DOCSLIB.ORG

DBBL's IT Infrastructure

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text

Load more

automation of modern banking services. The mobile banking DBBL's IT infrastructure: Present system will be an 'open' system (similar to its ATM and Future network), which will give third party service providers unhindered access. Since the start of its operation, under the vision of Mr. M. Sahabuddin Ahmed -the founder chairman of the DBBL's current system already has the capability of Bank, Dutch-Bangla Bank has been continuously providing mobile banking services. The Bank is in the striving towards bringing world-class technology process of obtaining necessary permissions from driven banking services, and conveniences to its regulatory bodies and will launch a nationwide mobile- customers. As a result, DBBL is the first and only Bank banking revolution within 1 month of receiving the in Bangladesh to invest more than Taka 2 billion in regulatory permission. developing the largest ICT infrastructure in the banking sector of the Country. Bangladesh Automated Clearing House (BACH) Overview Bangladesh Bank is going to introduce first paperless DBBL owns and operates the largest ATM network of Automated Clearing House in the Country which is the Country comprising of 700 ATMs as of December called as Bangladesh Automated Cheque Processing 2009. The Bank is also the leader in POS terminal and System (BACPS) and Bangladesh Electronic Fund internet banking services. As a technology driven Transfer Network (BEFTN). Both the systems will be Bank, DBBL has implemented world reputed online implemented under Bangladesh Automated Clearing banking software at all its 79 branches and 10 SME House (BACH) project. These projects are being centers. DBBL also provides the following ancillary implemented under several reform measures taken by services: Bangladesh Bank to improve the safety and efficiency in the payment system. DBBL has always been a Any Branch banking; leader in complying to the requirements of the Online ATM/POS service; projects, like, cheque personalization, Magnetic Ink Internet banking service; and Character Recognition (MICR) encoded cheque book SMS and Alert banking service. issue, System Integration Test (SIT) with Bangladesh Bank's live & DR sites. The Bank also implemented Online Synchronous Disaster Recovery Site (DRS) to provide uninterrupted DBBL was the first Bank to conduct a successful live and reliable banking convenience to the valued test with Bangladesh Bank. The project is progressing customers. DBBL's Synchronous DRS is the first of its smoothly and expected start full fledged operation kind in Bangladesh. This makes DBBL the only Bank in soon. the Country that can best respond to natural disaster recovery. Next-Generation Cards Mobile Banking All the distribution channels are EMV-compliant. The EMV security policy has been introduced by Europay, To provide banking services to the remote customers MasterCard and VISA jointly to protect capturing card of the Country, DBBL plans to reach them by phone. data and duplication of a card. DBBL is the first Bank All unbanked customers having a phone number will in Bangladesh to ensure such security for our valued be able to get basic banking services like cash customers. DBBL has also introduced EMV compliant withdrawal, cash deposit, loans, bill payment, local & chip based Credit Cards for the first time in foreign remittance etc. from all over the Country very Bangladesh -which is the most secure card in the cheaply. Even all Government payments, corporate world. The ATM / POS network of the DBBL accepts salaries can be made through this service almost at no the following cards: cost. EMV compliant chip cards of all the banks in the Just like the DBBL ATM network, DBBL's version of world; mobile banking will be affordable, secure and ubiquitous. It is centered around providing the Non-EMV Visa & MasterCard cards of all the banks in majority of the rural population access to a wide array the world; holders & transactions, DBBL has taken steps to setup DBBL's proprietary cards (Nexus); and a Call Center. It will be a world renowned Cisco Proprietary cards of all the partner banks in hardware-based call center comprising of all the Bangladesh. services a call center can provide, e.g, Interactive Voice Response (IVR) by virtue of which the customer ATM will be able to choose his options using the keypads of a touch or cell phone and listen to the responses DBBL has put its level of innovation and standard of related to his account or card or transactions from the customer support to a new height by setting another system. The hardware has already been setup. At milestone in the history of banking sector by adding present, the integration with the existing systems are two units of Mobile ATM booths to its existing ATM in progress. network. DBBL has become the first Bank in the Country to provide such unique service and Upgradation of Core banking Systems & ATM convenience to the customers. The DBBL Mobile ATM switching systems Booth, which is outfitted in a custom-made van provides free anywhere anytime banking services in The number of branches of DBBL is growing steadily short notice. every year. The customer base is growing everyday. To cope with the huge volume of transaction and DBBL has allowed other banks to join its ATM/POS provide the customers the best services using latest network. Partner banks are charged a subsidized technology the Bank has decided to upgrade its core Tk.10 by DBBL (but partner banks may levy additional banking system and other related software & charges for end-consumer). Customers of the hardware. The Board of Directors has already following partner banks in Bangladesh are enjoying approved required budget and international tender access to the DBBL ATM/POS network: has already been floated. The evaluation of the submitted proposals are under process. - Mutual Trust Bank Limited - Commercial Bank of Ceylon - Standard Chartered Bank DBBL's future IT projects: - Bank Asia Limited - National Credit & Commerce Bank Limited ATM Expansion - United Commercial Bank Limited - South East Bank Limited Dutch-Bangla Bank has planned to install another - The Prime Bank Limited 1000 ATMs by the end of 2010 mainly to cover rural - The City Bank Limited areas. - First Security Bank Limited - Mercantile Bank Limited Reorganization and Redesign of delivery - Trust Bank Limited channels - Jamuna Bank Limited - Shahjalal Islami Bank Limited Dutch-Bangla Bank is redesigning the delivery - Janata Bank Limited channels to make the entire system more efficient and - Sonali Bank Limited faster for the end consumers. After the redesign, - National Bank Limited clients will experience more faster and more personalized service. Green IT e-Payment Gateway Dutch-Bangla Bank has always been careful about environment. DBBL has taken initiatives to make its IT A payment gateway is an essential part of an Online infrastructure a "Green IT". Environment friendly Payment System. It is necessary in order to process all options like virtualization, power management and of the following inter-bank on-line transactions: proper recycling habits towards certifying our data centers as "Green" are under process. 1. Account-to-account transfer transactions or debit / credit card transactions on the web for Call Center on-line merchant payment against purchase of goods and services; Considering the growing number of customers, card 2. Inter-bank ATM/POS transactions using debit / credit cards; and Internet banking has never taken off in Bangladesh due to an absence of identity verification. DBBL's EMV 3. Inter-bank Internet or SMS banking transactions compliant system allows accurate identity verification for fund transfer (instant remittance) and utility to allow full-fledged internet banking services. DBBL bill payment. will shortly implement this solution. DBBL's IT infrastructure is working like the arteries of a human body. The effective, robust and reliable IT Since there is no such system in Bangladesh, Dutch- infrastructure is ensuring the strong health for the Bangla Bank is actively considering to implement a Bank. DBBL is working round the clock without any payment gateway to facilitate the above e-commerce downtime, offering its customers the enjoyment of transactions. This will be the first payment gateway banking services. Banking has never been so easy, setup in the Country to drive e-commerce comfortable, enjoyable, and yet secure. DBBL is transactions. relentlessly striving every moment to facilitate its customers with the most advanced and secure technological environment. DBBL is undertaking new Implementation of Multi-factor Authentication projects in the field of automation to help meet for Internet Banking customers needs. Dutch-Bangla Bank Limited has incorporated itself in Automated Clearing House. Dr. Atiur Rahman, Governor of Bangladesh Bank and Mr. Sayem Ahmed, Chairman of the Executive Committee of the Board of Directors of Dutch-Bangla Bank formally inaugurated the operation of Automated Clearing House on November 8, 2009 through a video conference. Dutch-Bangla Bank Limited (DBBL) has installed Co- branded ATM booth at the Pabna branch premises of Mutual Trust Bank Limited (MTBL). Mr. Samson H. Chowdhury, a renowned industrialist of the country and the Chairman, Mutual Trust Bank Limited inaugurated the ATM booth on July 07, 2009. Dutch-Bangla Bank Limited (DBBL) has launched its 500th ATM booth at Bangladesh Agricultural University Campus. Professor Dr. M. A. Sattar Mandal, Vice Chancellor of the University inaugurated the 500th ATM booth by drawing money through DBBL Nexus Card on April 28, 2009. Mr. Sayem Ahmed, Chairman of the Executive Committee of the Board of Directors of DBBL was present in the opening ceremony. Among others, Professor Tofazzal Hossain Miah, Dean, Faculty of Agricultural Economics & Rural Sociology, Members, Dean council, Heads of different Departments, High Officials of the University were also present at the function..
Recommended publications
  • Country Wise List of Our Foreign Correspondents Sonali Bank Limited

    Country Wise List of Our Foreign Correspondents Sonali Bank Limited

    Country wise list of our Foreign correspondents as on 31-12-2018. Prepared bv : Sonali Bank limited Foreign Remittance Management Division Head office.Dhaka. Courtesv : Sonali Bank limited (Product Development Team) Business Development Division Head office,Dhaka. E mail-dgmb ddp dt@s on aliban k. co m.b d Md Mizanur Rahman Md Zillur Rahman Sikder Senior Principal officer Senior ofl.icer Product Development Team. Product Der elopment Team. mob-01708159313. mob-019753621 15. Corp Bank Country dents as on 3ut2na18 Sl.No. Name ofCountry No. o No. of SI. No. Name ofCountry No. of No. of Corp. RMA Corn. RMA 01. Afganistan J I 45. Malaysia t2 12 02. Australia 8 7 46. Monaco I I 03. Algeria J 1 41. Malta 2 04. Argentina I Z I 48. Netherlands 8 7 , 05. Albenia i 49. New Zealand J J 06. Austria 7 6 50. Nepal 2 2 07. Balrain J J 51. Norway 2 I 08. Belgium 9 7 52. Nigeria I ) 09. Bhutan 2 53. Oman I q 2 10. Bulgaria 4 4 54. Pakistan 18 18 ll Brunei I 55, Poland 3 1 12. Brazrl 4 2 56. Philippines 5 5 lJ. Republic ofBelarus I 57. Portugal 4 J 14. Canada 8 7 58. Qatar 6 5 15. China 4 l3 59. Romania 1 1 16. Chile I I 60 Russia 9 8 17. Croatia I 61. SaudiArabia l6 t5 18. Cyprus I I o/.. Senegal 1 1 t 19. CzechRepublic 6 J 63. Serbia + J ,1 20. Denmark J J 64. Srilanka 5 21.
  • Bank Code Br. Code Bank & Branch Name 01 INVESTMENT CORPORATION of BANGLADESH (ICB) 02 BRAC BANK LIMITED 03 EASTERN BANK

    Bank Code Br. Code Bank & Branch Name 01 INVESTMENT CORPORATION of BANGLADESH (ICB) 02 BRAC BANK LIMITED 03 EASTERN BANK

    Bank Code Br. Code Bank & Branch Name 01 INVESTMENT CORPORATION OF BANGLADESH (ICB) 01 Head Office, Purana Paltan, Dhaka 02 Local Office, Nayapaltan, Dhaka 03 Chittagong Branch, Chittagong 04 Khulna Branch, Khulna 05 Rajshahi Branch, Rajshahi 06 Barisal Branch, Barisal 07 Sylhet Branch, Sylhet 08 Bogra Branch, Bogra 02 BRAC BANK LIMITED 01 Asad Gate Branch, Dhaka 02 Banani Branch, Dhaka 03 Bashundhara Branch, Dhaka 04 Donia Branch, Dhaka 05 Eskaton Branch, Dhaka 06 Graphics Building Branch, Motijheel, Dhaka 07 Uttara Branch, Dhaka 08 Shyamoli Branch, Dhaka 09 Gulshan Branch, Dhaka 10 Manda Branch, Dhaka 11 Mirpur Branch, , Dhaka 12 Nawabpur Branch, Dhaka 13 Rampura Branch, Dhaka 14 Narayanqani Branch, Narayanganj 15 Agrabad Branch, Chittagong 16 CDA Avenue Branch, Chittagong 17 Potia Branch, Chittagong 18 Halisohor Branch, Chittagong 19 Kazirdeuri Branch, Chittagong 20 Momin Road Branch, Chittagong 21 Bogra Branch, Bogra 22 Rajshahi Branch, Rajshahi 23 Jessore Branch, Jessore 24 Khulna Branch, Khulna 25 Barisal Branch, Barisal 26 Zindabazar Branch, Sylhet 03 EASTERN BANK LIMITED 01 Principal Branch, Dilkusha, Dhaka 02 Motijheel Branch, Dhaka 03 Mirpur Branch, Dhaka 04 Bashundhara Branch, Dhaka 05 Shyamoli Branch, Dhaka 06 Narayanganj Branch 07 Jessore Branch 08 Choumuhoni Branch 09 Agrabad Branch, Chittagong 10 Khatunganj Branch, Chittagong 11 Bogra Branch, Bogra 12 Khulna Branch, Khulna 13 Rajshahi Branch, Rajshahi 14 Savar Branch, Savar, Dhaka 15 Moulvi Bazar Branch, Sylhet Page # 1 Bank Code Br. Code Bank & Branch Name 04 BANK ASIA LIMITED 01 Principal Office , Motijheel C.A., Dhaka 02 Corporate Branch, Dhaka 03 Gulshan Branch, Dhaka 04 Uttara Branch, Dhaka 05 North South Rd.
  • Final Forma 01.Ai

    Final Forma 01.Ai

    Mr. S M Aminur Rahman CEO & Managing Director Mr. S M Aminur Rahman hails from Sonargaon, under Narayangonj district. After completion of MBA from Institute of Business Administration (IBA), University of Dhaka in 1973, he started his banking career as a Senior Officer in Sonali Bank in 1976. Mr. Rahman is a well reputed progressive and dynamic banker. He has outstanding contribution in promoting the banking sector. Presently he is the chairman of BAFEDA (Bangladesh Foreign Exchange Dealers' Association), Administration & Finance Committee of IBB (Institute of Bankers Bangladesh), Audit Committee of IIDFC (Industrial and Infrastructure Development Company Limited) and JEC (Janata Exchange Company srl), Italy. Besides he is also the director of BCBL (Bangladesh Commerce Bank Limited), ICB (Investment Corporation of Bangladesh), JCIL (Janata Capital and Investment Limited), PDBL (Primary Dealers Bangladesh Limited) and IIDFC; Member of governing board of BIBM (Bangladesh Institute of Bank Management) and IBB (Institute of Bankers Bangladesh); Fellow Member of IBB and Committee Member of the Bretton Woods Committee, USA. He is also serving as an adjunct faculty in the department of business administration, East West University. Mr. Rahman was the Managing Director of the then Janata Bank and Sonali Bank and director of CDBL (Central Depository Bangladesh Limited). He is a Diplomaed Associate of the Institute of Bankers' Bangladesh and attended training on Small Scale Business Financing in India sponsored by the World Bank. Also attended seminar on Foreign Exchange Orientation in Newyork and workshop on correspondent banking in London. Also attended seminar on EURO & International Bankers, Newyork, USA. Attended workshop on International Banker's Seminar, Newyork and seminar for Executive in Newyork.
  • 2020-Bd-Financial-Statements.Pdf

    2020-Bd-Financial-Statements.Pdf

    Bridging you to a world of opportunities Bangladesh is building a brighter future with continuous improvement in infrastructure since its independence 50 years ago. With our local knowledge and global reach we will work with you to turn every change into a chance. Visit www.business.hsbc.com.bd FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020 Obtain an understanding of internal control relevant to the audit in order to design audit 2020 2019 Bangladesh Branches procedures that are appropriate in the circumstances. Notes BDT BDT Evaluate the appropriateness of accounting policies used and the reasonableness of Money at call on short notice 7 - - Independent Auditor's Report to the Management of accounting estimates and related disclosures made by management. The Hongkong and Shanghai Banking Corporation Limited, Conclude on the appropriateness of management’s use of the going concern basis of Investments 8 Government securities 46,174,440,700 34,807,662,873 Bangladesh Branches accounting and, based on the audit evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the Bank’s ability to continue Others 6,000,000 6,000,000 as a going concern. If we conclude that a material uncertainty exists, we are required to draw 46,180,440,700 34,813,662,873 Report on the audit of the financial statements attention in our auditor’s report to the related disclosures in the financial statements or, if such Opinion disclosures are inadequate, to modify our opinion. Our conclusions are based on the audit Loans and advances 9 evidence obtained up to the date of our auditor’s report.
  • Sena Kalyan Bhaban Branch

    Sena Kalyan Bhaban Branch

    Sena Kalyan Bhaban Branch 9 Chapter 2: Banking Sector in Bangladesh 2.1 Definition of Bank: Generally speaking bank is referred to an organization that deals in money. The definition of bank can be as follows. Provided by Famous Encyclopedia: A commercial banker is a dealer in money in substitutes for money, such as check or bill of exchange. – New Encyclopedia Britannica Establishment for custody of money, which it pays out on customers order. – The New Oxford Encyclopedia Dictionary Provided by and Ordinances: Banker includes a body of person whether incorporated or not, who carry on the business of banking. – English Bills of Exchange Act - 1882 A bank is a person or corporation carrying on bonafide banking business. – English Finance Act Provided by Banking Institutes: A bank performs an essentially distributive task, service or acts as an intermediary between borrowers & lenders. In broader sense, however, a bank can be considered the heart of a complex financial structure. – American Institute of Banking Stated very simply, banks deal in money and in that connection offer certain related financial services. – Harold Wallgren for American Bankers Association The above-mentioned characteristics sketched to outline the definition of a “bank” are nowadays shared by a lot of different types of financial institution. Therefore, because banking activities now overlap many diverse businesses, we will consider a variety of modern financial institutions 10 – including commercial banks but also savings-and-loan associations, brokerage firms, and mutual funds – as “banks”. 2.2 Objectives of a Bank: The objectives of a bank can be looked at from three different perspectives of the three key parties to the banking activities: the bank owner, the Government, and the bank clients.
  • Sl. Correspondent / Bank Name SWIFT Code Country

    Sl. Correspondent / Bank Name SWIFT Code Country

    International Division Relationship Management Application( RMA ) Total Correspondent: 156 No. of Country: 36 Sl. Correspondent / Bank Name SWIFT Code Country 1 ISLAMIC BANK OF AFGHANISTAN IBAFAFAKA AFGHANISTAN 2 MIZUHO BANK, LTD. SYDNEY BRANCH MHCBAU2S AUSTRALIA 3 STATE BANK OF INDIA AUSTRALIA SBINAU2S AUSTRALIA 4 KEB HANA BANK, BAHRAIN BRANCH KOEXBHBM BAHRAIN 5 MASHREQ BANK BOMLBHBM BAHRAIN 6 NATIONAL BANK OF PAKISTAN NBPABHBM BAHRAIN 7 AB BANK LIMITED ABBLBDDH BANGLADESH 8 AGRANI BANK LIMITED AGBKBDDH BANGLADESH 9 AL-ARAFAH ISLAMI BANK LTD. ALARBDDH BANGLADESH 10 BANGLADESH BANK BBHOBDDH BANGLADESH 11 BANGLADESH COMMERCE BANK LIMITED BCBLBDDH BANGLADESH BANGLADESH DEVELOPMENT BANK 12 BDDBBDDH BANGLADESH LIMITED (BDBL) 13 BANGLADESH KRISHI BANK BKBABDDH BANGLADESH 14 BANK ASIA LIMITED BALBBDDH BANGLADESH 15 BASIC BANK LIMITED BKSIBDDH BANGLADESH 16 BRAC BANK LIMITED BRAKBDDH BANGLADESH 17 COMMERCIAL BANK OF CEYLON LTD. CCEYBDDH BANGLADESH 18 DHAKA BANK LIMITED DHBLBDDH BANGLADESH 19 DUTCH BANGLA BANK LIMITED DBBLBDDH BANGLADESH 20 EASTERN BANK LIMITED EBLDBDDH BANGLADESH EXPORT IMPORT BANK OF BANGLADESH 21 EXBKBDDH BANGLADESH LTD 22 FIRST SECURITY ISLAMI BANK LIMITED FSEBBDDH BANGLADESH 23 HABIB BANK LTD HABBBDDH BANGLADESH 24 ICB ISLAMI BANK LIMITED BBSHBDDH BANGLADESH INTERNATIONAL FINANCE INVESTMENT 25 IFICBDDH BANGLADESH AND COMMERCE BANK LTD (IFIC BANK) 26 ISLAMI BANK LIMITED IBBLBDDH BANGLADESH 27 JAMUNA BANK LIMITED JAMUBDDH BANGLADESH 28 JANATA BANK LIMITED JANBBDDH BANGLADESH 29 MEGHNA BANK LIMITED MGBLBDDH BANGLADESH 30 MERCANTILE
  • Internship Report on “An Exploratory Study to Evaluate Prime Bank

    Internship Report on “An Exploratory Study to Evaluate Prime Bank

    Internship Report On “An exploratory study to evaluate Prime Bank Limited’s Online Banking Service and finding out the outcomes due to Centralized IT Operation system in banking sector” 2 Report On “An exploratory study to evaluate Prime Bank Limited’s Online Banking Service and finding out the outcomes due to Centralized IT Operation system in banking sector” Submitted to Mr. Showvonick Datta Lecturer BRAC Business School BRAC University Submitted By Sadia Afrin ID: 09104070 BRAC Business School BRAC University 3 9th January, 2013 Mr. Showvonick Datta Lecturer BRAC Business School BRAC University Subject: Submission of Internship report Dear Sir, This is my great pleasure to submit the Internship report “An exploratory study to evaluate Prime Bank Limited’s Online Banking service and finding out the outcomes due to Centralized IT Operation system in banking sector ” .It is prepared depending on my three months long Internship program in the Prime Bank Limited at Mouchak Branch. This report has been prepared to fulfill the requirement of my internship program at my assigned organization in the Prime Bank Limited. I have put my best effort to make this report a successful one. It has been joyful & enlightening experience for me to work in the organization & prepare this report. However this has been obviously a great source of learning for me to conduct similar types of studies in the future. I would like to express my sincere gratitude to you for your kind guidance & suggestions in preparing the report. It would my immense pleasure if you find this report useful & informative to have an apparent perspective on the issue.
  • Procedure of Open Foreign Currency Account.Pdf

    Procedure of Open Foreign Currency Account.Pdf

    Embassy of Bangladesh Washington DC Wage Earner Development Bond Foreign Currency Foreign Currency Accounts Specimern Signature Specimern Signature FC Account Opening Form and Specimen Signature Extension [email protected] Diplomatic Bag /DHL/Fedex English Version The Government of the People’s Republic of Bangladesh have introduced special saving facilities for Non Resident Bangladeshis and also foreigner’s of Bangladeshi decent. Wage Earner Development Bond : Most profitable fixed deposit investment “Wage Earner Development Bond” for Non Resident Bangladeshi’s and Foreigners of Bangladeshi decent introduced by the Government of the People’s Republic of Bangladesh. Compound rate of profit is 12.00% per annum. Tk. 25,000 become Tk. 44,750 with profit after 5 years Tk. 50,000 become Tk. 89,500 with profit after 5 years Tk. 1,00,000 become Tk. 1,79,000 with profit after 5 years Tk. 5,00,000 become Tk. 8,95,000 with profit after 5 years Profits could be withdrawn at a rate of Tk. 1000.00 per month for every Tk. 100000.00. For withdrawal of profit simple rate is applicable. Nominee is entitled to 30% to 50% of invested amount as a death risk insurance at no extra charge in case of death of the bond owner. No income tax is levied on the initial investment or profits thereof. Initial investment amount could be transferred back in foreign currency. If encashed before maturity you will get interest at following rate : a. Before six month no interest b. After six month and before 1 year : 9% c. After 1 year and before 2 years : 10% d.
  • Annual Report 2018

    Annual Report 2018

    The very fundamental and organic component of human evolution is the sense of “Togetherness”. This trait is seen across almost every living creatures in the world, regardless of species. As the consequences of our co-existence we, as Earthlings, have reached a point of excellence in various segments such as urban practices, civic establishments, peace missions, and wealth management. Today as social animals, we happen to manage our wealth using various tools including modern Banking. This year, we tried to develop a cover visual for our Annual Report, which signifies a bundled core essence of Togetherness, Bonding and Human Co-existence broadly. LETTER OF TRANSMITTAL All Shareholders of Dhaka Bank Limited Bangladesh Bank Bangladesh Securities & Exchange Commission (BSEC) Registrar of Joint Stock Companies & Firms Dhaka Stock Exchange Limited (DSE) & Chittagong Stock Exchange Limited (CSE) Dear Sir(s), Annual Report of Dhaka Bank Limited for the year ended December 31, 2018 We are pleased to enclose a copy of Annual Report along with the audited financial statements including consolidated and separate balance sheet, profit and loss account, cash flow statement, statement of changes in equity, liquidity statement for the year ended December 31, 2018 along with notes thereto of Dhaka Bank Limited (the Bank) and its subsidiaries - Dhaka Bank Securities Limited and Dhaka Bank Investment Limited for your kind information and record. We have also enclosed separate financial statements of Islamic Banking Branches and Off-Shore Banking Unit (OBU) of the Bank. Financial statements of the Bank comprise those of Conventional and Islamic Banking Branches and Off-Shore Banking Unit while consolidated financial statements comprise financial statements of the Bank and its subsidiaries.
  • Janata Bank Limited Financial Statements As at and for the Year

    Janata Bank Limited Financial Statements As at and for the Year

    Janata Bank Limited Financial Statements as at and for the year ended 31 December 2017 Syful Shamsul Alam & Co. Aziz Halim Khair Choudhury Chartered Accountants Chartered Accountants Paramount Heights (Level-6) Phulbari House, House # 25 65/2/1, Box Culvert Road Road # 1, Sector # 9 Purana Paltan Uttara Model Town Dhaka-1000, Bangladesh Dhaka-1230, Bangladesh Tel: +88 02 9555915 Tel: +88 02 8933357 Fax: +88 02 9560332 Fax: +88 02 8950995 Web: www.ssacbd.com Web: www.ahkcbd.com Syful Shamsul Alam & Co. Aziz Halim Khair Choudhury Chartered Accountants Chartered Accountants Paramount Heights (Level-6) Phulbari House 65/2/1 Purana Paltan House 25, Road 1, Dhaka – 1000. Sector 9, Uttara, Dhaka-1230. Independent Auditors' Report to the Shareholders of Janata Bank Limited We have audited the accompanying consolidated financial statements of Janata Bank Limited and its subsidiaries (the “Group") as well as the separate financial statements of Janata Bank Limited (the “Bank”), which comprise the consolidated balance sheet and the separate balance sheet as at 31 December 2017, and the consolidated and separate profit and loss accounts, consolidated and separate statements of changes in equity and consolidated and separate cash flow statement for the year then ended, and a summary of significant accounting policies and other explanatory information. Management’s Responsibility for the Financial Statements and Internal Controls Management is responsible for the preparation and fair presentation of consolidated financial statements of the Group and also separate financial statements of the Bank that give a true and fair view in accordance with Bangladesh Financial Reporting Standards as explained in note 2.01 and for such internal control as management determines is necessary to enable the preparation of consolidated financial statements of the Group and also the separate financial statements of the Bank that are free from material misstatement, whether due to fraud or error.
  • A Case of Banking Sector in Bangladesh

    A Case of Banking Sector in Bangladesh

    Jagannath University Journal of Business Studies, Vol. 4, No. 1 & 2, 25-34, December, 2014 REVIEW OF CSR PRACTICES IN EMERGING ECONOMY: A CASE OF BANKING SECTOR IN BANGLADESH Dr. Mohammad Bayezid Ali1 and Syed Omar Faruq2 Abstract This paper is intended to review the contemporary Corporate Social Responsibility (CSR) practices by the banking sector in Bangladesh and to examine its impact on the banks’ profitability and also in socio-economic development of Bangladesh. Yearly data from 2008 to 2013 has been used to examine whether the current practice of CSR could contribute to the profitability of the banking sector along with an enhancement in the socio-economic indicators of Bangladesh. It has been found that the total as well as sector-wise CSR Expenditure by the banking sector is increasing with having a positive linear trend. The association between banks’ CSR Expenditure and its profitability is positive but insignificant. In addition, banking sector contribution to CSR Expenditure significantly enhances the socio-economic indicators (i.e. HDI and Per Capita GDP) of Bangladesh. Key word: Corporate Social Responsibility, Per Capita GDP, HDI. 1.0 Introduction Corporate Social Responsibility (CSR) is a duty to every corporate entity to protect the interest of the society at large. Even though the motive of corporate houses is to earn profit, corporates should take initiatives for welfare of the society and should perform its activities within the framework of ethical, legal, social and environmental norms. The concept and practices of Corporate Social Responsibility (CSR) has been getting foundation during the last few years in Bangladesh and today it is undoubtedly seen as the integral part of doing business efficiently.
  • District Bank Branch Location Bank Bank Branch Address DLI Office

    District Bank Branch Location Bank Bank Branch Address DLI Office

    DLI Bank Branch DLI District Bank Bank Branch Address A/C Location Office No. Bagerhat Bagerhat Agrani Bank Ltd Bagerhat, Khulna Khulna 737 Bagerhat Bagerhat Pubali Bank Ltd Bagerhat-9300 Khulna 9 Bagerhat Chakshree Bazar Bangladesh Krishi Bank Chakshree Bz. Rampal, Bagerhat Khulna 110 Bagerhat Chital Mari Bazar Bangladesh Krishi Bank Chitalmari Bz.,Bagerhat-9360 Khulna 214 Bagerhat Fakirhat Bangladesh Krishi Bank Fakirhat, Bagerhat-9370 Khulna 293 Bagerhat Mongla Pubali Bank Ltd Mongla Bazar,MadrasaRd.,Bagerhat-9351 Khulna 5 Bagerhat Morelgonj Bangladesh Krishi Bank Morelgonj, Bagerhat-9320 Khulna 281 Bagerhat Raindabazar Bangladesh Krishi Bank Raindabazar,Sarankhola, Bagerhat-9330 Khulna 263 Bagerhat Rampal Bangladesh Krishi Bank Rampal, Bagerhat-9340 Khulna 211 Bagerhat Doiboghohati Bangladesh Krishi Bank Morelgonj, Bagerhat-9320 Khulna 44 Bagerhat Foltita Bangladesh Krishi Bank Kolkolia, Fakirhat, Bagerhat Khulna 30 Bagerhat Mollahat Bangladesh Krishi Bank Mollahat, Bagerhat-9380 Khulna 243 Bagerhat Sannayashibazar Bangladesh Krishi Bank Morelgonj, Bagerhat-9321 Khulna 1 Bagerhat Town Noapara Bangladesh Krishi Bank Town Noapara, Fakirhat, Bagerhat-9370 Khulna 45 Bandarban Baishari Bangladesh Krishi Bank Baishari, Naikhagchari, Bandarban-4660 Chittagong 81 Bandarban Bandarban Pubali Bank Ltd Bandarban-4600 Chittagong 16 Bandarban Lama Bangladesh Krishi Bank Lama, Bandarban Chittagong 453 Barguna Amtoli Bangladesh Krishi Bank Amtoli, Borguna-8710 Barisal 149 Barguna Barguna Pubali Bank Ltd Barguna-8700 Barisal 9 Barguna Betagi Bangladesh