venmo app won't download android Venmo Not Working? and Problems. For those of you who don’t know, Venmo is a mobile payment service which is owned by PayPal. Venmo allows it’s users to transfer funds to others via a mobile phone app that can be downloaded through the App Store on iOS and also on Google Play for Android owners. However, both sender and receiver have to live within the U.S. If their service suddenly crashes, it’s going to cause problems for millions of customers, leaving a massive impact on their day, especially if they’re in need of lending or receiving some money. Do you have Venmo App Problems on Friday August 13, 2021? If you’re experiencing any issues when using the app, then feel free to leave a comment in the section below and the Product Reviews community will be sure to keep you up-to-date with everything that’s going on. Cash App vs Venmo: Which Is the Better Mobile Payment App? Contactless payments are slowly becoming the way to go when it comes to everyday transactions. They’re much more convenient and fast, and they let you send and receive money with just a few taps. Cash App and Venmo are two of the best money transfer apps that are paving the way for the wider use of contactless payment. They may seem similar at first, but each app has its own set of pros and cons. If you’re thinking of switching to either of these apps, you’ve come to the right place. Find out which of the two is the better mobile payment app in this Cash App vs Venmo breakdown. Inside This Article. Cash App vs Venmo: A Quick Comparison. Features Cash App Venmo Compatibility Android, iOS, and web browser Android, iOS, and web browser Payment Methods Bank account, debit card, credit card, Google Pay, and Apple Pay Bank account, debit card, and credit card Ways of Receiving Bank account, mobile wallet, ATM, debit card Bank account, mobile wallet, ATM, debit card Transfer Fee Free for standard transfers, 1.5% for instant transfers, 3% for transfers via credit card Free for standard transfers, 1.5% for instant transfers, 3% for transfers via credit card Withdrawal/Transfer Speed 1-3 business days for standard transfers, at most 30 minutes for instant transfers 1-3 business days for standard transfers, at most 30 minutes for instant transfers International Payment Yes, but only between the US and the UK No Next Step Go to site Go to site. Cash App vs Venmo: Payment Methods. Cash App has an advantage over Venmo when it comes to payment methods. Besides being able to pay through your bank account, credit card, and debit card, you can also make payments using Google Pay and Apple Pay. With Venmo, on the other hand, you can only choose between three payment methods: your bank account, debit card, or credit card. However, Venmo makes up for this by letting you link two bank accounts and two cards to your account. By contrast, Cash App only lets you link one bank account and one card to your Cash App account. Both apps also let you pay via Bluetooth low energy (or Bluetooth LE), a feature they both call Nearby Payments. With this feature, you’ll be able to see other nearby Cash App or Venmo users on your app when you have your phone’s Bluetooth on. Simply tap on someone’s name or icon, and send them the amount they need. That way, you don’t need to have someone’s contact information before you can pay them, which makes paying friends or colleagues much quicker and easier. Ways of Receiving. In terms of ways of receiving money, Cash App and Venmo are on the same playing field. Cash App lets you receive funds via bank account, mobile wallet, ATM, and debit card. Venmo offers the same options. Both apps also make it easy for you to request a payment. Cash App’s payment request system is more straightforward. All you have to do is go to the Cash tab (the money icon at the bottom), type in the amount, contact information, and reason for the request, then confirm. Once the person you’re requesting from accepts the request, you’ll see the amount on your balance. Sometimes, though, you’ll have to accept the payment before it shows up on your account. Venmo’s payment request system is pretty much the same, but with a couple of added features. When you request money on Venmo, you can send stickers and emojis when you type in what the request is for. You also have the option of making the transaction public, private, or visible to friends. If you choose to make the transaction public or visible to friends, it shows up on your feed once the person has approved the request. Unlike Cash App, though, you don’t have to approve a payment — it will be added to your balance right away. Cash App vs Venmo: Bank Transfer Fees and Hidden Costs. Both Cash App and Venmo don’t charge for basic transactions. These include paying with your Cash App or Venmo debit card, sending money from your bank account or debit card, and transferring funds to your bank account using the standard process, which takes around one to three business days for both mobile payment apps. The fees come in when you make an instant transfer, which takes at most 30 minutes to process. For Cash App, there’s a 1.5% fee for instant transfers, with a minimum fee of $0.25. Venmo’s fee for instant transfers is supposedly lower at 1%, with a minimum of $0.25 and a maximum of $10. However, as of August 2021, they started charging the same as Cash App for instant transfers. The minimum fee is still the same, but the maximum fee is now $15. Both Cash App and Venmo also charge you a 3% fee when you send money using a credit card that’s linked to these apps. That’s pretty much the standard across all mobile payment apps. In addition, you’ll need to pay extra when you withdraw money from an ATM using your Cash App Cash Card or Venmo Mastercard. Cash App charges an additional $2 for every ATM withdrawal. On the other hand, Venmo charges $2.50 when you withdraw from a non-MoneyPass ATM. If you make a withdrawal at a MoneyPass ATM, though, you can avoid the fees altogether. Cash App vs Venmo: Transfer Limit. With both Cash App and Venmo, there are two tiers for transfer limits: one for unverified users and the other for verified users. Below, we take an in-depth look at how much you can send and receive using each app. Cash App. The great thing about Cash App is that you don’t need to set up an account to be able to use it. However, the catch is that there’s a limit to how much you can send and receive. If you’re an unverified user, you can only send up to $250 within any seven-day period and receive a maximum of $1,000 every 30 days. If you want to send a higher amount per week and receive a higher amount per month, you’ll have to verify your identity with Cash App. The verification process can take up to 48 hours, but the requirements are pretty basic. You only need to provide your full name, birth date, and the last four numbers of your National ID number (or SSN). Of course, you have to be at least 18 years old. Once verified, you can then send a maximum of $7,500 every seven days, and your receiving limit is automatically lifted. Venmo. Venmo has the advantage of having higher transfer limits. That said, unlike Cash App, you won’t be able to pay with your Venmo balance using an unverified account; you can only receive money, transfer funds to a bank account, and make payments using a linked bank account, debit card, or credit card. Verifying your account increases your sending and receiving limits and allows you to pay using your Venmo balance. To do so, you’ll need to provide your name, business or personal address, birth date, and SSN or ITIN. Unlike with Cash App, verifying your identity with Venmo only takes a few minutes. Plus, its sending limit is significantly much higher. With a verified account, you can send a maximum of $19,999.99 every seven days. Take note, though, that the largest amount you can send per transfer is $2,999.99. Similar to Cash App, there’s no receiving limit for verified Venmo users. Cash App vs Venmo: International Payment. Neither Cash App nor Venmo is the best option when it comes to making international payments. However, if you really have to choose between the two, Cash App is your option just because Venmo doesn’t have the international payment option in the first place. With Cash App, you can transfer money from the US to the UK and vice versa, but that’s as international as the service gets. Sending and requesting international payments through Cash App is completely free. However, the amount you end up sending will depend on the current mid-market exchange rate. Don’t worry, though, since Cash App will show you the USD to GBP exchange rate before you confirm your payment. Cash App vs Venmo: Safety and Security Features.