th ★ ★ ★ Happy★ ★ ★ ★ ★ ★ ★ ★ ★ ★ of★ ★ July★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ 4★ ★★ ★ ★ ★ ★ ★ th Happy ★ ★ of July 4★ ★ ★ OFFICIAL ORGAN OF THE CROATIAN FRATERNAL UNION OF AMERICA / ALL FOR ONE...ONE FOR ALL VOL. 116 / NO.13 PITTSBURGH, PENNSYLVANIA / WEDNESDAY, JUNE 23, 2021 TWELVE PAGES ALL PUBLICATIONS RIGHTS RESERVED UPS 698 • 800/PERIODICALS POSTAGE PAID AT PITTSBURGH YET ANOTHER FLASHBACK TO PRE-PANDEMIC DAYS when the 2019 Annual Executive Board CFU Junior Tamburitza Festival took place at Extends CFU Offers Expanded Indianapolis, Indiana! Annuity Crediting Rates Once again, just as last year, Through September 30, 2021 our CFU junior tamburitzans Members are hereby advised will not be gathering to that the society’s finance Benefi ts to Members perform in concert for the committee, comprised of the ing plan which means that while July 4th Festival Weekend Members of the Executive Twenty Payment Life Bonus not guaranteed, dividends are since the 2021 Festival was Board, has reviewed the current planned which may be used to cancelled due to safety interest rate environment and Added To New Membership increase the life insurance pro- has affirmed the current tection of the contract; and, Paid- concerns regarding the crediting rates for CFU Annuity Campaign. Popular Whole up life insurance after the final Covid-19 pandemic. Just and IRA accounts through annual payment is made thereby imagine what a fantastic September 30, 2021. ensuring that the policyholder is reunion and festival show we Life Insurance Plan Joins Accordingly, members holding a member for life of the Croatian will have when we finally get our currently issued contracts Fraternal Union of America. Ten Year Plan together! Keep practicing will continue to receive the Our society was founded on and be ready to celebrate! following rates of return on their By Edward W. Pazo / National President the principle of all for one and Happy Fourth of July to All of accounts: one for all. Mutual aid and fi- PITTSBURGH, PA - In support of the declaration that nancial protection was provided our Junior Tamburitzans! Nine Year contract – 3.50% the year 2021 is considered by our society as “The Year to our earliest members who Five Year contract – 3.00% of Family Unity and Protection”, the Executive Board were new arrivals to the free and Zero Surrender contract – 1.50%. democratic shores of the United is pleased to inform our membership that the present CFU Lodge 75 For those members who hold States of America. In time, as our Eight Year and Five Year fraternal dividend credit applicable to the Ten Pay our members married and had To Meet in July Contracts, the rates of return on Whole Life plan has been extended to our popular children, our fraternal reach and these two contracts has been benefits were extended to their WAUKEGAN, IL – St. Mary’s Twenty Payment Life Plan of insurance beginning set at the guaranteed minimum children. We have been bless- CFU Lodge 75 will hold a meet- July 1, 2021 through December 31, 2021. Knowledgeable of 3.00%. ed and honored to count among ing on July 11, at 9:30 a.m., at the that affordable whole life insurance is the bedrock of a our membership grandparents, Croatian Cultural Center, located All other contracts previously family’s financial stability and security, the society now great-grandparents and, we’re at 3420 Kehm Blvd., Park City, IL. issued with either a 4.5% or We are looking forward to offers members another valuable life insurance plan to sure, additional generations of 4.0% minimum guarantee will seeing everyone. Stay cool! continue to earn those rates of consider when securing their family’s financial future. individuals all belonging to dis- tinct family units. This, we dare Millie Biedron/Secretary return. It is common knowledge that As was stated, in order to say, is how it should be! Members are urged to a vast number of households make the Ten Payment Life plan Parents, who were enrolled Žumberak consider saving for their are underinsured. Countless as attractive as possible and to into Croatian Fraternal Union of retirement through the articles concerning the need lend a helping hand to parents or America, have an obligation to Lodge Meeting purchase of a CFU Annuity or for adequate life insurance grandparents who may desire to provide for their children as well IRA contract where their funds coverage recount the reluctance purchase this contract, a special by taking the steps to make their Update will receive rates of return of individuals to plan for the dire “Fraternal Dividend Credit” was sons and daughters members of superior to those available at and unexpected circumstances for members and non-members the society. This act of love pro- CLEVELAND, OH - Dear the vast majority of banks and of death. Recently we read a alike equal to sixty percent (60%) vides future economic benefits Lodge 859 members: The July other financial institutions. column in a sister fraternal’s of the first year annual premi- through life insurance coverage, meeting has been postponed. We urge members to contact periodical which explained the um for each individual insured college savings through Educa- St. Nicholas Byzantine Church the CFU Sales Coordinator value of adequate life insurance through this valuable life insur- tion IRAs or Annuity accounts, building has been officially sold. today and begin saving for emphasizing that it provides ance offer. The issue age for the and the possible option of re- We are currently looking for a new tomorrow. peace of mind to the insured plan is from age zero through ceiving educational grants to location to hold our meetings. as well as to loved ones in the seventy. Certificates whose face the college or university of their The next meeting of Lodge On behalf of the Executive event of an untimely death. We value of life insurance is choice from the CFU Scholar- 859 will be Friday August 13, Board, firmly believe in this “school of between $5,000-$25,000 in cov- ship Foundation, Inc. at 7 p.m. It will be held at Edward W. Pazo thought” and urge our members erage qualify for the fraternal Please see the attached President MaryAnn Zubovich’s National President to contact the CFU home office to dividend credit. We now have chart on page 8 for a sample of home which is 6760 Park Gate Attention: Members are reminded learn just how easy it is to carry extended this offer to include the cost and first-year savings Oval, Seven Hills, Ohio. that Annuities and IRA accounts an additional $10,000 to $25,000 the 20 Pay Life Insurance Plan. available through this offer. Please contact treasurer Anna offered by the Croatian Fraternal of life insurance protection at Some of the key benefits of this Standard underwriting re- Lucic if you have any questions. Union of America are not FDIC insured nor are they eligible for very affordable rates. plan are as follows: Affordable quirements apply and the regu- We hope to see you there. coverage by State Guaranty level premium for a moderate Additional Fraternal Dividend lar yearly premium begins with Linda Russell Associations. Declared twenty year period; Participat- (Continued on page 8) Recording Secretary PAGE 2 / JUNE 23, 2021 / ZAJEDNIČAR (ISSN 1087-7460) Established November 6, 1929 - Published Bi-Weekly CROATIAN FRATERNAL UNION OF AMERICA LORRAINE TURKALL / IVAN BEGG - ASSOCIATE EDITORS 100 Delaney Drive, Pittsburgh, PA 15235 Phone: 412-843-0380 Fax: 412-823-1594 Frank M. Jerbich e-mail: [email protected] Website: www.croatianfraternalunion.org Succumbs Unsolicited articles, manuscripts, letters, photos, etc., submitted to THE ZAJEDNIČAR are forwarded at the owner’s risk and Croatian Fraternal Union of America THE ZAJEDNIČAR expressly denies any responsibility for their Founded in 1894 safe-keeping or return. THE ZAJEDNIČAR reserves the right to Periodicals Postage Paid at Pittsburgh. PA By Edward W. Pazo/National President edit, revise or reject articles submitted for publication. Former National Officer POSTMASTER: Send address changes to Zajedničar, 100 Delaney Dr., Pittsburgh, PA 15235 Leaves Fraternal Legacy My thoughts begin with the FROM THE EDITOR'S DESK...LORRAINE TURKALL realization that My friend died 61st Annual today and I’m sad. Mukwonago Our very good friend Frank Jerbich left this world on June Invested in the Future 13th, one day prior to our cele- If we have learned anything since the start of the pandemic, Croatian Day bration of Flag Day in the United we surely have learned that life is precious. Every single Fest July 10 States and one week before we moment. Whether or not you have been afflicted with MUKWONAGO, WI - John recognize our Fathers officially Covid-19, have witnessed a family member or friend battle its Movrich CFU Lodge 993 will on June 20th. How fitting it would ravages, or have lost someone dear to this disease, you are hold its 61st Annual Mukwona- have been for him to have passed well aware of its impact on lives, on businesses, on days past go Croatian Day Fest on Satur- day, July 10, from 11 a.m. until 8 away on Flag Day, for we all know and on the future. The devastating effects of Covid-19 are not p.m. As always, it will be held at how much he loved our Flag. Frank M. Jerbich over and will continue to influence the lives of each and every Mukwonago Field Park on the Although our ages initially one of us for quite some time. corner of 83 and NN. And as differentiated us as more of an uncle/nephew relationship, Within the framework of the Croatian Fraternal Union, always, admission and parking our shared experience led to a strong friendship forged in are free.