State of California Action Plan for Disaster Recovery California Department of Housing and Community Development Public Comment DRAFT – Released November 12, 2018 Submitted to the U.S. Department of Housing and Urban Development (HUD) to fulfill requirements related to Community Development Block Grant Disaster Recovery (CDBG-DR) Funds in Response to 2017 Disasters (FEMA DR-4344 and DR-4353). State of California 2018 CDBG-DR Action Plan Department of Housing and Community Development State of California Unmet Needs Action Plan Contents I. Executive Summary ............................................................................................................ 1 1. October Wildfires (DR-4344) ............................................................................................... 1 2. December Wildfires, Mudflows, and Debris Flows (DR-4353) ............................................. 2 3. Ongoing Threat ................................................................................................................... 2 4. Anticipated Unmet Recovery Needs.................................................................................... 3 5. Conclusion .......................................................................................................................... 4 II. Needs Assessment ............................................................................................................. 4 1. Background ......................................................................................................................... 5 2. Summary of Disaster Impacts ............................................................................................. 8 October Wildfires (DR-4344) ........................................................................................ 8 California Wildfires, Flooding, Mudflows, And Debris Flows (DR-4353) .......................10 HUD Designated Most Impacted and Distressed Areas ..............................................11 3. Resilience Solutions and Mitigation Needs .........................................................................14 Housing Resilience .....................................................................................................14 Infrastructure Resilience .............................................................................................15 4. Demographic Profile of Impacted Counties ........................................................................15 5. Impacts on Low- and Moderate-Income Populations ..........................................................19 Social Vulnerability Index ............................................................................................22 6. Housing Impact ..................................................................................................................26 Cost Burdened Households ........................................................................................28 Homeless Persons ......................................................................................................29 Mobile Housing Units ..................................................................................................31 California Social Service Programs .............................................................................32 2-1-1 California ...........................................................................................................32 California HOPE Program ...........................................................................................34 Disaster CalFresh .......................................................................................................34 Insurance ....................................................................................................................35 7. Impact on Vulnerable Populations ......................................................................................46 Population with Disabilities ..........................................................................................47 Public Comment DRAFT – 11/12/18 i State of California 2018 CDBG-DR Action Plan Department of Housing and Community Development Elderly Population .......................................................................................................48 Population with Limited English Proficiency ................................................................49 8. Analysis of Housing Unmet Need .......................................................................................50 Overview of Data Sources .......................................................................................... 50 Limitations of Data ......................................................................................................51 FEMA Individual Assistance ........................................................................................52 Small Business Administration Disaster Loans ...........................................................60 California Department of Forestry and Fire Protection Damage Assessment Data...... 64 Homeowner Insurance ................................................................................................65 Summary of Impacts ...................................................................................................67 Alternative Methodology .............................................................................................68 Infrastructure Impact ...................................................................................................70 Economic Impact ........................................................................................................72 Small Business Administration (SBA) Business Disaster Loans ..................................82 Impact on Public Services ........................................................................................... 86 Mitigation and Resilience ............................................................................................88 Unmet Needs Summary ..............................................................................................89 III. General Requirements ...................................................................................................90 1. Rehabilitation/Reconstruction of Public Housing, Affordable Housing and other forms of Assisted Housing ................................................................................................ .90 Identification of Impacted Areas .................................................................................. 90 Public Housing Needs ................................................................................................91. Sources of Funding for Affordable Housing Unmet Needs ..........................................91 Affordable Rental Housing Needs ...............................................................................91 Affordable Rent, Tenant Income Limits, and Minimum Affordability Period ................. 91 Fair Housing ...............................................................................................................92 Demonstrable Hardship ..............................................................................................92 Not Suitable for Rehabilitation .....................................................................................93 2. Housing for Vulnerable Populations ...................................................................................93 Emergency Shelters and Transitional Housing ............................................................93 Permanent Supportive Housing ..................................................................................93 Housing for Homeless and Persons At-Risk of Homelessness.................................... 94 Public Comment DRAFT – 11/12/18 ii State of California 2018 CDBG-DR Action Plan Department of Housing and Community Development Promote Housing for Vulnerable Populations ..............................................................94 3. Displacement of Persons and/or Entities ............................................................................97 4. Protection of People and Property ..................................................................................... 97 5. Construction Standards ....................................................................................................100 Green Building Standards .........................................................................................100 Residential Construction Standards ..........................................................................101 Small Business Rehabilitation Construction Standards .............................................101 Elevation Standards ..................................................................................................101 Appeals Process .......................................................................................................102 6. Planning and Coordination ...............................................................................................102 Long-term Recovery Planning ...................................................................................103 Statewide Planning Efforts ........................................................................................103 Coordination with Local and Regional Planning Efforts ............................................. 105 7. Resilience to Natural Hazards ..........................................................................................108