North America at a Glance

BNP has had a presence in North America since the late 1800s, and the region is a key hub for the ’s global network of 75 countries and nearly 185,000 employees.

North America Activities

15,000 employees across the Group in the U.S. and Canada

Corporate & Investment Solutions 3,500 employees in Corporate & Investment Banking 12,000 employees in Retail Banking 400 employees in Investment Solutions

BNP Paribas offers its clients a comprehensive range of banking and investment advisory services through three main business lines: ƒƒ Corporate & Investment Banking provides financing, advisory and capital markets services to corporates, investors and institutional clients. The Bank’s services are provided via four core business lines: Fixed Income, Global Equities and Commodity Derivatives, Corporate Finance and Corporate Banking. Clients are at the core of all of BNP Paribas’ services, and through developing and managing long-term relationships, the Client Coverage and Investor Relationship Management (IRM) teams focus on enabling bankers to provide streamlined services to clients while advising them on a product-neutral basis. ƒƒ Retail Banking in the US includes both branch networks and a range of other specialized . BancWest Corp., a wholly owned subsidiary of BNP Paribas, is the holding company for and , which serve nearly 3.5 million household and business accounts. ƒƒ Investment Solutions provides the complete portfolio of integrated investment services available from BNP Paribas for private and institutional investors, including , Securities Services and Real Estate Services through Transwestern.

Calgary Awards North America Locations • No. 1 Credit Products Globally, Risk l Montrea Institutional Investor Rankings 2014 Toronto • No. 1 Ranking among Global Prime Boston Brokers Three Years Running: Global Custodian Survey 2012-2014 Chicago King of Prussia City/ San Francisco Jersey City • Base Metals House of the Year and Oil & McLean Products House of the Year 2014, Energy BancWest HQ-SF Risk Magazine • Best Broker-Dealer - Client Service, Wall Street Letter Institutional Trading Awards Hawaii 2013-2014 Dallas • Best Flow House for Western Europe,

Houston 2014 Euromoney Awards Retail Banking Coverage for Excellence • Best Bank for and in Europe, 2014, Treasury Management International

September 2014 A Responsible Bank

BNP Paribas is committed to being a responsible bank, and places Corporate & Social Responsibility at the heart of its corporate strategy, culture and values. The Bank’s North America CSR program carries a strong focus on business ethics, diversity, product innovation to finance a sustainable economy, environmental awareness, climate change research, pro bono services and philanthropy. The Bank conducts a robust volunteer program through long-standing relationships with local community groups, and also partners with schools and organizations to offer financial education and grants to students. In 2013, BNP Paribas North America committed $1 million to Superstorm Sandy relief efforts and provided employee volunteer opportunities in New York City and surrounding areas. In this regard, it was named “2013 Corporate Partner of the Year” by Jersey Cares. As a group in 2013, the Bank made approximately $8 million in philanthropic contributions in the U.S. Partners include:

Committed to Tennis and the Arts

BNP Paribas is the leading partner of tennis worldwide. The Bank’s sponsorship in the US includes the BNP Paribas Open in Indian Wells, California, the largest and most well-attended tennis tournament in the world outside of the Grand Slam events, and the BNP Paribas Showdown, an annual exhibition tournament held at Madison Square Garden in New York City that features some of tennis’ top stars. The Bank combines its passion for the game with its commitment to Corporate and Social Responsibility by financing educational and social events linked to tennis. BNP Paribas is also an active supporter of the arts and cultural institutions. Our corporate partnerships and sponsorships include MoMA, New Museum, Museum of Arts and Design (MAD), and Films on the Green Festival in New York, as well as the Liberty Science Center in New Jersey and the Museum of Fine Arts.

About the BNP Paribas Group

Whether in North America, Europe or across the globe, BNP Paribas is committed to providing clients with the banking solutions they need to achieve their goals. BNP Paribas ranks highly in its three Group Facts & Figures core activities: Retail Banking, Investment Solutions and Corporate eur 38.8 eur 4.8 10% & Investment Banking. In Europe, the Group has four domestic BILLION BILLION CORE TIER markets (, , and ) and BNP Paribas Revenue net income 1 RATIO Personal Finance is a leader in consumer finance. BNP Paribas is also for 2013 attributable to as of share holders 6/30/14 developing its integrated banking model across Mediterranean basin for 2013 countries, in , in Eastern Europe and through a large network in the western United States. Its Corporate & Investment Banking and Ratings Investment Solutions activities are among the leaders in Europe and boast a strong presence in the Americas, as well as a solid and fast- A+ A1 A+

growing business in Asia-Pacific. Standard & Poor’s Moody’s Fitch Last Review Last Review Last Review July 3, 2014 July 1, 2014 July 17, 2014

787 Seventh Avenue • New York, NY 10019-6016 • (212) 841-2000 • usa.bnpparibas.com

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