36 1 0.36 0 0.00 0 0.00 South Indian Bank 8 0 0.00 0 0.00 0 0.00 0 0.00 Ltd Tamilnad Mercantile 9 0 0.00 0 0.00 0 0.00 0 0.00 Bank Ltd 10 YES Bank Ltd. 191 53.94 191 53.94 0 0.00 0 0.00 Total 61860 77841.39 61802 77682.72 46203 55406.26 7032 6743.16 Total Western 67298 82851.74 67240 82693.07 49987 58106.91 7920 7379.13 Region Grand Total 230270 383828.02 228212 379273.76 140444 216555.34 14045 15125.99

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 197 STATEMENT - V - A (II) (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total NRLM/ Out of Total SHGs - outstanding against Sr. Women SGSY SHGs Under NULM/SJSRY Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs PRIVATE SECTOR BANKS - ALL INDIA POSITION 1 Axis Bank Limited 172 89.63 172 89.63 140 70.44 32 19.19 Bandhan Bank 2 0 0.00 0 0.00 0 0.00 0 0.00 Limited City Union Bank 3 852 1106.88 459 538.11 91 42.79 7 12.00 Limited 4 Federal Bank Ltd 1702 3372.08 416 221.74 39 5.96 1 0.00 5 HDFC Bank Ltd. 64744 140419.99 64744 140419.99 0 0.00 0 0.00 6 ICICI Bank Limited 158916 233511.43 158822 233381.48 139821 216282.01 13956 15037.42 7 IDFC Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00 8 Indusind Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 9 Karnataka Bank Ltd 1527 3548.87 1328 2954.84 22 19.77 45 47.41 10 Nainital Bank Ltd 87 48.76 81 47.58 87 48.76 0 0.00 11 Ratnakar Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00 South Indian Bank 12 238 327.24 205 258.40 0 0.00 0 0.00 Ltd Tamilnad Mercantile 13 1087 1065.80 1040 1024.65 244 85.61 4 9.97 Bank Ltd 14 YES Bank Ltd. 945 337.34 945 337.34 0 0.00 0 0.00 All India Private 230270 383828.02 228212 379273.76 140444 216555.34 14045 15125.99 Sector Banks Total All Public Sec. Comm. 2670939 5180283.03 2213944 4526705.31 1710292 3277397.41 115773 231036.73 Banks - V-A(I) Grand Total - Commercial 2901209 5564111.05 2442156 4905979.07 1850736 3493952.75 129818 246162.72 Banks

198 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - V - B Progress under Microfinance - Bank Loans outstanding against SHGs as on 31 March 2019 - Regional Rural Banks (Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total NRLM/ Out of Total SHGs - outstanding against Sr. Women SGSY SHGs Under NULM/SJSRY Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs CHHATTISGARH Chhattisgarh Rajya 1 25099 18647.00 24886 18377.33 24597 18304.54 502 342.46 Gramin Bank Total 25099 18647.00 24886 18377.33 24597 18304.54 502 342.46 MADHYA PRADESH Central Madhya 1 13734 6387.66 8997 5016.92 8997 5016.92 0 0.00 Pradesh Gramin Bank Madhyanchal Gramin 2 4521 1876.00 3824 1651.00 4521 1876.00 0 0.00 Bank Narmada Jhabua 3 19489 11786.39 18726 11332.64 17676 10676.71 145 84.54 Gramin Bank Total 37744 20050.05 31547 18000.56 31194 17569.63 145 84.54 UTTARAKHAND Uttarakhand Gramin 1 5405 1774.61 2273 906.92 2357 1116.71 1212 131.94 Bank Total 5405 1774.61 2273 906.92 2357 1116.71 1212 131.94 UTTAR PRADESH Allahabad UP 1 19225 11283.29 9437 5771.72 14703 8499.95 0 0.00 Gramin Bank Baroda Uttar 2 Pradesh Gramin 38638 21790.42 25487 15034.16 27173 15664.80 46 25.55 Bank Gramin Bank of 3 18816 8852.78 7027 2847.20 15641 7378.40 20 6.11 Aryavart Kashi Gomti Samyut 4 19654 4990.69 10861 3304.24 11672 3461.74 0 0.00 Gramin Bank 5 Purvanchal Bank 8519 5077.37 8519 5077.37 8519 5077.37 0 0.00 Sarva U.P. Gramin 6 4497 1794.99 2763 1186.70 3102 1213.36 12 4.90 Bank Total 109349 53789.54 64094 33221.39 80810 41295.62 78 36.56 Total Central 177597 94261.20 122800 70506.20 138958 78286.50 1937 595.50 Region EASTERN REGION BIHAR Dakshin Bihar 1 204636 201366.00 204636 201366.00 204636 201366.00 0 0.00 Gramin Bank Uttar Bihar Gramin 2 149451 61117.00 142070 58654.31 149451 61117.00 0 0.00 Bank Total 354087 262483.00 346706 260020.31 354087 262483.00 0 0.00 JHARKHAND Jharkhand Gramin 1 18357 9605.76 18342 9594.91 17323 8867.21 53 22.89 Bank Vananchal Gramin 2 16743 6371.00 15353 5952.00 15826 5398.00 0 0.00 Bank Total 35100 15976.76 33695 15546.91 33149 14265.21 53 22.89 ODISHA Odisha Gramya 1 77690 82022.12 77690 82022.12 77493 81823.31 197 198.81 Bank 2 Utkal Grameen Bank 32373 34171.96 30107 30071.32 31726 26312.41 0 0.00 Total 110063 116194.08 107797 112093.44 109219 108135.72 197 198.81

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 199 STATEMENT - V - B (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total NRLM/ Out of Total SHGs - outstanding against Sr. Women SGSY SHGs Under NULM/SJSRY Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs WEST BENGAL Bangiya Gramin 1 147183 224591.00 134427 203032.53 139731 201457.97 7452 23133.03 Vikash Bank Paschim Banga 2 65058 126394.53 63485 124024.14 61863 119791.24 0 0.00 Gramin Bank Uttar Banga 3 Kshetriya Gramin 42162 53006.00 42162 53006.00 24162 29781.34 18000 23224.66 Bank Total 254403 403991.53 240074 380062.67 225756 351030.55 25452 46357.69 Total Eastern 753653 798645.37 728272 767723.33 722211 735914.48 25702 46579.39 Region NORTH EASTERN REGION ARUNACHAL PRADESH Arunachal Pradesh 1 20 20.55 20 20.55 0 0.00 0 0.00 Rural Bank Total 20 20.55 20 20.55 0 0.00 0 0.00 ASSAM Assam Gramin 1 54479 37348.43 30061 22643.66 21951 15294.73 480 401.37 Vikash Bank Langpi Dehangi 2 2985 1586.77 2466 1407.16 421 195.32 4 4.33 Rural Bank Total 57464 38935.20 32527 24050.82 22372 15490.05 484 405.70 MANIPUR 1 Manipur Rural Bank 1329 928.82 1329 928.82 316 145.72 178 114.60 Total 1329 928.82 1329 928.82 316 145.72 178 114.60 MEGHALAYA Meghalaya Rural 1 0 0.00 0 0.00 0 0.00 0 0.00 Bank Total 0 0.00 0 0.00 0 0.00 0 0.00 MIZORAM 1 Mizoram Rural Bank 1906 2424.94 941 968.05 717 672.92 83 135.26 Total 1906 2424.94 941 968.05 717 672.92 83 135.26 NAGALAND 1 Nagaland Rural Bank 115 335.13 114 333.19 0 0.00 0 0.00 Total 115 335.13 114 333.19 0 0.00 0 0.00 TRIPURA 1 Tripura Gramin Bank 22786 5600.86 18457 4693.67 10436 2045.60 0 0.00 Total 22786 5600.86 18457 4693.67 10436 2045.60 0 0.00 Total North 83620 48245.50 53388 30995.10 33841 18354.29 745 655.56 Eastern Region NORTHERN REGION HARYANA Sarva Haryana 1 6471 7243.81 5763 6478.28 5008 5137.93 45 33.52 Gramin Bank Total 6471 7243.81 5763 6478.28 5008 5137.93 45 33.52

200 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - V - B (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total NRLM/ Out of Total SHGs - outstanding against Sr. Women SGSY SHGs Under NULM/SJSRY Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs HIMACHAL PRADESH Himachal Pradesh 1 2763 3103.03 2763 3103.03 2763 3103.03 0 0.00 Gramin Bank Total 2763 3103.03 2763 3103.03 2763 3103.03 0 0.00 JAMMU AND KASHMIR 1 Ellaquai Dehati Bank 233 251.76 153 91.10 233 251.76 0 0.00 2 J & K Grameen Bank 1482 1841.05 1482 1841.05 1274 1708.85 8 2.00 Total 1715 2092.81 1635 1932.15 1507 1960.61 8 2.00 PUNJAB 1 Punjab Gramin Bank 2584 1373.40 2165 1061.96 654 416.96 0 0.00 Total 2584 1373.40 2165 1061.96 654 416.96 0 0.00 RAJASTHAN Baroda Rajasthan 1 Kshetriya Gramin 14900 8553.00 14776 8467.00 14465 8268.00 316 207.00 Bank Rajasthan Marudhara 2 5290 2523.08 5016 2353.00 2232 1050.41 84 19.93 Gramin Bank Total 20190 11076.08 19792 10820.00 16697 9318.41 400 226.93 Total Northern 33723 24889.13 32118 23395.42 26629 19936.94 453 262.45 Region SOUTHERN REGION ANDHRA PRADESH Andhra Pragathi 1 99233 268283.33 99233 268283.33 0 0.00 0 0.00 Grameena Bank Chaitanya Godavari 2 30319 103063.38 30319 103063.38 22552 76675.11 0 0.00 Grameena Bank Saptagiri Grameena 3 49072 166225.50 47354 159106.05 37126 150980.37 9827 10125.35 Bank Total 178624 537572.21 176906 530452.76 59678 227655.48 9827 10125.35 KARNATAKA Karnataka Vikas 1 16288 14928.70 16156 14720.80 9845 13431.37 529 791.80 Grameena Bank Kaveri Grameena 2 15862 30014.89 14000 26449.12 8983 16277.74 368 645.32 Bank Pragathi Krishna 3 77636 152075.00 75902 147228.08 70193 136328.35 1538 3028.00 Gramin Bank Total 109786 197018.59 106058 188398.00 89021 166037.46 2435 4465.12 KERALA 1 Kerala Gramin Bank 17450 39950.64 15432 36210.13 9155 18389.43 164 405.70 Total 17450 39950.64 15432 36210.13 9155 18389.43 164 405.70 PUDUCHERRY Puduvai Bharathiyar 1 2035 3724.98 1976 3621.75 1285 2401.32 5 0.59 Grama Bank Total 2035 3724.98 1976 3621.75 1285 2401.32 5 0.59

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 201 STATEMENT - V - B (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total NRLM/ Out of Total SHGs - outstanding against Sr. Women SGSY SHGs Under NULM/SJSRY Name of Bank SHGs No. No. of No. of No. of No. of Loans O/S Loans O/S Loans O/S Loans O/S SHGs SHGs SHGs SHGs TAMIL NADU Pallavan Grama 1 22798 54016.96 22158 52499.25 5093 12068.28 115 269.56 Bank Pandyan Grama 2 6453 5754.65 6130 5298.55 513 709.68 190 196.94 Bank Total 29251 59771.61 28288 57797.80 5606 12777.96 305 466.50 TELANGANA Andhra Pradesh 1 Grameena Vikas 194871 585784.72 194871 585784.72 118968 349537.74 22567 70762.80 Bank Telangana Grameena 2 76371 192395.61 76371 192395.61 41598 104111.35 180 241.58 Bank Total 271242 778180.33 271242 778180.33 160566 453649.09 22747 71004.38 Total Southern 608388 1616218.36 599902 1594660.77 325311 880910.74 35483 86467.64 Region WESTERN REGION GUJARAT Baroda Gujarat 1 5569 2790.93 5488 2735.99 5569 2790.93 0 0.00 Gramin Bank Dena Gujarat Gramin 2 4160 2722.48 4119 2706.90 1732 1122.40 0 0.00 Bank Saurashtra Gramin 3 918 624.08 896 595.11 681 529.54 0 0.00 Bank Total 10647 6137.49 10503 6038.00 7982 4442.87 0 0.00 MAHARASHTRA Maharashtra Gramin 1 15548 21186.28 15548 21186.28 10495 15840.00 0 0.00 Bank Vidharbha Konkan 2 12358 10015.52 7461 6202.11 12358 10015.52 0 0.00 Gramin Bank Total 27906 31201.80 23009 27388.39 22853 25855.52 0 0.00 Total Western 38553 37339.29 33512 33426.39 30835 30298.39 0 0.00 Region Grand Total 1695534 2619598.85 1569992 2520707.21 1277785 1763701.34 64320 134560.54

202 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - V - C Progress under Microfinance - Bank Loans outstanding against SHGs as on31 March 2019 - Cooperative Banks (Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total SHGs outstanding against Sr. Women SHGs SGSY SHGs -NULM/SJSRY SHGs Name of Bank SHGs No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs O/S SHGs O/S SHGs O/S SHGs O/ S CENTRAL REGION CHHATTISGARH 1 Bilaspur DCCB 30 25.08 30 25.08 1 2.39 0 0.00 2 Durg DCCB 497 219.66 483 213.27 497 219.66 0 0.00 3 Ambikapur DCCB 58 8.26 56 8.06 0 0.00 58 8.26 4 Jagdalpur DCCB 518 273.86 518 273.86 98 75.40 0 0.00 5 Raipur JDCCB 26 68.00 26 68.00 0 0.00 0 0.00 6 Rajnandgaon DCCB 2300 928.72 2300 928.72 2300 928.72 0 0.00 Total 3429 1523.58 3413 1516.99 2896 1226.17 58 8.26 MADHYA PRADESH 1 Balaghat DCCB 14 22.45 14 22.45 14 22.45 0 0.00 2 Chhindwara DCCB 186 39.85 186 39.85 0 0.00 0 0.00 3 Khandwa DCCB 75 39.52 7 19.31 74 39.47 0 0.00 4 Khargone DCCB 60 19.24 60 19.24 30 9.62 0 0.00 5 Mandla DCCB 0 0.00 0 0.00 0 0.00 0 0.00 6 Panna DCCB 0 0.00 0 0.00 0 0.00 0 0.00 7 Ratlam DCCB 44 24.75 29 16.09 44 24.75 0 0.00 8 Shivpuri DCCB 0 0.00 0 0.00 0 0.00 0 0.00 9 Tikamgarh DCCB 14 33.42 14 33.42 14 33.42 0 0.00 10 Vidisha DCCB 3 0.73 0 0.00 0 0.00 0 0.00 Total 396 179.96 310 150.36 176 129.71 0 0.00 UTTARAKHAND 1 Almora DCCB 364 74.33 0 0.00 354 59.72 10 14.61 2 Chamoli DCCB 306 128.82 205 98.22 306 128.82 0 0.00 3 Dehradun DCCB 136 58.07 78 32.01 136 58.07 0 0.00 4 Nainital DCCB 526 415.20 293 279.71 526 415.20 0 0.00 5 Pithoragarh DCCB 931 180.38 566 82.93 865 177.90 66 2.48 6 Tehri Garhwal DCCB 242 465.80 190 311.15 121 224.25 76 113.56 7 The Uttarakhand DCCB 135 0.91 135 0.91 0 0.00 0 0.00 8 The Uttarkashi DCCB 827 616.92 682 506.39 454 407.14 0 0.00 9 Udhamsinghnagar DCCB 134 53.62 87 37.55 134 53.62 0 0.00 Garhwal (Kotdwar) 10 341 35.30 341 35.30 341 35.30 0 0.00 DCCB 11 Haridwar DCCB 108 88.10 82 61.09 102 82.01 0 0.00 Total 4050 2117.45 2659 1445.26 3339 1642.03 152 130.65 UTTAR PRADESH 1 Agra DCCB 4 1.53 0 0.00 0 0.00 0 0.00 2 Aligarh DCCB 7 0.94 3 0.11 0 0.00 0 0.00 3 Allahabad DCCB 14 11.77 0 0.00 0 0.00 0 0.00 4 Banda DCCB 52 11.36 40 8.24 52 11.36 0 0.00 5 Bijnor DCCB 0 0.00 0 0.00 0 0.00 0 0.00 6 Budaun DCCB 149 93.16 103 61.23 149 93.16 0 0.00 7 Saharanpur DCCB 324 38.38 225 30.10 0 0.00 0 0.00 8 Etah DCCB 8 2.59 5 1.51 8 2.59 0 0.00 9 Etawah DCCB 0 0.00 0 0.00 0 0.00 0 0.00 10 Fatehpur DCCB 554 132.43 213 57.31 0 0.00 0 0.00 11 Firozabad DCCB 402 101.00 360 90.49 51 11.24 0 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 203 STATEMENT - V - C (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total SHGs outstanding against Sr. Women SHGs SGSY SHGs -NULM/SJSRY SHGs Name of Bank SHGs No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs O/S SHGs O/S SHGs O/S SHGs O/ S 12 Ghaziabad DCCB 8 1.26 8 1.26 0 0.00 8 1.26 13 Gorakhpur DCCB 8 0.40 8 0.40 8 0.40 0 0.00 14 Hamirpur DCCB 23 17.00 5 6.00 23 17.00 0 0.00 15 Jalaun DCCB 20 4.80 14 3.89 14 0.95 6 3.85 16 Mau DCCB 0 0.00 0 0.00 0 0.00 0 0.00 17 Azamgarh DCCB 25 9.11 0 0.00 4 2.59 21 6.52 18 Ghazipur DCCB 1 0.09 0 0.00 0 0.00 0 0.00 19 Ballia DCCB 0 0.00 0 0.00 0 0.00 0 0.00 20 Barabanki DCCB 309 18.67 309 18.67 0 0.00 309 18.67 21 Bareilly DCCB 44 36.91 4 4.92 17 10.76 27 26.15 22 Bulandsahar DCCB 127 27.25 95 20.71 127 27.25 0 0.00 23 Jaunpur DCCB 98 2.52 45 0.93 98 2.52 0 0.00 24 Kanpur DCCB 4 1.78 4 1.78 4 1.78 0 0.00 25 Lakhimpur-Khiri DCCB 772 304.18 509 167.75 278 96.55 455 203.24 26 Lalitpur DCCB 268 161.39 95 71.07 212 141.12 0 0.00 27 Lucknow DCCB 1 1.12 0 0.00 0 0.00 0 0.00 28 Meerut DCCB 35 11.37 11 2.37 0 0.00 0 0.00 29 Mirzapur DCCB 2395 131.07 1523 91.75 2395 131.07 0 0.00 30 Muradabad DCCB 88 37.46 0 0.00 80 36.96 0 0.00 31 Pratapgarh DCCB 25 58.10 25 58.10 0 0.00 0 0.00 32 Raibareilly DCCB 10 0.53 6 0.49 0 0.00 0 0.00 33 Unnao DCCB 22 1.84 11 1.09 22 1.84 0 0.00 34 Mathura DCCB 20 12.73 13 8.00 20 12.73 0 0.00 35 Muzaffarnagar DCCB 11 15.48 2 4.66 0 0.00 11 15.48 36 Pilibhit DCCB 42 37.66 26 26.74 18 15.43 0 0.00 37 Rampur DCCB 5 4.04 5 4.04 0 0.00 0 0.00 38 The Uttar Pradesh STCB 0 0.00 0 0.00 0 0.00 0 0.00 Total 5875 1289.92 3667 743.61 3580 617.30 837 275.17 Total Central Region 13750 5110.91 10049 3856.22 9991 3615.21 1047 414.08 EASTERN REGION ANDAMAN & NICOBAR The Andaman & Nicobar 1 1030 997.32 959 927.82 10 4.52 0 0.00 STCB Total 1030 997.32 959 927.82 10 4.52 0 0.00 BIHAR 1 Samastipur DCCB 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 JHARKHAND 1 Dhanbad DCCB 43 13.01 43 13.01 35 10.59 0 0.00 2 Jharkhand STCB 72 228.13 72 228.13 72 228.13 0 0.00 Total 115 241.14 115 241.14 107 238.72 0 0.00 ODISHA 1 Cuttack DCCB 2873 1968.73 2873 1968.73 2377 1055.71 496 913.02 2 Keonjhar DCCB 772 1096.31 772 1096.31 772 1096.31 0 0.00 3 Nayagarh DCCB 614 327.11 608 322.36 64 46.03 0 0.00 4 Angul United CDCCB 3580 2125.23 3580 2125.23 3580 2125.23 0 0.00

204 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - V - C (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total SHGs outstanding against Sr. Women SHGs SGSY SHGs -NULM/SJSRY SHGs Name of Bank SHGs No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs O/S SHGs O/S SHGs O/S SHGs O/ S 5 Aska DCCB 115 105.48 115 105.48 44 34.30 0 0.00 6 Balasore Bhadrak DCCB 5813 5429.42 5813 5429.42 0 0.00 0 0.00 7 Banki DCCB 352 348.20 352 348.20 352 348.20 0 0.00 8 Berhampore DCCB 1675 544.10 1675 544.10 0 0.00 0 0.00 9 Bhawanipatna DCCB 73 38.00 73 38.00 73 38.00 0 0.00 10 Bolangir DCCB 603 250.75 587 225.44 66 70.81 0 0.00 11 Boudh DCCB 203 156.71 203 156.71 0 0.00 0 0.00 12 Khurda DCCB 1607 1169.21 1607 1169.21 0 0.00 0 0.00 13 Koraput DCCB 3198 1556.56 3198 1556.56 212 272.72 0 0.00 14 Mayurbhanj DCCB 385 239.73 385 239.73 385 239.73 0 0.00 15 Sambalpur DCCB 811 771.42 811 771.42 256 269.20 0 0.00 16 Sundargarh DCCB 5552 2788.73 5552 2788.73 3548 2179.32 2004 609.41 United Puri-Nimapara 17 204 178.85 204 178.85 204 178.85 0 0.00 DCCB Total 28430 19094.54 28408 19064.48 11933 7954.41 2500 1522.43 WEST BENGAL 1 Balageria DCCB 545 773.67 545 773.67 0 0.00 0 0.00 2 Bankura DCCB 12667 6317.75 12515 6244.55 10947 5355.44 0 0.00 3 Birbhum DCCB 159 105.53 159 105.53 0 0.00 0 0.00 4 Darjeeling DCCB 7 37.82 0 0.00 0 0.00 0 0.00 5 Hooghly DCCB 27979 13577.94 27979 13577.94 0 0.00 0 0.00 6 Howrah DCCB 6700 4704.31 6615 4645.66 0 0.00 0 0.00 7 Malda DCCB L 4077 4789.49 4017 4748.65 4077 4789.49 0 0.00 8 Murshidabad DCCB 17040 10564.03 16631 10383.02 5325 4472.23 0 0.00 9 Nadia DCCB 29618 23584.06 25562 21562.90 0 0.00 0 0.00 10 Purulia DCCB 2357 294.49 2357 294.49 2271 266.68 86 27.81 11 Raiganj DCCB 2656 3040.89 2656 3040.89 210 136.80 0 0.00 12 Tamluk Ghatal DCCB 7286 8885.46 7286 8885.46 0 0.00 0 0.00 13 Burdwan DCCB 5681 1186.19 4746 917.06 0 0.00 0 0.00 14 Dakshin Dinajpur DCCB 906 720.51 906 720.51 130 160.01 104 124.85 15 Jalpaiguri DCCB 660 350.84 571 295.04 0 0.00 0 0.00 16 Mugberia DCCB 7180 6285.28 6758 6079.50 0 0.00 0 0.00 17 West Bengal STCB 15601 8593.35 14027 7533.69 0 0.00 0 0.00 18 Vidyasagar DCCB 3580 4894.60 3397 4551.98 0 0.00 0 0.00 Total 144699 98706.21 136727 94360.54 22960 15180.65 190 152.66 Total Eastern Region 174274 119039.21 166209 114593.98 35010 23378.30 2690 1675.09 NORTH EASTERN REGION ASSAM 1 Assam STCB 3085 862.55 763 388.81 3085 862.55 0 0.00 Total 3085 862.55 763 388.81 3085 862.55 0 0.00 MANIPUR 1 Manipur STCB 281 166.71 281 166.71 0 0.00 0 0.00 Total 281 166.71 281 166.71 0 0.00 0 0.00 MEGHALAYA 1 Meghalaya STCB 486 210.91 259 125.63 429 172.40 2 3.58 Total 486 210.91 259 125.63 429 172.40 2 3.58

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 205 STATEMENT - V - C (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total SHGs outstanding against Sr. Women SHGs SGSY SHGs -NULM/SJSRY SHGs Name of Bank SHGs No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs O/S SHGs O/S SHGs O/S SHGs O/ S MIZORAM 1 Mizoram STCB 56 89.80 56 89.80 24 18.62 29 64.12 Total 56 89.80 56 89.80 24 18.62 29 64.12 SIKKIM 1 Sikkim STCB 97 67.91 97 67.91 97 67.91 0 0.00 Total 97 67.91 97 67.91 97 67.91 0 0.00 Total North Eastern 4005 1397.88 1456 838.86 3635 1121.48 31 67.70 Region NORTHERN REGION CHANDIGARH 1 Chandigarh STCB 0 0.00 0 0.00 0 0.00 0 0.00 Total 0 0.00 0 0.00 0 0.00 0 0.00 HARYANA 1 Ambala DCCB 66 9.66 66 9.66 35 5.48 0 0.00 2 Faridabad DCCB 0 0.00 0 0.00 0 0.00 0 0.00 3 Fatehabad DCCB 200 371.96 76 194.76 100 185.98 100 185.98 4 Gurgaon DCCB 20 16.28 20 16.28 0 0.00 20 16.28 5 Hissar DCCB 340 263.86 281 185.32 0 0.00 0 0.00 6 Jhajjar DCCB 4 8.49 4 8.49 0 0.00 0 0.00 7 Kaithal DCCB 10 0.86 10 0.86 10 0.86 0 0.00 8 Karnal DCCB 135 57.36 135 57.36 0 0.00 0 0.00 9 Kurukshetra DCCB 0 0.00 0 0.00 0 0.00 0 0.00 10 Mahendragarh DCCB 17 14.16 4 1.82 17 14.16 0 0.00 11 Panchakula DCCB 2 9.01 2 9.01 2 9.01 0 0.00 12 Panipat DCCB 14 10.71 14 10.71 0 0.00 0 0.00 13 Rewari DCCB 26 20.64 25 20.64 15 14.58 0 0.00 14 Rohtak DCCB 8 23.65 6 18.87 8 23.65 0 0.00 15 Sirsa DCCB 147 24.20 137 24.20 0 0.00 147 24.20 16 Sonepat DCCB 13 20.39 8 12.03 13 20.39 0 0.00 17 Yamunanagar DCCB 10 5.38 7 1.28 7 1.28 3 4.10 Total 1012 856.61 795 571.29 207 275.39 270 230.56 HIMACHAL PRADESH 1 Jogindra DCCB 699 594.91 699 594.91 151 218.43 0 0.00 2 Himachal Pradesh STCB 2476 2475.52 1602 1801.00 1602 1801.00 0 0.00 3 Kangra DCCB 1734 1915.72 1475 1488.46 996 1243.19 18 15.70 Total 4909 4986.15 3776 3884.37 2749 3262.62 18 15.70 JAMMU AND KASHMIR 1 Baramulla DCCB 116 40.15 111 34.12 0 0.00 0 0.00 2 Anantnag Central DCCB 8 3.90 5 2.81 0 0.00 0 0.00 3 Jammu DCCB 70 15.95 70 15.95 27 7.65 43 8.30 4 Jammu & Kashmir STCB 5 1.15 5 1.15 5 1.15 0 0.00 Total 199 61.15 191 54.03 32 8.80 43 8.30 NEW DELHI 1 Delhi STCB 3 0.81 3 0.81 0 0.00 0 0.00 Total 3 0.81 3 0.81 0 0.00 0 0.00

206 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - V - C (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total SHGs outstanding against Sr. Women SHGs SGSY SHGs -NULM/SJSRY SHGs Name of Bank SHGs No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs O/S SHGs O/S SHGs O/S SHGs O/ S PUNJAB 1 Amritsar DCCB 108 42.82 104 39.63 0 0.00 0 0.00 2 Bhatinda DCCB 72 45.46 72 45.46 0 0.00 0 0.00 3 Faridkot DCCB 33 20.46 33 20.46 0 0.00 0 0.00 4 Fatehgarh Sahib DCCB 231 103.86 231 103.86 0 0.00 0 0.00 5 Fazilka DCCB 17 13.68 17 13.68 0 0.00 0 0.00 6 Ferozepur DCCB 38 51.35 30 48.79 0 0.00 0 0.00 7 Gurdaspur DCCB 196 40.57 196 40.57 196 40.57 0 0.00 8 Hoshiarpur DCCB 102 56.51 93 37.54 0 0.00 0 0.00 9 Jalandhar DCCB 83 69.11 82 68.91 0 0.00 0 0.00 10 Kapurthala DCCB 13 2.86 13 2.86 0 0.00 0 0.00 11 Ludhiana DCCB 196 103.37 196 103.37 0 0.00 0 0.00 12 Mansa DCCB 29 6.50 29 6.50 0 0.00 0 0.00 13 Moga DCCB 65 18.05 64 17.88 0 0.00 0 0.00 14 Muktsar DCCB 82 45.86 82 45.86 82 45.86 0 0.00 15 Nawanshahr DCCB 83 23.83 83 23.83 0 0.00 0 0.00 16 Patiala DCCB 171 84.42 171 84.42 6 12.14 0 0.00 17 Ropar DCCB 0 0.00 0 0.00 0 0.00 0 0.00 18 Sangrur DCCB 39 35.41 35 31.91 39 35.41 0 0.00 19 Taran Taran DCCB 8 1.89 8 1.89 0 0.00 0 0.00 Total 1566 766.01 1539 737.42 323 133.98 0 0.00 RAJASTHAN 1 Ajmer DCCB 818 85.10 409 42.55 818 85.10 0 0.00 2 Baran DCCB 377 269.32 346 250.12 0 0.00 22 82.97 3 Chittorgarh DCCB 292 169.18 222 128.88 12 8.50 0 0.00 4 Dausa DCCB 219 143.89 133 87.14 86 56.75 0 0.00 5 Hanumangarh DCCB 282 132.35 217 125.90 0 0.00 0 0.00 6 Jhunjhunu DCCB 558 400.97 558 400.97 0 0.00 0 0.00 7 Sawai Madhopur DCCB 419 101.69 399 80.59 0 0.00 0 0.00 8 Alwar DCCB 7092 3666.30 7092 3666.30 0 0.00 0 0.00 9 Banswara DCCB 560 181.42 560 181.42 560 181.42 0 0.00 10 Barmer DCCB 516 373.09 516 373.09 0 0.00 0 0.00 11 Bharatpur DCCB 0 0.00 0 0.00 0 0.00 0 0.00 12 Bundi DCCB 487 239.06 487 239.06 230 127.96 0 0.00 13 Bhilwara DCCB 182 47.65 179 45.47 12 16.25 0 0.00 14 Bikaner DCCB 282 351.66 282 351.66 14 28.79 0 0.00 15 Tonk DCCB 241 82.74 92 29.06 156 64.80 85 17.94 16 Churu DCCB 352 223.88 307 148.86 17 27.92 0 0.00 17 Dungarpur DCCB 372 234.80 372 234.80 37 59.38 0 0.00 18 Ganganagar DCCB 348 190.35 348 190.35 0 0.00 2 3.94 19 Jaipur DCCB 1395 97.97 1395 97.97 0 0.00 0 0.00 20 Jaisalmer DCCB 586 410.25 586 410.25 529 355.61 57 54.64 21 Jalore DCCB 132 77.55 123 67.99 132 77.55 0 0.00 22 Jhalawar DCCB 466 366.51 292 282.10 62 31.12 0 0.00 23 Odhpur DCCB 154 117.58 139 112.39 57 90.00 0 0.00 24 Kota DCCB 0 0.00 0 0.00 0 0.00 0 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 207 STATEMENT - V - C (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total SHGs outstanding against Sr. Women SHGs SGSY SHGs -NULM/SJSRY SHGs Name of Bank SHGs No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs O/S SHGs O/S SHGs O/S SHGs O/ S 25 Nagaur DCCB 414 239.38 414 239.38 414 239.38 0 0.00 26 Pali DCCB 331 406.29 331 406.29 0 0.00 0 0.00 27 Sikar DCCB 807 718.43 807 718.43 0 0.00 0 0.00 28 Sirohi DCCB 286 118.34 286 118.34 5 1.52 0 0.00 29 Udaipur DCCB 432 272.60 410 255.20 0 0.00 0 0.00 Total 18400 9718.35 17302 9284.56 3141 1452.05 166 159.49 Total Northern Region 26089 16389.08 23606 14532.48 6452 5132.84 497 414.05 SOUTHERN REGION ANDHRA PRADESH 1 Anantpur DCCB 1114 1637.00 1114 1637.00 0 0.00 0 0.00 2 Andhra Pradesh STCB 90 63.11 90 63.11 0 0.00 0 0.00 3 Chittoor DCCB 507 367.89 507 367.89 0 0.00 0 0.00 4 Eluru DCCB 1371 2176.72 1371 2176.72 0 0.00 0 0.00 5 Kakinada DCCB 92 185.62 92 185.62 92 185.62 0 0.00 6 Kurnool DCCB 118 165.63 113 163.33 118 165.63 0 0.00 7 Srikakulam DCCB 23 41.40 23 41.40 23 41.40 0 0.00 8 Visakhapatnam DCCB 706 1357.00 706 1357.00 423 361.81 0 0.00 9 Guntur DCCB 2825 3551.82 2821 3547.82 1971 2216.91 0 0.00 10 Krishna DCCB 5899 19687.18 5899 19687.18 0 0.00 0 0.00 11 Nellore DCCB 8 2.63 7 2.37 0 0.00 0 0.00 12 Prakasam DCCB 455 1302.59 455 1302.59 0 0.00 0 0.00 Total 13208 30538.59 13198 30532.03 2627 2971.37 0 0.00 KARNATAKA 1 Bagalkot DCCB 147 163.85 147 163.85 45 55.15 51 48.44 2 Mandya DCCB 5503 10685.79 4678 9082.92 3302 6411.47 2201 4274.32 3 Banglore DCCB 974 2231.23 963 2211.53 881 2015.20 0 0.00 4 Belagavi DCCB 1840 2922.62 1659 2484.23 1472 1900.35 368 1022.27 5 Bellary DCCB 1011 1353.71 995 1332.31 819 1222.03 0 0.00 6 Chikmagalur DCCB 1310 1062.42 1108 970.30 510 654.50 0 0.00 7 Chitradurga DCCB 527 382.59 523 376.70 270 172.64 45 54.65 8 Dawangere DCCB 344 447.37 329 425.00 0 0.00 0 0.00 9 Bidar DCCB 10499 18965.99 10319 18785.30 0 0.00 0 0.00 Gulbarga and Yadgir 10 1160 611.03 1160 611.03 1160 611.03 0 0.00 DCCB 11 Hassan DCCB 3036 6356.01 2882 6022.39 2379 5361.76 113 247.23 12 Kanara DCCB 2221 1889.74 2097 1775.16 1303 1111.15 794 664.01 Karnataka (Dharwad) 13 695 792.31 420 445.45 306 273.33 3 4.11 DCCB 14 Kodagu DCCB 1485 1535.42 1213 1043.90 260 521.95 0 0.00 Kolar and Chickaballapur 15 17348 30910.72 17305 30813.95 0 0.00 0 0.00 DCCB Mysore and 16 1632 607.82 1512 560.14 260 106.30 8 1.32 Chamarajnagar DCCB 17 Raichur DCCB 1095 1029.95 1095 1029.95 552 473.90 543 556.05 18 Shimoga DCCB 3179 8443.23 3143 8330.23 780 7172.32 60 163.96 19 South Canara DCCB 17252 16556.79 11771 11360.02 17252 16556.79 0 0.00

208 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - V - C (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total SHGs outstanding against Sr. Women SHGs SGSY SHGs -NULM/SJSRY SHGs Name of Bank SHGs No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs O/S SHGs O/S SHGs O/S SHGs O/ S 20 Tumkur DCCB 2316 7055.29 1611 5642.99 1611 5642.99 0 0.00 21 Vijayapura DCCB 1025 820.49 871 696.56 0 0.00 0 0.00 Total 74599 114824.37 65801 104163.91 33162 50262.86 4186 7036.36 KERALA 1 Alappuzha DCCB 2444 19352.82 2248 17804.59 0 0.00 0 0.00 2 Ernakulam DCCB 592 3804.59 592 3804.59 0 0.00 0 0.00 3 Idukki DCCB 2425 7610.10 2012 6173.48 0 0.00 0 0.00 4 Kannur DCCB 185 639.00 86 307.00 0 0.00 0 0.00 5 Kasaragod DCCB 605 1268.29 569 1191.62 605 1268.29 0 0.00 6 Kollam DCCB 2827 6619.00 1643 3835.00 365 809.00 0 0.00 7 Kottayam Dccb 20 42.85 20 42.85 0 0.00 20 42.85 8 Kozhikode Dccb 395 1177.00 370 940.00 336 923.00 59 254.00 9 Malappuram Dccb 451 809.66 451 809.66 106 66.27 3 8.85 10 Palakkad Dccb 113 231.97 112 228.85 97 169.61 8 59.24 11 Pathanamthitta Dccb 804 2690.14 784 2590.04 0 0.00 0 0.00 Thiruvananthapuram 12 362 1889.14 362 1889.14 362 1889.14 0 0.00 Dccb 13 Wayanad Dccb 2944 7645.76 2944 7645.76 2944 7645.76 0 0.00 14 Thrissur Dccb 745 3954.00 745 3954.00 0 0.00 0 0.00 Total 14912 57734.32 12938 51216.58 4815 12771.07 90 364.94 PUDUCHERRY 1 Pondicherry STCB 777 1777.73 747 1769.95 756 1777.73 21 0.00 Total 777 1777.73 747 1769.95 756 1777.73 21 0.00 TAMIL NADU 1 Chennai DCCB 331 403.61 331 403.61 0 0.00 0 0.00 2 Dindigul DCCB 1412 2229.03 1358 2171.25 104 170.40 1187 1411.06 3 Coimbatore DCCB 2643 6071.23 2564 5873.72 1818 3911.06 825 2160.17 4 Cuddalore DCCB 7778 4816.23 7708 4791.36 7044 3927.73 734 888.50 5 Dharmapuri DCCB 3417 2933.62 3352 2877.65 202 163.29 0 0.00 6 Erode DCCB 3019 4848.47 3018 4845.89 0 0.00 3019 4848.47 7 Kancheepuram DCCB 5313 1233.59 5313 1233.59 0 0.00 0 0.00 8 Kanyakumari DCCB 3814 14768.11 3432 13291.35 0 0.00 0 0.00 9 Kumbakonam DCCB 4042 4455.15 4042 4455.15 181 258.93 0 0.00 10 Madurai DCCB 1576 2722.48 1576 2722.48 1103 1945.40 315 544.40 11 Nilgiris DCCB 1703 4582.65 1682 4518.65 0 0.00 0 0.00 12 Pudukottai DCCB 1498 2621.81 1469 2414.68 0 0.00 0 0.00 13 Ramanathapuram DCCB 2354 3097.56 2354 3097.56 2354 3097.56 0 0.00 14 Salem DCCB 12317 16941.97 11701 16094.87 7390 10165.18 3695 5082.59 15 Sivgangai DCCB 2049 6757.59 2049 6757.59 0 0.00 0 0.00 16 Thanjavur DCCB 3323 2392.58 3323 2392.58 417 708.90 2906 1683.68 17 Tiruchirapalli DCCB 8365 14717.50 8320 14567.32 8297 13966.90 68 750.60 18 Tirunelveli DCCB 1654 5246.69 1654 5246.69 1654 5246.69 0 0.00 19 Tiruvannamalai DCCB 11382 11059.49 11367 11035.74 11382 11059.49 0 0.00 20 Vellore DCCB 6568 6479.81 6568 6479.81 1910 2292.37 0 0.00 21 Villupuram DCCB 1998 2953.52 1813 2667.96 1998 2953.52 0 0.00 22 Virudhunagar DCCB 785 2330.10 785 2330.10 0 0.00 0 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 209 STATEMENT - V - C (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total SHGs outstanding against Sr. Women SHGs SGSY SHGs -NULM/SJSRY SHGs Name of Bank SHGs No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs O/S SHGs O/S SHGs O/S SHGs O/ S 23 Thoothukudi DCCB 1120 6136.57 1120 6136.57 1060 6013.84 60 122.73 Total 88461 129799.36 86899 126406.17 46914 65881.26 12809 17492.20 TELANGANA 1 The Adilabad DCCB 393 452.44 368 419.90 393 452.44 0 0.00 2 Khammam DCCB 329 569.33 329 569.33 329 569.33 0 0.00 3 Medak DCCB 1647 6063.95 1647 6063.95 0 0.00 0 0.00 4 Warangal DCCB 89 23.94 89 23.94 0 0.00 0 0.00 5 Karimnagar DCCB 3798 10061.50 3798 10061.50 0 0.00 0 0.00 6 Mahbubnagar DCCB 16 17.82 16 17.82 16 17.82 0 0.00 7 Nalgonda DCCB 471 467.14 471 467.14 0 0.00 0 0.00 8 Nizamabad DCCB 2467 4927.36 2467 4927.36 0 0.00 0 0.00 9 Telangana STCB 772 1262.15 769 1260.94 772 1262.15 0 0.00 Total 9982 23845.63 9954 23811.88 1510 2301.74 0 0.00 Total Southern Region 201939 358520.00 189537 337900.52 89784 135966.03 17106 24893.50 WESTERN REGION GOA 1 Goa STCB 376 596.20 371 594.28 0 0.00 0 0.00 Total 376 596.20 371 594.28 0 0 0 0.00 GUJARAT 1 Banaskantha DCCB 4312 115.69 4306 113.79 0 0.00 4312 115.69 2 Bhavnagar DCCB 10 70.00 3 28.00 0 0.00 0 0.00 3 Mehsana DCCB 243 227.00 222 218.00 0 0.00 0 0.00 4 Panchmahals DCCB 8 4.51 5 3.04 0 0.00 0 0.00 5 Rajkot DCCB 525 547.23 523 544.06 73 56.39 0 0.00 6 Sabarkantha DCCB 75 57.42 73 55.08 0 0.00 0 0.00 7 Surat DCCB 282 68.30 282 68.30 0 0.00 0 0.00 8 Ahmedabad Dccb 175 63.19 150 50.01 142 49.04 1 0.85 Amreli Jill Madhyastha 9 63 24.58 63 24.58 0 0.00 0 0.00 DCCB 10 Bharuch DCCB 49 275.66 21 126.40 0 0.00 0 0.00 11 Gujarat STCB 0 0.00 0 0.00 0 0.00 0 0.00 12 Jamnagar DCCB 54 20.69 54 20.69 0 0.00 0 0.00 13 Junagadh DCCB 0 0.00 0 0.00 0 0.00 0 0.00 14 Kachchh DCCB 0 0.00 0 0.00 0 0.00 0 0.00 15 Kaira DCCB 2 0.09 1 0.01 0 0.00 2 0.09 16 Kodinar DCCB 202 82.42 202 82.42 0 0.00 0 0.00 17 Surendranagar DCCB 0 0.00 0 0.00 0 0.00 0 0.00 18 Valsad DCCB 10 2.67 5 2.67 0 0.00 0 0.00 Total 6010 1559.45 5910 1337.05 215 105.43 4315 116.63 MAHARASHTRA 1 Akola DCCB 1455 114.75 1455 114.75 1298 77.57 0 0.00 2 Amrawati DCCB 415 135.41 297 97.29 0 0.00 0 0.00 3 Aurangabad DCCB 164 67.84 164 67.84 0 0.00 0 0.00 4 Beed DCCB 216 173.59 216 173.59 129 101.50 0 0.00 5 Bhandara DCCB 1453 680.29 1442 674.40 932 462.43 0 0.00 6 Buldhana DCCB 79 41.48 43 24.68 16 17.61 0 0.00

210 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - V - C (contd.)

(Amt. R lakh) Total Bank Loans Out of Total - Exclusive Out of Total - NRLM/ Out of Total SHGs outstanding against Sr. Women SHGs SGSY SHGs -NULM/SJSRY SHGs Name of Bank SHGs No. No. of Loans No. of Loans No. of Loans No. of Loans SHGs O/S SHGs O/S SHGs O/S SHGs O/ S 7 Chandrapur DCCB 3580 1827.46 3580 1827.46 791 476.55 2789 1350.91 Dhule & Nandurbar 8 332 412.30 302 361.41 58 93.88 0 0.00 DCCB 9 Gadchiroli DCCB 2137 1094.93 2124 1089.73 978 294.50 0 0.00 10 Jalna DCCB 59 37.16 59 37.16 0 0.00 0 0.00 11 Kolhapur DCCB 1302 868.11 1302 868.11 494 372.09 0 0.00 12 Latur DCCB 1375 418.05 1375 418.05 220 156.82 0 0.00 13 Nagpur DCCB 0 0.00 0 0.00 0 0.00 0 0.00 14 Nasik DCCB 36 26.35 36 26.35 36 26.35 0 0.00 15 Osmanabad DCCB 4 1.26 3 1.19 0 0.00 4 1.26 16 Parbhani DCCB 880 645.45 677 414.80 677 414.80 0 0.00 17 Pune DCCB 927 752.69 920 747.44 85 54.51 0 0.00 18 Raigad DCCB 0 0.00 0 0.00 0 0.00 0 0.00 19 Ratnagiri DCCB 526 441.21 514 429.01 53 38.50 0 0.00 20 Sangli DCCB 24181 546.20 22773 436.96 3696 387.38 0 0.00 21 Sindhudurg DCCB 5585 5413.77 5585 5413.77 650 761.51 0 0.00 22 Solapur DCCB 158 232.00 158 231.40 0 0.00 158 231.40 23 Ahmednagar DCCB 933 647.27 933 647.27 442 411.57 0 0.00 24 Gondia DCCB 559 844.46 523 825.08 559 844.46 0 0.00 25 Jalgaon DCCB 211 219.56 211 219.56 0 0.00 0 0.00 26 Maharashtra STCB 3 4.26 3 4.26 0 0.00 0 0.00 27 Nanded DCCB 32 2.29 32 2.29 0 0.00 0 0.00 28 Satara DCCB 399 78.37 399 78.37 22 21.82 0 0.00 29 Thane DCCB 4227 6403.45 4222 6401.25 67 34.03 0 0.00 30 Wardha DCCB 390 177.39 345 153.27 124 69.84 0 0.00 31 Yavatmal DCCB 2528 1185.45 2349 1071.71 0 0.00 2528 1185.45 Total 54146 23492.80 52042 22858.45 11327 5117.72 5479 2769.02 Total Western Region 60532 25648.45 58323 24789.78 11542 5223.15 9794 2885.65 Grand Total 480589 526105.53 449180 496511.84 156414 174437.01 31165 30350.07

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 211 STATEMENT - VI - A (I)

Progress under Microfinance - NPAs against Bank loans to SHGs of Public Sector Com. Banks as on 31 March 2019 (Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S CENTRAL REGION CHHATTISGARH 1 Allahabad Bank 22.73 1.49 2.96 0.49 12.49 0.87 0.00 0.00 2 Andhra Bank 9.57 8.72 9.57 8.92 0.00 0.00 9.57 37.72 3 Bank of Baroda 59.58 5.68 46.00 4.66 54.56 6.35 0.00 0.00 4 Bank of India 62.00 6.41 62.00 6.41 13.00 2.00 49.00 15.41 Bank of 5 23.34 3.64 8.06 2.13 13.47 2.61 0.00 0.00 Maharashtra 6 Canara Bank 24.36 3.14 24.36 3.26 3.91 0.89 20.45 8.95 Central Bank of 7 181.19 4.09 32.91 6.51 32.91 6.51 4.26 78.89 India 8 Corporation Bank 15.98 6.75 15.98 8.23 0.39 0.78 0.00 0.00 9 Dena Bank 198.92 11.05 157.39 9.34 127.67 7.68 18.57 27.58 10 IDBI Bank Limited 10.12 3.77 9.98 3.90 2.88 1.54 1.82 8.22 11 Indian Bank 13.00 8.90 13.00 9.09 1.00 1.14 0.00 0.00 Indian Overseas 12 6.02 0.49 6.02 0.49 6.02 0.49 0.00 0.00 Bank Oriental Bank of 13 40.15 20.95 0.20 0.46 27.78 20.93 2.18 11.80 Commerce Punjab and Sind 14 2.43 4.55 0.98 2.32 0.00 0.00 2.43 8.05 Bank Punjab National 15 554.16 17.04 228.61 15.39 245.38 10.91 8.93 12.22 Bank 16 State Bank of India 441.00 9.87 406.00 9.87 238.00 6.28 6.00 10.17 17 Syndicate Bank 22.07 17.75 22.07 17.75 14.00 23.16 0.50 3.14 18 UCO Bank 738.20 54.73 597.56 53.63 419.13 51.13 306.83 62.12 19 Union Bank of India 60.00 5.84 37.00 5.59 53.00 5.90 0.00 0.00 20 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 2484.82 10.46 1680.65 10.83 1265.59 8.07 430.54 28.42 MADHYA PRADESH 1 Allahabad Bank 761.15 56.30 22.19 22.04 524.18 49.88 3.35 10.37 2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Bank of Baroda 53.26 6.38 49.55 6.76 53.26 7.58 0.00 0.00 4 Bank of India 1533.00 18.90 986.00 16.48 549.00 16.35 518.00 19.04 Bank of 5 202.33 37.91 102.33 43.36 9.23 6.82 0.00 0.00 Maharashtra 6 Canara Bank 172.77 38.77 171.58 38.85 0.62 2.98 29.05 18.90 Central Bank of 7 1062.34 20.04 192.28 22.15 192.28 22.15 12.85 80.72 India 8 Corporation Bank 4.42 28.53 4.42 66.97 0.00 0.00 0.29 100.00 9 Dena Bank 41.53 75.96 27.99 73.33 29.59 88.09 0.00 0.00 10 IDBI Bank Limited 172.41 11.39 172.41 11.65 2.04 100.00 0.00 0.00

212 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VI - A (I) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S 11 Indian Bank 24.00 2.39 24.00 2.44 0.00 0.00 2.00 1.71 Indian Overseas 12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank Oriental Bank of 13 45.49 86.37 13.41 78.74 27.25 99.63 10.64 64.17 Commerce Punjab and Sind 14 153.74 76.10 117.69 88.16 35.41 94.86 118.33 71.85 Bank Punjab National 15 422.80 26.65 82.18 16.22 57.67 14.75 0.00 0.00 Bank 16 State Bank of India 491.00 20.83 444.00 20.73 186.00 22.36 18.00 22.50 17 Syndicate Bank 58.43 29.59 58.43 32.13 19.82 51.28 22.41 42.24 18 UCO Bank 1715.97 83.52 1328.11 84.51 935.69 94.25 753.06 73.42 19 Union Bank of India 715.00 41.86 350.00 51.09 409.00 54.68 5.00 3.42 20 Vijaya Bank 4.50 13.53 4.50 13.53 0.00 0.00 0.00 0.00 Total 7634.14 27.89 4151.07 25.69 3031.04 32.61 1492.98 32.83 UTTARAKHAND 1 Allahabad Bank 121.94 77.73 0.00 0.00 16.76 52.64 0.00 0.00 2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Bank of Baroda 9.15 6.77 9.15 9.32 8.48 8.25 0.00 0.00 4 Bank of India 2.00 28.57 0.00 0.00 0.00 0.00 2.00 50.00 Bank of 5 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Maharashtra 6 Canara Bank 74.97 38.89 69.92 37.64 4.60 61.09 6.95 11.93 Central Bank of 7 0.36 2.45 0.00 0.00 0.00 0.00 0.00 0.00 India 8 Corporation Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9 DENA Bank 1.25 63.45 1.25 63.45 1.25 63.45 0.00 0.00 10 IDBI Bank Limited 94.03 93.02 94.03 94.64 0.17 9.29 0.00 0.00 11 Indian Bank 1.00 100.00 1.00 100.00 0.00 0.00 0.00 0.00 Indian Overseas 12 15.57 19.90 15.57 19.90 15.57 19.90 0.00 0.00 Bank Oriental Bank of 13 11.40 28.60 0.23 2.89 0.00 0.00 1.90 81.55 Commerce Punjab and Sind 14 27.90 45.90 18.40 37.37 24.65 43.61 3.25 76.29 Bank Punjab National 15 349.56 69.75 84.75 58.73 0.00 0.00 0.00 0.00 Bank 16 State Bank of India 92.00 28.31 92.00 28.40 33.00 16.02 1.00 25.00 17 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18 UCO Bank 47.92 32.48 36.10 35.02 11.63 21.91 36.29 44.49 19 Union Bank of India 13.00 7.65 10.00 7.69 10.00 15.63 0.00 0.00 20 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 862.05 42.20 432.40 32.20 126.11 19.00 51.39 23.03

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 213 STATEMENT - VI - A (I) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S UTTAR PRADESH 1 Allahabad Bank 9626.80 60.77 282.54 36.02 5287.21 62.83 15.46 14.47 2 Andhra Bank 0.48 27.59 0.48 27.59 0.48 27.59 0.00 0.00 3 Bank of Baroda 215.99 4.20 201.18 6.98 115.00 5.36 2.11 5.69 4 Bank of India 355.00 32.10 286.00 42.18 327.00 31.20 28.00 48.28 Bank of 5 5.54 11.16 1.77 37.34 0.00 0.00 0.00 0.00 Maharashtra 6 Canara Bank 549.25 49.83 485.47 48.55 177.91 54.19 198.42 38.74 Central Bank of 7 1149.71 49.93 109.30 42.35 109.30 42.35 13.77 72.93 India 8 Corporation Bank 8.80 25.84 2.54 28.86 0.25 5.41 5.42 100.00 9 Dena Bank 24.74 80.04 7.64 82.51 16.00 86.16 0.44 14.57 10 IDBI Bank Limited 209.31 9.90 206.07 10.19 1.10 100.00 7.42 46.12 11 Indian Bank 36.00 7.79 35.00 7.73 0.00 0.00 0.00 0.00 Indian Overseas 12 71.20 76.50 71.20 83.70 71.20 83.70 0.00 0.00 Bank Oriental Bank of 13 146.58 58.23 12.99 37.42 75.56 60.07 10.78 31.44 Commerce Punjab and Sind 14 385.82 81.03 319.25 88.63 344.82 97.06 41.00 33.92 Bank Punjab National 15 2598.86 60.38 354.15 54.43 77.29 17.31 34.11 73.82 Bank 16 State Bank of India 407.00 40.38 374.00 40.56 138.00 28.93 9.00 42.86 17 Syndicate Bank 374.98 55.78 374.98 58.64 232.85 60.93 101.42 77.25 18 UCO Bank 1710.63 82.36 1503.01 82.91 716.40 92.26 954.37 76.59 19 Union Bank of India 1216.00 20.78 806.00 16.28 678.00 26.41 20.00 4.47 United Bank of 20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 India 21 Vijaya Bank 4.61 9.29 4.61 9.29 0.00 0.00 0.00 0.00 Total 19097.30 44.44 5438.18 30.88 8368.37 47.90 1441.72 50.63 Total Central 30078.31 31.28 11702.30 23.11 12791.11 29.67 3416.63 37.41 Region EASTERN REGION ANDAMAN & NICOBAR 1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Central Bank of 5 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 India 6 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7 IDBI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

214 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VI - A (I) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S 8 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Indian Overseas 9 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank Oriental Bank of 10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Commerce Punjab National 11 0.21 100.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank 12 State Bank Of India 2.00 11.11 2.00 11.11 2.00 11.11 0.00 0.00 13 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14 UCO Bank 5.09 100.00 3.21 100.00 0.00 0.00 5.09 100.00 15 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 7.30 2.00 5.21 1.45 2.00 11.11 5.09 100.00 BIHAR 1 Allahabad Bank 709.12 15.20 44.72 2.00 442.30 11.08 0.26 1.16 2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Bank of Baroda 898.01 3.79 812.07 3.60 823.29 4.26 0.00 0.00 4 Bank of India 322.00 3.36 322.00 3.36 322.00 3.36 0.00 0.00 Bank of 5 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Maharashtra 6 Canara Bank 230.21 2.61 177.76 2.17 94.14 3.17 0.00 0.00 Central Bank of 7 1625.62 5.46 355.36 12.98 355.36 12.98 13.99 81.38 India 8 Corporation Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9 Dena Bank 4.43 76.12 3.87 100.00 4.43 100.00 0.00 0.00 10 IDBI Bank Limited 1.09 0.64 1.09 0.65 0.00 0.00 0.00 0.00 11 Indian Bank 29.00 1.66 28.00 1.64 0.00 0.00 3.00 2.78 Indian Overseas 12 126.14 28.92 126.14 28.92 126.14 28.92 0.00 0.00 Bank Oriental Bank of 13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Commerce Punjab and Sind 14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank Punjab National 15 4105.06 12.53 1748.68 9.61 560.27 2.58 0.00 0.00 Bank 16 State Bank of India 1208.00 1.21 1106.00 1.21 1003.00 1.03 12.00 1.20 17 Syndicate Bank 8.07 0.76 8.07 0.79 2.82 3.53 1.25 16.07 18 UCO Bank 3528.74 14.27 2965.11 13.18 2306.83 16.25 190.01 87.91 19 Union Bank of India 32.00 2.14 17.00 1.56 26.00 2.05 0.00 0.00 United Bank of 20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 India 21 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 12827.49 5.36 7715.87 4.23 6066.58 3.49 220.51 14.28

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 215 STATEMENT - VI - A (I) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S JHARKHAND 1 Allahabad Bank 669.43 30.73 14.20 2.19 333.32 21.19 0.92 4.64 2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Bank of Baroda 39.51 7.03 36.15 10.13 33.55 6.89 0.56 7.66 4 Bank of India 160.00 2.12 156.00 2.07 140.00 1.92 20.00 7.78 Bank of 5 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Maharashtra 6 Canara Bank 13.52 0.37 13.47 0.38 11.31 0.31 1.24 5.88 Central Bank of 7 179.96 22.32 18.32 16.39 18.32 16.39 0.00 0.00 India 8 Corporation Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9 Dena Bank 1.33 6.38 0.11 0.58 0.11 1.24 0.00 0.00 10 IDBI Bank Limited 344.34 56.05 331.61 59.13 2.51 1.34 0.00 0.00 11 Indian Bank 25.00 5.21 25.00 5.32 23.00 4.83 1.00 50.00 Indian Overseas 12 35.63 21.36 35.63 21.36 35.63 21.36 0.00 0.00 Bank Oriental Bank of 13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Commerce Punjab and Sind 14 20.28 50.75 18.80 53.74 0.00 0.00 20.28 59.79 Bank Punjab National 15 1100.89 40.51 427.12 42.23 38.64 2.97 0.00 0.00 Bank 16 State Bank of India 380.00 5.10 354.00 5.10 229.00 3.52 1.00 5.88 17 Syndicate Bank 12.62 4.12 12.62 4.27 0.00 0.00 0.00 0.00 18 UCO Bank 766.28 68.14 664.53 66.39 573.33 68.08 188.70 76.54 19 Union Bank of India 29.00 1.51 26.00 2.46 25.00 1.74 0.00 0.00 20 United Bank of India 11.00 0.74 11.00 0.74 8.00 0.62 3.00 3.37 21 Vijaya Bank 0.98 0.75 0.98 0.75 0.31 0.56 0.00 0.00 Total 3789.77 12.12 2145.54 8.44 1472.03 5.80 236.70 31.60 ODISHA 1 Allahabad Bank 604.25 13.54 105.20 6.99 372.86 9.22 0.00 0.00 2 Andhra Bank 694.23 16.79 666.74 16.35 486.09 13.36 180.65 41.14 3 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4 Bank of India 146.00 5.56 146.00 5.56 94.00 3.78 10.00 14.49 Bank of 5 0.61 2.76 0.61 4.19 0.00 0.00 0.00 0.00 Maharashtra 6 Canara Bank 176.28 3.13 161.90 3.08 108.36 3.32 23.62 10.48 Central Bank of 7 182.05 5.67 14.11 6.82 14.11 6.82 0.20 100.00 India 8 Corporation Bank 4.42 4.66 4.42 4.98 0.22 0.39 3.93 61.89 9 Dena Bank 0.19 0.59 0.19 0.61 0.19 0.59 0.00 0.00 10 IDBI Bank Limited 737.29 26.63 714.45 27.28 0.00 0.00 0.00 0.00

216 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VI - A (I) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S 11 Indian Bank 202.00 6.14 198.00 6.14 51.00 2.53 0.00 0.00 Indian Overseas 12 699.03 11.94 699.03 11.96 699.03 11.96 0.00 0.00 Bank Oriental Bank of 13 26.12 16.58 1.31 1.62 12.86 14.80 0.00 0.00 Commerce Punjab and Sind 14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank Punjab National 15 386.12 11.06 94.04 12.95 34.38 1.79 1.06 1.86 Bank 16 State Bank of India 2113.00 6.29 1920.00 6.28 1286.00 4.27 56.00 6.48 17 Syndicate Bank 67.86 3.38 42.71 2.34 32.62 3.81 0.96 0.91 18 UCO Bank 9387.15 35.64 7954.37 34.24 6884.95 30.73 1669.85 84.90 19 Union Bank of India 179.00 6.88 152.00 7.90 143.00 6.81 4.00 14.29 United Bank of 20 616.00 11.92 616.00 11.92 589.00 14.07 0.00 0.00 India 21 Vijaya Bank 68.90 69.88 68.90 69.88 2.56 27.80 0.00 0.00 Total 16290.50 15.42 13559.98 15.21 10811.23 12.96 1950.27 49.13 WEST BENGAL 1 Allahabad Bank 461.32 0.76 52.00 0.18 367.67 0.64 1.05 0.10 2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Bank of Baroda 139.00 2.36 128.05 2.27 110.00 2.38 3.88 2.57 4 Bank of India 224.00 4.66 220.00 4.64 205.00 4.74 11.00 4.66 Bank of 5 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Maharashtra 6 Canara Bank 193.48 2.69 181.18 2.72 45.95 1.58 0.00 0.00 Central Bank of 7 396.79 1.11 62.78 1.46 62.78 1.46 0.00 0.00 India 8 Corporation Bank 0.26 0.95 0.00 0.00 0.00 0.00 0.00 0.00 9 Dena Bank 0.54 3.79 0.54 3.79 0.54 3.80 0.00 0.00 10 IDBI Bank Limited 2.98 0.10 2.98 0.12 0.00 0.00 0.00 0.00 11 Indian Bank 254.00 10.85 249.00 10.86 22.00 1.38 0.00 0.00 Indian Overseas 12 58.38 1.34 58.38 1.34 58.38 1.34 0.00 0.00 Bank Oriental Bank of 13 0.21 0.09 0.00 0.00 0.21 0.23 0.00 0.00 Commerce Punjab and Sind 14 0.65 1.67 0.65 1.73 0.00 0.00 0.65 1.74 Bank Punjab National 15 608.52 2.86 318.77 2.88 272.63 1.55 0.00 0.00 Bank 16 State Bank of India 1129.00 1.42 1040.00 1.42 793.00 1.08 21.00 1.45 17 Syndicate Bank 50.11 1.20 50.11 1.43 28.17 4.44 4.40 2.16 18 UCO Bank 2269.52 7.65 2055.74 7.79 382.50 1.77 428.35 77.47 19 Union Bank of India 198.00 3.20 180.00 3.17 168.00 3.36 8.00 21.62

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 217 STATEMENT - VI - A (I) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S United Bank of 20 2868.00 3.18 2868.00 3.18 2826.00 3.19 8.00 2.22 India 21 Vijaya Bank 0.37 0.08 0.37 0.08 0.00 0.00 0.00 0.00 Total 8855.13 2.49 7468.55 2.77 5342.83 1.86 486.33 11.26 Total Eastern 41770.19 5.70 30895.15 5.45 23694.67 4.16 2898.90 27.38 Region NORTH EASTERN REGION ARUNACHAL PRADESH 1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank of 4 3.41 100.00 3.41 100.00 0.00 0.00 0.00 0.00 Maharashtra 5 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Central Bank of 6 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 India 7 IDBI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Indian Overseas 9 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank Oriental Bank of 10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Commerce Punjab and Sind 11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank Punjab National 12 36.68 64.06 33.69 64.84 28.62 60.06 0.00 0.00 Bank 13 State Bank of India 31.00 96.88 31.00 96.88 4.00 80.00 0.00 0.00 14 Syndicate Bank 6.42 43.47 6.42 43.47 0.00 0.00 0.00 0.00 15 UCO Bank 0.07 100.00 0.00 0.00 0.07 100.00 0.00 0.00 16 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 77.58 71.17 74.52 72.46 32.69 61.19 0.00 0.00 ASSAM 1 Allahabad Bank 380.01 16.35 1.14 0.33 256.07 12.79 0.43 0.94 2 Bank of Baroda 11.14 5.39 7.50 5.22 8.00 8.07 0.00 0.00 3 Bank of India 29.00 9.80 14.00 5.28 11.00 8.09 0.00 0.00 Bank of 4 0.61 0.61 0.61 1.23 0.61 1.43 0.00 0.00 Maharashtra 5 Canara Bank 2462.21 94.89 2312.54 94.75 8.28 14.96 5.70 16.85 Central Bank of 6 421.47 17.40 24.71 11.53 24.71 11.53 0.00 0.00 India 7 Corporation Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8 Dena Bank 1.42 17.07 1.42 17.07 0.67 8.85 0.00 0.00

218 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VI - A (I) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S 9 IDBI Bank Limited 103.34 5.37 43.71 2.67 9.74 1.48 0.00 0.00 10 Indian Bank 14.00 6.19 14.00 6.33 8.00 15.38 0.00 0.00 Indian Overseas 11 35.23 10.20 35.23 10.20 35.23 10.20 0.00 0.00 Bank Oriental Bank of 12 0.45 67.16 0.00 0.00 0.00 0.00 0.00 0.00 Commerce Punjab and Sind 13 10.35 44.42 8.88 51.63 0.00 0.00 10.35 57.02 Bank Punjab National 14 461.79 56.54 169.07 77.68 44.42 23.60 2.18 41.92 Bank 15 State Bank of India 304.00 19.25 304.00 19.25 157.00 14.08 5.00 20.83 16 Syndicate Bank 13.36 7.02 13.36 7.02 0.00 0.00 0.00 0.00 17 UCO Bank 2630.50 47.06 2533.84 47.91 2368.92 45.48 127.91 53.69 18 Union Bank of India 193.00 25.60 126.00 26.03 90.00 25.42 0.00 0.00 19 United Bank of India 417.00 4.77 408.00 4.75 371.00 4.48 14.00 11.57 20 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 7488.88 26.57 6018.01 27.23 3393.65 18.06 165.57 27.46 MANIPUR 1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2 Bank of Baroda 0.56 4.63 0.56 4.63 0.10 1.61 0.00 0.00 3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank of 4 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Maharashtra 5 Canara Bank 1.56 15.62 1.56 15.62 0.00 0.00 1.56 36.36 Central Bank of 6 29.33 39.40 1.96 49.62 1.96 49.62 0.00 0.00 India 7 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8 IDBI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Indian Overseas 10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank Oriental Bank of 11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Commerce Punjab and Sind 12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank Punjab National 13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank 14 State Bank of India 4.00 3.20 4.00 3.20 3.00 5.17 0.00 0.00 15 Uco Bank 5.35 14.28 4.36 12.98 4.38 15.03 0.97 100.00 16 Vijaya Bank 1.33 4.09 1.33 4.09 0.00 0.00 0.00 0.00 Total 42.13 14.00 13.77 6.14 9.44 8.40 2.53 40.42

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 219 STATEMENT - VI - A (I) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S MEGHALAYA 1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Central Bank of 5 1.10 100.00 0.00 0.00 0.00 0.00 0.00 0.00 India 6 IDBI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Indian Overseas 8 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank Punjab National 9 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank 10 State Bank of India 17.00 29.82 17.00 29.82 9.00 25.71 0.00 0.00 11 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12 UCO Bank 18.74 89.58 17.51 93.79 13.99 99.50 3.89 64.83 13 Union Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 36.84 37.18 34.51 44.62 22.99 46.46 3.89 44.87 MIZORAM 1 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank of 2 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Maharashtra 3 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Central Bank of 4 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 India 5 IDBI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Punjab National 6 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank 7 State Bank of India 7.00 25.93 7.00 25.93 6.00 26.09 1.00 25.00 8 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9 UCO Bank 18.40 82.66 13.18 79.73 0.00 0.00 18.40 97.30 Total 25.40 28.77 20.18 43.80 6.00 22.77 19.40 32.68 NAGALAND 1 Allahabad Bank 1.00 38.31 0.00 0.00 1.00 58.14 0.00 0.00 2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank of 3 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Maharashtra 4 Canara Bank 0.30 22.73 0.30 100.00 0.00 0.00 0.00 0.00 Central Bank of 5 2.34 5.61 0.00 0.00 0.00 0.00 0.00 0.00 India 6 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

220 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VI - A (I) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S 7 IDBI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Indian Overseas 9 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank Punjab and Sind 10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank 11 State Bank of India 4.00 1.32 4.00 1.32 3.00 1.06 0.00 0.00 12 UCO Bank 34.37 56.71 23.67 57.72 9.74 54.44 24.63 57.65 Union Bank of 13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 India 14 Vijaya Bank 5.77 14.21 5.77 14.21 0.00 0.00 0.00 0.00 Total 47.78 9.87 33.74 8.13 13.74 4.39 24.63 57.65 SIKKIM 1 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2 Canara Bank 1.00 1.44 1.00 1.44 1.00 10.95 0.00 0.00 Central Bank of 3 3.18 2.04 0.00 0.00 0.00 0.00 0.00 0.00 India 4 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5 IDBI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Indian Overseas 7 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank Oriental Bank of 8 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Commerce Punjab National 9 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank 10 State Bank of India 19.00 4.26 19.00 4.26 8.00 2.03 0.00 0.00 11 UCO Bank 3.08 12.90 1.62 13.94 0.00 0.00 3.08 15.75 12 Union Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 13 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 26.26 2.52 21.62 2.51 9.00 1.43 3.08 12.87 TRIPURA 1 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank of 3 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Maharashtra 4 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Central Bank of 5 8.94 86.13 0.00 0.00 0.00 0.00 0.00 0.00 India 6 IDBI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7 Indian Bank 1.00 100.00 1.00 100.00 0.00 0.00 0.00 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 221 STATEMENT - VI - A (I) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S Indian Overseas 8 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank Punjab and Sind 9 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank Punjab National 10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank 11 State Bank of India 98.00 87.50 98.00 87.50 51.00 86.44 0.00 0.00 12 UCO Bank 129.21 50.67 113.76 49.59 75.52 45.23 50.51 59.78 13 Union Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14 United Bank of India 232.00 8.64 232.00 8.64 223.00 8.58 0.00 0.00 15 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 469.15 14.98 444.76 14.40 349.52 12.22 50.51 55.58 Total North 8214.02 24.56 6661.11 24.75 3837.03 16.80 269.61 32.26 Eastern Region NORTHERN REGION CHANDIGARH 1 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank of 2 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Maharashtra 3 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5 IDBI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Oriental Bank of 7 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Commerce Punjab and Sind 8 0.60 80.00 0.00 0.00 0.00 0.00 0.60 80.00 Bank Punjab National 9 0.98 42.79 0.98 79.67 0.00 0.00 0.00 0.00 Bank 10 State Bank of India 4.00 100.00 0.00 0.00 0.00 0.00 0.00 0.00 11 UCO Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12 Union Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 13 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 5.58 6.66 0.98 1.46 0.00 0.00 0.60 11.03 HARYANA 1 Allahabad Bank 39.39 40.38 2.68 5.91 11.82 21.53 0.00 0.00 2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4 Bank of India 28.00 11.81 1.00 0.82 0.00 0.00 0.00 0.00 Bank of 5 4.69 9.09 1.36 4.01 0.00 0.00 0.00 0.00 Maharashtra 6 Canara Bank 23.13 10.22 20.00 9.20 1.55 1.44 8.87 15.05

222 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VI - A (I) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S Central Bank of 7 73.90 30.02 7.51 25.16 7.51 25.16 0.00 0.00 India 8 Corporation Bank 2.85 11.53 2.85 13.13 0.97 6.17 0.00 0.00 9 Dena Bank 1.95 71.69 1.95 71.69 1.95 82.63 0.00 0.00 10 IDBI Bank Limited 7.85 23.59 7.19 22.45 0.00 0.00 0.00 0.00 11 Indian Bank 2.00 6.06 2.00 6.25 0.00 0.00 0.00 0.00 Indian Overseas 12 4.07 23.26 4.07 23.26 4.07 23.26 0.00 0.00 Bank Oriental Bank of 13 183.41 62.65 103.38 69.61 60.37 40.78 6.72 37.33 Commerce Punjab and Sind 14 208.53 90.31 189.75 94.41 169.55 94.31 38.98 76.25 Bank Punjab National 15 941.30 40.46 267.50 34.12 88.20 9.52 3.87 14.36 Bank 16 State Bank of India 290.00 42.96 290.00 42.96 116.00 26.67 9.00 42.86 17 Syndicate Bank 33.70 10.79 21.09 7.72 33.70 10.79 0.00 0.00 18 UCO Bank 100.09 48.14 81.27 46.37 21.81 24.92 78.16 65.91 19 Union Bank of India 53.00 13.66 41.00 12.81 24.00 16.33 0.00 0.00 20 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 1997.86 35.93 1044.60 31.78 541.50 19.95 145.60 47.59 HIMACHAL PRADESH 1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4 Bank of India 10.00 14.49 3.00 13.64 0.00 0.00 0.00 0.00 Bank of 5 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Maharashtra 6 Canara Bank 14.98 10.27 14.39 11.28 13.89 11.08 0.59 4.15 Central Bank of 7 7.24 3.72 2.11 6.60 2.11 6.60 0.00 0.00 India 8 Corporation Bank 1.95 25.97 1.95 25.97 1.95 100.00 0.00 0.00 9 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10 IDBI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Oriental Bank of 12 1.97 15.81 0.00 0.00 1.97 29.06 0.00 0.00 Commerce Punjab and Sind 13 34.15 26.03 34.15 26.20 10.10 25.40 24.05 26.30 Bank Punjab National 14 196.29 10.18 74.61 9.15 49.13 5.62 0.44 3.08 Bank 15 State Bank of India 97.00 12.26 87.00 12.25 62.00 9.55 0.00 0.00 16 Syndicate Bank 2.22 15.80 2.22 17.93 0.00 0.00 0.00 0.00 17 UCO Bank 118.61 11.70 91.28 15.36 84.11 9.71 13.04 15.72

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 223 STATEMENT - VI - A (I) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S 18 Union Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 19 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 484.41 10.96 310.71 12.18 225.26 8.36 38.12 17.08 JAMMU AND KASHMIR 1 Allahabad Bank 0.92 39.66 0.00 0.00 0.00 0.00 0.00 0.00 2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4 Canara Bank 2.46 2.81 2.07 2.81 0.00 0.00 2.46 2.81 Central Bank of 5 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 India 6 Corporation Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Oriental Bank of 8 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Commerce Punjab and Sind 9 5.10 9.14 5.10 38.55 5.10 15.81 0.00 0.00 Bank Punjab National 10 6.09 0.97 4.31 3.41 1.21 0.23 0.00 0.00 Bank 11 State Bank of India 33.00 10.93 31.00 10.95 6.00 2.22 0.00 0.00 12 Uco Bank 16.24 21.04 11.98 22.94 0.12 100.00 16.12 20.92 13 Union Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 63.81 5.29 54.46 9.79 12.43 1.48 18.58 9.88 NEW DELHI 1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank of 4 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Maharashtra 5 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Central Bank of 6 4.53 100.00 0.00 0.00 0.00 0.00 0.00 0.00 India 7 Corporation Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9 IDBI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10 Indian Bank 3.00 50.00 3.00 50.00 0.00 0.00 0.00 0.00 Indian Overseas 11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank Oriental Bank of 12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Commerce Punjab and Sind 13 2.90 41.61 2.90 41.61 0.00 0.00 2.90 41.61 Bank Punjab National 14 37.71 82.61 18.90 94.93 0.22 100.00 0.00 0.00 Bank

224 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VI - A (I) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S 15 State Bank of India 19.00 18.10 19.00 18.10 2.00 66.67 1.00 16.67 16 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 17 UCO Bank 0.35 100.00 0.35 100.00 0.00 0.00 0.35 100.00 18 Union Bank of India 31.00 24.60 26.00 26.00 31.00 26.96 0.00 0.00 19 Vijaya Bank 0.45 19.40 0.45 19.40 0.00 0.00 0.00 0.00 Total 98.94 17.17 70.60 15.08 33.22 26.88 4.25 25.79 PUNJAB 1 Allahabad Bank 3.92 21.36 0.00 0.00 0.00 0.00 0.00 0.00 2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank of 5 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Maharashtra 6 Canara Bank 40.58 46.21 38.56 46.63 18.27 35.98 1.07 25.60 Central Bank of 7 10.90 40.76 4.08 88.89 4.08 88.89 0.00 0.00 India 8 Corporation Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9 Dena Bank 0.03 8.11 0.03 8.11 0.00 0.00 0.00 0.00 10 IDBI Bank Limited 0.26 1.19 0.00 0.00 0.00 0.00 0.00 0.00 11 Indian Bank 1.00 1.25 1.00 1.25 0.00 0.00 0.00 0.00 Indian Overseas 12 6.79 71.47 6.79 71.47 6.79 71.47 0.00 0.00 Bank Oriental Bank of 13 57.87 55.45 29.00 60.07 5.70 13.08 0.00 0.00 Commerce Punjab and Sind 14 589.33 88.83 509.80 92.38 582.50 91.70 6.83 24.20 Bank Punjab National 15 241.21 40.02 69.93 50.18 25.08 22.86 0.00 0.00 Bank 16 State Bank of India 328.00 71.62 315.00 71.75 97.00 55.11 3.00 75.00 17 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18 UCO Bank 96.81 71.87 74.62 73.38 56.17 79.76 7.72 30.56 19 Union Bank of India 23.00 0.37 22.00 0.42 3.00 10.34 0.00 0.00 20 Vijaya Bank 2.45 24.85 2.45 24.85 0.00 0.00 0.00 0.00 Total 1402.15 16.53 1073.26 15.91 798.59 64.64 18.62 28.67 RAJASTHAN 1 Allahabad Bank 17.92 33.80 11.56 35.67 2.83 8.02 0.00 0.00 2 Andhra Bank 0.68 1.68 0.68 1.68 0.00 0.00 0.68 21.66 3 Bank of Baroda 314.99 5.95 294.90 6.27 272.54 5.75 9.00 11.40 4 Bank of India 38.00 31.40 5.00 7.35 7.00 13.73 0.00 0.00 Bank of 5 0.90 1.46 0.00 0.00 0.00 0.00 0.00 0.00 Maharashtra 6 Canara Bank 3.44 1.91 2.94 1.66 0.00 0.00 2.94 2.19

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 225 STATEMENT - VI - A (I) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S Central Bank of 7 152.80 18.87 19.17 18.95 19.17 18.95 0.29 100.00 India 8 Corporation Bank 2.30 43.40 2.30 43.40 1.60 38.93 0.00 0.00 9 Dena Bank 0.92 100.00 0.92 100.00 0.92 100.00 0.00 0.00 10 IDBI Bank Limited 42.45 3.68 41.23 3.61 0.00 0.00 0.00 0.00 11 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Indian Overseas 12 11.02 31.74 11.02 31.74 11.02 31.74 0.00 0.00 Bank Oriental Bank of 13 13.28 38.25 3.27 19.21 4.91 24.20 0.00 0.00 Commerce Punjab and Sind 14 46.80 66.94 23.22 81.53 30.32 83.83 16.48 48.84 Bank Punjab National 15 723.59 23.30 324.31 32.96 87.14 7.63 0.00 0.00 Bank 16 State Bank of India 2003.00 53.33 1843.00 53.37 110.00 16.30 7.00 50.00 17 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18 UCO Bank 462.49 52.63 325.39 50.83 322.62 65.20 134.17 37.22 19 Union Bank of India 37.00 11.60 33.00 11.42 37.00 14.18 0.00 0.00 20 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 3871.58 24.09 2941.91 24.78 907.07 11.79 170.56 25.00 Total Northern 7924.33 21.77 5496.52 21.52 2518.07 16.43 396.33 26.67 Region SOUTHERN REGION ANDHRA PRADESH 1 Allahabad Bank 29.08 0.51 0.00 0.00 14.46 0.31 0.00 0.00 2 Andhra Bank 4384.82 0.78 4374.71 0.78 2851.18 0.63 1523.53 1.42 3 Bank of Baroda 1562.01 5.30 1363.63 5.13 1288.19 5.02 99.15 12.02 4 Bank of India 108.08 6.31 108.08 6.31 43.08 5.43 0.00 0.00 Bank of 5 5.65 0.34 0.18 0.03 0.00 0.00 0.00 0.00 Maharashtra 6 Canara Bank 976.14 1.23 870.59 1.16 361.20 1.16 1.63 27.63 Central Bank of 7 281.07 1.60 37.53 1.07 37.53 1.07 5.46 100.00 India 8 Corporation Bank 404.68 1.53 335.09 1.56 215.91 1.30 3.26 100.00 9 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10 IDBI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11 Indian Bank 2595.00 1.33 2543.00 1.33 1597.00 1.61 35.00 0.96 Indian Overseas 12 3435.22 5.21 3435.22 5.28 3435.22 5.28 0.00 0.00 Bank Oriental Bank of 13 6.16 0.94 0.00 0.00 0.00 0.00 0.00 0.00 Commerce Punjab and Sind 14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank

226 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VI - A (I) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S Punjab National 15 83.41 2.30 44.25 3.29 4.52 3.79 0.00 0.00 Bank 16 State Bank of India 5708.00 0.99 5120.00 0.99 4904.00 0.92 270.00 0.99 17 Syndicate Bank 5809.77 2.93 5809.77 3.27 22.50 2.24 35.50 16.98 18 UCO Bank 51.10 0.96 42.00 0.91 1.89 0.06 8.76 21.75 19 Union Bank of India 2284.00 3.73 1325.00 2.63 1809.00 3.18 0.00 0.00 20 Vijaya Bank 26.59 0.14 26.59 0.14 0.00 0.00 0.00 0.00 Total 27750.78 1.50 25435.64 1.48 16585.68 1.27 1982.29 1.41 KARNATAKA 1 Allahabad Bank 20.98 14.10 1.38 4.13 4.56 21.77 0.00 0.00 2 Andhra Bank 10.03 6.26 10.03 6.46 3.95 3.72 6.08 12.40 3 Bank of Baroda 39.55 6.14 36.03 6.60 30.16 6.45 0.00 0.00 4 Bank of India 536.00 18.99 226.00 10.64 496.00 26.13 0.00 0.00 Bank of 5 140.76 63.59 21.79 38.09 0.00 0.00 0.84 13.66 Maharashtra 6 Canara Bank 8462.96 10.19 7450.45 9.41 1293.95 3.09 247.08 29.44 Central Bank of 7 219.00 18.61 27.38 19.89 27.38 19.89 0.47 100.00 India 8 Corporation Bank 1098.89 0.53 821.25 0.46 635.53 0.47 51.38 74.28 9 Dena Bank 42.53 69.77 40.13 68.53 40.31 83.89 1.85 32.92 10 IDBI Bank Limited 11.04 0.01 10.56 0.01 0.00 0.00 0.00 0.00 11 Indian Bank 354.00 21.70 347.00 21.71 206.00 32.14 23.00 46.00 Indian Overseas 12 1070.29 17.63 1070.29 17.69 1070.29 17.69 0.00 0.00 Bank Oriental Bank of 13 15.14 14.76 5.87 24.71 2.59 36.07 0.00 0.00 Commerce Punjab and Sind 14 1.33 51.15 0.00 0.00 0.00 0.00 1.33 51.15 Bank Punjab National 15 167.98 39.89 24.01 47.64 29.51 77.80 0.00 0.00 Bank 16 State Bank of India 7975.00 12.40 7016.00 12.40 5343.00 9.68 81.00 12.33 17 Syndicate Bank 1839.61 2.33 1839.61 2.47 314.51 35.68 668.32 40.51 18 UCO Bank 164.98 26.79 120.72 24.74 3.16 1.54 102.21 43.29 19 Union Bank of India 490.00 0.34 350.00 0.25 369.00 0.28 0.00 0.00 20 Vijaya Bank 1485.64 3.07 1485.64 3.07 46.95 2.83 0.80 0.46 Total 24145.71 2.94 20904.14 2.90 9916.85 2.20 1184.36 30.12 KERALA 1 Allahabad Bank 2.62 2.26 0.00 0.00 0.00 0.00 0.00 0.00 2 Andhra Bank 5.26 0.92 2.89 0.51 2.89 0.73 0.00 0.00 3 Bank of Baroda 159.00 3.53 135.00 3.75 141.43 4.10 0.00 0.00 4 Bank of India 103.00 2.71 93.00 3.00 7.00 0.29 0.00 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 227 STATEMENT - VI - A (I) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S Bank of 5 34.74 30.52 28.20 47.85 0.00 0.00 0.00 0.00 Maharashtra 6 Canara Bank 2027.39 2.21 1956.06 2.19 695.33 1.49 3.24 0.94 Central Bank of 7 417.32 1.58 62.20 6.57 62.20 6.57 1.96 100.00 India 8 Corporation Bank 1432.33 33.64 1130.84 31.88 239.72 10.41 0.34 100.00 9 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10 IDBI Bank Limited 305.34 1.93 287.79 1.89 0.00 0.00 1.86 0.21 11 Indian Bank 288.00 0.94 282.00 0.94 8.00 0.44 7.00 1.35 Indian Overseas 12 1400.36 6.10 1400.36 6.10 1400.36 6.10 0.00 0.00 Bank Oriental Bank of 13 1.71 15.73 0.00 0.00 0.20 100.00 0.00 0.00 Commerce Punjab and Sind 14 4.85 84.20 4.85 84.20 0.00 0.00 4.85 84.20 Bank Punjab National 15 2755.95 29.62 266.64 16.55 9.42 0.85 0.00 0.00 Bank 16 State Bank of India 778.00 3.61 707.00 3.61 177.00 2.21 19.00 3.58 17 Syndicate Bank 340.83 2.81 340.83 2.95 0.00 0.00 36.85 19.82 18 UCO Bank 119.66 9.98 75.78 7.52 12.99 1.50 76.18 54.20 19 Union Bank of India 3268.00 3.31 1080.00 1.96 1664.00 2.10 0.00 0.00 20 Vijaya Bank 89.50 1.62 89.50 1.62 0.62 0.03 0.00 0.00 Total 13533.86 3.87 7942.94 3.01 4421.16 2.54 151.28 3.72 LAKSHADWEEP 1 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2 UCO Bank 0.36 78.26 0.00 0.00 0.36 78.26 0.00 0.00 Total 0.36 78.26 0.00 0.00 0.36 78.26 0.00 0.00 PUDUCHERRY 1 Andhra Bank 9.04 4.58 9.04 4.60 0.96 2.75 8.08 5.00 2 Bank of Baroda 2.12 3.21 2.12 3.21 2.12 4.87 0.00 0.00 Bank of 3 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Maharashtra 4 Canara Bank 4.03 0.85 0.00 0.00 0.00 0.00 0.00 0.00 Central Bank of 5 81.99 99.47 0.00 0.00 0.00 0.00 0.00 0.00 India 6 Corporation Bank 25.76 8.86 25.23 10.99 25.15 11.14 0.00 0.00 7 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8 IDBI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9 Indian Bank 918.00 25.25 900.00 25.26 918.00 32.96 0.00 0.00 Indian Overseas 10 209.85 29.40 209.85 29.40 209.85 29.40 0.00 0.00 Bank Oriental Bank of 11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Commerce

228 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VI - A (I) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S Punjab and Sind 12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank Punjab National 13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank 14 State Bank of India 19.00 4.08 19.00 4.08 16.00 4.02 3.00 4.84 15 Syndicate Bank 2.73 17.83 2.73 17.83 2.73 17.83 0.00 0.00 16 UCO Bank 96.84 47.12 63.96 38.65 3.59 4.52 74.17 96.75 17 Union Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18 Vijaya Bank 17.12 8.09 17.12 8.09 0.00 0.00 0.00 0.00 Total 1386.48 18.01 1249.05 16.88 1178.40 24.96 85.25 27.61 TAMIL NADU 1 Allahabad Bank 119.37 47.36 69.72 59.19 67.88 89.47 0.00 0.00 2 Andhra Bank 101.19 13.65 96.64 13.34 38.90 9.49 57.74 18.35 3 Bank of Baroda 124.15 7.86 115.82 8.80 102.13 14.09 2.01 3.63 4 Bank of India 5695.00 32.82 5011.00 31.14 501.00 47.81 113.00 42.16 Bank of 5 144.42 95.72 126.62 98.32 43.92 100.00 0.00 0.00 Maharashtra 6 Canara Bank 4955.66 8.00 4393.82 7.60 1685.31 10.51 4.47 1.49 Central Bank of 7 4107.99 34.55 1095.93 44.79 1095.93 44.79 0.00 0.00 India 8 Corporation Bank 972.58 17.26 831.55 17.59 288.58 9.29 2.70 43.55 9 Dena Bank 116.57 66.30 95.60 62.12 64.81 67.90 33.71 69.59 10 IDBI Bank Limited 181.87 1.92 142.53 1.54 12.50 22.62 14.19 10.16 11 Indian Bank 15840.00 8.10 15523.00 8.10 7306.00 9.62 522.00 7.24 Indian Overseas 12 26570.29 35.54 26570.29 35.74 26570.29 35.74 0.00 0.00 Bank Oriental Bank of 13 37.90 15.54 22.73 18.63 1.67 6.16 7.66 8.54 Commerce Punjab and Sind 14 15.00 94.58 0.00 0.00 0.00 0.00 15.00 94.58 Bank Punjab National 15 593.05 23.38 181.42 18.65 32.06 3.82 0.73 100.00 Bank 16 State Bank of India 1568.00 16.92 1568.00 16.94 1204.00 16.98 238.00 16.92 17 Syndicate Bank 4731.54 36.34 4731.54 38.51 0.00 0.00 122.37 53.77 18 UCO Bank 843.11 51.40 708.61 49.46 218.38 26.38 63.74 53.09 19 Union Bank of India 1000.00 12.86 900.00 12.62 714.00 12.68 0.00 0.00 20 Vijaya Bank 391.14 15.93 391.14 15.93 1.48 0.46 0.00 0.00 Total 68108.83 16.36 62575.96 15.95 39948.84 21.12 1197.32 11.42 TELANGANA 1 Allahabad Bank 92.21 3.05 27.92 3.23 88.50 3.14 0.00 0.00 2 Andhra Bank 6166.18 3.29 6152.98 3.30 4027.72 2.62 2125.26 6.40 3 Bank of Baroda 129.25 3.21 120.63 3.38 116.67 3.58 0.00 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 229 STATEMENT - VI - A (I) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S 4 Bank of India 108.08 10.09 108.08 10.09 43.08 10.82 0.00 0.00 Bank of 5 29.59 2.78 10.87 1.77 20.99 2.80 0.00 0.00 Maharashtra 6 Canara Bank 1389.66 3.90 1357.78 3.98 892.88 7.98 2.06 20.85 Central Bank of 7 428.16 2.65 140.32 3.00 140.32 3.00 0.00 0.00 India 8 Corporation Bank 399.07 4.43 372.74 5.08 251.42 6.16 0.44 100.00 9 Dena Bank 1.87 0.32 1.87 0.33 0.01 50.00 0.68 0.36 10 IDBI Bank Limited 0.31 2.33 0.31 3.31 0.00 0.00 0.00 0.00 11 Indian Bank 838.00 2.39 821.00 2.39 15.00 0.79 8.00 0.54 Indian Overseas 12 1554.00 8.00 1554.00 8.05 1554.00 8.05 0.00 0.00 Bank Oriental Bank of 13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Commerce Punjab National 14 566.43 9.63 427.66 13.83 120.76 6.30 0.00 0.00 Bank 15 State Bank of India 18965.00 5.69 17073.00 5.69 10542.00 4.68 522.00 5.69 16 Syndicate Bank 2624.20 5.33 2624.20 5.71 26.14 85.90 0.00 0.00 17 UCO Bank 95.14 2.76 84.50 2.64 1.72 0.09 7.00 66.92 18 Union Bank of India 1281.00 5.90 1000.00 5.16 1024.00 5.38 4.00 10.00 19 Vijaya Bank 155.54 2.23 155.54 2.23 0.83 0.04 0.00 0.00 Total 34823.69 4.75 32033.40 4.77 18866.04 4.17 2669.44 5.99 Total Southern 169749.71 4.06 150141.13 3.97 90917.33 3.53 7269.94 3.56 Region WESTERN REGION DAMAN AND DIU UT Bank of 1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Maharashtra 2 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Oriental Bank of 4 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Commerce 5 State Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 D AND N HAVELI UT Bank of 1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Maharashtra 2 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Dena Bank 3.51 7.80 3.51 7.80 3.51 7.80 0.00 0.00 4 IDBI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5 State Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6 Union Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 3.51 7.80 3.51 7.80 3.51 7.80 0.00 0.00

230 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VI - A (I) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S GOA 1 Bank of Baroda 2.63 5.53 2.63 6.22 2.63 5.96 0.00 0.00 2 Bank of India 29.50 7.93 28.50 8.91 28.00 10.11 0.00 0.00 Bank of 3 10.60 31.09 0.00 0.00 0.00 0.00 0.00 0.00 Maharashtra 4 Canara Bank 14.18 7.35 1.12 0.70 0.00 0.00 1.66 13.97 Central Bank of 5 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 India 6 Corporation Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7 Dena Bank 0.71 3.52 0.71 3.52 0.71 4.58 0.00 0.00 8 IDBI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Indian Overseas 10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank Oriental Bank of 11 2.47 100.00 0.00 0.00 2.47 100.00 0.00 0.00 Commerce Punjab National 12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank 13 State Bank of India 66.00 15.28 66.00 15.28 23.00 6.27 0.00 0.00 14 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 15 UCO Bank 4.42 14.39 0.00 0.00 0.00 0.00 4.42 27.25 16 Union Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 17 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 130.51 7.10 98.96 6.29 56.81 4.18 6.08 13.34 GUJARAT 1 Allahabad Bank 4.49 43.01 1.09 15.48 4.49 92.20 0.00 0.00 2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Bank of Baroda 490.99 8.22 451.07 8.41 430.36 7.95 0.00 0.00 4 Bank of India 50.00 6.71 34.00 5.23 26.00 4.77 3.00 16.67 Bank of 5 9.39 14.55 5.36 11.85 4.70 31.02 0.00 0.00 Maharashtra 6 Canara Bank 8.75 27.95 7.75 87.27 0.00 0.00 0.58 2.95 Central Bank of 7 26.45 5.69 3.02 3.81 3.02 3.81 0.00 0.00 India 8 Corporation Bank 5.51 12.44 3.06 8.67 3.06 9.01 0.00 0.00 9 Dena Bank 467.38 19.26 433.91 18.39 392.88 17.49 14.54 28.81 10 IDBI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11 Indian Bank 115.00 29.64 113.00 29.74 4.00 21.05 13.00 29.55 Indian Overseas 12 4.16 4.90 4.16 4.96 4.16 4.96 0.00 0.00 Bank Oriental Bank of 13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Commerce

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 231 STATEMENT - VI - A (I) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S Punjab and Sind 14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank Punjab National 15 8.41 8.87 1.06 12.35 1.76 6.71 0.00 0.00 Bank 16 State Bank of India 166.00 11.13 151.00 11.10 98.00 8.27 1.00 8.33 17 Syndicate Bank 15.10 17.12 15.10 17.12 7.65 55.88 2.13 15.56 18 UCO Bank 75.21 36.80 55.58 33.46 12.49 64.18 51.50 55.24 19 Union Bank of India 86.00 7.16 51.00 8.08 76.00 10.54 0.00 0.00 20 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 1532.84 11.49 1330.16 11.78 1068.57 10.27 85.75 25.84 MAHARASHTRA 1 Allahabad Bank 282.10 36.61 39.07 19.95 62.93 12.71 7.14 27.14 2 Andhra Bank 8.01 4.64 8.01 4.67 4.08 2.83 3.93 14.32 3 Bank of Baroda 154.11 5.72 142.45 6.13 125.37 6.06 0.00 0.00 4 Bank of India 1064.00 7.08 873.00 6.22 501.00 5.33 204.00 13.94 Bank of 5 3479.63 20.98 1349.68 16.84 717.19 12.21 134.81 27.75 Maharashtra 6 Canara Bank 287.70 16.27 268.45 16.93 65.04 15.27 60.66 14.30 Central Bank of 7 1220.46 18.94 274.11 31.95 274.11 31.95 2.74 52.59 India 8 Corporation Bank 49.31 29.19 19.90 17.34 1.85 3.82 11.07 72.69 9 Dena Bank 376.97 47.13 322.15 45.59 200.21 41.14 41.51 40.40 10 IDBI Bank Limited 3204.94 26.16 3116.65 25.97 126.85 14.99 53.61 35.39 11 Indian Bank 104.00 8.82 102.00 8.83 9.00 8.33 0.00 0.00 Indian Overseas 12 34.20 5.46 34.20 5.46 34.20 5.46 0.00 0.00 Bank Oriental Bank of 13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Commerce Punjab and Sind 14 6.75 63.92 6.75 63.92 0.00 0.00 6.75 93.49 Bank Punjab National 15 205.12 42.32 91.46 62.82 40.68 18.32 0.00 0.00 Bank 16 State Bank of India 6528.00 38.11 5885.00 38.12 4664.00 33.01 396.00 38.15 17 Syndicate Bank 138.46 15.49 138.46 16.51 30.10 45.26 28.09 61.57 18 UCO Bank 475.17 52.06 387.01 53.55 110.32 38.91 346.94 61.05 19 Union Bank of India 969.00 13.50 671.00 9.99 654.00 28.04 8.00 5.44 20 Vijaya Bank 79.99 12.66 79.99 12.66 4.26 1.96 0.00 0.00 Total 18667.92 21.77 13809.34 20.83 7625.19 19.74 1305.25 27.92 Total Western 20334.78 20.14 15241.97 19.24 8754.08 17.35 1397.08 27.65 Region Grand Total 278071.34 5.37 220138.18 4.86 142512.29 4.35 15648.49 6.77

232 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VI - A (I) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S PUBLIC SECTOR COMMERCIAL BANKS-ALL INDIA POSITION 1 Allahabad Bank 13970.75 13.53 678.37 1.80 7871.33 8.91 28.61 1.41 2 Andhra Bank 11389.49 1.51 11331.77 1.50 7416.25 1.21 3915.52 2.76 3 Bank of Baroda 4405.00 4.79 3954.49 4.85 3717.84 5.01 116.71 6.82 4 Bank of India 10602.66 13.52 8682.66 12.10 3313.16 7.23 958.00 17.65 Bank of 5 4096.21 19.15 1660.85 16.10 810.11 9.55 135.65 25.84 Maharashtra 6 Canara Bank 22110.97 5.73 19985.02 5.44 5483.50 3.39 624.30 17.54 Central Bank of 7 12276.19 7.41 2485.09 11.28 2485.09 11.28 55.99 78.88 India 8 Corporation Bank 4429.11 1.75 3574.12 1.66 1666.60 1.03 78.83 63.70 9 Dena Bank 1286.79 20.72 1101.18 18.80 885.76 18.51 111.30 21.08 10 IDBI Bank Limited 5428.97 2.31 5182.59 2.79 157.79 0.20 78.90 5.89 11 Indian Bank 21657.00 4.58 21225.00 4.58 10168.00 5.45 614.00 4.60 Indian Overseas 12 35347.45 17.38 35347.45 17.50 35347.45 17.50 0.00 0.00 Bank Oriental Bank of 13 590.31 23.02 192.39 18.00 223.54 23.38 39.88 7.94 Commerce Punjab and Sind 14 1516.51 71.67 1261.17 76.40 1202.45 84.45 314.06 45.37 Bank Punjab National 15 17152.17 16.85 5338.10 12.09 1848.99 3.44 51.32 8.55 Bank 16 State Bank of India 51294.00 4.06 46412.00 4.07 31513.00 2.96 1680.00 3.84 17 Syndicate Bank 16152.08 4.46 16114.32 4.87 767.61 16.81 1024.20 33.93 18 UCO Bank 25729.80 23.51 21938.73 22.67 15552.81 20.43 5746.42 69.96 19 Union Bank of India 12157.00 3.28 7203.00 2.40 8007.00 2.59 49.00 3.18 United Bank of 20 4144.00 3.83 4135.00 3.82 4017.00 3.83 25.00 4.38 India 21 Vijaya Bank 2334.88 2.74 2334.88 2.74 57.01 0.38 0.80 0.05 Total All Public Sec. Comm. 278071.34 5.37 220138.18 4.86 142512.29 4.35 15648.49 6.77 Banks

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 233 STATEMENT - VI - A (II) Progress under Microfinance - NPAs against Bank loans to SHGs of Private Sector Com. Banks as as on 31 March 2019 (Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S CENTRAL REGION CHHATTISGARH 1 Axis Bank Limited 2.62 11.20 2.62 11.20 2.28 11.56 0.34 9.26 Bandhan Bank 2 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited 3 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4 ICICI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5 IDFC Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 South Indian Bank 7 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Ltd 8 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 2.62 2.85 2.62 2.85 2.28 11.11 0.34 9.26 MADHYA PRADESH 1 Axis Bank Limited 0.08 8.16 0.08 8.16 0.08 100.00 0.00 0.00 Bandhan Bank 2 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited 3 HDFC Bank Ltd. 2.49 1.26 2.49 1.26 0.00 0.00 0.00 0.00 4 ICICI Bank Limited 158.40 3.47 155.95 3.42 156.79 3.70 1.61 0.50 5 IDFC Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 South Indian Bank 7 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Ltd 8 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 160.97 3.38 158.52 3.33 156.87 3.70 1.61 0.49 UTTARAKHAND Bandhan Bank 1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited 2 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 ICICI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5 Nainital Bank Ltd 6.25 13.84 5.23 11.89 6.25 13.84 0.00 0.00 6 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 6.25 13.07 5.23 11.22 6.25 13.84 0.00 0.00 UTTAR PRADESH 1 Axis Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bandhan Bank 2 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited 3 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4 ICICI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6 Nainital Bank Ltd 3.47 96.66 3.47 96.66 3.47 96.66 0.00 0.00

234 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VI - A (II) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S 7 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 3.47 37.39 3.47 37.39 3.47 96.66 0.00 0.00 Total Central 173.31 3.53 169.84 3.46 168.87 3.92 1.95 0.59 Region EASTERN REGION BIHAR Bandhan Bank 1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited 2 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 ICICI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4 IDFC Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 JHARKHAND Bandhan Bank 1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited 2 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 ICICI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4 IDFC Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 ODISHA 1 Axis Bank Limited 7.25 13.30 7.25 13.30 5.74 13.81 1.51 11.66 Bandhan Bank 2 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited 3 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4 HDFC Bank Ltd. 14.19 2.34 14.19 2.34 0.00 0.00 0.00 0.00 5 ICICI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 21.44 1.35 21.44 1.37 5.74 0.82 1.51 0.97 WEST BENGAL Bandhan Bank 1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited 2 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4 ICICI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5 Karnataka Bank Ltd 162.76 100.00 0.00 0.00 0.00 0.00 0.00 0.00 6 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 162.76 94.94 0.00 0.00 0.00 0.00 0.00 0.00 Total Eastern 184.20 6.85 21.44 0.86 5.74 0.36 1.51 0.97 Region

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 235 STATEMENT - VI - A (II) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S NORTH EASTERN REGION ASSAM 1 Axis Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bandhan Bank 2 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited 3 Federal Bank Ltd 1.26 100.00 0.00 0.00 0.00 0.00 0.00 0.00 4 HDFC Bank Ltd. 0.46 1.19 0.46 1.19 0.00 0.00 0.00 0.00 5 ICICI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 South Indian Bank 6 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Ltd Total 1.72 4.21 0.46 1.16 0.00 0.00 0.00 0.00 MANIPUR Bandhan Bank 1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited 2 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 MEGHALAYA 1 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 NAGALAND Bandhan Bank 1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited 2 ICICI Bank Limited 0.29 100.00 0.00 0.00 0.29 100.00 0.00 0.00 Total 0.29 100.00 0.00 0.00 0.29 100.00 0.00 0.00 SIKKIM 1 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 TRIPURA Bandhan Bank 1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited 2 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total North 2.01 4.51 0.46 1.07 0.29 22.48 0.00 0.00 Eastern Region NORTHERN REGION CHANDIGARH 1 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 HARYANA 1 Axis Bank Limited 2.21 27.35 2.21 27.35 2.21 27.35 0.00 0.00 2 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

236 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VI - A (II) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S 3 HDFC Bank Ltd. 3.35 51.46 3.35 51.46 0.00 0.00 0.00 0.00 4 ICICI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 South Indian Bank 5 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Ltd 6 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 5.56 26.86 5.56 28.45 2.21 27.35 0.00 0.00 HIMACHAL PRADESH 1 ICICI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 JAMMU AND KASHMIR 1 ICICI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 NEW DELHI Bandhan Bank 1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited 2 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 ICICI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5 Nainital Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 South Indian Bank 6 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Ltd Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PUNJAB 1 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2 ICICI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 RAJASTHAN Bandhan Bank 1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited City Union Bank 2 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited 3 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4 ICICI Bank Limited 298.53 1.38 227.20 1.06 199.54 0.95 0.00 0.00 5 IDFC Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 298.53 1.38 227.20 1.05 199.54 0.95 0.00 0.00 Total Northern 304.09 1.40 232.76 1.08 201.75 0.96 0.00 0.00 Region

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 237 STATEMENT - VI - A (II) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S SOUTHERN REGION ANDHRA PRADESH City Union Bank 1 2.81 0.40 0.00 0.00 0.00 0.00 0.00 0.00 Limited 2 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 ICICI Bank Limited 19.70 100.00 19.70 100.00 0.00 0.00 0.00 0.00 4 Karnataka Bank Ltd 1.43 0.26 0.38 0.08 0.00 0.00 0.00 0.00 South Indian Bank 5 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Ltd Tamilnad Mercantile 6 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank Ltd Total 23.94 1.80 20.08 2.38 0.00 0.00 0.00 0.00 KARNATAKA City Union Bank 1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited 2 Federal Bank Ltd 0.78 23.01 0.00 0.00 0.00 0.00 0.00 0.00 3 HDFC Bank Ltd. 406.06 1.21 406.06 1.21 0.00 0.00 0.00 0.00 4 ICICI Bank Limited 2782.19 14.88 2782.19 14.88 2782.19 14.88 0.00 0.00 5 IDFC Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6 Karnataka Bank Ltd 45.68 1.64 38.95 1.61 1.50 7.59 2.61 5.80 South Indian Bank 7 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Ltd Tamilnad Mercantile 8 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank Ltd 9 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 3234.71 5.88 3227.20 5.91 2783.69 14.87 2.61 5.80 KERALA Bandhan Bank 1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited City Union Bank 2 2.41 100.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited 3 Federal Bank Ltd 223.57 7.04 99.70 45.98 3.69 61.91 0.00 0.00 4 HDFC Bank Ltd. 117.02 0.27 117.02 0.27 0.00 0.00 0.00 0.00 5 ICICI Bank Limited 58.91 0.35 58.91 0.35 50.84 0.35 8.07 0.34 6 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 South Indian Bank 7 2.79 0.96 2.70 1.21 0.00 0.00 0.00 0.00 Ltd Tamilnad Mercantile 8 4.77 15.74 4.77 15.74 0.14 100.00 0.00 0.00 Bank Ltd 9 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 409.47 0.65 283.10 0.47 54.67 0.38 8.07 0.34

238 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VI - A (II) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S PUDUCHERRY City Union Bank 1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited 2 HDFC Bank Ltd. 1.36 0.29 1.36 0.29 0.00 0.00 0.00 0.00 South Indian Bank 3 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Ltd Tamilnad Mercantile 4 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank Ltd Total 1.36 0.29 1.36 0.29 0.00 0.00 0.00 0.00 TAMIL NADU City Union Bank 1 171.94 43.43 119.37 45.83 22.47 52.51 0.00 0.00 Limited 2 Federal Bank Ltd 4.91 87.84 4.91 100.00 0.00 0.00 0.00 0.00 3 HDFC Bank Ltd. 471.32 1.19 471.32 1.19 0.00 0.00 0.00 0.00 4 ICICI Bank Limited 4758.79 4.55 4751.04 4.55 2682.75 2.74 7.03 0.16 5 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 South Indian Bank 6 2.17 16.67 1.30 11.27 0.00 0.00 0.00 0.00 Ltd Tamilnad Mercantile 7 784.56 75.77 757.42 76.17 85.37 99.88 0.00 0.00 Bank Ltd 8 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 6193.69 4.25 6105.36 4.19 2790.59 2.84 7.03 0.16 TELANGANA 1 HDFC Bank Ltd. 11.64 0.21 11.64 0.21 0.00 0.00 0.00 0.00 2 ICICI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 South Indian Bank 4 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Ltd Total 11.64 0.21 11.64 0.21 0.00 0.00 0.00 0.00 Total Southern 9874.81 3.64 9648.74 3.61 5628.95 4.28 17.71 0.26 Region WESTERN REGION GOA 1 HDFC Bank Ltd. 5.07 0.68 5.07 0.68 0.00 0.00 0.00 0.00 2 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 5.07 0.68 5.07 0.68 0.00 0.00 0.00 0.00 GUJARAT Bandhan Bank 1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited City Union Bank 2 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited 3 HDFC Bank Ltd. 6.37 0.68 6.37 0.68 0.00 0.00 0.00 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 239 STATEMENT - VI - A (II) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S 4 ICICI Bank Limited 346.73 10.39 346.73 10.39 343.77 12.73 2.96 0.47 5 IDFC Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 353.10 8.28 353.10 8.28 343.77 12.73 2.96 0.47 MAHARASHTRA Bandhan Bank 1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited City Union Bank 2 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited 3 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4 HDFC Bank Ltd. 383.14 2.48 383.14 2.48 0.00 0.00 0.00 0.00 5 ICICI Bank Limited 388.10 0.62 385.40 0.62 383.69 0.69 0.11 0.00 6 IDFC Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 South Indian Bank 8 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Ltd Tamilnad Mercantile 9 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Bank Ltd 10 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 771.24 0.99 768.54 0.99 383.69 0.69 0.11 0.00 Total Western 1129.41 1.36 1126.71 1.36 727.46 1.25 3.07 0.04 Region Grand Total 11667.83 3.04 11199.95 2.95 6733.06 3.11 24.24 0.16

240 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VI - A (II) (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount of %age to Amount of %age to Amount of %age to Amount of %age to NPAs Total loans NPAs Total loans NPAs Total loans NPAs Total loans O/S O/S O/S O/S PRIVATE SECTOR COMMERCIAL BANKS-ALL INDIA POSITION 1 Axis Bank Limited 12.16 13.57 12.16 13.57 10.31 14.64 1.85 9.64 Bandhan Bank 2 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Limited City Union Bank 3 177.16 16.01 119.37 22.18 22.47 52.51 0.00 0.00 Limited 4 Federal Bank Ltd 230.52 6.84 104.61 47.18 3.69 61.91 0.00 0.00 5 HDFC Bank Ltd. 1422.47 1.01 1422.47 1.01 0.00 0.00 0.00 0.00 6 ICICI Bank Limited 8811.64 3.77 8727.12 3.74 6599.86 3.05 19.78 0.13 7 IDFC Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8 Indusind Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9 Karnataka Bank Ltd 209.87 5.91 39.33 1.33 1.50 7.59 2.61 5.51 10 Nainital Bank Ltd 9.72 19.93 8.70 18.28 9.72 19.93 0.00 0.00 11 Ratnakar Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 South Indian Bank 12 4.96 1.52 4.00 1.55 0.00 0.00 0.00 0.00 Ltd Tamilnad Mercantile 13 789.33 74.06 762.19 74.39 85.51 99.88 0.00 0.00 Bank Ltd 14 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total All Private Sec. Comm. 11667.83 3.04 11199.95 2.95 6733.06 3.11 24.24 0.16 Banks VI-A(II) Total All Public Sec. Comm. 278071.34 5.37 220138.18 4.86 142512.29 4.35 15648.49 6.77 Banks VI-A(I) Grand Total - Commercial 289739.17 5.21 231338.13 4.72 149245.35 4.27 15672.73 6.37 Banks

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 241 STATEMENT - VI - B Progress under Microfinance - NPAs against Bank loans to SHGs of Regional Rural Banks as on 31 March 2019 (Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S CENTRAL REGION CHHATTISGARH Chhattisgarh Rajya 1 1994.10 10.69 1889.54 10.28 1994.10 10.89 0.00 0.00 Gramin Bank Total 1994.10 10.69 1889.54 10.28 1994.10 10.89 0.00 0.00 MADHYA PRADESH Central Madhya 1 1549.23 24.25 1053.94 21.01 1053.94 21.01 0.00 0.00 Pradesh Gramin Bank Madhyanchal Gramin 2 472.00 25.16 318.00 19.26 472.00 25.16 0.00 0.00 Bank Narmada Jhabua 3 1282.13 10.88 1161.61 10.25 960.04 8.99 0.33 0.39 Gramin Bank Total 3303.36 16.48 2533.55 14.07 2485.98 14.15 0.33 0.39 UTTARAKHAND Uttarakhand Gramin 1 269.17 15.17 7.36 0.81 165.05 14.78 36.11 27.37 Bank Total 269.17 15.17 7.36 0.81 165.05 14.78 36.11 27.37 UTTAR PRADESH Allahabad UP 1 10174.58 90.17 4852.42 84.07 7688.29 90.45 0.00 0.00 Gramin Bank Baroda Uttar 2 Pradesh Gramin 4621.34 21.21 3912.64 26.02 3692.47 23.57 10.87 42.54 Bank Gramin Bank of 3 5291.27 59.77 1488.61 52.28 4477.07 60.68 5.38 88.05 Aryavart Kashi Gomti Samyut 4 1951.10 39.09 1329.20 40.23 1469.00 42.44 0.00 0.00 Gramin Bank 5 Purvanchal Bank 758.55 14.94 758.55 14.94 758.55 14.94 0.00 0.00 Sarva U.P. Gramin 6 587.69 32.74 371.18 31.28 436.41 35.97 1.87 38.16 Bank Total 23384.53 43.47 12712.60 38.27 18521.79 44.85 18.12 49.56 Total Central 28951.16 30.71 17143.05 24.31 23166.92 29.59 54.56 9.16 Region EASTERN REGION BIHAR Dakshin Bihar 1 1245.62 0.62 1245.62 0.62 1245.62 0.62 0.00 0.00 Gramin Bank Uttar Bihar Gramin 2 9729.00 15.92 8828.85 15.05 9729.00 15.92 0.00 0.00 Bank Total 10974.62 4.18 10074.47 3.87 10974.62 4.18 0.00 0.00 JHARKHAND Jharkhand Gramin 1 32.32 0.34 32.32 0.34 32.32 0.36 0.00 0.00 Bank Vananchal Gramin 2 1981.00 31.09 1894.00 31.82 1648.00 30.53 0.00 0.00 Bank Total 2013.32 12.60 1926.32 12.39 1680.32 11.78 0.00 0.00 ODISHA 1 Odisha Gramya Bank 2922.21 3.56 2922.21 3.56 2922.21 3.57 0.00 0.00

242 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VI - B (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S 2 Utkal Grameen Bank 10827.20 31.68 9582.07 31.86 9527.94 36.21 0.00 0.00 Total 13749.41 11.83 12504.28 11.16 12450.15 11.51 0.00 0.00 WEST BENGAL Bangiya Gramin 1 5793.09 2.58 5579.34 2.75 5428.55 2.69 364.54 1.58 Vikash Bank Paschim Banga 2 2436.02 1.93 1440.54 1.16 2277.88 1.90 0.00 0.00 Gramin Bank Uttar Banga 3 Kshetriya Gramin 825.19 1.56 825.19 1.56 462.55 1.55 362.64 1.56 Bank Total 9054.30 2.24 7845.07 2.06 8168.98 2.33 727.18 1.57 Total Eastern 35791.65 4.48 32350.14 4.21 33274.07 4.52 727.18 1.56 Region NORTH EASTERN REGION ARUNACHAL PRADESH Arunachal Pradesh 1 6.64 32.31 6.64 32.31 0.00 0.00 0.00 0.00 Rural Bank Total 6.64 32.31 6.64 32.31 0.00 0.00 0.00 0.00 ASSAM Assam Gramin 1 14521.36 38.88 5053.47 22.32 2583.26 16.89 52.53 13.09 Vikash Bank Langpi Dehangi 2 182.63 11.51 175.62 12.48 2.91 1.49 0.00 0.00 Rural Bank Total 14703.99 37.77 5229.09 21.74 2586.17 16.70 52.53 12.95 MANIPUR 1 Manipur Rural Bank 156.54 16.85 156.54 16.85 2.31 1.59 0.00 0.00 Total 156.54 16.85 156.54 16.85 2.31 1.59 0.00 0.00 MEGHALAYA 1 Meghalaya Rural Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 MIZORAM 1 Mizoram Rural Bank 379.90 15.67 37.12 3.83 2.21 0.33 18.69 13.82 Total 379.90 15.67 37.12 3.83 2.21 0.33 18.69 13.82 NAGALAND 1 Nagaland Rural Bank 18.48 5.51 16.54 4.96 0.00 0.00 0.00 0.00 Total 18.48 5.51 16.54 4.96 0.00 0.00 0.00 0.00 TRIPURA 1 Tripura Gramin Bank 3445.95 61.53 2136.57 45.52 1827.76 89.35 0.00 0.00 Total 3445.95 61.53 2136.57 45.52 1827.76 89.35 0.00 0.00 Total North 18711.50 38.78 7582.50 24.46 4418.45 24.07 71.22 10.86 Eastern Region NORTHERN REGION HARYANA Sarva Haryana 1 4118.67 56.86 3775.26 58.28 3715.55 72.32 2.75 8.20 Gramin Bank Total 4118.67 56.86 3775.26 58.28 3715.55 72.32 2.75 8.20

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 243 STATEMENT - VI - B (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S HIMACHAL PRADESH Himachal Pradesh 1 263.87 8.50 263.87 8.50 263.87 8.50 0.00 0.00 Gramin Bank Total 263.87 8.50 263.87 8.50 263.87 8.50 0.00 0.00 JAMMU AND KASHMIR 1 Ellaquai Dehati Bank 89.74 35.65 11.63 12.77 89.74 35.65 0.00 0.00 2 J & K Grameen Bank 27.17 1.48 27.17 1.48 1.30 0.08 0.00 0.00 Total 116.91 5.59 38.80 2.01 91.04 4.64 0.00 0.00 PUNJAB 1 Punjab Gramin Bank 220.06 16.02 220.06 20.72 0.00 0.00 0.00 0.00 Total 220.06 16.02 220.06 20.72 0.00 0.00 0.00 0.00 RAJASTHAN Baroda Rajasthan 1 Kshetriya Gramin 2183.00 25.52 2158.00 25.49 2081.00 25.17 61.00 29.47 Bank Rajasthan Marudhara 2 785.90 31.15 682.56 29.01 96.74 9.21 0.18 0.90 Gramin Bank Total 2968.90 26.80 2840.56 26.25 2177.74 23.37 61.18 26.96 Total Northern 7688.41 30.89 7138.55 30.51 6248.20 31.34 63.93 24.36 Region SOUTHERN REGION ANDHRA PRADESH Andhra Pragathi 1 6245.25 2.33 6245.25 2.33 0.00 0.00 0.00 0.00 Grameena Bank Chaitanya Godavari 2 209.46 0.20 209.46 0.20 87.13 0.11 0.00 0.00 Grameena Bank Saptagiri Grameena 3 994.53 0.60 933.03 0.59 812.40 0.54 99.68 0.98 Bank Total 7449.24 1.39 7387.74 1.39 899.53 0.40 99.68 0.98 KARNATAKA Karnataka Vikas 1 3829.56 25.65 3709.12 25.20 3667.83 27.31 161.73 20.43 Grameena Bank Kaveri Grameena 2 4360.29 14.53 3845.34 14.54 2594.36 15.94 224.12 34.73 Bank Pragathi Krishna 3 2345.69 1.54 1837.43 1.25 849.60 0.62 716.14 23.65 Gramin Bank Total 10535.54 5.35 9391.89 4.99 7111.79 4.28 1101.99 24.68 KERALA 1 Kerala Gramin Bank 749.22 1.88 391.34 1.08 143.46 0.78 0.00 0.00 Total 749.22 1.88 391.34 1.08 143.46 0.78 0.00 0.00 PUDUCHERRY Puduvai Bharathiyar 1 290.35 7.79 272.00 7.51 0.00 0.00 0.00 0.00 Grama Bank Total 290.35 7.79 272.00 7.51 0.00 0.00 0.00 0.00

244 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VI - B (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY Sr. Name of Bank NPA as NPA as NPA as NPA as No. Amount %age to Amount %age to Amount %age to Amount %age to of NPAs Total loans of NPAs Total loans of NPAs Total loans of NPAs Total loans O/S O/S O/S O/S TAMIL NADU Pallavan Grama 1 1588.67 2.94 1420.93 2.71 285.57 2.37 0.00 0.00 Bank Pandyan Grama 2 2408.76 41.86 2305.33 43.51 331.13 46.66 18.77 9.53 Bank Total 3997.43 6.69 3726.26 6.45 616.70 4.83 18.77 4.02 TELANGANA Andhra Pradesh 1 Grameena Vikas 3087.79 0.53 3087.79 0.53 1856.69 0.53 371.77 0.53 Bank Telangana Grameena 2 4136.05 2.15 4136.05 2.15 2149.91 2.07 40.81 16.89 Bank Total 7223.84 0.93 7223.84 0.93 4006.60 0.88 412.58 0.58 Total Southern 30245.62 1.87 28393.07 1.78 12778.08 1.45 1633.02 1.89 Region WESTERN REGION GUJARAT Baroda Gujarat 1 278.46 9.98 223.52 8.17 278.46 9.98 0.00 0.00 Gramin Bank Dena Gujarat Gramin 2 358.91 13.18 351.89 13.00 159.51 14.21 0.00 0.00 Bank Saurashtra Gramin 3 14.57 2.33 13.11 2.20 12.82 2.42 0.00 0.00 Bank Total 651.94 10.62 588.52 9.75 450.79 10.15 0.00 0.00 MAHARASHTRA Maharashtra Gramin 1 3742.84 17.67 3742.84 17.67 594.74 3.75 0.00 0.00 Bank Vidharbha Konkan 2 1699.83 16.97 1019.90 16.44 1699.83 16.97 0.00 0.00 Gramin Bank Total 5442.67 17.44 4762.74 17.39 2294.57 8.87 0.00 0.00 Total Western 6094.61 16.32 5351.26 16.01 2745.36 9.06 0.00 0.00 Region Grand Total 127482.95 4.87 97958.57 3.89 82631.08 4.69 2549.91 1.89

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 245 STATEMENT - VI - C Progress under Microfinance - NPAs against Bank loans to SHGs of Co-operative Banks as on 31 March 2019 (Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY NPA as Sr. NPA as NPA as NPA as Name of Bank %age No. Amount %age to Amount %age to Amount of %age to Amount to Total of NPAs Total loans of NPAs Total loans NPAs Total loans of NPAs loans O/S O/S O/S O/S CENTRAL REGION CHHATTISGARH 1 Bilaspur DCCB 23.44 93.46 23.44 93.46 2.39 100.00 0.00 0.00 2 Durg DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Ambikapur DCCB 0.13 1.57 0.00 0.00 0.00 0.00 0.13 1.57 4 Jagdalpur DCCB 112.60 41.12 112.60 41.12 0.00 0.00 0.00 0.00 5 Raipur DCCB 3.87 5.69 3.87 5.69 0.00 0.00 0.00 0.00 6 Rajnandgaon DCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 140.04 9.19 139.91 9.22 2.39 0.19 0.13 1.57 MADHYA PRADESH 1 Balaghat DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2 Chhindwara DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Khandwa DCCB 39.47 99.87 19.26 99.74 39.47 100.00 0.00 0.00 4 Khargone DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5 Mandla DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6 Panna DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7 Ratlam DCCB 24.75 100.00 16.09 100.00 24.75 100.00 0.00 0.00 8 Shivpuri DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9 Tikamgarh DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10 Vidisha DCCB 0.73 100.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 64.95 36.09 35.35 23.51 64.22 49.51 0.00 0.00 UTTARAKHAND 1 Almora DCB 27.48 36.97 0.00 0.00 27.48 46.01 0.00 0.00 2 Chamoli DCB 24.00 18.63 5.00 5.09 24.00 18.63 0.00 0.00 3 Dehradun DCB 17.20 29.62 2.10 6.56 17.20 29.62 0.00 0.00 4 Nainital DCB, Haldwani 54.35 13.09 32.61 11.66 54.35 13.09 0.00 0.00 5 Pithoragarh DCB 65.59 36.36 40.61 48.97 65.59 36.87 0.00 0.00 6 Tehri Garhwal DCB, Tehri 71.14 15.27 63.50 20.41 41.49 18.50 13.11 11.54 7 Uttarakhand STCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8 Uttarkashi DCB 443.41 71.87 363.60 71.80 288.25 70.80 0.00 0.00 Udhamsinghnagar DCB 9 28.54 53.23 18.84 50.17 28.54 53.23 0.00 0.00 Rudrapur 10 Garhwal (Kotdwar) DCB 21.08 59.72 21.08 59.72 21.08 59.72 0.00 0.00 11 Haridwar DCB 52.05 59.08 27.59 45.16 45.96 56.04 0.00 0.00 Total 804.84 38.01 574.93 39.78 613.94 37.39 13.11 10.03 UTTAR PRADESH 1 Agra DCCB 1.21 79.08 0.00 0.00 0.00 0.00 0.00 0.00 2 Aligarh DCCB 0.94 100.00 0.11 100.00 0.00 0.00 0.00 0.00 3 Allahabad DCB 11.77 100.00 0.00 0.00 0.00 0.00 0.00 0.00 4 Banda DCB 6.78 59.68 6.25 75.85 6.78 59.68 0.00 0.00 5 Bijnor DCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

246 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VI - C (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY NPA as Sr. NPA as NPA as NPA as Name of Bank %age No. Amount %age to Amount %age to Amount of %age to Amount to Total of NPAs Total loans of NPAs Total loans NPAs Total loans of NPAs loans O/S O/S O/S O/S 6 Budaun DCB 61.25 65.75 30.06 49.09 61.25 65.75 0.00 0.00 7 Saharanpur DCB 38.38 100.00 30.10 100.00 0.00 0.00 0.00 0.00 8 Etah DCB 0.10 3.86 0.00 0.00 0.10 3.86 0.00 0.00 9 Etawah DCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10 Fatehpur DCB 132.43 100.00 57.31 100.00 0.00 0.00 0.00 0.00 11 Firozabad DCB 99.47 98.49 89.01 98.36 9.71 86.39 0.00 0.00 12 Ghaziabad DCB 1.26 100.00 1.26 100.00 0.00 0.00 1.26 100.00 13 Gorakhpur DCB 0.40 100.00 0.40 100.00 0.40 100.00 0.00 0.00 14 Hamirpur DCB 17.00 100.00 6.00 100.00 17.00 100.00 0.00 0.00 15 Jalaun DCB 4.80 100.00 3.89 100.00 0.95 100.00 3.85 100.00 16 Mau DCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 17 Azamgarh DCB 9.11 100.00 0.00 0.00 2.59 100.00 6.52 100.00 18 Ghazipur DCB 0.09 100.00 0.00 0.00 0.00 0.00 0.00 0.00 19 Ballia DCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20 Barabanki DCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 21 Bareilly DCB 36.91 100.00 4.92 100.00 10.76 100.00 26.15 100.00 22 Bulandsahar DCB 6.91 25.36 4.21 20.33 6.91 25.36 0.00 0.00 23 Jaunpur DCB 2.52 100.00 0.93 100.00 2.52 100.00 0.00 0.00 24 Kanpur DCB 1.78 100.00 1.78 100.00 1.78 100.00 0.00 0.00 25 Lakhimpur-Khiri DCB 303.51 99.78 167.08 99.60 95.88 99.31 203.24 100.00 26 Lalitpur DCB 154.39 95.66 71.07 100.00 141.12 100.00 0.00 0.00 27 Lucknow DCB 1.12 100.00 0.00 0.00 0.00 0.00 0.00 0.00 28 Meerut DCB 9.74 85.66 2.37 100.00 0.00 0.00 0.00 0.00 29 Mirzapur DCB 35.97 27.44 26.25 28.61 35.97 27.44 0.00 0.00 30 Muradabad DCB 37.46 100.00 0.00 0.00 36.62 99.08 0.00 0.00 31 Pratapgarh DCB 58.10 100.00 58.10 100.00 0.00 0.00 0.00 0.00 32 Raibareilly DCB 0.53 100.00 0.49 100.00 0.00 0.00 0.00 0.00 33 Unnao DCB 1.84 100.00 1.09 100.00 1.84 100.00 0.00 0.00 34 Mathura DCB 12.73 100.00 8.00 100.00 12.73 100.00 0.00 0.00 35 Muzaffarnagar DCB 15.48 100.00 4.66 100.00 0.00 0.00 15.48 100.00 36 Pilibhit DCB 34.81 92.43 23.89 89.34 15.43 100.00 0.00 0.00 37 Rampur DCB 4.04 100.00 4.04 100.00 0.00 0.00 0.00 0.00 38 Uttar Pradesh STCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 1102.83 85.50 603.27 81.13 460.34 74.57 256.50 93.22 Total Central Region 2112.66 41.34 1353.46 35.10 1140.89 31.56 269.74 65.14 EASTERN REGION ANDAMAN & NICOBAR The Andaman & Nicobar 1 87.80 8.80 81.65 8.80 0.00 0.00 0.00 0.00 STCB Total 87.80 8.80 81.65 8.80 0.00 0.00 0.00 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 247 STATEMENT - VI - C (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY NPA as Sr. NPA as NPA as NPA as Name of Bank %age No. Amount %age to Amount %age to Amount of %age to Amount to Total of NPAs Total loans of NPAs Total loans NPAs Total loans of NPAs loans O/S O/S O/S O/S BIHAR 1 Samastipur DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 JHARKHAND 1 Dhanbad CCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2 Jharkhand STCB 16.83 7.38 16.83 7.38 16.83 7.38 0.00 0.00 Total 16.83 6.98 16.83 6.98 16.83 7.05 0.00 0.00 ODISHA 1 Cuttack CCB 173.89 8.83 173.89 8.83 168.10 15.92 5.79 0.63 2 Keonjhar CCB 169.10 15.42 169.10 15.42 169.10 15.42 0.00 0.00 3 Nayagarh DCCB 103.42 31.62 98.67 30.61 46.03 100.00 0.00 0.00 4 Angul United CCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5 Aska CCB 4.89 4.64 4.89 4.64 4.89 14.26 0.00 0.00 6 Balasore Bhadrak CCB 139.48 2.57 139.48 2.57 0.00 0.00 0.00 0.00 7 Banki CCB 30.92 8.88 30.92 8.88 30.92 8.88 0.00 0.00 8 Berhampore CCB 208.15 38.26 208.15 38.26 0.00 0.00 0.00 0.00 9 Bhawanipatna CCB 24.10 63.42 24.10 63.42 24.10 63.42 0.00 0.00 10 Bolangir DCCB 51.26 20.44 28.14 12.48 0.00 0.00 0.00 0.00 11 Boudh CCB 112.54 71.81 112.54 71.81 0.00 0.00 0.00 0.00 12 Khurda CCB 299.29 25.60 299.29 25.60 0.00 0.00 0.00 0.00 13 Koraput CCB 284.62 18.29 284.62 18.29 84.16 30.86 0.00 0.00 14 Mayurbhanj DCCB 143.86 60.01 143.86 60.01 143.86 60.01 0.00 0.00 15 Sambalpur CCB 355.94 46.14 355.94 46.14 269.20 100.00 0.00 0.00 16 Sundargarh CCB 44.04 1.58 44.04 1.58 34.13 1.57 9.91 1.63 17 United Puri-Nimapara CCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 2145.50 11.24 2117.63 11.11 974.49 12.25 15.70 1.03 WEST BENGAL 1 Balageria CCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2 Bankura DCCB 1409.07 22.30 1392.79 22.30 845.44 15.79 0.00 0.00 3 Birbhum DCCB 93.50 88.60 93.50 88.60 0.00 0.00 0.00 0.00 4 Darjeeling DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5 Hooghly DCCB 209.89 1.55 209.89 1.55 0.00 0.00 0.00 0.00 6 Howrah DCCB 48.73 1.04 47.63 1.03 0.00 0.00 0.00 0.00 7 Malda DCCB 223.23 4.66 182.39 3.84 223.23 4.66 0.00 0.00 8 Murshidabad DCCB 1864.28 17.65 1683.27 16.21 0.00 0.00 0.00 0.00 9 Nadia DCCB 277.28 1.18 248.91 1.15 0.00 0.00 0.00 0.00 10 Purulia DCCB 8.16 2.77 8.16 2.77 8.16 3.06 0.00 0.00 11 Raiganj CCB 294.49 9.68 294.49 9.68 5.50 4.02 0.00 0.00 12 Tamluk Ghatal CCB 33.41 0.38 33.41 0.38 0.00 0.00 0.00 0.00 13 Burdwan DCCB 96.28 8.12 37.65 4.11 0.00 0.00 0.00 0.00

248 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VI - C (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY NPA as Sr. NPA as NPA as NPA as Name of Bank %age No. Amount %age to Amount %age to Amount of %age to Amount to Total of NPAs Total loans of NPAs Total loans NPAs Total loans of NPAs loans O/S O/S O/S O/S The Dakshin Dinajpur 14 23.61 3.28 0.00 0.00 0.00 0.00 0.00 0.00 DCCB 15 Jalpaiguri CCB 75.78 21.60 63.44 21.50 0.00 0.00 0.00 0.00 16 Mugberia CCB 4.24 0.07 4.24 0.07 0.00 0.00 0.00 0.00 17 West Bengal STCB 968.30 11.27 697.82 9.26 0.00 0.00 0.00 0.00 18 Vidyasagar CCB 159.59 3.26 131.65 2.89 0.00 0.00 0.00 0.00 Total 5789.84 5.87 5129.24 5.44 1082.33 7.13 0.00 0.00 Total Eastern Region 8039.97 6.75 7345.35 6.41 2073.65 8.87 15.70 0.94 NORTH EASTERN REGION ASSAM Assam Co-Operative Apex 1 480.16 55.67 29.25 7.52 480.16 55.67 0.00 0.00 Bank Ltd. Total 480.16 55.67 29.25 7.52 480.16 55.67 0.00 0.00 MANIPUR 1 Manipur STCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 MEGHALAYA The Meghalaya Co- 1 90.60 42.96 17.37 13.83 64.68 37.52 0.00 0.00 Operative Apex Bank Ltd. Total 90.60 42.96 17.37 13.83 64.68 37.52 0.00 0.00 MIZORAM Mizoram Co-Operative 1 2.63 2.93 2.63 2.93 0.00 0.00 0.45 0.70 Apex Bank Ltd. Total 2.63 2.93 2.63 2.93 0.00 0.00 0.45 0.70 SIKKIM 1 Sikkim STCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total North Eastern 573.39 41.02 49.25 5.87 544.84 48.58 0.45 0.66 Region NORTHERN REGION CHANDIGARH 1 Chandigarh STCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 HARYANA 1 Ambala CCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2 Faridabad CCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Fatehabad CCB 349.82 94.05 182.24 93.57 174.91 94.05 174.91 94.05 4 Gurgaon CCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5 Hissar CCB 261.05 98.94 182.60 98.53 0.00 0.00 0.00 0.00 6 Jhajjar CCB 8.49 100.00 8.49 100.00 0.00 0.00 0.00 0.00 7 Kaithal CCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 249 STATEMENT - VI - C (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY NPA as Sr. NPA as NPA as NPA as Name of Bank %age No. Amount %age to Amount %age to Amount of %age to Amount to Total of NPAs Total loans of NPAs Total loans NPAs Total loans of NPAs loans O/S O/S O/S O/S 8 Karnal CCB 11.70 20.40 11.70 20.40 0.00 0.00 0.00 0.00 9 Kurukshetra CCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10 Mahendragarh CCB 14.16 100.00 1.82 100.00 14.16 100.00 0.00 0.00 11 Panchakula CCB 9.01 100.00 9.01 100.00 9.01 100.00 0.00 0.00 12 Panipat CCB 5.84 54.53 5.84 54.53 0.00 0.00 0.00 0.00 13 Rewari CCB 19.75 95.69 19.75 95.69 14.58 100.00 0.00 0.00 14 Rohtak CCB 23.65 100.00 18.87 100.00 23.65 100.00 0.00 0.00 15 Sirsa CCB 23.53 97.23 23.53 97.23 0.00 0.00 23.53 97.23 16 Sonepat CCB 3.81 18.69 3.22 26.77 3.81 18.69 0.00 0.00 17 Yamunanagar CCB 4.10 76.21 0.00 0.00 0.00 0.00 4.10 100.00 Total 734.91 85.79 467.07 81.76 240.12 87.19 202.54 87.85 HIMACHAL PRADESH 1 Jogindra CCB 159.25 26.77 159.25 26.77 6.91 3.16 0.00 0.00 2 Himachal Pradesh STCB 334.33 13.51 109.26 6.07 109.26 6.07 0.00 0.00 3 Kangra CCB 263.35 13.75 205.16 13.78 53.83 4.33 0.00 0.00 Total 756.93 15.18 473.67 12.19 170.00 5.21 0.00 0.00 JAMMU AND KASHMIR 1 Baramulla CCB 40.15 100.00 34.12 100.00 0.00 0.00 0.00 0.00 2 Anantnag CCB 2.77 71.03 1.87 66.55 0.00 0.00 0.00 0.00 3 Jammu CCB 6.42 40.25 6.42 40.25 6.42 83.92 0.00 0.00 4 Jammu & Kashmir STCB 1.15 100.00 1.15 100.00 1.15 100.00 0.00 0.00 Total 50.49 82.57 43.56 80.62 7.57 86.02 0.00 0.00 NEW DELHI 1 Delhi STCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PUNJAB 1 Amritsar CCB 24.31 56.77 21.39 53.97 0.00 0.00 0.00 0.00 2 Bhatinda CCB 22.55 49.60 22.55 49.60 0.00 0.00 0.00 0.00 3 Faridkot CCB 12.28 60.02 12.28 60.02 0.00 0.00 0.00 0.00 Fatehgarh Sahib CCB., 4 19.10 18.39 19.10 18.39 0.00 0.00 0.00 0.00 Sirhind 5 Fazilka CCB 13.68 100.00 13.68 100.00 0.00 0.00 0.00 0.00 6 Ferozepur CCB 38.26 74.51 38.26 78.42 0.00 0.00 0.00 0.00 7 Gurdaspur CCB 21.80 53.73 21.80 53.73 21.80 53.73 0.00 0.00 8 Hoshiarpur CCB 12.85 22.74 4.57 12.17 0.00 0.00 0.00 0.00 9 Jalandhar CCB 20.32 29.40 20.12 29.20 0.00 0.00 0.00 0.00 10 Kapurthala CCB 0.02 0.70 0.02 0.70 0.00 0.00 0.00 0.00 11 Ludhiana CCB 9.50 9.19 9.50 9.19 0.00 0.00 0.00 0.00 12 Mansa CCB 0.84 12.92 0.84 12.92 0.00 0.00 0.00 0.00 13 Moga CCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14 Muktsar CCB 39.51 86.15 39.51 86.15 39.51 86.15 0.00 0.00

250 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VI - C (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY NPA as Sr. NPA as NPA as NPA as Name of Bank %age No. Amount %age to Amount %age to Amount of %age to Amount to Total of NPAs Total loans of NPAs Total loans NPAs Total loans of NPAs loans O/S O/S O/S O/S 15 Nawanshahr CCB 3.99 16.74 3.99 16.74 0.00 0.00 0.00 0.00 16 Patiala CCB 33.22 39.35 33.22 39.35 12.14 100.00 0.00 0.00 17 Ropar CCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18 Sangrur CCB 27.53 77.75 26.43 82.83 27.53 77.75 0.00 0.00 The Taran Taran CCB, 19 0.83 43.92 0.83 43.92 0.00 0.00 0.00 0.00 Taran Taran Total 300.59 39.24 288.09 39.07 100.98 75.37 0.00 0.00 RAJASTHAN 1 Ajmer CCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2 Baran CCB 235.11 87.30 220.15 88.02 0.00 0.00 76.23 91.88 3 Chittorgarh CCB 103.52 61.19 95.11 73.80 0.00 0.00 0.00 0.00 4 Dausa CCB 89.40 62.13 75.54 86.69 13.86 24.42 0.00 0.00 5 Hanumangarh CCB 37.11 28.04 37.11 29.48 0.00 0.00 0.00 0.00 6 Jhunjhunu CCB 39.37 9.82 39.37 9.82 0.00 0.00 0.00 0.00 7 Sawai Madhopur CCB 71.10 69.92 60.17 74.66 0.00 0.00 0.00 0.00 8 Alwar CCB 74.31 2.03 74.31 2.03 0.00 0.00 0.00 0.00 9 Banswara CCB 69.00 38.03 69.00 38.03 69.00 38.03 0.00 0.00 10 Barmer CCB 335.34 89.88 335.34 89.88 0.00 0.00 0.00 0.00 11 Bharatpur CCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12 Bundi DCCB 95.34 39.88 95.34 39.88 0.00 0.00 0.00 0.00 13 Bhilwara CCB 21.27 44.64 21.27 46.78 5.93 36.49 0.00 0.00 14 Bikaner CCB 201.22 57.22 201.22 57.22 28.79 100.00 0.00 0.00 15 Tonk CCB 82.74 100.00 29.06 100.00 64.80 100.00 17.94 100.00 16 Churu CCB 77.55 34.64 59.65 40.07 25.47 91.22 0.00 0.00 17 Dungarpur CCB 22.33 9.51 22.33 9.51 0.00 0.00 0.00 0.00 18 Ganganagar CCB 17.32 9.10 17.32 9.10 0.00 0.00 0.00 0.00 19 Jaipur CCB 22.16 22.62 22.16 22.62 0.00 0.00 0.00 0.00 20 Jaisalmer CCB 54.82 13.36 54.82 13.36 50.51 14.20 4.31 7.89 21 Jalore CCB 59.80 77.11 59.80 87.95 59.80 77.11 0.00 0.00 22 Jhalawar CCB 204.80 55.88 123.42 43.75 31.12 100.00 0.00 0.00 23 Jodhpur CCB 114.93 97.75 109.74 97.64 90.00 100.00 0.00 0.00 24 The Kota CCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25 Nagaur CCB 77.99 32.58 77.99 32.58 77.99 32.58 0.00 0.00 26 Pali DCCB 336.83 82.90 336.83 82.90 0.00 0.00 0.00 0.00 27 Sikar CCB 166.52 23.18 166.52 23.18 0.00 0.00 0.00 0.00 28 Sirohi CCB 54.23 45.83 54.23 45.83 1.51 99.34 0.00 0.00 29 Udaipur CCB 183.94 67.48 183.94 72.08 0.00 0.00 0.00 0.00 Total 2848.05 29.31 2641.74 28.45 518.78 35.73 98.48 61.75 Total Northern Region 4690.97 28.62 3914.13 26.93 1037.45 20.21 301.02 72.70

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 251 STATEMENT - VI - C (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY NPA as Sr. NPA as NPA as NPA as Name of Bank %age No. Amount %age to Amount %age to Amount of %age to Amount to Total of NPAs Total loans of NPAs Total loans NPAs Total loans of NPAs loans O/S O/S O/S O/S SOUTHERN REGION ANDHRA PRADESH 1 Anantpur DCCB 201.13 12.29 201.13 12.29 0.00 0.00 0.00 0.00 2 Andhra Pradesh STCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Chittoor DCCB 48.26 13.12 48.26 13.12 0.00 0.00 0.00 0.00 4 Eluru DCCB 142.82 6.56 142.82 6.56 0.00 0.00 0.00 0.00 5 Kakinada DCCB 2.98 1.61 2.98 1.61 2.98 1.61 0.00 0.00 6 Kurnool DCCB 4.22 2.55 2.61 1.60 4.22 2.55 0.00 0.00 7 Srikakulam DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8 Visakhapatnam DCCB 45.56 3.36 45.56 3.36 9.35 2.58 0.00 0.00 9 Guntur DCCB 127.92 3.60 127.92 3.61 63.96 2.89 0.00 0.00 10 Krishna DCCB 407.35 2.07 407.35 2.07 0.00 0.00 0.00 0.00 11 Nellore DCCB 2.63 100.00 2.37 100.00 0.00 0.00 0.00 0.00 12 Prakasam DCCB 6.40 0.49 6.40 0.49 0.00 0.00 0.00 0.00 Total 989.27 3.24 987.40 3.23 80.51 2.71 0.00 0.00 KARNATAKA 1 Bagalkot DCCB 73.20 44.68 73.20 44.68 8.00 14.51 12.00 24.77 2 Mandya DCCB 107.05 1.00 90.99 1.00 90.99 1.42 16.06 0.38 Banglore, Banglore Rural & 3 196.33 8.80 196.33 8.88 0.00 0.00 0.00 0.00 Ramanagra DCB 4 Belagavi DCCB 16.93 0.58 16.93 0.68 16.93 0.89 0.00 0.00 5 Bellary DCCB 88.88 6.57 88.88 6.67 6.14 0.50 0.00 0.00 6 Chikmagalur DCCB 262.25 24.68 236.01 24.32 0.00 0.00 0.00 0.00 7 Chitradurga DCCB 155.30 40.59 155.30 41.23 0.00 0.00 0.00 0.00 8 Dawangere DCCB 27.19 6.08 25.00 5.88 0.00 0.00 0.00 0.00 9 Bidar DCCB 236.45 1.25 207.11 1.10 0.00 0.00 0.00 0.00 Gulbarga and Yadgir 10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 DCCB 11 Hassan DCCB 338.42 5.32 321.49 5.34 30.80 0.57 1.16 0.47 12 Kanara DCCB 18.43 0.98 17.32 0.98 10.84 0.98 6.48 0.98 13 Karnataka CCB,(Dharwad) 11.49 1.45 8.80 1.98 4.11 1.50 1.22 29.68 14 Kodagu DCCB 15.80 1.03 5.11 0.49 0.00 0.00 0.00 0.00 Kolar And Chickaballapur 15 23.28 0.08 23.28 0.08 0.00 0.00 0.00 0.00 DCCB Mysore and Chamarajnagar 16 487.86 80.26 451.25 80.56 81.62 76.78 0.00 0.00 DCCB 17 Raichur DCCB 138.16 13.41 138.16 13.41 92.56 19.53 45.60 8.20 18 Shimoga DCCB 22.90 0.27 13.31 0.16 0.00 0.00 0.00 0.00 19 South Canara DCCB 92.60 0.56 33.86 0.30 92.60 0.56 0.00 0.00 20 Tumkur DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 21 Vijayapura DCCB 5.88 0.72 5.05 0.72 0.00 0.00 0.00 0.00 Total 2318.40 2.02 2107.38 2.02 434.59 0.86 82.52 1.17

252 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VI - C (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY NPA as Sr. NPA as NPA as NPA as Name of Bank %age No. Amount %age to Amount %age to Amount of %age to Amount to Total of NPAs Total loans of NPAs Total loans NPAs Total loans of NPAs loans O/S O/S O/S O/S KERALA 1 Alappuzha DCCB 188.38 0.97 173.31 0.97 0.00 0.00 0.00 0.00 2 Ernakulam DCCB 6.18 0.16 6.18 0.16 0.00 0.00 0.00 0.00 3 Idukki DCCB 443.31 5.83 350.85 5.68 0.00 0.00 0.00 0.00 4 Kannur DCCB 19.00 2.97 0.56 0.18 0.00 0.00 0.00 0.00 5 Kasaragod DCCB 15.68 1.24 13.65 1.15 15.68 1.24 0.00 0.00 6 Kollam DCCB 409.00 6.18 167.00 4.35 46.00 5.69 0.00 0.00 7 Kottayam DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8 Kozhikode DCCB 132.00 11.21 132.00 14.04 125.00 13.54 7.00 2.76 9 Malappuram DCCB 5.17 0.64 5.17 0.64 1.21 1.83 0.00 0.00 10 Palakkad DCCB 14.20 6.12 11.08 4.84 11.08 6.53 0.00 0.00 11 Pathanamthitta DCCB 175.27 6.52 175.27 6.77 0.00 0.00 0.00 0.00 Thiruvananthapuram 12 767.99 40.65 767.99 40.65 767.99 40.65 0.00 0.00 DCCB 13 Wayanad DCCB 258.77 3.38 258.77 3.38 258.77 3.38 0.00 0.00 14 Thrissur DCCB 15.00 0.38 15.00 0.38 0.00 0.00 0.00 0.00 Total 2449.95 4.24 2076.83 4.05 1225.73 9.60 7.00 1.92 PUDUCHERRY 1 Pondicherry STCB 391.82 22.04 391.82 22.14 391.82 22.04 0.00 0.00 Total 391.82 22.04 391.82 22.14 391.82 22.04 0.00 0.00 TAMIL NADU 1 Chennai CCB 57.87 14.34 57.87 14.34 0.00 0.00 0.00 0.00 2 Dindigul CCB 517.64 23.22 482.75 22.23 0.00 0.00 336.24 23.83 3 Coimbatore DCCB 304.26 5.01 277.56 4.73 135.31 3.46 168.95 7.82 4 Cuddalore DCCB 112.96 2.35 109.90 2.29 92.51 2.36 20.45 2.30 5 Dharmapuri DCCB 561.73 19.15 561.73 19.52 0.00 0.00 0.00 0.00 6 Erode DCCB 267.89 5.53 267.89 5.53 0.00 0.00 267.89 5.53 7 Kancheepuram CCB 522.85 42.38 522.85 42.38 0.00 0.00 0.00 0.00 8 Kanyakumari DCCB 122.00 0.83 97.60 0.73 0.00 0.00 0.00 0.00 9 Kumbakonam CCB 752.66 16.89 752.66 16.89 0.00 0.00 0.00 0.00 10 Madurai DCCB 427.26 15.69 427.26 15.69 190.53 9.79 85.45 15.70 11 Nilgiris DCCB 445.00 9.71 435.25 9.63 0.00 0.00 0.00 0.00 12 Pudukottai DCCB 248.88 9.49 244.40 10.12 0.00 0.00 0.00 0.00 13 Ramanathapuram DCCB 770.85 24.89 770.85 24.89 770.85 24.89 0.00 0.00 14 Salem DCCB 265.89 1.57 252.60 1.57 159.53 1.57 79.77 1.57 15 Sivgangai DCCB 201.75 2.99 201.75 2.99 0.00 0.00 0.00 0.00 16 Thanjavur CCB 394.23 16.48 394.23 16.48 84.12 11.87 310.11 18.42 17 Tiruchirapalli DCCB 1071.70 7.28 1064.97 7.31 940.30 6.73 131.40 17.51 18 Tirunelveli DCCB 47.80 0.91 47.80 0.91 47.80 0.91 0.00 0.00 19 Tiruvannamalai DCCB 714.22 6.46 714.22 6.47 714.22 6.46 0.00 0.00 20 Vellore DCCB 994.92 15.35 994.92 15.35 190.35 8.30 0.00 0.00

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 253 STATEMENT - VI - C (contd.)

(Amt. R lakh) Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY NPA as Sr. NPA as NPA as NPA as Name of Bank %age No. Amount %age to Amount %age to Amount of %age to Amount to Total of NPAs Total loans of NPAs Total loans NPAs Total loans of NPAs loans O/S O/S O/S O/S 21 Villupuram DCCB 519.01 17.57 464.49 17.41 519.01 17.57 0.00 0.00 22 Virudhunagar DCCB 83.27 3.57 83.27 3.57 0.00 0.00 0.00 0.00 23 Thoothukudi DCCB 66.03 1.08 66.03 1.08 57.63 0.96 8.40 6.84 Total 9470.67 7.30 9292.85 7.35 3902.16 5.92 1408.66 8.05 TELANGANA 1 Adilabad DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2 Khammam DCCB 44.95 7.90 44.95 7.90 44.95 7.90 0.00 0.00 3 Medak DCCB 33.07 0.55 33.07 0.55 0.00 0.00 0.00 0.00 4 Warangal DCCB 23.94 100.00 23.94 100.00 0.00 0.00 0.00 0.00 5 Karimnagar DCCB 489.55 4.87 489.55 4.87 0.00 0.00 0.00 0.00 6 Mahbubnagar DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7 Nalgonda DCCB 180.27 38.59 180.27 38.59 0.00 0.00 0.00 0.00 8 Nizamabad DCCB 354.69 7.20 354.69 7.20 0.00 0.00 0.00 0.00 9 Telangana STCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 1126.47 4.72 1126.47 4.73 44.95 1.95 0.00 0.00 Total Southern Region 16746.58 4.67 15982.75 4.73 6079.76 4.47 1498.18 6.02 WESTERN REGION GOA 1 Goa STCB 37.09 6.22 37.09 6.24 0.00 0.00 0.00 0.00 Total 37.09 6.22 37.09 6.24 0.00 0.00 0.00 0.00 GUJARAT 1 Banaskantha DCCB 68.94 59.59 67.23 59.08 0.00 0.00 68.94 59.59 2 Bhavnagar DCCB 22.00 31.43 7.00 25.00 0.00 0.00 0.00 0.00 3 Mehsana DCCB 13.00 5.73 13.00 5.96 0.00 0.00 0.00 0.00 4 Panchmahals DCCB 3.20 70.95 1.73 56.91 0.00 0.00 0.00 0.00 5 Rajkot DCCB 8.54 1.56 8.54 1.57 1.44 2.55 0.00 0.00 6 Sabarkantha DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7 Surat DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8 Ahmedabad DCCB 23.74 37.57 23.74 47.47 23.74 48.41 0.00 0.00 9 Amreli DCCB 2.58 10.50 2.58 10.50 0.00 0.00 0.00 0.00 10 Bharuch DCCB 266.94 96.84 122.73 97.10 0.00 0.00 0.00 0.00 11 Gujarat STCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12 Jamnagar DCCB 10.44 50.46 10.44 50.46 0.00 0.00 0.00 0.00 13 Junagadh DCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14 Kachchh DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 15 Kaira DCCB 0.09 100.00 0.01 100.00 0.00 0.00 0.09 100.00 Kodinar Taluka 16 Co-Operative Banking 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Union Ltd

254 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VI - C (contd.)

Out of Total - Exclusive For SHGs under For SHGs under For Total SHGs Women SHGs NRLM/SGSYY NULM/SJSRY NPA as Sr. NPA as NPA as NPA as Name of Bank %age No. Amount %age to Amount %age to Amount of %age to Amount to Total of NPAs Total loans of NPAs Total loans NPAs Total loans of NPAs loans O/S O/S O/S O/S 17 Surendranagar DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18 Valsad DCCB 1.84 68.91 1.84 68.91 0.00 0.00 0.00 0.00 Total 421.31 27.02 258.84 19.36 25.18 23.88 69.03 59.19 MAHARASHTRA 1 Akola DCCB 55.16 48.07 55.16 48.07 21.38 27.56 0.00 0.00 2 Amrawati DCCB 89.04 65.76 60.88 62.58 0.00 0.00 0.00 0.00 3 Aurangabad DCCB 63.78 94.02 63.78 94.02 0.00 0.00 0.00 0.00 4 Beed DCCB 173.59 100.00 173.59 100.00 101.50 100.00 0.00 0.00 5 Bhandara DCCB 259.00 38.07 253.11 37.53 141.00 30.49 0.00 0.00 6 Buldhana DCCB 41.48 100.00 24.68 100.00 17.61 100.00 0.00 0.00 7 Chandrapur DCCB 437.25 23.93 437.25 23.93 95.00 19.93 342.25 25.33 8 Dhule & Nandurbar DCCB 108.51 26.32 85.19 23.57 93.88 100.00 0.00 0.00 9 Gadchiroli DCCB 107.20 9.79 104.20 9.56 18.50 6.28 0.00 0.00 10 Jalna DCCB 24.53 66.01 24.53 66.01 0.00 0.00 0.00 0.00 11 Kolhapur DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12 Latur DCCB 111.46 26.66 111.46 26.66 15.25 9.72 0.00 0.00 13 Nagpur DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14 Nasik DCCB 26.35 100.00 26.35 100.00 26.35 100.00 0.00 0.00 15 Osmanabad DCCB 1.26 100.00 1.19 100.00 0.00 0.00 1.26 100.00 16 Parbhani DCCB 380.74 58.99 253.88 61.21 253.88 61.21 0.00 0.00 17 Pune DCCB 118.85 15.79 113.60 15.20 53.97 99.01 0.00 0.00 18 Raigad DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 19 Ratnagiri DCCB 29.26 6.63 20.68 4.82 0.00 0.00 0.00 0.00 20 Sangli DCCB 46.49 8.51 38.68 8.85 24.60 6.35 0.00 0.00 21 Sindhudurg DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 22 Solapur DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 23 Ahmednagar DCCB 87.45 13.51 87.45 13.51 49.13 11.94 0.00 0.00 24 Gondia DCCB 209.95 24.86 200.57 24.31 209.95 24.86 0.00 0.00 25 Jalgaon DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 26 Maharashtra STCB 4.26 100.00 4.26 100.00 0.00 0.00 0.00 0.00 27 Nanded DCCB 2.29 100.00 2.29 100.00 0.00 0.00 0.00 0.00 28 Satara DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 29 Thane DCCB 1.67 0.03 1.67 0.03 1.31 3.85 0.00 0.00 30 Wardha DCCB 177.39 100.00 153.27 100.00 69.84 100.00 0.00 0.00 31 Yavatmal DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Total 2556.96 10.88 2297.72 10.05 1193.15 23.31 343.51 12.41 Total Western Region 3015.36 11.76 2593.65 10.46 1218.33 23.33 412.54 14.30 Grand Total 35178.93 6.69 31238.59 6.29 12094.92 6.93 2497.63 8.23

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 255 STATEMENT - VII

Bank Loans provided to MFI/ MFOs and their Non-performing Assets (NPAs) - 2018-19

(Amt. R lakh) Loan disbursed by Outstanding Bank Loans Gross NPAs of Bank loans to Banks to MFIs/ MFIs against MFIs/ MFOs as MFIs/ MFOs Sr. during the year 2018-19 on 31 March 2019 Name of Bank No. No. of No. of No. of % to total Amount Amount MFI/ MFO MFI/ MFO Amount MFI/ MFO outstanding disbursed disbursed accounts accounts accounts loans A COMMERCIAL BANKS - PUBLIC SECTOR BANKS 1 Allahabad Bank 0 0.00 8 1537.08 1537.08 8 100.00 2 Andhra Bank 7 80150.00 22 88054.75 4770.18 5 5.42 3 Bank of India 7 48735.64 13 55774.04 1530.98 3 2.74 4 Bank of Maharashtra 5 2282.90 35 18156.80 862.84 2 4.75 5 Canara Bank 65 21234.55 97 41225.86 6411.43 32 15.55 6 Dena Bank 0 0.00 29 16970.03 0.00 0 0.00 7 IDBI Bank Limited 5 2100.00 25 11216.40 1941.20 5 17.31 8 Indian Bank 25 73876.69 75 97552.17 0.00 0 0.00 9 Indian Overseas Bank 9 4725.32 364 39946.17 9080.49 99 22.73 10 Oriental Bank of Commerce 0 0.00 4 5715.44 0.00 0 0.00 11 Punjab and Sind Bank 2 3700.00 2 9.85 0.00 0 0.00 12 Punjab National Bank 0 0.00 5 30970.92 14288.54 3 46.14 13 State Bank of India 88 645423.00 124 122036.00 9404.00 28 7.71 14 UCO Bank 9 5318.76 46 15059.04 396.89 3 2.64 15 United Bank of India 14 887.01 18 1136.14 41.00 4 3.61 16 VIJAYA Bank 2 4375.00 47 37477.21 698.29 4 1.86 Sub Total- Public Sector Com. 238 892808.87 914 582837.90 50962.92 196 8.74 Bank B COMMERCIAL BANKS-PRIVATE SECTOR BANKS 1 Axis Bank Limited 8 56500.00 28 188059.33 2339.18 3 1.24 2 Bandhan Bank Limited 15 81047.33 22 207005.58 0.00 0 0.00 3 ICICI Bank Limited 22 146962.00 24 169204.00 10576.00 2 6.25 4 IDFC Bank Limited 0 0.00 166 218647.15 0.00 0 0.00 5 Karnataka Bank Ltd 3 2005.00 12 3569.18 202.04 1 5.66 6 Ratnakar Bank Ltd 11 106800.00 17 106142.58 64.43 1 0.06 7 South Indian Bank Ltd 3 1200.00 36 8935.82 0.00 0 0.00 8 Tamilnad Mercantile Bank Ltd 0 0.00 1 82.41 0.00 0 0.00 9 YES Bank Ltd. 11 2650.00 27 14188.67 0.00 0 0.00 Sub Total- Pvt Sector Com. 73 397164.33 333 915834.72 13181.65 7 1.44 Bank C COMMERCIAL BANKS-SMALL FINANCE BANK 1 AU Small Finance Bank Ltd. 24 52350.00 28 52726.58 0.00 0 0.00 2 ESAF Small Finance Bank Ltd 2 3000.00 2 3000.00 0.00 0 0.00 3 Utkarsh Small Finance Bank Ltd 1 4000.00 7 7548.00 0.00 0 0.00 Sub Total -Small Finance 27 59350.00 37 63274.58 0.00 0 0.00 Banks D COMMERCIAL BANKS-FOREIGN BANK 1 Citi Bank 2 15200.00 3 27700.00 0.00 0 0.00 Sub Total - Foreign Com. Banks 2 15200.00 3 27700.00 0.00 0 0.00 Total All Commercial Banks 340 1364523.20 1287 1589647.20 64144.57 203 4.04

256 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VII (contd.)

(Amt. R lakh) Loan disbursed by Outstanding Bank Loans Gross NPAs of Bank loans to Banks to MFIs/ MFIs against MFIs/ MFOs as MFIs/ MFOs Sr. during the year 2018-19 on 31 March 2019 Name of Bank No. No. of No. of No. of % to total Amount Amount MFI/ MFO MFI/ MFO Amount MFI/ MFO outstanding disbursed disbursed accounts accounts accounts loans E COOPERATIVE BANKS 1 Dindigul CCB 75 1769.95 145 2582.55 59.15 69 2.29 2 Raipur DCCB 26 57.70 26 57.70 3.87 0 5.69 3 Eluru DCCB 564 1803.96 1371 2176.72 142.82 89 6.56 4 Medak DCCB 419 2328.93 1647 6063.95 33.07 18 0.55 5 Kannur DCCB 47 302.00 185 639.00 19.00 73 2.97 6 Karnataka CCB (Dharwad) 435 792.17 695 792.31 0.00 0 0.00 7 Yavatmal DCCB 1 1.00 11 1071.71 0.00 0 0.00 Sub Total Cooperative Banks 1567 7055.71 4080 13383.94 257.91 249 1.93 F REGIONAL RURAL BANKS 1 Assam Gramin Vikash Bank 1 5.00 13 708.00 25.22 4 3.56 2 Karnataka Vikas Grameena Bank 1 500.00 7 705.53 0.00 0 0.00 3 Pallavan Grama Bank 4 11.42 17 36.50 0.00 0 0.00 Sub Total Regional Rural 6 516.42 37 1450.03 25.22 4 1.74 Banks Total All Banks (Com. 1913 1372095.33 5404 1604481.17 64427.70 456 4.02 Bank+Rrb+Coop. Bank) G Financial institution 1 SIDBI 20 90500.00 84 171586.59 45219.65 33 26.35 H Grand Total 1933 1462595.33 5488 1776067.76 109647.35 489 6.17

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 257 STATEMENT - VIII - A NABARD Support for Training and Capacity Building for SHG-BLP during 2018-19 (No. of Participants)

Trng for Elected SHG leaders/ Field visits of Bankers Trainers NGOs Govt. officials Exposure visits Members of members BLBCs to SHGs PRIs Sr. State No. During During During During During During During During 2018-19 2018-19 2018-19 2018-19 2018-19 2018-19 2018-19 2018-19 Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative NORTHERN REGION 1 Haryana 1446 10493 0 70 583 2733 0 685 1237 15263 0 34 0 4180 0 1457 2 Himachal Pradesh 909 6039 0 0 0 4748 0 4364 1056 25921 0 5426 781 2855 0 0 3 Jammu & Kashmir 69 5200 0 0 166 1452 0 196 89 6622 0 736 179 1490 0 445 4 New Delhi 0 265 0 0 0 43400033502107000 5 Punjab 820 8154 0 72 18 1322 0 705 138 9927 0 38 193 3633 0 1465 6 Rajasthan 265 21420 0 38 333 6453 0 24278 1117 13369 0 499 491 2717 0 50 Sub Total 3509 51571 0 180 1100 17142 0 30228 3637 71437 0 6754 1644 14945 0 3417 NORTH EASTERN REGION 7 Arunachal Pradesh 0 221 0 0 0 356 0 1715 0 2233 0 00000 8 Assam 593 7585 0 123 28 4716 0 6009 3214 164514 0 340 323 1193 0 1704 9 Manipur 0 573 0 0 25 95 0 44 1186 7576 0 0 60 279 0 0 10 Meghalaya 117 790 0 0 0 85 0 68 750 5921 0 126 30 192 0 36 11Mizoram 47543000255003895627000000 12 Nagaland 27 228 0 0 187 624 0 14 249 5470 0 80 67 108 0 57 13 Sikkim 0 158 0 0 0 215 0 137 0 2295 0 1590000 14 Tripura 18 543 0 18 34 434 0 515 0 11778 0 0 26 26 0 21 Sub Total 802 10641 0 141 274 6780 0 8502 5788 205414 0 705 506 1798 0 1818 EASTERN REGION 15 A & N Islands 141 1152 0 282 93 258 0 405 971 17262 0 18 17 32 0 478 16 Bihar 692 11452 0 0 0 3719 0 160 30 26715 30 1302 90 1452 0 520 17 Jharkhand 924 3623 0 132 424 3428 0 189 9529 40937 0 372 98 1135 0 1920 18 Odisha 156 14613 0 0 25 6660 0 14597 3497 150656 0 163 0 2786 0 3530 19 West Bengal 210 100699 0 0 270 58871 0 669 1360 760132 0 208 150 1271 0 262 Sub Total 2123 131539 0 414 812 72936 0 16020 15387 995702 30 2063 355 6676 0 6710 CENTRAL REGION 20 Chhattisgarh 633 10589 0 114 636 2586 0 2057 4921 73360 0 537 483 1737 0 60 21 Madhya Pradesh 2190 21815 0 415 550 1217 0 4465 780 42782 0 71 540 6923 0 314 22 Uttar Pradesh 2591 47814 0 690 891 22852 0 3269 9789 145373 0 3555 2743 11859 0 249 23 Uttarakhand 579 4736 0 172 497 3061 0 180 735 10091 0 166 298 2797 0 27 Sub Total 5993 84954 0 1391 2574 29716 0 9971 16225 271606 0 4329 4064 23316 0 650 WESTERN REGION 24 Goa 110 951 0 0 50 268 0 1 80 2510 0 89 45 171 0 26 25 Gujarat 936 20964 0 1058 0 2681 0 725 0 19182 0 1318 355 5411 0 2231 26 Maharashtra 902 25704 0 463 573 5906 0 1767 10911 158086 0 3886 350 14092 0 3939 Sub Total 1948 47619 0 1521 623 8855 0 2493 10991 179778 0 5293 750 19674 0 6196 SOUTHERN REGION 27 Andhra Pradesh 1320 12876 0 0 0 417 0 4506 0 12299 0 4380000 28 Karnataka 1084 28076 0 1930 0 1348 0 4923 662 169162 0 898 218 5448 0 365 29 Kerala 775 8051 0 60 175 1425 0 193 210 69172 0 410 0 291 0 34 30 Tamil Nadu 1029 30541 0 98 0 5268 0 205 2449 145574 0 125 656 13855 0 319 31 Telangana 360 388 0 0 00000 0000000 Sub Total 4568 79932 0 2088 175 8458 0 9827 3321 396207 289 1871 874 19594 0 718 32 BIRD, Bolpur 0 7312 0 90 541 3033 0 413 0 2562 0 18 0000 33 BIRD, Lucknow 45 3874 336 355 110 3044 0 706 51 526 0 00000 34 BIRD, Mangalore 55 5943 0 24 262 1733 0 68 0 0 0 00000 35 Head Office,Mumbai 0 117 0 0 0 8 0 317 0 0 0 00000 Sub Total 100 17246 0 469 913 7818 0 1504 0 3088 0 18 0 0 0 0 Grand Total 19043 423502 0 6204 6471 151705 0 78545 55349 2123232 319 21033 8193 86003 0 19509

Note : 1) Participants in the Swachha Bharat campaigns have not been included in the above statement 2) MEDPs conducted under FIF a/c only have been included above.

258 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VIII - A (contd.)

(No. of Participants)

Other Trainings MEDP LEDP MEPA Bankers' Meets NGOs Meets SLRCCDI Other Meets Grand Total During During During During During During During During During 2018-19 2018-19 2018-19 2018-19 2018-19 2018-19 2018-19 2018-19 2018-19 Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative Cumulative

0270245046676001230000453146106203440179450245242 0915106921090000788353760187504224 3341 62030 018871502701503900004570925073054080320683 0100067100000001000004069 0 6065 040540166009090000715451167036711102 1915 45066 0 4167 0 14986 0 390 0 0 252 1443 53 1025 0 14 397 2641 2908 93490 0 8987 1650 44115 840 2190 0 0 252 3856 279 4655 0 344 558 12755 13469 272576

0 404 60 820 0 0 0 0 70 92 38 83 0 0 0 1385 168 7309 0 3187 840 13054 90 210 0 0 60 626 185 882 0 113 110 937 5443 205193 0 1485 150 685 600 933 0 0 0 456 0 126 0 0 50 1495 2071 13747 0 1308 150 1183 300 456 0 0 0 195 0 176000597134711133 01209224116606000070124000144566010436 0 146 30 309 0 150 0 0 12 23 35 70 0 0 0 589 607 7868 076000000100362011102202251003760 0 252 0 1799 150 150 0 0 24 24 0 0 0 71 24 24 276 15655 0 8067 1454 19016 1140 1959 0 0 266 1785 258 1572 0 206 184 6697 10672 275101

0 190 1118 6117 0 3300004800001013121 2441 29693 0 494 0 10219 450 4500007940440017107171292 58605 0 1425 690 5999 2045 2902 0 0 125 907 225 874 0 90 0 1035 14060 64968 0 3020 1410 37414 780 23400001067015663082017925868 254383 0 17010 2520 51802 420 780 0 534 30 6873 0 521 0 50 90 6648 5050 1006330 0 22139 5738 111551 3695 6802 0 534 155 9689 225 17498 0 393 191 13313 28711 1413979

0 28404 30 10000 0 755 0 0 0 154 0 759 0 78 160 1249 6863 132439 0 3412 360 6603 1600 4510 0 57 0 860 0 685 0 43 0 808 6020 94980 0 47716 840 21171 340 1375 0 0 492 3003 152 1618 0 20 113 2123 17951 312687 0 242 420 4470 330 510 0 0 62 292 25 512 0 0 6800 7914 9746 35170 0 79774 1650 42244 2270 7150 0 57 554 4309 177 3574 0 141 7073 12094 40580 575276

0 145 150 704 60 60 0 0 0 25 0 38 0 0 170 325 665 5313 0 3805 1620 22228 120 120 0 0 45 665 0 1494 0 85 0 72 3076 82039 0 13927 1839 43212 105 285 0 1000 70 2843 108 1113 0 130 0 1906 14858 278259 0 17877 3609 66144 285 465 0 1000 115 3533 108 2645 0 215 170 2303 18599 365611

0 55038 2250 46656 2250 4542 0 0 40 2893 100 149 0 597 0 211 5960 140622 0 18281 300 18967 150 300 0 0 40 1198 0 1526 0 220 0 3835 2454 256477 0 161 630 22722 455 1045 0 0 25 825 0 884 0 45 0 760 2270 106078 0 91718 1980 53776 1110 207500023480369506012048397344354496 0021072090900015076908000402628502309 0 165198 5370 142841 4055 8052 0 0 255 8033 100 6334 0 922 160 9907 18878 859982 08660000000000000054114294 0344600 000000000110065211951 02370000000000009404118005 01271000000000000030002013 0582000000000000003001604 36263 0 307862 19471 425911 12285 26618 0 1591 1597 31205 1147 36278 0 2221 8336 57369 132513 3798788

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 259 STATEMENT - VIII - B NABARD support for Training and Capacity Building - Joint Liability Groups during 2018-19 (No. of Participants) NGOs/KVKs/ Commercial Banks/ Cooperative Banks FCs/BCs & Other JLG Exposure Visits Grand Total Sr. RRBs (DCCBs/ PACS) State Agencies No. During During During During During Cumulative Cumulative Cumulative Cumulative Cumulative 2018-19 2018-19 2018-19 2018-19 2018-19 NORTHERN REGION 1 Haryana 0 411 0 22 0 0 0 78 0 511 2 Himachal Pradesh 0 763 0 30 0 371 0 148 0 1417 3 Jammu & Kashmir 0 240 0 0 0 2822 0 0 0 3062 4 New Delhi 0 0 0 0 0 0 0 0 0 0 5 Punjab 0 553 0 24 0 0 0 101 0 678 6 Rajasthan 181 515 0 15 0 82 0 20 181 632 Sub Total 181 2301 0 91 0 3275 0 347 181 6300 NORTH EASTERN REGION 7 Arunachal Pradesh 0 0 0 0 0 50 0 0 0 50 8 Assam 0 333 0 0 0 4067 0 39 0 8189 9 Manipur 50 50 0 0 0 0 0 29 50 79 10 Meghalaya 0 129 0 0 116 428 0 0 116 557 11 Mizoram 0 0 0 0 0 0 0 0 0 0 12 Nagaland 0 60 0 0 0 1511 0 136 0 1867 13 Sikkim 0 135 0 2 0 38 0 39 0 214 14 Tripura 0 152 0 0 0 140 0 0 0 292 Sub Total 50 834 0 2 124 6118 0 243 174 11248 EASTERN REGION 15 A & N Islands 0 0 0 40 0 345 0 18 0 403 16 Bihar 0 2265 45 152 30 12464 0 0 75 21585 17 Jharkhand 0 1364 0 150 0 1211 0 0 0 2725 18 Odisha 0 4990 0 295 0 1573 0 120 0 6978 19 West Bengal 0 1110 90 90 0 0 30 30 120 1260 Sub Total 0 9729 135 727 183 15593 30 168 348 32951 CENTRAL REGION 20 Chhatisgarh 0 304 0 158 0 61 0 0 0 573 21 Madhya Pradesh 0 316 0 0 0 59 0 0 0 425 22 Uttar Pradesh 177 1226 0 0 0 0 0 0 177 1122 23 Uttarakhand 17 1074 0 1810 0 2709 0 60 17 5653 Sub Total 194 2726 0 1968 0 2829 0 60 194 7773 WESTERN REGION 24 Goa 65 124 0 1 0 685 0 0 65 810 25 Gujarat 0 832 0 1026 0 94 0 0 0 2602 26 Maharashtra 30 2289 0 136 0 439 0 0 30 3402 Sub Total 95 3180 0 1163 0 1218 0 0 95 6814 SOUTHERN REGION 27 Andhra Pradesh 0 915 0 201 0 0 0 0 0 1485 28 Karnataka 0 1322 0 200 0 65 0 385 0 1972 29 Kerala 0 152 0 1000 0 2552 0 0 0 3749 30 Tamil Nadu 33 3481 0 5915 0 9541 0 218 33 19536 31 Telangana 50 195 0 450 0 0 0 0 50 645 Sub Total 83 5982 0 7766 70 12158 0 603 153 27337 32 BIRD, Bolpur 0 46 0 0 0 0 0 0 0 46 33 BIRD, Lucknow 73 179 0 45 0 0 0 0 73 224 34 BIRD, Mangalore 60 184 0 76 0 10 0 521 60 791 Head Office, 35 0000000000 Mumbai Sub Total 133 276 0 121 0 10 0 521 133 928 Grand Total 736 25028 135 11838 377 41201 30 1942 1278 93351

260 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - VIII - C NABARD Support for Training and Capacity Building for SHG-BLP during 2018-19 from WSHG Fund (No. of Participants) All Other Programmes MEDPs Total Progs. Sr. (excluding MEDPs) State No. No. of No. of No. of No. of Progs No. of Progs No. of Progs Participants Participants Participants NORTHERN REGION 1 Haryana 2 58 11 322 13 380 2 Himachal Pradesh 3 87 4 184 7 271 3 Jammu & Kashmir 000000 4 New Delhi 000000 5 Punjab 000000 6 Rajasthan 000000 Sub Total 5 145 15 506 20 651 NORTH EASTERN REGION 7 Arunachal Pradesh 000000 8 Assam 17 510 17 830 34 1340 9 Manipur 000000 10 Meghalaya 6 150 0 0 6 150 11 Mizoram 1 30 2 70 3 100 12 Nagaland 000000 13 Sikkim 000000 14 Tripura 000000 Sub Total 24 690 19 900 43 1590 EASTERN REGION 15 Bihar 40 1200 1 35 41 1235 16 Jharkhand 30 900 14 1950 44 2850 17 Odisha 31 2790 200 4580 231 7370 18 UT of A & N Islands 000000 19 West Bengal 141 4230 17 510 158 4740 Sub Total 242 9120 191 5840 433 14960 CENTRAL REGION 20 Chhatisgarh 7 210 55 2493 62 2703 21 Madhya Pradesh 20 600 260 6661 280 7261 22 Uttar Pradesh 0 0 56 2755 56 2755 23 Uttarakhand 9 270 14 443 23 713 Sub Total 36 1080 385 12352 421 13432 WESTERN REGION 24 Goa 1 30 1 300 2 330 25 Gujarat 9 270 27 1080 36 1350 26 Maharashtra 13 370 0 0 13 370 Sub Total 23 670 28 1380 51 2050 SOUTHERN REGION 27 Andhra Pradesh 68 2040 58 4170 126 6210 28 Karnataka 3 90 29 1136 32 1226 29 Kerala 3 90 111 3150 114 3240 30 Tamil Nadu 12 360 16 497 28 857 31 Telangana 65 1950 0 0 65 1950 Sub Total 151 4530 214 8953 365 13483 Grand Total 481 16235 852 29931 1333 46166

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 261 STATEMENT IX - A Statewise Grant support sanctioned and released to NGOs as SHPIs as on 31 March 2019

(Amt. R lakh) No. of No. of No. of SHGs Sr. No. of SHGs to be Grant Grant No. of SHGs Name of State Beneficiary savings No. Proposals promoted/ sanctioned released credit linked NGOs linked credit linked NORTHERN REGION 1 Haryana 98 104 11638 765.86 239.20 6289 4459 2 Himachal Pradesh 64 67 5045 424.78 136.67 13389 10223 3 Jammu & Kashmir 72 80 4394 387.00 84.53 2728 2723 4 New Delhi 7 10 1075 39.00 23.99 883 700 5 Punjab 95 123 8825 598.10 265.21 6493 3448 6 Rajasthan 289 338 46550 3451.36 1180.05 21152 14908 Sub total 625 722 77527 5666.10 1929.65 50934 36461 NORTH EASTERN REGION 7 Arunachal Pradesh 28 40 1674 111.83 26.65 819 36 8 Assam 126 137 18469 601.44 342.49 14694 11896 9 Manipur 9 9 670 64.90 11.69 454 37 10 Meghalaya 23 26 2689 175.23 31.13 1156 231 11 Mizoram 8 8 700 48.50 13.30 466 102 12 Nagaland 14 14 1870 97.00 73.51 1910 1128 13 Sikkim 7 7 360 18.00 5.50 182 70 14 Tripura 14 15 1650 80.23 11.63 893 555 Sub total 229 256 28082 1197.13 515.90 20574 14055 EASTERN REGION 15 Andaman & Nicobar 22 27 2160 115.38 61.49 1739 1161 16 Bihar 364 378 39502 1800.50 517.18 18513 7218 17 Jharkhand 217 260 24350 1002.24 206.23 7765 3307 18 Odisha 357 430 42922 2751.41 766.61 25437 12421 19 West Bengal 210 249 44095 2005.49 779.45 32541 19201 Sub total 1170 1344 153029 7675.02 2330.96 85995 43308 CENTRAL REGION 20 Chattisgarh 58 62 11095 866.54 249.23 7374 2641 21 Madhya Pradesh 157 181 47830 3366.67 1265.09 30924 17009 22 Uttar Pradesh 850 1069 173540 10725.17 4257.42 151925 68884 23 Uttarakhand 373 456 35975 2244.09 432.69 19084 6969 Sub total 1438 1768 268440 17202.47 6204.43 209307 95503 WESTERN REGION 24 Goa 4 4 250 8.25 5.83 241 188 25 Gujarat 259 276 22066 552.62 215.08 15767 6183 26 Maharashtra 357 529 87053 3471.88 2406.06 80510 64702 Sub total 620 809 109369 4032.75 2626.97 96518 71073 SOUTHERN REGION 27 Andhra Pradesh 0 0 0 0.00 0.00 0 0 28 Karnataka 176 219 20574 678.18 390.75 21321 14466 29 Kerala 51 51 10056 122.99 84.62 7149 5872 30 Tamil Nadu 96 106 22035 319.94 182.95 19924 18815 31 Telangana 0 0 0 0.00 0.00 0 0 Sub total 323 376 52665 1121.11 658.32 48394 39153 Grand total 4405 5275 689112 36894.58 14266.22 511722 299553

262 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT IX - B Statewise Grant support sanctioned and released to RRBs as SHPIs as on 31 March 2019

(Amt. R lakh) No. of No. of No. of SHGs Sr. No. of SHGs to be Grant Grant No.of SHGs Name of State Beneficiary savings No. Proposals promoted/ sanctioned released credit linked RRBs linked credit linked NORTHERN REGION 1 Haryana 2 6 2763 111.87 44.93 2888 2092 2 Himachal Pradesh 1 2 500 4.25 2.61 1259 749 3 Jammu & Kashmir 2 2 1000 25.00 5.00 248 199 4 New Delhi 0 0 0 0.00 0.00 0 0 5 Punjab 3 5 2050 55.25 26.12 1306 1117 6 Rajasthan 1 1 1000 56.00 0.00 0 0 Sub total 9 16 7313 252.37 78.66 5701 4157 NORTH EASTERN REGION 7 Arunachal Pradesh 0 0 0 0.00 0.00 0 0 8 Assam 3 15 11950 607.35 311.28 14895 7741 9 Manipur 1 1 210 11.76 7.10 260 71 10 Meghalaya 0 0 0 0.00 0.00 0 0 11 Mizoram 0 0 0 0.00 0.00 0 0 12 Nagaland 0 0 0 0.00 0.00 0 0 13 Sikkim 0 0 0 0.00 0.00 0 0 14 Tripura 1 1 200 1.00 1.00 200 200 Sub total 5 17 12360 620.11 319.38 15355 8012 EASTERN REGION 15 Andaman & Nicobar 0 0 0 0.00 0.00 0 0 16 Bihar 0 0 0 0.00 0.00 0 0 17 Jharkhand 2 4 1100 5.72 0.85 259 68 18 Odisha 2 14 6450 54.09 24.93 12348 8206 19 West Bengal 3 8 4230 27.96 18.12 4583 3072 Sub total 7 26 11780 87.77 43.90 17190 11346 CENTRAL REGION 20 Chattisgarh 1 2 1500 47.50 0.00 0 375 21 Madhya Pradesh 3 4 5348 160.68 96.16 3450 1007 22 Uttar Pradesh 5 23 15695 470.72 79.05 7663 2660 23 Uttarakhand 0 0 0 0.00 0.00 0 0 Sub total 9 29 22543 678.90 175.21 11113 4042 WESTERN REGION 24 Goa 0 0 0 0.00 0.00 0 0 25 Gujarat 1 1 1575 19.50 0.00 85 6 26 Maharashtra 1 1 500 6.60 5.84 492 393 Sub total 2 2 2075 26.10 5.84 577 399 SOUTHERN REGION 27 Andhra Pradesh 0 0 0 0.00 0.00 0 0 28 Karnataka 3 10 3535 34.28 30.46 4124 3784 29 Kerala 0 0 0 0.00 0.00 0 0 30 Tamil Nadu 2 3 1050 8.85 8.33 1008 943 31 Telangana 0 0 0 0.00 0.00 0 0 Sub total 5 13 4585 43.13 38.79 5132 4727 Grand total 37 103 60656 1708.38 661.78 55068 32683

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 263 STATEMENT IX - C Statewise Grant support sanctioned and released to Cooperative Banks (Coops) as SHPIs as on 31 March 2019 (Amt. R lakh) No. of No. of No. of SHGs Sr. No. of SHGs to be Grant Grant No. of SHGs Name of State Beneficiary savings No. Proposals promoted/ sanctioned released credit linked Coops linked credit linked NORTHERN REGION 1 Haryana 7 7 1900 52.15 6.49 1115 546 2 Himachal Pradesh 0 0 0 0.00 0.00 0 0 3 Jammu & Kashmir 0 0 0 0.00 0.00 0 0 4 New Delhi 0 0 0 0.00 0.00 0 0 5 Punjab 3 3 800 42.70 3.97 108 37 6 Rajasthan 0 0 0 0.00 0.99 24 15 Sub total 10 10 2700 94.85 11.45 1247 598 NORTH EASTERN REGION 7 Arunachal Pradesh 0 0 0 0.00 0.00 0 0 8 Assam 1 1 100 5.60 1.88 174 53 9 Manipur 2 2 250 14.00 5.85 184 156 10 Meghalaya 1 1 300 4.50 3.44 385 229 11 Mizoram 0 0 0 0.00 0.00 0 0 12 Nagaland 1 1 1000 25.00 25.00 1000 1000 13 Sikkim 1 1 200 3.00 0.52 41 41 14 Tripura 0 0 0 0.00 0.00 0 0 Sub total 6 6 1850 52.10 36.69 1784 1479 EASTERN REGION 15 Andaman & Nicobar 3 4 400 18.20 12.95 375 276 16 Bihar 0 0 0 0.00 0.00 0 0 17 Jharkhand 0 0 0 0.00 0.00 0 0 18 Odisha 7 7 3060 43.02 14.77 2685 1382 19 West Bengal 16 21 20300 256.80 113.77 15579 11021 Sub total 26 32 23760 318.02 141.49 18639 12679 CENTRAL REGION 20 Chattisgarh 0 0 0 0.00 0.00 0 0 21 Madhya Pradesh 3 3 1950 57.20 10.45 1000 850 22 Uttar Pradesh 10 10 3550 76.00 11.68 2133 923 23 Uttarakhand 0 0 0 0.00 0.00 0 0 Sub total 13 13 5500 133.20 22.13 3133 1773 WESTERN REGION 24 Goa 0 0 0 0.00 0.00 0 0 25 Gujarat 5 5 2000 18.50 7.93 1858 396 26 Maharashtra 19 19 12257 259.10 124.89 8462 3143 Sub total 24 24 14257 277.60 132.82 10320 3539 SOUTHERN REGION 27 Andhra Pradesh 0 0 0 0.00 0.00 0 0 28 Karnataka 17 24 16575 295.25 209.74 23325 15393 29 Kerala 0 0 0 0.00 0.00 0 0 30 Tamil Nadu 0 0 0 0.00 0.00 0 0 31 Telangana 0 0 0 0.00 0.00 0 0 Sub total 17 24 16575 295.25 209.74 23325 15393 Grand total 96 109 64642 1171.02 554.32 58448 35461

264 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT IX - D Statewise Grant support sanctioned and released to IRVs as SHPIs as on 31 March 2019

(Amt. R lakh) No. of No. of No. of SHGs Sr. No. of SHGs to be Grant Grant No. of SHGs Name of State Beneficiary savings No. Proposals promoted/ sanctioned released credit linked IRVs linked credit linked NORTHERN REGION 1 Haryana 0 0 0 0.00 0.00 0 0 2 Himachal Pradesh 300 1 3000 42.00 10.05 3000 180 3 Jammu & Kashmir 3 3 340 6.12 0.24 0 0 4 New Delhi 0 0 0 0.00 0.00 0 0 5 Punjab 0 0 0 0.00 0.00 0 0 6 Rajasthan 0 0 0 0.00 0.00 0 0 Sub total 303 4 3340 48.12 10.29 3000 180 NORTH EASTERN REGION 7 Arunachal Pradesh 0 0 0 0.00 0.00 0 0 8 Assam 3 4 7510 135.18 27.04 3210 1647 9 Manipur 0 0 0 0.00 0.00 0 0 10 Meghalaya 0 0 0 0.00 0.00 0 0 11 Mizoram 0 0 0 0.00 0.00 0 0 12 Nagaland 0 0 0 0.00 0.00 0 0 13 Sikkim 0 0 0 0.00 0.00 0 0 14 Tripura 0 0 0 0.00 0.00 0 0 Sub total 3 4 7510 135.18 27.04 3210 1647 EASTERN REGION 15 Andaman & Nicobar 0 0 0 0.00 0.00 0 0 16 Bihar 0 0 0 0.00 0.00 0 0 17 Jharkhand 1 1 100 5.40 0.00 0 0 18 Odisha 4 4 2175 34.30 8.13 1139 739 19 West Bengal 4 4 1175 16.53 7.53 909 635 Sub total 9 9 3450 56.23 15.66 2048 1374 CENTRAL REGION 20 Chattisgarh 0 0 0 0.00 0.00 0 0 21 Madhya Pradesh 0 0 0 0.00 0.00 0 0 22 Uttar Pradesh 850 14 8500 151.75 7.33 1922 1293 23 Uttarakhand 0 0 0 0.00 0.00 0 0 Sub total 850 14 8500 151.75 7.33 1922 1293 WESTERN REGION 24 Goa 0 0 0 0.00 0.00 0 0 25 Gujarat 1 1 250 4.50 0.88 159 101 26 Maharashtra 4 4 3300 59.40 17.05 1974 720 Sub total 5 5 3550 63.90 17.93 2133 821 SOUTHERN REGION 27 Andhra Pradesh 0 0 0 0.00 0.00 0 0 28 Karnataka 0 0 0 0.00 0.00 0 0 29 Kerala 0 0 0 0.00 0.00 0 0 30 Tamil Nadu 0 0 0 0.00 0.00 0 0 31 Telangana 0 0 0 0.00 0.00 0 0 Sub total 0 0 0 0.00 0.00 0 0 Grand total 1170 36 26350 455.18 78.25 12313 5315

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 265 STATEMENT IX - E Statewise Grant support sanctioned and released to Farmers Clubs (FCs) as SHPIs as on 31 March 2019

(Amt. R lakh) No. of No. of No. of SHGs Sr. No. of SHGs to be Grant Grant No. of SHGs Name of State Beneficiary savings No. Proposals promoted/ sanctioned released credit linked FCs linked credit linked NORTHERN REGION 1 Haryana 2 2 10 0.32 0.00 0 0 2 Himachal Pradesh 15 15 320 3.91 2.84 299 284 3 Jammu & Kashmir 0 0 0 0.00 0.00 0 0 4 New Delhi 0 0 0 0.00 0.00 0 0 5 Punjab 0 0 0 0.00 0.00 0 0 6 Rajasthan 0 0 0 0.00 0.00 0 0 Sub total 17 17 330 4.23 2.84 299 284 NORTH EASTERN REGION 7 Arunachal Pradesh 0 0 0 0.00 0.00 0 0 8 Assam 56 57 794 7.94 2.03 323 231 9 Manipur 0 0 0 0.00 0.00 0 0 10 Meghalaya 0 0 0 0.00 0.00 0 0 11 Mizoram 0 0 0 0.00 0.00 0 0 12 Nagaland 0 0 0 0.00 0.00 0 0 13 Sikkim 0 0 0 0.00 0.00 0 0 14 Tripura 3 3 39 0.55 0.55 25 13 Sub total 59 60 833 8.49 2.58 348 244 EASTERN REGION 15 Andaman & Nicobar 0 0 0 0.00 0.00 0 0 16 Bihar 0 0 0 0.00 0.00 0 0 17 Jharkhand 1 1 100 4.50 0.00 0 0 18 Odisha 0 0 0 0.00 0.00 0 0 19 West Bengal 87 87 1260 16.38 3.92 1260 574 Sub total 88 88 1360 20.88 3.92 1260 574 CENTRAL REGION 20 Chattisgarh 0 0 0 0.00 0.00 0 0 21 Madhya Pradesh 0 0 0 0.00 0.00 0 0 22 Uttar Pradesh 102 226 2535 11.30 10.83 2535 0 23 Uttarakhand 0 0 0 0.00 0.00 0 0 Sub total 102 226 2535 11.30 10.83 2535 0 WESTERN REGION 24 Goa 2 2 20 0.10 0.10 22 9 25 Gujarat 1 1 50 1.00 0.05 5 0 26 Maharashtra 0 0 0 0.00 0.00 0 0 Sub total 3 3 70 1.10 0.15 27 9 SOUTHERN REGION 27 Andhra Pradesh 0 0 0 0.00 0.00 0 0 28 Karnataka 0 0 0 0.00 0.00 0 0 29 Kerala 0 0 0 0.00 0.00 0 0 30 Tamil Nadu 0 0 0 0.00 0.00 0 0 31 Telangana 0 0 0 0.00 0.00 0 0 Sub total 0 0 0 0.00 0.00 0 0 Grand total 269 394 5128 46.00 20.32 4469 1111

266 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT IX - F Statewise Grant support sanctioned and released to SHG-Federations as SHPIs as on 31 March 2019

(Amt. R lakh) No. of No. of No. of SHGs Sr. No. of SHGs to be Grant Grant No. of SHGs Name of State Beneficiary savings No. Proposals promoted/ sanctioned released credit linked SHG Fed linked credit linked NORTHERN REGION 1 Haryana 0 0 0 0.00 0.00 0 0 2 Himachal Pradesh 0 0 0 0.00 0.00 0 0 3 Jammu & Kashmir 0 0 0 0.00 0.00 0 0 4 New Delhi 0 0 0 0.00 0.00 0 0 5 Punjab 0 0 0 0.00 0.00 0 0 6 Rajasthan 0 0 0 0.00 0.00 0 0 Sub total 0 0 0 0.00 0.00 0 0 NORTH EASTERN REGION 7 Arunachal Pradesh 0 0 0 0.00 0.00 0 0 8 Assam 0 0 0 0.00 0.00 0 0 9 Manipur 0 0 0 0.00 0.00 0 0 10 Meghalaya 0 0 0 0.00 0.00 0 0 11 Mizoram 0 0 0 0.00 0.00 0 0 12 Nagaland 0 0 0 0.00 0.00 0 0 13 Sikkim 0 0 0 0.00 0.00 0 0 14 Tripura 0 0 0 0.00 0.00 0 0 Sub total 0 0 0 0.00 0.00 0 0 EASTERN REGION 15 Andaman & Nicobar 0 0 0 0.00 0.00 0 0 16 Bihar 0 0 0 0.00 0.00 0 0 17 Jharkhand 0 0 0 0.00 0.00 0 0 18 Odisha 0 0 0 0.00 0.00 0 0 19 West Bengal 0 0 0 0.00 0.00 0 0 Sub total 0 0 0 0.00 0.00 0 0 CENTRAL REGION 20 Chattisgarh 0 0 0 0.00 0.00 0 0 21 Madhya Pradesh 0 0 0 0.00 0.00 0 0 22 Uttar Pradesh 3 3 100 17.40 11.17 46 0 23 Uttarakhand 1 1 100 8.00 1.20 0 0 Sub total 4 4 200 25.40 12.37 46 0 WESTERN REGION 24 Goa 0 0 0 0.00 0.00 0 0 25 Gujarat 0 0 0 0.00 0.00 0 0 26 Maharashtra 0 0 0 0.00 0.00 0 0 Sub total 0 0 0 0.00 0.00 0 0 SOUTHERN REGION 27 Andhra Pradesh 0 0 0 0.00 0.00 0 0 28 Karnataka 0 0 0 0.00 0.00 0 0 29 Kerala 0 0 0 0.00 0.00 0 0 30 Tamil Nadu 0 0 0 0.00 0.00 0 0 31 Telangana 0 0 0 0.00 0.00 0 0 Sub total 0 0 0 0.00 0.00 0 0 Grand total 4 4 200 25.40 12.37 46 0

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 267 STATEMENT IX - G Statewise Grant support sanctioned and released to PACS as SHPIs as on 31 March 2019

(Amt. R lakh) No. of No. of No. of SHGs Sr. No. of SHGs to be Grant Grant No. of SHGs Name of State Beneficiary savings No. Proposals promoted/ sanctioned released credit linked PACS linked credit linked NORTHERN REGION 1 Haryana 0 0 0 0.00 0.00 0 0 2 Himachal Pradesh 0 0 0 0.00 0.00 0 0 3 Jammu & Kashmir 0 0 0 0.00 0.00 0 0 4 New Delhi 0 0 0 0.00 0.00 0 0 5 Punjab 3 3 580 14.00 2.80 0 0 6 Rajasthan 321 12 5113 255.65 1.68 79 17 Sub total 324 15 5693 269.65 4.48 79 17 NORTH EASTERN REGION 7 Arunachal Pradesh 0 0 0 0.00 0.00 0 0 8 Assam 3 3 500 25.00 7.00 400 216 9 Manipur 0 0 0 0.00 0.00 0 0 10 Meghalaya 0 0 0 0.00 0.00 0 0 11 Mizoram 3 3 75 3.75 1.64 74 7 12 Nagaland 0 0 0 0.00 0.00 0 0 13 Sikkim 0 0 0 0.00 0.00 0 0 14 Tripura 0 0 0 0.00 0.00 0 0 Sub total 6 6 575 28.75 8.64 474 223 EASTERN REGION 15 Andaman & Nicobar 0 0 0 0.00 0.00 0 0 16 Bihar 0 0 0 0.00 0.00 0 0 17 Jharkhand 0 0 0 0.00 0.00 0 0 18 Odisha 37 37 3877 162.85 0.00 0 0 19 West Bengal 26 26 1675 51.91 17.00 947 512 Sub total 63 63 5552 214.76 17.00 947 512 CENTRAL REGION 20 Chattisgarh 0 0 0 0.00 0.00 0 0 21 Madhya Pradesh 1 1 50 2.50 0.03 20 5 22 Uttar Pradesh 15 15 500 25.00 2.25 0 0 23 Uttarakhand 0 0 0 0.00 0.00 0 0 Sub total 16 16 550 27.50 2.28 20 5 WESTERN REGION 24 Goa 0 0 0 0.00 0.00 0 0 25 Gujarat 0 0 0 0.00 0.00 0 0 26 Maharashtra 2 2 1680 84.00 17.67 592 17 Sub total 2 2 1680 84.00 17.67 592 17 SOUTHERN REGION 27 Andhra Pradesh 0 0 0 0.00 0.00 0 0 28 Karnataka 1 1 75 3.75 0.38 0 0 29 Kerala 0 0 0 0.00 0.00 0 0 30 Tamil Nadu 0 0 0 0.00 0.00 0 0 31 Telangana 0 0 0 0.00 0.00 0 0 Sub total 1 1 75 3.75 0.38 0 0 Grand total 412 103 14125 628.41 50.45 2112 774

268 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT IX - H Statewise Grant support sanctioned and released to NGO-MFIs as SHPIs as on 31 March 2019

(Amt. R lakh) No. of No. of No. of SHGs Sr. No. of SHGs to be Grant Grant No. of SHGs Name of State Beneficiary savings No. Proposals promoted/ sanctioned released credit linked NGO-MFIs linked credit linked NORTHERN REGION 1 Haryana 0 0 0 0.00 0.00 0 0 2 Himachal Pradesh 0 0 0 0.00 0.00 0 0 3 Jammu & Kashmir 0 0 0 0.00 0.00 0 0 4 New Delhi 0 0 0 0.00 0.00 0 0 5 Punjab 0 0 0 0.00 0.00 0 0 6 Rajasthan 0 0 0 0.00 0.00 0 0 Sub total 0 0 0 0.00 0.00 0 0 NORTH EASTERN REGION 7 Arunachal Pradesh 0 0 0 0.00 0.00 0 0 8 Assam 0 0 0 0.00 0.00 0 0 9 Manipur 0 0 0 0.00 0.00 0 0 10 Meghalaya 0 0 0 0.00 0.00 0 0 11 Mizoram 0 0 0 0.00 0.00 0 0 12 Nagaland 0 0 0 0.00 0.00 0 0 13 Sikkim 0 0 0 0.00 0.00 0 0 14 Tripura 0 0 0 0.00 0.00 0 0 Sub total 0 0 0 0.00 0.00 0 0 EASTERN REGION 15 Andaman & Nicobar 0 0 0 0.00 0.00 0 0 16 Bihar 0 0 0 0.00 0.00 0 0 17 Jharkhand 0 0 0 0.00 0.00 0 0 18 Odisha 0 0 0 0.00 0.00 0 0 19 West Bengal 0 0 0 0.00 0.00 0 0 Sub total 0 0 0 0.00 0.00 0 0 CENTRAL REGION 20 Chattisgarh 0 0 0 0.00 0.00 0 0 21 Madhya Pradesh 2 2 1300 65.00 4.00 0 0 22 Uttar Pradesh 2 2 2000 100.00 0.00 0 0 23 Uttarakhand 0 0 0 0.00 0.00 0 0 Sub total 4 4 3300 165.00 4.00 0 0 WESTERN REGION 24 Goa 0 0 0 0.00 0.00 0 0 25 Gujarat 0 0 0 0.00 0.00 0 0 26 Maharashtra 0 0 0 0.00 0.00 0 0 Sub total 0 0 0 0.00 0.00 0 0 SOUTHERN REGION 27 Andhra Pradesh 0 0 0 0.00 0.00 0 0 28 Karnataka 0 0 0 0.00 0.00 0 0 29 Kerala 0 0 0 0.00 0.00 0 0 30 Tamil Nadu 0 0 0 0.00 0.00 0 0 31 Telangana 0 0 0 0.00 0.00 0 0 Sub total 0 0 0 0.00 0.00 0 0 Grand total 4 4 3300 165.00 4.00 0 0

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 269 STATEMENT IX - I Promotional Grant support sanctioned and released to JLGPIs as on 31 March 2019

(Amt. R lakh) JLGs to be No.of JLGs credit Sr. No. Name of State promoted/ credit Grant sanctioned Grant released linked linked NORTHERN REGION 1 Haryana 3973 63.83 27.96 4669 2 Himachal Pradesh 5624 112.48 48.16 5821 3 Jammu & Kashmir 4965 89.75 24.23 1728 4 New Delhi 125 2.50 0.33 48 5 Punjab 6250 125.00 42.55 4017 6 Rajasthan 19321 380.42 80.15 4157 Sub total 40258 773.98 223.38 20440 NORTH EASTERN REGION 7 Arunachal Pradesh 100 2.00 0.00 0 8 Assam 18970 379.40 73.02 6985 9 Manipur 779 13.70 5.85 493 10 Meghalaya 834 14.70 5.83 253 11 Mizoram 325 6.50 1.46 56 12 Nagaland 2962 59.24 2.14 395 13 Sikkim 410 8.20 0.89 156 14 Tripura 4703 82.98 58.11 3525 Sub total 29083 566.72 147.30 11863 EASTERN REGION 15 Andaman & Nicobar 1015 20.30 3.84 495 16 Bihar 273150 3592.04 462.60 188039 17 Jharkhand 37775 755.50 12.17 18743 18 Odisha 54470 1089.40 416.25 44154 19 West Bengal 66917 1332.34 218.00 17744 Sub total 433327 6789.58 1112.86 269175 CENTRAL REGION 20 Chattisgarh 9775 165.50 36.26 2746 21 Madhya Pradesh 14816 296.32 73.02 6584 22 Uttar Pradesh 77738 1554.84 247.83 22145 23 Uttarakhand 16306 322.98 46.23 7142 Sub total 118635 2339.64 403.34 38617 WESTERN REGION 24 Goa 2900 68.00 23.49 2259 25 Gujarat 26229 524.58 149.03 9729 26 Maharashtra 84797 1589.04 637.75 135170 Sub total 113926 2181.62 810.27 147158 SOUTHERN REGION 27 Andhra Pradesh 33705 674.10 192.10 31729 28 Karnataka 78007 1680.44 475.66 32774 29 Kerala 79079 1477.58 496.64 29407 30 Tamil Nadu 105059 2101.67 725.65 45427 31 Telangana 36821 632.54 277.52 22014 Sub total 332671 6566.33 2167.57 161351 Grand total 1067900 19217.87 4864.71 648604

270 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT IX - J Total Statewise Grant support sanctioned and released to all SHPIs as on 31 March 2019

(Amt. R lakh) No. of No. of SHGs Sr. No. of No. of SHGs to be Grant Grant No. of SHGs Name of State savings No. Beneficiary Proposals promoted/ sanctioned released credit linked linked credit linked NORTHERN REGION 1 Haryana 109 119 16311 930.20 290.62 10292 7097 2 Himachal Pradesh 380 85 8865 474.94 152.17 17947 11436 3 Jammu & Kashmir 77 85 5734 418.12 89.77 2976 2922 4 New Delhi 7 10 1075 39.00 23.99 883 700 5 Punjab 104 134 12255 710.05 298.10 7907 4602 6 Rajasthan 611 351 52663 3763.01 1182.72 21255 14940 Sub total 1288 784 96903 6335.32 2037.37 61260 41697 NORTH EASTERN REGION 7 Arunachal Pradesh 28 40 1674 111.83 26.65 819 36 8 Assam 192 217 39323 1382.51 691.72 33696 21784 9 Manipur 12 12 1130 90.66 24.64 898 264 10 Meghalaya 24 27 2989 179.73 34.57 1541 460 11 Mizoram 11 11 775 52.25 14.94 540 109 12 Nagaland 15 15 2870 122.00 98.51 2910 2128 13 Sikkim 8 8 560 21.00 6.02 223 111 14 Tripura 18 19 1889 81.78 13.18 1118 768 Sub total 308 349 51210 2041.76 910.22 41745 25660 EASTERN REGION 15 Andaman & Nicobar 25 31 2560 133.58 74.44 2114 1437 16 Bihar 364 378 39502 1800.50 517.18 18513 7218 17 Jharkhand 221 266 25650 1017.86 207.08 8024 3375 18 Odisha 407 492 58484 3045.67 814.44 41609 22748 19 West Bengal 346 395 72735 2375.07 939.79 55819 35015 Sub total 1363 1562 198931 8372.68 2552.93 126079 69793 CENTRAL REGION 20 Chattisgarh 59 64 12595 914.04 249.23 7374 3016 21 Madhya Pradesh 166 191 56478 3652.05 1375.73 35394 18871 22 Uttar Pradesh 1837 1362 206420 11577.34 4379.73 166224 73760 23 Uttarakhand 374 457 36075 2252.09 433.89 19084 6969 Sub total 2436 2074 311568 18395.52 6438.58 228076 102616 WESTERN REGION 24 Goa 6 6 270 8.35 5.93 263 197 25 Gujarat 267 284 25941 596.12 223.94 17874 6686 26 Maharashtra 383 555 104790 3880.98 2571.51 92030 68975 Sub total 656 845 131001 4485.45 2801.38 110167 75858 SOUTHERN REGION 27 Andhra Pradesh 0 0 0 0.00 0.00 0 0 28 Karnataka 197 254 40759 1011.46 631.33 48770 33643 29 Kerala 51 51 10056 122.99 84.62 7149 5872 30 Tamil Nadu 98 109 23085 328.79 191.28 20932 19758 31 Telangana 0 0 0 0.00 0.00 0 0 Sub total 346 414 73900 1463.24 907.23 76851 59273 Grand total 6397 6028 863513 41093.97 15647.70 644178 374897

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 271 STATEMENT IX - K Total Statewise Grant support sanctioned and released to all SHPIs during the year 2018-19

(Amt. R lakh) No. of No. of SHGs Sr. No. of No. of SHGs to be Grant Grant No. of SHGs Name of State savings No. Beneficiary Proposals promoted/ sanctioned released credit linked linked credit linked NORTHERN REGION 1 Haryana 9 9 700 70.00 43.28 921 625 2 Himachal Pradesh 12 15 1345 132.90 49.89 5304 4222 3 Jammu & Kashmir 1 1 100 10.00 17.52 351 850 4 New Delhi 0 0 0 0.00 0.00 0 0 5 Punjab 8 8 550 55.00 24.82 2359 1080 6 Rajasthan 0 0 0 0.00 103.15 1407 1003 Sub total 30 33 2695 267.90 238.66 10342 7780 NORTH EASTERN REGION 7 Arunachal Pradesh 2 2 45 0.93 0.93 39 6 8 Assam 0 0 0 0.00 88.24 1511 4752 9 Manipur 3 3 300 23.40 4.69 152 82 10 Meghalaya 1 1 100 10.00 1.00 0 0 11 Mizoram 0 0 0 0.00 1.90 95 26 12 Nagaland 0 0 0 0.00 2.23 20 0 13 Sikkim 0 0 0 0.00 0.00 0 0 14 Tripura 0 0 0 0.00 0.00 0 0 Sub total 6 6 445 34.33 98.98 1817 4866 EASTERN REGION 15 Andaman & Nicobar 1 1 120 5.00 11.16 201 171 16 Bihar 0 0 0 0.00 5.47 140 129 17 Jharkhand 0 0 0 0.00 9.07 432 109 18 Odisha 3 3 350 30.60 104.46 200 26 19 West Bengal 9 10 3070 260.50 147.57 2983 3133 Sub total 13 14 3540 296.10 277.73 3956 3568 CENTRAL REGION 20 Chattisgarh 4 4 1400 136.80 38.48 981 433 21 Madhya Pradesh 11 15 3650 365.00 312.85 3535 2751 22 Uttar Pradesh 65 68 10600 972.00 175.48 11014 1748 23 Uttarakhand 22 25 2165 216.50 97.46 0 0 Sub total 102 112 17815 1690.30 624.27 15530 4932 WESTERN REGION 24 Goa 0 0 0 0.00 0.00 0 0 25 Gujarat 0 0 0 0.00 1.33 0 0 26 Maharashtra 0 0 0 0.00 66.62 1432 936 Sub total 0 0 0 0.00 67.95 1432 936 SOUTHERN REGION 27 Andhra Pradesh 0 0 0 0.00 0.00 0 0 28 Karnataka 1 1 100 10.50 16.56 133 493 29 Kerala 0 0 0 0.00 0.00 0 0 30 Tamil Nadu 0 0 0 0.00 5.71 48 113 31 Telangana 0 0 0 0.00 0.00 0 0 Sub total 1 1 100 10.50 22.27 181 606 Grand total 152 166 24595 2299.13 1329.86 33258 22688

272 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - X Statewise Grant support sanctioned and released to Anchor NGOs under Women Self Help Group Scheme (in LWE affected and backward dists.) as on 31 March 2019 (Amt. R lakh) No.of No.of SHGs No. of Promotional Grant SHGs to be promoted No. of SHGs Sr. No. Name of State Districts Grant sanctioned promoted/ & savings credit linked covered released credit linked linked CENTRAL REGION 1 Chattisgarh 10 1168.50 523.66 11685 11513 5996 2 Madhya Pradesh 9 1142.50 550.78 11425 9839 4197 3 Uttar Pradesh 8 1290.00 253.11 12900 13026 2352 4 Uttarakhand 2 533.00 181.11 5330 5139 2962 Sub total 29 4134.00 1508.66 41340 39517 15507 EASTERN REGION 5 Andaman & Nicobar 0 0.00 0.00 0 0 0 6 Bihar 16 1700.00 1451.60 17000 16178 16110 7 Jharkhand 18 4900.00 1773.62 49000 40446 17017 8 Odisha 19 1861.50 788.21 18615 15471 7675 9 West Bengal 6 1319.00 934.46 13190 12904 9907 Sub total 59 9780.50 4947.89 97805 84999 50709 NORTH EASTERN REGION 10 Arunachal Pradesh 2 148.90 10.90 1489 323 26 11 Assam 4 132.00 60.66 1320 1062 532 12 Manipur 2 76.70 15.48 767 691 88 13 Meghalaya 2 100.00 34.41 1000 1518 349 14 Mizoram 2 145.00 43.92 1450 1600 327 15 Nagaland 2 50.00 7.49 500 275 0 16 Sikkim 2 95.00 24.85 950 720 152 17 Tripura 2 100.00 42.85 1000 996 517 Sub total 18 847.60 240.56 8476 7185 1991 NORTHERN REGION 18 Haryana 2 300.00 133.33 3000 2842 1463 19 Himachal Pradesh 2 295.50 258.01 2955 2934 2760 20 Jammu & Kashmir 3 200.00 35.81 2000 1642 190 21 New Delhi 0 0.00 0.00 0 0 0 22 Punjab 1 180.00 62.86 1800 1178 683 23 Rajasthan 4 710.00 370.94 7100 7279 4444 Sub total 12 1685.50 860.95 16855 15875 9540 SOUTHERN REGION 24 Andhra Pradesh 8 698.50 698.50 6985 25237 24274 25 Karnataka 2 300.00 284.97 3000 6948 3010 26 Kerala 2 220.00 145.75 2200 2368 1399 27 Tamil Nadu 2 192.90 68.81 1929 1255 781 28 Telangana 8 750.50 669.45 7505 9093 8285 Sub total 22 2161.90 1867.48 21619 44901 37749 WESTERN REGION 29 Goa 1 38.70 19.30 387 343 191 30 Gujarat 3 375.00 76.99 3750 3968 1742 31 Maharashtra 6 1414.90 1082.11 14149 14188 11676 Sub total 10 1828.60 1178.40 18286 18499 13609 Grand Total 150 20438.10 10603.94 204381 210976 129105

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 273 STATEMENT -XI Bank Loan Disbursed and Outstanding - Joint Liability Groups as on 31 March 2019

(Amt. R lakh) Cumulative Cumulative Cumulative Cumulative No. of JLGs No. of JLGs Loan disbursed Loan Disbursed No. of JLGs Loan disbursed Sr. No. Name of the State promoted promoted as on as on as on during 2018-19 promoted as on as on as on during 2018-19 31.03.2018 31.03.2018 31.03.2019 31.03.2019 CENTRAL REGION 1 Chhattisgarh 60936 70800.41 29984 44900.49 90920 115700.90 2 Madhya Pradesh 217098 231045.44 69848 149264.30 286946 380309.74 3 Uttarakhand 15984 22234.27 8523 11674.60 24507 33908.87 4 Uttar Pradesh 217825 200106.19 51917 120467.83 269742 320574.02 Total 511843 524186.31 160272 326307.22 672115 850493.53 EASTERN REGION 5 Andaman & Nicobar 575 833.81 20 36.30 595 870.11 6 Bihar 351463 403728.56 156079 254311.92 507542 658040.48 7 Jharkhand 39119 49790.31 26660 44929.11 65779 94719.42 8 Odisha 334206 303441.36 213998 448515.47 548204 751956.83 9 West Bengal 346827 234255.66 220798 190949.24 567625 425204.90 Total 1072190 992049.70 617555 938742.04 1689745 1930791.74 NORTH EASTERN REGION 10 Arunachal Pradesh 6 16.41 0 0.00 6 16.41 11 Assam 101324 129521.89 50006 64069.21 151330 193591.10 12 Manipur 2024 1156.64 912 1260.87 2936 2417.51 13 Meghalaya 1587 2521.77 190 314.98 1777 2836.75 14 Mizoram 2476 3730.57 122 317.09 2598 4047.66 15 Nagaland 1613 2143.57 33 23.33 1646 2166.90 16 Sikkim 1854 2002.08 993 1297.37 2847 3299.45 17 Tripura 29250 19115.31 25757 23383.95 55007 42499.26 Total 140134 160208.24 78013 90666.80 218147 250875.04 NORTHERN REGION 18 Chandigarh 10 2.81 0 0.00 10 2.81 19 Haryana 27228 41992.91 25301 39610.83 52529 81603.74 20 Himachal Pradesh 4402 4987.63 1178 1234.47 5580 6222.10 21 Jammu and Kashmir 6067 5607.02 1262 1343.38 7329 6950.40 22 New Delhi 3663 5017.93 1305 1911.35 4968 6929.28 23 Punjab 53461 73882.04 37872 62921.09 91333 136803.13 24 Rajasthan 147178 156728.22 65354 111704.51 212532 268432.73 Total 242009 288218.56 132272 218725.63 374281 506944.19 SOUTHERN REGION 25 Andhra Pradesh 196447 196807.26 13807 36810.66 210254 233617.92 26 Karnataka 308523 420544.36 127678 250054.56 436201 670598.92 27 Kerala 137567 238311.38 91634 242227.15 229201 480538.53 28 Lakshadweep UT 0 0.00 0 0.00 0 0.00 29 Puducherry 1570 2832.96 577 767.25 2147 3600.21 30 Tamil Nadu 412857 705682.27 227148 677530.99 640005 1383213.26 31 Telangana 46158 85162.87 8410 9957.51 54568 95120.38 Total 1103122 1649341.10 469254 1217348.12 1572376 2866689.22 WESTERN REGION 32 DAMAN and DIU UT 2 2.68 1 1.91 3 4.59 33 D and N HAVELI UT 0 0.00 0 0.00 0 0.00 34 Goa 7085 8585.46 2607 4829.82 9692 13415.28 35 Gujarat 154396 164690.29 39765 69371.15 194161 234061.44 36 Maharashtra 241963 293045.00 103917 228694.70 345880 521739.70 Total 403446 466323.43 146290 302897.58 549736 769221.01 Grand Total 3472744 4080327.34 1603656 3094687.39 5076400 7175014.73

274 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” STATEMENT - XII - A Agencies having outstanding Revolving Fund Assistance (RFA) as on 31 March 2019

(Amt. R lakh) Sl. No. Name of the Agency State Legal Form Sanctioned Disbursed Outstanding (1) (2) (3) (4) (5) (6) 1 Kalana Chamber of Commerce West Bengal Society 10.000 10.000 6.000 2 Payakaraopeta Womens MAC Andhra Pradesh Coop Soc 500.000 500.000 350.000 3 Post office (Tamil Nadu) Tamil Nadu 100.000 100.000 10.620 TOTAL = A 610.000 610.000 366.620

STATEMENT - XII - B Agencies having outstanding Capital support as on 31 March 2019 (Amt. R lakh) Sl. No. Name of the Agency State Legal Form Sanctioned Disbursed Outstanding (1) (2) (3) (4) (5) (6) 1 Ajiwika Society Jharkhand Society 50.00 50.00 45.08 2 Bharat Integrated Social Welfare Agency (BISWA) Orissa Society 100.00 100.00 97.00 3 Community Development Centre (CDC), Tamil Nadu Trust 100.00 100.00 60.00 Genguvarpatti 4 Guidance Society for Labour and Orphan Tamil Nadu Society 40.00 40.00 19.60 Womens (GLOW) Vellur 5 ISHARA Foundation Uttar Pradesh Sec 25 Co. 100.00 100.00 55.00 6 Jaago Samajik Arthik and Harit Vikas Sangathan Uttar Pradesh Sec 25 Co. 25.00 25.00 22.50 7 Liberal Association for Movement of People West Bengal Society 50.00 50.00 30.00 (LAMP) 8 Parama Mahila Samitee West Bengal Society 25.00 25.00 1.24 9 Payakaraopeta Women's MACS (PWMACS) Andhra Pradesh Society 50.00 50.00 30.00 TOTAL = B 540.00 540.00 360.42 Grand Total of Revolving Assistance (XI -A) + Capital Support (XI-B) = 1151.00 1151.00 727.04

STATEMENT - XII - C Long Term Refinance sanctioned / disbursed to NBFC-mFIs during 2018-19

(Amt. R crore) Refinance Refinance Refinance Sl. No. Name of NBFC-MFI State Legal Form Outs.as on Sanctioned Disbursed 31.03.2018 1 Annapurna Microfinance Pvt. Ltd. Odisha NBFC-MFI 80.00 80.00 125.00 2 Arohan Financial Services Ltd. West Bengal NBFC-MFI 200.00 200.00 260.05 3 Asirvad Microfinance Ltd. Tamil Nadu NBFC-MFI 176.00 176.00 286.85 4 Credit Access Grameen Ltd. Karnatka NBFC-MFI 1000.00 900.00 1073.33 5 Fusion Microfinance Pvt. Ltd. Uttar Pradesh NBFC-MFI 150.00 150.00 178.25 6 Madura Micro Finance Limited Tamil Nadu NBFC-MFI 145.00 145.00 189.33 7 Margdarshak Financial Services Ltd Uttar Pradesh NBFC-MFI 0.00 0.00 4.00 8 Midland Microfin Ltd. Punjab NBFC-MFI 53.00 53.00 49.25 9 Muthoot Microfin Limited Kerala NBFC-MFI 750.00 750.00 675.00 10 Namra Finance Ltd. Gujarat NBFC-MFI 35.00 35.00 29.75 11 S V Creditline Private Ltd. Madhya Pradesh NBFC-MFI 0.00 0.00 16.50 12 Satin credit care Network ltd Madhya Pradesh NBFC-MFI 750.00 750.00 876.25 13 Sonata Finance Pvt. Ltd. Uttar Pradesh NBFC-MFI 0.00 0.00 12.50 14 Village Financial Services Pvt. Ltd. West Bengal NBFC-MFI 69.00 69.00 95.30 Grand Total 3408.00 3308.00 3871.37

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 275 GLOSSARY / ABBREVIATIONS

1 APMAS Andhra Pradesh Mahila Abhivruddi Sangham 2 BC Business Correspondents 3 BF Business Facilitator 4 BIRD Bankers Institute of Rural Development 5 BPL Below Poverty Line 6 BRLPS Bihar Rural Livelihoods Promotion Society 7 CGAP Consultative Group to Assist Poor 8 CLF Cluster Level Federation 9 CSR Corporate Social Responsibility 10 CSP Customer Service Point 11 DEAR Department of Economic Analysis and Research 12 IFAD International Fund for Agriculture Development 13 JLG Joint Liability Group 14 JLGPI Joint Liability Groups Promotion Institution 15 LWE Left Wing Extremism 16 MFDEF Micro Finance Development and Equity Fund 17 MFI Micro Finance Institution 18 MNC Multi National Company 19 MoU Memorandum of Understanding 20 MP Madhya Pradesh 21 MoWCD Ministry of Women and Child Development 22 NABARD National Bank for Agriculture and Rural Development 23 NBFC Non-Banking Financial Company 24 NGO Non-Governmental Organisation 25 NPA Non-Performing Asset 26 NRLM National Rural Livelihoods Mission 27 NULM National Urban Livelihoods Mission 28 RBI Reserve Bank of India 29 RFI Rural Financial Institution 30 RFIP Rural Financial Institutions Programme 31 RRB Regional Rural Bank 32 SGSY Swarnajayanti Gram Swarojgar Yojana 33 SHG Self Help Group 34 SHPI Self Help Groups Promotion Institution 35 SIDBI Small Industries Development Bank of India 36 SRLM State Rural Livelihoods Mission 37 TSP Technical Service Provider 38 UP Uttar Pradesh 39 USP Unique Selling Point or Unique Selling Proposition 40 WSHG Women Self Help Group

276 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” NOTES

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” | 277 NOTES

278 | “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” Acknowledgements:

Mr. Mithilesh Kumar, GM, MCID Ms. Prafulla T Kurien, Mr. T K George, DGMs, MCID, Dr Ashutosh Kumar, DGM, DEAR Mr. Kanchan Roy, Mr. Rajesh R Bhosle, Ms. Didla Sumana, AGMs Ms. Riktika Moitra Mukherjee, Ms. Bhawna Jain, Mgrs, Ms. Kavita N Gandhi, AM Mr. V S Dalvi, SDA and Mr. V N Kandalgaonkar, SDA(WP) Assisted by Mr. N D Sardesai, Mgr, Ms. Padma Ganti, Ms. Neha V Oak, Ms. Diana Benn, Mr. Uday Kumar, AMs Team MCID at ROs Banks and Financial Institution amï´r` H¥ {f Am¡a J«m_rU {dH mg ~¡¨H National Bank For Agriculture And Rural Development

gyú_ F U ZdnŒdV©Z {d^mJ Micro Credit Innovations Department

Head Office : Plot No. C-24, ‘G’ Block, Bandra-Kurla Complex, Bandra (E), Mumbai - 400 051, India. Tel: 91 22 2653 0084 • Fax: 22 2652 8141 visit us at : www.nabard.org E-mail : [email protected]