Keep ’em guessing AT Th e Titans are displaying the balance needed to win in the NFL with SUNDAY, SEPTEMBER 27, NOON TITANS AT MINNESOTA Henry runs and Tannehill passes. U.S. BANK STADIUM P17 MINNEAPOLIS, MN TV: WTVF RADIO: 104.5 THE ZONE September 25-October 1, 2020 Vol. 46 | Issue 39 NASHVILLE EDITION www.TNLedger.com The power of information. LedgerDAVIDSON • WILLIAMSON • RUTHERFORD • CHEATHAM WILSON SUMNER• ROBERTSON • MAURY • DICKSON • MONTGOMERY FORMERLY WESTVIEW SINCE 1978 Why not Vandy in an upside-down year? Well, there are plenty of reasons, but crazier things keep happening Story by Tom Wood begins on page 2 Photo courtesy of Vanderbilt Athletics Ken Seals, one of Vandy’s two true freshman quarterbacks ern Express, Inc, UT FOOTBALL Hampshire Insurance Company, Western Express, Inc, Def Atty(s): John W Barringer, 08/30/2010, 10C3341 October 8 - 14, 2010 Patricia McClarren vs Star Insurance Company, Westwood Church Of Christ, Law & GovernmentPltf(s): James T Collins, Def(s): Star Insurance Company, Westwood Church Of Christ, Def A less-orange PublicAtty(s): David John Deming, 08/30/2010, 10C3343 Pltf(s): James A Richard Dicaire vs Cbs Personnel Holdings Inc, Cbs Personnel Services LLC, Kilgore Group Inc Collectively Staffmark, Staffmark Investment LLC, Records Pltf Atty(s): n/a, Def(s): Cbs Personnel Holdings Inc, Cbs Personnel Rocky Top 08/26/2010, 10C3303 Services LLC, Kilgore Group Inc Collectively Staffmark, Staffmark James T Collins vs Rogers Group Inc, Investment LLC, Def Atty(s): Stephen B Morton, 08/26/2010, Pltf Atty(s): n/a, Def(s): Rogers Group Inc, Def Atty(s): Heather E Hardt, 08/26/2010,inside 10C3308 & online James A Wells vs Jenco Construction Inc, Fewer fans and less Wells, Pltf Atty(s): n/a, Def(s): JencoTNLedger.com Construction Inc,Pltf(s): Def Atty(s): Judy R Lawson, Jennifer S White, 08/25/2010, 10C3282 Jessica Grimwood vs Intrepid USA Healthcare Services, pageantry are sacrifi ces the RealtyPltf(s): JessicaCheck Grimwood, ....................................... Pltf Atty(s): n/a, Def(s): Intrepid USA 3 Vols are willing to make to CommunityHealthcare Services, Calendar Def Atty(s): Clifford .......................... Wilson, 08/27/2010, 4 NewsmakersJudy R Lawson vs Nursing ..................................... & Oneida, 6 Pltf Atty(s): David Harold Dunaway, Def(s): Nursing & Oneida, Def Public Records .............................. 8-14 get onto the fi eld this fall. Jordan Sanders vs Dillons Welding Inc and Employers, P22 Public NoticesPltf(s): Jordan Sanders,and Pltf Atty(s): Donald D Zuccarello, Def(s): Foreclosures .........................15, 23-33 Marketplace .................................... 35 Page 2 www.TNLedger.com SEPTEMBER 25-OCTOBER 1, 2020 Photos courtesy of Vanderbilt Athletics Vanderbilt will need a huge year from senior linebacker Dayo Odeyingbo, a preseason second team All-Southeastern Conference selection. VU JUMPS INTO ODD 2020 SEASON Not much success expected against an all-SEC schedule By Tom Wood challenge of a conference-only schedule and enter the 2020 season with a chip on their shoulders. In a year that has seen everybody’s world turned upside “At Vanderbilt you sort of always come out with a chip down, what other surprises does 2020 have in store? on your – our – shoulder. We always sort of feel like we’re How about a Southeastern Conference football … not really given enough credit for anything we do,” championship run for Vanderbilt? Johnson explains. Before you laugh, consider all that’s happened in “We feel like we have a chance to come in with an all- this year of the deadly global pandemic. Every aspect SEC schedule and prove we belong here and that we are of life has been deeply aff ected. Implausible? Check. one of the better teams in the SEC and that last year was Incomprehensible? Check. Reality? Check. not an indictment on sort of who we are. So I think that So why not one more topsy-turvy 2020 sports shocker? personally everybody has a chip on their shoulder going While Vanderbilt winning its fi rst SEC championship into every season, just sort of to prove who we are and what has long odds and is extremely unlikely, don’t tell that Wide receiver Cam Johnson started the final nine games and we’re about. And this year is no exception.” to the Commodores, who kick off this very strange, had three touchdowns as a redshirt freshman in 2019. Coronavirus-shortened season on the road Saturday against Low expectations No. 10 Texas A&M at 6:30 p.m. Because of health crisis concerns, the SEC reduced this Th e Commodores, coming off a 3-9 season –1-7 in “It’s been a crazy 2020 for every single person out there. season from 12 games to 10, all against SEC competition. the SEC – are once again a last-place choice (along with Whether you play sports, write articles or (do) interviews, Th at means the Commodores will face six AP Top 25 Arkansas) in most SEC East preseason media polls. it’s been an unprecedented year,” says Vandy senior teams this fall. Notably, SI.com and several CBS Sports prognosticators linebacker Andre Mintze, a third-team preseason All- SEC Following the trip to Texas A&M, the Commodores forecast an 0-10 record for Vanderbilt in the SEC’s revised selection. host defending national champion and No. 6 LSU on schedule. “I don’t want to talk about having pregame jitters but Oct. 3, then South Carolina, Missouri, Ole Miss and “You can’t worry about what’s on the outside,’’ says I’m just excited to play the game that we all love. (Th e Mississippi State before closing out the season against No. coach Derek Mason, who is 27-47 overall and 0-2 in bowl anticipation is) kind of like Christmas but it’s a little more 24 Kentucky, No. 5 Florida (Nov. 21), No. 16 Tennessee appearances as he enters his seventh season at the helm of physical. So yeah, very excited. I’m looking forward to it and No. 4 Georgia. the Commodores. and I’m – I don’t know – I’m ready, to say the least. I’m VU wide receiver Cam Johnson, a junior from “You’ve got to focus on what’s on the inside. And Brentwood Academy, says he and teammates relish the just ready.” VANDY >> PAGE 16 SEPTEMBER 25-OCTOBER 1, 2020 www.TNLedger.com Page 3 Half million here, half million there Get expert help Is our problem the tax rate Fear of bankruptcy or undervaluing property? can be worse than Since taxes seem to be involved in most real actually filing estate conversations, let’s talk tax. Th e mystery isn’t why so many Th is being a real people fi le for bankruptcy each year. estate column, it would It’s why more people don’t. RICHARD be more appropriate to Each year, only a fraction of COURTNEY the Americans who could benefi t REALTY discuss property tax than CHECK sales tax or income tax, fi nancially from bankruptcy actually LIZ seek relief. Economists say some although the state income 200 Hillwood Boulevard WESTON tax of other states and the PERSONAL don’t fi le because collectors aren’t absence of an individual income tax is helping One of the favorite ploys of many Ledger FINANCE aggressively pursuing them, while to drive the local property tax skyward in homebuyers is to off er the tax appraisal of the others may strategically delay fi ling Nashville. house. “If that’s all the city thinks it’s worth, The power of because bankruptcy could benefi t them Last week, former Mayor Bill Purcell spoke that’s all I am willing to pay for it,” they argue. information. more down the road. via Zoom to a group of real estate agents. At Th ose people are often referred to as renters. Many bankruptcy attorneys have a much simpler the moderator’s request, his presentation was If they owned homes, they would not accept Published weekly by explanation: Fear, a lack of information and misplaced Westview Newspaper, LLC “Bill Purcell Explains Everything,” and he the Metro tax appraisals a sales price for their optimism keep people from getting a fresh start. home. did. He is of the opinion that the fi nancial 222 Second Ave. N. Suite 101 Temporary pause diffi culties experienced by Nashville have been Cathy Cato Renken, a brilliant, well- Nashville, TN 37201 respected Realtor, co-listed the home at (615) 254-5522 About 14% of U.S. households – or roughly 17 million resolved and, even with the tax hike, Nashville FAX: (615) 254-5525 200 Hillwood Boulevard with her broker, – owe more than they own, according to Federal Reserve will have among the lowest tax rates of any Monday-Friday 9 a.m.-5 p.m real estate legend Rick French. Her fi rm’s Bank of New York estimates. Many of these households major city in the country. could benefi t from having their debts wiped out, but fewer He added Tennessee is one of the lowest- name French King Fine Properties described President & Chairman Peter Schutt than 1% of U.S. households actually fi le for bankruptcy taxed states in the U.S. Renken’s career, as her listings are always fi ne homes. Publisher & CEO each year. Besides the rate itself being low, appraisals Eric Barnes Last year, there were 752,160 personal bankruptcy fi lings. of properties by the city have always been She described the house as an “exciting Associate Publisher expansion and renovation with International & Executive Editor Researchers refer to this gap as “missing bankruptcies” – the low, for the most part. If, for some reason, Lyle Graves fi lings that could be happening, but aren’t.