FLORIDA BANKS & THRIFTS Schedule VI. RANKED BY LOAN LOSS RESERVES AS A PERCENT OF TOTAL LOANS AT or FOR THE SIX MONTHS ENDED JUNE 30, 2017 Loan Loss Reserves as a Percent of Total Date Company Name City Loans Established 1 City National Bank Of Florida Miami 0.27 8/12/1970 2 Home Federal Bank Of Hollywood Hallandale Beach 0.30 9/8/1998 3 Everbank Jacksonville 0.38 10/1/1998 4 Sunshine Bank Plant City 0.52 11/26/1954 5 Pacific National Bank Miami 0.53 7/22/1985 6 Florida Community Bank, National Association Weston 0.57 1/22/2010 7 Homebanc Lake Mary 0.59 4/23/2007 8 Natbank, National Association Hollywood 0.61 12/6/1994 9 Centerstate Bank Of Florida, National Association Winter Haven 0.65 2/21/1992 10 Intercontinental Bank West Miami 0.65 6/21/2002 11 Harbor Community Bank Fort Pierce 0.66 1/23/1960 12 Pilot Bank Tampa 0.70 9/4/1987 13 Sunshine Community Bank Tallahassee 0.71 7/1/2007 14 The Oculina Bank Vero Beach 0.72 1/2/2004 15 Firstatlantic Bank Jacksonville 0.73 11/1/1999 16 Palm Beach Community Bank West Palm Beach 0.75 4/7/2008 17 Bankunited, National Association Miami Lakes 0.77 5/21/2009 18 First Federal Bank Of Florida Lake City 0.77 1/1/1961 19 Seacoast National Bank Stuart 0.78 1/1/1933 20 Capital City Bank Tallahassee 0.81 6/13/1907 21 Stonegate Bank Pompano Beach 0.81 3/7/2005 22 Totalbank Miami 0.83 3/5/1974 23 Anchor Commercial Bank Juno Beach 0.86 3/22/2005 24 Peoples Bank Of Graceville Graceville 0.87 7/12/1974 25 Beach Community Bank Fort Walton Beach 0.90 4/27/2001 26 Sanibel Captiva Community Bank Sanibel 0.90 1/21/2003 27 Floridian Community Bank, Inc. Davie 0.91 3/10/2003 28 First Citrus Bank Tampa 0.91 2/1/1999 29 Marquis Bank Coral Gables 0.91 8/13/2007 30 Sunstate Bank Miami 0.92 3/15/1999 31 Patriot Bank Trinity 0.93 10/22/2004 32 Bank Of Central Florida Lakeland 0.93 3/19/2007 33 Jefferson Bank Of Florida Oldsmar 0.93 12/3/2007 34 Apollo Bank Miami 0.94 10/1/2001 35 Premier Community Bank Of Florida Bradenton 0.96 11/13/2007 36 Paradise Bank Boca Raton 0.98 7/25/2005 37 Cbc National Bank Fernandina Beach 0.99 5/10/2000 38 American National Bank Oakland Park 1.00 10/15/1985 39 Sabadell United Bank, National Association Miami 1.00 11/25/1974 40 Sunrise Bank Cocoa Beach 1.00 8/1/2005 41 Flagship Community Bank Clearwater 1.00 1/23/2006 42 First Florida Integrity Bank Naples 1.00 12/3/2007 43 Professional Bank Coral Gables 1.01 9/8/2008 44 Firstcity Bank Of Commerce Palm Beach Gardens 1.02 8/27/2007 45 Biscayne Bank Coconut Grove 1.02 7/5/2005 46 First Bank Of The Palm Beaches West Palm Beach 1.02 3/6/2006 47 Legacy Bank Of Florida Boca Raton 1.02 5/15/2006 48 Citizens Bank And Trust Frostproof 1.02 5/13/1920 49 Eastern National Bank Miami 1.02 9/3/1969 50 Atlantic Coast Bank Jacksonville 1.03 3/27/1939 51 Brannen Bank Inverness 1.03 7/1/1926 52 Banco Do Brasil Americas Miami 1.03 7/24/1986 53 Bac Florida Bank Coral Gables 1.04 10/12/1973 54 Seaside National Bank & Trust Orlando 1.06 10/31/2006 55 Banesco Usa Coral Gables 1.06 1/10/2006 56 Finemark National Bank & Trust Fort Myers 1.06 2/16/2007 57 Bank Of The South Pensacola 1.07 5/20/1964 58 Brickell Bank Miami 1.08 9/12/1973 59 First Green Bank Orlando 1.09 2/17/2009 60 Continental National Bank Miami 1.09 5/10/1974 61 Terrabank, National Association Miami 1.10 11/21/1985 62 Citizens State Bank Perry 1.11 7/7/1958 FLORIDA BANKS & THRIFTS Schedule VI. RANKED BY LOAN LOSS RESERVES AS A PERCENT OF TOTAL LOANS AT or FOR THE SIX MONTHS ENDED JUNE 30, 2017 Loan Loss Reserves as a Percent of Total Date Company Name City Loans Established 63 Florida Capital Bank, National Association Jacksonville 1.12 8/12/1985 64 Usameribank Largo 1.14 2/12/2007 65 Bank Of Pensacola Pensacola 1.14 10/26/1973 66 Hillsboro Bank Plant City 1.14 7/6/1998 67 Raymond James Bank, National Association Saint Petersburg 1.14 5/6/1994 68 The Bank Of Tampa Tampa 1.16 3/30/1973 69 Madison County Community Bank Madison 1.17 5/5/1999 70 Community State Bank Starke 1.18 3/19/1957 71 One South Bank Chipley 1.19 10/29/2008 72 Encore Bank Naples 1.19 6/4/2007 73 First State Bank Of The Florida Keys Key West 1.19 10/29/1955 74 Farmers & Merchants Bank Monticello 1.22 1/5/1907 75 Prime Meridian Bank Tallahassee 1.22 2/4/2008 76 Freedom Bank Saint Petersburg 1.22 4/4/2005 77 Intracoastal Bank Palm Coast 1.23 6/16/2008 78 Columbia Bank Lake City 1.25 1/1/1912 79 Marine Bank & Trust Company Vero Beach 1.26 7/1/1997 80 Bank Of Belle Glade Belle Glade 1.26 11/14/1963 81 Ocean Bank Miami 1.27 12/9/1982 82 Edison National Bank Fort Myers 1.29 8/29/1997 83 Preferred Community Bank Fort Myers 1.29 4/16/2007 84 The Warrington Bank Pensacola 1.30 3/18/1953 85 Northstar Bank Tampa 1.30 8/6/2007 86 Century Bank Of Florida Tampa 1.30 9/11/2000 87 The First National Bank Of South Miami South Miami 1.31 4/3/1952 88 Sabal Palm Bank Sarasota 1.31 10/10/2006 89 Executive National Bank Miami 1.32 6/7/1972 90 Peoples National Bank Niceville 1.33 6/16/1986 91 Flagler Bank West Palm Beach 1.34 4/10/2000 92 Mercantil Bank, National Association Coral Gables 1.36 9/17/1979 93 Summit Bank, National Association Panama City 1.36 4/8/2008 94 Peoples State Bank Lake City 1.37 4/28/1999 95 Desjardins Bank, National Association Hallandale 1.38 2/28/1992 96 U. S. Century Bank Doral 1.39 10/28/2002 97 Citizens First Bank The Villages 1.39 7/1/1991 98 Mainstreet Community Bank Of Florida Deland 1.41 10/24/2003 99 Citizens Bank Of Florida Oviedo 1.48 7/1/1946 100 Gibraltar Private Bank & Trust Co. Coral Gables 1.49 5/9/1984 101 First Colony Bank Of Florida Maitland 1.49 1/28/2008 102 Community Bank And Trust Of Florida Ocala 1.50 4/2/1998 103 First Bank Clewiston 1.51 1/1/1922 104 Florida Business Bank Melbourne 1.53 3/15/2000 105 Charlotte State Bank & Trust Port Charlotte 1.58 11/3/1987 106 International Finance Bank Miami 1.61 11/30/1983 107 First Florida Bank Destin 1.67 11/27/2006 108 Intercredit Bank, National Association Miami 1.67 7/2/1984 109 Surety Bank Deland 1.69 1/1/1926 110 Plus International Bank Miami 1.70 9/14/2001 111 Commerce National Bank & Trust Winter Park 1.80 2/3/2003 112 Transcapital Bank Sunrise 1.80 7/26/1999 113 Lafayette State Bank Mayo 1.81 4/2/1946 114 Wauchula State Bank Wauchula 1.82 4/1/1929 115 Central Bank Tampa 1.89 2/26/2007 116 Axiom Bank Maitland 1.89 1/1/1962 117 Englewood Bank & Trust Englewood 1.94 4/4/1988 118 Heartland National Bank Sebring 1.99 9/7/1999 119 Friends Bank New Smyrna Beach 2.01 5/15/2000 120 Helm Bank Usa Miami 2.04 12/8/1989 121 First National Bank Of Wauchula Wauchula 2.19 1/12/1960 122 First National Bank Northwest Florida Panama City 2.22 5/3/1984 123 Fidelity Bank Of Florida, National Association Merritt Island 2.23 11/26/1990 124 United Southern Bank Umatilla 2.27 3/1/1937 125 First City Bank Of Florida Fort Walton Beach 2.31 11/17/1948 126 Community Bank Of The South Merritt Island 2.32 11/29/1999 127 Drummond Community Bank Chiefland 2.54 1/12/1990 FLORIDA BANKS & THRIFTS Schedule VI. RANKED BY LOAN LOSS RESERVES AS A PERCENT OF TOTAL LOANS AT or FOR THE SIX MONTHS ENDED JUNE 30, 2017 Loan Loss Reserves as a Percent of Total Date Company Name City Loans Established 128 First National Bank Of Pasco Dade City 2.59 11/3/1986 129 Interamerican Bank, A Fsb Miami 2.74 8/23/1976 130 Tcm Bank, National Association Tampa 2.84 5/18/1998 131 The First National Bank Of Mount Dora Mount Dora 3.30 9/1/1925 132 Coconut Grove Bank Miami 3.31 7/12/1926 133 Fnbt Bank Fort Walton Beach 3.60 4/9/1956 134 The First State Bank Of Arcadia Arcadia 3.71 7/17/1973 135 First Home Bank Seminole 3.82 2/12/1999 136 Pinnacle Bank Orange City 4.92 9/10/1999 137 Optimumbank Plantation 5.32 11/1/2000.