INDEX Abbreviation 1 Nagaland at a glance 2 Distribution of population, Sex Ratio, Literacy Rate 3 Level of Deposits & Advances during the last 5 years 3 Banking Profile of Nagaland 4 Details of Branch/ATM Network 5-6 Agenda 7-15 Minutes of last SLBC meeting 16-25 Minutes of Sub-Committees Meetings 26-38 Bank Wise Business and Credit Deposit Ratio of Nagaland 39 Segregation of Advances of Nagaland 40 District/Bank wise CD Ratio 41,116-126 Bank Wise, District Wise Priority Sector Advances 42-43 Details of Agriculture Loan 44-46 Details of Crop/KCC Loan 47-54 Details of MSME Loans 55-56 Details of Other Priority Sector (Services)Loans 57-58 Performance under ACP (2018-19) 59-62,127-137 Bank/District wise Annual Credit Plan 2019-20 63-69 Bank wise performance of MSME 70 Performance under MUDRA & Stand Up India 71-73 Bank wise performance of Education Loan 74 Bank wise, District Wise performance of Housing Loan 75-79 MIS Report on Education, Housing & Others 80 MIS Report on MSME 81-82 Financing under SHG & JLGS 83-84 Bank/District wise NRLM Report 85-89 PMEGP Performance Report (e-portal) 90-101 Bank/District wise PMAY Report 102-103 Bank/District wise Bakijai Report 104-105 Bank /District wise Minority & other sensitive sector Report 106-108,115 Lending under Tea Sector 109 Progress under Financial Inclusion & Social Security Schemes 110-112 Details of Special Schemes 113 Performance under Transport Operator Scheme 114 IPPB Access Points 138-145 Achievement under NULM 146 Financial Literacy Camps conducted during the CFY 147-161 Feasibility Report of BSNL for Unbanked Blocks 162 Banking coverage allotment of Villages <2000 163 SLBC BACKGROUND PAPER ABBREVIATION USED IN THE BOOKLET Sl. No. ABBVT EXPANSION 1. ALB Allahabad Bank 2. Axis Axis Bank 3. Bandhan Bandhan Bank 4. BOB Bank of Baroda 5. BOI Bank of India 6. BOM Bank of Maharasthra 7. CAN Canara Bank 8. CBI Central Bank of India 9. CORP Corporation Bank 10. DENA DENA BANK 11. FED Federal Bank 12. HDFC HDFC Bank 13. ICICI ICICI Bank 14. IDBI IDBI Bank 15. IND Indian Bank 16. INDUS INDUSIND Bank 17. IOB Indian Overseas Bank 18. PNB Punjab National Bank 19. PSB Punjab & Sind Bank 20. SBI State Bank of India 21. SIB South Indian Bank 22. SYN Syndicate Bank 23. UBI United Bank of India 24. UCO United Commercial Bank 25. UNI Union Bank of India 26. VJB Vijaya Bank 27. YES YES Bank 28. NRB Nagaland Rural Bank 29. NSCB Nagaland State Co-Operative Bank 30. IPPB Indian Postal Payment Bank Ltd. 1 Nagaland at a glance STATE OF NAGALAND 1. Location : Approximately lies between 25°6’ and 27°4’ latitude North of Equator and between the longitudinal lines 93°20’E and°15’E. 2. Area : 6579 sq. km. 3. Captial : Kohima (1444.12 mts. above sea level) 4. Official Language : English 5. Tribes : Angami, Ao, Chakhesang, Chang, Khiamniungan, Kuki, Konyak, Lotha, Phom, Pochury, Rengma, Sümi, Sangtam, Yimchungru, Zeliange. 6. Population : 1978502 (2011 Census) 7. Density : 199 per sq.km. 8. Sex Ratio : 931 9. Literacy Rate : 79.55 10. No. of District : 11 11. No. of RD Blocks : 74 12. No. of Bank : 29 13. No. of Bank Branches : 179 14. No. of SSA allocated : 211 15. No. of Villages allotted : 1382 16. No. of Households : 288461 17. No. of Urban Ward allotted : 212 18. No. of Households in allocated wards : 104279 2 Distribution of population, Sex Ratio, Density, Literacy Rate (Source: Census 2011) Sl. No. District Population Sex Ratio (per Densi- Literacy Rate 1000 male) ty (per Sq.Km.) 1. Dimapur 378811 919 410 84.79 2. Kohima 267988 928 213 85.23 3. Mon 250260 899 140 56.99 4. Tuensang 196596 929 90 73.08 5. Mokokchung 194622 925 120 91.62 6. Wokha 166343 968 102 87.69 7. Phek 163418 951 81 78.05 8. Zunheboto 140757 976 112 85.26 9. Peren 95219 915 55 77.95 10. Kiphire 74004 956 66 69.54 11. Longleng 50484 905 89 72.17 NAGALAND 1978502 931 119 79.55 Level of Deposit & Advances during the last 5 Years (Rs in Cr) Nagaland State As On Deposit Advances CD Ratio 31.03.2015 8166.39 2471.39 30.26 31.03.2016 8160.02 2967.46 36.37 31.03.2017 9838.2 3513.18 35.71 30.06.2017 9876.53 3632.54 36.78 30.09.2017 9760.6 3757.97 38.5 31.12.2017 10060.34 4090.36 40.66 31.03.2018 110821.48 4060.00 37.52 31.12.2018 10994.36 4421.95 40.22 31.03.2019 11928.72 5058.69 42.40 3 Details of Banking Profile of Nagaland in the FY 2018-2019 as on date 31/03/2019 (Rs in lakhs) Co-op NEDFI/ Profile Public Bank Private Bank RRBs Total Banks RIDF Branch Network 121 51 10 22 3 207 Aggregate Deposit(D) 877861.11 226471.66 10092.78 78446.76 0 1192872.31 Aggregate Advances(A) 378871.53 60921.12 2969.63 50405.84 0 493168.12 C:D Ratio (CDR2) 43.16 26.9 29.42 64.25 41.34 Priority Sector Advances 85798.07 19077.98 1275.29 4363.67 0 110515.01 % to Total Advances 22.65 31.32 42.94 8.66 0 22.41 Adv. to Agriculture 23832.79 2442.29 288.06 4138.13 0 30701.27 % to Total Advances 6.29 1.08 9.7 8.21 0 6.23 Adv. to SSI Sector 36302.04 14982.42 652.1 225.54 0 52162.1 % to Total Advances 9.58 24.59 21.96 0.45 0 10.58 Adv. to Services Sector 25663.24 1653.27 335.13 0 0 27651.64 % to Total Advances 6.77 2.71 11.29 0 0 5.61 Recovery % of Priority 16 81 87 53 0 25 Sector Advances Overdues % of Priority 84 19 13 47 0 75 Sector Advances Details of Banking Profile of Nagaland in the Last Quarter (Rs In Lakhs) NEDFi & Co-op RIDF & Profile Public Bank Private Bank RRBs Total Banks MIDC & SIDBI Branch Network 121 39 10 23 0 193 Aggregate Deposit(D) 799494.98 216367.02 9341.15 74233.49 0 1099436.64 Aggregate Advances(A) 335365.86 58250.93 2686.31 101041.48 0 497344.58 C:D Ratio(CDR2) 41.37 26.92 28.76 68.06 0 40.22 Priority Sector Advances 88350.34 19531.26 2677 0 0 110558.6 % to Total Advances 26.34 33.53 99.65 0 0 22.23 Adv. to Agriculture 27605.9 2314.33 259.5 0 0 30179.73 % to Total Advances 8.23 1.07 9.66 0 0 6.07 Adv. to SSI Sector 39456.22 15426.61 611.68 0 0 55494.51 % to Total Advances 11.77 26.48 22.77 0 0 11.16 Adv. to Services Sector 21288.22 1790.32 1805.82 0 0 24884.36 % to Total Advances 6.35 3.07 67.22 0 0 5 Recovery % of Priority 11 87 89 0 0 22 Sector Advances Overdues % of Priority 89 13 11 0 0 78 Sector Advances 4 Details of Branch Network in Nagaland in FY 2018-2019 as on date 31/03/2019 ATM No Semi Total ATM No ATM No Total (ATM Sl No Bank Name Rural Urban BC Semi Urban (R+SU+U) Rural Urban No) Urban 1 ALB 3 2 1 6 0 0 2 0 2 2 BOB 1 3 1 5 1 1 6 4 11 3 BOI 0 1 1 2 1 0 1 1 2 4 BOM 0 0 1 1 0 0 0 1 1 5 CAN 0 2 1 3 2 0 2 1 3 6 CBI 3 4 0 7 1 2 5 0 7 7 DEN 0 0 1 1 0 0 0 0 0 8 IDBI 1 2 1 4 2 1 5 1 7 9 IND 0 1 0 1 0 0 0 0 0 10 IOB 0 1 0 1 0 0 0 0 0 11 PNB 0 1 0 1 0 0 1 0 1 12 PSB 0 1 1 2 0 0 1 1 2 13 SBI 39 22 7 68 95 121 90 3 214 14 SYN 0 1 0 1 1 0 1 0 1 15 UBI 0 3 0 3 0 0 3 0 3 16 UCO 0 4 2 6 0 0 4 2 6 17 UNI 0 0 1 1 1 0 0 1 1 18 VJB 2 4 0 6 1 2 5 2 9 19 CB 0 1 0 1 0 0 1 0 1 Public Total 49 53 18 120 105 127 127 17 271 1 HDFC 0 4 1 5 3 0 4 1 5 2 FED 0 2 0 2 0 0 1 0 1 3 ICICI 1 5 1 7 0 1 5 1 7 4 INDUS 0 1 1 2 0 0 1 1 2 5 AXIS 0 7 3 10 7 1 12 1 14 6 YES 0 1 0 1 0 0 1 0 1 7 SIB 0 0 1 1 0 1 0 1 2 8 BANDHAN 0 2 0 2 0 0 1 1 2 9 IPPB 0 6 3 9 121 0 0 2 2 Private Total 1 28 10 39 131 3 25 8 36 1 NRB 6 4 0 10 0 0 0 0 0 RRB Total 6 4 0 10 0 0 0 0 0 1 NSCB 7 14 0 21 0 5 13 0 18 AACB Total 7 14 0 21 0 5 13 0 18 Grand Total 63 99 28 190 236 135 165 25 325 Note: IOB,INDUS,PNB,SYN,UBI,VJY,CB,AXIS,FED,YES and NSCB to confirm the categorization of the population of the centre.