123rd Annual Convention and 47th Annual Bank Counsel Seminar 1 C ! Program guide sponsored by May 8 - 10, 2014 Ritz-Carlton Laguna Niguel • Dana Point, California 123rd Annual Convention of Bank Officers and Directors & 47th Annual Bank Counsel Seminar 1 Download CBA’s New Mobile App Features Include: • Program and event updates • Search tracks and schedule sessions, meetings • Convention materials, including Marketplace map • Attendee and exhibitor lists • Get push notifications Sponsored by 2 123rd Annual Convention of Bank Officers and Directors & 47th Annual Bank Counsel Seminar HOTEL MAP Floor Plan CBA Registration Concurrent Sessions Plaza & Pavilions 1 - 4 Exhibit Hall Salons 1 - 3 Lunch Monarch Bay Courtyard General Sessions Salons 4 - 6 123rd Annual Convention of Bank Officers and Directors & 47th Annual Bank Counsel Seminar 3 SPONSORS CBA wishes to thank our sponsors and exhibitors of the 123rd Annual Convention and 47th Annual Bank Counsel Seminar: GOLD SILVER BRONZE MARKETPLACE VENDORS AmTrust North America Booth #200 IBIS Independent Bankers Booth #102 Bank Financial Services Group Booth #106 Insurance Services California Pollution Control Booth #201 LoanScoreCard Booth #110 Financing Authority (CPCFA) LoanStreet LLC Booth #107 CenterState Bank Booth #105 McGladrey LLP Booth #104 CNA Insurance Booth #100 Office of the Comptroller Booth #204 Comcast Business Booth #109 of the Currency Data Center, Inc. Booth #108 Pacific Coast Banking School Booth #202 Diebold, Inc. Booth #101 Promontory Interfinancial Booth #112 Network, LLC EC Purchasing Booth #205 ShoreTel, Inc. Booth #111 FPS Gold Booth #103 SNL Banker Booth #113 Harland Clarke Booth #114 Vitex, Inc. Booth #203 *CBA Strategic Partners 4 123rd Annual Convention of Bank Officers and Directors & 47th Annual Bank Counsel Seminar PROGRAM AT-A-GLANCE Wednesday, May 7, 2014 11:30 a.m. – 2:00 p.m. CBA Executive Committee Meeting Promenade Room 3:00 p.m. - 4:30 p.m. Banker Benefits Board Meeting Promenade Room 6:15 p.m. – 7:00 p.m. CBA Board and Banker Benefits Reception Monarch Bay Sunset Sponsored by Standard and Poor’s Financial Services Ratings Terrace 7:00 p.m. – 9:00 p.m. CBA Board and Banker Benefits Dinner Plaza Room Sponsored by Standard and Poor’s Financial Services Ratings Thursday, May 8, 2014 9:00 a.m. – 6:30 p.m. Registration Opens Salons 1-4 Foyer Sponsored by Kraft Opich, LLP 9:00 a.m. – 11:00 a.m. CBA Board of Directors Meeting and Breakfast Plaza Room 10:30 a.m. – 1:00 p.m. General Counsel Roundtable Terrace Salon (Invitation only) 11:30 a.m. – 1:00 p.m. Past Presidents Luncheon PDR 11:30 a.m. – 1:00 p.m. Past Presidents Spouses Luncheon Pavilion 5 1:15 p.m. – 1:30 p.m. Conference Welcome and Overview Salons 4-6 Jeff Ball, CBA Chairman 1:30 p.m. – 2:30 p.m. Keynote Speaker Salons 4-6 Bill Taylor, Founding Editor Fast Company Magazine Sponsored by Harland Clarke 2:30 p.m. – 3:00 p.m. Refreshment Break and Marketplace Opening Salons 1-3 3:00 p.m. – 4:30 p.m. Concurrent Sessions – Series I Pavilion 1 Senior Officers Branch Transformation – Bank Branch of the Future Pavilion 2 Directors Performance Metrics and Incentive Compensation Plans for Banks Plaza Room Bank Counsel Seminar Banking/Political Round Robin * 5:00 p.m. – 6:30 p.m. Welcome Reception in Marketplace and Wine Tour Salons 1-3 * Approved for MCLE 123rd Annual Convention of Bank Officers and Directors & 47th Annual Bank Counsel Seminar 5 PROGRAM AT-A-GLANCE Friday, May 9, 2014 7:30 a.m. – 4:30 p.m. Registration Open Salons 1-4 Foyer Sponsored by Kraft Opich, LLP 7:30 a.m. – 9:00 a.m. Continental Breakfast in Marketplace Salons 1-3 8:00 a.m. –8:15 a.m. Introduction and Election of CBA Directors and Officers Salons 4-6 Jeff Ball, CBA Chairman 8:15 a.m. – 9:30 a.m. Keynote Speaker Salons 4-6 Dr. Patrick Bettin Senior Lecturer, Michael G. Foster School of Business Adjunct Associate Professor, Department of Psychology University of Washington Co-Sponsored by Pacific Coast Banking School and the California Bankers Association Plaza Room Bank Counsel Seminar When Your Municipality Goes Bankrupt * Pavilion 1 Bank Counsel Seminar Banking, the Supreme Courts and the Constitution * 9:30 a.m. – 10:00 a.m. Refreshment Break in Marketplace Salons 1-3 Sponsored by PNC Bank, NA 10:00 a.m. – 11:30 a.m. Concurrent Sessions – Series II Pavilion 1 Senior Officers Rising Rate Readiness: Interest Rate and Liquidity Risk Management Issues and Strategies Pavilion 2 Directors The Bank Director’s Dashboard Pavilion 3 Bank Counsel Seminar Lessons Learned From the Great Recession: For the Survivors * Pavilion 4 Bank Counsel Seminar Commercial and Real Estate Lending: Why Banks Got Sued / How to Avoid Being Sued * 11:30 a.m. -1:15 p.m. Luncheon Monarch Bay Courtyard Committee Member of the Year and Frandzel Awards Presentation 1:30 p.m. – 2:45 p.m. Regulatory Agency Panel * Salons 4-6 Moderator: William Haraf, Managing Director Promontory Financial Group, LLC 2:45 p.m. – 3:15 p.m. Refreshment Break and Exhibitor Prize Drawings in Marketplace Salons 1-3 Sponsored by King, Holmes, Paterno & Berliner, LLP * Approved for MCLE 6 123rd Annual Convention of Bank Officers and Directors & 47th Annual Bank Counsel Seminar PROGRAM AT-A-GLANCE Friday, May 9, 2014 continued 3:15 p.m. – 4:45 p.m. Concurrent Sessions – Series III Pavilion 1 Senior Officers Managing Regulatory Risks: Exam Hot Bottons with the OCC, FDIC, Fed and DBO * Pavilion 2 Directors The Directors’ Role in Effective Balance Sheet Risk Management Pavilion 3 Bank Counsel Seminar Commercial and Real Estate Lending: Why Banks Got Sued / How to Avoid Being Sued * Pavilion 4 Bank Counsel Seminar Bank Operations Update * 4:45 p.m. – 5:45 p.m. Free time 5:45 p.m. – 6:45 p.m. Gala Reception Monarch Bay Courtyard 6:45 p.m. – 9:00 p.m. Gala Dinner Salons 4-6 2014 – 2015 CBA Board Chair Installation Saturday, May 10, 2014 7:30 a.m. – 12:00 p.m. Registration Open Salons 1-4 Foyer Sponsored by Kraft Opich, LLP 7:30 a.m. – 9:00 a.m. Buffet Breakfast Salons 1-3 9:00 a.m. – 10:30 a.m. Concurrent Sessions – Series IV Pavilion 1 Senior Officers Public and Private Partnering Against the Cyber Fraud Threat Pavilion 2 Bank Counsel Seminar** Where Were the Lawyers During the Financial Crisis? * Pavilion 3 Bank Counsel Seminar** Bank Operations Update * 10:30 a.m. – 10:45 a.m. Refreshment Break Salons 1-3 10:45 a.m. – 12:00 p.m. Keynote Speaker Salons 4-6 Dr. Christopher Thornberg Economist and Founding Partner Beacon Economics 12:00 p.m. Conference Adjourns **This session will be video recorded by CBA * Approved for MCLE 123rd Annual Convention of Bank Officers and Directors & 47th Annual Bank Counsel Seminar 7 SPOUSE/GUEST AGENDA As a spouse/guest registered for the 123rd Annual Convention and 47th Annual Bank Counsel Seminar, you are welcome to attend the following scheduled social functions and meals. Thursday, May 8, 2014 9:00 a.m. – 6:30 p.m. Registration Opens Salons 1-4 Foyer Sponsored by Kraft Opich, LLP 1:15 p.m. – 1:30 p.m. Conference Welcome and Overview Salons 4-6 Jeff Ball, CBA Chairman 2:30 p.m. – 3:00 p.m. Refreshment Break and Marketplace Opening Salons 1-3 5:00 p.m. – 6:30 p.m. Welcome Reception in Marketplace and Wine Tour Salons 1-3 Friday, May 9, 2014 7:30 a.m. – 4:30 p.m. Registration Open Salons 1-4 Foyer Sponsored by Kraft Opich, LLP 7:30 a.m. – 9:00 a.m. Continental Breakfast in Marketplace Salons 1-3 9:30 a.m. – 10:00 a.m. Refreshment Break in Marketplace Salons 1-3 Sponsored by PNC Bank, NA 11:30 a.m. -1:15 p.m. Luncheon Monarch Bay Courtyard Committee Member of the Year and Frandzel Awards Presentation 2:45 p.m. – 3:15 p.m. Refreshment Break and Exhibitor Prize Drawings in Marketplace Salons 1-3 Sponsored by King, Holmes, Paterno & Berliner, LLP 5:45 p.m. – 6:45 p.m. Gala Reception Monarch Bay Courtyard 6:45 p.m. – 9:00 p.m. Gala Dinner Salons 4-6 2014 – 2015 CBA Board Chair Installation Saturday, May 10, 2014 7:30 a.m. – 12:00 p.m. Registration Open Salons 1-4 Foyer Sponsored by Kraft Opich, LLP 7:30 a.m. – 9:00 a.m. Buffet Breakfast Salons 1-3 10:30 a.m. – 10:45 a.m. Refreshment Break Salons 1-3 12:00 p.m. Conference Adjourns 123rd Annual Convention of Bank Officers and Directors & 47th Annual Bank Counsel Seminar 8 8 KEYNOTE SPEAKERS 1 C ! 123rd Annual Convention of Bank Officers and Directors & 47th Annual Bank Counsel Seminar 9 KEYNOTE SPEAKERS Thursday, May 8 Bill Taylor, Founding Editor of Fast Company Magazine Bill Taylor is an agenda-setting writer, speaker and entrepreneur who has shaped the global conversation about the best ways to compete, innovate and succeed. As co-founder and founding editor of Fast Company, he launched a magazine that won countless awards, earned a passionate following among executives and entrepreneurs around the world and became a legendary business success. His latest book, “Practically Radical: Not-So-Crazy Ways to Transform Your Company, Shake Up Your Industry, and Challenge Yourself,” is based on in-depth access to 25 organizations that are making deep-seated changes under the most trying circumstances imaginable. These organizations (from hard-charging technology companies to long-established nonprofits, from hospitals to automakers to banks) are mastering a set of strategies and practices that define the work of leadership in turbulent times — ideas from which every leader can learn.