STATE OF ILLINOIS OFFICE OF BANKS AND REAL ESTATE BUREAU OF BANKS AND TRUST COMPANIES REGULATORY REPORT Jim Edgar - Governor Jack Schaffer - Commissioner Scott D. Clarke - Assistant Commissioner REGULATORY REPORT FOR THE MONTH OF NOVEMBER, 1997 The following regulatory actions were taken by or filed with the State of Illinois, Office of Banks and Real Estate, Bureau of Banks and Trust Companies, during the month ending with the date listed above. The actions include those involving state chartered banks, foreign banking offices, corporate fiduciaries, and foreign bank representative offices. The Regulatory Report is published monthly by the State of Illinois, Office of Banks and Real Estate, Bureau of Banks and Trust Companies. Copies of this report are also available from our web site at www.state.il.us/obr. Questions concerning the contents of this report may be addressed to the Corporate Activities Section at (312) 793-7093. APPROVAL TO MEET LESS THAN 12 BOARD MEETINGS PER YEAR Name Address/ Date/ of Bank County Status Biltmore Investors Bank 920 South Waukegan Road 11/04/97-Approved Lake Forest, IL 60045 Lake Change monthly board meetings to bi-monthly, with no less than one board meeting conducted in each calendar quarter. NOTICE OF INTENT TO ESTABLISH A BANK BRANCH Name of Bank/ Address/ Date/ City County Status State Bank of Graymont 314 Crittendon 11/05/97-Acknowledged Graymont Chenoa, IL 61726 McLean Citizens State Bank of 201 E. North Avenue 11/10/97-Acknowledged Lena Stockton, IL 61085 Lena JoDaviess Bank of Bluffs 920 State Highway 104 11/10/97-Acknowledged Bluffs Meredosia, IL 62665 Morgan West Suburban Bank Northeast corner of Weber Road & 11/12/97-Acknowledged Lombard Carillon Drive Romeoville, IL 60441 Will Rock River Bank 2470 East Rock Drive 11/14/97-Acknowledged Oregon Rockford, IL 61108 Winnebago Hinsdale Bank & Trust 200 Burlington Avenue 11/20/97-Acknowledged Company Clarendon Hills, IL 60514 Hinsdale DuPage Branch to be named: Wintrust Bank (A Branch of Hinsdale Bank & Trust Company) State Bank of Prairie Du Intersection of 101 Main Street 11/24/97-Received Rocher & 1st Street Du Rocher Ruma, IL 62278 Randolph Alpha Community Bank 1605 North Tremont 11/26/97-Received Washburn Spring Bay, IL 61611 Woodford Parkway Bank and 7601 N. Milwaukee Avenue 11/26/97-Acknowledged Trust Company Niles, IL 60714 Harwood Heights Cook NOTICE OF INTENT TO ESTABLISH A BANK SUBSIDIARY Name of Bank/ Name of Subsidiary/ Date/ Address Address Status Harris Trust and Harris Preferred Capital Corp. 11/12/97-Acknowledged Savings Bank 111 W. Monroe Street 111 W. Monroe Street Chicago, IL 60603 Chicago, IL 60603 West Suburban Bank West Suburban Insurance Services, 11/17/97-Acknowledged 701-711 South Meyers Inc. Road 17W754 22nd Street Lombard, IL 60148 Oakbrook Terrace, IL 60181 Busey Bank Busey Commerce Technologies, Inc. 11/18/97-Acknowledged 201 West Main Street 201 West Main Street Urbana, IL 61801 Urbana, IL 61801 CHANGE IN CORPORATE NAME (Old Name) Address/ Date/ Name Changed To County Status (Omni Bank) 440 North LaFayette 11/08/97-Effective UnionBank/West Macomb, IL 61455 McDonough CHANGE OF LOCATION Name of Bank/ New Date/ Address/ County Address Status Illini Bank 11/03/97-Received 615 West Jefferson Springfield, IL 62702 3200 West Iles Sangamon Springfield, 62707 Sangamon Harris Bank Arlington- 11/04/97-Received Meadows 3250 Kirchoff Road Rolling Meadows, IL 60008 3225 Kirchoff Road Cook Rolling Meadows, IL 60008 Cook CHANGE OF CONTROL Name Address/ Date/ of Bank County Status Golden State Bank Box 216 11/05/97-Received Golden, IL 62339 Adams 101-103 E. Main Street P.O. Box 32 Brown County State Mount Sterling, IL 62353 11/05/97-Received Bank Brown Mercantile Bancorp, Inc., Quincy, Illinois to acquire Golden State Bank & Brown County State Bank. Omni Bank 5111 Highway 111 11/12/97-Received Pontoon Beach, IL 62040 Madison The Banc Ed Corporation, Edwardsville, Illinois to acquire Omni Bank. CHANGE IN FORM OF OWNERSHIP - INTERIM BANK Name Address/ Date/ of Bank County Status Carterville State and 1001 South Division Street 11/1/97-Effective Savings Bank Carterville, IL 62918 Williamson Change in form of ownership from individual stockholders to FGH Bancorp, Inc. through the merger of CSB Bank, an interim bank, into Carterville State and Savings Bank. The Bank of Herrin 101 South Park Avenue 11/1/97-Effective Herrin, IL 62948 Williamson Change in form of ownership from individual stockholders to FGH Bancorp, Inc. through the merger of BOH Bank, an interim bank, into The Bank of Herrin. CHANGE IN AUTHORIZED CAPITAL STOCK Name Address/ Date/ of Bank County Status Iroquois Farmers State Box 130 11/19/97-Received Bank Iroquois, IL 60945 Iroquois Reverse Stock Split.. State Bank of Lincoln 508 Broadway Street 11/19/97 Lincoln, IL 62656 Logan Reverse Stock Split. PERMIT TO ORGANIZE Name of Bank/ Organizer(s) Date Address / County Status Great Northern Bank John E. Wolf 11/26/97-Received 41412 N. Highway 83 James M. Swiatek Antioch, IL 60002 John A. Ruffin III Lake Anastasios D. Maravela Dennis Wm. Kemp MERGER - RESULTING STATE BANK Merging Bank/ Resulting Bank Address/ Date/ Address / County County Status Farmers State Bank of Omni Bank 11/06/97-Approved Ferris 440 North LaFayette 11/08/97-Effective 1395 Buchanan Street Macomb, IL 61455 Carthage, IL 62321 McDonough Hancock Merger of Farmers State Bank of Ferris with and into Omni Bank with resulting name UnionBank/West with main banking premises to be located at 201 E. Main Street, Macomb, Illinois. CHANGE IN LEGAL NUMBER OF DIRECTORS Name Address/ Approved of Bank County The Hight State Bank 100 Main Street 11/10/97-Approved Dalton, IL 61925 Moultrie Reduce number of directors from 5 to 4. NorthSide Community 5103 Washington Street 11/14/97-Approved Bank Gurnee, IL 60031 Lake Addition of two directors: Joseph G. Passalino Robert M. Callero Pan American Bank 2627 West Cermak Road 11/14/97-Approved Chicago, IL 60608 Cook Addition of one director: Sharon E. Kristof CHANGE OF CONTROL - ILLINOIS CORPORATE FIDUCIARY Trust Company Address Previous Ownership Change To ANB Investment First Chicago NBD Investment Northern Trust Management and Trust and Management Company Corporation Company c/o First Chicago NBD Corporation 50 South LaSalle Street 1 North LaSalle Street One First National Plaza Chicago, IL 60675 Suite 600 Mail Suite 0035 Chicago, IL 60690 Chicago, IL 60670 Effective-11/14/97 APPLICATION FOR CERTIFICATE OF AUTHORITY TO ACCEPT AND EXECUTE TRUSTS - ILLINOIS TRUST COMPANY Name of Trust Company Address Date/ Status Marine Trust and 333 North Quadrangle Drive 11/6/97-Received Investment Bolingbrook, IL 60440 Company North Star Trust 2300 W. Lawrence Avenue 11/18/97-Received Company Chicago, IL 60625 APPLICATION FOR LICENSE TO OPERATE A FOREIGN BANK REPRESENTATIVE OFFICE Name of Bank/ County/ Date/ Address State of Domicile Status Republic Bank Florida 11/20/97-Effective 4501 Cumberland Avenue Norridge, IL 60656 VOLUNTARY SURRENDER OF LICENSE TO OPERATE A FOREIGN BANKING OFFICE Name of Bank/ County/ Date/ Address State of Domicile Status Bank Leumi le-Israel Israel 11/14/97-Effective B.M. 100 North LaSalle Street Chicago, IL 60602 CHANGE OF LOCATION-FOREIGN BANKING OFFICE Name of Bank/ New Date/ Address Address Status National Bank of 10/31/97-Effective Pakistan 39 South LaSalle Street 2315 West Devon Avenue Suite 620 Chicago, IL 60659 Chicago, IL 60603 CHANGE OF LOCATION-FOREIGN BANK REPRESENTATIVE OFFICE Name of Bank/ New Date/ Address Address Status The Provident Bank 8119 Brushwood Lane 11/14/97-Effective 10510 Parkside Ave. #9 Tinley Park, IL 60477 Chicago Ridge, IL 60415 .