Daily Mail, Friday, June 3, 2016 ADVERTISEMENT FEATURE ‘I released thousands and travelled the world’ lobetrotting is something 75-year-old Carole Anthony has always done. She and her husband, John, travelled far and wide. John Gworked for P&O Cruises and, together, he and Carole took full advantage of the staff discount on offer. It meant that the couple could leave their London home to explore the furthest reaches of the world. After John passed away a little more than a decade ago, following a battle with dementia, Carole wanted to make sure she didn’t just get stuck at home. ‘When my husband died, I decided I was going to make a bucket list,’ says Carole, who now lives in Clacton-on-Sea. ‘I listed all the things I wanted to do 4-PAGE before I pass away. ‘I always used to be very shy. Then all of SPECIAL a sudden, I found the guts to do the things I always wanted to do. So, I did them. PULLOUT ‘I went to New York last year with my Continued on next page CASE STUDIES POSED BY MODELS To order your FREE guide, or arrange We don’t charge a no-obligation consultation, call you any fees for equity release advice 0808or visit keyadvice.co.uk/mail 156 9027 Equity Release will reduce the value of your estate and may a� ect your entitlement to means-tested bene� ts. A lifetime mortgage is a loan secured against your home, like a traditional mortgage. The amount you can release will depend on your personal circumstances. CA926 Daily Mail Front page strip 70x268mm v2.indd 1 21/10/2019 10:19 ADVERTISEMENT FEATURE YOUR QUESTIONS ON EQUITY RELEASE ANSWERED How safe is Can I take equity But think carefully equity release? release if I have about how much you Advice that’s tailored to Equity release is regulated a mortgage? really need to release. by the Financial Conduct Lots of Key customers Authority, whose primary use equity release to Will I still be able to role is to protect consumers repay an outstanding leave an inheritance and enhance the financial mortgage balance. for my family? market’s integrity. Before You don’t have to be Absolutely. Some of you can release equity mortgage-free when the plans include an from your home, you’ll you apply for equity option to ring-fence a need to speak to an expert release, but it is set percentage of your adviser to make sure it’s a condition of the loan home’s future value you and now it’s free the right thing for you. that you repay existing so that it’s protected ore and more debts secured against and can be passed on people in Britain Will I still own your home. The rest of to your loved ones when are choosing my home? the money can be used your plan ends. Yes. With a lifetime however you wish. to unlock some mortgage, the most What happens to of the equity popular form of Can I move house? the plan when I die? Mtied up in their homes as they equity release, you You can. It’s possible Often your home will reach retirement. 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Working with Key Equity Release means lump sum, then withdraw further amounts all aspects from You must have specialist equity release You’ll also never owe more than the having access to a range of market-leading on a drawdown basis, when you need it. advice in order to take out a plan, and their value of your home, no matter how long plans that Key have created from over two The most common type of equity release all staff involved qualified advisers will come to your home you have the equity release plan, because all decades of experience. They also provide is a lifetime mortgage. This is similar to a and take the time to understand your of Key Equity Release’s plans are approved fully qualified expert advice that’s completely regular mortgage, in that it’s a loan secured SANDRA PETERS, TRUSTPILOT circumstances and needs, or, if it’s easier, by the Equity Release Council and include free of charge. Whatever your needs, there against your home. 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CONTINUED FROM PREVIOUS PAGE IS EQUITY RELEASE For more information, call 0808 156 9027 or go to keyadvice.co.uk/mail RIGHT FOR YOU? friend,’ Carole says. ‘We ride the horses and the saddles And it worked – I raised £3,000 went at the best time, after are amazing compared to home. for her. It was amazing.’ l If you are aged 55 or over (DML2210) Thanksgiving, when they put It’s like sitting in an armchair!’ When Carole drew up her and own a property worth the Christmas tree up in the She’s ticked off Brazil and bucket list initially, there was only CASE STUDIES POSED BY MODELS BY POSED STUDIES CASE over £70,000, you could Please send me a FREE Rockefeller Center. South Africa, and Hong Kong one problem. But it was a big qualify for equity release. one. She couldn’t afford to do it guide to equity release ‘I love that building. It gives is on the list for later this year. l you the most amazing view of ‘Then who knows? I’ve always all. That’s where Key came in.