Suomen Pesäpalloliitto Ry (Finnish Pesäpallo Association) Cover 1 April 2020 - 31 March 2021 Policy code 06-21879

For whom? Pass, € Sports Cover, € Pass total, €

Pesäpallo Pass, for players born in 2006 or later 4 7 11

Hobby Pass, for players born in 2005 or earlier 10 29 39

Umpire Pass, for those born in 2002 or earlier 13 20 33 Sports Cover in brief Sports Cover provides compensation for injuries resulting from a sudden event, such as rupture of the Achilles tendon or a dislocated knee. Stress frac- ture or its initial stage is also covered when resulting from a sudden event. • Medical expenses indemnity of EUR 15,000 per every sudden event • Handicap benefit EUR 30,000 • Death benefit EUR 8,500. Further information and instructions available at vahinkoapu.pohjola.fi/en and op.fi, and via the service number 0303 0303. Sports Cover insurance terms and conditions L2004.

Umpire Pass - Sports Cover deductible EUR 100

In which circumstances is Sports Cover valid? Hobby Pass Sports Cover for Pesäpallo Pass and Hobby Pass holders is valid when Hobby Pass is valid to players in the following hobby activities: a hobby player takes part in hobby activities organised by the Finnish • Ladypesis (Lady pesäpallo) Pesäpallo Association or its regional organisation, provincial pesäpallo or- • Sekapesis (Pesäpallo with men and women in the team) ganisation, the Finnish and Federation, or a pesäpallo or • Äijäpesis (Guys’ pesäpallo) baseball club. Sports Cover is valid in guided and supervised activities for • Kuntopesis (Conditioning pesäpallo) hobby players, in afternoon clubs or when the player is travelling directly • Hitteri (Hitter) to or from them in . • Harrastepesiksen SM-kisat (Hobby baseball Finnish Championships) Pesäpallo and Hobby Passes are not valid in official league or • Opiskelijoiden SM-kisat (Students’ Finnish Championships) camps organised by the Association or regional organisations. • Puulaakipesis (Intra-company pesäpallo) • Any other hobby tournaments Sports Cover for Umpire Pass is valid when an umpire officiates in official • Firmapesis (Inter-company pesäpallo) league activities organised by the Association’s regional organisations for • Baseball/softball/ hobby tournaments D, E, F, or G junior players. Umpire Pass is not valid at camps organised by the Association or regional organisations. The insurance is mandatory The Hobby Pass includes free entry to one regular match. unless the person holds an equivalent insurance that covers umpiring. Umpire Pass Insurance related to the above Passes may not be changed or terminated The Umpire Pass is valid in: during the season. A Pass may not be changed into a licence. • Official league activities organised by the Association’s regional organi- Sports Cover is a fixed-term policy sations for D, E, F or G junior players. Sports Cover will enter into force 1 April 2020 if you pay the premium The Umpire Pass is not valid for: by 30 June 2020. If you pay on a later date, the cover will enter into force • Players or managers at 0.00 midnight at the end of the payment date or the time of payment. • At camps organised by the Association or its regional organisations Keep the receipt indicating the time of payment. Sports Cover will expire on 31 March 2021. Fair Pass holders are committed to follow all of Pesäpalloliitto's rules and re- Pesäpallo Pass gulations, and fair play rules and ethical values. Pass holders must follow Pesäpallo Pass is valid to players in the following hobby activities: the Finnish Antidoping Agency's doping regulations, the World Anti-Do- • Pesiskoulut (Pesäpallo for young beginners) Code and the rules of the Council of Europe's Anti Doping Convention, • Naperopesis (Children’s pesäpallo) the Nordic Anti-Doping Convention and other international anti-doping • Hitteri (Hitter) tournaments contracts signed by Finland. • Pesiskerhot (Pesäpallo hobby clubs) • Pesisliikkarit (Pesäpallo kids’ activity groups) • Baseball/softball clubs Pesäpallo Pass includes free entry to regular season matches. Pesäpallo Pass is not valid • in leagues or camps organised by the Association or its regional orga- nisations • team activities in age groups D, E, F and G (practices and )

You can buy the licence at www.pesis.fi Suomen Pesäpalloliitto Ry (Finnish Pesäpallo Association) 451541e Pohjola Insurance Ltd Robert Huberin tie 2, 01510 Vantaa Gebhardinaukio 1, 00013 OP www.pesis.fi Business ID 1458359-3, domicile Helsinki In the event of an accident, contact the Pohjola Health Advisor Sports Cover does not compensate for service • stress pain and injuries or illnesses, such as shin splints, tendinitis or • You can call Pohjola Health Advisor for an expert opinion on your inflammation of tendons' attachment sites symptoms and, if necessary, a referral directly to the most suitable • gradually arising pains, injuries or illnesses. Contrary to the above, medical professional at your nearest Pohjola Hospital or Pohjola Insu- stress fracture or its initial stage is compensated. rance partner doctor or clinic. • illnesses, such as arthrosis or arthritis or heart attacks or other at- • The Health Advisor will check what your insurance policy covers when tacks of illness you use medical services subject to charge and handle the claim for • intervertebral disk, abdominal, umbilical or groin hernia. you. At the appointment, you will only pay the deductible for the treat- • loss of income or other indirect losses ment, if there is a deductible. • examinations or treatment carried by a foot, speech or occupa- • If there is no need to visit a doctor, you will receive clear instructions tional therapist, nutritional therapist, psychologist, neuropsychologist, for care, ensuring a speedy recovery. optician, chiropractor, osteopath, naprapathy practitioner, massage • Outside service hours or in emergencies, you may visit any clinic or therapist or similar healthcare professional hospital to receive first aid. In these cases, you must first pay the • psychotherapy or equivalent treatment medical expenses yourself and file a loss report in OP-mobile or OP • medical equipment, other aids and supplies or artificial limbs, except eServices. as described above concerning orthopaedic braces or bandages and The Pohjola Health Advisor is available at tel. 0100 5225 and in the Poh- rental costs of forearm or underarm crutches jola Hospital app. Calls are charged at the normal mobile phone or local • spectacles, a hearing aid or dentures even if they broke in connection network rate. The Pohjola Health Advisor service is provided by Pohjola with the sudden event Hospital Ltd. • indirect costs such as accommodation and meal costs. Which treatment and examination expenses are Beneficiary compensated? Any medical expenses indemnity and handicap benefit is paid to the insured person. Sports Cover provides comprehensive cover for costs of doctor’s appoint- ments, medication, examinations and surgery for a maximum of three In cases of death, the beneficiaries are the insured person’s next of kin. years: The beneficiary can be changed in writing by visiting op.fi and sending us • fees of examinations, treatment and surgery performed by health an online message, or by secure email to the address: care professionals at their practice or clinic for each sudden event [email protected]. • costs of medicinal products and wound dressings sold in pharmacies Send a secure email from your email account by opening the address • daily hospital charges https://securemail.op.fi on your browser and following the instructions. • costs of dental injury examinations and treatments with no time limit Sports Cover can be terminated during the season for compensation • costs for orthopaedic braces or bandages for the treatment of a cove- You can terminate the Sports Cover taken for yourself or a minor child rable injury under your guardianship in writing by visiting op.fi and sending us an • costs for physiotherapy to recover from a fracture, surgery or plaster online message, or by secure email to the address urheiluvakuutukset@ treatment. Physiotherapy is also covered in knee and shoulder injuries pohjola.fi. State the name, personal identity code, sports federation and in which the physiotherapy is applied instead of surgery. However, email address of the insured person, and the bank details for the refund. physiotherapy is only covered for a maximum of 10 sessions per Send a secure email from your email account by opening the address sudden event. https://securemail.op.fi on your browser and following the instructions. • rental costs of forearm or underarm crutches We charge a minimum of 16 euros for the insurance period. • travel expenses to the nearest hospital or clinic. Confidentiality We require that any treatment and examinations have been prescribed by We will handle your personal data in accordance with the law and our a doctor, conform to generally accepted medical practice and are necessa- Privacy Statement and Privacy Notice. ry for the treatment of the injury. The insurance decision will be made automatically on the basis of the If the insured person does not reside permanently in Finland and sustain- information you have provided when you pay the insurance premium. ed a loss in Finland, we require that the examinations and the treatment Should a loss occur, any automatic decision by us will be based on the loss began in Finland. details you have provided, on the insurance terms and conditions and our customer data file. Read more about data protection at www.op.fi/dataprotection.