Medicare Advantage (MA) Coverage of End Stage Renal Disease (ESRD) and Network Requirement Changes
Medicare Advantage (MA) Coverage of End Stage Renal Disease (ESRD) and Network Requirement Changes January 11, 2021 Congressional Research Service https://crsreports.congress.gov R46655 SUMMARY R46655 Medicare Advantage (MA) Coverage of End January 11, 2021 Stage Renal Disease (ESRD) and Network Paulette C. Morgan Requirement Changes Specialist in Health Care Financing Starting in calendar year (CY) 2021, all Medicare beneficiaries with end stage renal disease (ESRD) are allowed to enroll in Medicare Advantage (MA) plans. MA plans are an alternative to Suzanne M. Kirchhoff original Medicare under which beneficiaries receive all required Medicare benefits (except Analyst in Health Care hospice) through private insurers. Prior to CY2021, beneficiaries with ESRD, in general, were Financing not allowed to enroll in MA plans but could be enrolled in MA plans in limited circumstances. For example, Medicare beneficiaries with ESRD could remain in MA plans if they were diagnosed with ESRD while already enrolled in an MA plan. In 2019, there were 534,000 Medicare beneficiaries with ESRD, of whom approximately 25% (131,000) were in MA plans. The CY2021 policy change, which Congress required in the 21st Century Cures Act (Cures Act; P.L. 114-255), is expected to increase the number of MA enrollees with ESRD by 83,000 (more than 60%) over six years, with half the increase in CY2021. Congress enacted the Cures Act change for several reasons. Most ESRD patients undergo thrice-weekly dialysis treatments to stay alive, and many have other chronic health conditions that require medical care, such as diabetes, heart disease, or hypertension. Patient advocates and lawmakers have said that ESRD patients, because of their complex medical conditions, could benefit from joining MA plans, which are required to ensure continuity of care and integration of services.
[Show full text]