UNITED STATES VIRGIN ISLANDS DISASTER RECOVERY ACTION PLAN Version 3.0 Prepared by: Virgin Islands Housing Finance Authority Governor Albert Bryan Jr. Effective: To be determined Public Comment Period: September 3 – October 3, 2020 Submitted to HUD: October ____, 2020 Modified Version: _______________, 2020 Approved by HUD: __________________, 2020 For CDBG-DR Funds under the Supplemental Appropriations for Disaster Relief Requirements Act 2017, Bipartisan Budget Act 2018 and Supplemental Appropriations Act of 2019 (Public Law 115-56, Public Law 115-123 and Public Law 116-20) U.S. Virgin Islands’ CDBG-DR Action Plan 2 | P a g e TABLE OF CONTENTS 1. ACRONYMS AND AGENCIES .................................................................................................... 7 2. EXECUTIVE SUMMARY ......................................................................................................... 10 3. INTRODUCTION.................................................................................................................... 36 4. IMPACT AND UNMET NEEDS ASSESSMENT ........................................................................... 46 4.1 BACKGROUND ........................................................................................................................ 46 4.2 SUMMARY OF IMPACT AND UNMET NEEDS ......................................................................... 48 4.3 DEMOGRAPHIC PROFILE OF MOST IMPACTED AND DISTRESSED AREAS.............................. 50 4.3.1 Alternative Method of Determining Low- and Moderate-Income in the U.S. Virgin Islands for the CDBG-DR and CDBG-MIT Grants ........................................................................... 55 4.3.2 Characterization of Populations with Unmet Needs ...................................................... 66 4.3.3 Impact on Homeowners ................................................................................................. 66 4.3.4 Impact on Rental Stock ................................................................................................... 68 4.3.5 Impact on Public Housing ............................................................................................... 71 4.3.6 Analysis of Unmet Housing Need ................................................................................... 73 4.3.6.1 Methodology for Calculating Total Need ................................................................ 73 4.3.7 Funding ........................................................................................................................... 76 4.3.8 Unmet Need ................................................................................................................... 79 4.4 IMPACTS ON VULNERABLE POPULATIONS ............................................................................ 81 4.4.1 Impact on Seniors ........................................................................................................... 81 4.4.2 Special Need ................................................................................................................... 82 4.4.3 Homelessness ................................................................................................................. 82 4.4.4 Public Facilities ............................................................................................................... 83 4.5 UNMET INFRASTRUCTURE NEEDS ......................................................................................... 83 4.5.1 Energy ............................................................................................................................. 91 4.5.2 Roads .............................................................................................................................. 95 4.5.3 Educational Facilities ...................................................................................................... 97 4.5.4 Healthcare Facilities ....................................................................................................... 99 4.5.5 Government Facilities ................................................................................................... 100 4.5.6 Waste and Wastewater ................................................................................................ 101 4.5.6.1 Waste .................................................................................................................... 101 U.S. Virgin Islands’ CDBG-DR Action Plan 3 | P a g e 4.5.6.2 Wastewater ........................................................................................................... 102 4.5.7 Telecommunications .................................................................................................... 103 4.5.8 Ports and Airports ......................................................................................................... 105 4.5.9 Water ............................................................................................................................ 106 4.6 UNMET ECONOMIC NEEDS .................................................................................................. 108 4.6.1 Lost Wages .................................................................................................................... 116 4.6.2 Lost Government Revenues ......................................................................................... 118 4.6.3 Commercial Property Damage ..................................................................................... 119 4.6.4 Analysis of Unmet Economic Needs ............................................................................. 121 4.7 UNMET PUBLIC SERVICES NEED........................................................................................... 122 5. METHOD OF DISTRIBUTION, PROGRAMS, & ALLOCATIONS ................................................. 125 5.1 METHOD OF DISTRIBUTION ................................................................................................. 125 5.2 CONNECTION TO UNMET NEEDS ......................................................................................... 125 5.2.1 Housing ......................................................................................................................... 127 5.2.2 Public Services and Public Facilities .............................................................................. 131 5.2.3 Infrastructure ................................................................................................................ 133 5.2.4 Economic Revitalization ............................................................................................... 137 5.2.5 Future programs ........................................................................................................... 138 5.3 HOUSING PROGRAMS .......................................................................................................... 140 5.3.1 Owner Occupied Housing for Disaster Impacted Households ..................................... 146 5.3.2 Homeowner Rehabilitation and Reconstruction Program (EnVIsion Tomorrow) ....... 148 5.3.3 New Housing and Infrastructure Construction Program (Homeownership) ............... 152 5.3.4 Rental Rehabilitation and Reconstruction (EnVIsion Tomorrow) ............................... 156 5.3.4.1 Owner Rental Infill ................................................................................................ 159 5.3.5 Public and Affordable Housing Development .............................................................. 161 5.4 PUBLIC SERVICES AND PUBLIC FACILITIES PROGRAMS ....................................................... 162 5.4.1 Services for Vulnerable Populations Program (this was previously included in the Housing Sector) ........................................................................................................................... 165 5.4.2 Rehabilitation, Reconstruction or New Construction of Public Facilities (previously listed as Supportive Housing for Vulnerable Populations) ................................................................... 166 5.5 INFRASTRUCTURE PROGRAMS ............................................................................................ 169 5.5.1 Non-federal Share (Match) for Disaster Recovery Program ........................................ 179 U.S. Virgin Islands’ CDBG-DR Action Plan 4 | P a g e 5.5.2 Infrastructure Repair and Resilience Program ............................................................. 183 5.5.3 Electrical Power Systems Enhancement and Improvement Program ......................... 188 5.6 ECONOMIC REVITALIZATION PROGRAMS ........................................................................... 192 5.6.1 Ports and Airports Enhancement Program .................................................................. 195 5.6.2 Tourism Industry Support Program .............................................................................. 199 5.6.3 Workforce Development Program ............................................................................... 202 5.6.4 Neighborhood Revitalization Program ......................................................................... 205 5.6.5 Small Business and Entrepreneurship Technical Assistance Program ......................... 208 6. GENERAL ADMINISTRATION ............................................................................................... 210 6.1 PROGRAM REQUIREMENTS ................................................................................................