Moneydance 2011 User Guide May 2011 05/09/11 03:58 PM Copyright © 2011 The Infinite Kind, LLC. All rights reserved. Table Of Contents Table of Contents Table Of Contents......................................................................................................................................1 Chapter 1: What's new...............................................................................................................................5 What's New in Moneydance 2011.....................................................................................................................5 Downloading and Installing Moneydance.........................................................................................................5 Registering Moneydance...................................................................................................................................5 How to Upgrade to Moneydance 2011..............................................................................................................5 Chapter 2: Getting Started..........................................................................................................................6 Opening your File..............................................................................................................................................6 Create a Data File from Scratch.........................................................................................................................6 Encrypting Your Data........................................................................................................................................6 Sidebar and Home Page.....................................................................................................................................6 Chapter 3: Account and Transaction Basics..............................................................................................7 How it works: Double-Entry Bookkeeping........................................................................................................7 Transaction Basics.............................................................................................................................................7 About Default Categories..................................................................................................................................7 Bank Accounts...................................................................................................................................................7 Credit Card Accounts.........................................................................................................................................7 Investment Accounts.........................................................................................................................................8 Loan Accounts...................................................................................................................................................8 Asset and Liability Accounts.............................................................................................................................8 Expense and Income Categories........................................................................................................................8 Closing Accounts and Categories......................................................................................................................8 Chapter 4: Register and Transaction Basics..............................................................................................9 The Transaction Register ..................................................................................................................................9 1 Transaction Fields..............................................................................................................................................9 The Balance Box.............................................................................................................................................10 Entering Transactions......................................................................................................................................10 Creating a Split Transaction.............................................................................................................................11 Right-Clicking and Multiple Selection............................................................................................................11 Using Batch Change........................................................................................................................................12 Categorizing Your Transactions.......................................................................................................................12 Investment Transactions..................................................................................................................................12 Loan Transactions............................................................................................................................................12 Using the Address Book with Transactions.....................................................................................................12 Transaction Tags..............................................................................................................................................13 Entering Tags in the Register...........................................................................................................................13 Chapter 5: Online Banking and Bill Payment.........................................................................................14 Online Banking and Bill Payment...................................................................................................................14 Ensuring Your Institution Supports OFX Banking...........................................................................................14 Setting up Online Banking...............................................................................................................................14 Using Online Banking.....................................................................................................................................15 Downloading Transactions Through the OFX Connection..............................................................................15 Importing Transactions with Web-Based Online Banking...............................................................................15 Confirming Downloaded and Imported Transactions......................................................................................16 Setting up Online Bill Payment.......................................................................................................................18 Using Online Bill Payment..............................................................................................................................18 Chapter 6: Reconciling your Account .....................................................................................................19 Overview.........................................................................................................................................................19 Preparing to Reconcile/Troubleshooting..........................................................................................................19 Reconciling......................................................................................................................................................19 Chapter 7: Staying on Schedule..............................................................................................................21 About Reminders.............................................................................................................................................21 Create, Modify, and Delete Reminders............................................................................................................21 Automatically Applying Reminders.................................................................................................................21 Chapter 8: Managing Your Budget.........................................................................................................23 Creating a Budget............................................................................................................................................23 Creating a Budget Manually............................................................................................................................23 Monitoring a Budget........................................................................................................................................24 Budget Bars.....................................................................................................................................................24 What is a Budget Bar?.....................................................................................................................................24 Customizing the Budget Bars..........................................................................................................................25 Chapter 9: Tracking Your Investments....................................................................................................26 Tracking Your Investments..............................................................................................................................26