A Guide to Moving Home Guide to moving home 2 © Copyright Glaric Consultancy Ltd. 2015 Welcome to Cundalls Well-respected and known throughout the region, Cundalls are a multi-disciplined firm of independent chartered surveyors, established in 1860 and offering a comprehensive and professional service in all aspects of property and estate management. The company combines the benefits of vast local knowledge and strong rural links, with the utilisation of modern working practices and communication methods to provide a broad range of property services across Yorkshire to a variety of clients. Specialist residential, agricultural, commercial and auction departments provide locally based services to an ever growing geographic area establishing Cundalls as one of the premier agents in Yorkshire. ∙ Residential: Sales, Lettings and Management, professional Valuations and Surveys. ∙ Agricultural: Sales and Lettings of Farms, Smallholdings and Land. Management of Farms and Estates, Valuations Planning and Development, Grant Scheme applications, Compensation claims and Tenancy matters. ∙ Commercial: Sales, Lettings and Management, Valuations, Rent Reviews ∙ Leisure: Sales of specialist leisure property including holiday cottages, fisheries and caravan parks. ∙ Auctions: Specialist sales of Farm Machinery, Building and Plant Equipment and Property Auctions 3 Guide to moving home © Copyright Glaric Consultancy Ltd. 20192015 Residential Sales From our prominently situated town centre offices we offer a friendly and professional service, backed up by many years of experience. Old fashioned values of honesty and integrity are coupled with modern methods of marketing and communication to ensure our clients of the best independent advice from professionals who have a profound understanding of the property market. We have hundreds of applicants registered on our mailing list, looking for all types of property from flats and terraced cottages to substantial country houses and smallholdings. We do not just give standard advice, but tailor our service to meet the requirements of our client, their property and their objectives. Our residential service provides the following high quality service and marketing: ∙ Free marketing appraisal and advice on ∙ High quality photography ∙ Internet Advertising on valuation and marketing options ∙ For Sale Board www.cundalls.co.uk ∙ Expert local knowledge ∙ Floorplan www.rightmove.co.uk ∙ Bespoke brochures ∙ Aerial Photographs www.onthemarket.com ∙ Weekly local advertising ∙ Arrangement of EPC’s ∙ Window displays in all offices ∙ Regional advertising campaigns prepared ∙ Close liaison with solicitors ∙ Location and site plans ∙ National advertising campaigns prepared ∙ Regular mail outs to database SOLD SOLD SOLD SOLD SOLD SOLD Guide to moving home 1 © Copyright Glaric Consultancy Ltd. 20192015 Agricultural - Sales of Farms, Land, Smallholdings and Equestrian Properties Our team of rural surveyors provides a wide range of professional agricultural services to clients based throughout the North of England. Our highly regarded reputation means that we are also appointed experts on the NFU rural surveyor panel. Cundalls are well renowned for being specialists in the sale and purchase of farms, estates, smallholdings and land throughout Yorkshire. Offering the complete package in farm and land agency: ∙ Free and Confidential Initial Marketing Appraisals ∙ Pre Sale - Tax Planning Assistance alongside your Tax advisors ∙ Pre Sale - Planning and Development Advice ∙ Advice as to Suitable Marketing/Lotting of the Property ∙ Full Local, Regional and National Marketing Campaigns Prepared, including: www.uklandandfarms.co.uk ∙ Bespoke Sales Particulars Prepared ∙ Extensive Database of Potential Purchasers ∙ Specialist Open Viewings and Guided Farm Tours ∙ Sales by Auction, Tender or Private Treaty ∙ Farm Dispersal Sale – On Farm Dispersal Sales of Livestock and Deadstock ∙ Advice and Assistance with Negotiations on Purchase of Next Property ∙ Transfer of Entitlements and Environmental Schemes 190 ACRES 170 ACRES 30 ACRES SOLD SOLD SOLD 395 ACRES 160 ACRES 350 ACRES SOLD SOLD SOLD 2 Guide to moving home © Copyright Glaric Consultancy Ltd. 20192015 Lettings, Rental and Property Management Agricultural - Sales of Farms, Land, Smallholdings and Equestrian Properties Selection of Professional Services Property Lettings and Management Cundalls provide a full letting and management service acting for a wide range of clients ranging from individual owners, to large country estates with a wide selection of residential and commercial properties. Our letting and full management service includes full references and credit checks of potential tenants, detailed inventories, preparation of AST’s, holding of deposits in TDS scheme, regular property inspections, organisation of repairs and maintenance, organising payments and annual balancing statements. Auctions Cundalls auction department organises a large number of specialist ‘on-site’ sales and offers a bespoke auction service to suit all needs. We work in association with David Duggleby Auctioneers of Scarborough for antique and furniture sales and professional valuations. We hold regular farm dispersal sales of livestock and machinery and also operate several annual sales on behalf of various clients including a twice yearly collective machinery auction, plant and tree sale for Castle Howard Nurseries. Cundalls also run one of the largest annual sales of sheep in the county held at Fadmoor and Wombleton, during which over 10,000 sheep are sold over a 3 day period. Lifestyle and Leisure Properties Cundalls have acted for a number of clients in the sale and acquisition of lifestyle and leisure based properties including log cabin developments, caravan sites, fisheries, equestrian properties, holiday cottages and small country estates combining a mixture of lifestyle and leisure elements. Cundalls’ traditional links with agriculture also ensure that there is a regular supply of small holdings, farms and land for sale, many of which have leisure and equestrian potential. For further details on our wide range of services and to view our properties available, visit: www.cundalls.co.uk Guide to moving home 3 © Copyright Glaric Consultancy Ltd. 20192015 Which type of Mortgage should I choose? It is very easy to get confused by all the different types of mortgages Whatever situation arises, you can be sure there will be an option or that seem to be available in today’s financial jungle, and it is clause to cover it, but the average home buyer cannot be expected only right and proper that there is such a wide choice. After all, to know them all. everyones individual circumstances are different, making our financial requirements different. It is for this reason that you would be well advised to visit an independent mortgage broker and seek their help and guidance. We must firstly understand that a mortgage is in reality a loan from a They are highly trained individuals who have intimate knowledge financial institution or body to yourself in order that you may secure of the financial services market place and are up to date on all the a property and this loan must be repaid over a set number of years, changes which take place on a regular basis. usually twenty five. They are not biased towards any particular company, which means However, this is where simplicity ends and financial complexity they have access to offerings from a large number of financial takes over. Because the financial institutions realise that we are all institutions and will, therefore, be able to match you to the most different with differing financial commitments, they also appreciate suitable package for your needs. that no one can predict what may or may not happen to us in the future. Choosing the wrong mortgage might well turn out to be a costly mistake, and is definitely an experience you can well do without. You may find that your income stays much in line with inflation and The choice of who supplies your mortgage is quite rightly yours, you wish to carry on paying the same monthly payment until the but you would be well advised to contact an independent financial end of the term. Conversely, you could find a definite uplift in your adviser and discover just how much they can do for you. finances and may wish to increase the amount you pay monthly, or even pay off a lump sum and complete the mortgage in a lesser YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP number of years. REPAYMENTS ON YOUR MORTGAGE 4 Guide to moving home © Copyright Glaric Consultancy Ltd. 2015 Guide to moving home 5 © Copyright Glaric© Copyright Consultancy Glaric Ltd. Consultancy 2015 Ltd. 2010 Providing specialist help with Planning Permission & Building Regualtions The Complete Architectural Service Dixon & Associates are a well established and respected architectural consultancy. They are able to help with residential developments including extensions, loft conversions, commercial projects and new buildings, and have been doing this for well over a decade. They have the knowledge and exacting standards demanded by local authorities and other construction professionals and they are able to become involved in your project and take it from concept to completion. Their talented team are able to advise and design your project to meet all the planning and building regulations requirements and they will be with you every step of the way. Consultants in Building, Architectural and Technical Services 14 High Street, Bridlington, [email protected]