Name of the Issue: RBL Bank Limited

1 Type of Issue (IPO / FPO) IPO

2 Issue Size (Rs. Cr) 1212.97*

* Bank has made a pre-IPO placement of 25,000,000 Equity Shares to certain investors at Rs. 195 per Equity share Source: Prospectus dated August 24, 2016

3 Grade of issue along with name of the rating agency

Name Not Applicable Grade Not Applicable

4 Subscription Level (Number of times) 69.92

*Notes

1) The above figures are net of cheque returns, after technical rejections and withdrawals and excluding investment by Anchor Investors 2) Amount of subscription includes all bids received within the price band of Rs. 224 to Rs. 225 per Equity Share Source: Basis of allotment

5 QIB Holding (as a % of outstanding capital) as disclosed to stock exchanges

Particulars %age

(i) On Allotment (1) 3.24% (ii) at the end of the 1st Quarter immediately after the listing of the issue (September 30, 2016) * 24.39% (iii) at the end of 1st FY (March 31, 2017) * 21.55% (iv) at the end of 2nd FY (March 31, 2018) * 32.50% (v) at the end of 3rd FY (March 31, 2019) 43.42% Source: (1) Basis of Allotment (excluding pre-issue QIB holding) * Stock exchange filings

6 Financials of the issuer

Standalone (In Rs. Crore) Parameters 1st FY (FY 2017) 2nd FY (FY 2018) 3rd FY (FY 2019) Net Sales/ Income from operations 3713.16 4507.57 6,300.71 Net Profit 446.05 635.09 866.95 Paid-up equity share capital 375.2 419.67 426.71 Reserves excluding revaluation reserves 3959.41 6263.36 71,197.00 (1) Financials not disclosed as reporting for the fiscal year has not been completed

Consolidated (In Rs. Crore) Parameters 1st FY (FY 2017) 2nd FY (FY 2018) 3rd FY (FY 2019) Net Sales/ Income from operations 3713.16 4561.48 6302.08 Net Profit 446.81 631.69 857.83 Paid-up equity share capital 375.2 419.67 426.71 Reserves excluding revaluation reserves 3960.17 6259.95 7107.17 7 Trading Status in the scrip of the issuer

Company's Equity Shares are listed on both the BSE Limited and the National Stock Exchange of India Limited ("NSE").

Particulars Status (i) at the end of 1st FY (FY 2017) Frequently traded (ii) at the end of 2nd FY (FY 2018) Frequently traded (iii) at the end of 3rd FY (FY 2019) Frequently traded

8 Change in Directors of issuer from the disclosures in the offer document

Particulars Name of the Director Appointed / Resigned

During year ended March 31, 2017 Mr. Rajesh Kumar Cessation Appointment as executive Mr. Rajeev Ahuja Director

During year ended March 31, 2018 Mr. Rajesh Kumar Cessation

Mr Girish Godbole Cessation

During year ended March 31, 2019 (1) Mr. Vijay Mahajan Appointed as Additional Director

Appointed as Non-Executive Mr. Prakash Chandra Independent Director Mr Narayan Ramachandran Cessation Completed his tenure of eight Mr. Vimal Bhandari years Mr. Rama Bijapurkar Cessation

9 Status of implementation of project/ commencement of commercial production

The objects of the Fresh Issue were to augment Bank’s Tier-I capital base to meet Bank’s future capital requirements which are expected to arise out of growth in Bank’s assets, primarily Bank’s (i) Details of Estimated Schedule of Implementation of Projects forming part of Objects of the Issue loans/advances and investment portfolio, and to ensure compliance with Basel III and other RBI guidelines..The Bank currently proposes to deploy the Net Proceeds in the Fiscal 2017

(ii) Actual implementation Utilised for Capital augumentation

(iii) Reasons for delay in implementation, if any Not Available*

*Since the fiscal year has not been completed

10 Status of utilization of net proceeds from fresh issue

(i) as disclosed in the offer document (in Rs. crores) 764.25

(ii) Actual utilization 764.25 (iii) Reasons for deviation, if any NA 11 Comments of monitoring agency, if applicable Not Applicable

(a) Comments on use of funds

(b) Comments on deviation, if any, in the use of proceeds of the issue from the objects stated in the offer document

(c) Any other reservations expressed by the monitoring agency about the end use of funds

12 Pricing Data

Issue Price (Rs.) 225 Designated Stock Exchange NSE

As at the end of FY 2017 Close of 30th calendar day Close of 90th calendar day At close of listing day i.e. Price parameters from listing day (Sep 30, 2016) from listing day (Nov 29, August 31, 2016 (1) 2016) (1) High (during the Low (during Closing Price year) the year)

Market Price on Designated Stock Exchange 299.40 291.20 359.65 494.55 501.00 285.90 S&P CNX Nifty 8,786.20 8,611.15 8,142.15 9,173.75 9,173.75 7,546.45 (1) Price information not disclosed as reporting for the fiscal year has not been completed

As at the end of FY 2018 As at the end of FY 2019

Price parameters Low High Low High Closing price Closing price (during the (during the FY) (during the FY) (during the FY) FY)

Market Price on Designated Stock Exchange 937.7 1,393.6 903.4 599.7 1,171.2 512.4 S&P CNX Nifty 10,113.7 11,130.4 9,103.5 11,623.9 11,738.5 10,030.0 Note: Note: High & Low of the closing prices have been considered

13 Basis for Issue Price

As disclosed in the offer At the end of 1st FY (FY At the end of 1st At the end of 1st Accounting ratio document (1) 2017) FY (FY 2018) FY (FY 2019)

Company: RBL Bank Ltd Issuer 9.6 12.59 15.70 20.25 Peer Group : Limited 60.39 78.89 18.46 7.40 EPS (2) Indusind Bank Limited 39.68 48.06 60.19 Not available Limited 18.91 18.57 21.54 37.78 Limited 7.44 8.39 9.18 9.57 DCB Bank Limited 6.86 7.01 8.02 10.53 Industry Average Not available Not available Not available Not available Issuer 23.44 39.28 59.38 29.77 Peer Group Yes Bank Limited 19.59 19.51 16.51 37.28 Indusind Bank Limited 29.14 29.65 29.85 Not available P/E Kotak Mahindra Bank Limited 40.42 46.97 32.70 35.45 City Union Bank Limited 16.85 18.07 18.79 21.58 DCB Bank Limited 14.65 24.29 20.14 8.81 Industry Average 24.13 27.70 23.60 Not available Issuer 9.79% 10.29% 9.50% 11.43% Peer Group Yes Bank Limited 18.38% 15.15% 16.44% 6.36% Indusind Bank Limited 13.20% 14.15% 15.36% Not available RoNW Kotak Mahindra Bank Limited 10.37% 12.83% 12.28% 12.53% City Union Bank Limited 14.57% 14.08% 14.22% 14.11 DCB Bank Limited 11.18% 10.26% 9.60% 11.34% Industry Average 12.92% 12.79% 13.58% Not available Issuer 92.02 122.34 159.24 176.56 Peer Group Yes Bank Limited 327.26 522.12 111.82 116.14 Indusind Bank Limited 291.02 339.71 391.18 Not available NAV per share based on balance sheet Kotak Mahindra Bank Limited 181.86 144.68 264.93 302.71 City Union Bank Limited 51.02 59.58 62.63 65.91 DCB Bank Limited 61.19 68.33 82.96 92.72 Industry Average Not available Not available Not available Not available

Notes: 1) Sourced from the Prospectus dated Aug 24, 2016 (2) Basic EPS as disclosed in the Prospectus dated Aug 24, 2016

14 Any other material information

Information Date

Intimation regarding a Press Release dated September 30, 2016 titled "RBL Bank acquires 9.99% stake in September 30, 2016 Utkarsh Micro Finance Ltd".

Informed the Stock Exchange that it has entered into an agreement with Limited on November 23, 2016 for launching a series of co-branded credit cards in partnership for the Indian market. November 23, 2016 These co-branded credit cards are proposed to be launched in December 2016.

Intimation about press release " RBL Bank opens IFSC Banking Unit ( IBU) at GIFT City" April 06, 2017

Board of Directors approved issue of Debt Securities on Private Placement vide their meeting held on May May 02, 2017 02, 2017 Board of Directors approved proposal to allot 3,26,21,354 equity shares on preferential basis to one or July 07, 2017 more investors at a price of Rs. 515/- per equity share Allotment of 3,26,21,354 equity shares on preferential basis at a price of Rs. 515/- per equity share as August 09, 2017 approved vide the meeting of the Board of Directors held on July 07, 2017

RBL Bank intimates the exchange regarding the Strike on August 22, 2017 August 21, 2017

Appointment of Mr. Bhaskar Niyogi as the Chief Risk Officer (CRO) w.e.f August 22, 2017 August 22, 2017

Intimation regarding a press release dated September 07, 2017, titled "RBL Bank launches a Unique Digital September 08, 2017 Solution for LIC MF Customers ".

Intimated change in the Corporate Identification Number (CIN) to reflect listing status September 28, 2017

October 03, 2017 & October 04, Intimation regarding revision in the ratings by the rating agencies 2017 Completed acquisition of more than 50% of the paid-up equity share capital of Swadhaar Finserve Private November 09, 2017 Limited (Swadhaar) thereby making it a subsidiary of the Bank Acquired additional 2.08% stake in Swadhaar FinServe Private Limited (“Swadhaar”) and thereby November 15, 2017 increased its shareholding in Swadhaar to 60.48% on November 14, 2017. RBL Bank Limited informed the Exchange regarding Credit Rating for the enhanced Certificate of Deposit January 08, 2018 programme of Rs.5,000 crore (enhanced from Rs.4,000 crore) of the Bank. Mr. Deepak Ruiya appointed as Chief Financial Officer (CFO) w.r.t January 25, 2018 in place of Mr. Naresh January 25, 2018 Karia. Intimation regarding fire incident on May 27, 2018 at the National Operations Centre (NOC) located at the May 28, 2018 Techniplex complex in Goregaon, . Intimation regarding notice being served by the United Forum of Bank Unions (UFBU) of strike declaring the members of all the constituent unions of UFBU (AIBEA, AIBOC, NCBE, AIBOA, BEFI, INBEF, INBOC, May 28, 2018 NOBW, NOBO) propose to go on strike on May 30, 2018 and May 31, 2018

Clarification sought by the Stock Exchange with respect to announcement dated 28-May-2018, regarding May 30, 2018 regarding 'Fire at National Operations Centre (NOC) at Techniplex Complex, Goregaon, Mumbai'.

Reply provided to the Stock Exchange w.r.t the clarification sought on May 30, 2018. June 04, 2018

RBL Bank Limited has informed the Exchange regarding allotment of 1714387 Equity Shares under ESOP August 21, 2018

RBL Bank Limited has informed the Exchange regarding allotment of 616439 Equity Shares under ESOP September 06, 2018

This is with reference to some media articles and coverage regarding alleged Service tax and GST noncompliance by RBL Bank Limited ("the Bank"). Company clarified that this is unsubstantiated, malicious September 11, 2018 and completely untrue Mr. Vimal Bhandari (DIN 00001318), Non-Executive Independent Director of the Bank, had completed his tenure of eight years as prescribed under the Banking Regulation Act, 1949 on September 13, 2018 and September 14, 2018 therefore had ceased to be the Director of the Bank. RBL Bank appoints Ramnath Krishnan as Chief Risk Officer September 29, 2018

RBL Bank Limited has informed the Exchange regarding allotment of 198130 Equity Shares under ESOP October 01, 2018

RBL Bank Limited has informed the Exchange regarding allotment of 779541 Equity Shares under ESOP October 23, 2018

Vikas Muttoo appointed as CEO of Swadhaar Finserve Private Limited, wholly-owned subsidiary of the November 01, 2018 Bank.

RBL Bank Limited has informed the Exchange regarding allotment of 32415 Equity Shares under ESOP November 06, 2018

RBL Bank Limited has informed the Exchange regarding allotment of 125251 Equity Shares under ESOP December 05, 2018

United Forum of Bank Unions (U.F.B.U.) had served the notice of strike declaring the members of all the constituent unions of UFBU (AlBEA,AIBOC, NCBE, AIBOA, BEFI, INBEF, INBOC, NOBW, NOBO) propose to go on strike from o6.oo a.m on December 26, 2018 to o6.oo a.m. on December 27, 2018 for the demands stated therein. Ratnakar Bank Officers' Organisation and Ratnakar Bank Employee Union of our Bank are affiliated to the AI BOA and AlBEA, respectively. The employees of the Bank associated with the December 20, 2018 aforesaid Unions may participate in the strike. The subject strike is for the issues at the industry level and is nowhere related at Bank level issues. The Bank will take all necessary steps for smooth functioning of the Bank's Branches/ Offices on the days of strike. However, it is likely that some of branches would also be impacted by strike, in case it rnateria!ises.

Mr. Pankaj Sharma has been appointed as Chief Operations Officer (COO) of the Bank. January 02, 2019

All India Bank Employees Association (AlBEA) & Bank Employees Federation of India (BEFI) had served the notice of strike declaring the members of two organisations propose to go on strike on January 8, 2019 and January 9, 2019 for the demands stated therein. Ratnakar Bank Officers' Organisation and Ratnakar Bank Employee Union of our Bank are affiliated to the AIBOA and AlBEA, respectively. The employees of January 04, 2019 the Bank associated with the aforesaid Unions may participate in the strike. The subject strike is for the issues at the industry level and is nowhere related at Bank level issues. The Bank will take all necessary steps for smooth functioning of the Bank's Branches/ Offices on the days of strike. However, it is likely that some of branches would also be impacted by strike, in case it materialises. Bank has allotted 169684 equity shares of face valueRs. 10 each on January 7, 2019 under the ESOP January 07, 2019 Schemes of the Bank

Bank has allotted 232,491 equity shares of face valueRs. 10 each on January 28, 2019 under the ESOP January 29, 2019 Schemes of the Bank.

Bank has allotted 232,364 equity shares of face valueRs. 10 each on March 5, 2019 under the ESOP March 05, 2019 Schemes of the Bank

Bank has allotted 243,452 equity shares of face valueRs. 10 each on March 15, 2019 under the ESOP March 16, 2019 Schemes of the Bank.

Bank has allotted 396,846 equity shares of face value Rs. 10 each on March 27, 2019 under the ESOP March 27, 2019 Schemes of the Bank. For further details, please visit the website of the stock exchanges

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