List of Admitted Insurers Subject to the Iri-2010 Supplemental Financial Filing
Total Page:16
File Type:pdf, Size:1020Kb
Load more
Recommended publications
-
Mutual Societies Application Form
Mutual Societies Application Form ChangeMutual Societies of Name Application Note Notes Change of name Please take time to read these notes carefully. They will help you to fill in the form correctly. These notes are for information only. They are not a full statement of legal obligations under the relevant legislation. The society or credit union may wish to seek legal advice on how to comply with the legislation. If after reading these notes you need more help please: • check our website for more information on Mutual Societies: http://www.fca.org.uk/mutuals • email [email protected]; or • call the contact centre 0845 606 9966 Terms in this form 'FCA', 'us' and 'we' refer to the Financial Conduct Authority or Prudential Regulation Authority. 'You' refers to the person signing the form on behalf of the society or credit union. ‘The 2014 Act’ is the Co-operative and Community Benefit Societies Act 2014 FCA Mutuals Change of Name (N) Release 2 July 2014 page 1 NOTES - Legislation and what to expect Legislation and what to expect Co-operative and Community Benefit Societies Act 2014 Section 10(1) of the 2014 Act states that a society may not be registered with a name we think is undesirable. A society is required to pass a resolution concerning its new name at a general meeting. It needs to give notice of the resolution, as is required by its rules. If its rules do not state the notice period for doing this, it needs to give the notice its rules require for a resolution to amend its rules. -
Trade Credit Insurance
Trade Credit Insurance Peter M. Jones PRIMER SERIES ON INSURANCE ISSUE 15, FEBRUARY 2010 NON-BANK FINANCIAL INSTITUTIONS GROUP GLOBAL CAPITAL MARKETS DEVELOPMENT DEPARTMENT FINANCIAL AND PRIVATE SECTOR DEVELOPMENT VICE PRESIDENCY www.worldbank.org/nbfi Trade Credit Insurance Peter M. Jones primer series on insurance issue 15, february 2010 non-bank financial institutions group global capital markets development department financial and private sector development vice presidency www.worldbank.org/nbfi ii Risk Based Supervision THIS ISSUE Author Peter M. Jones was the Chief Executive Officer of the African Trade Insurance Agency (ATI) from 1 February, 2006 up until 31 July, 2009 when he retired. During his time as CEO of ATI, Peter successfully implemented a legal and capital restructuring, including the expansion of the Agency’s product offering to ensure that it meets the full needs of the private and public sector in Africa. Prior to joining ATI, Peter held various positions at the Multilateral Investment Guarantee Agency (MIGA). He was also a Vice-President at Export Development Canada (EDC), where he was responsible for all of EDC’s business operations in the Transportation sector, as well as for the establishment, development and management of its equity investment program. This experience, together with his senior positions at the Canadian Imperial Bank of Commerce (CIBC) and ANZ/Grindlays Bank, has provided him with wide ranging skills and experience in identification of viable equity opportunities, including successful exits. Peter is a Fellow of the Institute of Chartered Secretaries and Administrators. Series editor Rodolfo Wehrhahn is a senior insurance specialist at the World Bank. -
Report International Conference on Inclusive Insurance 2020 Digital Edition
Report International Conference on Inclusive Insurance 2020 Digital Edition Edited by Zahid Qureshi and Dirk Reinhard Report International Conference on Inclusive Insurance 2020 — Digital Edition Conference documents and This report is the summary of the Inter- presentations are available online: national Conference on Inclusive Insur- ance — Digital Edition, which took place from 2 to 6 November 2020. Individual summaries, in various styles, were contributed by a team of international www.inclusiveinsurance.org rapporteurs. Readers, authors and organisers might not share all opinions expressed or agree with the recommen- dations given. These, however, reflect the rich diversity of the discussions. Over 70 speakers participated in the conference. Report International Conference on Inclusive Insurance 2020 — Digital Edition 1 Contents 1 Contents 31 Agenda 61 Agenda 2 Foreword Day 3—4 November 2020 Day 5—6 November 2020 3 Acknowledgements How to reach scale and develop Lessons learnt and next steps 4 Participant overview inclusive insurance markets 62 Session 16 5 Agenda 32 Session 8 Technology driving Day 1—2 November 2020 Integrated risk inclusive insurance Inclusive insurance management solutions amidst a pandemic 65 Session 17 36 Session 9 The ups and downs of 6 Session 1 How digitisation can inclusive insurance: Opening of the conference — spur market growth Learning from experience The landscape of inclusive insurance 2020 39 Session 10 68 Session 18 Lessons learnt from Outlook: What will be the next 9 Keynote national strategies milestones -
CIGNA Corporation (Exact Name of Registrant As Specified in Its Charter)
SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2010 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 1-08323 CIGNA Corporation (Exact name of registrant as specified in its charter) Delaware 06-1059331 (State or other jurisdiction (I.R.S. Employer of incorporation or organization) Identification No.) Two Liberty Place, 1601 Chestnut Street Philadelphia, Pennsylvania 19192 (Address of principal executive offices) (Zip Code) Registrant’s telephone number, including area code (215) 761-1000 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes No Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). Yes No Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. -
Longevity Insurance: Financial Product for the Ages by Andrew L
Longevity Insurance: Financial Product for the Ages By Andrew L. Gespass There has been a lot of buzz lately about a new financial product dubbed "longevity insurance." In its current form, longevity insurance is a deep-deferred annuity with a forfeiture provision. A typical example might be as follows: Mr. Smith, age 60, pays Old Grand-Dad Insurance Co. a single premium of $50,000. In return, Old Grand-Dad promises to pay Mr. Smith $4,000 a month for life beginning at age 85. If Mr. Smith fails to make it to age 85, the investment is lost. If he makes it to 100, Old Grand-Dad will have paid Mr. Smith $720,000. That's the concept in its purest form. Variations include a refund-of-premium feature and an option for increasing annuity payments, both of which add to the initial cost. The continued popularity of contribution plans and IRAs has allowed many investors to accumulate more retirement assets. But the declining confidence in the Social Security system, as well as the dwindling presence of old-style pensions and defined-benefit retirement plans, leave soon-to-be retirees less certain about their financial future. This, along with the increasing probability of living into advanced old age-a woman age 65 has a 44 percent chance of surviving to age 90 and a 23 percent chance of surviving to age 95-creates some well-founded anxiety among those planning for retirement that they will outlive their assets. Longevity insurance not only eases this anxiety by providing guaranteed income, it can also provide additional benefits when used as part of a larger financial strategy. -
Design and Assessment of Tax Incentives in Developing Countries
DESIGN AND ASSESSMENT OF TA X INCENTIVES IN DEVELOPING COUNTRIES SELECTED ISSUES AND A COUNTRY EXPERIENCE UNITED NATIONS DESIGN AND ASSESSMENT OF TAX INCENTIVES IN DEVELOPING COUNTRIES SELECTED ISSUES AND A COUNTRY EXPERIENCE asdf United Nations New York, 2018 CIAT Copyright © United Nations 2018 All rights reserved Preface Tax incentives have traditionally been used by governments as tools to promote a particular economic goal. They are preferential tax treatments that are offered to a selected group of taxpayers and take the form of exemptions, tax holidays, credits, investment allowances, preferential tax rates and import tariffs (or customs duties), and deferral of tax liability. The generalized use of tax incentives has been justified by the need to: (i) correct market inefficiencies associated with the externalities of certain economic activities; (ii) target new industries and mobile investments that are subject to tax competition; (iii) generate a form of agglomeration economies, or concentration externalities; and (iv) subsidize companies during their sector’s downturn. As a matter of fact, developed countries normally use tax incentives to promote research and development activities, export activities, and support the competitiveness of their enterprises in the global market; while developing countries use them to attract foreign investment and foster national industries. Although at first, tax incentives appear to be costless because they do not seem to affect the current budget, they may entail significant costs, such as revenue loss, low economic efficiency, increased administrative and compliance costs, and excessive tax planning and tax evasion, which may exceed their benefits and considerably erode the general tax base. Given that costs and benefits of tax incentives vary from country to country, the impact of tax incentives on the economic growth and expansion of the overall tax base is not uniform. -
563-4101 Discount Medical Plan Organiza
INSURANCE COMPANY NAME PHONE NUMBER INSURANCE COMPANY TYPE 20/20 EYECARE PLAN, INC (954) 563-4101 DISCOUNT MEDICAL PLAN ORGANIZATION 21ST CENTURY INSURANCE COMPANY OF CALIFORNIA (302) 252-2060 PROPERTY AND CASUALTY INSURER 21ST SERVICES, LLC (612) 371-3008 LIFE EXPECTANCY PROVIDER 5 STAR LIFE INSURANCE COMPANY (703) 299-5794 LIFE AND HEALTH INSURER A I CREDIT CORP. (201) 631-5400 PREMIUM FINANCE COMPANY A-S ENERGY, INC. (903) 509-7255 SERVICE WARRANTY ASSOCIATION A.A.L.D., INC. (212) 440-7878 RISK PURCHASING GROUP A.G.I.A., INC. (805) 566-9191 THIRD PARTY ADMINISTRATOR AAA LIFE INSURANCE COMPANY (734) 591-6329 LIFE AND HEALTH INSURER AAFP INSURANCE SERVICES, INC. (816) 444-2644 THIRD PARTY ADMINISTRATOR ABCO PREMIUM FINANCE, INC. (305) 461-2555 PREMIUM FINANCE COMPANY ACA ASSURANCE (603) 625-8577 FRATERNAL BENEFIT SOCIETY ACA FINANCIAL GUARANTY CORPORATION (212) 375-2087 PROPERTY AND CASUALTY INSURER ACA INTERNATIONAL (202) 966-3934 RISK PURCHASING GROUP ACACIA LIFE INSURANCE COMPANY (800) 745-6665 x87759 LIFE AND HEALTH INSURER ACC CLIENT SERVICE COMPANIES RISK PURCHASING GROUP, INC. (941) 746-5531 RISK PURCHASING GROUP ACCENDO INSURANCE COMPANY (801) 350-6505 LIFE AND HEALTH INSURER ACCEPTANCE INDEMNITY INSURANCE COMPANY (919) 833-1600 PROPERTY AND CASUALTY INSURER ACCESS ADMINISTRATORS, INC. (972) 915-3234 THIRD PARTY ADMINISTRATOR ACCESS INSURANCE COMPANY (770) 234-3600 PROPERTY AND CASUALTY INSURER ACCESS ONE CONSUMER HEALTH, INC. (888) 804-7000 DISCOUNT MEDICAL PLAN ORGANIZATION ACCIDENT FUND INSURANCE COMPANY OF AMERICA (517) 367-1457 PROPERTY AND CASUALTY INSURER ACCIDENT INSURANCE COMPANY, INC. (866) 234-6484 PROPERTY AND CASUALTY INSURER ACCOUNTANTS INSURANCE PURCHASING GROUP ASSOCIATION (781) 449-7711 RISK PURCHASING GROUP ACCREDITED SURETY AND CASUALTY COMPANY, INC. -
Download Entire Chapter (PDF)
TITLE 41 INSURANCE CHAPTER 32 FRATERNAL BENEFIT SOCIETIES 41-3201. FRATERNAL BENEFIT SOCIETIES. Any incorporated society, or- der or supreme lodge, without capital stock, including one exempted under the provisions of section 41-3237(1)(b), Idaho Code, whether incorporated or not, conducted solely for the benefit of its members and their beneficia- ries and not for profit, operated on a lodge system with ritualistic form of work, having a representative form of government, and which provides bene- fits in accordance with this chapter, is hereby declared to be a fraternal benefit society. [41-3201, added 1995, ch. 213, sec. 2, p. 723.] 41-3202. LODGE SYSTEM. (1) A society is operating on the lodge system if it has a supreme governing body and subordinate lodges into which members are elected, initiated or admitted in accordance with its laws, rules and rit- ual. Subordinate lodges shall be required by the laws of the society to hold regular meetings at least once in each month in furtherance of the purposes of the society. (2) A society may, at its option, organize and operate lodges for chil- dren under the minimum age for adult membership. Membership and initiation in local lodges shall not be required of such children, nor shall they have a voice or vote in the management of the society. [41-3202, added 1995, ch. 213, sec. 2, p. 723.] 41-3203. REPRESENTATIVE FORM OF GOVERNMENT. A society has a represen- tative form of government when: (1) It has a supreme governing body constituted in one (1) of the fol- lowing ways: (a) Assembly. -
Overview of Medicare for Financial Professionals
Medicare Nationwide is on your side White paper NATIONWIDE RETIREMENT INSTITUTE® Preparing clients for health care expenses Introduction Many people enter their later years unaware that health care costs in retirement can be burdensome. What’s more, the many Medicare options available to individuals who are about to turn 65 can be daunting. To provide valuable assistance, you don’t need to be an expert — but you do need to be prepared. This paper outlines the basics of Medicare, explains the enrollment process and discusses the Medicare surcharges your more affluent clients may face, as well as uncovered costs. As a financial professional, knowing the health care costs your clients Tim O'Mara could face in retirement may affect the strategies you devise for them. Understanding how Medicare fits into their long-term retirement income plan Vice President, Nationwide allows you to provide extra value. Retirement Institute® Tim O’Mara is dedicated to educating financial professionals, clients, plan sponsors and plan participants about the latest in retirement income trends. He implements practical and comprehensive retirement income solutions. Tim is a graduate of Mercyhurst University, where he majored in Business Management. He is FINRA Series 63, 66 and 7 licensed. His areas of focus include retirement income planning, Medicare, Social Security and long-term care. The looming costs of health care Many older clients may be under the impression that once they turn 65, Medicare will cover their health care costs. Unfortunately, that’s not entirely true. Medicare is not free, even if the client paid the Medicare payroll tax throughout their entire career. -
List of Insurance Companies Authorized to Transact Business In
List of Insurance Companies Authorized to Transact Business in South Carolina as of May 2020 NAIC Name of Company Company Type Mailing Address City State Zipcode Phone Lines of Authority Code 23833 @HOME INSURANCE COMPANY Property & Casualty P.O. BOX 905 LINCROFT NJ 07738 - 0905 (302) 252 - 2000 Casualty, Marine, Property Risk Purchasing c/o ALLIANT INSURANCE 1285 DRUMMERS 123CPL Group SERVICES, INC. LN, STE 305 WAYNE PA 19087 - 0000 (610) 635 - 3311 21ST CENTURY ASSURANCE Accident & Health, Casualty, 44245 COMPANY Property & Casualty 3 BEAVER VALLEY ROAD WILMINGTON DE 19803 - 1115 (302) 252 - 2000 Marine, Property 21ST CENTURY CASUALTY 36404 COMPANY Property & Casualty 3 BEAVER VALLEY ROAD WILMINGTON DE 19803 - 1115 (302) 252 - 2000 Casualty, Property 21ST CENTURY CENTENNIAL Accident & Health, Casualty, 34789 INSURANCE COMPANY Property & Casualty 3 BEAVER VALLEY ROAD WILMINGTON DE 19803 - 1115 (302) 252 - 2000 Marine, Property, Surety 21ST CENTURY INSURANCE 12963 COMPANY Property & Casualty 3 BEAVER VALLEY ROAD WILMINGTON DE 19803 - 1115 (302) 252 - 2000 Casualty, Property 21ST CENTURY NORTH AMERICA Accident & Health, Casualty, 32220 INSURANCE COMPANY Property & Casualty 3 BEAVER VALLEY ROAD WILMINGTON DE 19803 - 1115 (302) 252 - 2000 Marine, Property, Surety 21ST CENTURY PACIFIC INSURANCE 23795 COMPANY Property & Casualty 3 BEAVER VALLEY ROAD WILMINGTON DE 19803 - 1115 (302) 252 - 2000 Casualty, Marine, Property 21ST CENTURY PREMIER Accident & Health, Casualty, 20796 INSURANCE COMPANY Property & Casualty 3 BEAVER VALLEY ROAD WILMINGTON DE 19803 - 1115 (302) 252 - 2000 Marine, Property, Surety 2 Mid America Plaza, Suite Oakbrook 80985 4 EVER LIFE INSURANCE COMPANY Life 200 Terrace IL 60181 - 0000 (630) 472 - 7833 Accident & Health, Life 77879 5 STAR LIFE INSURANCE COMPANY Life 909 N. -
Not Another Government Program
to lower one’s lifestyle below a reasonable or desired Oh, No! Not level. From an institutional point of view, such as a pension plan or insurance company, longevity risk can be viewed as the risk that benefit claims on annuity Another products exceed what has been reserved on account of underestimating life expectancy, thus leading to Government negative financial consequences. A third take on longevity risk is from the societal point of view; that is Program the financial impact on all members of society being confronted with an aged population with insufficient financial resources. Supporting a high percentage of Mark Shemtob the elder population reduces funds available for other societal needs or desires. Longevity risk at the individual level can be mitigated through the use of risk pooling. Though solutions Should any of the readers of this essay believe I have been living under a rock for the last decade, let me exist, they are far from ideal (and often unattractive) assure them I am very aware of the current trend to for reasons including high cost and complexity. If, bash government programs. Such sentiment continues however, pricing came down and the solutions more to thrive regardless of the fact that any attempt to heavily utilized an increase in the longevity risk borne curtail Medicare or Social Security is a career-limiting by institutions that guarantee these benefits (pension move for politicians. With that as a back drop, I want to plans and insurance companies) increased utilization outline some very basic ideas regarding a potential new could follow. Should those institutions fail, the onus government program. -
Cigna Corporation
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED MARCH 31, 2011 Commission file number 1-08323 CIGNA CORPORATION (Exact name of registrant as specified in its charter) DELAWARE 06-1059331 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) Two Liberty Place, 1601 Chestnut Street Philadelphia, Pennsylvania 19192 (Address of principal executive offices) (Zip Code) (215) 761-1000 Registrant’s telephone number, including area code (215) 761-3596 Registrant’s facsimile number, including area code Not Applicable (Former name, former address and former fiscal year, if changed since last report) Indicate by check mark Yes No • whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. • whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). • whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See definitions of “large accelerated filer”, “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act.