Newsletter - June 2015 INSIDE THIS ISSUE: Bird Feeder Program Launched on 31st May Editorial 2 2015 Hamstring stretch for Back Knee & Pain 2 National Pension System 3 A Marwari Poem 3 Nandji Chaturvedi- Famous Rajasthani Poet 4 Marwari Gatta Kadhi On May 31, 2015, Rajendra Ji Babu and his team participated in this Recipe 4 MYMStars launched the installation with great enthusiasm. Local Residents of S Bimal Jalan: An program ““Pakshi T Bed Layout also appreciated the instrument and the Economist Aa…Khana Kha” by initiative. Jiv Daya is an innovative bird feeder product From Marwari community 4 installing about 100 Bird designed by Mr. Harish Shah of Nashik. Four birds can Management lessons Feeder instruments in two feed themselves together without wasting any grain. The From Mahabharta 4 parks in ST Bed layout, 4th instrument can be installed at different locations Block. Koramangla. ST Career Path finder 5 providing food for the birds. More food to bird will Bed Layout Welfare increase the small bird population. To give effect to this, Association President Shri MYMSTARS has conceptualized to install Jiv Daya (Bird Feeder) instruments across Bangalore UPCOMING EVENTS 21st Jun Program at Art of Helpdesk at MymStars Living Adding a new dimension to the feedback mechanism at MYMSTARS, we have created Launch of “In case of a new id [email protected] . MYMSTARS members can send their opinion, views, requests and any others matter they wish to put before the organization for Emergency” (ICE) for discussion etc. to this email id. members Inauguration of Computer st Lab in Bommanahalli Member’s day outing on 21 June MYM Stars has received an invitation from Art of Living (AOL) Ashram in Bangalore for its Members & families to spend a day in their Ashram. We have planned Member’s Day out in AOL along with visit to nearby Pyramid Valley on 21st June 2015 (Sunday). Sanjeev Ji Kedia is the Convener of the said Program. Please get in touch with Sushilji or Sanjeevji for registration of the event. (Mobile No. +918147005520) 2 Marwari Yuva Manch –STARS NEWSLETTER QUOTE OF THE DAY Editorial “Anahankara = an + aham + car ( I am not my car) Don’t spend extra time on subjects to whom you are extra To counter the delusion Bhagavad-gita (13.11) declares indifference to worldly opinion to be one of the twenty caused by ahankara, we can characteristics of knowledge. “If I do that, what will people think of me?” Such concern contemplate the car-body analogy from ontological over the opinion of people, who surround us, can sometimes impede us in worthy and functional perspectives. actions, though many a time they do stop us from unhealthy interactions or action. Our Just as the driver is guide to the self decision making should be driven by value moral systems. Values not ontologically different from the car and is functionally its only the ones, we got from parents but also from the ecosystem when we live in. Not to activator, the soul is do evil, help others be it humans, animal or birds, feed a hungry person etc. make place ontologically different from we live in; more better, prosperous and peaceful. MYMSTARS with initiatives like Bird the body and is functionally Feeder Program, Computer Lab for under privileged can be a guiding force such value its activator. based moral systems. We may not see the effect of the work in a year or two but such from BHAGVAD initiatives do make a difference in the society. It affects not only the people who are GEETA” involved in it but also to the people who watch and are users of such initiatives. We sincerely hope MYMSTARS will become a driving force in coming future Hamstring stretch for Back Knee & Pain by Sanjiv Kedia This stretch is called “Kinematic” stretch which targets some core muscles and hamstring. It is helpful for back pain and knee pain as well. It also helps in strengthening the muscles of your ankle and calves. MARWARI FESTIVALS O F M O N T H 01June Vaikasi Visakam 02June Vat Purnima 03June Ashadha Begins *North 05June Sankashti Chaturthi Steps: 09June Kalashtami Lie on your back flat and keep a Bolster/Swiss ball / pillows under your knee so 12June Yogini Ekadashi that your knees and thigh should rest on it. 14June Pradosh Vrat Keep eyes close and stay there for a while and concentrate on the rhythm between 15June Mithuna Sankranti, your abdomen and breathing, relax your legs on the support. 17June Adhik Maas Begins Slowly straight your leg ( Right ), knee resting on the surface (support ) and try to 20June Vinayaka Chaturthi press the knee on the surface where it is resting simultaneously keep on tightening 22June Skanda Sashti your thigh muscles and pull your ankle joint and toes towards your naval region 24June Masik Durgashtami which will create a nice stretch on your calve muscles, hamstring ,thigh and ankle 28June Padmini Ekadashi joint. Stay in the stretching for 30 seconds and then release and fold your knee resting 29June Pradosh Vrat on the support again like initial position. 18July Rath Yatra Repeat this for 5-10 times and keep breathing during the stretch. 31July Guru Poornima 3 Marwari Yuva Manch –STARS NEWSLETTER National Pension System- How to use it to your benefit by Hemant Dharnidharka What is the NATIONAL PENSION SYSTEM (‘NPS’)? MARWARI POEM National Pension System (NPS) is a voluntary, defined contribution retirement savings scheme designed to enable the subscribers to make optimum decisions regarding their future through systematic savings during their working life. NPS seeks to inculcate the habit of saving for retirement amongst the citizens. It is an attempt towards finding a । sustainable solution to the problem of providing adequate retirement income to every , , citizen of India. || NPS Features Introduced by the Government of India and regulated by the Pension Fund Regulatory । & Development Authority (PFRDA) NPS works as a safe retirement fund. The Government authorized PFRDA vide Ministry of Finance, Department of Financial , Services to extend NPS on a voluntary basis to all citizens of India including workers of । the unorganized sector. - , Under NPS following two types of accounts will be available: || Tier-I account: One shall contribute savings for retirement into this (non- , , withdrawal account). ||(1) Tier-II account: This is a voluntary savings facility. One will be free to withdraw - , their savings from this account whenever one wishes to. - । Who can join? ए , A citizen of India, whether resident or non-resident, subject to the following conditions: - - Individual between 18 – 60 years of age as on the date of submission of his/her । application to the POP/ POP-SP and complying with the prescribed KYC norms. , Benefits of joining the NPS || , , It is voluntary: NPS is open to every Indian citizen. One can choose the amount you want to set aside and save every year. ||(2) It is simple: All one has to do is to open an account with any one of the POPs , and get a PRAN. It is flexible: One can choose their own investment option and Pension Fund उ । Manager and see your money grow. छ - , , It is portable: One can operate their account from anywhere in the country, । even if there is change in city, job or selected pension fund manager. , It is regulated: NPS is regulated by PFRDA, with transparent investment norms and regular monitoring and performance review of fund managers by || NPS Trust. , , Tax Benefits: It reduces your tax liability by availing the deductions u/s ] (80CCD) which will be upto Rs.1,50,000/- under section 80 CDD(1) and an additional Rs.50,000/- under section 80CCD (1B) as per assessment year (applicable from FY 2015-16/AY 2016-17). By Sanjiv Kedia On attaining the Normal Retirement Age (NRA) of 60 years – One will be required to compulsorily annuitize at least 40% of their pension wealth and the remaining 60% can be withdrawn as a lump sum or in a phased manner; in case, one opts for a phased withdrawal: o Minimum 10% of the pension wealth should be withdrawn every year. o Any amount lying to the credit at the age 70 should be compulsorily withdrawn in lump sum. Withdraw any time before 60 years of age: In such a case, one will have to compulsorily annuitize 80% of the accumulated pension wealth. The remaining 20% can be withdrawn as a lump sum. Hemant can be reached on [email protected] or on +91 9945164270 4 Marwari Yuva Manch –STARS NEWSLETTER L E A R N I N G MANAGEMENT Nandji Chaturvedi- A famous Rajasthani Poet LESSON FROM Nandji Chaturvedi is no longer with us, A famous poet from Rajasthan left all of us for MAHABHARAT the heavenly abode on 26th December 2014 He will always remain in our memory with his writings. He was born in Jhalawar, Rajasthan and lived his full life in Udaipur. He 1. Never takes vows or was recipient of awards like He was a recipient of Bihari Puraskar of KK Birla make promise before Foundation in 1996 for Yeh Samai mamuli nahin, Prasar Bharati honoured him with the understanding the effect Prasaran Sanmaan in 1998 etc. Included here with is his one of the poem on future (Bhishma did, and had to suffer for the rest of his life) छ , 2. Don't be disrespectful to छ ए others (Draupadi was, ए , towards Duryodhana, one छ of the key reason for उ छ छ mahabahyrta) , छ 3. Never be ashamed of self (Dhritarashtra is a good example) 4. Your right, power and role is just to put your : A renowned economist from Marwari community best efforts, expectations Bimal Jalan of results are futile.