Winter Lifestyle Guernsey Estate Agents

FLIP TO FRONT FOR OPEN MARKET PROPERTIES

About Guernsey Guiding Light Brexit Boosts Safe Haven Open Market Sales Brexit: Welcome to Guernsey Stability Rocks Pride of Guernsey Digital Evolution From Cape Town The Small Cheese to Guernsey Guernsey. ‘Oarsome’ A Great Place to Times on the Water! Live and Work OUR PERSONAL FINANCIAL ADVICE BEGINS WITH ONE QUESTION: WHAT MATTERS TO YOU?

juliusbaer.com

Design/Production GIO Creative Works and Spike Productions 04 Welcome to the 30 ‘Oarsome’ Times on Swoffers Winter the Water! Printed by Colour Monster Property Review 34 Guiding Light Some Images courtesy of VisitGuernsey 06 Brexit Boosts Open Market Sales 40 Safe Haven

08 Welcome to Guernsey 42 Brexit. Stability Rocks 14 Meet the Swoffers Contents Open Market Team 46 Digital Evolution 16 About Swoffers 52 The Small Cheese

20 Pride of Guernsey 56 Guernsey. A Great place to 26 From Cape Town Live and Work to Guernsey

Bank Julius Baer & Co. Ltd., Lefebvre Court, Lefebvre Street, St Peter Port, Guernsey GY1 4BS, T +44 (0)1481 726618

Bank Julius Baer & Co. Ltd., Guernsey Branch is licensed in Guernsey to provide banking and investment services and is regulated by the Guernsey Financial Services Commission. WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p3

Investments_EN-Elisabethan-210x297-31072018.indd 1 20.07.18 16:54 Welcome to the Swoffers Winter Property Review

By Andrew Haining Chairman

I am pleased to be able to introduce this latest Swoffers has enjoyed many years as the leading estate agent Open Market Review against the backdrop on the island. 2018 was a very successful year in all our markets - Local and Open Market sales and lettings. 2019 of one of the busiest periods Swoffers has looks to be starting where 2018 finished with activity levels enjoyed for many years. The incoming above that which we have seen in previous years. enquiries of early 2018 have converted into a number of new residents to the island whom I would like to thank our business partners for their support of we are delighted to have been able to help as this review and together with all of us at Swoffers, I hope the they make Guernsey their home. contents enable you to make that all-important decision. We look forward to helping you.

Guernsey’s political and economic stability has been in stark contrast to the unstable situation being encountered by a number of our near neighbours. The combination of political upheaval as a function of Brexit in the UK, as well as increasing issues in other parts of mainland Europe has probably focused people’s minds on where they see their future - for their business operations, their family base and the long-term security of their family’s wealth.

In this review, we have once again tried to assemble articles reflecting personal opinions, political insights, sporting SWOFFERS HAS ENJOYED achievements, cultural heritage and entrepreneurial vision and investment. We at Swoffers are very grateful to those MANY YEARS AS THE individuals and businesses who have contributed to the articles in this publication. LEADING ESTATE AGENT ON THE ISLAND. 2018 WAS For those of you contemplating a move to Guernsey, the articles are designed to inform you not just about a key A VERY SUCCESSFUL YEAR element of that decision - finding the right home - but IN ALL OUR MARKETS also about the breadth and depth of community life in Guernsey. The stability of our political system, the benefits - LOCAL AND OPEN of our independence in both tax and legislative terms and our history of entrepreneurial reinvention to ensure the MARKET SALES AND continued prosperity of the island, all point to a rewarding LETTINGS environment for both living and investing well into the future. Deputy Parkinson, President of the Economic Development Committee, has been at the forefront of political life on the island for many years and we are very grateful for his contribution to this review.

p4 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p5 Brexit Boosts Open Market Sales

It’s only just over three months since 'Guernsey has a lot to offer in terms of lifestyle GUERNSEY 'Working together we must capitalise on this 'There are a number of financial incentives we published the first issue of our and quality of life. The island provides a relaxed recent surge of interest in the Open Market, such as tax caps for new residents, tax caps way of life with an excellent work-life balance; HAS A LOT although it’s still too early to say whether this is for those with foreign or worldwide income and new look Swoffers magazine, but a we have some amazing restaurants and plenty a long-term trend or a blip in demand. opportunities for non-EU passport holders to lot has changed in that short period of indoor and outdoor sports and activities with TO OFFER IN relocate to the island if they invest in a local of time. boating and sailing proving particularly popular. TERMS OF 'The current market is price sensitive and there company. The island also continues to have Guernsey is financially stable and offers a safe remains a wide choice of properties currently no capital gains, inheritance or value added In our last issue Gavin St Pier, President of the place to live,' says Shauna. LIFESTYLE available to match prospective buyers’ budgets taxes. But our government needs to remain island’s Policy & Resources Committee, set out AND QUALITY and requirements. We are able to attract greater fully behind the drive to attract new residents to Guernsey’s route map to help navigate our way 'Clients are certainly telling us that the situation in interest in those properties which are sensibly the island and should continually review what through the UK leaving the EU. You can read his the UK is one of the reasons why they are looking OF LIFE. priced. Buyers are generally looking for either it can offer in terms of incentives to encourage update on the island’s plan later in this issue. to relocate, but Guernsey must continue to work a low-maintenance property finished to a high people to relocate here. Any attempts to make hard to make us an attractive place for these THE ISLAND standard or one at a competitive price, that they the Open Market less attractive in the face of stiff No-one expected Brexit to be plain sailing but the people to move to. PROVIDES can then redevelop to suit their particular needs. competition from other jurisdictions should be stormy waters of the last few weeks and months Buyers continue to be drawn to sensibly priced strongly resisted. have at times appeared to almost sink the UK 'Locate Guernsey is doing a great job in helping A RELAXED quality properties. government ship. to identify potential clients and guide them 'We will continue to lobby local politicians to through the process of relocating to the island WAY OF LIFE make sure that the importance of the Open At the time of writing there’s still no certainty and we remain very supportive of what they do. WITH AN Market is well understood and supported. The on the final outcome with the deadline of 29th message to those looking to relocate here should March still some weeks away and the likelihood EXCELLENT be "Guernsey is open for business and we of more twists and turns before the UK reaches welcome new residents with open arms". the end of the road. However, the chaos across WORK-LIFE the water seems to have had a positive impact on BALANCE 'That is certainly what we are telling our clients Guernsey’s property market. and this message is even more important in the context of the political upheaval just across ‘The last quarter of 2018 has seen a significant the water. All of us at Swoffers are determined increase in Open Market sales and enquiries,’ to embrace these opportunities and to find our says Shauna Clapham, Swoffers Director. clients their ideal home on the island.

By the end of the year Swoffers had completed 'Brexit is providing a much-needed boost for 45 Open Market property sales – well over half Guernsey’s property market; we want to make of the total number of Open Market sales for the sure that continues'. year and nearly 70% of the total value of all Open Market transactions in 2018.

'The evolving political landscape in the UK has definitely had an impact on the decision some of our clients have made to relocate to Guernsey. The stability that the island offers and our location on the doorstep of Europe is certainly an attraction, but it’s more than that.

p6 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p7 Welcome to Guernsey

Living in Guernsey Lifestyle It’s easy to see why Guernsey is an attractive Guernsey is English-speaking, uses the pound relocation destination, with an environment that sterling and is in the same time zone as the UK helps business to thrive and an enviable lifestyle but enjoys a more temperate climate, similar to that allows for a good work-life balance. northern France.

Its coastline of cliffs, beaches and harbour The Bailiwick ports, combined with its French influence, offer a relaxed lifestyle with an excellent work-life The Bailiwick of Guernsey is a British Crown balance. There are plenty of sports and leisure Dependency in the English Channel off the opportunities to enjoy, including – of course – Coast of Normandy. The island stands 80 miles water sports. to the south of the English coast and 20 miles north of the French coast. As well as Guernsey, The bustling harbour town of St Peter Port is not the second largest of the Channel Islands, the only one of the prettiest in Europe, but features Bailiwick also includes Alderney, Sark, Herm, high quality restaurants where chefs from around Jethou, Brecqhou and Lihou among others. the world draw inspiration from fresh, local produce. It also offers independent boutiques and jewellers, in addition to familiar high street brands.

With its low crime rate and strong sense of community, Guernsey presents a stable, centred and safe space to start a new life. Par ichin pour la bànque "This way to the beach"

p8 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p9 Education Tax A UK non-dom Guernsey offers an excellent standard of both free As a self-governing British Crown Dependency, looking to relocate and private/grant-aided schools for all school-aged the island’s own system of taxation offers to Guernsey should children, and for those following post-16 education. a long-standing, competitive regime that consider the meets OECD standards of transparency and following: Managed by the island’s Education Services, free information exchange. primary education is offered to children within • As a taxpayer, if you spend defined catchment areas. In addition, there are Guernsey has a very favourable personal and under six months of the two Catholic primary schools, Notre Dame du corporate tax regime, with no general capital gains calendar tax year in the Rosaire and St Mary & St Michael. tax, inheritance tax or estate duty, purchase or island, you can limit your sales tax, VAT, capital transfer tax or council tax. Guernsey tax liability to just The secondary education system is currently £30,000 p.a. as a ‘Resident under review, as the 11+ selection process was The personal tax rate is a flat 20%, after Only’ taxpayer. recently discontinued. The States of Guernsey deduction of personal allowances and reliefs. has voted to provide secondary education in one • If a taxpayer is fully resident, a capping arrangement school, split into two sites, but at present there There are three tax rates for companies in allows a taxpayer to limit are four secondary schools on the island. Guernsey: a company standard rate of 0%, an their liability to £130,000 intermediate rate of 10% on income from banking p.a. on non-Guernsey There are three private/grant-aided schools business, domestic insurance business, regulated income. in Guernsey: Blanchelande College is co- fiduciary business, insurance intermediary educational, whilst Ladies’ College educates girls business and insurance manager business, and • An individual with a from the age of two to 18 and Elizabeth College a company higher rate of 20% on income trading combination of foreign takes boys and girls up to the age of 11, and activities at utilities regulated by the Channel and Guernsey source boys only from the ages of 11-18. Islands Competition and Regulatory Authorities, annual income (other and income from the ownership of lands and than Guernsey property Business Health Currently 87% of 16 year olds are opting to buildings in Guernsey. income) totalling more than £1,300,000 can restrict their Guernsey is a reputable business centre and one Unlike in the UK, Guernsey does not have a free stay in full-time education, with around 24% tax liability to £260,000 p.a. that offers a supportive environment in which national health service and the island has no of the island’s 18 year olds choosing to attend university. There are plenty of opportunities businesses can flourish. reciprocal health agreement with the UK, so it is • No minimum amount of tax for continued learning. The College of Further advised that prospective residents consider taking contribution is required in Education and the Sixth Form Centre offer a Establishing a business in Guernsey is a smooth out health insurance. order to become Guernsey range of qualifications in a variety of subjects, and efficient process and, thanks to the island’s resident. and apprenticeship schemes are also available. proactive approach, it can be done quickly with Whilst all primary care is provided on a private • Property owners and very little fuss. This can-do attitude has driven basis, the Guernsey Social Security Department occupiers may also be growth in exciting new sectors, such as ICT, digital runs a specialist health insurance scheme which Guernsey does not have its own university and liable for tax on real and fintech, which are at the leading edge of the covers the cost of some secondary care and many students decide to study in the UK or property and parish island’s evolving economy. specialist services. New residents become eligible further afield. However, there are still plenty of rates but these are very to receive benefits under this scheme once they opportunities on-island for further education, such reasonable and particularly have been resident for 13 weeks. as Open University and higher education courses. In 2008, a Companies (Guernsey) Law was low in comparison with introduced and is regularly updated to ensure it similar rates in the UK, as Guernsey’s Education Services aim to provide remains current. At the same time a new company Outside of this scheme, residents are responsible are excise duties charged an education system in which every child feels registry was created, hosting an online service for meeting the cost of treatment with their on tobacco, beers, wines healthy and nurtured, safe, achieving and active, which provides users with incorporations within 15 GP, chiropodist, physiotherapist, optician and and spirits. minutes, with prices starting from £100. dentist. No charges are made to patients for respected and responsible and included. Le hospital accommodation, nursing services or drug Rondin School & Centre is the special needs school for primary-aged children and is home to While most financial businesses will need to be prescriptions while in hospital, unless the patient the Child Development Centre, whilst Le Murier registered with the Guernsey Financial Services chooses to be treated privately and undertakes to School is for children aged 11-16 who have Commission, there is no automatic requirement for pay fees. additional needs. Les Voies School is for children off-island businesses to register in order to operate. and young people aged 9-16 who experience social, emotional and behavioural difficulties.

p10 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p11 * Finance Legal Relations with Europe Travel Links Visas Immigration Visas Guernsey’s location in the English Channel, The Bailiwick is English-speaking and The Investor Visa route and the Guernsey is a leading international finance Guernsey is a self-governing jurisdiction Guernsey is not a member of the European off the coast of Normandy, means that you don’t need a passport if you are Entrepreneur Visa route present centre, with a renowned reputation for with its own independent legal system Union but has a fast-track ability to adopt transport links to and from the UK and travelling from the UK or Republic of opportunities to become resident in banking, fund management, private wealth, and jurisprudence, which gives it a special European legislation as it sees fit. Guernsey Europe could not be easier. Ireland, but you will require some form of Guernsey. These programmes are fintech and insurance. Financial services relationship with both the UK and the is also bound to observe European Union photographic identification. available to non-EU passport holders have been the backbone of the island’s European Union. law in respect of certain aspects of free who wish to live in Open Market economy for 30 years and in that time trade and to respect the principles of Reliable air and sea links mean that you can spend your working day in one of If you are arriving from outside the UK or accommodation and can do so either Guernsey has established itself as an The island’s parliamentary assembly, free movement of persons and non- the world’s key financial centres, such as Republic of Ireland, you must have a valid by investing in the island or by buying or international finance centre of excellence, the States of Deliberation, has complete discrimination between European Union London, Paris or Zurich, and still be home passport or travel document, irrespective of establishing a business here. having been at the forefront of financial political and legislative independence from citizens of different nationalities. in time to enjoy an evening on the beach your nationality. European Economic Area innovations such as the development of the the United Kingdom in all matters except in Guernsey. and Swiss nationals may use their national For the Investor Visa route, the applicant protected cell company. foreign affairs, defence, and other matters identity cards. must have £1m available and under their touching upon the Royal Prerogative. control, with a requirement to invest The island’s high regulatory standards, Guernsey has regular flights to major UK airports. Flights from London Gatwick take Non-British/European Economic Area £750,000 for the benefit of the Bailiwick compliant and transparent tax regime, Presided over by the island’s chief justice, as little as 35 minutes and the island’s two nationals travelling to the Channel of Guernsey. and positive relationship with the UK the Bailiff, the Royal Court is Guernsey’s main operators are Aurigny and Flybe. Islands from outside the UK or Republic and Europe, have created a fiscal principal court and exercises both civil and of Ireland should check whether they For the Entrepreneur Visa route, there is a environment perfectly suited to enable criminal jurisdiction. businesses to flourish. Fast ferries from Poole to Guernsey take require a visa. Visas must be obtained requirement to invest £200,000 in a new around three hours and a slower, all- prior to travel from a British Consulate or existing Guernsey company which the Additional courts, such as the Magistrate’s weather, overnight ferry connects the island or British High Commission in your usual applicant will manage themselves. Court, which deals with minor criminal with Portsmouth. Travelling to and from St country of residence. matters, and the Court of Appeal, which Malo, France, takes a little over two hours *May be subject to change hears appeals from the Royal Court, have and inter-island crossings to Jersey take been added to the island’s legal system just one hour. There is also a seasonal ferry over the years. to and from Dielette, France.

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Meet the Swoffers 1 2 3 4

Open Market Team 5

1 Shauna Clapham - Director 2 Craig Whitman - Director Shauna has been with Swoffers for over 30 years and This is Craig’s 17th year at Swoffers and he has built up is a Director of and shareholder in the company. She is a wealth of experience in Guernsey’s property market, responsible for Open Market sales and is a key member of specialising in the Open Market sector. He is well respected the executive team. in his field and has been instrumental in the sale of some of Shauna loves an early morning walk around the lanes of St the island’s most prominent Open Market homes, both on the market and off-market sales. 3 4 Martin’s with her cockerpoo Daisy. ‘I’m usually the first one up at home and although it's often still dark I like to take a ‘The beauty of living on Guernsey is being able to enjoy the walk to clear my head, ready for the day ahead. The lanes hustle and bustle of a town yet be minutes away from the are quiet in the mornings and depending how much time I beautiful south-coast cliff paths, west-coast beaches or the have I sometimes make it as far as the cliffs and look out north’s rugged commons. It’s all within easy reach – it’s no onto our fabulous coastline. It’s no wonder this part of the more than 15 minutes away for any of us, no matter where island inspired Renoir and others to paint.’ we are on the island. Guernsey offers my family safety, [email protected] security, good education and a quality of life that most places could only wish to have.’ [email protected] 3 Sophie Ephgrave - Director Sophie is an experienced member of the team, having worked for Swoffers for over 12 years. She has a wide 4 Sue Nicolle - breadth of knowledge of the Guernsey property market. Open Market Lettings Negotiator Sophie walks the south-coast cliffs most days. ‘I never Sue is another long-time member of the Swoffers family, tire of the cliffs; I find in the winter I do not spend enough having joined us over 20 years ago. Sue was instrumental in time outside and nothing makes me feel more awake and building the Lettings department and now concentrates on reinvigorated than a blustery walk from Icart to Petit Bot Open Market rentals. followed by a congratulatory meal in one of the fantastic pubs in St Martin's. Sue has a lively young labrador to keep entertained and so 5 walks in the lanes and cliff paths of the Forest are a must. [email protected] ‘The stunning and ever-changing south-coast cliffs are just on my doorstep and at this time of year are so quiet that you can often be the only person around. The landscape 5 Hayley Piriou - Open Market Sales and seascape are constantly changing – it literally looks and feels different every day.' In our last issue we included work Hayley joined the Swoffers Open Market team in December profiles of each member of the Open 2016 and supports the sales negotiators with viewings, day- [email protected] Market team. So now you know a little to-day administration and operations. about our work lives, it’s time to find out a Hayley has spent most of her life living on the west coast of bit more about what we like to do outside Guernsey and enjoys the mix of stormy and calm weather experienced at this time of year. ‘I love to watch the winter of work. In this issue we let you know sun set over Rocquaine when the beaches are quiet, apart which area of Guernsey we particularly from one or two dog walkers. It can be wild at times but that love at this time of year and why. only adds to its beauty. The stretch of coast from L’Eree to Rocquaine holds lots of memories for me and I feel very lucky to live just a stone’s throw from the sea.' [email protected]

p14 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p15 About Swoffers

At Swoffers we focus on property, of course, but Swoffers is Guernsey’s longest established estate agency. We’ve What makes us special is our fusion of traditional values and lifestyle, business and tax, and giving you a good overview of the first and foremost our job is about people. There’s been in business since 1972 and employ 30 staff, making us customer service with the latest technology, making them work process of relocating to the island. the largest and most experienced team of property experts in together to provide the best service for you. a lot to consider when you’re buying or selling a Guernsey. The company is wholly owned by the directors, who Swoffers.co.uk averages over 18,000 unique visits a month, and home, especially if you’re contemplating a move are all actively involved in the business on a day-to-day basis. Digital Innovation 40% of all traffic is from outside Guernsey, indicating a high level to the island, and it’s the relationships we form We know Guernsey and its property market like the back of our of interest from potential Open Market buyers. In the last year we Most buyers search for properties on their computer, tablet or with our clients that help to navigate the process hands, and we’re keen to share our knowledge with you. We’ll received over 192,000 new visitors, viewing on average more than phone, so we constantly update our state-of-the-art website to and make it as easy and stress-free as possible. guide you through the process of buying or renting a property three pages and spending in excess of four minutes on the site. on the island, and answer all your burning questions about living make it informative and easy to navigate. It’s a mine of valuable here. Whatever your interests, at least one of our team will be information about Guernsey, covering areas such as education, able to help you out, or introduce you to someone who can! p16 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p17 A better life ahead

Our website is kept regularly updated and our In the Media OUR SEO (search engine optimisation) is continually improved, ensuring that we are easily found Traditional forms of advertising are important to WEBSITE by search engines. We keep our content us at Swoffers and we regularly appear in national interesting with the addition of specially publications, including Country Life and The Times. IS KEPT Whether it’s for business or a better quality of life, relocating to Guernsey commissioned videos and high quality, We are also a go-to source of property expertise REGULARLY couldn’t be easier. Locate Guernsey is your one point of contact relevant articles. and comment for newsrooms and magazines. UPDATED within the island’s government for free information and advice. Swoffers is the first estate agency in Guernsey Community to offer immersive property tours, which allow At Swoffers we are passionate about our island potential buyers to take a virtual walk around and helping to make Guernsey the place where a home. If you’re not presently located on our families will have a future. We believe in being the island, we’re sure you’ll appreciate the part of the community, and we get involved – as convenience of being able to explore properties individuals and as a company – in many aspects of interest wherever and whenever you choose. of island life, including raising money for a number of charities. We have a strong online presence generally, with LinkedIn and banner advertising, all driving We are proud to sponsor a wide range of potential buyers to our website. We also have initiatives, charities and events, such as the digital partnerships with the Guernsey Press Pride of Guernsey awards, Guernsey Football and property portals such as Zoopla.co.uk, Club, boxer Billy Le Poullain, RCI Yacht Club, the OnTheMarket.com and Propertyskipper.com. Strictement dance event and the Pollinator Project to save the island’s valuable insects. Swoffers embraces the power of social media to connect with buyers and sellers of property in Guernsey. Find us on Facebook, Twitter, For more information, contact the team on: Instagram and LinkedIn. We invest in boosted social media posts to increase the visibility of our +44 (0)1481 743834 properties and content. or [email protected] locateguernsey.com

p18 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS Your home Your business WINTER 2019 | OPEN MARKETYour PROPERTIES life | SWOFFERS - p19 Pride of Tony Vance, Manager of Guernsey Football Club, talks to Swoffers about the club that’s given football a huge boost for players and spectators Guernsey on the island. Prior to the creation of Guernsey Football Club in 2011, the highlight of the year for the island’s elite players was taking part in the Muratti, an annual tournament between teams representing Guernsey, Jersey and Alderney. Since 1985 the Island Games has been another event to look forward to, which takes place once every two years. Tony Vance, Manager of Guernsey FC, explains the difference between the island’s teams: ‘In simple terms, Guernsey in the Muratti is our national team. Just as England can’t play in the Premier League, our national team couldn’t play in the UK football leagues. So we had to form a club and hope that the players would want to play for it.’

The catalyst for Guernsey FC’s formation was the national team’s success in a UK national tournament in 2010. Managed by Tony, ‘We qualified for a European tournament, basically representing England, so we played as the England amateur team in a UEFA competition against similar concepts in other countries and we were drawn in a group against Croatia, Turkey and Wales. It was when that tournament finished that we decided, over a beer and recapping, that it was time to really go for it and we felt that the group of players we had were young enough and hungry enough to embrace it.’

IN SIMPLE TERMS, GUERNSEY IN THE MURATTI IS OUR NATIONAL TEAM. JUST AS ENGLAND CAN’T PLAY IN THE PREMIER LEAGUE, OUR NATIONAL TEAM COULDN’T PLAY IN THE UK FOOTBALL LEAGUES

p20 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p21 Tony was under no illusions that he’d be in for It has to be said that GFC’s branding is an easy ride: ‘It took a year or two to come to exceptionally strong, with mascot Roary the fruition, and there was a lot of hard work and Lion a much-loved figure who has touched tiptoeing around because it was going to upset many lives in the community through his fun the apple cart locally to a certain degree. It was and compassionate persona. ‘The suit was going to change the face of football and how expensive at the time but it’s probably the best it had operated for over a hundred years. I’m few thousand pounds we’ve spent because he’s not going to deny that change affected quite a still going strong and he’s a very sought-after lot of people and we had to manage that very member of the community - to the extent that carefully. There was a fair amount of unrest but someone has to look after his diary!’ there was also a huge amount of excitement.’ Tony himself would have loved the opportunity Seven years on, the Green Lions are a source of to play for Guernsey FC. As he explains, ‘When great pride on the island. ‘It’s provided another I was a youngster many moons ago, I played aspiration for local footballers, and the pleasing for Guernsey and loved it, but I wanted more thing for me about the whole project is that it’s than a once-a-year opportunity and I wanted got at least 500 people out of their armchairs at to push myself further, and the only option home, giving them something to support and then was to leave Guernsey. I would say I embrace every other Saturday at Footes Lane,’ succeeded and failed in the same breath, I says Tony. ‘The supporters are absolutely unique had trials with Manchester United which went – win, lose or draw, the support from the crowd pretty well but it wasn’t really for me and I came is immense.’ back to Guernsey.’ Tony later returned to the UK for a couple of years, playing for Wycombe On alternate Saturdays, the team flies to the UK Wanderers and Enfield, and this experience to compete in the Bostik League Division One of being out of his comfort zone was a real South. You might expect support to be thin on driving force behind his determination to set up the ground for away games, but the opposite Guernsey FC: ‘It was everything I’d have wanted is true. ‘There’s a unique group of ex-pats who and more, I would have just been so content if turn up from all over the place to support us. It’s I’d had that prize available when I was playing,’ fair to say that for at least half the games we’ve he says. ‘So I’m proud that we’ve got the club got more supporters than the English team; it’s started but also jealous!’ very special when you turn up and you see them in their green and white.’

THE SUIT WAS EXPENSIVE AT THE TIME BUT IT’S PROBABLY THE BEST FEW THOUSAND POUNDS WE’VE SPENT

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Playing for Guernsey FC is a huge commitment. enjoy the journey ‘They deserve huge recognition for what they do and what they give up as amateurs. Even Man United don’t fly to every away game, and whilst it’s fantastic that we have the opportunity to go and test ourselves, it’s a long old day. You’re up at the airport at six o’clock in the morning, not back until half past nine at night, sometimes overnight, and that’s a good 30 times a year on top of all the training.’

With respect comes responsibility, which the coaching team impresses upon the players. The club’s vision hasn’t changed since ‘There could be a sponsor sitting next to them or its inception: ‘It’s still a local aspirational the parent of a child who wants to be that player. opportunity to play, support, coach, be involved You can take all the plaudits, and because it’s and to see how far we can take individuals and such a tight community everyone’s proud of the team.’ The current team is predominantly you, but in one moment you could ruin it all, and young, many of whom were Guernsey FC they’re fully aware of that.’ supporters themselves as children. Tony and his coaching team run an academy for young For Tony as well as the players, recognition can players from the age of seven up to 21. ‘When be a double-edged sword. ‘I’m not going to we first started the kids wanted to be the next deny that it’s hugely testing at times, I can’t go David Beckham or Wayne Rooney, now they to Marks & Spencer without someone giving want to be the next Ross Allen, Chris Tardif their opinion or wanting to know why we didn’t or Jamie Dodd, all local players. So their win, but that comes with the role. At the moment aspirations have now changed to being more we’re all enjoying the challenge, it’s looking like realistic.’ Tony explains that players mature at we’re starting to get another upturn in where different times, both mentally and physically, and we’re going after a couple of tough years, and assures ‘we’ve got differing levels of pathway that excites us.’ opportunities to cater for all those scenarios.’

For anyone relocating to the island, Tony assures that, ‘They’d be welcomed with open arms, we’re really pleased when people come over and join in and see us operate.’ Hopefully the next step for the club is to have its own stadium, THEY DESERVE HUGE allowing it to generate an income to sustain it. ‘There’s a funding aspect but if we can achieve Whatever your investments, whether you are RECOGNITION FOR that then the future of Guernsey FC and of planning for your retirement or saving for your football on the island will be very bright indeed,’ WHAT THEY DO AND children’s future, Ravenscroft offers an array Tony predicts. ‘The business community and WHAT THEY GIVE UP the community as a whole have really helped of solutions to meet your needs. keep the football club alive, and that can’t be AS AMATEURS. EVEN underestimated.’ Our experienced team will do the hard work, MAN UNITED DON’T so that you don’t have to. Follow Guernsey FC on Twitter FLY TO EVERY @GuernseyFC. AWAY GAME Call us on 729100 Learn more at www.ravenscroftgroup.com

Advisory | Discretionary | Execution only | Precious metals | Treasury | Corporate Finance

Ravenscroft is a trading name of Ravenscroft Limited (“RL”), which is licensed and regulated by the Guernsey Financial Services Commission to conduct investment business. RL is also regulated by the Jersey Financial Services Commission to conduct investment and funds services business. All calls will be recorded and monitored for training and security purposes. For all Ravenscroft connected entities, please refer to www.ravenscroftgroup.com/disclaimer

p24 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p25

1955-RAVENSCROFT-ENJOY THE JOURNEY AD-SWOFFERS-A4.indd 1 15/01/2019 09:59 FROM CAPE TOWN TO GUERNSEY – VIA THE SHETLAND ISLANDS AND SARK

It’s certainly not the usual route most well for my lifestyle at the time as I could live half ex-pat South Africans take when the year in Sark and half back in Cape Town, South Africa.’ deciding to relocate to Guernsey, but it seems the experience of living and It was while he was in Sark that Craig met his working in the most northerly and wife Lucy and they decided to make Guernsey their home. southerly parts of the British Isles has helped Craig Whitman to fall in ‘Having spent time in the finance industry I love with Guernsey. quickly realised this was not a long-term solution so when the opportunity arose at Swoffers I ‘When I left South Africa, I was looking for a jumped in with both feet.’ place to call home and as soon as I settled in That was 17 years ago, and Craig has never Guernsey, I knew it was the place that I wanted looked back. to be,’ says Craig. ‘My father has always been in the development/ ‘I didn’t come to Guernsey straight away; once building industry in South Africa, so I always had I had decided I was going to leave South Africa a little bit of an interest in property, but I only I went travelling and I wanted to go to the most really got into it when I came to the island.’ northern part of Britain so ended up in the Shetland Isles for a bit to see what that was like. I wanted to Guernsey is now well and truly home for Craig see more of the British Isles, so I followed the sun and his family. which led me to the Channel Islands.

Craig didn’t settle in Guernsey straight away. His first experience of Channel Island life was in Sark.

‘It was an interesting place to live and worked

p26 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p27 ‘I love the safe environment Guernsey offers; it’s is a very attractive island to settle and live in, we I GET A REAL a fantastic place to raise a family. Guernsey has provide a first world offering with none of the first a vibrant atmosphere but you are still not far from world problems, plus the added benefit of a low BUZZ WHEN I the wonderful cliffs and beaches, giving you the tax regime for people to enjoy. ability to be in the countryside but just minutes MEET PEOPLE ‘Swoffers is looking forward to another good from the hustle and bustle of town. I didn’t want year in 2019 as the market is starting to improve. WHO ARE NEW to settle in a little town in the UK where there was I believe Guernsey is well placed to take just one shop and a pub, and a market town was TO GUERNSEY advantage of all the changes we are observing a little bit too small as well because there wasn’t We’re right at home in the UK and we are already seeing increased much going on, so Guernsey gives you the best AND AM ABLE activity. Our Local Market is also seeing signs of of both worlds – first-class restaurants, wonderful improvement and all of this points well towards a TO SHARE scenery and everything is within easy reach of with property law. healthier Guernsey economy. each other. WITH THEM As for Craig personally in 2019 - he’s looking ‘You can be at work on a Friday and plan to go forward to spending more time keeping fit and WHAT I LOVE down to the beach and be there in a short space more quality time with his family which is what Our property department is dedicated to providing of time - you can pack a lot into a single day. ABOUT THE drew him to Guernsey in the first place. client care and affordable tailored solutions that ‘That’s even more of an attraction now we have a ‘Work is a big part of my life; there’s not a huge ISLAND meet and exceed your expectations. family,’ says Craig amount of time outside of that but I do enjoy a We deal with all aspects of property, And Craig loves nothing more than extolling bit of sport although I don’t play competitively. I including planning and housing, the virtues of island life to Swoffers’ clients, old enjoy the cliff walks with our dog and when I can, and we can help with your will too. and new. an early morning run on the cliff paths before work. Our family also loves eating out and we Please call us for a free, confidential, ‘I get a real buzz when I meet people who are new are very fortunate to have so many wonderful no-obligation chat to see how to Guernsey and am able to share with them what good quality restaurants all across the island. I love about the island and why it has made the we can help you. But there’s lots to keep me busy at home; my perfect home for me and my family,’ says Craig. daughters are into horse riding so that keeps us ‘Finding our clients the perfect home here is the active and I probably spend most of my spare ideal job for me. As someone who has been time on my children’s activities! fortunate enough to settle here I feel I can bring ‘I am grateful for the time I spent in Sark and it will something slightly different to our experienced always hold a special place in my heart, after all it Open Market team.' was the place my wife and I met and of course the Craig has been doing just that since he joined place that introduced me to Guernsey – the place I Swoffers in 2002. now definitely call home.’

‘It’s been an interesting 17 years. No day is the same, I have met many clients from all walks of life who have been successful in many ways. Reasons to come and settle in Guernsey range from our favourable tax regime enjoyed by all islanders to the fact that it's a safe environment to live in.

‘Guernsey not only offers a wonderful place to live but is also a well-regarded and highly regulated jurisdiction which helps with protecting your assets and providing security for your investments.

‘If you were going to put your funds anywhere you would be pretty comfortable in such a well- regulated jurisdiction,’ says Craig.

‘Guernsey’s offering is well placed amidst the chaos, instability and real uncertainty of the UK and EU. I think we are an island which is completely underrated. Many people don’t even Ferbrache & Farrell LLP know that Guernsey exists or what we offer. If you Somers House, Rue du Pre Property Corporate Dispute Resolution look around at other jurisdictions and see what’s St Peter Port, Guernsey, GY1 1LU happening in different parts of the world, Guernsey Call 01481 741 300 Email [email protected] www.ferbrachefarrell.com

Ferbrache & Farrell LLP is a limited liability partnership registered under Guernsey law. The registered office of Ferbrache & Farrell LLP is Somers House, Rue du Pre, St Peter Port, Guernsey, GY1 1LU. Our register of members can be inspected at our offices during normal business hours. Guernsey law, redefined.

p28 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p29 ‘OARSOME’ TIMES ON THE WATER!

Guernsey is the perfect location the plunge and give it a go - although not literally for those with a passion for water thankfully, that came later on,’ says Chris. sports. The sea and rugged coastline ‘People in Guernsey who have sporting and offer a huge range of possibilities fitness interests will be the first to tell you that the with kayaking, sailing, fishing and island offers an abundance of healthy activities paddle boarding to name but a few. right on your doorstep. I have challenged myself over the years to try to master my chosen few, The tides, currents and rocks provide a challenge generally team sports, with some success. for even the most experienced navigator whether under sail, motor or manpower. ‘Rowing, however, presented a unique set of challenges.’ It’s this challenge that makes the sport of offshore rowing such an attraction for two of Swoffers’ The sport of offshore rowing is far removed from staff members. the perhaps more familiar Olympic river rowing where the requirement is to row in a straight line, Property Manager Chris Markham took up the usually on very flat water, typically over a distance sport four years ago after taking part in one of the of 2000 metres. Guernsey Rowing Club’s taster sessions and says being out on the water is the perfect way to relax Offshore rowing boats are significantly shorter after a busy day dealing with tenants, landlords and wider than those used in river rowing and are and managing the wide range of property which designed to withstand rougher sea conditions. forms part of the Swoffers portfolio. The races are longer too.

‘For many years I had seen the club rowing ‘The requirement to have a certain level of skill, races taking place out at sea from the various strength, timing and psychological resilience, is viewpoints on the east coast. A fellow member a combination that I quickly became focused on of my cricket team had already completed a trying to master; four years later and I am still season in a pairs boat and told me about the trying, with only some success,’ says Chris. taster sessions. I decided that it was time to take

p30 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p31 ‘It is also a sport where I find the training aspect a good line into and out of a turn can gain you Both Chris and Nicky agree that being out on just as much a release of the stress of the day metres in a close-run race as can the ability to the water is one of the unique attractions of as it is a method of improving our ability to read the strong tides and currents that change so living in Guernsey. place higher on race day. Often our training rapidly in our coastal waters.’ rows run from Havelet Bay along the east ‘I can leave work and be out on the water 10 coast into Fermain Bay. Some of the longer The rocks and currents around Herm provide one minutes later,’ says Nicky, who is also one of the sessions include a trip around the lighthouse of the toughest tests in offshore rowing but some Rowing Club’s qualified coaches. at St Martin’s Point and into Petit Bot Bay on of the most exciting racing in the three-day Herm the south coast. The views of the island from Regatta which takes place every year. ‘On a training row we often see puffins and other the still and quiet of the bays around Guernsey seabirds and over the last couple of years we are simply breathtaking. It’s a beautiful island ‘The three races which make up the Herm Rocks have been lucky enough to be escorted on some and being out on the water very quickly resets weekend have to be some of my favourites,’ of our rows by a pod of dolphins who seem to the stress levels back to normal. On a number says Nicky. ‘The Trident Trophy race, which is a like nothing better than diving under the boat and of occasions last summer, we were literally 10k figure of eight anticlockwise around Jethou surfacing next to our oars. It really is a magical rowing between a pod of dolphins. Aside from and then clockwise around Herm, can be calm experience and one we are so lucky to have jumping in, it’s doesn’t get any more humbling or water one minute followed by extreme chop and literally on our doorstep.’ refreshing than that.' crazy tides and currents a few minutes later. You certainly have to keep your wits about you to avoid But the social aspect of rowing is as much of an Chris still finds the sport demanding. ‘What some of the rocks as well as the other boats and attraction as being out on the water. I found challenging in the early days is very steer your crew safely to the finish line.’ different now. Most of the mechanical skills ‘Fun is a fundamental part of the Guernsey of the early days have been learned and Chris agrees that the Herm races are some of the Rowing Club and we make sure we play our part remembered. You can very quickly overcome, most technically challenging, but he particularly in supporting the local restaurant and bar owners with a little practice, the initial inability to enjoys the longer rows. for a spot of "social rehydration" after we have coordinate both oars with the slide, catch and given everything out at sea,’ says Chris. push in our style of pairs boat. The challenge is ‘My favourite race would come down to one now the whole skill; to make this a slick and fluid of the two longer races of our season. These motion where the two rowers are completely are not fixtures where we gain points for the synchronised and avoid breaking the boat by an The Guernsey Rowing Club is thriving, with local championships. The Sark to Jersey and aggressive return to the drive position. You must more than a hundred active members and a the Jersey to France (Gorey to Carteret) need aim to have all four oars entering and leaving race calendar that regularly attracts more than THE something more than the other races. Both require the water together in a repeating cycle while 30 boats per race. The shortest race on the considerable preparation beforehand; logistically trying to put down as much power as possible calendar for 2019 is just under 3000 metres from GUERNSEY as well as the physical preparation required to take through the footplate. The challenge is to do this St Sampson’s harbour to St Peter Port, with the these two on. Both races require every boat to while riding four-foot high swells, against and ROWING CLUB longest standing at more than 26,000 metres for have a support team. Individually each rower must with tides, with and without strong winds. It is the race between Sark and Jersey and a similar IS THRIVING, consider nutrition and hydration before and during without doubt the hardest skill I have challenged distance for the race from Gorey in Jersey to the two hour plus continuous effort. They both myself with,’ says Chris. Carteret in France. These last two races attract WITH MORE require a high level of mental strength to continue If anyone is interested in rowers from Guernsey, Jersey, Sark, the UK THAN A to tackle the various elements and often tough sea and France. Guernsey rowers are reigning conditions,’ says Chris. finding out more about champions in both. HUNDRED Offshore Rowing then visit ‘These two races feel very different to www.guernseyrowingclub. Offshore rowing races don’t only challenge the ACTIVE I CAN LEAVE WORK participate in. In the Sark to Jersey we operate org.gg or the club’s Facebook physical fitness of the rowers, crews must also MEMBERS as a Guernsey team. This is our inter-island AND BE OUT ON THE be aware of tides and currents, the topography competition where rivalry between the two page www.facebook.com/ of the course and what to do in the midst of AND A RACE WATER 10 MINUTES islands is always high. On the other hand, the GuernseyRowingClub/. maritime traffic or changing sea conditions. CALENDAR race to France is our opportunity to compete LATER,’ SAYS NICKY, This is where the skills of the cox in the highly individually in a field of French, UK, Jersey and The club holds a number of competitive quad boats come into their own. WHO IS ALSO ONE THAT Guernsey boats and it’s probably for this reason ‘Have a Go’ taster sessions REGULARLY that I would choose this race as the one I look every year and welcomes new OF THE ROWING Nicky Will, Swoffers Client Relationship and forward to the most. It’s a test of your offshore Open Market Sales Facilitator, has been a cox ATTRACTS rowing ability and navigation where you look racing and social members. CLUB’S QUALIFIED for the last eight years. to get everything right on the day. The support MORE THAN and cheering as you sprint up the estuary to the COACHES ‘The seas around Guernsey and the other finish line in Carteret sends shivers down your islands in the Bailiwick can certainly throw up 30 BOATS PER spine and makes up, somewhat, for the blisters, some interesting challenges,’ says Nicky. RACE pain and exhaustion from your efforts. The French hospitality is always wonderful, and we ‘A good cox can undoubtedly prove to be the are lucky to have France on our doorstep and difference between two evenly matched crews; part of our season.’

p32 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p33 GUIDING LIGHT

Locate Guernsey is a government agency tasked with promoting the island to individuals and businesses who are considering it as a potential relocation destination. Established three years ago, the fact that Locate Guernsey exists is testament to the forward-thinking attitude of the States of Guernsey. ‘Effectively we are here to open the doors, to facilitate and to market the benefits of coming to live in Guernsey as opposed to anywhere else,’ explains Jo. ‘It’s important that people have really looked at it from an all-round perspective.’ The Locate team collaborates with other agencies and businesses on the island, such as the Digital Greenhouse and Guernsey Finance: ‘We don’t want to be working in silos, because it’s in everybody’s interest to spread the word about Guernsey and to have a joined-up message to make it as simple as it actually is to move here.’

Jo Stoddart knows a thing or two about relocation. Having been born and brought up in Yorkshire, Jo then spent 17 years living and working in Paris before moving to London, Jersey and, 13 years ago, Guernsey. She drew upon her experience to set up a business helping people to relocate to the island, so when the position of Director of Locate Guernsey became available, it was an obvious fit for Jo.

p34 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p35 As well as having a strong online presence, Locate Guernsey puts on a London Showcase in October, held in the impressive Leadenhall Building. ‘I think that sort of event is an important opportunity for people to get to talk to lots of different people from Guernsey all in the same room,’ says Jo. ‘Before they go as far as getting on a plane and coming to see us, it can be a useful first step.’

Locate has commissioned a study to look at competitor jurisdictions. ‘We need to be very aware of our competition because we know how fantastic Guernsey is and what the advantages are but we’ve got to make sure that we’re getting the message out, and we should never assume that people know things they might not.’ That includes highlighting the difference between the Channel Islands: ‘For example so many people lump Guernsey and Jersey together, and obviously we’ve got a lot of synergies, but people assume that because there is a minimum level of annual income required to be considered for residency in Jersey, and that because you’ve got to jump through quite a few hoops in order to be considered, that it’s the same for Guernsey. And when we say, “Well no, if you can afford to buy or rent an Open Market property you can just come,” you can see their surprise.’ Another distinction between the islands is that Guernsey is open about allowing individuals to reside on the island for just 91 days per year. ‘There are different categories of residential status for tax purposes, so it’s very flexible and I think Guernsey is a great place for people who want to live here for some of the time and live elsewhere in the world at other times,’ adds Jo.

WHEN WE SAY, "WELL NO, IF YOU CAN AFFORD TO BUY OR RENT AN OPEN MARKET PROPERTY YOU CAN JUST COME," YOU CAN SEE THEIR SURPRISE

p36 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS Once you’ve made your move to the island, ‘People say, “My goodness people are so Locate Guernsey will point you in the right friendly and welcoming,” and I think it almost direction as regards tax advice, where to blows their minds actually!’ get your driving licence and so on. Beyond practical advice, Jo is keen to devote more This official acknowledgement of the need energy into helping new residents to settle. ‘If to embrace new blood makes Jo’s role a you don’t have young children or you’re not stimulating one. ‘When I first set up my working it’s not so easy to get out there and previous business, there was less of an meet people, particularly if you’re travelling appetite on a political level to raise our heads With you and not spending the whole year here. So above the parapet and say come to Guernsey, we’re trying to focus on different things we it was something that happened quite subtly. can do in collaboration with businesses and But that’s changed and there’s a lot more IT'S A BIG organisations over here, ‘ Jo explains. As an recognition that these people enrich our example, ‘The Lieutenant Governor has been every step community. We have an ageing demographic, DEAL WHEN hosting a drinks party in the summer for the and the fact that we have full employment also YOU MOVE last couple of years, just to invite people along means we need new businesses to come along and to thank them for coming to Guernsey.’ and create new opportunities.’ YOUR HOME, Another business organises breakfasts for of the way newcomers they have worked with or know These are exciting times for Guernsey, as IT'S NOT about, providing an opportunity for them to political uncertainty in the UK has resulted in mingle with other new arrivals. SOMETHING increased interest in the island. ‘People will consider us based on tax but they choose us THAT PEOPLE A theme that comes across is how welcome based on the lifestyle,’ says Jo. ‘Time and time Our property department has a newcomers are, and that it is recognised at DO LIGHTLY again I hear how amazed businesses are by combined experience of 150 years in the a governmental level that they can make a how easily they can get in front of the people industry and is the largest dedicated difference. ‘We’re not looking to establish who matter, the decision makers.’ Witnessing team in Guernsey. ghettos of people who have chosen to come the positivity of newcomers’ experiences on a here, we want them to fully integrate into daily basis is confirmation for Jo that she and We will guide you through the process of island life because they can all contribute her family made the right decision 13 years buying or selling your home and help something and it’s up to us to harness that.’ ago: ‘Sometimes it takes someone coming in you get to where you want to be. Having initially found it difficult to settle when looking at it with fresh eyes to make you realise she moved to Guernsey, Jo wants to smooth just how lucky you are. I feel very privileged To find out more, contact: Jason Morgan Davey Le Marquand the way for others. ‘It’s a big deal when you to live here and, although we’ve had several Partner Partner move your home, it’s not something that people opportunities to move elsewhere, we’ve D +44 (0)1481 741563 D +44 (0)1481 732009 do lightly – they do their research to make decided that Guernsey is home.’ E [email protected] E [email protected] informed decisions but helping them integrate into island life matters.’ Fortunately, there is locateguernsey.com an openhearted attitude towards relocators: OFFSHORE LAW SPECIALISTS

BERMUDA BRITISH VIRGIN ISLANDS CAYMAN ISLANDS GUERNSEY JERSEY CAPE TOWN HONG KONG LONDON SINGAPORE careyolsen.com p38 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p39 Safe Haven

by Charles Parkinson Minister For Economic Development

In the global context of political The respectful, ‘good neighbourly’ culture also upheaval and slowing economic means there is very little social division. In Guernsey, you will not encounter the negative growth, businesses and individuals attitudes that some communities display towards are seeking certainty and stability. newcomers. On the contrary, the people of Guernsey are generally open and welcoming. And Guernsey can offer this because they are also generally well travelled, stability, in spades. they have a cosmopolitan outlook. With a 900-year history as a Crown Dependency, For this reason, some visitors describe which is not about to change, and being already Guernsey as being like England was in the outside the EU, Guernsey is well placed to past. But Guernsey is not a backwater, it is a weather the current turbulence. sophisticated offshore financial centre, operating at the cutting edge of the funds, captive As a jurisdiction with a mature political and legal insurance and fiduciary industries, to name but system and a competitive tax system, Guernsey a few examples. The basic integrity of the island THERE ARE Guernsey is committed to maintaining itself as One of the good things about being a small offers a safe haven in these troubled times. forms part of the reason for Guernsey’s current low-tax jurisdiction – there are no capital taxes in jurisdiction is that members of the public can success in financial services. NO CAPITAL Guernsey, there is no inheritance tax, there is no contact all of the people they need to meet (in But that safety is more than simply stability in an general sales tax or VAT. And, importantly, there the same room at the same time if necessary), to uncertain world - Guernsey has massive ‘social TAXES IN Other factors in this success are Guernsey’s is a clear commitment not to bring in such taxes. solve their problems. Guernsey is too small to be capital’, the cultural sophistication that makes it convenient location (about an hour to London, GUERNSEY, Guernsey does not levy a net wealth tax. Guernsey mediocre. one of the most law-abiding places on earth. and within sight of the Continent), its time zone resident individuals pay income tax at a flat rate of (permitting business transactions with every part THERE IS NO 20% and a Guernsey resident individual can elect In Guernsey you will find road junctions of the world during the working day), the English INHERITANCE for a cap on their income tax liability. signposted as ‘filter in turn’, which means exactly language and English commercial law. The total what it says. There is no need for expensive absence of corruption is also an important factor. TAX, THERE IS Central to our economic strategy is a traffic lights if road users will extend the courtesy But more generally, Guernsey industries have a NO GENERAL commitment to supporting Guernsey’s Open to each other of taking turns to cross a junction. well-earned reputation for quality. Market. We recognise that Open Market SALES TAX OR residents can make a huge contribution to our Find out more about Locate In Guernsey you will see boxes on roadside Finance is not the only driver in Guernsey’s economy and also to island life. We want to Guernsey at banks, containing garden produce and home- economy, of course. The island is home to many VAT ensure it is as straightforward as possible for made products such as jam. Beside these businesses successful in other fields. In fact, new residents to move to Guernsey, and to www.locateguernsey.com or you can contact them on displays there will be an ‘honesty box’, in which the largest private sector employer on the island start new businesses here. customers can deposit the price of the goods is not a bank; it’s Specsavers, the multinational 01481 743834 being sold. This system of ‘hedge veg’ can only optical group based on the island. Guernsey also or email: operate because of the basic integrity of the has massive digital bandwidth, and sits close to [email protected] local population. the spine of the internet, making it ideal for digital industries of all kinds. You can contact Charles Parkinson via email: [email protected]

p40 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p41 Brexit: Stability Rocks

by Gavin St Pier President, Policy & Resources Committee, States of Guernsey

It is not possible to predict how Brexit – the process and the eventual outcome – will change between the time I write this and the time you read it. However, it is more certain what Brexit will mean for Guernsey, whatever decisions are made in the UK and EU.

This January has seen unprecedented political events in the UK. In the House of Commons, the UK Government survived a vote of no confidence only 24 hours after a vote which resulted in the biggest defeat of any UK Government since the 1920s. These are extraordinary times for the British body politic.

The political atmosphere in the UK is febrile. Every day another twist is added to the plot. Novelists and screenplay writers will try to recreate this level of political high drama and political scientists will analyse it for decades to come. Closer to home, the government of Guernsey is engaged with the UK Government as it develops its position. We try to be one step ahead by planning for a range of outcomes and are ready to react to whatever results from the UK parliamentary deliberations. This helps us plot our own path; one that works for Guernsey’s own interests.

Guernsey’s system of government relies on consensus and compromise to make decisions. We do not have a formal organised opposition. The consensus and political stability that Guernsey has is something that the UK Government is now seeking for itself. The Prime Minister has opened the door across the political spectrum to try to find consensus and break the deadlock in the UK Parliament.

p42 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p43 Guernsey and Europe the UK, described in a series of historic Royal Whilst we are uncertain about Charters. This same relationship also allows the outcome of the UK Brexit The Bailiwick of Guernsey is not part of the UK, for the movement of people within the UK. debate, we can be certain about is not part of the EU and was not part of the Guernsey is part of the Common Travel Area the stability that Guernsey Brexit debate for the 2016 referendum. This with the UK and Ireland, alongside the other inherently has and that Guernsey’s means that we face different challenges to the Crown Dependencies. The UK, EU and Crown government has created during the UK. The UK is constitutionally responsible for Dependencies have all committed to protect the last two years. We stand ready to the island’s formal international representation Common Travel Area, and so we will continue to respond to whichever path the UK and so has a role to represent our interests in enjoy free movement within the UK and Ireland choses to take as it leaves the EU. the UK’s exit negotiations with the EU and in any whatever the outcome. We are working closely negotiations for a new economic partnership with the Home Office on a future immigration with the EU. regime that respects the Common Travel Area and takes into account Guernsey’s interests. Our relationship with the EU is described in We have already made a political commitment Protocol 3 to the UK Accession Treaty, it places to respect the rights of EU nationals resident us in the EU Customs Union with the UK and in Guernsey on ‘exit day’ and will be bringing provides for free movement of goods. Other parts forward a ‘settled status’ scheme like that GUERNSEY IS of the EU treaties do not apply directly to us. being launched in the UK. Those citizens are a PART OF THE welcome and important part of our community. This relationship has served us well, from the COMMON years of horticulture and hothouses, electronics Guernsey is a third country to the EU in respect and e-business booms, family holidaymakers of services and so its trading relationship will TRAVEL AREA and honeymooners, right through to the mature, be unchanged by the UK’s exit from the EU. WITH THE UK well-respected and diverse financial services Market access based on ‘equivalence’ has sector we have today. been negotiated on a case-by-case basis. AND IRELAND, This provides stability. We are looking to work in partnership to embrace the opportunities ALONGSIDE created by the UK having an independent trade THE OTHER Deal or No Deal – creating policy, including considering how we could certainty from uncertainty take part in Free Trade Agreements alongside CROWN Making property dreams happen Over the last two years, the States of Guernsey the UK. This could offer new opportunities for DEPENDENCIES. has been working with the UK Government preferential access to new markets. to carry out extensive preparations for all THE UK, EU scenarios, including ‘no deal’. Whilst this planning has been undertaken with a Timely, commercial and pro-active range of outcomes in mind, we are considering AND CROWN What our clients The UK’s exit will end the Protocol 3 relationship the practical effect that a ‘no deal’ Brexit would DEPENDENCIES property law advice in Guernsey. say about us... with the EU; which will end the relationship the have. We are working in lock step with the Whether you’re buying, selling or investing in property in Guernsey, “Martyn has a superb wealth Crown Dependencies have with the EU Customs UK and other Crown Dependencies to ensure HAVE ALL of knowledge.” Union. In order to safeguard the customs that our contingency planning will minimise our experienced property team will ensure you avoid any pitfalls. relationship with the UK, the government of any possible disruption that a ‘no deal’ Brexit COMMITTED Ours is a personal and unique service whether you’re a first time “We wouldn’t hesitate to Guernsey signed a new customs framework with would have on supply chains. This includes the TO PROTECT buyer, wanting to up or downsize, or relocate to Guernsey. recommend you to anyone the UK Government in November 2018, to take logistical challenges that may occur in respect looking to buy and sell in Ogier also has significant experience in planning and construction effect when the UK leaves the EU. This ensures of the movement of goods into the UK and THE COMMON Guernsey.” that Guernsey can continue to enjoy tariff-free onwards to Guernsey. law. We provide a responsive, constructive and commercially aware “Will find a solution to any trade with the UK, whilst maintaining regulatory TRAVEL client service. problem.” autonomy and fiscal independence. This In the autumn of 2018 in an exchange of letters AREA, AND provides continuity for Guernsey and certainty with the UK Prime Minister, the UK Government for businesses and consumers. repeated previous assurances that the long- SO WE WILL standing constitutional relationships between CONTINUE TO The terms of trade with the EU will be the UK and the Crown Dependencies will not dependent on the outcome of the UK’s change. The Prime Minister recognised the ENJOY FREE negotiations with the EU. The Guernsey and UK long-standing close trading relationships that Our promise to you Governments are in dialogue in order to seek the we share. Guernsey is an important economic MOVEMENT extension of the UK’s membership of the World partner to the UK; just last year the UK’s Office We make it happen Trade Organization (‘WTO’) after the UK has of National Statistics reported that it was the We will give you quality service fastest growing market for UK imports of goods established itself as an independent member We will give you value for money outside of the EU. and services between 2010 and 2017, with increases of 456% to £2.4bn. ogierproperty.com The new customs arrangement protects a centuries old constitutional relationship which Redwood House, St Julian’s Avenue, St Peter Port, Guernsey GY1 1WA Telephone: +44 1481 721672 allows for the free movement of goods with See ogier.com for more information about Ogier’s legal services. Property Law

p44 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p45 Digital Evolution

Since opening three years ago, the Digital Greenhouse has had a huge impact on the way business is done in Guernsey. But this fantastic facility is relevant to everyone on the island, as Lucy Kirby, Programme Director of the Digital Greenhouse and Head of Digital for Economic Development, tells Swoffers.

As part of the States of Guernsey’s plans to stimulate and grow the digital and creative sectors on the island, the Committee for Economic Development created the Digital Greenhouse. Before it opened its doors in 2015, Guernsey didn’t have a formal space for co-working and collaboration. ‘The idea was very much to have a physical premises in the heart of St Peter Port to act as a hub, to provide facilities for businesses and also to undertake projects and programmes around the Digital Strategy,’ explains Lucy. Indeed, with the Chamber of Commerce, the Guernsey Registry and Locate Guernsey all situated just across the road, Market Square is fast becoming the island’s entrepreneurial hub.

THE IDEA WAS VERY MUCH TO HAVE A PHYSICAL PREMISES IN THE HEART OF ST PETER PORT TO ACT AS A HUB

p46 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p47 The States’ Digital Strategy was released in April As Programme Director of the Digital Greenhouse Another advantage to having a base at the 2017 with some key points around improving and Head of Digital for Economic Development, Greenhouse is being able to connect with like- infrastructure and connectivity, cybersecurity Lucy’s dual role gives her a unique insight into minded people. ‘A number of our members and resilience and digital skills. ‘What we’re how Guernsey has embraced the new facility, also work from home, but if you think about looking to do as an island is to be at the forefront whilst also enabling her to give feedback to the the traditional employee model, you’re part of of not just our digital infrastructure but also our island’s government with regard to policy. ‘What a community and it gets you out of the house, human infrastructure,’ says Lucy. This means that we’ve seen particularly in the last 18 months is which is beneficial from a health and wellbeing young people and the existing workforce should rapid adoption and a rapid growth in interest,’ point of view. Entrepreneurs who are setting up be equipped with the right skills for the future says Lucy. A quarter of the team’s workstream is a business for the first time might not have a workplace, with the community engaged with the supporting the States of Guernsey through public support network other than their spouse, who use of new technology. sector reform with the integration of an innovative probably gets enough of it at home anyway, approach to services. ‘That’s very much focused so for them to come into an environment In practical terms, the Digital Greenhouse has around a human-centred approach that we’ve where there are other people facing the same hot-desking space for entrepreneurs and start- developed at the Greenhouse to encourage challenges as them, going through the same ups ups, allocated desks for those who want to work people to think about their service delivery and and downs, and who can talk the same language, in a co-working environment, and the facilities how they can innovate within that space.’ is very important.’ The team puts on monthly – such as meeting rooms, superfast broadband, social activities as well as a number of different Skype and videoconferencing - to support them. How and when we work has changed, and this business development groups. ‘What we try to Beyond this, the broad remit includes a series is reflected in the way the Greenhouse operates: do with those groups is to provide an opportunity of digital and creative skills and innovation ‘We’re seeing a growing number of people on- for learning, as well as the opportunity for both Although you don’t have to be a member of the programmes. ‘That can be anything from island who want to start their own businesses established and new businesses to say, “Hi, this Greenhouse to go to events, membership gives working with young people to get them inspired alongside working full time. That can particularly is what I do.” you access to the aforementioned Eagle Labs, around the opportunities in digital careers, be the case for women who realise that with a programme of supporting businesses that are and working with our graduates to bring them technology they can now run a more flexible developing in the digital space. The initiative was back to the island and present opportunities approach to their business at the same time as created by Barclays, with 18 Eagle Labs across for them in the digital and creative sectors, to being primary caregiver. I think that’s interesting the UK as well as one in each of the Channel programmes like Hackathons and Ideathons to for the economy as a whole and we’re seeing Islands; in Guernsey members can receive help businesses grow their understanding of a lot more people wanting to come and work business mentoring from Ecosystem Manager what they can do with technology.’ collaboratively and flexibly, so we provide 24/7 Gez Overstall. Start Up Guernsey is also based access here to our members.’ Evenings and here: ‘They cover a broader base of those first Sundays are especially busy. ‘For a number of our Events take place on a regular basis, which steps on the ladder of establishing a business entrepreneurs, 9-5 is often not the best time to be have been attended by over 30,000 people plan and who you need to contact in order to working. We have people whose clients are not to date and are free of charge. ‘We work with grow your business.’ everyone from primary schoolchildren through in Guernsey, and therefore they want to be online to the University of the Third Age. With the over and working when their clients are working,’ adds 65s we run a basic digital skills course, and in Lucy. ‘A lot of our members are part of a developer January we launched a Senior Cyber Citizens team that may be all across the world. They want programme, in partnership with Eagle Labs, to access at the time that suits them, and they need a provide them with the support that they need comfortable, relaxed but commercial environment around cyber security, which is obviously really in which to operate. So I’d say that’s probably the important,’ says Lucy. biggest benefit for our members here.’

DIGITAL GREENHOUSE HAS HOT-DESKING SPACE FOR ENTREPRENEURS AND START-UPS, ALLOCATED DESKS FOR THOSE WHO WANT TO WORK IN A CO-WORKING ENVIRONMENT, AND THE FACILITIES... TO SUPPORT THEM

p48 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS Lucy’s job is clearly rewarding, but she’s also on hand to listen There are lots of exciting plans in the pipeline, including an A.I If you are thinking of relocating to Guernsey, do visit when times are tough: ‘At the Greenhouse I see a wide range Frenzy, a brand-new website and Digital Ace, an online safety digitalgreenhouse.gg and get in touch with the team. Lucy of people on a daily basis and it’s fantastic to see when things event that reaches a cross-section of the island. The future looks assures that they are happy to answer any questions you might are going really well and people’s businesses are booming. bright, as Lucy explains: ‘I recently spoke at a 5G conference, have. ‘The doors are always open here and we’re able to assist But I also often sit with a box of tissues for when people are where we were talking about the plans that Guernsey is putting in making those connections and finding the right people to having a bad day.’ It’s hard to measure collaboration from a data in place to be ahead of the curve around 5G and the adoption smooth that landing.’ perspective, but Lucy sees it in action every day: ‘I know that of new technologies. I think as a small island we’ve got a great the guy on the table over there has probably had about 10 hours opportunity here to be able to test-bed products and solutions, and of free advice from the guy sitting opposite him. Can I measure not just to test them but to really grow those innovations and those that? No! But actually I think that, rather than worrying about workstreams. The ability to grow a product or start a business trying to pick the connections and put them together and come here and have the right conversations with the right people very I KNOW THAT THE GUY ON THE TABLE OVER THERE HAS up with a number of collaborations, instead for us it’s about quickly, is what I think makes Guernsey unique. There are very PROBABLY HAD ABOUT 10 HOURS OF FREE ADVICE FROM creating an ecosystem that lends itself to collaboration.’ few places in the world where you can arrive on a Monday, have a conversation that afternoon, and be meeting the politicians, the THE GUY SITTING OPPOSITE HIM senior officers or the regulator by the following afternoon.’

p50 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p51 The Small Cheese

When it comes to dairy produce, the people of Guernsey are very lucky indeed. Not only do we get to enjoy the rich, creamy milk from Guernsey cows, but it is also used to make Torteval Cheese.

Torteval Cheese started trading in 2008, when artisan cheesemaker Fenella Madison started to produce goats' cheese on a very small scale. When the goats stopped producing milk Fenella switched to cows' milk, and Fort Grey was born. It’s a soft blue cheese that’s hand pricked and salted and sold at around a month's maturation. The name was an obvious choice: ‘I called it Fort Grey as it has a blue/grey moulded rind and I live very near the eponymous Napoleonic defence.’

The other cheese is named after Hanois lighthouse, and is blue on the outside – due to the spores present in the cheese room - but WHEN white inside and rather like Brie. Fenella also makes traditional curd, which is great in cheesecakes or tarts. ‘Jason from Surf & THE GOATS Turf has it with sugar as his guilty secret treat!’ reveals Fenella. STOPPED

The cheese room is attached to Fenella’s house and was originally PRODUCING a single garage, but when you have a superior product like MILK FENELLA Guernsey milk it’s best to keep things simple. Producers from elsewhere can only look at Torteval Cheese’s website with envy: SWITCHED TO ‘Other cheesemakers remark on the photos of the full vat of creamy milk -they love the colour. I really appreciate every drop our COW’S MILK, beautiful cows give me. Thanks girls!’ AND FORT

As a former nurse, Fenella knows a thing or two about nutrition. ‘As GREY WAS long as you eat for your gut, good health should follow. This means BORN minimal processed food and a wide variety of real food - especially vegetables, fruit and dairy - and as little sugar as possible. Blue cheese is especially beneficial, I’m glad to say! Home-cooked food also reduces waste which would benefit our island with no landfill space left. Oh yes, and eat local, but I would say that, wouldn’t I?

p52 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WORKING IN GUERNSEY IS A PRIVILEGE AND A HELPING YOU PLEASURE. WHO ELSE GETS TO SEE INTO YOUR THE SEA ON EVERY DELIVERY? PERFECT HOME

YOUR KEY JASON GREEN PAUL NETTLESHIP Partner // Guernsey Partner // Guernsey Going from nursing to cheesemaking isn’t There are no plans for world domination; CONTACTS... an obvious career move, but there are some Guernsey Dairy couldn’t compete economically parallels: ‘Nurturing, hygiene, an ability to keep with the intensively produced milk available in calm when it all goes wrong and enough human the UK, nor does Fenella make the quantities contact to keep me happy.’ Fenella and her of cheese that would be required to make husband Derek moved to the island from East exporting it financially viable. For now at least, Sussex in 2004, which marked a huge change Torteval Cheese is only available in Guernsey, for Derek, who had been used to commuting although Fenella has heard that some of it has to London. ‘He was offered a job in Guernsey left our shores: ‘Some wicked friends in Jersey and we took up the offer as we were about to do frequent cheese runs at the dead of night so adopt our daughter from China and we knew it does get to our sister island!’ We understand that what you need is an experienced law firm who can guide you through the maze of he’d be able to spend more time with her if we property law. Whether you are looking to invest in residential property or relocating and purchasing lived here. We never thought we would stay long There are plenty of reasons to appreciate living enough to now have local status. I have two in Guernsey, but cheese is a good place to start. your first home in Guernsey, we can ensure a top quality hassle free experience. Our property team other daughters too; Kitty went to Forest and the Grammar and Holly was at university when we has the local knowledge and expertise on all commercial and residential transactions but also gives plain Torteval Cheese is stocked at Forest moved here,’ explains Fenella. Stores, Surf & Turf, Co Op St Martin’s and English, meaningful opinions and anticipates challenges and opportunities at every stage of the process. Nelio’s Deli. Island life suits Fenella down to the ground. ‘Working in Guernsey is a privilege and a pleasure. Who else gets to see the sea on every delivery? Who else makes a product with 99% Get in touch, we are always happy local ingredients? Who else, after a day in the to receive your call. Call us on cheese room, can go and watch the waves for 01481 723191 or visit collascrill.com half an hour? That’s what I call mindfulness.’ BVI // Cayman // Guernsey // Jersey // London // Singapore

Main Images courtesy of Channel Islands Co-operative society p54 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p55

15616 p 2 1 1801201 0853 Social spaces Cultural events Guernsey: Pedestrianised zones, cafes, bistro and lakes are all listed in Many cities’ event calendars offer a diverse range of cultural our report as important for a city to be sociable and to foster activities which appeal to a wide range of the population. A a sense of belonging. Guernsey boasts a pedestrianised high vibrant cultural scene plays a positive role in a city’s overall a great place to live and work street, extending into the Market Square where cafes and bistros liveability index by encouraging collaboration and creativity, can be found. There are few lakes, aside from the reservoir, shaping a unique cultural identity. For Guernsey, arts, sports though barbeques or fish & chips on the beach before sunset and culture form a core part of society, with people tending tends to trump most other locations to have more time to participate. In this regard, Julius Baer is proud to support the annual Guernsey Literary Festival Julius Baer has recently written a report every May, as well as supporting the Guernsey Symphony Orchestra’s Spring series. With CSR an integral part of many based on several external studies as well businesses, Guernsey residents have a wealth of opportunity to participate in and to attend a large variety of sporting and as its own ‘Next Generation’ Research, cultural activities. to identify some of the key features that Conclusion increase overall quality of life when living In summary therefore, it is difficult to conduct a direct comparison and working in some of the world’s major between Guernsey, London, Zurich and New York. However, the strong legal framework, shorter commutes and increased free financial centres. Craig Allen, Head of time, coupled with the spectacular cliffs and beaches means that Investment Management at Julius Baer in Guernsey rates very highly for those who wish to lead a balanced and healthy lifestyle. Guernsey, takes a look at this study and compares the findings with life in Guernsey.

Transport Education Our report highlights how an efficient and accessible public Education is another key requirement to a successful transportation system plays an essential role in the economic and environment. All global financial centres will have international social development of a city. For Guernsey, there is no tube, no schools, including boarding schools. With Guernsey smaller, tram and there are no trains. Commutes are typically shorter than there are no boarding schools, though there are three private 30 minutes, even in the worst case scenario. A 15 minute drive schools for children over the age of 11 to choose from. On home, bus ride or walk is the norm and so local transportation the state side, 2019 will see the first intake into a single 11-18 works fairly well. Of course, external air links are all important for school based over two future sites. The government remains an island and with no fewer than 18 departing flights to the UK committed to providing first-class education for all children. every day, Guernsey is well served in this regard.

Living environment Housing Our report discusses how green spaces and parks are critical The fundamental ability to be able to source appropriate housing, to the success of any city. For Guernsey residents, we read to develop it sensibly and to ensure that it cannot be taken away this with a wry smile as few other locations can compete in this in the future is a crucial factor in any location. Almost all western area. The view of the sea and of Herm and Sark out of many cities score highly in this regard, with London real estate often office windows, coupled with the easy access to the cliffs and viewed as the ultimate safe haven. For Guernsey, a robust legal beaches, puts Guernsey well ahead. Even a casual lunchtime system ensures that real estate title can be relied upon with trip to the coast for a quick bite to eat is possible. comfort. There is also a decent range of houses on the Open Market to choose from, as evidenced in this publication.

p56 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p57 Sunrise over St Peter Port

p58 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p59 Winter Property Guernsey Estate Agents

FLIP TO BACK FOR LIFESTYLE FEATURES

Confidential The Best of the Rest 13 Marina Court Finding Your Perfect Le Douit Rental Home

Le Messurier Manor Down to Earth yet above the crowds

LTS Tax Limited is an independently owned fi rm Guernsey and UK tax advice of Chartered Tax Advisers based in Guernsey, Preparation of tax returns led by a management team with a combined UK residence and domicile planning professional experience of over 100 years. Inheritance tax planning Acting primarily for individual private clients Design/Production and owner-managed businesses, we deal with Emigration and immigration planning GIO Creative Works and 04 Confidential 32 £6m - £3m all manner of personal and corporate tax and Trust tax advice and compliance Spike Productions accounting issues, as well as the provision of Fund taxation and reporting obligations Printed by 44 £3m - £1m advice to intermediary and professional fi rms Colour Monster 12 13 Marina Court on a range of complex tax issues. Estate planning and executorship services St Peter Port 74 Up to £1m For further information on our services Advising on real estate holding structures Some Images courtesy of VisitGuernsey or assistance, please contact our ATED and tax on UK residential property 18 Le Douit 80 Finding Your management team. Private client services St Saviour's www.lts-tax.com Pensions including: RATS / QROPS / IPPs / EBTs / EFRBS Perfect Rental 26 Le Messurier Home Manor Contents St Peter's 84 Rentals

Francis Snoding Simon Graham Paul O’Neill David Parrott Natalie Chamberlain Sarah Kenealy Garth Van Huyssteen Managing Director Director Director Associate Director Associate Director Tax Manager Tax Manager

PO Box 20, Les Echelons Court, Les Echelons, St Peter Port, Guernsey, GY1 4AN T: +44 (0)1481 755862 F: +44 (0)1481 713369 E: [email protected]

LTS Tax Limited (registration number: 54292) is registered with the Chartered Institute of Taxation as a fi rm of Chartered Tax Advisers. Please see our website www.lts-tax.com for details. Registered offi ce: Les Echelons Court, Les Echelons, St Peter Port, Guernsey, GY1 1AR. p2 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS

2071-LTS TAX SWOFFERS MAGAZINE JANUARY 2019.indd 1 29/01/2019 16:24 p4 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p5 Confidential

For full details of this confidential property please contact our Open Market team on 01481 711766

WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p7 Confidential | St Martin's | POA This charming 1830's Georgian semi-detached house is located in an excellent residential district a few minutes’ walk from Fermain Bay, cliff walks and St Martin's village. It has a lovely south-west facing garden, overlooks agricultural land at the rear and has undergone a sympathetic programme of renovation, refurbishment and extension ensuring none of the period features were lost.

St Martin’s is located in the south-east of Guernsey. The coastline of the parish inspired French impressionist Pierre-Auguste Renoir who created fifteen paintings of the beaches, cliffs and bays when he visited the Island in 1883. The most famous of these features Moulin Huet Bay.

Guernsey’s most intriguing ancient monument sits just outside the entrance to St Martin’s parish church. La Gran’mère du Chimquière (the grandmother of the churchyard) is a statue-menhir thought to date back to around 2500 BC.

For full details of this confidential property please contact our Open Market team on 01481 711766

WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p9 Confidential

Key Features [email protected] ✓ Period features [email protected] [email protected] ✓ Five bedrooms +44 (0) 1481 711766 ✓ Three reception rooms

✓ Close to St Martin's Village

✓ Few minutes’ walk from Fermain Bay

✓ Lovely garden, overlooking agricultural land

✓ Parking for numerous cars

✓ Side access via door to garden

WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p11 Confidential

For full details of this confidential property please contact our Open Market team on 01481 711766

WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p13 13 Marina Court

For full details of 13 Marina Court and all our current properties, please visit WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p15 Perrys Ref: Town M4

13 Marina Court St Peter Port | POA

This superb fully furnished penthouse apartment is located just a few minutes' walk from the centre of town and is situated in a landmark building which was built to a very high specification and enjoys highly attractive views of the marina, sea and islands beyond.

The apartment has a very spacious living room that is complemented by a beautifully fitted bespoke kitchen plus two bedrooms, both of which are ensuite and fitted to a very high standard.

A peaceful courtyard, communal gardens, two garage parking spaces plus a concierge service complement this desirable apartment.

St Peter Port is the capital of Guernsey as well as the island’s main port.

French writer Victor Hugo made St Peter Port his home during his period of exile between 1855 and 1870, writing his epic novel Les Misérables at his home, Hauteville House.

The harbour is overlooked by the impressive Castle Cornet, built in the early 13th century it was the residence of the Governors of the island. During the Civil War (1642 – 1651) Guernsey declared for Parliament but the army in the castle, led by Governor Sir Peter Osborne, supported King Charles. More than 10,000 cannonballs were fired from the castle guns into St Peter Port, causing considerable destruction.

For full details of 13 Marina Court and all our current properties, please visit WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p17 13 Marina Court St Peter Port

Key Features ✓ Superb penthouse apartment

✓ Two large ensuite bedrooms

✓ Fully furnished to a high standard

✓ Sea and island views

✓ Minutes' walk to town centre

✓ Health suite on site

✓ Concierge service

✓ Secure parking and communal gardens

[email protected] [email protected] [email protected] +44 (0) 1481 711766

[email protected] 020 7861 1707

For full details of 13 Marina Court and all our current properties, please visit WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p19 Le Douit

For full details of Le Douit and all our current properties, please visit WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p21 Perrys Ref: 22 A4

Le Douit St Saviour's | £2,950,000

Le Douit is nestled in the stunning St Saviour’s countryside. This beautiful secluded property is set behind granite walls and double gates and is presented in excellent order. The ground floor accommodation offers a dining room, drawing room, conservatory, kitchen breakfast room, wine room and cloakroom. The first floor offers a master bedroom with dressing room and ensuite bathroom and a further five bedrooms, with another double bedroom and bathroom occupying the second floor. Externally Le Douit is set in 3.2 acres of grounds, which feature a lake and tennis court. The property has parking for numerous cars, plus a double garage.

St Saviour’s is on the west coat of Guernsey and has one of the largest land areas but one of the smallest lengths of coastline.

The parish is home to Guernsey’s main reservoir, the largest area of freshwater on the island.

Le Trepied is a well-preserved dolmen or megalithic tomb on the headland known as Le Catioroc.

Le Trepied is associated with fairies and Guernsey folklore, and was believed to be a meeting place for witches.

For full details of Le Douit and all our current properties, please visit WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p23 Le Douit St Saviour's

Key Features ✓ Stunning country farmhouse

✓ Set in the heart of rural St Saviour's

✓ Excellent order throughout

✓ Seven bedrooms, six bathrooms

✓ Grounds of 3.2 acres

✓ Wonderfully maintained lawns

✓ Lake and tennis court

✓ Double garage, single garage and carport

[email protected] [email protected] [email protected] +44 (0) 1481 711766

For full details of Le Douit and all our current properties, please visit WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p25 Le Douit

For full details of Le Douit and all our current properties, please visit WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p27 Le Messurier Manor

For full details of Le Messurier Manor and all our current properties, please visit WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p29 Perrys Ref: 27 G1

Le Messurier Manor St Peter's | £2,200,000

Le Messurier Manor is an elegant detached home situated in a beautiful part of the Parish of St Peter’s. The accommodation itself is light with very generous proportions and offers three good size bedrooms, two bathrooms, kitchen/breakfast room, study and two generous reception rooms. From each room there is a pleasant outlook over the private gardens and the surrounding countryside.

St Peter’s is also known as St Pierre du Bois or St Peter in the Wood and takes in much of the south-west of the island.

The parish is home to Fort Grey - a Martello tower in the centre of Rocquaine Bay which is affectionally known as the Cup & Saucer. The tower houses a shipwreck museum and offers spectacular views of the bay and the Hanois Lighthouse.

Lihou is a small island just off the coast of St Peter’s, accessed by a causeway at low tide. Lihou island has a fascinating and varied history as well as having interesting wildlife, both above and below the high water mark.

For full details of Le Messurier Manor and all our current properties, please visit WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p31 Le Messurier Manor St Peter's

Key Features ✓ Elegant detached house

✓ Country location with distant sea views

✓ Large master bedroom with ensuite bathroom and dressing room

✓ Two further double bedrooms

✓ Two generous reception rooms and separate study

✓ Good size kitchen/breakfast room

✓ Double garage

✓ Large private gardens and swimming pool

[email protected] [email protected] [email protected] +44 (0) 1481 711766

For full details of Le Messurier Manor and all our current properties, please visit WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p33 Le Vauquiedor Manor Couin de Vacque St Martin's St Martin's £5,750,000 POA

Couin de Vacque is a contemporary, award-winning Recognised as one of the island’s most property situated high on the attractive Georgian residences and south coast cliffs. The architecture reflecting some of the style and elegance is designed to take advantage of of a French country house, Le Vauquiedor the uninterrupted 180˚ views over Manor proudly sits within 2.13 acres of St Peter Port, Alderney, Herm, beautifully tended grounds on the outskirts Sark and the French coast. of St Peter Port. This graceful property has Designed for modern family living, been sympathetically renovated throughout the ground floor provides wonderful by the current owners. Meticulous attention living and entertaining space with to detail has been shown and the property floor-to-ceiling windows opening offers up to six bedrooms, six bathrooms onto the terrace and the heated and eight reception rooms, including staff swimming pool. Upstairs there are flat and guest wing. five bedrooms and four bathrooms including a master suite with A beautifully renovated three bedroom Coach unparalleled views. A separate House, with its own separate Open Market building provides an office and pool Registration sits within the grounds. Which changing room. The house and include a walled garden and small paddock. gardens, with direct access to the Le Vauquiedor Manor is approached over cliff path, have been designed to an impressive driveway. The south facing provide easy maintenance and low gardens offer privacy and tranquility. running costs.

Key Features Key Features ✓ Stunningly designed contemporary home ✓ Attractive Georgian manor house ✓ Five bedrooms, four bathrooms ✓ Modernised and renovated ✓ Light, bright open-plan ✓ Staff accommodation living space ✓ Set in 2.13 acres of landscaped gardens ✓ Handmade walnut kitchen ✓ Up to six bedrooms, five bath/showers and pantry

✓ Separate three-bedroom Coach House ✓ Frontline sea and neighbouring island views ✓ Conservatory and vine house ✓ Reclaimed Guernsey ✓ Four/six car garage and extensive parking granite façade

✓ Pool and gardens

✓ Gated access, double garage and ample parking

[email protected] [email protected] [email protected] [email protected] [email protected] [email protected] T: +44 (0) 1481 711766 T: +44 (0) 1481 711766

p34 -AUTUMN 2018 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p35 St Peter Port Vue De Reve £4,950,000 St Martin's £4,950,000

We have a number of discreet Vue De Reve offers a fantastic instructions that are not opportunity to own a clifftop formally marketed. Guernsey home in a beautiful south coast location with Please contact one of the Open breathtaking sea views. Market team for further details. The four-bedroom property occupies a three-acre headland on the south coast with direct access to the coastal path. The property provides the new owners with the chance to put their own stamp on it with the [email protected] installation of a new kitchen and [email protected] bathrooms; alternatively there is [email protected] planning permission to build a T: +44 (0) 1481 711766 contemporary new home. Plans Confidential available on request.

Key Features ✓ Breathtaking sea views

✓ Stunning south coast headland

✓ Three-acre site

✓ Direct access to cliff path

✓ Four-bedroom accommodation

✓ Swimming pool

✓ Opportunity to create a bespoke home

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WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p37 The Beaches L'Etoile Du Nord Castel Castel POA £4,250,000

When it comes to location, few Swoffers is delighted to offer properties can match the pivotal this incredible property which frontline position The Beaches sits on an elevated, west coast occupies looking out at the site with spectacular sea and entire expanse of what many country views down towards consider to be the best bay on Vazon Bay. Constructed in the island. 2011, the contemporary styling offers open-plan living with each With steps opposite leading area designed to maximise the down to the golden sands of beautiful views. The project's Cobo Beach on one side and architects have won three La Saline Beach on the other prestigious awards. Throughout side, as well as facing directly the property high specification towards the famous Grosse media and electronic systems Rocque, the sea views from have been fitted. An extremely this newly finished house, with high standard has been employed its fabulous upper terrace and throughout and painstaking efforts balconies, will never cease to have been applied to ensure that mesmerise right through to the details are perfect, including some of the most incredible extensive use of Javanese stone sunsets you will ever witness. and handmade bespoke wooden furniture. There are several Key Features terraces from which to enjoy the ✓ Unrivalled frontline sea views. Garden, garage and plenty views of parking.

✓ Stunning reverse, open-plan living space Key Features ✓ Wonderful sea and ✓ Fabulous upper terrace and country views balconies ✓ Newly built stunning home ✓ Five bedrooms, four ensuite ✓ Contemporary design ✓ Rako lighting system on first floor ✓ Four sumptuous bedroom suites ✓ SieMatic award-winning kitchen and ✓ Open-plan living areas and Gaggenau appliances cinema room

✓ Smart Villeroy and Boch ✓ Very high specification bathrooms throughout

✓ Easy five-minute walk to ✓ Terraces and gardens Cobo village amenities ✓ Parking and garage

[email protected] [email protected] [email protected] [email protected] [email protected] [email protected] T: +44 (0) 1481 711766 T: +44 (0) 1481 711766

p38 -WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p39 Chamberlain House Sartoria St Peter Port St Saviour's POA £3,950,000

If you want a home of exceptional space, filled with Substantial home set in private natural light and enjoying superb grounds with excellent rural panoramic sea and island views, and sea views over the west Chamberlain House could prove coast, Perelle Bay and towards ideal. Built on rising ground on Lihou Island. Located in a the much favoured Fort George quiet position, this property sits development, its elevation and amongst beautiful landscaped large expanses of window gardens and offers approx ensures that the beautiful views 9,000sq ft of accommodation. are seen from a number of its With up to six bedroom suites rooms. Over the last two years and five reception rooms, it has undergone a complete Sartoria is a fantastic family programme of renovation and home. The property boasts an refurbishment, transforming it impressive indoor health suite into a fabulous luxury home of featuring a heated swim spa great quality and style. Most pool with a jacuzzi, sauna and of the main living areas are steam room. Outside there set around a central courtyard is a stunning heated pool, housing the heated swimming substantial summer house, triple pool whilst the bedrooms are garage and plenty of parking. grouped together away from the bustle of the reception rooms. It has a total of four bedrooms Key Features including three full suites with the ✓ Superb tranquil location fourth bedroom either usable on ✓ its own or as a sitting room or Excellent rural and study to the master suite. west coast views ✓ Approximately 9,000sq ft Key Features of accommodation ✓ Superb luxury bungalow ✓ Up to six bedroom suites

✓ Lovely sea and island views ✓ Four to five eceptionr rooms

✓ Fort George location ✓ Indoor health suite and separate outdoor pool ✓ Renovated and refurbished ✓ Beautiful landscaped ✓ Four beds, four baths gardens (three ensuite) ✓ Triple garage and plenty ✓ Five reception rooms of parking ✓ Swimming pool and gardens

✓ Double garage and parking

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p40 -WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p41 Magazine Penthouse St Peter Port Apartment £3,790,000 Castel £3,550,000 This superb newly built home sits in a quiet frontline position on the prestigious Fort George development With the best views over Cobo, and is predominantly reverse- the Open Market Penthouse plan to take advantage of the covers just under 2400sq ft of excellent east coast views. luxury internal accommodation It has been finished to the and over 700sq ft of highest of standards, is filled breathtaking balcony space. with natural light and offers four There are three fantastic ensuite bedroom suites and wonderful bedrooms with an incredibly contemporary reception space. large open-plan kitchen/lounge/ dining room space. With private access direct from the secure garages below, with parking Key Features for up to three vehicles and ✓ Newly built property storage, the Penthouse offers ultimate luxury. ✓ Excellent east coast sea views

✓ Four ensuite bedrooms

✓ Stunning kitchen/family Key Features room ✓ Luxury Open Market ✓ Large balconies with views apartment with balconies ✓ Very high standard of finish and wonderful sea views

✓ Detached double garage ✓ Exclusive development on beautiful west coast ✓ Lawned gardens ✓ Luxury specification

✓ Three ensuite bedrooms plus study

✓ Available to view now

✓ Garages and visitor parking

[email protected] [email protected] [email protected] [email protected] [email protected] [email protected] T: +44 (0) 1481 711766 T: +44 (0) 1481 711766

p42 -WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p43 Fairfield House Gravee Du Sud St Martin's St Peter Port £3,500,000 £3,500,000

This beautiful townhouse has This stunning property sits in been extensively renovated and beautifully landscaped grounds a superb leisure suite with gym, of over one acre and has been home office and pool room has very well maintained. Fairfield been added. The lower ground House is located in the parish of and second floors provide St Martin’s, within a few minutes’ suites which could offer semi- drive from the town centre and independent accommodation. yet nestled in amongst the There is a private, walled rear country lanes not far from the garden, a double garage and village of St Martin’s and the permission is in force to build a nearby cliffs. The neo-Georgian seven-car garage, if needed. design of the façade hides a truly modern interior. The house offers five bedroom suites, including a stunning master Key Features bedroom. Light reception rooms ✓ Beautiful townhouse flow throughout the ground floor and the impressive kitchen/ ✓ Substantial home dining/family room provides ✓ High-class residential area easy living space - the real hub of the house. Outside there is ✓ Solid oak floors a detached double garage with ✓ Original features abound a hobbies room or home office above, and plenty of parking. ✓ Granny and teenager suites ✓ Indoor swimming pool

Key Features ✓ Walled garden ✓ Beautiful family home ✓ Good parking ✓ Gated entrance

✓ Set in over one acre of gardens with lake

✓ Five bedroom suites

✓ Three bright reception rooms

✓ Great kitchen/breakfast room

✓ Short drive to St Peter Port centre

✓ Detached double garage and parking

[email protected] [email protected] [email protected] [email protected] [email protected] [email protected] T: +44 (0) 1481 711766 T: +44 (0) 1481 711766

p44 -WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p45 Le Manoir De La Tortue £3m-£5m + Silver Seas St Saviour's St Peter Port £2,900,000 POA

Le Manoir De La Tortue sits in over an acre of Silver Seas is a sizeable property located on manicured gardens in the parish of St Saviour's. the prestigious and well located Fort George It has up to six generous bedrooms and spacious development close to St Peter Port and all its reception rooms all finished to a high standard charm. The property boasts stunning island and well maintained. There is plenty of parking and sea views. Outside is a well cared for and an impressive renovated 82ft greenhouse garden together with swimming pool, garage and workshop with separate vehicular access. and ample parking. Well located, this beautiful property would make a wonderful family home within close proximity of our west coast beaches and countryside.

La Corderie Brackendale St Peter's SOLD St Peter Port £2,950,000 £2,850,000

This frontline property is a rarity and an Although La Corderie has been completely opportunity not to be missed. Brackendale is rebuilt (apart from the four outside main house a detached home that was built over 50 years walls), providing a property built to today's ago for the family. This is the first time it has high building specification, the owners have been offered to the market. It is set in a very managed to retain its period charm. The prestigious location in the parish of St Peter beautiful box sash windows are fitted with Port and has wonderful sea views overlooking traditional Georgian shutters and panelling. Fermain Valley and Bay, taking in our picturesque Flooring throughout is either high quality south coast cliffs. The position of the house engineered oak or quality tiling. Underfloor would lend itself to modernisation. Outside, there heating throughout provides modern comfort. are terraces, outdoor pool, mature gardens and Offering five bedrooms and good reception direct access to the cliff paths. space, this is a well designed flexible home that could suit a myriad of buyers. The gardens, which have been lovingly planted, are a wonder to behold in the summer.

p46 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p47 Maison De La Cotte Le Sabord St Peter Port St Peter Port £2,750,000 £2,650,000

Maison De La Cotte was completely rebuilt by Le Sabord is a newly renovated detached the current owner in 2011. This fantastic home house situated on the prestigious Fort George is situated in a sought-after residential area on development with wonderful sea and island the southern outskirts of St Peter Port within views. There is a large master bedroom suite a few minutes' drive of both the town centre with dressing area and two further bedrooms, and the bustling village of St Martin's. The all ensuite. On the ground floor is a separate house has been built in a continental style and kitchen/breakfast room with quality fitted units certainly hits you with the 'wow factor' as you and polished quartz worktops and a spacious walk through the front door. This unique modern sitting room that leads to a conservatory. To the five-bedroom home is finished to the highest rear of the house is a low maintenance garden specification throughout including state-of- and decked area taking advantage of the sea the-art home entertainment systems. Perfectly views and sunny aspect. There is plenty of manicured south-facing gardens and a wonderful parking to the front and an integral single garage. pool, double garage and parking complete the package. £3m-£5m + 1 Mont Havelet Court Apartment 32, St Peter Port ONE St Julian's Avenue £2,700,000 St Peter Port £2,650,000

Swoffers is delighted to offer this superb Open Market apartment that forms part of a small A wonderful opportunity to purchase a brand exclusive development in a well regarded area new Open Market apartment in an imposing and of St Peter Port. The apartment offers stunning iconic building backing on to Candie Gardens, views over the sea, neighbouring islands and right at the heart of St Peter Port and just a stroll Castle Cornet. This high specification new from its marinas, shops, offices and restaurants. build offers up to four bedrooms together The apartment offers 1700sq ft of stylish with spacious 'open-plan living,' space accommodation plus an extensive roof terrace, all and a fantastic 1,350sq ft terrace. Secure of which enjoy panoramic views over Guernsey's underground parking and a communal garden offshore islands. complete the picture.

p48 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p49 Le Pre Merlin The Cambridge Torteval St Peter Port £2,600,000 £2,500,000

This immaculate home nestles in a sheltered This elegant furnished apartment opposite valley setting enjoying garden and west coast Cambridge Park enjoys superb views over sea views. Extensively renovated to a very high Candie Gardens, the sea and offshore islands. standard just three years ago, this property It is part of a magnificent Georgian townhouse oozes character and charm and must be viewed which has been converted into three high class to fully appreciate its location and quality. apartments, each with their own personal entrances, and The Cambridge covers the first and second floors of the property. The apartment has its own section of the beautiful rear garden, there is also a garage and parking for one car. £3m-£5m + St Jacques House Pemberley St Peter Port Castel £2,550,000 £2,500,000

St Jacques House sits in an acre of beautiful Pemberley is a stone's throw from one of gardens on the outskirts of St Peter Port. It is Guernsey's finest west coast beaches. The house generously proportioned and offers five ensuite occupies an elevated position and sits beautifully bedrooms, four reception rooms and a large within its own grounds. Private, mature gardens kitchen/breakfast room. The gardens are mature and parking for ample cars make this a wonderful and south facing and the property also benefits newly renovated, versatile family home. Attached from a detached garage block for four cars, is a two-bedroom annexe with separate living- and a further single garage to the west of the room, dining room and small kitchen - ideal for an property. Also attached to the house is a Local independent relative. This large family home which Market one bedroom duplex apartment, which is is 5,500sq ft is being offered fully furnished and currently let. is a turnkey solution. Being close to the beaches, fantastic sunsets and sea views of our west coast, Pemberley is an opportunity not to be missed.

p50 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p51 The Bedford Vine House St Peter Port St Martin's £2,500,000 £2,450,000

The Bedford is a wonderful period townhouse A superb modern, lavishly renovated and situated just a short walk from the town centre refurbished farmhouse-style home set in a lovely and nearby schools and parish amenities. southern valley position, a short stroll from The property offers spacious flexible living cliff walks and the charming Saints Bay. It has accommodation and up to seven bedrooms, beautifully landscaped gardens and a superb most with ensuite facilities. There is parking for detached barn converted to guest rooms and several cars to the front with a decked area and a home office, a double garage and plenty of garden to the rear. external parking. Vendor will consider any asset in part exchange. £3m-£5m + Thistlewood Apartment 31, St Peter Port ONE St Julian's Avenue £2,450,000 St Peter Port £2,450,000

This stylish period townhouse is conveniently A wonderful opportunity to purchase a brand situated just a short stroll from the amenities of new Open Market apartment in an imposing St Peter Port town centre. Stepping through into and iconic building backing on to Candie the entrance hall, you are immediately entranced Gardens, right at the heart of St Peter Port and by this elegant family home which has been just a stroll from its marinas, shops, offices and lovingly refurbished by the current owners. The restaurants. Whilst the façade will remain, the kitchen is the real heart of the home, offering rest of the building will be built from scratch to ample work surfaces and units, a dining area is the highest of modern standards. The units are placed at the far end with doors leading out onto being offered at shell and core stage, allowing the raised patio area and beautifully manicured the purchaser and builder to agree the final lawn, surrounded by mature shrubs and trees. interior layout. The ground floor further comprises a dining room which is currently used as an office and the drawing room with beautiful full-height windows.

p52 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p53 79 The Citadel Willow Hey St Peter Port St Peter's £2,450,000 £2,395,000

79 The Citadel is an attractive detached house Willow Hey is an immaculately presented situated on the highly regarded and well located family house in an enviably elevated location Fort George development. Well presented with in St Peter's. Set in spacious grounds of some sea and island views, this property offers around 1.3 acres, this modern property has generous amounts of space including four been extensively upgraded further by the spacious bedrooms, sizeable reception rooms, current owners and the result is a spacious new bathrooms and a stylish new kitchen. A and luxurious low maintenance property in private attractive garden, double garage and true move-in condition. While the versatile parking complete this fine home. accommodation might easily be converted to include a separate annexe, in its current guise it offers four bedroom suites all with modern fitted furniture. In addition there is a study, sitting room, large lounge and striking conservatory, and at the heart of the house is the impressive kitchen/breakfast room. £3m-£5m + St David's House Chamonix St Peter Port St Peter Port £2,400,000 £2,375,000

St David's House is an immaculate and stylishly Chamonix occupies a good sized elevated plot presented property in a well regarded area on the on the prestigious Fort George development. outskirts of St Peter Port. Renovated and extended by Its accommodation of approximately 4,700sq the current owners in 2010/11, the accommodation ft offers incredibly spacious rooms which are is extensive and well proportioned throughout. The light and bright. Whilst the property offers upper two floors provide up to six bedrooms together excellent single-storey living there is extensive with four bath/shower rooms, whilst the ground floor accommodation on the lower ground floor is given over to a superb open plan kitchen/dining/ including a bedroom suite, a large snooker entertaining area together with a formal sitting room room and spacious garaging. We would highly and separate study. The entertaining area should not recommend viewing in order to appreciate the be underestimated, with a delightful snug leading into size of rooms offered by this unusual property. a light and airy dining area enjoying an open aspect over the gardens and a high quality oak Kitchen and separate Garden Room leading off of either side. Externally there is a double garage to one side together with plenty of parking, whilst the private lawned gardens wrap around the side and rear, with a raised paved patio extending across the width of the house. Finally, there is a separate Local Market studio apartment to one side of the property. A quite beautiful home in an equally attractive setting.

p54 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p55 The Port House La Grange St Peter Port St Martin's £2,350,000 £2,350,000

This beautiful Georgian-style home with This 17th-century farmhouse is situated in the sea views is located off a private lane in a idyllic location of Le Varclin in the parish of St highly desirable residential area. Completely Martin's, a short stroll from the cliffs and Fermain renovated, beautifully refurbished and Bay, as well as being convenient for the local extended, it sits in lovely gardens with a heated village shops. La Grange provides spacious swimming pool. There are generous parking accommodation including a separate guest facilities and an extra-large single garage with annexe and offers colourful mature gardens, plenty plenty of storage space. of parking and a double garage. £3m-£5m + Sarum Les Vaurioufs St Peter Port St Martin's £2,350,000 £2,300,000

This beautifully presented property is in the perfect This picturesque farmhouse dates from circa location as you feel that you are in the country 15th/16th century, yet is has been transformed but in fact it is just a short distance from the main into a modern home without losing the essential shopping and commercial heart of St Peter Port. character retaining many original features This four-bedroom, four-bathroom home with a including beamed ceilings and fireplaces. fabulous open-plan kitchen/dining/family room, Les Vaurioufs offers a superb kitchen/breakfast enjoys lovely views out over manicured gardens room with a wonderful family room above, four and the surrounding countryside. Terraces at bedroom suites and plenty of reception rooms. the rear lead down into the private south facing The leisure complex includes an indoor pool, garden, whilst a secluded patio and further large sauna, gym and guest/staff annexe. There is lawned area provide more wonderful outside also a double garage, plenty of parking and space. There is also an integral double garage and charming private gardens which extend to just a detached oak-framed double garage and plenty over an acre and enjoy a southerly aspect. of extra parking.

p56 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p57 Moreau House Les Vieux Mielles St Peter Port Vale £2,250,000 £2,000,000

Moreau House is a beautifully presented home Les Vieux Mielles presents a rare opportunity to located on the prestigious and well located acquire a five-bedroom picturesque farmhouse Fort George development. The property offers situated on the edge of L'Ancresse Common, up to four bedrooms, together with elegant and convenient for beaches, the golf course and spacious reception rooms, some of which have Beaucette Marina. Set in 10 acres of gardens sea and island views. Outside is a sheltered and fields with stables, outbuildings and an private manicured garden, parking and a indoor swimming pool, this farmhouse would double garage. make a fabulous family home.

Sous Les Arbres Castel £2,125,000 [email protected] Stylish west coast property with the wow factor! Sous Les Arbres offers amazing views, one [email protected] and a half acres of land and over 4,000sq ft of accommodation predominantly on one floor. We [email protected] would highly recommend viewing the property in order to fully appreciate both the stunning views T: +44 (0) 1481 711766 and the stylish accommodation.

p58 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS AUTUMN 2018 | OPEN MARKET PROPERTIES | SWOFFERS - p59 Que Sera Sera St Peter Port £1,950,000

An immaculately presented home situated in an excellent residential area on the outskirts of St Peter Port within walking distance of the town centre and the south coast cliff paths, Que Sera Sera enjoys a semi-rural quiet location. The property has been meticulously renovated to an exceptionally high standard with clever use of natural materials including oak, limestone and lots of glass, resulting in an incredibly light and welcoming home. With an integral garage, parking and an enclosed lawned garden, Que Sera Sera offers a genuinely ready to move into home, with absolutely no further expenditure required.

Confidential Infinity Lofts St Peter Port St Peter Port POA £1,950,000

Another stunning development created by the well regarded Infinity Group situated in a convenient location close to the central amenities of St Peter Port. This luxury Open Market apartment comprises a three bed penthouse at £1,950,000. The penthouse boasts a large terrace (425sq ft) with panoramic sea and island views.

Contact +44 (0) 1481 711766

p60 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p61 Les Piques La Porte St Saviour's Vale £1,950,000 £1,850,000

Located close to the golf course and wonderful Situated in a charming rural setting, Les sandy beaches at L'Ancresse, La Porte is Piques is a beautiful farmhouse with a a beautifully presented, immaculate home. fantastic business opportunity. It has been Lovingly restored by the current owners, sympathetically restored in recent years and the characterful property offers five double retains many period features. Adjoining the main bedrooms complemented by good sized house is a two-bedroom cottage, perfect for reception rooms. There is an adjacent totally a semi-dependent relative. There is also a pair renovated barn which is currently used as a of well appointed two-bedroom letting suites, hobbies room and offers plenty of good storage offering the potential of additional income. To - there is scope for this to be altered to suit the rear of the property is a lawned garden and the purchaser's needs. The whole property is paddock. Les Piques is a lovely family home complemented by well tended private gardens with the advantage of added income. set in approximately 1.5 acres and offers plenty of parking.

Les Mouettes Le Foulon House Castel St Andrew's £1,950,000 £1,785,000

Les Mouettes has a right of access over a Brimming with character, Le Foulon House is a gravelled drive which leads to its own parking quirky and spacious home offering old charm area for three cars and a generous double mixed in with new, state of the art living. There garage with a large storage room/studio above. are five bedrooms and five reception rooms, Adjacent to the garage is a pretty lawned providing ample space for a large family. A garden with shrubbery border and steps that very comfortable home with scope for further lead down to a further lawned garden and enhancement. paved terrace, at the rear of the property. Externally, the property is approached via a long There is also a paved terrace to the front of the private driveway where there is parking for 10+ property where panoramic sea views can be cars. Lovely south facing gardens laid to lawn, enjoyed. Les Mouettes offers four bedrooms a pretty paved courtyard, offering a great spot and four bathrooms, together with a large for al fresco dining, a granite built pagoda and kitchen/breakfast room opening into a sunny pretty vine house, together with your very own conservatory. There are two further well- magical woodland walk. Le Foulon House is proportioned reception rooms to complete this property not to be missed. detached family home. From inside the house most rooms benefit from the wonderful sea views overlooking Cobo Bay.

p62 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p63 Choisi Oak Lodge St Sampson's Forest £1,750,000 £1,695,000

This charming detached period house is located Oak Lodge is a five-bedroom detached Victorian in a small tertiary lane and is encircled by two house which sits centrally on its half-acre site. acres of beautifully landscaped gardens. In recent It has been upgraded and decorated by the times both the house and the outbuildings have current owners and is beautifully presented, with undergone a full programme of renovation and a stylish kitchen, modern electric Aga and new refurbishment to produce the lovely home we see bath/shower rooms. It has an in-and-out drive, today, which offers spacious reception rooms double garage and private south-facing rear and sizeable bedrooms. garden. This property is in walk in condition and would make a wonderful family home. £3m-£5m + Les Nuages La Bouverie St Saviour's Castel £1,700,000 £1,650,000

This modern, detached house is situated in Located just a gentle stroll from the bustling the pretty parish of St Saviour's and due to shopping areas and popular sandy beach at its elevated position enjoys lovely open views Cobo, La Bouverie lies in private, landscaped over semi-rural land and the bays of Vazon gardens and offers up to six bedrooms and and Perelle. The main living area is on the three fitted contemporary bath or shower ground floor with a lower floor providing a rooms together with attractive reception health suite and potentially dependent relative rooms. In addition there is a detached barn accommodation. There is a pretty landscaped used as a home cinema and gym, a garage garden and parking for numerous cars. There is and plenty of parking. scope to extend the property with relative ease by building over the first floor terrace, if required.

p64 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p65 Les Quatres Acres Apartment 7, Marina Court Castel St Peter Port £1,550,000 £1,395,000

A very deceptive property, much larger than This two bedroom second floor apartment its façade may at first suggest. Situated just forms part of a prestigious development set inland from Vazon Bay, the property enjoys sea opposite one of the island's major marinas views as well as rural views across neighbouring which enjoys panoramic views to the sea and fields and the nearby golf course. The grounds offshore islands. It offers high quality living a extend to just under two acres, which are laid to stroll from the town centre amenities. With garden and include an outdoor swimming pool. underground parking, on-site health club, use Planning permission has recently been obtained of the communal rooftop garden and the only to construct a new property of 15000sq ft deluxe apartments to offer concierge service, it adjacent to Les Quatres Acres. is a perfect lock-up-and leave or an everyday home for someone wishing to live in a trouble free environment.

Claughton Apartment 13, Tudor House St Peter Port St Peter Port £1,500,000 £1,350,000

Claughton is a delightful Georgian townhouse of Located in St Peter Port and just a short stroll excellent proportions offering light and spacious from the town centre and the picturesque accommodation. The property is versatile, harbour seafront and marina, this beautifully offering six bedrooms on the upper floors, an finished three-bedroom apartment (one ensuite) elegant drawing room and dining room on the offers stylish contemporary living. Two balconies ground floor and either two further bedrooms with sea views and secure parking for two or two reception rooms in the basement which cars ensure that Tudor House gives the perfect has full ceiling height and plenty of natural light. manageable yet spacious pied-à-terre. The property has parking for up to five cars and the enclosed rear garden is south facing. The property is currently registered as Part D but could revert to Part A.

p66 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p67 L'Abri Rougemont St Martin's St Peter Port £1,300,000 £1,295,000

L'Abri is located in the heart of St Martin's Rougemont is a great 1930s detached house Village within walking distance of all amenities on a sought-after road on the outskirts of St and offers a surprisingly high degree of privacy, Peter Port with neighbouring St Martin's village thanks to the mature planting at front and and wonderful cliff walks just a short walk away. rear. The bungalow is stylish and immaculately This property offers five bedrooms, three bath/ presented with a lovely master suite, two further shower rooms and good reception space. There bedrooms and a study. There is a large kitchen is a south-facing garden and large decked area and sitting room and at the rear, overlooking to the rear with parking and a double garage to the rear garden is a lovely west facing sunroom. the front. We would highly recommend viewing in order to appreciate the property and its privacy.

Camblez House Mille Fleurs St Peter Port St Peter's £1,295,000 £1,250,000

Camblez House is a beautiful recently A wonderfully presented Guernsey farmhouse refurbished home with a wonderful period feel. occupying an elevated position in St Peter's. The property offers four bedroom suites and The house has great reception space generous reception rooms with high ceilings, throughout and four ensuite bedrooms all with ornate coving and ceiling roses in most rooms. breath-taking views of the rural countryside. Set back from the road, it is in a superb quiet In addition to this there is an annex, perfectly location on the outskirts of town. suited for a housekeeper or an au pair. Outside the two-acre award winning gardens are filled with an abundance of colourful and unusual plants. There is also a heated pool and terrace area neatly tucked away in the gardens. To complete this great property, there is parking for several cars along with a garage. Viewing is strongly advised to appreciate the beauty and setting of this magnificent property.

p68 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p69 No. 1 La Hougue Farm Gardenia Castel Vale £1,255,000 £1,200,000

A splendid three-bedroom property in a super This lovely detached four to five-bedroom location in a quiet lane in Castel yet within home is situated a short drive from Saumarez walking distance of the stunning west coast, Park, Cobo beach and amenities. Gardenia has No. 1 La Hougue Farm forms part of a brand been upgraded and extended over the years new development and has been stylishly to provide a light and open kitchen/dining area appointed with excellent reception space at the together with generous living space. Externally heart of which is a superb kitchen/breakfast the property offers a lawned garden and sunny room opening onto a large south-facing patio. patio area with pergola, a double garage The spacious lounge opens into a pentagon- and parking. There is also the opportunity to shaped study area and there is a charming sun purchase the adjoining vinery site, which has room/dining room. Upstairs the master bedroom planning permission to convert a packing shed offers lovely rural and distant sea views and the into a Local Market dwelling. two further bedrooms are serviced by a smart three-piece shower room. Outside there is plenty of parking, a field and a low maintenance enclosed garden. An absolute gem, in a wonderful location.

Apartment 2, Hazely Manor Saffron House St Peter Port St Martin's £1,250,000 £1,200,000

Apartment 2, Hazely Manor is an elegant ground- Saffron House is a Victorian property benefitting floor apartment offering approximately 2,200sq from extensive redecoration throughout, offering ft of internal space and a further 1,076sq ft a light and bright sitting room with log burner of patio. Forming part of a beautiful Georgian and patio doors out to the rear garden, a dining house, the property is set in substantial gardens room with open fireplace and a large kitchen and woodland on an exclusive development just with doors out to the patio area. There are five a few minutes from St Peter Port town centre, bedrooms, one ensuite, and two further shower with local amenities a stroll away. The apartment rooms. Externally, Saffron House provides a benefits from having direct access onto its own single garage and parking for three to four cars large patio areas from most of the rooms and a at the front with an in-and-out driveway. To the garage as well as parking. rear of the property there is sunny patio area, pergola, summer house and a small vine house. The gardens are laid to lawn and are bounded by high granite walls.

p70 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p71 Les Pageots Fort Champ St Peter Port St Peter Port £1,150,000 £1,100,000

This four-bedroom detached property is This beautifully renovated three-bedroom situated on the southern outskirts of St Peter home is located a short stroll from town, major Port, convenient for the town, harbour and schools and leisure facilities. The essential village shops of St Martin's. It offers four character has been retained whilst a sensitive double bedrooms and spacious downstairs extension has been added to provide a superb accommodation. To the rear there is a lawned conservatory, a modern kitchen and a separate garden, which is bordered by a variety of shrubs dining room to add to the original 28ft drawing and plants, and enjoys the afternoon and room. There is a charming walled garden and a evening sun. single garage at the rear.

La Rocque Du Nord 1 St James Place St Sampson's St Peter Port £1,100,000 £1,100,000

La Rocque du Nord is a beautiful detached This large townhouse, situated on a one-way house situated only a stone's throw from the road, is conveniently located within easy walking coast. The accommodation is flexible and distance of St Peter Port and close to local spacious with four bedrooms and a small one- amenities. There are two large, light reception bedroom ground floor wing. A reverse-plan rooms and a newly-fitted kitchen. On the first layout means occupants can enjoy the fantastic floor are three good-sized bedrooms, two of sea views the house has to offer from the living which have their own bathroom, together with space. Outside there is generous parking, a family bathroom. The lower ground floor a garage, detached workshop and a low comprises four rooms - a large bedroom, maintenance garden. a second room which could be utilised as a dressing room space, a utility room with plumbing for washing machine and a shower room. This virtually self-contained flat, could potentially be used as an au pair suite or even a teenager’s dream hideaway. Externally the property offers a double garage to the front and a space for pots or/planting. To the rear there is a patio area and a lawned garden with mature trees and shrubbery. The garden is securely bounded by high walls.

p72 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p73 Bonne Brise Beauvoir Vale St Sampson's £1,095,000 £1,000,000

Situated on an elevated site overlooking Bonne Brise is a smart family home in a lovely Delancey Park with sea views towards the open, rural location at L'Ancresse overlooking offshore islands, this five-bedroom family home the golf course. The property offers light, offers spacious accommodation, all finished modern accommodation comprising three good to an excellent standard throughout. There is sized reception rooms and a bright kitchen with a small lawned garden, a private south and separate seating area, four bedrooms and smart west-facing patio area and a double garage with bathrooms. Externally the property provides plenty of parking. This is a home big enough for lawned garden areas to the front and rear, the everyday living but, with its easily manageable latter featuring two seating areas, a patio and a gardens, also suitable for those wanting a lock- decked area with hot tub. A single garage and up-and-leave. ample parking complete this great home.

Shelton St Peter Port £1,095,000

This semi-detached period house is in a good residential area on the town outskirts near the island's major colleges, a large supermarket and leisure facilities. Ideal for a family, it offers a substantial amount of accommodation, has been upgraded and refurbished and includes good parking and a south-facing, walled garden.

p74 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p75 No 1, Le Petit Bigard | Forest | £995,000 Apartment 5, Strand House | St Peter Port | £995,000 3 Clos Galliotte | St Martin's | £895,000 Birchtree Cottage | St Saviour's | £895,000

✓ ✓ Stunning new development Sunny enclosed garden ✓ Penthouse apartment ✓ Master bedroom, ✓ Immaculate home ✓ Close to cliff walks and beach ✓ Detached cottage ✓ Close to St Peter's village ✓ ✓ Rural location, close to cliff walks Close to local amenities ✓ Stunning sea views two single rooms ✓ Four bedrooms ✓ Convenient for local amenities ✓ Rural location ✓ Scope to extend ✓ ✓ ✓ Two bedrooms, both ensuite Two allocated parking spaces ✓ Part of a small quality Stylish, light and airy ✓ Three bathrooms ✓ Two double bedrooms, ✓ Single and double garage accommodation ✓ Well equipped kitchen development ✓ Quiet area in St Martin's both ensuite ✓ Plenty of parking ✓ ✓ Balcony ✓ ✓ Perfect downsize Open-plan living area ✓ Enclosed garden and parking Pretty gardens ✓ Parking

La Chataignier | St Peter Port | £995,000 Billingbear House | St Sampson's | £995,000 15 Tudor Apartments | St Peter Port | £895,000 Gardenia | St Peter Port | £895,000

✓ ✓ ✓ ✓ ✓ Four bedroom period terraced ✓ Three bathrooms Substantial townhouse Walking distance of Substantial Open Market house Plans approved for the house to ✓ Smart two bedroom apartment ✓ Central St Peter Port location ✓ leisure centre ✓ split into apartments townhouse ✓ Good size walled garden Five bedrooms Extensive accommodation over ✓ Two bathrooms ✓ Lift access ✓ ✓ ✓ ✓ Enclosed rear garden three floors Would provide five units together Smart residential area ✓ Some lovely sea views Three bathrooms ✓ Lovely rooftop views ✓ Secure underground parking ✓ ✓ with a detached bungalow to the rear ✓ ✓ ✓ Charming sea and island views Parking for two cars Views across the East Coast ✓ Walking distance of town centre Very good on street parking ✓ Sun terraces ✓ ✓ Significant parking, including a Further information available ✓ Four good size bedrooms Close to St Peter Port ✓ Partial sea views four bay garage block through Swoffers

The Hollies | St Peter's | £985,000 La Chanterelle | St Peter Port | £980,000 Apartment 6, St Martin's Court | St Martin's | £895,000 No 1, Les Fontenelles Mews | St Peter Port | £875,000

✓ Newly refurbished bungalow ✓ Close to shops and general ✓ Charming townhouse ✓ Three reception rooms ✓ Spacious apartment ✓ Contemporary kitchen ✓ Bespoke four-bedroom ✓ Lovely courtyard garden ✓ Three to four bedrooms, three amenities ✓ Walking distance of the town ✓ Large lawned garden ✓ Convenient St Martin's location ✓ Private patio and garden townhouse ✓ Allocated parking and garage ✓ ✓ bathrooms (two ensuite) Parking for a number of cars centre ✓ Roof top and distant sea views ✓ Newly built development ✓ Large garage and separate Well proportioned kitchen diner ✓ Walking distance to St Peter ✓ ✓ ✓ ✓ Spacious reception rooms and Car port Spacious accommodation ✓ Parking and private garden ✓ Four bedrooms and four utility room Spacious L-shaped lounge Port and amenities conservatory ✓ Ideal low maintenance home ✓ Up to six bedrooms bathrooms ✓ Plenty of storage ✓ Four ensuite bathrooms ✓ Good catchment for both ✓ Neat manageable gardens primary and secondary schools

p76 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p77 Norton Corner | Vale | £875,000 The Cedars | St Andrew's | £850,000 Courtil Hemeril | Forest | £775,000 Infinity Lofts | St Peter Port | £750,000

✓ Detached four-bedroom chalet ✓ Stone's throw from the beach ✓ Spacious period property ✓ Garage and parking ✓ Detached four-bedroom chalet ✓ Near to local amenities ✓ Stunning new development only ✓ Built by a leading local bungalow and L'Ancresse Common ✓ Large south-facing garden ✓ Could house semi-independent bungalow ✓ Private lawned garden a short walk from the heart of developer with a desire for ✓ ✓ ✓ Large dual-aspect lounge with Close to the Royal Golf Course ✓ Up to five bedrooms and relative Fantastic rural views ✓ South-facing patio St Peter Port quality and design ✓ ✓ ✓ ✓ doors leading out to the garden and Beaucette Marina bathrooms Convenient for town and schools Opportunity to modernise ✓ Parking and single garage Luxury Open Market Apartment Brilliant lock up and leaves ✓ ✓ ✓ Contemporary kitchen with Private south-facing garden ✓ Three to four reception rooms ✓ Separate home office ✓ Adaptable accommodation High-end loft style living with integrated appliances ✓ Parking and single garage accommodations industrial themed decor

Casa Gabi | St Martin's | £825,000 10 Clos Des Fontaines | St Martin's | £825,000 Apartment 1, Grosvenor House | St Peter Port | £735,000 1 Rue Maze Clos | St Martin's | £725,000

✓ ✓ ✓ ✓ ✓ ✓ Three bedroom bungalow on Bathroom and ensuite shower ✓ Beautiful modern home ✓ Four bedrooms, two bath/ Stylish spacious apartment Parking for three cars Smart terraced home Parking for up to three cars small clos room ✓ ✓ ✓ ✓ ✓ Renovated and refurbished shower rooms 2920sq ft of accommodation Patio garden Close to St Martin's village Communal garden ✓ St Martin's location ✓ Manageable gardens ✓ ✓ ✓ ✓ ✓ ✓ Finished to a high standard Kitchen/breakfast room Five bedrooms, three bathrooms Part D Walk-in condition Perfect lock-up-and-leave ✓ Low maintenance ✓ Garage and parking ✓ ✓ ✓ ✓ ✓ Quiet location Gardens, garage and parking Elegant reception rooms Four bedrooms, three bath/ Great investment property ✓ Lovely kitchen/dining room ✓ Part D HMO ✓ shower rooms ✓ Near rural and cliff walks Excellently presented

Mayfield | St Peter Port | £795,000 La Esquina | St Martin's | £795,000 Malusha | St Peter Port | £695,000 Brook Lane Cottage | St Martin's | £679,000

✓ Smart Victorian townhouse ✓ Garage and parking ✓ Convenient location ✓ Excellent parking ✓ Semi-detached house ✓ Planning permission to extend ✓ Investment opportunity ✓ Private south-facing garden ✓ Walking distance to town centre ✓ Ideal home or investment ✓ Excellent rural outlook ✓ Quiet corner plot ✓ Quiet residential location ✓ Walking distance to town ✓ Chalet bungalow ✓ Plenty of parking ✓ Elegant reception space ✓ Available by share transfer ✓ Manageable gardens ✓ Close to amenities ✓ Four to five bedrooms and ✓ Parking and gardens ✓ Five bedrooms, five shower ✓ Sought-after St Martin's location ✓ Sea views from master suite ✓ Four bedrooms three bathrooms ✓ Qualified HMO rooms ✓ Close to town and local ✓ ✓ ✓ Four bedrooms (two ensuite) ✓ Lovely conservatory Recently upgraded Two reception rooms amenities

p78 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p79 22 Clos De Bas | St Peter Port | £650,000 Apartment 3, Aldbrook House | St Peter Port | £650,000

✓ Outskirts of St Peter Port ✓ Garage and parking ✓ One-bedroom apartment ✓ Open-plan kitchen and living room ✓ Three bedrooms ✓ Easily managed garden ✓ Excellent east coast views ✓ Extra bathroom and small study ✓ Bathroom and shower room ✓ Walking distance to town ✓ Large 26ft terrace ✓ Great investment opportunity ✓ Kitchen and living room ✓ Investment opportunity ✓ Bedroom with ensuite bathroom ✓ PD to build orangery on terrace

Dunmore 1, Springhurst Court | St Sampson's | £645,000 14 Les Blancs Bois | Castel | £625,000

✓ Deceptively spacious apartment ✓ Patio and lawned garden ✓ Two-bedroom apartment ✓ Beautiful communal gardens ✓ Two bedrooms, two bathrooms ✓ Garage and parking for four to ✓ Neutral throughout ✓ Available to over 55s ✓ Kitchen/dining room five cars ✓ Three reception rooms ✓ Open Market for 10 year plus ✓ ✓ Large sitting room Short distance to ✓ Lift access residents ✓ Plenty of storage local amenities ✓ Garage and visitor parking

2 Columbia Terrace | St Peter Port | £575,000 Apartment 8, Les Pommiers | Castel | £525,000

An eye for simplicity CCD Chartered Architects & Interior Designers

✓ ✓ ✓ ✓ Terraced Regency townhouse Original features Bright penthouse apartment Communal garden With over 30 years of experience the multi award winning design practice is ✓ Five bedrooms/two bathrooms ✓ Rear lawned garden ✓ Three double bedrooms, ✓ Two allocated parking spaces (one ensuite) ✓ Close to leisure centre one ensuite ✓ Part D HMO highly skilled in restoration, heritage projects, high quality contemporary houses, ✓ ✓ Bright sitting room and ✓ Short stroll from St Peter Port Light, open living space ✓ Ideal investment/lock-up-and- interior design, bespoke furniture design, landscaping, planning consultation & ✓ dining room centre Close to amenities and leave project management. ✓ Large conservatory Saumarez Park

Tel: 01481 726461 [email protected] www.ccd-architects.com

p80 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p81 Finding

your WE WELCOME SOME perfect FANTASTIC, HIGH QUALITY rental TENANTS TO THE ISLAND EVERY YEAR, home MOST OF WHOM BENEFIT As the days begin to lengthen and winter turns THE ISLAND towards spring, the Open Market lettings department begins to blossom. IN ANY NUMBER OF ‘February and March can be some of the busiest times for Open Market rentals as clients seek to relocate during the first part of the WAYS year,’ says Sue Nicolle, Swoffers Open Market Lettings Negotiator.

‘The spectre of Brexit hanging over the UK for the last year or so has encouraged some clients to take a closer look at Guernsey and, in a number of cases, consider a rental property to help them decide if Guernsey is the right place for them to relocate to – a sort of "try before you buy" approach.

‘Last year was very busy - Swoffers had 18 Open Market rental properties under offer during March 2018. Maybe that was because the level of uncertainty was so high at the time? As the situation is not looking much clearer at the time of writing, we are still experiencing high levels of enquiries,’ says Sue.

p82 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p83 Swoffers provides Guernsey’s population management regime ‘We aim to be absolutely honest throughout all a full and introduced in 2017 has seen a change in demand of our negotiations. Landlords are very much in for Part D properties (or houses of multiple control and it’s completely their decision as to comprehensive occupancy). whether they will accept a tenant who we bring service to both forward to them. We provide as much detail as Local and Open ‘It was anticipated there would be a healthy possible in order that an informed decision can be Market landlords, demand for Part D rentals but that has not made and we seek a variety of references so that from initial advice really turned out to be the case. There has been each landlord is comfortable prior to the tenancy on the condition an increase in the number and range of Local commencing.’ of the property Market permits being issued. Consequently, there is now low demand for Part D as those So as winter begins to turn into spring, Sue’s and whether clients are generally able to access Local Market predicting a busy few months ahead and is improvements properties because of their employment status. confident that Guernsey is getting the message would be As a consequence, some landlords may choose across that we are open for business and that we economically to move their Part D properties to Part A of the welcome new residents, whether they wish to rent advisable, through Open Market Register, so we are offering some or buy. to final inspections properties on Part D and Part A to see who comes forward, which is a useful tool for our of the condition at ‘I think there will be small amounts of activity landlords to have. with people moving between rental homes on the the termination of 'Recently we have experienced levels of Open And it seems that even the most desirable rental island, but it’s likely that the majority of tenants the lease. Market sales activity unseen for quite a number properties must provide a home for all members ‘Conversely, rooms in a Part D Open Market will be new people coming to Guernsey, either to of years. However, purchasing a property of the family. property can be accessed by those living on the rent for a three to five-year period and move on immediately is not for everyone and many In between there are a Local Market too, which can be quite useful as or to rent for a year or two with a view to buying a whole host of services, there is a low supply of rooms on the Local Market property in Guernsey. applicants seek a rental property initially in order ‘We receive many requests for high quality, family ranging from letting only or to rent so there has been some interest in Part D to get a feel for the island. The rental process homes and an increasingly frequent requirement management only, but all rentals from local applicants.’ is very straightforward and leases are often is the ability to accept pets, generally small dogs. ‘Lots of people have homes in other parts of the of which are designed to arranged within a couple of weeks. New tenants This seems to be due to the popularity of small world now, so renting during the initial period make a landlord’s property tend to be people seeking either to move here breeds at the moment – though we do see them But whether looking to rent a Part A family home makes a move to Guernsey very easy to achieve investment as easy as very quickly, or people who would like to be in all shapes and sizes,’ says Sue. or a Part D house to a group of co-workers, Sue with a low, or at least known, cost. You don’t have on-island with a view to getting to know possible, minimising has some sound advice for landlords. to spend a fortune to come to live here and to Guernsey better and taking a longer period to potential problems while experience island life and see if it works for you. ‘Landlords should take comfort from the fact that discover their favoured location and property maximising both the rental there is a strict pet clause in most leases and ‘Be as flexible as possible and present your before purchasing. Clearly, if you are going to return and the capital so they are well protected against pet damage, property as cleanly and tidily as you can,’ says Sue. ‘We welcome some fantastic, high quality tenants buy, you might well choose a particular size and growth. which, happily, is rarely experienced. We do also to the island every year who then go on to make style of property, but the sales process may take have some requirement for smaller, furnished ‘If you have a big garden then consider employing Guernsey their home, most of whom benefit the some time so some applicants prefer to rent in With falling returns from units - often it is not possible to accept pets in a garden maintenance firm because most tenants island in any number of ways.' the short term. Fortunately we are able to offer a many other forms of apartment blocks - but the majority of tenants prefer not to spend every weekend gardening, wide range of property on the rental market and investment, the benefits seem to favour two to three bedrooms, either in plus it is important to maintain the standard of usually manage to fulfill individual requirements’. of property ownership or around St Peter Port with some outdoor space the property. Be flexible on price, if required, and are becoming easier to and parking. The west coast is also a popular be led by the quality of the tenant and the advice identify. We act for over 120 choice but these options are rarer and often of the agent. I see our role as securing the best landlords and have over 340 speedy actions are required to secure properties quality tenant rather than simply securing a tenant. units of accommodation when they become available. Who wouldn't want We advise it is generally better to have a period of under management and a sea view?’ vacancy rather than a tenant who may not be able would be pleased to to fulfill the terms of the lease. discuss how we could help you with lettings and/or For further information management. about renting your ideal WE RECEIVE MANY REQUESTS FOR HIGH QUALITY home in Guernsey please HOMES AND AN INCREASINGLY FREQUENT contact Sue at: REQUIREMENT IS THE ABILITY TO ACCEPT PETS, GENERALLY SMALL DOGS [email protected] T: +44 (0) 1481 721757

p84 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p85 RENTALS Oak Lodge Beau Soleil | St Martin's | £30,000 per annum Rochette House | St Peter Port | £39,600 per annum St Saviour's

RENTALS £65,000 per annum

Immaculate, quiet, rural, sea views, well appointed describe Oak Lodge perfectly. The detached house offers ready to move into accommodation with quality fitted furniture and offers four ensuite bedrooms, two sitting ✓ Part furnished three bedroom house ✓ Easily maintained rear garden ✓ Convenient St Peter Port location ✓ Two separate WCs rooms, a study, and an excellent ✓ St Martin's clos, ✓ Recently renovated ✓ Easy walk to town centre ✓ Part A kitchen/diner. It sits on three acres near St Peter Port ✓ Available immediately ✓ Beautiful Victorian style home ✓ Available immediately ✓ Spacious living area ✓ £30,000 per annum ✓ Parking for four-five cars ✓ 3,300 per month of land and enjoys rural and sea ✓ Garage plus parking ✓ £7,500 deposit ✓ South-facing enclosed rear garden ✓ £9,900 deposit views – an excellent peaceful ✓ Four beds, two baths and private location in rural St Saviours. A gardening service is included. Pets considered. Available immediately. 7 Marina Court | St Peter Port | £40,000 per annum 2 Brock Terrace | St Peter Port | £52,000 per annum

Key Features

✓ Immaculate home

✓ Super rural location

✓ Sea views, quiet lane

✓ Gardening service included

✓ Incredibly light and bright accommodation ✓ Unfurnished two bedroom ✓ Concierge service. Available ✓ Superb townhouse ✓ Garden and parking ✓ ✓ ✓ Well appointed with apartment April 2019 Five bedrooms/four bathrooms Gardening service included ✓ ✓ Luxurious Marina Court Suit single professional or couple ✓ Unfurnished ✓ Available immediately excellent kitchen ✓ development Rent £40,000 per annum ✓ Beautiful Interior ✓ Rent £52,000 per annum ✓ Central St Peter Port location ✓ Deposit £10,000 ✓ ✓ ✓ Four ensuite bedrooms Short stroll to Town Deposit £13,000 ✓ Parking available at £2,000 pa

✓ Unfurnished

✓ Pets considered

✓ £16,250 deposit Fontania | St Peter Port | £33,600 per annum 5 Marina Court | St Peter Port | £70,000 per annum ✓ £65,000 per annum

✓ Available immediately

[email protected] ✓ Super family home ✓ Walking distance of St Peter ✓ Unfurnished luxury apartment ✓ On site health suite T: +44 (0) 1481 721757 ✓ Four bedrooms, two bathrooms Port town centre & colleges ✓ Two bedrooms and two ✓ Secure underground parking ✓ ✓ Newly renovated Available immediately bathrooms ✓ Available immediately ✓ ✓ ✓ Easily maintained, Deposit £8,400 Lovely marina and sea views ✓ Rent £70,000 per annum ✓ ✓ enclosed garden Rent £33,600 per annum Superb Mark Wilkinson kitchen ✓ Deposit £17,500

p86 - WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS WINTER 2019 | OPEN MARKET PROPERTIES | SWOFFERS - p87 Buying on the Island but struggling to secure financing on your home fast enough?

We supply flexible bridging finance for when you need to act quickly. It’s really quite straightforward.

Let’s start with a chat

Call Matt Watson Sancus (Guernsey) Limited on 01481 708288 10 Lefebvre Street, St Peter Port, sancus.com Guernsey, GY1 2PE