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CANADIAN CASES on the LAW of INSURANCE Fifth Series/Cinqui`Eme S´Erie Recueil De Jurisprudence En Droit Des Assurances CANADIAN CASES ON THE LAW OF INSURANCE Fifth Series/Cinqui`eme s´erie Recueil de jurisprudence en droit des assurances VOLUME 11 (Cited 11 C.C.L.I. (5th)) EDITOR-IN-CHIEF/REDACTEUR´ EN CHEF Won J. Kim, B.A., LL.B. Kim Orr Barristers P.C. Toronto, Ontario QUEBEC EDITOR/REDACTEUR´ POUR LE QUEBEC´ Jean-Fran¸cois Lamoureux, LL.L. Robinson Sheppard Shapiro Montr´eal, Qu´ebec CARSWELL EDITORIAL STAFF/REDACTION´ DE CARSWELL Cheryl L. McPherson, B.A.(HONS.) Director, Primary Content Operations Ken Murphy, B.A.(HONS.), LL.B. Product Development Manager Jennifer Weinberger, B.A.(HONS.), J.D. Sharon Yale, M.A., LL.B. Supervisor, Legal Writing Supervisor, Legal Writing Mike MacInnes, B.A.(HONS.), LL.B. Jocelyn Cleary, B.A.(HONS.), LL.B. Lead Legal Writer Senior Legal Writer Stephanie Hanna, B.A., M.A., LL.B. Lisa Rao, B.SC., LL.B. Senior Legal Writer Senior Legal Writer Amanda Stewart, B.A.(HONS.), LL.B. Andrea Toews, B.A., LL.B., LL.M. Senior Legal Writer Legal Writer Martin-Fran¸cois Parent, LL.B., LL.M., Heather Niziol, B.A. DEA (PARIS II) Content Editor Bilingual Legal Writer CANADIAN CASES ON THE LAW OF INSURANCE, a national series of Recueil de jurisprudence canadienne en droit des assurances, une s´erie topical law reports, is published 12 times per year. Subscription rate $354.00 nationale de recueils de jurisprudence sp´ecialis´ee, est publi´e 12 fois par an- per bound volume including parts. Indexed: Carswell’s Index to Canadian n´ee. L’abonnement est de 354 $ par volume reli´e incluant les fascicules. In- Legal Literature. dexation: Index a` la documentation juridique au Canada de Carswell. 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Les analyses The analysis contained herein should in no way be construed as being either comprises dans les pr´esentes ne doivent etreˆ interpr´et´ees d’aucune fa¸con official or unofficial policy of any governmental body. comme etant´ des politiques officielles ou non officielles de quelque organ- isme gouvernemental que ce soit. 8 The paper used in this publication meets the minimum requirements of 8 Le papier utilis´e dans cette publication satisfait aux exigences minimales American National Standard for Information Sciences — Permanence of Pa- de l’American National Standard for Information Sciences — Permanence of per for Printed Library Materials, ANSI Z39.48-1984. Paper for Printed Library Materials, ANSI Z39.48-1984. ISSN 0824-2585 ISBN 978-0-7798-4207-0 Printed in Canada by Thomson Reuters CARSWELL, A DIVISION OF THOMSON REUTERS CANADA LIMITED One Corporate Plaza Customer Relations 2075 Kennedy Road Toronto 1-416-609-3800 Toronto, Ontario Elsewhere in Canada/U.S. 1-800-387-5164 M1T 3V4 Fax 1-416-298-5082 www.carswell.com E-mail www.carswell.com/email Durham District School Board v. Grodesky 171 [Indexed as: Durham District School Board v. Grodesky] Durham District School Board, Plaintiff and Bodan Daly Grodesky, “John Doe” Grodesky, “Jane Doe” Grodesky, Colten Todd Douglas James, Todd James and “Jane Doe” James, Defendants (Appellant) and ING Insurance Company of Canada, Third Party (Respondent) Ontario Court of Appeal Docket: CA C54226 2012 ONCA 270 Robert J. Sharpe, R.A. Blair, R.G. Juriansz JJ.A. Heard: February 24, 2012 Judgment: April 27, 2012 Insurance –––– Actions on policies — Commencement of proceedings — Obligations of insurer — To defend — Interpretation of policy –––– Defen- dant son allegedly started fire at high school — Plaintiff school board brought action against son, his father, and others for damages resulting from fire — Claim alleged that father failed to act — Father brought third party claim against insurer for indemnification — Insurer brought successful motion for determina- tion that it was not obligated to defend father, and that third party action should be dismissed — Father appealed — Appeal allowed — Insurer had duty to de- fend father as school board’s claim was not excluded by policy — School board’s claim for father’s alleged failures was drafted in terms of negligence — Though negligence claim caused same harm as intentional tort allegedly com- mitted by son, it was not derivative of intentional tort claim — Therefore, negli- gence claim could not be subsumed under intentional tort claim for purposes of applying exclusion clause. Cases considered by R.G. Juriansz J.A.: G. (P.) v. Children’s Aid Society of Dufferin (County) (2001), (sub nom. G. (P.) v. James) [2001] I.L.R. I-3927, 2001 CarswellOnt 6093, 26 C.C.L.I. (3d) 76, [2001] O.J. No. 313 (Ont. S.C.J.) — considered Non-Marine Underwriters, Lloyd’s London v. Scalera (2000), [2000] 1 S.C.R. 551, (sub nom. Scalera v. Lloyd’s of London) 135 B.C.A.C. 161, (sub nom. Scalera v. Lloyd’s of London) 221 W.A.C. 161, 2000 CarswellBC 885, 2000 CarswellBC 886, 2000 SCC 24, 50 C.C.L.T. (2d) 1, [2000] 5 W.W.R. 465, 75 B.C.L.R. (3d) 1, 18 C.C.L.I. (3d) 1, 185 D.L.R. (4th) 1, [2000] I.L.R. I- 172 CANADIAN CASES ON THE LAW OF INSURANCE 11 C.C.L.I. (5th) 3810, (sub nom. Scalera v. Lloyd’s of London) 253 N.R. 1, [2000] S.C.J. No. 26 (S.C.C.) — followed APPEAL by father from judgment reported at Durham District School Board v.
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