RELIANCE GENERAL INSURANCE COMPANY LIMITED Disclosures - NON- LIFE INSURANCE COMPANIES S.No. Form No Description 1 NL-1-B-RA Revenue Account 2 NL-2-B-PL Profit & Loss Account 3 NL-3-B-BS Balance Sheet 4 NL-4-PREMIUM SCHEDULE Premium 5 NL-5-CLAIMS SCHEDULE Claims Incurred 6 NL-6-COMMISSION SCHEDULE Commission 7 NL-7-OPERATING EXPENSES SCHEDULE Operating Expenses 8 NL-8-SHARE CAPITAL SCHEDULE Share Capital 9 NL-9-PATTERN OF SHAREHOLDING SCHEDULE Pattern of Shareholding 10 NL-10-RESERVE AND SURPLUS SCHEDULE Reserves and Surplus 11 NL-11-BORROWING SCHEDULE Borrowings 12 NL-12A & B -INVESTMENT SCHEDULE Shareholders & Policyholders 13 NL-13-LOANS SCHEDULE Loans 14 NL-14-FIXED ASSETS SCHEDULE Fixed Assets 15 NL-15-CASH AND BANK BALANCE SCHEDULE Cash and Bank Balance 16 NL-16-ADVANCES AND OTHER ASSETS Advances & Other Assets 17 NL-17-CURRENT LIABILITIES SCHEDULE Current Liabilities 18 NL-18-PROVISIONS SCHEDULE Provisions 19 NL-19-MISC EXPENDITURE SCHEDULE Misc Expenditure 20 NL-20 RECEIPT AND PAYMENT SCHEDULE Receipt and Payment Schedule 21 NL-21-STATEMENT OF LIABILITIES Statement of Liablities 22 NL-22-GEOGRAPHICAL DISTN OF BSNS Geographical Distribution of Business 23 NL-23-REINSURANCE RISK CONCENTRATION Reinsurance Risk Concentration 24 NL-24-AGEING OF CLAIMS Ageing of Claims 25 NL-25-CLAIMS DATA Claims Data 26 NL-26-CLAIMS INFORMATION Claims Information 27 NL-27-OFFICE OPENING Office Opening 28 NL-28-STATEMENT OF ASSETS Statement of Investment of Assets 29 NL-29-DEBT SECURITIES Debt Securities 30 NL-30-ANALYTICAL RATIOS Analytical Ratios 31 NL-31-RELATED PARTY TRANSACTIONS Related Party Transanctions 32 NL-32-PRODUCT INFORMATION Product Information 33 NL-33-SOLVENCY MARGIN Solvency 34 NL-34-BOD Board of Directors & Management 35 NL-35-NPAs NPAs 36 NL-36-YIELD ON INVESTMENTS Yield on Investment 37 NL-37-DOWN GRADING OF INVESTMENTS Downgrading of Investment 38 NL-38-BSNS RETURNS ACROSS LOB Quarterly Business Returns for different line of business (Premium amount and number of policies) 39 NL-39-RURAL AND SOCIAL SECTOR Rural & Social Sector Obligations OBLIGATIONS 40 NL-40-CHANNEL WISE PREMIUM Business Acquisition through different channels 41 NL-41-GRIEVANCE DISPOSAL Grievance Disposal PERIODIC DISCLOSURES FORM NL-1-B-RA

RELIANCE GENERAL INSURANCE COMPANY LIMITED

Registration No. and Date of Registration with the IRDA: Regn. No. 103 dated 23.10.2000

REVENUE ACCOUNT FOR THE PERIOD - Fire Insurance Business S.No. Particulars Schedule FOR THE FOR THE PERIOD FOR THE QUARTER FOR THE PERIOD QUARTER ENDED ENDED MARCH ENDED MARCH 31, ENDED MARCH 31, MARCH 31, 2018 31, 2018 2017 2017 (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) 1 Premiums earned (Net) NL-4-Premium 205,796 768,401 165,209 632,678 Schedule 2 Profit/ (loss) on sale/redemption 2,399 14,144 6,910 31,852 of Investments (Net) 3 Interest, Dividend & Rent – Gross 46,260 153,780 39,363 110,344 4 Others-Exchange Gain / (loss) 79 50 (28) (128) TOTAL (A) 254,534 936,375 211,454 774,746

1 Claims Incurred (Net) NL-5-Claims 126,740 471,531 324,390 677,042 Schedule 2 Commission (Net) NL-6-Commission 31,891 (41,670) (69,903) (256,036) Schedule 3 Operating Expenses related to NL-7-Operating 91,477 346,884 112,284 310,195 Insurance Business Expenses Schedule 4 Premium Deficiency - - - - TOTAL (B) 250,108 776,745 366,771 731,201 Operating Profit/(Loss) from Fire 4,426 159,630 (155,317) 43,545 Business C= (A - B) APPROPRIATIONS Transfer to Shareholders’ Account 4,426 159,630 (155,317) 43,545 Transfer to Catastrophe Reserve - - - - Transfer to Other Reserves (to be - - - - specified) TOTAL (C) 4,426 159,630 (155,317) 43,545 PERIODIC DISCLOSURES FORM NL-1-B-RA

RELIANCE GENERAL INSURANCE COMPANY LIMITED

Registration No. and Date of Registration with the IRDA: Regn. No. 103 dated 23.10.2000 REVENUE ACCOUNT FOR THE PERIOD - Marine Insurance Business S.No. Particulars Schedule FOR THE QUARTER FOR THE PERIOD FOR THE QUARTER FOR THE PERIOD ENDED MARCH 31, ENDED MARCH 31, ENDED MARCH 31, ENDED MARCH 31, 2018 2018 2017 2017 (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) 1 Premiums Earned (Net) NL-4-Premium 15,464 54,140 12,689 177,197 Schedule 2 Profit / (loss) on sale/redemption of 187 1,816 172 8,452 Investments (Net) 3 Interest, Dividend & Rent – Gross 4,827 19,742 5,717 29,280

4 Others-Exchange Gain / (loss) - (45) (13) 269

TOTAL (A) 20,478 75,653 18,565 215,198 1 Claims Incurred (Net) NL-5-Claims 14,561 62,783 (34,978) 184,029 Schedule 2 Commission (Net) NL-6- 358 (40,589) (5,452) (33,368) Commission Schedule 3 Operating Expenses related to NL-7-Operating 43 16,395 1,600 18,271 Insurance Business Expenses Schedule 4 Premium Deficiency - - - (25,791)

TOTAL (B) 14,962 38,589 (38,830) 143,141 Operating Profit/(Loss) from Marine Business C= (A - B) 5,516 37,064 57,395 72,057 APPROPRIATIONS Transfer to Shareholders’ Account 5,516 37,064 57,395 72,057

Transfer to Catastrophe Reserve - - - - Transfer to Other Reserves (to be - - - - specified) TOTAL (C) 5,516 37,064 57,395 72,057 PERIODIC DISCLOSURES FORM NL-1-B-RA

RELIANCE GENERAL INSURANCE COMPANY LIMITED

Registration No. and Date of Registration with the IRDA: Regn. No. 103 dated 23.10.2000 REVENUE ACCOUNT FOR THE PERIOD- Miscellaneous Insurance Business S.No.Particulars Schedule FOR THE QUARTER FOR THE PERIOD FOR THE QUARTER FOR THE PERIOD ENDED MARCH 31, ENDED MARCH 31, ENDED MARCH 31, ENDED MARCH 31, 2018 2018 2017 2017

(Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) 1 Premiums earned (Net) NL-4-Premium 6,771,155 27,734,066 4,643,697 20,079,613 Schedule 2 Profit/ (loss) on sale/redemption 67,932 419,106 160,975 1,104,567 of Investments (Net) 3 Interest, Dividend & Rent – Gross 1,342,140 4,556,842 1,141,178 3,826,506 4 Others - Exchange Gain/(Loss) 162 465 957 (907) - Miscellaneous Income 1,709 6,424 37 6,293 TOTAL (A) 8,183,098 32,716,903 5,946,844 25,016,072 1 Claims Incurred (Net) NL-5-Claims 5,808,964 23,657,051 4,287,873 18,406,126 Schedule 2 Commission (Net) NL-6- Commission 269,843 (493,473) (614,033) (1,401,432) Schedule 3 Operating Expenses related to NL-7-Operating Insurance Business Expenses 1,592,490 8,530,656 1,723,218 7,612,569 Schedule 4 Premium Deficiency - - - - TOTAL (B) 7,671,297 31,694,234 5,397,058 24,617,263 Operating Profit/(Loss) from Miscellaneous Business C= (A - B) 511,801 1,022,669 549,786 398,809

APPROPRIATIONS Transfer to Shareholders’ Account 511,801 1,022,669 549,786 398,809 Transfer to Catastrophe Reserve - - - - Transfer to Other Reserves (to be - - - - specified) TOTAL (C) 511,801 1,022,669 549,786 398,809 PERIODIC DISCLOSURES FORM NL-2-B-PL

RELIANCE GENERAL INSURANCE COMPANY LIMITED

Registration No. and Date of Registration with the IRDA: Regn. No. 103 dated 23.10.2000

PROFIT AND LOSS ACCOUNT FOR THE YEAR S.No. Particulars Schedule FOR THE QUARTER FOR THE PERIOD FOR THE QUARTER FOR THE PERIOD ENDED MARCH 31, ENDED MARCH 31, ENDED MARCH 31, ENDED MARCH 31, 2018 2018 2017 2017 (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) 1 OPERATING PROFIT/(LOSS) (a) Fire Insurance 4,426 159,630 (155,317) 43,545 (b) Marine Insurance 5,516 37,064 57,395 72,057 (c ) Miscellaneous Insurance 511,801 1,022,669 549,786 398,809 2 INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent – Gross 92,053 801,618 75,201 770,169 (b) Profit on sale/ redemption of investments (5,063) 87,129 (21,038) 239,857 Less: Loss on sale/ redemption of investments 1,277 (13,401) (847) (17,538) 3 OTHER INCOME (to be specified) (a) Profit / (Loss) on Sale/ discard of Assets (344) (768) 124 (70) (b) Miscellaneous Income 16,592 18,523 313 5,208 (c ) Excess Provision Written Back 636 3,204 669 4,484 TOTAL (A) 626,894 2,115,668 506,286 1,516,521 4 PROVISIONS (Other than taxation) (a) For diminution in the value of investments - - - - (b) For doubtful debts 71,734 148,944 10,496 16,407 (c) Others :- Bad debt w/off 27,137 27,159 750 2,361 Less: Provision Held (26,136) (26,136) - - 5 OTHER EXPENSES Expenses other than those related to Insurance Business - Empoyee's remuneration and welfare benefits 4,502 19,262 3,052 15,746 - Managerial remuneration 3,100 32,400 2,475 27,400 - Amortisation of Debenture Expenses 719 2,915 482 1,942 - Interest on Statutory Liability 10,756 18,752 - 1 - Legal fee on share capital - 8,500 - - - Expenditure on Reduction of Share Capital - - 1,513

(a ) Interest on Non Convertible Debenture 51,608 209,300 51,608 131,439

(b ) Corporate Social Responsibility Expense 20,722 20,722 13,777 16,277

(c ) Penalty 3,817 3,817 - - (d) Exchange Gain / (loss) - - - - TOTAL (B) 167,959 465,635 82,640 213,086 Profit / (Loss) Before Tax (A-B) 458,935 1,650,033 423,646 1,303,435 Provision for Taxation (a) Current Tax 137,030 384,530 81,491 262,191 (b) Short Provision for earlier year - 37,609 - 26,544 (c) Deferred Tax - - - - (d) MAT Credit (137,030) (422,139) (81,491) (288,735) Profit / (Loss) After Tax 458,935 1,650,033 423,646 1,303,435 APPROPRIATIONS (a) Interim dividends paid during the year - - - - (b) Final dividend - 62,887 - - (c) Dividend distribution tax - 12,802 - - (d) Debenture Redemption Reserve 15,972 127,778 - - Balance of profit/ loss brought forward from last 3,297,857 2,294,255 1,870,611 990,820 period Balance carried forward to Balance Sheet 3,740,821 3,740,821 2,294,255 2,294,255 PERIODIC DISCLOSURES FORM NL-3-B-BS

RELIANCE GENERAL INSURANCE COMPANY LIMITED

Registration No. and Date of Registration with the IRDA: Regn. No. 103 dated 23.10.2000

BALANCE SHEET AS AT MARCH 31, 2018 Particulars Schedule AS AT 31ST MARCH, 2018 AS AT 31ST MARCH, 2017 (Rs. In '000) (Rs. In '000) SOURCES OF FUNDS SHARE CAPITAL NL-8-Share Capital 2,515,499 1,257,750 Schedule RESERVES AND SURPLUS NL-10-Reserves and 11,535,649 11,219,055 Surplus Schedule FAIR VALUE CHANGE ACCOUNT-SHAREHOLDER (11,337) 15,012

FAIR VALUE CHANGE ACCOUNT-POLICYHOLDER (66,897) 77,309

BORROWINGS NL-11-Borrowings 2,300,000 2,300,000 Schedule

TOTAL 16,272,914 14,869,126

APPLICATION OF FUNDS INVESTMENTS-SHAREHOLDER NL-12A -Investment 11,590,846 10,934,351 Schedule INVESTMENTS-POLICYHOLDER NL-12B-Investment 68,397,795 56,308,306 Schedule LOANS NL-13-Loans Schedule - - FIXED ASSETS NL-14-Fixed Assets 361,252 321,739 Schedule DEFERRED TAX ASSET 372,735 372,735 CURRENT ASSETS Cash and Bank Balances NL-15-Cash and bank 3,373,154 1,252,844 balance Schedule Advances and Other Assets NL-16-Advances and 9,376,837 7,535,688 Other Assets Schedule Sub-Total (A) 12,749,991 8,788,532 CURRENT LIABILITIES NL-17-Current Liabilities 63,436,090 51,159,980 Schedule PROVISIONS NL-18-Provisions 13,763,615 10,696,557 Schedule Sub-Total (B) 77,199,705 61,856,537 NET CURRENT ASSETS (C) = (A - B) (64,449,714) (53,068,005) MISCELLANEOUS EXPENDITURE (to the extent not NL-19-Miscellaneous - - written off or adjusted) Expenditure Schedule DEBIT BALANCE IN PROFIT AND LOSS ACCOUNT - -

TOTAL 16,272,914 14,869,126 PERIODIC DISCLOSURES FORM NL-3-B-BS

RELIANCE GENERAL INSURANCE COMPANY LIMITED

Registration No. and Date of Registration with the IRDA: Regn. No. 103 dated 23.10.2000 CONTINGENT LIABILITIES Particulars AS AT 31ST MARCH, 2018 AS AT 31ST MARCH, 2017 (Rs. In '000) (Rs. In '000) Partly paid-up investments - - Underwriting commitments outstanding (in respect of shares and securities) - -

Claims, other than against policies, not acknowledged as debts by the company 44,469 23,714 ` Guarantees given by or on behalf of the Company 11,987 1,070

Statutory demands/ liabilities in dispute, not provided for (see note ('c) and (e) 567,669 1,605 below) Reinsurance obligations to the extent not provided for in accounts - -

Others (see note (f) & (g) below) 27,024 13,925 TOTAL 651,149 40,314

Notes: a) a) Service Tax Department had filed an appeal before CESTAT on the issue of availment of Cenvat Credit in excess of restriction of 20% of output service tax liability during financial year 2006-07 as per erstwhile Rule 6(3)(c) of Cenvat Credit Rules amounting to Rs 160,848 thousand. Based on the favourable order from Principal Commissioner, Service Tax-II, Mumbai, the management does not expect any outflow of economic benefits and assessed the likelihood of outflow of resources as remote, hence not consider in above table.

b) Service Tax Department had filed an appeal before CESTAT on the issue of Wrong availment of Input Credit for the financial year from 2006-07 to 2010-11 amounting to Rs 845 thousand. Based on the favourable order from Principal Commissioner, Service Tax-II, Mumbai, the management does not expect any outflow of economic benefits and assessed the likelihood of outflow of resources as remote.

c) The Company has received adverse order on the issue of wrong availment of cenvat credit amounted to Rs 274,566 thousands for the period FY 2009-10 to FY 2012-13. A penalty is also imposed on the said order of Rs 274,566 thousands. The Company is in the process of filing the appeal with CESTAT against the same. d) The Show cause notices issued by Tax Authorities have not been considered as obligations by the company. The demand notices are classified as disputed only when the same are confirmed by the Appellate Authority. e) The Company had disputed the demand raised by the income tax department for non deduction of tax at source for Rs 1,238 thousands for A.Y. 2009-10 and for section 14A disallowance for Rs 367 thousand for A.Y. 2007-08. During the year, The Department had also contested before ITAT towards favourable penalty order u/s 271(1)(c) passed in favour of Company for A.Y. 2007-08 to A.Y. 2011-12 for Rs 16,932 thousands. f) Statutory bonus of Rs 13,925 thousands pursuant to retrospective amendment in the Bonus Act, 1965 for financial year 2014-15 have not been provided considering stay orders of Hon’ble Kerala High Court and Karnataka High Court. g) The company has transfer an amount of Rs 13,099 thousand towards unclaimed amount of policyholders outstanding more than 10 year as on 30th September, 2017 to Senior Citizens' welfare fund as per IRDAI Circular Ref: IRDA/F&A/CIR/Misc/173/07/2017 dated: 25th Jul 2017. PERIODIC DISCLOSURES FORM NL-4 - PREMIUM SCHEDULE

RELIANCE GENERAL INSURANCE COMPANY LIMITED

PREMIUM EARNED [NET]

Premium from Adjustment for Premium on Premium on Change in Net Premium Gross Earned Net Premium Particulars Period ended direct business Service tax/GST change in reserve reinsurance reinsurance reserve for Earned Premium (3+7-8) written for unexpired risks accepted ceded unexpired risks (9+5+10)

1 2 3 4 5 6 7 8 9 10 11 (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) Fire For Q4 - 2017-18 615,573 - 107,584 723,157 213,539 503,731 325,381 (227,169) 205,796 Up to Q4-2017-18 3,641,769 - (458,096) 3,183,673 457,701 2,908,108 1,191,362 35,135 768,401 Marine Cargo For Q4 - 2017-18 78,340 - 73,670 152,010 407 73,348 5,399 (63,618) 15,451 Up to Q4-2017-18 555,361 - (4,009) 551,352 6,463 507,981 53,843 3,762 53,596 Marine Hull For Q4 - 2017-18 11,295 - 900 12,195 - 11,252 43 (930) 13 Up to Q4-2017-18 117,610 - (71,792) 45,818 - 116,574 1,036 71,300 544 Marine Total For Q4 - 2017-18 89,635 - 74,570 164,205 407 84,600 5,442 (64,548) 15,464 Up to Q4-2017-18 672,971 - (75,800) 597,171 6,463 624,555 54,879 75,061 54,140 Motor OD For Q4 - 2017-18 3,205,948 - (344,326) 2,861,622 - 696,342 2,509,606 83,640 2,248,919 Up to Q4-2017-18 11,983,843 - (1,270,674) 10,713,169 - 2,565,602 9,418,241 281,912 8,429,479 Motor TP For Q4 - 2017-18 3,574,988 - (532,131) 3,042,857 - 724,924 2,850,064 106,426 2,424,360 Up to Q4-2017-18 12,861,029 - (1,645,811) 11,215,218 - 2,618,643 10,242,386 329,162 8,925,737 Motor Total For Q4 - 2017-18 6,780,936 - (876,457) 5,904,479 - 1,421,266 5,359,670 190,066 4,673,279 Up to Q4-2017-18 24,844,872 - (2,916,485) 21,928,387 - 5,184,245 19,660,627 611,074 17,355,216 Employer's Liability For Q4 - 2017-18 26,963 - (1,919) 25,044 - 1,349 25,614 96 23,791 Up to Q4-2017-18 102,730 - (7,769) 94,961 - 5,137 97,593 389 90,213 Public Liability For Q4 - 2017-18 29,285 - 60,855 90,140 268 2,479 27,074 (56,629) 31,300 Up to Q4-2017-18 354,659 - (10,572) 344,087 13,601 265,727 102,533 (3,417) 88,544 Engineering For Q4 - 2017-18 158,767 - (924) 157,843 8,038 94,196 72,609 (16,050) 55,635 Up to Q4-2017-18 691,953 - (102,907) 589,046 54,558 515,219 231,292 74,133 202,518 Aviation For Q4 - 2017-18 20,010 - 2,623 22,633 - 19,940 70 (2,422) 271 Up to Q4-2017-18 80,686 - (5,075) 75,611 - 79,551 1,135 5,124 1,184 Personal Accident For Q4 - 2017-18 56,479 - 13,568 70,047 - 8,508 47,971 (586) 60,953 Up to Q4-2017-18 289,336 - 1,012 290,348 1 (9,159) 298,496 1,424 300,932 Health For Q4 - 2017-18 1,208,089 - 499,179 1,707,268 - 312,645 895,444 215,491 1,610,114 Up to Q4-2017-18 7,820,843 - (957,266) 6,863,577 32 1,173,725 6,647,150 720,759 6,410,643 Weather and Crop Insurance For Q4 - 2017-18 1,511,526 - (271,786) 1,239,739 - 1,222,184 289,342 211,993 229,549 Up to Q4-2017-18 11,811,417 - (281,249) 11,530,168 - 8,756,974 3,054,443 219,374 2,992,568 Other Misc. For Q4 - 2017-18 94,672 - 9,135 103,807 (1) 12,582 82,089 (4,961) 86,263 Up to Q4-2017-18 379,551 - (3,381) 376,170 5 83,607 295,949 (320) 292,248 Misc Total For Q4 - 2017-18 9,886,727 - (565,727) 9,321,000 8,305 3,095,149 6,799,883 536,999 6,771,155 Up to Q4-2017-18 46,376,047 - (4,283,692) 42,092,355 68,197 16,055,026 30,389,218 1,628,540 27,734,066 For Q4 - 2017-18 10,591,935 - (383,572) 10,208,363 222,251 3,683,480 245,281 Grand Total 7,130,706 6,992,415 Up to Q4-2017-18 50,690,787 - (4,817,588) 45,873,199 532,361 19,587,689 31,635,459 1,738,736 28,556,607 PERIODIC DISCLOSURES FORM NL-4 - PREMIUM SCHEDULE

RELIANCE GENERAL INSURANCE COMPANY LIMITED

PREMIUM EARNED [NET]

Premium from Adjustment for Premium on Premium on Change in Net Premium Gross Earned Net Premium Particulars Period ended direct business Service tax/GST change in reserve reinsurance reinsurance reserve for Earned Premium (3+7-8) written for unexpired risks accepted ceded unexpired risks (9+5+10)

1 2 3 4 5 6 7 8 9 10 11 (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) Fire For Q4 - 2016-17 573,917 - 46,893 620,810 237,370 575,750 235,537 (117,221) 165,209 Up to Q4-2016-17 2,989,129 - (349,144) 2,639,985 641,445 2,782,310 848,264 133,558 632,678 Marine Cargo For Q4 - 2016-17 63,062 - 65,168 128,230 - 62,530 532 (53,288) 12,412 Up to Q4-2016-17 441,955 - 83,457 525,412 7,998 399,245 50,708 42,459 176,624 Marine Hull For Q4 - 2016-17 12,165 - 17,961 30,126 - 12,148 17 (17,701) 277 Up to Q4-2016-17 57,970 - 156 58,126 - 57,159 811 (394) 573 Marine Total For Q4 - 2016-17 75,227 - 83,129 158,356 - 74,678 549 (70,989) 12,689 Up to Q4-2016-17 499,925 - 83,612 583,537 7,998 456,404 51,519 42,066 177,197 Motor OD For Q4 - 2016-17 2,587,385 - (287,481) 2,299,904 - 89,120 2,498,265 (236,265) 1,974,519 Up to Q4-2016-17 9,518,159 - (761,084) 8,757,075 - 1,998,732 7,519,427 153,508 6,911,851 Motor TP For Q4 - 2016-17 2,681,510 - (214,404) 2,467,106 - 543,893 2,137,617 49,931 1,973,144 Up to Q4-2016-17 10,108,355 - (600,257) 9,508,098 (11,167) 2,057,737 8,039,451 153,731 7,592,925 Motor Total For Q4 - 2016-17 5,268,895 - (501,885) 4,767,010 - 633,013 4,635,882 (186,334) 3,947,663 Up to Q4-2016-17 19,626,514 - (1,361,341) 18,265,173 (11,167) 4,056,469 15,558,878 307,239 14,504,776 Employer's Liability For Q4 - 2016-17 21,973 - 878 22,851 - 1,099 20,874 (44) 21,708 Up to Q4-2016-17 93,961 - 329 94,290 - 4,698 89,263 (17) 89,575 Public Liability For Q4 - 2016-17 22,154 - 69,330 91,484 362 6,324 16,192 (67,363) 18,159 Up to Q4-2016-17 366,821 - (17,082) 349,739 13,844 298,907 81,758 8,794 73,470 Engineering For Q4 - 2016-17 127,886 - (7,991) 119,895 20,347 89,337 58,896 (4,306) 46,599 Up to Q4-2016-17 540,526 - (1,460) 539,066 53,168 390,306 203,388 (14,684) 187,244 Aviation For Q4 - 2016-17 13,643 - 167 13,810 - 13,576 67 92 326 Up to Q4-2016-17 65,791 - 78 65,869 - 64,549 1,242 (206) 1,114 Personal Accident For Q4 - 2016-17 51,988 - 27,483 79,471 - 4,080 47,908 (2,663) 72,728 Up to Q4-2016-17 365,617 - (1,974) 363,643 6,751 36,259 336,109 (450) 333,685 Health For Q4 - 2016-17 823,687 - (63,089) 760,598 - 41,922 781,765 (1,395) 717,281 Up to Q4-2016-17 3,443,301 - (258,374) 3,184,927 4,937 229,223 3,219,015 38,776 2,999,417 Weather and Crop Insurance For Q4 - 2016-17 586,383 - (28,396) 557,987 - 820,156 (233,773) 22,149 (240,020) Up to Q4-2016-17 10,894,349 - 66,362 10,960,711 - 9,226,140 1,668,209 (51,762) 1,682,808 Other Misc. For Q4 - 2016-17 93,147 - 17,038 110,185 - 18,697 74,450 (32,235) 59,253 Up to Q4-2016-17 467,562 - (35,427) 432,135 463 212,202 255,823 (12,873) 207,524 Misc Total For Q4 - 2016-17 7,009,756 - (486,465) 6,523,291 20,709 1,628,204 5,402,261 (272,099) 4,643,697 Up to Q4-2016-17 35,864,442 - (1,608,889) 34,255,553 67,996 14,518,753 21,413,685 274,817 20,079,613 For Q4 - 2016-17 7,658,900 - (356,443) 7,302,457 258,079 2,278,632 (460,309) 4,821,595 Grand Total 5,638,347 Up to Q4-2016-17 39,353,496 - (1,874,421) 37,479,075 717,439 17,757,467 22,313,468 450,441 20,889,488 PERIODIC DISCLOSURES FORM NL-5 - CLAIMS SCHEDULE

RELIANCE GENERAL INSURANCE COMPANY LIMITED

CLAIMS INCURRED [NET]

Claims Out-standing Claims Paid from Claims Paid on Out-standing Net Claims Recovered on Net Caims Paid Claims at the Particulars Period ended direct business reinsurance Claims at the Incurred reinsurance (3+4-5) beginning of the written accepted end of the period (6+7-8) ceded period

1 2 3 4 5 6 7 8 9 (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) Fire For Q4 - 2017-18 1,057,832 508 908,763 149,577 879,670 902,507 126,740 Up to Q4-2017-18 2,968,763 44,854 2,576,617 437,000 879,670 845,139 471,531 Marine Cargo For Q4 - 2017-18 185,042 (290) 156,592 28,160 197,075 210,775 14,460 Up to Q4-2017-18 563,374 3,243 463,190 103,427 197,075 242,183 58,319 Marine Hull For Q4 - 2017-18 34,310 - 33,920 390 4,244 4,533 101 Up to Q4-2017-18 34,545 - 34,152 393 4,244 173 4,464 Marine Total For Q4 - 2017-18 219,352 (290) 190,512 28,550 201,319 215,308 14,561 Up to Q4-2017-18 597,919 3,243 497,342 103,820 201,319 242,356 62,783 Motor OD For Q4 - 2017-18 1,931,305 - 428,855 1,502,450 1,173,288 1,220,682 1,455,056 Up to Q4-2017-18 6,028,798 - 1,261,676 4,767,122 1,173,288 957,380 4,983,030 Motor TP For Q4 - 2017-18 1,857,938 - 496,415 1,361,523 33,771,913 32,551,222 2,582,214 Up to Q4-2017-18 6,830,479 - 2,403,649 4,426,830 33,771,913 29,043,088 9,155,655 Motor Total For Q4 - 2017-18 3,789,243 - 925,270 2,863,973 34,945,201 33,771,904 4,037,270 Up to Q4-2017-18 12,859,277 - 3,665,325 9,193,952 34,945,201 30,000,468 14,138,685 Employer's Liability For Q4 - 2017-18 9,660 - 708 8,952 169,866 153,470 25,348 Up to Q4-2017-18 35,817 - 2,286 33,531 169,866 125,275 78,122 Public Liability For Q4 - 2017-18 12,095 - 639 11,456 138,613 124,789 25,280 Up to Q4-2017-18 16,166 - 927 15,239 138,613 104,305 49,547 Engineering For Q4 - 2017-18 328,892 24 263,304 65,612 160,226 221,119 4,719 Up to Q4-2017-18 529,760 5,279 389,214 145,825 160,226 172,537 133,514 Aviation For Q4 - 2017-18 37 - 37 - 2,551 2,062 489 Up to Q4-2017-18 11,723 - 11,656 67 2,551 2,428 190 Personal Accident For Q4 - 2017-18 59,526 - 17,465 42,061 369,081 365,084 46,058 Up to Q4-2017-18 368,572 - 12,798 355,774 369,081 452,748 272,107 Health For Q4 - 2017-18 1,804,276 - 115,943 1,688,333 2,065,769 1,883,680 1,870,422 Up to Q4-2017-18 6,150,825 - 304,004 5,846,821 2,065,769 1,033,864 6,878,726 Weather and Crop Insurance For Q4 - 2017-18 978,783 - 763,993 214,790 2,521,568 2,908,576 (172,218) Up to Q4-2017-18 3,859,974 - 3,082,220 777,755 2,521,568 1,239,684 2,059,638 Other Misc. For Q4 - 2017-18 19,730 2 1,033 18,699 153,750 200,853 (28,404) Up to Q4-2017-18 73,051 2 8,764 64,288 153,750 171,517 46,522 Misc Total For Q4 - 2017-18 7,002,242 26 2,088,392 4,913,876 40,526,625 39,631,537 5,808,964 Up to Q4-2017-18 23,905,165 5,281 7,477,194 16,433,252 40,526,625 33,302,826 23,657,051 For Q4 - 2017-18 8,279,426 244 3,187,667 5,092,003 41,607,614 40,749,352 5,950,265 Grand Total Up to Q4-2017-18 27,471,847 53,378 10,551,153 16,974,072 41,607,614 34,390,321 24,191,365 PERIODIC DISCLOSURES FORM NL-5 - CLAIMS SCHEDULE

RELIANCE GENERAL INSURANCE COMPANY LIMITED

CLAIMS INCURRED [NET]

Claims Out-standing Claims Paid from Claims Paid on Out-standing Recovered on Net Caims Paid Claims at the Net Claims Incurred Particulars Period ended direct business reinsurance Claims at the reinsurance (3+4-5) beginning of the (6+7-8) written accepted end of the period ceded period 1 2 3 4 5 6 7 8 9 (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) Fire For Q4 - 2016-17 610,778 7,555 489,195 129,138 845,139 649,887 324,390 Up to Q4-2016-17 1,614,388 56,493 1,320,561 350,320 845,139 518,417 677,042 Marine Cargo For Q4 - 2016-17 92,851 - 53,696 39,155 242,183 316,265 (34,927) Up to Q4-2016-17 391,397 6,793 176,100 222,090 242,183 279,875 184,398 Marine Hull For Q4 - 2016-17 780 - 769 11 173 235 (51) Up to Q4-2016-17 36,675 - 36,148 527 173 1,069 (369) Marine Total For Q4 - 2016-17 93,631 - 54,465 39,166 242,356 316,500 (34,978) Up to Q4-2016-17 428,072 6,793 212,248 222,617 242,356 280,944 184,029 Motor OD For Q4 - 2016-17 1,438,474 - 192,805 1,245,669 957,380 1,189,914 1,013,135 Up to Q4-2016-17 5,219,044 - 1,112,010 4,107,034 957,380 1,262,212 3,802,202 Motor TP For Q4 - 2016-17 1,915,117 10,522 3,231,287 (1,305,648) 29,043,088 25,255,811 2,481,629 Up to Q4-2016-17 6,784,788 22,274 3,621,994 3,185,068 29,043,088 22,773,913 9,454,243 Motor Total For Q4 - 2016-17 3,353,591 10,522 3,424,092 (59,979) 30,000,468 26,445,725 3,494,764 Up to Q4-2016-17 12,003,832 22,274 4,734,004 7,292,102 30,000,468 24,036,125 13,256,445 Employer's Liability For Q4 - 2016-17 11,623 - 644 10,979 125,274 115,019 21,234 Up to Q4-2016-17 33,992 - 1,989 32,003 125,274 56,950 100,327 Public Liability For Q4 - 2016-17 2,065 - 127 1,938 104,305 163,686 (57,443) Up to Q4-2016-17 6,122 - 698 5,424 104,305 60,478 49,251 Engineering For Q4 - 2016-17 83,955 785 51,272 33,468 172,537 205,903 102 Up to Q4-2016-17 280,518 10,406 180,703 110,221 172,537 217,433 65,325 Aviation For Q4 - 2016-17 9,912 - 9,888 24 2,428 2,511 (59) Up to Q4-2016-17 57,254 - 57,180 74 2,428 2,397 105 Personal Accident For Q4 - 2016-17 172,605 3,760 34,347 142,018 452,748 416,877 177,889 Up to Q4-2016-17 519,981 3,760 161,441 362,300 452,748 267,523 547,525 Health For Q4 - 2016-17 793,085 2,064 42,192 752,957 1,033,864 1,113,490 673,331 Up to Q4-2016-17 3,495,269 2,064 197,203 3,300,130 1,033,864 1,598,619 2,735,375 Weather and Crop Insurance For Q4 - 2016-17 1,666,956 - 1,300,226 366,730 1,239,684 1,648,201 (41,786) Up to Q4-2016-17 3,265,286 - 2,703,552 561,734 1,239,684 218,018 1,583,401 Other Misc. For Q4 - 2016-17 18,754 - 1,558 17,196 171,518 168,872 19,841 Up to Q4-2016-17 598,548 - 534,409 64,139 171,518 167,284 68,372 Misc Total For Q4 - 2016-17 6,112,546 17,131 4,864,346 1,265,331 33,302,827 30,280,284 4,287,873 Up to Q4-2016-17 20,260,802 38,504 8,571,179 11,728,127 33,302,827 26,624,827 18,406,126 6,816,955 24,686 5,408,006 1,433,635 34,390,322 31,246,671 4,577,285 Grand Total For Q4 - 2016-17 Up to Q4-2016-17 22,303,262 101,790 10,103,988 12,301,064 34,390,322 27,424,188 19,267,197 PERIODIC DISCLOSURES FORM NL-6-COMMISSION SCHEDULE

RELIANCE GENERAL INSURANCE COMPANY LIMITED

COMMISSION SCHEDULE

Commission Commission paid received from Net commission Particulars Period ended Commission paid on reinsurance reinsurance (3+4-5) accepted ceded 1 2 3 4 5 6 (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) Fire For Q4 - 2017-18 70,016 9,273 47,398 31,891 Up to Q4-2017-18 271,139 11,477 324,286 (41,670) Marine Cargo For Q4 - 2017-18 16,101 - 16,472 (371) Up to Q4-2017-18 63,070 516 105,202 (41,616) Marine Hull For Q4 - 2017-18 1,137 - 408 729 Up to Q4-2017-18 6,527 - 5,500 1,027 Marine Total For Q4 - 2017-18 17,238 - 16,880 358 Up to Q4-2017-18 69,597 516 110,702 (40,589) Motor OD For Q4 - 2017-18 805,618 - 231,518 574,100 Up to Q4-2017-18 1,694,481 - 828,782 865,699 Motor TP For Q4 - 2017-18 11,343 - 35,756 (24,413) Up to Q4-2017-18 34,048 - 157,618 (123,570) Motor Total For Q4 - 2017-18 816,961 - 267,274 549,687 Up to Q4-2017-18 1,728,529 - 986,400 742,129 Employer's Liability For Q4 - 2017-18 4,518 - 202 4,316 Up to Q4-2017-18 11,430 - 770 10,660 Public Liability For Q4 - 2017-18 6,474 33 (3,705) 10,212 Up to Q4-2017-18 18,896 33 10,189 8,740 Engineering For Q4 - 2017-18 21,203 85 9,137 12,151 Up to Q4-2017-18 66,796 1,934 45,848 22,882 ` Aviation For Q4 - 2017-18 424 - 983 (559) Up to Q4-2017-18 1,120 - 4,291 (3,171) Personal Accident For Q4 - 2017-18 5,930 - 1,291 4,639 Up to Q4-2017-18 21,807 - (2,976) 24,783 Health For Q4 - 2017-18 116,805 - 163,581 (46,776) Up to Q4-2017-18 302,586 - 545,058 (242,472) Weather and Crop Insurance For Q4 - 2017-18 - - 273,763 (273,763) Up to Q4-2017-18 27,500 - 1,101,992 (1,074,492) Other Misc. For Q4 - 2017-18 11,304 (1) 1,367 9,936 Up to Q4-2017-18 41,569 1 24,102 17,468 Misc Total For Q4 - 2017-18 983,619 117 713,893 269,843 Up to Q4-2017-18 2,220,233 1,968 2,715,674 (493,473) For Q4 - 2017-18 1,070,873 9,390 778,171 302,092 Grand Total Up to Q4-2017-18 2,560,969 13,961 3,150,662 (575,732)

Break-up of the expenses (Gross) incurred to procure business to be furnished as For Q4 - 2017-18 Up to Q4-2017-18 per details indicated below:

(Rs. In '000) (Rs. In '000) Agents 454,182 1,028,812 Brokers 344,183 915,373 Corporate agency 226,263 545,026 Web Aggregator 6,624 17,218 Motor Insurance Service 39,496 54,218 Provider (MISP) Others- IMF 125 322 TOTAL 1,070,873 2,560,969 PERIODIC DISCLOSURES FORM NL-6-COMMISSION SCHEDULE

RELIANCE GENERAL INSURANCE COMPANY LIMITED

COMMISSION SCHEDULE Commission Commission paid received from Net commission Particulars Period ended Commission paid on reinsurance reinsurance (3+4-5) accepted ceded 1 2 3 4 5 6 (Rs. In '000) (Rs. In '000) (Rs. In '000) (Rs. In '000) Fire For Q4 - 2016-17 29,857 10,077 109,837 (69,903) Up to Q4-2016-17 147,016 17,516 420,568 (256,036) Marine Cargo For Q4 - 2016-17 9,274 - 14,908 (5,634) Up to Q4-2016-17 49,769 520 87,537 (37,248) Marine Hull For Q4 - 2016-17 1,297 - 1,115 182 Up to Q4-2016-17 2,642 - (1,238) 3,880 Marine Total For Q4 - 2016-17 10,571 - 16,023 (5,452) Up to Q4-2016-17 52,411 520 86,299 (33,368) Motor OD For Q4 - 2016-17 177,863 - 71,019 106,844 Up to Q4-2016-17 638,964 - 726,800 (87,836) Motor TP For Q4 - 2016-17 1,460 - 31,853 (30,393) Up to Q4-2016-17 7,376 - 106,124 (98,748) Motor Total For Q4 - 2016-17 179,323 - 102,872 76,451 Up to Q4-2016-17 646,340 - 832,924 (186,584) Employer's Liability For Q4 - 2016-17 1,952 - 165 1,787 Up to Q4-2016-17 8,172 - 705 7,467 Public Liability For Q4 - 2016-17 2,598 64 435 2,227 Up to Q4-2016-17 13,407 65 14,663 (1,191) Engineering For Q4 - 2016-17 9,535 1,252 10,761 26 Up to Q4-2016-17 41,424 2,345 57,432 (13,663) ` Aviation For Q4 - 2016-17 187 - 674 (487) Up to Q4-2016-17 529 - 3,099 (2,570) Personal Accident For Q4 - 2016-17 5,373 - 302 5,071 Up to Q4-2016-17 29,727 68 9,440 20,355 Health For Q4 - 2016-17 56,413 - 6,762 49,651 Up to Q4-2016-17 208,218 49 57,058 151,209 Weather and Crop Insurance For Q4 - 2016-17 - - 757,830 (757,830) Up to Q4-2016-17 - - 1,386,259 (1,386,259) Other Misc. For Q4 - 2016-17 11,206 - 2,135 9,071 Up to Q4-2016-17 38,027 7 28,230 9,804 Misc Total For Q4 - 2016-17 266,587 1,316 881,936 (614,033) Up to Q4-2016-17 985,844 2,534 2,389,810 (1,401,432) For Q4 - 2016-17 307,015 11,393 1,007,796 (689,388) Grand Total Up to Q4-2016-17 1,185,271 20,570 2,896,677 (1,690,836)

Break-up of the expenses For Q4 - 2016-17 Up to Q4-2016-17 (Gross) incurred to procure business to be furnished as per details indicated below:

(Rs. In '000) (Rs. In '000) Agents 150,055 583,665 Brokers 92,875 455,059 Corporate agency 63,053 143,800 Web Aggregator 998 2,701 Motor Insurance Service - - Provider (MISP) Others-IMF 33 45 TOTAL 307,015 1,185,271 FORM NL-7-OPERATING EXPENSES SCHEDULE

RELIANCE GENERAL INSURANCE COMPANY LIMITED

OPERATING EXPENSES RELATED TO INSURANCE BUSINESS

(Rs. In '000) S.No. 2017-18 2016-17 Miscellane Particulars Fire Up to Marine For Marine Up to Miscellaneo Total Up to Fire Up to Marine For Marine Up to Miscellaneo Miscellaneo Total Up to Fire For Q4 ous* For Total For Q4 Fire For Q4 Total For Q4 Q4 Q4 Q4 us* Upto Q4 Q4 Q4 Q4 Q4 us* For Q4 us* Up to Q4 Q4 Q4 1 Employees’ remuneration & welfare benefits 56,080 161,371 1,529 7,540 711,401 2,711,281 769,010 2,880,193 63,398 137,619 2,238 8,206 463,874 2,104,854 529,510 2,250,679 2 Company's contribution to Provident fund and others 2,723 8,793 59 405 31,860 137,135 34,642 146,332 4,377 8,865 165 538 23,402 122,126 27,944 131,529 3 Travel, conveyance and vehicle running expenses 2,265 6,404 59 295 45,869 158,888 48,193 165,587 1,583 5,020 19 304 37,328 128,391 38,930 133,716 4 Rents, rates & taxes 2,110 9,466 16 436 41,072 245,401 43,198 255,304 2,557 9,680 (5) 588 33,241 244,475 35,793 254,744 5 Repairs 2,886 11,150 42 514 60,245 285,588 63,172 297,251 3,558 10,490 60 637 84,073 271,806 87,692 282,933 6 Printing & Stationery 781 2,529 17 116 16,964 64,978 17,761 67,623 899 2,530 18 154 21,261 63,889 22,178 66,572 7 Communication expenses 885 4,006 6 185 17,236 102,179 18,127 106,370 1,138 4,062 4 247 26,101 102,477 27,243 106,785 8 Postage expenses 895 3,409 14 157 18,486 87,040 19,395 90,606 586 2,999 (19) 182 12,680 75,761 13,248 78,942 9 Legal & professional charges 2,388 14,181 22 338 24,418 119,017 26,828 133,536 2,969 14,162 (1,074) (747) 31,729 119,744 33,623 133,159 10 Auditors Fees, expenses, etc. a. As auditor (30) 190 (4) 9 (1,138) 4,834 (1,171) 5,032 75 226 1 14 1,760 5,697 1,836 5,936 b. As advisor or in any other capacity, in respect ------(i) Taxation matters ------(ii) Insurance matters ------(iii) Management services; and ------c. In any other capacity ------11 Advertisement and Publicity 30,462 95,527 686 4,400 593,212 3,585,618 624,360 3,685,545 18,838 82,683 (289) 5,022 825,361 3,416,692 843,909 3,504,397 12 Bank Charges & interest expenses others 233 1,616 (5) 74 14,168 51,818 14,396 53,508 531 1,758 5 107 11,976 44,047 12,512 45,912 13 Service Tax/ GST Expenses (2,140) 2,775 (153) 128 26,334 184,212 24,042 187,115 659 1,750 16 106 32,071 101,183 32,746 103,040 Others : 14 Directors' Sitting fees 37 129 1 6 782 3,298 820 3,433 22 64 0 4 520 1,620 543 1,688 15 Entertainment Expenses 499 1,036 17 48 7,024 20,155 7,539 21,238 140 444 2 27 3,306 11,264 3,447 11,735 16 Office Maintenance Expenses 1,790 6,737 28 310 37,082 171,844 38,899 178,891 1,663 6,501 (8) 395 37,679 164,433 39,334 171,329 17 Training & Recruitment Expenses (2,677) 2,086 (176) 96 (82,020) 41,666 (84,872) 43,848 5,277 6,994 282 424 15,784 178,415 21,343 185,833 18 Depreciation 2,030 6,609 44 301 43,949 167,127 46,023 174,037 1,847 6,511 11 372 41,419 156,432 43,276 163,315 19 Office Management Expenses 669 2,262 13 104 14,317 57,708 15,000 60,075 631 2,292 1 139 14,443 57,868 15,075 60,300 20 Subscriptions and Membership Fees 284 838 7 39 6,282 21,372 6,573 22,249 (132) 857 (30) 52 (4,211) 21,646 (4,373) 22,555 21 Coinsurance Expenses (net) 94 5,356 211 874 2,974 9,400 3,280 15,630 1,454 5,080 175 1,523 453 5,976 2,081 12,579 22 Weather Insurance Charges* (1,469) - (84) - 87,485 288,513 85,933 288,513 134 (1,019) 34 (62) 3,526 191,016 3,694 189,935 23 Miscellaneous expenses* (9,318) 416 (2,307) 19 (125,506) 11,584 (137,131) 12,019 81 626 (6) 40 5,447 22,758 5,523 23,425

Total 91,478 346,884 43 16,394 1,592,497 8,530,657 1,684,017 8,893,936 112,284 310,195 1,601 18,271 1,723,222 7,612,570 1,837,107 7,941,037 *Miscellaneous expenses have been bifurecated into weather insurance charges and Miscellaneous expenses. FORM NL-7-OPERATING EXPENSES SCHEDULE

RELIANCE GENERAL INSURANCE COMPANY LIMITED

OPERATING EXPENSES RELATED TO INSURANCE BUSINESS

(Rs. In '000) S.No. 2017-18 Weather and Weather and Particulars Employer's Employer's Public Public Personal Personal Crop Crop Other Other Total Total Motor OD Motor OD Up Motor TP For Motor TP Up Motor Total Motor Total Liability For Liability Up Liability For Liability Up Engineering Engineering Aviation For Aviation Up Accident For Accident Up Health For Health Up to Insurance Insurance Miscellaneo Miscellaneo Miscellaneo Miscellaneous For Q4 to Q4 Q4 to Q4 For Q4 Up to Q4 Q4 to Q4 Q4 to Q4 For Q4 Up to Q4 Q4 to Q4 Q4 to Q4 Q4 Q4 For Q4 Up to Q4 us For Q4 us Up to Q4 us For Q4 Up to Q4 1 Employees’ remuneration & welfare benefits 207,949 723,752 235,168 787,084 443,117 1,510,837 4,657 13,410 4,912 14,088 12,484 31,780 26 156 4,508 22,894 88,462 510,574 138,575 566,879 14,659 40,664 711,401 2,711,281 2 Company's contribution to Provident fund and others 9,764 36,026 11,077 39,179 20,841 75,205 216 720 228 757 595 1,707 1 8 216 1,155 4,158 25,727 4,921 29,671 685 2,184 31,860 137,135 3 Travel, conveyance and vehicle running expenses 15,380 48,569 17,306 52,819 32,686 101,389 181 525 191 551 485 1,243 1 6 331 1,494 6,569 33,273 4,857 18,816 569 1,591 45,869 158,888 4 Rents, rates & taxes 16,130 76,721 18,601 83,434 34,731 160,155 164 775 174 815 490 1,838 (0) 9 244 2,372 3,955 52,816 780 24,270 535 2,352 41,072 245,401 5 Repairs 22,217 88,201 25,315 95,919 47,532 184,120 227 913 240 960 650 2,165 0 11 403 2,799 7,323 62,324 3,141 29,527 729 2,770 60,245 285,588 6 Printing & Stationery 6,042 20,129 6,817 21,890 12,860 42,019 62 207 65 218 171 491 0 2 128 634 2,498 14,116 984 6,664 197 628 16,964 64,978 7 Communication expenses 6,783 31,642 7,811 34,411 14,594 66,053 69 328 73 345 206 778 (0) 4 102 1,005 1,652 22,376 317 10,295 224 995 17,236 102,179 8 Postage expenses 6,897 26,987 7,852 29,348 14,749 56,335 70 279 74 293 201 662 0 3 127 854 2,321 19,018 717 8,748 226 847 18,486 87,040 9 Legal & professional charges 8,524 34,431 9,723 37,444 18,247 71,875 48 280 37 378 538 2,754 (0) 3 1,340 5,941 4,041 28,302 (477) 7,947 645 1,537 24,418 119,017 10 Auditors Fees, expenses, etc. a. As auditor (251) 1,498 (242) 1,629 (493) 3,127 (3) 16 (3) 16 (3) 37 (0) 0 (16) 47 (399) 1,057 (214) 486 (7) 47 (1,138) 4,834 b. As advisor or in any other capacity, in respect ------(i) Taxation matters ------(ii) Insurance matters ------(iii) Management services; and ------c. In any other capacity ------11 Advertisement and Publicity 422,964 1,535,545 479,438 1,669,913 902,401 3,205,459 2,417 7,825 2,552 8,221 6,623 18,546 11 91 5,111 23,946 (126,140) 306,031 (207,430) (8,236) 7,666 23,734 593,212 3,585,618 12 Bank Charges & interest expenses others 6,829 17,856 7,620 19,419 14,449 37,275 17 132 19 139 60 314 (0) 2 5 405 (169) 9,011 (273) 4,141 60 401 14,168 51,818 13 Service Tax/ GST Expenses (3,315) 35,894 (2,919) 39,035 (6,234) 74,929 (181) 227 (189) 239 (362) 539 (3) 3 2,633 4,055 (12,395) 26,913 43,590 76,619 (524) 689 26,334 184,212 Others : 14 Directors' Sitting fees 285 1,022 323 1,112 609 2,134 3 11 3 11 8 25 0 0 6 32 108 721 37 331 9 32 782 3,298 15 Entertainment Expenses 2,155 5,903 2,409 6,420 4,564 12,323 40 85 42 89 103 201 0 1 51 187 1,036 4,155 1,062 2,856 125 257 7,024 20,155 16 Office Maintenance Expenses 13,790 53,258 15,687 57,918 29,477 111,176 141 552 149 580 401 1,308 0 6 257 1,688 4,729 37,588 1,476 17,272 452 1,674 37,082 171,844 17 Training & Recruitment Expenses (22,855) 13,390 (24,221) 14,562 (47,076) 27,952 (225) 171 (235) 180 (468) 405 (4) 2 (890) 495 (20,771) 11,027 (11,693) 916 (658) 518 (82,020) 41,666 18 Depreciation 15,711 51,812 17,717 56,345 33,428 108,157 161 535 170 562 443 1,269 1 6 334 1,639 6,533 36,581 2,369 16,753 511 1,623 43,949 167,127 19 Office Management Expenses 5,177 17,885 5,852 19,450 11,029 37,335 53 185 56 195 147 439 0 2 106 567 2,043 12,623 714 5,800 169 562 14,317 57,708 20 Subscriptions and Membership Fees 2,204 6,624 2,474 7,203 4,679 13,827 23 69 24 72 61 163 0 1 50 210 995 4,675 379 2,148 71 208 6,282 21,372 21 Coinsurance Expenses (net) 53 (105) 55 (114) 107 (220) (1) (2) 53 462 159 981 13 46 38 122 2,577 7,870 30 (39) (2) 180 2,974 9,400 22 Weather Insurance Charges (11,751) - (12,573) - (24,324) - (122) - (128) - (269) - (2) - (425) - (9,754) - 122,872 288,513 (363) - 87,485 288,513 23 Miscellaneous expenses (48,019) 3,755 (51,315) 4,084 (99,335) 7,840 (907) 34 (1,929) 36 (5,026) 81 (102) 0 (1,230) 103 (15,421) 2,320 (404) 1,067 (1,153) 103 (125,506) 11,584

Total 682,662 2,830,796 779,976 3,078,505 1,462,638 5,909,301 7,109 27,277 6,576 29,207 17,697 67,722 (57) 363 13,427 72,643 (46,049) 1,229,100 106,331 1,111,446 24,824 83,598 1,592,497 8,530,657

(Rs. In '000) S.No. 2016-17 Weather and Weather and Particulars Employer's Employer's Public Public Personal Personal Crop Crop Other Other Total Total Motor OD Motor OD Up Motor TP For Motor TP Up Motor Total Motor Total Liability For Liability Up Liability For Liability Up Engineering Engineering Aviation For Aviation Up Accident For Accident Up Health For Health Up to Insurance Insurance Miscellaneo Miscellaneo Miscellaneo Miscellaneous For Q4 to Q4 Q4 to Q4 For Q4 Up to Q4 Q4 to Q4 Q4 to Q4 For Q4 Up to Q4 Q4 to Q4 Q4 to Q4 Q4 Q4 For Q4 Up to Q4 us For Q4 us Up to Q4 us For Q4 Up to Q4 1 Employees’ remuneration & welfare benefits 147,665 629,693 106,669 673,241 254,333 1,302,934 6,211 14,218 5,346 13,022 15,478 32,396 60 198 588 34,005 42,023 324,316 120,324 343,018 19,511 40,747 463,874 2,104,854 2 Company's contribution to Provident fund and others 8,418 37,163 5,946 39,733 14,364 76,895 432 933 374 855 1,067 2,126 4 13 14 2,023 2,300 19,170 3,502 17,436 1,345 2,674 23,402 122,126 3 Travel, conveyance and vehicle running expenses 16,564 45,281 14,659 48,413 31,224 93,694 145 527 116 483 393 1,201 1 7 370 1,994 5,365 19,125 (783) 9,850 497 1,510 37,328 128,391 4 Rents, rates & taxes 15,949 85,812 9,630 91,747 25,578 177,560 224 1,019 171 933 641 2,321 1 14 485 3,836 8,402 36,836 (3,073) 19,038 811 2,919 33,241 244,475 5 Repairs 36,352 94,561 32,683 101,100 69,035 195,661 330 1,104 269 1,011 881 2,515 2 15 885 4,427 12,447 42,436 (887) 21,474 1,112 3,164 84,073 271,806 6 Printing & Stationery 9,068 22,435 8,275 23,987 17,342 46,422 84 266 69 244 222 607 1 4 235 1,003 3,114 9,606 (87) 4,975 280 763 21,261 63,889 7 Communication expenses 12,033 35,974 10,322 38,462 22,354 74,436 101 427 79 391 284 974 0 6 233 1,610 3,776 15,419 (1,087) 7,988 360 1,225 26,101 102,477 8 Postage expenses 6,823 26,610 5,192 28,450 12,015 55,060 46 316 31 289 150 719 (0) 4 54 1,188 1,786 11,383 (1,592) 5,897 190 904 12,680 75,761 9 Legal & professional charges 13,782 42,077 11,729 44,987 25,510 87,064 76 372 52 450 604 2,610 0 5 80 2,153 6,348 19,675 (1,207) 6,378 265 1,038 31,729 119,744 10 Auditors Fees, expenses, etc. a. As auditor 766 2,000 688 2,139 1,453 4,139 7 24 6 22 19 54 0 0 19 89 257 856 (24) 444 23 68 1,760 5,697 b. As advisor or in any other capacity, in respect ------(i) Taxation matters ------(ii) Insurance matters ------(iii) Management services; and ------c. In any other capacity ------11 Advertisement and Publicity 423,532 1,370,934 352,175 1,465,744 775,707 2,836,679 1,575 8,701 1,137 7,969 4,769 19,825 (1) 121 2,731 32,762 59,810 313,919 (26,403) 171,782 6,036 24,935 825,361 3,416,692 12 Bank Charges & interest expenses others 5,366 15,423 4,669 16,490 10,034 31,913 48 185 38 169 132 422 0 3 119 697 1,790 6,671 (352) 3,457 167 530 11,976 44,047 13 Service Tax/ GST Expenses 6,573 15,514 6,077 16,586 12,650 32,100 62 184 52 169 162 420 0 3 183 827 3,795 11,894 14,961 55,059 205 528 32,071 101,183 Others : 14 Directors' Sitting fees 224 569 203 608 427 1,177 2 7 2 6 5 15 0 0 6 25 76 244 (4) 126 7 19 520 1,620 15 Entertainment Expenses 1,465 3,953 1,302 4,226 2,766 8,179 13 47 10 43 35 107 0 1 33 176 476 1,704 (71) 874 44 134 3,306 11,264 16 Office Maintenance Expenses 17,979 57,628 15,010 61,614 32,989 119,242 144 684 109 627 418 1,559 0 10 300 2,576 5,425 24,670 (2,234) 13,105 528 1,961 37,679 164,433 17 Training & Recruitment Expenses (6,679) 61,588 (14,393) 65,848 (21,071) 127,436 544 735 490 673 1,272 1,675 7 10 1,949 2,745 19,558 26,292 11,433 16,740 1,601 2,107 15,784 178,415 18 Depreciation 18,818 54,873 16,289 58,668 35,107 113,541 160 644 126 590 444 1,468 1 9 384 2,431 6,073 23,861 (1,437) 12,042 561 1,847 41,419 156,432 19 Office Management Expenses 6,703 20,321 5,719 21,726 12,422 42,046 56 241 43 221 158 550 0 3 127 908 2,089 8,699 (650) 4,508 199 691 14,443 57,868 20 Subscriptions and Membership Fees (508) 7,601 (1,404) 8,126 (1,912) 15,727 (20) 90 (23) 83 (28) 206 (1) 1 (126) 340 (682) 3,254 (1,385) 1,686 (34) 259 (4,211) 21,646 21 Coinsurance Expenses (net) 1 14 (1) 15 (0) 29 (0) 1 53 380 124 991 11 100 19 120 275 4,247 - - (29) 108 453 5,976 22 Weather Insurance Charges 416 (9,033) 1,448 (9,658) 1,864 (18,692) 21 (107) 25 (98) 28 (244) 1 (1) 139 (404) 719 (3,867) 696 214,737 34 (307) 3,526 191,016 23 Miscellaneous expenses 3,032 8,910 2,617 9,526 5,650 18,437 5 66 2 60 22 150 (0) 1 (8) 248 209 2,376 (460) 1,232 28 189 5,447 22,758

Total 744,339 2,629,902 595,503 2,811,779 1,339,842 5,441,681 10,266 30,683 8,576 28,592 27,281 72,664 87 526 8,819 95,779 185,432 922,784 109,179 931,847 33,741 88,013 1,723,222 7,612,570 PERIODIC DISCLOSURES FORM NL-8-SHARE CAPITAL SCHEDULE

RELIANCE GENERAL INSURANCE COMPANY LIMITED

SHARE CAPITAL S.No. Particulars As at 31-03-2018 As at 31-03-2017 (Rs. In '000) (Rs. In '000) 1 Authorised Capital 30,00,00,000 (Previous Year 20,00,00,000 ) Equity 3,000,000 2,000,000 Shares of Rs10 each

2 Issued Capital 25,15,49,920 (Previous Year 12,57,74,960) Equity 2,515,499 1,257,750 Shares of Rs10 each

3 Subscribed Capital 25,15,49,920 (Previous Year 12,57,74,960) Equity 2,515,499 1,257,750 Shares of Rs10 each

4 Called-up Capital 25,15,49,920 (Previous Year 12,57,74,960) Equity 2,515,499 1,257,750 Shares of Rs10 each

Less : Calls unpaid - - Add : Equity Shares forfeited (Amount originally - - paid up)

Less : Par Value of Equity Shares bought back - -

Less : - - (i) Preliminary Expenses (ii) Expenses including commission or brokerage on underwriting or subscription of shares TOTAL 2,515,499 1,257,750

Note: Of the above 25,15,49,920 shares are held by Holding Company, Reliance Capital Limited (previous year 12,57,74,960 Equity shares). PERIODIC DISCLOSURES FORM NL-9-PATTERN OF SHAREHOLDING SCHEDULE

RELIANCE GENERAL INSURANCE COMPANY LIMITED

SHARE CAPITAL PATTERN OF SHAREHOLDING [As certified by the Management]

Shareholder As at 31-03-2018 As at 31-03-2017 Number of Shares % of Holding Number of % of Holding Shares Promoters · Holding Company - Indian 251,549,920 100.00% 125,774,960 100.00% · Holding Company - Foreign - - - - TOTAL 251,549,920 100% 125,774,960 100% PERIODIC DISCLOSURES FORM NL-10-RESERVES AND SURPLUS SCHEDULE

RELIANCE GENERAL INSURANCE COMPANY LIMITED

RESERVES AND SURPLUS S.No. Particulars As at 31-03-2018 As at 31-03-2017

(Rs. In '000) (Rs. In '000) 1 Capital Reserve - - 2 Capital Redemption Reserve - - 3 Debenture Redemption Reserve Opening Balance - - Add:- Creation during the year 127,778 - Closing Balance 127,778 - 4 Share Premium Opening Balance 8,924,800 8,054,800 Less: - Utilised for issue of bonus Share 1,257,750 - Add :- Change during the period - 870,000 Closing Balance 7,667,050 8,924,800 5 General Reserves - - 6Catastrophe Reserve - - 7Other Reserves (to be specified) - - 8 Balance of Profit in Profit & Loss Account 3,740,821 2,294,255 TOTAL 11,535,649 11,219,055 PERIODIC DISCLOSURES FORM NL-11-BORROWINGS SCHEDULE

RELIANCE GENERAL INSURANCE COMPANY LIMITED

BORROWINGS Sr No. Particulars As at 31-03-2018 As at 31-03-2017 (Rs. In '000) (Rs. In '000) 1 Debentures/ Bonds : 2,300,000 2,300,000 Unsecured - Long Term 2 Banks - - 3Financial Institutions - - 4Others (to be specified) - - TOTAL 2,300,000 2,300,000 PERIODIC DISCLOSURES FORM NL-12A-INVESTMENT SCHEDULE (SHAREHOLDER)

RELIANCE GENERAL INSURANCE COMPANY LIMITED

INVESTMENTS S.No. Particulars As at 31-03-2018 As at 31-03-2017

(Rs. In '000) (Rs. In '000) LONG TERM INVESTMENTS 1 Government securities and Government guaranteed bonds 3,904,062 2,749,229 including Treasury Bills 2 Other Approved Securities 1,135,207 1,421,862 3 Other Investments ( a) Shares (aa) Equity 233,717 124,045 (bb) Preference - - (b) Mutual Funds - - (c) Derivative Instruments - - (d) Debentures/ Bonds 2,807,371 3,021,365 (e) Other Securities (to be specified) - - (f) Subsidiaries - - (g) Investment Properties-Real Estate - - 4 Investments in Infrastructure and Social Sector 962,214 1,129,689 5 Other than Approved Investments 141,293 273,357 SHORT TERM INVESTMENTS 1 Government securities and Government guaranteed bonds 115,518 - including Treasury Bills 2 Other Approved Securities 29,878 - 3 Other Investments (a) Shares (aa) Equity 2,315 - (bb) Preference 231 - (b) Mutual Funds 104,054 429,350 (c) Derivative Instruments - - (d) Debentures/ Bonds 1,795,623 1,621,118 (e) Other Securities 98,528 - (f) Subsidiaries - - (g) Investment Properties-Real Estate - - 4 Investments in Infrastructure and Social Sector 72,545 139,867 5 Other than Approved Investments 188,290 24,469 TOTAL 11,590,846 10,934,351 ` Notes : 1. The value of Investment Other than listed equity shares is as follows:

Particulars As at 31-03-2018 As at 31-03-2017 (Rs. In '000) (Rs. In '000) Book Value 11,305,440 10,758,203 Market Value 11,213,326 10,867,800

2. All the above investments are performing assets.

3. The company has segregated the investments seperately between policy holders funds and share holders funds on notional basis as per IRDAI circular no. IRDA/F&A/CIR/CPM/056/03/2016 dated 04th April,2016 and IRDA/F&A/CIR/CPM/010/01/2017 dated 12th January,2017 PERIODIC DISCLOSURES FORM NL-12B-INVESTMENT SCHEDULE (POLICYHOLDER)

RELIANCE GENERAL INSURANCE COMPANY LIMITED

INVESTMENTS S.No. Particulars As at 31-03-2018 As at 31-03-2017

(Rs. In '000) (Rs. In '000) LONG TERM INVESTMENTS 1 Government securities and Government guaranteed bonds 23,037,940 14,157,622 including Treasury Bills 2 Other Approved Securities 6,698,879 7,322,122 3 Other Investments ( a) Shares (aa) Equity 1,379,170 638,797 (bb) Preference - - (b) Mutual Funds - - (c) Derivative Instruments - - (d) Debentures/ Bonds 16,566,345 15,559,031 (e) Other Securities (to be specified) - - (f) Subsidiaries - - (g) Investment Properties-Real Estate - - 4 Investments in Infrastructure and Social Sector 5,678,045 5,817,528 5 Other than Approved Investments 833,775 1,407,696 SHORT TERM INVESTMENTS 1 Government securities and Government guaranteed bonds 681,672 - including Treasury Bills 2 Other Approved Securities 176,312 - 3 Other Investments (a) Shares (aa) Equity 13,658 - (bb) Preference 1,361 - (b) Mutual Funds 614,025 2,211,010 (c) Derivative Instruments - - (d) Debentures/ Bonds 10,596,002 8,348,224 (e) Other Securities (to be specified) 581,413 - (f) Subsidiaries - - (g) Investment Properties-Real Estate - - 4 Investments in Infrastructure and Social Sector 428,092 720,269 5 Other than Approved Investments 1,111,104 126,007 TOTAL 68,397,795 56,308,306 ` Notes : 1. The value of Investment Other than listed equity shares is as follows:

Particulars As at 31-03-2018 As at 31-03-2017 (Rs. In '000) (Rs. In '000) Book Value 66,713,610 55,401,193 Market Value 66,170,042 55,965,586

2. All the above investments are performing assets.

3. The company has segregated the investments seperately between policy holders funds and share holders funds on notional basis as per IRDAI circular no. IRDA/F&A/CIR/CPM/056/03/2016 dated 04th April,2016 and IRDA/F&A/CIR/CPM/010/01/2017 dated 12th January,2017 PERIODIC DISCLOSURES FORM NL-13-LOANS SCHEDULE

RELIANCE GENERAL INSURANCE COMPANY LIMITED

LOANS S.No. Particulars As at 31-03-2018 As at 31-03-2017

(Rs. In '000) (Rs. In '000) 1 SECURITY-WISE CLASSIFICATION Secured (a) On mortgage of property (aa) In India - - (bb) Outside India - - (b) On Shares, Bonds, Govt. Securities - - (c) Others (to be specified) - - Unsecured - - TOTAL - - 2 BORROWER-WISE CLASSIFICATION (a)Central and State Governments - - (b)Banks and Financial Institutions - - (c)Subsidiaries - - (d)Industrial Undertakings - - (e)Others - Trustees of Reliance General - - Insurance Employees Benefit Trust TOTAL - - 3 PERFORMANCE-WISE CLASSIFICATION (a) Loans classified as standard (aa) In India - - (bb) Outside India - - (b) Non-performing loans less provisions (aa) In India - - (bb) Outside India - - TOTAL - - 4 MATURITY-WISE CLASSIFICATION (a)Short Term - - (b)Long Term - - TOTAL - - PERIODIC DISCLOSURES FORM NL-14-FIXED ASSETS SCHEDULE

RELIANCE GENERAL INSURANCE COMPANY LIMITED

FIXED ASSETS (Rs. In '000) Cost/ Gross Block Depreciation Net Block

For the Particulars As at 1st As at 31st As at 1st As at 31st As at 31st As at 31st Additions Deductions period/ Deductions April,2017 March, 2018 April,2017 March, 2018 March, 2018 March, 2017 Adjustments

Leasehold Improvement 73,797 6,172 - 79,969 45,260 11,068 - 56,328 23,641 28,537 Furniture & Fittings 84,945 3,785 2,414 86,316 69,029 4,227 2,214 71,041 15,275 15,917 Information Technology 298,190 88,249 2,980 383,459 247,802 43,018 2,035 288,785 94,674 50,388 Equipment Intangible Asset (Computer 655,672 32,200 - 687,872 475,893 93,986 - 569,879 117,993 179,779 Software) Vehicles 279 10,304 - 10,583 279 455 - 734 9,849 0 Office Equipment 209,390 20,398 7,662 222,126 170,734 21,246 5,624 186,356 35,770 38,657 Plant & Machinery 4,514 - - 4,514 4,442 35 - 4,477 37 72 TOTAL 1,326,787 161,107 13,056 1,474,838 1,013,438 174,036 9,873 1,177,600 297,238 313,349 Capital Work in progress 8,389 55,624 - 64,013 - - - - 64,013 8,389 Grand Total 1,335,176 216,731 13,056 1,538,852 1,013,438 174,036 9,873 1,177,601 361,252 321,739 Previous Period (2016-17) 1,253,609 169,615 88,047 1,335,177 914,429 163,315 64,306 1,013,438 321,739 - PERIODIC DISCLOSURES FORM NL-15-CASH AND BANK BALANCE SCHEDULE

RELIANCE GENERAL INSURANCE COMPANY LIMITED

CASH AND BANK BALANCES S.No. Particulars As at 31-03-2018 As at 31-03-2017 (Rs. In '000) (Rs. In '000) 1 Cash (including cheques, drafts and 32,405 57,725 stamps on hand) 2 Bank Balances (a) Deposit Accounts (i)Short-term (due within 12 months)* 9,670 1,480 (ii)Others - - (b) Current Accounts** 3,129,723 442,226 (c) Others - Cheques on Hand 201,356 751,413 3 Money at Call and Short Notice (a) With Banks - - (b) With other Institutions - - 4Others (to be specified) - - TOTAL 3,373,154 1,252,844

Balances with non-scheduled banks - - included in (Current Accounts) above

TOTAL 3,373,154 1,252,844

* Short term deposit represents fixed deposit given to bank for bank guarantee. **Out of above Rs 126,837 thousand (Previous year Rs 127,205 thousand) are earmarked for specified purpose in a separate bank account. PERIODIC DISCLOSURES FORM NL-16-ADVANCES AND OTHER ASSETS SCHEDULE

RELIANCE GENERAL INSURANCE COMPANY LIMITED

ADVANCES AND OTHER ASSETS S.No.Particulars As at 31-03-2018 As at 31-03-2017

(Rs. In '000) (Rs. In '000) ADVANCES 1Reserve deposits with ceding companies - - 2 Application money for investments - - 3Prepayments 140,843 66,758 4Advances to Directors/Officers - - 5 Advance tax paid and taxes deducted at 15,027 47,856 source (Net of provision for taxation) (net of provision for taxes Rs Nil, Previous year Rs Nil) 6 MAT Credit Entitlement 972,920 550,781 7Rental & Other Deposits 325,054 319,932 8Advances to Staff 2,618 2,844 9 Unutilised Goods and Service Tax Credit 191,886 33,335 10Other Advances & Deposits 463,080 287,917 982,638 644,028 - Less Provision for doubtful advances (106,091) (24,408) 876,547 619,620 TOTAL (A) 2,005,337 1,285,015 OTHER ASSETS 1Income accrued on investments 2,282,331 2,041,684 2 Investments pertaining to Policyholder funds* 533,031 487,026 3Outstanding Premiums 2,186,444 772,933 4Agents’ Balances 2,265 1,194 5 Foreign Agencies Balances - - 6Investments Sales- to be settled 207,101 1,442,482 7 Due from other entities carrying on insurance 2,579,105 1,897,824 business (including reinsurers) 8Less : Provision for doubtful debts (418,777) (392,470) 9Due from subsidiaries/holding cos. - - 10Repossessed Stock - - 11 Deposit with Reserve Bank of India[Pursuant - - to section 7 of Insurance Act, 1938] 12Others - - TOTAL (B) 7,371,500 6,250,673 TOTAL (A+B) 9,376,837 7,535,688 * Corresponding figures have been regrouped/reclassified. PERIODIC DISCLOSURES FORM NL-17-CURRENT LIABILITIES SCHEDULE

RELIANCE GENERAL INSURANCE COMPANY LIMITED

CURRENT LIABILITIES S.No. Particulars As at 31-03-2018 As at 31-03-2017

(Rs. In '000) (Rs. In '000) 1Payable to Agents 300,707 87,126 2 Balances due to other insurance companies 6,811,092 5,372,769 3Deposits held on re-insurance ceded - - 4Premiums received in advance 569,036 159,260 5Unallocated Premium 3,887,590 2,793,387 6 Interest Accrued but not due on Borrowings 130,741 130,741 7Sundry creditors 1,969,549 1,146,884 8Due to subsidiaries/ holding company - - 9 Claims Outstanding 47,333,104 39,575,385 Add : Provision for Doubtful Reinsurance 137,330 137,330 Recoveries 10Due to Officers/ Directors - - Others: - Unclaimed Amount of Policy Holders 744,647 720,853 - Payable to policyholders* 80,935 - - Environmental Relief Fund Payable 53 31 - Employee Related Payables 620,454 380,454 - Investments Purchased-to be settle 0 53,187 - Temporary Bank Overdraft as per books of 363,436 324,699 accounts - Goods and Service Tax Liability 202,351 118,870 - Statutory Dues 285,066 159,004 TOTAL 63,436,090 51,159,980 * The company has segregated unclaimed amount of policy holder as per IRDAI Circular Ref: IRDA/F&A/CIR/Misc/173/07/2017 dated: 25th Jul 2017. Restated amount of payable to policy holder as at March-17 is Rs 105,223 thousand. PERIODIC DISCLOSURES FORM NL-18-PROVISIONS SCHEDULE

RELIANCE GENERAL INSURANCE COMPANY LIMITED

PROVISIONS S.No. Particulars As at 31-03-2018 As at 31-03-2017

(Rs. In '000) (Rs. In '000) 1Reserve for Unexpired Risk 13,603,145 10,524,293 2 For Taxation (less advance tax paid 50,731 47,639 and Tax deducted at source) (net of advance tax of Rs 3,33,800 thousand, Previous year Rs 2,15,400 thousand) 3 For Final dividends - - 4For dividend distribution tax - - 5Reserve for Premium Deficiency - - 6 Others: - For Grautity 7,133 2,609 - For Leave Encashment 2,606 22,016 - For Risk Reserves 100,000 100,000 TOTAL 13,763,615 10,696,557 PERIODIC DISCLOSURES FORM NL-19 MISC EXPENDITURE SCHEDULE

RELIANCE GENERAL INSURANCE COMPANY LIMITED

MISCELLANEOUS EXPENDITURE (To the extent not written off or adjusted) S.No. Particulars As at 31-03-2018 As at 31-03-2017 (Rs. In '000) (Rs. In '000) 1 Discount Allowed in issue of - - shares/ debentures 2Others (to be specified) - - TOTAL - - PERIODIC DISCLOSURES FORM NL-20-RECEIPT AND PAYMENTS SCHEDULE

RELIANCE GENERAL INSURANCE COMPANY LIMITED (Rs. In '000) RECEIPTS AND PAYMENTS ACCOUNT FOR THE YEAR ENDED MARCH 31, 2018 FOR THE YEAR ENDED MARCH FOR THE YEAR ENDED MARCH Particulars 31, 2018 31, 2017 Cash and cash equivalents at the beginning of year 01.04.2017 : Cash & Bank balance 1,252,844 1,013,015 Less: Temporary Bank Overdraft as per books of accounts 324,699 759,708

Cash flows from Operating Activities :- Direct Premiums received 49,687,052 39,383,517 Payment to Reinsurance companies (net of claims and commission) (4,007,793) (3,776,010) Payment to Co Insurance companies (net of claims and expenses) 41,391 (196,858) Direct Claims Paid (27,465,663) (22,253,732) Direct Commission / Brokerage Payments (2,380,492) (1,139,571) Payment of other operating expenses (7,944,675) (7,707,217) Preliminary and pre-operating expenses - - Advances, Deposits,Staff loans 744,634 1,953,232 Service Tax/GST (Net) 89,160 (121,150) Income tax paid (Net) (380,569) (241,116) Misc Receipts/payments 232,293 5,527 Cash Flow before extraordinary items 8,615,338 5,906,622 Cash flow from extraordinary operations - - Cash flow from operating activities :- 8,615,338 5,906,622

Cash flows from investing activities :- Purchase of investments (76,320,925) (111,891,707) Sale of investment (including gain/loss) 62,430,728 98,028,325 Purchase of fixed Assets (216,731) (169,614) Proceeds from Sale of fixed Assets 2,415 23,673 Rent/Interest/Dividends received 5,210,358 4,321,420 Investment in money market instruments and in liquid mutual funds (Net) 2,664,644 2,201,850 Repayment received on Loan Given - - Expenses related to investment activities (19,262) (15,746) Net Cash Flow from Investing activities (6,248,775) (7,501,799)

Cash flows from financing activities :- Proceeds from issuance of share capital - - Share Application Money Received - - Proceeds from borrowings - 2,300,000 Repayment of borrowings - - Borrowings issue expenses - (29,287) Interest/ Dividend Paid (284,990) (698) Cash flow from Financing activities (284,990) 2,270,015

Cash and cash equivalents at the end of period including Bank overdraft * 3,009,718 928,145

Cash and cash Equivalent at the end of period: Cash & Bank balance as per schedule 3,373,154 1,252,844 Less: Temporary book over draft as per schedule 363,436 324,699 Cash and Cash Equivalent at the end of period 3,009,718 928,145

* Corresponding figures have been regrouped/reclassified. PERIODIC DISCLOSURES FORM NL-21: Statement of Liabilities

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED Date: 31-03-2018 (Rs. In Lacs ) STATEMENT OF LIABILITIES Reserve Gross Reserve Net Reserve Unearned Premium Reserve (UPR) - (a) 188,656 136,031 Premium Deficiency Reserve (PDR) - (b) - - Unexpired Risk Reserve (URR) - (c)=(a) +(b) 188,656 136,031 Outstanding Claim Reserve (other than IBNR reserve) - (d) 264,863 175,542 IBNR Reserve - (e) 449,689 299,162 Total Reserves for Technical Liabilities - (f)=(c)+(d)+(e) 903,209 610,736

Note:- The form is prepared basis the format prescribed in the Insurance Regulatory Development Authority of India (Assets, Liabilities and Solvency Margin of General Insurance Business) Regulations, 2016. PERIODIC DISCLOSURES FORM NL-22

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED Date: 31-03-2018

GROSS DIRECT PREMIUM UNDERWRITTEN FOR AND UPTO THE QUARTER ENDED MARCH 31, 2018 (Rs. In Lacs )

Fire Marine (Cargo) Marine (Hull) Engineering Motor OD Motor TP Liability insurance Personal Accident Medical Insurance Overseas Medical Insurance Crop Insurance All Other Miscellaneous Grand Total For Q4 YTD Mar- For Q4 YTD Mar- For Q4 YTD Mar- For Q4 YTD Mar- For Q4 YTD Mar- For Q4 YTD Mar- For Q4 YTD Mar- For Q4 YTD Mar- For Q4 YTD Mar- For Q4 YTD Mar- For Q4 YTD Mar- For Q4 YTD Mar- For Q4 YTD Mar- STATES 2017-18 18 2017-18 18 2017-18 18 2017-18 18 2017-18 18 2017-18 18 2017-18 18 2017-18 18 2017-18 18 2017-18 18 2017-18 18 2017-18 18 2017-18 18 Andhra Pradesh 156 847 0 1 - - 16 104 446 1,479 683 2,098 1 5 4 11 46 139 4 28 - - 8 25 1,365 4,738 Arunachal Pradesh 1 3 - - - - 37 133 ------38 135 Assam 49 229 2 9 - - 6 211 343 1,446 321 1,227 0 2 1 2 12 29 0 1 - - 12 51 746 3,206 Bihar 41 203 - 2 - - 13 187 339 1,448 515 1,853 0 1 0 0 6 17 0 0 - - 24 91 938 3,801 Chhattisgarh 86 1,019 0 0 - - 12 106 114 533 82 384 1 3 5 13 73 222 0 0 26 5,972 17 45 416 8,299 Goa 19 95 0 0 - - 8 13 102 301 79 225 0 4 0 0 3 7 0 0 - - 2 8 215 653 Gujarat 530 3,745 100 588 - 229 130 497 4,906 18,666 4,598 16,629 103 444 44 306 1,307 3,838 25 142 - - 46 337 11,787 45,420 Haryana 444 2,020 9 49 - - 92 311 946 3,989 622 2,571 4 12 6 26 174 1,444 3 35 - - 19 84 2,319 10,541 Himachal Pradesh 23 760 - - - - 7 15 176 737 392 1,461 1 3 0 1 7 15 0 0 - 23 23 67 628 3,083 Jammu & Kashmir 5 44 1 2 - - 2 16 298 1,218 428 1,529 1 2 1 2 6 15 0 2 1,057 2,405 7 26 1,806 5,260 Jharkhand 95 197 (0) 8 - - 53 221 425 1,526 764 2,469 74 318 0 130 16 46 0 4 - - 26 113 1,452 5,031 Karnataka 990 3,507 57 302 - - 88 331 3,548 12,773 4,911 16,841 24 133 79 222 1,223 5,331 81 409 29 29 32 111 11,063 39,988 Kerala 96 411 2 3 - - 10 72 2,066 8,650 1,772 7,045 3 8 2 11 59 26,957 70 363 - - 15 74 4,095 43,594 Madhya Pradesh 138 5,843 1 5 - - 180 781 91 319 89 318 3 12 6 14 67 203 0 2 - - 57 215 632 7,712 Maharasthra 1,281 5,249 179 1,012 14 536 287 1,025 6,871 24,750 8,925 31,473 136 888 156 748 5,179 17,757 290 1,758 2,836 77,157 422 1,420 26,577 163,771 Manipur 2 6 - - - - 0 0 ------3 6 Meghalaya 0 13 - - - - 0 6 ------0 18 Mizoram 1 6 ------1 6 Nagaland 1 2 - - - - - 1 ------1 4 Orissa 150 654 0 4 - - 44 192 324 1,202 404 1,330 5 17 0 0 (387) 1,762 0 1 - (343) 29 119 570 4,938 Punjab 172 471 32 143 - - 27 63 312 1,087 323 1,227 5 23 8 38 172 474 46 255 - - 42 142 1,138 3,922 Rajasthan 327 805 1 5 - - 82 269 199 878 172 980 7 17 31 179 82 235 0 3 - - 44 156 947 3,527 Sikkim 2 23 - - - - 1 21 ------3 44 Tamil Nadu 370 1,521 5 104 - - 44 298 2,574 10,003 3,658 14,173 8 57 33 218 359 2,728 57 271 - - 28 137 7,136 29,510 Telangana 220 1,136 9 115 99 410 84 458 1,352 5,240 1,704 6,244 47 192 53 198 571 2,009 25 140 - 0 35 102 4,199 16,244 Tripura 5 121 - - - - 11 19 ------16 141 Uttar Pradesh 274 2,686 1 5 - - 137 550 2,537 8,636 987 3,677 7 15 12 80 139 440 6 18 5,166 20,186 51 202 9,317 36,495 Uttrakhand 71 241 - 3 - - 33 98 296 1,136 170 592 0 1 1 4 54 145 1 3 - - 9 33 634 2,254 West Bengal 352 2,911 104 1,662 - 1 112 703 1,481 5,469 2,183 7,429 48 218 33 319 823 2,635 20 114 5,996 10,731 102 408 11,254 32,599 Andaman & Nicobar Is. 1 1 - - - - - 4 ------1 6 Chandigarh 32 50 26 39 - - 1 3 701 1,851 403 911 4 13 16 49 67 1,860 10 39 4 1,953 12 33 1,276 6,801 Dadra & Nagra Haveli 1 20 - - - - 0 1 ------2 22 Daman & Diu 1 5 - - - - 0 0 ------1 6 Delhi 214 1,556 254 1,492 - - 72 210 1,461 5,873 1,295 4,766 79 2,187 71 323 1,163 5,413 212 888 - - 86 602 4,906 23,310 Lakshadweep ------Puducherry 6 17 - - - - 0 0 153 631 269 1,157 - 0 0 0 5 14 0 1 - - 1 3 433 1,824 GRAND TOTAL 6,156 36,418 783 5,554 113 1,176 1,588 6,920 32,059 119,838 35,750 128,610 562 4,574 565 2,893 11,228 73,732 853 4,476 22,118 118,114 1,147 4,602 105,919 506,908 PERIODIC DISCLOSURES FORM NL-23 :Reinsurance Risk Concentration

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED Date: 31-03-2018

Statement for the Quarter ended March 31, 2018 (Rs. In Lacs ) Reinsurance Risk Concentration

Premium ceded to reinsurers Premium ceded to No. of Non- reinsurers / Total S.No. Reinsurance Placements Proportional Facultative reinsurers Proportional reinsurance premium ceded (%) 1 No. of Reinsurers with rating of AAA and above 1 0.78 34.55 - 0.10% 2 No. of Reinsurers with rating AA but less than AAA 12 10.81 10.93 107.08 0.35% 3 No. of Reinsurers with rating A but less than AA 86 26,678.23 1,093.63 835.41 77.66% 4 No. of Reinsurers with rating BBB but less than A 12 1,793.16 98.06 30.20 5.22% 5 No. of Reinsurers with rating less than BBB 3 3.47 0.06 0.69 0.01% 6 No. of Indian reinsurer other then GIC 18 2,888.69 127.36 3,121.68 16.66% Total 132 31,375.15 1,364.60 4,095.05 100.00%

Note: Wherever the rating of S&P is not available, equivalent rating from other international rating agencies have been considered. (Equivalent rating based on Munich Re - Rating Categories) PERIODIC DISCLOSURES FORM NL-24 : Ageing of Claims

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED Date: 31-03-2018

Statement for the Quarter ended March 31, 2018 (Rs. In Lacs ) Ageing of Claims

Total No. of Total amount of Line of Business No. of claims paid S.No. claims paid claims paid

1 month 1 - 3 months 3 - 6 months 6 months - 1 year > 1 year 1 Fire 175 35 48 62 59 379 10,583 2 Marine Cargo 741 112 115 70 27 1,065 1,848 3 Marine Hull - - 1 1 - 2 343 4 Engineering 130 45 22 36 10 243 3,289 5 Motor OD 48,875 7,064 2,394 912 2,123 61,368 19,313 6 Motor TP 37 106 201 391 3,294 4,029 18,579 7 Health 187,691 2,149 263 163 22 190,288 17,676 8 Overseas Travel 219 54 30 10 14 327 367 9 Personal Accident 125 132 52 24 68 401 595 10 Liability 11 8 15 7 6 47 218 11 Crop 227,880 - - - - 227,880 9,788 12 Miscellaneous 150 131 100 70 8 459 198 Total 466,034 9,836 3,241 1,746 5,631 486,488 82,797 PERIODIC DISCLOSURES FORM NL-25 : Quarterly claims data for Non-Life

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED Date: 31-03-2018 No. of claims only Marine Marine Engine Overseas Personal Miscellan S.No. Claims Experience Fire Motor OD Motor TP Health Liability Crop Credit TOTAL Cargo Hull ering Travel Accident eous 1 Claims O/S at the beginning of the period 947 903 16 1,158 22,773 65,448 86,377 913 2,165 1,162 599 - 1,565 184,026 2 Claims reported during the period 465 1,190 9 291 60,674 4,650 290,700 752 560 150 227,937 - 547 587,925 3 Claims Settled during the period 379 1,065 2 243 61,368 4,029 190,288 327 401 47 227,880 - 459 486,488 4 Claims Repudiated during the period 115 90 - 108 1,341 59 5,070 322 241 9 - - 126 7,481 5 Claims closed during the period 123 394 7 52 6,346 1,184 6,744 64 31 30 14 - 486 15,475 6 Claims O/S at end of the period 795 544 16 1,046 14,392 64,826 174,975 952 2,052 1,226 642 - 1,041 262,507 Less than 3months 190 167 8 79 9,836 3,564 174,113 697 348 122 32 - 172 189,328 3 months to 6 months 100 52 3 34 1,891 3,153 246 110 204 113 53 - 38 5,997 6months to 1 year 104 68 3 64 817 5,625 168 53 337 141 63 - 32 7,475 1year and above 401 257 2 869 1,848 52,484 448 92 1,163 850 494 - 799 59,707 PERIODIC DISCLOSURES FORM NL-26 : CLAIMS INFORMATION - KG Table I

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED Date: 31-03-2018 TABLE - IA

Required solvency margin based on net premium and net incurred claims (Rs. In Lacs ) Item No. Description PREMIUM CLAIMS Gross Premium Net Premium Gross incurred Net incurred Claim RSM-1 RSM-2 RSM claim 1Fire 40,995 11,914 29,780 5,038 4,099 4,467 4,467 2Marine Cargo 5,618 538 6,921 1,854 674 1,246 1,246 3Marine Hull 1,176 10 2,624 45 118 394 394 4Motor 248,449 196,606 180,787 141,387 39,321 42,416 42,416 5Engineering 7,465 2,313 3,175 1,335 747 476 747 6Aviation 807 11 792 2 81 119 119 7Liabilities 4,710 2,001 1,976 1,277 706 444 706 8Health 78,209 66,472 74,508 68,787 13,294 20,636 20,636 9Others* 6,689 5,944 6,899 4,582 1,189 1,449 1,449 10Crop and Weather 118,114 30,544 85,177 20,596 11,811 12,777 12,777 TOTAL 512,231 316,355 392,639 244,903 72,041 84,424 84,956

Note: Note: The form is prepared basis the format as prescribed in the Insurance Regulatory Development Authority of India (Assets, Liabilities and Solvency Margin of General Insurance Business) Regulations, 2016. PERIODIC DISCLOSURES FORM NL-27 : Offices information for Non-Life

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED Date: 31-03-2018

S.No. Office Information Number* 1 No. of offices at the beginning of the period (As on 01.01.2018) 128 2 No. of branches approved during the period 2 3No. of branches opened during the period Out of approvals of previous period 0 4 Out of approvals of this period 0 5 No. of branches closed during the period 0 6 No of branches at the end of the period (As on 31.03.2018) 128 7 No. of branches approved but not opened 2 8 No. of rural branches - 9 No. of urban branches 128 *Please note 12 Regional Office is excluded PERIODIC DISCLOSURES FORM NL-28-STATEMENT OF INVESTMENT ASSET INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED CODE: 103 STATEMENT AS ON 31.03.2018 PERIODICITY OF SUBMISSION : QUARTERLY STATEMENT OF INVESTMENT ASSETS (General Insurer, Re-Insurers) (Business within India) (Rs. In Lacs ) NO PARTICULARS SCH AMOUNT 1 Investments 8 799,886 2 Loans 9 - 3 Fixed Assets 10 3,613 4 Current Assets - a. Cash & Bank Balance 11 33,732 b. Advances & Other Assets 12 93,768 5 Current Liabilities - a. Current Liabilities 13 (634,361) b. Provisions 14 (137,636) c. Misc. Exp not written off 15 3,727 d. Debit balance of P&L A/c - - APPLICATION OF FUNDS AS PER BALANCE SHEET (A) TOTAL (A) 162,729 OTHER ASSETS SCH AMOUNT 1 Loans (if any) 9 - 2 Fixed Assets (if any) 10 3,613 3 Cash & Bank Balance (if any) 11 33,732 4 Advances & Other Assets (if any) 12 93,768 5 Current Liabilities 13 (634,361) 6 Provisions 14 (137,636) 7 Misc. Expenses not written off 15 3,727 8 Debit balance of P&L A/c - - TOTAL (B) TOTAL (B) (637,157) INVESTMENT ASSETS AS PER FORM 3B (A - B) 799,886

SH PH Book Value (SH + PH) FVC Amount Total No 'Investment' represented as Reg. % Balance FRSM1 % Actual Market Value (a) (b) (c) d=(a+b+c) (e) (d + e) 1 Government Securities Not less than 20% 0 40,196 237,196 277,392 34.65% 0 277,392 268,594 Government Securities or Other Approved Securities (incl. (1) Not less than 30% 0 51,847 305,948 357,795 44.69% 0 357,795 347,949 above) 3 Investment subject to Exposure Norms 0 0 0 0 0 0 1. Housing & Loans to SG for Housing and FFE, Infrastructure Not less than 15% 400 24,712 148,187 173,299 21.64% (84) 173,215 175,390 Investments 2.Approved Investments 0 35,740 210,902 246,642 30.80% (510) 246,132 247,517 Not exceeding 55% 3.Other Investments (not exceeding 15%) 0 3,323 19,610 22,933 2.86% (189) 22,745 22,851 TOTAL INVESTMENT ASSETS 100% 400 115,622 684,647 800,669 100.00% (782) 799,886 793,707 Note:

1 FRSM refers Funds representing Solvency margin 2 Pattern of Investment will apply only to SH funds representing FRSM 3 Book value shall not include funds beyond Solvency Margin 4 Other Investments are as permitted under Sec 27A(2) 5 Investments that are earmarked, are allocated separately to policyholder's or shareholder's, as applicable; balance investments are segregated at Shareholder's level and PERIODIC DISCLOSURES FORM NL-29 Detail regarding debt securities

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED Date: 31-03-2018 (Rs. In lacs) Detail Regarding debt securities MARKET VALUE BOOK VALUE as % of total for as % of total for as % of total for as % of total for As at 31/03/2018 As at 31/03/2017 As at 31/03/2018 As at 31/03/2017 this class this class this class this class BREAKDOWN BY CREDIT RATING AAA rated 252,239 32.60% 243,229 36.39% 249,822 32.02% 239,244 36.16% AA or better 147,243 19.03% 153,060 22.90% 146,156 18.73% 150,309 22.72% Rated below AA but above A* 18,128 2.34% 13,897 2.08% 18,021 2.31% 13,633 2.06% Rated below A but above B - 0.00% 1,006 0.15% - 0.00% 1,001 0.15% Any other 356,224 46.03% 257,142 38.48% 366,192 46.94% 257,407 38.91% Total 773,834 100% 668,334 100% 780,191 100% 661,594 100%

BREAKDOWN BY RESIDUAL MATURITY Up to 1 year 155,186 20.05% 135,826 20.32% 154,888 19.85% 135,182 20.43% More than 1 year and upto 3 151,591 19.59% 148,668 22.24% 150,791 19.33% 146,137 22.09% years More than 3 years and up to 7 225,508 29.14% 246,835 36.93% 226,789 29.07% 243,316 36.78% years More than 7 years and up to 92,639 11.97% 75,810 11.34% 94,785 12.15% 75,249 11.37% 10 years above 10 years 148,909 19.24% 61,194 9.16% 152,937 19.60% 61,711 9.33% Total 773,834 100% 668,334 100% 780,191 100% 661,594 100%

BREAKDOWN BY TYPE OF THE INSURER a. Central Government 268,594 34.71% 167,658 25.09% 277,392 35.55% 169,069 25.55% b. State Government 79,355 10.25% 88,573 13.25% 80,403 10.31% 87,440 13.22% c.Corporate Securities 425,885 55.04% 412,103 61.66% 422,396 54.14% 405,086 61.23% Total 773,834 100% 668,334 100% 780,191 100% 661,594 100%

Note 1. In case a debt instrument is rated by more than one agency, then the lowest rating will be taken for the purpose of classification. 2. Market value of the securities will be in accordance with the Valuation Method specified by the Authority under Accounting/ Investment Regulations. 3. AAA rated' includes Securities having rating as P1+/A1+ 4. Any other' under 'Break down by credit rating' contains CBLO / G-Sec etc. It does not contain any Security which is rated below B 5. *Includes securities rated "A"

FORM NL-30 - Analytical Ratios

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED Date: 31-03-2018

Analytical Ratios for Non-Life companies FOR THE QUARTER UPTO THE QUARTER FOR THE QUARTER UPTO THE QUARTER S.No. Particular ENDED MARCH 31, ENDED MARCH 31, ENDED MARCH 31, ENDED MARCH 31, 2018 2018 2017 2017 1 Gross Direct Premium Growth Rate (%) 38% 29% 20% 41% 2 Gross Direct Premium to Net Worth Ratio (times) 0.75 3.61 0.61 3.15 3 Growth Rate of Net worth (%) 13% 13% 12% 12% 4 Net Retention Ratio (%) 66% 62% 71% 56% 5 Net commission Ratio (%) 4% -2% -12% -8% Expense of Management to Gross Direct Premium Ratio (%) 23% 6 28% 23% 26% 7 Expense of Management to Net written Premium(%) 39% 36% 38% 41% 8 Net incurred Claims to Net Earned Premium (%) 85% 85% 95% 92% 9 Combined Ratio (%) 113% 111% 115% 120% 10 Technical Reserve to net premium ratio (times) 8.56 1.93 8.91 2.25 11 Underwriting Balance Ratio (times) -0.13 -0.14 -0.19 -0.22 12 Operating profit ratio (%) 7% 4% 9% 2% 13 Liquid Assets to Liabilities Ratio (times) 0.33 0.33 0.31 0.31 14 Net Earnings Ratio (%) 6% 5% 8% 6% 15 Retun on Net Worth Ratio (%) 3% 12% 3% 10% Available Solvency Margin (ASM) to Required Solvency 16 Margin(RSM) ratio (Times) 1.68 1.68 1.68 1.68 17 NPA Ratio (%) Gross NPA Ratio NA NA NA NA Net NPA Ratio NA NA NA NA

Equity Holding Pattern for Non-Life Insurers 1 (a) No. of shares 25,15,49,920 25,15,49,920 125,774,960 125,774,960 2 (b) Percentage of shareholding (Indian / Foreign) Indian 100% 100% 100% 100% Foreign 0% 0% 0% 0% ( c) %of Government holding (in case of public sector 0% 0% 3 0% 0% insurance companies) (a) Basic and diluted EPS before extraordinary items (net of 4 tax expense) for the period (not to be annualized) i) Basic EPS 1.82 6.56 1.69 5.18 ii) Diluted EPS 1.82 6.56 1.69 5.18 (b) Basic and diluted EPS after extraordinary items (net of tax 5 expense) for the period (not to be annualized) i) Basic EPS 1.82 6.56 1.69 5.18 ii) Diluted EPS 1.82 6.56 1.69 5.18 6 (c) Book value per share (Rs) (Refer note no. 3) 55.86 55.86 49.60 49.60

Note 1 Company has operations only in India. 2 Ratios are computed as per definition laid down by IRDA Master Circular dated October 5, 2012 and corrigendum thereon dated July 03, 2013 3 The Board of Directors at the meeting held on August 10th, 2017 recommended issue of bonus shares, in the proportion of 1:1 i.e. 1 bonus equity share of Rs 10 each for every 1 fully paid-up equity shares, which is approved by the shareholder on August 10th, 2017 . The record date for issue of bonus shares was August 10th, 2017. Accordingly weighted average number of shares have been change for Earning Per Share (EPS) computation. PERIODIC DISCLOSURES FORM NL-30 - Analytical Ratios

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED Date: 31-03-2018

Analytical Ratios for Non-Life companies Gross premium Growth Net Retention Rate Ratio Net Commission Ratio Underwriting Balance Ratio (Gross direct premium for the (Net premium (Gross Commission (Underwriting profit divided by Particulars Period ended current year divided by the divided by gross paid net of reinsurance net premium for the respective gross direct premium for the direct premium) commission divided by class of business) previous year) Net premium for that segment) Fire Upto Q4 - 2017-18 22% 29% -3% -0.01 Fire Upto Q4 - 2016-17 15% 23% -30% -0.16 Marine Cargo Upto Q4 - 2017-18 26% 10% -77% 0.40 Marine Cargo Upto Q4 - 2016-17 7% 11% -73% 0.21 Marine Hull Upto Q4 - 2017-18 103% 1% 99% -10.79 Marine Hull Upto Q4 - 2016-17 -38% 1% 478% -5.73 Motor Upto Q4 - 2017-18 27% 79% 4% -0.20 Motor Upto Q4 - 2016-17 18% 79% -1% -0.28 Employer Liability Upto Q4 - 2017-18 9% 95% 11% -0.29 Employer Liability Upto Q4 - 2016-17 0% 95% 8% -0.55 Public Liability Upto Q4 - 2017-18 -3% 28% 9% 0.00 Public Liability Upto Q4 - 2016-17 17% 21% -1% -0.02 Engineering Upto Q4 - 2017-18 28% 31% 10% -0.11 Engineering Upto Q4 - 2016-17 2% 34% -7% 0.34 Aviation Upto Q4 - 2017-18 23% 1% -279% 3.07 Aviation Upto Q4 - 2016-17 20% 2% -207% 2.62 Personal Accident Upto Q4 - 2017-18 -21% 103% 8% -0.23 Personal Accident Upto Q4 - 2016-17 33% 90% 6% -0.99 Health Upto Q4 - 2017-18 127% 85% -4% -0.23 Health Upto Q4 - 2016-17 -36% 93% 5% -0.27 Other Miscellaneous Upto Q4 - 2017-18 -19% 78% 6% 0.51 Other Miscellaneous Upto Q4 - 2016-17 5% 55% 4% 0.21 Crop & Weather Upto Q4 - 2017-18 8% 26% -35% 0.30 Crop & Weather Upto Q4 - 2016-17 867% 15% -83% 0.33 TOTAL Upto Q4 - 2017-18 29% 62% -2% -0.14 TOTAL Upto Q4 - 2016-17 41% 56% -8% -0.22

Note : 1. Company has operations only in India. 2. Ratios are computed as per definition laid down by IRDA Master Circular dated October 5, 2012 and corrigendum thereon dated July 03, 2013 PERIODIC DISCLOSURES FORM NL-30 - Analytical Ratios

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED Date: 31-03-2018

Analytical Ratios for Non-Life companies Gross premium Growth Net Retention Rate Ratio Net Commission Ratio Underwriting Balance Ratio (Gross direct premium for (Net premium (Gross Commission paid (Underwriting profit divided by Particulars Period ended the current year divided by divided by gross net of reinsurance net premium for the respective the gross direct premium for direct premium) commission divided by class of business) the previous year) Net premium for that segment) Fire For Q4 - 2017-18 7% 39% 10% -0.21 Fire For Q4 - 2016-17 85% 29% -30% -1.22 Marine Cargo For Q4 - 2017-18 24% 7% -7% 0.09 Marine Cargo For Q4 - 2016-17 35% 1% -1058% 4.14 Marine Hull For Q4 - 2017-18 -7% 0% 1673% -71.09 Marine Hull For Q4 - 2016-17 -55% 0% 1064% 0.37 Motor For Q4 - 2017-18 29% 79% 10% -0.29 Motor For Q4 - 2016-17 14% 88% 2% -0.24 Employer Liability For Q4 - 2017-18 23% 95% 17% -0.55 Employer Liability For Q4 - 2016-17 2% 95% 9% -0.53 Public Liability For Q4 - 2017-18 32% 92% 38% -0.34 Public Liability For Q4 - 2016-17 16% 72% 14% 3.66 Engineering For Q4 - 2017-18 24% 44% 17% 0.38 Engineering For Q4 - 2016-17 19% 40% 0% 0.41 Aviation For Q4 - 2017-18 47% 0% -806% 1.47 Aviation For Q4 - 2016-17 -24% 0% -727% 2.63 Personal Accident For Q4 - 2017-18 9% 85% 10% -0.05 Personal Accident For Q4 - 2016-17 -2% 92% 11% -1.64 Health For Q4 - 2017-18 47% 74% -5% -0.10 Health For Q4 - 2016-17 49% 95% 6% -0.27 Other Miscellaneous For Q4 - 2017-18 2% 87% 12% 0.94 Other Miscellaneous For Q4 - 2016-17 38% 80% 12% -0.08 Crop & Weather For Q4 - 2017-18 158% 19% -95% 2.48 Crop & Weather For Q4 - 2016-17 9% -40% 324% -1.88 TOTAL For Q4 - 2017-18 38% 66% 4% -0.13 TOTAL For Q4 - 2016-17 20% 71% -12% -0.19

Note : 1. Company has operations only in India. 2. Ratios are computed as per definition laid down by IRDA Master Circular dated October 5, 2012 and corrigendum thereon dated July 03, 2013 PERIODIC DISCLOSURES FORM NL-31 : Related Party Transactions

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED Date: 31-03-2018 (Rs in Lacs) Related Party Transactions S.No. Name of the Related Party Relationship Nature of transaction For the Quarter ended For the Period ended For the Quarter ended For the period ended 31st Mar, 2018 31st Mar, 2018 31st Mar, 2017 31st March,2017 1 Reliance Capital Limited Holding Company 11.15 93.36 (16.64) 795.22 Equity Share Capital - - 90.00 90.00 Claim Paid - 3.00 - 3.28 Redemption of debentures 2,500.00 6,000.00 - - Reimbursement paid for expenses (Rent,Communication,Electricity,Professional fees,Maintenance Charges) - 2.25 30.09 496.38 Management fees paid 150.00 600.00 150.00 600.00 Dividend paid - 628.87 - - Reimbursement paid for IT services 111.48 383.35 146.64 421.95 Reimbursement received for expenses (Rent,Communication,Electricity,canteen expenses) - - 33.12 66.81 Interest Accrual on Debenture 469.81 2,028.70 604.21 2,369.86 Outstanding balance in Customer Deposit Account 27.10 27.10 33.24 33.24 Creditors 23.03 23.03 24.17 24.17 2 Reliance Nippon Life Asset Management Fellow Subsidiary Premium Received (net of refund) - 255.77 6.89 225.95 Limited (formerly Reliance Capital Asset Claim Paid - - - 0.04 Management Limited) (ceased wef 13/7/17) Reimbursement received for expenses (Rent,Communication,Electricity,canteen expenses) - 1.13 2.52 7.42 Outstanding balance in Customer Deposit Account - - 14.45 14.45 Debtors - - 0.73 0.73 3 Reliance Home Finance Limited Fellow Subsidiary Premium Received (net of refund) 1.42 181.30 4.79 104.41 Interest Accrual on Debenture 142.58 485.23 80.33 80.33 Outstanding balance in Customer Deposit Account 164.71 164.71 50.21 50.21 4 Reliance Securities Limited Fellow Subsidiary Premium Received (net of refund) 8.04 181.88 10.44 125.24 Commission paid 42.29 42.92 2.31 27.68 Brokerage paid for stock exchange trading 0.06 0.98 0.24 1.41 Reimbursement received for expenses(Rent,Communication,Electricity,canteen expenses) - - (0.99) 1.86 Outstanding balance in Customer Deposit Account 1.87 1.87 0.45 0.45 Debtors 0.64 0.64 0.41 0.41 5 Reliance Corporate Advisory Services Fellow Subsidiary Limited (formerly Reliance Spot Exchange Outstanding balance in Customer Deposit Account Infrastructure Limited) - - 0.22 0.22 6 Reliance Nippon Life Insurance Company Fellow Subsidiary Premium Received (net of refund) 2.81 792.82 35.61 755.83 Limited (formerly Reliance Life Insurance Group Term Insurance Paid 0.63 83.32 - 77.45 Company Limited) Reimbursement received for expenses(Rent,Communication,Electricity,canteen expenses) - - - 5.59 Reimbursement Received for Membership Fees - - 15.00 15.00 Transaction of purchase of Security 1,614.25 1,614.25 - - Claim Paid - 15.77 - - Debtors 9.06 9.06 9.06 9.06 Outstanding balance in Customer Deposit Account 244.04 244.04 303.88 303.88 7 Reliance Wealth Management Limited Fellow Subsidiary Premium Received (net of refund) 0.99 16.67 - 8.77 Outstanding balance in Customer Deposit Account 0.09 0.09 0.02 0.02 8 Reliance Money Solutions Private Limited Fellow Subsidiary Premium Received (net of refund) - 1.79 - 1.91 Outstanding balance in Customer Deposit Account 0.90 0.90 0.59 0.59 Insurance Commission Expense - - - 0.33 PERIODIC DISCLOSURES FORM NL-31 : Related Party Transactions

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED Date: 31-03-2018 (Rs in Lacs) Related Party Transactions S.No. Name of the Related Party Relationship Nature of transaction For the Quarter ended For the Period ended For the Quarter ended For the period ended 31st Mar, 2018 31st Mar, 2018 31st Mar, 2017 31st March,2017 Debtors 0.01 0.01 - - 9 Reliance Commodities Limited Fellow Subsidiary Premium Received (net of refund) 0.15 9.82 (0.03) 8.73 Outstanding balance in Customer Deposit Account 0.37 0.37 0.12 0.12 10 Reliance Money Precious Metals Private Fellow Subsidiary Premium Received (net of refund) - - - 0.07 Limited Outstanding balance in Customer Deposit Account 0.00 0.00 - - 11 Reliance Financial Limited Fellow Subsidiary Premium Received (net of refund) - 3.70 - 3.17 Outstanding balance in Customer Deposit Account 0.54 0.54 0.11 0.11 12 Reliance Capital Pension Fund Limited Fellow Subsidiary Premium Received (net of refund) - 1.05 - 0.49 Outstanding balance in Customer Deposit Account 0.64 0.64 0.23 0.23 13 Reliance Commercial Finance Limited Fellow Subsidiary Premium Received (net of refund) (0.82) 171.49 - 3.53 (formerly Reliance Gilts Limited) Claim Paid 0.66 0.66 - - 14 Reliance Capital Trustee Co. Limited Fellow Subsidiary Premium Received (net of refund) - 75.00 - 89.90 15 Reliance Health Insurance Company Limited Fellow Subsidiary Premium Received (net of refund) 2.62 3.61 - - Reimbursement received for expenses(Salary, Opex ) 114.73 689.57 - - Sale of fixed assets - 10.47 - - Outstanding balance in Customer Deposit Account 2.89 2.89 - - 16 Reliance Infratel Limited (ceased wef Common Control Premium Received (net of refund) 04/10/17) - 0.05 0.01 0.11 17 Reliance Communications Limited (RCOM) Common Control Premium Received (net of refund) - 3.57 (3.43) 62.93 (ceased wef 04/10/17) Claim Paid - - - 2.46 Reimbursement paid for expenses:-(Rent , Internet & Telephone Expenses) - 43.05 100.52 224.58 Outstanding balance in Customer Deposit Account - - 9.92 9.92 18 Reliance Infocomm Infrastructure Limited Common Control Premium Received (net of refund) - - - 0.23 (ceased wef 04/10/17) Reimbursement paid for expenses:-(Rent, Communication, Electricity, Professional fees, Maintenance Charges) - 31.23 61.32 122.64 19 Big Animation (India) Private Limited Common Control Premium Received (net of refund) (ceased to be realted party wef 04/10/17) - 0.32 1.76 2.19 20 Zapak Digital Entertainment Limited (ceased Common Control Premium Received (net of refund) - 1.78 - 2.10 wef 04/10/17) Reimbursement paid for expenses (Online Reputation Expenses) - 3.85 6.06 10.07 Outstanding balance in Customer Deposit Account - - 2.05 2.05 21 Reliance Telecom Limited (ceased wef Common Control Reimbursement paid for expenses (Telephone 04/10/17) Expenses) - - - 0.01 Outstanding balance in Customer Deposit Account - - 7.95 7.95 22 Reliance Communications Infrastructure Common Control Reimbursement paid for expenses (Rent, Limited (ceased wef 04/10/17) Communication, Electricity, Professional fees, Maintenance Charges) - - 45.78 183.68 Debtors - - 0.20 0.20 23 Reliance IDC Limited (ceased wef 04/10/17) Common Control Payment for IDC Charges - 39.28 3.98 92.99 Creditors - - 1.51 1.51 24 Reliance Big Entertainment Private Limited Common Control Premium Received (net of refund) (ceased wef 04/10/17) - - - 1.63 25 Reliance Innoventures Private Limited (RIPL) Common Control Premium Received (net of refund) (ceased wef 04/10/17) - - 18.44 18.44 PERIODIC DISCLOSURES FORM NL-31 : Related Party Transactions

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED Date: 31-03-2018 (Rs in Lacs) Related Party Transactions S.No. Name of the Related Party Relationship Nature of transaction For the Quarter ended For the Period ended For the Quarter ended For the period ended 31st Mar, 2018 31st Mar, 2018 31st Mar, 2017 31st March,2017 26 Campion Properties Limited (ceased wef Common Control Premium Received (net of refund) 04/10/17) - - 0.19 0.19 27 Zapak Mobile Games Private Limited (ceased Common Control Premium Received (net of refund) wef 04/10/17) - - 0.77 0.77 28 Reliance AIF Management Company Limited Fellow Subsidiary Premium Received (net of refund) - - - 0.28 29 Mr.Rakesh Jain Key Managerial Personnel (includes Remuneration 68.50 474.00 62.25 424.00 relatives of KMP's) Premium Received (net of refund) - 1.67 0.04 0.54 30 Mr. Anil D. Ambani Person having Control Premium Received (net of refund) - 1.87 - 0.18

*Expenses Incurred towads public utility services such as telephone and electrity charges have not been considered for related party transaction. PERIODIC DISCLOSURES FORM NL-31 : Related Party Transactions

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED Date: 31-03-2018 (Rs in Lacs) Related Party Transactions S.No. Name of the Related Party Relationship Nature of transaction For the Quarter ended For the Period ended For the Quarter ended For the period ended 31st Mar, 2018 31st Mar, 2018 31st Mar, 2017 31st March,2017 *Claim paid to employees against group medical Policy and group personal accident policy have not been considered for related party transaction. ** Related Party Transaction are disclosed as per the requirement of Accounting Standard 18 - "Related Party Disclosure" with whom transaction has been entered during the period. *# Transaction amount consider above are excluding taxes. PERIODIC DISCLOSURES FORM NL-32 Products Information

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED Date: 31-03-2018

Products Information List below the products and/or add-ons introduced during the Quarter Ended March 31, 2018 Name of Product Co. Ref. No. IRDA Ref.no. Class of Category of Date of filing of Date IRDA confirmed S.No. Business product Product filing/ approval

NIL PERIODIC DISCLOSURES FORM NL-33 : SOLVENCY MARGIN - KGII

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED TABLE - II

Solvency position as on March 31, 2018 Available Solvency Margin and Solvency Ratio (Rs. In Lacs ) Item Description Notes Amount (1) (2) (3) (4) 1 Available Assets in Policyholders’ Funds (adjusted value 1 728,115 of Assets as mentioned in Form IRDA-Assets-AA): Deduct: 2Liabilities (reserves as mentioned in Form HG) 2 592,083

3Other Liabilities (other liabilities in respect of 3 136,031 Policyholders’ Fund as mentioned in Balance Sheet) 4 Excess in Policyholders’ Funds (1-2-3) -

5 Available Assets in Shareholders’ Funds (value of 4 181,660 Assets as mentioned in Form IRDA-Assets-AA) Deduct: 6Other Liabilities (other liabilities in respect of 5 38,552 Shareholders’ Fund as mentioned in Balance Sheet) 7 Excess in Shareholders’ Funds (5-6) 143,108

8 Total Available Solvency Margin [ASM] (4+7) 143,108

9 Total Required Solvency Margin [RSM] 84,956

10 Solvency Ratio (Total ASM/Total RSM) 1.68

Notes 1 The Adjusted Value of Assets in respect of policyholders' funds as mentioned in Form IRDA-Assets-AA. 2 Amount of Total Liabilities as mentioned in Form HG. 3 Amount of other Liabilities arising in respect of policyholder's funds and as mentioned in the Balance Sheet. 4 Total Assets in respect of shareholder's funds as mentioned in Form IRDA-Assets-AA. 5 Amount of other Liabilities arising in respect of policyholder's funds and as mentioned in the Balance Sheet. PERIODIC DISCLOSURES FORM NL-34 : Board of Directors & Key Person

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED Date: 31-03-2018

BOD and Key Person information S.No. Name of person Role/designation Details of change in the period 1 Mr. Rajendra Chitale Director 2 Mr. H. Ansari Director 3 Mrs. Chhaya Virani Director 4 Dr. Thomas Mathew Director 5 Mr. Lav Chaturvedi Director 6 Mr. Rakesh Jain Executive Director & CEO 7 Mr. Hemant jain CFO 8 Mr. Sudip banerjee CTO and COO 9 Mr. K Ramkumar CIO 10 Mr. Mohan Khandekar Company Secretary & Chief Compliance Officer 11 Mr. Karthikeyan AV Appointed Actuary

Key Management Persons as defined in IRDAI Corporate Governance Guidelines issued by IRDAI on May 18, 2016. PERIODIC DISCLOSURES FORM NL-35 NON PERFORMING ASSETS-7A

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED CODE: 103 STATEMENT AS ON MARCH 31, 2018 PERIODICITY OF SUBMISSION : QUARTERLY Details Of Investment Portfolio Company Instrument Interest Rate Has there been Default Default Name Type Total O/S Interest any principal waiver? Principal Interest Principal Deferred Deferred Rolled Provision Provision COI % Has there (Book Due Classification (Book (Book Due from Principal Interest Over? Board (%) (Rs.) been value) from Amount Value) Value) Approval Ref revision?

------NIL ------

Note: 1. Category of Investment (COI) shall be as per INV/GLN/001/2003-04. 2. Form 7A shall be submitted in respect of each fund. 3. Classification shall be as per F&A Circular-169-Jan-07 Dt. 24.01.07. PERIODIC DISCLOSURES FORM NL-36 YIELD ON INVESTMENTS 1

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED CODE: 103 STATEMENT AS ON 31.03.2018 PERIODICITY OF SUBMISSION : QUARTERLY (Rs. In Lacs ) STATEMENT OF INVESTMENT AND INCOME ON INVESTMENT Cat. For the quarter ended 31st Mar, 2018 Upto the Quarter ended 31st Mar, 2018 Previous Year 2016-17 No. Category of Investment Code Investment (Rs.) Income on Gross Investment (Rs.) Income on Gross Investment (Rs.) Income on Gross Net Yield² Net Yield² Net Yield² Book Investment Yield¹ Book Investment Yield¹ Investment Yield¹ Market Value (%) Market Value (%) Book Value1 Market Value (%) Value1 (Rs.)** (%) Value1 (Rs.) (%) (Rs.) (%) 1 CENTRAL GOVERNMENT SECURITIES Central Government Bonds CGSB 273,342.63 268,593.84 4,708.23 6.99% 6.99% 221,501.60 268,593.84 17,077.61 7.71% 7.71% 147,420.15 167,658.30 17,660.02 11.98% 11.98% Treasury Bills CTRB 0.00 0.00 0.00 0.00% 0.00% 0.00 0.00 0.00 0.00% 0.00% 6,645.20 - 97.99 8.03% 8.03% Deposit under Section 7 of Insurance Act, 1938 CDSS 0.00 0.00 0.00 0.00% 0.00% 0.00 0.00 0.00 0.00% 0.00% 0.00 - 0.00 0.00% 0.00% STATE GOVERNMENT / OTHER APPROVED 2 SECURITIES / OTHER GUARANTEED SECURITIES State Government Bonds SGGB 78,626.73 79,354.81 1,453.76 7.50% 7.50% 80,802.20 79,354.81 5,788.04 7.16% 7.16% 69,368.88 88,572.83 7,842.80 11.31% 11.31% Other Approved Securities (excluding Infrastructure Investments) SGOA 0.00 0.00 0.00 0.00% 0.00% 0.00 0.00 0.00 0.00% 0.00% 0.00 - 0.00 0.00% 0.00% HOUSING & LOANS TO STATE GOVT. FOR HOUSING 3 AND FIRE FIGHTING EQUIPMENT Bonds / Debentures issued by Authority constituted under any Housing / Building Scheme approved by Central / State / any HTDA 89,106.24 95,768.94 1,782.34 8.11% 8.11% 87,972.69 95,768.94 7,312.08 8.31% 8.31% 78,686.44 85,219.86 6,921.57 8.80% 8.80% Authority or Body constituted by Central / State Act Bonds / Debentures issued by NHB / Institutions accredited by HTDN 0.00 0.00 0.00 0.00% 0.00% 0.00 0.00 0.00 0.00% 0.00% 0.00 - 0.00 0.00% 0.00% NHB Commercial Papers - NHB / Institutions accredited by NHB HTLN 0.00 0.00 0.00 0.00% 0.00% 3,746.49 0.00 86.75 8.13% 8.13% 5,505.60 4,898.91 444.98 8.08% 8.08% Debentures / Bonds / CPs / Loans - (Promoter Group) HDPG 6,491.33 6,627.17 140.13 8.75% 8.75% 5,414.44 6,627.17 486.49 8.98% 8.98% 3,989.94 4,151.23 78.03 8.81% 8.81% 4 INFRASTRUCTURE / SOCIAL SECTOR INVESTMENTS Infrastructure - PSU - Debentures / Bonds IPTD 38,700.66 38,317.78 766.25 8.03% 8.03% 38,159.09 38,317.78 3,127.46 8.20% 8.20% 34,112.12 39,450.65 2,838.99 8.32% 8.32% Infrastructure - Other Corporate Securities - Debentures/ Bonds ICTD 29,371.96 29,562.91 637.88 8.81% 8.81% 29,235.10 29,562.91 2,590.08 8.86% 8.86% 25,626.83 32,145.84 2,301.49 8.98% 8.98% Infrastructure - PSU - CPs IPCP 0.00 0.00 0.00 0.00% 0.00% 0.00 0.00 0.00 0.00% 0.00% 0.00 - 0.00 0.00% 0.00% Infrastructure - Corporate Securities - Equity shares-Quoted ITCE 441.74 564.03 38.30 35.16% 35.16% 435.25 564.03 147.36 33.86% 33.86% 887.90 620.71 (239.01) -26.92% -26.92% Infrastructure - PSU - Equity shares - Quoted ITPE 1,147.28 1,414.19 29.60 10.46% 10.46% 851.91 1,414.19 40.30 4.73% 4.73% 634.01 372.16 53.42 8.43% 8.43% Long Term Bank Bonds Approved Investment- Infrastructure ILBI 0.00 0.00 0.00 0.00% 0.00% 6,004.84 0.00 260.49 8.65% 8.65% 6,005.42 6,284.10 521.26 8.68% 8.68% Infrastructure - Equity (Including Unlisted) IOEQ 228.38 120.94 0.00 0.00% 0.00% 175.31 120.94 9.72 5.55% 5.55% 105.95 73.58 0.00 0.00% 0.00% Infrastructure - Debentures / Bonds / Cps / Loans - (Promoter IOPD 0.00 0.00 0.00 0.00% 0.00% 0.00 0.00 0.00 0.00% 0.00% 0.00 - 0.00 0.00% 0.00% Group) Infrastructure - Debentures / Bonds / Cps / Loans IODS 998.97 0.00 28.72 11.92% 11.92% 1,277.49 0.00 137.17 10.80% 10.80% 2,868.99 1,608.20 303.46 10.58% 10.58% Units of Infrastructure Investment Trust EIIT 2,375.06 2,271.32 69.46 11.86% 10.68% 2,349.65 2,271.32 149.83 7.66% 6.89% 0.00 - 0.00 0.00% 0.00% Units of Infrastructure Investment Trust OIIT 868.80 742.46 19.91 9.29% 8.36% 854.63 742.46 49.32 6.91% 6.22% 0.00 - 0.00 0.00% 0.00%

APPROVED INVESTMENT SUBJECT TO EXPOSURE 5 NORMS PSU - Equity shares - Quoted EAEQ 7,252.85 6,044.46 16.46 0.92% 0.92% 3,498.19 6,044.46 72.27 2.07% 2.07% 1,270.53 1,011.75 176.67 13.91% 13.91% Corporate Securities - Equity shares (Ordinary)- Quoted EACE 8,509.59 10,244.14 255.72 12.19% 12.19% 7,547.12 10,244.14 975.48 12.93% 12.93% 5,638.37 6,616.69 236.41 4.19% 4.19% Corporate Securities - Bonds - (Taxable) EPBT 2,002.77 2,067.93 42.42 8.59% 8.59% 6,317.58 2,067.93 528.35 8.36% 8.36% 9,661.85 10,699.02 816.52 8.45% 8.45% Corporate Securities - Debentures ECOS 165,247.32 167,725.61 3,413.75 8.38% 8.38% 152,311.31 167,725.61 12,926.13 8.49% 8.49% 127,818.87 146,385.42 11,599.36 9.07% 9.07% Commercial Papers ECCP 0.00 0.00 0.00 0.00% 0.00% 3,076.86 0.00 166.81 8.72% 8.72% 6,432.45 4,833.19 537.29 8.35% 8.35% Application Money ECAM 3,687.29 0.00 10.30 4.25% 4.25% 3,859.59 0.00 50.96 3.98% 3.98% 3,785.86 - 44.00 4.88% 4.88% Corporate Securities - Debentures / Bonds/ CPs /Loan - (Promoter EDPG 20,146.87 20,578.83 448.76 9.03% 9.03% 21,318.70 20,578.83 1,954.50 9.17% 9.17% 24,150.73 23,667.46 2,297.41 9.51% 9.51% Group) Perpetual Debt Instruments of Tier I & II Capital issued by PSU EUPD 0.00 0.00 0.00 0.00% 0.00% 1,001.27 0.00 65.28 9.33% 9.33% 3,671.44 1,015.91 383.27 10.44% 10.44% Banks Perpetual Debt Instruments of Tier I & II Capital issued by Non- EPPD 0.00 0.00 0.00 0.00% 0.00% 1,000.00 0.00 67.56 9.10% 9.10% 1,000.00 1,015.38 90.79 9.08% 9.08% PSU Banks CCIL - CBLO ECBO (3,861.53) 4,299.41 (10.33) -6.97% -6.97% 414.38 4,299.41 (0.58) -1.51% -1.51% (6,372.41) - (147.63) 6.13% 6.13% Deposits - Deposit with Scheduled Banks, FIs, CCIL, RBI ECDB 2,500.00 2,500.00 2.05 7.50% 7.50% 1,290.91 2,500.00 2.54 6.54% 6.54% 7,650.37 - 528.45 9.44% 9.44% Deposits - CDs with Scheduled Banks EDCD 0.00 0.00 0.00 0.00% 0.00% 0.00 0.00 0.00 0.00% 0.00% 12,303.49 - 33.29 24.69% 24.69% PERIODIC DISCLOSURES FORM NL-36 YIELD ON INVESTMENTS 1

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED CODE: 103 STATEMENT AS ON 31.03.2018 PERIODICITY OF SUBMISSION : QUARTERLY (Rs. In Lacs ) STATEMENT OF INVESTMENT AND INCOME ON INVESTMENT Cat. For the quarter ended 31st Mar, 2018 Upto the Quarter ended 31st Mar, 2018 Previous Year 2016-17 No. Category of Investment Code Investment (Rs.) Income on Gross Investment (Rs.) Income on Gross Investment (Rs.) Income on Gross Net Yield² Net Yield² Net Yield² Book Investment Yield¹ Book Investment Yield¹ Investment Yield¹ Market Value (%) Market Value (%) Book Value1 Market Value (%) Value1 (Rs.)** (%) Value1 (Rs.) (%) (Rs.) (%) Mutual Funds - Gilt / G Sec / Liquid Schemes EGMF 14,193.16 7,180.80 238.69 6.82% 6.82% 27,407.71 7,180.80 1,792.41 6.54% 6.54% 14,740.77 24,171.68 878.99 6.95% 6.95% Mutual Funds - (under Insurer's Promoter Group) EMPG 4,409.15 0.00 59.52 6.94% 6.94% 3,151.28 0.00 176.83 6.56% 6.56% 2,070.04 2,000.60 138.90 7.31% 7.31% Passively Managed Equity Etfs (Promoter Group) EETP 0.00 0.00 0.00 0.00% 0.00% 47.26 0.00 27.45 102.41% 102.41% 69.85 231.32 44.28 63.39% 63.39% Additional Tier 1 (Basel III Compliant) Perpetual Bonds - [PSU EAPS 5,044.38 4,939.68 101.51 8.16% 8.16% 5,369.40 4,939.68 445.37 8.29% 8.29% 5,868.25 5,335.05 164.97 8.41% 8.41% Banks] Additional Tier 1 (Basel III Compliant) Perpetual Bonds - [Private EAPB 18,832.86 21,920.23 409.81 8.82% 8.82% 10,640.98 21,920.23 940.57 8.84% 8.84% 2,504.11 2,488.49 1.81 8.78% 8.78% Banks] Corporate Securities - Preference Shares EPNQ 0.00 15.92 1.20 0.00% 0.00% 0.00 15.92 1.20 0.00% 0.00% 0.00 - 0.00 0.00% 0.00% OTHER THAN APPROVED INVESTMENTS

Bonds - PSU - Taxable OBPT 13,500.06 13,502.12 271.62 8.16% 8.16% 9,003.66 13,502.12 670.25 8.04% 8.04% 505.74 504.79 46.10 9.11% 9.11% Equity Shares (incl. Equity related Instruments) - Promoter Group OEPG 0.00 0.00 0.00 0.00% 0.00% 0.00 0.00 0.00 0.00% 0.00% 0.00 - 0.00 0.00% 0.00% Debentures OLDB 500.00 499.76 10.17 8.25% 8.25% 3,769.23 499.76 335.58 8.90% 8.90% 9,293.47 9,258.18 863.71 9.29% 9.29% Debenture / Bond/ CPS / Loans etc. - (Promoter Group) ODPG 0.00 0.00 0.00 0.00% 0.00% 0.00 0.00 0.00 0.00% 0.00% 0.00 - 0.00 0.00% 0.00% Mutual Funds - Debt / Income / Serial Plans / Liquid Schemes OMGS 0.00 0.00 0.00 0.00% 0.00% 0.00 0.00 0.00 0.00% 0.00% 41,106.79 - 2,281.72 7.31% 7.31% Mutual Funds - (under Insurer's Promoter Group) OMPG 0.00 0.00 0.00 0.00% 0.00% 0.00 0.00 0.00 0.00% 0.00% 0.00 - 0.00 0.00% 0.00% Equity Shares (incl Co-op Societies) OESH 1,419.40 1,282.96 115.56 33.02% 33.02% 1,395.21 1,282.96 291.52 20.89% 20.89% 1,089.23 1,756.74 188.67 17.32% 17.32% Securitised Assets OPSA 0.00 0.00 0.00 0.00% 0.00% 0.00 0.00 0.00 0.00% 0.00% 0.00 - 0.00 0.00% 0.00% Equity Shares (PSUs & Unlisted) OEPU 205.58 186.41 0.05 0.09% 0.09% 344.63 186.41 17.46 5.07% 5.07% 330.68 326.27 0.00 0.00% 0.00% Alternate Investment Funds (Category I) OAFA 995.00 1,024.20 35.55 14.49% 13.04% 995.00 1,024.20 143.83 14.46% 13.03% 995.00 1,027.63 149.21 15.00% 13.50% Alternate Investment Funds (Category II) OAFB 1,679.79 1,729.88 42.27 10.21% 9.10% 1,674.90 1,729.88 171.50 10.24% 9.14% 399.94 1,669.87 10.92 2.73% 2.24% Additional Tier 1 (Basel III Compliant) Perpetual Bonds - [PSU OAPS 4,522.24 4,626.00 119.67 10.73% 10.73% 4,203.24 4,626.00 457.53 10.89% 10.89% 4,000.00 4,039.97 124.16 11.00% 11.00% Banks] Reclassified Approved Investments - Equity (Point 6 Under Note ORAE 82.80 0.00 53.63 1125.79% 1125.79% 97.55 0.00 54.12 75.84% 75.84% 0.00 - 0.00 0.00% 0.00% For Regulation 4 to 9) Total 789,720.80 793,706.74 15,312.99 7.86% 7.86% 735,202.56 793,706.74 59,597.63 8.11% 8.10% 618,398.45 679,111.76 60,314.28 9.75% 9.75%

Category of Investment (COI) shall be as per Guidelines 1 Based on daily simple Average of Investments 2 Yield netted for Tax 3 Form - 1 shall be prepared in respect of each fund. 4 Gross Yield/ Net Yield is computed on annualised basis. 5 Total of Investment Assets reflects simple average figure of overall portfolio 6 In the previous year column, the figures of the corresponding Year to date of the previous financial year are shown PERIODIC DISCLOSURES FORM NL-37 DOWN GRADING OF INVESTMENT-2

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED CODE: 103

STATEMENT AS ON 31/03/2018

PERIODICITY OF SUBMISSION : QUARTERLY (Rs. In Lacs ) STATEMENT OF DOWN GRADED INVESTMENTS DATE OF RATING ORIGINAL CURRENT DATE OF No. Name of the Security COI AMOUNT REMARKS PURCHASE AGENCY GRADE GRADE DOWNGRADE A. DURING THE QUARTER 1 :

NO SECURITY HAS BEEN DOWNGRADED DURING THE QUARTER

B. AS ON DATE 2 :

11.00% BOI BSOPT 08-08-2044 ADDITIONAL TIER 1 (BASEL III COMPLIANT) PERPETUAL BONDS - [PSU BANKS] 4,000 8-Aug-14 BRICKWORKBWR AAA BWR AA- 19-Dec-16 11.15% REL INFRA DB 30-03-2018 INFRASTRUCTURE - DEBENTURES / BONDS / CPS / LOANS 998 13-Apr-12 CRISIL AA+ BBB+ 23-Aug-17 523 Security reclassified from 9.50% UBI BSOPT 15-09-2050 AT1 ADDITIONAL TIER 1 (BASEL III COMPLIANT) PERPETUAL BONDS - [PSU BANKS] 26-Dec-17 CARE CARE AA CARE AA- 10-Nov-17 Approved Investments to Other Investments 5,000 Security reclassified from 8.25% SAIL BSOPT 06-05-2018 BONDS - PSU - TAXABLE 23-Mar-16 FITCH AAA IND AA- IND 23-Aug-17 Approved Investments to Other Investments 8.25% SAIL BSOPT 06-05-2018 BONDS - PSU - TAXABLE 5,000 23-Mar-16 CARE CARE AAA CARE AA 20-Jan-17 2,490 Security reclassified from 8.25% SAIL DB 27-07-2018 BONDS - PSU - TAXABLE 27-May-16 FITCH AAA IND AA- IND 23-Aug-17 Approved Investments to Other Investments 8.25% SAIL DB 27-07-2018 BONDS - PSU - TAXABLE 2,490 27-May-16 CARE CARE AA+ CARE AA 20-Jan-17 8.35% SAIL DB 09-06-2018 BONDS - PSU - TAXABLE 500 31-Aug-16 CARE CARE AA+ CARE AA 20-Jan-17 500 Security reclassified from 8.35% SAIL DB 09-06-2018 BONDS - PSU - TAXABLE 31-Aug-16 FITCH AA IND AA- IND 23-Aug-17 Approved Investments to Other Investments 8.72% SAIL DB 30-04-2020 BONDS - PSU - TAXABLE 506 22-Sep-16 CARE CARE AA+ CARE AA 20-Jan-17 506 Security reclassified from 8.72% SAIL DB 30-04-2020 BONDS - PSU - TAXABLE 22-Sep-16 FITCH AA IND AA- IND 23-Aug-17 Approved Investments to Other Investments 2,496 Security downgraded from CRISIL AA+ to AA on 06-Aug-2015 and thereafter from CRISIL AA to AA - 9.10% SESA GOA BSOPT 05-04-2023 CORPORATE SECURITIES - DEBENTURES 21-May-13 CRISIL AA+ AA 10-Feb-16 on 10-Feb-2016. However, security has been upgraded from CRISIL AA- to AA on 16/08/2017

5,024 Security downgraded from CRISIL AA+ to AA- on 31-Jul-2015. 9.55% HINDALCO DB 25-04-2022 CORPORATE SECURITIES - DEBENTURES 25-Apr-12 CRISIL AA+ AA 31-Jul-15 However, security has been upgraded from CRISIL AA- to AA on 23/08/2017 9.15% TATASTEEL DB 24-01-2019 I CORPORATE SECURITIES - DEBENTURES 2,505 6-May-16 BRICKWORKBWR AA+ BWR AA 19-Dec-16 9.15% TATASTEEL DB 24-01-2019 I CORPORATE SECURITIES - DEBENTURES 2,505 6-May-16 CARE CARE AA+ CARE AA 14-Feb-17 9.15% TATASTEEL DB 24-01-2021 II CORPORATE SECURITIES - DEBENTURES 515 5-Oct-16 BRICKWORKBWR AA+ BWR AA 19-Dec-16 PERIODIC DISCLOSURES FORM NL-37 DOWN GRADING OF INVESTMENT-2

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED CODE: 103

STATEMENT AS ON 31/03/2018

PERIODICITY OF SUBMISSION : QUARTERLY (Rs. In Lacs ) STATEMENT OF DOWN GRADED INVESTMENTS DATE OF RATING ORIGINAL CURRENT DATE OF No. Name of the Security COI AMOUNT REMARKS PURCHASE AGENCY GRADE GRADE DOWNGRADE 9.15% TATASTEEL DB 24-01-2021 II CORPORATE SECURITIES - DEBENTURES 515 5-Oct-16 CARE CARE AA+ CARE AA 14-Feb-17 2.00% TATASTEEL DB 23-04-2022 CORPORATE SECURITIES - DEBENTURES 12,285 2-Jun-16 BRICKWORKBWR AA+ BWR AA 17-Jan-17 2.00% TATASTEEL DB 23-04-2022 CORPORATE SECURITIES - DEBENTURES 12,285 2-Jun-16 CARE CARE AA+ CARE AA 14-Feb-17 10.00% RELIANCE CAPITAL DB 03-11-2017 CORPORATE SECURITIES - DEBENTURES / BONDS/ CPS /LOAN - (PROMOTER GROUP) - 25-Sep-14 CARE CARE AAA CARE AA+ 31-Mar-17 10.10% RELIANCE CAPITAL DB 22-04-2024 CORPORATE SECURITIES - DEBENTURES / BONDS/ CPS /LOAN - (PROMOTER GROUP) 2,642 17-Mar-16 CARE CARE AAA CARE AA+ 31-Mar-17 10.20% RELIANCE CAPITAL DB 08-08-2022 CORPORATE SECURITIES - DEBENTURES / BONDS/ CPS /LOAN - (PROMOTER GROUP) 1,020 23-Feb-15 CARE CARE AAA CARE AA+ 31-Mar-17 10.20% RELIANCE CAPITAL DB 17-08-2022 CORPORATE SECURITIES - DEBENTURES / BONDS/ CPS /LOAN - (PROMOTER GROUP) 1,530 23-Feb-15 CARE CARE AAA CARE AA+ 31-Mar-17 10.30% RELIANCE CAPITAL DB 20-12-2018 CORPORATE SECURITIES - DEBENTURES / BONDS/ CPS /LOAN - (PROMOTER GROUP) 2,505 17-Sep-14 CARE CARE AAA CARE AA+ 31-Mar-17 8.28% RELIANCE CAPITAL DB 18-11-2019 CORPORATE SECURITIES - DEBENTURES / BONDS/ CPS /LOAN - (PROMOTER GROUP) 2,000 24-Oct-16 CARE CARE AAA CARE AA+ 31-Mar-17 8.75% RELIANCE CAPITAL DB 18-05-2018 CORPORATE SECURITIES - DEBENTURES / BONDS/ CPS /LOAN - (PROMOTER GROUP) 2,000 23-May-16 CARE CARE AAA CARE AA+ 31-Mar-17 5,007 Security reclassified from 8.18% SAIL DB 10-08-2018 BONDS - PSU - TAXABLE 14-Jun-17 FITCH AA IND AA- IND 23-Aug-17 Approved Investments to Other Investments

Note : 1 Provide details of Down Graded Investments during the Quarter 2 Investments currently upgraded, listed as Down Graded during earlier Quarter shall be deleted from the Cumulative listing 3 FORM-2 shall be presented in respect of each fund 4 Category of Investment (COI) shall be as per INV/GLN/001/2003-04 PERIODIC DISCLOSURES FORM NL-38 Business Returns across line of Business

Insurer: Reliance General Insurance Company Limited Date: 31-03-2018 (Rs. In Lacs )

Business Returns across line of Business

For the Quarter Ended March For the Quarter Ended March For the year Ended March 31, For the year Ended March 31, 31, 2018 31, 2017 2018 2017 Premium No. of Policies S.No. Line of Business Premium No. of Policies Premium No. of Policies Premium No. of Policies 1 Fire 6,156 26,021 5,739 35,037 36,418 128,763 29,891 78,759 2 Marine Cargo 783 2,246 631 1,104 5,554 6,590 4,420 4,188 3 Marine Hull 113 1 122 1 1,176 16 580 12 4 Motor TP* 35,750 1,031,207 26,815 920,806 128,610 3,942,814 101,084 3,585,568 5 Motor OD 32,059 871,053 25,874 815,758 119,838 3,425,345 95,182 3,225,982 6 Engineering 1,588 3,352 1,279 2,064 6,920 9,932 5,405 6,986 7 Employer's Liability 270 1,875 220 1,296 1,027 6,553 940 5,246 8 Product Liab 6 3 4 2 26 9 18 6 9 Public Liab 14 247 14 200 91 956 103 807 10 Other Liab 273 2,747 203 2,821 3,430 11,936 3,547 11,085 11 Aviation 200 3 136 3 807 35 658 37 12 Personal Accident 565 28,411 520 27,852 2,893 113,373 3,656 95,633 13 Health 12,081 58,321 8,237 50,789 78,208 249,226 34,433 214,301 14 All Other Misc 16,062 165,440 6,795 40,093 121,910 253,858 113,619 94,310 TOTAL 105,919 1,319,874 76,589 1,082,068 506,908 4,724,061 393,535 4,096,938

1) * Count is inclusive of Motor OD count as it includes composite policy. PERIODIC DISCLOSURES FORM NL-39 Rural & Social Obligations (Quarterly Returns)

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED Date: 31-03-2018 (Rs. In Lacs ) Rural & Social Obligations

Statement for the Quarter ended March 31, 2018

No. of Premium Particular Policies Sum Assured Collected S.No. Line of Business Issued Fire Rural - - - 1 Social - - - Marine Cargo & Hull Rural - - - 2 Social - - - Motor TP* Rural 53,014 2,101.71 96,135.56 3 Social - - Motor OD Rural 43,722 1,095.33 4 Social - - - Engineering Rural 309 47.72 32,865.24 5 Social - - - Workmen's Compensation/Employer's Liability Rural 38 4.64 1,658.23 6 Social - - - Public Liability Rural 7 0.04 106.01 7 Social - - - Other Liability Cover Rural 40 1.38 762.00 8 Social - - - Aviation Rural - - - 9 Social - - - Personal Accident Rural 1,000 6.86 7,938.94 10 Social - - - Health Rural 356 97.06 7,217.16 11 Social - - - All Other Miscellaneous Rural 140,372 15,142.01 111,463.01 12 Social 139,712 15,156.59 90,413.34 1) * Count is inclusive of Motor OD count as it includes composite policy. PERIODIC DISCLOSURES FORM NL-40 Business Acquisition through different channels

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED Date: 31-03-2018 (Rs. In Lacs ) Business Acquisition through different channels

For the Quarter Ended March 31, For the Quarter Ended For the year Ended March For the year Ended March 31, 2018 March 31, 2017 31, 2018 2017

No. of No. of No. of Policies PremiumPremium Premium No. of Policies Premium Policies Policies S.No. Channels 1 Individual agents 545,485 34,357 577,371 32,238 2,263,460 132,497 2,271,375 125,038 2 Corporate Agents-Banks 63,509 7,336 58,652 2,359 232,083 15,061 125,977 5,761 3 Corporate Agents -Others 26,810 9,862 13,801 4,200 71,847 30,454 30,404 10,406 4 Brokers 268,301 25,415 189,348 16,186 918,279 105,293 719,510 74,799 5 Micro Agents ------6 Direct Business 311,080 23,855 241,136 21,473 1,068,773 215,365 947,133 177,141 7 Other :- -IMF 500 23 - - 772 36 - - -MISP 81,605 3,503 - - 105,194 4,810 - - -Web Aggregator 9,534 603 1,760 133 50,226 2,397 2,539 390 -Others 13,050 965 - - 13,427 994 - - TOTAL (A) 1,319,874 105,919 1,082,068 76,589 4,724,061 506,908 4,096,938 393,535 1 Referral (B) ------GRAND TOTAL ( A+B) 1,319,874 105,919 1,082,068 76,589 4,724,061 506,908 4,096,938 393,535

Notes: 1. Premium means amount of premium received from business acquired by the source 2. No. of Policies stand for number of policies sold PERIODIC DISCLOSURES FORM NL-41 : GRIEVANCE DISPOSAL

INSURER: RELIANCE GENERAL INSURANCE COMPANY LIMITED Date: 31-03-2018

GRIEVANCE DISPOSAL FOR THE PERIOD ENDED MARCH 31, 2018 Complaints Resolved/Settled Complaints Total Complaints Opening Balance Additions during the quarter Pending at the registered upto the S.No. Particulars As on beginning during the Fully Partial end of the quarter during the of the quarter quarter Rejected Accepted Accepted quarter financial year 1 Complaints made by the customers a) Proposal Related 0 2 1 0 1 0 3 b) Claim 2 63 17 3 44 1 324 c) Policy Related 0 14 10 0 4 0 53 d) Premium 0 1 1 0 0 0 8 e) Refund 0 0 0 0 0 0 1 f) Coverage 0 1 0 0 1 0 2 g) Covernote Related 0 0 0 0 0 0 0 h) Product 0 1 0 0 1 0 8 i) Others 0 9 3 0 6 0 49 Total No of Complaints: 2 91 32 3 57 1 448

2 Total No. of policies during previous year: 4,096,938 Total No. of claims intimated during previous 447,541 3 year: 4 Total No. of policies during current period: 4,724,061 Total No. of claims intimated during current 1,438,141 5 period: Total No. of Policy Complaints (current period) 0.11 6 per 10,000 policies (current period): Total No. of Claim Complaints (current period) 2.25 per 10,000 claims registered (current period): 7

Duration wise Pending Status Complaints made Complaints by Customers made by TOTAL 8 intermediaries a) Upto 7 days 1 0 1 b) 7-15 days 0 0 0 c) 15-30 days 0 0 0 d) 30-90 days 0 0 0 e) 90 days & beyond 0 0 0 TOTAL NO. OF COMPLAINTS 1 0 1