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Mortgage Rate Sheet

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Mortgage Rate Sheet Rates Effective From 24 September 2021 This Rate Sheet is for information only and does not constitute a Personalised Mortgage Information Sheet. Rates are subject to change and withdrawal at short notice. Customers remortgaging may be able to use the Switch & Save and Great Escape remortgage package. As part of the remortgage package, we offer a legal service via a panel of solicitors who act on our behalf only. The legal service is not available should a customer choose not to use the appointed panel solicitor. Customers will not pay for or receive a copy of the non-disclosed valuation report. Switch & Save™ products are generally only available to customers who have a mortgage with another lender (not Barclays or Woolwich), who want to move their mortgage to us and are not moving home. In the case of a remortgage where it includes, for example, a change of names on the mortgage or the first registration of unregistered land, customers are liable for any associated fees. For Residential purchase applications with a property value up to £2 million and all Remortgage applications, customers will not pay for or receive a copy of any non-disclosed valuation report. For Residential purchase applications with a property value over £2 million please see the Tariff of Charges at www.barclays.co.uk/mortgages. In order to confirm the most up to date rates available, please speak to our mortgage advisers for full details. The Bank of England Base Rate (BEBR) is a variable rate set by the Bank of England. BEBR is currently 0.10%. Representative example: A capital and interest mortgage of £187,000 payable over 300 months on a fixed rate of 2.44% for 5 years and then our variable tracker rate of 3.49% above the Bank of England Base Rate (currently 0.10%), for the remaining term would require 60 monthly payments of £833.27 and 240 monthly payments of £924.37. The total amount payable would be £271,960.00 made up of the loan amount plus interest and £0 (product fee), £80 (final repayment charge), £35 (completion fee). The overall cost for comparison is 3.2% APRC representative. During an early repayment charge period, capital reductions within a set allowance can be made without incurring the charge. The allowance for fixed rates is 10% per annum and 25% per annum for tracker rates. For Offset mortgages early repayment charges are only incurred if the mortgage is fully redeemed within the charge period. Residential Purchase Rates Offset Products Maximum Initial The Overall Minimum/Maximum Product Loan to Early Repayment Product Type Interest Follow on rate Cost for Loan size Fee Value Charge Rate Comparison (LTV) Offset Tracker at BEBR Full redemption: Minimum Loan £5k which is variable, 1% of the original 2 Year Offset Tracker at BEBR + 1.62% for 2 Years 1.72% 3.4% APRC £1749 75% Maximum Loan £2m currently 0.10% + 3.49% balance for 2 = 3.59% for term years Offset: Current Account and Savings Accounts can be offset against the mortgage, see Offset Terms & Conditions for more information. Please note customers can only hold one Offset Mortgage at a time Tracker Products Premier Exclusive Rates - Customers must hold a Wealth / Premier Banking relationship with Barclays to apply for these products and qualify for retail underwriting Initial The Overall Minimum/Maximum Product Product Type Interest Follow on rate Cost for LTV Early Repayment Charge Loan size Fee Rate Comparison 2 Year Tracker at BEBR + 0.75% for 2 Years 0.85% 3.2% APRC £999 60% 2 Year Tracker at BEBR + 0.85% for 2 Years 0.95% 3.2% APRC £999 75% No ERC Premier Exclusive 2 Year Tracker at BEBR + 1.77% for 2 Years 1.87% 3.4% APRC £999 80% Minimum Loan £5k Maximum Loan £2m 2 Year Tracker at BEBR + 1.87% for 2 Years 1.97% 3.4% APRC £999 80% BEBR which is variable, currently 2 Year Tracker at BEBR + 0.96% for 2 Years 1.06% 3.2% APRC £0 60% 0.10% + 3.49% = 1% of the balance repaid 3.59% for term for 2 years 2 Year Tracker at BEBR + 1.08% for 2 Years 1.18% 3.2% APRC £0 75% 2 Year Tracker at BEBR + 1.59% for 2 Years 1.69% 3.3% APRC £1999 60% Minimum Loan £2m Maximum Loan £10m 2 Year Tracker at BEBR + 1.69% for 2 Years 1.79% 3.3% APRC £1999 70% No ERC Minimum Loan £2m 2 Year Tracker at BEBR + 1.75% for 2 Years 1.85% 3.3% APRC £1999 75% Maximum Loan £5m 2 Year Fixed Products -Purchase Only Cashback – Not Available to Existing Mortgage Customers Porting an Existing Mortgage. BEBR which is variable, 2% of the balance Minimum Loan £50k 2 Year Fixed Rate (until 30/11/23) £500 Cashback 2.55% currently 0.10% + 3.49% 3.6% APRC £0 90% repaid Maximum Loan £570k = 3.59% for term until 30/11/23 YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322 Registered Office: 1 Churchill Place, London E14 5HP. Page 1 of 7 Rates Effective From 24 September 2021 Residential Purchase Rates 2 Year Fixed Products Premier Exclusive Rates - Customers must hold a Wealth / Premier Banking relationship with Barclays to apply for these products and qualify for retail underwriting Initial The Overall Minimum/Maximum Product Early Repayment Product Type Interest Follow on rate Cost for LTV Loan size Fee Charge Rate Comparison 0.86% 3.2% APRC £999 60% 1.07% 3.2% APRC £0 60% 0.96% 3.2% APRC £999 75% 2 Year Fixed Rate (until 30/11/23) Minimum Loan £5k 1.19% 3.2% APRC £0 75% Maximum Loan £2m 1.42% 3.3% APRC £999 80% 1.56% 3.3% APRC £999 85% BEBR which is variable, 2% of the balance Premier Exclusive 2 Year Fixed Rate (until 30/11/23) 1.56% currently 0.10% + 3.49% 3.3% APRC £699 85% repaid until 30/11/23 = 3.59% for term 1.77% 3.3% APRC £0 85% 1.97% 3.4% APRC £999 90% Minimum Loan £5k Maximum Loan £570k 2.27% 3.4% APRC £0 90% 2 Year Fixed Rate (until 30/11/23) 1.09% 3.2% APRC £1999 60% Minimum Loan £2m Maximum Loan £10m 1.24% 3.2% APRC £1999 70% Minimum Loan £2m 1.35% 3.3% APRC £1999 75% Maximum Loan £5m 3 Year Fixed Products 0.99% BEBR which is variable, 3.0% APRC £999 60% 2% of the balance Minimum Loan £5k 3 Year Fixed Rate (until 30/11/24) currently 0.10% + 3.49% repaid Maximum Loan £2m 2.05% = 3.59% for term 3.3% APRC £999 85% until 30/11/24 5 Year Fixed Products Premier Exclusive Rates - Customers must hold a Wealth / Premier Banking relationship with Barclays to apply for these products and qualify for retail underwriting 1.16% 2.7% APRC £999 60% 1.23% 2.7% APRC £0 60% 1.21% 2.7% APRC £999 75% Minimum Loan £5k 1.35% 2.8% APRC £0 75% Maximum Loan £2m 1.69% 2.9% APRC £999 80% 2.02% BEBR which is variable, 3.1% APRC £999 85% 3% of the balance 5 Year Fixed Rate (until 30/11/26) currently 0.10% + 3.49% repaid 2.29% = 3.59% for term 3.1% APRC £0 85% until 30/11/26 2.65% 3.3% APRC £999 90% Minimum Loan £5k Maximum Loan £570k 2.88% 3.4% APRC £0 90% 1.27% 2.7% APRC £1999 60% Minimum Loan £2m Maximum Loan £10m 1.52% 2.8% APRC £1999 70% Minimum Loan £2m 1.57% 2.8% APRC £1999 75% Maximum Loan £5m 7 Year Fixed Products Premier Exclusive Rates - Customers must hold a Wealth / Premier Banking relationship with Barclays to apply for these products and qualify for retail underwriting 7 Year Fixed Rate (until 30/11/28) 1.39% BEBR which is variable, 2.5% APRC £999 60% Minimum Loan £5k 5% of the balance currently 0.10% + 3.49% Maximum Loan £2m repaid until 30/11/28 Premier Exclusive 7 Year Fixed Rate (until 30/11/28) 1.49% = 3.59% for term 2.6% APRC £749 75% 10 Year Fixed Products 1.95% 2.6% APRC £999 60% BEBR which is variable, Minimum Loan £5k 5% of the balance 10 Year Fixed Rate (until 30/11/31) 2.07% currently 0.10% + 3.49% = 2.6% APRC £0 60% Maximum Loan £1m repaid until 30/11/31 3.59% for term 2.75% 3.1% APRC £999 80% YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322 Registered Office: 1 Churchill Place, London E14 5HP. Page 2 of 7 Rates Effective From 24 September 2021 Residential Purchase Rates Barclays Green Home Mortgages. These products can only be used to purchase a new build residential property with an Energy Efficiency Rating of 80 or higher, or an Energy Efficiency Band of A or B. *Help to Buy: Equity Loan Scheme Initial The Overall Minimum/Maximum Product Early Repayment Product Type Interest Follow on rate Cost for LTV Loan size Fee Charge Rate Comparison Minimum Loan £5k 2 Year Fixed Rate (until 30/11/23) 1.70% 3.3% APRC £0 80% Maximum Loan £2m 2% of the balance repaid until 30/11/23 2 Year Fixed Rate (until 30/11/23) 2.17% 3.4% APRC £0 90% Minimum Loan £5k BEBR which is variable, Maximum Loan £570k 3% of the balance 5 Year Fixed Rate (until 30/11/26) 2.78% currently 0.10% + 3.49% 3.3% APRC £0 90% repaid until 30/11/26 = 3.59% for term 2% of the balance *Help to Buy - 2 Year Fixed Rate (until 30/11/23) 1.11% 3.2% APRC £749 75% Minimum Loan £25k repaid until 30/11/23 Maximum Loan £450K 3% of the balance *Help to Buy - 5 Year Fixed Rate (until 30/11/26) 1.32% 2.8% APRC £749 75% repaid until 30/11/26 Satisfactory evidence that the property has an Energy Efficiency Rating of 81 or higher, or has an Energy Efficiency Band of A or B, must be provided before the advance is made and shall be either: (a) a valid Energy Performance Certificate completed less than 10 years prior to the submission of your mortgage application; or (b) a valid Predicted Energy Performance Certificate if the property build phase has not been completed Family Springboard Mortgages.
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